Financially Speaking 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALPS ETF TR	ALERIAN MLP	00162Q452	20,612	428	SH		SOLE		0	0	428
AMAZON COM INC	COM	023135106	30,715	140	SH		SOLE		0	0	140
TRANSAMERICA SHORT-TERM BOND A	NTF BOND FUNDS	893962639	4,148	416	SH		SOLE		0	0	416
MACQUARIE CORE EQUITY FUND CLASS A	NTF EQUITY FUNDS	466000106	2,439	143	SH		SOLE		0	0	143
AMAZON COM INC	COM	023135106	223,778	1,020	SH		SOLE		0	0	1,020
PULTE GROUP INC	COM	745867101	13,286	122	SH		SOLE		0	0	122
JOHNSON & JOHNSON	COM	478160104	56,546	391	SH		SOLE		0	0	391
STRYKER CORPORATION	COM	863667101	36,005	100	SH		SOLE		0	0	100
PROGRESSIVE CORP	COM	743315103	3,355	14	SH		SOLE		0	0	14
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	349,406	12,537	SH		SOLE		0	0	12,537
SCHWAB US TREASURY MONEY INVESTOR	SCHWAB NON-SWEEP MMF	808515548	332,682	332,682	SH		SOLE		0	0	332,682
NVIDIA CORPORATION	COM	67066G104	26,858	200	SH		SOLE		0	0	200
SCHWAB INTERNATIONAL INDEX	SCHWAB MUTL FUNDS	808509830	4,767	211	SH		SOLE		0	0	211
DHI GROUP INC	COM	23331S100	1,682	950	SH		SOLE		0	0	950
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	3,941	51	SH		SOLE		0	0	51
UNITEDHEALTH GROUP INC	COM	91324P102	2,023	4	SH		SOLE		0	0	4
STARBUCKS CORP	COM	855244109	49,458	542	SH		SOLE		0	0	542
NORTHROP GRUMMAN CORP	COM	666807102	38,951	83	SH		SOLE		0	0	83
NYLI MACKAY SHORT DURATION HIGH INC CL A	NTF BOND FUNDS	56064B753	8,856,675	931,301	SH		SOLE		0	0	931,301
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	276,431	4,903	SH		SOLE		0	0	4,903
ISHARES TR	S&P 500 GRWT ETF	464287309	5,908,843	58,198	SH		SOLE		0	0	58,198
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	3,811	51	SH		SOLE		0	0	51
RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS	AMERICAN DEPOSITORY	76206K107	4,525,934	35,764	SH		SOLE		0	0	35,764
SCHWAB S&P 500 INDEX	SCHWAB MUTL FUNDS	808509855	38,615	428	SH		SOLE		0	0	428
ATMOS ENERGY CORP	COM	049560105	8,575	62	SH		SOLE		0	0	62
ISHARES INC	MSCI GLB SLV&MTL	464286327	10,651	923	SH		SOLE		0	0	923
FIRST SOLAR INC	COM	336433107	1,762	10	SH		SOLE		0	0	10
ICON FLEXIBLE BD FD INV	NTF BOND FUNDS	78410K717	18,370,586	2,136,115	SH		SOLE		0	0	2,136,115
JHANCOCK GOVERNMENT INCOME R6	BOND FUNDS	41014P524	2,325	302	SH		SOLE		0	0	302
MCKESSON CORP	COM	58155Q103	569,910	1,000	SH		SOLE		0	0	1,000
SCHWAB TREASURY OBLIG MONEY ULTRA	SCHWAB NON-SWEEP MMF	808515480	2,681,824	2,681,824	SH		SOLE		0	0	2,681,824
WILLIAMS COS INC	COM	969457100	23,759	439	SH		SOLE		0	0	439
EXXON MOBIL CORP	COM	30231G102	209,977	1,952	SH		SOLE		0	0	1,952
INVESCO ACTIVELY MANAGED EXC	ULTRA SHRT DUR	46090A887	215,323	4,297	SH		SOLE		0	0	4,297
CHEVRON CORP NEW	COM	166764100	5,794	40	SH		SOLE		0	0	40
SHOPIFY INC	CL A	82509L107	4,679	44	SH		SOLE		0	0	44
