Citizens (CIA) 10-Q 6 Aug 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Jul. 31, 2015
Entity Information [Line Items]
Entity Registrant Name	CITIZENS INC
Entity Central Index Key	24,090
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Document Type	10-Q
Document Period End Date	Jun. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2
Amendment Flag	false
Common Stock Class A [Member]
Entity Information [Line Items]
Entity Common Stock, Shares Outstanding		49,080,114
Common Stock Class B [Member]
Entity Information [Line Items]
Entity Common Stock, Shares Outstanding		1,001,714

Consolidated Statements of Fina

Consolidated Statements of Financial Position (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Investments:
Fixed maturities available-for-sale, at fair value (cost: $702,655 and $667,966 in 2015 and 2014 respectively)	$ 730,507	$ 707,227
Fixed maturities held-to-maturity, at amortized cost (fair value: $241,689 and $232,891 in 2015 and 2014, respectively)	236,186	224,932
Equity securities available-for-sale, at fair value (cost: $69,242 and $68,787 in 2015 and 2014, respectively)	69,809	69,879
Mortgage loans on real estate	610	628
Policy loans	56,652	54,032
Real estate held for investment (less $1,648 and $1,575 accumulated depreciation in 2015 and 2014, respectively)	8,043	8,131
Other long-term investments	77	135
Total investments	1,101,884	1,064,964
Cash and cash equivalents	37,820	50,708
Accrued investment income	14,427	13,457
Reinsurance recoverable	4,362	4,425
Deferred policy acquisition costs	161,502	157,468
Cost of customer relationships acquired	22,616	23,542
Goodwill	17,255	17,255
Other intangible assets	974	976
Deferred Tax Assets, Net	69,417	66,269
Property and equipment, net	6,176	6,352
Due premiums, net (less $1,417 and $1,364 allowance for doubtful accounts in 2015 and 2014, respectively)	11,144	10,777
Prepaid expenses	1,374	301
Other assets	1,233	1,061
Total assets	1,450,184	1,417,555
Future policy benefits reserves:
Life insurance	956,067	920,149
Annuities	62,260	59,727
Accident and health	1,241	1,216
Dividend accumulations	17,043	15,974
Premiums paid in advance	42,875	39,712
Policy claims payable	10,798	9,560
Other policyholders' funds	7,466	7,551
Total policy liabilities	1,097,750	1,053,889
Commissions payable	2,422	3,284
Federal income tax payable	75,562	78,818
Payable for securities in process of settlement	582	0
Other liabilities	24,621	23,205
Total liabilities	$ 1,200,937	$ 1,159,196
Commitments and contingencies (Note 7)
Stockholders' equity:
Accumulated deficit	$ (20,536)	$ (19,047)
Accumulated other comprehensive income:
Unrealized gains on securities, net of tax	18,227	25,850
Treasury stock, at cost	(11,011)	(11,011)
Total stockholders' equity	249,247	258,359
Total liabilities and stockholders' equity	1,450,184	1,417,555
Common Stock Class A [Member]
Stockholders' equity:
Common Stock	259,383	259,383
Common Stock Class B [Member]
Stockholders' equity:
Common Stock	$ 3,184	$ 3,184

Consolidated Statements of Fin3

Consolidated Statements of Financial Position (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Investments:
Fixed maturities available-for-sale, cost	$ 702,655	$ 667,966
Fixed maturities held-to-maturity, fair value	241,689	232,891
Available-for-sale equity securities, amortized cost basis	69,242	68,787
Real estate held for investment, accumulated depreciation	1,648	1,575
Due premiums, allowance for doubtful accounts	$ 1,417	$ 1,364
Common Stock Class A [Member]
Stockholders' equity:
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	100,000,000	100,000,000
Common stock, shares issued (in shares)	52,215,852	52,215,852
Common stock, shares in treasury (in shares)	3,135,738	3,135,738
Common Stock Class B [Member]
Stockholders' equity:
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	2,000,000	2,000,000
Common stock, shares issued (in shares)	1,001,714	1,001,714
Common stock, shares outstanding (in shares)	1,001,714	1,001,714

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Premiums:
Life insurance	$ 46,748	$ 44,667	$ 89,647	$ 86,064
Accident and health insurance	421	390	796	741
Property insurance	1,291	1,272	2,583	2,537
Net investment income	11,201	10,083	22,270	19,989
Realized investment losses, net	(8)	(73)	(79)	(129)
Other income	426	163	722	332
Total revenue	60,079	56,502	115,939	109,534
Insurance benefits paid or provided:
Claims and surrenders	19,240	16,668	38,643	33,125
Increase in future policy benefit reserves	19,760	19,979	37,058	37,677
Policyholders' dividends	2,540	2,412	4,849	4,514
Total insurance benefits paid or provided	41,540	39,059	80,550	75,316
Commissions	10,805	10,403	20,664	20,313
Other general expenses	10,445	7,448	17,996	13,950
Capitalization of deferred policy acquisition costs	(8,036)	(7,423)	(14,892)	(14,491)
Amortization of deferred policy acquisition costs	5,647	4,893	10,946	10,102
Amortization of cost of customer relationships acquired	516	614	1,163	1,145
Total benefits and expenses	60,917	54,994	116,427	106,335
Income before federal income tax	(838)	1,508	(488)	3,199
Federal income tax (benefit) expense	1,076	358	1,001	852
Net income	(1,914)	1,150	(1,489)	2,347
Unrealized gains on available-for-sale securities:
Unrealized holding gains arising during period	(16,778)	12,296	(11,771)	26,392
Reclassification adjustments for losses included in net income	8	73	44	105
Unrealized gains on available-for-sale securities, net	(16,770)	12,369	(11,727)	26,497
Income tax expense on unrealized gains (losses) on available-for-sale securities	(5,869)	4,340	(4,104)	9,294
Other comprehensive income	(10,901)	8,029	(7,623)	17,203
Comprehensive income	$ (12,815)	$ 9,179	$ (9,112)	$ 19,550
Common Stock Class A [Member]
Earnings Per Share [Abstract]
Basic earnings per share (in dollars per share)	$ (0.04)	$ 0.03	$ (0.03)	$ 0.05
Diluted earnings per share (in dollars per share)	(0.04)	0.03	(0.03)	0.05
Common Stock Class B [Member]
Earnings Per Share [Abstract]
Basic earnings per share (in dollars per share)	(0.02)	0.01	(0.02)	0.02
Diluted earnings per share (in dollars per share)	$ (0.02)	$ 0.01	$ (0.02)	$ 0.02

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash flows from operating activities:
Net income	$ (1,489)	$ 2,347
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Realized losses on sale of investments and other assets	79	129
Net deferred policy acquisition costs	(3,946)	(4,389)
Amortization of cost of customer relationships acquired	1,163	1,145
Depreciation	386	745
Amortization of premiums and discounts on investments	5,583	4,505
Deferred federal income tax benefit	957	(1,438)
Change in:
Accrued investment income	(970)	(530)
Reinsurance recoverable	63	(336)
Due premiums	(367)	1,129
Future policy benefit reserves	36,925	37,657
Other policyholders' liabilities	5,385	3,252
Federal income tax receivable	(3,256)	33
Commissions payable and other liabilities	554	1,229
Other, net	(1,244)	(2,055)
Net cash provided by operating activities	39,823	43,423
Cash flows from investing activities:
Sale of fixed maturities, available-for-sale	0	580
Maturities and calls of fixed maturities, available-for-sale	19,024	23,530
Maturities and calls of fixed maturities, held-to-maturity	9,975	8,374
Purchase of fixed maturities, available-for-sale	(57,065)	(47,239)
Purchase of fixed maturities, held-to-maturity	(22,959)	(11,586)
Proceeds from Sale of Available-for-sale Securities, Equity	0	11,105
Calls of equity securities, available-for-sale	150	200
Purchase of equity securities, available-for-sale	(602)	(17,283)
Principal Payments on Mortgage Loans	18	21
Increase in policy loans, net	(2,620)	(3,133)
Sale of other long-term investments	58	1
Purchase of other long-term investments	0	4
Purchase of property and equipment	(123)	(340)
Net cash used in acquisition	0	(4,810)
Net cash used in investing activities	(54,144)	(40,584)
Cash flows from financing activities:
Annuity deposits	3,995	2,587
Annuity withdrawals	(2,562)	(2,582)
Net cash provided by financing activities	1,433	5
Net decrease in cash and cash equivalents	(12,888)	2,844
Cash and cash equivalents at beginning of year	50,708	54,593
Cash and cash equivalents at end of period	37,820	57,437
Supplemental Disclosures of Operation Activities
Cash paid during the period for income taxes, net	$ 3,300	$ 2,213

Financial Statements

Financial Statements	6 Months Ended
	Jun. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Financial Statements Basis of Presentation and Consolidation The accompanying consolidated financial statements of Citizens, Inc. and its wholly-owned subsidiaries have been prepared in conformity with U.S. generally accepted accounting principles ("U.S. GAAP"). The consolidated financial statements include the accounts and operations of Citizens, Inc. ("Citizens"), a Colorado corporation, and its wholly-owned subsidiaries, CICA Life Insurance Company of America ("CICA"), Security Plan Life Insurance Company ("SPLIC"), Security Plan Fire Insurance Company ("SPFIC"), Citizens National Life Insurance Company ("CNLIC"), Magnolia Guaranty Life Insurance Company ("MGLIC"), Computing Technology, Inc. ("CTI") and Insurance Investors, Inc. ("III"). Citizens and its wholly-owned subsidiaries are collectively referred to as "the Company," "we," "us" or "our." The consolidated statements of financial position for June 30, 2015 , and the consolidated statements of comprehensive income and cash flows for the three and six months ended June 30, 2015 and 2014 and cash flows for the six -month periods ended June 30, 2015 and 2014 , have been prepared by the Company without audit. In the opinion of management, all adjustments to present fairly the financial position, results of operations, and changes in cash flows at June 30, 2015 and for comparative periods have been made. The consolidated financial statements have been prepared in accordance with U.S. GAAP for interim financial information and with the instructions to Form 10-Q adopted by the Securities and Exchange Commission (“SEC”). Accordingly, the financial statements do not include all of the information and footnotes required for complete financial statements and should be read in conjunction with the Company’s consolidated financial statements, and notes thereto, for the year ended December 31, 2014 . Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period. We provide primarily life insurance and a small amount of health insurance policies through our insurance subsidiaries: CICA, SPLIC, MGLIC and CNLIC. CICA and CNLIC issue ordinary whole-life policies, credit life and disability, burial insurance, pre-need policies, and accident and health related policies, throughout the Midwest and southern United States. CICA also issues ordinary whole-life and endowment policies to non-U.S. residents. SPLIC offers final expense and home service life insurance in Louisiana, Arkansas and Mississippi, and SPFIC, a wholly-owned subsidiary of SPLIC, writes a limited amount of property insurance in Louisiana. MGLIC provides industrial life policies through independent funeral homes in Mississippi. CTI provides data processing systems and services, as well as furniture and equipment, to the Company. III provides aviation transportation to the Company. Use of Estimates The preparation of financial statements, in conformity with U.S. GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The most significant estimates include those used in the evaluation of other-than-temporary impairments on debt and equity securities and valuation allowances on investments, actuarially determined assets and liabilities and assumptions, goodwill impairment, valuation allowance on deferred tax assets, and contingencies relating to litigation and regulatory matters. Certain of these estimates are particularly sensitive to market conditions, and deterioration and/or volatility in the worldwide debt or equity markets could have a material impact on the consolidated financial statements. Significant Accounting Policies For a description of significant accounting policies, see Note 1 of the notes to consolidated financial statements included in our 2014 Form 10-K Annual Report, which should be read in conjunction with these accompanying consolidated financial statements.

