Baylake (BYLK) 10-Q 1 May 14 2014 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2014	1-May-14
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'
Document Fiscal Period Focus	'Q1	'
Document Fiscal Year Focus	'2014	'
Entity Registrant Name	'BAYLAKE CORP	'
Entity Central Index Key	'0000275119	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	7,937,321

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from financial institutions	$38,547	$76,179
Federal funds sold	1,312	63
Securities held to maturity, at amortized cost	20,718	10,275
Securities available for sale	212,061	220,608
Loans held for sale	'	1,360
Loans, net of allowance of $7,453 at March 31, 2014 and $7,658 at December 31, 2013	625,724	610,302
Cash surrender value of life insurance	23,479	23,401
Premises and equipment, net	20,662	19,714
Premises and equipment held for sale	844	844
Federal Home Loan Bank stock	3,598	3,598
Other real estate owned, net	5,479	6,298
Goodwill	7,222	6,641
Deferred income taxes	5,716	6,636
Accrued interest receivable	3,043	2,506
Other assets	8,108	8,351
Total Assets	976,513	996,776
LIABILITIES AND STOCKHOLDERS' EQUITY	'	'
Noninterest-bearing	123,497	127,940
Interest-bearing	597,814	616,272
Total Deposits	721,311	744,212
Federal Home Loan Bank advances	84,000	66,700
Repurchase agreements	32,716	58,448
Subordinated debentures	16,100	16,100
Convertible promissory notes	9,200	9,400
Accrued expenses and other liabilities	18,592	8,035
Total Liabilities	881,919	902,895
Commitments and Contingencies - Note 15	'	'
Common stock, $5 par value, authorized 50,000,000 shares; Issued-8,254,955 shares at March 31, 2014 and 8,194,010 at December 31, 2013; Outstanding-7,734,442 shares at March 31, 2014 and 7,809,997 at December 31, 2013	41,275	40,970
Additional paid-in capital	12,405	12,371
Retained earnings	46,240	44,719
Treasury stock 520,513 shares at March 31, 2014 and 384,013 shares at December 31, 2013	-6,960	-5,256
Accumulated other comprehensive income	1,634	1,077
Total Stockholders' Equity	94,594	93,881
Total Liabilities and Stockholders' Equity	$976,513	$996,776

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets [Abstract]	'	'
Loans, allowance	$7,453	$7,658
Common stock, par value	$5	$5
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	8,254,955	8,194,010
Common stock, shares outstanding	7,734,442	7,809,997
Treasury stock, shares	520,513	384,013

Consolidated_Statements_Of_Ope

Consolidated Statements Of Operations (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
INTEREST AND DIVIDEND INCOME	'	'
Loans, including fees	$6,879	$7,021
Taxable securities	1,250	1,223
Tax exempt securities	373	374
Federal funds sold	10	35
Total Interest and Dividend Income	8,512	8,653
INTEREST EXPENSE	'	'
Deposits	420	763
Repurchase agreements	26	20
Federal Home Loan Bank advances and other debt	173	199
Subordinated debentures	64	67
Convertible promissory notes	239	244
Total Interest Expense	922	1,293
Net interest income	7,590	7,360
Provision for loan losses	'	600
Net interest income after provision for loan losses	7,590	6,760
NONINTEREST INCOME	'	'
Fees from fiduciary activities	252	251
Fees from loan servicing	162	150
Fees for other services to customers	1,063	1,103
Net gain on sale of loans	127	594
Net loss in valuation of mortgage servicing rights	-77	-2
Net realized gain (loss) on sale of securities	69	-12
Increase in cash surrender value of life insurance	78	78
Income in equity of UFS subsidiary	294	235
Other income	48	102
Total Noninterest Income	2,016	2,499
NONINTEREST EXPENSE	'	'
Salaries and employee benefits	4,067	4,185
Occupancy expense	560	524
Equipment expense	313	295
Data processing and courier expense	208	207
FDIC insurance expense	149	191
Operation of other real estate	166	199
Loan and collection expense	19	95
Other outside services	335	199
Other operating expenses	951	913
Total Noninterest Expense	6,768	6,808
Income before provision for income taxes	2,838	2,451
Provision for income taxes	773	696
Net Income	$2,065	$1,755
Basic earnings per share	$0.27	$0.22
Diluted earnings per share	$0.23	$0.19
Cash dividend paid per share	$0.07	$0.04

Consolidated_Statement_Of_Comp

Consolidated Statement Of Comprehensive Income (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statement Of Comprehensive Income [Abstract]	'	'
Net Income	$2,065	$1,755
Other comprehensive income (losses), net of tax	'	'
Net unrealized holding gains (losses) arising during period	986	-747
Less: reclassification adjustment for (gains) losses included in net income	-69	12
Tax effect	-360	313
Other comprehensive income (loss)	557	-422
Comprehensive income	$2,622	$1,333

Consolidated_Statement_Of_Chan

Consolidated Statement Of Changes In Stockholders' Equity And Comprehensive Income (USD $)	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income [Member]	Total
In Thousands, except Share data
Balance at Dec. 31, 2013	$40,970	$12,371	$44,719	($5,256)	$1,077	$93,881
Balance, Shares at Dec. 31, 2013	7,809,997	'	'	'	'	'
Net income for period	'	'	2,065	'	'	2,065
Net changes in unrealized gains on securities available for sale	'	'	'	'	986	986
Reclassification adjustment for net gains realized in income	'	'	'	'	-69	-69
Tax effect	'	'	'	'	-360	-360
Comprehensive income	'	'	'	'	'	2,622
Purchase of treasury stock, Amount	'	'	'	-1,704	'	-1,704
Purchase of treasury stock, Shares	-136,500	'	'	'	'	'
Stock based compensation expense recognized, net	'	74	'	'	'	74
Vesting of Restricted Stock Units ("RSUs"), Amount	97	-97	'	'	'	'
Vesting of Restricted Stock Units ("RSUs"), Shares	19,388	'	'	'	'	'
Tax benefit from vesting of RSUs	'	59	'	'	'	59
Exercise of stock options, Amount	8	-1	'	'	'	7
Exercise of stock options, Shares	1,557	'	'	'	'	'
Tax benefit from exercise of stock options/RSUs	'	3	'	'	'	3
Forfeiture of stock options/RSUs not exercised	'	-6	'	'	'	-6
Tax expense from forfeiture of unexercised stock options/RSUs	'	2	'	'	'	2
Conversion of debentures, Amount	200	'	'	'	'	200
Conversion of debentures, Shares	40,000	'	'	'	'	'
Cash dividends ($0.07 per share)	'	'	-544	'	'	-544
Balance at Mar. 31, 2014	$41,275	$12,405	$46,240	($6,960)	$1,634	$94,594
Balance, Shares at Mar. 31, 2014	7,734,442	'	'	'	'	'

Consolidated_Statement_Of_Chan1

Consolidated Statement Of Changes In Stockholders' Equity And Comprehensive Income (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statement Of Changes In Stockholders' Equity And Comprehensive Income [Abstract]	'	'
Cash dividends, per share	$0.07	$0.04

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Reconciliation of net income to net cash provided by operating activities:	'	'
Net Income	$2,065	$1,755
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation and amortization	324	322
Amortization of debt issuance costs	8	9
Amortization of core deposit intangible	4	'
Provision for loan losses	'	600
Net amortization of premium/discount on securities	426	745
Increase in cash surrender value of life insurance	-78	-78
Net realized (gain) loss on sale of securities	-69	12
Net gain on sale of loans	-127	-594
Proceeds from sale of loans held for sale	7,732	22,851
Origination of loans held for sale	-6,261	-25,889
Change in valuation of mortgage servicing rights, net of payments and payoffs	77	2
Provision for valuation allowance on other real estate owned	133	169
Net gain on disposals of other real estate owned	-24	-118
Provision for deferred income tax expense	561	644
Stock-based compensation expense	74	58
Forfeiture of options not exercised and RSUs not vested	-6	'
Tax expense (benefit) from exercise/forfeiture of options	5	-1
Income in equity of UFS subsidiary	-294	-235
Changes in assets and liabilities:	'	'
Accrued income taxes	500	657
Accrued interest receivable and other assets	-427	-85
Income tax refund	-173	-316
Accrued expenses and other liabilities	46	350
Net cash provided by operating activities	4,496	858
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Proceeds from sale of securities available for sale	1,800	'
Principal payments on securities available for sale	7,520	15,801
Purchase of securities held to maturity	-10,456	'
Settlement of held to maturity investment purchase	10,456	'
Purchase of securities available for sale	-200	-21,097
Proceeds from sale of other real estate owned	710	2,049
Loan originations and payments, net	-15,419	2,476
Additions to premises and equipment	-322	-354
Net change in federal funds sold	-1,249	913
Dividend from UFS Subsidiary	142	'
Net cash provided in purchase of branch	12,086	'
Net cash used in investing activities	5,068	-212
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Net change in deposits	-36,582	-47,053
Net change in federal funds purchased and repurchase agreements	-25,732	-22,458
Repayments on Federal Home Loan Bank advances	-18,000	'
Proceeds from Federal Home Loan Bank advances	35,300	'
Tax benefit from vesting of restricted stock units	59	29
Proceeds from exercise of stock options	7	18
Purchase of treasury stock	-1,704	'
Cash dividends paid	-544	-317
Net cash used in financing activities	-47,196	-69,781
Net change in cash	-37,632	-69,135
Beginning cash	76,179	109,621
Ending cash	38,547	40,486
Supplemental cash flow information:	'	'
Interest paid	868	1,292
Income taxes refunded	173	316
Supplemental noncash disclosure:	'	'
Transfers from loans to other real estate owned	'	203
Mortgage servicing rights resulting from sale of loans	16	111
Conversion of debentures to equity	$200	'

Basis_Of_Presentation

Basis Of Presentation	3 Months Ended
	Mar. 31, 2014
Basis Of Presentation [Abstract]	'
Basis Of Presentation	'
	1.  The consolidated financial statements of Baylake Corp. (the “Company”) include the accounts of the Company, its wholly owned subsidiaries Baylake Bank (the “Bank”) and Admiral Asset Management, LLC (“Admiral”), and the Bank’s wholly owned subsidiary,  Baylake Investments, Inc. In the fourth quarter of 2013, the Company capitalized Admiral, a registered investment advisory subsidiary to provide investment advisory services in addition to those offered by the Bank. All significant intercompany items have been eliminated. The accompanying interim consolidated financial statements should be read in conjunction with the 2013 Annual Report on Form 10-K of the Company. The accompanying consolidated financial statements are unaudited. These interim consolidated financial statements are prepared in accordance with the requirements of Form 10-Q, and accordingly do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America (“U.S. GAAP”) for complete financial statements. In the opinion of management, the unaudited consolidated financial information included in this report reflects all adjustments, consisting of normal recurring accruals of operations for the three month periods ending March 31, 2014 and 2013 necessary to make the unconsolidated financial information not misleading. The consolidated results of operations for the three months ended March 31, 2014 are not necessarily indicative of results to be expected for the entire year. Management of the Company has evaluated all subsequent events to May 1, 2014, the date the interim consolidated financial statements were issued, and determined that all subsequent events have been recognized and disclosed in the accompanying financial statements through the date of this report.

Use_Of_Estimates

Use Of Estimates	3 Months Ended
	Mar. 31, 2014
Use Of Estimates [Abstract]	'
Use Of Estimates	'
	2.Use of Estimates
	To prepare consolidated financial statements in conformity with U.S. GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the consolidated financial statements and the disclosures provided, and actual results could differ. The allowance for loan losses, value of other real estate owned, other than temporary impairment of securities, mortgage servicing rights, income tax expense, and fair values of financial instruments are particularly subject to change.

Earnings_Per_Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	3.Earnings Per Share
	Basic earnings per share is computed by dividing net income available to common stockholders by the weighted average number of common shares outstanding during the period.  Diluted earnings per share, which reflects the potential dilution that could occur if outstanding stock options were exercised, stock awards were fully vested, and promissory notes were converted, resulting in the issuance of common stock that then shared in the Company’s earnings, is computed by dividing net income as adjusted for the income impact of assumed conversions by the weighted average number of common shares outstanding and common stock equivalents. The following table shows the computation of the basic and diluted earnings per share:
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	31-Mar-14
	EARNINGS PER SHARE
	(Dollar amounts in thousands, except per share data)
			Three months ended
			March 31,
			2014		2013
	(Numerator):
	Net income available to common stockholders	$	2,065	$	1,755
	Plus:  Income impact of assumed conversions
	Interest on 10% convertible debentures, net of income tax		145		148
	Income available to common stockholders plus assumed conversions		2,210		1,903
		$		$
	(Denominator):
	Weighted average number of common shares
	outstanding-basic		7,775,895		7,940,683
	Plus:  Incremental shares of assumed conversions:
	Dilutive effect of stock options		43,582	-1	20,446	-1
	Dilutive effect of restricted stock units		47,819	-2	42,779	-2
	Dilutive effect of convertible promissory notes (3)		1,840,000		1,880,000
	Dilutive potential common shares		1,931,401		1,943,225
	Adjusted weighted-average shares		9,707,296		9,883,908
	Basic Earnings Per Share	$	0.27	$	0.22
	Diluted Earnings Per Share	$	0.23	$	0.19
	(1)For the quarters ended March 31, 2014 and 2013, respectively, there were 64,130 and 58,756 outstanding stock options that were not included in the computation of diluted earnings per share because they were considered anti-dilutive.
	(2) For the three month period ended March 31, 2014 and March 31, 2013, there were 15,040 and 35,177 outstanding restricted stock units, respectively, that were not included in the computation of diluted earnings per share because they were considered anti-dilutive.
	(3)At March 31, 2014 and 2013, respectively, the Company had $9.20 million and $9.40 million of outstanding Convertible Promissory Notes (the “Convertible Notes”).  The Convertible Notes are convertible into shares of common stock of the Company at a conversion ratio of one share of common stock for each $5.00 in aggregate principal amount held on the record date of the conversion subject to certain adjustments as described in the Convertible Notes (the “Conversion Ratio”).  Prior to the quarterly interest date preceding the fifth anniversary of issuance of the Convertible Notes each holder of the Convertible Notes may convert up to 100% (at the discretion of the holder) of the original principal amount into shares of common stock at the Conversion Ratio. On October 1, 2014,  one-half of the original principal amounts of the Convertible Notes are mandatorily convertible at the conversion ratio if voluntary conversion has not yet occurred.  The principal amount of any Convertible Note that has not been converted will be payable at maturity on June 30, 2017. At March 31, 2014 and 2013, respectively, the entire 1,840,000 and 1,880,000 of common shares are included in the computation of diluted earnings per share since the average market price per share for the three months ended March 31, 2014 and 2013 exceeded the conversion price of $5.00 per share.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2014
Recent Accounting Pronouncements [Abstract]	'
Recent Accounting Pronouncements	'
	4.Recent Accounting Pronouncements
	In July 2013 the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2013-11, Income Taxes (Topic740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists (a consensus of the Emerging Issues Task Force). ASU 2013-11 requires that an unrecognized tax benefit be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward except as follows:  To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets.  The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date.  The amendments in this ASU are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date.  Retrospective application is permitted.  The provisions of this guidance did not have a significant impact on the consolidated financial condition, results of operation or liquidity of the Company.
	In January 2014, the FASB issued ASU No. 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40) Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force). The amendments in ASU 2014-04 clarify when an in-substance repossession or foreclosure occurs — that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The new ASU requires a creditor to reclassify a collateralized consumer mortgage loan to real estate property upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. This ASU is effective for the Company beginning January 1, 2015. The provisions of this guidance are not expected to have a significant impact on the consolidated financial condition, results of operation or liquidity of the Company.

