Baylake (BYLK) 10-K 4 Mar 16 2015 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Mar. 04, 2016	Jun. 30, 2015
Document And Entity Information [Abstract]
Entity Registrant Name	BAYLAKE CORP
Entity Filer Category	Accelerated Filer
Entity Central Index Key	275,119
Entity Current Reporting Status	Yes
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Amendment Flag	false
Document Type	10-K
Document Fiscal Period Focus	FY
Document Period End Date	Dec. 31, 2015
Document Fiscal Year Focus	2,015
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		9,620,348
Entity Public Float			$ 105,260

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from financial institutions	$ 70,458	$ 60,189
Federal funds sold and certificates of deposit	1,333	1,176
Securities held to maturity, at amortized cost	25,487	25,612
Securities available for sale, at fair value	172,608	182,912
Loans held for sale	2,804	1,290
Loans, net of allowance of $5,928 and $7,051 at December 31, 2015 and 2014, respectively	737,453	672,306
Cash surrender value of life insurance	25,195	23,587
Premises and equipment, net	20,102	20,206
Premises held for sale	2,104	844
Federal Home Loan Bank stock, at cost	4,462	4,238
Other real estate owned, net	3,710	4,266
Goodwill	8,359	7,222
Deferred income taxes, net	4,753	4,707
Accrued interest receivable	2,869	2,559
Other assets	12,220	10,509
Total Assets	1,093,917	1,021,623
Deposits
Noninterest-bearing	198,003	153,113
Interest-bearing	668,192	612,429
Total Deposits	866,195	765,542
Federal Home Loan Bank advances and other borrowings	41,595	60,455
Repurchase agreements	48,127	64,869
Subordinated debentures	16,100	16,100
Convertible promissory notes		1,650
Accrued expenses and other liabilities	7,551	7,503
Total Liabilities	$ 979,568	$ 916,119
Commitments and Contingencies - Note 16
Common stock, $5 par value, authorized 50,000,000 shares; Issued - 10,458,861 shares at December 31, 2015 and 9,777,834 shares at December 31, 2014; Outstanding - 9,620,348 shares at December 31, 2015 and 9,054,821 shares at December 31, 2014	$ 52,294	$ 48,889
Additional paid-in capital	15,803	12,654
Retained earnings	55,982	51,123
Treasury stock 838,513 shares at December 31, 2015 and 723,013 shares at December 31, 2014	(10,944)	(9,497)
Accumulated other comprehensive income	1,214	2,335
Total Stockholders' Equity	114,349	105,504
Total Liabilities and Stockholders' Equity	$ 1,093,917	$ 1,021,623

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Loans, allowance	$ 5,928	$ 7,051
LIABILITIES AND STOCKHOLDERS' EQUITY
Common stock, par value	$ 5	$ 5
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	10,458,861	9,777,834
Common stock, shares outstanding	9,620,348	9,054,821
Treasury stock, shares	838,513	723,013

Consolidated Statements Of Oper

Consolidated Statements Of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 29,373	$ 28,135	$ 28,236
Taxable securities	4,421	5,035	4,928
Tax exempt securities	1,381	1,497	1,488
Federal funds sold and certificates of deposit	100	76	88
Total Interest and Dividend Income	35,275	34,743	34,740
INTEREST EXPENSE
Deposits	1,341	1,589	2,492
Repurchase agreements	61	98	78
Federal Home Loan Bank advances and other borrowings	939	755	728
Subordinated debentures	267	259	266
Convertible promissory notes	27	612	976
Total Interest Expense	2,635	3,313	4,540
Net interest income before provision for loan losses	32,640	$ 31,430	30,200
Provision for loan losses	200		1,400
Net interest income after provision for loan losses	32,440	$ 31,430	28,800
NONINTEREST INCOME
Fees from fiduciary activities	1,159	1,044	1,062
Fees from loan servicing	633	584	591
Fees from financial services to customers	1,194	1,153	1,220
Fees for other services to customers	3,774	3,620	3,404
Net gain on sale of loans	922	648	1,414
Net change in valuation of mortgage servicing rights, net of payments and payoffs	(79)	(205)	(96)
Net realized gain on sale of securities	465	446	574
Net gains (losses) on sale of premises and equipment	11	1	(3)
Net gain on sale of branches and deposits			122
Increase in cash surrender value of life insurance	355	382	340
Income in equity of UFS subsidiary	1,216	1,208	936
Other noninterest income	46	186	266
Total Noninterest Income	9,696	9,067	9,830
NONINTEREST EXPENSE
Salaries and employee benefits	17,834	16,557	16,551
Occupancy expense	2,145	2,137	1,938
Equipment expense	1,382	1,351	1,190
Data processing and courier expense	948	861	854
FDIC insurance expense	613	604	699
Operation of other real estate owned	769	1,009	969
Loan and collection expense	74	37	224
Other outside services	1,746	1,148	878
Audit and legal expense	1,146	808	708
Costs relating to UFS tax strategy implementation	163	661
Other noninterest expenses	3,590	3,149	3,291
Total Noninterest Expense	30,410	28,322	27,302
Income before provision for income taxes	11,726	12,175	11,328
Provision for income taxes	3,709	3,252	3,319
Net Income	$ 8,017	$ 8,923	$ 8,009
Basic earnings per share	$ 0.86	$ 1.07	$ 1.01
Diluted earnings per share	0.85	0.97	0.87
Cash dividends paid per share	$ 0.34	$ 0.30	$ 0.22

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Consolidated Statements Of Comprehensive Income [Abstract]
Net Income	$ 8,017	$ 8,923	$ 8,009
Unrealized gains on securities available for sale
Net unrealized holding gains (losses) arising during the period	(1,380)	2,516	(6,351)
Less: reclassification adjustment for gains realized in net income	(465)	(446)	(574)
Tax effect	724	(812)	2,741
Other comprehensive income (loss)	(1,121)	1,258	(4,184)
Comprehensive income	$ 6,896	$ 10,181	$ 3,825

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income [Member]	Total
Balance at Dec. 31, 2012	$ 40,792	$ 12,192	$ 38,448	$ (3,549)	$ 5,261	$ 93,144
Balance, Shares at Dec. 31, 2012	7,937,347
Net income			8,009			8,009
Net changes in unrealized gains (losses) on securities available for sale					(6,351)	(6,351)
Reclassification adjustment for net gains realized in income					(574)	(574)
Tax effect					2,741	2,741
Comprehensive income						3,825
Purchase of treasury stock				(1,707)		(1,707)
Purchase of treasury stock, Shares	(163,000)
Stock-based compensation expense recognized, net		292				292
Vesting of RSUs	$ 143	(143)
Vesting of RSUs, Shares	28,679
Tax benefit from vesting of RSUs		47				47
Exercise of stock options	$ 35	(4)				$ 31
Exercise of stock options, Shares	6,971					6,971
Tax benefit from exercise of stock options/RSUs		8				$ 8
Forfeiture of stock options not exercised or RSUs not vested		(13)				(13)
Tax expense from forfeiture of unexercised stock options/RSUs		(8)				(8)
Cash dividends			(1,738)			(1,738)
Balance at Dec. 31, 2013	$ 40,970	12,371	44,719	(5,256)	1,077	93,881
Balance, Shares at Dec. 31, 2013	7,809,997
Net income			8,923			8,923
Net changes in unrealized gains (losses) on securities available for sale					2,516	2,516
Reclassification adjustment for net gains realized in income					(446)	(446)
Tax effect					(812)	(812)
Comprehensive income						10,181
Purchase of treasury stock				(4,241)		(4,241)
Purchase of treasury stock, Shares	(339,000)
Stock-based compensation expense recognized, net		355				355
Vesting of RSUs	$ 161	(161)
Vesting of RSUs, Shares	32,267
Tax benefit from vesting of RSUs		92				92
Exercise of stock options	$ 8	(1)				$ 7
Exercise of stock options, Shares	1,557					1,557
Tax benefit from exercise of stock options/RSUs		3				$ 3
Forfeiture of stock options not exercised or RSUs not vested		(7)				(7)
Tax expense from forfeiture of unexercised stock options/RSUs		2				2
Conversion of debentures	$ 7,750					7,750
Conversion of debentures, Shares	1,550,000
Cash dividends			(2,519)			(2,519)
Balance at Dec. 31, 2014	$ 48,889	12,654	51,123	(9,497)	2,335	$ 105,504
Balance, Shares at Dec. 31, 2014	9,054,821					9,054,821
Net income			8,017			$ 8,017
Net changes in unrealized gains (losses) on securities available for sale					(1,380)	(1,380)
Reclassification adjustment for net gains realized in income					(465)	(465)
Tax effect					724	724
Comprehensive income						6,896
Purchase of treasury stock				(1,447)		(1,447)
Purchase of treasury stock, Shares	(115,500)
Stock-based compensation expense recognized, net		514				514
Vesting of RSUs	$ 178	(178)
Vesting of RSUs, Shares	35,556
Tax benefit from vesting of RSUs		81				81
Exercise of stock options	$ 147	5				$ 152
Exercise of stock options, Shares	29,566					29,566
Tax benefit from exercise of stock options/RSUs		63				$ 63
Tax expense from forfeiture of unexercised stock options/RSUs		(4)				(4)
Issuance of common stock in acquisition	$ 1,430	2,668				4,098
Issuance of common stock in acquisition, Shares	285,905
Conversion of debentures	$ 1,650					1,650
Conversion of debentures, Shares	330,000
Cash dividends			(3,158)			(3,158)
Balance at Dec. 31, 2015	$ 52,294	$ 15,803	$ 55,982	$ (10,944)	$ 1,214	$ 114,349
Balance, Shares at Dec. 31, 2015	9,620,348					9,620,348

Consolidated Statements Of Cha7

Consolidated Statements Of Changes In Stockholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Consolidated Statements Of Changes In Stockholders' Equity [Abstract]
Cash dividends, per share	$ 0.34	$ 0.30	$ 0.22

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Reconciliation of net income to net cash provided by operating activities:
Net Income	$ 8,017	$ 8,923	$ 8,009
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,283	1,318	1,297
Amortization of debt issuance costs		26	36
Amortization of core deposit intangible	38	$ 21
Provision for loan losses	200		1,400
Loss on transfer of bank facilities to other real estate owned			268
Net amortization of premium/discount on securities	1,458	$ 1,531	2,402
Increase in cash surrender value of life insurance	(355)	(382)	(340)
Net realized gain on sale of securities	(465)	(446)	(574)
Net gain on sale of loans	(922)	(648)	(1,414)
Net gain on sale of branches			(122)
Proceeds from sale of loans held for sale	45,400	31,442	69,364
Origination of loans held for sale	(46,094)	(30,804)	(68,641)
Change in valuation of mortgage servicing rights, net of payments and payoffs	79	205	96
Provision for valuation allowance on other real estate owned	573	730	946
Provision for valuation allowance on land held for sale	344
Net gains (losses) on sale of premises and equipment	(11)	(1)	3
Net gains on disposals of other real estate owned	(50)	(19)	(202)
Provision for deferred income tax expense	887	1,117	2,463
Stock-based compensation expense	514	355	292
Forfeiture of options not exercised and RSUs not vested		(7)	(13)
Tax benefit from exercise/forfeiture of options	59	5
Income in equity of UFS subsidiary	(1,216)	(1,208)	(936)
Changes in assets and liabilities:
Return of prepaid FDIC assessment			358
Accrued income taxes	(1,063)	(3,911)	1,441
Accrued interest receivable and other assets	285	(542)	287
Income tax payments (refunds)	2,220	2,977	(316)
Accrued expenses and other liabilities	(262)	(587)	291
Net cash provided by operating activities	10,919	10,095	16,395
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from sale of securities available for sale	13,911	15,879	6,406
Principal payments on securities available for sale	36,279	27,984	48,034
Purchase of securities held to maturity		(15,456)	(10,275)
Purchase of securities available for sale	(19,202)	(5,063)	(41,782)
Purchase of FHLB stock		(640)
Proceeds from sale of other real estate owned	950	2,525	5,040
Proceeds from sale of premises and equipment	40	82	7
Proceeds from life insurance death benefit	203	196
Loan originations and payments, net	(19,359)	(63,205)	(26,371)
Additions to premises and equipment	(2,104)	(941)	(816)
Net change in federal funds sold	598	(1,113)	955
Dividend from UFS subsidiary	503	417	433
Capital contribution to UFS subsidiary	(732)
Net cash provided by (used in) purchase or acquisition of institutions	(3,960)	12,086
Net cash provided by (used in) investing activities	7,127	(27,249)	(18,369)
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	32,197	7,649	(61,681)
Net change in repurchase agreements	(16,742)	6,421	6,880
Repayments on Federal Home Loan Bank advances and other borrowings	(32,860)	(82,545)	(15,000)
Proceeds from Federal Home Loan Bank advances and other borrowings	14,000	76,300	41,700
Tax benefit from vesting of restricted stock units	81	92	47
Proceeds from exercise of stock options	152	7	31
Purchase of treasury stock	(1,447)	(4,241)	(1,707)
Cash dividends paid	(3,158)	(2,519)	(1,738)
Net cash provided by (used in) financing activities	(7,777)	1,164	(31,468)
Net change in cash	10,269	(15,990)	(33,442)
Beginning cash	60,189	76,179	109,621
Ending cash	70,458	60,189	76,179
Supplemental cash flow information:
Interest paid	2,629	3,578	4,758
Income taxes paid (refunded), net	2,220	2,977	(316)
Supplemental noncash disclosure:
Transfers from loans to other real estate owned	623	1,204	1,037
Transfers from premises and equipment to other real estate owned	147		509
Transfers from real estate held for sale to other real estate owned			60
Transfers from premises and equipment to premises held for sale	1,320
Mortgage servicing rights resulting from sale of loans	102	79	$ 224
Conversion of debentures to equity	$ 1,650	$ 7,750

