Citizens (CIA) 10-Q 3 May 16 2016 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2016	Apr. 29, 2016
Entity Information [Line Items]
Entity Registrant Name	CITIZENS INC
Entity Central Index Key	24,090
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Document Type	10-Q
Document Period End Date	Mar. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q1
Amendment Flag	false
Common Stock Class A [Member]
Entity Information [Line Items]
Entity Common Stock, Shares Outstanding		49,080,114
Common Stock Class B [Member]
Entity Information [Line Items]
Entity Common Stock, Shares Outstanding		1,001,714

Consolidated Statements of Fina

Consolidated Statements of Financial Position (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Investments:
Fixed maturities available-for-sale, at fair value (cost: $769,044 and $714,137 in 2016 and 2015 respectively)	$ 803,729	$ 735,648
Fixed maturities held-to-maturity, at amortized cost (fair value: $265,186 and $264,966 in 2016 and 2015, respectively)	255,536	259,953
Equity securities available-for-sale, at fair value (cost: $23,727 in 2016 and 2015, respectively)	23,548	23,438
Mortgage loans on real estate	587	594
Policy loans	62,011	60,166
Real estate held for investment (less $1,758 and $1,721 accumulated depreciation in 2016 and 2015, respectively)	7,913	7,956
Other long-term investments	75	75
Other Short-term Investments	0	251
Total investments	1,153,399	1,088,081
Cash and cash equivalents	45,355	82,827
Accrued investment income	16,130	15,406
Reinsurance recoverable	3,939	4,166
Deferred policy acquisition costs	164,772	165,362
Cost of customer relationships acquired	20,815	21,585
Goodwill	17,255	17,255
Other intangible assets	970	971
Deferred Tax Assets, Net	58,329	68,764
Property and equipment, net	6,322	6,338
Due premiums, net (less $1,362 and $1,490 allowance for doubtful accounts in 2016 and 2015, respectively)	10,838	11,819
Prepaid expenses	1,261	162
Other assets	1,340	1,304
Total assets	1,500,725	1,484,040
Future policy benefits reserves:
Life insurance	1,011,285	995,972
Annuities	65,952	64,933
Accident and health	1,089	1,118
Dividend accumulations	18,858	18,465
Premiums paid in advance	44,989	43,220
Policy claims payable	8,813	9,653
Other policyholders' funds	7,239	7,518
Total policy liabilities	1,158,225	1,140,879
Commissions payable	2,236	2,757
Federal income tax payable	65,540	71,225
Payable for securities in process of settlement	874	2,457
Other liabilities	24,748	24,205
Total liabilities	$ 1,251,623	$ 1,241,523
Commitments and contingencies (Note 7)
Stockholders' equity:
Accumulated deficit	$ (24,575)	$ (22,626)
Accumulated other comprehensive income:
Unrealized gains on securities, net of tax	22,121	13,587
Treasury stock, at cost	(11,011)	(11,011)
Total stockholders' equity	249,102	242,517
Total liabilities and stockholders' equity	1,500,725	1,484,040
Common Stock Class A [Member]
Stockholders' equity:
Common Stock	259,383	259,383
Common Stock Class B [Member]
Stockholders' equity:
Common Stock	$ 3,184	$ 3,184

Consolidated Statements of Fin3

Consolidated Statements of Financial Position (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Investments:
Fixed maturities available-for-sale, cost	$ 769,044	$ 714,137
Fixed maturities held-to-maturity, fair value	265,186	264,966
Available-for-sale equity securities, amortized cost basis	23,727	23,727
Real estate held for investment, accumulated depreciation	1,758	1,721
Due premiums, allowance for doubtful accounts	$ 1,362	$ 1,490
Common Stock Class A [Member]
Stockholders' equity:
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	100,000,000	100,000,000
Common stock, shares issued (in shares)	52,215,852	52,215,852
Common stock, shares in treasury (in shares)	3,135,738	3,135,738
Common Stock Class B [Member]
Stockholders' equity:
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	2,000,000	2,000,000
Common stock, shares issued (in shares)	1,001,714	1,001,714
Common stock, shares outstanding (in shares)	1,001,714	1,001,714

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Premiums:
Life insurance	$ 42,773	$ 42,899
Accident and health insurance	390	375
Property insurance	1,276	1,292
Net investment income	11,731	11,069
Realized investment losses, net	(1,796)	(71)
Other income	151	296
Total revenue	54,525	55,860
Insurance benefits paid or provided:
Claims and surrenders	19,005	19,403
Increase in future policy benefit reserves	15,990	17,298
Policyholders' dividends	1,549	2,309
Total insurance benefits paid or provided	36,544	39,010
Commissions	9,468	9,859
Other general expenses	9,318	7,551
Capitalization of deferred policy acquisition costs	(6,264)	(6,856)
Amortization of deferred policy acquisition costs	6,708	5,299
Amortization of cost of customer relationships acquired	545	647
Total benefits and expenses	56,319	55,510
Income before federal income tax	(1,794)	350
Federal income tax (benefit) expense	155	(75)
Net income	(1,949)	425
Unrealized gains on available-for-sale securities:
Unrealized holding gains arising during period	11,333	5,007
Reclassification adjustments for losses included in net income	1,796	36
Unrealized gains on available-for-sale securities, net	13,129	5,043
Income tax expense on unrealized gains (losses) on available-for-sale securities	4,595	1,765
Other comprehensive income	8,534	3,278
Comprehensive income	$ 6,585	$ 3,703
Common Stock Class A [Member]
Earnings Per Share [Abstract]
Basic earnings per share (in dollars per share)	$ (0.04)	$ 0.01
Diluted earnings per share (in dollars per share)	(0.04)	0.01
Common Stock Class B [Member]
Earnings Per Share [Abstract]
Basic earnings per share (in dollars per share)	(0.02)	0
Diluted earnings per share (in dollars per share)	$ (0.02)	$ 0

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flows from operating activities:
Net income	$ (1,949)	$ 425
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Realized losses on sale of investments and other assets	1,796	71
Net deferred policy acquisition costs	444	(1,557)
Amortization of cost of customer relationships acquired	545	647
Depreciation	324	199
Amortization of premiums and discounts on investments	3,366	2,655
Deferred federal income tax benefit	5,840	(1,204)
Change in:
Accrued investment income	(724)	(778)
Reinsurance recoverable	227	174
Due premiums	981	285
Future policy benefit reserves	15,908	17,191
Other policyholders' liabilities	1,043	4,404
Federal income tax receivable	(5,685)	(2,171)
Commissions payable and other liabilities	22	(2,577)
Other, net	(1,134)	(751)
Net cash provided by operating activities	21,004	17,013
Cash flows from investing activities:
Maturities and calls of fixed maturities, available-for-sale	7,876	8,257
Maturities and calls of fixed maturities, held-to-maturity	5,970	6,975
Purchase of fixed maturities, available-for-sale	(68,533)	(24,392)
Purchase of fixed maturities, held-to-maturity	(2,547)	(16,562)
Calls of equity securities, available-for-sale	0	150
Purchase of equity securities, available-for-sale	0	(1)
Principal Payments on Mortgage Loans	7	9
Increase in policy loans, net	(1,845)	(1,256)
Sale of other long-term investments	0	58
Purchase of property and equipment	(266)	(87)
Net cash used in investing activities	(59,087)	(26,849)
Cash flows from financing activities:
Annuity deposits	1,891	2,121
Annuity withdrawals	(1,280)	(1,563)
Net cash provided by financing activities	611	558
Net decrease in cash and cash equivalents	(37,472)	(9,278)
Cash and cash equivalents at beginning of year	82,827	50,708
Cash and cash equivalents at end of period	45,355	41,430
Supplemental Disclosures of Operation Activities
Cash paid during the period for income taxes, net	0	3,300
Proceeds from Sale, Maturity and Collection of Short-term Investments	$ 251	$ 0

Financial Statements

Financial Statements	3 Months Ended
	Mar. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Financial Statements Basis of Presentation and Consolidation The accompanying consolidated financial statements of Citizens, Inc. and its wholly-owned subsidiaries have been prepared in conformity with U.S. generally accepted accounting principles ("U.S. GAAP"). The consolidated financial statements include the accounts and operations of Citizens, Inc. ("Citizens"), a Colorado corporation, and its wholly-owned subsidiaries, CICA Life Insurance Company of America ("CICA"), Security Plan Life Insurance Company ("SPLIC"), Security Plan Fire Insurance Company ("SPFIC"), Citizens National Life Insurance Company ("CNLIC"), Magnolia Guaranty Life Insurance Company ("MGLIC"), Computing Technology, Inc. ("CTI") and Insurance Investors, Inc. ("III"). Citizens and its wholly-owned subsidiaries are collectively referred to as "the Company," "we," "us" or "our." The consolidated statement of financial position for March 31, 2016 , and the consolidated statements of comprehensive income (loss) for the three months ended March 31, 2016 and 2015 and cash flows for the three -month periods ended March 31, 2016 and 2015 , have been prepared by the Company without audit. In the opinion of management, all adjustments to present fairly the financial position, results of operations, and changes in cash flows at March 31, 2016 and for comparative periods have been made. The consolidated financial statements have been prepared in accordance with U.S. GAAP for interim financial information and with the instructions to Form 10-Q adopted by the Securities and Exchange Commission (“SEC”). Accordingly, the financial statements do not include all of the information and footnotes required for complete financial statements and should be read in conjunction with the Company’s consolidated financial statements, and notes thereto, for the year ended December 31, 2015 . Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period. We provide primarily life insurance and a small amount of health insurance policies through our insurance subsidiaries: CICA, SPLIC, MGLIC and CNLIC. CICA and CNLIC issue ordinary whole-life policies, credit life and disability, burial insurance, pre-need policies, and accident and health related policies, throughout the Midwest and southern United States. CICA also issues ordinary whole-life and endowment policies to non-U.S. residents. SPLIC offers final expense and home service life insurance in Louisiana, Arkansas and Mississippi, and SPFIC, a wholly-owned subsidiary of SPLIC, writes a limited amount of property insurance in Louisiana. MGLIC provides industrial life policies through independent funeral homes in Mississippi. CTI provides data processing systems and services, as well as furniture and equipment, to the Company. III provides aviation transportation to the Company. Use of Estimates The preparation of financial statements, in conformity with U.S. GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The most significant estimates include those used in the evaluation of other-than-temporary impairments on debt and equity securities and valuation allowances on investments, actuarially determined assets and liabilities and assumptions, goodwill impairment, valuation allowance on deferred tax assets, and contingencies relating to litigation and regulatory matters. Certain of these estimates are particularly sensitive to market conditions, and deterioration and/or volatility in the worldwide debt or equity markets could have a material impact on the consolidated financial statements. Significant Accounting Policies For a description of significant accounting policies, see Note 1 of the notes to consolidated financial statements included in our 2015 Form 10-K Annual Report, which should be read in conjunction with these accompanying consolidated financial statements.

