NFP Retirement 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	448,297	4,387	SH		SOLE		0	0	4,387
ABBOTT LABS	COM	002824100	274,531	2,642	SH		SOLE		0	0	2,642
ABBVIE INC	COM	00287Y109	608,590	3,548	SH		SOLE		0	0	3,548
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	517,011	1,704	SH		SOLE		0	0	1,704
ADOBE INC	COM	00724F101	406,655	732	SH		SOLE		0	0	732
AECOM	COM	00766T100	326,118	3,700	SH		SOLE		0	0	3,700
AEGON LTD	AMER REG 1 CERT	0076CA104	171,260	27,938	SH		SOLE		0	0	27,938
ALPHABET INC	CAP STK CL A	02079K305	964,028	5,292	SH		SOLE		0	0	5,292
ALPHABET INC	CAP STK CL C	02079K107	2,100,068	11,450	SH		SOLE		0	0	11,450
ALPS ETF TR	ALERIAN MLP	00162Q452	791,369	16,492	SH		SOLE		0	0	16,492
AMAZON COM INC	COM	023135106	4,324,896	22,380	SH		SOLE		0	0	22,380
AMERICAN CENTY ETF TR	US EQT ETF	025072885	455,189	5,047	SH		SOLE		0	0	5,047
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	215,956	2,407	SH		SOLE		0	0	2,407
AMERICAN EXPRESS CO	COM	025816109	392,322	1,694	SH		SOLE		0	0	1,694
AMGEN INC	COM	031162100	3,174,762	10,161	SH		SOLE		0	0	10,161
AMPLIFY ETF TR	CWP ENHANCED DIV	032108409	284,329	7,347	SH		SOLE		0	0	7,347
AON PLC	SHS CL A	G0403H108	7,854,439	26,754	SH		SOLE		0	0	26,754
APPLE INC	COM	037833100	8,736,154	41,476	SH		SOLE		0	0	41,476
AT&T INC	COM	00206R102	391,079	20,465	SH		SOLE		0	0	20,465
BANK AMERICA CORP	COM	060505104	752,786	18,931	SH		SOLE		0	0	18,931
BARCLAYS BANK PLC	DJUBS CMDT ETN36	06738C778	332,911	10,384	SH		SOLE		0	0	10,384
BAYTEX ENERGY CORP	COM	07317Q105	807,555	233,000	SH		SOLE		0	0	233,000
BLACKROCK ENHANCD CAP & INM	COM	09256A109	3,536,208	176,898	SH		SOLE		0	0	176,898
BLACKROCK HEALTH SCIENCES TR	COM	09250W107	2,444,240	59,834	SH		SOLE		0	0	59,834
BLACKROCK SCIENCE & TECHNOLO	SHS	09258G104	2,238,662	59,447	SH		SOLE		0	0	59,447
BLACKROCK UTILS INFRASTRUCTU	COM	09248D104	2,274,753	102,696	SH		SOLE		0	0	102,696
BNY MELLON ETF TRUST	CORE BOND ETF	09661T602	267,987	6,470	SH		SOLE		0	0	6,470
BOEING CO	COM	097023105	416,184	2,287	SH		SOLE		0	0	2,287
BOSTON SCIENTIFIC CORP	COM	101137107	6,923,353	89,902	SH		SOLE		0	0	89,902
BROADCOM INC	COM	11135F101	272,715	169	SH		SOLE		0	0	169
BROWN & BROWN INC	COM	115236101	597,259	6,680	SH		SOLE		0	0	6,680
CAPITAL GROUP INTL FOCUS EQT	SHS CREATION UNI	14019W109	839,398	32,636	SH		SOLE		0	0	32,636
CATERPILLAR INC	COM	149123101	349,478	1,049	SH		SOLE		0	0	1,049
CENOVUS ENERGY INC	COM	15135U109	680,236	34,600	SH		SOLE		0	0	34,600
CHEVRON CORP NEW	COM	166764100	1,731,745	11,072	SH		SOLE		0	0	11,072
CISCO SYS INC	COM	17275R102	287,417	6,050	SH		SOLE		0	0	6,050
CITIGROUP INC	COM NEW	172967424	245,222	3,864	SH		SOLE		0	0	3,864
COCA COLA CO	COM	191216100	1,136,874	17,860	SH		SOLE		0	0	17,860
COSTCO WHSL CORP NEW	COM	22160K105	825,327	971	SH		SOLE		0	0	971
DELL TECHNOLOGIES INC	CL C	24703L202	245,544	1,780	SH		SOLE		0	0	1,780
DENISON MINES CORP	COM	248356107	184,075	92,500	SH		SOLE		0	0	92,500
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	220,193	3,665	SH		SOLE		0	0	3,665
DISNEY WALT CO	COM	254687106	201,521	2,029	SH		SOLE		0	0	2,029
