Citizens (CIA) 10-Q 6 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 04, 2013	Nov. 04, 2013
		Common Stock Class A [Member]	Common Stock Class B [Member]
Entity Information [Line Items]	'	'	'
Entity Registrant Name	'CITIZENS INC	'	'
Entity Central Index Key	'0000024090	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Filer Category	'Accelerated Filer	'	'
Document Type	'10-Q	'	'
Document Period End Date	30-Sep-13	'	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'Q3	'	'
Amendment Flag	'false	'	'
Entity Common Stock, Shares Outstanding	'	49,080,114	1,001,714

Consolidated_Statements_of_Fin

Consolidated Statements of Financial Position (Unaudited) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Investments:	'	'
Fixed maturities available-for-sale, at fair value (cost: $585,127 and $559,736 in 2013 and 2012, respectively)	$599,379	$604,520
Fixed maturities held-to-maturity, at amortized cost (fair value: $221,115 and $193,739 in 2013 and 2012, respectively)	223,339	187,008
Equity securities available-for-sale, at fair value (cost: $52,392 and $52,744 in 2013 and 2012, respectively)	53,067	53,741
Mortgage loans on real estate	680	1,509
Policy loans	47,359	42,993
Real estate held for investment (less $1,392 and $1,287 accumulated depreciation in 2013 and 2012, respectively)	8,477	8,496
Other long-term investments	56	57
Short-term investments	0	2,340
Total investments	932,357	900,664
Cash and cash equivalents	41,687	56,299
Accrued investment income	11,740	10,304
Reinsurance recoverable	4,490	9,651
Deferred policy acquisition costs	143,131	135,569
Cost of customer relationships acquired	23,901	25,116
Goodwill	17,160	17,160
Other intangible assets	858	879
Federal income tax receivable	0	270
Property and equipment, net	6,920	7,383
Due premiums, net (less $1,296 and $1,345 allowance for doubtful accounts in 2013 and 2012, respectively)	9,994	10,527
Prepaid expenses	875	344
Other assets	1,001	782
Total assets	1,194,114	1,174,948
Future policy benefits reserves:	'	'
Life insurance	812,824	762,319
Annuities	54,178	51,750
Accident and health	1,245	5,491
Dividend accumulations	13,234	11,962
Premiums paid in advance	30,504	27,455
Policy claims payable	8,044	11,015
Other policyholders' funds	8,006	9,440
Total policy liabilities	928,035	879,432
Commissions payable	2,096	2,606
Federal income tax payable	415	0
Deferred federal income tax	4,517	17,301
Payable for securities in process of settlement	1,712	2,358
Other liabilities	9,608	10,143
Total liabilities	946,383	911,840
Commitments and contingencies	'	'
Stockholders' equity:	'	'
Accumulated deficit	-13,348	-17,335
Accumulated other comprehensive income:	'	'
Unrealized gains on securities, net of tax	9,523	28,887
Treasury stock, at cost	-11,011	-11,011
Total stockholders' equity	247,731	263,108
Total liabilities and stockholders' equity	1,194,114	1,174,948
Common Stock Class A [Member]	'	'
Stockholders' equity:	'	'
Common Stock	259,383	259,383
Common Stock Class B [Member]	'	'
Stockholders' equity:	'	'
Common Stock	$3,184	$3,184

Consolidated_Statements_of_Fin1

Consolidated Statements of Financial Position (Unaudited) (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
Investments:	'	'
Fixed maturities available-for-sale, amortized cost	$585,127	$559,736
Fixed maturities held-to-maturity, fair value	221,115	193,739
Available-for-sale equity securities, amortized cost	52,392	52,744
Real estate held for investment, accumulated depreciation	1,392	1,287
Due premiums, allowance for doubtful accounts	$1,296	$1,345
Common Stock Class A [Member]	'	'
Stockholders' equity:	'	'
Common stock, par value (in dollars per share)	$0	$0
Common stock, shares authorized (in shares)	100,000,000	100,000,000
Common stock, shares issued (in shares)	52,215,852	52,215,852
Common stock, shares outstanding (in shares)	52,215,852	52,215,852
Common stock, shares in treasury (in shares)	3,135,738	3,135,738
Common Stock Class B [Member]	'	'
Stockholders' equity:	'	'
Common stock, par value (in dollars per share)	$0	$0
Common stock, shares authorized (in shares)	2,000,000	2,000,000
Common stock, shares issued (in shares)	1,001,714	1,001,714
Common stock, shares outstanding (in shares)	1,001,714	1,001,714

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Premiums:	'	'	'	'
Life insurance	$42,091	$41,257	$123,728	$118,608
Accident and health insurance	380	414	1,135	1,244
Property insurance	1,276	1,281	3,658	3,792
Net investment income	9,570	8,114	27,224	23,303
Realized investment gains, net	30	763	143	1,107
Decrease in fair value of warrants	0	241	0	314
Other income	269	112	882	321
Total revenue	53,616	52,182	156,770	148,689
Insurance benefits paid or provided:	'	'	'	'
Claims and surrenders	16,763	15,627	48,229	46,490
Increase in future policy benefit reserves	17,398	16,901	52,253	47,793
Policyholders' dividends	2,362	2,600	6,671	6,755
Total insurance benefits paid or provided	36,523	35,128	107,153	101,038
Commissions	9,940	9,769	29,427	28,164
Other general expenses	6,163	6,055	20,204	19,013
Capitalization of deferred policy acquisition costs	-7,067	-7,547	-21,101	-20,530
Amortization of deferred policy acquisition costs	4,758	4,134	13,747	12,693
Amortization of cost of customer relationships acquired	681	598	1,819	1,834
Total benefits and expenses	50,998	48,137	151,249	142,212
Income before federal income tax	2,618	4,045	5,521	6,477
Federal income tax expense (benefit)	794	1,134	1,534	1,651
Net income	1,824	2,911	3,987	4,826
Unrealized gains (losses) on available-for-sale securities:	'	'	'	'
Unrealized holding gains (losses) arising during period	-4,128	8,542	-29,576	17,106
Reclassification adjustments for gains included in net income	-84	-708	-188	-915
Unrealized gains (losses) on available-for-sale securities, net	-4,212	7,834	-29,764	16,191
Income tax expense (benefit) on unrealized gains on available-for-sale securities	-1,474	2,878	-10,400	5,837
Other comprehensive income (loss)	-2,738	4,956	-19,364	10,354
Comprehensive income (loss)	($914)	$7,867	($15,377)	$15,180
Common Stock Class A [Member]	'	'	'	'
Earnings Per Share [Abstract]	'	'	'	'
Basic earnings per share (in dollars per share)	$0.03	$0.06	$0.08	$0.10
Diluted earnings per share (in dollars per share)	$0.03	$0.06	$0.08	$0.10
Common Stock Class B [Member]	'	'	'	'
Earnings Per Share [Abstract]	'	'	'	'
Basic earnings per share (in dollars per share)	$0.02	$0.03	$0.04	$0.05
Diluted earnings per share (in dollars per share)	$0.02	$0.03	$0.04	$0.05

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:	'	'
Net income	$3,987	$4,826
Adjustments to reconcile net income to net cash provided by (used in) operating activities:	'	'
Realized gains on sale of investments and other assets	-143	-1,107
Net deferred policy acquisition costs	-7,354	-7,837
Amortization of cost of customer relationships acquired	1,819	1,834
Decrease in fair value of warrants	0	-314
Depreciation	955	915
Amortization of premiums and discounts on investments	6,228	4,115
Deferred federal income tax benefit	-2,384	-2,232
Change in:	'	'
Accrued investment income	-1,436	-2,391
Reinsurance recoverable	5,161	334
Due premiums	533	-524
Future policy benefit reserves	47,989	47,530
Other policyholders' liabilities	-84	3,025
Federal income tax receivable	685	2,089
Commissions payable and other liabilities	-1,045	-1,823
Other, net	-581	-846
Net cash provided by operating activities	54,330	47,594
Cash flows from investing activities:	'	'
Sale of fixed maturities, available-for-sale	317	503
Maturities and calls of fixed maturities, available-for-sale	41,054	125,622
Maturities and calls of fixed maturities, held-to-maturity	37,213	154,630
Purchase of fixed maturities, available-for-sale	-71,818	-184,728
Purchase of fixed maturities, held-to-maturity	-75,386	-138,756
Sales of equity securities, available-for-sale	0	2,856
Calls of equity securities, available-for-sale	400	820
Principal payments on mortgage loans	829	36
Increase in policy loans, net	-4,366	-3,694
Sale of other long-term investments	1	4
Purchase of other long-term investments	-86	-116
Purchase of property and equipment	-386	-402
Maturity of short-term investments	2,841	2,000
Purchase of short-term investments	-531	-2,378
Net cash provided by (used in) investing activities	-69,918	-43,603
Cash flows from financing activities:	'	'
Warrants exercised	0	822
Annuity deposits	4,293	4,769
Annuity withdrawals	-3,317	-3,007
Net cash provided by financing activities	976	2,584
Net increase (decrease) in cash and cash equivalents	-14,612	6,575
Cash and cash equivalents at beginning of year	56,299	33,255
Cash and cash equivalents at end of period	41,687	39,830
Supplemental Disclosures of Operation Activities	'	'
Cash paid during the period for income taxes, net	$3,232	$1,794

Financial_Statements

Financial Statements	9 Months Ended
	Sep. 30, 2013
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	'
	Financial Statements
	Basis of Presentation and Consolidation
	The accompanying consolidated financial statements of Citizens, Inc. and its wholly-owned subsidiaries have been prepared in conformity with U.S. generally accepted accounting principles ("U.S. GAAP").
	The consolidated financial statements include the accounts and operations of Citizens, Inc. ("Citizens"), a Colorado corporation, and its wholly-owned subsidiaries, CICA Life Insurance Company of America ("CICA"), Security Plan Life Insurance Company ("SPLIC"), Security Plan Fire Insurance Company ("SPFIC"), Citizens National Life Insurance Company ("CNLIC"), Computing Technology, Inc. ("CTI") and Insurance Investors, Inc. ("III").  Citizens and its wholly-owned subsidiaries are collectively referred to as "the Company," "we," "us" or "our."
	The consolidated statements of financial position for September 30, 2013, and the consolidated statements of comprehensive income for the three and nine month periods ended September 30, 2013 and 2012, and consolidated statement of cash flows for the nine-month periods ended September 30, 2013 and 2012, have been prepared by the Company without audit.  In the opinion of management, all adjustments to present fairly the financial position, results of operations, and changes in cash flows at September 30, 2013 and for comparative periods have been made.  The consolidated financial statements have been prepared in accordance with U.S. GAAP for interim financial information and with the instructions to Form 10-Q adopted by the Securities and Exchange Commission (“SEC”).  Accordingly, the financial statements do not include all of the information and footnotes required for complete financial statements and should be read in conjunction with the Company’s consolidated financial statements, and notes thereto, for the year ended December 31, 2012.  Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period.
	We provide primarily life insurance and a small amount of health insurance policies through our insurance subsidiaries:  CICA, SPLIC, and CNLIC.  CICA and CNLIC issue ordinary whole-life policies, endowments, credit life and disability, burial insurance, pre-need policies, and accident and health related policies, throughout the Midwest and southern United States.  CICA also issues ordinary whole-life policies to non-U.S. residents.  SPLIC offers final expense and home service life insurance in Louisiana, Arkansas and Mississippi and SPFIC, a wholly-owned subsidiary of SPLIC, writes a limited amount of property insurance in Louisiana.
	CTI provides data processing systems and services, as well as furniture and equipment, to the Company.  III provides aviation transportation to the Company.
	Use of Estimates
	The preparation of financial statements, in conformity with U.S. GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.
	The most significant estimates include those used in the evaluation of other-than-temporary impairments on debt and equity securities and valuation allowances on investments, actuarially determined assets and liabilities and assumptions, goodwill impairment, valuation allowance on deferred tax assets, and contingencies relating to litigation and regulatory matters.  Certain of these estimates are particularly sensitive to market conditions, and deterioration and/or volatility in the worldwide debt or equity markets could have a material impact on the Consolidated Financial Statements.
	Significant Accounting Policies
	For a description of significant accounting policies, see Note 1 of the Notes to Consolidated Financial Statements included in our 2012 Form 10-K Annual Report, which should be read in conjunction with these accompanying Consolidated Financial Statements.

