Baylake (BYLK) 10-Q 1 Aug 14 2014 Q2 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	6 Months Ended
	Jun. 30, 2014	Aug. 01, 2014
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Jun-14	'
Document Fiscal Period Focus	'Q2	'
Document Fiscal Year Focus	'2014	'
Entity Registrant Name	'BAYLAKE CORP	'
Entity Central Index Key	'0000275119	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	8,620,321

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from financial institutions	$76,672	$76,179
Federal funds sold	857	63
Securities held to maturity, at amortized cost	20,678	10,275
Securities available for sale	206,284	220,608
Loans held for sale	725	1,360
Loans, net of allowance of $7,443 at June 30, 2014 and $7,658 at December 31, 2013	622,379	610,302
Cash surrender value of life insurance	23,603	23,401
Premises and equipment, net	20,569	19,714
Premises and equipment held for sale	844	844
Federal Home Loan Bank stock	4,238	3,598
Other real estate owned, net	5,053	6,298
Goodwill	7,222	6,641
Deferred income taxes	5,003	6,636
Accrued interest receivable	2,795	2,506
Other assets	8,452	8,351
Total Assets	1,005,374	996,776
LIABILITIES AND STOCKHOLDERS' EQUITY	'	'
Noninterest-bearing	138,936	127,940
Interest-bearing	597,259	616,272
Total Deposits	736,195	744,212
Federal Home Loan Bank advances	98,985	66,700
Repurchase agreements	40,770	58,448
Subordinated debentures	16,100	16,100
Convertible promissory notes	8,175	9,400
Accrued expenses and other liabilities	8,031	8,035
Total Liabilities	908,256	902,895
Commitments and Contingencies - Note 15	'	'
Common stock, $5 par value, authorized 50,000,000 shares; Issued-8,472,834 shares at June 30, 2014 and 8,194,010 at December 31, 2013; Outstanding-7,860,321 shares at June 30, 2014 and 7,809,997 at December 31, 2013	42,364	40,970
Additional paid-in capital	12,468	12,371
Retained earnings	47,843	44,719
Treasury stock 612,513 shares at June 30, 2014 and 384,013 shares at December 31, 2013	-8,114	-5,256
Accumulated other comprehensive income	2,557	1,077
Total Stockholders' Equity	97,118	93,881
Total Liabilities and Stockholders' Equity	$1,005,374	$996,776

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets [Abstract]	'	'
Loans, allowance	$7,443	$7,658
Common stock, par value	$5	$5
Common stock, shares authorized	'	50,000,000
Common stock, shares issued	8,472,834	8,194,010
Common stock, shares outstanding	7,860,321	7,809,997
Treasury stock, shares	612,513	384,013

Consolidated_Statements_Of_Ope

Consolidated Statements Of Operations (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
INTEREST AND DIVIDEND INCOME	'	'	'	'
Loans, including fees	$7,157	$6,998	$14,036	$14,019
Taxable securities	1,249	1,179	2,499	2,402
Tax exempt securities	370	372	743	746
Federal funds sold	19	15	29	50
Total Interest and Dividend Income	8,795	8,564	17,307	17,217
INTEREST EXPENSE	'	'	'	'
Deposits	406	692	826	1,455
Repurchase agreements	24	15	50	35
Federal Home Loan Bank advances and other debt	241	201	414	400
Subordinated debentures	65	66	129	133
Convertible promissory notes	213	244	452	488
Total Interest Expense	949	1,218	1,871	2,511
Net interest income	7,846	7,346	15,436	14,706
Provision for loan losses	'	600	'	1,200
Net interest income after provision for loan losses	7,846	6,746	15,436	13,506
NONINTEREST INCOME	'	'	'	'
Fees from fiduciary activities	252	286	504	537
Fees from loan servicing	138	143	300	293
Fees from financial services to customers	252	244	518	557
Fees for other services to customers	867	852	1,664	1,642
Net gain on sale of loans	126	440	253	1,034
Net change in valuation of mortgage servicing	-57	-118	-134	-120
Net realized gain on sale of securities	92	221	161	209
Net gains on sale of premises and equipment	5	5	5	5
Increase in cash surrender value of life insurance	124	91	202	169
Income in equity of UFS subsidiary	288	198	582	433
Other income (losses)	79	-3	127	99
Total Noninterest Income	2,166	2,359	4,182	4,858
NONINTEREST EXPENSE	'	'	'	'
Salaries and employee benefits	4,389	3,908	8,456	8,093
Occupancy expense	514	483	1,074	1,007
Equipment expense	341	294	654	589
Data processing and courier expense	195	213	403	420
FDIC insurance expense	151	178	300	369
Operation of other real estate	141	364	307	563
Loan and collection expense	18	52	37	147
Other outside services	291	185	626	384
Other operating expenses	954	1,002	1,905	1,915
Total Noninterest Expense	6,994	6,679	13,762	13,487
Income before provision for income taxes	3,018	2,426	5,856	4,877
Provision for income taxes	859	695	1,632	1,391
Net Income	$2,159	$1,731	$4,224	$3,486
Basic earnings per share	$0.27	$0.22	$0.54	$0.44
Diluted earnings per share	$0.24	$0.19	$0.47	$0.38
Cash dividend paid per share	$0.07	$0.05	$0.14	$0.09

Consolidated_Statement_Of_Comp

Consolidated Statement Of Comprehensive Income (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Consolidated Statement Of Comprehensive Income [Abstract]	'	'	'	'
Net Income	$2,159	$1,731	$4,224	$3,486
Other comprehensive income (losses), net of tax	'	'	'	'
Net unrealized holding gains (losses) arising during period	1,610	-3,282	2,596	-4,030
Less: reclassification adjustment for gains included in net income	-92	-221	-161	-209
Tax effect	-595	1,374	-955	1,687
Other comprehensive income (loss)	923	-2,129	1,480	-2,552
Comprehensive income (loss)	$3,082	($398)	$5,704	$934

Consolidated_Statement_Of_Chan

Consolidated Statement Of Changes In Stockholders' Equity And Comprehensive Income (USD $)	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income [Member]	Total
In Thousands, except Share data
Balance at Dec. 31, 2013	$40,970	$12,371	$44,719	($5,256)	$1,077	$93,881
Balance, Shares at Dec. 31, 2013	7,809,997	'	'	'	'	'
Net income	'	'	4,224	'	'	4,224
Net changes in unrealized gains on securities available for sale	'	'	'	'	2,596	2,596
Reclassification adjustment for net gains realized in income	'	'	'	'	-161	-161
Tax effect	'	'	'	'	-955	-955
Comprehensive income (loss)	'	'	'	'	'	5,704
Purchase of treasury stock, Amount	'	'	'	-2,858	'	-2,858
Purchase of treasury stock, Shares	-228,500	'	'	'	'	'
Stock based compensation expense recognized, net	'	168	'	'	'	168
Vesting of RSUs, Amount	161	-161	'	'	'	'
Vesting of RSUs, Shares	32,267	'	'	'	'	'
Tax benefit from vesting of RSUs	'	92	'	'	'	92
Exercise of stock options, Amount	8	-1	'	'	'	7
Exercise of stock options, Shares	1,557	'	'	'	'	'
Tax benefit from exercise of stock options/RSUs	'	3	'	'	'	3
Forfeiture of stock options/RSUs not exercised	'	-6	'	'	'	-6
Tax expense from forfeiture of unexercised stock options/RSUs	'	2	'	'	'	2
Conversion of debentures, Amount	1,225	'	'	'	'	1,225
Conversion of debentures, Shares	245,000	'	'	'	'	'
Cash dividends ($0.14 per share)	'	'	-1,100	'	'	-1,100
Balance at Jun. 30, 2014	$42,364	$12,468	$47,843	($8,114)	$2,557	$97,118
Balance, Shares at Jun. 30, 2014	7,860,321	'	'	'	'	'

Consolidated_Statement_Of_Chan1

Consolidated Statement Of Changes In Stockholders' Equity And Comprehensive Income (Parenthetical) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Consolidated Statement Of Changes In Stockholders' Equity And Comprehensive Income [Abstract]	'	'	'	'
Cash dividends, per share	$0.07	$0.05	$0.14	$0.09

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Reconciliation of net income to net cash provided by operating activities:	'	'
Net Income	$4,224	$3,486
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation and amortization	655	644
Amortization of debt issuance costs	17	17
Amortization of core deposit intangible	10	'
Provision for loan losses	'	1,200
Net amortization of premium/discount on securities	841	1,437
Increase in cash surrender value of life insurance	-202	-169
Net realized gain on sale of securities	-161	-209
Net gain on sale of loans	-253	-1,034
Proceeds from sale of loans held for sale	12,720	48,281
Origination of loans held for sale	-11,863	-47,765
Change in valuation of mortgage servicing rights, net of payments and payoffs	134	120
Provision for valuation allowance on other real estate owned	201	445
Net gains on sale of premises and equipment	-5	-5
Net gain on disposals of other real estate owned	-43	-128
Provision for deferred income tax expense	679	911
Stock-based compensation expense	168	141
Forfeiture of options not exercised and RSUs not vested	-6	'
Tax expense (benefit) from exercise/forfeiture of options	5	-4
Income in equity of UFS subsidiary	-582	-433
Changes in assets and liabilities:	'	'
Return of prepaid FDIC assessment	'	358
Accrued income taxes	383	1,070
Accrued interest receivable and other assets	-309	156
Income tax refund	-173	-316
Accrued expenses and other liabilities	-59	-667
Net cash provided by operating activities	6,381	7,536
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Proceeds from sale of securities available for sale	3,773	3,937
Principal payments on securities available for sale	16,332	30,151
Purchase of securities held to maturity	-10,456	'
Purchase of securities available for sale	-3,973	-32,275
Purchase of FHLB stock	-640	'
Proceeds from sale of other real estate owned	1,162	3,302
Proceeds from sale of premises and equipment	82	7
Loan originations and payments, net	-12,149	-4,978
Additions to premises and equipment	-637	-606
Net change in federal funds sold	-794	-134
Dividend from UFS Subsidiary	276	199
Net cash provided in purchase of branch	12,086	'
Net cash provided by (used in) investing activities	5,062	-397
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Net change in deposits	-21,698	-49,556
Net change in repurchase agreements	-17,678	-29,111
Repayments on Federal Home Loan Bank advances	-18,015	'
Proceeds from Federal Home Loan Bank advances	50,300	'
Tax benefit from vesting of restricted stock units	92	47
Proceeds from exercise of stock options	7	18
Purchase of treasury stock	-2,858	-99
Cash dividends paid	-1,100	-716
Net cash used in financing activities	-10,950	-79,417
Net change in cash	493	-72,278
Beginning cash	76,179	109,621
Ending cash	76,672	37,343
Supplemental cash flow information:	'	'
Interest paid	1,865	2,568
Income taxes paid (refunded), net	652	-316
Supplemental noncash disclosure:	'	'
Transfers from loans to other real estate owned	75	696
Transfers from premises and equipment to other real estate owned	'	36
Mortgage servicing rights resulting from sale of loans	31	166
Conversion of debentures to equity	$1,225	'

Basis_Of_Presentation

Basis Of Presentation	6 Months Ended
	Jun. 30, 2014
Basis Of Presentation [Abstract]	'
Basis Of Presentation	'
	1.  The consolidated financial statements of Baylake Corp. (the “Company”) include the accounts of the Company, its wholly owned subsidiaries Baylake Bank (the “Bank”) and Admiral Asset Management, LLC (“Admiral”), and the Bank’s wholly owned subsidiary, Baylake Investments, Inc. In the fourth quarter of 2013, the Company capitalized Admiral, a registered investment advisory subsidiary to provide investment advisory services in addition to those offered by the Bank. All significant intercompany items have been eliminated. The accompanying interim consolidated financial statements should be read in conjunction with the 2013 Annual Report on Form 10-K of the Company. The accompanying consolidated financial statements are unaudited. These interim consolidated financial statements are prepared in accordance with the requirements of Form 10-Q, and accordingly do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America (“U.S. GAAP”) for complete financial statements. In the opinion of management, the unaudited consolidated financial information included in this report reflects all adjustments, consisting of normal recurring accruals of operations for the three and six month periods ending June 30, 2014 and 2013 necessary to make the consolidated financial information not misleading. The consolidated results of operations for the three and six months ended June 30, 2014 are not necessarily indicative of results to be expected for the entire year. Management of the Company has evaluated all subsequent events to August 1, 2014, the date the interim consolidated financial statements were issued, and determined that all subsequent events have been recognized and disclosed in the accompanying financial statements through the date of this report.

Use_Of_Estimates

Use Of Estimates	6 Months Ended
	Jun. 30, 2014
Use Of Estimates [Abstract]	'
Use Of Estimates	'
	2.Use of Estimates
	To prepare consolidated financial statements in conformity with U.S. GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the consolidated financial statements and the disclosures provided, and actual results could differ. The allowance for loan losses, value of other real estate owned, other than temporary impairment of securities, mortgage servicing rights, income tax expense, and fair values of financial instruments are particularly subject to change.

Earnings_Per_Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	3.Earnings Per Share
	Basic earnings per share is computed by dividing net income available to common stockholders by the weighted average number of common shares outstanding during the period.  Diluted earnings per share, which reflects the potential dilution that could occur if outstanding stock options were exercised, stock awards were fully vested, and promissory notes were converted, resulting in the issuance of common stock that then shared in the Company’s earnings, is computed by dividing net income as adjusted for the income impact of assumed conversions by the weighted average number of common shares outstanding and common stock equivalents. The following table shows the computation of the basic and diluted earnings per share:
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	30-Jun-14
	EARNINGS PER SHARE
	(Dollar amounts in thousands, except per share data)
			Three months ended				Six months ended       June 30,
			June 30,
			2014		2013		2014		2013
	(Numerator):
	Net income available to common stockholders	$	2,159	$	1,731	$	4,224	$	3,486
	Plus:  Income impact of assumed conversions
	Interest on 10% convertible debentures, net of income tax		130		148		259		296
	Income available to common stockholders plus assumed conversions	$	2,289	$	1,879	$	4,483	$	3,782
	(Denominator):
	Weighted average number of common shares
	outstanding-basic		7,907,761		7,967,782		7,842,192		7,954,308
	Plus:  Incremental shares of assumed conversions:
	Dilutive effect of stock options (1)		44,151		25,502		43,860		23,186
	Dilutive effect of restricted stock units (2)		28,270		29,053		37,997		35,506
	Dilutive effect of convertible promissory notes (3)		1,635,000		1,880,000		1,635,000		1,880,000
	Dilutive potential common shares		1,707,421		1,934,555		1,716,857		1,938,692
	Adjusted weighted-average shares		9,615,182		9,902,337		9,559,049		9,893,000
	Basic Earnings Per Share	$	0.27	$	0.22	$	0.54	$	0.44
	Diluted Earnings Per Share	$	0.24	$	0.19	$	0.47	$	0.38
	(1)For the three and six months ended June 30, 2014 and 2013, there were 64,130 and 53,176 outstanding stock options that were not included in the computation of diluted earnings per share because they were considered anti-dilutive.
	(2) For the three and six months ended June 30, 2014 and 2013, respectively, there were 15,040 and 68,572 outstanding restricted stock units, respectively, that were not included in the computation of diluted earnings per share because they were considered anti-dilutive.
	(3)At June 30, 2014 and 2013, respectively, the Company had $8.18 million and $9.40 million of outstanding Convertible Promissory Notes (the “Convertible Notes”).  The Convertible Notes are convertible into shares of common stock of the Company at a conversion ratio of one share of common stock for each $5.00 in aggregate principal amount held on the record date of the conversion subject to certain adjustments as described in the Convertible Notes (the “Conversion Ratio”).  Prior to the quarterly interest date preceding the fifth anniversary of issuance of the Convertible Notes each holder of the Convertible Notes may convert up to 100% (at the discretion of the holder) of the original principal amount into shares of common stock at the Conversion Ratio. On October 1, 2014,  one-half of the original principal amounts of the Convertible Notes are mandatorily convertible at the Conversion Ratio if voluntary conversion has not yet occurred.  The principal amount of any Convertible Note that has not been converted will be payable at maturity on June 30, 2017. At June 30, 2014 and 2013, respectively, the entire 1,635,000 and 1,880,000 of common shares are included in the computation of diluted earnings per share since the average market price per share for the three and six months ended June 30, 2014 and 2013 exceeded the conversion price of $5.00 per share.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2014
Recent Accounting Pronouncements [Abstract]	'
Recent Accounting Pronouncements	'
	4.Recent Accounting Pronouncements
	In June 2014, the FASB issued ASU No. 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financing, and Disclosures. The amendments in this guidance requires repurchase-to-maturity transactions to be accounted for as secured borrowings. The guidance for certain transactions accounted for as a sale, repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings is effective prospectively, for annual and interim periods, beginning after December 15, 2014. The adoption of the guidance is not expected to have a significant impact on consolidated financial conditions, results of operations or liquidity of the Company.
	In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606). Under the amended guidance, an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. This guidance is effective prospectively, for annual and interim periods, beginning after December 15, 2016. Management is currently evaluating this guidance and does not expect this guidance to have a significant impact on consolidated financial condition, results of operation or liquidity of the Company.
	In January 2014, the FASB issued ASU No. 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40) Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force). The amendments in ASU 2014-04 clarify when an in-substance repossession or foreclosure occurs — that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The new ASU requires a creditor to reclassify a collateralized consumer mortgage loan to real estate property upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. This ASU is effective for the Company beginning January 1, 2015. The provisions of this guidance are not expected to have a significant impact on the consolidated financial condition, results of operation or liquidity of the Company.