DNP SELECT INCOME FD INC	COM	23325P104	863,741	105,078	SH		SOLE		0	0	105,078
ELI LILLY & CO	COM	532457108	4,163,561	4,597	SH		SOLE		0	0	4,597
ENCORE ENERGY CORP	COM NEW	29259W700	80,770	20,500	SH		SOLE		0	0	20,500
ENERGY FUELS INC	COM NEW	292671708	66,660	11,000	SH		SOLE		0	0	11,000
EXXON MOBIL CORP	COM	30231G102	2,417,247	20,998	SH		SOLE		0	0	20,998
FEDEX CORP	COM	31428X106	313,749	1,046	SH		SOLE		0	0	1,046
FIDELITY COMWLTH TR	NASDAQ COMPSIT	315912808	31,842,913	455,314	SH		SOLE		0	0	455,314
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	20,132,921	448,096	SH		SOLE		0	0	448,096
FIRST MAJESTIC SILVER CORP	COM	32076V103	239,760	40,500	SH		SOLE		0	0	40,500
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	11,067,762	637,545	SH		SOLE		0	0	637,545
FIRST TR EXCHANGE-TRADED FD	NO AMER ENERGY	33738D101	321,441	10,553	SH		SOLE		0	0	10,553
FIRST TR EXCHANGE-TRADED FD	NY ARCA BIOTECH	33733E203	1,035,583	6,725	SH		SOLE		0	0	6,725
FIRST TR EXCHANGE-TRADED FD	WTR ETF	33733B100	512,796	5,129	SH		SOLE		0	0	5,129
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F847	262,564	5,704	SH		SOLE		0	0	5,704
FORD MTR CO DEL	COM	345370860	252,096	20,103	SH		SOLE		0	0	20,103
FORZA X1 INC	COM	34988N104	8,041	21,000	SH		SOLE		0	0	21,000
FRANKLIN TEMPLETON ETF TR	INCOME EQT FOCUS	35473P504	329,366	6,117	SH		SOLE		0	0	6,117
FS CREDIT OPPORTUNITIES CORP	COMMON STOCK	30290Y101	318,099	49,937	SH		SOLE		0	0	49,937
FS KKR CAP CORP	COM	302635206	212,985	10,795	SH		SOLE		0	0	10,795
GE AEROSPACE	COM NEW	369604301	207,833	1,307	SH		SOLE		0	0	1,307
GILEAD SCIENCES INC	COM	375558103	2,147,219	31,296	SH		SOLE		0	0	31,296
GLOBAL X FDS	NASDAQ 100 COVER	37954Y483	2,919,251	165,209	SH		SOLE		0	0	165,209
GLOBAL X FDS	RUSSELL 2000	37954Y459	339,258	21,164	SH		SOLE		0	0	21,164
GLOBAL X FDS	S&P 500 COVERED	37954Y475	205,280	5,078	SH		SOLE		0	0	5,078
GLOBAL X FDS	US INFR DEV ETF	37954Y673	1,021,116	27,581	SH		SOLE		0	0	27,581
HEALTHPEAK PROPERTIES INC	COM	42250P103	463,693	23,657	SH		SOLE		0	0	23,657
HECLA MNG CO	COM	422704106	145,500	30,000	SH		SOLE		0	0	30,000
HOME DEPOT INC	COM	437076102	3,249,613	9,439	SH		SOLE		0	0	9,439
HONEYWELL INTL INC	COM	438516106	511,279	2,395	SH		SOLE		0	0	2,395
INNOVATOR ETFS TRUST	EMERGING MKT PWR	45782C623	229,889	9,201	SH		SOLE		0	0	9,201
INNOVATOR ETFS TRUST	INTRNL DEV APRL	45782C367	359,253	13,286	SH		SOLE		0	0	13,286
INNOVATOR ETFS TRUST	LADDERED ALC BFR	45783Y756	1,817,030	59,532	SH		SOLE		0	0	59,532
INNOVATOR ETFS TRUST	US SML CP PWR ET	45782C342	337,845	10,969	SH		SOLE		0	0	10,969
INTERNATIONAL BUSINESS MACHS	COM	459200101	680,799	3,936	SH		SOLE		0	0	3,936
INVESCO EXCH TRADED FD TR II	S&P GBL WATER	46138E263	1,378,142	24,926	SH		SOLE		0	0	24,926
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	2,030,282	31,259	SH		SOLE		0	0	31,259
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	811,871	38,587	SH		SOLE		0	0	38,587
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	753,965	35,800	SH		SOLE		0	0	35,800
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	998,506	43,950	SH		SOLE		0	0	43,950
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	590,594	28,879	SH		SOLE		0	0	28,879