Accounting_Pronouncements

Accounting Pronouncements	9 Months Ended
	Sep. 30, 2013
New Accounting Pronouncement or Change in Accounting Principle, Current Period Disclosures [Abstract]	'
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	'
	Accounting Pronouncements
	Accounting Standards Recently Adopted
	In February 2013, the FASB issued ASU No. 2013-02, “Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income” (“ASU 2013-02”), which requires enhanced reporting of such amounts either on the face of the financial statements or in the notes to the financial statements.  Under ASU 2013-02, the type of reclassification out of accumulated other comprehensive income, as defined under current GAAP, will dictate whether the disclosure must provide the effect of the reclassification on the respective financial statement line items or whether cross-referencing to other disclosures that provide additional detail about the reclassification will be required.  The amendments in ASU 2013-02 are effective prospectively for reporting periods beginning after December 15, 2012.  We have included the enhanced disclosures in the financial statements.

Segment_Information

Segment Information	9 Months Ended
	Sep. 30, 2013
Segment Reporting, Disclosure of Entity's Reportable Segments [Abstract]	'
Segment Information	'
	Segment Information
	The Company has three reportable segments:  Life Insurance, Home Service Insurance, and Other Non-Insurance Enterprises.  The accounting policies of the segments are in accordance with U.S. GAAP and are the same as those used in the preparation of the consolidated financial statements.  The Company evaluates profit and loss performance based on U.S. GAAP income before federal income taxes for its three reportable segments.
	The Company has no reportable differences between segments and consolidated operations.
		Three Months Ended
		September 30, 2013
		Life			Home		Other		Consolidated
		Insurance			Service		Non-Insurance
					Insurance		Enterprises
		(In thousands)
	Revenues:
	Premiums	$	32,800		10,947		—		43,747
	Net investment income	5,924			3,309		337		9,570
	Realized investment gains, net	23			2		5		30
	Other income	261			(7	)	15		269
	Total revenue	39,008			14,251		357		53,616
	Benefits and expenses:
	Insurance benefits paid or provided:
	Claims and surrenders	11,249			5,514		—		16,763
	Increase in future policy benefit reserves	16,756			642		—		17,398
	Policyholders' dividends	2,343			19		—		2,362
	Total insurance benefits paid or provided	30,348			6,175		—		36,523
	Commissions	6,282			3,658		—		9,940
	Other general expenses	2,780			3,205		178		6,163
	Capitalization of deferred policy acquisition costs	(5,685		)	(1,382	)	—		(7,067	)
	Amortization of deferred policy acquisition costs	3,947			811		—		4,758
	Amortization of cost of customer relationships acquired	171			510		—		681
	Total benefits and expenses	37,843			12,977		178		50,998
	Income before income tax expense	$	1,165		1,274		179		2,618
		Nine Months Ended
		September 30, 2013
		Life			Home		Other		Consolidated
		Insurance			Service		Non-Insurance
					Insurance		Enterprises
		(In thousands)
	Revenues:
	Premiums	$	95,767		32,754		—		128,521
	Net investment income	16,412			9,830		982		27,224
	Realized investment gains, net	104			33		6		143
	Other income	675			129		78		882
	Total revenue	112,958			42,746		1,066		156,770
	Benefits and expenses:
	Insurance benefits paid or provided:
	Claims and surrenders	32,016			16,213		—		48,229
	Increase in future policy benefit reserves	49,845			2,408		—		52,253
	Policyholders' dividends	6,618			53		—		6,671
	Total insurance benefits paid or provided	88,479			18,674		—		107,153
	Commissions	18,558			10,869		—		29,427
	Other general expenses	8,560			9,696		1,948		20,204
	Capitalization of deferred policy acquisition costs	(16,941		)	(4,160	)	—		(21,101	)
	Amortization of deferred policy acquisition costs	11,802			1,945		—		13,747
	Amortization of cost of customer relationships acquired	492			1,327		—		1,819
	Total benefits and expenses	110,950			38,351		1,948		151,249
	Income (loss) before income tax expense	$	2,008		4,395		(882	)	5,521
		Three Months Ended
		September 30, 2012
		Life			Home		Other		Consolidated
		Insurance			Service		Non-Insurance
					Insurance		Enterprises
		(In thousands)
	Revenues:
	Premiums	$	31,876		11,076		—		42,952
	Net investment income	4,538			3,273		303		8,114
	Realized investment gains, net	720			43		—		763
Decrease in fair value of warrants	—			—		241		241
Other income	56			5		51		112
Total revenue	37,190			14,397		595		52,182
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	10,213			5,414		—		15,627
Increase in future policy benefit reserves	16,058			843		—		16,901
Policyholders' dividends	2,395			205		—		2,600
Total insurance benefits paid or provided	28,666			6,462		—		35,128
Commissions	6,115			3,654		—		9,769
Other general expenses	2,622			2,962		471		6,055
Capitalization of deferred policy acquisition costs	(6,090		)	(1,457	)	—		(7,547	)
Amortization of deferred policy acquisition costs	3,358			776		—		4,134
Amortization of cost of customer relationships acquired	164			434		—		598
Total benefits and expenses	34,835			12,831		471		48,137
Income before income tax expense	$	2,355		1,566		124		4,045
	Nine Months Ended
	September 30, 2012
	Life			Home		Other		Consolidated
	Insurance			Service		Non-Insurance
				Insurance		Enterprises
	(In thousands)
Revenues:
Premiums	$	90,646		32,998		—		123,644
Net investment income	12,949			9,503		851		23,303
Realized investment gains, net	909			170		28		1,107
Decrease in fair value of warrants	—			—		314		314
Other income	188			17		116		321
Total revenue	104,692			42,688		1,309		148,689
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	30,912			15,578		—		46,490
Increase in future policy benefit reserves	45,477			2,316		—		47,793
Policyholders' dividends	6,525			230		—		6,755
Total insurance benefits paid or provided	82,914			18,124		—		101,038
Commissions	17,127			11,037		—		28,164
Other general expenses	7,953			8,932		2,128		19,013
Capitalization of deferred policy acquisition costs	(16,109		)	(4,421	)	—		(20,530	)
Amortization of deferred policy acquisition costs	10,758			1,935		—		12,693
Amortization of cost of customer relationships acquired	557			1,277		—		1,834
Total benefits and expenses	103,200			36,884		2,128		142,212
Income (loss) before income tax expense	$	1,492		5,804		(819	)	6,477

Earnings_Per_Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	Earnings Per Share
	The following tables set forth the computation of basic and diluted earnings per share.
		Three Months Ended
		September 30, 2013		September 30, 2012
		(In thousands,
		except per share amounts)
	Basic and diluted earnings per share:
	Numerator:
	Net income	$	1,824	2,911
	Net income allocated to Class A common stock	$	1,806	2,882
	Net income allocated to Class B common stock	18		29
	Net income	$	1,824	2,911
	Denominator:
	Weighted average shares of Class A outstanding - basic	49,080		49,019
	Weighted average shares of Class A outstanding - diluted	49,080		49,030
	Weighted average shares of Class B outstanding - basic and diluted	1,002		1,002
	Basic earnings per share of Class A common stock	$	0.03	0.06
	Basic earnings per share of Class B common stock	0.02		0.03
	Diluted earnings per share of Class A common stock	0.03		0.06
	Diluted earnings per share of Class B common stock	0.02		0.03
		Nine Months Ended
		September 30, 2013		September 30, 2012
		(In thousands,
		except per share amounts)
	Basic and diluted earnings per share:
	Numerator:
	Net income	$	3,987	4,826
	Net income allocated to Class A common stock	$	3,947	4,777
	Net income allocated to Class B common stock	40		49
	Net income	$	3,987	4,826
	Denominator:
	Weighted average shares of Class A outstanding - basic	49,080		48,962
	Weighted average shares of Class A outstanding - diluted	49,080		48,972
	Weighted average shares of Class B outstanding - basic and diluted	1,002		1,002
	Basic earnings per share of Class A common stock	$	0.08	0.1
	Basic earnings per share of Class B common stock	0.04		0.05
	Diluted earnings per share of Class A common stock	0.08		0.1
	Diluted earnings per share of Class B common stock	0.04		0.05

