Citizens (CIA) 10-Q/A 9 Apr 15 2014 Q3 Quarterly report (amended) Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2014	Nov. 03, 2014
Entity Information [Line Items]
Entity Registrant Name	CITIZENS INC
Entity Central Index Key	24090
Current Fiscal Year End Date	-19
Entity Filer Category	Accelerated Filer
Document Type	10-Q
Document Period End Date	30-Sep-14
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	Q3
Amendment Flag	FALSE
Common Stock Class A [Member]
Entity Information [Line Items]
Entity Common Stock, Shares Outstanding		49,080,114
Common Stock Class B [Member]
Entity Information [Line Items]
Entity Common Stock, Shares Outstanding		1,001,714

Consolidated_Statements_of_Fin

Consolidated Statements of Financial Position (Unaudited) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investments:
Fixed maturities available-for-sale, at fair value (cost: $647,257 and $595,944 in 2014 and 2013, respectively)	$681,591	$605,256
Fixed maturities held-to-maturity, at amortized cost (fair value: $236,165 and $223,533 in 2014 and 2013, respectively)	230,297	227,696
Equity securities available-for-sale, at fair value (cost: $53,906 and $45,883 in 2014 and 2013, respectively)	55,643	47,259
Mortgage loans on real estate	641	671
Policy loans	52,575	48,868
Real estate held for investment (less $1,539 and $1,429 accumulated depreciation in 2014 and 2013, respectively)	8,174	8,440
Other long-term investments	136	45
Total investments	1,029,057	938,235
Cash and cash equivalents	56,986	54,593
Accrued investment income	13,262	12,251
Reinsurance recoverable	4,330	4,394
Deferred policy acquisition costs	153,737	146,691
Cost of customer relationships acquired	24,182	23,374
Goodwill	17,306	17,160
Other intangible assets	976	851
Property and equipment, net	6,380	6,662
Due premiums, net (less $1,292 and $1,429 allowance for doubtful accounts in 2014 and 2013, respectively)	10,027	11,209
Prepaid expenses	1,152	95
Other assets	1,104	765
Total assets	1,318,499	1,216,280
Future policy benefits reserves:
Life insurance	894,885	834,269
Annuities	58,741	55,485
Accident and health	1,205	1,250
Dividend accumulations	15,381	13,662
Premiums paid in advance	37,432	32,560
Policy claims payable	8,534	9,488
Other policyholders' funds	6,892	7,982
Total policy liabilities	1,023,070	954,696
Commissions payable	2,563	2,562
Federal income tax payable	813	590
Deferred federal income tax	10,309	1,704
Payable for securities in process of settlement	3,787	0
Other liabilities	11,185	10,919
Total liabilities	1,051,727	970,471
Commitments and contingencies (Note 7)
Stockholders' equity:
Accumulated deficit	-7,871	-12,542
Accumulated other comprehensive income:
Unrealized gains on securities, net of tax	23,087	6,795
Treasury stock, at cost	-11,011	-11,011
Total stockholders' equity	266,772	245,809
Total liabilities and stockholders' equity	1,318,499	1,216,280
Common Stock Class A [Member]
Stockholders' equity:
Common Stock	259,383	259,383
Common Stock Class B [Member]
Stockholders' equity:
Common Stock	$3,184	$3,184

Consolidated_Statements_of_Fin1

Consolidated Statements of Financial Position (Unaudited) (Parenthetical) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Investments:
Fixed maturities available-for-sale, cost	$647,257	$595,944
Fixed maturities held-to-maturity, fair value	236,165	223,533
Available-for-sale equity securities, amortized cost basis	53,906	45,883
Real estate held for investment, accumulated depreciation	1,539	1,429
Due premiums, allowance for doubtful accounts	$1,292	$1,429
Common Stock Class A [Member]
Stockholders' equity:
Common stock, par value (in dollars per share)	$0	$0
Common stock, shares authorized (in shares)	100,000,000	100,000,000
Common stock, shares issued (in shares)	52,215,852	52,215,852
Common stock, shares in treasury (in shares)	3,135,738	3,135,738
Common Stock Class B [Member]
Stockholders' equity:
Common stock, par value (in dollars per share)	$0	$0
Common stock, shares authorized (in shares)	2,000,000	2,000,000
Common stock, shares issued (in shares)	1,001,714	1,001,714
Common stock, shares outstanding (in shares)	1,001,714	1,001,714

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Premiums:
Life insurance	$45,234	$42,091	$131,298	$123,728
Accident and health insurance	394	380	1,135	1,135
Property insurance	1,295	1,276	3,832	3,658
Net investment income	10,384	9,570	30,373	27,224
Realized investment gains (losses), net	-222	30	-351	143
Other income	145	269	477	882
Total revenue	57,230	53,616	166,764	156,770
Insurance benefits paid or provided:
Claims and surrenders	17,326	16,763	50,451	48,229
Increase in future policy benefit reserves	19,307	17,398	56,984	52,253
Policyholders' dividends	2,573	2,362	7,087	6,671
Total insurance benefits paid or provided	39,206	36,523	114,522	107,153
Commissions	11,116	9,940	31,429	29,427
Other general expenses	6,029	6,163	19,979	20,204
Capitalization of deferred policy acquisition costs	-8,126	-7,067	-22,617	-21,101
Amortization of deferred policy acquisition costs	5,276	4,758	15,378	13,747
Amortization of cost of customer relationships acquired	453	681	1,598	1,819
Total benefits and expenses	53,954	50,998	160,289	151,249
Income before federal income tax	3,276	2,618	6,475	5,521
Federal income tax expense	952	794	1,804	1,534
Net income	2,324	1,824	4,671	3,987
Unrealized gains (losses) on available-for-sale securities:
Unrealized holding gains (losses) arising during period	-1,628	-4,128	24,764	-29,576
Reclassification adjustments for (gains) losses included in net income	227	-84	332	-188
Unrealized gains (losses) on available-for-sale securities, net	-1,401	-4,212	25,096	-29,764
Income tax expense (benefit) on unrealized gains (losses) on available-for-sale securities	-490	-1,474	8,804	-10,400
Other comprehensive income (loss)	-911	-2,738	16,292	-19,364
Comprehensive income (loss)	$1,413	($914)	$20,963	($15,377)
Common Stock Class A [Member]
Earnings Per Share [Abstract]
Basic earnings per share (in dollars per share)	$0.04	$0.03	$0.09	$0.08
Diluted earnings per share (in dollars per share)	$0.04	$0.03	$0.09	$0.08
Common Stock Class B [Member]
Earnings Per Share [Abstract]
Basic earnings per share (in dollars per share)	$0.03	$0.02	$0.05	$0.04
Diluted earnings per share (in dollars per share)	$0.03	$0.02	$0.05	$0.04

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Cash flows from operating activities:
Net income	$4,671	$3,987
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Realized (gains) losses on sale of investments and other assets	351	-143
Net deferred policy acquisition costs	-7,239	-7,354
Amortization of cost of customer relationships acquired	1,598	1,819
Depreciation	964	955
Amortization of premiums and discounts on investments	7,014	6,228
Deferred federal income tax benefit	-1,140	-2,384
Change in:
Accrued investment income	-915	-1,436
Reinsurance recoverable	64	5,161
Due premiums	1,182	533
Future policy benefit reserves	56,932	47,989
Other policyholders' liabilities	4,282	-84
Federal income tax receivable	201	685
Commissions payable and other liabilities	264	-1,045
Other, net	-1,373	-581
Net cash provided by operating activities	66,856	54,330
Cash flows from investing activities:
Sale of fixed maturities, available-for-sale	680	317
Maturities and calls of fixed maturities, available-for-sale	38,658	41,054
Maturities and calls of fixed maturities, held-to-maturity	10,523	37,213
Purchase of fixed maturities, available-for-sale	-88,860	-71,818
Purchase of fixed maturities, held-to-maturity	-12,158	-75,386
Proceeds from Sale of Available-for-sale Securities, Equity	15,029	0
Calls of equity securities, available-for-sale	200	400
Purchase of equity securities, available-for-sale	-21,285	0
Principal Payments on Mortgage Loans	30	829
Increase in policy loans, net	-3,707	-4,366
Sale of other long-term investments	1	1
Purchase of other long-term investments	-4	-86
Proceeds from Sale of Property, Plant, and Equipment	5	0
Purchase of property and equipment	-388	-386
Proceeds from Sale, Maturity and Collection of Short-term Investments	531	2,841
Purchase of short-term investments	-531	-531
Net cash used in acquisition	-4,810	0
Net cash provided by (used in) investing activities	-66,086	-69,918
Cash flows from financing activities:
Annuity deposits	5,479	4,293
Annuity withdrawals	-3,856	-3,317
Net cash provided by financing activities	1,623	976
Net increase (decrease) in cash and cash equivalents	2,393	-14,612
Cash and cash equivalents at beginning of year	54,593	56,299
Cash and cash equivalents at end of period	56,986	41,687
Supplemental Disclosures of Operation Activities
Cash paid during the period for income taxes, net	$2,721	$3,232

Financial_Statements

Financial Statements	9 Months Ended
	Sep. 30, 2014
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Financial Statements
	Basis of Presentation and Consolidation
	The accompanying consolidated financial statements of Citizens, Inc. and its wholly-owned subsidiaries have been prepared in conformity with U.S. generally accepted accounting principles ("U.S. GAAP").
	The consolidated financial statements include the accounts and operations of Citizens, Inc. ("Citizens"), a Colorado corporation, and its wholly-owned subsidiaries, CICA Life Insurance Company of America ("CICA"), Security Plan Life Insurance Company ("SPLIC"), Security Plan Fire Insurance Company ("SPFIC"), Citizens National Life Insurance Company ("CNLIC"), Magnolia Guaranty Life Insurance Company ("MGLIC"), Computing Technology, Inc. ("CTI") and Insurance Investors, Inc. ("III").  Citizens and its wholly-owned subsidiaries are collectively referred to as "the Company," "we," "us" or "our."
	The consolidated statements of financial position for September 30, 2014, and the consolidated statements of comprehensive income for the three and nine months ended September 30, 2014 and 2013 and cash flows for the nine-month periods ended September 30, 2014 and 2013, have been prepared by the Company without audit.  In the opinion of management, all adjustments to present fairly the financial position, results of operations, and changes in cash flows at September 30, 2014 and for comparative periods have been made.  The consolidated financial statements have been prepared in accordance with U.S. GAAP accounting principles for interim financial information and with the instructions to Form 10-Q adopted by the Securities and Exchange Commission (“SEC”).  Accordingly, the financial statements do not include all of the information and footnotes required for complete financial statements and should be read in conjunction with the Company’s consolidated financial statements, and notes thereto, for the year ended December 31, 2013.  Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period.
	We provide primarily life insurance and a small amount of health insurance policies through our insurance subsidiaries:  CICA, SPLIC, MGLIC and CNLIC.  CICA and CNLIC issue ordinary whole-life policies, credit life and disability, burial insurance, pre-need policies, and accident and health related policies, throughout the Midwest and southern United States.  CICA also issues ordinary whole-life and endowment policies to non-U.S. residents.  SPLIC offers final expense and home service life insurance in Louisiana, Arkansas and Mississippi and SPFIC, a wholly-owned subsidiary of SPLIC, writes a limited amount of property insurance in Louisiana. MGLIC provides industrial life policies through independent funeral homes in Mississippi.
	CTI provides data processing systems and services, as well as furniture and equipment, to the Company.  III provides aviation transportation to the Company.
	In accordance with our purchase agreement dated October 7, 2013, we finalized the MGLIC stock acquisition on March 7, 2014 for approximately $5.2 million in cash consideration. The assets recorded as of acquisition were $12.0 million, liabilities of $6.8 million and stockholders equity of $5.2 million. We recorded goodwill of $0.1 million related to this purchase. This entity is reported as part of our home service segment business with total revenues of $1.7 million and net income of $0.2 million as of September 30, 2014, and is a wholly owned subsidiary of SPLIC. We have converted the policy inforce data to our policy administration system and we are continuing the process of data validation and therefore our initial accounting is provisional. We anticipate the completion of our conversion efforts and final accounting will be reflected in our year end reporting.
	Use of Estimates
	The preparation of financial statements, in conformity with U.S. GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.
	The most significant estimates include those used in the evaluation of other-than-temporary impairments on debt and equity securities and valuation allowances on investments, actuarially determined assets and liabilities and assumptions, goodwill impairment, valuation allowance on deferred tax assets, and contingencies relating to litigation and regulatory matters.  Certain of these estimates are particularly sensitive to market conditions, and deterioration and/or volatility in the worldwide debt or equity markets could have a material impact on the Consolidated Financial Statements.
	Reclassification
	Reclassifications have been made in the current year related to certain prior year reported amounts to provide consistent presentation. No individual amounts were material.
	Significant Accounting Policies
	For a description of significant accounting policies, see Note 1 of the Notes to Consolidated Financial Statements included in our 2013 Form 10-K Annual Report, which should be read in conjunction with these accompanying Consolidated Financial Statements.