Fair_Value

Fair Value	3 Months Ended
	Mar. 31, 2014
Fair Value [Abstract]	'
Fair Value	'
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	31-Mar-14
	5.Fair Value
	Accounting guidance establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The guidance describes three levels of inputs that may be used to measure fair value:
	Level 1:	Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2:	Significant other observable inputs, other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3:	Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input within the valuation hierarchy that is significant to the fair value measurement.
	The methods and assumptions used to estimate fair value are described below.
	Securities available for sale - the fair value of securities available for sale is determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs).  For other securities not able to be priced on matrix pricing, outside third parties are relied upon (Level 3 inputs).  One of the Company’s securities available for sale at March 31, 2014 and December 31, 2013 was measured using Level 3 inputs.
	Non-impaired loans and deposits - the fair value of fixed rate non-impaired loans and deposits and non-impaired variable rate loans and deposits with infrequent repricing or repricing limits, is based on discounted cash flows using current market rates applied to the estimated life and credit risk (Level 3 inputs). Fair value of loans held for sale is based on market quotes (Level 3 inputs).
	Impaired Loans - the fair value of impaired loans is based on a review of comparable collateral in similar marketplaces (Level 3 inputs) or an analysis of expected cash flows of the loan in relationship to the contractual terms of the loan (Level 3 inputs).  Impaired loans are carried at the lower of amortized cost or fair value less estimated costs to sell.  Impaired loans are not carried at fair value if there is sufficient collateral or if expected repayments exceed the recorded investments of such loans.
	Mortgage servicing rights - the fair value of mortgage servicing rights is based on a valuation model that calculates the present value of estimated net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income. These assumptions include servicing costs, expected loan lives, discount rates, and the determination of whether the loan is likely to be refinanced.  The Company compares the valuation model inputs and results to published industry data for reasonableness (Level 2 inputs).
	Other real estate owned - the fair value of other real estate owned is determined using a variety of market information including, but not limited to, appraisals, professional market assessments and real estate tax assessment information.  Properties obtained by the Bank in foreclosure are adjusted to fair value less estimated costs to sell upon their transfer to other real estate owned, establishing a new cost basis. Subsequently, other real estate owned is carried at the lower of cost or fair value less estimated costs to sell (Level 3 inputs).
	Convertible promissory notes - fair value of convertible promissory notes is based on current rates for similar financing arrangements (Level 3 inputs).
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	31-Mar-14
	ASSETS MEASURED AT FAIR VALUE ON A RECURRING BASIS
	(Dollar amounts in thousands)
	Assets measured at fair value on a recurring basis are summarized below:
			March 31,		Quoted Prices in Active Markets For Identical Assets		Significant Other Observable Inputs		Significant Unobservable Inputs
			2014		(Level 1)		(Level 2)		(Level 3)
	Assets:
	Securities available for sale:
	U.S. government-sponsored agency securities	$	3,502	$	–	$	3,502	$	–
	Mortgage-backed securities		140,988		–		140,582		406
	Asset-backed securities		3,617		–		3,617		–
	Obligations of states and political subdivisions		58,550		–		58,550		–
	Private placement and corporate bonds		3,500		–		3,500		–
	Other securities		1,904		–		1,904		–
	Total securities available for sale		212,061		–		211,655		406
	Mortgage servicing rights		906		–		906		–
	Total	$	212,967	$	–	$	212,561	$	406
			31-Dec-13		Quoted Prices in Active Markets For Identical Assets				Significant Unobservable
					(Level 1)		Significant Other Observable Inputs		Inputs
							(Level 2)		(Level 3)
	Assets:
	Securities available for sale:
	U.S. government-sponsored agency securities	$	2,964	$	–	$	2,964	$	–
	Mortgage-backed securities		149,885		–		149,403		482
	Asset-backed securities		3,750		–		3,750		–
	Obligations of states and political subdivisions		58,669		–		58,669		–
	Private placement and corporate bonds		3,435		–		3,435		–
	Other securities		1,905		–		1,905		–
	Total securities available for sale		220,608		–		220,126		482
	Mortgage servicing rights		967		–		967		–
	Total	$	221,575	$	–	$	221,093	$	482
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	31-Mar-14
	The following table presents additional information about assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3):
			For the three months ended March 31, 2014		For the year ended December 31, 2013
	Balance, beginning of period	$	482	$	3,103
	Transfer into Level 3		–		–
	Other comprehensive income (loss)		33		-78
	Transfer out of Level 3		–		–
	Principal payments		-109		-2,543
	Balance, end of period	$	406	$	482
	ASSETS MEASURED AT FAIR VALUE ON A NON-RECURRING BASIS
	(Dollar amounts in thousands)
	Assets measured at fair value on a non-recurring basis are summarized below:
		March 31,		Quoted Prices in Active Markets For Identical Assets		Significant Other Observable Inputs		Significant Unobservable
		2014		(Level 1)		(Level 2)		Inputs
								(Level 3)
Assets:
Impaired loans with allocated allowances	$	979	$	–	$	–	$	979
Other real estate owned, net		5,479		–		–		5,479
Total	$	6,458	$	–	$	–	$	6,458
		31-Dec-13		Quoted Prices in Active Markets For Identical Assets		Significant Other Observable Inputs		Significant Unobservable
				(Level 1)		(Level 2)		Inputs
								(Level 3)
Assets:
Impaired loans with allocated allowances	$	1,252	$	–	$	–	$	1,252
Other real estate owned, net		6,298		–		–		6,298
Total	$	7,550	$	–	$	–	$	7,550
Required Financial Disclosures about Fair Value of Financial Instruments
The accounting guidance for financial instruments requires disclosures of estimated fair value of certain financial instruments and the methods and significant assumptions used to estimate their fair values.  Certain financial instruments and all nonfinancial instruments are excluded from the scope of this guidance.  Accordingly, the fair value disclosures required by this guidance are only indicative of the value of individual financial instruments as of the dates indicated and should not be considered an indication of the Company’s fair value.
BAYLAKE CORP.
NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
31-Mar-14
The following table presents the carrying amount and estimated fair value of certain financial instruments:
	(Dollar amounts in thousands)
	March  31, 2014				31-Dec-13
		Carrying		Fair		Carrying		Fair
		Amount		Value		Amount		Value
FINANCIAL ASSETS
Cash	$	38,547	$	38,547	$	76,179	$	76,179
Federal funds sold		1,312		1,312		63		63
Securities held to maturity		20,718		20,798		10,275		10,275
Securities available for sale		212,061		212,061		220,608		220,608
Loans held for sale		–		–		1,360		1,384
Loans, net		625,724		623,030		610,302		605,655
Federal Home Loan Bank stock		3,598		3,598		3,598		3,598
Mortgage servicing rights		906		906		967		967
Other real estate owned, net		5,479		5,479		6,298		6,298
Accrued interest receivable		3,043		3,043		2,506		2,506
FINANCIAL LIABILITIES
Deposits	$	721,311	$	721,199	$	744,212	$	739,315
Federal funds purchased and repurchase agreements		32,716		32,716		58,448		58,448
Federal Home Loan Bank advances		84,000		82,921		66,700		66,304
Subordinated debentures		16,100		16,100		16,100		16,100
Convertible promissory notes		9,200		9,403		9,400		9,316
Accrued interest payable		602		602		548		548
The methods and assumptions that were used to estimate the fair value of financial assets and financial liabilities that are measured at fair value on a recurring and non-recurring basis have been previously disclosed.  The following methods and assumptions were used to estimate the fair value of other financial instruments for which it is practicable to estimate that value:
(a)Cash
The carrying amount of cash approximates fair value.
(b)Federal Funds Sold
The carrying amount of federal funds sold approximates fair value.
(c)Loans Held for Sale
Loans held for sale, which generally consists of the current production of first-lien residential mortgage loans, are carried at the lower of cost or estimated fair value. Fair value is estimated based on actual market quotes from investors in the secondary market.
(d)Federal Home Loan Bank Stock
It is not practical to determine the fair value of Federal Home Loan Bank (“FHLB”) stock due to restrictions placed on its transferability. No secondary market exists for FHLB stock. The stock is bought and sold at par by the FHLB. Management believes that the recorded value is fair value.
(e)Accrued Interest Receivable
The carrying amount of accrued interest receivable approximates fair value.
BAYLAKE CORP.
NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
31-Mar-14
(f)Deposits
The carrying amount of demand deposits (interest-bearing and noninterest-bearing), savings deposits, and money market deposits approximates fair value. The carrying amount of variable rate time deposits, including certificates of deposit, approximates fair value. For fixed rate time deposits, fair value is based on discounted cash flows using current market interest rates.
(g)Federal Funds Purchased and Repurchase Agreements
The carrying amount of federal funds repurchased and repurchase agreements approximates fair value.
(h)Federal Home Loan Bank Advances
The carrying amount of variable rate FHLB advances approximates fair value. For fixed rate advances, fair value is based on discounted cash flows using current market interest rates.
(i)Subordinated Debentures
The carrying amount of variable rate subordinated debentures approximates fair value.
(j)Accrued Interest Payable
The carrying amount of accrued interest payable approximates fair value.

Investments

Investments	3 Months Ended
	Mar. 31, 2014
Investments [Abstract]	'
Investments	'
	6.Investments
	INVESTMENT SECURITY ANALYSIS
	(Dollar amounts in thousands)
	The fair value of securities available for sale (“AFS”), the fair value of securities held to maturity (“HTM”) and the related unrealized gains and losses as of March 31, 2014 and December 31, 2013 are as follows:
			31-Mar-14
			Fair Value			Gross Unrealized Gains					Gross Unrealized Losses
	Securities Available for Sale:
	U.S. government-sponsored agency securities	$	3,502	$		6		$			-51
	Obligations of states and political subdivisions		58,550			2,312					-133
	Asset-backed securities		3,617			88					-96
	Mortgage-backed securities		140,988			2,236					-1,653
	Private placement and corporate bonds		3,500			–					-20
	Other securities		1,904			–					–
	Total Securities Available for Sale	$	212,061	$		4,642		$			-1,953
	Securities Held to Maturity:
	Mortgage-backed securities	$	20,798	$		80		$			–
	Total Securities Held to Maturity	$	20,798	$		80		$			–
	Total Investment Securities	$	232,859	$		4,722		$			-1,953
			31-Dec-13
			Fair Value				Gross Unrealized Gains			Gross Unrealized Losses
	Securities Available for Sale:
	U.S. government-sponsored agency securities	$	2,964		$		—		$	-50
	Obligations of states and political subdivisions		58,669				2,232			-193
	Asset-backed securities		3,750				94			-126
	Mortgage-backed securities		149,885				2,197			-2,297
	Private placement and corporate bonds		3,435				—			-85
	Other securities		1,905				—			—
	Total Securities Available for Sale	$	220,608		$		4,523		$	-2,751
	Securities Held to Maturity:
	Mortgage-backed securities	$	10,275		$		—		$	—
	Total Securities Held to Maturity	$	10,275		$		—		$	—
	Total Investment Securities	$	230,883		$		4,523		$	-2,751
	At March 31, 2014 and December 31, 2013, the mortgage-backed securities portfolio was $161.7 million (69.5%) and $160.2 million (69.4%), respectively, of the investment portfolios.  Approximately 8.4%, or $13.6 million, of the mortgage-backed securities outstanding at March 31, 2014 were issued and guaranteed by the Government National Mortgage Association (“GNMA”), or the United States Department of Veterans Affairs (“VA”);  agencies of the United States government.  An additional 78.8%, or $127.4 million, of the mortgage-backed securities outstanding at March 31, 2014 were issued by either the Federal National Mortgage Association (“FNMA”), the FHLB or the Federal Home Loan Mortgage Corporation (“FHLMC”); United States government-sponsored agencies.  Non-agency mortgage-backed securities present a level of credit risk that does not exist currently with United States government agency-backed securities and comprised approximately 12.8%, or $20.7 million of the outstanding mortgage-backed securities at March 31, 2014.  Management evaluates these non-agency mortgage-backed securities at least quarterly and more frequently when economic or market concerns warrant such evaluation.
	Securities with unrealized losses at March 31, 2014 and December 31, 2013, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows (dollar amounts in thousands):
		31-Mar-14
		Less than 12 Months								12 Months or More					Total
			Fair Value				Unrealized Loss			Fair Value			Unrealized Loss		Fair Value				Unrealized Loss
	Description of Securities
	Securities Available for Sale:
	U.S. government-sponsored agency securities		2,896				-51			–					2,896				-51
		$			$				$			$	–	$			$
	Obligations of states and political subdivisions		5,093				-133								5,093				-133
										–			–
	Mortgage-backed securities		43,430				-874			18,967			-779		62,397				-1,653
	Asset-backed securities		–				–			472			-96		472				-96
	Private placement and corporate bonds		3,500				-20								3,500				-20
										–			–
	Total temporarily impaired	$	54,919		$		-1,078		$	19,439		$	-875	$	74,358		$		-1,953
		31-Dec-13
		Less than 12 Months								12 Months or More						Total
	Description of Securities		Fair Value				Unrealized Loss			Fair Value			Unrealized Loss			Fair Value				Unrealized Loss
	Securities Available for Sale:
	U.S. government-sponsored agency securities	$	2,964		$		-50		$	–		$	–	$		2,964		$		-50
	Obligations of states and political subdivisions		5,290				-193			–			–			5,290				-193
	Mortgage-backed securities		62,908				-1,625			15,164			-672			78,072				-2,297
	Asset-backed securities		2,290				-15			503			-111			2,793				-126
	Private placement and corporate bonds		3,435				-85			–			–			3,435				-85
	Total temporarily impaired	$	76,887		$		-1,968		$	15,667		$	-783	$		92,554		$		-2,751
	At March 31, 2014, the AFS mortgage-backed securities category with continuous unrealized losses for twelve months or more comprised eight securities.  The AFS asset-backed securities category with continuous unrealized losses for twelve months or more comprised one security.
	At December 31, 2013, each of the AFS mortgage-backed securities category and the AFS asset-backed securities category with continuous unrealized losses for twelve months or more comprised two securities.
	At both March 31, 2014 and December 31, 2013, the HTM portfolio had no unrealized losses.
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
31-Mar-14
Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. As part of such monitoring, the credit quality of individual securities and their issuers is assessed. Adjustments to market value that are considered temporary are recorded as a separate component of other comprehensive income, net of tax. If an impairment of a security is identified as other-than-temporary based on information available, such as the decline in the creditworthiness of the issuer, external market ratings or the anticipated or realized elimination of associated dividends, such impairments are further analyzed to determine if a credit loss exists. If there is a credit loss, it will be recorded in the consolidated statement of operations. Unrealized losses other than credit losses will continue to be recognized in other comprehensive income, net of tax. Unrealized losses reflected in the preceding tables have not been included in the results of operations because the unrealized losses were not deemed other-than-temporary. Management does not have the intent to sell the securities and has determined that it is not more likely than not that the Company will be required to sell the debt securities before their anticipated recovery and therefore, there is no other-than-temporary impairment.  The losses on these securities are expected to dissipate as they approach their maturity dates and/or if interest rates decline.