SPDR SER TR	S&P REGL BKG	78464A698	14,243	236	SH		SOLE		0	0	236
BLACKSKY TECHNOLOGY INC	CL A NEW	09263B207	3,777	350	SH		SOLE		0	0	350
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	4,593	36	SH		SOLE		0	0	36
IMPAX ELLEVATE GLOBAL WOMEN'S LDR INV	NTF EQUITY FUNDS	70422T208	2,160	67	SH		SOLE		0	0	67
ADVISORSHARES TR	PURE US CANNABIS	00768Y453	3,810	1,000	SH		SOLE		0	0	1,000
COINBASE GLOBAL INC	COM CL A	19260Q107	8,691	35	SH		SOLE		0	0	35
NETFLIX INC	COM	64110L106	6,239	7	SH		SOLE		0	0	7
RTX CORPORATION	COM	75513E101	118,844	1,027	SH		SOLE		0	0	1,027
NORDSON CORP	COM	655663102	20,924	100	SH		SOLE		0	0	100
GEVO INC	COM PAR	374396406	7,315	3,500	SH		SOLE		0	0	3,500
GRAYSCALE ETHEREUM TRUST ETF	SHS	389638107	7,706	275	SH		SOLE		0	0	275
PALANTIR TECHNOLOGIES INC	CL A	69608A108	310,083	4,100	SH		SOLE		0	0	4,100
ICON FLEXIBLE BD FD INV	NTF BOND FUNDS	78410K717	358,851	41,727	SH		SOLE		0	0	41,727
TRYPTAMINE THERAPE ORDF	UNLSTD FOREIGN ORDRY	Q9240A100	8,501	361,600	SH		SOLE		0	0	361,600
ADVISORS INNER CIRCLE FD III	DEMCRATIC LG ETF	00774Q346	44,817	1,247	SH		SOLE		0	0	1,247
PALANTIR TECHNOLOGIES INC	CL A	69608A108	23,899	316	SH		SOLE		0	0	316
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	313	4	SH		SOLE		0	0	4
QUALCOMM INC	COM	747525103	15,362	100	SH		SOLE		0	0	100
OCCIDENTAL PETE CORP	COM	674599105	95,552	1,934	SH		SOLE		0	0	1,934
LENNOX INTL INC	COM	526107107	81,037	133	SH		SOLE		0	0	133
LINDE PLC	SHS	G54950103	58,614	140	SH		SOLE		0	0	140
PNC FINL SVCS GROUP INC	COM	693475105	38,570	200	SH		SOLE		0	0	200
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	155	6	SH		SOLE		0	0	6
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	5,890,889	60,850	SH		SOLE		0	0	60,850
JUMIA TECHNOLOGIES AG	SPONSORED ADS	48138M105	3,820	1,000	SH		SOLE		0	0	1,000
MICROBOT MED INC	COM NEW	59503A204	1	1	SH		SOLE		0	0	1
SPDR SER TR	S&P DIVID ETF	78464A763	125,495	950	SH		SOLE		0	0	950
EXPEDIA GROUP INC	COM NEW	30212P303	1,677	9	SH		SOLE		0	0	9
BNY MELLON SUST US EQUITY A	NTF EQUITY FUNDS	09661D102	27,131	1,485	SH		SOLE		0	0	1,485
SCHWAB TREASURY OBLIG MONEY INV	SCHWAB NON-SWEEP MMF	808515621	586,600	586,600	SH		SOLE		0	0	586,600
LOWES COS INC	COM	548661107	49,360	200	SH		SOLE		0	0	200
GRAYSCALE BITCOIN TRUST ETF	SHS REP COM UT	389637109	20,356	275	SH		SOLE		0	0	275
COSTCO WHSL CORP NEW	COM	22160K105	161,264	176	SH		SOLE		0	0	176
SCHWAB S&P 500 INDEX	SCHWAB MUTL FUNDS	808509855	1,508	17	SH		SOLE		0	0	17
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	49,806	222	SH		SOLE		0	0	222
OCCIDENTAL PETE CORP	*W EXP 08/03/202	674599162	8,100	294	SH		SOLE		0	0	294
NUVEEN PREFERRED SECS & INC A	NTF BOND FUNDS	670700103	44,959	2,897	SH		SOLE		0	0	2,897
