Roxbury Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	2,991,807	14,391	SH		SOLE		0	0	14,391
CUBESMART COM	REIT	229663109	8,861	178	SH		SOLE		0	0	178
PRUDENTIAL FINL INC COM	Stock	744320102	1,964,525	15,180	SH		SOLE		0	0	15,180
INVESCO QQQ TRUST SERIES I	ETF	46090E103	36,716	72	SH		SOLE		0	0	72
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	75,363	322	SH		SOLE		0	0	322
STARBUCKS CORP COM	Stock	855244109	20,013	195	SH		SOLE		0	0	195
SEMPRA COM	Stock	816851109	3,884	41	SH		SOLE		0	0	41
PUBLIC SVC ENTERPRISE GRP INC COM	Stock	744573106	26,674	282	SH		SOLE		0	0	282
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF	ETF	381430107	2,118	61	SH		SOLE		0	0	61
ELEVANCE HEALTH INC COM	Stock	036752103	190,024	466	SH		SOLE		0	0	466
JOHNSON & JOHNSON COM	Stock	478160104	732,366	4,724	SH		SOLE		0	0	4,724
WASTE MGMT INC DEL COM	Stock	94106L109	25,014	109	SH		SOLE		0	0	109
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	256,300	854	SH		SOLE		0	0	854
THOMSON REUTERS CORP COM	Stock	884903808	18,724	115	SH		SOLE		0	0	115
VANGUARD ENERGY ETF	ETF	92204A306	14,944	111	SH		SOLE		0	0	111
COSTCO WHSL CORP NEW COM	Stock	22160K105	1,188,566	1,222	SH		SOLE		0	0	1,222
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	165,778	272	SH		SOLE		0	0	272
TOYOTA MOTOR CORP ADS	ADR	892331307	36,180	212	SH		SOLE		0	0	212
SHELL PLC SPON ADS	ADR	780259305	67,523	1,042	SH		SOLE		0	0	1,042
PROCTER AND GAMBLE CO COM	Stock	742718109	1,723,075	9,612	SH		SOLE		0	0	9,612
COCA COLA CO COM	Stock	191216100	998,942	15,588	SH		SOLE		0	0	15,588
GENERAL MILLS INC	Stock	370334104	13,252	200	SH		SOLE		0	0	200
INTELLIA THERAPEUTICS INC COM	Stock	45826J105	15,620	1,000	SH		SOLE		0	0	1,000
ENTERPRISE PRODS PARTNERS L P COM	Stock	293792107	172,880	5,021	SH		SOLE		0	0	5,021
AMEREN CORP COM	Stock	023608102	26,931	285	SH		SOLE		0	0	285
TRUIST FINL CORP COM	Stock	89832Q109	474,837	9,958	SH		SOLE		0	0	9,958
UNITED PARCEL SERVICE INC CL B	Stock	911312106	232,669	1,714	SH		SOLE		0	0	1,714
MARRIOTT INTL INC NEW CL A	Stock	571903202	50,405	174	SH		SOLE		0	0	174
VANGUARD REAL ESTATE ETF	ETF	922908553	37,421	381	SH		SOLE		0	0	381
VENTAS INC COM	REIT	92276F100	69,359	1,082	SH		SOLE		0	0	1,082
INTEL CORP COM	Stock	458140100	46,127	1,917	SH		SOLE		0	0	1,917
RELIANCE INC COM	Stock	759509102	19,050	59	SH		SOLE		0	0	59
SELECTIVE INS GROUP INC COM	Stock	816300107	179,678	1,760	SH		SOLE		0	0	1,760
MEDTRONIC PLC SHS	Stock	G5960L103	261,658	3,023	SH		SOLE		0	0	3,023
NETFLIX INC COM	Stock	64110L106	122,380	138	SH		SOLE		0	0	138
PAYCHEX INC COM	Stock	704326107	14,080	96	SH		SOLE		0	0	96
UNITED STATES 12 MONTH OIL FUND LP	ETF	91288V103	60,998	1,667	SH		SOLE		0	0	1,667
EQUITY RESIDENTIAL SH BEN INT	REIT	29476L107	4,959	64	SH		SOLE		0	0	64
HESS CORP COM	Stock	42809H107	72,368	491	SH		SOLE		0	0	491
MERCK & CO INC COM	Stock	58933Y105	962,930	9,473	SH		SOLE		0	0	9,473
SPDR S&P 500 ETF TRUST	ETF	78462F103	576,858	957	SH		SOLE		0	0	957
FIDELITY HIGH DIVIDEND ETF	ETF	316092840	62,347	1,184	SH		SOLE		0	0	1,184
MCKESSON CORP COM	Stock	58155Q103	1,634,787	2,601	SH		SOLE		0	0	2,601
THE TRADE DESK INC COM CL A	Stock	88339J105	3,471	27	SH		SOLE		0	0	27
FIDELITY DIVIDEND ETF FOR RISING RATES	ETF	316092832	729	13	SH		SOLE		0	0	13
AURORA CANNABIS INC COM	Stock	05156X850	14	3	SH		SOLE		0	0	3
MASTERCARD INCORPORATED CL A	Stock	57636Q104	20,426	38	SH		SOLE		0	0	38
ILLINOIS TOOL WKS INC COM	Stock	452308109	614,937	2,215	SH		SOLE		0	0	2,215
EMERSON ELEC CO COM	Stock	291011104	437,789	3,301	SH		SOLE		0	0	3,301
ALLSTATE CORP COM	Stock	020002101	20,739	100	SH		SOLE		0	0	100