Accounting Pronouncements

Accounting Pronouncements	3 Months Ended
	Mar. 31, 2016
New Accounting Pronouncement or Change in Accounting Principle, Current Period Disclosures [Abstract]
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	Accounting Pronouncements Accounting Standards Recently Adopted None. Accounting Standards Not Yet Adopted In May 2014, the Financial Accounting Standards Board ("FASB") issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606), which supersedes the revenue recognition requirements in ASC 605, Revenue Recognition. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance provides a five-step process to achieve that core principle. ASU 2014-09 requires disclosures enabling users of financial statements to understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers. Additionally, qualitative and quantitative disclosures are required about contracts with customers, significant judgments and changes in judgments, and assets recognized from the costs to obtain or fulfill a contract. ASU 2014-09 is effective for annual reporting periods beginning after December 15, 2017, including interim periods within that reporting period, using one of two retrospective application methods. Early application is not permitted. The Company is currently evaluating the effect that the adoption of this ASU will have on its financial statements.

Segment Information

Segment Information	3 Months Ended
	Mar. 31, 2016
Segment Reporting Information, Operating Income (Loss) [Abstract]
Segment Information	Segment Information The Company has three reportable segments: Life Insurance, Home Service Insurance, and Other Non-Insurance Enterprises. The accounting policies of the segments are in accordance with U.S. GAAP and are the same as those used in the preparation of the consolidated financial statements. The Company evaluates profit and loss performance based on U.S. GAAP income before federal income taxes for its three reportable segments. The Company has no reportable differences between segments and consolidated operations. Three Months Ended March 31, 2016 Life Insurance Home Service Insurance Other Non-Insurance Enterprises Consolidated (In thousands) Revenues: Premiums $ 32,848 11,591 — 44,439 Net investment income 7,954 3,414 363 11,731 Realized investment losses, net (868 ) (928 ) — (1,796 ) Other income 115 3 33 151 Total revenue 40,049 14,080 396 54,525 Benefits and expenses: Insurance benefits paid or provided: Claims and surrenders 13,464 5,541 — 19,005 Increase in future policy benefit reserves 14,844 1,146 — 15,990 Policyholders' dividends 1,536 13 — 1,549 Total insurance benefits paid or provided 29,844 6,700 — 36,544 Commissions 5,803 3,665 — 9,468 Other general expenses 4,084 4,190 1,044 9,318 Capitalization of deferred policy acquisition costs (4,926 ) (1,338 ) — (6,264 ) Amortization of deferred policy acquisition costs 5,881 827 — 6,708 Amortization of cost of customer relationships acquired 170 375 — 545 Total benefits and expenses 40,856 14,419 1,044 56,319 Loss before income tax expense $ (807 ) (339 ) (648 ) (1,794 ) Three Months Ended March 31, 2015 Life Insurance Home Service Insurance Other Non-Insurance Enterprises Consolidated (In thousands) Revenues: Premiums $ 32,979 11,587 — 44,566 Net investment income 7,231 3,464 374 11,069 Realized investment losses, net (56 ) (15 ) — (71 ) Other income 214 48 34 296 Total revenue 40,368 15,084 408 55,860 Benefits and expenses: Insurance benefits paid or provided: Claims and surrenders 13,560 5,843 — 19,403 Increase in future policy benefit reserves 16,137 1,161 — 17,298 Policyholders' dividends 2,295 14 — 2,309 Total insurance benefits paid or provided 31,992 7,018 — 39,010 Commissions 6,026 3,833 — 9,859 Other general expenses 3,159 3,830 562 7,551 Capitalization of deferred policy acquisition costs (5,343 ) (1,513 ) — (6,856 ) Amortization of deferred policy acquisition costs 4,549 750 — 5,299 Amortization of cost of customer relationships acquired 200 447 — 647 Total benefits and expenses 40,583 14,365 562 55,510 Income (loss) before income tax expense $ (215 ) 719 (154 ) 350

Earnings Per Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share The following tables set forth the computation of basic and diluted earnings per share. Three Months Ended March 31, 2016 March 31, 2015 (In thousands, except per share amounts) Basic and diluted earnings per share: Numerator: Net (loss) income $ (1,949 ) 425 Net (loss) income allocated to Class A common stock $ (1,929 ) 421 Net (loss) income allocated to Class B common stock (20 ) 4 Net (loss) income $ (1,949 ) 425 Denominator: Weighted average shares of Class A outstanding - basic 49,080 49,080 Weighted average shares of Class A outstanding - diluted 49,080 49,080 Weighted average shares of Class B outstanding - basic and diluted 1,002 1,002 Basic (losses) earnings per share of Class A common stock $ (0.04 ) 0.01 Basic (losses) earnings per share of Class B common stock (0.02 ) — Diluted (losses) earnings per share of Class A common stock (0.04 ) 0.01 Diluted (losses) earnings per share of Class B common stock (0.02 ) —