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	104,168	1,076	SH		SOLE		0	0	1,076
EQT CORP	COM	26884L109	23,055	500	SH		SOLE		0	0	500
VANGUARD WELLESLEY INCOME INV	EQUITY FUNDS	921938106	72,361	2,921	SH		SOLE		0	0	2,921
VERIZON COMMUNICATIONS INC	COM	92343V104	48,788	1,220	SH		SOLE		0	0	1,220
WALGREENS BOOTS ALLIANCE INC	COM	931427108	467	50	SH		SOLE		0	0	50
AUTOLIV INC	COM	052800109	9,098	97	SH		SOLE		0	0	97
WASATCH MICRO CAP	NTF EQUITY FUNDS	936772508	2,715	328	SH		SOLE		0	0	328
GCI LIBERTY INC XXXESC PEND POSS FUTR DISTR	REORG STOCK	361ESC049	0	38	SH		SOLE		0	0	38
PROCTER AND GAMBLE CO	COM	742718109	39,398	235	SH		SOLE		0	0	235
SCHWAB VALUE ADVANTAGE MONEY INVESTOR SHARES	SCHWAB NON-SWEEP MMF	808515605	211,635	211,635	SH		SOLE		0	0	211,635
LIBERTY MEDIA CORP DEL	COM LBTY ONE S C	531229755	3,336	36	SH		SOLE		0	0	36
JPMORGAN LARGE CAP GROWTH R6	EQUITY FUNDS	48121L841	2,630	31	SH		SOLE		0	0	31
NVIDIA CORPORATION	COM	67066G104	475,252	3,539	SH		SOLE		0	0	3,539
GRAYSCALE ETHEREUM MINI TR E	SHS NEW	38964R203	850	27	SH		SOLE		0	0	27
NATIONWIDE BNY MELLON DYN US CORE R6	EQUITY FUNDS	63867R258	240,642	14,900	SH		SOLE		0	0	14,900
AMAZON COM INC	COM	023135106	5,924	27	SH		SOLE		0	0	27
NORWEGIAN CRUISE LINE HLDG L	SHS	G66721104	2,573	100	SH		SOLE		0	0	100
DHI GROUP INC	COM	23331S100	10,547	5,959	SH		SOLE		0	0	5,959
PAYPAL HLDGS INC	COM	70450Y103	854	10	SH		SOLE		0	0	10
GE VERNOVA INC	COM	36828A101	987	3	SH		SOLE		0	0	3
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	57,820	826	SH		SOLE		0	0	826
WELLS FARGO BANK, 4.9 25CD FDIC INS DUE 02/12/25US	CERTIFICATE DEPOSIT	949764LX0	50,023	50,000	SH		SOLE		0	0	50,000
AMERICAN FUNDS FUNDAMENTAL INVS A	LOAD EQUITY FUND	360802102	468,430	5,803	SH		SOLE		0	0	5,803
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	522	12	SH		SOLE		0	0	12
MERCK & CO INC	COM	58933Y105	17,508	176	SH		SOLE		0	0	176
PALANTIR TECHNOLOGIES INC	CL A	69608A108	629,922	8,329	SH		SOLE		0	0	8,329
US BANCORP DEL	COM NEW	902973304	105,609	2,208	SH		SOLE		0	0	2,208
ISHARES TR	S&P 500 GRWT ETF	464287309	44,673	440	SH		SOLE		0	0	440
INTERNATIONAL BUSINESS MACHS	COM	459200101	3,517	16	SH		SOLE		0	0	16
WILLAMETTE VY VINEYARD INC	COM	969136100	335	100	SH		SOLE		0	0	100
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,522,375	9,977	SH		SOLE		0	0	9,977
CELSIUS HLDGS INC	COM NEW	15118V207	13,170	500	SH		SOLE		0	0	500
NEXTERA ENERGY INC	COM	65339F101	932	13	SH		SOLE		0	0	13
PHILIP MORRIS INTL INC	COM	718172109	10,230	85	SH		SOLE		0	0	85
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	333	12	SH		SOLE		0	0	12
SPOTIFY TECHNOLOGY S A	SHS	L8681T102	7,158	16	SH		SOLE		0	0	16
PNC BANK, NTNL A 5.25 25CD FDIC INS DUE 01/10/25US	CERTIFICATE DEPOSIT	69355NGF6	30,006	30,000	SH		SOLE		0	0	30,000