Loans

Loans	3 Months Ended
	Mar. 31, 2014
Loans [Abstract]	'
Loans	'
	7.Loans
	Loans held for investment, including purchased loan participations from other financial institutions and in the syndicated loan market, are summarized as follows (dollar amounts in thousands):
			31-Mar-14		31-Dec-13
	Construction	$	34,397	$	36,948
	Real estate-residential		144,846		142,398
	Real estate-commercial		299,195		287,815
	Commercial		130,602		125,290
	Consumer		6,038		6,495
	Tax exempt		18,484		19,435
	Gross loans		633,562		618,381
	Less: Deferred origination fees, net of costs		-385		-421
	Less: Allowance for loan losses		-7,453		-7,658
	Loans, net	$	625,724	$	610,302
	Loans having a carrying value of $135.1 million and $132.6 million are pledged as collateral for borrowings from the FHLB at March 31, 2014 and December 31, 2013, respectively.
	A breakdown of the allowance for loan losses and recorded investment in loans as of and for the three months ended March 31, 2014 is as follows (dollar amounts in thousands):
				Construction								Real Estate-Residential							Real Estate-Commercial						Commercial				Consumer				Tax Exempt				Not Specifically Allocated						Total
	Allowance for Loan Losses:
	Beginning balance		$					372	$			1,373				$			4,431				$		663		$		64		$		–		$		755		$		7,658
	Charge-offs							–				–							-309						-64				-24				–				–				-397
	Recoveries							38				84							55						12				3				–				–				192
	Provision							-83				-129							-22						105				8				–				121				–
	Ending balance		$					327	$			1,328				$			4,155				$		716		$		51		$		–		$		876		$		7,453
	Loans:
	Ending balance					$	34,397			$			144,846				$			298,810				$		130,602		$		6,038		$		18,484		$		–		$		633,177
	ALL						-327						-1,328							-4,155						-716				-51				–				-876				-7,453
	Recorded investment					$	34,070			$			143,518				$			294,655				$		129,886		$		5,987		$		18,484		$		-876		$		625,724
	Ending balance:
	Individually evaluated					$	660			$			682				$			13,709				$		223		$		37		$		–		$		–		$		15,311
	Collectively evaluated						33,737						144,164							285,101						130,379				6,001				18,484				–				617,866
	Total					$	34,397			$			144,846				$			298,810				$		130,602		$		6,038		$		18,484		$		–		$		633,177
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	31-Mar-14
	A breakdown of the allowance for loan losses and recorded investment in loans as of and for the year ended December 31, 2013 is as follows (dollar amounts in thousands):
					Construction		Real Estate-Residential		Real Estate-Commercial		Commercial		Consumer				Tax Exempt			Not Specifically Allocated			Total
	Allowance for Loan Losses:
	Beginning balance		$	652		$	1,658	$	5,787	$	678	$	102	$			—		$		288	$		9,165
	Charge-offs			-93			-552		-2,132		-758		-55				—				—			-3,590
	Recoveries			15			100		269		272		27				—				—			683
	Provision			-202			167		507		471		-10				—				467			1,400
	Ending balance		$	372		$	1,373	$	4,431	$	663	$	64	$			—		$		755	$		7,658
	Loans:
	Ending balance		$	36,948		$	142,398	$	287,394	$	125,290	$	6,495		$		19,435		$		—	$		617,960
	ALL			-372			-1,373		-4,431		-663		-64				—				-755			-7,658
	Recorded investment		$	36,576		$	141,025	$	282,963	$	124,627	$	6,431		$		19,435		$		-755	$		610,302
	Ending balance:
	Individually evaluated		$	660		$	540	$	14,181	$	266	$	21		$		—		$		—	$		15,668
	Collectively evaluated			36,288			141,858		273,213		125,024		6,474				19,435				—			602,292
	Total		$	36,948		$	142,398	$	287,394	$	125,290	$	6,495		$		19,435		$		—	$		617,960
	A summary of past due loans at March 31, 2014 and December 31, 2013 is as follows (dollar amounts in thousands):
			31-Mar-14
				30-89 Days Past Due (accruing)			90 Days Past Due & Over or on Non-accrual			Total
	Construction		$	—		$	660		$	660
	Real estate – residential			605			681			1,286
	Real estate – commercial			948			5,364			6,312
	Commercial			130			213			343
	Consumer			16			23			39
	Tax exempt			—			—			—
	Total		$	1,699		$	6,941		$	8,640
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	31-Mar-14
			31-Dec-13
			30-89 Days Past Due (accruing)			90 Days Past Due & Over or on Non-accrual			Total
Construction		$	—		$	660		$	660
Real estate – residential			363			540			903
Real estate – commercial			676			5,171			5,847
Commercial			15			266			281
Consumer			26			21			47
Tax exempt			—			—			—
Total		$	1,080		$	6,658		$	7,738
Credit Quality:  Management utilizes a risk grading matrix on each of the Company’s commercial loans.  Loans are graded on a scale of 0001 to 0007.  A description of the loan grades is as follows:
0001 - Excellent risk.  Borrowers of highest quality and character.  Almost no risk possibility.  Balance sheets are very strong with superior liquidity, excellent debt capacity and low leverage.  Cash flow trends are positive and stable.  Excellent ratios.
0002 - Very good risk.  Good ratios in all areas.  High quality borrower.  Normally quite liquid.  Differs slightly from a 0001 customer.
0003 - Strong in most categories.  Possible higher levels of debt or shorter track record.  Minimal attention required.  Good management.
0004 - Better than average risk.  Adequate ratios, fair liquidity, desirable customer.  Proactive management.  Performance trends are positive.  Any deviations are limited and temporary.
0005 - Satisfactory risk.  Some ratios slightly weak.  Overall ability to repay is adequate.  Capable and generally proactive management in all critical positions.  Margins and cash flow may lack stability but trends are stable to positive.  Company is normally profitable year to year but may experience an occasional loss.
0006 A - Weakness detected in either management, capacity to repay or balance sheet.  Erratic profitability and financial performance.  Loan demands more attention.  Includes loans deemed to have weaknesses but are less than 90 days past due.
0006 B - Have weaknesses that deserve management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the Bank’s collateral position at some future date.  Loans with this rating do not expose the Bank to sufficient risk to warrant adverse classification. Includes loans deemed to have weaknesses but are less than 90 days past due.
0007 – Have well defined weaknesses and trends that jeopardize the repayment of the loan.  Range from workout to legal.  Includes loans that are nonaccrual and/or 90 days past due and over.
In addition to the risk grading on commercial loans, management utilizes a risk grading process on its real estate mortgage, consumer, and municipal loans when the loan becomes past due 90 days or more and/or is moved to nonaccrual status.
BAYLAKE CORP.
NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
31-Mar-14
Below is a breakdown of loans by risk grading as of March 31, 2014 (dollar amounts in thousands):
		0001-0005			0006A						0006B						0007(1)						Total
Commercial	$	124,157		$			4,358		$			905	$			1,182		$			130,602
Real estate – commercial		243,250					27,129					9,726				19,090					299,195
Construction		30,626					1,847					1,063				861					34,397
		398,033					33,334					11,694				21,133					464,194
Real estate - residential		141,535					1,418					458				1,435					144,846
Consumer		6,013				–						–			25							6,038
Tax exempt		18,484				–						–			–							18,484
Total	$	564,065		$		34,752		$				12,152	$		22,593							633,562
Deferred origination fees, net of costs																						-385
Total loans																			$			633,177
Percent of Total Loans          89.0%          5.5%             1.9%            3.6%        100.0%
(1) Included in the 0007 risk grading are $7.3 million of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.
Below is a breakdown of loss by risk grading as of December 31, 2013 (dollar amounts in thousands):
		0001-0005		0006A		0006B		0007(2)		Total
Commercial	$	118,284	$	2,510	$	3,080	$	1,416	$	125,290
Real estate – commercial		237,773		20,732		10,549		18,761		287,815
Construction		33,125		1,857		1,105		861		36,948
		389,182		25,099		14,734		21,038		450,053
Real estate - residential		139,364		1,305		464		1,265		142,398
Consumer		6,473		—		—		22		6,495
Tax exempt		19,435		—		—		—		19,435
Total	$	554,454	$	26,404	$	15,198	$	22,325		618,381
Deferred origination fees, net of costs										-421
Total loans									$	617,960
Percent of Total Loans      89.7%          4.3%          2.4%           3.6%        100.0%
(2) Included in the 0007 risk grading are $6.7 million of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.
Loan balances with a risk grading of 0005 or better were $564.1 million as of March 31, 2014, representing 89.0% of the total loan portfolio, versus $554.5 million as of December 31, 2013, representing 89.7% of the total loan portfolio.
Loan balances with a risk grading of 0006A increased by $8.3 million since December 31, 2013. The increase is primarily attributed to three loan relationships; one relationship of $5.4 million in loan balances and two relationships of $1.4 million and $1.1 million, each.
Loan balances with a risk grading of 0006B or 0007 have decreased by $2.8 million since December 31, 2013. The decrease resulted primarily from $0.4 million of additions due to net ratings downgrades which were more than offset by $2.9 million of net payments and $0.3 million of charge offs. Of the $2.9 million of net payments, $2.3 million related to the payoff of one relationship. Loans in these categories are existing or potential problem loans that require management’s close attention.  The decline in these troubled assets continues to be an indication of improvement in the quality of the loan portfolio as management actively works to prudently resolve problem credits.

Allowance_For_Loan_Losses_ALL

Allowance For Loan Losses ("ALL")	3 Months Ended
	Mar. 31, 2014
Allowance For Loan Losses ("ALL") [Abstract]	'
Allowance For Loan Losses ("ALL")	'
	8.Allowance For Loan Losses (“ALL”)
	The ALL represents management’s estimate of probable and inherent credit losses in the loan portfolio. Estimating the amount of the ALL requires the exercise of significant judgment and the use of estimates related to the amount and timing of expected future cash flows on impaired loans, estimated losses on pools of homogeneous loans based on historical loss experience, and consideration of other qualitative factors such as current economic trends and conditions, all of which may be susceptible to significant change. The loan portfolio also represents the largest asset on the Company’s consolidated balance sheet. Loan losses are charged off against the ALL, while recoveries of amounts previously charged off are credited to the ALL. A provision for loan losses (“PFLL”) is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors.
	The ALL consists of specific reserves on certain impaired loans and general reserves for non-impaired loans.  Specific reserves reflect estimated losses based on regular analyses of all impaired non-homogenous loans. These analyses involve a high degree of judgment in estimating the amount of loss associated with specific loans, including estimating the amount and timing of future cash flows and collateral values. The general reserve is based on the Bank’s historical loss experience which is updated quarterly. The general reserve portion of the ALL also includes consideration of certain qualitative factors such as 1) changes in the nature, volume and terms of loans, 2) changes in lending personnel, 3) changes in the quality of the loan review function, 4) changes in nature and volume of past-due, nonaccrual and/or classified loans, 5) changes in concentration of credit risk, 6) changes in economic and industry conditions, 7) changes in legal and regulatory requirements, 8) unemployment and inflation statistics, and 9) changes in underlying collateral values.
	There are many factors affecting the ALL; some are quantitative while others require qualitative judgment. The process for determining the ALL (which management believes adequately considers potential factors that might possibly result in credit losses) includes subjective elements and, therefore, may be susceptible to significant change. To the extent actual outcomes differ from management estimates, additional PFLL could be required that could adversely affect the Company’s earnings or financial position in future periods. Allocations of the ALL may be made for specific loans, but the entire ALL is available for any loan that, in management’s judgment, should be charged-off or for which an actual loss is realized. As an integral part of their examination process, various regulatory agencies review the ALL as well. Such regulators may require that changes in the ALL be recognized when such regulators’ credit evaluations differ from those of management based on information available to the regulators at the time of their examinations.
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	31-Mar-14
	Information regarding impaired loans is as follows (dollar amounts in thousands):
	IMPAIRED LOANS AND ALLOCATED ALLOWANCE
	31-Mar-14				Construction								Real Estate- Residential					Real Estate- Commercial				Commercial				Consumer				Tax Exempt			Not Specifically Allocated				Totals
	With an allowance recorded:
	Recorded investment			$		–			$					375		$			598		$	–			$	6			$	–		$	–		$		979
	Unpaid principal balance					–								504					832			–				7				–			–				1,343
	Related allowance					–								129					234			–				1				–			–				364
	With no related allowance recorded:
	Recorded investment			$		660				$				178		$			12,877		$	223			$	30			$	–		$	–		$		13,968
	Unpaid principal balance					660								178					12,877			223				30				–			–				13,968
	Related allowance					–								–					–			–				–				–			–				–
	Total:
	Recorded investment			$			660				$			553			$		13,475		$	223			$	36			$	–		$	–		$		14,947
	Unpaid principal balance						660							682					13,709			223				37				–			–				15,311
	Related allowance						–							129					234			–				1				–			–				364
				$			660				$			509			$		13,558		$	230			$	28			$	–		$	–		$		14,985
	Average recorded investment during quarter
	Interest income recognized while impaired			$			–				$			–			$		80		$	–			$	–			$	–		$	–		$		80
	31-Dec-13		Construction							Real Estate- Residential						Real Estate- Commercial			Commercial			Consumer							Tax Exempt			Not Specifically Allocated				Totals
	With an allowance recorded:
	Recorded investment		$	—				$				201			$	1,032		$		19	$		—		$			—			$		—	$	1,252
	Unpaid principal balance			—								277				1,569				49			—					—					—		1,895
	Related allowance			—								76				537				30			—					—					—		643
	With no related allowance recorded:
	Recorded investment		$	660					$			263			$	12,611		$		218	$		21		$			—			$		—	$	13,773
	Unpaid principal balance			660								263				12,611				218			21					—					—		13,773
	Related allowance			—								—				—				—			—					—					—		—
	Total:
	Recorded investment		$		660		$				464		$			13,643	$		237		$		21	$			—				$	—		$	15,025
	Unpaid principal balance				660						540					14,180			267				21				—					—			15,668
	Related allowance				—						76					537			30				—				—					—			643
			$		767		$				434		$			13,503	$		227		$		31	$			—				$	—		$	14,962
	Average recorded investment during quarter
	Interest income recognized while impaired		$		3		$				8		$			316	$		—		$		—	$			—				$	—		$	329
	Management regularly monitors impaired loan relationships.  In the event facts and circumstances change, an additional PFLL may be necessary.
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	31-Mar-14
	Nonperforming loans are as follows (dollar amounts in thousands):
	NONPERFORMING LOANS
			March 31,		December 31,		September 30,		June 30,		March 31,
			2014		2013		2013		2013		2013
	Nonaccrual loans	$	6,686	$	6,403	$	6,215	$	8,231	$	8,499
	Loans restructured in a troubled debt restructuring, nonaccrual		255		255		299		114		140
	Total nonperforming loans (“NPLs”)	$	6,941	$	6,658	$	6,514	$	8,345	$	8,639
	Restructured loans, accruing	$	8,370	$	9,009	$	9,020	$	3,959	$	3,267
	During the quarter ended March  31, 2014,  $0.5 million of nonaccrual loans were brought current, $0.3 million were charged off, and $0.3 million of pay downs were received on nonaccrual loans. Offsetting those decreases were $1.4 million of additions to nonaccrual loans. Restructured loans accruing interest decreased during the first quarter of 2014 primarily due to one loan of $0.7 million being removed from restructured status during the quarter upon maintaining compliance with its restructured terms for the appropriate period of time.