Accounting Pronouncements

Accounting Pronouncements	6 Months Ended
	Jun. 30, 2015
New Accounting Pronouncement or Change in Accounting Principle, Current Period Disclosures [Abstract]
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	Accounting Pronouncements Accounting Standards Recently Adopted None. Accounting Standards Not Yet Adopted In May 2014, the Financial Accounting Standards Board ("FASB") issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606), which supersedes the revenue recognition requirements in ASC 605, Revenue Recognition. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance provides a five-step process to achieve that core principle. ASU 2014-09 requires disclosures enabling users of financial statements to understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers. Additionally, qualitative and quantitative disclosures are required about contracts with customers, significant judgments and changes in judgments, and assets recognized from the costs to obtain or fulfill a contract. ASU 2014-09 is effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period, using one of two retrospective application methods. Early application is not permitted. The Company is currently evaluating the effect that the adoption of this ASU will have on its financial statements.

Segment Information

Segment Information	6 Months Ended
	Jun. 30, 2015
Segment Reporting Information, Operating Income (Loss) [Abstract]
Segment Information	Segment Information The Company has three reportable segments: Life Insurance, Home Service Insurance, and Other Non-Insurance Enterprises. The accounting policies of the segments are in accordance with U.S. GAAP and are the same as those used in the preparation of the consolidated financial statements. The Company evaluates profit and loss performance based on U.S. GAAP income before federal income taxes for its three reportable segments. The Company has no reportable differences between segments and consolidated operations. Three Months Ended June 30, 2015 Life Home Other Consolidated (In thousands) Revenues: Premiums $ 36,707 11,753 — 48,460 Net investment income 7,387 3,441 373 11,201 Realized investment losses, net (2 ) (6 ) — (8 ) Other income 160 22 244 426 Total revenue 44,252 15,210 617 60,079 Benefits and expenses: Insurance benefits paid or provided: Claims and surrenders 13,465 5,775 — 19,240 Increase in future policy benefit reserves 18,490 1,270 — 19,760 Policyholders' dividends 2,527 13 — 2,540 Total insurance benefits paid or provided 34,482 7,058 — 41,540 Commissions 6,815 3,990 — 10,805 Other general expenses 4,872 4,459 1,114 10,445 Capitalization of deferred policy acquisition costs (6,423 ) (1,613 ) — (8,036 ) Amortization of deferred policy acquisition costs 4,941 706 — 5,647 Amortization of cost of customer relationships acquired 122 394 — 516 Total benefits and expenses 44,809 14,994 1,114 60,917 Income (loss) before income tax expense $ (557 ) $ 216 $ (497 ) $ (838 ) Six Months Ended June 30, 2015 Life Insurance Home Service Insurance Other Non-Insurance Enterprises Consolidated (In thousands) Revenues: Premiums $ 69,686 23,340 — 93,026 Net investment income 14,618 6,905 747 22,270 Realized investment losses, net (58 ) (21 ) — (79 ) Other income 374 70 278 722 Total revenue 84,620 30,294 1,025 115,939 Benefits and expenses: Insurance benefits paid or provided: Claims and surrenders 27,025 11,618 — 38,643 Increase in future policy benefit reserves 34,627 2,431 — 37,058 Policyholders' dividends 4,822 27 — 4,849 Total insurance benefits paid or provided 66,474 14,076 — 80,550 Commissions 12,841 7,823 — 20,664 Other general expenses 8,031 8,289 1,676 17,996 Capitalization of deferred policy acquisition costs (11,766 ) (3,126 ) — (14,892 ) Amortization of deferred policy acquisition costs 9,490 1,456 — 10,946 Amortization of cost of customer relationships acquired 322 841 — 1,163 Total benefits and expenses 85,392 29,359 1,676 116,427 Income (loss) before income tax expense $ (772 ) 935 (651 ) (488 ) Three Months Ended June 30, 2014 Life Home Other Consolidated (In thousands) Revenues: Premiums $ 34,569 11,760 — 46,329 Net investment income 6,466 3,282 335 10,083 Realized investment gains (losses), net (48 ) (26 ) 1 (73 ) Other income 133 3 27 163 Total revenue 41,120 15,019 363 56,502 Benefits and expenses: Insurance benefits paid or provided: Claims and surrenders 11,163 5,505 — 16,668 Increase in future policy benefit reserves 18,849 1,130 — 19,979 Policyholders' dividends 2,397 15 — 2,412 Total insurance benefits paid or provided 32,409 6,650 — 39,059 Commissions 6,484 3,919 — 10,403 Other general expenses 2,965 3,499 984 7,448 Capitalization of deferred policy acquisition costs (5,848 ) (1,575 ) — (7,423 ) Amortization of deferred policy acquisition costs 4,205 688 — 4,893 Amortization of cost of customer relationships acquired 120 494 — 614 Total benefits and expenses 40,335 13,675 984 54,994 Income (loss) before income tax expense $ 785 1,344 (621 ) 1,508 Six Months Ended June 30, 2014 Life Insurance Home Service Insurance Other Non-Insurance Enterprises Consolidated (In thousands) Revenues: Premiums $ 66,380 22,962 — 89,342 Net investment income 12,749 6,569 671 19,989 Realized investment gains (losses), net (112 ) (18 ) 1 (129 ) Other income 276 4 52 332 Total revenue 79,293 29,517 724 109,534 Benefits and expenses: Insurance benefits paid or provided: Claims and surrenders 21,978 11,147 — 33,125 Increase in future policy benefit reserves 35,825 1,852 — 37,677 Policyholders' dividends 4,483 31 — 4,514 Total insurance benefits paid or provided 62,286 13,030 — 75,316 Commissions 12,722 7,591 — 20,313 Other general expenses 5,805 6,668 1,477 13,950 Capitalization of deferred policy acquisition costs (11,507 ) (2,984 ) — (14,491 ) Amortization of deferred policy acquisition costs 8,612 1,490 — 10,102 Amortization of cost of customer relationships acquired 291 854 — 1,145 Total benefits and expenses 78,209 26,649 1,477 106,335 Income (loss) before income tax expense $ 1,084 2,868 (753 ) 3,199

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share The following tables set forth the computation of basic and diluted earnings per share. Three Months Ended June 30, 2015 June 30, 2014 (In thousands, Basic and diluted earnings per share: Numerator: Net income (loss) $ (1,914 ) 1,150 Net income (loss) allocated to Class A common stock (1,895 ) 1,138 Net income (loss) allocated to Class B common stock (19 ) 12 Net income (loss) $ (1,914 ) 1,150 Denominator: Weighted average shares of Class A outstanding - basic 49,080 49,080 Weighted average shares of Class A outstanding - diluted 49,080 49,080 Weighted average shares of Class B outstanding - basic and diluted 1,002 1,002 Basic earnings (losses) per share of Class A common stock $ (0.04 ) 0.03 Basic earnings (losses) per share of Class B common stock (0.02 ) 0.01 Diluted earnings (losses) per share of Class A common stock (0.04 ) 0.03 Diluted earnings (losses) per share of Class B common stock (0.02 ) 0.01 Six Months Ended June 30, 2015 June 30, 2014 (In thousands, except per share amounts) Basic and diluted earnings per share: Numerator: Net income (loss) $ (1,489 ) 2,347 Net income (loss) allocated to Class A common stock $ (1,474 ) 2,323 Net income (loss) allocated to Class B common stock (15 ) 24 Net income (loss) $ (1,489 ) 2,347 Denominator: Weighted average shares of Class A outstanding - basic 49,080 49,080 Weighted average shares of Class A outstanding - diluted 49,080 49,080 Weighted average shares of Class B outstanding - basic and diluted 1,002 1,002 Basic earnings (losses) per share of Class A common stock $ (0.03 ) 0.05 Basic earnings (losses) per share of Class B common stock (0.02 ) 0.02 Diluted earnings (losses) per share of Class A common stock (0.03 ) 0.05 Diluted earnings (losses) per share of Class B common stock (0.02 ) 0.02