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	1,180,182	51,516	SH		SOLE		0	0	51,516
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	457,669	23,868	SH		SOLE		0	0	23,868
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	385,803	20,073	SH		SOLE		0	0	20,073
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 26	46138J635	550,943	23,887	SH		SOLE		0	0	23,887
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 28	46138J643	396,620	19,881	SH		SOLE		0	0	19,881
INVESCO EXCHANGE TRADED FD T	AEROSPACE DEFN	46137V100	290,041	2,824	SH		SOLE		0	0	2,824
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	4,668,665	109,413	SH		SOLE		0	0	109,413
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	11,365,426	299,484	SH		SOLE		0	0	299,484
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1500	46137V597	14,681,261	384,932	SH		SOLE		0	0	384,932
INVESCO EXCHANGE TRADED FD T	LARGE CAP GROWTH	46137V746	1,219,884	12,915	SH		SOLE		0	0	12,915
INVESCO EXCHANGE TRADED FD T	LARGE CAP VALUE	46137V738	661,856	12,025	SH		SOLE		0	0	12,025
INVESCO EXCHANGE TRADED FD T	S&P 500 TOP 50	46137V233	1,807,479	39,507	SH		SOLE		0	0	39,507
INVESCO EXCHANGE TRADED FD T	S&P MDCP QUALITY	46137V472	10,967,348	113,020	SH		SOLE		0	0	113,020
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	796,410	4,848	SH		SOLE		0	0	4,848
INVESCO EXCHANGE TRADED FD T	S&P500 QUALITY	46137V241	6,258,547	98,498	SH		SOLE		0	0	98,498
INVESCO QQQ TR	UNIT SER 1	46090E103	26,111,759	54,492	SH		SOLE		0	0	54,492
ISHARES GOLD TR	ISHARES NEW	464285204	867,266	19,742	SH		SOLE		0	0	19,742
ISHARES INC	CORE MSCI EMKT	46434G103	12,528,904	234,015	SH		SOLE		0	0	234,015
ISHARES INC	MSCI EM ASIA ETF	464286426	306,005	4,221	SH		SOLE		0	0	4,221
ISHARES INC	MSCI STH KOR ETF	464286772	220,684	3,338	SH		SOLE		0	0	3,338
ISHARES TR	0-5 YR TIPS ETF	46429B747	1,359,452	13,665	SH		SOLE		0	0	13,665
ISHARES TR	0-5YR HI YL CP	46434V407	616,922	14,619	SH		SOLE		0	0	14,619
ISHARES TR	1 3 YR TREAS BD	464287457	11,100,032	135,936	SH		SOLE		0	0	135,936
ISHARES TR	20 YR TR BD ETF	464287432	1,567,153	17,077	SH		SOLE		0	0	17,077
ISHARES TR	3 7 YR TREAS BD	464288661	3,552,288	30,763	SH		SOLE		0	0	30,763
ISHARES TR	CALIF MUN BD ETF	464288356	273,877	4,815	SH		SOLE		0	0	4,815
ISHARES TR	CORE MSCI INTL	46435G326	50,738,674	772,967	SH		SOLE		0	0	772,967
ISHARES TR	CORE MSCI TOTAL	46432F834	4,312,055	63,825	SH		SOLE		0	0	63,825
ISHARES TR	CORE S&P MCP ETF	464287507	16,311,678	278,698	SH		SOLE		0	0	278,698
ISHARES TR	CORE S&P SCP ETF	464287804	12,704,448	119,064	SH		SOLE		0	0	119,064
ISHARES TR	CORE S&P TTL STK	464287150	14,576,858	122,721	SH		SOLE		0	0	122,721
ISHARES TR	CORE S&P US GWT	464287671	641,823	5,035	SH		SOLE		0	0	5,035
ISHARES TR	CORE S&P US VLU	464287663	662,163	7,514	SH		SOLE		0	0	7,514
ISHARES TR	CORE S&P500 ETF	464287200	209,119,968	382,126	SH		SOLE		0	0	382,126
ISHARES TR	CORE TOTAL USD	46434V613	812,365	17,965	SH		SOLE		0	0	17,965
ISHARES TR	CORE US AGGBD ET	464287226	63,151,040	650,557	SH		SOLE		0	0	650,557
ISHARES TR	ESG AWR US AGRGT	46435U549	973,700	20,890	SH		SOLE		0	0	20,890