Fair_Value

Fair Value	6 Months Ended
	Jun. 30, 2014
Fair Value [Abstract]	'
Fair Value	'
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	30-Jun-14
	5.Fair Value
	Accounting guidance establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The guidance describes three levels of inputs that may be used to measure fair value:
	Level 1:	Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2:	Significant other observable inputs, other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3:	Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input within the valuation hierarchy that is significant to the fair value measurement.
	The methods and assumptions used to estimate fair value are described below.
	Securities available for sale - the fair value of securities available for sale is determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs).  For other securities not able to be priced on matrix pricing, outside third parties are relied upon (Level 3 inputs).  One of the Company’s securities available for sale at June 30, 2014 and December 31, 2013 was measured using Level 3 inputs.
	Non-impaired loans and deposits - the fair value of fixed rate non-impaired loans and deposits and non-impaired variable rate loans and deposits with infrequent repricing or repricing limits, is based on discounted cash flows using current market rates applied to the estimated life and credit risk (Level 3 inputs). Fair value of loans held for sale is based on market quotes (Level 3 inputs).
	Impaired Loans - the fair value of impaired loans is based on a review of comparable collateral in similar marketplaces (Level 3 inputs) or an analysis of expected cash flows of the loan in relationship to the contractual terms of the loan (Level 3 inputs).  Impaired loans are carried at the lower of amortized cost or fair value less estimated costs to sell.  Impaired loans are not carried at fair value if there is sufficient collateral or if expected repayments exceed the recorded investments of such loans.
	Mortgage servicing rights - the fair value of mortgage servicing rights is based on a valuation model that calculates the present value of estimated net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income. These assumptions include servicing costs, expected loan lives, discount rates, and the determination of whether the loan is likely to be refinanced.  The Company compares the valuation model inputs and results to published industry data for reasonableness (Level 2 inputs).
	Other real estate owned - the fair value of other real estate owned is determined using a variety of market information including, but not limited to, appraisals, professional market assessments and real estate tax assessment information.  Properties obtained by the Bank in foreclosure are adjusted to fair value less estimated costs to sell upon their transfer to other real estate owned, establishing a new cost basis. Subsequently, other real estate owned is carried at the lower of cost or fair value less estimated costs to sell (Level 3 inputs).
	Convertible promissory notes - fair value of convertible promissory notes is based on current rates for similar financing arrangements (Level 3 inputs).
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	30-Jun-14
	ASSETS MEASURED AT FAIR VALUE ON A RECURRING BASIS
	(Dollar amounts in thousands)
	Assets measured at fair value on a recurring basis are summarized below:
			June 30,		Quoted Prices in Active Markets For Identical Assets		Significant Other Observable Inputs		Significant Unobservable Inputs
			2014		(Level 1)		(Level 2)		(Level 3)
	Assets:
	Securities available for sale:
	U.S. government-sponsored agency securities	$	3,490	$	–	$	3,490	$	–
	Mortgage-backed securities		136,256		–		135,877		379
	Asset-backed securities		1,333		–		1,333		–
	Obligations of states and political subdivisions		59,740		–		59,740		–
	Private placement and corporate bonds		3,561		–		3,561		–
	Other securities		1,904		–		1,904		–
	Total securities available for sale		206,284		–		205,905		379
	Mortgage servicing rights		864		–		864		–
	Total	$	207,148	$	–	$	206,769	$	379
			31-Dec-13		Quoted Prices in Active Markets For Identical Assets				Significant Unobservable
					(Level 1)		Significant Other Observable Inputs		Inputs
							(Level 2)		(Level 3)
	Assets:
	Securities available for sale:
	U.S. government-sponsored agency securities	$	2,964	$	–	$	2,964	$	–
	Mortgage-backed securities		152,176		–		151,694		482
	Asset-backed securities		1,460		–		1,460		–
	Obligations of states and political subdivisions		58,669		–		58,669		–
	Private placement and corporate bonds		3,435		–		3,435		–
	Other securities		1,904		–		1,904		–
	Total securities available for sale		220,608		–		220,126		482
	Mortgage servicing rights		967		–		967		–
	Total	$	221,575	$	–	$	221,093	$	482
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	30-Jun-14
	The following table presents additional information about assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3):
			For the three months ended June 30, 2014		For the six months ended June 30, 2014
	Balance, beginning of period	$	406	$	482
	Transfer into Level 3		–		–
	Other comprehensive loss		–		33
	Transfer out of Level 3		–		–
	Principal payments		-27		-136
	Balance, end of period	$	379	$	379
	ASSETS MEASURED AT FAIR VALUE ON A NON-RECURRING BASIS
	(Dollar amounts in thousands)
	Assets measured at fair value on a non-recurring basis are summarized below:
		June 30,		Quoted Prices in Active Markets For Identical Assets		Significant Other Observable Inputs		Significant Unobservable
		2014		(Level 1)		(Level 2)		Inputs
								(Level 3)
Assets:
Impaired loans with allocated allowances	$	1,736	$	–	$	–	$	1,736
Other real estate owned, net		5,053		–		–		5,053
Total	$	6,789	$	–	$	–	$	6,789
		31-Dec-13		Quoted Prices in Active Markets For Identical Assets		Significant Other Observable Inputs		Significant Unobservable
				(Level 1)		(Level 2)		Inputs
								(Level 3)
Assets:
Impaired loans with allocated allowances	$	1,252	$	–	$	–	$	1,252
Other real estate owned, net		6,298		–		–		6,298
Total	$	7,550	$	–	$	–	$	7,550
Required Financial Disclosures about Fair Value of Financial Instruments
The accounting guidance for financial instruments requires disclosures of estimated fair value of certain financial instruments and the methods and significant assumptions used to estimate their fair values.  Certain financial instruments and all nonfinancial instruments are excluded from the scope of this guidance.  Accordingly, the fair value disclosures required by this guidance are only indicative of the value of individual financial instruments as of the dates indicated and should not be considered an indication of the Company’s fair value.
BAYLAKE CORP.
NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
30-Jun-14
The following table presents the carrying amount and estimated fair value of certain financial instruments:
		(Dollar amounts in thousands)
		June  30, 2014				31-Dec-13
		Carrying		Fair		Carrying		Fair
		Amount		Value		Amount		Value
FINANCIAL ASSETS
Cash	$	76,672	$	76,672	$	76,179	$	76,179
Federal funds sold		857		857		63		63
Securities held to maturity		20,678		20,998		10,275		10,275
Securities available for sale		206,284		206,284		220,608		220,608
Loans held for sale		725		738		1,360		1,384
Loans, net		622,379		627,429		610,302		605,655
Federal Home Loan Bank stock		4,238		4,238		3,598		3,598
Mortgage servicing rights		864		864		967		967
Other real estate owned, net		5,053		5,053		6,298		6,298
Accrued interest receivable		2,795		2,795		2,506		2,506
FINANCIAL LIABILITIES
Deposits	$	736,195	$	736,042	$	744,212	$	739,315
Federal funds purchased and repurchase agreements		40,770		40,770		58,448		58,448
Federal Home Loan Bank advances		98,985		98,681		66,700		66,304
Subordinated debentures		16,100		16,100		16,100		16,100
Convertible promissory notes		8,175		8,139		9,400		9,316
Accrued interest payable		554		554		548		548
The methods and assumptions that were used to estimate the fair value of financial assets and financial liabilities that are measured at fair value on a recurring and non-recurring basis have been previously disclosed.  The following methods and assumptions were used to estimate the fair value of other financial instruments for which it is practicable to estimate that value:
(a)Cash
The carrying amount of cash approximates fair value.
(b)Federal Funds Sold
The carrying amount of federal funds sold approximates fair value.
(c)Securities Held to Maturity and Available for Sale
The fair value of securities held to maturity and securities available for sale is based on quoted prices in active markets, or if quoted prices are not available for a specific security, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows.
(d)Loans Held for Sale
Loans held for sale, which generally consists of the current production of first-lien residential mortgage loans, are carried at the lower of cost or estimated fair value. Fair value is estimated based on actual market quotes from investors in the secondary market.
BAYLAKE CORP.
NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
30-Jun-14
(e)Federal Home Loan Bank Stock
It is not practical to determine the fair value of Federal Home Loan Bank (“FHLB”) stock due to restrictions placed on its transferability. No secondary market exists for FHLB stock. The stock is bought and sold at par by the FHLB. Management believes that the recorded value is fair value.
(f)Accrued Interest Receivable
The carrying amount of accrued interest receivable approximates fair value.
(g)Deposits
The carrying amount of demand deposits (interest-bearing and noninterest-bearing), savings deposits, and money market deposits approximates fair value. The carrying amount of variable rate time deposits, including certificates of deposit, approximates fair value. For fixed rate time deposits, fair value is based on discounted cash flows using current market interest rates.
(h)Federal Funds Purchased and Repurchase Agreements
The carrying amount of federal funds repurchased and repurchase agreements approximates fair value.
(i)Federal Home Loan Bank Advances
The carrying amount of variable rate FHLB advances approximates fair value. For fixed rate advances, fair value is based on discounted cash flows using current market interest rates.
(j)Subordinated Debentures
The carrying amount of variable rate subordinated debentures approximates fair value.
(k)Accrued Interest Payable
The carrying amount of accrued interest payable approximates fair value.

Investments

Investments	6 Months Ended
	Jun. 30, 2014
Investments [Abstract]	'
Investments	'
	6.Investments
	INVESTMENT SECURITY ANALYSIS
	(Dollar amounts in thousands)
	The fair value of securities available for sale (“AFS”), the fair value of securities held to maturity (“HTM”) and the related unrealized gains and losses as of June 30, 2014 and December 31, 2013 are as follows:
			30-Jun-14
			Fair Value			Gross Unrealized Gains					Gross Unrealized Losses
	Securities Available for Sale:
	U.S. government-sponsored agency securities	$	3,490	$		2		$			-19
	Obligations of states and political subdivisions		59,740			2,521					-74
	Asset-backed securities		1,333			78					-95
	Mortgage-backed securities		136,256			2,863					-1,110
	Private placement and corporate bonds		3,561			41					–
	Other securities		1,904			–					–
	Total Securities Available for Sale	$	206,284	$		5,505		$			-1,298
	Securities Held to Maturity:
	Mortgage-backed securities	$	20,998	$		320		$			–
	Total Securities Held to Maturity	$	20,998	$		320		$			–
	Total Investment Securities	$	227,282	$		5,825		$			-1,298
			31-Dec-13
			Fair Value				Gross Unrealized Gains			Gross Unrealized Losses
	Securities Available for Sale:
	U.S. government-sponsored agency securities	$	2,964		$		—		$	-50
	Obligations of states and political subdivisions		58,669				2,232			-193
	Asset-backed securities		1,460				94			-110
	Mortgage-backed securities		152,176				2,197			-2,313
	Private placement and corporate bonds		3,435				—			-85
	Other securities		1,904				—			—
	Total Securities Available for Sale	$	220,608		$		4,523		$	-2,751
	Securities Held to Maturity:
	Mortgage-backed securities	$	10,275		$		—		$	—
	Total Securities Held to Maturity	$	10,275		$		—		$	—
	Total Investment Securities	$	230,883		$		4,523		$	-2,751
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	30-Jun-14
	At June 30, 2014 and December 31, 2013, the mortgage-backed securities portfolio at market value was $157.3 million (69.3%) and $162.5 million (70.4%), respectively, of the investment portfolios.  Approximately 8.3%, or $13.0 million, of the mortgage-backed securities outstanding at June 30, 2014 were issued by the Government National Mortgage Association (“GNMA”) and guaranteed by the United States Department of Veterans Affairs (“VA”) or the Federal Housing Administration (“FHA”);  agencies of the United States government.  An additional 79.3%, or $124.7 million, of the mortgage-backed securities outstanding at June 30, 2014 were issued by either the Federal National Mortgage Association (“FNMA”), the FHLB or the Federal Home Loan Mortgage Corporation (“FHLMC”); United States government-sponsored agencies.  Non-agency mortgage-backed securities present a level of credit risk that does not exist currently with United States government agency-backed securities and comprised approximately 12.4%, or $19.6 million of the outstanding mortgage-backed securities at June 30, 2014.  Management evaluates these non-agency mortgage-backed securities at least quarterly and more frequently when economic or market concerns warrant such evaluation.
	Securities with unrealized losses at June 30, 2014 and December 31, 2013, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows (dollar amounts in thousands):
		30-Jun-14
		Less than 12 Months								12 Months or More					Total
			Fair Value				Unrealized Loss			Fair Value			Unrealized Loss		Fair Value				Unrealized Loss
	Description of Securities
	Securities Available for Sale:
	U.S. government-sponsored agency securities									2,922			-19		2,922				-19
		$	–		$		–		$			$		$			$
	Obligations of states and political subdivisions		2,762				-51			1,563			-23		4,325				-74
	Mortgage-backed securities		15,345				-252			25,771			-858		41,116				-1,110
	Asset-backed securities		–				–			454			-95		454				-95
	Private placement and corporate bonds
			–				–			–			–		–				–
	Total temporarily impaired	$	18,107		$		-303		$	30,710		$	-995	$	48,817		$		-1,298
		31-Dec-13
		Less than 12 Months								12 Months or More						Total
	Description of Securities		Fair Value				Unrealized Loss			Fair Value			Unrealized Loss			Fair Value				Unrealized Loss
	Securities Available for Sale:
	U.S. government-sponsored agency securities	$	2,964		$		-50		$	–		$	–	$		2,964		$		-50
	Obligations of states and political subdivisions		5,290				-193			–			–			5,290				-193
	Mortgage-backed securities		65,198				-1,640			15,164			-673			80,362				-2,313
	Asset-backed securities		–				–			503			-110			503				-110
	Private placement and corporate bonds		3,435				-85			–			–			3,435				-85
	Total temporarily impaired	$	76,887		$		-1,968		$	15,667		$	-783	$		92,554		$		-2,751
	At June 30, 2014, the AFS mortgage-backed securities category with continuous unrealized losses for twelve months or more comprised eleven securities.  Each of the AFS asset-backed securities and U.S. government-sponsored agency securities category with continuous unrealized losses for twelve months or more comprised one security. The obligations of states and political subdivisions securities category with continuous unrealized losses for twelve months or more comprised nine securities.
	At December 31, 2013, each of the AFS mortgage-backed securities category and the AFS asset-backed securities category with continuous unrealized losses for twelve months or more comprised two securities.
	At both June 30, 2014 and December 31, 2013, the HTM portfolio had no unrealized losses.
BAYLAKE CORP.
NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
30-Jun-14
Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. As part of such monitoring, the credit quality of individual securities and their issuers is assessed. Adjustments to market value that are considered temporary are recorded as a separate component of other comprehensive income, net of tax. If an impairment of a security is identified as other-than-temporary based on information available, such as the decline in the creditworthiness of the issuer, external market ratings or the anticipated or realized elimination of associated dividends, such impairments are further analyzed to determine if a credit loss exists. If there is a credit loss, it will be recorded in the consolidated statement of operations. Unrealized losses other than credit losses will continue to be recognized in other comprehensive income, net of tax. Unrealized losses reflected in the preceding tables have not been included in the results of operations because the unrealized losses were not deemed other-than-temporary. Management does not have the intent to sell the securities and has determined that it is not more likely than not that the Company will be required to sell the debt securities before their anticipated recovery and therefore, there is no other-than-temporary impairment.