DIAGEO PLC SPON ADR NEW	ADR	25243Q205	12,965	108	SH		SOLE		0	0	108
FIDELITY LOW VOLATILITY FACTOR ETF	ETF	316092824	10,775	171	SH		SOLE		0	0	171
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	198,180	4,469	SH		SOLE		0	0	4,469
CHUBB LIMITED COM	Stock	H1467J104	1,938,369	6,713	SH		SOLE		0	0	6,713
FEDEX CORP COM	Stock	31428X106	256,430	847	SH		SOLE		0	0	847
PEPSICO INC COM	Stock	713448108	312,506	1,911	SH		SOLE		0	0	1,911
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	36,163	439	SH		SOLE		0	0	439
WISDOMTREE INTERNATIONAL QUALITY DIVIDEND GROWTH FUND	ETF	97717X131	1,965	54	SH		SOLE		0	0	54
KIMBERLY-CLARK CORP COM	Stock	494368103	32,566	233	SH		SOLE		0	0	233
MOLSON COORS BEVERAGE CO CL B	Stock	60871R209	250,899	4,042	SH		SOLE		0	0	4,042
INTERPUBLIC GROUP COS INC COM	Stock	460690100	932	30	SH		SOLE		0	0	30
HONEYWELL INTL INC COM	Stock	438516106	284,370	1,220	SH		SOLE		0	0	1,220
FIRSTENERGY CORP COM	Stock	337932107	157,867	3,710	SH		SOLE		0	0	3,710
FORD MTR CO COM	Stock	345370860	1,289	115	SH		SOLE		0	0	115
BP PLC SPONSORED ADR	ADR	055622104	20,634	704	SH		SOLE		0	0	704
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF	ETF	78464A359	44,857	547	SH		SOLE		0	0	547
HOME DEPOT INC COM	Stock	437076102	777,492	1,811	SH		SOLE		0	0	1,811
SUNCOR ENERGY INC NEW COM	Stock	867224107	313,490	7,940	SH		SOLE		0	0	7,940
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	1,745,370	5,686	SH		SOLE		0	0	5,686
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	21,373	118	SH		SOLE		0	0	118
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	29,475	199	SH		SOLE		0	0	199
VERISK ANALYTICS INC COM	Stock	92345Y106	29,421	100	SH		SOLE		0	0	100
SPDR GOLD SHARES	ETF	78463V107	31,190	127	SH		SOLE		0	0	127
SOUTHERN CO COM	Stock	842587107	104,625	1,173	SH		SOLE		0	0	1,173
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	21,513	54	SH		SOLE		0	0	54
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	69,736	2,968	SH		SOLE		0	0	2,968
FIRST TRUST NASDAQ CLEAN EDGE SMART GRID INFRASTRUCTURE INDEX	ETF	33737A108	20,165	160	SH		SOLE		0	0	160
GALLAGHER ARTHUR J & CO COM	Stock	363576109	48,596	155	SH		SOLE		0	0	155
PINNACLE WEST CAP CORP COM	Stock	723484101	3,310	35	SH		SOLE		0	0	35
FS KKR CAP CORP COM	CEF	302635206	68,992	3,104	SH		SOLE		0	0	3,104
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	17,539	138	SH		SOLE		0	0	138
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	461,767	956	SH		SOLE		0	0	956
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	101,151	1,286	SH		SOLE		0	0	1,286
ALPHABET INC CAP STK CL A	Stock	02079K305	3,203,110	18,958	SH		SOLE		0	0	18,958
PROGRESSIVE CORP COM	Stock	743315103	56,502	210	SH		SOLE		0	0	210
FISERV INC COM	Stock	337738108	50,379	228	SH		SOLE		0	0	228
UNILEVER PLC SPON ADR NEW	ADR	904767704	30,460	509	SH		SOLE		0	0	509
NEWMONT CORP COM	Stock	651639106	4,832	115	SH		SOLE		0	0	115
CSX CORP COM	Stock	126408103	196,718	5,382	SH		SOLE		0	0	5,382
GRAPHIC PACKAGING HLDG CO COM	Stock	388689101	5,356	178	SH		SOLE		0	0	178
COMCAST CORP NEW CL A	Stock	20030N101	30,711	711	SH		SOLE		0	0	711
ISHARES U.S. INFRASTRUCTURE ETF	ETF	46435U713	855	16	SH		SOLE		0	0	16
MICROSOFT CORP COM	Stock	594918104	5,899,077	13,930	SH		SOLE		0	0	13,930
VALERO ENERGY CORP COM	Stock	91913Y100	2,503	18	SH		SOLE		0	0	18
DOCUSIGN INC COM	Stock	256163106	398	5	SH		SOLE		0	0	5
COLUMBIA FINL INC COM	Stock	197641103	382,830	21,000	SH		SOLE		0	0	21,000
SCHLUMBERGER LTD COM STK	Stock	806857108	22,565	513	SH		SOLE		0	0	513