Nature Of Business And Summary

Nature Of Business And Summary Of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2015
Nature Of Business And Summary Of Significant Accounting Policies [Abstract]
Nature Of Business And Summary Of Significant Accounting Policies	NOTE 1 - NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The consolidated financial statements of Baylake Corp. (the “Company”) include the accounts of the Company, its wholly owned subsidiaries Baylake Bank (the “Bank”) and Admiral Asset Management, Inc. (“Admiral”), and the Bank’s wholly owned subsidiary : Bay Lake Investments, Inc . In the fourth quarter of 2013, the Company capitalized Admiral, a wholly-owned registered investment advisor subsidiary to provide brokerage services in addition to those offered by the Bank and investment advisory services to customers. All significant intercompany items and transactions have been eliminated. Management has evaluated the impact of all subsequent events and determined that all subsequent events have been appropriately recognized and disclosed in the accompanying consolidated financial statements through the date of this report. Through the third quarter of 2014, the Bank owned a 49.8% interest ( 500 shares) in United Financial Services, Incorporated (“UFS Inc.”), a data processing service and e-banking entity. During the third quarter of 2014, a tax strategy reorganization of UFS Inc. was launched with the intent of providing a more favorable tax structure to UFS Inc. and its shareholders. This transaction was completed in the fourth quarter of 2014. As part of the reorganization, UFS, LLC was formed. Collectively, UFS Inc. and UFS, LLC are referred to as United Financial Services (“UFS”). UFS Inc. owns a 50.2% interest in UFS, LLC. Under the new structure, the Bank owns a 49.8% indirect interest in UFS, LLC, through its 99.2% ownership ( 500 shares) of UFS Inc. As part of the transaction, the Bank paid $661 to UFS, LLC’s other 49.8% shareholder as reimbursement for the disproportionate share of tax obligations borne by that shareholder resulting from the overall restructuring transaction. The Bank’s payment was non-deductible for tax purposes. Partially offsetting this expense was a $584 reversal of a previously recorded deferred tax liability related to UFS Inc. Other costs incurred in the transaction included $146 of professional fees. In the second quarter of 2015, the Bank paid an additional $163 to the shareholder as a final settlement related to the transaction. In addition to the ownership interest, UFS LLC, UFS Inc. and the Bank have a common member on each of their respective Boards of Directors. The investment in UFS Inc. is carried under the equity method of accounting and the Bank’s pro rata share of UFS Inc.’s income is included in noninterest income. Income in equity of UFS recognized by the Bank was $1,2 16 , $1,208 , and $936 for the years ended 201 5 , 201 4 , and 201 3 , respectively. Amounts paid to UFS for data processing services by the Bank were $911 , $883 , and $937 in 2015 , 201 4, and 2013, respectively. Loans to UFS were $964 and $2,978 at December 31, 2015 and December 31, 2014, respectively. The carrying value of the Bank’s investment in UFS was $5,838 and $4,640 at December 31, 2015 and December 31, 2014 , respectively. The current book value of UFS is approximately $11,676 per shar e as of December 31, 2015 . The Bank makes commercial, mortgage, and installment loans to customers substantially all of whom are located in Door, Brown, Kewaunee , Manitowoc, and Outagamie Counties of Wisconsin as well as participates in national lending credits. Although the Bank has a diversified portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent upon the economic condition of the local tourism/recreation businesses, as well as the industrial, commercial and agricultural industries. On February 7, 2014, the Bank purchased a branch location in Appleton, Wisconsin. The transaction included deposits of $13,681 and related overdraft loans of $3 as well as $950 of fixed assets. The transaction resulted in $112 of core deposit intangible. On April 10 , 2015, the Bank close d one of its branch locations in Brown County, Wisconsin. Customer deposits and loans were transferred to other Bank locations and staff was relocated to other branches. The Bank anticipates using the facility in future operations and therefore the property has not been transferred to other real estate. In October 2015, in conjunction with the pending merger with Nicolet Bankshares, Inc. (“Nicolet), the Bank entered into a lease agreement with Nicolet’s wholly-owned bank subsidiary, Nicolet National Bank, related to this facility. On May 8, 2015 the Company announced the signing of a definitive agreement to acquire NEW Bancshares, Inc. (“NEW BI ”) in a cash and stock transaction. NEW BI , headquartered in Kewaunee, Wisconsin, was the parent company of Union State Bank (“Union”), which operated four locations in northeast Wisconsin. That transaction closed on December 4, 2015 . BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCI AL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) On September 8, 2015 , the Company announced jointly with Nicolet the signing of an Agreement and Plan of Merger where by the Company will merge with and into Nicolet. Following the merger, the Bank will merge with and into Nicolet National Bank with Nicolet National Bank continuing as the surviving bank and with all B ank branches operating under the Nicolet National Bank brand. This transaction is expected to cl ose in the second quarter of 2016. Use of Estimates : To prepare financial statements in conformity with accounting principles generally accepted in the United States of America (“U.S. GAAP”), management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the consolidated financial statements and the disclosures provided, and actual results could differ. The allowance for loan losses, value of foreclosed properties, other than temporary impairment of securities, income tax expense, and fair values of financial instruments are particularly subject to change. Business Combinations : The Company accounts for business combinations under the acquisition method of accounting in accordance with Accounting Standards Codification (“ASC”) 805, Business Combinations (“ASC 805”). Under ASC 805, all identifiable assets acquired and all liabilities assumed must be measured at fair value at the acquisition date. The “carrying over” of the allowance for loan and lease losses to the acquiring entity is prohibited. Acquisition-related costs such as legal, accounting, consulting, and investment broker fees must be expensed as incurred. The excess cost of the acquisition over the fair value of the net tangible and intangible assets acquired is recorded as goodwill. The Company may change provisional amounts initially recorded as of the acquisition date for a period of up to one year after the acquisition date of the business combination. Cash and Cash Equivalents : Cash and cash equivalents include cash and deposits with other financial institutions. Balances over $250 in those institutions are not insured by the Federal Deposit Insurance Corporation (“FDIC”) and therefore pose a potential risk in the event the institution were to fail. As of December 31, 2015, uninsured deposits totaled $1,489 . Securities : Securities are classified as held to maturity or available for sale at the time of purchase. Investment securities classified as held to maturity, which management has the intent and ability to hold to maturity, are reported at amortized cost, adjusted for amortization of premiums and accretion of discounts, using a method that approximates level yield. Investment securities classified as available for sale, which management has the intent and ability to hold for an indefinite period of time, but not necessarily to maturity, are carried at fair value, with unrealized gains and losses, net of related deferred income taxes, included in stockholders’ equity as a separate component of other comprehensive income. Premiums and discounts are amortized or accreted into interest income over the estimated life (earlier of call date, maturity, or estimated life) of the related security, using a prospective method that approximates level yield. Any decision to sell investment securities available for sale would be based on various factors, including, but not limited to, asset/liability management strategies, changes in interest rates or prepayment risks, liquidity needs, or regulatory capital considerations. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Declines in the fair value of securities below their cost that are other-than-temporary due to credit issues are reflected as “Other than temporary impairment of securities” in the statement of operations. In estimating other-than-temporary losses, management considers: (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the Company’s ability and intent to hold the security for a period sufficient to allow for any anticipated recovery in fair value. The difference between the present values of the cash flows expected to be collected and the amortized cost basis is the credit loss. The credit loss is the portion of the other-than-temporary impairment that is recognized in earnings and is a reduction to the cost basis of the security. The portion of other-than-temporary impairment related to all other factors is included in other comprehensive income (loss). Federal Home Loan Bank (“FHLB”) stock : The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on expected ultimate recovery BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) of par value. The determination of whether a decline affects the ultimate recovery is influenced by criteria such as: (1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount and length of time a decline has persisted; (2) impact of legislative and regulatory changes on the FHLB and (3) the liquidity position of the FHLB. Both cash and stock dividends are reported as income. Loans Held for Sale : Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale may be sold with servicing rights retained. The carrying value of mortgage loans sold with servicing rights retained is reduced by the amount allocated to the servicing right at the time of sale. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. Loans – Originated : Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Interest income on loans is discontinued at the time the loan is 90 days delinquent. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Loans – Acquired : Loans acquired in a business combination are recorded at their estimated fair value at the acquisition date under ASC Topic 310-20, Receivables – Nonrefundable Fees and Other Costs or ASC Topic 310-30, Receivables – Loans and Debt Securities Acquired with Deteriorated Credit Quality. ASC 310-30 is used when the determination is made at acquisition that the acquirer will be unable to collect all contractually required payments from the borrower. These loans are identified as Purchase Credit Impaired (“PCI”) loans and the amount of the credit discount is a nonaccretable mark that is not recorded within the Allowance for Loan Losses (“ALL”). Credit deterioration subsequent to the acquisition will be charged to the ALL. All other loans that are not PCI loans will be measured at fair value based on the expected cash flows of the loans. The difference between the fair value and expected cash flows will be accreted into interest income using a method that approximates a level yield. These loans are recorded at fair value, thus, there is no allowance established at the acquisition date. Subsequent to acquisition, these loans are evaluated and a loan loss provision may be recorded if a decline in value occurs. Restructured Loans : Restructured loans involve the granting of some concession to the borrower involving a loan modification, such as payment schedule changes, interest rate reductions, or principal charge-offs. A troubled debt restructuring (“TDR”) includes a loan modification where a borrower is experiencing financial difficulty and a concession is granted to that borrower that would not otherwise be considered but for the borrower’s financial difficulties. A TDR may be accrual or nonaccrual status based upon the performance of the borrower and management’s assessment of collectability. A TDR on nonaccrual is returned to accrual after performing in accordance with the modified terms for a sufficient period, generally six months. A loan that is modified at a market rate of interest may no longer be classified as a TDR in the calendar year subsequent to the restructuring if it is in compliance with the modified terms. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Allowance for Loan Losses – Originated Loans : The ALL represents management’s estimate of probable and inherent credit losses in the loan portfolio. Estimating the amount of the ALL requires the exercise of significant judgment and the use of estimates related to the amount and timing of expected future cash flows on impaired loans, estimated losses on pools of homogeneous loans based on historical loss experience, and consideration of other qualitative factors such as current economic trends and conditions, all of which may be susceptible to significant change. The loan portfolio also represents the largest asset on the consolidated balance sheets. Loan losses are charged off against the ALL when realized, while recoveries of amounts previously charged off are credited to the ALL. A provision for loan losses (“PFLL”) is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors. The ALL consists of specific reserves on certain impaired loans and general reserves for non-impaired loans. Specific reserves reflect estimated losses based on regular analyses of all impaired non-homogenous loans. These analyses involve a high degree of judgment in estimating the amount of loss associated with specific loans, including estimating the amount and timing of future cash flows and collateral values. The general reserve is based on the Bank’s historical loss experience which is updated quarterly. The general reserve portion of the ALL also includes consideration of certain qualitative factors such as (1) changes in the nature, volume and terms of loans, (2) changes in lending personnel,(3) changes in the quality of the loan review function, (4) changes in nature and volume of past-due, nonaccrual and/or classified loans, (5) changes in concentration of credit risk, (6) changes in economic and industry conditions, (7) changes in legal and regulatory requirements, (8) unemployment and inflation statistics, and (9) changes in underlying collateral values. There are many factors affecting the ALL; some are quantitative while others require qualitative judgment. The process for determining the ALL (which management believes adequately considers potential factors which might possibly result in credit losses) includes subjective elements and, therefore, may be susceptible to significant change. To the extent actual outcomes differ from management estimates, additional PFLL could be required that could adversely affect the earnings or financial position in future periods. Allocations of the ALL may be made for specific loans but the entire ALL is available for any loan that, in management’s judgment, should be charged-off or for which an actual loss is realized. As an integral part of their examination process, various regulatory agencies review the ALL as well. Such agencies may require that changes in the ALL be recognized when such regulators’ credit evaluations differ from those of management based on information available to the regulators at the time of their examinations. Allowance for Loan Losses – Acquired Loans : Performing, acquired loans are periodically evaluated, and, if necessary, a PFLL may be required. For PCI loans, the present value of cash flows are determined and if that value is less than the carrying value, additional PFLL may be required. Mortgage Servicing Rights : Mortgage servicing rights are recognized separately when they arise through sales of loans with servicing retained. Mortgage servicing rights are initially recorded at fair value with the offsetting effect recorded as a reduction to gain/loss on sale of loans. Changes in fair value are included in “net change in valuation of mortgage servicing rights, net of payments and payoffs,” in the consolidated statements of operations. Subsequent to origination, under the fair value measurement method, the Company measures fair value based on market prices for comparable servicing contracts, when available, or alternatively, based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, prepayment speeds and default rates and losses. The Company compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. The fair values of mortgage servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Mortgage servicing rights are included in other assets on the consolidated balance sheets. Loan servicing fee income earned for servicing loans is based on a contractual percentage of the outstanding principal or a fixed amount per loan and is recorded as income when earned. Loan servicing fees totaled $ 633 , $584 , and $591 for the years ended December 31, 2015, 2014, and 2013 respectively. Late fees and ancillary fees related to loan servicing are not material. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Bank Owned Life Insurance : The Company has purchased life insurance policies on certain key executives. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the net cash surrender value. Transfers of Financial Assets : Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Other Real Estate Owned Properties : Assets acquired through or instead of loan foreclosure or bank facilities no longer in use are initially recorded at fair value, less estimated costs to sell, establishing a new cost basis. If the fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Costs incurred after acquisition are expensed. These costs include management fees, operating expenses, and valuation write-downs. Premises and Equipment : Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 5 to 40 years. Furniture, fixtures, and equipment are depreciated using the straight-line (or accelerated) method with useful lives ranging from 3 to 12 years. Rabbi Trust: During 2011, the Company established a Rabbi Trust to hold proceeds from the surrender of life insurance policies. The assets of the Rabbi Trust are invested in investment choices identical to the investments selected by eligible participants in the Company’s Supplemental Executive Retirement Plan (“SERP”). This provides an economic hedge to the Company’s liability under the SERP. The Rabbi Trust remains in effect at December 31, 2015 and is included in other assets in the consolidated balance sheets. Core Deposit Intangible : Core deposit intangible assets represent a premium paid to acquire the core deposits of an institution. The premium is the amount paid in excess of the dollar amount of the deposits acquired and is amortized over the expected life of the deposits. Core deposit intangible assets are subject to impairment valuation at least annually, or whenever events or changes in circumstances indicate that the carrying amount may not be fully recovered. Goodwill : Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of acquired tangible and intangible assets. The goodwill recorded represents the excess of market value over book value. The Company’s operations are managed and financial performance is evaluated on a company-wide basis. All of the financial services operations are considered by management to be aggregated as one reportable segment. During the fourth quarter of 2015, goodwill increased $1.1 million due to the merger with NEWBI and the related acquisition of its branch operations. U.S. GAAP provides that prior to performing the traditional two-step goodwill impairment test, the Company is permitted to first perform a qualitative assessment about the likelihood of the carrying value of a reporting unit exceeding its fair value, referred to as the “Step 0” assessment. The Step 0 assessment requires the evaluation of certain events and circumstances such as macroeconomic conditions, industry and market considerations, cost factors and overall financial performance, as well as Company items. After performing the Step 0 assessment, should the Company determine that it is more likely than not that the fair value of goodwill is less than its carrying amount, it is required to perform the prescribed two-step goodwill impairment test to identify the potential goodwill impairment and measure the amount of the goodwill impairment loss, if any, to be recognized. However, if the Company concludes otherwise based on the Step 0 assessment, the two-step goodwill impairment test is not required. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) During 2015, management valued the Company by utilizing the Step 0 qualitative assessment approach in determining whether it is more likely than not that the fair value of the Company is less than its carrying amount, including goodwill. As part of the qualitative assessment approach, the Company assessed the following relevant events and circumstances: macroeconomic conditions, industry and market considerations, overall financial performance, changes in management and management strategy, and changes in the composition or carrying amount of the net assets. In addition, consideration was given to the pending merger with Nicolet as well as the significant difference in fair value compared to the book value of goodwill in 2014. The conclusion of the Step 0 assessment was that it was more likely than not that the fair value of goodwill continued to exceed its carrying value at December 31, 2015. Therefore, a two-step quantitative analysis was not considered necessary. During 2014, the Company, with the assistance of a third party valuation firm, determined an estimated cash fair value of the Company’s common stock. Consideration was given to the nature and history of the Company, the competitive and economic outlook for the trade area and for the banking industry in general, the book value and financial condition of the Company, the future earnings and dividend paying capacity, the size of the block valued, and the prevailing market prices of bank stocks. The following valuation methodologies were considered: (1) net asset value – defined as the net worth of the Company, (2) market value – defined as the price at which knowledgeable buyers and sellers would agree to buy and sell the Company’s common stock, and (3) investment value – defined as an estimate of the present value of the future benefits, usually earnings, cash flow, or dividends, that will accrue to the Company’s common stock. When consideration was given to the three valuation methodologies, as well as all other relevant valuation variables and factors, the fully-diluted cash fair value range of the Company’s common shares was considered to be in excess of the book value. Because the valuation ranges obtained from that firm exceeded the carrying value including goodwill, step one of the impairment test established under U.S. GAAP was met and, therefore, no goodwill impairment was recognized. If the carrying amount would have exceeded fair value, the Company would have performed the second step to measure the amount of impairment loss. Long-Term Assets : Premises and equipment, and other long-term assets are reviewed for impairment when events indicate that their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value. Management has determined that such assets have not been impaired as of December 31, 2015 and 2014. Loan Commitments and Related Financial Instruments : Financial instruments include off-balance-sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Instruments, such as standby letters of credit, that are considered financial guarantees in accordance with accounting guidance are recorded at fair value. Trust Fee Income : The Company provides trust services to customers and in return charges fees using terms customary in its industry, including charging fees based on the agreed-upon percentages of assets managed or as otherwise specified in the underlying agreements. Income from trust services is recognized when the services are provided and included as “fees from fiduciary activities” in the consolidated statements of operations. Advertising Expense : The Company expenses all advertising costs as they are incurred. Total advertising costs for the years ended December 31, 2015, 2014 and 2013 were $144 , $204 and $ 246 , respectively. Earnings Per Common Share : Basic earnings per common share is net income or loss divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock options, stock awards, and convertible promissory notes. Loss Contingencies : Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 201 5 , 201 4 and 2013 (Dollar amounts in thousands, except share and per share data ) NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Restrictions on Cash : Cash on hand or on deposit with the Federal Reserve Bank of Chicago (“Reserve Bank”) of $ 2,314 and $1,65 2 was required to meet regulatory reserve requirements as of December 31, 2015 and 2014, respectively. These balances earn interest at a rate periodically determined by the Reserve Bank. Dividend Reinvestment Plan : The Company administers a dividend reinvestment plan (“DRIP”), whereby the Company allocates applicable dividends to acquire, on the participant’s behalf, shares of the Company’s common stock. During 2015, total cash dividends of $3,158 were declared and paid by the Company. Of this amount, $4 04 was allocated to the DRIP and was used to purchase 30,600 shares in the open market at a weighted average price of $ 13.15 per share, to fulfill the DRIP plan requirements. No shares were issued by the Company during 2015 in administration of the DRIP. During 2014, 27,337 shares were purchased in the open market at a weighted average price of $12.90 per share to fulfill the DRIP plan requirements for a total of $351 in dividends. Operating Segments : While the chief decision makers monitor the revenue streams of the various products and services, the identifiable segments are not material and operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment. Premises Held for Sale : Assets which the Company wishes to dispose of or liquidate through the sale to others. These assets are carried at the lower of cost or fair value and are not depreciated. Stock-based Compensation : The Company accounts for equity awards by recognizing compensation expense related to the stock-based equity awards over the vesting period. See Note 20 for information on stock-based compensation. Income Taxes : Deferred income taxes are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates that will apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred income tax assets and liabilities of a change in tax rates is recognized as income or expense in the period that includes the enactment date. See Note 18 for details on the Company’s income taxes. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax estimation presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely to be realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company regularly reviews the carrying amount of its deferred income tax assets to determine if the est