Loans

Loans	6 Months Ended
	Jun. 30, 2014
Loans [Abstract]	'
Loans	'
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	30-Jun-14
	7.Loans
	Loans held for investment, including purchased loan participations from other financial institutions and in the syndicated loan market, are summarized as follows (dollar amounts in thousands):
			30-Jun-14		31-Dec-13
	Construction	$	38,047	$	36,948
	Real estate-residential		146,601		142,398
	Real estate-commercial		291,031		287,815
	Commercial		129,936		125,290
	Consumer		6,165		6,495
	Tax exempt		18,420		19,435
	Gross loans		630,200		618,381
	Less: Deferred origination fees, net of costs		-378		-421
	Less: Allowance for loan losses		-7,443		-7,658
	Loans, net	$	622,379	$	610,302
	Loans having a carrying value of $136.9 million and  $132.6 million are pledged as collateral for borrowings from the FHLB at June 30, 2014 and December 31, 2013, respectively.
	A breakdown of the allowance for loan losses and recorded investment in loans as of and for the six months ended June 30, 2014 is as follows (dollar amounts in thousands):
					Construction			Real Estate-Residential		Real Estate-Commercial		Commercial		Consumer		Tax Exempt		Not Specifically Allocated		Total
	Allowance for Loan Losses:
	Beginning balance		$			372	$	1,373	$	4,431	$	663	$	64	$	–	$	755	$	7,658
	Charge-offs					-2		-77		-309		-83		-41		–		–		-512
	Recoveries					47		97		125		21		7		–		–		297
	Provision					-112		-225		-115		683		18		–		-249		–
	Ending balance		$			305	$	1,168	$	4,132	$	1,284	$	48	$	–	$	506	$	7,443
	Loans:
	Ending balance				$	38,047	$	146,601	$	290,653	$	129,936	$	6,165	$	18,420	$	–	$	629,822
	ALL					-305		-1,168		-4,132		-1,284		-48		–		-506		-7,443
	Recorded investment				$	37,742	$	145,433	$	286,521	$	128,652	$	6,117	$	18,420	$	-506	$	622,379
	Ending balance:
	Individually evaluated				$	660	$	609	$	13,356	$	887	$	10	$	–	$	–	$	15,522
	Collectively evaluated					37,387		145,992		277,297		129,049		6,155		18,420		–		614,300
	Total				$	38,047	$	146,601	$	290,653	$	129,936	$	6,165	$	18,420	$	–	$	629,822
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	30-Jun-14
	A breakdown of the allowance for loan losses and recorded investment in loans as of and for the year ended December 31, 2013 is as follows (dollar amounts in thousands):
					Construction		Real Estate-Residential		Real Estate-Commercial		Commercial		Consumer				Tax Exempt			Not Specifically Allocated			Total
	Allowance for Loan Losses:
	Beginning balance		$	652		$	1,658	$	5,787	$	678	$	102	$			—		$		288	$		9,165
	Charge-offs			-93			-552		-2,132		-758		-55				—				—			-3,590
	Recoveries			15			100		269		272		27				—				—			683
	Provision			-202			167		507		471		-10				—				467			1,400
	Ending balance		$	372		$	1,373	$	4,431	$	663	$	64	$			—		$		755	$		7,658
	Loans:
	Ending balance		$	36,948		$	142,398	$	287,394	$	125,290	$	6,495		$		19,435		$		—	$		617,960
	ALL			-372			-1,373		-4,431		-663		-64				—				-755			-7,658
	Recorded investment		$	36,576		$	141,025	$	282,963	$	124,627	$	6,431		$		19,435		$		-755	$		610,302
	Ending balance:
	Individually evaluated		$	660		$	540	$	14,181	$	266	$	21		$		—		$		—	$		15,668
	Collectively evaluated			36,288			141,858		273,213		125,024		6,474				19,435				—			602,292
	Total		$	36,948		$	142,398	$	287,394	$	125,290	$	6,495		$		19,435		$		—	$		617,960
	A summary of past due loans at June 30, 2014 and December 31, 2013 is as follows (dollar amounts in thousands):
			30-Jun-14
				30-89 Days Past Due (accruing)			90 Days or More Past Due on Non-accrual			Total
	Construction		$	103		$	660		$	763
	Real estate – residential			924			608			1,532
	Real estate – commercial			999			4,907			5,906
	Commercial			222			865			1,087
	Consumer			29			10			39
	Tax exempt			—			—			—
	Total		$	2,277		$	7,050		$	9,327
	BAYLAKE CORP.
NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
30-Jun-14
		31-Dec-13
			30-89 Days Past Due (accruing)			90 Days or More Past Due on Non-accrual			Total
Construction		$	—		$	660		$	660
Real estate – residential			363			540			903
Real estate – commercial			676			5,171			5,847
Commercial			15			266			281
Consumer			26			21			47
Tax exempt			—			—			—
Total		$	1,080		$	6,658		$	7,738
Credit Quality:  Management utilizes a risk grading matrix on each of the Company’s commercial loans.  Loans are graded on a scale of 0001 to 0007.  A description of the loan grades is as follows:
0001 - Excellent risk.  Borrowers of highest quality and character.  Almost no risk possibility.  Balance sheets are very strong with superior liquidity, excellent debt capacity and low leverage.  Cash flow trends are positive and stable.  Excellent ratios.
0002 - Very good risk.  Good ratios in all areas.  High quality borrower.  Normally quite liquid.  Differs slightly from a 0001 customer.
0003 - Strong in most categories.  Possible higher levels of debt or shorter track record.  Minimal attention required.  Good management.
0004 - Better than average risk.  Adequate ratios, fair liquidity, desirable customer.  Proactive management.  Performance trends are positive.  Any deviations are limited and temporary.
0005 - Satisfactory risk.  Some ratios slightly weak.  Overall ability to repay is adequate.  Capable and generally proactive management in all critical positions.  Margins and cash flow may lack stability but trends are stable to positive.  Company is normally profitable year to year but may experience an occasional loss.
0006 A - Weakness detected in either management, capacity to repay or balance sheet.  Erratic profitability and financial performance.  Loan demands more attention.  Includes loans deemed to have weaknesses but that are less than 90 days past due.
0006 B - Have weaknesses that deserve management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the Bank’s collateral position at some future date.  Loans with this rating do not expose the Bank to sufficient risk to warrant adverse classification. Includes loans deemed to have weaknesses but are less than 90 days past due.
0007 – Have well defined weaknesses and trends that jeopardize the repayment of the loan.  Range from workout to legal.  Includes loans that are on nonaccrual and/or are 90 days or more past due.
In addition to the risk grading on commercial loans, management utilizes a risk grading process on its real estate mortgage, consumer, and municipal loans when the loan becomes past due 90 days or more and/or is moved to nonaccrual status.
BAYLAKE CORP.
NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
30-Jun-14
Below is a breakdown of loans by risk grading as of June 30, 2014 (dollar amounts in thousands):
		0001-0005			0006A					0006B					0007(1)					Total
Commercial	$	118,717		$			9,353	$			702		$	1,164			$			129,936
Real estate – commercial		243,978					24,649				3,641			18,763						291,031
Construction		34,577					1,553				1,081			856						38,047
		397,272					35,535				5,424			20,783						459,014
Real estate - residential		143,492					1,431				419			1,259						146,601
Consumer		6,155				–					–			10						6,165
Tax exempt		17,396				1,024					–			–						18,420
Total	$	564,315		$		37,990			$		5,843		$	22,052						630,200
Deferred origination fees, net of costs																					-378
Total loans																	$				629,822
Percent of Total Loans          89.6%          6.0%             0.9%            3.5%        100.0%
(1) Included in the 0007 risk grading are $6.5 million of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.
Below is a breakdown of loss by risk grading as of December 31, 2013 (dollar amounts in thousands):
		0001-0005		0006A		0006B		0007(2)		Total
Commercial	$	118,284	$	2,510	$	3,080	$	1,416	$	125,290
Real estate – commercial		237,773		20,732		10,549		18,761		287,815
Construction		33,125		1,857		1,105		861		36,948
		389,182		25,099		14,734		21,038		450,053
Real estate - residential		139,364		1,305		464		1,265		142,398
Consumer		6,473		—		—		22		6,495
Tax exempt		19,435		—		—		—		19,435
Total	$	554,454	$	26,404	$	15,198	$	22,325		618,381
Deferred origination fees, net of costs										-421
Total loans									$	617,960
Percent of Total Loans      89.7%          4.3%          2.4%           3.6%        100.0%
(2) Included in the 0007 risk grading are $6.7 million of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.
Loan balances with a risk grading of 0005 or better were $564.3 million as of June 30, 2014, representing 89.6% of the total loan portfolio, versus $554.5 million as of December 31, 2013, representing 89.7% of the total loan portfolio.
Loan balances with a risk grading of 0006A increased by $11.6 million since December 31, 2013. The increase resulted from $10.0 million of loans (primarily three relationships) being downgraded from 0001-0005 ratings to the 0006A category and $5.3 million of loans (primarily two relationships) being upgraded from risk category 0006B to 0006A. These increases were offset in part by $2.5 million (primarily one loan relationship) being upgraded to risk category 0005 and $1.0 million of loans in category 0006A that paid off during the first six months of 2014.
Loan balances with a risk grading of 0006B have decreased by $9.3 million since December 31, 2013. The decrease resulted primarily from $0.1 million of additions due to net ratings downgrades which were more than offset by the $5.3 million of loan upgrades moved to category 0006A, $1.2 million of loans (primarily one loan relationship) moved to risk rating 0007 and a $2.3 million loan relationship which paid off during the first six months of 2014. The net movement in these troubled assets from risk category 0006B to 0006A continues to be an indication of improvement in the quality of the loan portfolio as management actively works to prudently resolve problem credits.
BAYLAKE CORP.
NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
30-Jun-14
Loan balances with risk grading of 0007 decreased $0.3 million from December 31, 2013 due to payoffs of $1.2 million and charge-offs of $0.4 million, offset in part by $1.2 million of loans (primarily one loan relationship) downgraded from 0006B to 0007 during the first six months of 2014.

Allowance_For_Loan_Losses_ALL

Allowance For Loan Losses ("ALL")	6 Months Ended
	Jun. 30, 2014
Allowance For Loan Losses ("ALL") [Abstract]	'
Allowance For Loan Losses ("ALL")	'
	8.Allowance For Loan Losses (“ALL”)
	The ALL represents management’s estimate of probable and inherent credit losses in the loan portfolio. Estimating the amount of the ALL requires the exercise of significant judgment and the use of estimates related to the amount and timing of expected future cash flows on impaired loans, estimated losses on pools of homogeneous loans based on historical loss experience, and consideration of other qualitative factors such as current economic trends and conditions, all of which may be susceptible to significant change. The loan portfolio also represents the largest asset on the Company’s consolidated balance sheet. Loan losses are charged off against the ALL, while recoveries of amounts previously charged off are credited to the ALL. A provision for loan losses (“PFLL”) is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors.
	The ALL consists of specific reserves on certain impaired loans and general reserves for non-impaired loans.  Specific reserves reflect estimated losses based on regular analyses of all impaired non-homogenous loans. These analyses involve a high degree of judgment in estimating the amount of loss associated with specific loans, including estimating the amount and timing of future cash flows and collateral values. The general reserve is based on the Bank’s historical loss experience which is updated quarterly. The general reserve portion of the ALL also includes consideration of certain qualitative factors such as 1) changes in the nature, volume and terms of loans, 2) changes in lending personnel, 3) changes in the quality of the loan review function, 4) changes in nature and volume of past-due, nonaccrual and/or classified loans, 5) changes in concentration of credit risk, 6) changes in economic and industry conditions, 7) changes in legal and regulatory requirements, 8) unemployment and inflation statistics, and 9) changes in underlying collateral values.
	There are many factors affecting the ALL; some are quantitative while others require qualitative judgment. The process for determining the ALL (which management believes adequately considers potential factors that might possibly result in credit losses) includes subjective elements and, therefore, may be susceptible to significant change. To the extent actual outcomes differ from management estimates, additional PFLL could be required that could adversely affect the Company’s earnings or financial position in future periods. Allocations of the ALL may be made for specific loans, but the entire ALL is available for any loan that, in management’s judgment, should be charged-off or for which an actual loss is realized. As an integral part of their examination process, various regulatory agencies review the ALL as well. Such regulators may require that changes in the ALL be recognized when such regulators’ credit evaluations differ from those of management based on information available to the regulators at the time of their examinations.
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	30-Jun-14
	Information regarding impaired loans is as follows (dollar amounts in thousands):
	IMPAIRED LOANS AND ALLOCATED ALLOWANCE
	30-Jun-14				Construction								Real Estate- Residential					Real Estate- Commercial				Commercial			Consumer			Tax Exempt			Not Specifically Allocated		Totals
	With an allowance recorded:
	Recorded investment			$		649			$					282		$			805		$	–		$	–		$	–		$	–	$	1,736
	Unpaid principal balance					660								386					1,230			652			–			–			–		2,928
	Related allowance					11								104					425			652			–			–			–		1,192
	With no related allowance recorded:
	Recorded investment			$		–				$				223		$			12,126		$	235		$	10		$	–		$	–	$	12,594
	Unpaid principal balance					–								223					12,126			235			10			–			–		12,594
	Related allowance					–								–					–			–			–			–			–		–
	Total:
	Recorded investment			$			649				$			505			$		12,931		$	235		$	10		$	–		$	–	$	14,330
	Unpaid principal balance						660							609					13,356			887			10			–			–		15,522
	Related allowance						11							104					425			652			–			–			–		1,192
				$			703				$			534			$		14,631		$	310		$	16		$	–		$	–	$	16,194
	Average recorded investment during quarter
	Interest income recognized while impaired during the period			$			–				$			4			$		170		$	–		$	–		$	–		$	–	$	174
	31-Dec-13		Construction							Real Estate- Residential						Real Estate- Commercial			Commercial			Consumer			Tax Exempt			Not Specifically Allocated			Totals
	With an allowance recorded:
	Recorded investment		$	—				$				201			$	1,032		$		19	$		—	$		—	$	—	$	1,252
	Unpaid principal balance			—								277				1,569				49			—			—		—		1,895
	Related allowance			—								76				537				30			—			—		—		643
	With no related allowance recorded:
	Recorded investment		$	660					$			263			$	12,611		$		218	$		21	$		—	$	—	$	13,773
	Unpaid principal balance			660								263				12,611				218			21			—		—		13,773
	Related allowance			—								—				—				—			—			—		—		—
	Total:
	Recorded investment		$		660		$				464		$			13,643	$		237		$		21	$		—	$	—	$	15,025
	Unpaid principal balance				660						540					14,180			267				21			—		—		15,668
	Related allowance				—						76					537			30				—			—		—		643
			$		767		$				434		$			13,503	$		227		$		31	$		—	$	—	$	14,962
	Average recorded investment during quarter
	Interest income recognized while impaired during the period		$		3		$				8		$			316	$		—		$		—	$		—	$	—	$	329
	Management regularly monitors impaired loan relationships.  In the event facts and circumstances change, an additional PFLL may be necessary.
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	30-Jun-14
	Nonperforming loans are as follows (dollar amounts in thousands):
	NONPERFORMING LOANS
			June 30,		March 31,		December 31,		September 30,		June 30,
			2014		2014		2013		2013		2013
	Nonaccrual loans	$	6,794	$	6,686	$	6,403	$	6,215	$	8,231
	Loans restructured in a troubled debt restructuring, nonaccrual		256		255		255		299		114
	Total nonperforming loans (“NPLs”)	$	7,050	$	6,941	$	6,658	$	6,514	$	8,345
	Restructured loans, accruing	$	8,472	$	8,370	$	9,009	$	9,020	$	3,959
	During the quarter ended June  30, 2014, $0.1 million of nonaccrual loans were brought current, $0.1 million were charged off, $0.1 million were transferred to other real estate, and $0.4 million of pay downs were received on nonaccrual loans. Offsetting those decreases were $0.8 million of additions to nonaccrual loans. Restructured loans accruing interest increased during the second quarter of 2014 due to one loan of $0.1 million being restructured during the quarter involving a reduction of interest rate terms.