Accounting_Pronouncements

Accounting Pronouncements	9 Months Ended
	Sep. 30, 2014
New Accounting Pronouncement or Change in Accounting Principle, Current Period Disclosures [Abstract]
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	Accounting Pronouncements
	Accounting Standards Recently Adopted
	On January 1, 2014, we adopted Accounting Standards Update (ASU) ASU 2013-11, “Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists” to eliminate diversity in practice. This ASU requires that companies net their unrecognized tax benefits against all same-jurisdiction net operating losses or tax credit carryforwards that would be used to settle the position with a tax authority. The adoption of this ASU did not have an effect on our consolidated financial statements.
	Accounting Standards Not Yet Adopted
	In May 2014, the Financial Accounting Standards Board ("FASB") issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606), which supersedes the revenue recognition requirements in ASC 605, Revenue Recognition. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance provides a five-step process to achieve that core principle. ASU 2014-09 requires disclosures enabling users of financial statements to understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers. Additionally, qualitative and quantitative disclosures are required about contracts with customers, significant judgments and changes in judgments, and assets recognized from the costs to obtain or fulfill a contract. ASU 2014-09 is effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period, using one of two retrospective application methods. Early application is not permitted. The Company is currently evaluating the effect that the adoption of this ASU will have on its financial statements.

Segment_Information

Segment Information	9 Months Ended
	Sep. 30, 2014
Segment Reporting Information, Operating Income (Loss) [Abstract]
Segment Information	Segment Information
	The Company has three reportable segments:  Life Insurance, Home Service Insurance, and Other Non-Insurance Enterprises.  The accounting policies of the segments are in accordance with U.S. GAAP and are the same as those used in the preparation of the consolidated financial statements.  The Company evaluates profit and loss performance based on U.S. GAAP income before federal income taxes for its three reportable segments.
	The Company has no reportable differences between segments and consolidated operations.
		Three Months Ended
		September 30, 2014
		Life			Home		Other		Consolidated
		Insurance			Service		Non-Insurance
					Insurance		Enterprises
		(In thousands)
	Revenues:
	Premiums	$	35,359		11,564		—		46,923
	Net investment income	6,660			3,389		335		10,384
	Realized investment losses, net	(159		)	(63	)	—		(222	)
	Other income	130			3		12		145
	Total revenue	41,990			14,893		347		57,230
	Benefits and expenses:
	Insurance benefits paid or provided:
	Claims and surrenders	12,205			5,121		—		17,326
	Increase in future policy benefit reserves	18,314			993		—		19,307
	Policyholders' dividends	2,560			13		—		2,573
	Total insurance benefits paid or provided	33,079			6,127		—		39,206
	Commissions	7,351			3,765		—		11,116
	Other general expenses	2,464			3,227		338		6,029
	Capitalization of deferred policy acquisition costs	(6,708		)	(1,418	)	—		(8,126	)
	Amortization of deferred policy acquisition costs	4,449			827		—		5,276
	Amortization of cost of customer relationships acquired	163			290		—		453
	Total benefits and expenses	40,798			12,818		338		53,954
	Income before income tax expense	$	1,192		2,075		9		3,276
		Nine Months Ended
		September 30, 2014
		Life			Home		Other		Consolidated
		Insurance			Service		Non-Insurance
					Insurance		Enterprises
		(In thousands)
	Revenues:
	Premiums	$	101,739		34,526		—		136,265
	Net investment income	19,409			9,958		1,006		30,373
	Realized investment gains (losses), net	(271		)	(81	)	1		(351	)
	Other income	406			7		64		477
	Total revenue	121,283			44,410		1,071		166,764
	Benefits and expenses:
	Insurance benefits paid or provided:
	Claims and surrenders	34,183			16,268		—		50,451
	Increase in future policy benefit reserves	54,139			2,845		—		56,984
	Policyholders' dividends	7,043			44		—		7,087
	Total insurance benefits paid or provided	95,365			19,157		—		114,522
	Commissions	20,073			11,356		—		31,429
	Other general expenses	8,269			9,895		1,815		19,979
	Capitalization of deferred policy acquisition costs	(18,215		)	(4,402	)	—		(22,617	)
	Amortization of deferred policy acquisition costs	13,061			2,317		—		15,378
	Amortization of cost of customer relationships acquired	454			1,144		—		1,598
	Total benefits and expenses	119,007			39,467		1,815		160,289
	Income (loss) before income tax expense	$	2,276		4,943		(744	)	6,475
		Three Months Ended
		September 30, 2013
		Life			Home		Other		Consolidated
		Insurance			Service		Non-Insurance
					Insurance		Enterprises
		(In thousands)
	Revenues:
	Premiums	$	32,800		10,947		—		43,747
	Net investment income	5,924			3,309		337		9,570
	Realized investment gains, net	23			2		5		30
	Other income	261			(7	)	15		269
Total revenue	39,008			14,251		357		53,616
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	11,249			5,514		—		16,763
Increase in future policy benefit reserves	16,756			642		—		17,398
Policyholders' dividends	2,343			19		—		2,362
Total insurance benefits paid or provided	30,348			6,175		—		36,523
Commissions	6,282			3,658		—		9,940
Other general expenses	2,780			3,205		178		6,163
Capitalization of deferred policy acquisition costs	(5,685		)	(1,382	)	—		(7,067	)
Amortization of deferred policy acquisition costs	3,947			811		—		4,758
Amortization of cost of customer relationships acquired	171			510		—		681
Total benefits and expenses	37,843			12,977		178		50,998
Income before income tax expense	$	1,165		1,274		179		2,618
	Nine Months Ended
	September 30, 2013
	Life			Home		Other		Consolidated
	Insurance			Service		Non-Insurance
				Insurance		Enterprises
	(In thousands)
Revenues:
Premiums	$	95,767		32,754		—		128,521
Net investment income	16,412			9,830		982		27,224
Realized investment gains, net	104			33		6		143
Other income	675			129		78		882
Total revenue	112,958			42,746		1,066		156,770
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	32,016			16,213		—		48,229
Increase in future policy benefit reserves	49,845			2,408		—		52,253
Policyholders' dividends	6,618			53		—		6,671
Total insurance benefits paid or provided	88,479			18,674		—		107,153
Commissions	18,558			10,869		—		29,427
Other general expenses	8,560			9,696		1,948		20,204
Capitalization of deferred policy acquisition costs	(16,941		)	(4,160	)	—		(21,101	)
Amortization of deferred policy acquisition costs	11,802			1,945		—		13,747
Amortization of cost of customer relationships acquired	492			1,327		—		1,819
Total benefits and expenses	110,950			38,351		1,948		151,249
Income (loss) before income tax expense	$	2,008		4,395		(882	)	5,521

Earnings_Per_Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share
	The following tables set forth the computation of basic and diluted earnings per share.
		Three Months Ended
		September 30, 2014		September 30, 2013
		(In thousands,
		except per share amounts)
	Basic and diluted earnings per share:
	Numerator:
	Net income	$	2,324	1,824
	Net income allocated to Class A common stock	$	2,301	1,806
	Net income allocated to Class B common stock	23		18
	Net income	$	2,324	1,824
	Denominator:
	Weighted average shares of Class A outstanding - basic	49,080		49,080
	Weighted average shares of Class A outstanding - diluted	49,080		49,080
	Weighted average shares of Class B outstanding - basic and diluted	1,002		1,002
	Basic earnings per share of Class A common stock	$	0.04	0.03
	Basic earnings per share of Class B common stock	0.03		0.02
	Diluted earnings per share of Class A common stock	0.04		0.03
	Diluted earnings per share of Class B common stock	0.03		0.02
		Nine Months Ended
		September 30, 2014		September 30, 2013
		(In thousands,
		except per share amounts)
	Basic and diluted earnings per share:
	Numerator:
	Net income	$	4,671	3,987
	Net income allocated to Class A common stock	$	4,624	3,947
	Net income allocated to Class B common stock	47		40
	Net income	$	4,671	3,987
	Denominator:
	Weighted average shares of Class A outstanding - basic	49,080		49,080
	Weighted average shares of Class A outstanding - diluted	49,080		49,080
	Weighted average shares of Class B outstanding - basic and diluted	1,002		1,002
	Basic earnings per share of Class A common stock	$	0.09	0.08
	Basic earnings per share of Class B common stock	0.05		0.04
	Diluted earnings per share of Class A common stock	0.09		0.08
	Diluted earnings per share of Class B common stock	0.05		0.04