INVESCO RUSSELL 1000 DYNAMIC MULTIFACTOR ETF	ETF	46138J619	12,390	223	SH		SOLE		0	0	223
CVS HEALTH CORP COM	Stock	126650100	15,380	256	SH		SOLE		0	0	256
EVERGY INC COM	Stock	30034W106	24,136	373	SH		SOLE		0	0	373
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND	ETF	81369Y852	36,594	371	SH		SOLE		0	0	371
MASCO CORP COM	Stock	574599106	8,056	100	SH		SOLE		0	0	100
ISHARES FUTURE AI & TECH ETF	ETF	46435U556	265	7	SH		SOLE		0	0	7
VANGUARD INTERMEDIATE-TERM TREASURY ETF	ETF	92206C706	1,771	30	SH		SOLE		0	0	30
VANGUARD ESG U.S. STOCK ETF	ETF	921910733	3,293	30	SH		SOLE		0	0	30
READY CAPITAL CORP COM	REIT	75574U101	317	43	SH		SOLE		0	0	43
VANGUARD SMALL-CAP ETF	ETF	922908751	32,340	124	SH		SOLE		0	0	124
VANGUARD LARGE-CAP ETF	ETF	922908637	237,368	855	SH		SOLE		0	0	855
NEXTERA ENERGY INC COM	Stock	65339F101	87,853	1,116	SH		SOLE		0	0	1,116
NIKE INC CL B	Stock	654106103	30,421	386	SH		SOLE		0	0	386
VANGUARD SHORT-TERM TREASURY ETF	ETF	92206C102	100,518	1,720	SH		SOLE		0	0	1,720
JPMORGAN U.S. QUALITY FACTOR ETF	ETF	46641Q761	18,679	312	SH		SOLE		0	0	312
TESLA INC COM	Stock	88160R101	151,870	440	SH		SOLE		0	0	440
LINDE PLC SHS	Stock	G54950103	103,103	223	SH		SOLE		0	0	223
ISHARES MSCI EMERGING MARKETS EX CHINA ETF	ETF	46434G764	587	10	SH		SOLE		0	0	10
HILTON WORLDWIDE HLDGS INC COM	Stock	43300A203	19,261	76	SH		SOLE		0	0	76
VANGUARD HEALTH CARE ETF	ETF	92204A504	35,118	128	SH		SOLE		0	0	128
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	47,889	932	SH		SOLE		0	0	932
VIRTUS INFRACAP U.S. PREFERRED STOCK ETF	ETF	26923G822	23,343	1,030	SH		SOLE		0	0	1,030
ALERIAN MLP ETF	ETF	00162Q452	192,221	3,745	SH		SOLE		0	0	3,745
VANGUARD INDUSTRIALS ETF	ETF	92204A603	35,824	128	SH		SOLE		0	0	128
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	107,625	172	SH		SOLE		0	0	172
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	2,623	93	SH		SOLE		0	0	93
FIDELITY SMALL-MID MULTIFACTOR ETF	ETF	316092527	895,438	20,041	SH		SOLE		0	0	20,041
WELLTOWER INC COM	REIT	95040Q104	26,097	188	SH		SOLE		0	0	188
UNITED AIRLS HLDGS INC COM	Stock	910047109	31,954	330	SH		SOLE		0	0	330
LYONDELLBASELL INDUSTRIES N V SHS - A -	Stock	N53745100	556,818	6,681	SH		SOLE		0	0	6,681
VANGUARD S&P 500 ETF	ETF	922908363	160,541	290	SH		SOLE		0	0	290
ASTRAZENECA PLC SPONSORED ADR	ADR	046353108	11,605	171	SH		SOLE		0	0	171
UBER TECHNOLOGIES INC COM	Stock	90353T100	29,000	403	SH		SOLE		0	0	403
CONSOLIDATED EDISON INC COM	Stock	209115104	1,818	18	SH		SOLE		0	0	18
BOOZ ALLEN HAMILTON HLDG CORP CL A	Stock	099502106	40,602	274	SH		SOLE		0	0	274
CROWDSTRIKE HLDGS INC CL A	Stock	22788C105	881,532	2,548	SH		SOLE		0	0	2,548
ISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF	ETF	09290C103	45,472	862	SH		SOLE		0	0	862
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	33,844	180	SH		SOLE		0	0	180
ISHARES SELF-DRIVING EV & TECH ETF	ETF	46435U366	2,978	101	SH		SOLE		0	0	101
VANECK GOLD MINERS ETF	ETF	92189F106	25,121	667	SH		SOLE		0	0	667
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	5,201	51	SH		SOLE		0	0	51
ISHARES CYBERSECURITY & TECH ETF	ETF	46435U135	77,239	1,531	SH		SOLE		0	0	1,531
RED CAT HLDGS INC COM	Stock	75644T100	8,769	745	SH		SOLE		0	0	745
ELI LILLY & CO COM	Stock	532457108	87,446	109	SH		SOLE		0	0	109
AIR PRODS & CHEMS INC COM	Stock	009158106	18,521	55	SH		SOLE		0	0	55
DATADOG INC CL A COM	Stock	23804L103	72,862	477	SH		SOLE		0	0	477
SCHWAB U.S. REIT ETF	ETF	808524847	18,111	783	SH		SOLE		0	0	783
AVANTIS U.S. SMALL CAP VALUE ETF	ETF	025072877	14,030	133	SH		SOLE		0	0	133
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	186,926	1,822	SH		SOLE		0	0	1,822