Investments

Investments	6 Months Ended
	Jun. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Investments The Company invests primarily in fixed maturity securities, which totaled 84.8% of total cash, cash equivalents and investments at June 30, 2015 . June 30, 2015 December 31, 2014 Carrying Value % of Total Carrying Value Carrying Value % of Total Carrying Value ($ In thousands) Fixed maturity securities $ 966,693 84.8 % $ 932,159 83.6 % Equity securities 69,809 6.1 % 69,879 6.3 % Mortgage loans 610 0.1 % 628 0.1 % Policy loans 56,652 5.0 % 54,032 4.8 % Real estate and other long-term investments 8,120 0.7 % 8,266 0.7 % Cash and cash equivalents 37,820 3.3 % 50,708 4.5 % Total cash, cash equivalents and investments $ 1,139,704 100.0 % $ 1,115,672 100.0 % The following tables represent the cost, gross unrealized gains and losses and fair value for fixed maturities and equity securities as of the periods indicated. June 30, 2015 Cost or Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In thousands) Fixed maturities: Available-for-sale: U.S. Treasury securities $ 10,026 2,694 — 12,720 U.S. Government-sponsored enterprises 36,589 1,461 — 38,050 States and political subdivisions 440,526 15,741 3,854 452,413 Foreign governments 104 28 — 132 Corporate 212,342 13,343 1,809 223,876 Commercial mortgage-backed 183 7 — 190 Residential mortgage-backed 2,885 243 2 3,126 Total available-for-sale securities 702,655 33,517 5,665 730,507 Held-to-maturity securities: U.S. Government-sponsored enterprises 2,013 149 — 2,162 States and political subdivisions 207,346 6,336 1,096 212,586 Corporate 26,827 739 625 26,941 Total held-to-maturity securities 236,186 7,224 1,721 241,689 Total fixed maturities $ 938,841 40,741 7,386 972,196 Equity securities: Stock mutual funds $ 16,007 1,715 133 17,589 Bond mutual funds 51,576 2 1,243 50,335 Common stock 65 — 16 49 Preferred stock 1,594 244 2 1,836 Total equity securities $ 69,242 1,961 1,394 69,809 December 31, 2014 Cost or Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In thousands) Fixed maturities: Available-for-sale securities: U.S. Treasury securities $ 10,056 2,924 — 12,980 U.S. Government-sponsored enterprises 38,312 1,937 — 40,249 States and political subdivisions 404,657 19,146 1,448 422,355 Foreign governments 104 31 — 135 Corporate 211,410 17,441 1,024 227,827 Commercial mortgage-backed 223 8 — 231 Residential mortgage-backed 3,204 249 3 3,450 Total available-for-sale securities 667,966 41,736 2,475 707,227 Held-to-maturity securities: U.S. Government-sponsored enterprises 2,017 178 — 2,195 States and political subdivisions 192,875 7,782 388 200,269 Corporate 30,040 947 560 30,427 Total held-to-maturity securities 224,932 8,907 948 232,891 Total fixed maturity securities $ 892,898 50,643 3,423 940,118 Equity securities: Stock mutual funds $ 16,005 1,657 66 17,596 Bond mutual funds 50,976 60 796 50,240 Common stock 65 — 14 51 Preferred stock 1,741 253 2 1,992 Total equity securities $ 68,787 1,970 878 69,879 Mortgage-backed securities are also referred to as securities not due at a single maturity date throughout this report. The majority of the Company's equity securities are diversified stock and bond mutual funds. Valuation of Investments in Fixed Maturity and Equity Securities Held-to-maturity securities are reported in the financial statements at amortized cost and available-for-sale securities are reported at fair value. The Company monitors all debt and equity securities on an on-going basis relative to changes in credit ratings, market prices, earnings trends and financial performance, in addition to specific region or industry reviews. The assessment of whether impairments have occurred is based on a case-by-case evaluation of underlying reasons for the decline in fair value. The Company determines other-than-temporary impairment by reviewing relevant evidence related to the specific security issuer as well as the Company's intent to sell the security, or if it is more likely than not that the Company would be required to sell a security before recovery of its amortized cost. When an other-than-temporary impairment has occurred, the amount of the other-than-temporary impairment recognized in earnings depends on whether the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis. If the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis, the other-than-temporary impairment is recognized in earnings equal to the entire difference between the investment's cost and its fair value at the balance sheet date. If the Company does not intend to sell the security and it is more likely than not that the Company will not be required to sell the security before recovery of its amortized cost basis, the other-than-temporary impairment is separated into the following: (a) the amount representing the credit loss; and (b) the amount related to all other factors. The amount of the total other-than-temporary impairment related to the credit loss is recognized in earnings. The amount of the total other-than-temporary impairment related to other factors is recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the other-than-temporary impairment recognized in earnings becomes the new amortized cost basis of the investment. The new amortized cost basis is not adjusted for subsequent recoveries in fair value. The Company evaluates whether a credit impairment exists for debt securities by considering primarily the following factors: (a) changes in the financial condition of the security's underlying collateral; (b) whether the issuer is current on contractually obligated interest and principal payments; (c) changes in the financial condition, credit rating and near-term prospects of the issuer; (d) the length of time to which the fair value has been less than the amortized cost of the security; and (e) the payment structure of the security. The Company's best estimate of expected future cash flows used to determine the credit loss amount is a quantitative and qualitative process. Quantitative review includes information received from third party sources such as financial statements, pricing and rating changes, liquidity and other statistical information. Qualitative factors include judgments related to business strategies, economic impacts on the issuer and overall judgment related to estimates and industry factors. The Company's best estimate of future cash flows involves assumptions including, but not limited to, various performance indicators, such as historical and projected default and recovery rates, credit ratings, and current delinquency rates. These assumptions require the use of significant management judgment and include the probability of issuer default and estimates regarding timing and amount of expected recoveries, which may include estimating the underlying collateral value. In addition, projections of expected future debt security cash flows may change based upon new information regarding the performance of the issuer. The primary factors considered in evaluating whether an impairment exists for an equity security include, but are not limited to: (a) the length of time and the extent to which the fair value has been less than the cost of the security; (b) changes in the financial condition, credit rating and near-term prospects of the issuer; (c) whether the issuer is current on contractually obligated payments; and (d) the intent and ability of the Company to retain the investment for a period of time sufficient to allow for recovery. No other-than-temporary impairments were recognized during the three and six months ended June 30, 2015 or 2014 . The following tables present the fair values and gross unrealized losses of fixed maturities and equity securities that have remained in a continuous unrealized loss position for the periods indicated. June 30, 2015 Less than 12 months Greater than 12 months Total Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities (In thousands, except for # of securities) Fixed maturities: Available-for-sale securities: States and political subdivisions $ 139,803 1,956 98 19,524 1,898 10 159,327 3,854 108 Corporate 45,000 1,644 26 3,670 165 2 48,670 1,809 28 Residential mortgage-backed 2 — 1 141 2 3 143 2 4 Total available-for-sale securities 184,805 3,600 125 23,335 2,065 15 208,140 5,665 140 Held-to-maturity securities: States and political subdivisions 53,064 963 37 7,582 133 7 60,646 1,096 44 Corporate 3,225 254 2 5,190 371 2 8,415 625 4 Total held-to-maturity securities 56,289 1,217 39 12,772 504 9 69,061 1,721 48 Total fixed maturities $ 241,094 4,817 164 36,107 2,569 24 277,201 7,386 188 Equity securities: Stock mutual funds $ 5,409 133 4 — — — 5,409 133 4 Bond mutual funds 50,070 1,243 6 — — — 50,070 1,243 6 Common stocks 46 1 2 2 15 9 48 16 11 Preferred stocks 75 2 2 — — — 75 2 2 Total equities $ 55,600 1,379 14 2 15 9 55,602 1,394 23 As of June 30, 2015 , the Company had 15 available-for-sale fixed maturity securities and 9 held-to-maturity fixed maturity securities that were in an unrealized loss position for greater than 12 months. We reported 9 common stock holding in an unrealized loss position for greater than 12 months as of June 30, 2015 . December 31, 2014 Less than 12 months Greater than 12 months Total Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities (In thousands, except for # of securities) Fixed maturities: Available-for-sale securities: States and political subdivisions $ 43,776 318 47 33,716 1,130 24 77,492 1,448 71 Corporate 26,671 780 24 2,530 244 2 29,201 1,024 26 Residential mortgage-backed 159 2 5 33 1 1 192 3 6 Total available-for-sale securities 70,606 1,100 76 36,279 1,375 27 106,885 2,475 103 Held-to-maturity securities: States and political subdivisions 21,233 74 16 15,429 314 21 36,662 388 37 Corporate 3,866 285 4 2,746 275 2 6,612 560 6 Total held-to-maturity securities 25,099 359 20 18,175 589 23 43,274 948 43 Total fixed maturities $ 95,705 1,459 96 54,454 1,964 50 150,159 3,423 146 Equity securities: Stock mutual funds $ 5,224 66 4 — — — 5,224 66 4 Bond mutual funds 26,228 796 4 — — — 26,228 796 4 Preferred stocks 234 2 4 — — — 234 2 4 Common stock 46 1 2 4 13 9 50 14 11 Total equities $ 31,732 865 14 4 13 9 31,736 878 23 We have reviewed these securities for the periods ended June 30, 2015 and December 31, 2014 and determined that no other-than-temporary impairment exists that have not been recognized based on our evaluation of the credit worthiness of the issuers and the fact that we do not intend to sell the investments nor is it likely that we will be required to sell the securities before recovery of their amortized cost bases which may be maturity. We continue to monitor all securities on an on-going basis, and future information may become available which could result in impairments being recorded. The amortized cost and fair value of fixed maturity securities at June 30, 2015 by contractual maturity are shown in the table below. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date have been reflected based upon final stated maturity. June 30, 2015 Amortized Cost Fair Value (In thousands) Available-for-sale securities: Due in one year or less $ 37,022 37,470 Due after one year through five years 124,548 130,746 Due after five years through ten years 98,026 102,870 Due after ten years 443,059 459,421 Total available-for-sale securities 702,655 730,507 Held-to-maturity securities: Due in one year or less 12,549 12,599 Due after one year through five years 33,016 34,625 Due after five years through ten years 49,514 51,249 Due after ten years 141,107 143,216 Total held-to-maturity securities 236,186 241,689 Total fixed maturities $ 938,841 972,196 The Company uses the specific identification method of the individual security to determine the cost basis used in the calculation of realized gains and losses related to security sales. Proceeds and gross realized gains from sales of securities for the three and six months ended June 30, 2015 and 2014 are summarized as follows. Fixed Maturities Available-for-Sale Equity Securities Three Months Ended Six Months Ended Three Months Ended Six Months Ended June 30, June 30, June 30, June 30, 2015 2014 2015 2014 2015 2014 2015 2014 (In thousands) Proceeds $ — 580 — 580 — 11,105 — 11,105 Gross realized gains $ — 21 — 21 — 63 — 63 Gross realized losses $ — — — — — 169 — 169 There were no sales of available-for-sale securities for the three and six month period ended June 30, 2015 . There was one equity bond mutual fund sold at a loss during the three and six month periods ended June 30, 2014 as higher yielding bond mutual fund alternatives became more attractive than these U.S. Government backed funds as circumstances changed in the current environment. There were no securities sold from the held-to-maturity portfolio for the three and six months ended June 30, 2015 or 2014 .