Acquisition

Acquisition	12 Months Ended
	Dec. 31, 2015
Acquisition [Abstract]
Acquisition	BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 2 – ACQUISITION Effective December 4, 2015 , the Company completed its acquisition of NEWBI pursuant to the Agreement and Plan of Merger dated May 4, 2015 (the “NEWBI Merger Agreement”), whereby NEWBI was merged with and into the Company, and Union was merged with and into the Bank. The system integration was completed in December 2015. Three of Union’s branches located in Kewaunee, Manitowoc and Brown Counties opened on December 7, 2015 as the Bank and the remaining branch which previously served as the main office for Union was closed. Deposits and loans relating to this branch were consolidated with the Bank’s existing branch in Kewaunee County. The branch facility was transferred to other real estate owned subsequent to the acquisition. The cash-and-stock transaction was valued at approximately $9.9 million, with 41.3% of the consideration paid through the issuance of 285,905 shares of the Company’s common stock. The number of shares of Company common stock issued in connection with the transaction was based on the Company’s average trading price of $14.33 per share. As provided for in the NEWBI Merger Agreement, the average trading price was determined by taking the average daily high and low sale price of Company common stock on the NASDAQ Stock Market LLC for 10 trading days ending on and including December 2, 2015. Cash consideration of $5.8 million was also paid in connection with the transaction. The transaction was accounted for under the acquisition method of accounting requiring assets and liabilities to be recorded at their respective fair values at the date of acquisition. Since the value of liabilities exceeded the value of assets, goodwill was recorded. The Company has one year from the date of the acquisition to make adjustments related to the transaction based on new or updated information. As part of the valuation process, the Company used an unrelated third party valuation expert to determine a value of the core deposit intangible. The fair value of the assets acquired and liabilities assumed on December 4, 2015 was as follows: As recorded by NEWBI Fair Value Adjustments As recorded by Baylake Cash and cash equivalents $ 1,812 $ 244 $ 2,056 Fed funds sold (1) 755 — 755 Investment securities (1) 23,824 11 23,835 Loans, net of participations 47,267 (656) 46,611 Allowance for loan losses (687) 687 — Other Real Estate Owned 265 (118) 147 Premises and equipment 964 (109) 855 Core deposit intangible — 1,365 1,365 Other assets 1,899 142 2,041 Total assets acquired $ 76,099 $ 1,566 $ 77,665 Deposits $ 68,242 $ 214 $ 68,456 Other liabilities 171 266 437 Total liabilities assumed $ 68,413 $ 480 $ 68,893 Excess of assets acquired over liabilities assumed 8,772 Less: purchase price 9,910 Goodwill $ (1,138) (1) These assets were merged with the Bank’s wholly-owned Nevada subsidiary, Bay Lake Investments, Inc. Loans acquired in this transaction were recorded at their estimated fair value at the acquisition date. When a determination was made at acquisition that the Company will be unable to collect all contractually required payments from the borrower under a loan agreement, the loan was identified as a PCI loan. Based on an evaluation of collateral and source of repayment, a credit discount was determined. The amount of the credit discount is a nonaccretable mark that is not recorded to the ALL. Credit deterioration subsequent to the acquisition will be charged to the ALL. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 2 – ACQUISITION (Continued) At acquisition, $1,707 of loans were identified as PCI loans and credit discounts of $828 were recorded. The remaining balance of $879 of such loans was recorded as an asset in which full repayment is expected over the remaining term of the loan. All other loans that are not PCI loans (“Non-PCI loans”) are measured at fair value based on the expected cash flows of the loans. The difference between the fair value and expected cash flows will be accreted into interest income using a method that approximates a level yield. Since these loans are recorded at fair value, there is no allowance established at the acquisition date. Subseque n t to acquisition, these loans are evaluated and a loan loss provision may be recorded if a decline in value occurs. At acquisition, $46,227 of loans were identified as Non-PCI loans and a fair value of $45,713 was recorded. The difference of $514 will be accreted into interest income under the level yield method over the next several years .