Investments_Debt_And_Equity_Se

Investments Debt And Equity Securities (Notes)	9 Months Ended
	Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	'
	Investments
	The Company invests primarily in fixed maturity securities, which totaled 84.4% of total investments and cash and cash equivalents at September 30, 2013.
		September 30, 2013				December 31, 2012
		Carrying		% of Total		Carrying			% of Total
		Value		Carrying Value		Value			Carrying Value
		(In thousands)				(In thousands)
	Fixed maturity securities	$	822,718	84.4	%	$	791,528		82.7	%
	Equity securities	53,067		5.4	%	53,741			5.6	%
	Mortgage loans	680		0.1	%	1,509			0.2	%
	Policy loans	47,359		4.9	%	42,993			4.5	%
	Real estate and other long-term investments	8,533		0.9	%	8,553			0.9	%
	Short-term investments	—		—	%	2,340			0.2	%
	Cash and cash equivalents	41,687		4.3	%	56,299			5.9	%
	Total cash, cash equivalents and investments	$	974,044	100	%	$	956,963		100	%
	The following tables represent the cost, gross unrealized gains and losses and fair value for fixed maturities and equity securities as of the periods indicated.
		September 30, 2013
		Cost or		Gross		Gross		Fair
		Amortized		Unrealized		Unrealized		Value
		Cost		Gains		Losses
		(In thousands)
	Fixed maturities:
	Available-for-sale:
	U.S. Treasury securities	$	10,124	2,679		—		12,803
	U.S. Government-sponsored enterprises	62,949		1,510		152		64,307
	States and political subdivisions	320,691		8,195		9,964		318,922
	Foreign governments	104		27		—		131
	Corporate	187,120		13,093		1,442		198,771
	Commercial mortgage-backed	318		11		—		329
	Residential mortgage-backed	3,821		297		2		4,116
	Total available-for-sale securities	585,127		25,812		11,560		599,379
	Held-to-maturity securities:
	U.S. Government-sponsored enterprises	8,909		283		—		9,192
	States and political subdivisions	176,686		2,461		5,407		173,740
	Corporate	37,744		752		313		38,183
	Total held-to-maturity securities	223,339		3,496		5,720		221,115
	Total fixed maturities	$	808,466	29,308		17,280		820,494
	Equity securities:
	Stock mutual funds	$	10,463	1,022		—		11,485
	Bond mutual funds	41,504		23		672		40,855
	Common stock	17		—		3		14
	Preferred stock	408		305		—		713
	Total equity securities	$	52,392	1,350		675		53,067
		December 31, 2012
		Cost or		Gross		Gross		Fair
		Amortized		Unrealized		Unrealized		Value
		Cost		Gains		Losses
		(In thousands)
	Fixed maturities:
	Available-for-sale securities:
	U.S. Treasury securities	$	10,170	3,773		—		13,943
	U.S. Government-sponsored enterprises	81,788		3,815		22		85,581
	States and political subdivisions	265,812		17,227		777		282,262
	Foreign governments	105		36		—		141
	Corporate	195,755		20,536		286		216,005
	Commercial mortgage-backed	481		17		2		496
	Residential mortgage-backed	5,625		469		2		6,092
	Total available-for-sale securities	559,736		45,873		1,089		604,520
	Held-to-maturity securities:
	U.S. Government-sponsored enterprises	28,632		514		—		29,146
	States and political subdivisions	125,634		5,435		378		130,691
	Corporate	32,742		1,160		—		33,902
	Total held-to-maturity securities	187,008		7,109		378		193,739
	Total fixed maturity securities	$	746,744	52,982		1,467		798,259
Equity securities:
Stock mutual funds	$	10,463	250		28		10,685
Bond mutual funds	41,504		541		129		41,916
Common stock	17		—		2		15
Preferred stock	760		365		—		1,125
Total equity securities	$	52,744	1,156		159		53,741
At September 30, 2013, the Company had $4.1 million of mortgage-backed security holdings based on amortized cost, of which $3.8 million, or 92.7%, were residential U.S. Government-sponsored issues.  Mortgage-backed securities are also referred to as securities not due at a single maturity date throughout this report.  The majority of the Company's equity securities are diversified stock and bond mutual funds.
Valuation of Investments in Fixed Maturity and Equity Securities
Held-to-maturity securities are reported in the financial statements at amortized cost and available-for-sale securities are reported at fair value.
The Company monitors all debt and equity securities on an on-going basis relative to changes in credit ratings, market prices, earnings trends and financial performance, in addition to specific region or industry reviews.  The assessment of whether impairments have occurred is based on a case-by-case evaluation of underlying reasons for the decline in fair value.  The Company determines other-than-temporary impairment by reviewing relevant evidence related to the specific security issuer as well as the Company's intent to sell the security, or if it is more likely than not that the Company would be required to sell a security before recovery of its amortized cost.
When an other-than-temporary impairment has occurred, the amount of the other-than-temporary impairment recognized in earnings depends on whether the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis.  If the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis, the other-than-temporary impairment is recognized in earnings equal to the entire difference between the investment's cost and its fair value at the balance sheet date.  If the Company does not intend to sell the security and it is more likely than not that the Company will not be required to sell the security before recovery of its amortized cost basis, the other-than-temporary impairment is separated into the following: (a) the amount representing the credit loss; and (b) the amount related to all other factors.  The amount of the total other-than-temporary impairment related to the credit loss is recognized in earnings.  The amount of the total other-than-temporary impairment related to other factors is recognized in other comprehensive income, net of applicable taxes.  The previous amortized cost basis less the other-than-temporary impairment recognized in earnings becomes the new amortized cost basis of the investment.  The new amortized cost basis is not adjusted for subsequent recoveries in fair value.
The Company evaluates whether a credit impairment exists for debt securities by considering primarily the following factors: (a) changes in the financial condition of the security's underlying collateral; (b) whether the issuer is current on contractually obligated interest and principal payments; (c) changes in the financial condition, credit rating and near-term prospects of the issuer; (d) the length of time to which the fair value has been less than the amortized cost of the security; and (e) the payment structure of the security.  The Company's best estimate of expected future cash flows used to determine the credit loss amount is a quantitative and qualitative process.  Quantitative review includes information received from third party sources such as financial statements, pricing and rating changes, liquidity and other statistical information.  Qualitative factors include judgments related to business strategies, economic impacts on the issuer and overall judgment related to estimates and industry factors.  The Company's best estimate of future cash flows involves assumptions including, but not limited to, various performance indicators, such as historical and projected default and recovery rates, credit ratings, and current delinquency rates.  These assumptions require the use of significant management judgment and include the probability of issuer default and estimates regarding timing and amount of expected recoveries, which may include estimating the underlying collateral value.  In addition, projections of expected future debt security cash flows may change based upon new information regarding the performance of the issuer.
The primary factors considered in evaluating whether an impairment exists for an equity security include, but are not limited to: (a) the length of time and the extent to which the fair value has been less than the cost of the security; (b) changes in the financial condition, credit rating and near-term prospects of the issuer; (c) whether the issuer is current on contractually obligated payments; and (d) the intent and ability of the Company to retain the investment for a period of time sufficient to allow for recovery.
The Company did not recognize any other-than-temporary impairments ("OTTI") during the nine months ended September 30, 2013 and 2012.
The following tables present the fair values and gross unrealized losses of fixed maturities and equity securities that have remained in a continuous unrealized loss position for the periods indicated.
	September 30, 2013
	Less than 12 months						Greater than 12 months					Total
	Fair		Unrealized		# of		Fair			Unrealized	# of	Fair	Unrealized	# of
	Value		Losses		Securities		Value			Losses	Securities	Value	Losses	Securities
	(In thousands, except for # of securities)
Fixed maturities:
Available-for-sale securities:
U.S. Government-sponsored enterprises	$	11,609	152		8		—			—	—	11,609	152	8
States and political subdivisions	148,560		8,662		163		13,375			1,302	15	161,935	9,964	178
Corporate	39,735		1,098		25		2,434			344	2	42,169	1,442	27
Commercial mortgage-backed	4		—		1		46			2	1	50	2	2
Total available-for-sale securities	199,908		9,912		197		15,855			1,648	18	215,763	11,560	215
Held-to-maturity securities:
States and political subdivisions	88,943		4,453		106		14,394			954	17	103,337	5,407	123
Corporate	7,390		313		6		—			—	—	7,390	313	6
Total held-to-maturity securities	96,333		4,766		112		14,394			954	17	110,727	5,720	129
Total fixed maturities	$	296,241	14,678		309		30,249			2,602	35	326,490	17,280	344
Equity securities:
Bond mutual funds	$	30,904	307		4		6,058			365	2	36,962	672	6
Common stocks	—		—		—		13			3	1	13	3	1
Total equities	$	30,904	307		4		6,071			368	3	36,975	675	7
As of September 30, 2013, the Company had 18 fixed maturity available-for-sale securities and 17 held-to-maturity securities that were in an unrealized loss position for greater than 12 months.  These securities consisted of municipals, corporates and mortgage-backed securities. There are two bond mutual funds and one common stock that are now in a loss position for greater than 12 months. These are diversified U.S. Government bond funds that have a large percentage of mortgage exposure in Pass Thru and CMO security types which have refinanced in the current interest rate environment. The funds are comprised of only U.S. Government bond assets.
	December 31, 2012
	Less than 12 months						Greater than 12 months					Total
	Fair		Unrealized		# of		Fair			Unrealized	# of	Fair	Unrealized	# of
	Value		Losses		Securities		Value			Losses	Securities	Value	Losses	Securities
	(In thousands, except for # of securities)
Fixed maturities:
Available-for-sale securities:
U.S. Government-sponsored enterprises	$	10,603	22		9		—			—	—	10,603	22	9
States and political subdivisions	54,115		443		61		5,099			334	2	59,214	777	63
Corporate	22,316		286		16		—			—	—	22,316	286	16
Commercial mortgage-backed	94		2		1		—			—	—	94	2	1
Residential mortgage-backed	—		—		—		52			2	1	52	2	1
Total available-for-sale securities	87,128		753		87		5,151			336	3	92,279	1,089	90
Held-to-maturity securities:
States and political subdivisions	40,611		378		32		—			—	—	40,611	378	32
Total held-to-maturity securities	40,611		378		32		—			—	—	40,611	378	32
Total fixed maturities	$	127,739	1,131		119		5,151			336	3	132,890	1,467	122
Equity securities:
Stock mutual funds	$	—	—		—		972			28	1	972	28	1
Bond mutual funds	3,335		88		1		2,959			41	2	6,294	129	3
Common stock	15		2		1		—			—	—	15	2	1
Total equities	$	3,350	90		2		3,931			69	3	7,281	159	5
We have reviewed these securities for the periods ended September 30, 2013 and December 31, 2012 and determined that no other-than-temporary impairment exists based on our evaluation of the credit worthiness of the issuers and the fact that we do not intend to sell the investments nor is it likely that we will be required to sell the securities before recovery of their amortized cost bases which may be maturity.  We continue to monitor all securities on an on-going basis, and future information may become available which could result in impairments being recorded.
The amortized cost and fair value of fixed maturity securities at September 30, 2013 by contractual maturity are shown in the table below.  Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
	September 30, 2013
	Amortized		Fair
	Cost		Value
	(In thousands)
Available-for-sale securities:
Due in one year or less	$	5,077	5,142
Due after one year through five years	110,617		117,370
Due after five years through ten years	99,777		102,778
Due after ten years	365,517		369,644
Securities not due at a single maturity date	4,139		4,445
Total available-for-sale securities	585,127		599,379
Held-to-maturity securities:
Due in one year or less	3,783		3,834
Due after one year through five years	43,808		44,518
Due after five years through ten years	45,721		46,413
Due after ten years	130,027		126,350
Total held-to-maturity securities	223,339		221,115
Total fixed maturities	$	808,466	820,494
The securities not due at a single maturity date are primarily mortgage-backed obligations of U.S. Government-sponsored enterprises and corporate securities.
The Company uses the specific identification method of the individual security to determine the cost basis used in the calculation of realized gains and losses related to security sales.  Proceeds and gross realized gains from sales of securities for the three and nine months ended September 30, 2013 and 2012 are summarized as follows.
	Fixed Maturities Available-for-Sale									Equity Securities
	Three Months Ended September 30,				Nine Months Ended September 30,					Three Months Ended September 30,		Nine Months Ended September 30,
	2013		2012		2013		2012			2013	2012	2013	2012
	(In thousands)
Proceeds	$	259	—		317		503			—	2,856	—	2,856
Gross realized gains	$	7	—		8		4			—	632	—	632
Gross realized losses	$	1	—		1		3			—	—	—	—
During the nine months ended September 30, 2013, four fixed maturity security was sold which resulted in minimal realized gains and losses. There was one previously impaired equity stock mutual fund security sold during the three and nine month period ended September 30, 2012 which resulted in a realized gain of $0.6 million. There were no securities sold from the held-to-maturity portfolio for the three or nine months ended September 30, 2013 or 2012.