Investments

Investments	3 Months Ended
	Mar. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Investments The Company invests primarily in fixed maturity securities, which totaled 88.3% of total cash, cash equivalents and investments at March 31, 2016 . March 31, 2016 December 31, 2015 Carrying Value % of Total Carrying Value Carrying Value % of Total Carrying Value ($ In thousands) Fixed maturity securities $ 1,059,265 88.3 $ 995,601 85.0 Equity securities 23,548 2.0 23,438 2.0 Mortgage loans 587 — 594 0.1 Policy loans 62,011 5.2 60,166 5.1 Real estate and other long-term investments 7,988 0.7 8,031 0.7 Short-term investments — — 251 — Cash and cash equivalents 45,355 3.8 82,827 7.1 Total cash, cash equivalents and investments $ 1,198,754 100.0 $ 1,170,908 100.0 The following tables represent the cost, gross unrealized gains and losses and fair value for fixed maturities and equity securities as of the periods indicated. March 31, 2016 Cost or Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In thousands) Fixed maturities: Available-for-sale: U.S. Treasury securities $ 9,979 2,975 — 12,954 U.S. Government-sponsored enterprises 19,551 1,217 — 20,768 States and political subdivisions 513,752 22,792 2,233 534,311 Foreign governments 103 29 — 132 Corporate 223,005 13,171 3,481 232,695 Commercial mortgage-backed 118 5 — 123 Residential mortgage-backed 2,536 212 2 2,746 Total available-for-sale securities 769,044 40,401 5,716 803,729 Held-to-maturity securities: U.S. Government-sponsored enterprises 2,008 101 — 2,109 States and political subdivisions 232,394 10,092 343 242,143 Corporate 21,134 1,137 1,337 20,934 Total held-to-maturity securities 255,536 11,330 1,680 265,186 Total fixed maturities $ 1,024,580 51,731 7,396 1,068,915 Short-term investments $ — — — — Equity securities: Stock mutual funds $ 3,270 — 195 3,075 Bond mutual funds 18,798 92 315 18,575 Common stock 65 3 25 43 Preferred stock 1,594 262 1 1,855 Total equity securities $ 23,727 357 536 23,548 December 31, 2015 Cost or Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In thousands) Fixed maturities: Available-for-sale securities: U.S. Treasury securities $ 9,995 2,597 — 12,592 U.S. Government-sponsored enterprises 19,676 1,104 — 20,780 States and political subdivisions 470,319 15,815 3,085 483,049 Foreign governments 104 27 — 131 Corporate 211,245 9,683 4,847 216,081 Commercial mortgage-backed 140 5 — 145 Residential mortgage-backed 2,658 214 2 2,870 Total available-for-sale securities 714,137 29,445 7,934 735,648 Held-to-maturity securities: U.S. Government-sponsored enterprises 2,010 110 — 2,120 States and political subdivisions 236,776 6,756 883 242,649 Corporate 21,167 530 1,500 20,197 Total held-to-maturity securities 259,953 7,396 2,383 264,966 Total fixed maturity securities $ 974,090 36,841 10,317 1,000,614 Short-term investments $ 251 — — 251 Equity securities: Stock mutual funds $ 3,270 — 237 3,033 Bond mutual funds 18,798 55 349 18,504 Common stock 65 — 22 43 Preferred stock 1,594 266 2 1,858 Total equity securities $ 23,727 321 610 23,438 The majority of the Company's equity securities are diversified stock and bond mutual funds. Valuation of Investments in Fixed Maturity and Equity Securities Held-to-maturity securities are reported in the financial statements at amortized cost and available-for-sale securities are reported at fair value. The Company monitors all debt and equity securities on an on-going basis relative to changes in credit ratings, market prices, earnings trends and financial performance, in addition to specific region or industry reviews. The assessment of whether other-than-temporary impairments have occurred is based on a case-by-case evaluation of underlying reasons for the decline in fair value. The Company determines other-than-temporary impairment by reviewing relevant evidence related to the specific security issuer as well as the Company's intent to sell the security, or if it is more likely than not that the Company would be required to sell a security before recovery of its amortized cost. When an other-than-temporary impairment has occurred, the amount of the other-than-temporary impairment recognized in earnings depends on whether the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis. If the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis, the other-than-temporary impairment is recognized in earnings equal to the entire difference between the investment's cost and its fair value at the balance sheet date. If the Company does not intend to sell the security and it is more likely than not that the Company will not be required to sell the security before recovery of its amortized cost basis, the other-than-temporary impairment is separated into the following: (a) the amount representing the credit loss; and (b) the amount related to all other factors. The amount of the total other-than-temporary impairment related to the credit loss is recognized in earnings. The amount of the total other-than-temporary impairment related to other factors is recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the other-than-temporary impairment recognized in earnings becomes the new amortized cost basis of the investment. The new amortized cost basis is not adjusted for subsequent recoveries in fair value. The Company evaluates whether a credit impairment exists for debt securities by considering primarily the following factors: (a) changes in the financial condition of the security's underlying collateral; (b) whether the issuer is current on contractually obligated interest and principal payments; (c) changes in the financial condition, credit rating and near-term prospects of the issuer; (d) the length of time to which the fair value has been less than the amortized cost of the security; and (e) the payment structure of the security. The Company's best estimate of expected future cash flows used to determine the credit loss amount is a quantitative and qualitative process. Quantitative review includes information received from third party sources such as financial statements, pricing and rating changes, liquidity and other statistical information. Qualitative factors include judgments related to business strategies, economic impacts on the issuer and overall judgment related to estimates and industry factors. The Company's best estimate of future cash flows involves assumptions including, but not limited to, various performance indicators, such as historical and projected default and recovery rates, credit ratings, and current delinquency rates. These assumptions require the use of significant management judgment and include the probability of issuer default and estimates regarding timing and amount of expected recoveries, which may include estimating the underlying collateral value. In addition, projections of expected future debt security cash flows may change based upon new information regarding the performance of the issuer. The primary factors considered in evaluating whether an impairment exists for an equity security include, but are not limited to: (a) the length of time and the extent to which the fair value has been less than the cost of the security; (b) changes in the financial condition, credit rating and near-term prospects of the issuer; (c) whether the issuer is current on contractually obligated payments; and (d) the intent and ability of the Company to retain the investment for a period of time sufficient to allow for recovery. Other-than-temporary impairments ("OTTI") were recognized during the three months ended March 31, 2016 totaling $ 1.9 million. No other-than-temporary impairments were recognized during the three months ended in 2015 . The following tables present the fair values and gross unrealized losses of fixed maturities and equity securities that have remained in a continuous unrealized loss position for the periods indicated. March 31, 2016 Less than 12 months Greater than 12 months Total Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities (In thousands, except for # of securities) Fixed maturities: Available-for-sale securities: States and political subdivisions $ 52,802 400 47 15,061 1,833 19 67,863 2,233 66 Corporate 48,931 2,309 50 4,861 1,172 8 53,792 3,481 58 Residential mortgage-backed 53 1 1 130 1 3 183 2 4 Total available-for-sale securities 101,786 2,710 98 20,052 3,006 30 121,838 5,716 128 Held-to-maturity securities: States and political subdivisions 9,813 115 15 10,136 228 10 19,949 343 25 Corporate 1,624 134 1 4,682 1,203 4 6,306 1,337 5 Total held-to-maturity securities 11,437 249 16 14,818 1,431 14 26,255 1,680 30 Total fixed maturities $ 113,223 2,959 114 34,870 4,437 44 148,093 7,396 158 Equity securities: Stock mutual funds $ 3,073 195 4 2 — 1 3,075 195 5 Bond mutual funds 10,196 280 2 105 35 1 10,301 315 3 Common stocks — — — 16 25 2 16 25 2 Preferred stocks — — — — 1 1 — 1 1 Total equities $ 13,269 475 6 123 61 5 13,392 536 11 As of March 31, 2016 , the Company had 30 available-for-sale fixed maturity securities and 14 held-to-maturity fixed maturity securities that were in an unrealized loss position for greater than 12 months. We reported 5 common stock holdings in an unrealized loss position for greater than 12 months as of March 31, 2016 . December 31, 2015 Less than 12 months Greater than 12 months Total Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities (In thousands, except for # of securities) Fixed maturities: Available-for-sale securities: States and political subdivisions $ 136,862 1,474 129 12,633 1,611 12 149,495 3,085 141 Corporate 70,081 4,330 69 3,308 517 3 73,389 4,847 72 Residential mortgage-backed 57 1 2 133 1 3 190 2 5 Total available-for-sale securities 207,000 5,805 200 16,074 2,129 18 223,074 7,934 218 Held-to-maturity securities: States and political subdivisions 74,628 774 59 2,404 109 5 77,032 883 64 Corporate 4,585 641 4 2,160 859 2 6,745 1,500 6 Total held-to-maturity securities 79,213 1,415 63 4,564 968 7 83,777 2,383 70 Total fixed maturities $ 286,213 7,220 263 20,638 3,097 25 306,851 10,317 288 Equity securities: Stock mutual funds $ 3,030 237 4 2 — 1 3,032 237 5 Bond mutual funds 10,158 318 2 108 31 1 10,266 349 3 Preferred stocks 101 1 1 1 1 1 102 2 2 Common stock 22 1 2 21 21 2 43 22 4 Total equities $ 13,311 557 9 132 53 5 13,443 610 14 We have reviewed these securities for the periods ended March 31, 2016 and December 31, 2015 and determined that no other-than-temporary impairment exists that have not been recognized based on our evaluation of the credit worthiness of the issuers and the fact that we do not intend to sell the investments nor is it likely that we will be required to sell the securities before recovery of their amortized cost bases which may be maturity. We continue to monitor all securities on an on-going basis, and future information may become available which could result in other-than-temporary impairments being recorded. The amortized cost and fair value of fixed maturity securities at March 31, 2016 by contractual maturity are shown in the table below. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date have been reflected based upon final stated maturity. March 31, 2016 Amortized Cost Fair Value (In thousands) Available-for-sale securities: Due in one year or less $ 39,255 39,635 Due after one year through five years 114,971 118,508 Due after five years through ten years 107,586 114,389 Due after ten years 507,232 531,197 Total available-for-sale securities 769,044 803,729 Held-to-maturity securities: Due in one year or less 4,377 4,420 Due after one year through five years 38,617 40,966 Due after five years through ten years 52,955 55,963 Due after ten years 159,587 163,837 Total held-to-maturity securities 255,536 265,186 Total fixed maturities $ 1,024,580 1,068,915 The Company uses the specific identification method of the individual security to determine the cost basis used in the calculation of realized gains and losses related to security sales. There were no sales of available-for-sale securities for the three month periods ended March 31, 2016 or 2015. There were no securities sold from the held-to-maturity portfolio for the three months ended March 31, 2016 or 2015 .