Fair Value Information

Fair Value Information	12 Months Ended
	Dec. 31, 2015
Fair Value Information [Abstract]
Fair Value Information	NOTE 3 – FAIR VALUE INFORMATION Accounting guidance establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The guidance describes three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input within the valuation hierarchy that is significant to the fair value measurement. The methods and assumptions used to estimate fair value are described below. Securities available for sale - the fair value of securities available for sale is determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). For other securities not able to be priced on matrix pricing, outside third parties are relied upon (Level 3 inputs). Only one of the Company’s securities available for sale at each of December 31, 2015 and 2014 was measured using Level 3 inputs. Non-impaired loans and deposits - the fair value of fixed rate non-impaired loans and deposits and non-impaired variable rate loans and deposits with infrequent repricing or repricing limits is based on discounted cash flows using current market rates applied to the estimated life and credit risk (Level 3 inputs). Fair value of loans held for sale is based on market quotes for individual, specific loans (Level 1 inputs). Impaired loans - the fair value of impaired loans is based on a review of comparable collateral in similar marketplaces (Level 3 inputs) or an analysis of expected cash flows of the loan in relationship to the contractual terms of the loan (Level 3 inputs). Impaired loans are carried at the lower of amortized cost or fair value less estimated costs to sell. Impaired loans are not carried at fair value if there is sufficient collateral or if expected repayments exceed the recorded investments of such loans. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 3 – FAIR VALUE INFORMATION (Continued) Mortgage servicing rights - the fair value of mortgage servicing rights is based on a valuation model that calculates the present value of estimated net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income. These assumptions include servicing costs, expected loan lives, discount rates, and the determination of whether the loan is likely to be refinanced. The Company compares the valuation model inputs and results to published industry data for reasonableness (Level 2 inputs). Other real estate owned - the fair value of other real estate owned is determined using a variety of market information including, but not limited to, appraisals, professional market assessments, and real estate tax assessment information. Properties obtained by the Bank in foreclosure are adjusted to fair value less estimated costs to sell upon their transfer to other real estate owned, establishing a new cost basis. Subsequently, other real estate owned is carried at the lower of cost or fair value less estimated costs to sell (Level 3 inputs). Premises held for sale – premises held for sale are carried at the lower of cost or fair value less estimated costs to sell. The fair value is determined using a variety of market information including but not limited to, appraisals, professional market assessments, and accepted offers to sell. Convertible promissory notes – the fair value of convertible promissory notes is based on current rates for similar financing arrangements (Level 3 inputs). ASSETS MEASURED ON A RECURRING BASIS December 31, 2015 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Securities available for sale: U.S. government sponsored agency securities $ 5,721 $ — $ 5,721 $ — Mortgage-backed securities 90,260 — 90,164 96 Obligations of states and political subdivisions 69,457 — 69,457 — Private placement and corporate bonds 3,535 — 3,535 — Other securities 3,635 — 3,635 — Total securities available for sale 172,608 — 172,512 96 Mortgage servicing rights 1,115 — 1,115 — Total $ 173,723 $ — $ 173,627 $ 96 December 31, 2014 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Securities available for sale: U.S. government sponsored agency securities $ 2,747 $ — $ 2,747 $ — Mortgage backed securities 115,714 — 115,460 254 Obligations of states and political subdivisions 59,002 — 59,002 — Private placement and corporate bonds 3,544 — 3,544 — Other securities 1,905 — 1,905 — Total securities available for sale 182,912 — 182,658 254 Mortgage servicing rights 841 — 841 — Total $ 183,753 $ — $ 183,499 $ 254 BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 3 – FAIR VALUE INFORMATION (Continued) The following table presents additional information about Level 3 assets measured at fair value on a recurring basis: December 31, 2015 December 31, 2014 Balance, beginning of period $ 254 $ 482 Other comprehensive gain (loss) 5 (28) Principal payments (163) (200) Balance, end of period $ 96 $ 254 Fair value of Level 3 assets measured on a recurring basis is determined by obtaining multiple price estimates on each Level 3 asset from organizations experienced in the securities industry with specific knowledge of the assets. Assets measured at fair value on a non-recurring basis are summarized below: ASSETS MEASURED ON A NON-RECURRING BASIS December 31, 2015 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans with allocated allowance $ 241 $ — $ — $ 241 Premises held for sale 2,104 — — 2,104 Other real estate owned, net 3,710 — — 3,710 Total $ 6,055 $ — $ — $ 6,055 December 31, 2014 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans with allocated allowance $ 1,451 $ — $ — $ 1,451 Premises held for sale 844 — — 844 Other real estate owned, net 4,266 — — 4,266 Total $ 6,561 $ — $ — $ 6,561 Fair value of other real estate owned is determined on a non-recurring basis based on evaluation of the underlying collateral, net of estimated costs of disposal. Required Financial Disclosures about Fair Value of Financial Instruments The accounting guidance for financial instruments requires disclosures of estimated fair value of certain financial instruments and the methods and significant assumptions used to estimate their fair values. Certain financial instruments and all nonfinancial instruments are excluded from the scope of this guidance. Accordingly, the fair value disclosures required by this guidance are only indicative of the value of individual financial instruments as of the dates indicated and should not be considered an indication of the Company’s fair value. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 3 – FAIR VALUE INFORMATION (Continued) The following table presents the carrying amount and estimated fair value of certain financial instruments: December 31, 2015 2014 Carrying Amount Fair Value Fair Value Level Carrying Amount Fair Value Fair Value Level Financial assets Cash and due from financial institutions $ 70,458 $ 70,458 1 $ 60,189 $ 60,189 1 Federal funds sold 1,333 1,333 2 1,176 1,176 2 Securities held to maturity 25,487 26,119 2 25,612 26,181 2 Securities available for sale 172,608 172,608 2,3 182,912 182,912 2,3 Loans held for sale 2,804 2,849 1 1,290 1,314 1 Loans, net 737,453 736,064 2,3 672,306 675,481 2,3 Federal Home Loan Bank stock 4,462 4,462 2 4,238 4,238 2 Mortgage servicing rights 1,115 1,115 2 841 841 2 Premises held for sale 2,104 2,104 3 844 844 3 Other real estate owned, net 3,710 3,710 3 4,266 4,266 3 Accrued interest receivable 2,869 2,869 2 2,559 2,559 2 Financial liabilities Deposits $ 866,195 $ 865,601 2 $ 765,542 $ 765,370 2 Repurchase agreements 48,127 48,127 2 64,869 64,869 2 Federal Home Loan Bank advances and other borrowings 41,595 42,002 2 60,455 60,475 2 Subordinated debentures 16,100 16,100 2 16,100 16,100 2 Convertible promissory notes - - - 1,650 1,642 3 Accrued interest payable 289 289 2 283 283 2 The methods and assumptions that were used to estimate the fair value of financial assets and financial liabilities that are measured at fair value on a recurring and non-recurring basis have been previously disclosed. The following methods and assumptions were used to estimate the fair value of other financial instruments for which it is practicable to estimate that value: (a) Cash and due from financial institutions The carrying amount of cash approximates fair value. ( b) Federal Funds Sold The carrying amount of federal funds sold approximates fair value. (c) Securities Held to Maturity and Available for Sale The fair value of securities held to maturity and securities available for sale is based on quoted prices in active markets, or if quoted prices are not available for a specific security, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. ( d) Loans Held for Sale Loans held for sale, which generally consist of the current production of first-lien residential mortgage loans, are carried at the lower of cost or estimated fair value. Fair value is estimated based on actual market quotes from investors in the secondary market. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 3 – FAIR VALUE INFORMATION (Continued) (e) Loans, net The fair value of fixed and variable rate, non-impaired loans are based on discounted cash flows using current market interest rates applied to the estimated life of the loan. The fair value of impaired loans is based on an individual review of comparable collateral in similar marketplaces or analysis of expected cash flows of the loan in relationship. (f) Federal Home Loan Bank Stock It is not practical to determine the fair value of Federal Home Loan Bank (“FHLB”) stock due to restrictions placed on its transferability. No secondary market exists for FHLB stock. The stock is bought and sold at par by the FHLB. Management believes that the recorded value is representative of fair value. (g) Mortgage Servicing Rights Mortgage servicing rights are carried at fair value based on valuation model that calculates the present value of estimated net servicing income based on assumptions that market participants would use in valuing future estimated servicing income. (h) Premises Held for Sale Premises held for sale are carried at the lower of cost or fair value less estimated costs to sell. Fair value is determined using a variety of market information including, but not limited to, appraisals, professional market assessments, and real estate tax assessments. (i) Other Real Estate Owned Other real estate owned is carried at the lower of cost or fair value less estimated costs to sell. Fair value is determined using a variety of market information including, but not limited to, appraisals, professional market assessments, and real estate tax assessments. (j) Accrued Interest Receivable The carrying amount of accrued interest receivable approximates fair value. (k) Deposits The carrying amount of demand deposits (interest-bearing and noninterest-bearing), savings deposits, and money market deposits approximates fair value. The carrying amount of variable rate time deposits, including certificates of deposit (“CDs”), approximates fair value. For fixed rate time deposits, fair value is based on discounted cash flows using current market interest rates. Time deposits include both CDs and individual retirement accounts. (l) Repurchase Agreements The carrying amount of repurchase agreements approximates fair value. (m) Federal Home Loan Bank Advances The carrying amount of variable rate FHLB advances approximates fair value. For fixed rate advances, fair value is based on discounted cash flows using current market interest rates. (n) Subordinated Debentures The carrying amount of variable rate subordinated debentures approximates fair value. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 3 – FAIR VALUE INFORMATION (Continued) (o) Convertible Promissory Notes Fair value of convertible promissory notes is based on current market rates for financing arrangements with similar terms. (p) Accrued Interest Payable The carrying amount of accrued interest payable approximates fair value .

Securities

Securities	12 Months Ended
	Dec. 31, 2015
Securities [Abstract]
Securities	NOTE 4 - SECURITIES The fair value of securities available for sale, the fair value of securities held to maturity and the related unrealized gains and losses as of December 31, 2015 and 2014 are as follows: 2015 Fair Value Gross Unrealized Gains Gross Unrealized Losses Securities Available for Sale (“AFS”): U.S. government sponsored agency securities $ 5,721 $ 34 $ (6) Obligations of states and political subdivisions 69,457 1,512 (35) Mortgage-backed securities 90,260 1,153 (668) Private placement and corporate bonds 3,535 16 — Other securities 3,635 — (9) Total AFS Securities $ 172,608 $ 2,715 $ (718) Securities Held to Maturity (“HTM”): Mortgage-backed securities $ 20,944 $ 457 $ — Private placement and corporate bonds 5,175 175 — Total HTM Securities $ 26,119 $ 632 $ — Total Securities $ 198,727 $ 3,347 $ (718) 2014 Securities Available for Sale (“AFS”): Fair Value Gross Unrealized Gains Gross Unrealized Losses U.S. government sponsored agency securities $ 2,747 $ — $ (4) Obligations of states and political subdivisions 59,002 2,027 (57) Mortgage-backed securities 115,714 2,492 (640) Private placement and corporate bonds 3,544 24 — Other securities 1,905 — — Total AFS Securities $ 182,912 $ 4,543 $ (701) Securities Held to Maturity (“HTM”): Mortgage-backed securities $ 21,131 $ 519 $ — Private placement and corporate bonds 5,050 50 — Total HTM Securities $ 26,181 $ 569 $ — Total Securities $ 209,093 $ 5,112 $ (701) Other securities consist of short-term money market mutual funds, certificates of deposit in other financial institutions, equity securities in the Federal Reserve Bank and other nonmarketable equity securities, which are carried at cost and believed to be an approximate fair value. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 4 - SECURITIES (Continued) A summary of sales of securities available for sale during the year ended December 31 is as follows: 2015 2014 2013 Proceeds $ 13,911 $ 15,879 $ 6,406 Gross realized gains 472 488 574 Gross realized losses 7 42 — The estimated fair value of securities at December 31, 2015, by contractual maturity, is shown below. Expected maturities will differ from contractual maturities on other equity securities, mortgage-backed securities and asset-backed securities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. AFS Estimated Fair Value HTM Estimated Fair Value Due in one year or less $ 9,459 $ - Due after one year through five years 27,828 5,175 Due after five years through ten years 34,691 - Due after ten years 6,735 - 78,713 5,175 Other securities 3,635 - Mortgage-backed securities 90,260 20,944 $ 172,608 $ 26,119 Securities pledged to secure public deposits, customer repurchase balances and borrowed funds had a carrying value of $85,468 and $138,262 at December 31, 2015 and 2014, respectively. Securities with unrealized losses at December 31, 2015, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss 2015 U.S. government sponsored agency securities $ 3,465 $ (6) $ — $ — $ 3,465 $ (6) Obligations of states and political subdivisions 5,168 (20) 1,057 (15) 6,225 (35) Mortgage-backed securities 32,631 (203) 14,774 (465) 47,405 (668) Other securities 1,727 (9) — — 1,727 (9) Total temporarily impaired $ 42,991 $ (238) $ 15,831 $ (480) $ 58,822 $ (718) BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 4 - SECURITIES (Continued) Securities with unrealized losses at December 31, 2014, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss 2014 U.S. government sponsored agency securities $ — $ — $ 2,747 $ (4) $ 2,747 $ (4) Obligations of states and political subdivisions 857 (4) 2,935 (53) 3,792 (57) Mortgage-backed securities 2,689 (6) 30,216 (634) 32,905 (640) Total temporarily impaired $ 3,546 $ (10) $ 35,898 $ (691) $ 39,444 $ (701) At December 31, 2015, the obligations of states and political subdivisions category with continuous unrealized losses for twelve months or more compromised three securities. The mortgage-backed securities category with continuous unrealized losses for twelve months or more compromised nine securities. At December 31, 2014, the U.S. government sponsored agency securities category with continuous unrealized losses for twelve months or more comprised one security. The obligations of states and political subdivisions category with continuous unrealized losses for twelve months or more comprised t en securities. The mortgage-backed securities category with continuous unrealized losses for twelve months or more comprised t hirteen securities. Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation to determine the Company’s exposure to other–than-temporary impairment. This evaluation takes into consideration numerous factors and the relative significance of any single factor can vary by security. Factors that may be considered include the length of time and extent to which a security has been in a loss position, changes in security ratings, financial condition of the security issuer, payment structure of the security, value of collateral underlying the security and general economic conditions that might have potential impact on the value of the security. Based on this evaluation, management does not believe that any unrealized loss at December 31, 2015 or 2014 represents an other-than-temporary impairment and the unrealized losses indicated are attributable to changes in the interest rate environment and market conditions at those dates rather than credit deterioration. Further, the Company does not intend to sell, nor does it believe that it will be required to sell the securities before recovery of the amortized cost basis. At December 31, 2015 and 2014 the fair value of the mortgage-backed securities portfolio was $111,204 ( 56.0% ) and $136,845 ( 65.4% ), respectively, of the investment portfolio. Approximately 2.6% or $2,840 , of the mortgage-backed securities outstanding at December 31, 2015 were issued and guaranteed by the Government National Mortgage Association (“GNMA”), an agency of the United States government. An additional 94.6% , or $105,234 , of the mortgage-backed securities outstanding were issued by the Federal National Mortgage Association (“FNMA”), the Federal Home Loan Mortgage Corporation (“FHLMC”), or the Federal Home Loan Bank (“FHLB”); United States government-sponsored agencies. Non-agency mortgage-backed securities present a level of credit risk that does not exist currently with United States government agency-backed securities, but only comprise approximately 2.8% , or $3,130 , of the outstanding mortgage-backed securities at December 31, 2015. Management evaluates these non-agency mortgage-backed securities at least quarterly and more frequently when economic or market concerns warrant such evaluation.