ISHARES TR	GLOBAL REIT ETF	46434V647	1,940,785	83,476	SH		SOLE		0	0	83,476
ISHARES TR	IBOXX HI YD ETF	464288513	260,218	3,373	SH		SOLE		0	0	3,373
ISHARES TR	INTL SEL DIV ETF	464288448	526,148	19,016	SH		SOLE		0	0	19,016
ISHARES TR	ISHS 5-10YR INVT	464288638	2,917,770	56,921	SH		SOLE		0	0	56,921
ISHARES TR	MRGSTR MD CP ETF	464288208	336,697	4,803	SH		SOLE		0	0	4,803
ISHARES TR	MSCI EAFE ETF	464287465	912,791	11,653	SH		SOLE		0	0	11,653
ISHARES TR	MSCI EMG MKT ETF	464287234	615,759	14,458	SH		SOLE		0	0	14,458
ISHARES TR	MSCI INDIA ETF	46429B598	218,804	3,922	SH		SOLE		0	0	3,922
ISHARES TR	MSCI INTL QUALTY	46434V456	7,817,228	200,185	SH		SOLE		0	0	200,185
ISHARES TR	MSCI USA MIN VOL	46429B697	356,969	4,252	SH		SOLE		0	0	4,252
ISHARES TR	RUS 1000 GRW ETF	464287614	1,496,678	4,106	SH		SOLE		0	0	4,106
ISHARES TR	RUS 1000 VAL ETF	464287598	338,297	1,939	SH		SOLE		0	0	1,939
ISHARES TR	RUS 2000 VAL ETF	464287630	857,144	5,628	SH		SOLE		0	0	5,628
ISHARES TR	RUS MDCP VAL ETF	464287473	245,585	2,034	SH		SOLE		0	0	2,034
ISHARES TR	RUS MID CAP ETF	464287499	408,355	5,036	SH		SOLE		0	0	5,036
ISHARES TR	RUSSELL 2000 ETF	464287655	273,946	1,350	SH		SOLE		0	0	1,350
ISHARES TR	SHORT TREAS BD	464288679	121,956,251	1,103,660	SH		SOLE		0	0	1,103,660
ISHARES TR	TIPS BD ETF	464287176	635,331	5,951	SH		SOLE		0	0	5,951
ISHARES TR	TRS FLT RT BD	46434V860	30,505,595	602,148	SH		SOLE		0	0	602,148
ISHARES TR	U.S. TECH ETF	464287721	1,515,138	10,067	SH		SOLE		0	0	10,067
ISHARES TR	US HLTHCARE ETF	464287762	624,341	10,190	SH		SOLE		0	0	10,190
ISHARES TR	USD INV GRDE ETF	464288620	2,112,437	42,072	SH		SOLE		0	0	42,072
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	7,106,710	125,378	SH		SOLE		0	0	125,378
J P MORGAN EXCHANGE TRADED F	INCOME ETF	46641Q159	304,582	6,700	SH		SOLE		0	0	6,700
J P MORGAN EXCHANGE TRADED F	MUNICIPAL ETF	46641Q647	510,148	10,127	SH		SOLE		0	0	10,127
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	371,018	6,685	SH		SOLE		0	0	6,685
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	590,349	11,602	SH		SOLE		0	0	11,602
JOHNSON & JOHNSON	COM	478160104	1,137,882	7,785	SH		SOLE		0	0	7,785
JPMORGAN CHASE & CO.	COM	46625H100	987,006	4,881	SH		SOLE		0	0	4,881
LOWES COS INC	COM	548661107	263,951	1,197	SH		SOLE		0	0	1,197
MCDONALDS CORP	COM	580135101	268,837	1,054	SH		SOLE		0	0	1,054
MEDICAL PPTYS TRUST INC	COM	58463J304	424,727	98,542	SH		SOLE		0	0	98,542
MEDTRONIC PLC	SHS	G5960L103	1,199,835	15,244	SH		SOLE		0	0	15,244
MERCADOLIBRE INC	COM	58733R102	318,820	194	SH		SOLE		0	0	194
MERCK & CO INC	COM	58933Y105	971,259	7,846	SH		SOLE		0	0	7,846
META PLATFORMS INC	CL A	30303M102	726,483	1,440	SH		SOLE		0	0	1,440
MICROSOFT CORP	COM	594918104	5,621,693	12,577	SH		SOLE		0	0	12,577
MOTOROLA SOLUTIONS INC	COM NEW	620076307	902,585	2,338	SH		SOLE		0	0	2,338
NATIONAL HEALTH INVS INC	COM	63633D104	1,837,712	27,133	SH		SOLE		0	0	27,133
NEWMONT CORP	COM	651639106	1,175,660	28,079	SH		SOLE		0	0	28,079
NEXTERA ENERGY INC	COM	65339F101	425,884	6,014	SH		SOLE		0	0	6,014
NVIDIA CORPORATION	COM	67066G104	2,898,208	23,459	SH		SOLE		0	0	23,459
