Kennebec Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC	COM	001055102	40,996	400	SH		SOLE		400	0	0
Ark Investment Management LLC Internet ETF	NEXT GNRTN INTER	00214Q401	14,176	131	SH		SOLE		131	0	0
Abbott Labs	COM	002824100	7,357	65	SH		SOLE		65	0	0
Abbvie Inc.	COM	00287Y109	1,581,116	8,946	SH		SOLE		8,946	0	0
Adobe Sys Inc	COM	00724F101	473,043	1,158	SH		SOLE		1,158	0	0
Advanced Micro Devices Inc	COM	007903107	496,616	4,233	SH		SOLE		4,233	0	0
Air Products & Chemicals Inc.	COM	009158106	531,364	1,761	SH		SOLE		1,761	0	0
Allstate Corp	COM	020002101	567,882	3,111	SH		SOLE		3,111	0	0
Alphabet Inc. Cl C	CAP STK CL C	02079K107	1,206,620	6,275	SH		SOLE		6,275	0	0
Alphabet Inc. Cl A	CAP STK CL A	02079K305	2,746,151	14,377	SH		SOLE		14,377	0	0
Amazon.com Inc.	COM	023135106	2,925,398	13,391	SH		SOLE		13,391	0	0
Ambev S.A. ADR	SPONSORED ADR	02319V103	1,790	1,000	SH		SOLE		1,000	0	0
U-Haul Holding Company	COM	023586100	203	3	SH		SOLE		3	0	0
U-Haul Holding Company	COM SER N	023586506	25,671	411	SH		SOLE		411	0	0
American Elec Pwr Inc.	COM	025537101	274,828	2,907	SH		SOLE		2,907	0	0
American Express Co	COM	025816109	17,821	60	SH		SOLE		60	0	0
American Tower Corporation	COM	03027X100	364,319	2,059	SH		SOLE		2,059	0	0
Ameriprise Financial Inc	COM	03076C106	2,072,948	4,005	SH		SOLE		4,005	0	0
Amgen Inc.	COM	031162100	34,044	126	SH		SOLE		126	0	0
Amphenol	CL A	032095101	82,008	1,200	SH		SOLE		1,200	0	0
Apple Inc.	COM	037833100	7,899,983	33,703	SH		SOLE		33,703	0	0
Applied Materials Inc.	COM	038222105	51,429	301	SH		SOLE		301	0	0
Automatic Data Processing Inc.	COM	053015103	1,006,994	3,470	SH		SOLE		3,470	0	0
Autozone INC Corp	COM	053332102	9,719	3	SH		SOLE		3	0	0
Avery Dennison Corp	COM	053611109	23,683	126	SH		SOLE		126	0	0
Bank of America Corp.	COM	060505104	24,783	550	SH		SOLE		550	0	0
Bank New York Mellon Corp	COM	064058100	244,694	3,215	SH		SOLE		3,215	0	0
Baxter Intl Inc.	COM	071813109	30,500	1,000	SH		SOLE		1,000	0	0
Becton Dickinson & Co	COM	075887109	63,535	269	SH		SOLE		269	0	0
Berkshire Hathaway Cl B	CL B NEW	084670702	1,104,004	2,487	SH		SOLE		2,487	0	0
Boeing Co	COM	097023105	424,890	2,491	SH		SOLE		2,491	0	0
Booking Holdings Inc	COM	09857L108	1,033,766	217	SH		SOLE		217	0	0
Booz Allen Hamilton Holdings	CL A	099502106	38,509	285	SH		SOLE		285	0	0
British American Tobacco ADR	SPONSORED ADR	110448107	189,971	5,374	SH		SOLE		5,374	0	0
Broadridge Financial Solutions, Inc.	COM	11133T103	134,886	600	SH		SOLE		600	0	0
Broadcom Inc	COM	11135F101	1,857,516	8,245	SH		SOLE		8,245	0	0