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	Fair Value Measurements Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. We hold available-for-sale fixed maturity securities and equity securities, which are carried at fair value. Fair value measurements are generally based upon observable and unobservable inputs. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect our view of market assumptions in the absence of observable market information. We utilize valuation techniques that maximize the use of observable inputs and minimize the use of unobservable inputs. All assets and liabilities carried at fair value are required to be classified and disclosed in one of the following three categories: • Level 1 - Quoted prices for identical instruments in active markets. • Level 2 - Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are not active; and model-derived valuations whose inputs or whose significant value drivers are observable. • Level 3 - Instruments whose significant value drivers are unobservable. Level 1 primarily consists of financial instruments whose value is based on quoted market prices such as U.S. Treasury securities and actively traded mutual fund and stock investments. Level 2 includes those financial instruments that are valued by independent pricing services or broker quotes. These models are primarily industry-standard models that consider various inputs, such as interest rates, credit spreads and foreign exchange rates for the underlying financial instruments. All significant inputs are observable, or derived from observable information in the marketplace or are supported by observable levels at which transactions are executed in the marketplace. Financial instruments in this category primarily include corporate securities, U.S. Government-sponsored enterprise securities, municipal securities and certain mortgage and asset-backed securities. Level 3 is comprised of financial instruments whose fair value is estimated based on non-binding broker prices utilizing significant inputs not based on or corroborated by readily available market information. This category consists of two private placement mortgage-backed securities. The following tables set forth our assets and liabilities that are measured at fair value on a recurring basis as of the dates indicated. June 30, 2015 Available-for-sale investments Level 1 Level 2 Level 3 Total Fair Value (In thousands) Financial assets: Fixed maturities: U.S. Treasury and U.S. Government-sponsored enterprises $ 12,720 38,050 — 50,770 States and political subdivisions — 452,413 — 452,413 Corporate — 223,876 — 223,876 Commercial mortgage-backed — — 190 190 Residential mortgage-backed — 3,126 — 3,126 Foreign governments — 132 — 132 Total fixed maturities 12,720 717,597 190 730,507 Equity securities: Stock mutual funds 17,589 — — 17,589 Bond mutual funds 50,335 — — 50,335 Common stock 49 — — 49 Preferred stock 1,836 — — 1,836 Total equity securities 69,809 — — 69,809 Total financial assets $ 82,529 717,597 190 800,316 December 31, 2014 Available-for-sale investments Level 1 Level 2 Level 3 Total Fair Value (In thousands) Financial assets: Fixed maturities: U.S. Treasury and U.S. Government-sponsored enterprises $ 12,980 40,249 — 53,229 States and political subdivisions — 422,355 — 422,355 Corporate — 227,827 — 227,827 Commercial mortgage-backed — — 231 231 Residential mortgage-backed — 3,450 — 3,450 Foreign governments — 135 — 135 Total fixed maturities 12,980 694,016 231 707,227 Equity securities: Stock mutual funds 17,596 — — 17,596 Bond mutual funds 50,240 — — 50,240 Common stock 51 — — 51 Preferred stock 1,992 — — 1,992 Total equity securities 69,879 — — 69,879 Total financial assets $ 82,859 694,016 231 777,106 Financial Instruments Valuation Fixed maturity securities, available-for-sale . At June 30, 2015 , our fixed maturity securities, valued using a third-party pricing source, totaled $717.6 million for Level 2 assets and comprised 89.7% of total reported fair value of our financial assets. The Level 1 and Level 2 valuations are reviewed and updated quarterly through random testing by comparisons to separate pricing models, other third-party pricing services, and back tested to recent trades. In addition, we obtain information relative to the third-party pricing models and review model parameters for reasonableness. Fair values for Level 3 assets are based upon unadjusted broker quotes that are non-binding, and consist of two private placement mortgage-backed securities with a total value of $0.2 million . Our Level 3 assets are current relative to principal and interest payments and are considered immaterial to our financial statements. For the six months ended June 30, 2015 , there were no material changes to the valuation methods or assumptions used to determine fair values, and no broker or third party prices were changed from the values received. Equity securities, available-for-sale . Our available-for-sale equity securities are classified as Level 1 assets as their fair values are based upon quoted market prices. The following table presents additional information about fixed maturity securities measured at fair value on a recurring basis that are classified as Level 3 assets and for which we have utilized significant unobservable inputs to determine fair value. June 30, December 31, (In thousands) Balance at beginning of period $ 231 309 Total realized and unrealized gains (losses) Included in net income — — Included in other comprehensive income — (1 ) Principal paydowns (41 ) (77 ) Transfer in and (out) of Level 3 — — Balance at end of period $ 190 231 We review the fair value hierarchy classifications each reporting period. Changes in the observability of the valuation attributes may result in a reclassification of certain financial assets. Such reclassifications are reported as transfers in and out of Level 3 at the beginning fair value for the reporting period in which the changes occur. There were no transfers in or out of Level 1 or 2. Financial Instruments not Carried at Fair Value Estimates of fair values are made at a specific point in time, based on relevant market prices and information about the financial instruments. The estimated fair values of financial instruments presented below are not necessarily indicative of the amounts the Company might realize in actual market transactions. The carrying amount and fair value for the financial assets and liabilities on the consolidated balance sheets not otherwise disclosed for the periods indicated are as follows: June 30, 2015 December 31, 2014 Carrying Value Fair Value Carrying Value Fair Value (In thousands) Financial assets: Fixed maturities, held-to-maturity $ 236,186 241,689 224,932 232,891 Mortgage loans 610 631 628 652 Policy loans 56,652 56,652 54,032 54,032 Cash and cash equivalents 37,820 37,820 50,708 50,708 Financial liabilities: Annuity - investment contracts 44,801 35,634 42,837 37,978 Fair values for fixed income securities, which are characterized as Level 2 assets in the fair value hierarchy, are based on quoted market prices for the same or similar securities. In cases where quoted market prices are not available, fair values are based on estimates using present value or other assumptions, including a discount rate and estimates of future cash flows. Mortgage loans are secured principally by residential and commercial properties. Weighted average interest rates for these loans were approximately 6.3% as of June 30, 2015 and December 31, 2014 , with maturities ranging from 1 to 30 years. Management estimated the fair value using an annual interest rate of 6.2% at June 30, 2015 . Our mortgage loans are considered Level 3 assets in the fair value hierarchy. Policy loans had a weighted average annual interest rate of 7.7% as of June 30, 2015 and December 31, 2014 , and no specified maturity dates. The aggregate fair value of policy loans approximates the carrying value reflected on the consolidated balance sheets. These loans typically carry an interest rate that is tied to the crediting rate applied to the related policy and contract reserves. Policy loans are an integral part of the life insurance policies we have in force, cannot be valued separately and are not marketable. Therefore, the fair value of policy loans approximates the carrying value and policy loans are considered Level 3 assets in the fair value hierarchy. The fair value of short-term investments approximate carrying value due to their short-term nature. Our short-term investments are considered Level 2 assets in the fair value hierarchy. The fair value of cash and cash equivalents approximate carrying value and are characterized as Level 1 assets in the fair value hierarchy. The fair value of the Company's liabilities under annuity contract policies, which are considered Level 3 assets, was estimated at June 30, 2015 using discounted cash flows based upon a swap rate curve with interest rates ranging from 1.60% to 5.71% based upon swap rates adjusted for various risk adjustments. The fair value of liabilities under all insurance contracts are taken into consideration in the overall management of interest rate risk, which seeks to minimize exposure to changing interest rates through the matching of investment maturities with amounts due under insurance contracts.

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
	Jun. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Qualification of Life Products In the first quarter of 2015, we announced that we identified that a substantial portion of the life insurance policies issued by our subsidiary insurance companies failed to qualify for the favorable U.S. federal income tax treatment afforded by Sections 7702 and 7702A of the Internal Revenue Code ("IRC") of 1986. This tax code section allows for qualifying products sold to clients to have favorable tax treatment such as the death benefit is not taxable. By identifying certain products that we have sold with the intention of this favorable tax treatment but in fact they do not qualify under the IRC rules, our policyholders may now be subject to additional tax liabilities. The policies at issue were primarily sold to non-U.S. citizens residing abroad. Based upon a review of the options available to the Company we have determined we will not remediate our endowments and endowment-like products we have sold to non-U.S. citizens. We do intend to remediate the domestic products we have sold to U.S. citizens. In addition, as part of our continuing review we identified in July of 2015 certain annuity contracts which do not contain qualifying language under IRC 72(s) as intended that would have provided for favorable tax treatment of the annuities. This issue affects both our domestic and international contract holders. Failure of these policies to qualify under Sections 7702, 7702A and 72(s) has resulted in additional expenses as described below. The products have been and continue to be appropriately reported under U.S. GAAP for financial reporting. The failure of these policies to qualify under Sections 7702 and 7702A resulted in additional expense recorded as of December 31, 2014 of $ 11.4 million, after tax, related to projected IRS toll charges and fees of $10.1 million as well as claims liability for past claims and reserves increases to bring policies into compliance totaling $1.3 million . The failure of the annuities to qualify under 72(s) resulted in $2.5 million additional pretax expense recorded as of June 30, 2015 related to projected IRS toll charges. These toll charges are not deductible for tax. The range of financial estimates relative to these issues is $13.9 million to $46.6 million , after tax. This estimated range includes projected toll charges and fees as well as increased claims liability for past claims and reserve increases to bring policies into compliance and other probable liabilities resulting from this tax compliance matter. Our estimated range reflects the uncertainties with respect to the required course of action and other matters unknown at this time. Currently, management believes there is not a specific estimable amount for these probable liabilities and expenses which is more likely than other specific amounts within our estimated range. The process of determining our estimated range was a complex undertaking including insight from external consultants and involved management’s judgment based upon a variety of factors known at the time. The Company recorded the low end of the range. In addition, we have recorded expenses of $0.8 million in 2015 and it is reasonably possible that we may incur additional costs associated with these issues in the current year related to system remediation and consulting costs. We believe these additional costs could be $ 0.5 million to $0.8 million but due to the uncertainty of actions we cannot reasonably estimate these costs with any reliability. Actual amounts incurred may exceed this estimate and will be recorded as they become probable and can be reasonably estimated. Compliance As part of our efforts to review and improve our compliance controls, we discovered potential non-compliance with Treasury regulations such as Section 7702, described earlier, as well as unrelated applicable Bank Secrecy Act requirements. Although we are not yet able to determine the extent of any oversights or estimate any other potential loss, we cannot assure you that the impact of any non-compliance will not have a material impact upon the company. Unclaimed Property Contingencies The Company is currently performing an internal audit related to unclaimed property for all legal reporting entities. Based upon internal findings to date our exposure appears to be primarily in the state of Louisiana, related to conversion processes surrounding the SPLIC acquisition. The Company had been informed by the Louisiana Department of Treasury, Arkansas Auditor of State and the Texas State Comptroller, that they authorized an audit of Citizens, Inc. and its affiliates for compliance with unclaimed property laws. This audit is being conducted by Verus Financial LLC on behalf of the states. These internal and external audits may result in additional payments to beneficiaries, additional escheatment of funds deemed abandoned under state laws, administrative penalties, interest, and changes to the Company's procedures for the identification and escheatment of abandoned property. The Company believes additional escheatment of funds in Arkansas or Texas will not be material to our financial condition or results. However, additional escheatment of funds in Louisiana, which may subsequently be deemed abandoned under the Louisiana Department of Treasury’s audit, could be substantial for SPLIC if the Louisiana Department of Treasury chooses to disregard recent unclaimed property litigation in favor of the insurance industry. At this time, the Company is not able to estimate any of these possible amounts. For more information about the risks related to these external unclaimed property audits please see the Risk Factor in Item 1A titled “We are a defendant in lawsuits, which may adversely affect our financial condition and detract from the time our management is able to devote to our business, and we are subject to risks related to litigation and regulatory matters.” Litigation From time to time we are subject to legal and regulatory actions relating to our business. We defend all claims vigorously. As a result, we incur defense costs, including attorneys' fees, other direct litigation costs and the expenditure of management time that otherwise would be devoted to our business.

Income Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2015
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes The effective tax rate was (128.4)% and 23.7% for the three months and (205.1)% and 26.6% for the six months of 2015 and 2014 , respectively. The large negative effective tax rate for the periods in 2015 are due to the fact that the IRC Section 72(s) toll charges of $2.5 million are creating a pretax loss but are not deductible for tax. Additionally there is $678 thousand related to an uncertain tax position in the six months ended June 30, 2015. In most periods where our effective tax rate is lower than the statutory tax rate of 35% , the difference is primarily due to tax-exempt state and local bonds. The effective tax rate in the current year is impacted by the low amount of income before taxes which is resulting in a lower effective rate from year to year while the tax-exempt amounts will remain level.

Related Party Transactions

Related Party Transactions	6 Months Ended
	Jun. 30, 2015
Related Party Transactions [Abstract]
Related Party Transactions	Related Party Transactions The Company has various routine related party transactions in conjunction with our holding company structure, such as a management service agreement related to costs incurred, a tax sharing agreement between entities, and inter-company dividends and capital contributions. There were no changes related to these relationships during the six months ended June 30, 2015 . In June 2015 CICA made a $1 million cash capital contribution to CNLIC. See our Annual Report on Form 10-K as of December 31, 2014 for a comprehensive discussion of related party transactions.