Investments

Investments	9 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Investments
	The Company invests primarily in fixed maturity securities, which totaled 84.0% of total cash, cash equivalents and investments at September 30, 2014.
		September 30, 2014				December 31, 2013
		Carrying		% of Total		Carrying			% of Total
		Value		Carrying Value		Value			Carrying Value
		($ In thousands)
	Fixed maturity securities	$	911,888	84	%	$	832,952		83.9	%
	Equity securities	55,643		5.1	%	47,259			4.8	%
	Mortgage loans	641		0.1	%	671			0.1	%
	Policy loans	52,575		4.8	%	48,868			4.8	%
	Real estate and other long-term investments	8,310		0.8	%	8,485			0.9	%
	Cash and cash equivalents	56,986		5.2	%	54,593			5.5	%
	Total cash, cash equivalents and investments	$	1,086,043	100	%	$	992,828		100	%
	The following tables represent the cost, gross unrealized gains and losses and fair value for fixed maturities and equity securities as of the periods indicated.
		September 30, 2014
		Cost or		Gross		Gross		Fair
		Amortized		Unrealized		Unrealized		Value
		Cost		Gains		Losses
		(In thousands)
	Fixed maturities:
	Available-for-sale:
	U.S. Treasury securities	$	10,071	2,656		—		12,727
	U.S. Government-sponsored enterprises	38,539		1,817		1		40,355
	States and political subdivisions	384,239		15,344		2,422		397,161
	Foreign governments	104		29		—		133
	Corporate	210,715		17,063		417		227,361
	Commercial mortgage-backed	243		8		—		251
	Residential mortgage-backed	3,346		260		3		3,603
	Total available-for-sale securities	647,257		37,177		2,843		681,591
	Held-to-maturity securities:
	U.S. Government-sponsored enterprises	5,783		212		—		5,995
	States and political subdivisions	189,125		6,072		1,098		194,099
	Corporate	35,389		924		242		36,071
	Total held-to-maturity securities	230,297		7,208		1,340		236,165
	Total fixed maturities	$	877,554	44,385		4,183		917,756
	Equity securities:
	Stock mutual funds	$	15,738	1,801		30		17,509
	Bond mutual funds	35,704		—		280		35,424
	Common stock	723		21		11		733
	Preferred stock	1,741		236		—		1,977
	Total equity securities	$	53,906	2,058		321		55,643
		December 31, 2013
		Cost or		Gross		Gross		Fair
		Amortized		Unrealized		Unrealized		Value
		Cost		Gains		Losses
		(In thousands)
	Fixed maturities:
	Available-for-sale securities:
	U.S. Treasury securities	$	10,115	2,348		—		12,463
	U.S. Government-sponsored enterprises	53,587		1,209		228		54,568
	States and political subdivisions	341,673		6,242		11,449		336,466
	Foreign governments	104		23		—		127
	Corporate	186,671		12,289		1,399		197,561
	Commercial mortgage-backed	300		9		—		309
	Residential mortgage-backed	3,494		270		2		3,762
	Total available-for-sale securities	595,944		22,390		13,078		605,256
	Held-to-maturity securities:
	U.S. Government-sponsored enterprises	8,877		197		3		9,071
	States and political subdivisions	181,246		1,633		6,412		176,467
	Corporate	37,573		771		349		37,995
	Total held-to-maturity securities	227,696		2,601		6,764		223,533
	Total fixed maturity securities	$	823,640	24,991		19,842		828,789
	Equity securities:
	Stock mutual funds	$	10,463	1,506		—		11,969
Bond mutual funds	35,080		—		417		34,663
Common stock	17		—		5		12
Preferred stock	323		292		—		615
Total equity securities	$	45,883	1,798		422		47,259
Mortgage-backed securities are also referred to as securities not due at a single maturity date throughout this report.  The majority of the Company's equity securities are diversified stock and bond mutual funds.
Valuation of Investments in Fixed Maturity and Equity Securities
Held-to-maturity securities are reported in the financial statements at amortized cost and available-for-sale securities are reported at fair value.
The Company monitors all debt and equity securities on an on-going basis relative to changes in credit ratings, market prices, earnings trends and financial performance, in addition to specific region or industry reviews.  The assessment of whether impairments have occurred is based on a case-by-case evaluation of underlying reasons for the decline in fair value.  The Company determines other-than-temporary impairment by reviewing relevant evidence related to the specific security issuer as well as the Company's intent to sell the security, or if it is more likely than not that the Company would be required to sell a security before recovery of its amortized cost.
When an other-than-temporary impairment has occurred, the amount of the other-than-temporary impairment recognized in earnings depends on whether the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis.  If the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis, the other-than-temporary impairment is recognized in earnings equal to the entire difference between the investment's cost and its fair value at the balance sheet date.  If the Company does not intend to sell the security and it is more likely than not that the Company will not be required to sell the security before recovery of its amortized cost basis, the other-than-temporary impairment is separated into the following: (a) the amount representing the credit loss; and (b) the amount related to all other factors.  The amount of the total other-than-temporary impairment related to the credit loss is recognized in earnings.  The amount of the total other-than-temporary impairment related to other factors is recognized in other comprehensive income, net of applicable taxes.  The previous amortized cost basis less the other-than-temporary impairment recognized in earnings becomes the new amortized cost basis of the investment.  The new amortized cost basis is not adjusted for subsequent recoveries in fair value.
The Company evaluates whether a credit impairment exists for debt securities by considering primarily the following factors: (a) changes in the financial condition of the security's underlying collateral; (b) whether the issuer is current on contractually obligated interest and principal payments; (c) changes in the financial condition, credit rating and near-term prospects of the issuer; (d) the length of time to which the fair value has been less than the amortized cost of the security; and (e) the payment structure of the security.  The Company's best estimate of expected future cash flows used to determine the credit loss amount is a quantitative and qualitative process.  Quantitative review includes information received from third party sources such as financial statements, pricing and rating changes, liquidity and other statistical information.  Qualitative factors include judgments related to business strategies, economic impacts on the issuer and overall judgment related to estimates and industry factors.  The Company's best estimate of future cash flows involves assumptions including, but not limited to, various performance indicators, such as historical and projected default and recovery rates, credit ratings, and current delinquency rates.  These assumptions require the use of significant management judgment and include the probability of issuer default and estimates regarding timing and amount of expected recoveries, which may include estimating the underlying collateral value.  In addition, projections of expected future debt security cash flows may change based upon new information regarding the performance of the issuer.
The primary factors considered in evaluating whether an impairment exists for an equity security include, but are not limited to: (a) the length of time and the extent to which the fair value has been less than the cost of the security; (b) changes in the financial condition, credit rating and near-term prospects of the issuer; (c) whether the issuer is current on contractually obligated payments; and (d) the intent and ability of the Company to retain the investment for a period of time sufficient to allow for recovery.
The Company recognized other-than-temporary impairments during the three and nine months ended September 30, 2014 of $0.3 million based upon the fact that there is no longer an intent to hold these securities. No other-than-temporary impairments were recognized during the three and nine months ended in 2013.
The following tables present the fair values and gross unrealized losses of fixed maturities and equity securities that have remained in a continuous unrealized loss position for the periods indicated.
	September 30, 2014
	Less than 12 months						Greater than 12 months					Total
	Fair		Unrealized		# of		Fair			Unrealized	# of	Fair	Unrealized	# of
	Value		Losses		Securities		Value			Losses	Securities	Value	Losses	Securities
	(In thousands, except for # of securities)
Fixed maturities:
Available-for-sale securities:
U.S. Government-sponsored enterprises	$	159	1		1		—			—	—	159	1	1
States and political subdivisions	46,146		508		50		58,380			1,914	50	104,526	2,422	100
Corporate	22,950		324		21		2,681			93	2	25,631	417	23
Residential mortgage-backed	169		2		7		82			1	2	251	3	9
Total available-for-sale securities	69,424		835		79		61,143			2,008	54	130,567	2,843	133
Held-to-maturity securities:
States and political subdivisions	14,143		93		13		43,699			1,005	45	57,842	1,098	58
Corporate	2,368		178		2		2,958			64	2	5,326	242	4
Total held-to-maturity securities	16,511		271		15		46,657			1,069	47	63,168	1,340	62
Total fixed maturities	$	85,935	1,106		94		107,800			3,077	101	193,735	4,183	195
Equity securities:
Stock mutual funds	$	1,970	30		2		—			—	—	1,970	30	2
Bond mutual funds	15,720		280		2		—			—	—	15,720	280	2
Common stocks	—		—		—		6			11	1	6	11	1
Preferred stocks	—		—		—		—			—	—	—	—	—
Total equities	$	17,690	310		4		6			11	1	17,696	321	5
As of September 30, 2014, the Company had 54 available-for-sale securities and 47 held-to-maturity securities that were in an unrealized loss position for greater than 12 months. We reported 1 common stock holding in an unrealized loss position for greater than 12 months as of September 30, 2014.
	December 31, 2013
	Less than 12 months						Greater than 12 months					Total
	Fair		Unrealized		# of		Fair			Unrealized	# of	Fair	Unrealized	# of
	Value		Losses		Securities		Value			Losses	Securities	Value	Losses	Securities
	(In thousands, except for # of securities)
Fixed maturities:
Available-for-sale securities:
U.S. Government-sponsored enterprises	$	14,032	228		12		—			—	—	14,032	228	12
States and political subdivisions	183,280		9,872		203		15,673			1,577	16	198,953	11,449	219
Corporate	35,789		1,048		25		2,426			351	2	38,215	1,399	27
Residential mortgage-backed	57		1		3		42			1	1	99	2	4
Total available-for-sale securities	233,158		11,149		243		18,141			1,929	19	251,299	13,078	262
Held-to-maturity securities:
U.S. Government-sponsored enterprises	2,997		3		1		—			—	—	2,997	3	1
States and political subdivisions	100,153		5,236		118		14,797			1,176	17	114,950	6,412	135
Corporate	5,225		349		4		—			—	—	5,225	349	4
Total held-to-maturity securities	108,375		5,588		123		14,797			1,176	17	123,172	6,764	140
Total fixed maturities	$	341,533	16,737		366		32,938			3,105	36	374,471	19,842	402
Equity securities:
Bond mutual funds	$	34,663	417		7		—			—	—	34,663	417	7
Common stock	12		5		1		—			—	—	12	5	1
Total equities	$	34,675	422		8		—			—	—	34,675	422	8
We have reviewed these securities for the periods ended September 30, 2014 and December 31, 2013 and determined that no other-than-temporary impairment exists that have not been recognized based on our evaluation of the credit worthiness of the issuers and the fact that we do not intend to sell the investments nor is it likely that we will be required to sell the securities before recovery of their amortized cost bases which may be maturity.  We continue to monitor all securities on an on-going basis, and future information may become available which could result in impairments being recorded.
The amortized cost and fair value of fixed maturity securities at September 30, 2014 by contractual maturity are shown in the table below.  Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date have been reflected based upon final stated maturity.
	September 30, 2014
	Amortized		Fair
	Cost		Value
	(In thousands)
Available-for-sale securities:
Due in one year or less	$	35,959	36,529
Due after one year through five years	112,116		118,976
Due after five years through ten years	92,456		97,519
Due after ten years	406,726		428,567
Total available-for-sale securities	647,257		681,591
Held-to-maturity securities:
Due in one year or less	18,069		18,198
Due after one year through five years	24,252		24,927
Due after five years through ten years	56,641		58,762
Due after ten years	131,335		134,278
Total held-to-maturity securities	230,297		236,165
Total fixed maturities	$	877,554	917,756
The Company uses the specific identification method of the individual security to determine the cost basis used in the calculation of realized gains and losses related to security sales.  Proceeds and gross realized gains and losses from sales of securities for the three and nine months ended September 30, 2014 and 2013 are summarized as follows.
	Fixed Maturities Available-for-Sale									Equity Securities
	Three Months Ended				Nine Months Ended					Three Months Ended		Nine Months Ended
	September 30,				September 30,					September 30,		September 30,
	2014		2013		2014		2013			2014	2013	2014	2013
	(In thousands)
Proceeds	$	100	259		680		317			3,924	—	15,029	—
Gross realized gains	$	5	7		26		8			55	—	118	—
Gross realized losses	$	—	1		—		1			—	—	169	—
There was 1 equity bond mutual fund sold at a loss during the nine month period ended September 30, 2014 as higher yielding bond mutual fund alternatives became more attractive than these U.S. Government backed funds as circumstances changed in the current environment. There were no sales for the three and nine month periods in 2013. There were no securities sold from the held-to-maturity portfolio for the three and nine months ended September 30, 2014 or 2013.