AVANTIS EMERGING MARKETS EQUITY ETF	ETF	025072604	15,992	262	SH		SOLE		0	0	262
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	24,807	177	SH		SOLE		0	0	177
VANGUARD S&P 500 GROWTH ETF	ETF	921932505	655	1	SH		SOLE		0	0	1
ISHARES RUSSELL 2000 ETF	ETF	464287655	60,158	248	SH		SOLE		0	0	248
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	42,474	350	SH		SOLE		0	0	350
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	1,238,814	10,583	SH		SOLE		0	0	10,583
DIGITAL RLTY TR INC COM	REIT	253868103	61,642	315	SH		SOLE		0	0	315
MICRON TECHNOLOGY	Stock	595112103	9,599	98	SH		SOLE		0	0	98
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	55,347	715	SH		SOLE		0	0	715
AFLAC INC COM	Stock	001055102	948,470	8,319	SH		SOLE		0	0	8,319
FREEPORT-MCMORAN INC CL B	Stock	35671D857	31,960	723	SH		SOLE		0	0	723
SYSCO CORP COM	Stock	871829107	11,195	145	SH		SOLE		0	0	145
ISHARES U.S. AEROSPACE & DEFENSE ETF	ETF	464288760	635,382	4,084	SH		SOLE		0	0	4,084
INVESCO S&P 500 LOW VOLATILITY ETF	ETF	46138E354	47,467	634	SH		SOLE		0	0	634
WARNER MUSIC GROUP CORP COM CL A	Stock	934550203	1,763	54	SH		SOLE		0	0	54
INVESCO S&P MIDCAP QUALITY ETF	ETF	46137V472	525,541	4,859	SH		SOLE		0	0	4,859
FIDELITY BLUE CHIP GROWTH ETF	ETF	316092352	3,758,261	81,683	SH		SOLE		0	0	81,683
ISHARES SELECT DIVIDEND ETF	ETF	464287168	37,748	263	SH		SOLE		0	0	263
AMERICAN ELEC PWR CO INC COM	Stock	025537101	10,186	102	SH		SOLE		0	0	102
STAR GROUP L P UNIT LTD PARTNR	Stock	85512C105	121,533	9,599	SH		SOLE		0	0	9,599
MARATHON PETE CORP COM	Stock	56585A102	18,423	117	SH		SOLE		0	0	117
SNOWFLAKE INC CL A	Stock	833445109	350	2	SH		SOLE		0	0	2
PALANTIR TECHNOLOGIES INC CL A	Stock	69608A108	23,682	353	SH		SOLE		0	0	353
NEW JERSEY RES CORP COM	Stock	646025106	25,276	490	SH		SOLE		0	0	490
FIRST SOLAR INC COM	Stock	336433107	2,391	12	SH		SOLE		0	0	12
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	4,321	78	SH		SOLE		0	0	78
AIRBNB INC COM CL A	Stock	009066101	817	6	SH		SOLE		0	0	6
CANOO INC COM	Stock	13803R300	3	7	SH		SOLE		0	0	7
VANGUARD MID-CAP GROWTH ETF	ETF	922908538	29,807	110	SH		SOLE		0	0	110
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	56,615	1,917	SH		SOLE		0	0	1,917
PATRIA INVESTMENTS LIMITED COM CL A	Stock	G69451105	55,021	4,600	SH		SOLE		0	0	4,600
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF	ETF	464286533	15,580	260	SH		SOLE		0	0	260
COUPANG INC CL A	Stock	22266T109	7,608	300	SH		SOLE		0	0	300
BLUE OWL CAP CORP III COM SHS	Stock	69122G102	45,840	3,080	SH		SOLE		0	0	3,080
BLUE OWL CAPITAL INC COM CL A	Stock	09581B103	8,661	365	SH		SOLE		0	0	365
VISA INC COM CL A	Stock	92826C839	3,449,643	10,948	SH		SOLE		0	0	10,948
INSMED INC COM PAR $.01	Stock	457669307	1,127	15	SH		SOLE		0	0	15
ISHARES MSCI EAFE MIN VOL FACTOR ETF	ETF	46429B689	14,734	199	SH		SOLE		0	0	199
ROCKET LAB USA INC COM	Stock	773122106	4,965	182	SH		SOLE		0	0	182
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	369,739	3,910	SH		SOLE		0	0	3,910
GITLAB INC CLASS A COM	Stock	37637K108	3,188	50	SH		SOLE		0	0	50
AVANTIS U.S. LARGE CAP VALUE ETF	ETF	025072349	40,809	573	SH		SOLE		0	0	573
VANGUARD SMALL-CAP GROWTH ETF	ETF	922908595	15,989	53	SH		SOLE		0	0	53
VANGUARD VALUE ETF	ETF	922908744	648,757	3,567	SH		SOLE		0	0	3,567
VANGUARD GROWTH ETF	ETF	922908736	105,230	257	SH		SOLE		0	0	257
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	1,558	67	SH		SOLE		0	0	67
RIVIAN AUTOMOTIVE INC COM CL A	Stock	76954A103	416	34	SH		SOLE		0	0	34
GRAB HOLDINGS LIMITED CLASS A ORD	Stock	G4124C109	5,000	1,000	SH		SOLE		0	0	1,000