Financial Statements (Policies)

Financial Statements (Policies)	6 Months Ended
	Jun. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation and Consolidation [Policy Text Block]	Basis of Presentation and Consolidation The accompanying consolidated financial statements of Citizens, Inc. and its wholly-owned subsidiaries have been prepared in conformity with U.S. generally accepted accounting principles ("U.S. GAAP"). The consolidated financial statements include the accounts and operations of Citizens, Inc. ("Citizens"), a Colorado corporation, and its wholly-owned subsidiaries, CICA Life Insurance Company of America ("CICA"), Security Plan Life Insurance Company ("SPLIC"), Security Plan Fire Insurance Company ("SPFIC"), Citizens National Life Insurance Company ("CNLIC"), Magnolia Guaranty Life Insurance Company ("MGLIC"), Computing Technology, Inc. ("CTI") and Insurance Investors, Inc. ("III"). Citizens and its wholly-owned subsidiaries are collectively referred to as "the Company," "we," "us" or "our." The consolidated statements of financial position for June 30, 2015 , and the consolidated statements of comprehensive income and cash flows for the three and six months ended June 30, 2015 and 2014 and cash flows for the six -month periods ended June 30, 2015 and 2014 , have been prepared by the Company without audit. In the opinion of management, all adjustments to present fairly the financial position, results of operations, and changes in cash flows at June 30, 2015 and for comparative periods have been made. The consolidated financial statements have been prepared in accordance with U.S. GAAP for interim financial information and with the instructions to Form 10-Q adopted by the Securities and Exchange Commission (“SEC”). Accordingly, the financial statements do not include all of the information and footnotes required for complete financial statements and should be read in conjunction with the Company’s consolidated financial statements, and notes thereto, for the year ended December 31, 2014 . Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period. We provide primarily life insurance and a small amount of health insurance policies through our insurance subsidiaries: CICA, SPLIC, MGLIC and CNLIC. CICA and CNLIC issue ordinary whole-life policies, credit life and disability, burial insurance, pre-need policies, and accident and health related policies, throughout the Midwest and southern United States. CICA also issues ordinary whole-life and endowment policies to non-U.S. residents. SPLIC offers final expense and home service life insurance in Louisiana, Arkansas and Mississippi, and SPFIC, a wholly-owned subsidiary of SPLIC, writes a limited amount of property insurance in Louisiana. MGLIC provides industrial life policies through independent funeral homes in Mississippi. CTI provides data processing systems and services, as well as furniture and equipment, to the Company. III provides aviation transportation to the Company.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates The preparation of financial statements, in conformity with U.S. GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The most significant estimates include those used in the evaluation of other-than-temporary impairments on debt and equity securities and valuation allowances on investments, actuarially determined assets and liabilities and assumptions, goodwill impairment, valuation allowance on deferred tax assets, and contingencies relating to litigation and regulatory matters. Certain of these estimates are particularly sensitive to market conditions, and deterioration and/or volatility in the worldwide debt or equity markets could have a material impact on the consolidated financial statements.

Segment Information (Tables)

Segment Information (Tables)	6 Months Ended
	Jun. 30, 2015
Segment Reporting Information [Line Items]
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Six Months Ended June 30, 2015 Life Insurance Home Service Insurance Other Non-Insurance Enterprises Consolidated (In thousands) Revenues: Premiums $ 69,686 23,340 — 93,026 Net investment income 14,618 6,905 747 22,270 Realized investment losses, net (58 ) (21 ) — (79 ) Other income 374 70 278 722 Total revenue 84,620 30,294 1,025 115,939 Benefits and expenses: Insurance benefits paid or provided: Claims and surrenders 27,025 11,618 — 38,643 Increase in future policy benefit reserves 34,627 2,431 — 37,058 Policyholders' dividends 4,822 27 — 4,849 Total insurance benefits paid or provided 66,474 14,076 — 80,550 Commissions 12,841 7,823 — 20,664 Other general expenses 8,031 8,289 1,676 17,996 Capitalization of deferred policy acquisition costs (11,766 ) (3,126 ) — (14,892 ) Amortization of deferred policy acquisition costs 9,490 1,456 — 10,946 Amortization of cost of customer relationships acquired 322 841 — 1,163 Total benefits and expenses 85,392 29,359 1,676 116,427 Income (loss) before income tax expense $ (772 ) 935 (651 ) (488 ) Three Months Ended June 30, 2014 Life Home Other Consolidated (In thousands) Revenues: Premiums $ 34,569 11,760 — 46,329 Net investment income 6,466 3,282 335 10,083 Realized investment gains (losses), net (48 ) (26 ) 1 (73 ) Other income 133 3 27 163 Total revenue 41,120 15,019 363 56,502 Benefits and expenses: Insurance benefits paid or provided: Claims and surrenders 11,163 5,505 — 16,668 Increase in future policy benefit reserves 18,849 1,130 — 19,979 Policyholders' dividends 2,397 15 — 2,412 Total insurance benefits paid or provided 32,409 6,650 — 39,059 Commissions 6,484 3,919 — 10,403 Other general expenses 2,965 3,499 984 7,448 Capitalization of deferred policy acquisition costs (5,848 ) (1,575 ) — (7,423 ) Amortization of deferred policy acquisition costs 4,205 688 — 4,893 Amortization of cost of customer relationships acquired 120 494 — 614 Total benefits and expenses 40,335 13,675 984 54,994 Income (loss) before income tax expense $ 785 1,344 (621 ) 1,508 Six Months Ended June 30, 2014 Life Insurance Home Service Insurance Other Non-Insurance Enterprises Consolidated (In thousands) Revenues: Premiums $ 66,380 22,962 — 89,342 Net investment income 12,749 6,569 671 19,989 Realized investment gains (losses), net (112 ) (18 ) 1 (129 ) Other income 276 4 52 332 Total revenue 79,293 29,517 724 109,534 Benefits and expenses: Insurance benefits paid or provided: Claims and surrenders 21,978 11,147 — 33,125 Increase in future policy benefit reserves 35,825 1,852 — 37,677 Policyholders' dividends 4,483 31 — 4,514 Total insurance benefits paid or provided 62,286 13,030 — 75,316 Commissions 12,722 7,591 — 20,313 Other general expenses 5,805 6,668 1,477 13,950 Capitalization of deferred policy acquisition costs (11,507 ) (2,984 ) — (14,491 ) Amortization of deferred policy acquisition costs 8,612 1,490 — 10,102 Amortization of cost of customer relationships acquired 291 854 — 1,145 Total benefits and expenses 78,209 26,649 1,477 106,335 Income (loss) before income tax expense $ 1,084 2,868 (753 ) 3,199

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	The following tables set forth the computation of basic and diluted earnings per share. Three Months Ended June 30, 2015 June 30, 2014 (In thousands, Basic and diluted earnings per share: Numerator: Net income (loss) $ (1,914 ) 1,150 Net income (loss) allocated to Class A common stock (1,895 ) 1,138 Net income (loss) allocated to Class B common stock (19 ) 12 Net income (loss) $ (1,914 ) 1,150 Denominator: Weighted average shares of Class A outstanding - basic 49,080 49,080 Weighted average shares of Class A outstanding - diluted 49,080 49,080 Weighted average shares of Class B outstanding - basic and diluted 1,002 1,002 Basic earnings (losses) per share of Class A common stock $ (0.04 ) 0.03 Basic earnings (losses) per share of Class B common stock (0.02 ) 0.01 Diluted earnings (losses) per share of Class A common stock (0.04 ) 0.03 Diluted earnings (losses) per share of Class B common stock (0.02 ) 0.01 Six Months Ended June 30, 2015 June 30, 2014 (In thousands, except per share amounts) Basic and diluted earnings per share: Numerator: Net income (loss) $ (1,489 ) 2,347 Net income (loss) allocated to Class A common stock $ (1,474 ) 2,323 Net income (loss) allocated to Class B common stock (15 ) 24 Net income (loss) $ (1,489 ) 2,347 Denominator: Weighted average shares of Class A outstanding - basic 49,080 49,080 Weighted average shares of Class A outstanding - diluted 49,080 49,080 Weighted average shares of Class B outstanding - basic and diluted 1,002 1,002 Basic earnings (losses) per share of Class A common stock $ (0.03 ) 0.05 Basic earnings (losses) per share of Class B common stock (0.02 ) 0.02 Diluted earnings (losses) per share of Class A common stock (0.03 ) 0.05 Diluted earnings (losses) per share of Class B common stock (0.02 ) 0.02

Investments (Tables)