Fair_Value_Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	Fair Value Measurements
	Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  We hold available-for-sale fixed maturity securities and equity securities, which are carried at fair value.
	Fair value measurements are generally based upon observable and unobservable inputs.  Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect our view of market assumptions in the absence of observable market information.  We utilize valuation techniques that maximize the use of observable inputs and minimize the use of unobservable inputs.  All assets and liabilities carried at fair value are required to be classified and disclosed in one of the following three categories:
	•	Level 1 - Quoted prices for identical instruments in active markets.
	•	Level 2 - Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are not active; and model-derived valuations whose inputs or whose significant value drivers are observable.
	•	Level 3 - Instruments whose significant value drivers are unobservable.
	Level 1 primarily consists of financial instruments whose value is based on quoted market prices such as U.S. Treasury securities and actively traded mutual fund and stock investments.
	Level 2 includes those financial instruments that are valued by independent pricing services or broker quotes.  These models are primarily industry-standard models that consider various inputs, such as interest rates, credit spreads and foreign exchange rates for the underlying financial instruments.  All significant inputs are observable, or derived from observable information in the marketplace or are supported by observable levels at which transactions are executed in the marketplace.  Financial instruments in this category primarily include corporate securities, U.S. Government-sponsored enterprise securities, municipal securities and certain mortgage and asset-backed securities.
	Level 3 is comprised of financial instruments whose fair value is estimated based on non-binding broker prices utilizing significant inputs not based on or corroborated by readily available market information.  This category consists of two private placement mortgage-backed securities.
	The following tables set forth our assets and liabilities that are measured at fair value on a recurring basis as of the dates indicated.
		September 30, 2014
	Available-for-sale investments	Level 1			Level 2		Level 3	Total
								Fair Value
		(In thousands)
	Financial assets:
	Fixed maturities:
	U.S. Treasury and U.S. Government-sponsored enterprises	$	12,727		40,355		—	53,082
	States and political subdivisions	—			397,161		—	397,161
	Corporate	—			227,361		—	227,361
	Commercial mortgage-backed	—			—		251	251
	Residential mortgage-backed	—			3,603		—	3,603
	Foreign governments	—			133		—	133
	Total fixed maturities	12,727			668,613		251	681,591
	Equity securities:
	Stock mutual funds	17,509			—		—	17,509
	Bond mutual funds	35,424			—		—	35,424
	Common stock	733			—		—	733
	Preferred stock	1,977			—		—	1,977
	Total equity securities	55,643			—		—	55,643
	Total financial assets	$	68,370		668,613		251	737,234
		December 31, 2013
	Available-for-sale investments	Level 1			Level 2		Level 3	Total
								Fair Value
		(In thousands)
	Financial assets:
	Fixed maturities:
	U.S. Treasury and U.S. Government-sponsored enterprises	$	12,463		54,568		—	67,031
	States and political subdivisions	—			336,466		—	336,466
	Corporate	—			197,561		—	197,561
	Commercial mortgage-backed	—			—		309	309
	Residential mortgage-backed	—			3,762		—	3,762
	Foreign governments	—			127		—	127
	Total fixed maturities	12,463			592,484		309	605,256
	Equity securities:
	Stock mutual funds	11,969			—		—	11,969
	Bond mutual funds	34,663			—		—	34,663
	Common stock	12			—		—	12
	Preferred stock	615			—		—	615
	Total equity securities	47,259			—		—	47,259
	Total financial assets	$	59,722		592,484		309	652,515
	Financial Instruments Valuation
	Fixed maturity securities, available-for-sale.  At September 30, 2014, our fixed maturity securities, valued using a third-party pricing source, totaled $668.6 million for Level 2 assets and comprised 90.7% of total reported fair value of our financial assets.  The Level 1 and Level 2 valuations are reviewed and updated quarterly through random testing by comparisons to separate pricing models, other third-party pricing services, and back tested to recent trades.  In addition, we obtain information relative to the third-party pricing models and review model parameters for reasonableness.  Fair values for Level 3 assets are based upon unadjusted broker quotes that are non-binding, and consist of two private placement mortgage-backed securities with a total value of $0.3 million.  Our Level 3 assets are current relative to principal and interest payments and are considered immaterial to our financial statements.  For the nine months ended September 30, 2014, there were no material changes to the valuation methods or assumptions used to determine fair values, and no broker or third party prices were changed from the values received.
	Equity securities, available-for-sale.  Our available-for-sale equity securities are classified as Level 1 assets as their fair values are based upon quoted market prices.
	The following table presents additional information about fixed maturity securities measured at fair value on a recurring basis that are classified as Level 3 assets and for which we have utilized significant unobservable inputs to determine fair value.
		September 30,			December 31,
		2014			2013
		(In thousands)
	Balance at beginning of period	$	309		387
	Total realized and unrealized gains (losses)
	Included in net income	—			—
	Included in other comprehensive income	(1		)	(7	)
	Principal paydowns	(57		)	(71	)
	Transfer in and (out) of Level 3	—			—
	Balance at end of period	$	251		309
We review the fair value hierarchy classifications each reporting period.  Changes in the observability of the valuation attributes may result in a reclassification of certain financial assets.  Such reclassifications are reported as transfers in and out of Level 3 at the beginning fair value for the reporting period in which the changes occur. There were no transfers in or out of Level 1 or 2.
Financial Instruments not Carried at Fair Value
Estimates of fair values are made at a specific point in time, based on relevant market prices and information about the financial instruments.  The estimated fair values of financial instruments presented below are not necessarily indicative of the amounts the Company might realize in actual market transactions.
The carrying amount and fair value for the financial assets and liabilities on the consolidated balance sheets not otherwise disclosed for the periods indicated are as follows:
	September 30, 2014					December 31, 2013
	Carrying Value			Fair Value		Carrying Value	Fair Value
	(In thousands)
Financial assets:
Fixed maturities, held-to-maturity	$	230,297		236,165		227,696	223,533
Mortgage loans	641			664		671	695
Policy loans	52,575			52,575		48,868	48,868
Cash and cash equivalents	56,986			56,986		54,593	54,593
Financial liabilities:
Annuity - investment contracts	42,112			45,202		39,469	44,960
Fair values for fixed income securities, which are characterized as Level 2 assets in the fair value hierarchy, are based on quoted market prices for the same or similar securities.  In cases where quoted market prices are not available, fair values are based on estimates using present value or other assumptions, including a discount rate and estimates of future cash flows.
Mortgage loans are secured principally by residential and commercial properties.  Weighted average interest rates for these loans were approximately 6.3% as of September 30, 2014 and December 31, 2013, with maturities ranging from 1 to 30 years.  Management estimated the fair value using an annual interest rate of 6.25% at September 30, 2014.  Our mortgage loans are considered Level 3 assets in the fair value hierarchy.
Policy loans had a weighted average annual interest rate of 7.7% as of September 30, 2014 and December 31, 2013, and no specified maturity dates.  The aggregate fair value of policy loans approximates the carrying value reflected on the consolidated balance sheets.  These loans typically carry an interest rate that is tied to the crediting rate applied to the related policy and contract reserves.  Policy loans are an integral part of the life insurance policies we have in force, cannot be valued separately and are not marketable.  Therefore, the fair value of policy loans approximates the carrying value and policy loans are considered Level 3 assets in the fair value hierarchy.
The fair value of short-term investments approximate carrying value due to their short-term nature.  Our short-term investments are considered Level 2 assets in the fair value hierarchy.
The fair value of cash and cash equivalents approximate carrying value and are characterized as Level 1 assets in the fair value hierarchy.
The fair value of the Company's liabilities under annuity contract policies, which are considered Level 3 assets, was estimated at September 30, 2014 using discounted cash flows based upon a swap rate curve with interest rates ranging from 1.02% to 4.88% based upon swap rates adjusted for various risk adjustments. The fair value of liabilities under all insurance contracts are taken into consideration in the overall management of interest rate risk, which seeks to minimize exposure to changing interest rates through the matching of investment maturities with amounts due under insurance contracts.

Commitments_and_Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2014
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies
	The Company is currently performing an internal audit related to unclaimed property for all legal reporting entities. Based upon internal findings to date our exposure appears to be primarily in the state of Louisiana, related to conversion processes surrounding the SPLIC acquisition. The Company had been informed by the Louisiana Department of Treasury, Arkansas Auditor of State and the Texas State Comptroller, that they authorized an audit of Citizens, Inc. and its affiliates for compliance with unclaimed property laws. This audit is being conducted by Verus Financial LLC on behalf of the states.
	These internal and external audits may result in additional payments to beneficiaries, additional escheatment of funds deemed abandoned under state laws, administrative penalties, interest, and changes to the Company's procedures for the identification and escheatment of abandoned property.  The Company believes additional escheatment of funds in Arkansas or Texas will not be material to our financial condition or results. However, additional escheatment of funds in Louisiana, which may subsequently be deemed abandoned under the Louisiana Department of Treasury’s audit, could be substantial for SPLIC if the Louisiana Department of Treasury chooses to disregard recent unclaimed property litigation in favor of the insurance industry. At this time, the Company is not able to estimate any of these possible amounts. For more information about the risks related to these external unclaimed property audits please see the Risk Factor in Item 1A titled “We are a defendant in lawsuits, which may adversely affect our financial condition and detract from the time our management is able to devote to our business, and we are subject to risks related to litigation and regulatory matters.”
	From time to time we are subject to legal and regulatory actions relating to our business. We defend all claims vigorously.  As a result, we incur defense costs, including attorneys' fees, other direct litigation costs and the expenditure of management time that otherwise would be devoted to our business.   For more information about the risks related to the Company’s litigation, please see “Item 1 Legal Proceedings” and the risk factor titled “We are a defendant in lawsuits, which may adversely affect our financial condition and detract from the time our management is able to devote to our business, and we are subject to risks related to litigation and regulatory matters.” in Item 1A. Risk Factors.

Income_Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2014
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes
	The effective tax rate was 29.1% and 30.3% for the three months and 27.9% and 27.8% for the nine months of 2014 and 2013, respectively.   In periods where our effective tax rate is lower than the statutory tax rate of 35%, the difference is primarily due to tax-exempt state and local bonds. The effective tax rate has remained relatively flat from year to year.

Related_Party_Transactions

Related Party Transactions	9 Months Ended
	Sep. 30, 2014
Related Party Transactions [Abstract]
Related Party Transactions	Related Party Transactions
	The Company has various routine related party transactions in conjunction with our holding company structure, such as a management service agreement related to costs incurred, a tax sharing agreement between entities, and inter-company dividends and capital contributions.  There were no changes related to these relationships during the nine months ended September 30, 2014.  See our Annual Report on Form 10-K as of December 31, 2013 for a comprehensive discussion of related party transactions.

Financial_Statements_Policies

Financial Statements (Policies)	9 Months Ended
	Sep. 30, 2014
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation and Consolidation [Policy Text Block]	Basis of Presentation and Consolidation
	The accompanying consolidated financial statements of Citizens, Inc. and its wholly-owned subsidiaries have been prepared in conformity with U.S. generally accepted accounting principles ("U.S. GAAP").
	The consolidated financial statements include the accounts and operations of Citizens, Inc. ("Citizens"), a Colorado corporation, and its wholly-owned subsidiaries, CICA Life Insurance Company of America ("CICA"), Security Plan Life Insurance Company ("SPLIC"), Security Plan Fire Insurance Company ("SPFIC"), Citizens National Life Insurance Company ("CNLIC"), Magnolia Guaranty Life Insurance Company ("MGLIC"), Computing Technology, Inc. ("CTI") and Insurance Investors, Inc. ("III").  Citizens and its wholly-owned subsidiaries are collectively referred to as "the Company," "we," "us" or "our."
	The consolidated statements of financial position for September 30, 2014, and the consolidated statements of comprehensive income for the three and nine months ended September 30, 2014 and 2013 and cash flows for the nine-month periods ended September 30, 2014 and 2013, have been prepared by the Company without audit.  In the opinion of management, all adjustments to present fairly the financial position, results of operations, and changes in cash flows at September 30, 2014 and for comparative periods have been made.  The consolidated financial statements have been prepared in accordance with U.S. GAAP accounting principles for interim financial information and with the instructions to Form 10-Q adopted by the Securities and Exchange Commission (“SEC”).  Accordingly, the financial statements do not include all of the information and footnotes required for complete financial statements and should be read in conjunction with the Company’s consolidated financial statements, and notes thereto, for the year ended December 31, 2013.  Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period.
	We provide primarily life insurance and a small amount of health insurance policies through our insurance subsidiaries:  CICA, SPLIC, MGLIC and CNLIC.  CICA and CNLIC issue ordinary whole-life policies, credit life and disability, burial insurance, pre-need policies, and accident and health related policies, throughout the Midwest and southern United States.  CICA also issues ordinary whole-life and endowment policies to non-U.S. residents.  SPLIC offers final expense and home service life insurance in Louisiana, Arkansas and Mississippi and SPFIC, a wholly-owned subsidiary of SPLIC, writes a limited amount of property insurance in Louisiana. MGLIC provides industrial life policies through independent funeral homes in Mississippi.
	CTI provides data processing systems and services, as well as furniture and equipment, to the Company.  III provides aviation transportation to the Company.
	In accordance with our purchase agreement dated October 7, 2013, we finalized the MGLIC stock acquisition on March 7, 2014 for approximately $5.2 million in cash consideration. The assets recorded as of acquisition were $12.0 million, liabilities of $6.8 million and stockholders equity of $5.2 million. We recorded goodwill of $0.1 million related to this purchase. This entity is reported as part of our home service segment business with total revenues of $1.7 million and net income of $0.2 million as of September 30, 2014, and is a wholly owned subsidiary of SPLIC. We have converted the policy inforce data to our policy administration system and we are continuing the process of data validation and therefore our initial accounting is provisional. We anticipate the completion of our conversion efforts and final accounting will be reflected in our year end reporting.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates
	The preparation of financial statements, in conformity with U.S. GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.
	The most significant estimates include those used in the evaluation of other-than-temporary impairments on debt and equity securities and valuation allowances on investments, actuarially determined assets and liabilities and assumptions, goodwill impairment, valuation allowance on deferred tax assets, and contingencies relating to litigation and regulatory matters.  Certain of these estimates are particularly sensitive to market conditions, and deterioration and/or volatility in the worldwide debt or equity markets could have a material impact on the Consolidated Financial Statements.
Reclassification, Policy [Policy Text Block]	Reclassification
	Reclassifications have been made in the current year related to certain prior year reported amounts to provide consistent presentation. No individual amounts were material.