BARCLAYS BANK DE 4.45 25CD FDIC INS DUE 06/18/25US	CERTIFICATE DEPOSIT	06740KSY4	49,967	50,000	SH		SOLE		0	0	50,000
GENERAL MTRS CO	COM	37045V100	1,651	31	SH		SOLE		0	0	31
HORMEL FOODS CORP	COM	440452100	1,318	42	SH		SOLE		0	0	42
AMC ENTMT HLDGS INC	CL A NEW	00165C302	4,147	1,042	SH		SOLE		0	0	1,042
FORD MTR CO	COM	345370860	5,638	570	SH		SOLE		0	0	570
DEVON ENERGY CORP NEW	COM	25179M103	524	16	SH		SOLE		0	0	16
PROCTER AND GAMBLE CO	COM	742718109	20,937	125	SH		SOLE		0	0	125
AT&T INC	COM	00206R102	22,770	1,000	SH		SOLE		0	0	1,000
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	4,294,283	19,141	SH		SOLE		0	0	19,141
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	17,322,821	621,558	SH		SOLE		0	0	621,558
SAMSARA INC	COM CL A	79589L106	21,845	500	SH		SOLE		0	0	500
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	11,901,071	51,183	SH		SOLE		0	0	51,183
WARNER BROS DISCOVERY INC	COM SER A	934423104	983	93	SH		SOLE		0	0	93
VISA INC	COM CL A	92826C839	2,844	9	SH		SOLE		0	0	9
VANGUARD ENERGY INV	EQUITY FUNDS	921908109	5,187	120	SH		SOLE		0	0	120
ALLEGION PLC	ORD SHS	G0176J109	8,625	66	SH		SOLE		0	0	66
PHILLIPS 66	COM	718546104	47,399	416	SH		SOLE		0	0	416
JPMORGAN CHASE & CO.	COM	46625H100	3,596	15	SH		SOLE		0	0	15
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	11,261	233	SH		SOLE		0	0	233
MCDONALDS CORP	COM	580135101	22,611	78	SH		SOLE		0	0	78
MEDTRONIC PLC	SHS	G5960L103	197,144	2,468	SH		SOLE		0	0	2,468
PHINIA INC	COMMON STOCK	71880K101	1,541	32	SH		SOLE		0	0	32
BP PLC	SPONSORED ADR	055622104	9,748	330	SH		SOLE		0	0	330
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	234,380	1,008	SH		SOLE		0	0	1,008
INVESCO CORE PLUS BOND R6	BOND FUNDS	00141A438	1,593	175	SH		SOLE		0	0	175
FRANKLIN INCOME A1	NTF BOND FUNDS	353496300	15,998	6,779	SH		SOLE		0	0	6,779
DISNEY WALT CO	COM	254687106	39,863	358	SH		SOLE		0	0	358
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	22,611,819	401,061	SH		SOLE		0	0	401,061
BANK AMERICA CORP	COM	060505104	21,471	489	SH		SOLE		0	0	489
BARRICK GOLD CORP	COM	067901108	1,271	82	SH		SOLE		0	0	82
TRANSAMERICA SHORT-TERM BOND A	NTF BOND FUNDS	893962639	6,395	641	SH		SOLE		0	0	641
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,762	9	SH		SOLE		0	0	9
RIVIAN AUTOMOTIVE INC	COM CL A	76954A103	24,432	1,837	SH		SOLE		0	0	1,837
GOLDMAN SACHS BA 4.35 25CD FDIC INS DUE 05/05/25US	CERTIFICATE DEPOSIT	38150VZR3	30,003	30,000	SH		SOLE		0	0	30,000
INVESCO EXCHANGE TRADED FD T	AEROSPACE DEFN	46137V100	12,161	106	SH		SOLE		0	0	106
APA CORPORATION	COM	03743Q108	11,476	497	SH		SOLE		0	0	497
FORD MTR CO	COM	345370860	1,386	140	SH		SOLE		0	0	140
JOHNSON & JOHNSON	COM	478160104	72,310	500	SH		SOLE		0	0	500