Investments (Tables)	6 Months Ended
	Jun. 30, 2015
Investments Including Short Term And Cash And Cash Equivalents [Abstract]
Investments Including Short Term And Cash And Cash Equivalents [Table Text Block]	The Company invests primarily in fixed maturity securities, which totaled 84.8% of total cash, cash equivalents and investments at June 30, 2015 . June 30, 2015 December 31, 2014 Carrying Value % of Total Carrying Value Carrying Value % of Total Carrying Value ($ In thousands) Fixed maturity securities $ 966,693 84.8 % $ 932,159 83.6 % Equity securities 69,809 6.1 % 69,879 6.3 % Mortgage loans 610 0.1 % 628 0.1 % Policy loans 56,652 5.0 % 54,032 4.8 % Real estate and other long-term investments 8,120 0.7 % 8,266 0.7 % Cash and cash equivalents 37,820 3.3 % 50,708 4.5 % Total cash, cash equivalents and investments $ 1,139,704 100.0 % $ 1,115,672 100.0 %
Unrealized Gain (Loss) on Investments [Abstract]
Unrealized Gain (Loss) on Investments [Table Text Block]	The following tables represent the cost, gross unrealized gains and losses and fair value for fixed maturities and equity securities as of the periods indicated. June 30, 2015 Cost or Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In thousands) Fixed maturities: Available-for-sale: U.S. Treasury securities $ 10,026 2,694 — 12,720 U.S. Government-sponsored enterprises 36,589 1,461 — 38,050 States and political subdivisions 440,526 15,741 3,854 452,413 Foreign governments 104 28 — 132 Corporate 212,342 13,343 1,809 223,876 Commercial mortgage-backed 183 7 — 190 Residential mortgage-backed 2,885 243 2 3,126 Total available-for-sale securities 702,655 33,517 5,665 730,507 Held-to-maturity securities: U.S. Government-sponsored enterprises 2,013 149 — 2,162 States and political subdivisions 207,346 6,336 1,096 212,586 Corporate 26,827 739 625 26,941 Total held-to-maturity securities 236,186 7,224 1,721 241,689 Total fixed maturities $ 938,841 40,741 7,386 972,196 Equity securities: Stock mutual funds $ 16,007 1,715 133 17,589 Bond mutual funds 51,576 2 1,243 50,335 Common stock 65 — 16 49 Preferred stock 1,594 244 2 1,836 Total equity securities $ 69,242 1,961 1,394 69,809 December 31, 2014 Cost or Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In thousands) Fixed maturities: Available-for-sale securities: U.S. Treasury securities $ 10,056 2,924 — 12,980 U.S. Government-sponsored enterprises 38,312 1,937 — 40,249 States and political subdivisions 404,657 19,146 1,448 422,355 Foreign governments 104 31 — 135 Corporate 211,410 17,441 1,024 227,827 Commercial mortgage-backed 223 8 — 231 Residential mortgage-backed 3,204 249 3 3,450 Total available-for-sale securities 667,966 41,736 2,475 707,227 Held-to-maturity securities: U.S. Government-sponsored enterprises 2,017 178 — 2,195 States and political subdivisions 192,875 7,782 388 200,269 Corporate 30,040 947 560 30,427 Total held-to-maturity securities 224,932 8,907 948 232,891 Total fixed maturity securities $ 892,898 50,643 3,423 940,118 Equity securities: Stock mutual funds $ 16,005 1,657 66 17,596 Bond mutual funds 50,976 60 796 50,240 Common stock 65 — 14 51 Preferred stock 1,741 253 2 1,992 Total equity securities $ 68,787 1,970 878 69,879
Unrealized Continuous Losses on Investments [Abstract]
Schedule of Unrealized Loss on Investments [Table Text Block]	The following tables present the fair values and gross unrealized losses of fixed maturities and equity securities that have remained in a continuous unrealized loss position for the periods indicated. June 30, 2015 Less than 12 months Greater than 12 months Total Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities (In thousands, except for # of securities) Fixed maturities: Available-for-sale securities: States and political subdivisions $ 139,803 1,956 98 19,524 1,898 10 159,327 3,854 108 Corporate 45,000 1,644 26 3,670 165 2 48,670 1,809 28 Residential mortgage-backed 2 — 1 141 2 3 143 2 4 Total available-for-sale securities 184,805 3,600 125 23,335 2,065 15 208,140 5,665 140 Held-to-maturity securities: States and political subdivisions 53,064 963 37 7,582 133 7 60,646 1,096 44 Corporate 3,225 254 2 5,190 371 2 8,415 625 4 Total held-to-maturity securities 56,289 1,217 39 12,772 504 9 69,061 1,721 48 Total fixed maturities $ 241,094 4,817 164 36,107 2,569 24 277,201 7,386 188 Equity securities: Stock mutual funds $ 5,409 133 4 — — — 5,409 133 4 Bond mutual funds 50,070 1,243 6 — — — 50,070 1,243 6 Common stocks 46 1 2 2 15 9 48 16 11 Preferred stocks 75 2 2 — — — 75 2 2 Total equities $ 55,600 1,379 14 2 15 9 55,602 1,394 23 As of June 30, 2015 , the Company had 15 available-for-sale fixed maturity securities and 9 held-to-maturity fixed maturity securities that were in an unrealized loss position for greater than 12 months. We reported 9 common stock holding in an unrealized loss position for greater than 12 months as of June 30, 2015 . December 31, 2014 Less than 12 months Greater than 12 months Total Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities (In thousands, except for # of securities) Fixed maturities: Available-for-sale securities: States and political subdivisions $ 43,776 318 47 33,716 1,130 24 77,492 1,448 71 Corporate 26,671 780 24 2,530 244 2 29,201 1,024 26 Residential mortgage-backed 159 2 5 33 1 1 192 3 6 Total available-for-sale securities 70,606 1,100 76 36,279 1,375 27 106,885 2,475 103 Held-to-maturity securities: States and political subdivisions 21,233 74 16 15,429 314 21 36,662 388 37 Corporate 3,866 285 4 2,746 275 2 6,612 560 6 Total held-to-maturity securities 25,099 359 20 18,175 589 23 43,274 948 43 Total fixed maturities $ 95,705 1,459 96 54,454 1,964 50 150,159 3,423 146 Equity securities: Stock mutual funds $ 5,224 66 4 — — — 5,224 66 4 Bond mutual funds 26,228 796 4 — — — 26,228 796 4 Preferred stocks 234 2 4 — — — 234 2 4 Common stock 46 1 2 4 13 9 50 14 11 Total equities $ 31,732 865 14 4 13 9 31,736 878 23
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]
Schedule of Realized Gain (Loss) [Table Text Block]	The Company uses the specific identification method of the individual security to determine the cost basis used in the calculation of realized gains and losses related to security sales. Proceeds and gross realized gains from sales of securities for the three and six months ended June 30, 2015 and 2014 are summarized as follows. Fixed Maturities Available-for-Sale Equity Securities Three Months Ended Six Months Ended Three Months Ended Six Months Ended June 30, June 30, June 30, June 30, 2015 2014 2015 2014 2015 2014 2015 2014 (In thousands) Proceeds $ — 580 — 580 — 11,105 — 11,105 Gross realized gains $ — 21 — 21 — 63 — 63 Gross realized losses $ — — — — — 169 — 169 The Company uses the specific identification method of the individual security to determine the cost basis used in the calculation of realized gains and losses related to security sales. Proceeds and gross realized gains from sales of securities for the three and six months ended June 30, 2015 and 2014 are summarized as follows. Fixed Maturities Available-for-Sale Equity Securities Three Months Ended Six Months Ended Three Months Ended Six Months Ended June 30, June 30, June 30, June 30, 2015 2014 2015 2014 2015 2014 2015 2014 (In thousands) Proceeds $ — 580 — 580 — 11,105 — 11,105 Gross realized gains $ — 21 — 21 — 63 — 63 Gross realized losses $ — — — — — 169 — 169
Schedule of Fixed Maturities [Abstract]
Investments Classified by Contractual Maturity Date [Table Text Block]	The amortized cost and fair value of fixed maturity securities at June 30, 2015 by contractual maturity are shown in the table below. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date have been reflected based upon final stated maturity. June 30, 2015 Amortized Cost Fair Value (In thousands) Available-for-sale securities: Due in one year or less $ 37,022 37,470 Due after one year through five years 124,548 130,746 Due after five years through ten years 98,026 102,870 Due after ten years 443,059 459,421 Total available-for-sale securities 702,655 730,507 Held-to-maturity securities: Due in one year or less 12,549 12,599 Due after one year through five years 33,016 34,625 Due after five years through ten years 49,514 51,249 Due after ten years 141,107 143,216 Total held-to-maturity securities 236,186 241,689 Total fixed maturities $ 938,841 972,196

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	The following tables set forth our assets and liabilities that are measured at fair value on a recurring basis as of the dates indicated. June 30, 2015 Available-for-sale investments Level 1 Level 2 Level 3 Total Fair Value (In thousands) Financial assets: Fixed maturities: U.S. Treasury and U.S. Government-sponsored enterprises $ 12,720 38,050 — 50,770 States and political subdivisions — 452,413 — 452,413 Corporate — 223,876 — 223,876 Commercial mortgage-backed — — 190 190 Residential mortgage-backed — 3,126 — 3,126 Foreign governments — 132 — 132 Total fixed maturities 12,720 717,597 190 730,507 Equity securities: Stock mutual funds 17,589 — — 17,589 Bond mutual funds 50,335 — — 50,335 Common stock 49 — — 49 Preferred stock 1,836 — — 1,836 Total equity securities 69,809 — — 69,809 Total financial assets $ 82,529 717,597 190 800,316 December 31, 2014 Available-for-sale investments Level 1 Level 2 Level 3 Total Fair Value (In thousands) Financial assets: Fixed maturities: U.S. Treasury and U.S. Government-sponsored enterprises $ 12,980 40,249 — 53,229 States and political subdivisions — 422,355 — 422,355 Corporate — 227,827 — 227,827 Commercial mortgage-backed — — 231 231 Residential mortgage-backed — 3,450 — 3,450 Foreign governments — 135 — 135 Total fixed maturities 12,980 694,016 231 707,227 Equity securities: Stock mutual funds 17,596 — — 17,596 Bond mutual funds 50,240 — — 50,240 Common stock 51 — — 51 Preferred stock 1,992 — — 1,992 Total equity securities 69,879 — — 69,879 Total financial assets $ 82,859 694,016 231 777,106
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	The following table presents additional information about fixed maturity securities measured at fair value on a recurring basis that are classified as Level 3 assets and for which we have utilized significant unobservable inputs to determine fair value. June 30, December 31, (In thousands) Balance at beginning of period $ 231 309 Total realized and unrealized gains (losses) Included in net income — — Included in other comprehensive income — (1 ) Principal paydowns (41 ) (77 ) Transfer in and (out) of Level 3 — — Balance at end of period $ 190 231
Fair Value, by Balance Sheet Grouping [Table Text Block]	The carrying amount and fair value for the financial assets and liabilities on the consolidated balance sheets not otherwise disclosed for the periods indicated are as follows: June 30, 2015 December 31, 2014 Carrying Value Fair Value Carrying Value Fair Value (In thousands) Financial assets: Fixed maturities, held-to-maturity $ 236,186 241,689 224,932 232,891 Mortgage loans 610 631 628 652 Policy loans 56,652 56,652 54,032 54,032 Cash and cash equivalents 37,820 37,820 50,708 50,708 Financial liabilities: Annuity - investment contracts 44,801 35,634 42,837 37,978

Segment Information (Details)

Segment Information (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)
Segment Reporting Information [Line Items]
Number of reportable segments			3
Segment Reporting, Measurement Differences Between Segment and Consolidated Profit (Loss)			The Company has no reportable differences between segments and consolidated operations.
Premiums	$ 48,460	$ 46,329	$ 93,026	$ 89,342
Net investment income	11,201	10,083	22,270	19,989
Realized investment gains (losses), net	(8)	(73)	(79)	(129)
Other income	426	163	722	332
Total revenue	60,079	56,502	115,939	109,534
Claims and surrenders	19,240	16,668	38,643	33,125
Increase in future policy benefit reserves	19,760	19,979	37,058	37,677
Policyholders' dividends	2,540	2,412	4,849	4,514
Total insurance benefits paid or provided	41,540	39,059	80,550	75,316
Commissions	10,805	10,403	20,664	20,313
Other general expenses	10,445	7,448	17,996	13,950
Capitalization of deferred policy acquisition costs	(8,036)	(7,423)	(14,892)	(14,491)
Amortization of deferred policy acquisition costs	5,647	4,893	10,946	10,102
Amortization of cost of customer relationships acquired	516	614	1,163	1,145
Total benefits and expenses	60,917	54,994	116,427	106,335
Income (loss) before income tax expense	(838)	1,508	(488)	3,199
Life Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums	36,707	34,569	69,686	66,380
Net investment income	7,387	6,466	14,618	12,749
Realized investment gains (losses), net	(2)	(48)	(58)	(112)
Other income	160	133	374	276
Total revenue	44,252	41,120	84,620	79,293
Claims and surrenders	13,465	11,163	27,025	21,978
Increase in future policy benefit reserves	18,490	18,849	34,627	35,825
Policyholders' dividends	2,527	2,397	4,822	4,483
Total insurance benefits paid or provided	34,482	32,409	66,474	62,286
Commissions	6,815	6,484	12,841	12,722
Other general expenses	4,872	2,965	8,031	5,805
Capitalization of deferred policy acquisition costs	(6,423)	(5,848)	(11,766)	(11,507)
Amortization of deferred policy acquisition costs	4,941	4,205	9,490	8,612
Amortization of cost of customer relationships acquired	122	120	322	291
Total benefits and expenses	44,809	40,335	85,392	78,209
Income (loss) before income tax expense	(557)	785	(772)	1,084
Home Service Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums	11,753	11,760	23,340	22,962
Net investment income	3,441	3,282	6,905	6,569
Realized investment gains (losses), net	(6)	(26)	(21)	(18)
Other income	22	3	70	4
Total revenue	15,210	15,019	30,294	29,517
Claims and surrenders	5,775	5,505	11,618	11,147
Increase in future policy benefit reserves	1,270	1,130	2,431	1,852
Policyholders' dividends	13	15	27	31
Total insurance benefits paid or provided	7,058	6,650	14,076	13,030
Commissions	3,990	3,919	7,823	7,591
Other general expenses	4,459	3,499	8,289	6,668
Capitalization of deferred policy acquisition costs	(1,613)	(1,575)	(3,126)	(2,984)
Amortization of deferred policy acquisition costs	706	688	1,456	1,490
Amortization of cost of customer relationships acquired	394	494	841	854
Total benefits and expenses	14,994	13,675	29,359	26,649
Income (loss) before income tax expense	216	1,344	935	2,868
Other Non-Insurance Enterprise Segment [Member]
Segment Reporting Information [Line Items]
Premiums	0	0	0	0
Net investment income	373	335	747	671
Realized investment gains (losses), net	0	1	0	1
Other income	244	27	278	52
Total revenue	617	363	1,025	724
Claims and surrenders	0	0	0	0
Increase in future policy benefit reserves	0	0	0	0
Policyholders' dividends	0	0	0	0
Total insurance benefits paid or provided	0	0	0	0
Commissions	0	0	0	0
Other general expenses	1,114	984	1,676	1,477
Capitalization of deferred policy acquisition costs	0	0	0	0
Amortization of deferred policy acquisition costs	0	0	0	0
Amortization of cost of customer relationships acquired	0	0	0	0
Total benefits and expenses	1,114	984	1,676	1,477
Income (loss) before income tax expense	$ (497)	$ (621)	$ (651)	$ (753)