OCCIDENTAL PETE CORP	COM	674599105	235,290	3,733	SH		SOLE		0	0	3,733
ORACLE CORP	COM	68389X105	229,778	1,628	SH		SOLE		0	0	1,628
PALO ALTO NETWORKS INC	COM	697435105	458,003	1,351	SH		SOLE		0	0	1,351
PHILIP MORRIS INTL INC	COM	718172109	255,014	2,516	SH		SOLE		0	0	2,516
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	2,566,566	27,687	SH		SOLE		0	0	27,687
PIMCO ETF TR	ACTIVE BD ETF	72201R775	2,183,643	23,975	SH		SOLE		0	0	23,975
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	2,145,635	21,318	SH		SOLE		0	0	21,318
PIMCO ETF TR	ENHNCD LW DUR AC	72201R718	226,735	2,395	SH		SOLE		0	0	2,395
PIMCO ETF TR	MULTISECTOR BD	72201R585	995,676	38,833	SH		SOLE		0	0	38,833
POWERSHARES ACTIVELY MANAGED	ULTRA SHRT DUR	46090A887	1,209,077	24,230	SH		SOLE		0	0	24,230
PROCTER AND GAMBLE CO	COM	742718109	1,544,162	9,362	SH		SOLE		0	0	9,362
PROGRESSIVE CORP	COM	743315103	223,291	1,075	SH		SOLE		0	0	1,075
PROSPECT CAP CORP	NOTE 6.375% 3/0	74348TAT9	48,819	49,000	SH		SOLE		0	0	49,000
QUALCOMM INC	COM	747525103	298,773	1,500	SH		SOLE		0	0	1,500
REALTY INCOME CORP	COM	756109104	492,436	9,323	SH		SOLE		0	0	9,323
ROPER TECHNOLOGIES INC	COM	776696106	243,501	432	SH		SOLE		0	0	432
RTX CORPORATION	COM	75513E101	253,538	2,526	SH		SOLE		0	0	2,526
SABRA HEALTH CARE REIT INC	COM	78573L106	155,497	10,097	SH		SOLE		0	0	10,097
SABRE CORP	COM	78573M104	49,205	18,429	SH		SOLE		0	0	18,429
SALESFORCE INC	COM	79466L302	268,212	1,043	SH		SOLE		0	0	1,043
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	1,202,102	45,262	SH		SOLE		0	0	45,262
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524748	448,959	12,916	SH		SOLE		0	0	12,916
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	609,421	9,098	SH		SOLE		0	0	9,098
SCHWAB STRATEGIC TR	FUNDAMENTAL US S	808524763	7,098,284	129,241	SH		SOLE		0	0	129,241
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	2,680,281	69,763	SH		SOLE		0	0	69,763
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	878,065	18,004	SH		SOLE		0	0	18,004
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	1,118,506	23,239	SH		SOLE		0	0	23,239
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	2,519,857	55,285	SH		SOLE		0	0	55,285
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	2,381,870	37,885	SH		SOLE		0	0	37,885
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	29,200,681	375,511	SH		SOLE		0	0	375,511
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	4,269,983	42,346	SH		SOLE		0	0	42,346
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,658,589	22,387	SH		SOLE		0	0	22,387
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	7,954,792	123,808	SH		SOLE		0	0	123,808
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	2,130,951	27,378	SH		SOLE		0	0	27,378
SCHWAB STRATEGIC TR	US REIT ETF	808524847	243,211	12,177	SH		SOLE		0	0	12,177
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	5,401,817	113,841	SH		SOLE		0	0	113,841
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	2,490,172	47,874	SH		SOLE		0	0	47,874
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	590,476	4,049	SH		SOLE		0	0	4,049