Other_Real_Estate_Owned_Net

Other Real Estate Owned, Net	6 Months Ended
	Jun. 30, 2014
Other Real Estate Owned, Net [Abstract]	'
Other Real Estate Owned, Net	'
	9.Other Real Estate Owned, Net
	Other real estate owned is summarized as follows (dollar amounts in thousands):
			For the six months ended
			June 30,
			2014				2013
	Beginning balance	$	8,566	$		14,334
	Transfer of net realizable value to other real estate owned		75			696
	Sale proceeds		-1,162			-3,302
	Net gain from disposal of other real estate owned		43			128
	Valuation allowance related to properties disposed		-646			-1,382
	Total other real estate owned		6,876			10,474
	Valuation allowance for losses		-1,823			-2,921
	Total other real estate owned, net	$	5,053	$		7,553
	Changes in the valuation allowance for losses on total other real estate owned were as follows (dollar amounts in thousands):
			For the six months ended
			June 30,
			2014		2013
	Beginning balance	$	2,268	$	3,858
	Provision charged to operations		201		445
	Amounts related to properties disposed		-646		-1,382
	Balance at end of period	$	1,823	$	2,921

Income_Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2014
Income Taxes [Abstract]	'
Income Taxes	'
	10.Income Taxes
	In accordance with the accounting guidance for income taxes, deferred income taxes are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases.  Deferred income tax assets and liabilities are measured using enacted tax rates that will apply to taxable income in the years in which those temporary differences are expected to be recovered or settled.  The effect on deferred income tax assets and liabilities of a change in tax rates is recognized as income or expense in the period that includes the enactment date.
	A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination.  The amount recognized is the largest amount of tax benefit that has a greater than 50% chance of being realized on examination.  For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.
	Management regularly reviews the carrying amount of the Company’s deferred income tax assets to determine if the establishment of a valuation allowance is necessary.  If, based on the available evidence, it is more likely than not that all or a portion of the deferred income tax assets will not be realized in future periods, a deferred income tax valuation allowance would be established.  Consideration is given to various positive and negative factors that could affect the realization of the deferred income tax assets. In evaluating available evidence, management considers, among other things, historical financial performance, expectation of future earnings, the ability to carry back losses to recoup taxes previously paid, length of statutory carryforward periods, experience with operating loss and tax credit carryforwards not expiring unused, tax planning strategies and timing of reversals of temporary differences.  Significant judgment is required in assessing future earning trends and the timing of reversals of temporary differences.  The evaluation is based on current tax laws as well as management’s expectations of future performance.  At June 30, 2014 and December 31, 2013, the Company determined that no valuation allowance was required to be taken against the deferred income tax asset.
	The Company is subject to the income tax laws of the U.S., its states and municipalities.  These tax laws are complex and subject to different interpretations by the taxpayer and the relevant Governmental taxing authorities. Accounting guidance related to uncertainty in income taxes prescribes a comprehensive model for how companies should recognize, measure, present, and disclose in their financial statements uncertain tax positions taken or expected to be taken on a tax return.  Under the guidance, tax positions shall initially be recognized in the financial statements when it is more likely than not the position will be sustained upon examination by the tax authorities.  Such tax positions shall initially and subsequently be measured as the largest amount of tax benefit that has a greater than 50% chance of being realized upon ultimate settlement with the tax authority assuming full knowledge of the position and all relevant facts.  The guidance also revises disclosure requirements to include an annual tabular roll forward of unrecognized tax benefits.  In establishing a provision for income tax expense, the Company must make judgments and interpretations about the application of these inherently complex tax laws within the framework existing under U.S. GAAP.  The Company recognizes interest and/or penalties related to income tax matters in income tax expense.
	The Company is no longer subject to examination by U.S. Federal taxing authorities for years before 2010 and for Wisconsin state income taxes for years before 2009. During the third quarter of 2013, the IRS began an audit of the Company’s 2011 federal income tax return. The audit concluded in the fourth quarter of 2013 and the Company received a refund of $0.2 million in the first quarter of 2014 resulting from identification during the audit of timing differences of deductions taken for income tax purposes.
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	30-Jun-14

Equity_Investment

Equity Investment	6 Months Ended
	Jun. 30, 2014
Equity Investment [Abstract]	'
Equity Investment	'
	11.Equity Investment
	The Bank owns a  49.8% interest (500 shares) in United Financial Services, Inc. (“UFS”), a data processing company. In addition to the ownership interest, the Bank and UFS have a common member on each of their respective Boards of Directors. The investment in this entity is carried on the Bank’s balance sheet under the equity method of accounting and the pro rata share of its net income is included in noninterest income in the consolidated statement of operations and increases the Bank’s investment.  As dividends are received from UFS, the investment is reduced. The carrying value of the investment in UFS was $4.2 million at June 30, 2014 and $3.8 million at December 31, 2013.  The book value of UFS was approximately $8,309 per share and $7,697 per share at June 30, 2014 and December 31, 2013, respectively.
	On June 28, 2013, UFS acquired a similar data processing entity located in St. Louis, Missouri, expanding its service base from Wisconsin to four additional states.

Mortgage_Servicing_Rights

Mortgage Servicing Rights	6 Months Ended
	Jun. 30, 2014
Mortgage Servicing Rights [Abstract]	'
Mortgage Servicing Rights	'
	12.Mortgage Servicing Rights
	The Company has obligations to service residential first mortgage loans and commercial loans that have been sold in the secondary market with servicing retained.  Mortgage servicing rights (“MSRs”) are recorded at fair value when loans are sold in the secondary market with servicing retained. On a quarterly basis, MSRs are valued based on a valuation model that calculates the fair value using assumptions that market participants would use in estimating the present value of future net servicing income.
	Changes in the carrying value of MSRs are as follows (dollar amounts in thousands):
	MORTGAGE SERVICING RIGHTS
			For the three months ended June 30,				For the six months ended June 30,
			2014		2013		2014		2013
	Balance at beginning of period	$	906	$	948	$	967	$	839
	Additions from loans sold with servicing retained		15		55		31		166
	Loan payments and payoffs		-25		-38		-45		-91
	Changes in valuation		-32		-80		-89		-29
	Fair value of MSRs at the end of period	$	864	$	885	$	864	$	885
	Unpaid principal balance of loans serviced for others was $123.4 million and $128.1 million at June 30, 2014 and June 30, 2013, respectively.

Promissory_Notes

Promissory Notes	6 Months Ended
	Jun. 30, 2014
Promissory Notes [Abstract]	'
Promissory Notes	'
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	30-Jun-14
	13.Promissory Notes
	During 2009 and 2010, the Company issued 10% Convertible Notes due June 30, 2017 totaling $9.5 million. The Convertible Notes were offered and sold in reliance on the exemption from registration under Section 4(2) of the Securities Act of 1933 and Rule 506 promulgated thereunder.
	The Convertible Notes accrue interest at a fixed rate of 10% per annum upon issuance and until maturity or earlier conversion or redemption. Interest is payable quarterly, in arrears, on January 1, April 1, July 1, and October 1 of each year. The Convertible Notes are convertible into shares of common stock at a conversion ratio of one share of common stock for each $5.00 in aggregate principal amount held on the record date of the conversion, subject to certain adjustments as described in the Convertible Notes. Beginning on July 1, 2014, the Company may redeem the notes in whole or in part. A notice of redemption supersedes and takes priority over any notice of conversion. Prior to the five year anniversary of issuance, each holder of the Convertible Notes may convert up to 100% (at the discretion of the holder) of the original principal amount into shares of common stock at the conversion ratio. On October 1, 2014,  one-half of the original principal amounts are mandatorily convertible into common stock at the conversion ratio if voluntary conversion has not occurred. The principal amount, along with accrued, but unpaid interest, of any Convertible Note that has not been converted will be payable at maturity on June 30, 2017. The outstanding principal balance at June 30, 2014 is $8.2 million. During the second quarter of 2014, $1.0 million of Convertible Notes were converted into 205,000 shares of the Company’s common stock at the option of the holder. Subsequent to June 30, 2014 an additional $3.8 million of Convertible Notes were converted into 760,000 shares of the Company’s common stock at the option of the holders.

Troubled_Debt_Restructuring

Troubled Debt Restructuring

6 Months Ended

Jun. 30, 2014

Troubled Debt Restructuring [Abstract]

'

Troubled Debt Restructuring

'

14.Troubled Debt Restructuring

A troubled debt restructuring (“TDR”) is a loan modification resulting from a borrower experiencing financial difficulty and the Bank granting a concession to that borrower that would not otherwise be considered except for the borrower’s financial difficulties.  A TDR may be either accrual or nonaccrual status based upon the performance of the borrower and management’s assessment of collectability.  A TDR remains as such until a sufficient period of performance under the restructured terms has occurred, generally six months, at which time it is no longer deemed to be restructured.

Changes in troubled debt restructurings for the six months ended June 30, 2014 are as follows (dollars in thousands):

Construction

Real Estate-Residential

Real Estate-Commercial

Commercial

Consumer

Tax Exempt

Total

Accruing

31-Dec-13

$

–

$

–

$

9,009

$

–

$

–

$

–

$

9,009

Principal payments

–

–

-16

-4

–

–

-20

Charge-offs

–

–

–

–

–

–

–

Advances

–

–

3

–

–

–

3

New restructured

–

–

111

27

–

–

138

Transferred out of TDRs

–

–

-658

–

–

–

-658

Transfers to nonaccrual

–

–

–

–

–

–

–

30-Jun-14

$

–

$

–

$

8,449

$

23

$

–

$

–

$

8,472

Nonaccrual

31-Dec-13

$

–

$

–

$

255

$

–

$

–

$

–

$

255

Principal payments

–

–

–

–

–

–

–

Charge-offs

–

–

–

–

–

–

–

Advances

–

–

1

–

–

–

1

New restructured

–

–

–

–

–

–

–

Transfers to other real estate owned

–

–

–

–

–

–

–

Transfers from accruing

–

–

–

–

–

–

–

30-Jun-14

$

–

$

–

$

256

$

–

$

–

$

–

$

256

Totals

31-Dec-13

$

–

$

–

$

9,264

$

–

$

–

$

–

$

9,264

Principal payments

–

–

-16

-4

–

–

-20

Charge-offs

–

–

–

–

–

–

–

Advances

–

–

4

–

–

–

4

New restructured

–

–

111

27

–

–

138

Transfers out of TDRs

–

–

-658

–

–

–

-658

Transfers to other real estate owned

–

–

–

–

–

–

–

30-Jun-14

$

–

$

–

$

8,705

$

23

$

–

$

–

$

8,728

BAYLAKE CORP.

NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS

30-Jun-14

During the six months ended June 30, 2014, two loan balances totaling $0.1 million were transferred to restructured status. The larger of the two loans with a balance of $0.1 million was restructured as a reduction of interest rate terms. The smaller loan balance was restructured as an A/B split structure. Also during the six months ended June 30, 2014, a $0.7 million accruing restructured loan was removed from restructured status due to compliance with its restructured terms for a sufficient period of time, generally six months.

A summary of troubled debt restructurings as of June 30, 2014 and December 31, 2013 is as follows (dollar amounts in thousands):

30-Jun-14

31-Dec-13

Number of Modifications

Recorded Investment

Number of Modifications

Recorded Investment

Construction

—

$

—

—

$

—

Real estate – residential

—

—

—

—

Real estate – commercial

7

8,705

8

9,264

Commercial

1

23

—

—

Consumer

—

—

—

—

Tax exempt

—

—

—

—

Total

8

$

8,728

8

$

9,264

A summary of troubled debt restructurings as of June 30, 2014 by restructure type is as follows (dollar amounts in thousands):

Accruing

Nonaccruing

Total

A/B Note Structure

$

22

$

–

$

22

Payment schedule changes

6,371

256

6,627

Interest rate reduction

2,079

–

2,079

Total

$

8,472

$

256

$

8,728

Commitments_And_Contingencies

Commitments And Contingencies	6 Months Ended
	Jun. 30, 2014
Commitments And Contingencies [Abstract]	'
Commitments And Contingencies	'
	15.Commitments and Contingencies
	The following is a summary of the Company’s off-balance sheet commitments, all of which were lending-related commitments:
	LENDING RELATED COMMITMENTS
	(Dollar amounts in thousands)
			June 30,  2014		31-Dec-13
	Commitments to fund unused home equity line loans	$	61,054	$	59,022
	Commitments to fund 1-4 family loans		5,335		1,350
	Commitments to fund residential real estate construction loans		3,517		2,549
	Commitments unused on commercial lines of credit loans		156,201		156,177
	Commitments unused on consumer lines of credit loans		9,293		9,110
	Total commitments to extend credit	$	235,400	$	228,208
	Financial standby letters of credit	$	11,796	$	9,898

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Schedule Of Earnings Per Share	'
	EARNINGS PER SHARE
	(Dollar amounts in thousands, except per share data)
			Three months ended				Six months ended       June 30,
			June 30,
			2014		2013		2014		2013
	(Numerator):
	Net income available to common stockholders	$	2,159	$	1,731	$	4,224	$	3,486
	Plus:  Income impact of assumed conversions
	Interest on 10% convertible debentures, net of income tax		130		148		259		296
	Income available to common stockholders plus assumed conversions	$	2,289	$	1,879	$	4,483	$	3,782
	(Denominator):
	Weighted average number of common shares
	outstanding-basic		7,907,761		7,967,782		7,842,192		7,954,308
	Plus:  Incremental shares of assumed conversions:
	Dilutive effect of stock options (1)		44,151		25,502		43,860		23,186
	Dilutive effect of restricted stock units (2)		28,270		29,053		37,997		35,506
	Dilutive effect of convertible promissory notes (3)		1,635,000		1,880,000		1,635,000		1,880,000
	Dilutive potential common shares		1,707,421		1,934,555		1,716,857		1,938,692
	Adjusted weighted-average shares		9,615,182		9,902,337		9,559,049		9,893,000
	Basic Earnings Per Share	$	0.27	$	0.22	$	0.54	$	0.44
	Diluted Earnings Per Share	$	0.24	$	0.19	$	0.47	$	0.38
	(1)For the three and six months ended June 30, 2014 and 2013, there were 64,130 and 53,176 outstanding stock options that were not included in the computation of diluted earnings per share because they were considered anti-dilutive.
	(2) For the three and six months ended June 30, 2014 and 2013, respectively, there were 15,040 and 68,572 outstanding restricted stock units, respectively, that were not included in the computation of diluted earnings per share because they were considered anti-dilutive.
	(3)At June 30, 2014 and 2013, respectively, the Company had $8.18 million and $9.40 million of outstanding Convertible Promissory Notes (the “Convertible Notes”).  The Convertible Notes are convertible into shares of common stock of the Company at a conversion ratio of one share of common stock for each $5.00 in aggregate principal amount held on the record date of the conversion subject to certain adjustments as described in the Convertible Notes (the “Conversion Ratio”).  Prior to the quarterly interest date preceding the fifth anniversary of issuance of the Convertible Notes each holder of the Convertible Notes may convert up to 100% (at the discretion of the holder) of the original principal amount into shares of common stock at the Conversion Ratio. On October 1, 2014,  one-half of the original principal amounts of the Convertible Notes are mandatorily convertible at the Conversion Ratio if voluntary conversion has not yet occurred.  The principal amount of any Convertible Note that has not been converted will be payable at maturity on June 30, 2017. At June 30, 2014 and 2013, respectively, the entire 1,635,000 and 1,880,000 of common shares are included in the computation of diluted earnings per share since the average market price per share for the three and six months ended June 30, 2014 and 2013 exceeded the conversion price of $5.00 per share.