Segment_Information_Tables

Segment Information (Tables)	9 Months Ended
	Sep. 30, 2014
Segment Reporting Information [Line Items]
Schedule of Segment Reporting Information, by Segment [Table Text Block]
		Three Months Ended
		September 30, 2014
		Life			Home		Other		Consolidated
		Insurance			Service		Non-Insurance
					Insurance		Enterprises
		(In thousands)
	Revenues:
	Premiums	$	35,359		11,564		—		46,923
	Net investment income	6,660			3,389		335		10,384
	Realized investment losses, net	(159		)	(63	)	—		(222	)
	Other income	130			3		12		145
	Total revenue	41,990			14,893		347		57,230
	Benefits and expenses:
	Insurance benefits paid or provided:
	Claims and surrenders	12,205			5,121		—		17,326
	Increase in future policy benefit reserves	18,314			993		—		19,307
	Policyholders' dividends	2,560			13		—		2,573
	Total insurance benefits paid or provided	33,079			6,127		—		39,206
	Commissions	7,351			3,765		—		11,116
	Other general expenses	2,464			3,227		338		6,029
	Capitalization of deferred policy acquisition costs	(6,708		)	(1,418	)	—		(8,126	)
	Amortization of deferred policy acquisition costs	4,449			827		—		5,276
	Amortization of cost of customer relationships acquired	163			290		—		453
	Total benefits and expenses	40,798			12,818		338		53,954
	Income before income tax expense	$	1,192		2,075		9		3,276
		Nine Months Ended
		September 30, 2014
		Life			Home		Other		Consolidated
		Insurance			Service		Non-Insurance
					Insurance		Enterprises
		(In thousands)
	Revenues:
	Premiums	$	101,739		34,526		—		136,265
	Net investment income	19,409			9,958		1,006		30,373
	Realized investment gains (losses), net	(271		)	(81	)	1		(351	)
	Other income	406			7		64		477
	Total revenue	121,283			44,410		1,071		166,764
	Benefits and expenses:
	Insurance benefits paid or provided:
	Claims and surrenders	34,183			16,268		—		50,451
	Increase in future policy benefit reserves	54,139			2,845		—		56,984
	Policyholders' dividends	7,043			44		—		7,087
	Total insurance benefits paid or provided	95,365			19,157		—		114,522
	Commissions	20,073			11,356		—		31,429
	Other general expenses	8,269			9,895		1,815		19,979
	Capitalization of deferred policy acquisition costs	(18,215		)	(4,402	)	—		(22,617	)
	Amortization of deferred policy acquisition costs	13,061			2,317		—		15,378
	Amortization of cost of customer relationships acquired	454			1,144		—		1,598
	Total benefits and expenses	119,007			39,467		1,815		160,289
	Income (loss) before income tax expense	$	2,276		4,943		(744	)	6,475
		Three Months Ended
		September 30, 2013
		Life			Home		Other		Consolidated
		Insurance			Service		Non-Insurance
					Insurance		Enterprises
		(In thousands)
	Revenues:
	Premiums	$	32,800		10,947		—		43,747
	Net investment income	5,924			3,309		337		9,570
	Realized investment gains, net	23			2		5		30
	Other income	261			(7	)	15		269
	Total revenue	39,008			14,251		357		53,616
	Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	11,249			5,514		—		16,763
Increase in future policy benefit reserves	16,756			642		—		17,398
Policyholders' dividends	2,343			19		—		2,362
Total insurance benefits paid or provided	30,348			6,175		—		36,523
Commissions	6,282			3,658		—		9,940
Other general expenses	2,780			3,205		178		6,163
Capitalization of deferred policy acquisition costs	(5,685		)	(1,382	)	—		(7,067	)
Amortization of deferred policy acquisition costs	3,947			811		—		4,758
Amortization of cost of customer relationships acquired	171			510		—		681
Total benefits and expenses	37,843			12,977		178		50,998
Income before income tax expense	$	1,165		1,274		179		2,618
	Nine Months Ended
	September 30, 2013
	Life			Home		Other		Consolidated
	Insurance			Service		Non-Insurance
				Insurance		Enterprises
	(In thousands)
Revenues:
Premiums	$	95,767		32,754		—		128,521
Net investment income	16,412			9,830		982		27,224
Realized investment gains, net	104			33		6		143
Other income	675			129		78		882
Total revenue	112,958			42,746		1,066		156,770
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	32,016			16,213		—		48,229
Increase in future policy benefit reserves	49,845			2,408		—		52,253
Policyholders' dividends	6,618			53		—		6,671
Total insurance benefits paid or provided	88,479			18,674		—		107,153
Commissions	18,558			10,869		—		29,427
Other general expenses	8,560			9,696		1,948		20,204
Capitalization of deferred policy acquisition costs	(16,941		)	(4,160	)	—		(21,101	)
Amortization of deferred policy acquisition costs	11,802			1,945		—		13,747
Amortization of cost of customer relationships acquired	492			1,327		—		1,819
Total benefits and expenses	110,950			38,351		1,948		151,249
Income (loss) before income tax expense	$	2,008		4,395		(882	)	5,521

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2014
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	The following tables set forth the computation of basic and diluted earnings per share.
		Three Months Ended
		September 30, 2014		September 30, 2013
		(In thousands,
		except per share amounts)
	Basic and diluted earnings per share:
	Numerator:
	Net income	$	2,324	1,824
	Net income allocated to Class A common stock	$	2,301	1,806
	Net income allocated to Class B common stock	23		18
	Net income	$	2,324	1,824
	Denominator:
	Weighted average shares of Class A outstanding - basic	49,080		49,080
	Weighted average shares of Class A outstanding - diluted	49,080		49,080
	Weighted average shares of Class B outstanding - basic and diluted	1,002		1,002
	Basic earnings per share of Class A common stock	$	0.04	0.03
	Basic earnings per share of Class B common stock	0.03		0.02
	Diluted earnings per share of Class A common stock	0.04		0.03
	Diluted earnings per share of Class B common stock	0.03		0.02
		Nine Months Ended
		September 30, 2014		September 30, 2013
		(In thousands,
		except per share amounts)
	Basic and diluted earnings per share:
	Numerator:
	Net income	$	4,671	3,987
	Net income allocated to Class A common stock	$	4,624	3,947
	Net income allocated to Class B common stock	47		40
	Net income	$	4,671	3,987
	Denominator:
	Weighted average shares of Class A outstanding - basic	49,080		49,080
	Weighted average shares of Class A outstanding - diluted	49,080		49,080
	Weighted average shares of Class B outstanding - basic and diluted	1,002		1,002
	Basic earnings per share of Class A common stock	$	0.09	0.08
	Basic earnings per share of Class B common stock	0.05		0.04
	Diluted earnings per share of Class A common stock	0.09		0.08
	Diluted earnings per share of Class B common stock	0.05		0.04