Fair_Value_Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	Fair Value Measurements
	Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  We hold available-for-sale fixed maturity securities and equity securities, which are carried at fair value.
	Fair value measurements are generally based upon observable and unobservable inputs.  Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect our view of market assumptions in the absence of observable market information.  We utilize valuation techniques that maximize the use of observable inputs and minimize the use of unobservable inputs.  All assets and liabilities carried at fair value are required to be classified and disclosed in one of the following three categories:
	•	Level 1 - Quoted prices for identical instruments in active markets.
	•	Level 2 - Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are not active; and model-derived valuations whose inputs or whose significant value drivers are observable.
	•	Level 3 - Instruments whose significant value drivers are unobservable.
	Level 1 primarily consists of financial instruments whose value is based on quoted market prices such as U.S. Treasury securities and actively traded mutual fund and stock investments.
	Level 2 includes those financial instruments that are valued by independent pricing services or broker quotes.  These models are primarily industry-standard models that consider various inputs, such as interest rates, credit spreads and foreign exchange rates for the underlying financial instruments.  All significant inputs are observable, or derived from observable information in the marketplace or are supported by observable levels at which transactions are executed in the marketplace.  Financial instruments in this category primarily include corporate securities, U.S. Government-sponsored enterprise securities, municipal securities and certain mortgage and asset-backed securities.
	Level 3 is comprised of financial instruments whose fair value is estimated based on non-binding broker prices utilizing significant inputs not based on or corroborated by readily available market information.  This category consists of two private placement mortgage-backed securities.
	The following tables set forth our assets and liabilities that are measured at fair value on a recurring basis as of the dates indicated.
		September 30, 2013
	Available-for-sale investments	Level 1			Level 2		Level 3	Total
								Fair Value
		(In thousands)
	Financial assets:
	Fixed maturities:
	U.S. Treasury and U.S. Government-sponsored enterprises	$	12,803		64,307		—	77,110
	States and political subdivisions	—			318,922		—	318,922
	Corporate	—			198,771		—	198,771
	Commercial mortgage-backed	—			—		329	329
	Residential mortgage-backed	—			4,116		—	4,116
	Foreign governments	—			131		—	131
	Total fixed maturities	12,803			586,247		329	599,379
	Equity securities:
	Stock mutual funds	11,485			—		—	11,485
	Bond mutual funds	40,855			—		—	40,855
	Common stock	14			—		—	14
	Preferred stock	713			—		—	713
	Total equity securities	53,067			—		—	53,067
	Total financial assets	$	65,870		586,247		329	652,446
		December 31, 2012
	Available-for-sale investments	Level 1			Level 2		Level 3	Total
								Fair Value
		(In thousands)
	Financial assets:
	Fixed maturities:
	U.S. Treasury and U.S. Government-sponsored enterprises	$	13,943		85,581		—	99,524
	States and political subdivisions	—			282,262		—	282,262
	Corporate	—			216,005		—	216,005
	Commercial mortgage-backed	—			109		387	496
	Residential mortgage-backed	—			6,092		—	6,092
	Foreign governments	—			141		—	141
	Total fixed maturities	13,943			590,190		387	604,520
	Equity securities:
	Stock mutual funds	10,685			—		—	10,685
	Bond mutual funds	41,916			—		—	41,916
	Common stock	15			—		—	15
	Preferred stock	1,125			—		—	1,125
	Total equity securities	53,741			—		—	53,741
	Total financial assets	$	67,684		590,190		387	658,261
	Financial Instruments Valuation
	Fixed maturity securities, available-for-sale.  At September 30, 2013, our fixed maturity securities, valued using a third-party pricing source, totaled $586.2 million for Level 2 assets and comprised 89.9% of total reported fair value of our financial assets.  The Level 1 and Level 2 valuations are reviewed and updated quarterly through random testing by comparisons to separate pricing models, other third-party pricing services, and back tested to recent trades.  In addition, we obtain information relative to the third-party pricing models and review model parameters for reasonableness.  Fair values for Level 3 assets are based upon unadjusted broker quotes that are non-binding, and consist of two private placement mortgage-backed securities with a total value of $0.3 million.  Our Level 3 assets are current relative to principal and interest payments and are considered immaterial to our financial statements.  For the nine months ended September 30, 2013, there were no material changes to the valuation methods or assumptions used to determine fair values, and no broker or third party prices were changed from the values received.
	Equity securities, available-for-sale.  Our available-for-sale equity securities are classified as Level 1 assets as their fair values are based upon quoted market prices.
	The following table presents additional information about fixed maturity securities measured at fair value on a recurring basis that are classified as Level 3 assets and for which we have utilized significant unobservable inputs to determine fair value.
		September 30,			December 31,
		2013			2012
		(In thousands)
	Balance at beginning of period	$	387		459
	Total realized and unrealized gains (losses)
	Included in net income	—			—
	Included in other comprehensive income	(5		)	(6	)
	Principal paydowns	(53		)	(66	)
	Transfer in and (out) of Level 3	—			—
Balance at end of period	$	329		387
We review the fair value hierarchy classifications each reporting period.  Changes in the observability of the valuation attributes may result in a reclassification of certain financial assets.  Such reclassifications are reported as transfers in and out of Level 3 at the beginning fair value for the reporting period in which the changes occur. There were no transfers in or out of Level 1 or 2.
Financial Instruments not Carried at Fair Value
Estimates of fair values are made at a specific point in time, based on relevant market prices and information about the financial instruments.  The estimated fair values of financial instruments presented below are not necessarily indicative of the amounts the Company might realize in actual market transactions.
The carrying amount and fair value for the financial assets and liabilities on the consolidated balance sheets not otherwise disclosed for the periods indicated are as follows:
	September 30, 2013					December 31, 2012
	Carrying Value			Fair Value		Carrying Value	Fair Value
	(In thousands)
Financial assets:
Fixed maturities, held-to-maturity	$	223,339		221,115		187,008	193,739
Mortgage loans	680			704		1,509	1,503
Policy loans	47,359			47,359		42,993	42,993
Short-term investments	—			—		2,340	2,340
Cash and cash equivalents	41,687			41,687		56,299	56,299
Financial liabilities:
Annuity benefit reserves	54,178			58,196		51,750	54,981
Fair values for fixed income securities, which are characterized as Level 2 assets in the fair value hierarchy, are based on quoted market prices for the same or similar securities.  In cases where quoted market prices are not available, fair values are based on estimates using present value or other assumptions, including a discount rate and estimates of future cash flows.
Mortgage loans are secured principally by residential and commercial properties.  Weighted average interest rates for these loans were approximately 6.4% and 6.6% as of September 30, 2013 and December 31, 2012, respectively, with maturities ranging from 1 to 30 years.  Management estimated the fair value using an annual interest rate of 6.25% at September 30, 2013.  Our mortgage loans are considered Level 3 assets in the fair value hierarchy.
Policy loans had a weighted average annual interest rate of 7.7% as of September 30, 2013 and December 31, 2012, and no specified maturity dates.  The aggregate fair value of policy loans approximates the carrying value reflected on the consolidated balance sheets.  These loans typically carry an interest rate that is tied to the crediting rate applied to the related policy and contract reserves.  Policy loans are an integral part of the life insurance policies we have in force, cannot be valued separately and are not marketable.  Therefore, the fair value of policy loans approximates the carrying value and policy loans are considered Level 3 assets in the fair value hierarchy.
The fair value of short-term investments approximate carrying value due to their short-term nature.  Our short-term investments are considered Level 2 assets in the fair value hierarchy.
The fair value of cash and cash equivalents approximate carrying value and are characterized as Level 1 assets in the fair value hierarchy.
The fair value of the Company's liabilities under annuity contract policies, which are considered Level 3 assets, was estimated at September 30, 2013 using discounted cash flows based upon a swap rate curve with interest rates ranging from 0.33% to 4.19% based upon swap rates adjusted for various risk adjustments. The fair value of liabilities under all insurance contracts are taken into consideration in the overall management of interest rate risk, which seeks to minimize exposure to changing interest rates through the matching of investment maturities with amounts due under insurance contracts.

Commitments_and_Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2013
Commitments and Contingencies Disclosure [Abstract]	'
Commitments and Contingencies	'
	Commitments and Contingencies
	We are a defendant in a lawsuit filed on August 6, 1999, in the Texas District Court, Austin, Texas, now styled Delia Bolanos Andrade, et al., Plaintiffs, v. Citizens Insurance Company of America, et al., Defendants in which a class was originally certified by the trial court and reversed by the Texas Supreme Court in 2007 with an order to the trial court to conduct further proceedings consistent with its ruling.  The underlying lawsuit alleged that certain life insurance policies CICA made available to non-U.S. residents, when combined with a policy feature that allowed certain cash benefits to be assigned to two non-U.S. trusts for the purpose of accumulating ownership of our Class A common stock, along with allowing the policyholders to make additional contributions to the trusts, were actually offers and sales of securities that occurred in Texas by unregistered dealers in violation of the Texas securities laws.  The remedy sought was rescission and return of the insurance premium payments.  On December 9, 2009, the trial court denied the recertification of the class after conducting additional proceedings in accordance with the Texas Supreme Court's ruling.  The remaining plaintiffs must now proceed individually, and not as a class, if they intend to pursue their claims against us.  Since the December 9, 2009 trial court ruling, no individual cases have been further pursued by the plaintiffs.  The probability of the plaintiffs further pursuing their cases individually remains unknown.  An estimate of any possible loss or range of losses cannot be made at this time in regard to individuals pursuing claims.  However, should the plaintiffs further pursue their claims individually, we intend to vigorously defend any proceedings.
	In 2007 and in the aftermath of Hurricane Katrina, the Attorney General for the State of Louisiana filed suit against SPFIC and every other homeowner insurer doing business in the State of Louisiana, on behalf of the State of Louisiana and certain Road Home fund recipients.  On July 18, 2013, a full and final settlement was reached between SPFIC and the State of Louisiana resolving all claims against SPFIC in the Road Home matter for approximately $183,000. This amount did not have a material impact on the consolidated financials.
	The Company is currently performing an internal audit related to unclaimed property for all legal reporting entities. By letters dated July 2, 2013 and August 20, 2013, the Company was informed by the Louisiana Department of Treasury and Arkansas Auditor of State, respectively, that they authorized an audit of Citizens, Inc. and its affiliates for compliance with unclaimed property laws. This audit is being conducted by Verus Financial LLC on behalf of the states.
	These internal and external audits may result in additional payments to beneficiaries, additional escheatment of funds deemed abandoned under state laws, administrative penalties, interest, and changes to the Company's procedures for the identification and escheatment of abandoned property.  At this time, the Company is not able to estimate any of these possible amounts, but such costs could be substantial for a company our size.

Income_Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2013
Income Tax Disclosure [Abstract]	'
Income Taxes	'
	Income Taxes
	The effective tax rate was 30.3% and 28.0% for the third quarter and 27.8% and 25.5% for the nine months ended September 30, 2013 and 2012, respectively.   In periods where our effective tax rate is lower than the statutory tax rate of 35%, the difference is primarily due to tax-exempt interest from state and local bonds.

Related_Party_Transactions

Related Party Transactions	9 Months Ended
	Sep. 30, 2013
Related Party Transactions [Abstract]	'
Related Party Transactions	'
	Related Party Transactions
	The Company has various routine related party transactions in conjunction with our holding company structure, such as a management service agreement related to costs incurred, a tax sharing agreement between entities, and inter-company dividends and capital contributions.  There were no changes related to these relationships during the nine months ended September 30, 2013.  See our Annual Report on Form 10-K as of December 31, 2012 for a comprehensive discussion of related party transactions.

Subsequent_Events_Notes

Subsequent Events (Notes)	9 Months Ended
	Sep. 30, 2013
Subsequent Events [Abstract]	'
Subsequent Events [Text Block]	'
	Subsequent Events
	Subsequent to the reporting date of September 30, 2013, the Company entered into a purchase agreement with Magnolia Guaranty Life Insurance Company ("MGLIC") in the amount of $5.2 million. This agreement is dependent upon a due diligence review that will be completed within ninety days of the execution date of the agreement. MGLIC is a Mississippi Company that began writing business in 1992 and issues primarily industrial life policies in the state of Mississippi. The company had approximately $8.0 million of admitted assets as of December 31, 2012.

Financial_Statements_Policies

Financial Statements (Policies)	9 Months Ended
	Sep. 30, 2013
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'
Basis of Presentation and Consolidation [Policy Text Block]	'
	Basis of Presentation and Consolidation
	The accompanying consolidated financial statements of Citizens, Inc. and its wholly-owned subsidiaries have been prepared in conformity with U.S. generally accepted accounting principles ("U.S. GAAP").
	The consolidated financial statements include the accounts and operations of Citizens, Inc. ("Citizens"), a Colorado corporation, and its wholly-owned subsidiaries, CICA Life Insurance Company of America ("CICA"), Security Plan Life Insurance Company ("SPLIC"), Security Plan Fire Insurance Company ("SPFIC"), Citizens National Life Insurance Company ("CNLIC"), Computing Technology, Inc. ("CTI") and Insurance Investors, Inc. ("III").  Citizens and its wholly-owned subsidiaries are collectively referred to as "the Company," "we," "us" or "our."
	The consolidated statements of financial position for September 30, 2013, and the consolidated statements of comprehensive income for the three and nine month periods ended September 30, 2013 and 2012, and consolidated statement of cash flows for the nine-month periods ended September 30, 2013 and 2012, have been prepared by the Company without audit.  In the opinion of management, all adjustments to present fairly the financial position, results of operations, and changes in cash flows at September 30, 2013 and for comparative periods have been made.  The consolidated financial statements have been prepared in accordance with U.S. GAAP for interim financial information and with the instructions to Form 10-Q adopted by the Securities and Exchange Commission (“SEC”).  Accordingly, the financial statements do not include all of the information and footnotes required for complete financial statements and should be read in conjunction with the Company’s consolidated financial statements, and notes thereto, for the year ended December 31, 2012.  Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period.
	We provide primarily life insurance and a small amount of health insurance policies through our insurance subsidiaries:  CICA, SPLIC, and CNLIC.  CICA and CNLIC issue ordinary whole-life policies, endowments, credit life and disability, burial insurance, pre-need policies, and accident and health related policies, throughout the Midwest and southern United States.  CICA also issues ordinary whole-life policies to non-U.S. residents.  SPLIC offers final expense and home service life insurance in Louisiana, Arkansas and Mississippi and SPFIC, a wholly-owned subsidiary of SPLIC, writes a limited amount of property insurance in Louisiana.
	CTI provides data processing systems and services, as well as furniture and equipment, to the Company.  III provides aviation transportation to the Company.
Use of Estimates, Policy [Policy Text Block]	'
	Use of Estimates
	The preparation of financial statements, in conformity with U.S. GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.
	The most significant estimates include those used in the evaluation of other-than-temporary impairments on debt and equity securities and valuation allowances on investments, actuarially determined assets and liabilities and assumptions, goodwill impairment, valuation allowance on deferred tax assets, and contingencies relating to litigation and regulatory matters.  Certain of these estimates are particularly sensitive to market conditions, and deterioration and/or volatility in the worldwide debt or equity markets could have a material impact on the Consolidated Financial Statements.

