Citizens (CIA) 10-K 2020 FY Annual report

EXHIBIT 23.1

Consent of Independent Registered Public Accounting Firm

We consent to the incorporation by reference in the following Registration Statements:

1.Registration Statement No. 333-77698 on Form S-3

2.Registration Statement No. 333-58698 on Form S-3

3.Registration Statement No. 333-118134 on Form S-3

4.Registration Statement No. 333-139473 on Form S-3

5.Registration Statement No. 333-163833 on Form S-3

6.Registration Statement No. 333-185618 on Form S-3

7.Registration Statement No. 333-228423 on Form S-3

8.Registration Statement No. 333-221913 on Form S-8

of our reports dated March 10, 2021, relating to the consolidated financial statements and financial statement schedules of Citizens, Inc. and consolidated subsidiaries (the “Company”), and the effectiveness of the Company's internal control over financial reporting, appearing in the Annual Report on Form 10-K of the Company for the year ended December 31, 2020.

/s/ DELOITTE & TOUCHE LLP

Austin, Texas

March 10, 2021

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