C3.ai Inc Ordinary Shares - Class A	CL A	12468P104	6,780	219	SH		SOLE		219	0	0
Cigna Group	COM	125523100	16,382	58	SH		SOLE		58	0	0
CSX Corp.	COM	126408103	29,243	917	SH		SOLE		917	0	0
CVS Health Corporation	COM	126650100	36,476	708	SH		SOLE		708	0	0
Cameco Corp ADR	COM	13321L108	9,760	200	SH		SOLE		200	0	0
Canadian National Railway Co ADR	COM	136375102	10,026	100	SH		SOLE		100	0	0
Canadian Nat Res Ltd ADR	COM	136385101	12,612	400	SH		SOLE		400	0	0
Canadian Pacific Kansas City Limited ADR	COM	13646K108	41,158	558	SH		SOLE		558	0	0
Cardinal Health Inc.	COM	14149Y108	22,480	186	SH		SOLE		186	0	0
Casey's General Stores Inc	COM	147528103	60,844	155	SH		SOLE		155	0	0
Caterpillar Inc	COM	149123101	987,813	2,725	SH		SOLE		2,725	0	0
Charles River Laboratories International Inc.	COM	159864107	11,218	59	SH		SOLE		59	0	0
Chevron Corp.	COM	166764100	559,571	3,602	SH		SOLE		3,602	0	0
Church & Dwight Co Inc.	COM	171340102	46,390	451	SH		SOLE		451	0	0
Cisco Systems Inc.	COM	17275R102	1,357,474	23,102	SH		SOLE		23,102	0	0
Coca Cola Co	COM	191216100	61,218	993	SH		SOLE		993	0	0
Colgate Palmolive Co	COM	194162103	76,038	873	SH		SOLE		873	0	0
Comcast Corp CL A	CL A	20030N101	21,287	584	SH		SOLE		584	0	0
Conagra Brands Inc	COM	205887102	47,286	1,800	SH		SOLE		1,800	0	0
ConocoPhillips	COM	20825C104	572,223	5,490	SH		SOLE		5,490	0	0
Consolidated Edison, Inc.	COM	209115104	8,316	94	SH		SOLE		94	0	0
Corning Inc	COM	219350105	466,965	10,025	SH		SOLE		10,025	0	0
Costco Wholesale Corp.	COM	22160K105	1,215,056	1,314	SH		SOLE		1,314	0	0
Crowdstrike Holdings Inc Ordinary Shares - Class A	CL A	22788C105	6,146	18	SH		SOLE		18	0	0
Crown Castle Intl Corp	COM	22822V101	412,533	4,812	SH		SOLE		4,812	0	0
Curtiss-Wright Corp	COM	231561101	39,274	112	SH		SOLE		112	0	0
Danaher Corp.	COM	235851102	705,487	2,941	SH		SOLE		2,941	0	0
Deere & Company	COM	244199105	87,272	203	SH		SOLE		203	0	0
Digital Realty Trust Inc	COM	253868103	818,511	4,761	SH		SOLE		4,761	0	0
Dimensional US Small Cap ETF	US SMALL CAP ETF	25434V500	209,174	3,242	SH		SOLE		3,242	0	0
Dimensional ETF Trust Emerging Markets Core Equity 2	EMERGING MKTS CO	25434V732	39,419	1,555	SH		SOLE		1,555	0	0
Walt Disney Co	COM	254687106	197,246	1,825	SH		SOLE		1,825	0	0
Dominion Energy Inc.	COM	25746U109	8,554	160	SH		SOLE		160	0	0
Dow Inc	COM	260557103	669,511	16,877	SH		SOLE		16,877	0	0
Duke Energy Corp	COM NEW	26441C204	373,719	3,521	SH		SOLE		3,521	0	0
Eaton Vance Tax-Adv Dividend Inc Fund	COM	27828G107	14,059	589	SH		SOLE		589	0	0