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	Fair Value Measurements Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. We hold available-for-sale fixed maturity securities and equity securities, which are carried at fair value. Fair value measurements are generally based upon observable and unobservable inputs. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect our view of market assumptions in the absence of observable market information. We utilize valuation techniques that maximize the use of observable inputs and minimize the use of unobservable inputs. All assets and liabilities carried at fair value are required to be classified and disclosed in one of the following three categories: • Level 1 - Quoted prices for identical instruments in active markets. • Level 2 - Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are not active; and model-derived valuations whose inputs or whose significant value drivers are observable. • Level 3 - Instruments whose significant value drivers are unobservable. Level 1 primarily consists of financial instruments whose value is based on quoted market prices such as U.S. Treasury securities and actively traded mutual fund and stock investments. Level 2 includes those financial instruments that are valued by independent pricing services or broker quotes. These models are primarily industry-standard models that consider various inputs, such as interest rates, credit spreads and foreign exchange rates for the underlying financial instruments. All significant inputs are observable, or derived from observable information in the marketplace or are supported by observable levels at which transactions are executed in the marketplace. Financial instruments in this category primarily include corporate securities, U.S. Government-sponsored enterprise securities, municipal securities and certain mortgage and asset-backed securities. Level 3 is comprised of financial instruments whose fair value is estimated based on non-binding broker prices utilizing significant inputs not based on or corroborated by readily available market information. This category consists of two private placement mortgage-backed securities. The following tables set forth our assets and liabilities that are measured at fair value on a recurring basis as of the dates indicated. March 31, 2016 Available-for-sale investments Level 1 Level 2 Level 3 Total Fair Value (In thousands) Financial assets: Fixed maturities: U.S. Treasury and U.S. Government-sponsored enterprises $ 12,954 20,768 — 33,722 States and political subdivisions — 534,311 — 534,311 Corporate — 232,695 — 232,695 Commercial mortgage-backed — — 123 123 Residential mortgage-backed — 2,746 — 2,746 Foreign governments — 132 — 132 Total fixed maturities 12,954 790,652 123 803,729 Equity securities: Stock mutual funds 3,075 — — 3,075 Bond mutual funds 18,575 — — 18,575 Common stock 43 — — 43 Preferred stock 1,855 — — 1,855 Total equity securities 23,548 — — 23,548 Total financial assets $ 36,502 790,652 123 827,277 December 31, 2015 Available-for-sale investments Level 1 Level 2 Level 3 Total Fair Value (In thousands) Financial assets: Fixed maturities: U.S. Treasury and U.S. Government-sponsored enterprises $ 12,592 20,780 — 33,372 States and political subdivisions — 483,049 — 483,049 Corporate — 216,081 — 216,081 Commercial mortgage-backed — — 145 145 Residential mortgage-backed — 2,870 — 2,870 Foreign governments — 131 — 131 Total fixed maturities 12,592 722,911 145 735,648 Equity securities: Stock mutual funds 3,033 — — 3,033 Bond mutual funds 18,504 — — 18,504 Common stock 43 — — 43 Preferred stock 1,858 — — 1,858 Total equity securities 23,438 — — 23,438 Total financial assets $ 36,030 722,911 145 759,086 Financial Instruments Valuation Fixed maturity securities, available-for-sale . At March 31, 2016 , our fixed maturity securities, valued using a third-party pricing source, totaled $790.7 million for Level 2 assets and comprised 95.6% of total reported fair value of our financial assets. The Level 1 and Level 2 valuations are reviewed and updated quarterly through random testing by comparisons to separate pricing models, other third-party pricing services, and back tested to recent trades. In addition, we obtain information relative to the third-party pricing models and review model parameters for reasonableness. Fair values for Level 3 assets are based upon unadjusted broker quotes that are non-binding, and consist of two private placement mortgage-backed securities with a total value of $0.1 million . Our Level 3 assets are current relative to principal and interest payments and are considered immaterial to our financial statements. For the three months ended March 31, 2016 , there were no material changes to the valuation methods or assumptions used to determine fair values, and no broker or third party prices were changed from the values received. Equity securities, available-for-sale . Our available-for-sale equity securities are classified as Level 1 assets as their fair values are based upon quoted market prices. The following table presents additional information about fixed maturity securities measured at fair value on a recurring basis that are classified as Level 3 assets and for which we have utilized significant unobservable inputs to determine fair value. March 31, December 31, (In thousands) Balance at beginning of period $ 145 231 Total realized and unrealized gains (losses) Included in net income — — Included in other comprehensive income — (2 ) Principal paydowns (22 ) (84 ) Transfer in and (out) of Level 3 — — Balance at end of period $ 123 145 We review the fair value hierarchy classifications each reporting period. Changes in the observability of the valuation attributes may result in a reclassification of certain financial assets. Such reclassifications are reported as transfers in and out of Level 3 at the beginning fair value for the reporting period in which the changes occur. There were no transfers in or out of Level 1 or 2. Financial Instruments not Carried at Fair Value Estimates of fair values are made at a specific point in time, based on relevant market prices and information about the financial instruments. The estimated fair values of financial instruments presented below are not necessarily indicative of the amounts the Company might realize in actual market transactions. The carrying amount and fair value for the financial assets and liabilities on the consolidated balance sheets not otherwise disclosed for the periods indicated are as follows: March 31, 2016 December 31, 2015 Carrying Value Fair Value Carrying Value Fair Value (In thousands) Financial assets: Fixed maturities, held-to-maturity $ 255,536 265,186 259,953 264,966 Mortgage loans 587 608 594 617 Policy loans 62,011 62,011 60,166 60,166 Short-term investments — — 251 251 Cash and cash equivalents 45,355 45,355 82,827 82,827 Financial liabilities: Annuity - investment contracts 47,943 50,234 47,222 46,905 Fair values for fixed income securities, which are characterized as Level 2 assets in the fair value hierarchy, are based on quoted market prices for the same or similar securities. In cases where quoted market prices are not available, fair values are based on estimates using present value or other assumptions, including a discount rate and estimates of future cash flows. Mortgage loans are secured principally by residential and commercial properties. Weighted average interest rates for these loans were approximately 6.3% as of March 31, 2016 and December 31, 2015 , with maturities ranging from 1 to 30 years. Management estimated the fair value using an annual interest rate of 6.2% at March 31, 2016 . Our mortgage loans are considered Level 3 assets in the fair value hierarchy. Policy loans had a weighted average annual interest rate of 7.7% as of March 31, 2016 and December 31, 2015 , and no specified maturity dates. The aggregate fair value of policy loans approximates the carrying value reflected on the consolidated balance sheets. These loans typically carry an interest rate that is tied to the crediting rate applied to the related policy and contract reserves. Policy loans are an integral part of the life insurance policies we have in force, cannot be valued separately and are not marketable. Therefore, the fair value of policy loans approximates the carrying value and policy loans are considered Level 3 assets in the fair value hierarchy. The fair value of short-term investments approximate carrying value due to their short-term nature. Our short-term investments are considered Level 2 assets in the fair value hierarchy. The fair value of cash and cash equivalents approximate carrying value and are characterized as Level 1 assets in the fair value hierarchy. The fair value of the Company's liabilities under annuity contract policies, which are considered Level 3 assets, was estimated at March 31, 2016 using discounted cash flows based upon a swap rate curve with interest rates ranging from 1.60% to 5.71% based upon swap rates adjusted for various risk adjustments. The fair value of liabilities under all insurance contracts are taken into consideration in the overall management of interest rate risk, which seeks to minimize exposure to changing interest rates through the matching of investment maturities with amounts due under insurance contracts.

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2016
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Qualification of Life Products As of December 31, 2014, we determined that a portion of the life insurance policies issued by our subsidiary insurance companies failed to qualify for the favorable U.S. federal income tax treatment afforded by Sections 7702 of the Internal Revenue Code ("IRC") of 1986. This tax code section allows for qualifying products sold to clients to have favorable tax treatment such as the product's inside build up is not taxable. Because these policies were sold with the intention that they would qualify for this favorable tax treatment, holders of these policies and CICA may now be subject to additional tax liabilities. The policies at issue were sold most substantially to non-U.S. citizens residing abroad and to a lesser extent domestically. Based upon a review of the options available to the Company, we have determined we will not remediate our endowments and endowment-like products under IRC 7702 we have sold to non-U.S. citizens. We do intend to remediate the domestic products we have sold to U.S. citizens. In addition, as part of our continuing review, we determined in July 2015 that certain annuity contracts do not contain qualifying language under IRC 72(s) as intended that would have provided for favorable tax treatment of the annuities. This issue affects both our domestic and international contract holders. The Company has continued to refine the understanding of the tax failures as previously reported by preparing an individual policy calculation and has reflected the related exposure for the current reporting period as noted below. Failure of these policies to qualify under IRC Sections 7702 and 72(s) has resulted in additional liabilities and expenses as described below. The products have been and continue to be appropriately reported under U.S. GAAP for financial reporting. The failure of these policies to qualify under Sections 7702 and 72(s) results in an estimated liability as of March 31, 2016 and December 31, 2015 of $ 14.6 million, after tax, related to projected IRS toll charges and fees of $ 13.4 million as well as claims liability for past claims and reserves increases to bring policies into compliance totaling $ 1.2 million. The range of financial estimates relative to this issue is $ 9.0 million to $ 45.5 million, after tax. This estimated range includes projected toll charges and fees payable to the IRS, as well as estimated increased payout obligations to current and former holders of non-compliant domestic life insurance policies expected to result from remediation of those policies. The estimated liability and the estimated range will be updated as we continue to refine our estimates. The amount of our liabilities and expenses depends on a number of uncertainties, including the number of prior tax years for which we may be liable to the IRS, the number of domestic life insurance policies we will be required to remediate, and the methodology applicable to the calculation of taxable benefits under non-compliant policies. Given the range of potential outcomes and the significant variables assumed in establishing our estimates, actual amounts incurred may exceed our reserve and also could exceed the high end of our estimated range of liabilities and expenses. To the extent the amount reserved by the Company is insufficient to meet the actual amount of our liability and expenses, or if our estimates of those liabilities and expenses change in the future, our financial condition and results of operation may be materially adversely affected. Management believes that based upon current information we have recorded the best estimate liability to date. Accruals for loss contingencies are recorded when it is probable that a liability has been incurred and the amount can be reasonably estimated. The process of determining our best estimate and the estimated range was a complex undertaking including insight from external consultants and involved management’s judgment based upon a variety of factors known at the time. We recorded additional general expenses of $ 2.0 million in 2015 related to our 7702 and 72(s) issues. Additional costs are being incurred in 2016 associated with these issues. We believe these costs could be $ 1.5 million to $ 2.0 million but due to the uncertainty of actions we cannot reasonably estimate the ultimate costs that will be incurred in 2016. Actual amounts incurred may exceed this estimate and will be recorded as they become probable and can be reasonably estimated. Compliance As part of our efforts to review and improve our compliance controls, we completed an internal risk assessment of our compliance with the Bank Secrecy Act ("BSA") anti-money laundering requirements. We are in the process of enhancing our BSA compliance program with additional controls based on our risk assessment. Although we are not yet able to determine the extent of any potential loss, we cannot assure you that the impact of any non-compliance will not have a material impact upon the Company. Unclaimed Property Contingencies The Company has been informed by the Louisiana Department of Treasury, Arkansas Auditor of State and the Texas State Comptroller, that they authorized an audit of Citizens, Inc. and its affiliates for compliance with unclaimed property laws. This audit is being conducted by Verus Financial LLC on behalf of the states. The external audit may result in additional payments to beneficiaries, additional escheatment of funds deemed abandoned under state laws, administrative penalties, interest, and changes to the Company's procedures for the identification and escheatment of abandoned property. The Company believes additional escheatment of funds in Arkansas or Texas will not be material to our financial condition or results. However, additional escheatment of funds in Louisiana, which may subsequently be deemed abandoned under the Louisiana Department of Treasury’s audit, could be substantial for SPLIC if the Louisiana Department of Treasury chooses to disregard recent unclaimed property litigation in favor of the insurance industry. At this time, the Company is not able to estimate any of these possible amounts. For more information about the risks related to these external unclaimed property audits please see the Risk Factor in Item 1A titled “We are a defendant in lawsuits, which may adversely affect our financial condition and detract from the time our management is able to devote to our business, and we are subject to risks related to litigation and regulatory matters.” Litigation From time to time we are subject to legal and regulatory actions relating to our business. We defend all claims vigorously. As a result, we incur defense costs, including attorneys' fees, other direct litigation costs and the expenditure of management time that otherwise would be devoted to our business.

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2016
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes The effective tax rate was (8.6)% and (21.4)% for the three months ended of March 31, 2016 and 2015 , respectively. Additionally there is $0.4 million of tax expense related to an uncertain tax position in the three months ended March 31, 2016. In most periods where our effective tax rate is lower than the statutory tax rate of 35% , the difference is primarily due to tax-exempt state and local bond income.

Related Party Transactions

Related Party Transactions	3 Months Ended
	Mar. 31, 2016
Related Party Transactions [Abstract]
Related Party Transactions	Related Party Transactions The Company has various routine related party transactions in conjunction with our holding company structure, such as a management service agreement related to costs incurred, a tax sharing agreement between entities, and inter-company dividends and capital contributions. There were no changes related to these relationships during the three months ended March 31, 2016 . In June 2015 CICA made a $1 million cash capital contribution to CNLIC. See our Annual Report on Form 10-K as of December 31, 2015 for a comprehensive discussion of related party transactions.