Fair_Value_Tables

Fair Value (Tables)	6 Months Ended
	Jun. 30, 2014
Fair Value [Abstract]	'
Assets Measured At Fair Value On A Recurring Basis	'
			June 30,		Quoted Prices in Active Markets For Identical Assets		Significant Other Observable Inputs		Significant Unobservable Inputs
			2014		(Level 1)		(Level 2)		(Level 3)
	Assets:
	Securities available for sale:
	U.S. government-sponsored agency securities	$	3,490	$	–	$	3,490	$	–
	Mortgage-backed securities		136,256		–		135,877		379
	Asset-backed securities		1,333		–		1,333		–
	Obligations of states and political subdivisions		59,740		–		59,740		–
	Private placement and corporate bonds		3,561		–		3,561		–
	Other securities		1,904		–		1,904		–
	Total securities available for sale		206,284		–		205,905		379
	Mortgage servicing rights		864		–		864		–
	Total	$	207,148	$	–	$	206,769	$	379
			31-Dec-13		Quoted Prices in Active Markets For Identical Assets				Significant Unobservable
					(Level 1)		Significant Other Observable Inputs		Inputs
							(Level 2)		(Level 3)
	Assets:
	Securities available for sale:
	U.S. government-sponsored agency securities	$	2,964	$	–	$	2,964	$	–
	Mortgage-backed securities		152,176		–		151,694		482
	Asset-backed securities		1,460		–		1,460		–
	Obligations of states and political subdivisions		58,669		–		58,669		–
	Private placement and corporate bonds		3,435		–		3,435		–
	Other securities		1,904		–		1,904		–
	Total securities available for sale		220,608		–		220,126		482
	Mortgage servicing rights		967		–		967		–
	Total	$	221,575	$	–	$	221,093	$	482
Assets Measured At Fair Value On A Recurring Basis Using Significant Unobservable Inputs	'
			For the three months ended June 30, 2014		For the six months ended June 30, 2014
	Balance, beginning of period	$	406	$	482
	Transfer into Level 3		–		–
	Other comprehensive loss		–		33
	Transfer out of Level 3		–		–
	Principal payments		-27		-136
	Balance, end of period	$	379	$	379
Assets Measured At Fair Value On A Non-Recurring Basis	'
	ASSETS MEASURED AT FAIR VALUE ON A NON-RECURRING BASIS
	(Dollar amounts in thousands)
	Assets measured at fair value on a non-recurring basis are summarized below:
			June 30,		Quoted Prices in Active Markets For Identical Assets		Significant Other Observable Inputs		Significant Unobservable
			2014		(Level 1)		(Level 2)		Inputs
									(Level 3)
	Assets:
	Impaired loans with allocated allowances	$	1,736	$	–	$	–	$	1,736
	Other real estate owned, net		5,053		–		–		5,053
	Total	$	6,789	$	–	$	–	$	6,789
			31-Dec-13		Quoted Prices in Active Markets For Identical Assets		Significant Other Observable Inputs		Significant Unobservable
					(Level 1)		(Level 2)		Inputs
									(Level 3)
	Assets:
	Impaired loans with allocated allowances	$	1,252	$	–	$	–	$	1,252
	Other real estate owned, net		6,298		–		–		6,298
	Total	$	7,550	$	–	$	–	$	7,550
Required Financial Disclosures About Fair Value Of Financial Instruments	'
			(Dollar amounts in thousands)
			June  30, 2014				31-Dec-13
			Carrying		Fair		Carrying		Fair
			Amount		Value		Amount		Value
	FINANCIAL ASSETS
	Cash	$	76,672	$	76,672	$	76,179	$	76,179
	Federal funds sold		857		857		63		63
	Securities held to maturity		20,678		20,998		10,275		10,275
	Securities available for sale		206,284		206,284		220,608		220,608
	Loans held for sale		725		738		1,360		1,384
	Loans, net		622,379		627,429		610,302		605,655
	Federal Home Loan Bank stock		4,238		4,238		3,598		3,598
	Mortgage servicing rights		864		864		967		967
	Other real estate owned, net		5,053		5,053		6,298		6,298
	Accrued interest receivable		2,795		2,795		2,506		2,506
	FINANCIAL LIABILITIES
	Deposits	$	736,195	$	736,042	$	744,212	$	739,315
	Federal funds purchased and repurchase agreements		40,770		40,770		58,448		58,448
	Federal Home Loan Bank advances		98,985		98,681		66,700		66,304
	Subordinated debentures		16,100		16,100		16,100		16,100
	Convertible promissory notes		8,175		8,139		9,400		9,316
	Accrued interest payable		554		554		548		548

Investments_Tables

Investments (Tables)	6 Months Ended
	Jun. 30, 2014
Investments [Abstract]	'
Fair Value Of Securities Available For Sale And Related Unrealized Gains And Losses	'
			30-Jun-14
			Fair Value			Gross Unrealized Gains					Gross Unrealized Losses
	Securities Available for Sale:
	U.S. government-sponsored agency securities	$	3,490	$		2		$			-19
	Obligations of states and political subdivisions		59,740			2,521					-74
	Asset-backed securities		1,333			78					-95
	Mortgage-backed securities		136,256			2,863					-1,110
	Private placement and corporate bonds		3,561			41					–
	Other securities		1,904			–					–
	Total Securities Available for Sale	$	206,284	$		5,505		$			-1,298
	Securities Held to Maturity:
	Mortgage-backed securities	$	20,998	$		320		$			–
	Total Securities Held to Maturity	$	20,998	$		320		$			–
	Total Investment Securities	$	227,282	$		5,825		$			-1,298
			31-Dec-13
			Fair Value				Gross Unrealized Gains			Gross Unrealized Losses
	Securities Available for Sale:
	U.S. government-sponsored agency securities	$	2,964		$		—		$	-50
	Obligations of states and political subdivisions		58,669				2,232			-193
	Asset-backed securities		1,460				94			-110
	Mortgage-backed securities		152,176				2,197			-2,313
	Private placement and corporate bonds		3,435				—			-85
	Other securities		1,904				—			—
	Total Securities Available for Sale	$	220,608		$		4,523		$	-2,751
	Securities Held to Maturity:
	Mortgage-backed securities	$	10,275		$		—		$	—
	Total Securities Held to Maturity	$	10,275		$		—		$	—
	Total Investment Securities	$	230,883		$		4,523		$	-2,751
Securities In Unrealized Loss Positions Aggregated By Investment Category And Length Of Time In Loss Position	'
		30-Jun-14
		Less than 12 Months								12 Months or More					Total
			Fair Value				Unrealized Loss			Fair Value			Unrealized Loss		Fair Value				Unrealized Loss
	Description of Securities
	Securities Available for Sale:
	U.S. government-sponsored agency securities									2,922			-19		2,922				-19
		$	–		$		–		$			$		$			$
	Obligations of states and political subdivisions		2,762				-51			1,563			-23		4,325				-74
	Mortgage-backed securities		15,345				-252			25,771			-858		41,116				-1,110
	Asset-backed securities		–				–			454			-95		454				-95
	Private placement and corporate bonds
			–				–			–			–		–				–
	Total temporarily impaired	$	18,107		$		-303		$	30,710		$	-995	$	48,817		$		-1,298
		31-Dec-13
		Less than 12 Months								12 Months or More						Total
	Description of Securities		Fair Value				Unrealized Loss			Fair Value			Unrealized Loss			Fair Value				Unrealized Loss
	Securities Available for Sale:
	U.S. government-sponsored agency securities	$	2,964		$		-50		$	–		$	–	$		2,964		$		-50
	Obligations of states and political subdivisions		5,290				-193			–			–			5,290				-193
	Mortgage-backed securities		65,198				-1,640			15,164			-673			80,362				-2,313
	Asset-backed securities		–				–			503			-110			503				-110
	Private placement and corporate bonds		3,435				-85			–			–			3,435				-85
	Total temporarily impaired	$	76,887		$		-1,968		$	15,667		$	-783	$		92,554		$		-2,751

Loans_Tables

Loans (Tables)	6 Months Ended
	Jun. 30, 2014
Loans [Abstract]	'
Schedule Of Loans Held For Investment	'
			30-Jun-14		31-Dec-13
	Construction	$	38,047	$	36,948
	Real estate-residential		146,601		142,398
	Real estate-commercial		291,031		287,815
	Commercial		129,936		125,290
	Consumer		6,165		6,495
	Tax exempt		18,420		19,435
	Gross loans		630,200		618,381
	Less: Deferred origination fees, net of costs		-378		-421
	Less: Allowance for loan losses		-7,443		-7,658
	Loans, net	$	622,379	$	610,302
Allowance For Loan Losses And Recorded Investment In Loans	'
	A breakdown of the allowance for loan losses and recorded investment in loans as of and for the six months ended June 30, 2014 is as follows (dollar amounts in thousands):
					Construction			Real Estate-Residential		Real Estate-Commercial		Commercial		Consumer		Tax Exempt		Not Specifically Allocated		Total
	Allowance for Loan Losses:
	Beginning balance		$			372	$	1,373	$	4,431	$	663	$	64	$	–	$	755	$	7,658
	Charge-offs					-2		-77		-309		-83		-41		–		–		-512
	Recoveries					47		97		125		21		7		–		–		297
	Provision					-112		-225		-115		683		18		–		-249		–
	Ending balance		$			305	$	1,168	$	4,132	$	1,284	$	48	$	–	$	506	$	7,443
	Loans:
	Ending balance				$	38,047	$	146,601	$	290,653	$	129,936	$	6,165	$	18,420	$	–	$	629,822
	ALL					-305		-1,168		-4,132		-1,284		-48		–		-506		-7,443
	Recorded investment				$	37,742	$	145,433	$	286,521	$	128,652	$	6,117	$	18,420	$	-506	$	622,379
	Ending balance:
	Individually evaluated				$	660	$	609	$	13,356	$	887	$	10	$	–	$	–	$	15,522
	Collectively evaluated					37,387		145,992		277,297		129,049		6,155		18,420		–		614,300
	Total				$	38,047	$	146,601	$	290,653	$	129,936	$	6,165	$	18,420	$	–	$	629,822
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	30-Jun-14
	A breakdown of the allowance for loan losses and recorded investment in loans as of and for the year ended December 31, 2013 is as follows (dollar amounts in thousands):
					Construction		Real Estate-Residential		Real Estate-Commercial		Commercial		Consumer				Tax Exempt			Not Specifically Allocated			Total
	Allowance for Loan Losses:
	Beginning balance		$	652		$	1,658	$	5,787	$	678	$	102	$			—		$		288	$		9,165
	Charge-offs			-93			-552		-2,132		-758		-55				—				—			-3,590
	Recoveries			15			100		269		272		27				—				—			683
	Provision			-202			167		507		471		-10				—				467			1,400
	Ending balance		$	372		$	1,373	$	4,431	$	663	$	64	$			—		$		755	$		7,658
	Loans:
	Ending balance		$	36,948		$	142,398	$	287,394	$	125,290	$	6,495		$		19,435		$		—	$		617,960
	ALL			-372			-1,373		-4,431		-663		-64				—				-755			-7,658
	Recorded investment		$	36,576		$	141,025	$	282,963	$	124,627	$	6,431		$		19,435		$		-755	$		610,302
	Ending balance:
	Individually evaluated		$	660		$	540	$	14,181	$	266	$	21		$		—		$		—	$		15,668
	Collectively evaluated			36,288			141,858		273,213		125,024		6,474				19,435				—			602,292
	Total		$	36,948		$	142,398	$	287,394	$	125,290	$	6,495		$		19,435		$		—	$		617,960
Schedule Of Past Due Loans	'
			30-Jun-14
				30-89 Days Past Due (accruing)			90 Days or More Past Due on Non-accrual			Total
	Construction		$	103		$	660		$	763
	Real estate – residential			924			608			1,532
	Real estate – commercial			999			4,907			5,906
	Commercial			222			865			1,087
	Consumer			29			10			39
	Tax exempt			—			—			—
	Total		$	2,277		$	7,050		$	9,327
	BAYLAKE CORP.
	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
	30-Jun-14
			31-Dec-13
				30-89 Days Past Due (accruing)			90 Days or More Past Due on Non-accrual			Total
	Construction		$	—		$	660		$	660
	Real estate – residential			363			540			903
	Real estate – commercial			676			5,171			5,847
	Commercial			15			266			281
	Consumer			26			21			47
	Tax exempt			—			—			—
	Total		$	1,080		$	6,658		$	7,738
Breakdown Of Loans By Risk Grading	'
	Below is a breakdown of loans by risk grading as of June 30, 2014 (dollar amounts in thousands):
			0001-0005			0006A					0006B					0007(1)					Total
	Commercial	$	118,717		$			9,353	$			702		$	1,164			$			129,936
	Real estate – commercial		243,978					24,649				3,641			18,763						291,031
	Construction		34,577					1,553				1,081			856						38,047
			397,272					35,535				5,424			20,783						459,014
	Real estate - residential		143,492					1,431				419			1,259						146,601
	Consumer		6,155				–					–			10						6,165
	Tax exempt		17,396				1,024					–			–						18,420
	Total	$	564,315		$		37,990			$		5,843		$	22,052						630,200
	Deferred origination fees, net of costs																					-378
	Total loans																	$				629,822
	Percent of Total Loans          89.6%          6.0%             0.9%            3.5%        100.0%
	(1) Included in the 0007 risk grading are $6.5 million of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.
	Below is a breakdown of loss by risk grading as of December 31, 2013 (dollar amounts in thousands):
			0001-0005		0006A		0006B		0007(2)		Total
	Commercial	$	118,284	$	2,510	$	3,080	$	1,416	$	125,290
	Real estate – commercial		237,773		20,732		10,549		18,761		287,815
	Construction		33,125		1,857		1,105		861		36,948
			389,182		25,099		14,734		21,038		450,053
	Real estate - residential		139,364		1,305		464		1,265		142,398
	Consumer		6,473		—		—		22		6,495
	Tax exempt		19,435		—		—		—		19,435
	Total	$	554,454	$	26,404	$	15,198	$	22,325		618,381
	Deferred origination fees, net of costs										-421
	Total loans									$	617,960
	Percent of Total Loans      89.7%          4.3%          2.4%           3.6%        100.0%
	(2) Included in the 0007 risk grading are $6.7 million of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.