Ecolab Inc	COM	278865100	578,514	2,478	SH		SOLE		2,478	0	0
Edwards Lifesciences Corp	COM	28176E108	85,308	1,200	SH		SOLE		1,200	0	0
Emerson Electric Co	COM	291011104	52,956	447	SH		SOLE		447	0	0
Enbridge Inc. ADR	COM	29250N105	529,263	12,195	SH		SOLE		12,195	0	0
Entergy Corp.	COM	29364G103	87,397	1,134	SH		SOLE		1,134	0	0
Exxon Mobil Corp	COM	30231G102	1,693,886	15,499	SH		SOLE		15,499	0	0
Meta Platforms Inc Cl A	CL A	30303M102	896,678	1,474	SH		SOLE		1,474	0	0
Fidelity National Information Services Inc	COM	31620M106	20,522	261	SH		SOLE		261	0	0
Fifth Third Bancorp	COM	316773100	378,575	9,072	SH		SOLE		9,072	0	0
First Solar Inc.	COM	336433107	16,892	92	SH		SOLE		92	0	0
Fiserv, Inc.	COM	337738108	44,337	220	SH		SOLE		220	0	0
Ford Motor Co	COM	345370860	33,567	3,457	SH		SOLE		3,457	0	0
Fortive Corp	COM	34959J108	334,720	4,399	SH		SOLE		4,399	0	0
GE Vernova Inc.	COM	36828A101	7,336	20	SH		SOLE		20	0	0
General Dynamics Corp	COM	369550108	11,865	45	SH		SOLE		45	0	0
GE Aerospace	COM NEW	369604301	1,029	6	SH		SOLE		6	0	0
General Mills Inc	COM	370334104	13,468	227	SH		SOLE		227	0	0
Genuine Parts Co.	COM	372460105	5,826	50	SH		SOLE		50	0	0
Global X Funds Artificial Intelligence & Technology ETF	ARTIFICIAL ETF	37954Y632	4,902	129	SH		SOLE		129	0	0
John Hancock Tax-Adv Dividend Inc Fund	COM	41013V100	28,132	1,300	SH		SOLE		1,300	0	0
Hasbro Inc.	COM	418056107	306,344	5,337	SH		SOLE		5,337	0	0
Hillenbrand Inc.	COM	431571108	41,791	1,320	SH		SOLE		1,320	0	0
Home Depot Inc	COM	437076102	1,119,282	2,876	SH		SOLE		2,876	0	0
Honeywell Intl Inc.	COM	438516106	1,060,006	4,838	SH		SOLE		4,838	0	0
Hormel Foods Corp	COM	440452100	117,106	3,870	SH		SOLE		3,870	0	0
Huntington Bancshares Inc	COM	446150104	438,508	27,035	SH		SOLE		27,035	0	0
IDEXX Laboratories, Inc.	COM	45168D104	122,137	289	SH		SOLE		289	0	0
NYLI Mackay Municipal Insured ETF	NYLI MACKAY MUN	45409F827	1,233,209	51,534	SH		SOLE		51,534	0	0
IBM Corp.	COM	459200101	100,004	460	SH		SOLE		460	0	0
Invesco WilderHill Clean Energy ETF	WILDERHIL CLAN	46137V134	6,093	303	SH		SOLE		303	0	0
Invesco Water Resources ETF	WATER RES ETF	46137V142	58,375	893	SH		SOLE		893	0	0
Invesco S&P 500 Equal Weight Health Care ETF	S&P500 EQL HLT	46137V332	6,023	200	SH		SOLE		200	0	0
Invesco S&P 500 Equal Weight ETF	S&P500 EQL WGT	46137V357	12,751	73	SH		SOLE		73	0	0
IonQ Inc	COM	46222L108	8,442	303	SH		SOLE		303	0	0
IShares Core S&P 500 ETF	CORE S&P500 ETF	464287200	40,308	69	SH		SOLE		69	0	0
iShares iBoxx Invest Grade Corp. Bd ETF	IBOXX INV CP ETF	464287242	16,396	156	SH		SOLE		156	0	0
