Certain statements in this report, including information incorporated by reference, are “forward-looking statements”
as that term is defined in the Private Securities Litigation Reform Act of 1995 (“PSLRA”). The PSLRA provides a
safe harbor under the Securities Act of 1933 and the Securities Exchange Act of 1934 for forward-looking
statements. These statements relate to our intentions, beliefs, projections, estimations or forecasts of future
events or our future financial performance and involve known and unknown risks, uncertainties and other factors
that may cause our or our industry's actual results, levels of activity, or performance to be materially different from
those expressed or implied by the forward-looking statements. In some cases, you can identify forward-looking
statements by use of words such as "may," "will," "could," "would," "should," "expect," "plan," "anticipate," "target,"
"project," "intend," "believe," "estimate," "predict," "potential," "pro forma," "seek," "likely" or "continue" or other
comparable terminology. These statements are only predictions, and we can give no assurance that such
expectations will prove to be correct. We undertake no obligation, other than as may be required under the
federal securities laws, to publicly update or revise any forward-looking statements, whether as a result of new
information, future events or otherwise.
Factors, that could cause our actual results to differ materially from those projected, forecasted or estimated by us
in forward-looking statements are discussed in further detail in Selective’s public filings with the United States
Securities and Exchange Commission. These risk factors may not be exhaustive. We operate in a continually
changing business environment, and new risk factors emerge from time-to-time. We can neither predict such new
risk factors nor can we assess the impact, if any, of such new risk factors on our businesses or the extent to which
any factor or combination of factors may cause actual results to differ materially from those expressed or implied
in any forward-looking statements in this report. In light of these risks, uncertainties and assumptions, the forward
-looking events discussed in this report might not occur.
Forward Looking Statement