Financial Statements (Policies

Financial Statements (Policies)	3 Months Ended
	Mar. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation and Consolidation [Policy Text Block]	Basis of Presentation and Consolidation The accompanying consolidated financial statements of Citizens, Inc. and its wholly-owned subsidiaries have been prepared in conformity with U.S. generally accepted accounting principles ("U.S. GAAP"). The consolidated financial statements include the accounts and operations of Citizens, Inc. ("Citizens"), a Colorado corporation, and its wholly-owned subsidiaries, CICA Life Insurance Company of America ("CICA"), Security Plan Life Insurance Company ("SPLIC"), Security Plan Fire Insurance Company ("SPFIC"), Citizens National Life Insurance Company ("CNLIC"), Magnolia Guaranty Life Insurance Company ("MGLIC"), Computing Technology, Inc. ("CTI") and Insurance Investors, Inc. ("III"). Citizens and its wholly-owned subsidiaries are collectively referred to as "the Company," "we," "us" or "our." The consolidated statement of financial position for March 31, 2016 , and the consolidated statements of comprehensive income (loss) for the three months ended March 31, 2016 and 2015 and cash flows for the three -month periods ended March 31, 2016 and 2015 , have been prepared by the Company without audit. In the opinion of management, all adjustments to present fairly the financial position, results of operations, and changes in cash flows at March 31, 2016 and for comparative periods have been made. The consolidated financial statements have been prepared in accordance with U.S. GAAP for interim financial information and with the instructions to Form 10-Q adopted by the Securities and Exchange Commission (“SEC”). Accordingly, the financial statements do not include all of the information and footnotes required for complete financial statements and should be read in conjunction with the Company’s consolidated financial statements, and notes thereto, for the year ended December 31, 2015 . Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period. We provide primarily life insurance and a small amount of health insurance policies through our insurance subsidiaries: CICA, SPLIC, MGLIC and CNLIC. CICA and CNLIC issue ordinary whole-life policies, credit life and disability, burial insurance, pre-need policies, and accident and health related policies, throughout the Midwest and southern United States. CICA also issues ordinary whole-life and endowment policies to non-U.S. residents. SPLIC offers final expense and home service life insurance in Louisiana, Arkansas and Mississippi, and SPFIC, a wholly-owned subsidiary of SPLIC, writes a limited amount of property insurance in Louisiana. MGLIC provides industrial life policies through independent funeral homes in Mississippi. CTI provides data processing systems and services, as well as furniture and equipment, to the Company. III provides aviation transportation to the Company.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates The preparation of financial statements, in conformity with U.S. GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The most significant estimates include those used in the evaluation of other-than-temporary impairments on debt and equity securities and valuation allowances on investments, actuarially determined assets and liabilities and assumptions, goodwill impairment, valuation allowance on deferred tax assets, and contingencies relating to litigation and regulatory matters. Certain of these estimates are particularly sensitive to market conditions, and deterioration and/or volatility in the worldwide debt or equity markets could have a material impact on the consolidated financial statements.

Segment Information (Tables)

Segment Information (Tables)	3 Months Ended
	Mar. 31, 2016
Segment Reporting Information [Line Items]
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Three Months Ended March 31, 2016 Life Insurance Home Service Insurance Other Non-Insurance Enterprises Consolidated (In thousands) Revenues: Premiums $ 32,848 11,591 — 44,439 Net investment income 7,954 3,414 363 11,731 Realized investment losses, net (868 ) (928 ) — (1,796 ) Other income 115 3 33 151 Total revenue 40,049 14,080 396 54,525 Benefits and expenses: Insurance benefits paid or provided: Claims and surrenders 13,464 5,541 — 19,005 Increase in future policy benefit reserves 14,844 1,146 — 15,990 Policyholders' dividends 1,536 13 — 1,549 Total insurance benefits paid or provided 29,844 6,700 — 36,544 Commissions 5,803 3,665 — 9,468 Other general expenses 4,084 4,190 1,044 9,318 Capitalization of deferred policy acquisition costs (4,926 ) (1,338 ) — (6,264 ) Amortization of deferred policy acquisition costs 5,881 827 — 6,708 Amortization of cost of customer relationships acquired 170 375 — 545 Total benefits and expenses 40,856 14,419 1,044 56,319 Loss before income tax expense $ (807 ) (339 ) (648 ) (1,794 ) Three Months Ended March 31, 2015 Life Insurance Home Service Insurance Other Non-Insurance Enterprises Consolidated (In thousands) Revenues: Premiums $ 32,979 11,587 — 44,566 Net investment income 7,231 3,464 374 11,069 Realized investment losses, net (56 ) (15 ) — (71 ) Other income 214 48 34 296 Total revenue 40,368 15,084 408 55,860 Benefits and expenses: Insurance benefits paid or provided: Claims and surrenders 13,560 5,843 — 19,403 Increase in future policy benefit reserves 16,137 1,161 — 17,298 Policyholders' dividends 2,295 14 — 2,309 Total insurance benefits paid or provided 31,992 7,018 — 39,010 Commissions 6,026 3,833 — 9,859 Other general expenses 3,159 3,830 562 7,551 Capitalization of deferred policy acquisition costs (5,343 ) (1,513 ) — (6,856 ) Amortization of deferred policy acquisition costs 4,549 750 — 5,299 Amortization of cost of customer relationships acquired 200 447 — 647 Total benefits and expenses 40,583 14,365 562 55,510 Income (loss) before income tax expense $ (215 ) 719 (154 ) 350

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2016
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	The following tables set forth the computation of basic and diluted earnings per share. Three Months Ended March 31, 2016 March 31, 2015 (In thousands, except per share amounts) Basic and diluted earnings per share: Numerator: Net (loss) income $ (1,949 ) 425 Net (loss) income allocated to Class A common stock $ (1,929 ) 421 Net (loss) income allocated to Class B common stock (20 ) 4 Net (loss) income $ (1,949 ) 425 Denominator: Weighted average shares of Class A outstanding - basic 49,080 49,080 Weighted average shares of Class A outstanding - diluted 49,080 49,080 Weighted average shares of Class B outstanding - basic and diluted 1,002 1,002 Basic (losses) earnings per share of Class A common stock $ (0.04 ) 0.01 Basic (losses) earnings per share of Class B common stock (0.02 ) — Diluted (losses) earnings per share of Class A common stock (0.04 ) 0.01 Diluted (losses) earnings per share of Class B common stock (0.02 ) —

Investments (Tables)

Investments (Tables)	3 Months Ended
	Mar. 31, 2016
Investments Including Short Term And Cash And Cash Equivalents [Abstract]
Investments Including Short Term And Cash And Cash Equivalents [Table Text Block]	The Company invests primarily in fixed maturity securities, which totaled 88.3% of total cash, cash equivalents and investments at March 31, 2016 . March 31, 2016 December 31, 2015 Carrying Value % of Total Carrying Value Carrying Value % of Total Carrying Value ($ In thousands) Fixed maturity securities $ 1,059,265 88.3 $ 995,601 85.0 Equity securities 23,548 2.0 23,438 2.0 Mortgage loans 587 — 594 0.1 Policy loans 62,011 5.2 60,166 5.1 Real estate and other long-term investments 7,988 0.7 8,031 0.7 Short-term investments — — 251 — Cash and cash equivalents 45,355 3.8 82,827 7.1 Total cash, cash equivalents and investments $ 1,198,754 100.0 $ 1,170,908 100.0
Unrealized Gain (Loss) on Investments [Abstract]
Unrealized Gain (Loss) on Investments [Table Text Block]	The following tables represent the cost, gross unrealized gains and losses and fair value for fixed maturities and equity securities as of the periods indicated. March 31, 2016 Cost or Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In thousands) Fixed maturities: Available-for-sale: U.S. Treasury securities $ 9,979 2,975 — 12,954 U.S. Government-sponsored enterprises 19,551 1,217 — 20,768 States and political subdivisions 513,752 22,792 2,233 534,311 Foreign governments 103 29 — 132 Corporate 223,005 13,171 3,481 232,695 Commercial mortgage-backed 118 5 — 123 Residential mortgage-backed 2,536 212 2 2,746 Total available-for-sale securities 769,044 40,401 5,716 803,729 Held-to-maturity securities: U.S. Government-sponsored enterprises 2,008 101 — 2,109 States and political subdivisions 232,394 10,092 343 242,143 Corporate 21,134 1,137 1,337 20,934 Total held-to-maturity securities 255,536 11,330 1,680 265,186 Total fixed maturities $ 1,024,580 51,731 7,396 1,068,915 Short-term investments $ — — — — Equity securities: Stock mutual funds $ 3,270 — 195 3,075 Bond mutual funds 18,798 92 315 18,575 Common stock 65 3 25 43 Preferred stock 1,594 262 1 1,855 Total equity securities $ 23,727 357 536 23,548 December 31, 2015 Cost or Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In thousands) Fixed maturities: Available-for-sale securities: U.S. Treasury securities $ 9,995 2,597 — 12,592 U.S. Government-sponsored enterprises 19,676 1,104 — 20,780 States and political subdivisions 470,319 15,815 3,085 483,049 Foreign governments 104 27 — 131 Corporate 211,245 9,683 4,847 216,081 Commercial mortgage-backed 140 5 — 145 Residential mortgage-backed 2,658 214 2 2,870 Total available-for-sale securities 714,137 29,445 7,934 735,648 Held-to-maturity securities: U.S. Government-sponsored enterprises 2,010 110 — 2,120 States and political subdivisions 236,776 6,756 883 242,649 Corporate 21,167 530 1,500 20,197 Total held-to-maturity securities 259,953 7,396 2,383 264,966 Total fixed maturity securities $ 974,090 36,841 10,317 1,000,614 Short-term investments $ 251 — — 251 Equity securities: Stock mutual funds $ 3,270 — 237 3,033 Bond mutual funds 18,798 55 349 18,504 Common stock 65 — 22 43 Preferred stock 1,594 266 2 1,858 Total equity securities $ 23,727 321 610 23,438
Unrealized Continuous Losses on Investments [Abstract]
Schedule of Unrealized Loss on Investments [Table Text Block]	The following tables present the fair values and gross unrealized losses of fixed maturities and equity securities that have remained in a continuous unrealized loss position for the periods indicated. March 31, 2016 Less than 12 months Greater than 12 months Total Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities (In thousands, except for # of securities) Fixed maturities: Available-for-sale securities: States and political subdivisions $ 52,802 400 47 15,061 1,833 19 67,863 2,233 66 Corporate 48,931 2,309 50 4,861 1,172 8 53,792 3,481 58 Residential mortgage-backed 53 1 1 130 1 3 183 2 4 Total available-for-sale securities 101,786 2,710 98 20,052 3,006 30 121,838 5,716 128 Held-to-maturity securities: States and political subdivisions 9,813 115 15 10,136 228 10 19,949 343 25 Corporate 1,624 134 1 4,682 1,203 4 6,306 1,337 5 Total held-to-maturity securities 11,437 249 16 14,818 1,431 14 26,255 1,680 30 Total fixed maturities $ 113,223 2,959 114 34,870 4,437 44 148,093 7,396 158 Equity securities: Stock mutual funds $ 3,073 195 4 2 — 1 3,075 195 5 Bond mutual funds 10,196 280 2 105 35 1 10,301 315 3 Common stocks — — — 16 25 2 16 25 2 Preferred stocks — — — — 1 1 — 1 1 Total equities $ 13,269 475 6 123 61 5 13,392 536 11 As of March 31, 2016 , the Company had 30 available-for-sale fixed maturity securities and 14 held-to-maturity fixed maturity securities that were in an unrealized loss position for greater than 12 months. We reported 5 common stock holdings in an unrealized loss position for greater than 12 months as of March 31, 2016 . December 31, 2015 Less than 12 months Greater than 12 months Total Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities Fair Value Unrealized Losses # of Securities (In thousands, except for # of securities) Fixed maturities: Available-for-sale securities: States and political subdivisions $ 136,862 1,474 129 12,633 1,611 12 149,495 3,085 141 Corporate 70,081 4,330 69 3,308 517 3 73,389 4,847 72 Residential mortgage-backed 57 1 2 133 1 3 190 2 5 Total available-for-sale securities 207,000 5,805 200 16,074 2,129 18 223,074 7,934 218 Held-to-maturity securities: States and political subdivisions 74,628 774 59 2,404 109 5 77,032 883 64 Corporate 4,585 641 4 2,160 859 2 6,745 1,500 6 Total held-to-maturity securities 79,213 1,415 63 4,564 968 7 83,777 2,383 70 Total fixed maturities $ 286,213 7,220 263 20,638 3,097 25 306,851 10,317 288 Equity securities: Stock mutual funds $ 3,030 237 4 2 — 1 3,032 237 5 Bond mutual funds 10,158 318 2 108 31 1 10,266 349 3 Preferred stocks 101 1 1 1 1 1 102 2 2 Common stock 22 1 2 21 21 2 43 22 4 Total equities $ 13,311 557 9 132 53 5 13,443 610 14
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]
Schedule of Realized Gain (Loss) [Table Text Block]	The Company uses the specific identification method of the individual security to determine the cost basis used in the calculation of realized gains and losses related to security sales. The Company uses the specific identification method of the individual security to determine the cost basis used in the calculation of realized gains and losses related to security sales.
Schedule of Fixed Maturities [Abstract]
Investments Classified by Contractual Maturity Date [Table Text Block]	The amortized cost and fair value of fixed maturity securities at March 31, 2016 by contractual maturity are shown in the table below. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date have been reflected based upon final stated maturity. March 31, 2016 Amortized Cost Fair Value (In thousands) Available-for-sale securities: Due in one year or less $ 39,255 39,635 Due after one year through five years 114,971 118,508 Due after five years through ten years 107,586 114,389 Due after ten years 507,232 531,197 Total available-for-sale securities 769,044 803,729 Held-to-maturity securities: Due in one year or less 4,377 4,420 Due after one year through five years 38,617 40,966 Due after five years through ten years 52,955 55,963 Due after ten years 159,587 163,837 Total held-to-maturity securities 255,536 265,186 Total fixed maturities $ 1,024,580 1,068,915