L3HARRIS TECHNOLOGIES INC COM	Stock	502431109	35,487	144	SH		SOLE		0	0	144
VANECK SEMICONDUCTOR ETF	ETF	92189F676	19,855	82	SH		SOLE		0	0	82
PHILLIPS 66 COM	Stock	718546104	13,894	103	SH		SOLE		0	0	103
AMERICAN TOWER CORP NEW COM	REIT	03027X100	36,396	174	SH		SOLE		0	0	174
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	11,273	84	SH		SOLE		0	0	84
META PLATFORMS INC CL A	Stock	30303M102	342,349	596	SH		SOLE		0	0	596
ASML HOLDING N V N Y REGISTRY SHS	ADR	N07059210	38,965	56	SH		SOLE		0	0	56
SERVICENOW INC COM	Stock	81762P102	223,531	213	SH		SOLE		0	0	213
BCE INC COM NEW	Stock	05534B760	8,001	296	SH		SOLE		0	0	296
JPMORGAN NASDAQ EQUITY PREMIUM INCOME ETF	ETF	46654Q203	53,557	938	SH		SOLE		0	0	938
PALO ALTO NETWORKS INC COM	Stock	697435105	150,474	388	SH		SOLE		0	0	388
MONDELEZ INTL INC CL A	Stock	609207105	139,255	2,144	SH		SOLE		0	0	2,144
DELEK US HLDGS INC NEW COM	Stock	24665A103	19,306	1,013	SH		SOLE		0	0	1,013
WP CAREY INC COM	REIT	92936U109	57,891	1,014	SH		SOLE		0	0	1,014
BROADCOM INC COM	Stock	11135F101	112,708	695	SH		SOLE		0	0	695
WORKDAY INC CL A	Stock	98138H101	24,999	100	SH		SOLE		0	0	100
JOHNSON CTLS INTL PLC SHS	Stock	G51502105	11,470	136	SH		SOLE		0	0	136
METLIFE INC COM	Stock	59156R108	306,721	3,476	SH		SOLE		0	0	3,476
CANADIAN PACIFIC KANSAS CITY COM	Stock	13646K108	89,195	1,164	SH		SOLE		0	0	1,164
HSBC HLDGS PLC SPON ADR NEW	ADR	404280406	7,884	168	SH		SOLE		0	0	168
ING GROEP N.V. SPONSORED ADR	ADR	456837103	24,787	1,604	SH		SOLE		0	0	1,604
NOVARTIS AG SPONSORED ADR	ADR	66987V109	398,680	3,769	SH		SOLE		0	0	3,769
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	63,918	867	SH		SOLE		0	0	867
ROYAL BK CDA COM	Stock	780087102	29,458	234	SH		SOLE		0	0	234
TOTALENERGIES SE SPONSORED ADS	ADR	89151E109	482,535	8,321	SH		SOLE		0	0	8,321
KINDER MORGAN INC DEL COM	Stock	49456B101	81,284	2,875	SH		SOLE		0	0	2,875
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	191,322	527	SH		SOLE		0	0	527
ENBRIDGE INC COM	Stock	29250N105	384,911	8,873	SH		SOLE		0	0	8,873
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	3,560	58	SH		SOLE		0	0	58
NVIDIA CORPORATION COM	Stock	67066G104	1,253,454	9,066	SH		SOLE		0	0	9,066
MOSAIC CO NEW COM	Stock	61945C103	8,379	316	SH		SOLE		0	0	316
ABBVIE INC COM	Stock	00287Y109	496,154	2,712	SH		SOLE		0	0	2,712
EA BRIDGEWAY OMNI SMALL-CAP VALUE ETF	ETF	02072L532	15,977	677	SH		SOLE		0	0	677
INTERACTIVE BROKERS GROUP INC COM CL A	Stock	45841N107	201,715	1,055	SH		SOLE		0	0	1,055
SPDR S&P METALS & MINING ETF	ETF	78464A755	11,955	173	SH		SOLE		0	0	173
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	1,242	22	SH		SOLE		0	0	22
ZOETIS INC CL A	Stock	98978V103	3,694	21	SH		SOLE		0	0	21
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS	ADR	874039100	29,124	157	SH		SOLE		0	0	157
INVESCO S&P SMALLCAP LOW VOLATILITY ETF	ETF	46138G102	8,215	160	SH		SOLE		0	0	160
INTEGER HLDGS CORP COM	Stock	45826H109	7,025	50	SH		SOLE		0	0	50
BLACKSTONE INC COM	Stock	09260D107	33,501	175	SH		SOLE		0	0	175
INVESCO S&P MIDCAP LOW VOLATILITY ETF	ETF	46138E198	19,691	300	SH		SOLE		0	0	300
JACOBS SOLUTIONS INC COM	Stock	46982L108	15,818	112	SH		SOLE		0	0	112
HA SUSTAINABLE INFRA CAP INC COM	REIT	41068X100	45,009	1,435	SH		SOLE		0	0	1,435
STRYKER CORPORATION COM	Stock	863667101	22,293	56	SH		SOLE		0	0	56
QUALCOMM INC COM	Stock	747525103	13,599	85	SH		SOLE		0	0	85
GENERAL DYNAMICS CORP COM	Stock	369550108	374,413	1,318	SH		SOLE		0	0	1,318
VERALTO CORP COM SHS	Stock	92338C103	0	0	SH		SOLE		0	0	0
LITHIUM AMERS CORP NEW COM SHS	Stock	53681J103	371	93	SH		SOLE		0	0	93