iShares MSCI EAFE ETF	MSCI EAFE ETF	464287465	44,162	590	SH		SOLE		590	0	0
IShares Core S&P Midcap ETF	CORE S&P MCP ETF	464287507	10,603	170	SH		SOLE		170	0	0
iShares Russell 1000 Growth Index ETF	RUS 1000 GRW ETF	464287614	169,378	427	SH		SOLE		427	0	0
iShares Russell 2000 ETF	RUSSELL 2000 ETF	464287655	21,725	100	SH		SOLE		100	0	0
iShares Core S&P Small-Cap ETF	CORE S&P SCP ETF	464287804	868,013	7,645	SH		SOLE		7,645	0	0
iShares Global Clean Energy ETF	GL CLEAN ENE ETF	464288224	4,781	428	SH		SOLE		428	0	0
iShares MSCI KLD 400 Social ETF	MSCI KLD400 SOC	464288570	17,601	161	SH		SOLE		161	0	0
iShares Barclays Interm Govt/Credit Bond ETF	INTRM GOV CR ETF	464288612	132,881	1,284	SH		SOLE		1,284	0	0
iShares Short-Term Corporate Bond ETF	ISHS 1-5YR INVS	464288646	41,680	809	SH		SOLE		809	0	0
iShares MSCI USA ESG Select ETF	MSCI USA ESG SLC	464288802	265,672	2,198	SH		SOLE		2,198	0	0
IShares Core MSCI EAFE ETF	CORE MSCI EAFE	46432F842	444,413	6,388	SH		SOLE		6,388	0	0
iShares Core MSCI Emerging Markets ETF	CORE MSCI EMKT	46434G103	823,039	16,192	SH		SOLE		16,192	0	0
iShares iBonds Dec 2025 Term Corporate ETF	IBONDS DEC25 ETF	46434VBD1	16,051	640	SH		SOLE		640	0	0
iShares iBonds Dec 2026 Term Corporate ETF	IBONDS DEC2026	46435GAA0	15,993	665	SH		SOLE		665	0	0
iShares ESG Aware MSCI USA Small-Cap ETF	ESG AWARE MSCI	46435U663	48,859	1,170	SH		SOLE		1,170	0	0
iShares Paris-Aligned Climate MSCI USA ETF	PARIS ALGND CLIM	46436E411	12,457	195	SH		SOLE		195	0	0
iShares iBonds Dec 2025 Term Treasury ETF	IBONDS 25 TRM TS	46436E866	19,799	849	SH		SOLE		849	0	0
JPMorgan Chase & Co.	COM	46625H100	2,805,484	11,488	SH		SOLE		11,488	0	0
Johnson & Johnson	COM	478160104	968,960	6,707	SH		SOLE		6,707	0	0
Kimberly Clark Corp	COM	494368103	25,086	200	SH		SOLE		200	0	0
Kontoor Brands Inc	COM	50050N103	32,708	388	SH		SOLE		388	0	0
The Kraft Heinz Co.	COM	500754106	288	10	SH		SOLE		10	0	0
LKQ Corporation	COM	501889208	38,023	1,042	SH		SOLE		1,042	0	0
L3 Harris Technologies Inc	COM	502431109	32,088	150	SH		SOLE		150	0	0
Labcorp Holdings Inc	COM SHS	504922105	34,179	146	SH		SOLE		146	0	0
Lamb Weston Holdings Inc	COM	513272104	36,510	600	SH		SOLE		600	0	0
Eli Lilly & Co.	COM	532457108	159,496	200	SH		SOLE		200	0	0
Lockheed Martin Corp	COM	539830109	686,087	1,420	SH		SOLE		1,420	0	0
Lowes Cos Inc.	COM	548661107	70,619	284	SH		SOLE		284	0	0
Magna Intl Inc ADR	COM	559222401	22,964	568	SH		SOLE		568	0	0
Manulife Financial Corp. ADR	COM	56501R106	13,707	464	SH		SOLE		464	0	0
Marathon Pete Corp.	COM	56585A102	266,351	1,815	SH		SOLE		1,815	0	0