Loans

Loans	12 Months Ended
	Dec. 31, 2015
Loans [Abstract]
Loans	BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 201 5 , 201 4 and 2013 (Dollar amounts in thousands) NOTE 5 - LOANS Major classifications of loans as of December 31, 2015 and 2014 are as follows: 2015 2014 Commercial-syndicated $ 64,585 $ 65,429 Commercial-other 107,447 88,045 Real estate: Residential 178,784 152,091 Commercial 318,324 304,446 Construction 43,760 40,808 Consumer 8,622 6,075 Tax exempt 22,355 22,964 Total 743,877 679,858 Less: Deferred loan origination fees, net of costs (496) (501) Allowance for loan losses (5,928) (7,051) Loans, net $ 737,453 $ 672,306 Loans having a carrying value of $168,920 and $142,049 are pledged as collateral for borrowings from the FHLB at December 31, 2015 and 2014, respectively. Major classification of loans as of December 31, 2015 are summarized as originated and acquired as follows: Originated Acquired Total Commercial-syndicated $ 64,585 $ — $ 64,585 Commercial-other 103,012 4,435 107,447 Real estate: Residential 154,490 24,294 178,784 Commercial 306,021 12,303 318,324 Construction 41,339 2,421 43,760 Consumer 5,431 3,191 8,622 Tax exempt 22,248 107 22,355 Total 697,126 46,751 743,877 Less: Deferred loan origination fees, net of costs (496) — (496) Allowance for loan losses (5,928) — (5,928) Loans, net $ 690,702 $ 46,751 $ 737,453 Certain directors and officers of the Company and the Bank, including their immediate families, companies in which they are principal owners, and trusts in which they are involved, are considered related parties and were loan customers of the Bank during 2015 and 2014. B AYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 201 5 , 201 4 and 201 3 (Dollar amounts in thousands) NOTE 5 - LOANS (Continued) A summary of the changes in related party loans is as follows: For the year ended December 31, 2015 2014 Balance at beginning of year $ 7,097 $ 6,186 New loans made 3,225 3,852 Repayments received (3,630) (2,676) Reclassification for loans related to new/former officers and directors (2,575) (265) Balance at end of year $ 4,117 $ 7,097 Changes in the allowance for loan losses were as follows: For the year ended December 31, 2015 2014 2013 Balance at beginning of year $ 7,051 $ 7,658 $ 9,165 Provision charge to operations 200 — 1,400 Recoveries 494 676 683 Loans charged off (1,817) (1,283) (3,590) Balance at end of year $ 5,928 $ 7,051 $ 7,658 Information regarding impaired loans is as follows: December 31, 2015 2014 Impaired loans with no allocated allowance for loan loss $ 9,373 $ 10,999 Impaired loans with allocated allowance for loan loss 324 2,812 Allowance allocated to impaired loans 83 1,361 For the year ended December 31, 2015 2014 2013 Average impaired loans during the period $ 10,142 $ 14,202 $ 14,914 Interest income recognized during impairment 309 356 329 Cash-basis interest income recognized 1 20 — Nonperforming and restructured loans were as follows: December 31, 2015 2014 Loans past due over 90 days still on accrual $ — $ — Loans restructured in a troubled debt restructuring non-accruing — — Nonaccrual loans, originated 1,339 5,155 Nonaccrual loans, acquired 879 — Total nonperforming loans $ 2,218 $ 5,155 Restructured, originated loans, accruing interest $ 8,357 $ 8,656 Restructured, acquired loans, accruing interest — — Total restructured loans $ 8,357 $ 8,656 If these loans had been current throughout their terms, interest income for the nonaccrual period would have approximated $60 and $249 for the years ended December 31, 2015 and 201 4 respectively. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) A breakdown of the ALL and recorded investments in originated loans at December 31, 2015 is as follows: Construction Real Estate-Residential Real Estate-Commercial Commercial-Syndicated Commercial-Other Consumer Tax Exempt Not Specifically Allocated Total Allowance for Loan Losses: Beginning balance $ 252 $ 779 $ 3,282 $ 1,047 $ 1,082 $ 54 $ — $ 555 $ 7,051 Charge-offs — (152) (798) — (825) (42) — — (1,817) Recoveries 20 70 250 — 145 9 — — 494 Provision (156) (337) (867) 19 234 26 — 1,281 200 Ending Balance $ 116 $ 360 $ 1,867 $ 1,066 $ 636 $ 47 $ — $ 1,836 $ 5,928 Loans: Ending balance $ 41,339 $ 154,490 $ 305,525 $ 64,585 $ 103,012 $ 5,431 $ 22,248 $ — $ 696,630 ALL (116) (360) (1,867) (1,066) (636) (47) — (1,836) (5,928) Recorded investment $ 41,223 $ 154,130 $ 303,658 $ 63,519 $ 102,376 $ 5,384 $ 22,248 $ (1,836) $ 690,702 Ending balance: Individually evaluated $ — $ 715 $ 8,975 $ — $ — $ 7 $ — $ — $ 9,697 Collectively evaluated 41,339 153,775 296,550 64,585 103,012 5,424 22,248 — 686,933 Total $ 41,339 $ 154,490 $ 305,525 $ 64,585 $ 103,012 $ 5,431 $ 22,248 $ — $ 696,630 A breakdown of the ALL and recorded investments in acquired loans at December 31, 2015 is as follows: Construction Real Estate-Residential Real Estate-Commercial Commercial-Syndicated Commercial-Other Consumer Tax Exempt Not Specifically Allocated Total Allowance for Loan Losses: Beginning balance $ — $ — $ — $ — $ — $ — $ — $ — $ — Charge-offs — — — — — — — — — Recoveries — — — — — — — — — Provision — — — — — — — — — Ending Balance $ — $ — $ — $ — $ — $ — $ — $ — $ — Loans: Ending balance $ 2,421 $ 24,294 $ 12,303 $ — $ 4,435 $ 3,191 $ 107 $ — $ 46,751 ALL — — — — — — — — — Recorded investment $ 2,421 $ 24,294 $ 12,303 $ — $ 4,435 $ 3,191 $ 107 $ — $ 46,751 Ending balance: Individually evaluated $ — $ — $ — $ — $ — $ — $ — $ — $ — Collectively evaluated 2,421 24,294 12,303 — 4,435 3,191 107 — 46,751 Total $ 2,421 $ 24,294 $ 12,303 $ — $ 4,435 $ 3,191 $ 107 $ — $ 46,751 BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) A breakdown of the ALL and recorded investments in total loans at December 31, 2015 is as follows: Construction Real Estate-Residential Real Estate-Commercial Commercial-Syndicated Commercial-Other Consumer Tax Exempt Not Specifically Allocated Total Allowance for Loan Losses: Beginning balance $ 252 $ 779 $ 3,282 $ 1,047 $ 1,082 $ 54 $ — $ 555 $ 7,051 Charge-offs — (152) (798) — (825) (42) — — (1,817) Recoveries 20 70 250 — 145 9 — — 494 Provision (156) (337) (867) 19 234 26 — 1,281 200 Ending Balance $ 116 $ 360 $ 1,867 $ 1,066 $ 636 $ 47 $ — $ 1,836 $ 5,928 Loans: Ending balance $ 43,760 $ 178,784 $ 317,828 $ 64,585 $ 107,447 $ 8,622 $ 22,355 $ — $ 743,381 ALL (116) (360) (1,867) (1,066) (636) (47) — (1,836) (5,928) Recorded investment $ 43,644 $ 178,424 $ 315,961 $ 63,519 $ 106,811 $ 8,575 $ 22,355 $ (1,836) $ 737,453 Ending balance: Individually evaluated $ — $ 715 $ 8,975 $ — $ — $ 7 $ — $ — $ 9,697 Collectively evaluated 43,760 178,069 308,853 64,585 107,447 8,615 22,355 — 733,684 Total $ 43,760 $ 178,784 $ 317,828 $ 64,585 $ 107,447 $ 8,622 $ 22,355 $ — $ 743,381 At the time of acquisition, loans acquired were evaluated for possible credit impairment and appropriately recorded at fair market value. As there was no subsequent deterioration related to these loans, no allowance was allocated to these loans at December 31, 2015. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) A breakdown of the ALL and recorded investments in loans at December 31, 2014 is as follows: Construction Real Estate-Residential Real Estate-Commercial Commercial- Syndicated Commercial-Other Consumer Tax Exempt Not Specifically Allocated Total Allowance for Loan Losses: Beginning balance $ 372 $ 1,373 $ 4,431 $ 218 $ 445 $ 64 $ — $ 755 $ 7,658 Charge-offs (162) (88) (656) (178) (116) (83) — — (1,283) Recoveries 56 126 439 — 37 18 — — 676 Provision (14) (632) (932) 1,007 716 55 — (200) — Ending Balance $ 252 $ 779 $ 3,282 $ 1,047 $ 1,082 $ 54 $ — $ 555 $ 7,051 Loans: Ending balance $ 40,808 $ 152,091 $ 303,945 65,429 $ 88,045 $ 6,075 $ 22,964 $ — $ 679,357 ALL (252) (779) (3,282) (1,047) (1,082) (54) — (555) (7,051) Recorded investment $ 40,556 $ 151,312 $ 300,663 $ 64,382 $ 86,963 $ 6,021 $ 22,964 $ (555) $ 672,306 Ending balance: Individually evaluated $ — $ 849 $ 12,101 $ — $ 848 $ 13 $ — $ — $ 13,811 Collectively evaluated 40,808 151,242 291,844 65,429 87,197 6,062 22,964 — 665,546 Total $ 40,808 $ 152,091 $ 303,945 $ 65,429 $ 88,045 $ 6,075 $ 22,964 $ — $ 679,357 Loans are individually evaluated for impairment once a weakness or adverse trend is identified that may jeopardize the repayment of the loan. The Company’s recorded investment in loans as of December 31, 2015 and 2014 shown above is broken down by portfolio segment and impairment methodology. Credit Quality : Management utilizes a risk grading matrix on each of the Company’s commercial loans. Loans are graded on a scale of 0001 to 0007. A description of the loan grades is as follows: 0001-Excellent Risk. Borrowers of highest quality and character. Almost no risk possibility. Balance sheets are very strong with superior liquidity, excellent debt capacity and low leverage. Cash flow trends are positive and stable. Excellent ratios. 0002-Very Good Risk. Good ratios in all areas. High quality borrower. Normally quite liquid. Differs slightly from a 0001 rated customer. 0003-Strong in most categories. Possible higher levels of debt or shorter track record. Minimal attention required. Good management. 0004-Better than Average Risk. Adequate ratios, fair liquidity, desirable customer. Proactive management. Performance trends BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) 0005-Satisfactory Risk. Some ratios slightly weak. Overall ability to repay is adequate. Capable and generally proactive management in all critical positions. Margins and cash flow may lack stability but trends are stable to positive. Company normally profitable year to year but may experience an occasional loss. 0006A-Weakness detected in either management, capacity to repay or balance sheet. Erratic profitability and financial performance. Loan demands more attention. Includes loans deemed to have weaknesses and less than 90 days past due. 0006B-Have weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the Bank’s collateral position at some future date. Loans rated 0006B are not adversely classified and do not expose the Bank to sufficient risk to warrant adverse classification. Includes loans deemed to have weaknesses and less than 90 days past due. 0007-Well defined weaknesses and trends that jeopardize the repayment of loans. Ranging from workout to legal. Includes loans that are nonaccrual and/or 90 days or more past due. In addition to the risk grading on commercial loans, real estate mortgage, consumer, and municipal loans are included in the 0001-0005 category until such time as the loan becomes past due 90 days or more or is moved to nonaccrual status, at which point the loan is rated 0007. Below is a breakdown of originated loans by risk grading as of December 31, 2015: 0001-0005 0006A 0006B 0007 Total Commercial- syndicated $ 57,950 $ — $ 3,830 $ 2,805 $ 64,585 Commercial- other 98,205 3,703 870 234 103,012 Real estate - commercial 267,119 26,035 2,719 10,148 306,021 Construction 37,970 3,186 — 183 41,339 461,244 32,924 7,419 13,370 514,957 Real estate-residential 152,031 934 126 1,399 154,490 Consumer 5,473 (49) — 7 5,431 Tax exempt 22,248 — — — 22,248 Total $ 640,996 $ 33,809 $ 7,545 $ 14,776 $ 697,126 Deferred loan origination fees (496) Total originated loans $ 696,630 Percent of originated loans 92.0 % 4.8 % 1.1 % 2.1 % 100.0 % Percent of total loans 86.2 % 4.5 % 1.0 % 2.0 % 93.7 % BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) Below is a breakdown of acquired loans by risk grading as of December 31, 2015: 0001-0005 0006A 0006B 0007 Total Commercial- syndicated $ — $ — $ — $ — $ — Commercial- other 4,348 28 59 — 4,435 Real estate - commercial 8,584 2,711 — 1,008 12,303 Construction 1,875 41 505 — 2,421 14,807 2,780 564 1,008 19,159 Real estate-residential 22,436 920 — 938 24,294 Consumer 3,142 49 — — 3,191 Tax exempt 107 — — — 107 Total $ 40,492 $ 3,749 $ 564 $ 1,946 $ 46,751 Deferred loan origination fees — Total acquired loans $ 46,751 Percent of total acquired loans 86.6 % 8.0 % 1.2 % 4.2 % 100.0 % Percent of total loans 5.4 % 0.5 % 0.1 % 0.3 % 6.3 % Loans acquired were evaluated and recorded at fair value at the time of acquisition. At December 31, 2015, there has been no subsequent credit deterioration related to these loans, no allowance has been allocated to these loans, and they are not considered impaired. Below is a breakdown of total loans by risk grading as of December 31, 2015: 0001-0005 0006A 0006B 0007 (1) Total Commercial- syndicated $ 57,950 $ — $ 3,830 $ 2,805 $ 64,585 Commercial- other 102,553 3,731 929 234 107,447 Real estate - commercial 275,703 28,746 2,719 11,156 318,324 Construction 39,845 3,227 505 183 43,760 476,051 35,704 7,983 14,378 534,116 Real estate-residential 174,467 1,854 126 2,337 178,784 Consumer 8,615 — — 7 8,622 Tax exempt 22,355 — — — 22,355 Total $ 681,488 $ 37,558 $ 8,109 $ 16,722 $ 743,877 Deferred loan origination fees (496) Total loans $ 743,381 Percent of total loans 91.6 % 5.0 % 1.1 % 2.3 % 100.0 % (1) Included in the 0007 rated loans are $7,025 of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) Below is a breakdown of total loans by risk grading as of December 31, 2014: 0001-0005 0006A 0006B 0007 ( 2) Total Commercial- syndicated $ 60,694 $ 4,735 $ — $ — $ 65,429 Commercial- other 81,530 $ 4,224 $ 1,240 $ 1,051 $ 88,045 Real estate-commercial 255,711 26,124 5,632 16,979 304,446 Construction 38,679 1,153 783 193 40,808 436,614 36,236 7,655 18,223 498,728 Real estate-residential 148,835 1,299 414 1,543 152,091 Consumer 6,062 — — 13 6,075 Tax exempt 21,994 970 — — 22,964 Total $ 613,505 $ 38,505 $ 8,069 $ 19,779 $ 679,858 Deferred loan origination fees (501) Total loans $ 679,357 Percent of total loans 90.2 % 5.7 % 1.2 % 2.9 % 100.0 % (2) Included in the 0007 rated loans are $5,968 of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected. A summary of past due loans at December 31 are as follows: 2015 30-89 Days Past Due (accruing) 90 Days or more Past Due or on Nonaccrual Total Construction $ — $ — $ — Real estate-residential 778 876 1,654 Real estate-commercial — 1,335 1,335 Commercial-syndicated — — — Commercial-other 38 — 38 Consumer 26 7 33 Tax exempt — — — Total $ 842 $ 2,218 $ 3,060 2014 30-89 Days Past Due (accruing) 90 Days or more Past Due or on Nonaccrual Total Construction $ — $ — $ — Real estate-residential 313 849 1,162 Real estate-commercial 996 3,461 4,457 Commercial-syndicated — — — Commercial-other 11 832 843 Consumer 35 13 48 Tax exempt — — — Total $ 1,355 $ 5,155 $ 6,510 2015 Originated Loans 30-89 Days Past Due (accruing) 90 Days or more Past Due or on Nonaccrual Total Construction $ — $ — $ — Real estate-residential 778 439 1,217 Real estate-commercial — 893 893 Commercial-syndicated — — — Commercial-other — — — Consumer 25 7 32 Tax exempt — — — Total $ 803 $ 1,339 $ 2,142 BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) Further analysis of past due loans at December 31, 2015 follows: 2015 Acquired Loans 30-89 Days Past Due (accruing) 90 Days or more Past Due or on Nonaccrual Total Construction $ — $ — $ — Real estate-residential — 437 437 Real estate-commercial — 442 442 Commercial-syndicated — — — Commercial-other 38 — 38 Consumer 1 — 1 Tax exempt — — — Total $ 39 $ 879 $ 918 A summary of trouble debt restructurings as of December 31, 2015 and 2014 is as follows (dollar amounts in thousands): 2015 2014 Number of Modifications Recorded Investment Number of Modifications Recorded Investment Construction — $ — — $ — Real estate-residential 2 276 — — Real estate-commercial 7 8,081 9 8,640 Commercial-syndicated — — — — Commercial-other — — 1 16 Consumer — — — — Tax exempt — — — — Total 9 $ 8,357 10 $ 8,656 BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) A roll forward of troubled debt restructuring during the year ended December 31, 2015 is as follows: Construction Real Estate-Residential Real Estate-Commercial Commercial -Syndicated Commercial-Other Consumer Tax Exempt Total Accruing Beginning balance $ — $ — $ 8,640 $ — $ 16 $ — $ — $ 8,656 Principal payments — (2) (188) — — — — (190) Charge-offs — — — — — — — — Advances — 2 5 — — — — 7 New restructureds — 276 1,635 — — 62 — 1,973 Transfers to other real estate owned — — — — — — — — Transfers to nonaccrual — — (219) — — (62) — (281) Transfers out of TDRs — — (1,792) — (16) — — (1,808) Ending Balance $ — $ 276 $ 8,081 $ — $ — $ — $ — $ 8,357 Nonaccrual Beginning balance $ — $ — $ — $ — $ — $ — $ — $ — Principal payments — — — — — (62) — (62) Charge-offs — — (95) — — — — (95) Advances — — 43 — — — — 43 New restructureds — — — — — — — — Transfers to other real estate owned — — (167) — — — — (167) Transfers from accruing — — 219 — — 62 — 281 Transfers out of TDRs — — — — — — — — Ending Balance $ — $ — $ — $ — $ — $ — $ — $ — Totals Beginning balance $ — $ — $ 8,640 $ — $ 16 $ — $ — $ 8,656 Principal payments — (2) (188) — — (62) — (252) Charge-offs — — (95) — — — — (95) Advances — 2 48 — — — — 50 New restructureds — 276 1,635 — — 62 — 1,973 Transfers to other real estate owned — — (167) — — — — (167) Transfers out of TDRs — — (1,792) — (16) — — (1,808) Ending Balance $ — $ 276 $ 8,081 $ — $ — $ — $ — $ 8,357 BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) A roll forward of troubled debt restructuring during the year ended December 31, 2014 is as follows: Construction Real Estate-Residential Real Estate-Commercial Commercial -Syndicated Commercial-Other Consumer Tax Exempt Total Accruing Beginning balance $ — $ — $ 9,009 $ — $ — $ — $ — $ 9,009 Principal payments — — (19) — (11) — — (30) Charge-offs — — — — — — — — Advances — — 6 — — — — 6 New restructureds — — 302 — 27 — — 329 Transfers to other real estate owned — — — — — — — — Transfers to nonaccrual — — — — — — — — Transfers out of TDRs — — (658) — — — — (658) Ending Balance $ — $ — $ 8,640 $ — $ 16 $ — $ — $ 8,656 Nonaccrual Beginning balance $ — $ — $ 255 $ — $ — $ — $ — $ 255 Principal payments — — (290) — — — — (290) Charge-offs — — (12) — — — — (12) Advances — — 47 — — — — 47 New restructureds — — — — — — — — Transfers to other real estate owned — — — — — — — — Transfers from accruing — — — — — — — — Transfers out of TDRs — — — — — — — — Ending Balance $ — $ — $ — $ — $ — $ — $ — $ — Totals Beginning balance $ — $ — $ 9,264 $ — $ — $ — $ — $ 9,264 Principal payments — — (309) — (11) — — (320) Charge-offs — — (12) — — — — (12) Advances — — 53 — — — — 53 New restructureds — — 302 — 27 — — 329 Transfers to other real estate owned — — — — — — — — Transfers out of TDRs — — (658) — — — — (658) Ending Balance $ — $ — $ 8,640 $ — $ 16 $ — $ — $ 8,656 BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) At December 31, 2015, there were no outstanding unfunded commitments to customers whose terms have been modified in a troubled debt restructuring. Restructured loans involves the granting of some concession to the borrower involving a loan modification, such as payment schedule changes, interest rate reductions, or principal charge-offs (“A/B Note Structure”). During the year ended December 31, 2015, restructured loan modifications primarily consisted of loans in the real estate-commercial category. Reasons for restructuring were principal charge-offs, interest rate concessions, and term extensions. A summary of troubled debt restructurings as of December 31, 2015 by restructure type is as follows: Accruing Nonaccruing Total A/A/B Note Structure $ 1,808 $ — $ 1,808 Payment schedule changes 6,404 — 6,404 Interest rate reduction 145 — 145 Total $ 8,357 $ — $ 8,357 A loan that is modified at a market rate of interest may no longer be classified as a TDR in the calendar year subsequent to restructuring if it is in compliance with its modified terms for a meaningful period of time, usually at least six months. All loans transferred out of TDRs in 2015 and 2014 have continued to perform under their restructured terms. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) Information regarding impaired loans is as follows: December 31, 2015 Construction Real Estate-Residential Real Estate-Commercial Commercial- Syndicated Commercial- Other Consumer Tax Exempt Not Specifically Allocated Total With an allowance recorded: Recorded investment $ — $ 85 $ 156 $ — $ — $ — $ — $ — $ 241 Unpaid principal balance — 113 211 — — — — — 324 Related allowance — 28 55 — — — — — 83 With no related allowance recorded: Recorded investment $ — $ 602 $ 8,764 $ — $ — $ 7 $ — $ — $ 9,373 Unpaid principal balance — 602 8,764 — — 7 — — 9,373 Related allowance — — — — — — — — — Total: Recorded investment $ — $ 687 $ 8,920 $ — $ — $ 7 $ — $ — $ 9,614 Unpaid principal balance — 715 8,975 — — 7 — — 9,697 Related allowance — 28 55 — — — — — 83 Average recorded investment during year $ — $ 710 $ 9,174 $ — $ 209 $ 49 $ — $ — $ 10,142 Interest income recognized while impaired $ — $ 9 $ 293 $ — $ 4 $ 3 $ — $ — $ 309 IMPAIRED LOANS AND ALLOCATED ALLOWANCE Management regularly monitors impaired loan relationships. In the event facts and circumstances change, an additional PFLL may be necessary. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) Information regarding impaired loans is as follows: IMPAIRED LOANS AND ALLOCATED ALLOWANCE December 31, 2014 Construction Real Estate-Residential Real Estate-Commercial Commercial- Syndicated Commercial- Other Consumer Tax Exempt Not Specifically Allocated Total With an allowance recorded: Recorded investment $ — $ 83 $ 1,367 $ — $ — $ 1 $ — $ — $ 1,451 Unpaid principal balance — 168 2,008 — 634 2 — — 2,812 Related allowance — 85 641 — 634 1 — — 1,361 With no related allowance recorded: Recorded investment $ — $ 681 $ 10,093 $ — $ 214 $ 11 $ — $ — $ 10,999 Unpaid principal balance — 681 10,093 — 214 11 — — 10,999 Related allowance — — — — — — — — — Total: Recorded investment $ — $ 764 $ 11,460 $ — $ 214 $ 12 $ — $ — $ 12,450 Unpaid principal balance — 849 12,101 — 848 13 — — 13,811 Related allowance — 85 641 — 634 1 — — 1,361 Average recorded investment during year $ 408 $ 532 $ 13,031 $ — $ 228 $ 3 $ — $ $ 14,202 Interest income recognized while impaired $ — $ 5 $ 351 $ — $ — $ — $ — $ — $ 356