LAZARD INC COM	Stock	52110M109	60,073	1,034	SH		SOLE		0	0	1,034
MCDONALDS CORP COM	Stock	580135101	1,098,596	3,711	SH		SOLE		0	0	3,711
QUEST DIAGNOSTICS INC COM	Stock	74834L100	8,317	51	SH		SOLE		0	0	51
FIDELITY ENHANCED LARGE CAP CORE ETF	ETF	316092113	175,689	5,200	SH		SOLE		0	0	5,200
FIDELITY ENHANCED LARGE CAP VALUE ETF	ETF	31609A107	4,944	150	SH		SOLE		0	0	150
CISCO SYS INC COM	Stock	17275R102	10,066	170	SH		SOLE		0	0	170
CAPITAL ONE FINL CORP COM	Stock	14040H105	201,361	1,048	SH		SOLE		0	0	1,048
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	24,791	259	SH		SOLE		0	0	259
APA CORPORATION COM	Stock	03743Q108	11,343	500	SH		SOLE		0	0	500
ADVANCED MICRO DEVICES INC COM	Stock	007903107	199,864	1,457	SH		SOLE		0	0	1,457
ISHARES BITCOIN TRUST ETF	ETF	46438F101	3,644	66	SH		SOLE		0	0	66
AT&T INC COM	Stock	00206R102	38,166	1,647	SH		SOLE		0	0	1,647
WISDOMTREE U.S. MIDCAP DIVIDEND FUND	ETF	97717W505	17,368	313	SH		SOLE		0	0	313
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	763,966	7,997	SH		SOLE		0	0	7,997
SOLVENTUM CORP COM SHS	Stock	83444M101	501	7	SH		SOLE		0	0	7
GE VERNOVA INC COM	Stock	36828A101	2,673	8	SH		SOLE		0	0	8
WISDOMTREE US SMALLCAP QUALITY DIVIDEND GROWTH FUND	ETF	97717X651	14,697	261	SH		SOLE		0	0	261
RUBRIK INC. CL A	Stock	781154109	2,795	55	SH		SOLE		0	0	55
LOAR HOLDINGS INC COM SHS	Stock	53947R105	18,416	200	SH		SOLE		0	0	200
GE AEROSPACE COM NEW	Stock	369604301	4,018	22	SH		SOLE		0	0	22
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	24,331	131	SH		SOLE		0	0	131
PENSKE AUTOMOTIVE GRP INC COM	Stock	70959W103	14,208	85	SH		SOLE		0	0	85
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	ETF	81369Y407	40,679	182	SH		SOLE		0	0	182
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	61,591	427	SH		SOLE		0	0	427
FIDELITY HEDGED EQUITY ETF	ETF	31624J745	56,188	2,000	SH		SOLE		0	0	2,000
ISHARES U.S. TECHNOLOGY ETF	ETF	464287721	6,402	40	SH		SOLE		0	0	40
ISHARES US FINANCIAL SERVICES ETF	ETF	464287770	24,839	301	SH		SOLE		0	0	301
ISHARES SEMICONDUCTOR ETF	ETF	464287523	53,492	248	SH		SOLE		0	0	248
NETAPP INC COM	Stock	64110D104	12,401	101	SH		SOLE		0	0	101
FIDELITY MSCI UTILITIES INDEX ETF	ETF	316092865	73,826	1,383	SH		SOLE		0	0	1,383
FIDELITY MSCI CONSUMER DISCRETIONARY INDEX ETF	ETF	316092204	12,549	128	SH		SOLE		0	0	128
FIDELITY MSCI ENERGY INDEX ETF	ETF	316092402	890,463	33,729	SH		SOLE		0	0	33,729
FIDELITY MSCI HEALTH CARE INDEX ETF	ETF	316092600	1,865,371	26,572	SH		SOLE		0	0	26,572
FIDELITY MSCI INDUSTRIAL INDEX ETF	ETF	316092709	1,170,219	15,121	SH		SOLE		0	0	15,121
FIDELITY MSCI MATERIALS INDEX ETF	ETF	316092881	5,812	106	SH		SOLE		0	0	106
FIDELITY MSCI FINANCIALS INDEX ETF	ETF	316092501	232,229	3,167	SH		SOLE		0	0	3,167
FIDELITY MSCI CONSUMER STAPLES INDEX ETF	ETF	316092303	2,962,540	56,657	SH		SOLE		0	0	56,657
CRITEO S A SPONS ADS	ADR	226718104	8,156	200	SH		SOLE		0	0	200
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	ETF	316092808	19,588	105	SH		SOLE		0	0	105
ISHARES S&P 500 VALUE ETF	ETF	464287408	3,764	18	SH		SOLE		0	0	18
AMENTUM HOLDINGS INC COM	Stock	023939101	2,727	112	SH		SOLE		0	0	112
LULULEMON ATHLETICA INC COM	Stock	550021109	32,066	100	SH		SOLE		0	0	100
SOUTH BOW CORP COM	Stock	83671M105	29,410	1,129	SH		SOLE		0	0	1,129
ISHARES S&P 500 GROWTH ETF	ETF	464287309	105,385	1,043	SH		SOLE		0	0	1,043
ISHARES CORE S&P 500 ETF	ETF	464287200	2,666,847	4,407	SH		SOLE		0	0	4,407
ENI S P A SPONSORED ADR	ADR	26874R108	845	30	SH		SOLE		0	0	30
UBS GROUP AG SHS	Stock	H42097107	6,780	209	SH		SOLE		0	0	209