SCHWAB TREASURY OBLIG MONEY INV	SCHWAB NON-SWEEP MMF	808515621	1,242,629	1,242,629	SH		SOLE		0	0	1,242,629
FIDELITY MERRIMACK STR TR	LOW DURTIN ETF	316188408	214,799	4,302	SH		SOLE		0	0	4,302
PIMCO INTERNATIONAL BOND (USD-HDG) INSTL	BOND FUNDS	693390882	4,117	415	SH		SOLE		0	0	415
RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS	AMERICAN DEPOSITORY	76206K107	62,516	494	SH		SOLE		0	0	494
ADVANCED MICRO DEVICES INC	COM	007903107	28,144	233	SH		SOLE		0	0	233
PIONEER GLOBAL SUSTAINABLE EQUITY Y	NTF EQUITY FUNDS	72387N788	26,442	1,442	SH		SOLE		0	0	1,442
MICROSOFT CORP	COM	594918104	18,968	45	SH		SOLE		0	0	45
GRAYSCALE BITCOIN MINI TR ET	SHS NEW	389930207	2,303	55	SH		SOLE		0	0	55
JPMORGAN MID CAP GROWTH R6	EQUITY FUNDS	4812C2288	2,751	53	SH		SOLE		0	0	53
OCCIDENTAL PETE CORP	*W EXP 08/03/202	674599162	1,708	62	SH		SOLE		0	0	62
NYLI MACKAY SHORT DURATION HIGH INC CL A	NTF BOND FUNDS	56064B753	147,420	15,502	SH		SOLE		0	0	15,502
SALESFORCE INC	COM	79466L302	3,678	11	SH		SOLE		0	0	11
VANGUARD EQUITY-INCOME INV	EQUITY FUNDS	921921102	76,750	1,824	SH		SOLE		0	0	1,824
COLUMBIA INCOME OPPORTUNITIES A	NTF BOND FUNDS	19763T103	113	13	SH		SOLE		0	0	13
SOUTHWEST AIRLS CO	COM	844741108	1,278	38	SH		SOLE		0	0	38
SOFI TECHNOLOGIES INC	COM	83406F102	15,400	1,000	SH		SOLE		0	0	1,000
TCW ETF TRUST	TRANSFORM SYSTEM	29287L205	43,977	606	SH		SOLE		0	0	606
COLUMBIA INCOME OPPORTUNITIES A	NTF BOND FUNDS	19763T103	3,086	354	SH		SOLE		0	0	354
FRANKLIN DYNATECH R6	EQUITY FUNDS	353496656	4,552	24	SH		SOLE		0	0	24
T. ROWE PRICE LRG CP GR I	NTF EQUITY FUNDS	45775L408	1,736	21	SH		SOLE		0	0	21
KIMBERLY-CLARK CORP	COM	494368103	49,402	377	SH		SOLE		0	0	377
AMERICAN FUNDS WASHINGTON MUTUAL A	LOAD EQUITY FUND	939330106	104,226	1,693	SH		SOLE		0	0	1,693
TRANE TECHNOLOGIES PLC	SHS	G8994E103	73,870	200	SH		SOLE		0	0	200
GREIF INC	CL A	397624107	5,440	89	SH		SOLE		0	0	89
NVIDIA CORPORATION	COM	67066G104	5,373	40	SH		SOLE		0	0	40
BLACKROCK ETF TRUST	US CARBON TRANS	09290C509	16,036,903	250,381	SH		SOLE		0	0	250,381
BORGWARNER INC	COM	099724106	5,214	164	SH		SOLE		0	0	164
AMERICAN FUNDS GROWTH FUND OF AMER F3	EQUITY FUNDS	399874775	2,094	28	SH		SOLE		0	0	28
WONDER AUTO TECHNOLOGXXXESC PEND POSS FUTR DISTR	ESCROW POSITION	978ESC101	0	200	SH		SOLE		0	0	200
ALPHABET INC	CAP STK CL C	02079K107	3,999	21	SH		SOLE		0	0	21
GE AEROSPACE	COM NEW	369604301	2,168	13	SH		SOLE		0	0	13
APPLE INC	COM	037833100	80,967	323	SH		SOLE		0	0	323
ROSS STORES INC	COM	778296103	42,961	284	SH		SOLE		0	0	284
SOUNDHOUND AI INC	CLASS A COM	836100107	29,760	1,500	SH		SOLE		0	0	1,500
MCDONALDS CORP	COM	580135101	62,036	214	SH		SOLE		0	0	214
COSTCO WHSL CORP NEW	COM	22160K105	23,823	26	SH		SOLE		0	0	26