Premises And Equipment

Premises And Equipment	12 Months Ended
	Dec. 31, 2015
Premises And Equipment [Abstract]
Premises And Equipment	NOTE 6 - PREMISES AND EQUIPMENT December 31, 2015 2014 Land $ 3,533 $ 5,026 Buildings and improvements 25,840 23,916 Equipment 13,094 12,431 42,467 41,373 Less accumulated depreciation 22,365 21,167 Premises and equipment, net $ 20,102 $ 20,206 The fair market value of premises and equipment acquired in the NEWBI merger was $855 , of which $147 related to a branch facility transferred to other real estate owned. Additionally, another property acquired in the NEWBI merger of $70 was sold in January 2016. During 2015, premises considered no longer necessary for use in bank operation of $1,320 was transferred to premises held for sale subsequent to a write-down of $284 recorded to adjust the property to fair market value. Included in buildings and improvements at December 31, 2015 and 2014 was $396 and $142, respectively , of costs related to facilities remodeling projects in process at that time. Depreciation expense was $1, 283 , $1, 318 and $1, 297 for the years ended December 31, 201 5 , 201 4 and 201 3 , respectively.

Premises Held For Sale

Premises Held For Sale	12 Months Ended
	Dec. 31, 2015
Premises Held For Sale [Abstract]
Premises Held For Sale	NOTE 7 - PREMISES HELD FOR SALE December 31, 2015 2014 Premises held for sale $ 2,104 $ 844 Premises originally purchased for future branch expansion on which offers to sell have been accepted by the Bank are included in premises held for sale. At December 31, 2015, premises held for sale comprised two properties. During the fourth quarter of 2015, a property totaling $1 ,320 was transferred from premises and equipment to premises held for sale. During 2015, one property held for sale of $784 was written down by $60 , then sold subsequent to December 31, 2015. The sale of the remaining property is expected to close in the second quarter of 2016.

Other Real Estate Owned, Net

Other Real Estate Owned, Net	12 Months Ended
	Dec. 31, 2015
Other Real Estate Owned, Net [Abstract]
Other Real Estate Owned, Net	NOTE 8 – OTHER REAL ESTATE OWNED, NET Other real estate owned is summarized as follows: For the year ended December 31, 2015 2014 2013 Beginning balance $ 5,093 $ 8,566 $ 14,334 Transfer of loan collateral to other real estate owned 623 1,204 1,037 Transfer of bank facilities to other real estate owned 147 — 569 Other real estate owned properties acquired in branch acquisition 147 — — Sales proceeds, net (950) (2,525) (5,040) Net gain from disposal of other real estate owned 50 19 202 Valuation allowance related to properties disposed (290) (2,171) (2,536) Total other real estate owned 4,820 5,093 8,566 Valuation allowance for losses (1,110) (827) (2,268) Total other real estate owned, net $ 3,710 $ 4,266 $ 6,298 Included in other real estate owned is $414 , $569 and $569 of bank facilities in 201 5 , 201 4 and 201 3, respectively, no longer in use by the Bank. Of the bank facilities held in other real estate owned at December 31, 2015, $147 was acquired in the acquisition of NEWBI. Changes in the valuation allowance for losses on other real estate owned were as follows: For the year ended December 31, 2015 2014 2013 Beginning balance $ 827 $ 2,268 $ 3,858 Provision charged to operations 573 730 946 Amounts related to properties disposed (290) (2,171) (2,536) Balance at end of year $ 1,110 $ 827 $ 2,268 The foreclosure process commences on real estate - residential loans when a borrower becomes 120 or greater days delinquent in accordance with Consumer Finance Protection Bureau guidelines. Foreclosure procedures and timelines may vary depending on a variety of factors, including where the property is located. At both December 31, 2015 and 2014, the recorded investment in real estate - residential loans that were in the process of foreclosure was $350 . Additionally, $244 at December 31, 2015 and $391 at December 31, 2014 of loans serviced for and guaranteed by FHLMC were in the process of foreclosure. Although these loans continue to be serviced by the Bank, these loans are sold to FHLMC once originated and therefore, no balances are included in the Company’s balance sheet. At December 31, 2015 $171 of real estate - residential properties comprised of three properties, were held as other real estate owned. Real estate - residential properties are derecognized as mortgage loans and classified as Other Real Estate Owned when the Bank has control of the property, regardless of whether legal title has been transferred in the completed foreclosure process. At both December 31, 2015 and December 31, 2014, titles relating to all of the real estate - residential loan properties classified as Other Real Estate Owned had been transferred to the Company.

Mortgage Servicing Rights

Mortgage Servicing Rights	12 Months Ended
	Dec. 31, 2015
Mortgage Servicing Rights [Abstract]
Mortgage Servicing Rights	NOTE 9 – MORTGAGE SERVICING RIGHTS The Bank has contractual obligations to service residential first mortgage loans and commercial loans that have been sold in the secondary market with servicing retained. Mortgage servicing rights (“MSRs”) are recorded when loans are sold in the secondary market with servicing retained. On a monthly basis MSRs are valued based on available market information. The Bank does not hedge against the risk of changes in fair value. Changes in the carrying value of MSRs are as follows: For the year ended December 31, 2015 2014 Balance at beginning of period $ 841 $ 967 Addition from loans acquired with servicing retained 251 — Addition from loans sold with servicing retained 102 79 Loan payments and payoffs (109) (124) Changes in valuation 30 (81) Fair value of MSRs at the end of period $ 1,115 $ 841 Unpaid principal balance of loans serviced at December 31 $ 159,211 $ 123,943

Deposits

Deposits	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Deposits	NOTE 10 - DEPOSITS The following is a summary of deposits by type at December 31: 2015 2014 Noninterest-bearing demand deposits $ 198,003 $ 153,113 Interest-bearing demand deposits 159,326 140,159 Savings deposits 62,019 44,868 Money market deposits 308,117 288,744 Time deposits $100,000 - $250,000 37,398 38,697 Time deposits $250,000 and greater 11,200 10,051 Other time deposits less than $100,000 90,132 89,910 Total deposits $ 866,195 $ 765,542 Brokered deposits included above $ 555 $ 8,532 Deposits of $68,456 were acquired in the merger with NEWBI. Time deposits include both CDs and individual retirement accounts. At December 31, 201 5 , the scheduled maturities of time deposits were as follows: 2016 $ 86,015 2017 30,404 2018 9,512 2019 7,058 2020 5,741 $ 138,730 Deposits from the Company’s directors and officers held by the Bank at December 31, 201 5 and 201 4 amounted to $5,206 and $5,554 , respectively.