Masco Corp	COM	574599106	73,560	1,000	SH		SOLE		1,000	0	0
Mattel Inc	COM	577081102	3,629	197	SH		SOLE		197	0	0
McCormick & Co Inc	COM NON VTG	579780206	23,011	323	SH		SOLE		323	0	0
McDonald's Corp.	COM	580135101	1,284,560	4,529	SH		SOLE		4,529	0	0
Merck & Co. Inc.	COM	58933Y105	1,546,711	15,317	SH		SOLE		15,317	0	0
MetLife Inc.	COM	59156R108	3,276	40	SH		SOLE		40	0	0
Microsoft Corp	COM	594918104	5,354,634	12,835	SH		SOLE		12,835	0	0
Micron Technology Inc	COM	595112103	76,048	800	SH		SOLE		800	0	0
Moderna Inc	COM	60770K107	914	26	SH		SOLE		26	0	0
Morgan Stanley	COM NEW	617446448	360,563	2,908	SH		SOLE		2,908	0	0
Nano Nuclear Energy Inc.	COM	63010H108	6,831	335	SH		SOLE		335	0	0
Nextera Energy Inc	COM	65339F101	297,503	4,443	SH		SOLE		4,443	0	0
Norfolk Southern Corp	COM	655844108	1,662	7	SH		SOLE		7	0	0
Northrop Grumman Corp	COM	666807102	598,033	1,266	SH		SOLE		1,266	0	0
Novartis AG ADR	SPONSORED ADR	66987V109	524,344	5,282	SH		SOLE		5,282	0	0
Novo-Nordisk A/S ADR	ADR	670100205	75,481	892	SH		SOLE		892	0	0
Nvidia Corp	COM	67066G104	2,565,077	19,253	SH		SOLE		19,253	0	0
Occidental Pete Corp	COM	674599105	94,824	1,800	SH		SOLE		1,800	0	0
PNC Financial Services Group	COM	693475105	591,145	3,072	SH		SOLE		3,072	0	0
Palantir Technologies Inc	CL A	69608A108	45,356	698	SH		SOLE		698	0	0
Paypal Holdings Inc	COM	70450Y103	682,251	8,123	SH		SOLE		8,123	0	0
PepsiCo, Inc.	COM	713448108	1,350,353	9,345	SH		SOLE		9,345	0	0
Pfizer Inc	COM	717081103	51,000	1,903	SH		SOLE		1,903	0	0
Phillip Morris Intl, Inc.	COM	718172109	639,237	5,438	SH		SOLE		5,438	0	0
Pinnacle West Cap Corp	COM	723484101	45,810	555	SH		SOLE		555	0	0
Polaris Industries Inc	COM	731068102	5,556	100	SH		SOLE		100	0	0
Procter & Gamble Co.	COM	742718109	1,278,185	8,047	SH		SOLE		8,047	0	0
Prologis Inc	COM	74340W103	491,446	4,664	SH		SOLE		4,664	0	0
Prudential Financial Inc.	COM	744320102	528,305	4,543	SH		SOLE		4,543	0	0
Qualcomm Inc	COM	747525103	501,873	3,194	SH		SOLE		3,194	0	0
Quest Diagnostics Inc.	COM	74834L100	603,912	3,921	SH		SOLE		3,921	0	0
RTX Corporation	COM	75513E101	882,932	7,499	SH		SOLE		7,499	0	0
Regions Financial Corp	COM	7591EP100	40,154	1,700	SH		SOLE		1,700	0	0
Rivian Automotive Inc Cl A	COM CL A	76954A103	675	50	SH		SOLE		50	0	0
SPDR S&P 600 Small Cap Value ETF	S&P 600 SMCP VAL	78464A300	201,547	2,357	SH		SOLE		2,357	0	0
SPDR Portfolio Short Term Corp Bd ETF	PORTFOLIO SHORT	78464A474	47,295	1,586	SH		SOLE		1,586	0	0
SPDR S&P Midcap 400 ETF	UTSER1 S&PDCRP	78467Y107	1,274,967	2,236	SH		SOLE		2,236	0	0