Allowance_For_Loan_Losses_ALL_

Allowance For Loan Losses ("ALL") (Tables)	6 Months Ended
	Jun. 30, 2014
Allowance For Loan Losses ("ALL") [Abstract]	'
Schedule Of Information Regarding Impaired Loans	'
	IMPAIRED LOANS AND ALLOCATED ALLOWANCE
	30-Jun-14				Construction								Real Estate- Residential					Real Estate- Commercial				Commercial			Consumer			Tax Exempt			Not Specifically Allocated		Totals
	With an allowance recorded:
	Recorded investment			$		649			$					282		$			805		$	–		$	–		$	–		$	–	$	1,736
	Unpaid principal balance					660								386					1,230			652			–			–			–		2,928
	Related allowance					11								104					425			652			–			–			–		1,192
	With no related allowance recorded:
	Recorded investment			$		–				$				223		$			12,126		$	235		$	10		$	–		$	–	$	12,594
	Unpaid principal balance					–								223					12,126			235			10			–			–		12,594
	Related allowance					–								–					–			–			–			–			–		–
	Total:
	Recorded investment			$			649				$			505			$		12,931		$	235		$	10		$	–		$	–	$	14,330
	Unpaid principal balance						660							609					13,356			887			10			–			–		15,522
	Related allowance						11							104					425			652			–			–			–		1,192
				$			703				$			534			$		14,631		$	310		$	16		$	–		$	–	$	16,194
	Average recorded investment during quarter
	Interest income recognized while impaired during the period			$			–				$			4			$		170		$	–		$	–		$	–		$	–	$	174
	31-Dec-13		Construction							Real Estate- Residential						Real Estate- Commercial			Commercial			Consumer			Tax Exempt			Not Specifically Allocated			Totals
	With an allowance recorded:
	Recorded investment		$	—				$				201			$	1,032		$		19	$		—	$		—	$	—	$	1,252
	Unpaid principal balance			—								277				1,569				49			—			—		—		1,895
	Related allowance			—								76				537				30			—			—		—		643
	With no related allowance recorded:
	Recorded investment		$	660					$			263			$	12,611		$		218	$		21	$		—	$	—	$	13,773
	Unpaid principal balance			660								263				12,611				218			21			—		—		13,773
	Related allowance			—								—				—				—			—			—		—		—
	Total:
	Recorded investment		$		660		$				464		$			13,643	$		237		$		21	$		—	$	—	$	15,025
	Unpaid principal balance				660						540					14,180			267				21			—		—		15,668
	Related allowance				—						76					537			30				—			—		—		643
			$		767		$				434		$			13,503	$		227		$		31	$		—	$	—	$	14,962
	Average recorded investment during quarter
	Interest income recognized while impaired during the period		$		3		$				8		$			316	$		—		$		—	$		—	$	—	$	329
Schedule Of Nonperforming Loans	'
	NONPERFORMING LOANS
			June 30,		March 31,		December 31,		September 30,		June 30,
			2014		2014		2013		2013		2013
	Nonaccrual loans	$	6,794	$	6,686	$	6,403	$	6,215	$	8,231
	Loans restructured in a troubled debt restructuring, nonaccrual		256		255		255		299		114
	Total nonperforming loans (“NPLs”)	$	7,050	$	6,941	$	6,658	$	6,514	$	8,345
	Restructured loans, accruing	$	8,472	$	8,370	$	9,009	$	9,020	$	3,959

Other_Real_Estate_Owned_Net_Ta

Other Real Estate Owned, Net (Tables)	6 Months Ended
	Jun. 30, 2014
Other Real Estate Owned, Net [Abstract]	'
Summary Of Foreclosed Properties	'
			For the six months ended
			June 30,
			2014				2013
	Beginning balance	$	8,566	$		14,334
	Transfer of net realizable value to other real estate owned		75			696
	Sale proceeds		-1,162			-3,302
	Net gain from disposal of other real estate owned		43			128
	Valuation allowance related to properties disposed		-646			-1,382
	Total other real estate owned		6,876			10,474
	Valuation allowance for losses		-1,823			-2,921
	Total other real estate owned, net	$	5,053	$		7,553
Changes In The Valuation Allowance For Losses On Foreclosed Properties	'
			For the six months ended
			June 30,
			2014		2013
	Beginning balance	$	2,268	$	3,858
	Provision charged to operations		201		445
	Amounts related to properties disposed		-646		-1,382
	Balance at end of period	$	1,823	$	2,921

Mortgage_Servicing_Rights_Tabl

Mortgage Servicing Rights (Tables)	6 Months Ended
	Jun. 30, 2014
Mortgage Servicing Rights [Abstract]	'
Summary Of Changes In the Carrying Value Of MSRs	'
			For the three months ended June 30,				For the six months ended June 30,
			2014		2013		2014		2013
	Balance at beginning of period	$	906	$	948	$	967	$	839
	Additions from loans sold with servicing retained		15		55		31		166
	Loan payments and payoffs		-25		-38		-45		-91
	Changes in valuation		-32		-80		-89		-29
	Fair value of MSRs at the end of period	$	864	$	885	$	864	$	885

Troubled_Debt_Restructuring_Ta

Troubled Debt Restructuring (Tables)

6 Months Ended

Jun. 30, 2014

Troubled Debt Restructuring [Abstract]

'

Schedule Of Accrual And Nonaccrual Status Of Troubled Debt Restructuring

'

Changes in troubled debt restructurings for the six months ended June 30, 2014 are as follows (dollars in thousands):

Construction

Real Estate-Residential

Real Estate-Commercial

Commercial

Consumer

Tax Exempt

Total

Accruing

31-Dec-13

$

–

$

–

$

9,009

$

–

$

–

$

–

$

9,009

Principal payments

–

–

-16

-4

–

–

-20

Charge-offs

–

–

–

–

–

–

–

Advances

–

–

3

–

–

–

3

New restructured

–

–

111

27

–

–

138

Transferred out of TDRs

–

–

-658

–

–

–

-658

Transfers to nonaccrual

–

–

–

–

–

–

–

30-Jun-14

$

–

$

–

$

8,449

$

23

$

–

$

–

$

8,472

Nonaccrual

31-Dec-13

$

–

$

–

$

255

$

–

$

–

$

–

$

255

Principal payments

–

–

–

–

–

–

–

Charge-offs

–

–

–

–

–

–

–

Advances

–

–

1

–

–

–

1

New restructured

–

–

–

–

–

–

–

Transfers to other real estate owned

–

–

–

–

–

–

–

Transfers from accruing

–

–

–

–

–

–

–

30-Jun-14

$

–

$

–

$

256

$

–

$

–

$

–

$

256

Totals

31-Dec-13

$

–

$

–

$

9,264

$

–

$

–

$

–

$

9,264

Principal payments

–

–

-16

-4

–

–

-20

Charge-offs

–

–

–

–

–

–

–

Advances

–

–

4

–

–

–

4

New restructured

–

–

111

27

–

–

138

Transfers out of TDRs

–

–

-658

–

–

–

-658

Transfers to other real estate owned

–

–

–

–

–

–

–

30-Jun-14

$

–

$

–

$

8,705

$

23

$

–

$

–

$

8,728

Summary Of Troubled Debt Restructurings

'

30-Jun-14

31-Dec-13

Number of Modifications

Recorded Investment

Number of Modifications

Recorded Investment

Construction

—

$

—

—

$

—

Real estate – residential

—

—

—

—

Real estate – commercial

7

8,705

8

9,264

Commercial

1

23

—

—

Consumer

—

—

—

—

Tax exempt

—

—

—

—

Total

8

$

8,728

8

$

9,264

Summary Of Troubled Debt Restructurings By Restructure Type

'

Accruing

Nonaccruing

Total

A/B Note Structure

$

22

$

–

$

22

Payment schedule changes

6,371

256

6,627

Interest rate reduction

2,079

–

2,079

Total

$

8,472

$

256

$

8,728

Commitments_And_Contingencies_

Commitments And Contingencies (Tables)	6 Months Ended
	Jun. 30, 2014
Commitments And Contingencies [Abstract]	'
Lending Related Commitments	'
	LENDING RELATED COMMITMENTS
	(Dollar amounts in thousands)
			June 30,  2014		31-Dec-13
	Commitments to fund unused home equity line loans	$	61,054	$	59,022
	Commitments to fund 1-4 family loans		5,335		1,350
	Commitments to fund residential real estate construction loans		3,517		2,549
	Commitments unused on commercial lines of credit loans		156,201		156,177
	Commitments unused on consumer lines of credit loans		9,293		9,110
	Total commitments to extend credit	$	235,400	$	228,208
	Financial standby letters of credit	$	11,796	$	9,898

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended				6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014		Jun. 30, 2013		Jun. 30, 2014		Jun. 30, 2013		Dec. 31, 2013	Dec. 31, 2010
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'		'		'		'		'	'
Net income available to common shareholders	$2,159		$1,731		$4,224		$3,486		'	'
Plus: Income impact of assumed conversions: Interest on 10% convertible debentures, net of income tax	130		148		259		296		'	'
Income available to common stockholders plus assumed conversions	2,289		1,879		4,483		3,782		'	'
Weighted average number of common shares outstanding-basic	7,907,761		7,967,782		7,842,192		7,954,308		'	'
Dilutive effect of stock options	44,151	[1]	25,502	[1]	43,860		23,186		'	'
Dilutive effect of restricted stock units	28,270	[1],[2]	29,053	[1],[2]	37,997	[2]	35,506	[2]	'	'
Dilutive effect of convertible promissory notes	1,635,000	[3]	1,880,000	[3]	1,635,000	[3]	1,880,000	[3]	'	'
Dilutive potential common shares	1,707,421		1,934,555		1,716,857		1,938,692		'	'
Adjusted weighted-average shares	9,615,182		9,902,337		9,559,049		9,893,000		'	'
Basic Earnings Per Share	$0.27		$0.22		$0.54		$0.44		'	'
Diluted Earnings Per Share	$0.24		$0.19		$0.47		$0.38		'	'
Convertible promissory notes	$8,175		$9,400		$8,175		$9,400		$9,400	$9,500
Conversion ratio of principal to shares	'		'		20.00%		'		'	'
Percentage of original principal amount convertible prior to conversion date, maximum	'		'		100.00%		'		'	'
Conversion date of convertible notes	'		'		1-Oct-14		'		'	'
Percentage of original principal amount	50.00%		'		50.00%		'		'	'
Conversion price per share	$5		'		$5		'		'	'
Convertible Notes [Member]	'		'		'		'		'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'		'		'		'		'	'
Dilutive effect of convertible promissory notes	'		'		1,635,000		1,880,000		'	'
Stock Options [Member]	'		'		'		'		'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'		'		'		'		'	'
Securities excluded from computation of earnings per share	'		'		64,130		53,176		'	'
Restricted Stock Units [Member]	'		'		'		'		'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'		'		'		'		'	'
Securities excluded from computation of earnings per share	'		'		15,040		68,572		'	'
[1]	For the three and six months ended June 30, 2014 and 2013, there were 64,130 and 53,176 outstanding stock options that were not included in the computation of diluted earnings per share because they were considered anti-dilutive.
[2]	For the three and six months ended June 30, 2014 and 2013, respectively, there were 15,040 and 68,572 outstanding restricted stock units, respectively, that were not included in the computation of diluted earnings per share because they were considered anti-dilutive.
[3]	At June 30, 2014 and 2013, respectively, the Company had $8.18 million and $9.40 million of outstanding Convertible Promissory Notes (the bConvertible Notesb). The Convertible Notes are convertible into shares of common stock of the Company at a conversion ratio of one share of common stock for each $5.00 in aggregate principal amount held on the record date of the conversion subject to certain adjustments as described in the Convertible Notes (the bConversion Ratiob). Prior to the quarterly interest date preceding the fifth anniversary of issuance of the Convertible Notes each holder of the Convertible Notes may convert up to 100% (at the discretion of the holder) of the original principal amount into shares of common stock at the Conversion Ratio. On October 1, 2014, one-half of the original principal amounts of the Convertible Notes are mandatorily convertible at the Conversion Ratio if voluntary conversion has not yet occurred. The principal amount of any Convertible Note that has not been converted will be payable at maturity on June 30, 2017. At June 30, 2014 and 2013, respectively, the entire 1,635,000 and 1,880,000 of common shares are included in the computation of diluted earnings per share since the average market price per share for the three and six months ended June 30, 2014 and 2013 exceeded the conversion price of $5.00 per share.

Fair_Value_Assets_Measured_At_

Fair Value (Assets Measured At Fair Value On A Recurring Basis) (Details) (USD $)	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	security
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Number of available for sale securities measured using Level 3 inputs	1	'	'	'	'	'
Securities Available For Sale, Fair Value	$206,284	'	$220,608	'	'	'
Mortgage servicing rights	864	906	967	885	948	839
Total	207,148	'	221,575	'	'	'
U.S. Government-Sponsored Agency Securities [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	3,490	'	2,964	'	'	'
Mortgage-Backed Securities [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	136,256	'	152,176	'	'	'
Asset-Backed Securities [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	1,333	'	1,460	'	'	'
Obligations Of States And Political Subdivisions [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	59,740	'	58,669	'	'	'
Private Placement And Corporate Bonds [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	3,561	'	3,435	'	'	'
Other Securities [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	1,904	'	1,904	'	'	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	'	'	'	'	'	'
Mortgage servicing rights	'	'	'	'	'	'
Total	'	'	'	'	'	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | U.S. Government-Sponsored Agency Securities [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	'	'	'	'	'	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Mortgage-Backed Securities [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	'	'	'	'	'	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Asset-Backed Securities [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	'	'	'	'	'	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Obligations Of States And Political Subdivisions [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	'	'	'	'	'	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Private Placement And Corporate Bonds [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	'	'	'	'	'	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Other Securities [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	'	'	'	'	'	'
Significant Other Observable Inputs (Level 2) [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	205,905	'	220,126	'	'	'
Mortgage servicing rights	864	'	967	'	'	'
Total	206,769	'	221,093	'	'	'
Significant Other Observable Inputs (Level 2) [Member] | U.S. Government-Sponsored Agency Securities [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	3,490	'	2,964	'	'	'
Significant Other Observable Inputs (Level 2) [Member] | Mortgage-Backed Securities [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	135,877	'	151,694	'	'	'
Significant Other Observable Inputs (Level 2) [Member] | Asset-Backed Securities [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	1,333	'	1,460	'	'	'
Significant Other Observable Inputs (Level 2) [Member] | Obligations Of States And Political Subdivisions [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	59,740	'	58,669	'	'	'
Significant Other Observable Inputs (Level 2) [Member] | Private Placement And Corporate Bonds [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	3,561	'	3,435	'	'	'
Significant Other Observable Inputs (Level 2) [Member] | Other Securities [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	1,904	'	1,904	'	'	'
Significant Unobservable Inputs (Level 3) [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	379	'	482	'	'	'
Total	379	'	482	'	'	'
Significant Unobservable Inputs (Level 3) [Member] | Mortgage-Backed Securities [Member]	'	'	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'	'	'
Securities Available For Sale, Fair Value	$379	'	$482	'	'	'

Fair_Value_Assets_Measured_At_1

Fair Value (Assets Measured At Fair Value On A Recurring Basis Using Significant Unobservable Inputs) (Details) (USD $)	3 Months Ended	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2014
Fair Value [Abstract]	'	'
Balance, beginning of period	$406	$482
Transfer into Level 3	'	'
Other comprehensive income (loss)	'	33
Transfer out of Level 3	'	'
Principal payments	-27	-136
Balance, end of period	$379	$379

Fair_Value_Assets_Measured_At_2

Fair Value (Assets Measured At Fair Value On A Non-Recurring Basis) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	$6,789	$7,550
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	6,789	7,550
Impaired Loans [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	1,736	1,252
Impaired Loans [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Impaired Loans [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Impaired Loans [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	1,736	1,252
Foreclosed Properties, Net [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	5,053	6,298
Foreclosed Properties, Net [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Foreclosed Properties, Net [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	'	'
Foreclosed Properties, Net [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	$5,053	$6,298

Fair_Value_Required_Financial_

Fair Value (Required Financial Disclosures About Fair Value Of Financial Instruments) (Details) (USD $)	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'	'	'
Securities held to maturity	$20,998	'	$10,275	'	'	'
Securities available for sale	206,284	'	220,608	'	'	'
Mortgage servicing rights	864	906	967	885	948	839
Other real estate owned, net	5,053	'	6,298	7,553	'	'
Accrued interest receivable	2,795	'	2,506	'	'	'
Carrying Amount [Member]	'	'	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'	'	'
Cash	76,672	'	76,179	'	'	'
Federal funds sold	857	'	63	'	'	'
Securities held to maturity	20,678	'	10,275	'	'	'
Securities available for sale	206,284	'	220,608	'	'	'
Loans held for sale	725	'	1,360	'	'	'
Loans, net	622,379	'	610,302	'	'	'
Federal Home Loan Bank stock	4,238	'	3,598	'	'	'
Mortgage servicing rights	864	'	967	'	'	'
Other real estate owned, net	5,053	'	6,298	'	'	'
Accrued interest receivable	2,795	'	2,506	'	'	'
Deposits	736,195	'	744,212	'	'	'
Federal funds purchased and repurchase agreements	40,770	'	58,448	'	'	'
Federal Home Loan Bank advances	98,985	'	66,700	'	'	'
Subordinated debentures	16,100	'	16,100	'	'	'
Convertible promissory notes	8,175	'	9,400	'	'	'
Accrued interest payable	554	'	548	'	'	'
Fair Value [Member]	'	'	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'	'	'
Cash	76,672	'	76,179	'	'	'
Federal funds sold	857	'	63	'	'	'
Securities held to maturity	20,998	'	10,275	'	'	'
Securities available for sale	206,284	'	220,608	'	'	'
Loans held for sale	738	'	1,384	'	'	'
Loans, net	627,429	'	605,655	'	'	'
Federal Home Loan Bank stock	4,238	'	3,598	'	'	'
Mortgage servicing rights	864	'	967	'	'	'
Other real estate owned, net	5,053	'	6,298	'	'	'
Accrued interest receivable	2,795	'	2,506	'	'	'
Deposits	736,042	'	739,315	'	'	'
Federal funds purchased and repurchase agreements	40,770	'	58,448	'	'	'
Federal Home Loan Bank advances	98,681	'	66,304	'	'	'
Subordinated debentures	16,100	'	16,100	'	'	'
Convertible promissory notes	8,139	'	9,316	'	'	'
Accrued interest payable	$554	'	$548	'	'	'