Other_Real_Estate_Owned_Net

Other Real Estate Owned, Net	3 Months Ended
	Mar. 31, 2014
Other Real Estate Owned, Net [Abstract]	'
Other Real Estate Owned, Net	'
	9.Other Real Estate Owned, Net
	Other real estate owned is summarized as follows (dollar amounts in thousands):
			For the three months ended
			March 31,
			2014				2013
	Beginning balance	$	8,566	$		14,334
	Transfer of net realizable value to other real estate owned		–			203
	Sale proceeds		-710			-2,049
	Net gain from disposal of other real estate owned		24			118
	Valuation allowance related to properties disposed		-405			-954
	Total other real estate owned		7,475			11,652
	Valuation allowance for losses		-1,996			-3,073
	Total other real estate owned, net	$	5,479	$		8,579
	Changes in the valuation allowance for losses on total other real estate owned were as follows (dollar amounts in thousands):
			For the three months ended
			March 31,
			2014		2013
	Beginning balance	$	2,268	$	3,858
	Provision charged to operations		133		169
	Amounts related to properties disposed		-405		-954
	Balance at end of period	$	1,996	$	3,073

Income_Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2014
Income Taxes [Abstract]	'
Income Taxes	'
	10.Income Taxes
	In accordance with the accounting guidance for income taxes, deferred income taxes are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases.  Deferred income tax assets and liabilities are measured using enacted tax rates that will apply to taxable income in the years in which those temporary differences are expected to be recovered or settled.  The effect on deferred income tax assets and liabilities of a change in tax rates is recognized as income or expense in the period that includes the enactment date.
	A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination.  The amount recognized is the largest amount of tax benefit that has a greater than 50% chance of being realized on examination.  For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.
	Management regularly reviews the carrying amount of the Company’s deferred income tax assets to determine if the establishment of a valuation allowance is necessary.  If, based on the available evidence, it is more likely than not that all or a portion of the deferred income tax assets will not be realized in future periods, a deferred income tax valuation allowance would be established.  Consideration is given to various positive and negative factors that could affect the realization of the deferred income tax assets. In evaluating available evidence, management considers, among other things, historical financial performance, expectation of future earnings, the ability to carry back losses to recoup taxes previously paid, length of statutory carryforward periods, experience with operating loss and tax credit carryforwards not expiring unused, tax planning strategies and timing of reversals of temporary differences.  Significant judgment is required in assessing future earning trends and the timing of reversals of temporary differences.  The evaluation is based on current tax laws as well as management’s expectations of future performance.  At March 31, 2014 and December 31, 2013, the Company determined that no valuation allowance was required to be taken against the deferred income tax asset.
	The Company is subject to the income tax laws of the U.S., its states and municipalities.  These tax laws are complex and subject to different interpretations by the taxpayer and the relevant Governmental taxing authorities.   Accounting guidance related to uncertainty in income taxes prescribes a comprehensive model for how companies should recognize, measure, present, and disclose in their financial statements uncertain tax positions taken or expected to be taken on a tax return.  Under the guidance, tax positions shall initially be recognized in the financial statements when it is more likely than not the position will be sustained upon examination by the tax authorities.  Such tax positions shall initially and subsequently be measured as the largest amount of tax benefit that has a greater than 50% chance of being realized upon ultimate settlement with the tax authority assuming full knowledge of the position and all relevant facts.  The guidance also revises disclosure requirements to include an annual tabular roll forward of unrecognized tax benefits.  In establishing a provision for income tax expense, the Company must make judgments and interpretations about the application of these inherently complex tax laws within the framework existing under U.S. GAAP.  The Company recognizes interest and/or penalties related to income tax matters in income tax expense.
	The Company is no longer subject to examination by U.S. Federal taxing authorities for years before 2010 and for Wisconsin state income taxes for years before 2009. During the third quarter of 2013, the IRS began an audit of the Company’s 2011 federal income tax return. The audit concluded in the fourth quarter of 2013 and the Company received a refund of $0.2 million in the first quarter of 2014 resulting from identification during the audit of timing differences of deductions taken for income tax purposes.

Equity_Investment

Equity Investment	3 Months Ended
	Mar. 31, 2014
Equity Investment [Abstract]	'
Equity Investment	'
	11.Equity Investment
	The Bank owns a  49.8% interest (500 shares) in United Financial Services, Inc. (“UFS”), a data processing service. In addition to the ownership interest, the Bank and UFS have a common member on each of their respective Boards of Directors. The investment in this entity is carried on the Bank’s balance sheet under the equity method of accounting and the pro rata share of its net income is included in noninterest income in the consolidated statement of operations and increases the Bank’s investment.  As dividends are received from UFS, the investment is reduced. The carrying value of the investment in UFS was $4.0 million at March 31, 2014 and $3.8 million at December 31, 2013.  The current book value of UFS was approximately $8,002 per share and $7,697 per share at March 31, 2014 and December 31, 2013, respectively.
	On June 28, 2013, UFS acquired a similar data processing entity located in St. Louis, Missouri, expanding its service base from Wisconsin to four additional states.

Mortgage_Servicing_Rights

Mortgage Servicing Rights	3 Months Ended
	Mar. 31, 2014
Mortgage Servicing Rights [Abstract]	'
Mortgage Servicing Rights	'
	12.Mortgage Servicing Rights
	The Company has obligations to service residential first mortgage loans and commercial loans that have been sold in the secondary market with servicing retained.  Mortgage servicing rights (“MSRs”) are recorded at fair value when loans are sold in the secondary market with servicing retained. On a quarterly basis, MSRs are valued based on a valuation model that calculates the fair value using assumptions that market participants would use in estimating the present value of future net servicing income.
	Changes in the carrying value of MSRs are as follows (dollar amounts in thousands):
	MORTGAGE SERVICING RIGHTS
			For the three months ended March 31, 2014		For the year ended December 31, 2013
	Balance at beginning of period	$	967	$	839
	Additions from loans sold with servicing retained		16		227
	Loan payments and payoffs		-20		-195
	Changes in valuation		-57		96
	Fair value of MSRs at the end of period	$	906	$	967
	Unpaid principal balance of loans serviced for others was $125.2 million and $125.7 million at March 31, 2014 and December 31, 2013, respectively.

Promissory_Notes

Promissory Notes	3 Months Ended
	Mar. 31, 2014
Promissory Notes [Abstract]	'
Promissory Notes	'
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	31-Mar-14
	13.Promissory Notes
	During 2009 and 2010, the Company issued 10% Convertible Notes due June 30, 2017 totaling $9.45 million. The Convertible Notes were offered and sold in reliance on the exemption from registration under Section 4(2) of the Securities Act of 1933 and Rule 506 promulgated thereunder.
	The Convertible Notes accrue interest at a fixed rate of 10% per annum upon issuance and until maturity or earlier conversion or redemption. Interest is payable quarterly, in arrears, on January 1, April 1, July 1, and October 1 of each year. The Convertible Notes are convertible into shares of common stock at a conversion ratio of one share of common stock for each $5.00 in aggregate principal amount held on the record date of the conversion, subject to certain adjustments as described in the Convertible Notes. Beginning on July 1, 2014, the Company may redeem the notes in whole or in part. A notice of redemption supersedes and takes priority over any notice of conversion. Prior to five years from date of issuance, each holder of the Convertible Notes may convert up to 100% (at the discretion of the holder) of the original principal amount into shares of common stock at the conversion ratio. On October 1, 2014,  one-half of the original principal amounts are mandatorily convertible into common stock at the conversion ratio if voluntary conversion has not occurred. The principal amount, along with accrued, but unpaid interest, of any Convertible Note that has not been converted will be payable at maturity on June 30, 2017. The outstanding principal balance at March 31, 2014 is $9.20 million. During the first quarter of 2014, $0.2 million of Convertible Notes were converted into 40,000 shares of the Company’s common stock at the option of the holder. Subsequent to March 31, 2014 an additional $1.0 million of Convertible Notes were converted into 205,000 shares of the Company’s common stock at the option of the holders.

Troubled_Debt_Restructuring

Troubled Debt Restructuring

3 Months Ended

Mar. 31, 2014

Troubled Debt Restructuring [Abstract]

'

Troubled Debt Restructuring

'

14.Troubled Debt Restructuring

A troubled debt restructuring (“TDR”) is a loan modification resulting from a borrower experiencing financial difficulty and the Bank granting a concession to that borrower that would not otherwise be considered except for the borrower’s financial difficulties.  A TDR may be either accrual or nonaccrual status based upon the performance of the borrower and management’s assessment of collectability.  A TDR remains as such until a sufficient period of performance under the restructured terms has occurred, generally six months, at which time it is no longer deemed to be restructured.

Changes in troubled debt restructurings for the three months ended March 31, 2014 are as follows (dollars in thousands):

Construction

Real Estate-Residential

Real Estate-Commercial

Commercial

Consumer

Tax Exempt

Total

Accruing

31-Dec-13

$

–

$

–

$

9,009

$

–

$

–

$

–

$

9,009

Principal payments

–

–

-8

–

–

–

-8

Charge-offs

–

–

–

–

–

–

–

Advances

–

–

–

–

–

–

–

New restructured

–

–

–

27

–

–

27

Transferred out of TDRs

–

–

-658

–

–

–

-658

Transfers to nonaccrual

–

–

–

–

–

–

–

31-Mar-14

$

–

$

–

$

8,343

$

27

$

–

$

–

$

8,370

Nonaccrual

31-Dec-13

$

–

$

–

$

255

$

–

$

–

$

–

$

255

Principal payments

–

–

–

–

–

–

–

Charge-offs

–

–

–

–

–

–

–

Advances

–

–

–

–

–

–

–

New restructured

–

–

–

–

–

–

–

Transfers to other real estate owned

–

–

–

–

–

–

–

Transfers from accruing

–

–

–

–

–

–

–

31-Mar-14

$

–

$

–

$

255

$

–

$

–

$

–

$

255

Totals

31-Dec-13

$

–

$

–

$

9,264

$

–

$

–

$

–

$

9,264

Principal payments

–

–

-8

–

–

–

-8

Charge-offs

–

–

–

–

–

–

–

Advances

–

–

–

–

–

–

–

New restructured

–

–

–

27

–

–

27

Transfers out of TDRs

–

–

-658

–

–

–

-658

Transfers to other real estate owned

–

–

–

–

–

–

–

31-Mar-14

$

–

$

–

$

8,598

$

27

$

–

$

–

$

8,625

BAYLAKE CORP.

NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS

31-Mar-14

During the three months ended March 31, 2014, one loan balance of less than $0.1 million was transferred to restructured status. This loan was restructured as an A/B split structure. Also during the three months ended March 31, 2014, a $0.7 million accruing restructured loan was removed from restructured status due to compliance with its restructured terms for a sufficient period of time.

A summary of troubled debt restructurings as of March 31, 2014 and December 31, 2013 is as follows (dollar amounts in thousands):

31-Mar-14

31-Dec-13

Number of Modifications

Recorded Investment

Number of Modifications

Recorded Investment

Construction

—

$

—

—

$

—

Real estate – residential

—

—

—

—

Real estate – commercial

7

8,598

8

9,264

Commercial

1

27

—

—

Consumer

—

—

—

—

Tax exempt

—

—

—

—

Total

8

$

8,625

8

$

9,264

A summary of troubled debt restructurings as of March 31, 2014 by restructure type is as follows (dollar amounts in thousands):

Accruing

Nonaccruing

Total

A/B Note Structure

$

27

$

–

$

27

Payment schedule changes

6,375

255

6,630

Interest rate reduction

1,968

–

1,968

Total

$

8,370

$

255

$

8,625

Commitments_And_Contingencies

Commitments And Contingencies	3 Months Ended
	Mar. 31, 2014
Commitments and Contingencies [Abstract]	'
Commitments And Contingencies	'
	15.Commitments and Contingencies
	The following is a summary of the Company’s off-balance sheet commitments, all of which were lending-related commitments:
	LENDING RELATED COMMITMENTS
	(Dollar amounts in thousands)
			March 31,  2014		31-Dec-13
	Commitments to fund unused home equity line loans	$	59,665	$	59,022
	Commitments to fund 1-4 family loans		1,825		1,350
	Commitments to fund residential real estate construction loans		2,347		2,549
	Commitments unused on commercial lines of credit loans		150,527		156,177
	Commitments unused on consumer lines of credit loans		9,292		9,110
	Total commitments to extend credit	$	223,656	$	228,208
	Financial standby letters of credit	$	11,811	$	9,898

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Schedule Of Earnings Per Share	'
	EARNINGS PER SHARE
	(Dollar amounts in thousands, except per share data)
			Three months ended
			March 31,
			2014		2013
	(Numerator):
	Net income available to common stockholders	$	2,065	$	1,755
	Plus:  Income impact of assumed conversions
	Interest on 10% convertible debentures, net of income tax		145		148
	Income available to common stockholders plus assumed conversions		2,210		1,903
		$		$
	(Denominator):
	Weighted average number of common shares
	outstanding-basic		7,775,895		7,940,683
	Plus:  Incremental shares of assumed conversions:
	Dilutive effect of stock options		43,582	-1	20,446	-1
	Dilutive effect of restricted stock units		47,819	-2	42,779	-2
	Dilutive effect of convertible promissory notes (3)		1,840,000		1,880,000
	Dilutive potential common shares		1,931,401		1,943,225
	Adjusted weighted-average shares		9,707,296		9,883,908
	Basic Earnings Per Share	$	0.27	$	0.22
	Diluted Earnings Per Share	$	0.23	$	0.19
	(1)For the quarters ended March 31, 2014 and 2013, respectively, there were 64,130 and 58,756 outstanding stock options that were not included in the computation of diluted earnings per share because they were considered anti-dilutive.
	(2) For the three month period ended March 31, 2014 and March 31, 2013, there were 15,040 and 35,177 outstanding restricted stock units, respectively, that were not included in the computation of diluted earnings per share because they were considered anti-dilutive.
	(3)At March 31, 2014 and 2013, respectively, the Company had $9.20 million and $9.40 million of outstanding Convertible Promissory Notes (the “Convertible Notes”).  The Convertible Notes are convertible into shares of common stock of the Company at a conversion ratio of one share of common stock for each $5.00 in aggregate principal amount held on the record date of the conversion subject to certain adjustments as described in the Convertible Notes (the “Conversion Ratio”).  Prior to the quarterly interest date preceding the fifth anniversary of issuance of the Convertible Notes each holder of the Convertible Notes may convert up to 100% (at the discretion of the holder) of the original principal amount into shares of common stock at the Conversion Ratio. On October 1, 2014,  one-half of the original principal amounts of the Convertible Notes are mandatorily convertible at the conversion ratio if voluntary conversion has not yet occurred.  The principal amount of any Convertible Note that has not been converted will be payable at maturity on June 30, 2017. At March 31, 2014 and 2013, respectively, the entire 1,840,000 and 1,880,000 of common shares are included in the computation of diluted earnings per share since the average market price per share for the three months ended March 31, 2014 and 2013 exceeded the conversion price of $5.00 per share.