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Net income	$ (1,914)	$ 1,150	$ (1,489)	$ 2,347
Net Income Allocated to Class A Common Stock	(1,895)	1,138	(1,474)	2,323
Net Income Allocated to Class B Common Stock	$ (19)	$ 12	$ (15)	$ 24
Common Class A [Member]
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Weighted Average Shares Outstanding, Basic	49,080	49,080	49,080	49,080
Weighted Average Shares Outstanding, Diluted	49,080	49,080	49,080	49,080
Basic earnings per share	$ (0.04)	$ 0.03	$ (0.03)	$ 0.05
Diluted earnings per share	$ (0.04)	$ 0.03	$ (0.03)	$ 0.05
Common Stock Class B [Member]
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Weighted Average Shares Outstanding, Basic and Diluted	1,002	1,002	1,002	1,002
Basic earnings per share	$ (0.02)	$ 0.01	$ (0.02)	$ 0.02
Diluted earnings per share	$ (0.02)	$ 0.01	$ (0.02)	$ 0.02

Investments Cash, Cash Equivale

Investments Cash, Cash Equivalents and Investments (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]
Fixed maturity securities	$ 966,693	$ 932,159
Fixed maturity securities percent	84.80%	83.60%
Equity securities	$ 69,809	$ 69,879
Equity securities percent	6.10%	6.30%
Mortgage loans	$ 610	$ 628
Mortgage loans percent	0.10%	0.10%
Policy loans	$ 56,652	$ 54,032
Policy loans percent	5.00%	4.80%
Real estate and other long-term investments	$ 8,120	$ 8,266
Real estate and other long-term investments percent	0.70%	0.70%
Cash and cash equivalents	$ 37,820	$ 50,708	$ 57,437	$ 54,593
Cash and cash equivalents percent	3.30%	4.50%
Total cash, cash equivalents and investments	$ 1,139,704	$ 1,115,672
Total cash, cash equivalents and investments percent	100.00%	100.00%

Investments Gross Unrealized Ga

Investments Gross Unrealized Gains and Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Gross Unrealized Gains and Losses [Line Items]
Fixed maturities available-for-sale, cost	$ 702,655	$ 667,966
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	33,517	41,736
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	5,665	2,475
Available-for-sale Securities	730,507	707,227
Held-to-maturity Securities, Debt Securities, Net Carrying Amount	236,186	224,932
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	7,224	8,907
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	1,721	948
Held-to-maturity Securities, Fair Value	241,689	232,891
Total Fixed maturity securities, Amortized Cost	938,841
Total Fixed Maturity Securities, Fair Value	972,196
Available-for-sale Equity Securities, Amortized Cost Basis	69,242	68,787
US Treasury Securities [Member]
Gross Unrealized Gains and Losses [Line Items]
Fixed maturities available-for-sale, cost	10,026	10,056
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	2,694	2,924
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	0	0
Available-for-sale Securities	12,720	12,980
US Government Agencies Debt Securities [Member]
Gross Unrealized Gains and Losses [Line Items]
Fixed maturities available-for-sale, cost	36,589	38,312
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	1,461	1,937
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	0	0
Available-for-sale Securities	38,050	40,249
Held-to-maturity Securities, Debt Securities, Net Carrying Amount	2,013	2,017
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	149	178
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	0	0
Held-to-maturity Securities, Fair Value	2,162	2,195
US States and Political Subdivisions Debt Securities [Member]
Gross Unrealized Gains and Losses [Line Items]
Fixed maturities available-for-sale, cost	440,526	404,657
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	15,741	19,146
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	3,854	1,448
Available-for-sale Securities	452,413	422,355
Held-to-maturity Securities, Debt Securities, Net Carrying Amount	207,346	192,875
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	6,336	7,782
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	1,096	388
Held-to-maturity Securities, Fair Value	212,586	200,269
Foreign Government Debt Securities [Member]
Gross Unrealized Gains and Losses [Line Items]
Fixed maturities available-for-sale, cost	104	104
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	28	31
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	0	0
Available-for-sale Securities	132	135
Corporate Debt Securities [Member]
Gross Unrealized Gains and Losses [Line Items]
Fixed maturities available-for-sale, cost	212,342	211,410
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	13,343	17,441
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	1,809	1,024
Available-for-sale Securities	223,876	227,827
Held-to-maturity Securities, Debt Securities, Net Carrying Amount	26,827	30,040
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	739	947
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	625	560
Held-to-maturity Securities, Fair Value	26,941	30,427
Commercial Mortgage Backed Securities [Member]
Gross Unrealized Gains and Losses [Line Items]
Fixed maturities available-for-sale, cost	183	223
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	7	8
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	0	0
Available-for-sale Securities	190	231
Residential Mortgage Backed Securities [Member]
Gross Unrealized Gains and Losses [Line Items]
Fixed maturities available-for-sale, cost	2,885	3,204
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	243	249
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	2	3
Available-for-sale Securities	3,126	3,450
Debt Securities [Member]
Gross Unrealized Gains and Losses [Line Items]
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	5,665	2,475
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	1,721	948
Total Fixed maturity securities, Amortized Cost	938,841	892,898
Debt Securities, Accumulative Gross Unrealized and Unrecognized Gains	40,741	50,643
Debt Securities, Accumulated Gross Unrealized and Unrecognized Losses	7,386	3,423
Total Fixed Maturity Securities, Fair Value	972,196	940,118
Stock Mutual Funds [Member]
Gross Unrealized Gains and Losses [Line Items]
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	133	66
Available-for-sale Securities	17,589	17,596
Available-for-sale Equity Securities, Amortized Cost Basis	16,007	16,005
Available-for-sale Equity Securities, Accumulated Gross Unrealized Gain, before Tax	1,715	1,657
Available-for-sale Equity Securities, Accumulated Gross Unrealized Loss, before Tax	133	66
Bond Mutual Funds [Member]
Gross Unrealized Gains and Losses [Line Items]
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	1,243	796
Available-for-sale Securities	50,335	50,240
Available-for-sale Equity Securities, Amortized Cost Basis	51,576	50,976
Available-for-sale Equity Securities, Accumulated Gross Unrealized Gain, before Tax	2	60
Available-for-sale Equity Securities, Accumulated Gross Unrealized Loss, before Tax	1,243	796
Common Stock [Member]
Gross Unrealized Gains and Losses [Line Items]
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	16	14
Available-for-sale Securities	49	51
Available-for-sale Equity Securities, Amortized Cost Basis	65	65
Available-for-sale Equity Securities, Accumulated Gross Unrealized Gain, before Tax	0	0
Available-for-sale Equity Securities, Accumulated Gross Unrealized Loss, before Tax	16	14
Preferred Stock [Member]
Gross Unrealized Gains and Losses [Line Items]
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	2	2
Available-for-sale Securities	1,836	1,992
Available-for-sale Equity Securities, Amortized Cost Basis	1,594	1,741
Available-for-sale Equity Securities, Accumulated Gross Unrealized Gain, before Tax	244	253
Available-for-sale Equity Securities, Accumulated Gross Unrealized Loss, before Tax	2	2
Equity Securities [Member]
Gross Unrealized Gains and Losses [Line Items]
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	1,394	878
Available-for-sale Securities	69,809	69,879
Available-for-sale Equity Securities, Amortized Cost Basis	69,242	68,787
Available-for-sale Equity Securities, Accumulated Gross Unrealized Gain, before Tax	1,961	1,970
Available-for-sale Equity Securities, Accumulated Gross Unrealized Loss, before Tax	$ 1,394	$ 878