Investments_Tables

Investments (Tables)	9 Months Ended
	Sep. 30, 2014
Investments Including Short Term And Cash And Cash Equivalents [Abstract]
Investments Including Short Term And Cash And Cash Equivalents [Table Text Block]	The Company invests primarily in fixed maturity securities, which totaled 84.0% of total cash, cash equivalents and investments at September 30, 2014.
		September 30, 2014				December 31, 2013
		Carrying		% of Total		Carrying			% of Total
		Value		Carrying Value		Value			Carrying Value
		($ In thousands)
	Fixed maturity securities	$	911,888	84	%	$	832,952		83.9	%
	Equity securities	55,643		5.1	%	47,259			4.8	%
	Mortgage loans	641		0.1	%	671			0.1	%
	Policy loans	52,575		4.8	%	48,868			4.8	%
	Real estate and other long-term investments	8,310		0.8	%	8,485			0.9	%
	Cash and cash equivalents	56,986		5.2	%	54,593			5.5	%
	Total cash, cash equivalents and investments	$	1,086,043	100	%	$	992,828		100	%
Unrealized Gain (Loss) on Investments [Abstract]
Unrealized Gain (Loss) on Investments [Table Text Block]	The following tables represent the cost, gross unrealized gains and losses and fair value for fixed maturities and equity securities as of the periods indicated.
		September 30, 2014
		Cost or		Gross		Gross		Fair
		Amortized		Unrealized		Unrealized		Value
		Cost		Gains		Losses
		(In thousands)
	Fixed maturities:
	Available-for-sale:
	U.S. Treasury securities	$	10,071	2,656		—		12,727
	U.S. Government-sponsored enterprises	38,539		1,817		1		40,355
	States and political subdivisions	384,239		15,344		2,422		397,161
	Foreign governments	104		29		—		133
	Corporate	210,715		17,063		417		227,361
	Commercial mortgage-backed	243		8		—		251
	Residential mortgage-backed	3,346		260		3		3,603
	Total available-for-sale securities	647,257		37,177		2,843		681,591
	Held-to-maturity securities:
	U.S. Government-sponsored enterprises	5,783		212		—		5,995
	States and political subdivisions	189,125		6,072		1,098		194,099
	Corporate	35,389		924		242		36,071
	Total held-to-maturity securities	230,297		7,208		1,340		236,165
	Total fixed maturities	$	877,554	44,385		4,183		917,756
	Equity securities:
	Stock mutual funds	$	15,738	1,801		30		17,509
	Bond mutual funds	35,704		—		280		35,424
	Common stock	723		21		11		733
	Preferred stock	1,741		236		—		1,977
	Total equity securities	$	53,906	2,058		321		55,643
		December 31, 2013
		Cost or		Gross		Gross		Fair
		Amortized		Unrealized		Unrealized		Value
		Cost		Gains		Losses
		(In thousands)
	Fixed maturities:
	Available-for-sale securities:
	U.S. Treasury securities	$	10,115	2,348		—		12,463
	U.S. Government-sponsored enterprises	53,587		1,209		228		54,568
	States and political subdivisions	341,673		6,242		11,449		336,466
	Foreign governments	104		23		—		127
	Corporate	186,671		12,289		1,399		197,561
	Commercial mortgage-backed	300		9		—		309
	Residential mortgage-backed	3,494		270		2		3,762
	Total available-for-sale securities	595,944		22,390		13,078		605,256
	Held-to-maturity securities:
	U.S. Government-sponsored enterprises	8,877		197		3		9,071
	States and political subdivisions	181,246		1,633		6,412		176,467
	Corporate	37,573		771		349		37,995
	Total held-to-maturity securities	227,696		2,601		6,764		223,533
	Total fixed maturity securities	$	823,640	24,991		19,842		828,789
	Equity securities:
	Stock mutual funds	$	10,463	1,506		—		11,969
	Bond mutual funds	35,080		—		417		34,663
	Common stock	17		—		5		12
	Preferred stock	323		292		—		615
	Total equity securities	$	45,883	1,798		422		47,259
Unrealized Continuous Losses on Investments [Abstract]
Schedule of Unrealized Loss on Investments [Table Text Block]	The following tables present the fair values and gross unrealized losses of fixed maturities and equity securities that have remained in a continuous unrealized loss position for the periods indicated.
		September 30, 2014
		Less than 12 months						Greater than 12 months					Total
		Fair		Unrealized		# of		Fair			Unrealized	# of	Fair	Unrealized	# of
		Value		Losses		Securities		Value			Losses	Securities	Value	Losses	Securities
		(In thousands, except for # of securities)
	Fixed maturities:
	Available-for-sale securities:
	U.S. Government-sponsored enterprises	$	159	1		1		—			—	—	159	1	1
	States and political subdivisions	46,146		508		50		58,380			1,914	50	104,526	2,422	100
	Corporate	22,950		324		21		2,681			93	2	25,631	417	23
	Residential mortgage-backed	169		2		7		82			1	2	251	3	9
	Total available-for-sale securities	69,424		835		79		61,143			2,008	54	130,567	2,843	133
	Held-to-maturity securities:
	States and political subdivisions	14,143		93		13		43,699			1,005	45	57,842	1,098	58
	Corporate	2,368		178		2		2,958			64	2	5,326	242	4
	Total held-to-maturity securities	16,511		271		15		46,657			1,069	47	63,168	1,340	62
	Total fixed maturities	$	85,935	1,106		94		107,800			3,077	101	193,735	4,183	195
	Equity securities:
	Stock mutual funds	$	1,970	30		2		—			—	—	1,970	30	2
	Bond mutual funds	15,720		280		2		—			—	—	15,720	280	2
	Common stocks	—		—		—		6			11	1	6	11	1
	Preferred stocks	—		—		—		—			—	—	—	—	—
	Total equities	$	17,690	310		4		6			11	1	17,696	321	5
	As of September 30, 2014, the Company had 54 available-for-sale securities and 47 held-to-maturity securities that were in an unrealized loss position for greater than 12 months. We reported 1 common stock holding in an unrealized loss position for greater than 12 months as of September 30, 2014.
		December 31, 2013
		Less than 12 months						Greater than 12 months					Total
		Fair		Unrealized		# of		Fair			Unrealized	# of	Fair	Unrealized	# of
		Value		Losses		Securities		Value			Losses	Securities	Value	Losses	Securities
		(In thousands, except for # of securities)
	Fixed maturities:
	Available-for-sale securities:
	U.S. Government-sponsored enterprises	$	14,032	228		12		—			—	—	14,032	228	12
	States and political subdivisions	183,280		9,872		203		15,673			1,577	16	198,953	11,449	219
	Corporate	35,789		1,048		25		2,426			351	2	38,215	1,399	27
	Residential mortgage-backed	57		1		3		42			1	1	99	2	4
	Total available-for-sale securities	233,158		11,149		243		18,141			1,929	19	251,299	13,078	262
	Held-to-maturity securities:
	U.S. Government-sponsored enterprises	2,997		3		1		—			—	—	2,997	3	1
	States and political subdivisions	100,153		5,236		118		14,797			1,176	17	114,950	6,412	135
	Corporate	5,225		349		4		—			—	—	5,225	349	4
	Total held-to-maturity securities	108,375		5,588		123		14,797			1,176	17	123,172	6,764	140
	Total fixed maturities	$	341,533	16,737		366		32,938			3,105	36	374,471	19,842	402
	Equity securities:
	Bond mutual funds	$	34,663	417		7		—			—	—	34,663	417	7
	Common stock	12		5		1		—			—	—	12	5	1
	Total equities	$	34,675	422		8		—			—	—	34,675	422	8
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]
Schedule of Realized Gain (Loss) [Table Text Block]	The Company uses the specific identification method of the individual security to determine the cost basis used in the calculation of realized gains and losses related to security sales.  Proceeds and gross realized gains and losses from sales of securities for the three and nine months ended September 30, 2014 and 2013 are summarized as follows.
		Fixed Maturities Available-for-Sale									Equity Securities
		Three Months Ended				Nine Months Ended					Three Months Ended		Nine Months Ended
		September 30,				September 30,					September 30,		September 30,
		2014		2013		2014		2013			2014	2013	2014	2013
		(In thousands)
	Proceeds	$	100	259		680		317			3,924	—	15,029	—
	Gross realized gains	$	5	7		26		8			55	—	118	—
	Gross realized losses	$	—	1		—		1			—	—	169	—
Schedule of Fixed Maturities [Abstract]
Investments Classified by Contractual Maturity Date [Table Text Block]	The amortized cost and fair value of fixed maturity securities at September 30, 2014 by contractual maturity are shown in the table below.  Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date have been reflected based upon final stated maturity.
		September 30, 2014
		Amortized		Fair
		Cost		Value
		(In thousands)
	Available-for-sale securities:
	Due in one year or less	$	35,959	36,529
	Due after one year through five years	112,116		118,976
	Due after five years through ten years	92,456		97,519
	Due after ten years	406,726		428,567
	Total available-for-sale securities	647,257		681,591
	Held-to-maturity securities:
	Due in one year or less	18,069		18,198
	Due after one year through five years	24,252		24,927
	Due after five years through ten years	56,641		58,762
	Due after ten years	131,335		134,278
	Total held-to-maturity securities	230,297		236,165
	Total fixed maturities	$	877,554	917,756

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	The following tables set forth our assets and liabilities that are measured at fair value on a recurring basis as of the dates indicated.
		September 30, 2014
	Available-for-sale investments	Level 1			Level 2		Level 3	Total
								Fair Value
		(In thousands)
	Financial assets:
	Fixed maturities:
	U.S. Treasury and U.S. Government-sponsored enterprises	$	12,727		40,355		—	53,082
	States and political subdivisions	—			397,161		—	397,161
	Corporate	—			227,361		—	227,361
	Commercial mortgage-backed	—			—		251	251
	Residential mortgage-backed	—			3,603		—	3,603
	Foreign governments	—			133		—	133
	Total fixed maturities	12,727			668,613		251	681,591
	Equity securities:
	Stock mutual funds	17,509			—		—	17,509
	Bond mutual funds	35,424			—		—	35,424
	Common stock	733			—		—	733
	Preferred stock	1,977			—		—	1,977
	Total equity securities	55,643			—		—	55,643
	Total financial assets	$	68,370		668,613		251	737,234
		December 31, 2013
	Available-for-sale investments	Level 1			Level 2		Level 3	Total
								Fair Value
		(In thousands)
	Financial assets:
	Fixed maturities:
	U.S. Treasury and U.S. Government-sponsored enterprises	$	12,463		54,568		—	67,031
	States and political subdivisions	—			336,466		—	336,466
	Corporate	—			197,561		—	197,561
	Commercial mortgage-backed	—			—		309	309
	Residential mortgage-backed	—			3,762		—	3,762
	Foreign governments	—			127		—	127
	Total fixed maturities	12,463			592,484		309	605,256
	Equity securities:
	Stock mutual funds	11,969			—		—	11,969
	Bond mutual funds	34,663			—		—	34,663
	Common stock	12			—		—	12
	Preferred stock	615			—		—	615
	Total equity securities	47,259			—		—	47,259
	Total financial assets	$	59,722		592,484		309	652,515
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	The following table presents additional information about fixed maturity securities measured at fair value on a recurring basis that are classified as Level 3 assets and for which we have utilized significant unobservable inputs to determine fair value.
		September 30,			December 31,
		2014			2013
		(In thousands)
	Balance at beginning of period	$	309		387
	Total realized and unrealized gains (losses)
	Included in net income	—			—
	Included in other comprehensive income	(1		)	(7	)
	Principal paydowns	(57		)	(71	)
	Transfer in and (out) of Level 3	—			—
	Balance at end of period	$	251		309
Fair Value, by Balance Sheet Grouping [Table Text Block]	The carrying amount and fair value for the financial assets and liabilities on the consolidated balance sheets not otherwise disclosed for the periods indicated are as follows:
		September 30, 2014					December 31, 2013
		Carrying Value			Fair Value		Carrying Value	Fair Value
		(In thousands)
	Financial assets:
	Fixed maturities, held-to-maturity	$	230,297		236,165		227,696	223,533
	Mortgage loans	641			664		671	695
	Policy loans	52,575			52,575		48,868	48,868
	Cash and cash equivalents	56,986			56,986		54,593	54,593
	Financial liabilities:
	Annuity - investment contracts	42,112			45,202		39,469	44,960

Financial_Statements_Details

Financial Statements (Details) (USD $)	3 Months Ended		9 Months Ended		0 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Mar. 07, 2014
Business Acquisition [Line Items]
Total revenue	$57,230,000	$53,616,000	$166,764,000	$156,770,000
Net income	2,324,000	1,824,000	4,671,000	3,987,000
MGLIC [Member]
Business Acquisition [Line Items]
Business Acquisition, Date of Acquisition Agreement					7-Mar-14
Payments to Acquire Businesses, Gross					5,200,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets					12,000,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities					6,800,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net					5,200,000
Goodwill, Acquired During Period			100,000
Home Service Insurance Segment [Member]
Business Acquisition [Line Items]
Total revenue	14,893,000	14,251,000	44,410,000	42,746,000
Home Service Insurance Segment [Member] | MGLIC [Member]
Business Acquisition [Line Items]
Total revenue			1,700,000
Net income			$200,000