Fair_Value_Tables

Fair Value (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value [Abstract]	'
Assets Measured At Fair Value On A Recurring Basis	'
			March 31,		Quoted Prices in Active Markets For Identical Assets		Significant Other Observable Inputs		Significant Unobservable Inputs
			2014		(Level 1)		(Level 2)		(Level 3)
	Assets:
	Securities available for sale:
	U.S. government-sponsored agency securities	$	3,502	$	–	$	3,502	$	–
	Mortgage-backed securities		140,988		–		140,582		406
	Asset-backed securities		3,617		–		3,617		–
	Obligations of states and political subdivisions		58,550		–		58,550		–
	Private placement and corporate bonds		3,500		–		3,500		–
	Other securities		1,904		–		1,904		–
	Total securities available for sale		212,061		–		211,655		406
	Mortgage servicing rights		906		–		906		–
	Total	$	212,967	$	–	$	212,561	$	406
			31-Dec-13		Quoted Prices in Active Markets For Identical Assets				Significant Unobservable
					(Level 1)		Significant Other Observable Inputs		Inputs
							(Level 2)		(Level 3)
	Assets:
	Securities available for sale:
	U.S. government-sponsored agency securities	$	2,964	$	–	$	2,964	$	–
	Mortgage-backed securities		149,885		–		149,403		482
	Asset-backed securities		3,750		–		3,750		–
	Obligations of states and political subdivisions		58,669		–		58,669		–
	Private placement and corporate bonds		3,435		–		3,435		–
	Other securities		1,905		–		1,905		–
	Total securities available for sale		220,608		–		220,126		482
	Mortgage servicing rights		967		–		967		–
	Total	$	221,575	$	–	$	221,093	$	482
Assets Measured At Fair Value On A Recurring Basis Using Significant Unobservable Inputs	'
			For the three months ended March 31, 2014		For the year ended December 31, 2013
	Balance, beginning of period	$	482	$	3,103
	Transfer into Level 3		–		–
	Other comprehensive income (loss)		33		-78
	Transfer out of Level 3		–		–
	Principal payments		-109		-2,543
	Balance, end of period	$	406	$	482
Assets Measured At Fair Value On A Non-Recurring Basis	'
	ASSETS MEASURED AT FAIR VALUE ON A NON-RECURRING BASIS
	(Dollar amounts in thousands)
	Assets measured at fair value on a non-recurring basis are summarized below:
			March 31,		Quoted Prices in Active Markets For Identical Assets		Significant Other Observable Inputs		Significant Unobservable
			2014		(Level 1)		(Level 2)		Inputs
									(Level 3)
	Assets:
	Impaired loans with allocated allowances	$	979	$	–	$	–	$	979
	Other real estate owned, net		5,479		–		–		5,479
	Total	$	6,458	$	–	$	–	$	6,458
			31-Dec-13		Quoted Prices in Active Markets For Identical Assets		Significant Other Observable Inputs		Significant Unobservable
					(Level 1)		(Level 2)		Inputs
									(Level 3)
	Assets:
	Impaired loans with allocated allowances	$	1,252	$	–	$	–	$	1,252
	Other real estate owned, net		6,298		–		–		6,298
	Total	$	7,550	$	–	$	–	$	7,550
Required Financial Disclosures About Fair Value Of Financial Instruments	'
		(Dollar amounts in thousands)
		March  31, 2014				31-Dec-13
			Carrying		Fair		Carrying		Fair
			Amount		Value		Amount		Value
	FINANCIAL ASSETS
	Cash	$	38,547	$	38,547	$	76,179	$	76,179
	Federal funds sold		1,312		1,312		63		63
	Securities held to maturity		20,718		20,798		10,275		10,275
	Securities available for sale		212,061		212,061		220,608		220,608
	Loans held for sale		–		–		1,360		1,384
	Loans, net		625,724		623,030		610,302		605,655
	Federal Home Loan Bank stock		3,598		3,598		3,598		3,598
	Mortgage servicing rights		906		906		967		967
	Other real estate owned, net		5,479		5,479		6,298		6,298
	Accrued interest receivable		3,043		3,043		2,506		2,506
	FINANCIAL LIABILITIES
	Deposits	$	721,311	$	721,199	$	744,212	$	739,315
	Federal funds purchased and repurchase agreements		32,716		32,716		58,448		58,448
	Federal Home Loan Bank advances		84,000		82,921		66,700		66,304
	Subordinated debentures		16,100		16,100		16,100		16,100
	Convertible promissory notes		9,200		9,403		9,400		9,316
	Accrued interest payable		602		602		548		548

Investments_Tables

Investments (Tables)	3 Months Ended
	Mar. 31, 2014
Investments [Abstract]	'
Fair Value Of Securities Available For Sale And Related Unrealized Gains And Losses	'
			31-Mar-14
			Fair Value			Gross Unrealized Gains					Gross Unrealized Losses
	Securities Available for Sale:
	U.S. government-sponsored agency securities	$	3,502	$		6		$			-51
	Obligations of states and political subdivisions		58,550			2,312					-133
	Asset-backed securities		3,617			88					-96
	Mortgage-backed securities		140,988			2,236					-1,653
	Private placement and corporate bonds		3,500			–					-20
	Other securities		1,904			–					–
	Total Securities Available for Sale	$	212,061	$		4,642		$			-1,953
	Securities Held to Maturity:
	Mortgage-backed securities	$	20,798	$		80		$			–
	Total Securities Held to Maturity	$	20,798	$		80		$			–
	Total Investment Securities	$	232,859	$		4,722		$			-1,953
			31-Dec-13
			Fair Value				Gross Unrealized Gains			Gross Unrealized Losses
	Securities Available for Sale:
	U.S. government-sponsored agency securities	$	2,964		$		—		$	-50
	Obligations of states and political subdivisions		58,669				2,232			-193
	Asset-backed securities		3,750				94			-126
	Mortgage-backed securities		149,885				2,197			-2,297
	Private placement and corporate bonds		3,435				—			-85
	Other securities		1,905				—			—
	Total Securities Available for Sale	$	220,608		$		4,523		$	-2,751
	Securities Held to Maturity:
	Mortgage-backed securities	$	10,275		$		—		$	—
	Total Securities Held to Maturity	$	10,275		$		—		$	—
	Total Investment Securities	$	230,883		$		4,523		$	-2,751
Securities In Unrealized Loss Positions Aggregated By Investment Category And Length Of Time In Loss Position	'
		31-Mar-14
		Less than 12 Months								12 Months or More					Total
			Fair Value				Unrealized Loss			Fair Value			Unrealized Loss		Fair Value				Unrealized Loss
	Description of Securities
	Securities Available for Sale:
	U.S. government-sponsored agency securities		2,896				-51			–					2,896				-51
		$			$				$			$	–	$			$
	Obligations of states and political subdivisions		5,093				-133								5,093				-133
										–			–
	Mortgage-backed securities		43,430				-874			18,967			-779		62,397				-1,653
	Asset-backed securities		–				–			472			-96		472				-96
	Private placement and corporate bonds		3,500				-20								3,500				-20
										–			–
	Total temporarily impaired	$	54,919		$		-1,078		$	19,439		$	-875	$	74,358		$		-1,953
		31-Dec-13
		Less than 12 Months								12 Months or More						Total
	Description of Securities		Fair Value				Unrealized Loss			Fair Value			Unrealized Loss			Fair Value				Unrealized Loss
	Securities Available for Sale:
	U.S. government-sponsored agency securities	$	2,964		$		-50		$	–		$	–	$		2,964		$		-50
	Obligations of states and political subdivisions		5,290				-193			–			–			5,290				-193
	Mortgage-backed securities		62,908				-1,625			15,164			-672			78,072				-2,297
	Asset-backed securities		2,290				-15			503			-111			2,793				-126
	Private placement and corporate bonds		3,435				-85			–			–			3,435				-85
	Total temporarily impaired	$	76,887		$		-1,968		$	15,667		$	-783	$		92,554		$		-2,751

Loans_Tables

Loans (Tables)	3 Months Ended
	Mar. 31, 2014
Loans [Abstract]	'
Schedule Of Loans Held For Investment	'
			31-Mar-14		31-Dec-13
	Construction	$	34,397	$	36,948
	Real estate-residential		144,846		142,398
	Real estate-commercial		299,195		287,815
	Commercial		130,602		125,290
	Consumer		6,038		6,495
	Tax exempt		18,484		19,435
	Gross loans		633,562		618,381
	Less: Deferred origination fees, net of costs		-385		-421
	Less: Allowance for loan losses		-7,453		-7,658
	Loans, net	$	625,724	$	610,302
Allowance For Loan Losses And Recorded Investment In Loans	'
	A breakdown of the allowance for loan losses and recorded investment in loans as of and for the three months ended March 31, 2014 is as follows (dollar amounts in thousands):
				Construction								Real Estate-Residential							Real Estate-Commercial						Commercial				Consumer				Tax Exempt				Not Specifically Allocated						Total
	Allowance for Loan Losses:
	Beginning balance		$					372	$			1,373				$			4,431				$		663		$		64		$		–		$		755		$		7,658
	Charge-offs							–				–							-309						-64				-24				–				–				-397
	Recoveries							38				84							55						12				3				–				–				192
	Provision							-83				-129							-22						105				8				–				121				–
	Ending balance		$					327	$			1,328				$			4,155				$		716		$		51		$		–		$		876		$		7,453
	Loans:
	Ending balance					$	34,397			$			144,846				$			298,810				$		130,602		$		6,038		$		18,484		$		–		$		633,177
	ALL						-327						-1,328							-4,155						-716				-51				–				-876				-7,453
	Recorded investment					$	34,070			$			143,518				$			294,655				$		129,886		$		5,987		$		18,484		$		-876		$		625,724
	Ending balance:
	Individually evaluated					$	660			$			682				$			13,709				$		223		$		37		$		–		$		–		$		15,311
	Collectively evaluated						33,737						144,164							285,101						130,379				6,001				18,484				–				617,866
	Total					$	34,397			$			144,846				$			298,810				$		130,602		$		6,038		$		18,484		$		–		$		633,177
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	31-Mar-14
	A breakdown of the allowance for loan losses and recorded investment in loans as of and for the year ended December 31, 2013 is as follows (dollar amounts in thousands):
					Construction		Real Estate-Residential		Real Estate-Commercial		Commercial		Consumer				Tax Exempt			Not Specifically Allocated			Total
	Allowance for Loan Losses:
	Beginning balance		$	652		$	1,658	$	5,787	$	678	$	102	$			—		$		288	$		9,165
	Charge-offs			-93			-552		-2,132		-758		-55				—				—			-3,590
	Recoveries			15			100		269		272		27				—				—			683
	Provision			-202			167		507		471		-10				—				467			1,400
	Ending balance		$	372		$	1,373	$	4,431	$	663	$	64	$			—		$		755	$		7,658
	Loans:
	Ending balance		$	36,948		$	142,398	$	287,394	$	125,290	$	6,495		$		19,435		$		—	$		617,960
	ALL			-372			-1,373		-4,431		-663		-64				—				-755			-7,658
	Recorded investment		$	36,576		$	141,025	$	282,963	$	124,627	$	6,431		$		19,435		$		-755	$		610,302
	Ending balance:
	Individually evaluated		$	660		$	540	$	14,181	$	266	$	21		$		—		$		—	$		15,668
	Collectively evaluated			36,288			141,858		273,213		125,024		6,474				19,435				—			602,292
	Total		$	36,948		$	142,398	$	287,394	$	125,290	$	6,495		$		19,435		$		—	$		617,960
Schedule Of Past Due Loans	'
			31-Mar-14
				30-89 Days Past Due (accruing)			90 Days Past Due & Over or on Non-accrual			Total
	Construction		$	—		$	660		$	660
	Real estate – residential			605			681			1,286
	Real estate – commercial			948			5,364			6,312
	Commercial			130			213			343
	Consumer			16			23			39
	Tax exempt			—			—			—
	Total		$	1,699		$	6,941		$	8,640
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	31-Mar-14
			31-Dec-13
				30-89 Days Past Due (accruing)			90 Days Past Due & Over or on Non-accrual			Total
	Construction		$	—		$	660		$	660
	Real estate – residential			363			540			903
	Real estate – commercial			676			5,171			5,847
	Commercial			15			266			281
	Consumer			26			21			47
	Tax exempt			—			—			—
	Total		$	1,080		$	6,658		$	7,738
Breakdown Of Loans By Risk Grading	'
	Below is a breakdown of loans by risk grading as of March 31, 2014 (dollar amounts in thousands):
			0001-0005			0006A						0006B						0007(1)						Total
	Commercial	$	124,157		$			4,358		$			905	$			1,182		$			130,602
	Real estate – commercial		243,250					27,129					9,726				19,090					299,195
	Construction		30,626					1,847					1,063				861					34,397
			398,033					33,334					11,694				21,133					464,194
	Real estate - residential		141,535					1,418					458				1,435					144,846
	Consumer		6,013				–						–			25							6,038
	Tax exempt		18,484				–						–			–							18,484
	Total	$	564,065		$		34,752		$				12,152	$		22,593							633,562
	Deferred origination fees, net of costs																						-385
	Total loans																			$			633,177
	Percent of Total Loans          89.0%          5.5%             1.9%            3.6%        100.0%
	(1) Included in the 0007 risk grading are $7.3 million of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.
	Below is a breakdown of loss by risk grading as of December 31, 2013 (dollar amounts in thousands):
			0001-0005		0006A		0006B		0007(2)		Total
	Commercial	$	118,284	$	2,510	$	3,080	$	1,416	$	125,290
	Real estate – commercial		237,773		20,732		10,549		18,761		287,815
	Construction		33,125		1,857		1,105		861		36,948
			389,182		25,099		14,734		21,038		450,053
	Real estate - residential		139,364		1,305		464		1,265		142,398
	Consumer		6,473		—		—		22		6,495
	Tax exempt		19,435		—		—		—		19,435
	Total	$	554,454	$	26,404	$	15,198	$	22,325		618,381
	Deferred origination fees, net of costs										-421
	Total loans									$	617,960
	Percent of Total Loans      89.7%          4.3%          2.4%           3.6%        100.0%
	(2) Included in the 0007 risk grading are $6.7 million of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.