Investments Unrealized Losses L

Investments Unrealized Losses Less Than and Greater Than 12 Months (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Mar. 31, 2014USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)security	Dec. 31, 2014USD ($)security
Schedule of Available-for-sale Securities [Line Items]
Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net	$ 0	$ 0
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax			$ 5,665	$ 2,475
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security			140	103
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss			$ 1,721	$ 948
Debt Securities In Continuous Loss Less Than 12 Months Fair Value			241,094	95,705
Debt Securities, Continuous Unrealized Loss Position for Less Than 12 Months			$ 4,817	$ 1,459
Debt Securities In Unrealized Loss Positions Qualitative Disclosure, Number Of Positions, Less Than 12 Months | security			164	96
Debt Securities In Continuous Loss Position 12 Months Or Longer, Fair Value			$ 36,107	$ 54,454
Debt Securities, Continuous Unrealized Loss Position for Greater Than 12 Months			$ 2,569	$ 1,964
Debt Securities In Unrealized Loss Positions Qualitative Disclosure, Number Of Positions,12 Months Or Greater | security			24	50
Debt Securities In Continuous Loss Position, Aggregate Fair Value			$ 277,201	$ 150,159
Debt Securities, Gross Unrealized and Unrecognized Losses			$ 7,386	$ 3,423
Debt Securities In Unrealized Loss Positions Qualitative Disclosure, Number Of Positions | security			188	146
US Government Agencies Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax			$ 0	$ 0
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss			0	0
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value			139,803	43,776
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss			$ 1,956	$ 318
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security			98	47
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value			$ 19,524	$ 33,716
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss			$ 1,898	$ 1,130
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security			10	24
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value			$ 159,327	$ 77,492
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax			$ 3,854	$ 1,448
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security			108	71
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value			$ 53,064	$ 21,233
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss			$ 963	$ 74
Number of Held to Maturity Securities In Continuous Loss Position Less Than 12 Months | security			37	16
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value			$ 7,582	$ 15,429
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss			$ 133	$ 314
Number of Held to Maturity Securities In Continuous Loss Position 12 Months or Greater | security			7	21
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value			$ 60,646	$ 36,662
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss			$ 1,096	$ 388
Held-to-maturity, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security			44	37
Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value			$ 45,000	$ 26,671
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss			$ 1,644	$ 780
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security			26	24
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value			$ 3,670	$ 2,530
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss			$ 165	$ 244
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security			2	2
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value			$ 48,670	$ 29,201
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax			$ 1,809	$ 1,024
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security			28	26
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value			$ 3,225	$ 3,866
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss			$ 254	$ 285
Number of Held to Maturity Securities In Continuous Loss Position Less Than 12 Months | security			2	4
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value			$ 5,190	$ 2,746
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss			$ 371	$ 275
Number of Held to Maturity Securities In Continuous Loss Position 12 Months or Greater | security			2	2
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value			$ 8,415	$ 6,612
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss			$ 625	$ 560
Held-to-maturity, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security			4	6
Commercial Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax			$ 0	$ 0
Residential Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value			2	159
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss			$ 0	$ 2
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security			1	5
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value			$ 141	$ 33
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss			$ 2	$ 1
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security			3	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value			$ 143	$ 192
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax			$ 2	$ 3
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security			4	6
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value			$ 184,805	$ 70,606
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss			$ 3,600	$ 1,100
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security			125	76
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value			$ 23,335	$ 36,279
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss			$ 2,065	$ 1,375
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security			15	27
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value			$ 208,140	$ 106,885
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax			5,665	2,475
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value			56,289	25,099
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss			$ 1,217	$ 359
Number of Held to Maturity Securities In Continuous Loss Position Less Than 12 Months | security			39	20
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value			$ 12,772	$ 18,175
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss			$ 504	$ 589
Number of Held to Maturity Securities In Continuous Loss Position 12 Months or Greater | security			9	23
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value			$ 69,061	$ 43,274
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss			$ 1,721	$ 948
Held-to-maturity, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security			48	43
Stock Mutual Funds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value			$ 5,409	$ 5,224
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss			$ 133	$ 66
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security			4	4
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value			$ 0	$ 0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss			$ 0	$ 0
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security			0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value			$ 5,409	$ 5,224
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax			$ 133	$ 66
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security			4	4
Bond Mutual Funds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value			$ 50,070	$ 26,228
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss			$ 1,243	$ 796
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security			6	4
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value			$ 0	$ 0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss			$ 0	$ 0
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security			0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value			$ 50,070	$ 26,228
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax			$ 1,243	$ 796
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security			6	4
Common Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value			$ 46	$ 46
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss			$ 1	$ 1
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security			2	2
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value			$ 2	$ 4
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss			$ 15	$ 13
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security			9	9
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value			$ 48	$ 50
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax			$ 16	$ 14
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security			11	11
Preferred Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value			$ 75	$ 234
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss			$ 2	$ 2
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security			2	4
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value			$ 0	$ 0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss			$ 0	$ 0
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security			0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value			$ 75	$ 234
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax			$ 2	$ 2
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security			2	4
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value			$ 55,600	$ 31,732
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss			$ 1,379	$ 865
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security			14	14
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value			$ 2	$ 4
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss			$ 15	$ 13
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security			9	9
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value			$ 55,602	$ 31,736
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax			$ 1,394	$ 878
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security			23	23

Investments Maturity Distributi

Investments Maturity Distribution of Debt Securities (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Mar. 31, 2015	Jun. 30, 2014	Jun. 30, 2015USD ($)	Dec. 31, 2014USD ($)
Investments, Debt and Equity Securities [Abstract]
Available-for-sale Securities, Debt Maturities, Due in One Year or Less, Amortized Cost Basis			$ 37,022
Available-for-sale Securities, Debt Maturities, Due in One Year or Less, Fair Value			37,470
Available-for-sale Securities, Debt Maturities, Due After One Year Through Five Years, Amortized Cost Basis			124,548
Available-for-sale Securities, Debt Maturities, Due After One Year Through Five Years, Fair Value			130,746
Available-for-sale Securities, Debt Maturities, Due After Five Years Through Ten Years, Amortized Cost Basis			98,026
Available-for-sale Securities, Debt Maturities, Due After Five Years Through Ten Years, Fair Value			102,870
Available-for-sale Securities, Debt Maturities, Due After Ten Years, Amortized Cost Basis			443,059
Available-for-sale Securities, Debt Maturities, Due After Ten Years, Fair Value			459,421
Fixed maturities available-for-sale, cost			702,655	$ 667,966
Available-for-sale Debt Securities, Fair Value			730,507	707,227
Held-to-maturity Securities, Debt Maturities, Due in One Year or Less, Amortized Cost Basis			12,549
Held-to-maturity Securities, Debt Maturities, Due in One Year or Less, Fair Value			12,599
Held-to-maturity Securities, Debt Maturities, Due After One Year Through Five Years, Amortized Cost Basis			33,016
Held-to-maturity Securities, Debt Maturities, Due After One Year Through Five Years, Fair Value			34,625
Held-to-maturity Securities, Debt Maturities, Due After Five Years Through Ten Years, Amortized Cost Basis			49,514
Held-to-maturity Securities, Debt Maturities, Due After Five Years Through Ten Years, Fair Value			51,249
Held-to-maturity Securities, Debt Maturities, Due After Ten Years, Amortized Cost Basis			141,107
Held-to-maturity Securities, Debt Maturities, Due After Ten Years, Fair Value			143,216
Fixed maturities held-to-maturity, at amortized cost (fair value: $241,689 and $232,891 in 2015 and 2014, respectively)			236,186	224,932
Held-to-maturity Securities, Fair Value			241,689	$ 232,891
Total Fixed maturity securities, Amortized Cost			938,841
Total Fixed Maturity Securities, Fair Value			$ 972,196
Sale of bonds, number of securities sold at a loss		0
Sale of bonds, number of held-to-maturity bonds sold	0	0

Investments Realized Gains (Los

Investments Realized Gains (Losses) on Investments (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)
Gain (Loss) on Investments [Line Items]
Proceeds from Sale of Available-for-sale Securities, Debt	$ 0	$ 580
Proceeds from Sale of Available-for-sale Securities, Equity	$ 0	$ 11,105
Equity Funds [Member]
Gain (Loss) on Investments [Line Items]
Number of Equity Securities Sold		1

Fair Value Measurements (Detail

Fair Value Measurements (Details) $ in Thousands	Jun. 30, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	$ 730,507	$ 707,227
Percent of Level 2 Debt Maturity to Total Reported Fair Value of Financial Assets	89.70%
Number of Private Placement Mortgage Backed Debt Securities in Level 3	2
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	$ 190	231	$ 309
Marketable Securities	800,316	777,106
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable Securities	82,529	82,859
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable Securities	717,597	694,016
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable Securities	190	231
US Treasury and Government [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	50,770	53,229
US Treasury and Government [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	12,720	12,980
US Treasury and Government [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	38,050	40,249
US Treasury and Government [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
US States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	452,413	422,355
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	452,413	422,355
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	223,876	227,827
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	223,876	227,827
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	190	231
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	190	231
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	3,126	3,450
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	3,126	3,450
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Foreign Government Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	132	135
Foreign Government Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Foreign Government Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	132	135
Foreign Government Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	730,507	707,227
Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	12,720	12,980
Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	717,597	694,016
Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	190	231
Stock Mutual Funds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	17,589	17,596
Stock Mutual Funds [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	17,589	17,596
Stock Mutual Funds [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Stock Mutual Funds [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Bond Mutual Funds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	50,335	50,240
Bond Mutual Funds [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	50,335	50,240
Bond Mutual Funds [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Bond Mutual Funds [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Common Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	49	51
Common Stock [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	49	51
Common Stock [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Common Stock [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Preferred Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	1,836	1,992
Preferred Stock [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	1,836	1,992
Preferred Stock [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Preferred Stock [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	69,809	69,879
Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	69,809	69,879
Equity Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Equity Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	$ 0	$ 0

Fair Value Measurements Schedul

Fair Value Measurements Schedule of Fair Value Unobservable Input Reconciliation (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Abstract]
Balance at beginning of period	$ 231	$ 309
Total realized and unrealized gains (losses)
Included in net income	0	0
Included in other comprehensive income	0	(1)
Principal paydowns	(41)	(77)
Transfers in and (out) of Level 3	0	0
Balance at end of period	$ 190	$ 231

Fair Value Measurements Financi

Fair Value Measurements Financial Instruments not Carried at Fair Value (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fixed maturities held-to-maturity	$ 241,689		$ 232,891
Mortgage loans	610		628
Policy loans	56,652		54,032
Cash and cash equivalents, at carrying value	37,820	$ 57,437	50,708	$ 54,593
Liability for future policy benefits individual and group annuities	$ 62,260		59,727
Mortgage Loans on Real Estate, Interest Rate	6.30%	6.40%
Mortgage loan maturity lower end range	1 year	1 year
Mortgage loan maturity higher end range	30 years	30 years
Mortgage loans interest rate used to estimate fair value	6.20%
Insurance policy loans interest rate	7.70%	7.70%
Fair value minimum interest rate of investment contract	1.60%
Fair value maximum rate of investment contract	5.71%
Carrying (Reported) Amount, Fair Value Disclosure [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fixed maturities held-to-maturity	$ 236,186		224,932
Mortgage loans	610		628
Policy loans	56,652		54,032
Cash and cash equivalents, at carrying value	37,820		50,708
Liability for future policy benefits individual and group annuities	44,801		42,837
Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fixed maturities held-to-maturity	241,689		232,891
Mortgage loans	631		652
Policy loans	56,652		54,032
Cash and cash equivalents, fair value disclosure	37,820		50,708
Liability for future policy benefits individual and group annuities	$ 35,634		$ 37,978

Commitments and Contingencies C

Commitments and Contingencies Commitments and Contingencies (Details) - USD ($)	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Loss Contingencies [Line Items]
Total costs to remediate IRC Section 7702 issue		$ 11,400,000
Toll charges and fees to remediate IRC Section 7702 issue		10,100,000
Cost of claim and reserve liabilities to remediate IRC Section 7702 issue		$ 1,300,000
Toll Charges and Fees to Remediate IRC Section 72(s)	$ 2,500,000
IRC Section 7702 remediation costs [Member]
Loss Contingencies [Line Items]
Loss Contingency, Range of Possible Loss, Minimum	500,000
Loss Contingency, Range of Possible Loss, Maximum	800,000
Minimum [Member]
Loss Contingencies [Line Items]
Cost Range to Remediate IRC Section 7702 and 72(s) Issue	13,900,000
Maximum [Member]
Loss Contingencies [Line Items]
Cost Range to Remediate IRC Section 7702 and 72(s) Issue	$ 46,600,000

Income Taxes (Details)

Income Taxes (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Income Tax Disclosure [Abstract]
Effective Income Tax Rate	(128.40%)	23.70%	(205.10%)	26.60%
Toll Charges and Fees to Remediate IRC Section 72(s)			$ 2,500,000
Unrecognized Tax Benefits, Income Tax Penalties Expense			$ 678,000
Federal Statutory Income Tax Rate			35.00%	35.00%

Related Party Transactions Capi

Related Party Transactions Capital Contribution to Subsidiary (Details) $ in Millions	6 Months Ended
	Jun. 30, 2015USD ($)
Capital Contribution to Subsidiary [Abstract]
Capital Contribution to Subsidiary	$ 1