Investments_Narrative_Details

Investments (Narrative) (Details) (USD $)	6 Months Ended	12 Months Ended
	Jun. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale and held to maturity securities	$227,282,000	$230,883,000
Unrealized losses on HTM portfolio	0	0
Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale and held to maturity securities	157,300,000	162,500,000
Percentage of investment portfolio	69.30%	70.40%
Number of securities	11	2
U.S. Government-Sponsored Agency Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Number of securities	1	'
Obligations Of States And Political Subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Number of securities	9	'
Issued And Guaranteed By GMNA Or VA [Member] | Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale and held to maturity securities	13,000,000	'
Percentage of investment portfolio	8.30%	'
Issued By FNMA or FHLMC [Member] | Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale and held to maturity securities	124,700,000	'
Percentage of investment portfolio	79.30%	'
Asset-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Number of securities	1	2
Non-agency [Member] | Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale and held to maturity securities	$19,600,000	'
Percentage of investment portfolio	12.40%	'

Investments_Fair_Value_Of_Secu

Investments (Fair Value Of Securities Available For Sale And Related Unrealized Gains And Losses) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available For Sale, Fair Value	$206,284	$220,608
Securities Available for Sale, Gross Unrealized Gains	5,505	4,523
Securities Available For Sale, Gross Unrealized Losses	-1,298	-2,751
Securities Held to Maturity, Fair Value	20,998	10,275
Securities Held to Maturity, Gross Unrealized Gains	320	'
Total Investment securities	227,282	230,883
Total Investment Securities, Gross Unrealized Gains	5,825	4,523
Total Investment securities, Gross Unrealized Losses	-1,298	-2,751
U.S. Government-Sponsored Agency Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available For Sale, Fair Value	3,490	2,964
Securities Available for Sale, Gross Unrealized Gains	2	'
Securities Available For Sale, Gross Unrealized Losses	-19	-50
Obligations Of States And Political Subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available For Sale, Fair Value	59,740	58,669
Securities Available for Sale, Gross Unrealized Gains	2,521	2,232
Securities Available For Sale, Gross Unrealized Losses	-74	-193
Asset-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available For Sale, Fair Value	1,333	1,460
Securities Available for Sale, Gross Unrealized Gains	78	94
Securities Available For Sale, Gross Unrealized Losses	-95	-110
Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available For Sale, Fair Value	136,256	152,176
Securities Available for Sale, Gross Unrealized Gains	2,863	2,197
Securities Available For Sale, Gross Unrealized Losses	-1,110	-2,313
Securities Held to Maturity, Fair Value	20,998	10,275
Securities Held to Maturity, Gross Unrealized Gains	320	'
Total Investment securities	157,300	162,500
Private Placement And Corporate Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available For Sale, Fair Value	3,561	3,435
Securities Available for Sale, Gross Unrealized Gains	41	'
Securities Available For Sale, Gross Unrealized Losses	'	-85
Other Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available For Sale, Fair Value	$1,904	$1,904

Investments_Securities_In_Unre

Investments (Securities In Unrealized Loss Positions Aggregated By Investment Category And Length Of Time In Loss Position) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	$18,107	$76,887
Less than 12 Months, Unrealized Loss	-303	-1,968
12 Months or More, Fair Value	30,710	15,667
12 Months Or More, Unrealized Loss	-995	-783
Total Fair Value	48,817	92,554
Total Unrealized Loss	-1,298	-2,751
U.S. Government-Sponsored Agency Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	'	2,964
Less than 12 Months, Unrealized Loss	'	-50
12 Months or More, Fair Value	2,922	'
12 Months Or More, Unrealized Loss	-19	'
Total Fair Value	2,922	2,964
Total Unrealized Loss	-19	-50
Obligations Of States And Political Subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	2,762	5,290
Less than 12 Months, Unrealized Loss	-51	-193
12 Months or More, Fair Value	1,563	'
12 Months Or More, Unrealized Loss	-23	'
Total Fair Value	4,325	5,290
Total Unrealized Loss	-74	-193
Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	15,345	65,198
Less than 12 Months, Unrealized Loss	-252	-1,640
12 Months or More, Fair Value	25,771	15,164
12 Months Or More, Unrealized Loss	-858	-673
Total Fair Value	41,116	80,362
Total Unrealized Loss	-1,110	-2,313
Asset-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
12 Months or More, Fair Value	454	503
12 Months Or More, Unrealized Loss	-95	-110
Total Fair Value	454	503
Total Unrealized Loss	-95	-110
Private Placement And Corporate Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Fair Value	'	3,435
Less than 12 Months, Unrealized Loss	'	-85
Total Fair Value	'	3,435
Total Unrealized Loss	'	($85)

Loans_Schedule_Of_Loans_Held_F

Loans (Schedule Of Loans Held For Investment) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Gross Loans	$630,200,000	$618,381,000	'
Less: Deferred Origination Fees, net of costs	-378,000	-421,000	'
Less: Allowance for Loan Losses	-7,443,000	-7,658,000	-9,165,000
Loans, net	622,379,000	610,302,000	'
Loans carrying value	136,900,000	132,600,000	'
Construction [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Gross Loans	38,047,000	36,948,000	'
Less: Allowance for Loan Losses	-305,000	-372,000	-652,000
Loans, net	37,742,000	36,576,000	'
Real Estate - Mortgage [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Gross Loans	146,601,000	142,398,000	'
Less: Allowance for Loan Losses	-1,168,000	-1,373,000	-1,658,000
Loans, net	145,433,000	141,025,000	'
Real Estate - Commercial [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Gross Loans	291,031,000	287,815,000	'
Less: Allowance for Loan Losses	-4,132,000	-4,431,000	-5,787,000
Loans, net	286,521,000	282,963,000	'
Commercial [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Gross Loans	129,936,000	125,290,000	'
Less: Allowance for Loan Losses	-1,284,000	-663,000	-678,000
Loans, net	128,652,000	124,627,000	'
Consumer [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Gross Loans	6,165,000	6,495,000	'
Less: Allowance for Loan Losses	-48,000	-64,000	-102,000
Loans, net	6,117,000	6,431,000	'
Municipal Loans [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Gross Loans	18,420,000	19,435,000	'
Loans, net	$18,420,000	$19,435,000	'

Loans_Allowance_For_Loan_Losse

Loans (Allowance For Loan Losses And Recorded Investment In Loans) (Details) (USD $)	3 Months Ended	6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Allowance for Loan Losses: Beginning balance	'	$7,658	$9,165	$9,165
Charge-offs	'	-512	'	-3,590
Recoveries	'	297	'	683
Provision	-600	'	-1,200	1,400
Allowance for Loan Losses: Ending Balance	'	7,443	'	7,658
Loans: Ending Balance	'	629,822	'	617,960
ALL	'	-7,443	'	-7,658
Loans, net	'	622,379	'	610,302
Ending balance: Individually evaluated	'	15,522	'	15,668
Ending balance: Collectively evaluated	'	614,300	'	602,292
Construction [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Allowance for Loan Losses: Beginning balance	'	372	652	652
Charge-offs	'	-2	'	-93
Recoveries	'	47	'	15
Provision	'	-112	'	-202
Allowance for Loan Losses: Ending Balance	'	305	'	372
Loans: Ending Balance	'	38,047	'	36,948
ALL	'	-305	'	-372
Loans, net	'	37,742	'	36,576
Ending balance: Individually evaluated	'	660	'	660
Ending balance: Collectively evaluated	'	37,387	'	36,288
Real Estate - Mortgage [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Allowance for Loan Losses: Beginning balance	'	1,373	1,658	1,658
Charge-offs	'	-77	'	-552
Recoveries	'	97	'	100
Provision	'	-225	'	167
Allowance for Loan Losses: Ending Balance	'	1,168	'	1,373
Loans: Ending Balance	'	146,601	'	142,398
ALL	'	-1,168	'	-1,373
Loans, net	'	145,433	'	141,025
Ending balance: Individually evaluated	'	609	'	540
Ending balance: Collectively evaluated	'	145,992	'	141,858
Real Estate - Commercial [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Allowance for Loan Losses: Beginning balance	'	4,431	5,787	5,787
Charge-offs	'	-309	'	-2,132
Recoveries	'	125	'	269
Provision	'	-115	'	507
Allowance for Loan Losses: Ending Balance	'	4,132	'	4,431
Loans: Ending Balance	'	290,653	'	287,394
ALL	'	-4,132	'	-4,431
Loans, net	'	286,521	'	282,963
Ending balance: Individually evaluated	'	13,356	'	14,181
Ending balance: Collectively evaluated	'	277,297	'	273,213
Commercial [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Allowance for Loan Losses: Beginning balance	'	663	678	678
Charge-offs	'	-83	'	-758
Recoveries	'	21	'	272
Provision	'	683	'	471
Allowance for Loan Losses: Ending Balance	'	1,284	'	663
Loans: Ending Balance	'	129,936	'	125,290
ALL	'	-1,284	'	-663
Loans, net	'	128,652	'	124,627
Ending balance: Individually evaluated	'	887	'	266
Ending balance: Collectively evaluated	'	129,049	'	125,024
Consumer [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Allowance for Loan Losses: Beginning balance	'	64	102	102
Charge-offs	'	-41	'	-55
Recoveries	'	7	'	27
Provision	'	18	'	-10
Allowance for Loan Losses: Ending Balance	'	48	'	64
Loans: Ending Balance	'	6,165	'	6,495
ALL	'	-48	'	-64
Loans, net	'	6,117	'	6,431
Ending balance: Individually evaluated	'	10	'	21
Ending balance: Collectively evaluated	'	6,155	'	6,474
Municipal Loans [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Loans: Ending Balance	'	18,420	'	19,435
Loans, net	'	18,420	'	19,435
Ending balance: Collectively evaluated	'	18,420	'	19,435
Not Specifically Allocated [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Allowance for Loan Losses: Beginning balance	'	755	288	288
Provision	'	-249	'	467
Allowance for Loan Losses: Ending Balance	'	506	'	755
ALL	'	-506	'	-755
Loans, net	'	($506)	'	($755)

Loans_Schedule_Of_Past_Due_Loa

Loans (Schedule Of Past Due Loans) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due (accruing)	$2,277	$1,080
90 Days & Over or on Non-accrual	7,050	6,658
Total	9,327	7,738
Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due (accruing)	103	'
90 Days & Over or on Non-accrual	660	660
Total	763	660
Real Estate - Mortgage [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due (accruing)	924	363
90 Days & Over or on Non-accrual	608	540
Total	1,532	903
Real Estate - Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due (accruing)	999	676
90 Days & Over or on Non-accrual	4,907	5,171
Total	5,906	5,847
Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due (accruing)	222	15
90 Days & Over or on Non-accrual	865	266
Total	1,087	281
Consumer [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due (accruing)	29	26
90 Days & Over or on Non-accrual	10	21
Total	39	47
Municipal Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due (accruing)	'	'
90 Days & Over or on Non-accrual	'	'
Total	'	'

Loans_Breakdown_Of_Loans_By_Ri

Loans (Breakdown Of Loans By Risk Grading) (Details) (USD $)	6 Months Ended			12 Months Ended
	Jun. 30, 2014		Jun. 30, 2013	Dec. 31, 2013
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	$459,014,000		'	$450,053,000
Gross loans	630,200,000		'	618,381,000
Deferred Origination Fees, net of costs	-378,000		'	-421,000
Loans: Ending Balance	629,822,000		'	617,960,000
Percent of Total Loans	100.00%		'	100.00%
Transfers from loans to other real estate owned	75,000		696,000	'
Charge-offs	512,000		'	3,590,000
0001-0005 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	397,272,000		'	389,182,000
Gross loans	564,315,000		'	554,454,000
Percent of Total Loans	89.60%		'	89.70%
0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	35,535,000		'	25,099,000
Gross loans	37,990,000		'	26,404,000
Percent of Total Loans	6.00%		'	4.30%
Increase (decrease) in loan balances	11,600,000		'	'
0006B [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	5,424,000		'	14,734,000
Gross loans	5,843,000		'	15,198,000
Percent of Total Loans	0.90%		'	2.40%
0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	20,783,000	[1]	'	21,038,000	[2]
Gross loans	22,052,000	[1]	'	22,325,000	[2]
Percent of Total Loans	3.50%		'	3.60%	[2]
Increase (decrease) in loan balances	-300,000		'	'
Charge-offs	400,000		'	'
0007 Rated Loans Not Impaired [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross loans	6,500,000		'	6,700,000
0006B Or 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	-9,300,000		'	'
Commercial [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	129,936,000		'	125,290,000
Gross loans	129,936,000		'	125,290,000
Loans: Ending Balance	129,936,000		'	125,290,000
Charge-offs	83,000		'	758,000
Commercial [Member] | 0001-0005 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	118,717,000		'	118,284,000
Commercial [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	9,353,000		'	2,510,000
Commercial [Member] | 0006B [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	702,000		'	3,080,000
Commercial [Member] | 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	1,164,000	[1]	'	1,416,000	[2]
Real Estate - Commercial [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	291,031,000		'	287,815,000
Gross loans	291,031,000		'	287,815,000
Loans: Ending Balance	290,653,000		'	287,394,000
Charge-offs	309,000		'	2,132,000
Real Estate - Commercial [Member] | 0001-0005 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	243,978,000		'	237,773,000
Real Estate - Commercial [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	24,649,000		'	20,732,000
Real Estate - Commercial [Member] | 0006B [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	3,641,000		'	10,549,000
Real Estate - Commercial [Member] | 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	18,763,000	[1]	'	18,761,000	[2]
Construction [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	38,047,000		'	36,948,000
Gross loans	38,047,000		'	36,948,000
Loans: Ending Balance	38,047,000		'	36,948,000
Charge-offs	2,000		'	93,000
Construction [Member] | 0001-0005 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	34,577,000		'	33,125,000
Construction [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	1,553,000		'	1,857,000
Construction [Member] | 0006B [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	1,081,000		'	1,105,000
Construction [Member] | 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross commercial loans	856,000	[1]	'	861,000	[2]
Real Estate - Mortgage [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	146,601,000		'	142,398,000
Gross loans	146,601,000		'	142,398,000
Loans: Ending Balance	146,601,000		'	142,398,000
Charge-offs	77,000		'	552,000
Real Estate - Mortgage [Member] | 0001-0005 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	143,492,000		'	139,364,000
Real Estate - Mortgage [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	1,431,000		'	1,305,000
Real Estate - Mortgage [Member] | 0006B [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	419,000		'	464,000
Real Estate - Mortgage [Member] | 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	1,259,000	[1]	'	1,265,000	[2]
Consumer [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	6,165,000		'	6,495,000
Gross loans	6,165,000		'	6,495,000
Loans: Ending Balance	6,165,000		'	6,495,000
Charge-offs	41,000		'	55,000
Consumer [Member] | 0001-0005 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	6,155,000		'	6,473,000
Consumer [Member] | 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	10,000	[1]	'	22,000	[2]
Municipal Loans [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	18,420,000		'	19,435,000
Gross loans	18,420,000		'	19,435,000
Loans: Ending Balance	18,420,000		'	19,435,000
Municipal Loans [Member] | 0001-0005 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	17,396,000		'	19,435,000
Municipal Loans [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Gross consumer loans	1,024,000		'	'
Additions Due To Net Ratings Downgrades [Member] | 0006B [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	100,000		'	'
Decrease Due To Upgrades Moved To Category 0006A [Member] | 0006B [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	-5,300,000		'	'
Decrease Due To Loans Moved To Risk Rating 0007 [Member] | 0006B [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	-1,200,000		'	'
Number of loan relationships	1		'	'
Decrease Due To Loans Moved To Risk Rating 0007 [Member] | 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	1,200,000		'	'
Number of loan relationships	1		'	'
Decrease Due To Net Payments [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	-1,000,000		'	'
Decrease Due To Payoffs [Member] | 0006B [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	-2,300,000		'	'
Decrease Due To Payoffs [Member] | 0007 [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	1,200,000		'	'
Increase Due To Loans Downgraded From 0001 To 0005 Ratings [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	10,000,000		'	'
Number of loan relationships	3		'	'
Increase Due To Loans Upgraded From Risk Category 0006B [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	5,300,000		'	'
Number of loan relationships	2		'	'
Decrease Due To Loans Upgraded To Risk Category 0005 [Member] | 0006A [Member]	'		'	'
Financing Receivable, Recorded Investment [Line Items]	'		'	'
Increase (decrease) in loan balances	($2,500,000)		'	'
Number of loan relationships	1		'	'
[1]	Included in the 0007 risk grading are $6.5 million of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.
[2]	Included in the 0007 risk grading are $6.7 million of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.