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2016
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	The following tables set forth our assets and liabilities that are measured at fair value on a recurring basis as of the dates indicated. March 31, 2016 Available-for-sale investments Level 1 Level 2 Level 3 Total Fair Value (In thousands) Financial assets: Fixed maturities: U.S. Treasury and U.S. Government-sponsored enterprises $ 12,954 20,768 — 33,722 States and political subdivisions — 534,311 — 534,311 Corporate — 232,695 — 232,695 Commercial mortgage-backed — — 123 123 Residential mortgage-backed — 2,746 — 2,746 Foreign governments — 132 — 132 Total fixed maturities 12,954 790,652 123 803,729 Equity securities: Stock mutual funds 3,075 — — 3,075 Bond mutual funds 18,575 — — 18,575 Common stock 43 — — 43 Preferred stock 1,855 — — 1,855 Total equity securities 23,548 — — 23,548 Total financial assets $ 36,502 790,652 123 827,277 December 31, 2015 Available-for-sale investments Level 1 Level 2 Level 3 Total Fair Value (In thousands) Financial assets: Fixed maturities: U.S. Treasury and U.S. Government-sponsored enterprises $ 12,592 20,780 — 33,372 States and political subdivisions — 483,049 — 483,049 Corporate — 216,081 — 216,081 Commercial mortgage-backed — — 145 145 Residential mortgage-backed — 2,870 — 2,870 Foreign governments — 131 — 131 Total fixed maturities 12,592 722,911 145 735,648 Equity securities: Stock mutual funds 3,033 — — 3,033 Bond mutual funds 18,504 — — 18,504 Common stock 43 — — 43 Preferred stock 1,858 — — 1,858 Total equity securities 23,438 — — 23,438 Total financial assets $ 36,030 722,911 145 759,086
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	The following table presents additional information about fixed maturity securities measured at fair value on a recurring basis that are classified as Level 3 assets and for which we have utilized significant unobservable inputs to determine fair value. March 31, December 31, (In thousands) Balance at beginning of period $ 145 231 Total realized and unrealized gains (losses) Included in net income — — Included in other comprehensive income — (2 ) Principal paydowns (22 ) (84 ) Transfer in and (out) of Level 3 — — Balance at end of period $ 123 145
Fair Value, by Balance Sheet Grouping [Table Text Block]	The carrying amount and fair value for the financial assets and liabilities on the consolidated balance sheets not otherwise disclosed for the periods indicated are as follows: March 31, 2016 December 31, 2015 Carrying Value Fair Value Carrying Value Fair Value (In thousands) Financial assets: Fixed maturities, held-to-maturity $ 255,536 265,186 259,953 264,966 Mortgage loans 587 608 594 617 Policy loans 62,011 62,011 60,166 60,166 Short-term investments — — 251 251 Cash and cash equivalents 45,355 45,355 82,827 82,827 Financial liabilities: Annuity - investment contracts 47,943 50,234 47,222 46,905

Segment Information (Details)

Segment Information (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)	Mar. 31, 2015USD ($)
Segment Reporting Information [Line Items]
Number of reportable segments	3
Segment Reporting, Measurement Differences Between Segment and Consolidated Profit (Loss)	The Company has no reportable differences between segments and consolidated operations.
Premiums	$ 44,439	$ 44,566
Net investment income	11,731	11,069
Realized investment gains (losses), net	(1,796)	(71)
Total revenue	54,525	55,860
Claims and surrenders	19,005	19,403
Increase in future policy benefit reserves	15,990	17,298
Policyholders' dividends	1,549	2,309
Total insurance benefits paid or provided	36,544	39,010
Commissions	9,468	9,859
Other general expenses	9,318	7,551
Capitalization of deferred policy acquisition costs	(6,264)	(6,856)
Amortization of deferred policy acquisition costs	6,708	5,299
Amortization of cost of customer relationships acquired	545	647
Total benefits and expenses	56,319	55,510
Income (loss) before income tax expense	(1,794)	350
Other income	151	296
Life Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums	32,848	32,979
Net investment income	7,954	7,231
Realized investment gains (losses), net	(868)	(56)
Total revenue	40,049	40,368
Claims and surrenders	13,464	13,560
Increase in future policy benefit reserves	14,844	16,137
Policyholders' dividends	1,536	2,295
Total insurance benefits paid or provided	29,844	31,992
Commissions	5,803	6,026
Other general expenses	4,084	3,159
Capitalization of deferred policy acquisition costs	(4,926)	(5,343)
Amortization of deferred policy acquisition costs	5,881	4,549
Amortization of cost of customer relationships acquired	170	200
Total benefits and expenses	40,856	40,583
Income (loss) before income tax expense	(807)	(215)
Other income	115	214
Home Service Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums	11,591	11,587
Net investment income	3,414	3,464
Realized investment gains (losses), net	(928)	(15)
Total revenue	14,080	15,084
Claims and surrenders	5,541	5,843
Increase in future policy benefit reserves	1,146	1,161
Policyholders' dividends	13	14
Total insurance benefits paid or provided	6,700	7,018
Commissions	3,665	3,833
Other general expenses	4,190	3,830
Capitalization of deferred policy acquisition costs	(1,338)	(1,513)
Amortization of deferred policy acquisition costs	827	750
Amortization of cost of customer relationships acquired	375	447
Total benefits and expenses	14,419	14,365
Income (loss) before income tax expense	(339)	719
Other income	3	48
Other Non-Insurance Enterprise Segment [Member]
Segment Reporting Information [Line Items]
Premiums	0	0
Net investment income	363	374
Realized investment gains (losses), net	0	0
Total revenue	396	408
Claims and surrenders	0	0
Increase in future policy benefit reserves	0	0
Policyholders' dividends	0	0
Total insurance benefits paid or provided	0	0
Commissions	0	0
Other general expenses	1,044	562
Capitalization of deferred policy acquisition costs	0	0
Amortization of deferred policy acquisition costs	0	0
Amortization of cost of customer relationships acquired	0	0
Total benefits and expenses	1,044	562
Income (loss) before income tax expense	(648)	(154)
Other income	$ 33	$ 34