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	1,031,490	4,559	SH		SOLE		0	0	4,559
SHOPIFY INC	CL A	82509L107	248,546	3,763	SH		SOLE		0	0	3,763
SIBANYE STILLWATER LTD	SPONSORED ADR	82575P107	63,075	14,500	SH		SOLE		0	0	14,500
SOFI TECHNOLOGIES INC	COM	83406F102	3,807,277	575,988	SH		SOLE		0	0	575,988
SOUTHERN CO	COM	842587107	548,623	7,072	SH		SOLE		0	0	7,072
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	506,160	1,294	SH		SOLE		0	0	1,294
SPDR GOLD TR	GOLD SHS	78463V107	1,270,303	5,909	SH		SOLE		0	0	5,909
SPDR INDEX SHS FDS	EURO STOXX 50	78463X202	531,971	10,633	SH		SOLE		0	0	10,633
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,529,550	43,600	SH		SOLE		0	0	43,600
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	648,695	17,224	SH		SOLE		0	0	17,224
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,084,651	5,665	SH		SOLE		0	0	5,665
SPDR SER TR	ICE PFD SEC ETF	78464A292	1,609,140	47,426	SH		SOLE		0	0	47,426
SPDR SER TR	PORTFLI HIGH YLD	78468R606	425,109	18,300	SH		SOLE		0	0	18,300
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	1,198,870	47,782	SH		SOLE		0	0	47,782
SPDR SER TR	PORTFOLIO S&P500	78464A854	36,122,860	564,423	SH		SOLE		0	0	564,423
SPDR SER TR	PORTFOLIO SHORT	78464A474	742,827	25,011	SH		SOLE		0	0	25,011
SPDR SER TR	S&P DIVID ETF	78464A763	3,267,091	25,689	SH		SOLE		0	0	25,689
SSGA ACTIVE ETF TR	SPDR TR TACTIC	78467V848	965,156	24,299	SH		SOLE		0	0	24,299
STRIDE INC	COM	86333M108	673,275	9,550	SH		SOLE		0	0	9,550
TARGET CORP	COM	87612E106	333,210	2,251	SH		SOLE		0	0	2,251
TESLA INC	COM	88160R101	1,032,737	5,219	SH		SOLE		0	0	5,219
TRAVELERS COMPANIES INC	COM	89417E109	7,145,771	35,142	SH		SOLE		0	0	35,142
TRUIST FINL CORP	COM	89832Q109	372,218	9,581	SH		SOLE		0	0	9,581
TWIN VEE POWERCATS CO	COM	90177C101	36,445	66,872	SH		SOLE		0	0	66,872
UNION PAC CORP	COM	907818108	398,420	1,762	SH		SOLE		0	0	1,762
UNITEDHEALTH GROUP INC	COM	91324P102	670,548	1,314	SH		SOLE		0	0	1,314
VANECK ETF TRUST	INTRMDT MUNI ETF	92189H201	483,626	10,550	SH		SOLE		0	0	10,550
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	228,376	3,049	SH		SOLE		0	0	3,049
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	720,895	9,399	SH		SOLE		0	0	9,399
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,997,509	69,361	SH		SOLE		0	0	69,361
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	1,925,644	39,565	SH		SOLE		0	0	39,565
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	516,104	3,058	SH		SOLE		0	0	3,058
VANGUARD INDEX FDS	GROWTH ETF	922908736	8,544,916	22,847	SH		SOLE		0	0	22,847
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	260,480	1,134	SH		SOLE		0	0	1,134
VANGUARD INDEX FDS	MID CAP ETF	922908629	17,512,915	72,328	SH		SOLE		0	0	72,328
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	624,808	7,461	SH		SOLE		0	0	7,461
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	8,919,326	17,832	SH		SOLE		0	0	17,832
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	2,343,968	12,841	SH		SOLE		0	0	12,841
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,955,728	8,967	SH		SOLE		0	0	8,967