Segment_Information_Details

Segment Information (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Segment Reporting Information [Line Items]
Number of reportable segments			3
Segment Reporting, Measurement Differences Between Segment and Consolidated Profit (Loss)			The Company has no reportable differences between segments and consolidated operations.
Premiums	$46,923	$43,747	$136,265	$128,521
Net investment income	10,384	9,570	30,373	27,224
Realized investment gains (losses), net	-222	30	-351	143
Other income	145	269	477	882
Total revenue	57,230	53,616	166,764	156,770
Claims and surrenders	17,326	16,763	50,451	48,229
Increase in future policy benefit reserves	19,307	17,398	56,984	52,253
Policyholders' dividends	2,573	2,362	7,087	6,671
Total insurance benefits paid or provided	39,206	36,523	114,522	107,153
Commissions	11,116	9,940	31,429	29,427
Other general expenses	6,029	6,163	19,979	20,204
Capitalization of deferred policy acquisition costs	-8,126	-7,067	-22,617	-21,101
Amortization of deferred policy acquisition costs	5,276	4,758	15,378	13,747
Amortization of cost of customer relationships acquired	453	681	1,598	1,819
Total benefits and expenses	53,954	50,998	160,289	151,249
Income (loss) before income tax expense	3,276	2,618	6,475	5,521
Life Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums	35,359	32,800	101,739	95,767
Net investment income	6,660	5,924	19,409	16,412
Realized investment gains (losses), net	-159	23	-271	104
Other income	130	261	406	675
Total revenue	41,990	39,008	121,283	112,958
Claims and surrenders	12,205	11,249	34,183	32,016
Increase in future policy benefit reserves	18,314	16,756	54,139	49,845
Policyholders' dividends	2,560	2,343	7,043	6,618
Total insurance benefits paid or provided	33,079	30,348	95,365	88,479
Commissions	7,351	6,282	20,073	18,558
Other general expenses	2,464	2,780	8,269	8,560
Capitalization of deferred policy acquisition costs	-6,708	-5,685	-18,215	-16,941
Amortization of deferred policy acquisition costs	4,449	3,947	13,061	11,802
Amortization of cost of customer relationships acquired	163	171	454	492
Total benefits and expenses	40,798	37,843	119,007	110,950
Income (loss) before income tax expense	1,192	1,165	2,276	2,008
Home Service Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums	11,564	10,947	34,526	32,754
Net investment income	3,389	3,309	9,958	9,830
Realized investment gains (losses), net	-63	2	-81	33
Other income	3	-7	7	129
Total revenue	14,893	14,251	44,410	42,746
Claims and surrenders	5,121	5,514	16,268	16,213
Increase in future policy benefit reserves	993	642	2,845	2,408
Policyholders' dividends	13	19	44	53
Total insurance benefits paid or provided	6,127	6,175	19,157	18,674
Commissions	3,765	3,658	11,356	10,869
Other general expenses	3,227	3,205	9,895	9,696
Capitalization of deferred policy acquisition costs	-1,418	-1,382	-4,402	-4,160
Amortization of deferred policy acquisition costs	827	811	2,317	1,945
Amortization of cost of customer relationships acquired	290	510	1,144	1,327
Total benefits and expenses	12,818	12,977	39,467	38,351
Income (loss) before income tax expense	2,075	1,274	4,943	4,395
Other Non-Insurance Enterprise Segment [Member]
Segment Reporting Information [Line Items]
Premiums	0	0	0	0
Net investment income	335	337	1,006	982
Realized investment gains (losses), net	0	5	1	6
Other income	12	15	64	78
Total revenue	347	357	1,071	1,066
Claims and surrenders	0	0	0	0
Increase in future policy benefit reserves	0	0	0	0
Policyholders' dividends	0	0	0	0
Total insurance benefits paid or provided	0	0	0	0
Commissions	0	0	0	0
Other general expenses	338	178	1,815	1,948
Capitalization of deferred policy acquisition costs	0	0	0	0
Amortization of deferred policy acquisition costs	0	0	0	0
Amortization of cost of customer relationships acquired	0	0	0	0
Total benefits and expenses	338	178	1,815	1,948
Income (loss) before income tax expense	$9	$179	($744)	($882)

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Net income	$2,324	$1,824	$4,671	$3,987
Net Income Allocated to Class A Common Stock	2,301	1,806	4,624	3,947
Net Income Allocated to Class B Common Stock	$23	$18	$47	$40
Common Class A [Member]
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Weighted Average Shares Outstanding, Basic	49,080	49,080	49,080	49,080
Weighted Average Shares Outstanding, Diluted	49,080	49,080	49,080	49,080
Basic earnings per share	$0.04	$0.03	$0.09	$0.08
Diluted earnings per share	$0.04	$0.03	$0.09	$0.08
Common Stock Class B [Member]
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Weighted Average Shares Outstanding, Basic and Diluted	1,002	1,002	1,002	1,002
Basic earnings per share	$0.03	$0.02	$0.05	$0.04
Diluted earnings per share	$0.03	$0.02	$0.05	$0.04

Investments_Details

Investments (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013	Dec. 31, 2012
Investments Including Short Term And Cash And Cash Equivalents [Abstract]
Fixed maturity securities	$911,888,000		$911,888,000		$832,952,000
Fixed maturity securities percent	84.00%		84.00%		83.90%
Equity securities	55,643,000		55,643,000		47,259,000
Equity securities percent	5.10%		5.10%		4.80%
Mortgage loans	641,000		641,000		671,000
Mortgage loans percent	0.10%		0.10%		0.10%
Policy loans	52,575,000		52,575,000		48,868,000
Policy loans percent	4.80%		4.80%		4.80%
Real estate and other long-term investments	8,310,000		8,310,000		8,485,000
Real estate and other long-term investments percent	0.80%		0.80%		0.90%
Cash and cash equivalents	56,986,000	41,687,000	56,986,000	41,687,000	54,593,000	56,299,000
Cash and cash equivalents percent	5.20%		5.20%		5.50%
Total cash, cash equivalents and investments	1,086,043,000		1,086,043,000		992,828,000
Total cash, cash equivalents and investments percent	100.00%		100.00%		100.00%
Unrealized Gain (Loss) on Investments [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	647,257,000		647,257,000		595,944,000
Available-for-sale Equity Securities, Amortized Cost Basis	53,906,000		53,906,000		45,883,000
Available-for-sale Securities, Fair Value	737,234,000		737,234,000		652,515,000
Available-for-sale Securities, Debt Securities, Amortized Cost Basis, Total	647,257,000		647,257,000		595,944,000
Available-for-sale Debt Securities, Gross Unrealized Gains, Total			37,177,000		22,390,000
Available-for-sale Debt Securities, Gross Unrealized Losses, Total			2,843,000		13,078,000
Available-for-sale Debt Securities, Fair Value	681,591,000		681,591,000		605,256,000
Held-to-maturity Securities, Debt Securities, Net Carrying Amount	230,297,000		230,297,000		227,696,000
Held-to-maturity Securities, Unrecognized Holding Gain			7,208,000		2,601,000
Held-to-maturity Securities, Unrecognized Holding Loss			1,340,000		6,764,000
Held-to-maturity Securities, Fair Value	236,165,000		236,165,000		223,533,000
Total Fixed Maturity Securities, Amortized Cost	877,554,000		877,554,000
Total Fixed Maturity Securities, Fair Value	917,756,000		917,756,000
Unrealized Continuous Losses on Investments [Abstract]
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	133		133		262
Debt Securities In Continuous Loss Less Than 12 Months Fair Value	85,935,000		85,935,000		341,533,000
Debt Securities Continuous Loss Position Less Than 12 Months Unrealized Losses			1,106,000		16,737,000
Number of Debt Securities In Continuous Loss Less Than 12 Months	94		94		366
Debt Securities In Continuous Loss Position 12 Months Or Longer, Fair Value	107,800,000		107,800,000		32,938,000
Debt Securities In Continuous Loss Position 12 Months Or Longer, Unrealized Losses			3,077,000		3,105,000
Number of Debt Securities In Continuous Loss Position 12 Months or Longer	101		101		36
Debt Securities In Continuous Loss Position, Aggregate Fair Value	193,735,000		193,735,000		374,471,000
Debt Securities In Continuous Loss Position, Aggregate Unrealized Losses			4,183,000		19,842,000
Number of Debt Securities In Continuous Loss Position, Aggregate	195		195		402
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]
Proceeds from Sale of Available-for-sale Securities, Fixed Maturities	100,000	259,000	680,000	317,000
Proceeds from Sale of Available-for-sale Securities, Equity	3,924,000	0	15,029,000	0
Schedule of Fixed Maturities [Abstract]
Available-for-sale Securities, Debt Maturities, Due in One Year or Less, Amortized Cost Basis	35,959,000		35,959,000
Available-for-sale Securities, Debt Maturities, Due in One Year or Less, Fair Value	36,529,000		36,529,000
Available-for-sale Securities, Debt Maturities, Due After One Year Through Five Years, Amortized Cost Basis	112,116,000		112,116,000
Available-for-sale Securities, Debt Maturities, Due After One Year Through Five Years, Fair Value	118,976,000		118,976,000
Available-for-sale Securities, Debt Maturities, Due After Five Years Through Ten Years, Amortized Cost Basis	92,456,000		92,456,000
Available-for-sale Securities, Debt Maturities, Due After Five Years Through Ten Years, Fair Value	97,519,000		97,519,000
Available-for-sale Securities, Debt Maturities, Due After Ten Years, Amortized Cost Basis	406,726,000		406,726,000
Available-for-sale Securities, Debt Maturities, Due After Ten Years, Fair Value	428,567,000		428,567,000
Held-to-maturity Securities, Debt Maturities, Due in One Year or Less, Amortized Cost Basis	18,069,000		18,069,000
Held-to-maturity Securities, Debt Maturities, Due in One Year or Less, Fair Value	18,198,000		18,198,000
Held-to-maturity Securities, Debt Maturities, Due After One Year Through Five Years, Amortized Cost Basis	24,252,000		24,252,000
Held-to-maturity Securities, Debt Maturities, Due After One Year Through Five Years, Fair Value	24,927,000		24,927,000
Held-to-maturity Securities, Debt Maturities, Due After Five Years Through Ten Years, Amortized Cost Basis	56,641,000		56,641,000
Held-to-maturity Securities, Debt Maturities, Due After Five Years Through Ten Years, Fair Value	58,762,000		58,762,000
Held-to-maturity Securities, Debt Maturities, Due After Ten Years, Amortized Cost Basis	131,335,000		131,335,000
Held-to-maturity Securities, Debt Maturities, Due After Ten Years, Fair Value	134,278,000		134,278,000
Sale of bonds, number of securities sold at a loss	1			0
Sale of bonds, number of held-to-maturity bonds sold	0			0
Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net	300,000	0	300,000	0
US Treasury Securities [Member]
Unrealized Gain (Loss) on Investments [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	10,071,000		10,071,000		10,115,000
Available-for-sale Securities, Gross Unrealized Gains			2,656,000		2,348,000
Available-for-sale Securities, Gross Unrealized Losses			0		0
Available-for-sale Securities, Fair Value	12,727,000		12,727,000		12,463,000
US Government Agencies Debt Securities [Member]
Unrealized Gain (Loss) on Investments [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	38,539,000		38,539,000		53,587,000
Available-for-sale Securities, Gross Unrealized Gains			1,817,000		1,209,000
Available-for-sale Securities, Gross Unrealized Losses			1,000		228,000
Available-for-sale Securities, Fair Value	40,355,000		40,355,000		54,568,000
Held-to-maturity Securities, Debt Securities, Net Carrying Amount	5,783,000		5,783,000		8,877,000
Held-to-maturity Securities, Unrecognized Holding Gain			212,000		197,000
Held-to-maturity Securities, Unrecognized Holding Loss			0		3,000
Held-to-maturity Securities, Fair Value	5,995,000		5,995,000		9,071,000
Unrealized Continuous Losses on Investments [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	159,000		159,000		14,032,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses			1,000		228,000
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	1		1		12
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses			0		0
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	0		0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	159,000		159,000		14,032,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses			1,000		228,000
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	1		1		12
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value					2,997,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses					3,000
Number of Held-to-maturity Securities In Continuous Loss Position Less Than 12 Months					1
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value					0
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses					0
Number of Held-to-maturity Securities In Continuous Loss Position 12 Months or Greater					0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value					2,997,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses					3,000
Number of Held-to-maturity Securities In Continuous Loss Position Aggregate					1
US States and Political Subdivisions Debt Securities [Member]
Unrealized Gain (Loss) on Investments [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	384,239,000		384,239,000		341,673,000
Available-for-sale Securities, Gross Unrealized Gains			15,344,000		6,242,000
Available-for-sale Securities, Gross Unrealized Losses			2,422,000		11,449,000
Available-for-sale Securities, Fair Value	397,161,000		397,161,000		336,466,000
Held-to-maturity Securities, Debt Securities, Net Carrying Amount	189,125,000		189,125,000		181,246,000
Held-to-maturity Securities, Unrecognized Holding Gain			6,072,000		1,633,000
Held-to-maturity Securities, Unrecognized Holding Loss			1,098,000		6,412,000
Held-to-maturity Securities, Fair Value	194,099,000		194,099,000		176,467,000
Unrealized Continuous Losses on Investments [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	46,146,000		46,146,000		183,280,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses			508,000		9,872,000
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	50		50		203
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	58,380,000		58,380,000		15,673,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses			1,914,000		1,577,000
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	50		50		16
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	104,526,000		104,526,000		198,953,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses			2,422,000		11,449,000
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	100		100		219
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	14,143,000		14,143,000		100,153,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses			93,000		5,236,000
Number of Held-to-maturity Securities In Continuous Loss Position Less Than 12 Months	13		13		118
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	43,699,000		43,699,000		14,797,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses			1,005,000		1,176,000
Number of Held-to-maturity Securities In Continuous Loss Position 12 Months or Greater	45		45		17
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	57,842,000		57,842,000		114,950,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses			1,098,000		6,412,000
Number of Held-to-maturity Securities In Continuous Loss Position Aggregate	58		58		135
Foreign Government Debt Securities [Member]
Unrealized Gain (Loss) on Investments [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	104,000		104,000		104,000
Available-for-sale Securities, Gross Unrealized Gains			29,000		23,000
Available-for-sale Securities, Gross Unrealized Losses			0		0
Available-for-sale Securities, Fair Value	133,000		133,000		127,000
Corporate Debt Securities [Member]
Unrealized Gain (Loss) on Investments [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	210,715,000		210,715,000		186,671,000
Available-for-sale Securities, Gross Unrealized Gains			17,063,000		12,289,000
Available-for-sale Securities, Gross Unrealized Losses			417,000		1,399,000
Available-for-sale Securities, Fair Value	227,361,000		227,361,000		197,561,000
Held-to-maturity Securities, Debt Securities, Net Carrying Amount	35,389,000		35,389,000		37,573,000
Held-to-maturity Securities, Unrecognized Holding Gain			924,000		771,000
Held-to-maturity Securities, Unrecognized Holding Loss			242,000		349,000
Held-to-maturity Securities, Fair Value	36,071,000		36,071,000		37,995,000
Unrealized Continuous Losses on Investments [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	22,950,000		22,950,000		35,789,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses			324,000		1,048,000
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	21		21		25
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	2,681,000		2,681,000		2,426,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses			93,000		351,000
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	2		2		2
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	25,631,000		25,631,000		38,215,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses			417,000		1,399,000
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	23		23		27
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	2,368,000		2,368,000		5,225,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses			178,000		349,000
Number of Held-to-maturity Securities In Continuous Loss Position Less Than 12 Months	2		2		4
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	2,958,000		2,958,000		0
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses			64,000		0
Number of Held-to-maturity Securities In Continuous Loss Position 12 Months or Greater	2		2		0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	5,326,000		5,326,000		5,225,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses			242,000		349,000
Number of Held-to-maturity Securities In Continuous Loss Position Aggregate	4		4		4
Commercial Mortgage Backed Securities [Member]
Unrealized Gain (Loss) on Investments [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	243,000		243,000		300,000
Available-for-sale Securities, Gross Unrealized Gains			8,000		9,000
Available-for-sale Securities, Gross Unrealized Losses			0		0
Available-for-sale Securities, Fair Value	251,000		251,000		309,000
Residential Mortgage Backed Securities [Member]
Unrealized Gain (Loss) on Investments [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	3,346,000		3,346,000		3,494,000
Available-for-sale Securities, Gross Unrealized Gains			260,000		270,000
Available-for-sale Securities, Gross Unrealized Losses			3,000		2,000
Available-for-sale Securities, Fair Value	3,603,000		3,603,000		3,762,000
Unrealized Continuous Losses on Investments [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	169,000		169,000		57,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses			2,000		1,000
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	7		7		3
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	82,000		82,000		42,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses			1,000		1,000
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	2		2		1
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	251,000		251,000		99,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses			3,000		2,000
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	9		9		4
Debt Securities [Member]
Unrealized Gain (Loss) on Investments [Abstract]
Total Fixed Maturity Securities, Amortized Cost	877,554,000		877,554,000		823,640,000
Total Fixed Maturity Securities, Gross Unrealized Gains			44,385,000		24,991,000
Total Fixed Maturity Securities, Gross Unrealized Losses			4,183,000		19,842,000
Total Fixed Maturity Securities, Fair Value	917,756,000		917,756,000		828,789,000
Unrealized Continuous Losses on Investments [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	69,424,000		69,424,000		233,158,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses			835,000		11,149,000
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	79		79		243
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	61,143,000		61,143,000		18,141,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses			2,008,000		1,929,000
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	54		54		19
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	130,567,000		130,567,000		251,299,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses			2,843,000		13,078,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	16,511,000		16,511,000		108,375,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses			271,000		5,588,000
Number of Held-to-maturity Securities In Continuous Loss Position Less Than 12 Months	15		15		123
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	46,657,000		46,657,000		14,797,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses			1,069,000		1,176,000
Number of Held-to-maturity Securities In Continuous Loss Position 12 Months or Greater	47		47		17
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	63,168,000		63,168,000		123,172,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses			1,340,000		6,764,000
Number of Held-to-maturity Securities In Continuous Loss Position Aggregate	62		62		140
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]
Available-for-sale Securities, Gross Realized Gains	5,000	7,000	26,000	8,000
Available-for-sale Securities, Gross Realized Losses	0	1,000	0	1,000
Stock Mutual Funds [Member]
Unrealized Gain (Loss) on Investments [Abstract]
Available-for-sale Equity Securities, Amortized Cost Basis	15,738,000		15,738,000		10,463,000
Available-for-sale Securities, Gross Unrealized Gains			1,801,000		1,506,000
Available-for-sale Securities, Gross Unrealized Losses			30,000		0
Available-for-sale Securities, Fair Value	17,509,000		17,509,000		11,969,000
Unrealized Continuous Losses on Investments [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	1,970,000		1,970,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses			30,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	2		2
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses			0
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	1,970,000		1,970,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses			30,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	2		2
Bond Mutual Funds [Member]
Unrealized Gain (Loss) on Investments [Abstract]
Available-for-sale Equity Securities, Amortized Cost Basis	35,704,000		35,704,000		35,080,000
Available-for-sale Securities, Gross Unrealized Gains			0		0
Available-for-sale Securities, Gross Unrealized Losses			280,000		417,000
Available-for-sale Securities, Fair Value	35,424,000		35,424,000		34,663,000
Unrealized Continuous Losses on Investments [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	15,720,000		15,720,000		34,663,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses			280,000		417,000
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	2		2		7
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses			0		0
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	0		0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	15,720,000		15,720,000		34,663,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses			280,000		417,000
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	2		2		7
Common Stock [Member]
Unrealized Gain (Loss) on Investments [Abstract]
Available-for-sale Equity Securities, Amortized Cost Basis	723,000		723,000		17,000
Available-for-sale Securities, Gross Unrealized Gains			21,000		0
Available-for-sale Securities, Gross Unrealized Losses			11,000		5,000
Available-for-sale Securities, Fair Value	733,000		733,000		12,000
Unrealized Continuous Losses on Investments [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0		0		12,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses			0		5,000
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	0		0		1
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	6,000		6,000		0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses			11,000		0
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	1		1		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	6,000		6,000		12,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses			11,000		5,000
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	1		1		1
Preferred Stock [Member]
Unrealized Gain (Loss) on Investments [Abstract]
Available-for-sale Equity Securities, Amortized Cost Basis	1,741,000		1,741,000		323,000
Available-for-sale Securities, Gross Unrealized Gains			236,000		292,000
Available-for-sale Securities, Gross Unrealized Losses			0		0
Available-for-sale Securities, Fair Value	1,977,000		1,977,000		615,000
Unrealized Continuous Losses on Investments [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses			0
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses			0
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses			0
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	0		0
Equity Securities [Member]
Unrealized Gain (Loss) on Investments [Abstract]
Available-for-sale Equity Securities, Amortized Cost Basis	53,906,000		53,906,000		45,883,000
Available-for-sale Securities, Gross Unrealized Gains			2,058,000		1,798,000
Available-for-sale Securities, Gross Unrealized Losses			321,000		422,000
Available-for-sale Securities, Fair Value	55,643,000		55,643,000		47,259,000
Unrealized Continuous Losses on Investments [Abstract]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	17,690,000		17,690,000		34,675,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses			310,000		422,000
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	4		4		8
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	6,000		6,000		0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses			11,000		0
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	1		1		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	17,696,000		17,696,000		34,675,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses			321,000		422,000
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	5		5		8
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]
Available-for-sale Securities, Gross Realized Gains	55,000	0	118,000	0
Available-for-sale Securities, Gross Realized Losses	$0	$0	$169,000	$0