Allowance_For_Loan_Losses_ALL_1

Allowance For Loan Losses ("ALL") (Schedule Of Information Regarding Impaired Loans) (Details) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'
With an allowance recorded: Recorded Investment	$1,736	$1,252
With an allowance recorded: Unpaid principal balance	2,928	1,895
With an allowance recorded: Related allowance	1,192	643
With no related allowance recorded: Recorded Investment	12,594	13,773
With no related allowance recorded: Unpaid principal balance	12,594	13,773
Total: Recorded investment	14,330	15,025
Total: Unpaid principal balance	15,522	15,668
Average recorded investment during quarter	16,194	14,962
Interest income recognized while impaired	174	329
Construction [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With an allowance recorded: Recorded Investment	649	'
With an allowance recorded: Unpaid principal balance	660	'
With an allowance recorded: Related allowance	11	'
With no related allowance recorded: Recorded Investment	'	660
With no related allowance recorded: Unpaid principal balance	'	660
Total: Recorded investment	649	660
Total: Unpaid principal balance	660	660
Average recorded investment during quarter	703	767
Interest income recognized while impaired	'	3
Real Estate - Mortgage [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With an allowance recorded: Recorded Investment	282	201
With an allowance recorded: Unpaid principal balance	386	277
With an allowance recorded: Related allowance	104	76
With no related allowance recorded: Recorded Investment	223	263
With no related allowance recorded: Unpaid principal balance	223	263
Total: Recorded investment	505	464
Total: Unpaid principal balance	609	540
Average recorded investment during quarter	534	434
Interest income recognized while impaired	4	8
Real Estate - Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With an allowance recorded: Recorded Investment	805	1,032
With an allowance recorded: Unpaid principal balance	1,230	1,569
With an allowance recorded: Related allowance	425	537
With no related allowance recorded: Recorded Investment	12,126	12,611
With no related allowance recorded: Unpaid principal balance	12,126	12,611
Total: Recorded investment	12,931	13,643
Total: Unpaid principal balance	13,356	14,180
Average recorded investment during quarter	14,631	13,503
Interest income recognized while impaired	170	316
Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With an allowance recorded: Recorded Investment	'	19
With an allowance recorded: Unpaid principal balance	652	49
With an allowance recorded: Related allowance	652	30
With no related allowance recorded: Recorded Investment	235	218
With no related allowance recorded: Unpaid principal balance	235	218
Total: Recorded investment	235	237
Total: Unpaid principal balance	887	267
Average recorded investment during quarter	310	227
Consumer [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With no related allowance recorded: Recorded Investment	10	21
With no related allowance recorded: Unpaid principal balance	10	21
Total: Recorded investment	10	21
Total: Unpaid principal balance	10	21
Average recorded investment during quarter	16	31
Municipal Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With an allowance recorded: Recorded Investment	'	'
With an allowance recorded: Unpaid principal balance	'	'
With an allowance recorded: Related allowance	'	'
With no related allowance recorded: Recorded Investment	'	'
With no related allowance recorded: Unpaid principal balance	'	'
Total: Recorded investment	'	'
Total: Unpaid principal balance	'	'
Average recorded investment during quarter	'	'
Interest income recognized while impaired	'	'
Not Specifically Allocated [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With an allowance recorded: Recorded Investment	'	'
With an allowance recorded: Unpaid principal balance	'	'
With an allowance recorded: Related allowance	'	'
With no related allowance recorded: Recorded Investment	'	'
With no related allowance recorded: Unpaid principal balance	'	'
Total: Recorded investment	'	'
Total: Unpaid principal balance	'	'
Average recorded investment during quarter	'	'
Interest income recognized while impaired	'	'

Allowance_For_Loan_Losses_ALL_2

Allowance For Loan Losses ("ALL") (Schedule Of Nonperforming Loans) (Details) (USD $)	6 Months Ended	12 Months Ended
	Jun. 30, 2014	Dec. 31, 2013	Mar. 31, 2014	Sep. 30, 2013	Jun. 30, 2013
	loan
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Nonaccrual loans	$6,794,000	$6,403,000	$6,686,000	$6,215,000	$8,231,000
Restructured loans	8,728,000	9,264,000	'	'	'
Total nonperforming loans ("NPLs")	7,050,000	6,658,000	6,941,000	6,514,000	8,345,000
Remaining balance charged off	512,000	3,590,000	'	'	'
Nonaccrual additions	800,000	'	'	'	'
Number of loans removed from restructured status	1	'	'	'	'
Loans removed from nonaccrual status	100,000	'	'	'	'
Nonaccrual [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Restructured loans	256,000	255,000	255,000	299,000	114,000
Remaining balance charged off	100,000	'	'	'	'
Transferred to other real estate owned	400,000	'	'	'	'
Accruing [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Restructured loans	8,472,000	9,009,000	8,370,000	9,020,000	3,959,000
Nonaccrual Loans Brought Current [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Nonaccrual loans	$100,000	'	'	'	'

Other_Real_Estate_Owned_Net_Su

Other Real Estate Owned, Net (Summary Of Foreclosed Properties) (Details) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013	Dec. 31, 2012
Other Real Estate Owned, Net [Abstract]	'	'	'	'
Beginning balance	$8,566	$14,334	'	'
Transfer of net realizable value to other real estate owned	75	696	'	'
Sale proceeds	-1,162	-3,302	'	'
Net gain from disposal of other real estate owned	43	128	'	'
Valuation allowance related to properties disposed	-646	-1,382	'	'
Total other real estate owned	6,876	10,474	'	'
Valuation allowance for losses	-1,823	-2,921	-2,268	-3,858
Total other real estate owned	$5,053	$7,553	$6,298	'

Other_Real_Estate_Owned_Net_Ch

Other Real Estate Owned, Net (Changes In The Valuation Allowance For Losses On Foreclosed Properties) (Details) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Other Real Estate Owned, Net [Abstract]	'	'
Beginning balance	$2,268	$3,858
Provision charged to operations	201	445
Amounts related to properties disposed	-646	-1,382
Balance at end of period	$1,823	$2,921

Income_Taxes_Details

Income Taxes (Details) (USD $)	6 Months Ended
	Jun. 30, 2014	Dec. 31, 2013
Income Taxes [Abstract]	'	'
Tax benefit recognition threshold, likelihood of being realized	50.00%	'
Deferred income tax asset valuation allowance	$0	$0
Refund from audit	$200,000	'

Equity_Investment_Details

Equity Investment (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Millions, except Share data, unless otherwise specified
Equity Investment [Abstract]	'	'
Percentage of ownership interest in UFS	49.80%	'
Number of ownership shares held in UFS	500	'
Carrying value of investment in UFS	$4.20	$3.80
Current book value per share of common stock in UFS	$8,309	$7,697

Mortgage_Servicing_Rights_Summ

Mortgage Servicing Rights (Summary Of Changes In The Carrying Value Of MSRs) (Details) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Mortgage Servicing Rights [Abstract]	'	'	'	'
Balance at beginning of period	$906,000	$948,000	$967,000	$839,000
Additions from loans sold with servicing retained	15,000	55,000	31,000	166,000
Loan payments and payoffs	-25,000	-38,000	-45,000	-91,000
Changes in valuation	-32,000	-80,000	-89,000	-29,000
Fair value of MSRs at the end of period	864,000	885,000	864,000	885,000
Unpaid principal balance of loans serviced for others	$123,400,000	$128,100,000	$123,400,000	$128,100,000

Promissory_Notes_Details

Promissory Notes (Details) (USD $)	3 Months Ended	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013	Dec. 31, 2010
Debt Instrument [Line Items]	'	'	'	'	'
Stated percentage of interest rate on Convertible Notes	10.00%	10.00%	'	'	'
Convertible Notes, due date	'	30-Jun-17	'	'	'
Total Convertible Notes issued	$8,175,000	$8,175,000	$9,400,000	$9,400,000	$9,500,000
Conversion ratio of principal to shares	'	20.00%	'	'	'
Conversion price per share	$5	$5	'	'	'
Percentage of original principal amount convertible prior to conversion date, maximum	'	100.00%	'	'	'
Conversion date of convertible notes	'	1-Oct-14	'	'	'
Percentage of original principal amount	50.00%	50.00%	'	'	'
Amount of Convertible Notes converted	1,000,000	'	'	'	'
Common shares from conversion of Convertible notes	205,000	'	'	'	'
Subsequent Event [Member]	'	'	'	'	'
Debt Instrument [Line Items]	'	'	'	'	'
Amount of Convertible Notes converted	$3,800,000	'	'	'	'
Common shares from conversion of Convertible notes	760,000	'	'	'	'

Troubled_Debt_Restructuring_Sc

Troubled Debt Restructuring (Schedule Of Accrual And Nonaccrual Status Of Troubled Debt Restructuring) (Details) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Mar. 31, 2014	Sep. 30, 2013	Jun. 30, 2013
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	$9,264	'	'	'
Principal payments	-20	'	'	'
Advances	4	'	'	'
New restructured	138	'	'	'
Transfers out of TDRs	-658	'	'	'
31-Mar-14	8,728	'	'	'
Number of restructured loans	2	'	'	'
Construction [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers out of TDRs	'	'	'	'
Transfers to foreclosed properties	'	'	'	'
31-Mar-14	'	'	'	'
Real Estate - Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	9,264	'	'	'
Principal payments	-16	'	'	'
Advances	4	'	'	'
New restructured	111	'	'	'
Transfers out of TDRs	-658	'	'	'
31-Mar-14	8,705	'	'	'
Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Principal payments	-4	'	'	'
New restructured	27	'	'	'
31-Mar-14	23	'	'	'
Consumer [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers out of TDRs	'	'	'	'
Transfers to foreclosed properties	'	'	'	'
31-Mar-14	'	'	'	'
Municipal Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers out of TDRs	'	'	'	'
Transfers to foreclosed properties	'	'	'	'
31-Mar-14	'	'	'	'
Accruing [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	9,009	8,370	9,020	3,959
Principal payments	-20	'	'	'
Charge-offs	'	'	'	'
Advances	3	'	'	'
New restructured	138	'	'	'
Transfers out of TDRs	-658	'	'	'
31-Mar-14	8,472	8,370	9,020	3,959
Accruing [Member] | Construction [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers out of TDRs	'	'	'	'
Transfers to nonaccrual	'	'	'	'
31-Mar-14	'	'	'	'
Accruing [Member] | Real Estate - Mortgage [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Charge-offs	'	'	'	'
Accruing [Member] | Real Estate - Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	9,009	'	'	'
Principal payments	-16	'	'	'
Charge-offs	'	'	'	'
Advances	3	'	'	'
New restructured	111	'	'	'
Transfers out of TDRs	-658	'	'	'
31-Mar-14	8,449	'	'	'
Accruing [Member] | Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Principal payments	-4	'	'	'
Charge-offs	'	'	'	'
New restructured	27	'	'	'
31-Mar-14	23	'	'	'
Accruing [Member] | Consumer [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers out of TDRs	'	'	'	'
Transfers to nonaccrual	'	'	'	'
31-Mar-14	'	'	'	'
Accruing [Member] | Municipal Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers out of TDRs	'	'	'	'
Transfers to nonaccrual	'	'	'	'
31-Mar-14	'	'	'	'
Nonaccrual [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	255	255	299	114
Advances	1	'	'	'
New restructured	'	'	'	'
31-Mar-14	256	255	299	114
Nonaccrual [Member] | Construction [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers to foreclosed properties	'	'	'	'
Transfers from accruing	'	'	'	'
31-Mar-14	'	'	'	'
Nonaccrual [Member] | Real Estate - Mortgage [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
New restructured	'	'	'	'
Nonaccrual [Member] | Real Estate - Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	255	'	'	'
Advances	1	'	'	'
New restructured	'	'	'	'
31-Mar-14	256	'	'	'
Nonaccrual [Member] | Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
New restructured	'	'	'	'
Nonaccrual [Member] | Consumer [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers to foreclosed properties	'	'	'	'
Transfers from accruing	'	'	'	'
31-Mar-14	'	'	'	'
Nonaccrual [Member] | Municipal Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
31-Dec-13	'	'	'	'
Principal payments	'	'	'	'
Charge-offs	'	'	'	'
Advances	'	'	'	'
New restructured	'	'	'	'
Transfers to foreclosed properties	'	'	'	'
Transfers from accruing	'	'	'	'
31-Mar-14	'	'	'	'
Reduction Of Interest Rate Terms [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
New restructured	$100	'	'	'

Troubled_Debt_Restructuring_Su

Troubled Debt Restructuring (Summary Of Troubled Debt Restructurings) (Details) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
	contract	contract
Financing Receivable, Modifications [Line Items]	'	'
Number of Modifications	8	8
Recorded Investment	$8,728	$9,264
Construction [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Modifications	'	'
Recorded Investment	'	'
Real Estate - Commercial [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Modifications	7	8
Recorded Investment	8,705	9,264
Commercial [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Modifications	1	'
Recorded Investment	23	'
Consumer [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Modifications	'	'
Recorded Investment	'	'
Municipal Loans [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Modifications	'	'
Recorded Investment	'	'

Troubled_Debt_Restructuring_Su1

Troubled Debt Restructuring (Summary Of Troubled Debt Restructurings By Restructure Type) (Details) (USD $)	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	$8,728	'	$9,264	'	'
A/B Note Structure [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	22	'	'	'	'
Payment Schedule Changes [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	6,627	'	'	'	'
Interest Rate Reduction [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	2,079	'	'	'	'
Accruing [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	8,472	8,370	9,009	9,020	3,959
Accruing [Member] | A/B Note Structure [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	22	'	'	'	'
Accruing [Member] | Payment Schedule Changes [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	6,371	'	'	'	'
Accruing [Member] | Interest Rate Reduction [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	2,079	'	'	'	'
Nonaccrual [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	256	255	255	299	114
Nonaccrual [Member] | Payment Schedule Changes [Member]	'	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'	'
Total	$256	'	'	'	'

Commitments_And_Contingencies_1

Commitments And Contingencies (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total commitments to extend credit	$235,400	$228,208
Unused Home Equity Line Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total commitments to extend credit	61,054	59,022
One To Four Family Residential Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total commitments to extend credit	5,335	1,350
Residential Real Estate Construction Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total commitments to extend credit	3,517	2,549
Commitments Unused On Commercial Lines Of Credit Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total commitments to extend credit	156,201	156,177
Commitments Unused On Consumer Lines Of Credit Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total commitments to extend credit	9,293	9,110
Financial Standby Letters of Credit [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total commitments to extend credit	$11,796	$9,898