SPDR S&P Kensho Clean Power ETF	S&P KENSHO CLEAN	78468R655	2,114	34	SH		SOLE		34	0	0
Spdr S&p 500 Fossil Fuel Reserves Free Etf Res Fre	SPDR S&P 500 ETF	78468R796	89,513	1,875	SH		SOLE		1,875	0	0
Salesforce Inc	COM	79466L302	976,992	3,062	SH		SOLE		3,062	0	0
Schlumberger Ltd. ADR	COM STK	806857108	37,579	943	SH		SOLE		943	0	0
Charles Schwab Corp.	COM	808513105	700,588	9,642	SH		SOLE		9,642	0	0
Schwab US Large-Cap Growth ETF	US LCAP GR ETF	808524300	118,809	4,300	SH		SOLE		4,300	0	0
Schwab US Large-Cap Value ETF	US LCAP VA ETF	808524409	104,267	4,018	SH		SOLE		4,018	0	0
Schwab US Dividend Equity ETF	US DIVIDEND EQ	808524797	35,272	1,292	SH		SOLE		1,292	0	0
Schwab Intermediate Term US Treasury ETF	INT-TRM U.S TRES	808524854	23,906	994	SH		SOLE		994	0	0
Schwab Short-Term US Treasury ETF	SHT TM US TRES	808524862	25,835	1,072	SH		SOLE		1,072	0	0
Sentinelone Inc Ordinary Shares - Class A	CL A	81730H109	4,165	190	SH		SOLE		190	0	0
Sonoco Products Co.	COM	835495102	18,069	388	SH		SOLE		388	0	0
Soundhound AI Inc Class A Corp	CLASS A COM	836100107	20,153	1,572	SH		SOLE		1,572	0	0
Southern Co	COM	842587107	45,602	557	SH		SOLE		557	0	0
Stanley Black & Decker Inc.	COM	854502101	80,890	1,000	SH		SOLE		1,000	0	0
Starbucks Corp	COM	855244109	561,341	6,003	SH		SOLE		6,003	0	0
Stryker Corp	COM	863667101	22,742	63	SH		SOLE		63	0	0
Supernus Pharmaceuticals Inc	COM	868459108	123,981	3,300	SH		SOLE		3,300	0	0
Sysco Corp	COM	871829107	92,653	1,257	SH		SOLE		1,257	0	0
TJX Companies	COM	872540109	47,956	400	SH		SOLE		400	0	0
T-Mobile US, Inc.	COM	872590104	29,671	139	SH		SOLE		139	0	0
Talen Energy Corp	COM	87422Q109	5,737	27	SH		SOLE		27	0	0
Target Corp	COM	87612E106	575,757	4,149	SH		SOLE		4,149	0	0
TC Energy Corp ADR	COM	87807B107	392,039	8,530	SH		SOLE		8,530	0	0
Tesla Motors Inc	COM	88160R101	826,382	2,049	SH		SOLE		2,049	0	0
Texas Instruments Inc	COM	882508104	105,482	552	SH		SOLE		552	0	0
Thermo Fisher Scientific Inc.	COM	883556102	686,067	1,235	SH		SOLE		1,235	0	0
Adasina Social Justice All Cap Global ETF	ADASINA SOCIAL	886364876	1,886	104	SH		SOLE		104	0	0
Topbuild Corp.	COM	89055F103	34,987	111	SH		SOLE		111	0	0
Tractor Supply Co	COM	892356106	214,187	3,925	SH		SOLE		3,925	0	0
The Travelers Companies Inc.	COM	89417E109	56,933	244	SH		SOLE		244	0	0
Truist Financial Corporation	COM	89832Q109	440,169	10,208	SH		SOLE		10,208	0	0
US Bancorp	COM NEW	902973304	56,084	1,159	SH		SOLE		1,159	0	0
Uipath Inc Ordinary Shares - Class A	CL A	90364P105	5,106	398	SH		SOLE		398	0	0