BUNGE GLOBAL SA COM SHS	Stock	H11356104	19,031	212	SH		SOLE		0	0	212
FIDELITY BLUE CHIP VALUE ETF	ETF	316092345	10,617	311	SH		SOLE		0	0	311
WELLS FARGO CO NEW COM	Stock	949746101	2,320,876	30,469	SH		SOLE		0	0	30,469
UNION PAC CORP COM	Stock	907818108	112,974	461	SH		SOLE		0	0	461
ISHARES MBS ETF	ETF	464288588	2,532	26	SH		SOLE		0	0	26
ISHARES PREFERRED & INCOME SECURITIES ETF	ETF	464288687	4,772	144	SH		SOLE		0	0	144
SALESFORCE INC COM	Stock	79466L302	1,052,068	3,188	SH		SOLE		0	0	3,188
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	152,549	288	SH		SOLE		0	0	288
TORO CO COM	Stock	891092108	13,503	155	SH		SOLE		0	0	155
VANGUARD MID-CAP VALUE ETF	ETF	922908512	28,950	164	SH		SOLE		0	0	164
LOCKHEED MARTIN CORP COM	Stock	539830109	1,772,497	3,348	SH		SOLE		0	0	3,348
JPMORGAN CHASE & CO. COM	Stock	46625H100	2,025,870	8,112	SH		SOLE		0	0	8,112
CHEVRON CORP NEW COM	Stock	166764100	1,106,796	6,835	SH		SOLE		0	0	6,835
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	36,972	340	SH		SOLE		0	0	340
CONOCOPHILLIPS COM	Stock	20825C104	10,203	94	SH		SOLE		0	0	94
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	37,370	742	SH		SOLE		0	0	742
DANAHER CORPORATION COM	Stock	235851102	41,697	173	SH		SOLE		0	0	173
M & T BK CORP COM	Stock	55261F104	131,162	596	SH		SOLE		0	0	596
BANK AMERICA CORP COM	Stock	060505104	114,886	2,418	SH		SOLE		0	0	2,418
WALMART INC COM	Stock	931142103	2,047,427	22,134	SH		SOLE		0	0	22,134
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	2,120,594	9,324	SH		SOLE		0	0	9,324
ORACLE CORP COM	Stock	68389X105	168,534	911	SH		SOLE		0	0	911
RTX CORPORATION COM	Stock	75513E101	1,020,802	8,378	SH		SOLE		0	0	8,378
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	10,047	220	SH		SOLE		0	0	220
TEXAS INSTRS INC COM	Stock	882508104	57,244	284	SH		SOLE		0	0	284
TARGET CORP	Stock	87612E106	13,231	100	SH		SOLE		0	0	100
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	3,002	22	SH		SOLE		0	0	22
SPDR NUVEEN BLOOMBERG MUNICIPAL BOND ETF	ETF	78468R721	13,187	283	SH		SOLE		0	0	283
PFIZER INC COM	Stock	717081103	398,918	15,220	SH		SOLE		0	0	15,220
MORGAN STANLEY COM NEW	Stock	617446448	48,060	365	SH		SOLE		0	0	365
3M CO COM	Stock	88579Y101	16,884	126	SH		SOLE		0	0	126
GILEAD SCIENCES INC COM	Stock	375558103	87,946	949	SH		SOLE		0	0	949
CATERPILLAR INC COM	Stock	149123101	1,358,919	3,346	SH		SOLE		0	0	3,346
ALPHABET INC CAP STK CL C	Stock	02079K107	83,994	492	SH		SOLE		0	0	492
AMERICAN EXPRESS CO COM	Stock	025816109	48,198	158	SH		SOLE		0	0	158
AMGEN INC COM	Stock	031162100	571,701	2,021	SH		SOLE		0	0	2,021
APPLIED MATLS INC COM	Stock	038222105	7,163	41	SH		SOLE		0	0	41
ANALOG DEVICES INC COM	Stock	032654105	287,138	1,316	SH		SOLE		0	0	1,316
FRANKLIN RESOURCES INC COM	Stock	354613101	23,422	1,029	SH		SOLE		0	0	1,029
ARISTA NETWORKS INC COM SHS	Stock	040413205	16,233	40	SH		SOLE		0	0	40
MAIN STR CAP CORP COM	CEF	56035L104	23,117	416	SH		SOLE		0	0	416
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	68,267	491	SH		SOLE		0	0	491
ISHARES CORE S&P US VALUE ETF	ETF	464287663	296,288	2,962	SH		SOLE		0	0	2,962
TC ENERGY CORP COM	Stock	87807B107	279,955	5,721	SH		SOLE		0	0	5,721
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	1,021,596	4,991	SH		SOLE		0	0	4,991
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	1,791	28	SH		SOLE		0	0	28
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	704,241	10,844	SH		SOLE		0	0	10,844
CANOPY GROWTH CORP COM NEW	Stock	138035704	58	15	SH		SOLE		0	0	15
CITIZENS FINL GROUP INC COM	Stock	174610105	15,460	321	SH		SOLE		0	0	321