Fair_Value_Measurements_Detail

Fair Value Measurements (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	$737,234	$652,515
Percent of Level 2 Debt Maturity to Total Reported Fair Value of Financial Assets	90.70%
Number of Private Placement Mortgage Backed Debt Securities in Level 3	2
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	251	309	387
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	68,370	59,722
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	668,613	592,484
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	251	309
US Treasury and Government [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	53,082	67,031
US Treasury and Government [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	12,727	12,463
US Treasury and Government [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	40,355	54,568
US Treasury and Government [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
US States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	397,161	336,466
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	397,161	336,466
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	227,361	197,561
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	227,361	197,561
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	251	309
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	251	309
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	3,603	3,762
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	3,603	3,762
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Foreign Government Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	133	127
Foreign Government Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Foreign Government Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	133	127
Foreign Government Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	681,591	605,256
Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	12,727	12,463
Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	668,613	592,484
Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	251	309
Stock Mutual Funds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	17,509	11,969
Stock Mutual Funds [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	17,509	11,969
Stock Mutual Funds [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Stock Mutual Funds [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Bond Mutual Funds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	35,424	34,663
Bond Mutual Funds [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	35,424	34,663
Bond Mutual Funds [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Bond Mutual Funds [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Common Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	733	12
Common Stock [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	733	12
Common Stock [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Common Stock [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Preferred Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	1,977	615
Preferred Stock [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	1,977	615
Preferred Stock [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Preferred Stock [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	55,643	47,259
Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	55,643	47,259
Equity Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Equity Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	$0	$0

Fair_Value_Measurements_Schedu

Fair Value Measurements Schedule of Fair Value Unobservable Input Reconciliation (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Abstract]
Balance at beginning of period	$309	$387
Total realized and unrealized gains (losses)
Included in net income	0	0
Included in other comprehensive income	-1	-7
Principal paydowns	-57	-71
Transfers in and (out) of Level 3	0	0
Balance at end of period	$251	$309

Fair_Value_Measurements_Financ

Fair Value Measurements Financial Instruments not Carried at Fair Value (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fixed maturities held-to-maturity	$236,165	$223,533
Mortgage loans	641	671
Policy loans	52,575	48,868
Cash and cash equivalents, at carrying value	56,986	54,593	41,687	56,299
Liability for future policy benefits individual and group annuities	58,741	55,485
Mortgage Loans on Real Estate, Interest Rate	6.30%	6.40%
Mortgage loan maturity lower end range	1 year	1 year
Mortgage loan maturity higher end range	30 years	30 years
Mortgage loans interest rate used to estimate fair value	6.25%
Insurance policy loans interest rate	7.70%	7.70%
Fair value minimum interest rate of investment contract	1.02%
Fair value maximum rate of investment contract	4.88%
Carrying (Reported) Amount, Fair Value Disclosure [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fixed maturities held-to-maturity	230,297	227,696
Mortgage loans	641	671
Policy loans	52,575	48,868
Cash and cash equivalents, at carrying value	56,986	54,593
Liability for future policy benefits individual and group annuities	42,112	39,469
Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fixed maturities held-to-maturity	236,165	223,533
Mortgage loans	664	695
Policy loans	52,575	48,868
Cash and cash equivalents, fair value disclosure	56,986	54,593
Liability for future policy benefits individual and group annuities	$45,202	$44,960

Income_Taxes_Details

Income Taxes (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Income Tax Disclosure [Abstract]
Effective Income Tax Rate	29.06%	30.33%	27.90%	27.80%
Federal Statutory Income Tax Rate			35.00%