Segment_Information_Tables

Segment Information (Tables)	9 Months Ended
	Sep. 30, 2013
Segment Reporting Information [Line Items]	'
Schedule of Segment Reporting Information, by Segment [Table Text Block]	'
		Three Months Ended
		September 30, 2013
		Life			Home		Other		Consolidated
		Insurance			Service		Non-Insurance
					Insurance		Enterprises
		(In thousands)
	Revenues:
	Premiums	$	32,800		10,947		—		43,747
	Net investment income	5,924			3,309		337		9,570
	Realized investment gains, net	23			2		5		30
	Other income	261			(7	)	15		269
	Total revenue	39,008			14,251		357		53,616
	Benefits and expenses:
	Insurance benefits paid or provided:
	Claims and surrenders	11,249			5,514		—		16,763
	Increase in future policy benefit reserves	16,756			642		—		17,398
	Policyholders' dividends	2,343			19		—		2,362
	Total insurance benefits paid or provided	30,348			6,175		—		36,523
	Commissions	6,282			3,658		—		9,940
	Other general expenses	2,780			3,205		178		6,163
	Capitalization of deferred policy acquisition costs	(5,685		)	(1,382	)	—		(7,067	)
	Amortization of deferred policy acquisition costs	3,947			811		—		4,758
	Amortization of cost of customer relationships acquired	171			510		—		681
	Total benefits and expenses	37,843			12,977		178		50,998
	Income before income tax expense	$	1,165		1,274		179		2,618
		Nine Months Ended
		September 30, 2013
		Life			Home		Other		Consolidated
		Insurance			Service		Non-Insurance
					Insurance		Enterprises
		(In thousands)
	Revenues:
	Premiums	$	95,767		32,754		—		128,521
	Net investment income	16,412			9,830		982		27,224
	Realized investment gains, net	104			33		6		143
	Other income	675			129		78		882
	Total revenue	112,958			42,746		1,066		156,770
	Benefits and expenses:
	Insurance benefits paid or provided:
	Claims and surrenders	32,016			16,213		—		48,229
	Increase in future policy benefit reserves	49,845			2,408		—		52,253
	Policyholders' dividends	6,618			53		—		6,671
	Total insurance benefits paid or provided	88,479			18,674		—		107,153
	Commissions	18,558			10,869		—		29,427
	Other general expenses	8,560			9,696		1,948		20,204
	Capitalization of deferred policy acquisition costs	(16,941		)	(4,160	)	—		(21,101	)
	Amortization of deferred policy acquisition costs	11,802			1,945		—		13,747
	Amortization of cost of customer relationships acquired	492			1,327		—		1,819
	Total benefits and expenses	110,950			38,351		1,948		151,249
	Income (loss) before income tax expense	$	2,008		4,395		(882	)	5,521
		Three Months Ended
		September 30, 2012
		Life			Home		Other		Consolidated
		Insurance			Service		Non-Insurance
					Insurance		Enterprises
		(In thousands)
	Revenues:
	Premiums	$	31,876		11,076		—		42,952
	Net investment income	4,538			3,273		303		8,114
	Realized investment gains, net	720			43		—		763
	Decrease in fair value of warrants	—			—		241		241
	Other income	56			5		51		112
	Total revenue	37,190			14,397		595		52,182
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	10,213			5,414		—		15,627
Increase in future policy benefit reserves	16,058			843		—		16,901
Policyholders' dividends	2,395			205		—		2,600
Total insurance benefits paid or provided	28,666			6,462		—		35,128
Commissions	6,115			3,654		—		9,769
Other general expenses	2,622			2,962		471		6,055
Capitalization of deferred policy acquisition costs	(6,090		)	(1,457	)	—		(7,547	)
Amortization of deferred policy acquisition costs	3,358			776		—		4,134
Amortization of cost of customer relationships acquired	164			434		—		598
Total benefits and expenses	34,835			12,831		471		48,137
Income before income tax expense	$	2,355		1,566		124		4,045
	Nine Months Ended
	September 30, 2012
	Life			Home		Other		Consolidated
	Insurance			Service		Non-Insurance
				Insurance		Enterprises
	(In thousands)
Revenues:
Premiums	$	90,646		32,998		—		123,644
Net investment income	12,949			9,503		851		23,303
Realized investment gains, net	909			170		28		1,107
Decrease in fair value of warrants	—			—		314		314
Other income	188			17		116		321
Total revenue	104,692			42,688		1,309		148,689
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	30,912			15,578		—		46,490
Increase in future policy benefit reserves	45,477			2,316		—		47,793
Policyholders' dividends	6,525			230		—		6,755
Total insurance benefits paid or provided	82,914			18,124		—		101,038
Commissions	17,127			11,037		—		28,164
Other general expenses	7,953			8,932		2,128		19,013
Capitalization of deferred policy acquisition costs	(16,109		)	(4,421	)	—		(20,530	)
Amortization of deferred policy acquisition costs	10,758			1,935		—		12,693
Amortization of cost of customer relationships acquired	557			1,277		—		1,834
Total benefits and expenses	103,200			36,884		2,128		142,212
Income (loss) before income tax expense	$	1,492		5,804		(819	)	6,477

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
	The following tables set forth the computation of basic and diluted earnings per share.
		Three Months Ended
		September 30, 2013		September 30, 2012
		(In thousands,
		except per share amounts)
	Basic and diluted earnings per share:
	Numerator:
	Net income	$	1,824	2,911
	Net income allocated to Class A common stock	$	1,806	2,882
	Net income allocated to Class B common stock	18		29
	Net income	$	1,824	2,911
	Denominator:
	Weighted average shares of Class A outstanding - basic	49,080		49,019
	Weighted average shares of Class A outstanding - diluted	49,080		49,030
	Weighted average shares of Class B outstanding - basic and diluted	1,002		1,002
	Basic earnings per share of Class A common stock	$	0.03	0.06
	Basic earnings per share of Class B common stock	0.02		0.03
	Diluted earnings per share of Class A common stock	0.03		0.06
	Diluted earnings per share of Class B common stock	0.02		0.03
		Nine Months Ended
		September 30, 2013		September 30, 2012
		(In thousands,
		except per share amounts)
	Basic and diluted earnings per share:
	Numerator:
	Net income	$	3,987	4,826
	Net income allocated to Class A common stock	$	3,947	4,777
	Net income allocated to Class B common stock	40		49
	Net income	$	3,987	4,826
	Denominator:
	Weighted average shares of Class A outstanding - basic	49,080		48,962
	Weighted average shares of Class A outstanding - diluted	49,080		48,972
	Weighted average shares of Class B outstanding - basic and diluted	1,002		1,002
	Basic earnings per share of Class A common stock	$	0.08	0.1
	Basic earnings per share of Class B common stock	0.04		0.05
	Diluted earnings per share of Class A common stock	0.08		0.1
	Diluted earnings per share of Class B common stock	0.04		0.05

Investments_Debt_And_Equity_Se1

Investments Debt And Equity Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Investments Including Short Term And Cash And Cash Equivalents [Abstract]	'
investments Including Short Term And Cash And Cash Equivalents [Table Text Block]	'
	The Company invests primarily in fixed maturity securities, which totaled 84.4% of total investments and cash and cash equivalents at September 30, 2013.
		September 30, 2013				December 31, 2012
		Carrying		% of Total		Carrying			% of Total
		Value		Carrying Value		Value			Carrying Value
		(In thousands)				(In thousands)
	Fixed maturity securities	$	822,718	84.4	%	$	791,528		82.7	%
	Equity securities	53,067		5.4	%	53,741			5.6	%
	Mortgage loans	680		0.1	%	1,509			0.2	%
	Policy loans	47,359		4.9	%	42,993			4.5	%
	Real estate and other long-term investments	8,533		0.9	%	8,553			0.9	%
	Short-term investments	—		—	%	2,340			0.2	%
	Cash and cash equivalents	41,687		4.3	%	56,299			5.9	%
	Total cash, cash equivalents and investments	$	974,044	100	%	$	956,963		100	%
Unrealized Gain (Loss) on Investments [Abstract]	'
Unrealized Gain (Loss) on Investments [Table Text Block]	'
	The following tables represent the cost, gross unrealized gains and losses and fair value for fixed maturities and equity securities as of the periods indicated.
		September 30, 2013
		Cost or		Gross		Gross		Fair
		Amortized		Unrealized		Unrealized		Value
		Cost		Gains		Losses
		(In thousands)
	Fixed maturities:
	Available-for-sale:
	U.S. Treasury securities	$	10,124	2,679		—		12,803
	U.S. Government-sponsored enterprises	62,949		1,510		152		64,307
	States and political subdivisions	320,691		8,195		9,964		318,922
	Foreign governments	104		27		—		131
	Corporate	187,120		13,093		1,442		198,771
	Commercial mortgage-backed	318		11		—		329
	Residential mortgage-backed	3,821		297		2		4,116
	Total available-for-sale securities	585,127		25,812		11,560		599,379
	Held-to-maturity securities:
	U.S. Government-sponsored enterprises	8,909		283		—		9,192
	States and political subdivisions	176,686		2,461		5,407		173,740
	Corporate	37,744		752		313		38,183
	Total held-to-maturity securities	223,339		3,496		5,720		221,115
	Total fixed maturities	$	808,466	29,308		17,280		820,494
	Equity securities:
	Stock mutual funds	$	10,463	1,022		—		11,485
	Bond mutual funds	41,504		23		672		40,855
	Common stock	17		—		3		14
	Preferred stock	408		305		—		713
	Total equity securities	$	52,392	1,350		675		53,067
		December 31, 2012
		Cost or		Gross		Gross		Fair
		Amortized		Unrealized		Unrealized		Value
		Cost		Gains		Losses
		(In thousands)
	Fixed maturities:
	Available-for-sale securities:
	U.S. Treasury securities	$	10,170	3,773		—		13,943
	U.S. Government-sponsored enterprises	81,788		3,815		22		85,581
	States and political subdivisions	265,812		17,227		777		282,262
	Foreign governments	105		36		—		141
	Corporate	195,755		20,536		286		216,005
	Commercial mortgage-backed	481		17		2		496
	Residential mortgage-backed	5,625		469		2		6,092
	Total available-for-sale securities	559,736		45,873		1,089		604,520
	Held-to-maturity securities:
	U.S. Government-sponsored enterprises	28,632		514		—		29,146
	States and political subdivisions	125,634		5,435		378		130,691
	Corporate	32,742		1,160		—		33,902
	Total held-to-maturity securities	187,008		7,109		378		193,739
	Total fixed maturity securities	$	746,744	52,982		1,467		798,259
	Equity securities:
	Stock mutual funds	$	10,463	250		28		10,685
	Bond mutual funds	41,504		541		129		41,916
	Common stock	17		—		2		15
	Preferred stock	760		365		—		1,125
	Total equity securities	$	52,744	1,156		159		53,741
Unrealized Continuous Losses on Investments [Abstract]	'
Schedule of Unrealized Loss on Investments [Table Text Block]	'
	The following tables present the fair values and gross unrealized losses of fixed maturities and equity securities that have remained in a continuous unrealized loss position for the periods indicated.
		September 30, 2013
		Less than 12 months						Greater than 12 months					Total
		Fair		Unrealized		# of		Fair			Unrealized	# of	Fair	Unrealized	# of
		Value		Losses		Securities		Value			Losses	Securities	Value	Losses	Securities
		(In thousands, except for # of securities)
	Fixed maturities:
	Available-for-sale securities:
	U.S. Government-sponsored enterprises	$	11,609	152		8		—			—	—	11,609	152	8
	States and political subdivisions	148,560		8,662		163		13,375			1,302	15	161,935	9,964	178
	Corporate	39,735		1,098		25		2,434			344	2	42,169	1,442	27
	Commercial mortgage-backed	4		—		1		46			2	1	50	2	2
	Total available-for-sale securities	199,908		9,912		197		15,855			1,648	18	215,763	11,560	215
	Held-to-maturity securities:
	States and political subdivisions	88,943		4,453		106		14,394			954	17	103,337	5,407	123
	Corporate	7,390		313		6		—			—	—	7,390	313	6
	Total held-to-maturity securities	96,333		4,766		112		14,394			954	17	110,727	5,720	129
	Total fixed maturities	$	296,241	14,678		309		30,249			2,602	35	326,490	17,280	344
	Equity securities:
	Bond mutual funds	$	30,904	307		4		6,058			365	2	36,962	672	6
	Common stocks	—		—		—		13			3	1	13	3	1
	Total equities	$	30,904	307		4		6,071			368	3	36,975	675	7
	As of September 30, 2013, the Company had 18 fixed maturity available-for-sale securities and 17 held-to-maturity securities that were in an unrealized loss position for greater than 12 months.  These securities consisted of municipals, corporates and mortgage-backed securities. There are two bond mutual funds and one common stock that are now in a loss position for greater than 12 months. These are diversified U.S. Government bond funds that have a large percentage of mortgage exposure in Pass Thru and CMO security types which have refinanced in the current interest rate environment. The funds are comprised of only U.S. Government bond assets.
		December 31, 2012
		Less than 12 months						Greater than 12 months					Total
		Fair		Unrealized		# of		Fair			Unrealized	# of	Fair	Unrealized	# of
		Value		Losses		Securities		Value			Losses	Securities	Value	Losses	Securities
		(In thousands, except for # of securities)
	Fixed maturities:
	Available-for-sale securities:
	U.S. Government-sponsored enterprises	$	10,603	22		9		—			—	—	10,603	22	9
	States and political subdivisions	54,115		443		61		5,099			334	2	59,214	777	63
	Corporate	22,316		286		16		—			—	—	22,316	286	16
	Commercial mortgage-backed	94		2		1		—			—	—	94	2	1
	Residential mortgage-backed	—		—		—		52			2	1	52	2	1
	Total available-for-sale securities	87,128		753		87		5,151			336	3	92,279	1,089	90
	Held-to-maturity securities:
	States and political subdivisions	40,611		378		32		—			—	—	40,611	378	32
	Total held-to-maturity securities	40,611		378		32		—			—	—	40,611	378	32
	Total fixed maturities	$	127,739	1,131		119		5,151			336	3	132,890	1,467	122
	Equity securities:
	Stock mutual funds	$	—	—		—		972			28	1	972	28	1
	Bond mutual funds	3,335		88		1		2,959			41	2	6,294	129	3
	Common stock	15		2		1		—			—	—	15	2	1
	Total equities	$	3,350	90		2		3,931			69	3	7,281	159	5
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]	'
Schedule of Realized Gain (Loss) [Table Text Block]	'
	The Company uses the specific identification method of the individual security to determine the cost basis used in the calculation of realized gains and losses related to security sales.  Proceeds and gross realized gains from sales of securities for the three and nine months ended September 30, 2013 and 2012 are summarized as follows.
		Fixed Maturities Available-for-Sale									Equity Securities
		Three Months Ended September 30,				Nine Months Ended September 30,					Three Months Ended September 30,		Nine Months Ended September 30,
		2013		2012		2013		2012			2013	2012	2013	2012
		(In thousands)
	Proceeds	$	259	—		317		503			—	2,856	—	2,856
	Gross realized gains	$	7	—		8		4			—	632	—	632
	Gross realized losses	$	1	—		1		3			—	—	—	—
Schedule of Fixed Maturities [Abstract]	'
Investments Classified by Contractual Maturity Date [Table Text Block]	'
	The amortized cost and fair value of fixed maturity securities at September 30, 2013 by contractual maturity are shown in the table below.  Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		September 30, 2013
		Amortized		Fair
		Cost		Value
		(In thousands)
	Available-for-sale securities:
	Due in one year or less	$	5,077	5,142
	Due after one year through five years	110,617		117,370
	Due after five years through ten years	99,777		102,778
	Due after ten years	365,517		369,644
	Securities not due at a single maturity date	4,139		4,445
	Total available-for-sale securities	585,127		599,379
	Held-to-maturity securities:
	Due in one year or less	3,783		3,834
	Due after one year through five years	43,808		44,518
	Due after five years through ten years	45,721		46,413
	Due after ten years	130,027		126,350
	Total held-to-maturity securities	223,339		221,115
	Total fixed maturities	$	808,466	820,494