Allowance_For_Loan_Losses_ALL_

Allowance For Loan Losses ("ALL") (Tables)	3 Months Ended
	Mar. 31, 2014
Allowance For Loan Losses ("ALL") [Abstract]	'
Schedule Of Information Regarding Impaired Loans	'
	IMPAIRED LOANS AND ALLOCATED ALLOWANCE
	31-Mar-14				Construction								Real Estate- Residential					Real Estate- Commercial				Commercial				Consumer				Tax Exempt			Not Specifically Allocated				Totals
	With an allowance recorded:
	Recorded investment			$		–			$					375		$			598		$	–			$	6			$	–		$	–		$		979
	Unpaid principal balance					–								504					832			–				7				–			–				1,343
	Related allowance					–								129					234			–				1				–			–				364
	With no related allowance recorded:
	Recorded investment			$		660				$				178		$			12,877		$	223			$	30			$	–		$	–		$		13,968
	Unpaid principal balance					660								178					12,877			223				30				–			–				13,968
	Related allowance					–								–					–			–				–				–			–				–
	Total:
	Recorded investment			$			660				$			553			$		13,475		$	223			$	36			$	–		$	–		$		14,947
	Unpaid principal balance						660							682					13,709			223				37				–			–				15,311
	Related allowance						–							129					234			–				1				–			–				364
				$			660				$			509			$		13,558		$	230			$	28			$	–		$	–		$		14,985
	Average recorded investment during quarter
	Interest income recognized while impaired			$			–				$			–			$		80		$	–			$	–			$	–		$	–		$		80
	31-Dec-13		Construction							Real Estate- Residential						Real Estate- Commercial			Commercial			Consumer							Tax Exempt			Not Specifically Allocated				Totals
	With an allowance recorded:
	Recorded investment		$	—				$				201			$	1,032		$		19	$		—		$			—			$		—	$	1,252
	Unpaid principal balance			—								277				1,569				49			—					—					—		1,895
	Related allowance			—								76				537				30			—					—					—		643
	With no related allowance recorded:
	Recorded investment		$	660					$			263			$	12,611		$		218	$		21		$			—			$		—	$	13,773
	Unpaid principal balance			660								263				12,611				218			21					—					—		13,773
	Related allowance			—								—				—				—			—					—					—		—
	Total:
	Recorded investment		$		660		$				464		$			13,643	$		237		$		21	$			—				$	—		$	15,025
	Unpaid principal balance				660						540					14,180			267				21				—					—			15,668
	Related allowance				—						76					537			30				—				—					—			643
			$		767		$				434		$			13,503	$		227		$		31	$			—				$	—		$	14,962
	Average recorded investment during quarter
	Interest income recognized while impaired		$		3		$				8		$			316	$		—		$		—	$			—				$	—		$	329
Schedule Of Nonperforming Loans	'
	NONPERFORMING LOANS
			March 31,		December 31,		September 30,		June 30,		March 31,
			2014		2013		2013		2013		2013
	Nonaccrual loans	$	6,686	$	6,403	$	6,215	$	8,231	$	8,499
	Loans restructured in a troubled debt restructuring, nonaccrual		255		255		299		114		140
	Total nonperforming loans (“NPLs”)	$	6,941	$	6,658	$	6,514	$	8,345	$	8,639
	Restructured loans, accruing	$	8,370	$	9,009	$	9,020	$	3,959	$	3,267

Other_Real_Estate_Owned_Net_Ta

Other Real Estate Owned, Net (Tables)	3 Months Ended
	Mar. 31, 2014
Other Real Estate Owned, Net [Abstract]	'
Summary Of Foreclosed Properties	'
			For the three months ended
			March 31,
			2014				2013
	Beginning balance	$	8,566	$		14,334
	Transfer of net realizable value to other real estate owned		–			203
	Sale proceeds		-710			-2,049
	Net gain from disposal of other real estate owned		24			118
	Valuation allowance related to properties disposed		-405			-954
	Total other real estate owned		7,475			11,652
	Valuation allowance for losses		-1,996			-3,073
	Total other real estate owned, net	$	5,479	$		8,579
Changes In The Valuation Allowance For Losses On Foreclosed Properties	'
			For the three months ended
			March 31,
			2014		2013
	Beginning balance	$	2,268	$	3,858
	Provision charged to operations		133		169
	Amounts related to properties disposed		-405		-954
	Balance at end of period	$	1,996	$	3,073

Mortgage_Servicing_Rights_Tabl

Mortgage Servicing Rights (Tables)	3 Months Ended
	Mar. 31, 2014
Mortgage Servicing Rights [Abstract]	'
Summary Of Changes In the Carrying Value Of MSRs	'
	MORTGAGE SERVICING RIGHTS
			For the three months ended March 31, 2014		For the year ended December 31, 2013
	Balance at beginning of period	$	967	$	839
	Additions from loans sold with servicing retained		16		227
	Loan payments and payoffs		-20		-195
	Changes in valuation		-57		96
	Fair value of MSRs at the end of period	$	906	$	967

Troubled_Debt_Restructuring_Ta

Troubled Debt Restructuring (Tables)

3 Months Ended

Mar. 31, 2014

Troubled Debt Restructuring [Abstract]

'

Schedule Of Accrual And Nonaccrual Status Of Troubled Debt Restructuring

'

Changes in troubled debt restructurings for the three months ended March 31, 2014 are as follows (dollars in thousands):

Construction

Real Estate-Residential

Real Estate-Commercial

Commercial

Consumer

Tax Exempt

Total

Accruing

31-Dec-13

$

–

$

–

$

9,009

$

–

$

–

$

–

$

9,009

Principal payments

–

–

-8

–

–

–

-8

Charge-offs

–

–

–

–

–

–

–

Advances

–

–

–

–

–

–

–

New restructured

–

–

–

27

–

–

27

Transferred out of TDRs

–

–

-658

–

–

–

-658

Transfers to nonaccrual

–

–

–

–

–

–

–

31-Mar-14

$

–

$

–

$

8,343

$

27

$

–

$

–

$

8,370

Nonaccrual

31-Dec-13

$

–

$

–

$

255

$

–

$

–

$

–

$

255

Principal payments

–

–

–

–

–

–

–

Charge-offs

–

–

–

–

–

–

–

Advances

–

–

–

–

–

–

–

New restructured

–

–

–

–

–

–

–

Transfers to other real estate owned

–

–

–

–

–

–

–

Transfers from accruing

–

–

–

–

–

–

–

31-Mar-14

$

–

$

–

$

255

$

–

$

–

$

–

$

255

Totals

31-Dec-13

$

–

$

–

$

9,264

$

–

$

–

$

–

$

9,264

Principal payments

–

–

-8

–

–

–

-8

Charge-offs

–

–

–

–

–

–

–

Advances

–

–

–

–

–

–

–

New restructured

–

–

–

27

–

–

27

Transfers out of TDRs

–

–

-658

–

–

–

-658

Transfers to other real estate owned

–

–

–

–

–

–

–

31-Mar-14

$

–

$

–

$

8,598

$

27

$

–

$

–

$

8,625

Summary Of Troubled Debt Restructurings

'

31-Mar-14

31-Dec-13

Number of Modifications

Recorded Investment

Number of Modifications

Recorded Investment

Construction

—

$

—

—

$

—

Real estate – residential

—

—

—

—

Real estate – commercial

7

8,598

8

9,264

Commercial

1

27

—

—

Consumer

—

—

—

—

Tax exempt

—

—

—

—

Total

8

$

8,625

8

$

9,264

Summary Of Troubled Debt Restructurings By Restructure Type

'

Accruing

Nonaccruing

Total

A/B Note Structure

$

27

$

–

$

27

Payment schedule changes

6,375

255

6,630

Interest rate reduction

1,968

–

1,968

Total

$

8,370

$

255

$

8,625

Commitments_And_Contingencies_

Commitments And Contingencies (Tables)	3 Months Ended
	Mar. 31, 2014
Commitments and Contingencies [Abstract]	'
Lending Related Commitments	'
	LENDING RELATED COMMITMENTS
	(Dollar amounts in thousands)
			March 31,  2014		31-Dec-13
	Commitments to fund unused home equity line loans	$	59,665	$	59,022
	Commitments to fund 1-4 family loans		1,825		1,350
	Commitments to fund residential real estate construction loans		2,347		2,549
	Commitments unused on commercial lines of credit loans		150,527		156,177
	Commitments unused on consumer lines of credit loans		9,292		9,110
	Total commitments to extend credit	$	223,656	$	228,208
	Financial standby letters of credit	$	11,811	$	9,898

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)

3 Months Ended

3 Months Ended

12 Months Ended

In Thousands, except Share data, unless otherwise specified

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Dec. 31, 2010

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Convertible Notes [Member]

Convertible Notes [Member]

Stock Options [Member]

Stock Options [Member]

Restricted Stock Units [Member]

Restricted Stock Units [Member]

Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]

'

'

'

'

'

'

'

'

'

'

Net income available to common shareholders

$2,065

$1,755

'

'

'

'

'

'

'

'

Plus: Income impact of assumed conversions: Interest on 10% convertible debentures, net of income tax

145

148

'

'

'

'

'

'

'

'

Income available to common stockholders plus assumed conversions

2,210

1,903

'

'

'

'

'

'

'

'

Weighted average number of common shares outstanding-basic

7,775,895

7,940,683

'

'

'

'

'

'

'

'

Dilutive effect of stock options

43,582

[1]

20,446

[1]

'

'

'

'

'

'

'

'

Dilutive effect of restricted stock units

47,819

[1],[2]

42,779

[1],[2]

'

'

'

'

'

'

'

'

Dilutive effect of convertible promissory notes

1,840,000

[3]

1,880,000

[3]

'

'

1,840,000

1,880,000

'

'

'

'

Dilutive potential common shares

1,931,401

1,943,225

'

'

'

'

'

'

'

'

Adjusted weighted-average shares

9,707,296

9,883,908

'

'

'

'

'

'

'

'

Basic Earnings Per Share

$0.27

$0.22

'

'

'

'

'

'

'

'

Diluted Earnings Per Share

$0.23

$0.19

'

'

'

'

'

'

'

'

Convertible promissory notes

$9,200

$9,400

$9,400

$9,450

'

'

'

'

'

'

Conversion ratio of principal to shares

20.00%

'

'

'

'

'

'

'

'

'

Percentage of original principal amount convertible prior to conversion date, maximum

100.00%

'

'

'

'

'

'

'

'

'

Conversion date of convertible notes

1-Oct-14

'

'

'

'

'

'

'

'

'

Percentage of original principal amount

50.00%

'

'

'

'

'

'

'

'

'

Securities excluded from computation of earnings per share

'

'

'

'

'

'

64,130

58,756

15,040

35,177

Conversion price per share

$5

'

'

'

'

'

'

'

'

'

[1]

For the quarters ended March 31, 2014 and 2013, respectively, there were 64,130 and 58,756 outstanding stock options that were not included in the computation of diluted earnings per share because they were considered anti-dilutive.

[2]

For the three month period ended March 31, 2014 and March 31, 2013, there were 15,040 and 35,177 outstanding restricted stock units, respectively, that were not included in the computation of diluted earnings per share because they were considered anti-dilutive.

[3]

At March 31, 2014 and 2013, respectively, the Company had $9.20 million and $9.40 million of outstanding Convertible Promissory Notes (the bConvertible Notesb). The Convertible Notes are convertible into shares of common stock of the Company at a conversion ratio of one share of common stock for each $5.00 in aggregate principal amount held on the record date of the conversion subject to certain adjustments as described in the Convertible Notes (the bConversion Ratiob). Prior to the quarterly interest date preceding the fifth anniversary of issuance of the Convertible Notes each holder of the Convertible Notes may convert up to 100% (at the discretion of the holder) of the original principal amount into shares of common stock at the Conversion Ratio. On October 1, 2014, one-half of the original principal amounts of the Convertible Notes are mandatorily convertible at the conversion ratio if voluntary conversion has not yet occurred. The principal amount of any Convertible Note that has not been converted will be payable at maturity on June 30, 2017. At March 31, 2014 and 2013, respectively, the entire 1,840,000 and 1,880,000 of common shares are included in the computation of diluted earnings per share since the average market price per share for the three months ended March 31, 2014 and 2013 exceeded the conversion price of $5.00 per share.

Fair_Value_Assets_Measured_At_

Fair Value (Assets Measured At Fair Value On A Recurring Basis) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	security
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Number of available for sale securities measured using Level 3 inputs	1	'	'
Securities Available For Sale, Fair Value	$212,061	$220,608	'
Mortgage servicing rights	906	967	839
Total	212,967	221,575	'
U.S. Government-Sponsored Agency Securities [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	3,502	2,964	'
Mortgage-Backed Securities [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	140,988	149,885	'
Asset-Backed Securities [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	3,617	3,750	'
Obligations Of States And Political Subdivisions [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	58,550	58,669	'
Private Placement And Corporate Bonds [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	3,500	3,435	'
Other Securities [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	1,904	1,905	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	'	'	'
Mortgage servicing rights	'	'	'
Total	'	'	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | U.S. Government-Sponsored Agency Securities [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	'	'	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Mortgage-Backed Securities [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	'	'	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Asset-Backed Securities [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	'	'	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Obligations Of States And Political Subdivisions [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	'	'	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Private Placement And Corporate Bonds [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	'	'	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Other Securities [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	'	'	'
Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	211,655	220,126	'
Mortgage servicing rights	906	967	'
Total	212,561	221,093	'
Significant Other Observable Inputs (Level 2) [Member] | U.S. Government-Sponsored Agency Securities [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	3,502	2,964	'
Significant Other Observable Inputs (Level 2) [Member] | Mortgage-Backed Securities [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	140,582	149,403	'
Significant Other Observable Inputs (Level 2) [Member] | Asset-Backed Securities [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	3,617	3,750	'
Significant Other Observable Inputs (Level 2) [Member] | Obligations Of States And Political Subdivisions [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	58,550	58,669	'
Significant Other Observable Inputs (Level 2) [Member] | Private Placement And Corporate Bonds [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	3,500	3,435	'
Significant Other Observable Inputs (Level 2) [Member] | Other Securities [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	1,904	1,905	'
Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	406	482	'
Total	406	482	'
Significant Unobservable Inputs (Level 3) [Member] | Mortgage-Backed Securities [Member]	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'
Securities Available For Sale, Fair Value	$406	$482	'

Fair_Value_Assets_Measured_At_1

Fair Value (Assets Measured At Fair Value On A Recurring Basis Using Significant Unobservable Inputs) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Fair Value [Abstract]	'	'
Balance, beginning of period	$482	$3,103
Transfer into Level 3	'	'
Other comprehensive income (loss)	33	-78
Transfer out of Level 3	'	'
Principal payments	-109	-2,543
Balance, end of period	$406	$482

Fair_Value_Assets_Measured_At_2

Fair Value (Assets Measured At Fair Value On A Non-Recurring Basis) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	$6,458	$7,550
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	6,458	7,550
Impaired Loans [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	979	1,252
Impaired Loans [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Impaired Loans [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Impaired Loans [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	979	1,252
Foreclosed Properties, Net [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	5,479	6,298
Foreclosed Properties, Net [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Foreclosed Properties, Net [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Foreclosed Properties, Net [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	$5,479	$6,298

