Winchester Bancorp, Inc.
Stock Order Form Instructions
Stock Order Form Instructions – All orders are subject to the provisions of the stock offering as described in the Prospectus.
Item 1 and 2 – Number of Shares and Total Amount Due – Fill in the number of shares that you wish to purchase and the total payment due. The amount due is determined by multiplying the number of shares ordered by the subscription price of $10.00 per share. The minimum number of shares of common stock you may order is 25 shares ($250). The maximum number of shares that can be ordered by any person in the offering, or persons exercising subscription rights through a single qualifying account held jointly, is 25,000 shares ($250,000), and no person together with an associate or group of persons acting in concert may purchase more than 75,000 shares ($750,000) in all categories in the offering combined. Please see the Prospectus section entitled “The Reorganization and Offering – Additional Limitations on Common Stock Purchases” for more specific information.
Item 3a – Payment by Check – Payment for shares may be made by cash (in person delivery only), personal check, bank check or money order payable to Winchester Bancorp, Inc. DO NOT MAIL CASH. Funds received during the offering will be held in a segregated account at Winchester Savings Bank and will earn interest at a rate of 0.10% per annum until completion or termination of the offering.
Item 3b – Payment by Account Withdrawal – To pay by withdrawal from a savings account or certificate of deposit at Winchester Savings Bank, insert the account number(s) and the amounts(s) you wish to withdraw from each account. If more than one signature is required for a withdrawal, all signatories must sign in the signature box on the front of the Stock Order Form. To withdraw from an account with check writing privileges, please write a check. Winchester Savings Bank will waive any applicable penalties for early withdrawal from certificate of deposit accounts (CDs) for the purpose of purchasing stock in the offering. A hold will be placed on the account(s) for the amount(s) you indicate to be withdrawn. Payments will remain in account(s) until the offering closes and will earn their respective rate of interest, but will not be available for your use until the completion of the transaction.
Item 4 – Purchaser Priority – Check the appropriate box that applies to you and any others subscribing for shares with this order form. If boxes (a) and (b) do not apply to you, then check the Local Community or General Public box, as appropriate.
Item 5 – Management/Employee/Family – Please check one of the boxes if you are an employee, officer (VP and above), director, trustee or corporator of Winchester Savings Bank, Winchester Bancorp, Inc. or Winchester Bancorp, MHC or a member or relative of such person’s household.
Item 6 – Maximum Purchase – Please check the box, if applicable. If you check the box but have not subscribed for the maximum amount and did not complete Item 7, you may not be eligible to purchase more shares in the event maximum purchase limitations are increased.
Item 7 – Associates/Acting in Concert – Check the box, if applicable, and provide the requested information. Attach a separate page, if necessary. In the Prospectus dated [date], please see the section entitled “The Reorganization and Offering – Additional Limitations on Common Stock Purchases” for more information regarding the definition of “associate” and “acting in concert.”
Item 8 – Stock Registration – The stock transfer industry has developed a uniform system of shareholder registrations that we will use in the issuance of Winchester Bancorp, Inc. common stock. See the reverse side of this form for further details regarding common forms of stock registration. Please complete this section as fully and accurately as possible, and be certain to supply your social security or Tax I.D. number(s) and your daytime and evening phone numbers. We will need to call you if we cannot execute your order as given. If you have any questions regarding the registration of stock, please consult your legal advisor or contact the Stock Information Center at [phone number]. Subscription rights are not transferable. If you are an eligible account holder or other member, as defined in the Prospectus, to protect your priority rights over other purchasers as described in the Prospectus, you cannot add the names of others for joint stock registration unless they are also named on the qualifying deposit account (with certain exceptions for IRA and Keogh purchases).
Item 9 – Qualifying Accounts – List all qualifying accounts that you had with Winchester Savings Bank if you checked off box (a) in Item 4. For example, if you are ordering stock in just your name, you should list all of your account numbers that you were a qualifying customer of Winchester Savings Bank. Similarly, if you are ordering stock jointly with another customer, you should list all account numbers under which either of you are owners, i.e., individual accounts, joint accounts, etc. If you are ordering stock in your minor child’s or grandchild’s name under the Uniform Transfers to Minors Act, the minor must have had an account number as of November 30, 2023 and you should list only their account number(s). If you are ordering stock as a corporation, partnership or other legal business entity, you need to list just that entity’s account number(s), as your individual account number(s) do not qualify. Failure to list all of your qualifying account numbers may result in the loss of part or all of your subscription rights if the offering is oversubscribed.
Item 10 – Acknowledgement, Certification & Signature – Sign and date the form where indicated. Before you sign please carefully review the information you have provided and read the acknowledgement and both sides of the Stock Order Form. Only one signature is required, unless any account listed in section 3b of this form requires more than one signature to authorize a withdrawal. Please review the Prospectus before making an investment decision.
If you have any questions regarding the offering, please call our Stock Information Center at [phone number] to speak to a representative of Raymond James & Associates, Inc. Representatives are available by telephone Monday – Friday, 10:00 a.m. – 4:00 p.m., Eastern Time. You may want to meet in person with a representative by visiting our Stock Information Center located at our office at 661 Main Street, Winchester, MA. The Stock Information Center will be closed on weekends and bank holidays.
(See Reverse Side for Stock Ownership Guide)