Federal Home Loan Bank Advances

Federal Home Loan Bank Advances And Other Borrowings	12 Months Ended
	Dec. 31, 2015
Federal Home Loan Bank Advances And Other Borrowings [Abstract]
Federal Home Loan Bank Advances And Other Borrowings	NOTE 11 - FEDERAL HOME LOAN BANK ADVANCES AND OTHER BORROWINGS A summary of FHLB advances and other borrowings at December 31 is as follows: Year of Maturity 2015 Weighted Average Rate 2014 Weighted Average Rate 2015 $ — — % $ 22,800 1.38 % 2016 1,750 0.75 1,750 0.75 2017 1,950 1.10 1,950 1.10 2018 14,600 2.73 10,600 2.44 2019 13,295 1.86 13,355 1.86 2020 10,000 2.81 — — 2021 — — 10,000 0.28 2022 — — — — $ 41,595 2.31 % $ 60,455 2.02 % Maximum month-end amounts outstanding were $60,450 and $98,985 during the years ended December 31, 201 5 and 201 4 , respectively. There were no variable rate FHLB advances outstanding at December 31, 2015. At December 31, 201 4, $16,000 of the FHLB advances outstanding were variable rate . Each advance is payable at its maturity date, with a prepayment penalty for fixed rate advances. FHLB advances were secured by $122,595 of real estate first mortgages, $46,325 of home equity loans and lines, and $408 of obligations of state and political subdivisions securities.

Repurchase Agreements

Repurchase Agreements	12 Months Ended
	Dec. 31, 2015
Repurchase Agreements [Abstract]
Repurchase Agreements	NOTE 1 2 - REPURCHASE AGREEMENTS Short-term borrowings consisted of the following at December 31: 2015 2014 Securities sold under agreements to repurchase $ 48,127 $ 64,869 Average amounts outstanding during year $ 46,965 $ 41,110 Maximum month-end amounts outstanding 54,909 64,869 Average interest rates on amounts outstanding at end of year 0.10 % 0.27 % Average interest rates on amounts outstanding during year 0.13 % 0.24 %

Subordinated Debentures

Subordinated Debentures	12 Months Ended
	Dec. 31, 2015
Subordinated Debentures [Abstract]
Subordinated Debentures	NOTE 1 3 - SUBORDINATED DEBENTURES On March 31, 2006 , the Company issued $16,100 of trust preferred securities (“ TruPS ”) and $598 of trust common securities through its wholly-owned subsidiary, Baylake Capital Trust II ( t he “ Trust”) that adjust quarterly at a rate equal to 1.35% over the three month LIBOR ( 1. 95 % at December 31, 201 5 ). The Trust’s ability to pay amounts due on the TruPS is solely dependent upon the Company making payment on the related subordinated debentures to the Trust. The Company’s obligations under the subordinated debentures include a conditional guarantee by the Company of the Trust’s obligations under the TruPS issued by the Trust. In addition, under the terms of the subordinated debentures , the Company would be precluded from paying dividends on the Company’s common stock if it was in default under the subordinated debentures , if the Company exercised its right to defer payments of interest on the subordinated debentures or if certain related defaults occurred. At December 31, 2015 and 2014, the Company had made all contractual payments on the subordinated debentures in accordance with their terms.

Convertible Promissory Notes

Convertible Promissory Notes	12 Months Ended
	Dec. 31, 2015
Convertible Promissory Notes [Abstract]
Convertible Promissory Notes	NOTE 1 4 – CONVERTIBLE PROMISSORY NOTES During 2009 and 2010, the Company issued 10% Convertible Notes due June 30, 2017 (the “Convertible Notes”) totaling $9,450 . The Convertible Notes offering was exempt from registration under Section 4(2) of the Securities Act of 1933 and Rule 506 promulgated thereunder. The Convertible Notes accrue d interest at a fixed rate of 10% payable quarterly, in arrears, on January 1, April 1, July 1, and October 1, of each year. The Convertible Notes were convertible into shares of the Company’s common stock at a conversion ratio of one share of common stock for each $5.00 in aggregate principal amount held on the record date of the conversion subject to certain adjustments as described in the Convertible Notes (“the Conversion Ratio”). Prior to the quarterly interest date preceding the fifth anniversary of issuance of the Convertible Notes, each holder of the Convertible Notes was permitted to convert up to 100% (at the discretion of the holder) of the original principal amount into shares of the Company’s common stock at the Conversion Ratio. Beginning on the quarterly interest date prior to the fifth anniversary of the Convertible Notes, the Company was permitted to redeem the notes in whole or in part. A notice of redemption supersedes and takes priority over any notice of conversion. On October 1, 2014, one -half of the original principal amounts were mandatorily convertible at the Conversion Ratio if voluntary conversion had not yet occurred. The principal amount of any Convertible Note that has not been converted would have been payable at maturity on June 30, 2017. Beginning January 1, 2014, the Company began redeeming the notes at the investors’ option under the terms described in the preceding paragraph. In 2014, $6,100 was converted into 1.2 million shares under this option. On October 1, 2014, an additional $1,650 of Convertible Notes were converted to 0.3 million shares of the Company’s common stock under the mandatory conversion provision of the Convertible Notes. During the first quarter of 2015, $575 of Convertible Notes were converted into 0.1 million shares of the Company’s common stock at the option of the holder. Finally, on April 1, 2015, the remaining $1,075 of Convertible Notes were converted in full under the voluntary conversion provisions into 0.2 million shares of the Company’s common stock, resulting in no remaining outstanding Convertible Notes at December 31, 2015. The Company incurred debt issuance costs of $179 in conjunction with the sale of the Convertible Notes. These costs were capitalized and were amortized to interest expense using the effective interest method over the initial conversion term, which was through September 30, 2014.

Capital Matters

Capital Matters	12 Months Ended
	Dec. 31, 2015
Capital Matters [Abstract]
Capital Matters	NOTE 15 - CAPITAL MATTERS Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can trigger regulatory action. Prompt corrective action regulations provide five capital classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. At December 31, 2015, regulatory notifications categorized the Bank and the Company as well capitalized, under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the Bank’s or the Company’s category. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands, except per share data) NOTE 15 – CAPITAL MATTERS (Continued) During 2015, the Company declared and paid dividends of $0.34 per share or $3,158 . On January 28, 2016 , the Company declared a dividend of $0.09 per share to shareholders of record on February 12, 2016 . The Company’s and the Bank’s risk-based capital and leverage ratios at December 31, 2015 and 2014 are presented below. Actual For Capital Adequacy Purposes To Be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio 2015 Total Capital to Risk-Weighted Assets Company $ 124,058 15.11 % $ 65,685 8.00 % N/A N/A Bank 124,206 15.14 % 65,632 8.00 % $ 82,041 10.00 % Tier 1 Capital to Risk-Weighted Assets Company 118,130 14.39 % 49,264 6.00 % N/A N/A Bank 118,278 14.42 % 49,224 6.00 % 65,632 8.00 % Tier 1 Common Equity to Risk-Weighted Assets Company 103,337 12.59 % 36,948 4.50 % N/A N/A Bank 118,278 14.42 % 36,918 4.50 % 53,326 6.50 % Tier 1 Capital to Average Assets Company 118,130 11.56 % 40,865 4.00 % N/A N/A Bank 118,278 11.60 % 40,786 4.00 % 50,982 5.00 % December 31, 2015 ratios are calculated under Basel III rules, which became effective January 1, 2015. 2014 Total Capital to Risk-Weighted Assets Consolidated $ 118,605 16.14 % $ 58,791 8.00 % N/A N/A Bank 116,935 15.92 % 58,753 8.00 % $ 73,441 10.00 % Tier 1 (Core) Capital to Risk-Weighted Assets Consolidated 109,904 14.96 % 29,395 4.00 % N/A N/A Bank 109,884 14.96 % 29,376 4.00 % 44,064 6.00 % Tier 1 (Core) Capital to Average Assets Consolidated 109,904 11.26 % 39,032 4.00 % N/A N/A Bank 109,884 11.27 % 39,016 4.00 % 48,770 5.00 % BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 15 – CAPITAL MATTERS (Continued) Regulatory Initiative Affecting the Banking Industry Basel III The Federal Reserve and the FDIC approved the final rules implementing Basel III. Under the final rules, minimum requirements will increase for both the quantity and quality of capital the Company and the Bank hold. The rules include a new common equity Tier 1 capital to risk-weighted assets minimum ratio of 4.5%, raise the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0%, require a minimum ratio of total capital to risk-weighted assets of 8.0%, and require a minimum Tier 1 leverage ratio of 4.0%. A new capital conservation buffer, comprised of common equity Tier 1 capital, is also established above the regulatory min imum capital requirements. This capital conservation buffer will be phased-in beginning January 1, 2016 at 0.625% of risk-weighted assets and increase each subsequent year by an additional 0.625% until reaching its final level of 2.5% on January 1, 2019. Strict eligibility for regulatory capital instruments was also implemented under the final rules. The final rules also revise the definition and calculation of Tier 1 capital, total capital and risk-weighted assets. The phase-in period for the final rules became effective for the Company and the Bank on January 1, 2015 with full compliance with all of the final rules’ requirements phased in incrementally, to be fully phased-in by January 1, 2019. Although as of December 31, 2015, the Company and the Bank were categorized as “well-capitalized” under the new rules, the ratios have declined on a comparative basis to our regulatory capital ratios at December 31, 2014 due to compliance with the new rules under Basel III.

Commitments And Contingencies

Commitments And Contingencies	12 Months Ended
	Dec. 31, 2015
Commitments And Contingencies [Abstract]
Commitments And Contingencies	NOTE 1 6 – COMMITMENTS AND CONTINGENCIES The Company is party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of customers. These financial instruments include off balance-sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Instruments, such as standby letters of credit, that are considered financial guarantees are recorded at fair value. The Company does not use forward loan sale commitments. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contract or notional amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. December 31, 2015 2014 Financial instruments whose contract amounts represent credit risk: Commitments to extend credit $ 252,507 $ 228,521 Standby letters of credit 9,857 9,757 BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 201 5 , 201 4 and 201 3 (Dollar amounts in thousands) NOTE 1 6 – COMMITMENTS AND CONTINGENCIES (Continued) Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the counter-party. Collateral held varies but may include accounts receivable; inventory; property, plant, and equipment; and income-producing commercial properties. Fixed rate commercial commitments totaled $31,549 and $35,500 at December 31, 201 5 and 201 4 , respectively, with rates ranging from 1.40% to 8.25% in 201 5 and 0.50% to 7.25% in 201 4 . Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of customers to a third party. These are primarily issued to support private borrowing arrangements. Approximately 63% of these commitments expire prior to December 31, 2017 . Another 36% expire in 2018 and the remainder expire in 2019 . The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Company does not require collateral as support for the commitments. Collateral is secured as commitments are funded. In 2015, 2014 and 2013 , no impairment charges were taken on standby letters of credit , which were issued by the Company on behalf of customers to accommodate their borrowings with third parties. Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. The Company does not use interest rate contracts (e.g. swaps) or other derivatives to manage interest rate risk and does not have any of these instruments outstanding as of and for the years ended December 31, 2015, 2014 or 2013 .

Retirement Plans

Retirement Plans	12 Months Ended
	Dec. 31, 2015
Retirement Plans [Abstract]
Retirement Plans	NOTE 1 7 - RETIREMENT PLANS The Bank has a 401(k) profit sharing plan covering all employees who qualify as to age and length of service. The discretionary employer contributions paid and expensed under all plans totaled $461 , $438 and $449 in 2015, 2014 and 2013, respectively. Certain officers and directors of the Company and its subsidiaries are covered by nonqualified deferred compensation plans. Payments to be made under these plans are accrued over the anticipated years of service of the individuals covered. Amounts charged to expense were $34 , $175 , and $323 in 2015, 2014, and 2013, respectively. The aggregate amount of deferred compensation included in other liabilities in the consolidated balance sheets is $ 2,580 and $3, 145 in 2015 and 2014, respectively. The Company established the SERP Plan, which is intended to provide certain management and highly compensated employees of the Company who have contributed and are expected to continue to contribute to the Company’s success, deferred compensation in addition to that available under the Company’s other retirement programs. No costs related to the SERP Plan were charged to expense in 2015, but costs amounting $104 and $225 were included in the amounts charged to expense for 2014 and 201 3 , respectively. The Company has ceased making contributions to the SERP Plan at the present time and does not expect to resume making contributions to the SERP Plan in the foreseeable future.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2015
Income Taxes [Abstract]
Income Taxes	NOTE 1 8 - INCOME TAXES Income tax expense (benefit) consists of the following: For the year ended December 31, 2015 2014 2013 Current income taxes Federal $ 2,005 $ 1,639 $ 922 State 817 496 (66) 2,822 2,135 856 Deferred income taxes Federal 815 1,023 1,535 State 72 94 928 887 1,117 2,463 Income tax expense $ 3,709 $ 3,252 $ 3,319 The provision for income taxes differs from the amount of income tax determined by applying the statutory federal income tax rate to pretax income as a result of the following differences: For the year ended December 31, 2015 2014 2013 Income tax expense based on statutory rate ( 34% ) $ 3,987 $ 4,140 $ 3,851 State income tax expense net of federal tax expense 587 643 569 Effect of tax-exempt interest income (653) (687) (698) Life insurance death benefit and earnings (121) (130) (119) Equity in income of UFS subsidiary (413) (320) (254) Deferred tax reversal related to UFS subsidiary restructure — (332) — Non-deductible/partially deductible merger expenses 266 — — Other 56 (62) (30) Expense based on effective tax rates $ 3,709 $ 3,252 $ 3,319 Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 201 5 , 201 4 and 201 3 (Dollar amounts in thousands) NOTE 1 8 - INCOME TAXES (Continued) The following is a summary of the significant components of the Company’s deferred income tax assets and liabilities as of December 31, 201 5 and 201 4 : 2015 2014 Deferred income tax assets Allowance for loan losses $ 2,245 $ 2,765 Deferred loan fees 194 196 Deferred compensation 1,206 1,464 Nonaccrual loans 98 189 Accrued vacation pay 676 603 Fixed asset write-downs 135 — OREO property valuation/expenses 712 465 Deferred tax credits-AMT 1,600 2,241 Deferred tax assets related to merger 680 — State net operating loss carry forwards (“NOLs”) 526 559 Other 379 274 Total deferred tax assets 8,451 8,756 Deferred income tax liabilities Depreciation 1,237 1,701 FHLB stock dividends 424 413 Mortgage loan servicing 317 185 Net unrealized gain on securities available for sale 783 1,508 Net unrealized gain on SERP 120 — Equity in UFS subsidiary — — Prepaid expenditures 240 153 Core deposit intangibles related to merger 415 — Deferred tax liabilities related to merger 147 — Other 15 89 Total deferred income tax liabilities 3,698 4,049 Net deferred income tax assets $ 4,753 $ 4,707 The Company has state net operating loss carry forwards of $1 0,094 and $10,725 at December 31, 2015 and December 31, 2014, respectively. These net operating losses expire in 2031 . Income tax expense recorded in the consolidated statement of operations involves the interpretation and application of certain accounting pronouncements and federal and state tax codes. The Company undergoes examination by various regulatory taxing agencies. Such agencies may require that changes in the amount of tax expense be recognized when their interpretations differ from those of management, based on their judgment about information available to them at the time of their examination. The Company and its subsidiaries are subject to U.S. federal and Wisconsin state income tax. The Company and its subsidiaries file a consolidated federal income tax return and a combined Wisconsin tax return. The Company is no longer subject to examination by U.S. Federal taxing authorities for years before 2012 and for Wisconsin state income taxes for years before 2011 . During the third quarter of 2014, the IRS began an audit of the Company’s 2012 federal income tax return. The audit was concluded in the first quarter of 2015. There were no adjustments related to the audit. The Company does not expect the total amount of unrecognized tax benefits to significantly increase or decrease in the next twelve months. The Company recognizes interest and/or penalties related to income tax matters in income tax expense.