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	'
	The following tables set forth our assets and liabilities that are measured at fair value on a recurring basis as of the dates indicated.
		September 30, 2013
	Available-for-sale investments	Level 1			Level 2		Level 3	Total
								Fair Value
		(In thousands)
	Financial assets:
	Fixed maturities:
	U.S. Treasury and U.S. Government-sponsored enterprises	$	12,803		64,307		—	77,110
	States and political subdivisions	—			318,922		—	318,922
	Corporate	—			198,771		—	198,771
	Commercial mortgage-backed	—			—		329	329
	Residential mortgage-backed	—			4,116		—	4,116
	Foreign governments	—			131		—	131
	Total fixed maturities	12,803			586,247		329	599,379
	Equity securities:
	Stock mutual funds	11,485			—		—	11,485
	Bond mutual funds	40,855			—		—	40,855
	Common stock	14			—		—	14
	Preferred stock	713			—		—	713
	Total equity securities	53,067			—		—	53,067
	Total financial assets	$	65,870		586,247		329	652,446
		December 31, 2012
	Available-for-sale investments	Level 1			Level 2		Level 3	Total
								Fair Value
		(In thousands)
	Financial assets:
	Fixed maturities:
	U.S. Treasury and U.S. Government-sponsored enterprises	$	13,943		85,581		—	99,524
	States and political subdivisions	—			282,262		—	282,262
	Corporate	—			216,005		—	216,005
	Commercial mortgage-backed	—			109		387	496
	Residential mortgage-backed	—			6,092		—	6,092
	Foreign governments	—			141		—	141
	Total fixed maturities	13,943			590,190		387	604,520
	Equity securities:
	Stock mutual funds	10,685			—		—	10,685
	Bond mutual funds	41,916			—		—	41,916
	Common stock	15			—		—	15
	Preferred stock	1,125			—		—	1,125
	Total equity securities	53,741			—		—	53,741
	Total financial assets	$	67,684		590,190		387	658,261
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	'
	The following table presents additional information about fixed maturity securities measured at fair value on a recurring basis that are classified as Level 3 assets and for which we have utilized significant unobservable inputs to determine fair value.
		September 30,			December 31,
		2013			2012
		(In thousands)
	Balance at beginning of period	$	387		459
	Total realized and unrealized gains (losses)
	Included in net income	—			—
	Included in other comprehensive income	(5		)	(6	)
	Principal paydowns	(53		)	(66	)
	Transfer in and (out) of Level 3	—			—
	Balance at end of period	$	329		387
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
	The carrying amount and fair value for the financial assets and liabilities on the consolidated balance sheets not otherwise disclosed for the periods indicated are as follows:
		September 30, 2013					December 31, 2012
		Carrying Value			Fair Value		Carrying Value	Fair Value
		(In thousands)
	Financial assets:
	Fixed maturities, held-to-maturity	$	223,339		221,115		187,008	193,739
	Mortgage loans	680			704		1,509	1,503
	Policy loans	47,359			47,359		42,993	42,993
	Short-term investments	—			—		2,340	2,340
	Cash and cash equivalents	41,687			41,687		56,299	56,299
	Financial liabilities:
	Annuity benefit reserves	54,178			58,196		51,750	54,981

Segment_Information_Details

Segment Information (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Segment Reporting Information [Line Items]	'	'	'	'
Number of reportable segments	'	'	3	'
Segment reporting, measurement differences between segment and consolidated profit (loss)	'	'	'The Company has no reportable differences between segments and consolidated operations.	'
Premiums	$43,747	$42,952	$128,521	$123,644
Net investment income	9,570	8,114	27,224	23,303
Realized investment gains, net	30	763	143	1,107
Decrease in fair value of warrants	0	241	0	314
Other income	269	112	882	321
Total revenue	53,616	52,182	156,770	148,689
Claims and surrenders	16,763	15,627	48,229	46,490
Increase in future policy benefit reserves	17,398	16,901	52,253	47,793
Policyholders' dividends	2,362	2,600	6,671	6,755
Total insurance benefits paid or provided	36,523	35,128	107,153	101,038
Commissions	9,940	9,769	29,427	28,164
Other general expenses	6,163	6,055	20,204	19,013
Capitalization of deferred policy acquisition costs	-7,067	-7,547	-21,101	-20,530
Amortization of deferred policy acquisition costs	4,758	4,134	13,747	12,693
Amortization of cost of customer relationships acquired	681	598	1,819	1,834
Total benefits and expenses	50,998	48,137	151,249	142,212
Income (loss) before income tax expense	2,618	4,045	5,521	6,477
Life Insurance Segment [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Premiums	32,800	31,876	95,767	90,646
Net investment income	5,924	4,538	16,412	12,949
Realized investment gains, net	23	720	104	909
Decrease in fair value of warrants	'	0	'	0
Other income	261	56	675	188
Total revenue	39,008	37,190	112,958	104,692
Claims and surrenders	11,249	10,213	32,016	30,912
Increase in future policy benefit reserves	16,756	16,058	49,845	45,477
Policyholders' dividends	2,343	2,395	6,618	6,525
Total insurance benefits paid or provided	30,348	28,666	88,479	82,914
Commissions	6,282	6,115	18,558	17,127
Other general expenses	2,780	2,622	8,560	7,953
Capitalization of deferred policy acquisition costs	-5,685	-6,090	-16,941	-16,109
Amortization of deferred policy acquisition costs	3,947	3,358	11,802	10,758
Amortization of cost of customer relationships acquired	171	164	492	557
Total benefits and expenses	37,843	34,835	110,950	103,200
Income (loss) before income tax expense	1,165	2,355	2,008	1,492
Home Service Insurance Segment [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Premiums	10,947	11,076	32,754	32,998
Net investment income	3,309	3,273	9,830	9,503
Realized investment gains, net	2	43	33	170
Decrease in fair value of warrants	'	0	'	0
Other income	-7	5	129	17
Total revenue	14,251	14,397	42,746	42,688
Claims and surrenders	5,514	5,414	16,213	15,578
Increase in future policy benefit reserves	642	843	2,408	2,316
Policyholders' dividends	19	205	53	230
Total insurance benefits paid or provided	6,175	6,462	18,674	18,124
Commissions	3,658	3,654	10,869	11,037
Other general expenses	3,205	2,962	9,696	8,932
Capitalization of deferred policy acquisition costs	-1,382	-1,457	-4,160	-4,421
Amortization of deferred policy acquisition costs	811	776	1,945	1,935
Amortization of cost of customer relationships acquired	510	434	1,327	1,277
Total benefits and expenses	12,977	12,831	38,351	36,884
Income (loss) before income tax expense	1,274	1,566	4,395	5,804
Other Non-Insurance Enterprise Segment [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Premiums	0	0	0	0
Net investment income	337	303	982	851
Realized investment gains, net	5	0	6	28
Decrease in fair value of warrants	'	241	'	314
Other income	15	51	78	116
Total revenue	357	595	1,066	1,309
Claims and surrenders	0	0	0	0
Increase in future policy benefit reserves	0	0	0	0
Policyholders' dividends	0	0	0	0
Total insurance benefits paid or provided	0	0	0	0
Commissions	0	0	0	0
Other general expenses	178	471	1,948	2,128
Capitalization of deferred policy acquisition costs	0	0	0	0
Amortization of deferred policy acquisition costs	0	0	0	0
Amortization of cost of customer relationships acquired	0	0	0	0
Total benefits and expenses	178	471	1,948	2,128
Income (loss) before income tax expense	$179	$124	($882)	($819)

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]	'	'	'	'
Net income	$1,824	$2,911	$3,987	$4,826
Net Income Allocated to Class A Common Stock	1,806	2,882	3,947	4,777
Net Income Allocated to Class B Common Stock	$18	$29	$40	$49
Common Class A [Member]	'	'	'	'
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]	'	'	'	'
Weighted Average Shares Outstanding, Basic	49,080	49,019	49,080	48,962
Weighted Average Shares Outstanding, Diluted	49,080	49,030	49,080	48,972
Basic earnings per share	$0.03	$0.06	$0.08	$0.10
Diluted earnings per share	$0.03	$0.06	$0.08	$0.10
Common Stock Class B [Member]	'	'	'	'
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]	'	'	'	'
Weighted Average Shares Outstanding, Basic and Diluted	1,002	1,002	1,002	1,002
Basic earnings per share	$0.02	$0.03	$0.04	$0.05
Diluted earnings per share	$0.02	$0.03	$0.04	$0.05