Fair_Value_Required_Financial_

Fair Value (Required Financial Disclosures About Fair Value Of Financial Instruments) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Securities held to maturity	$20,798	$10,275	'	'
Securities available for sale	212,061	220,608	'	'
Mortgage servicing rights	906	967	'	839
Other real estate owned, net	5,479	6,298	8,579	'
Accrued interest receivable	3,043	2,506	'	'
Carrying Amount [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Cash	38,547	76,179	'	'
Federal funds sold	1,312	63	'	'
Securities held to maturity	20,718	10,275	'	'
Securities available for sale	212,061	220,608	'	'
Loans held for sale	'	1,360	'	'
Loans, net	625,724	610,302	'	'
Federal Home Loan Bank stock	3,598	3,598	'	'
Mortgage servicing rights	906	967	'	'
Other real estate owned, net	5,479	6,298	'	'
Accrued interest receivable	3,043	2,506	'	'
Deposits	721,311	744,212	'	'
Federal funds purchased and repurchase agreements	32,716	58,448	'	'
Federal Home Loan Bank advances	84,000	66,700	'	'
Subordinated debentures	16,100	16,100	'	'
Convertible promissory notes	9,200	9,400	'	'
Accrued interest payable	602	548	'	'
Fair Value [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Cash	38,547	76,179	'	'
Federal funds sold	1,312	63	'	'
Securities held to maturity	20,798	10,275	'	'
Securities available for sale	212,061	220,608	'	'
Loans held for sale	'	1,384	'	'
Loans, net	623,030	605,655	'	'
Federal Home Loan Bank stock	3,598	3,598	'	'
Mortgage servicing rights	906	967	'	'
Other real estate owned, net	5,479	6,298	'	'
Accrued interest receivable	3,043	2,506	'	'
Deposits	721,199	739,315	'	'
Federal funds purchased and repurchase agreements	32,716	58,448	'	'
Federal Home Loan Bank advances	82,921	66,304	'	'
Subordinated debentures	16,100	16,100	'	'
Convertible promissory notes	9,403	9,316	'	'
Accrued interest payable	$602	$548	'	'

Investments_Narrative_Details

Investments (Narrative) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale and held to maturity securities	$232,859	$230,883
Securities available for sale	212,061	220,608
Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale	140,988	149,885
Percentage of investment portfolio	69.50%	69.40%
Number of securities	8	2
Issued And Guaranteed By GMNA Or VA [Member] | Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale	13,600	'
Percentage of investment portfolio	8.40%	'
Issued By FNMA or FHLMC [Member] | Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale	127,400	'
Percentage of investment portfolio	78.80%	'
Asset-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Number of securities	1	2
Non-agency [Member] | Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale	$20,700	'
Percentage of investment portfolio	12.80%	'

Investments_Fair_Value_Of_Secu

Investments (Fair Value Of Securities Available For Sale And Related Unrealized Gains And Losses) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available For Sale, Fair Value	$212,061	$220,608
Securities Available for Sale, Gross Unrealized Gains	4,642	4,523
Securities Available For Sale, Gross Unrealized Losses	-1,953	-2,751
Securities Held to Maturity, Fair Value	20,798	10,275
Securities Held to Maturity, Gross Unrealized Gains	80	'
Total Investment securities	232,859	230,883
Total Investment Securities, Gross Unrealized Gains	4,722	4,523
Total Investment securities, Gross Unrealized Losses	-1,953	-2,751
U.S. Government-Sponsored Agency Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available For Sale, Fair Value	3,502	2,964
Securities Available for Sale, Gross Unrealized Gains	6	'
Securities Available For Sale, Gross Unrealized Losses	-51	-50
Obligations Of States And Political Subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available For Sale, Fair Value	58,550	58,669
Securities Available for Sale, Gross Unrealized Gains	2,312	2,232
Securities Available For Sale, Gross Unrealized Losses	-133	-193
Asset-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available For Sale, Fair Value	3,617	3,750
Securities Available for Sale, Gross Unrealized Gains	88	94
Securities Available For Sale, Gross Unrealized Losses	-96	-126
Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available For Sale, Fair Value	140,988	149,885
Securities Available for Sale, Gross Unrealized Gains	2,236	2,197
Securities Available For Sale, Gross Unrealized Losses	-1,653	-2,297
Securities Held to Maturity, Fair Value	20,798	10,275
Securities Held to Maturity, Gross Unrealized Gains	80	'
Private Placement And Corporate Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available For Sale, Fair Value	3,500	3,435
Securities Available For Sale, Gross Unrealized Losses	-20	-85
Other Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available For Sale, Fair Value	$1,904	$1,905

Investments_Securities_In_Unre

Investments (Securities In Unrealized Loss Positions Aggregated By Investment Category And Length Of Time In Loss Position) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	$54,919	$76,887
Less than 12 Months, Unrealized Loss	-1,078	-1,968
12 Months or More, Fair Value	19,439	15,667
12 Months Or More, Unrealized Loss	-875	-783
Total Fair Value	74,358	92,554
Total Unrealized Loss	-1,953	-2,751
U.S. Government-Sponsored Agency Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	2,896	2,964
Less than 12 Months, Unrealized Loss	-51	-50
Total Fair Value	2,896	2,964
Total Unrealized Loss	-51	-50
Obligations Of States And Political Subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	5,093	5,290
Less than 12 Months, Unrealized Loss	-133	-193
Total Fair Value	5,093	5,290
Total Unrealized Loss	-133	-193
Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	43,430	62,908
Less than 12 Months, Unrealized Loss	-874	-1,625
12 Months or More, Fair Value	18,967	15,164
12 Months Or More, Unrealized Loss	-779	-672
Total Fair Value	62,397	78,072
Total Unrealized Loss	-1,653	-2,297
Asset-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	'	2,290
Less than 12 Months, Unrealized Loss	'	-15
12 Months or More, Fair Value	472	503
12 Months Or More, Unrealized Loss	-96	-111
Total Fair Value	472	2,793
Total Unrealized Loss	-96	-126
Private Placement And Corporate Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	3,500	3,435
Less than 12 Months, Unrealized Loss	-20	-85
Total Fair Value	3,500	3,435
Total Unrealized Loss	($20)	($85)

Loans_Schedule_Of_Loans_Held_F

Loans (Schedule Of Loans Held For Investment) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Gross Loans	$633,562,000	$618,381,000	'
Less: Deferred Origination Fees, net of costs	-385,000	-421,000	'
Less: Allowance for Loan Losses	-7,453,000	-7,658,000	-9,165,000
Loans, net	625,724,000	610,302,000	'
Loans carrying value	135,100,000	132,600,000	'
Construction [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Gross Loans	34,397,000	36,948,000	'
Less: Allowance for Loan Losses	-327,000	-372,000	-652,000
Loans, net	34,070,000	36,576,000	'
Real Estate - Mortgage [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Gross Loans	144,846,000	142,398,000	'
Less: Allowance for Loan Losses	-1,328,000	-1,373,000	-1,658,000
Loans, net	143,518,000	141,025,000	'
Real Estate - Commercial [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Gross Loans	299,195,000	287,815,000	'
Less: Allowance for Loan Losses	-4,155,000	-4,431,000	-5,787,000
Loans, net	294,655,000	282,963,000	'
Commercial [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Gross Loans	130,602,000	125,290,000	'
Less: Allowance for Loan Losses	-716,000	-663,000	-678,000
Loans, net	129,886,000	124,627,000	'
Consumer [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Gross Loans	6,038,000	6,495,000	'
Less: Allowance for Loan Losses	-51,000	-64,000	-102,000
Loans, net	5,987,000	6,431,000	'
Municipal Loans [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Gross Loans	18,484,000	19,435,000	'
Loans, net	$18,484,000	$19,435,000	'

Loans_Allowance_For_Loan_Losse

Loans (Allowance For Loan Losses And Recorded Investment In Loans) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for Loan Losses: Beginning balance	$7,658	$9,165	$9,165
Charge-offs	-397	'	-3,590
Recoveries	192	'	683
Provision	'	600	1,400
Allowance for Loan Losses: Ending Balance	7,453	'	7,658
Loans: Ending Balance	633,177	'	617,960
ALL	-7,453	'	-7,658
Loans, net	625,724	'	610,302
Ending balance: Individually evaluated	15,311	'	15,668
Ending balance: Collectively evaluated	617,866	'	602,292
Construction [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for Loan Losses: Beginning balance	372	652	652
Charge-offs	'	'	-93
Recoveries	38	'	15
Provision	-83	'	-202
Allowance for Loan Losses: Ending Balance	327	'	372
Loans: Ending Balance	34,397	'	36,948
ALL	-327	'	-372
Loans, net	34,070	'	36,576
Ending balance: Individually evaluated	660	'	660
Ending balance: Collectively evaluated	33,737	'	36,288
Real Estate - Mortgage [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for Loan Losses: Beginning balance	1,373	1,658	1,658
Charge-offs	'	'	-552
Recoveries	84	'	100
Provision	-129	'	167
Allowance for Loan Losses: Ending Balance	1,328	'	1,373
Loans: Ending Balance	144,846	'	142,398
ALL	-1,328	'	-1,373
Loans, net	143,518	'	141,025
Ending balance: Individually evaluated	682	'	540
Ending balance: Collectively evaluated	144,164	'	141,858
Real Estate - Commercial [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for Loan Losses: Beginning balance	4,431	5,787	5,787
Charge-offs	-309	'	-2,132
Recoveries	55	'	269
Provision	-22	'	507
Allowance for Loan Losses: Ending Balance	4,155	'	4,431
Loans: Ending Balance	298,810	'	287,394
ALL	-4,155	'	-4,431
Loans, net	294,655	'	282,963
Ending balance: Individually evaluated	13,709	'	14,181
Ending balance: Collectively evaluated	285,101	'	273,213
Commercial [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for Loan Losses: Beginning balance	663	678	678
Charge-offs	-64	'	-758
Recoveries	12	'	272
Provision	105	'	471
Allowance for Loan Losses: Ending Balance	716	'	663
Loans: Ending Balance	130,602	'	125,290
ALL	-716	'	-663
Loans, net	129,886	'	124,627
Ending balance: Individually evaluated	223	'	266
Ending balance: Collectively evaluated	130,379	'	125,024
Consumer [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for Loan Losses: Beginning balance	64	102	102
Charge-offs	-24	'	-55
Recoveries	3	'	27
Provision	8	'	-10
Allowance for Loan Losses: Ending Balance	51	'	64
Loans: Ending Balance	6,038	'	6,495
ALL	-51	'	-64
Loans, net	5,987	'	6,431
Ending balance: Individually evaluated	37	'	21
Ending balance: Collectively evaluated	6,001	'	6,474
Municipal Loans [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Loans: Ending Balance	18,484	'	19,435
Loans, net	18,484	'	19,435
Ending balance: Collectively evaluated	18,484	'	19,435
Not Specifically Allocated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for Loan Losses: Beginning balance	755	288	288
Provision	121	'	467
Allowance for Loan Losses: Ending Balance	876	'	755
ALL	-876	'	-755
Loans, net	($876)	'	($755)

Loans_Schedule_Of_Past_Due_Loa

Loans (Schedule Of Past Due Loans) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due (accruing)	$1,699	$1,080
90 Days & Over or on Non-accrual	6,941	6,658
Total	8,640	7,738
Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
90 Days & Over or on Non-accrual	660	660
Total	660	660
Real Estate - Mortgage [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due (accruing)	605	363
90 Days & Over or on Non-accrual	681	540
Total	1,286	903
Real Estate - Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due (accruing)	948	676
90 Days & Over or on Non-accrual	5,364	5,171
Total	6,312	5,847
Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due (accruing)	130	15
90 Days & Over or on Non-accrual	213	266
Total	343	281
Consumer [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due (accruing)	16	26
90 Days & Over or on Non-accrual	23	21
Total	39	47
Municipal Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due (accruing)	'	'
90 Days & Over or on Non-accrual	'	'
Total	'	'

Loans_Breakdown_Of_Loans_By_Ri

Loans (Breakdown Of Loans By Risk Grading) (Details) (USD $)	3 Months Ended			12 Months Ended
	Mar. 31, 2014		Mar. 31, 2013	Dec. 31, 2013
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	$464,194,000		'	$450,053,000
Gross loans	633,562,000		'	618,381,000
Deferred Origination Fees, net of costs	-385,000		'	-421,000
Loans: Ending Balance	633,177,000		'	617,960,000
Percent of Total Loans	100.00%		'	100.00%
Transfers from loans to other real estate owned	'		203,000	'
Charge-offs	397,000		'	3,590,000
0001-0005 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	398,033,000		'	389,182,000
Gross loans	564,065,000		'	554,454,000
Percent of Total Loans	89.00%		'	89.70%
0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	33,334,000		'	25,099,000
Gross loans	34,752,000		'	26,404,000
Percent of Total Loans	5.50%		'	4.30%
Increase (decrease) in loan balances	8,300,000		'	'
Number of loan relationships	3		'	'
0006B [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	11,694,000		'	14,734,000
Gross loans	12,152,000		'	15,198,000
Percent of Total Loans	1.90%		'	2.40%
0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	21,133,000	[1]	'	21,038,000	[2]
Gross loans	22,593,000	[1]	'	22,325,000	[2]
Percent of Total Loans	3.60%		'	3.60%	[2]
0007 Rated Loans Not Impaired [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross loans	7,300,000		'	6,700,000
0006B Or 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	-2,800,000		'	'
Charge-offs	300,000		'	'
Commercial [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	130,602,000		'	125,290,000
Gross loans	130,602,000		'	125,290,000
Loans: Ending Balance	130,602,000		'	125,290,000
Charge-offs	64,000		'	758,000
Commercial [Member] | 0001-0005 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	124,157,000		'	118,284,000
Commercial [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	4,358,000		'	2,510,000
Commercial [Member] | 0006B [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	905,000		'	3,080,000
Commercial [Member] | 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	1,182,000	[1]	'	1,416,000	[2]
Real Estate - Commercial [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	299,195,000		'	287,815,000
Gross loans	299,195,000		'	287,815,000
Loans: Ending Balance	298,810,000		'	287,394,000
Charge-offs	309,000		'	2,132,000
Real Estate - Commercial [Member] | 0001-0005 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	243,250,000		'	237,773,000
Real Estate - Commercial [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	27,129,000		'	20,732,000
Real Estate - Commercial [Member] | 0006B [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	9,726,000		'	10,549,000
Real Estate - Commercial [Member] | 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	19,090,000	[1]	'	18,761,000	[2]
Construction [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	34,397,000		'	36,948,000
Gross loans	34,397,000		'	36,948,000
Loans: Ending Balance	34,397,000		'	36,948,000
Charge-offs	'		'	93,000
Construction [Member] | 0001-0005 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	30,626,000		'	33,125,000
Construction [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	1,847,000		'	1,857,000
Construction [Member] | 0006B [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	1,063,000		'	1,105,000
Construction [Member] | 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	861,000	[1]	'	861,000	[2]
Real Estate - Mortgage [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	144,846,000		'	142,398,000
Gross loans	144,846,000		'	142,398,000
Loans: Ending Balance	144,846,000		'	142,398,000
Charge-offs	'		'	552,000
Real Estate - Mortgage [Member] | 0001-0005 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	141,535,000		'	139,364,000
Real Estate - Mortgage [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	1,418,000		'	1,305,000
Real Estate - Mortgage [Member] | 0006B [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	458,000		'	464,000
Real Estate - Mortgage [Member] | 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	1,435,000	[1]	'	1,265,000	[2]
Consumer [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	6,038,000		'	6,495,000
Gross loans	6,038,000		'	6,495,000
Loans: Ending Balance	6,038,000		'	6,495,000
Charge-offs	24,000		'	55,000
Consumer [Member] | 0001-0005 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	6,013,000		'	6,473,000
Consumer [Member] | 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	25,000	[1]	'	22,000	[2]
Municipal Loans [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	18,484,000		'	19,435,000
Gross loans	18,484,000		'	19,435,000
Loans: Ending Balance	18,484,000		'	19,435,000
Municipal Loans [Member] | 0001-0005 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	18,484,000		'	19,435,000
Additions Due To Net Ratings Downgrades [Member] | 0006B Or 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	400,000		'	'
Decrease Due To Net Payments [Member] | 0006B Or 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	-2,900,000		'	'
Loan Relationship One [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	5,400,000		'	'
Number of loan relationships	1		'	'
Loan Relationship Two [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	1,400,000		'	'
Loan Relationships Two And Three [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Number of loan relationships	2		'	'
Loan Relationship Three [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	1,100,000		'	'
Loan Relationship Four [Member] | Decrease Due To Payoff Of One Relationship [Member] | 0006B Or 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	($2,300,000)		'	'
Number of loan relationships	1		'	'
[1]	Included in the 0007 risk grading are $7.3 million of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.
[2]	Included in the 0007 risk grading are $6.7 million of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.