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	1,590,806	6,360	SH		SOLE		0	0	6,360
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,838,136	6,869	SH		SOLE		0	0	6,869
VANGUARD INDEX FDS	VALUE ETF	922908744	12,397,154	77,285	SH		SOLE		0	0	77,285
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	4,944,810	84,325	SH		SOLE		0	0	84,325
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	7,545,581	172,424	SH		SOLE		0	0	172,424
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	1,166,215	24,027	SH		SOLE		0	0	24,027
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	2,314,071	46,179	SH		SOLE		0	0	46,179
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	2,796,912	34,992	SH		SOLE		0	0	34,992
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	654,533	11,287	SH		SOLE		0	0	11,287
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	13,056,415	168,959	SH		SOLE		0	0	168,959
VANGUARD SCOTTSDALE FDS	VNG RUS1000GRW	92206C680	29,222,297	311,497	SH		SOLE		0	0	311,497
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	2,878,314	15,768	SH		SOLE		0	0	15,768
VANGUARD STAR FDS	VG TL INTL STK F	921909768	2,466,128	40,898	SH		SOLE		0	0	40,898
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,770,439	298,868	SH		SOLE		0	0	298,868
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	4,323,460	36,456	SH		SOLE		0	0	36,456
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	633,966	9,250	SH		SOLE		0	0	9,250
VANGUARD WORLD FD	COMM SRVC ETF	92204A884	545,410	3,945	SH		SOLE		0	0	3,945
VANGUARD WORLD FD	CONSUM DIS ETF	92204A108	705,951	2,261	SH		SOLE		0	0	2,261
VANGUARD WORLD FD	CONSUM STP ETF	92204A207	5,611,951	27,640	SH		SOLE		0	0	27,640
VANGUARD WORLD FD	ENERGY ETF	92204A306	609,805	4,779	SH		SOLE		0	0	4,779
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	715,683	7,166	SH		SOLE		0	0	7,166
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	3,319,002	12,480	SH		SOLE		0	0	12,480
VANGUARD WORLD FD	INDUSTRIAL ETF	92204A603	793,273	3,375	SH		SOLE		0	0	3,375
VANGUARD WORLD FD	INF TECH ETF	92204A702	4,906,049	8,509	SH		SOLE		0	0	8,509
VANGUARD WORLD FD	MATERIALS ETF	92204A801	420,721	2,179	SH		SOLE		0	0	2,179
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	694,305	2,209	SH		SOLE		0	0	2,209
VANGUARD WORLD FD	UTILITIES ETF	92204A876	676,385	4,572	SH		SOLE		0	0	4,572
VEREN INC	COM NEW	92340V107	350,215	44,500	SH		SOLE		0	0	44,500
VERISIGN INC	COM	92343E102	9,037,574	50,830	SH		SOLE		0	0	50,830
VERIZON COMMUNICATIONS INC	COM	92343V104	407,895	9,892	SH		SOLE		0	0	9,892
WALMART INC	COM	931142103	850,562	12,563	SH		SOLE		0	0	12,563
WASTE MGMT INC DEL	COM	94106L109	629,353	2,950	SH		SOLE		0	0	2,950
WELLS FARGO CO NEW	COM	949746101	890,778	14,999	SH		SOLE		0	0	14,999
WELLTOWER INC	COM	95040Q104	1,103,429	10,584	SH		SOLE		0	0	10,584
WISDOMTREE TR	INTL LRGCAP DV	97717W794	437,967	8,635	SH		SOLE		0	0	8,635
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	624,264	13,693	SH		SOLE		0	0	13,693
WISDOMTREE TR	US HIGH DIVIDEND	97717W208	3,644,254	43,081	SH		SOLE		0	0	43,081
WISDOMTREE TR	US QTLY DIV GRT	97717X669	629,551	8,066	SH		SOLE		0	0	8,066