Investments_Debt_And_Equity_Se2

Investments Debt And Equity Securities (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Dec. 31, 2011
Investments Including Short Term And Cash And Cash Equivalents [Abstract]	'	'	'	'	'	'
Fixed maturity securities	$822,718	'	$822,718	'	$791,528	'
Fixed maturity securities percent	84.40%	'	84.40%	'	82.70%	'
Equity securities	53,067	'	53,067	'	53,741	'
Equity securities percent	5.40%	'	5.40%	'	5.60%	'
Mortgage loans	680	'	680	'	1,509	'
Mortgage loans percent	0.10%	'	0.10%	'	0.20%	'
Policy loans	47,359	'	47,359	'	42,993	'
Policy loans percent	4.90%	'	4.90%	'	4.50%	'
Real estate and other long-term investments	8,533	'	8,533	'	8,553	'
Real estate and other long-term investments percent	0.90%	'	0.90%	'	0.90%	'
Short-term investments	0	'	0	'	2,340	'
Short-term investments percent	0.00%	'	0.00%	'	0.20%	'
Cash and cash equivalents	41,687	39,830	41,687	39,830	56,299	33,255
Cash and cash equivalents percent	4.30%	'	4.30%	'	5.90%	'
Total cash, cash equivalents and investments	974,044	'	974,044	'	956,963	'
Total cash, cash equivalents and investments percent	100.00%	'	100.00%	'	100.00%	'
Unrealized Gain (Loss) on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Debt Securities, Amortized Cost Basis	585,127	'	585,127	'	559,736	'
Available-for-sale Equity Securities, Amortized Cost Basis	52,392	'	52,392	'	52,744	'
Available-for-sale Securities, Debt Securities, Amortized Cost Basis, Total	585,127	'	585,127	'	559,736	'
Available-for-sale Debt Securities, Gross Unrealized Gains, Total	25,812	'	25,812	'	45,873	'
Available-for-sale Debt Securities, Gross Unrealized Losses, Total	11,560	'	11,560	'	1,089	'
Available-for-sale Debt Securities, Fair Value	599,379	'	599,379	'	604,520	'
Held-to-maturity Securities, Debt Securities, Net Carrying Amount	223,339	'	223,339	'	187,008	'
Held-to-maturity Securities, Unrecognized Holding Gain	3,496	'	3,496	'	7,109	'
Held-to-maturity Securities, Unrecognized Holding Loss	5,720	'	5,720	'	378	'
Held-to-maturity Securities, Debt Securities, Fair Value	221,115	'	221,115	'	193,739	'
Total Fixed Maturity Securities, Amortized Cost	808,466	'	808,466	'	'	'
Total Fixed Maturity Securities, Fair Value	820,494	'	820,494	'	'	'
Unrealized Continuous Losses on Investments [Abstract]	'	'	'	'	'	'
Debt Securities In Continuous Loss Less Than 12 Months Fair Value	296,241	'	296,241	'	127,739	'
Debt Securities Continuous Loss Position Less Than 12 Months Unrealized Losses	14,678	'	14,678	'	1,131	'
Number of Debt Securities In Continuous Loss Less Than 12 Months	309	'	309	'	119	'
Debt Securities In Continuous Loss Position 12 Months Or Longer, Fair Value	30,249	'	30,249	'	5,151	'
Debt Securities In Continuous Loss Position 12 Months Or Longer, Unrealized Losses	2,602	'	2,602	'	336	'
Number of Debt Securities In Continuous Loss Position 12 Months or Longer	35	'	35	'	3	'
Debt Securities In Continuous Loss Position, Aggregate Fair Value	326,490	'	326,490	'	132,890	'
Debt Securities In Continuous Loss Position, Aggregate Unrealized Losses	17,280	'	17,280	'	1,467	'
Number of Debt Securities In Continuous Loss Position, Aggregate	344	'	344	'	122	'
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]	'	'	'	'	'	'
Proceeds from Sale of Available-for-sale Securities, Fixed Maturities	259	0	317	503	'	'
Proceeds from Sale of Available-for-sale Securities, Equity	0	2,856	0	2,856	'	'
Schedule of Fixed Maturities [Abstract]	'	'	'	'	'	'
Available-for-sale Securities, Debt Maturities, Due in One Year or Less, Amortized Cost Basis	5,077	'	5,077	'	'	'
Available-for-sale Securities, Debt Maturities, Due in One Year or Less, Fair Value	5,142	'	5,142	'	'	'
Available-for-sale Securities, Debt Maturities, Due After One Year Through Five Years, Amortized Cost Basis	110,617	'	110,617	'	'	'
Available-for-sale Securities, Debt Maturities, Due After One Year Through Five Years, Fair Value	117,370	'	117,370	'	'	'
Available-for-sale Securities, Debt Maturities, Due After Five Years Through Ten Years, Amortized Cost Basis	99,777	'	99,777	'	'	'
Available-for-sale Securities, Debt Maturities, Due After Five Years Through Ten Years, Fair Value	102,778	'	102,778	'	'	'
Available-for-sale Securities, Debt Maturities, Due After Ten Years, Amortized Cost Basis	365,517	'	365,517	'	'	'
Available-for-sale Securities, Debt Maturities, Due After Ten Years, Fair Value	369,644	'	369,644	'	'	'
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	4,139	'	4,139	'	'	'
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	4,445	'	4,445	'	'	'
Held-to-maturity Securities, Debt Maturities, Due in One Year or Less, Amortized Cost Basis	3,783	'	3,783	'	'	'
Held-to-maturity Securities, Debt Maturities, Due in One Year or Less, Fair Value	3,834	'	3,834	'	'	'
Held-to-maturity Securities, Debt Maturities, Due After One Year Through Five Years, Amortized Cost Basis	43,808	'	43,808	'	'	'
Held-to-maturity Securities, Debt Maturities, Due After One Year Through Five Years, Fair Value	44,518	'	44,518	'	'	'
Held-to-maturity Securities, Debt Maturities, Due After Five Years Through Ten Years, Amortized Cost Basis	45,721	'	45,721	'	'	'
Held-to-maturity Securities, Debt Maturities, Due After Five Years Through Ten Years, Fair Value	46,413	'	46,413	'	'	'
Held-to-maturity Securities, Debt Maturities, Due After Ten Years, Amortized Cost Basis	130,027	'	130,027	'	'	'
Held-to-maturity Securities, Debt Maturities, Due After Ten Years, Fair Value	126,350	'	126,350	'	'	'
Sale of bonds, number of transactions of fixed maturity securities sold	'	'	4	'	'	'
Sale of security, number of transactions of equity securities sold	'	1	'	1	'	'
Sale of bonds, number of held-to-maturity bonds sold	0	0	0	0	'	'
US Treasury Securities [Member]	'	'	'	'	'	'
Unrealized Gain (Loss) on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Debt Securities, Amortized Cost Basis	10,124	'	10,124	'	10,170	'
Available-for-sale Securities, Gross Unrealized Gains	2,679	'	2,679	'	3,773	'
Available-for-sale Securities, Gross Unrealized Losses	0	'	0	'	0	'
Available-for-sale Securities, Fair Value	12,803	'	12,803	'	13,943	'
US Government Agencies Debt Securities [Member]	'	'	'	'	'	'
Unrealized Gain (Loss) on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Debt Securities, Amortized Cost Basis	62,949	'	62,949	'	81,788	'
Available-for-sale Securities, Gross Unrealized Gains	1,510	'	1,510	'	3,815	'
Available-for-sale Securities, Gross Unrealized Losses	152	'	152	'	22	'
Available-for-sale Securities, Fair Value	64,307	'	64,307	'	85,581	'
Held-to-maturity Securities, Debt Securities, Net Carrying Amount	8,909	'	8,909	'	28,632	'
Held-to-maturity Securities, Unrecognized Holding Gain	283	'	283	'	514	'
Held-to-maturity Securities, Unrecognized Holding Loss	0	'	0	'	0	'
Held-to-maturity Securities, Debt Securities, Fair Value	9,192	'	9,192	'	29,146	'
Unrealized Continuous Losses on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	11,609	'	11,609	'	10,603	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	152	'	152	'	22	'
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	8	'	8	'	9	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	'	0	'	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	'	0	'	0	'
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	0	'	0	'	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	11,609	'	11,609	'	10,603	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses	152	'	152	'	22	'
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	8	'	8	'	9	'
US States and Political Subdivisions Debt Securities [Member]	'	'	'	'	'	'
Unrealized Gain (Loss) on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Debt Securities, Amortized Cost Basis	320,691	'	320,691	'	265,812	'
Available-for-sale Securities, Gross Unrealized Gains	8,195	'	8,195	'	17,227	'
Available-for-sale Securities, Gross Unrealized Losses	9,964	'	9,964	'	777	'
Available-for-sale Securities, Fair Value	318,922	'	318,922	'	282,262	'
Held-to-maturity Securities, Debt Securities, Net Carrying Amount	176,686	'	176,686	'	125,634	'
Held-to-maturity Securities, Unrecognized Holding Gain	2,461	'	2,461	'	5,435	'
Held-to-maturity Securities, Unrecognized Holding Loss	5,407	'	5,407	'	378	'
Held-to-maturity Securities, Debt Securities, Fair Value	173,740	'	173,740	'	130,691	'
Unrealized Continuous Losses on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	148,560	'	148,560	'	54,115	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	8,662	'	8,662	'	443	'
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	163	'	163	'	61	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	13,375	'	13,375	'	5,099	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	1,302	'	1,302	'	334	'
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	15	'	15	'	2	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	161,935	'	161,935	'	59,214	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses	9,964	'	9,964	'	777	'
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	178	'	178	'	63	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	88,943	'	88,943	'	40,611	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	4,453	'	4,453	'	378	'
Number of Held-to-maturity Securities In Continuous Loss Position Less Than 12 Months	106	'	106	'	32	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	14,394	'	14,394	'	0	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	954	'	954	'	0	'
Number of Held-to-maturity Securities In Continuous Loss Position 12 Months or Greater	17	'	17	'	0	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	103,337	'	103,337	'	40,611	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses	5,407	'	5,407	'	378	'
Number of Held-to-maturity Securities In Continuous Loss Position Aggregate	123	'	123	'	32	'
Foreign Government Debt Securities [Member]	'	'	'	'	'	'
Unrealized Gain (Loss) on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Debt Securities, Amortized Cost Basis	104	'	104	'	105	'
Available-for-sale Securities, Gross Unrealized Gains	27	'	27	'	36	'
Available-for-sale Securities, Gross Unrealized Losses	0	'	0	'	0	'
Available-for-sale Securities, Fair Value	131	'	131	'	141	'
Corporate Debt Securities [Member]	'	'	'	'	'	'
Unrealized Gain (Loss) on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Debt Securities, Amortized Cost Basis	187,120	'	187,120	'	195,755	'
Available-for-sale Securities, Gross Unrealized Gains	13,093	'	13,093	'	20,536	'
Available-for-sale Securities, Gross Unrealized Losses	1,442	'	1,442	'	286	'
Available-for-sale Securities, Fair Value	198,771	'	198,771	'	216,005	'
Held-to-maturity Securities, Debt Securities, Net Carrying Amount	37,744	'	37,744	'	32,742	'
Held-to-maturity Securities, Unrecognized Holding Gain	752	'	752	'	1,160	'
Held-to-maturity Securities, Unrecognized Holding Loss	313	'	313	'	0	'
Held-to-maturity Securities, Debt Securities, Fair Value	38,183	'	38,183	'	33,902	'
Unrealized Continuous Losses on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	39,735	'	39,735	'	22,316	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	1,098	'	1,098	'	286	'
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	25	'	25	'	16	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	2,434	'	2,434	'	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	344	'	344	'	0	'
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	2	'	2	'	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	42,169	'	42,169	'	22,316	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses	1,442	'	1,442	'	286	'
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	27	'	27	'	16	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	7,390	'	7,390	'	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	313	'	313	'	'	'
Number of Held-to-maturity Securities In Continuous Loss Position Less Than 12 Months	6	'	6	'	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	'	0	'	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	'	0	'	'	'
Number of Held-to-maturity Securities In Continuous Loss Position 12 Months or Greater	0	'	0	'	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	7,390	'	7,390	'	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses	313	'	313	'	'	'
Number of Held-to-maturity Securities In Continuous Loss Position Aggregate	6	'	6	'	'	'
Collateralized Mortgage Backed Securities [Member]	'	'	'	'	'	'
Schedule of Fixed Maturities [Abstract]	'	'	'	'	'	'
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	4,100	'	4,100	'	'	'
Commercial Mortgage Backed Securities [Member]	'	'	'	'	'	'
Unrealized Gain (Loss) on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Debt Securities, Amortized Cost Basis	318	'	318	'	481	'
Available-for-sale Securities, Gross Unrealized Gains	11	'	11	'	17	'
Available-for-sale Securities, Gross Unrealized Losses	0	'	0	'	2	'
Available-for-sale Securities, Fair Value	329	'	329	'	496	'
Unrealized Continuous Losses on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	4	'	4	'	94	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	0	'	0	'	2	'
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	1	'	1	'	1	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	46	'	46	'	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	2	'	2	'	0	'
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	1	'	1	'	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	50	'	50	'	94	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses	2	'	2	'	2	'
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	2	'	2	'	1	'
Residential Mortgage Backed Securities [Member]	'	'	'	'	'	'
Unrealized Gain (Loss) on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Debt Securities, Amortized Cost Basis	3,821	'	3,821	'	5,625	'
Available-for-sale Securities, Gross Unrealized Gains	297	'	297	'	469	'
Available-for-sale Securities, Gross Unrealized Losses	2	'	2	'	2	'
Available-for-sale Securities, Fair Value	4,116	'	4,116	'	6,092	'
Unrealized Continuous Losses on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	'	'	'	'	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	'	'	'	'	0	'
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	'	'	'	'	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	'	'	'	'	52	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	'	'	'	'	2	'
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	'	'	'	'	1	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	'	'	'	'	52	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses	'	'	'	'	2	'
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	'	'	'	'	1	'
Debt Securities [Member]	'	'	'	'	'	'
Unrealized Gain (Loss) on Investments [Abstract]	'	'	'	'	'	'
Total Fixed Maturity Securities, Amortized Cost	808,466	'	808,466	'	746,744	'
Total Fixed Maturity Securities, Gross Unrealized Gains	29,308	'	29,308	'	52,982	'
Total Fixed Maturity Securities, Gross Unrealized Losses	17,280	'	17,280	'	1,467	'
Total Fixed Maturity Securities, Fair Value	820,494	'	820,494	'	798,259	'
Unrealized Continuous Losses on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	199,908	'	199,908	'	87,128	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	9,912	'	9,912	'	753	'
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	197	'	197	'	87	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	15,855	'	15,855	'	5,151	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	1,648	'	1,648	'	336	'
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	18	'	18	'	3	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	215,763	'	215,763	'	92,279	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses	11,560	'	11,560	'	1,089	'
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	215	'	215	'	90	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	96,333	'	96,333	'	40,611	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	4,766	'	4,766	'	378	'
Number of Held-to-maturity Securities In Continuous Loss Position Less Than 12 Months	112	'	112	'	32	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	14,394	'	14,394	'	0	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	954	'	954	'	0	'
Number of Held-to-maturity Securities In Continuous Loss Position 12 Months or Greater	17	'	17	'	0	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	110,727	'	110,727	'	40,611	'
Held-to-maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses	5,720	'	5,720	'	378	'
Number of Held-to-maturity Securities In Continuous Loss Position Aggregate	129	'	129	'	32	'
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]	'	'	'	'	'	'
Available-for-sale Securities, Gross Realized Gains	7	0	8	4	'	'
Available-for-sale Securities, Gross Realized Losses	1	0	1	3	'	'
Stock Mutual Funds [Member]	'	'	'	'	'	'
Unrealized Gain (Loss) on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Equity Securities, Amortized Cost Basis	10,463	'	10,463	'	10,463	'
Available-for-sale Securities, Gross Unrealized Gains	1,022	'	1,022	'	250	'
Available-for-sale Securities, Gross Unrealized Losses	0	'	0	'	28	'
Available-for-sale Securities, Fair Value	11,485	'	11,485	'	10,685	'
Unrealized Continuous Losses on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	'	'	'	'	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	'	'	'	'	0	'
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	'	'	'	'	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	'	'	'	'	972	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	'	'	'	'	28	'
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	'	'	'	'	1	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	'	'	'	'	972	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses	'	'	'	'	28	'
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	'	'	'	'	1	'
Bond Mutual Funds [Member]	'	'	'	'	'	'
Unrealized Gain (Loss) on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Equity Securities, Amortized Cost Basis	41,504	'	41,504	'	41,504	'
Available-for-sale Securities, Gross Unrealized Gains	23	'	23	'	541	'
Available-for-sale Securities, Gross Unrealized Losses	672	'	672	'	129	'
Available-for-sale Securities, Fair Value	40,855	'	40,855	'	41,916	'
Unrealized Continuous Losses on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	30,904	'	30,904	'	3,335	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	307	'	307	'	88	'
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	4	'	4	'	1	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	6,058	'	6,058	'	2,959	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	365	'	365	'	41	'
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	2	'	2	'	2	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	36,962	'	36,962	'	6,294	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses	672	'	672	'	129	'
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	6	'	6	'	3	'
Common Stock [Member]	'	'	'	'	'	'
Unrealized Gain (Loss) on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Equity Securities, Amortized Cost Basis	17	'	17	'	17	'
Available-for-sale Securities, Gross Unrealized Gains	0	'	0	'	0	'
Available-for-sale Securities, Gross Unrealized Losses	3	'	3	'	2	'
Available-for-sale Securities, Fair Value	14	'	14	'	15	'
Unrealized Continuous Losses on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	'	0	'	15	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	0	'	0	'	2	'
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	0	'	0	'	1	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	13	'	13	'	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	3	'	3	'	0	'
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	1	'	1	'	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	13	'	13	'	15	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses	3	'	3	'	2	'
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	1	'	1	'	1	'
Preferred Stock [Member]	'	'	'	'	'	'
Unrealized Gain (Loss) on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Equity Securities, Amortized Cost Basis	408	'	408	'	760	'
Available-for-sale Securities, Gross Unrealized Gains	305	'	305	'	365	'
Available-for-sale Securities, Gross Unrealized Losses	0	'	0	'	0	'
Available-for-sale Securities, Fair Value	713	'	713	'	1,125	'
Equity Securities [Member]	'	'	'	'	'	'
Unrealized Gain (Loss) on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Equity Securities, Amortized Cost Basis	52,392	'	52,392	'	52,744	'
Available-for-sale Securities, Gross Unrealized Gains	1,350	'	1,350	'	1,156	'
Available-for-sale Securities, Gross Unrealized Losses	675	'	675	'	159	'
Available-for-sale Securities, Fair Value	53,067	'	53,067	'	53,741	'
Unrealized Continuous Losses on Investments [Abstract]	'	'	'	'	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	30,904	'	30,904	'	3,350	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	307	'	307	'	90	'
Number of Available-for-sale Securities In Continuous Loss Position Less Than 12 Months	4	'	4	'	2	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	6,071	'	6,071	'	3,931	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	368	'	368	'	69	'
Number of Available-for-sale Securities In Continuous Loss Position For 12 months or Greater	3	'	3	'	3	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	36,975	'	36,975	'	7,281	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses	675	'	675	'	159	'
Number of Available-for-sale Securities In Continuous Loss Position Aggregate	7	'	7	'	5	'
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]	'	'	'	'	'	'
Available-for-sale Securities, Gross Realized Gains	0	632	0	632	'	'
Available-for-sale Securities, Gross Realized Losses	$0	$0	$0	$0	'	'
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'	'	'	'	'
Schedule of Fixed Maturities [Abstract]	'	'	'	'	'	'
Percent of residential mortgage backed to securities	92.70%	'	92.70%	'	'	'