Allowance_For_Loan_Losses_ALL_1

Allowance For Loan Losses ("ALL") (Schedule Of Information Regarding Impaired Loans) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'
With an allowance recorded: Recorded Investment	$979	$1,252
With an allowance recorded: Unpaid principal balance	1,343	1,895
With an allowance recorded: Related allowance	364	643
With no related allowance recorded: Recorded Investment	13,968	13,773
With no related allowance recorded: Unpaid principal balance	13,968	13,773
Total: Recorded investment	14,947	15,025
Total: Unpaid principal balance	15,311	15,668
Average recorded investment during quarter	14,985	14,962
Interest income recognized while impaired	80	329
Construction [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With no related allowance recorded: Recorded Investment	660	660
With no related allowance recorded: Unpaid principal balance	660	660
Total: Recorded investment	660	660
Total: Unpaid principal balance	660	660
Average recorded investment during quarter	660	767
Interest income recognized while impaired	'	3
Real Estate - Mortgage [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With an allowance recorded: Recorded Investment	375	201
With an allowance recorded: Unpaid principal balance	504	277
With an allowance recorded: Related allowance	129	76
With no related allowance recorded: Recorded Investment	178	263
With no related allowance recorded: Unpaid principal balance	178	263
Total: Recorded investment	553	464
Total: Unpaid principal balance	682	540
Average recorded investment during quarter	509	434
Interest income recognized while impaired	'	8
Real Estate - Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With an allowance recorded: Recorded Investment	598	1,032
With an allowance recorded: Unpaid principal balance	832	1,569
With an allowance recorded: Related allowance	234	537
With no related allowance recorded: Recorded Investment	12,877	12,611
With no related allowance recorded: Unpaid principal balance	12,877	12,611
Total: Recorded investment	13,475	13,643
Total: Unpaid principal balance	13,709	14,180
Average recorded investment during quarter	13,558	13,503
Interest income recognized while impaired	80	316
Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With an allowance recorded: Recorded Investment	'	19
With an allowance recorded: Unpaid principal balance	'	49
With an allowance recorded: Related allowance	'	30
With no related allowance recorded: Recorded Investment	223	218
With no related allowance recorded: Unpaid principal balance	223	218
Total: Recorded investment	223	237
Total: Unpaid principal balance	223	267
Average recorded investment during quarter	230	227
Consumer [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With an allowance recorded: Recorded Investment	6	'
With an allowance recorded: Unpaid principal balance	7	'
With an allowance recorded: Related allowance	1	'
With no related allowance recorded: Recorded Investment	30	21
With no related allowance recorded: Unpaid principal balance	30	21
Total: Recorded investment	36	21
Total: Unpaid principal balance	37	21
Average recorded investment during quarter	28	31
Municipal Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With an allowance recorded: Recorded Investment	'	'
With an allowance recorded: Unpaid principal balance	'	'
With an allowance recorded: Related allowance	'	'
With no related allowance recorded: Recorded Investment	'	'
With no related allowance recorded: Unpaid principal balance	'	'
Total: Recorded investment	'	'
Total: Unpaid principal balance	'	'
Average recorded investment during quarter	'	'
Interest income recognized while impaired	'	'
Not Specifically Allocated [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With an allowance recorded: Recorded Investment	'	'
With an allowance recorded: Unpaid principal balance	'	'
With an allowance recorded: Related allowance	'	'
With no related allowance recorded: Recorded Investment	'	'
With no related allowance recorded: Unpaid principal balance	'	'
Total: Recorded investment	'	'
Total: Unpaid principal balance	'	'
Average recorded investment during quarter	'	'
Interest income recognized while impaired	'	'

Allowance_For_Loan_Losses_ALL_2

Allowance For Loan Losses ("ALL") (Schedule Of Nonperforming Loans) (Details) (USD $)

3 Months Ended

12 Months Ended

3 Months Ended

Mar. 31, 2014

Dec. 31, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2014

Dec. 31, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2013

Mar. 31, 2014

loan

Nonaccrual [Member]

Nonaccrual [Member]

Nonaccrual [Member]

Nonaccrual [Member]

Nonaccrual [Member]

Accruing [Member]

Accruing [Member]

Accruing [Member]

Accruing [Member]

Accruing [Member]

Nonaccrual Loans Brought Current [Member]

Financing Receivable, Modifications [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Nonaccrual loans

$6,686,000

$6,403,000

$6,215,000

$8,231,000

$8,499,000

'

'

'

'

'

'

'

'

'

'

$500,000

Restructured loans

8,625,000

9,264,000

'

'

'

255,000

140,000

255,000

299,000

114,000

8,370,000

9,009,000

9,020,000

3,959,000

3,267,000

'

Total nonperforming loans ("NPLs")

6,941,000

6,658,000

6,514,000

8,345,000

8,639,000

'

'

'

'

'

'

'

'

'

'

'

Restructured loans reduced when collateral securing the loans was sold within the period

'

'

'

'

'

'

700,000

'

'

'

'

'

'

'

'

'

Remaining balance charged off

397,000

3,590,000

'

'

'

300,000

'

'

'

'

'

'

'

'

'

'

Transferred to other real estate owned

'

'

'

'

'

300,000

'

'

'

'

'

'

'

'

'

'

Nonaccrual additions

1,400,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of loans removed from restructured status

1

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans removed from nonaccrual status

$700,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Other_Real_Estate_Owned_Net_Su

Other Real Estate Owned, Net (Summary Of Foreclosed Properties) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013	Dec. 31, 2012
Other Real Estate Owned, Net [Abstract]	'	'	'	'
Beginning balance	$8,566	$14,334	'	'
Transfer of net realizable value to other real estate owned	'	203	'	'
Sale proceeds	-710	-2,049	'	'
Net gain from disposal of foreclosed properties	24	118	'	'
Valuation allowance related to properties disposed	-405	-954	'	'
Total foreclosed properties	7,475	11,652	'	'
Valuation allowance for losses	-1,996	-3,073	-2,268	-3,858
Total foreclosed properties, net	$5,479	$8,579	$6,298	'

Other_Real_Estate_Owned_Net_Ch

Other Real Estate Owned, Net (Changes In The Valuation Allowance For Losses On Foreclosed Properties) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Other Real Estate Owned, Net [Abstract]	'	'
Beginning balance	$2,268	$3,858
Provision charged to operations	133	169
Amounts related to properties disposed	-405	-954
Balance at end of period	$1,996	$3,073

Income_Taxes_Details

Income Taxes (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2014
Income Taxes [Abstract]	'
Tax benefit recognition threshold, likelihood of being realized	50.00%
Refund from audit	$0.20

Equity_Investment_Details

Equity Investment (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Millions, except Share data, unless otherwise specified
Equity Investment [Abstract]	'	'
Percentage of ownership interest in UFS	49.80%	'
Number of ownership shares held in UFS	500	'
Carrying value of investment in UFS	$4	$3.80
Current book value per share of common stock in UFS	$8,002	$7,697

Mortgage_Servicing_Rights_Summ

Mortgage Servicing Rights (Summary Of Changes In The Carrying Value Of MSRs) (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Mortgage Servicing Rights [Abstract]	'	'	'
Balance at beginning of period	$967,000	$839,000	$839,000
Additions from loans sold with servicing retained	16,000	111,000	227,000
Loan payments and payoffs	-20,000	'	-195,000
Changes in valuation	-57,000	'	96,000
Fair value of MSRs at the end of period	906,000	'	967,000
Unpaid principal balance of loans serviced for others	$125,200,000	$125,700,000	'

Promissory_Notes_Details

Promissory Notes (Details) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2010
Promissory Notes [Abstract]	'	'	'	'
Stated percentage of interest rate on Convertible Notes	10.00%	'	'	'
Convertible Notes, due date	30-Jun-17	'	'	'
Total Convertible Notes issued	$9,200	$9,400	$9,400	$9,450
Conversion ratio of principal to shares	20.00%	'	'	'
Conversion price per share	$5	'	'	'
Percentage of original principal amount convertible prior to conversion date, maximum	100.00%	'	'	'
Conversion date of convertible notes	1-Oct-14	'	'	'
Percentage of original principal amount	50.00%	'	'	'

Troubled_Debt_Restructuring_Sc

Troubled Debt Restructuring (Schedule Of Accrual And Nonaccrual Status Of Troubled Debt Restructuring) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Sep. 30, 2013	Jun. 30, 2013
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	$9,264,000	'	'	'
Principal payments	-8,000	'	'	'
New restructured	27,000	'	'	'
Transfers out of TDRs	-658,000	'	'	'
31-Mar-14	8,625,000	'	'	'
Construction [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers out of TDRs	'	'	'	'
Transfers to foreclosed properties	'	'	'	'
31-Mar-14	'	'	'	'
Real Estate - Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	9,264,000	'	'	'
Principal payments	-8,000	'	'	'
Transfers out of TDRs	-658,000	'	'	'
31-Mar-14	8,598,000	'	'	'
Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
New restructured	27,000	'	'	'
31-Mar-14	27,000	'	'	'
Consumer [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers out of TDRs	'	'	'	'
Transfers to foreclosed properties	'	'	'	'
31-Mar-14	'	'	'	'
Municipal Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers out of TDRs	'	'	'	'
Transfers to foreclosed properties	'	'	'	'
31-Mar-14	'	'	'	'
Accruing [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	9,009,000	'	9,020,000	3,959,000
Principal payments	-8,000	'	'	'
Charge-offs	'	'	'	'
New restructured	27,000	'	'	'
Transfers out of TDRs	-658,000	'	'	'
31-Mar-14	8,370,000	3,267,000	9,020,000	3,959,000
Accruing [Member] | Construction [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers out of TDRs	'	'	'	'
Transfers to nonaccrual	'	'	'	'
31-Mar-14	'	'	'	'
Accruing [Member] | Real Estate - Mortgage [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Charge-offs	'	'	'	'
Accruing [Member] | Real Estate - Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	9,009,000	'	'	'
Principal payments	-8,000	'	'	'
Charge-offs	'	'	'	'
Transfers out of TDRs	-658,000	'	'	'
31-Mar-14	8,343,000	'	'	'
Accruing [Member] | Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Charge-offs	'	'	'	'
New restructured	27,000	'	'	'
31-Mar-14	27,000	'	'	'
Accruing [Member] | Consumer [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers out of TDRs	'	'	'	'
Transfers to nonaccrual	'	'	'	'
31-Mar-14	'	'	'	'
Accruing [Member] | Municipal Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers out of TDRs	'	'	'	'
Transfers to nonaccrual	'	'	'	'
31-Mar-14	'	'	'	'
Nonaccrual [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	255,000	'	299,000	114,000
New restructured	'	'	'	'
31-Mar-14	255,000	140,000	299,000	114,000
Restructured loans reduced when collateral securing the loans was sold within the period	'	700,000	'	'
Nonaccrual [Member] | Construction [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers to foreclosed properties	'	'	'	'
Transfers from accruing	'	'	'	'
31-Mar-14	'	'	'	'
Nonaccrual [Member] | Real Estate - Mortgage [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
New restructured	'	'	'	'
Nonaccrual [Member] | Real Estate - Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	255,000	'	'	'
New restructured	'	'	'	'
31-Mar-14	255,000	'	'	'
Nonaccrual [Member] | Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
New restructured	'	'	'	'
Nonaccrual [Member] | Consumer [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers to foreclosed properties	'	'	'	'
Transfers from accruing	'	'	'	'
31-Mar-14	'	'	'	'
Nonaccrual [Member] | Municipal Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers to foreclosed properties	'	'	'	'
Transfers from accruing	'	'	'	'
31-Mar-14	'	'	'	'

Troubled_Debt_Restructuring_Su

Troubled Debt Restructuring (Summary Of Troubled Debt Restructurings) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
	contract	contract
Financing Receivable, Modifications [Line Items]	'	'
Number of Modifications	8	8
Recorded Investment	$8,625	$9,264
Construction [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Modifications	'	'
Recorded Investment	'	'
Real Estate - Commercial [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Modifications	7	8
Recorded Investment	8,598	9,264
Commercial [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Modifications	1	'
Recorded Investment	27	'
Consumer [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Modifications	'	'
Recorded Investment	'	'
Municipal Loans [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Modifications	'	'
Recorded Investment	'	'

Troubled_Debt_Restructuring_Su1

Troubled Debt Restructuring (Summary Of Troubled Debt Restructurings By Restructure Type) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	$8,625	$9,264	'	'	'
A/B Note Structure [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	27	'	'	'	'
Payment Schedule Changes [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	6,630	'	'	'	'
Interest Rate Reduction [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	1,968	'	'	'	'
Accruing [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	8,370	9,009	9,020	3,959	3,267
Accruing [Member] | A/B Note Structure [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	27	'	'	'	'
Accruing [Member] | Payment Schedule Changes [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	6,375	'	'	'	'
Accruing [Member] | Interest Rate Reduction [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	1,968	'	'	'	'
Nonaccrual [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	255	255	299	114	140
Nonaccrual [Member] | Payment Schedule Changes [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	$255	'	'	'	'

Commitments_And_Contingencies_1

Commitments And Contingencies (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total commitments to extend credit	$223,656	$228,208
Unused Home Equity Line Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total commitments to extend credit	59,665	59,022
One To Four Family Residential Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total commitments to extend credit	1,825	1,350
Residential Real Estate Construction Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total commitments to extend credit	2,347	2,549
Commitments Unused On Commercial Lines Of Credit Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total commitments to extend credit	150,527	156,177
Commitments Unused On Consumer Lines Of Credit Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total commitments to extend credit	9,292	9,110
Financial Standby Letters of Credit [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total commitments to extend credit	$11,811	$9,898