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Net income	$ (1,949)	$ 425
Net Income Allocated to Class A Common Stock	(1,929)	421
Net Income Allocated to Class B Common Stock	$ (20)	$ 4
Common Class A [Member]
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Weighted Average Shares Outstanding, Basic	49,080	49,080
Weighted Average Shares Outstanding, Diluted	49,080	49,080
Basic earnings per share	$ (0.04)	$ 0.01
Diluted earnings per share	$ (0.04)	$ 0.01
Common Stock Class B [Member]
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Weighted Average Shares Outstanding, Basic and Diluted	1,002	1,002
Basic earnings per share	$ (0.02)	$ 0
Diluted earnings per share	$ (0.02)	$ 0

Investments Cash, Cash Equivale

Investments Cash, Cash Equivalents and Investments (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Fixed maturity securities	$ 1,059,265	$ 995,601
Fixed maturity securities percent	88.30%	85.00%
Available-for-sale Securities, Equity Securities	$ 23,548	$ 23,438
Equity securities percent	2.00%	2.00%
Mortgage loans	$ 587	$ 594
Mortgage loans percent	0.00%	0.10%
Policy loans	$ 62,011	$ 60,166
Policy loans percent	5.20%	5.10%
Real estate and other long-term investments	$ 7,988	$ 8,031
Real estate and other long-term investments percent	0.70%	0.70%
Other Short-term Investments	$ 0	$ 251
Percentage of Short Term Investments As to Carrying Value	0.00%	0.00%
Cash and cash equivalents	$ 45,355	$ 82,827	$ 41,430	$ 50,708
Cash and cash equivalents percent	3.80%	7.10%
Total cash, cash equivalents and investments	$ 1,198,754	$ 1,170,908
Total cash, cash equivalents and investments percent	100.00%	100.00%

Investments Gross Unrealized Ga

Investments Gross Unrealized Gains and Losses (Details) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	$ 769,044,000		$ 714,137,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	40,401,000		29,445,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	5,716,000		7,934,000
Available-for-sale Securities, Debt Securities	803,729,000		735,648,000
Held-to-maturity Securities [Abstract]
Held-to-maturity Securities	255,536,000		259,953,000
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	11,330,000		7,396,000
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	1,680,000		2,383,000
Held-to-maturity Securities, Fair Value	265,186,000		264,966,000
Total Fixed maturity securities, Amortized Cost	1,024,580,000		974,090,000
Debt Securities, Accumulative Gross Unrealized and Unrecognized Gains	51,731,000		36,841,000
Debt Securities, Accumulated Gross Unrealized and Unrecognized Losses	7,396,000		10,317,000
Total Fixed Maturity Securities, Fair Value	1,068,915,000		1,000,614,000
Available-for-sale Equity Securities, Amortized Cost Basis [Abstract]
Available-for-sale Equity Securities, Amortized Cost Basis	23,727,000		23,727,000
Available-for-sale Equity Securities, Accumulated Gross Unrealized Gain, before Tax	357,000		321,000
Available-for-sale Equity Securities, Accumulated Gross Unrealized Loss, before Tax	536,000		610,000
Available-for-sale Securities, Equity Securities	23,548,000		23,438,000
Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net	1,900,000	$ 0
US Treasury Securities [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	9,979,000		9,995,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	2,975,000		2,597,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	0		0
Available-for-sale Securities, Debt Securities	12,954,000		12,592,000
US Government Agencies Debt Securities [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	19,551,000		19,676,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	1,217,000		1,104,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	0		0
Available-for-sale Securities, Debt Securities	20,768,000		20,780,000
Held-to-maturity Securities [Abstract]
Held-to-maturity Securities	2,008,000		2,010,000
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	101,000		110,000
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	0		0
Held-to-maturity Securities, Fair Value	2,109,000		2,120,000
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	513,752,000		470,319,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	22,792,000		15,815,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	2,233,000		3,085,000
Available-for-sale Securities, Debt Securities	534,311,000		483,049,000
Held-to-maturity Securities [Abstract]
Held-to-maturity Securities	232,394,000		236,776,000
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	10,092,000		6,756,000
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	343,000		883,000
Held-to-maturity Securities, Fair Value	242,143,000		242,649,000
Foreign Government Debt Securities [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	103,000		104,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	29,000		27,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	0		0
Available-for-sale Securities, Debt Securities	132,000		131,000
Corporate Debt Securities [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	223,005,000		211,245,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	13,171,000		9,683,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	3,481,000		4,847,000
Available-for-sale Securities, Debt Securities	232,695,000		216,081,000
Held-to-maturity Securities [Abstract]
Held-to-maturity Securities	21,134,000		21,167,000
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	1,137,000		530,000
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	1,337,000		1,500,000
Held-to-maturity Securities, Fair Value	20,934,000		20,197,000
Commercial Mortgage Backed Securities [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	118,000		140,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	5,000		5,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	0		0
Available-for-sale Securities, Debt Securities	123,000		145,000
Residential Mortgage Backed Securities [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	2,536,000		2,658,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	212,000		214,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	2,000		2,000
Available-for-sale Securities, Debt Securities	2,746,000		2,870,000
Short-term Investments [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	0		251,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Gain, before Tax	0		0
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	0		0
Available-for-sale Securities, Debt Securities	0		251,000
Stock Mutual Funds [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	195,000		237,000
Available-for-sale Equity Securities, Amortized Cost Basis [Abstract]
Available-for-sale Equity Securities, Amortized Cost Basis	3,270,000		3,270,000
Available-for-sale Equity Securities, Accumulated Gross Unrealized Gain, before Tax	0		0
Available-for-sale Equity Securities, Accumulated Gross Unrealized Loss, before Tax	195,000		237,000
Available-for-sale Securities, Equity Securities	3,075,000		3,033,000
Bond Mutual Funds [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	315,000		349,000
Available-for-sale Equity Securities, Amortized Cost Basis [Abstract]
Available-for-sale Equity Securities, Amortized Cost Basis	18,798,000		18,798,000
Available-for-sale Equity Securities, Accumulated Gross Unrealized Gain, before Tax	92,000		55,000
Available-for-sale Equity Securities, Accumulated Gross Unrealized Loss, before Tax	315,000		349,000
Available-for-sale Securities, Equity Securities	18,575,000		18,504,000
Common Stock [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	25,000		22,000
Available-for-sale Equity Securities, Amortized Cost Basis [Abstract]
Available-for-sale Equity Securities, Amortized Cost Basis	65,000		65,000
Available-for-sale Equity Securities, Accumulated Gross Unrealized Gain, before Tax	3,000		0
Available-for-sale Equity Securities, Accumulated Gross Unrealized Loss, before Tax	25,000		22,000
Available-for-sale Securities, Equity Securities	43,000		43,000
Preferred Stock [Member]
Available-for-sale Debt Securities, Amortized Cost Basis [Abstract]
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	1,000		2,000
Available-for-sale Equity Securities, Amortized Cost Basis [Abstract]
Available-for-sale Equity Securities, Amortized Cost Basis	1,594,000		1,594,000
Available-for-sale Equity Securities, Accumulated Gross Unrealized Gain, before Tax	262,000		266,000
Available-for-sale Equity Securities, Accumulated Gross Unrealized Loss, before Tax	1,000		2,000
Available-for-sale Securities, Equity Securities	$ 1,855,000		$ 1,858,000

Investments Unrealized Losses L

Investments Unrealized Losses Less Than and Greater Than 12 Months (Details)	3 Months Ended
	Mar. 31, 2016USD ($)security	Mar. 31, 2015USD ($)	Dec. 31, 2015USD ($)security
Schedule of Available-for-sale Securities [Line Items]
Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net	$ 1,900,000	$ 0
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	$ 5,716,000		$ 7,934,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	128		218
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	$ 1,680,000		$ 2,383,000
Debt Securities In Continuous Loss Less Than 12 Months Fair Value	113,223,000		286,213,000
Debt Securities, Continuous Unrealized Loss Position for Less Than 12 Months	$ 2,959,000		$ 7,220,000
Debt Securities In Unrealized Loss Positions Qualitative Disclosure, Number Of Positions, Less Than 12 Months | security	114		263
Debt Securities In Continuous Loss Position 12 Months Or Longer, Fair Value	$ 34,870,000		$ 20,638,000
Debt Securities, Continuous Unrealized Loss Position for Greater Than 12 Months	$ 4,437,000		$ 3,097,000
Debt Securities In Unrealized Loss Positions Qualitative Disclosure, Number Of Positions,12 Months Or Greater | security	44		25
Debt Securities In Continuous Loss Position, Aggregate Fair Value	$ 148,093,000		$ 306,851,000
Debt Securities, Gross Unrealized and Unrecognized Losses	$ 7,396,000		$ 10,317,000
Debt Securities In Unrealized Loss Positions Qualitative Disclosure, Number Of Positions | security	158		288
US Government Agencies Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	$ 0		$ 0
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	0		0
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	52,802,000		136,862,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$ 400,000		$ 1,474,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security	47		129
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$ 15,061,000		$ 12,633,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$ 1,833,000		$ 1,611,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security	19		12
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$ 67,863,000		$ 149,495,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	$ 2,233,000		$ 3,085,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	66		141
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 9,813,000		$ 74,628,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$ 115,000		$ 774,000
Number of Held to Maturity Securities In Continuous Loss Position Less Than 12 Months | security	15		59
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$ 10,136,000		$ 2,404,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$ 228,000		$ 109,000
Number of Held to Maturity Securities In Continuous Loss Position 12 Months or Greater | security	10		5
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	$ 19,949,000		$ 77,032,000
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	$ 343,000		$ 883,000
Held-to-maturity, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	25		64
Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 48,931,000		$ 70,081,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$ 2,309,000		$ 4,330,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security	50		69
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$ 4,861,000		$ 3,308,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$ 1,172,000		$ 517,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security	8		3
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$ 53,792,000		$ 73,389,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	$ 3,481,000		$ 4,847,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	58		72
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 1,624,000		$ 4,585,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$ 134,000		$ 641,000
Number of Held to Maturity Securities In Continuous Loss Position Less Than 12 Months | security	1		4
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$ 4,682,000		$ 2,160,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$ 1,203,000		$ 859,000
Number of Held to Maturity Securities In Continuous Loss Position 12 Months or Greater | security	4		2
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	$ 6,306,000		$ 6,745,000
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	$ 1,337,000		$ 1,500,000
Held-to-maturity, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	5		6
Commercial Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	$ 0		$ 0
Residential Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	53,000		57,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$ 1,000		$ 1,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security	1		2
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$ 130,000		$ 133,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$ 1,000		$ 1,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security	3		3
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$ 183,000		$ 190,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	$ 2,000		$ 2,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	4		5
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 101,786,000		$ 207,000,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$ 2,710,000		$ 5,805,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security	98		200
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$ 20,052,000		$ 16,074,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$ 3,006,000		$ 2,129,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security	30		18
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$ 121,838,000		$ 223,074,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	5,716,000		7,934,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	11,437,000		79,213,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$ 249,000		$ 1,415,000
Number of Held to Maturity Securities In Continuous Loss Position Less Than 12 Months | security	16		63
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$ 14,818,000		$ 4,564,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$ 1,431,000		$ 968,000
Number of Held to Maturity Securities In Continuous Loss Position 12 Months or Greater | security	14		7
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	$ 26,255,000		$ 83,777,000
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	$ 1,680,000		$ 2,383,000
Held-to-maturity, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	30		70
Stock Mutual Funds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 3,073,000		$ 3,030,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$ 195,000		$ 237,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security	4		4
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$ 2,000		$ 2,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$ 0		$ 0
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security	1		1
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$ 3,075,000		$ 3,032,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	$ 195,000		$ 237,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	5		5
Bond Mutual Funds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 10,196,000		$ 10,158,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$ 280,000		$ 318,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security	2		2
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$ 105,000		$ 108,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$ 35,000		$ 31,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security	1		1
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$ 10,301,000		$ 10,266,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	$ 315,000		$ 349,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	3		3
Common Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 0		$ 22,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$ 0		$ 1,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security	0		2
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$ 16,000		$ 21,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$ 25,000		$ 21,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security	2		2
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$ 16,000		$ 43,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	$ 25,000		$ 22,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	2		4
Preferred Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 0		$ 101,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$ 0		$ 1,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security	0		1
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$ 0		$ 1,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$ 1,000		$ 1,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security	1		1
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$ 0		$ 102,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	$ 1,000		$ 2,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	1		2
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 13,269,000		$ 13,311,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$ 475,000		$ 557,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year | security	6		9
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$ 123,000		$ 132,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$ 61,000		$ 53,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security	5		5
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$ 13,392,000		$ 13,443,000
Available-for-sale Debt Securities, Accumulated Gross Unrealized Loss, before Tax	$ 536,000		$ 610,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions | security	11		14