Fair_Value_Measurements_Detail

Fair Value Measurements (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	$652,446	$658,261	'
Percent of Level 2 Debt Maturity to Total Reported Fair Value of Financial Assets	89.90%	'	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	329	387	459
Number of Private Placement Mortgage Backed Debt Securities in Level 3	2	'	'
Fair Value, Inputs, Level 1 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	65,870	67,684	'
Fair Value, Inputs, Level 2 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	586,247	590,190	'
Fair Value, Inputs, Level 3 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	329	387	'
US Treasury and Government [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	77,110	99,524	'
US Treasury and Government [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	12,803	13,943	'
US Treasury and Government [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	64,307	85,581	'
US Treasury and Government [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
US States and Political Subdivisions Debt Securities [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	318,922	282,262	'
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	318,922	282,262	'
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Corporate Debt Securities [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	198,771	216,005	'
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	198,771	216,005	'
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Mortgage-backed Securities, Issued by Private Enterprises [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	329	496	'
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	109	'
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	329	387	'
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	4,116	6,092	'
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	4,116	6,092	'
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Foreign Government Debt Securities [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	131	141	'
Foreign Government Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Foreign Government Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	131	141	'
Foreign Government Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Debt Securities [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	599,379	604,520	'
Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	12,803	13,943	'
Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	586,247	590,190	'
Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	329	387	'
Stock Mutual Funds [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	11,485	10,685	'
Stock Mutual Funds [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	11,485	10,685	'
Stock Mutual Funds [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Stock Mutual Funds [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Bond Mutual Funds [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	40,855	41,916	'
Bond Mutual Funds [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	40,855	41,916	'
Bond Mutual Funds [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Bond Mutual Funds [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Common Stock [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	14	15	'
Common Stock [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	14	15	'
Common Stock [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Common Stock [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Preferred Stock [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	713	1,125	'
Preferred Stock [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	713	1,125	'
Preferred Stock [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Preferred Stock [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Equity Securities [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	53,067	53,741	'
Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	53,067	53,741	'
Equity Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0	'
Equity Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Available-for-sale Securities, Fair Value Disclosure	$0	$0	'

Fair_Value_Measurements_Schedu

Fair Value Measurements Schedule of Fair Value Unobservable Input Reconciliation (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Fair Value, Assets and Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Abstract]	'	'
Balance at beginning of period	$387	$459
Total realized and unrealized gains (losses)	'	'
Included in net income	0	0
Included in other comprehensive income	-5	-6
Principal paydowns	-53	-66
Transfers in and (out) of Level 3	0	0
Balance at end of period	$329	$387

Fair_Value_Measurements_Financ

Fair Value Measurements Financial Instruments not Carried at Fair Value (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Mortgage loans	$680	$1,509	'	'
Policy loans	47,359	42,993	'	'
Short-term investments	0	2,340	'	'
Cash and cash equivalents, at carrying value	41,687	56,299	39,830	33,255
Liability for future policy benefits individual and group annuities	54,178	51,750	'	'
Mortgage loans on real estate, interest rate	6.40%	6.60%	'	'
Mortgage loan maturity lower end range	'1 year	'	'	'
Mortgage loan maturity higher end range	'30 years	'	'	'
Mortgage loans interest rate used to estimate fair value	6.25%	'	'	'
Insurance policy loans interest rate	7.70%	7.70%	'	'
Fair value minimum interest rate of investment contract	0.33%	'	'	'
Fair value maximum rate of investment contract	4.19%	'	'	'
Carrying (Reported) Amount, Fair Value Disclosure [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Fixed maturities held-to-maturity	223,339	187,008	'	'
Mortgage loans	680	1,509	'	'
Policy loans	47,359	42,993	'	'
Short-term investments	0	2,340	'	'
Cash and cash equivalents, at carrying value	41,687	56,299	'	'
Liability for future policy benefits individual and group annuities	54,178	51,750	'	'
Estimate of Fair Value, Fair Value Disclosure [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Fixed maturities held-to-maturity	221,115	193,739	'	'
Mortgage loans	704	1,503	'	'
Policy loans	47,359	42,993	'	'
Short-term investments	0	2,340	'	'
Cash and cash equivalents, fair value disclosure	41,687	56,299	'	'
Liability for future policy benefits individual and group annuities	$58,196	$54,981	'	'

Commitments_and_Contingencies_

Commitments and Contingencies (Details) (USD $)	0 Months Ended		9 Months Ended
	Dec. 09, 2009	Aug. 06, 1999	Sep. 30, 2013
			trusts
Legal Proceedings [Abstract]	'	'	'
Filing date for lawsuit	'	6-Aug-99	'
Number of Non U.S. Trusts	'	'	2
Date of Court Ruling	9-Dec-09	'	'
Accrued Settlement	'	'	$183,000

Income_Taxes_Details

Income Taxes (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Income Tax Disclosure [Abstract]	'	'	'	'
Effective Income Tax Rate	30.30%	28.00%	27.80%	25.50%
Federal Statutory Income Tax Rate	'	'	35.00%	'

Subsequent_Events_Details

Subsequent Events (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Millions, unless otherwise specified
Subsequent Events [Abstract]	'	'
Purchase Price, Agreed Purchase Price of Acquisition	$5.20	'
Statutory accounting practices, admitted assets	'	$8