GILEAD SCIENCES INC	COM	375558103	49,880	540	SH		SOLE		0	0	540
SCHWAB US TREASURY MONEY INVESTOR	SCHWAB NON-SWEEP MMF	808515548	619	619	SH		SOLE		0	0	619
BLACKROCK ETF TRUST	US CARBON TRANS	09290C509	146,995	2,295	SH		SOLE		0	0	2,295
SPDR SER TR	S&P DIVID ETF	78464A763	313,997	2,377	SH		SOLE		0	0	2,377
CARNIVAL CORP	UNIT 99/99/9999	143658300	2,492	100	SH		SOLE		0	0	100
INTEL CORP	COM	458140100	8,078	403	SH		SOLE		0	0	403
ENTEGRIS INC	COM	29362U104	1,486	15	SH		SOLE		0	0	15
BANK OF AMERICA, 4.25 25CD FDIC INS DUE 11/26/25US	CERTIFICATE DEPOSIT	06051XLD2	50,023	50,000	SH		SOLE		0	0	50,000
DISNEY WALT CO	COM	254687106	10,667	96	SH		SOLE		0	0	96
SCHWAB S&P 500 INDEX	SCHWAB MUTL FUNDS	808509855	3,151	35	SH		SOLE		0	0	35
COTY INC	COM CL A	222070203	209	30	SH		SOLE		0	0	30
ALTRIA GROUP INC	COM	02209S103	149,027	2,850	SH		SOLE		0	0	2,850
HARTFORD INTERNATIONAL GROWTH F	EQUITY FUNDS	41664T479	1,015	60	SH		SOLE		0	0	60
XCEL ENERGY INC	COM	98389B100	230,243	3,410	SH		SOLE		0	0	3,410
PUTNAM CONVERTIBLE SECURITIES A	NTF BOND FUNDS	746476100	122,113	4,755	SH		SOLE		0	0	4,755
THERMO FISHER SCIENTIFIC INC	COM	883556102	52,023	100	SH		SOLE		0	0	100
AUTOLIV INC	COM	052800109	8,629	92	SH		SOLE		0	0	92
ORYX TECHNOLOGY CORP	COMMON STOCK	68763X309	0	200	SH		SOLE		0	0	200
CALVERT MID-CAP A	NTF EQUITY FUNDS	131649303	31,096	843	SH		SOLE		0	0	843
KINDER MORGAN INC DEL	COM	49456B101	1,891	69	SH		SOLE		0	0	69
BOEING CO	COM	097023105	13,629	77	SH		SOLE		0	0	77
APPLE INC	COM	037833100	2,504	10	SH		SOLE		0	0	10
CLEVELAND-CLIFFS INC NEW	COM	185899101	4,700	500	SH		SOLE		0	0	500
ZETA GLOBAL HOLDINGS CORP	CL A	98956A105	3,112	173	SH		SOLE		0	0	173
MCCORMICK & CO INC	COM NON VTG	579780206	44,219	580	SH		SOLE		0	0	580
FIDELITY MERRIMACK STR TR	LOW DURTIN ETF	316188408	2,492,006	49,910	SH		SOLE		0	0	49,910
CROWN CASTLE INC	COM	22822V101	11,440	126	SH		SOLE		0	0	126
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	110,147	243	SH		SOLE		0	0	243
SCHWAB US TREASURY MONEY INVESTOR	SCHWAB NON-SWEEP MMF	808515548	764,617	764,617	SH		SOLE		0	0	764,617
AT&T INC	COM	00206R102	16,622	730	SH		SOLE		0	0	730
EXXON MOBIL CORP	COM	30231G102	10,757	100	SH		SOLE		0	0	100
DEVON ENERGY CORP NEW	COM	25179M103	73,381	2,242	SH		SOLE		0	0	2,242
ALPHABET INC	CAP STK CL A	02079K305	62,090	328	SH		SOLE		0	0	328
ISHARES SILVER TR	ISHARES	46428Q109	26,488	1,006	SH		SOLE		0	0	1,006
DISNEY WALT CO	COM	254687106	16,814	151	SH		SOLE		0	0	151
LIBERTY MEDIA CORP DEL	COM LBTY ONE S A	531229771	1,513	18	SH		SOLE		0	0	18
SCHWAB TREASURY OBLIG MONEY INV	SCHWAB NON-SWEEP MMF	808515621	8,544,346	8,544,346	SH		SOLE		0	0	8,544,346
XCEL ENERGY INC	COM	98389B100	26,231	388	SH		SOLE		0	0	388
BUMBLE INC	COM CL A	12047B105	407	50	SH		SOLE		0	0	50