ISHARES CORE TOTAL USD BOND MARKET ETF	ETF	46434V613	4,953	107	SH		SOLE		0	0	107
DELTA AIR LINES INC DEL COM NEW	Stock	247361702	28,593	448	SH		SOLE		0	0	448
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288620	4,348	84	SH		SOLE		0	0	84
LAM RESEARCH CORP COM NEW	Stock	512807306	38,303	518	SH		SOLE		0	0	518
PHILIP MORRIS INTL INC COM	Stock	718172109	247,962	1,863	SH		SOLE		0	0	1,863
PARKER-HANNIFIN CORP COM	Stock	701094104	154,949	220	SH		SOLE		0	0	220
PERFORMANCE FOOD GROUP CO COM	Stock	71377A103	7,147	81	SH		SOLE		0	0	81
FIDELITY LIMITED TERM BOND ETF	ETF	316188200	75,133	1,505	SH		SOLE		0	0	1,505
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF	ETF	46137V282	8,163	210	SH		SOLE		0	0	210
ROPER TECHNOLOGIES INC COM	Stock	776696106	1,025,116	1,809	SH		SOLE		0	0	1,809
PNC FINL SVCS GROUP INC COM	Stock	693475105	253,317	1,179	SH		SOLE		0	0	1,179
EQUINIX INC COM	REIT	29444U700	340,819	347	SH		SOLE		0	0	347
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	59,829	1,010	SH		SOLE		0	0	1,010
ISHARES GLOBAL ENERGY ETF	ETF	464287341	130	3	SH		SOLE		0	0	3
REALTY INCOME CORP COM	REIT	756109104	62,562	1,080	SH		SOLE		0	0	1,080
ALTRIA GROUP INC COM	Stock	02209S103	323,358	5,600	SH		SOLE		0	0	5,600
DOMINION ENERGY INC COM	Stock	25746U109	19,383	329	SH		SOLE		0	0	329
FIDELITY MSCI REAL ESTATE INDEX ETF	ETF	316092857	2,330	78	SH		SOLE		0	0	78
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	990	10	SH		SOLE		0	0	10
CADENCE DESIGN SYSTEM INC COM	Stock	127387108	3,068	10	SH		SOLE		0	0	10
EXXON MOBIL CORP COM	Stock	30231G102	89,589	759	SH		SOLE		0	0	759
LOWES COS INC COM	Stock	548661107	1,828,172	6,710	SH		SOLE		0	0	6,710
DEERE & CO COM	Stock	244199105	70,409	151	SH		SOLE		0	0	151
INVESCO S&P 500 EX-RATE SENSITIVE LOW VOLATILITY ETF	ETF	46138E388	48,869	862	SH		SOLE		0	0	862
COLGATE PALMOLIVE CO COM	Stock	194162103	43,354	448	SH		SOLE		0	0	448
U.S. GLOBAL JETS ETF	ETF	26922A842	72,864	2,968	SH		SOLE		0	0	2,968
SHOPIFY INC CL A	Stock	82509L107	6,820	59	SH		SOLE		0	0	59
VODAFONE GROUP PLC NEW SPONSORED ADR	ADR	92857W308	843	94	SH		SOLE		0	0	94
NATERA INC COM	Stock	632307104	126,338	753	SH		SOLE		0	0	753
FIRST TRUST NASDAQ CYBERSECURITY ETF	ETF	33734X846	32,842	519	SH		SOLE		0	0	519
ISHARES MSCI ACWI LOW CARBON TARGET ETF	ETF	46434V464	10,961	54	SH		SOLE		0	0	54
SCHWAB CHARLES CORP COM	Stock	808513105	18,633	225	SH		SOLE		0	0	225
CROWN CASTLE INC COM	REIT	22822V101	43,749	411	SH		SOLE		0	0	411
AUTOZONE INC COM	Stock	053332102	91,917	29	SH		SOLE		0	0	29
BLACKROCK INC COM	Stock	09290D101	784,447	766	SH		SOLE		0	0	766
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	52,208	774	SH		SOLE		0	0	774
ISHARES MSCI EAFE ETF	ETF	464287465	42,795	541	SH		SOLE		0	0	541
APPLE INC COM	Stock	037833100	3,560,393	15,001	SH		SOLE		0	0	15,001
TR ACTIVEBETA US LARGE CAP EQUITY ETF	ETF	381430503	20,333	170	SH		SOLE		0	0	170
ABBOTT LABS COM	Stock	002824100	224,298	1,888	SH		SOLE		0	0	1,888
DISNEY WALT CO COM	Stock	254687106	13,510	115	SH		SOLE		0	0	115
INVESCO PREFERRED ETF	ETF	46138E511	42,165	3,519	SH		SOLE		0	0	3,519
BOOKING HOLDINGS INC COM	Stock	09857L108	41,892	8	SH		SOLE		0	0	8
FIDELITY NASDAQ COMPOSITE INDEX ETF	ETF	315912808	2,888,917	38,102	SH		SOLE		0	0	38,102
ISHARES RUSSELL 1000 ETF	ETF	464287622	46,285	139	SH		SOLE		0	0	139
ANAVEX LIFE SCIENCES CORP COM NEW	Stock	032797300	5,487	580	SH		SOLE		0	0	580
MARSH & MCLENNAN COS INC COM	Stock	571748102	8,875	38	SH		SOLE		0	0	38
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	826,451	4,136	SH		SOLE		0	0	4,136