Investments Maturity Distributi

Investments Maturity Distribution of Debt Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Available-for-sale Securities, Debt Maturities, Due in One Year or Less, Amortized Cost Basis	$ 39,255
Available-for-sale Securities, Debt Maturities, Due After One Year Through Five Years, Amortized Cost Basis	114,971
Available-for-sale Securities, Debt Maturities, Due After Five Years Through Ten Years, Amortized Cost Basis	107,586
Available-for-sale Securities, Debt Maturities, Due After Ten Years, Amortized Cost Basis	507,232
Available-for-sale Debt Securities, Amortized Cost Basis	769,044	$ 714,137
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Available-for-sale Securities, Debt Maturities, Due in One Year or Less, Fair Value	39,635
Available-for-sale Securities, Debt Maturities, Due After One Year Through Five Years, Fair Value	118,508
Available-for-sale Securities, Debt Maturities, Due After Five Years Through Ten Years, Fair Value	114,389
Available-for-sale Securities, Debt Maturities, Due After Ten Years, Fair Value	531,197
Available-for-sale Debt Securities, Fair Value	803,729
Held-to-maturity Securities, Debt Maturities, Net Carrying Amount [Abstract]
Held-to-maturity Securities, Debt Maturities, Due in One Year or Less, Amortized Cost Basis	4,377
Held-to-maturity Securities, Debt Maturities, Due After One Year Through Five Years, Amortized Cost Basis	38,617
Held-to-maturity Securities, Debt Maturities, Due After Five Years Through Ten Years, Amortized Cost Basis	52,955
Held-to-maturity Securities, Debt Maturities, Due After Ten Years, Amortized Cost Basis	159,587
Held-to-maturity Securities	255,536	259,953
Held-to-maturity Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Held-to-maturity Securities, Debt Maturities, Due in One Year or Less, Fair Value	4,420
Held-to-maturity Securities, Debt Maturities, Due After One Year Through Five Years, Fair Value	40,966
Held-to-maturity Securities, Debt Maturities, Due After Five Years Through Ten Years, Fair Value	55,963
Held-to-maturity Securities, Debt Maturities, Due After Ten Years, Fair Value	163,837
Held-to-maturity Securities, Fair Value	265,186	264,966
Total Fixed maturity securities, Amortized Cost	1,024,580	974,090
Total Fixed Maturity Securities, Fair Value	$ 1,068,915	$ 1,000,614

Investments Realized Gains (Los

Investments Realized Gains (Losses) on Investments (Details)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Gain (Loss) on Investments [Line Items]
Sale of bonds, number of securities sold at a loss	0	0
Sale of bonds, number of held-to-maturity bonds sold	0	0

Fair Value Measurements (Detail

Fair Value Measurements (Details) $ in Thousands	Mar. 31, 2016USD ($)	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	$ 803,729
Percent of Level 2 Debt Maturity to Total Reported Fair Value of Financial Assets	95.60%
Number of Private Placement Mortgage Backed Debt Securities in Level 3	2
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	$ 123	$ 145	$ 231
Marketable Securities	827,277	759,086
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable Securities	36,502	36,030
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable Securities	790,652	722,911
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable Securities	123	145
US Treasury and Government [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	33,722	33,372
US Treasury and Government [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	12,954	12,592
US Treasury and Government [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	20,768	20,780
US Treasury and Government [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
US States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	534,311	483,049
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	534,311	483,049
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	232,695	216,081
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	232,695	216,081
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	123	145
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	123	145
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	2,746	2,870
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	2,746	2,870
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Foreign Government Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	132	131
Foreign Government Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Foreign Government Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	132	131
Foreign Government Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	803,729	735,648
Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	12,954	12,592
Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	790,652	722,911
Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	123	145
Stock Mutual Funds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	3,075	3,033
Stock Mutual Funds [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	3,075	3,033
Stock Mutual Funds [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Stock Mutual Funds [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Bond Mutual Funds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	18,575	18,504
Bond Mutual Funds [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	18,575	18,504
Bond Mutual Funds [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Bond Mutual Funds [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Common Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	43	43
Common Stock [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	43	43
Common Stock [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Common Stock [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Preferred Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	1,855	1,858
Preferred Stock [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	1,855	1,858
Preferred Stock [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Preferred Stock [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	23,548	23,438
Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	23,548	23,438
Equity Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	0	0
Equity Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	$ 0	$ 0

Fair Value Measurements Schedul

Fair Value Measurements Schedule of Fair Value Unobservable Input Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Abstract]
Balance at beginning of period	$ 145	$ 231
Total realized and unrealized gains (losses)
Included in net income	0	0
Included in other comprehensive income	0	(2)
Principal paydowns	(22)	(84)
Transfers in and (out) of Level 3	0	0
Balance at end of period	$ 123	$ 145

Fair Value Measurements Financi

Fair Value Measurements Financial Instruments not Carried at Fair Value (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fixed maturities held-to-maturity	$ 265,186		$ 264,966
Mortgage loans	587		594
Policy loans	62,011		60,166
Other Short-term Investments	0		251
Cash and cash equivalents, at carrying value	45,355	$ 41,430	82,827	$ 50,708
Liability for future policy benefits individual and group annuities	$ 65,952		64,933
Mortgage Loans on Real Estate, Interest Rate	6.30%	6.40%
Mortgage loan maturity lower end range	1 year	1 year
Mortgage loan maturity higher end range	30 years	30 years
Mortgage loans interest rate used to estimate fair value	6.20%
Insurance policy loans interest rate	7.70%	7.70%
Fair value minimum interest rate of investment contract	1.60%
Fair value maximum rate of investment contract	5.71%
Carrying (Reported) Amount, Fair Value Disclosure [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fixed maturities held-to-maturity	$ 255,536		259,953
Mortgage loans	587		594
Policy loans	62,011		60,166
Other Short-term Investments	0		251
Cash and cash equivalents, at carrying value	45,355		82,827
Liability for future policy benefits individual and group annuities	47,943		47,222
Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fixed maturities held-to-maturity	265,186		264,966
Mortgage loans	608		617
Policy loans	62,011		60,166
Other Short-term Investments	0		251
Cash and cash equivalents, fair value disclosure	45,355		82,827
Liability for future policy benefits individual and group annuities	$ 50,234		$ 46,905

Commitments and Contingencies C

Commitments and Contingencies Commitments and Contingencies (Details)	3 Months Ended
	Mar. 31, 2016USD ($)
Loss Contingencies [Line Items]
Additional General Expenses to Remediate Section 7702 and 72(s) Issue	$ 2
Total costs to remediate IRC Section 7702 issue	0
Toll charges and fees to remediate IRC Section 7702 issue	0
Cost of claim and reserve liabilities to remediate IRC Section 7702 issue	0
IRC Section 7702 remediation costs [Member]
Loss Contingencies [Line Items]
Loss Contingency, Range of Possible Loss, Minimum	0
Loss Contingency, Range of Possible Loss, Maximum	0
Minimum [Member]
Loss Contingencies [Line Items]
Cost Range to Remediate IRC Section 7702 Issue	0
Maximum [Member]
Loss Contingencies [Line Items]
Cost Range to Remediate IRC Section 7702 Issue	$ 0

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Income Tax Disclosure [Abstract]
Effective Income Tax Rate	(8.60%)	(21.40%)
Unrecognized Tax Benefits, Income Tax Penalties Expense	$ 0.4
Federal Statutory Income Tax Rate	35.00%	35.00%

Related Party Transactions Capi

Related Party Transactions Capital Contribution to Subsidiary (Details) $ in Millions	3 Months Ended
	Mar. 31, 2016USD ($)
Capital Contribution to Subsidiary [Abstract]
Capital Contribution to Subsidiary	$ 1