Union Pacific Corp.	COM	907818108	1,374,846	6,063	SH		SOLE		6,063	0	0
United Parcel Service Inc.	CL B	911312106	30,877	247	SH		SOLE		247	0	0
United States Steel Corp.	COM	912909108	2,907	80	SH		SOLE		80	0	0
UnitedHealth Group Inc.	COM	91324P102	1,226,223	2,266	SH		SOLE		2,266	0	0
VF Corp.	COM	918204108	62,587	2,720	SH		SOLE		2,720	0	0
VanEck Intermediate Muni ETF	INTRMDT MUNI ETF	92189H201	148,075	3,243	SH		SOLE		3,243	0	0
Vanguard Interm-Term Bond ETF	INTERMED TERM	921937819	869,866	11,790	SH		SOLE		11,790	0	0
Vanguard FTSE Developed Markets ETF	VAN FTSE DEV MKT	921943858	1,854,193	39,118	SH		SOLE		39,118	0	0
Vanguard High Dividend Yield ETF	HIGH DIV YLD	921946406	489,338	3,847	SH		SOLE		3,847	0	0
Vanguard FTSE Emerging Markets ETF	FTSE EMR MKT ETF	922042858	148,495	3,494	SH		SOLE		3,494	0	0
Vanguard S&P 500 ETF	S&P 500 ETF SHS	922908363	187,103	350	SH		SOLE		350	0	0
Vanguard Mid-Cap Value ETF	MCAP VL IDXVIP	922908512	10,765	67	SH		SOLE		67	0	0
Vanguard Real Estate ETF	REAL ESTATE ETF	922908553	646,123	7,461	SH		SOLE		7,461	0	0
Vanguard Small-Cap Value ETF	SM CP VAL ETF	922908611	177,210	900	SH		SOLE		900	0	0
Vanguard Mid-Cap ETF	MID CAP ETF	922908629	983,508	3,724	SH		SOLE		3,724	0	0
Verizon Communications Inc	COM	92343V104	484,963	12,722	SH		SOLE		12,722	0	0
Vertiv Holdings Co Class A	COM CL A	92537N108	6,449	52	SH		SOLE		52	0	0
Paramount Global	CLASS B COM	92556H206	37,788	3,525	SH		SOLE		3,525	0	0
Visa Inc.	COM CL A	92826C839	1,025,727	3,342	SH		SOLE		3,342	0	0
Vistra Corp	COM	92840M102	7,134	44	SH		SOLE		44	0	0
Walmart Inc.	COM	931142103	1,751,976	19,141	SH		SOLE		19,141	0	0
Waste Connections, Inc ADR	COM	94106B101	46,293	262	SH		SOLE		262	0	0
Waste Management Inc.	COM	94106L109	43,789	211	SH		SOLE		211	0	0
Waters Corporation	COM	941848103	36,388	91	SH		SOLE		91	0	0
Williams Companies Inc.	COM	969457100	1,155,619	20,625	SH		SOLE		20,625	0	0
Xylem Inc	COM	98419M100	1,850	16	SH		SOLE		16	0	0
Zoetis Inc	CL A	98978V103	420,457	2,528	SH		SOLE		2,528	0	0
Accenture PLC ADR	SHS CLASS A	G1151C101	56,561	162	SH		SOLE		162	0	0
Eaton Corp PLC ADR	SHS	G29183103	878,107	2,576	SH		SOLE		2,576	0	0
Linde PLC ADR	SHS	G54950103	120,108	285	SH		SOLE		285	0	0
Medtronic PLC ADR	SHS	G5960L103	514,050	6,285	SH		SOLE		6,285	0	0
TE Connectivity Plc ADR	ORD SHS	G87052109	533,726	3,781	SH		SOLE		3,781	0	0
Trane Technologies Plc ADR	SHS	G8994E103	1,885	5	SH		SOLE		5	0	0
Chubb Ltd ADR	COM	H1467J104	708,846	2,708	SH		SOLE		2,708	0	0
ASML Holding NV ADR Rep Corp	N Y REGISTRY SHS	N07059210	26,187	36	SH		SOLE		36	0	0