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share	NOTE 19 - EARNINGS PER SHARE Earnings per share is based on the weighted average number of shares outstanding for the year. A reconciliation of the basic and diluted earnings per share amounts is as follows: For the year ended December 31, 2015 2014 2013 Basic Net income $ 8,017 $ 8,923 $ 8,009 Weighted average common shares outstanding 9,302,699 8,354,034 7,902,732 Basic earnings per common share $ 0.86 $ 1.07 $ 1.01 Diluted Net income 8,017 8,923 8,009 Earnings from assumed conversion of convertible debentures 16 (1) 372 593 Net income $ 8,033 $ 9,295 $ 8,602 Weighted average common shares outstanding for basic earnings per share 9,302,699 8,354,034 7,902,732 Add: Dilutive effects of assumed exercises of stock options and vesting of restricted stock units 79,483 81,019 68,910 Add: Dilutive effects of convertible promissory notes 53,014 (1) 1,165,055 1,880,000 Average shares and dilutive potential common shares 9,435,196 9,600,108 9,851,642 Diluted earnings per common share $ 0.85 $ 0.97 $ 0.87 Additional common stock option shares that have not been included due to their antidilutive effect 109,301 61,469 49,949 Additional common stock convertible debenture shares that have not been included due to their antidilutive effect — — — (1) Although the convertible debentures were fully converted and not outstanding at December 31, 2015, they are considered as a factor in the calculation of diluted earnings per common share due to being outstanding during part of 2015

Equity Incentive Plan

Equity Incentive Plan	12 Months Ended
	Dec. 31, 2015
Equity Incentive Plan [Abstract]
Equity Incentive Plan	NOTE 20 – EQUITY INCENTIVE PLAN The Company has a non-qualified stock option plan (the “Option Plan”) under which certain officers and key salaried employees may purchase shares of the Company’s stock at an established exercise price. Unless earlier terminated, these options expire ten years from the date of grant. The options vest over a five -year period becoming exercisable 20% per year, commencing one year from date of grant. The Option Plan expired in 2003 and no options remain outstanding under the Option Plan. There was no compensation expense recognized for the Option Plan in 2015, 2014 and 2013. At December 31, 2015, 2014 and 2013, there was no unrecognized compensation cost related to the Option Plan. There were no unexercised vested options outstanding at December 31, 2015 or 2014. At December 31, 201 3 , there were 10,000 options vested but unexercised. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCI AL STATEMENTS December 31, 2015 , 201 4 and 201 3 (Dollar amounts in thousands, except shares and per share data) NOTE 20 - EQUITY INCENTIVE PLAN (Continued) In June 2010, the Company’s shareholders approved the Baylake Corp 2010 Equity Incentive Plan (the “2010 Plan”), under which current and prospective employees, non-employee directors and consultants may be awarded incentive stock options, non-statutory stock options, shares of restricted stock or restricted stock units (“RSUs”), or stock appreciation rights. The aggregate number of shares of the Company’s common stock issuable under the 2010 Plan is 750,000 . Stock Options On March 17 , 201 5 , the Company granted 58,434 stock options to certain members of management at the market value of the stock on the grant date, which was $12 .52 per share. The options granted expire 10 years from date of grant and vest ratably over a five -year period. The fair value of the stock options granted was $1.81 per option, determined under the Black-Scholes option pricing model. Compensation cost to be recognized over the five -year vesting period, net of income tax, is $64 . As of December 31, 2015, none of the options were vested and 14,357 options had been forfeited. Unrecognized compensation expense, net of income tax, is $50 . Restricted Stock Units On January 20, 2015 , the Company granted 1,281 RSUs to a certain member of management at the market value of the stock, which was $ 12.10 per share. The RSUs were awarded at no cost to the employee and vest ratably over a five -year period . The compensation cost to be recognized over the five -year period was $9 . As of December 31, 2015, these RSUs had been forfeited. There is no unrecognized compensation expense related to this grant. On March 1 7 , 201 5 , the Company granted 25,342 RSUs to certain members of management at the market value of the stock, which was $ 12.52 per share. The RSUs were awarded at no cost to the employee and vest ratably over a five -year period. Compensation cost to be recognized over the five -year vesting period, net of income tax, is $193 . As of December 31, 2015, none of the RSUs were vested. During 2015, 10,600 RSUs were forfeited . Unrecognized compensation expense related to this grant , net of income tax, is $149 . Accounting for Stock Options The fair value of each option grant was estimated as of the date of the grant using the Black-Scholes option pricing model. The risk-free interest rate is based on the U.S. Treasury rate for the expected option term. The expected volatility is based on the volatility of the Company’s stock over the 36 -month period preceding the grant date. The expected term represents the period of time the options are expected to be outstanding. The grant date fair values and assumptions used to determine such values are as follows: 2015 2014 Weighted average grant date fair value $ 1.81 $ 3.26 Assumptions : Risk-free interest rate 1.87 % 2.26 % Expected volatility 18.35 % 25.45 % Expected term (in years) 7 years 7 years Expected dividend yield 2.56 % 2.01 % BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCI AL STATEMENTS December 31, 2015 , 201 4 and 201 3 (Dollar amounts in thousands, except shares and per share data) NOTE 20 - EQUITY INCENTIVE PLAN (Continued) Activity in the stock option plans during 2015 follows: Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Outstanding at beginning of year 225,736 $ 8.34 7.68 Granted 58,434 12.52 — Exercised (29,566) 5.16 — Forfeited or expired (14,537) 9.67 — Outstanding at end of year 240,067 $ 9.66 7.39 Exercisable at end of year 83,268 $ 7.07 6.32 $ 627 Fully vested and expected to vest 240,067 $ 9.66 7.39 $ 1,187 Activity in the stock option plans during 2014 follows: Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Outstanding at beginning of year 175,824 $ 6.69 7.63 Granted 64,130 13.90 — Exercised (1,557) 4.15 — Forfeited or expired (12,661) 14.10 — Outstanding at end of year 225,736 $ 8.34 7.68 Exercisable at end of year 67,930 $ 5.56 6.83 $ 471 Fully vested and expected to vest 225,736 $ 8.34 7.68 $ 1,024 Activity in the stock option plan during 2013 follows: Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Outstanding at beginning of year 163,281 $ 6.44 7.48 Granted 43,176 9.50 — Exercised (6,971) 4.40 — Forfeited or expired (23,662) 10.81 — Outstanding at end of year 175,824 $ 6.69 7.63 Exercisable at end of year 45,738 $ 6.91 5.92 $ 202 Fully vested and expected to vest 175,824 $ 6.69 7.63 $ 1,125 BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 201 5 , 201 4 and 201 3 (Dollar amounts in thousands, except shares and per share data) NOTE 20 - EQUITY INCENTIVE PLAN (Continued) The following options were outstanding at December 31, 201 5 : Number of Shares Weighted-Average Exercise Price Weighted-Average Remaining Life (in Years) Price Outstanding Exercisable Outstanding Exercisable $ 4.15 38,966 27,989 $ 4.15 $ 4.15 5.20 $ 6.20 52,388 30,430 $ 6.20 $ 6.20 6.25 $ 9.50 34,716 13,891 $ 9.50 $ 9.50 7.21 $ 12.52 58,434 — $ 12.52 $ — 9.21 $ 13.90 55,563 10,958 $ 13.90 $ 13.90 8.21 240,067 83,268 $ 9.66 $ 7.07 7.39 Information related to the stock option plans during each year follows: 2015 2014 2013 Intrinsic value of options exercised $ 245 $ 13 $ 42 Cash received from option exercises 152 7 31 Tax benefit realized from option exercises 63 5 8 The following table summarizes information about the Company’s RSU activity for 201 5, 2014, and 201 3: Restricted Stock Units Activity in the RSUs during 2015 were as follows: RSUs Weighted Average Grant Price Outstanding at beginning of year 106,834 $ 7.53 Granted 26,623 12.50 Vested (35,556) 6.76 Forfeited or expired (10,600) 8.15 Outstanding at end of year 87,301 $ 9.45 Activity in the RSUs during 2014 were as follows RSUs Weighted Average Grant Price Outstanding at beginning of year 122,685 $ 6.43 Granted 17,040 13.72 Vested (32,267) 6.05 Forfeited or expired (624) 13.90 Outstanding at end of year 106,834 $ 7.53 BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands, except shares and per share data) NOTE 20 - EQUITY INCENTIVE PLAN (Continued) Activity in the RSUs during 2013 were as follows: RSUs Weighted Average Grant Price Outstanding at beginning of year 124,671 $ 5.28 Granted 35,177 9.50 Vested (28,679) 5.13 Forfeited or expired (8,484) 6.62 Outstanding at end of year 122,685 $ 6.43 It is expected that all equity positions outstanding at the date of merger with Nicolet, excepting those that have been granted to the Chief Executive Officer , will immediately vest.

Condensed Financial Information

Condensed Financial Information - Parent Company Only	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information - Parent Company Only [Abstract]
Condensed Financial Information - Parent Company Only	NOTE 21 - CONDENSED FINANCIAL INFORMATION - PARENT COMPANY ONLY CONDENSED BALANCE SHEETS December 31, 2015 2014 ASSETS Cash and due from financial institutions $ 3,022 $ 2,015 Deferred income taxes 260 188 Unamortized debt offering costs — — Income tax receivable 159 20 Investment in subsidiaries 130,650 121,061 Other assets 379 13 Total assets $ 134,470 $ 123,297 LIABILITIES AND STOCKHOLDERS’ EQUITY Liabilities Interest payable $ 21 $ 43 Other borrowings 4,000 — Debentures 16,100 16,100 Convertible promissory notes — 1,650 Total liabilities 20,121 17,793 Stockholders’ equity 114,349 105,504 Total liabilities and stockholders’ equity $ 134,470 $ 123,297 BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 21 - CONDENSED FINANCIAL INFORMATION - PARENT COMPANY ONLY (Continued) CONDENSED STATEMENTS OF OPERATIONS Years ended December 31, 2015 2014 2013 Income Dividends from subsidiaries $ 8,000 $ 6,000 $ 5,724 Interest income 5 3 5 Other - - 1 Total income 8,005 6,003 5,730 Expenses Interest 305 871 1,242 Other 784 667 552 Total expenses 1,089 1,538 1,794 Income before equity in undistributed net income of subsidiaries 6,916 4,465 3,936 Equity in undistributed net income of subsidiaries (earnings in excess of dividends) 676 3,761 3,316 Income before income taxes 7,592 8,226 7,252 Income tax benefit (425) (697) (757) Net income $ 8,017 $ 8,923 $ 8,009 BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 21 - CONDENSED FINANCIAL INFORMATION - PARENT COMPANY ONLY (Continued) CONDENSED STATEMENT OF CASH FLOWS Years ended December 31, 2015 2014 2013 Cash flows from operating activities: Net income $ 8,017 $ 8,923 $ 8,009 Adjustments to reconcile net income to net cash provided by operating activities: Undistributed earnings of subsidiary (earnings in excess of dividends) (676) (3,761) (3,316) Amortization of debt issuance costs — 27 36 Net change in income tax receivable (139) 95 600 Other changes, net 343 212 301 Net cash flows provided by operating activities 7,545 5,496 5,630 Cash flows from investing activities: Capitalization of non-bank subsidiary (150) — (100) Net cash used in acquisition (5,783) — — Net cash used in investing activities (5,933) — (100) Cash flows from financing activities: Proceeds from other borrowings 4,000 — — Purchase of treasury stock (1,447) (4,241) (1,707) Dividends paid (3,158) (2,519) (1,738) Net cash used in financing activities (605) (6,760) (3,445) Net change in cash and cash equivalents 1,007 (1,264) 2,085 Beginning cash and cash equivalents 2,015 3,279 1,194 Ending cash and cash equivalents $ 3,022 $ 2,015 $ 3,279

Selected Quarterly Financial Da

Selected Quarterly Financial Data	12 Months Ended
	Dec. 31, 2015
Selected Quarterly Financial Data [Abstract]
Selected Quarterly Financial Data	NOTE 2 2 – SELECTED QUARTERLY FINANCIAL DATA The following is selected unaudited financial data summarizing the results of operations for each quarter in the years ended December 31, 2015 and 2014: 2015 Quarter Ended March 31 June 30 September 30 December 31 Interest income $ 8,643 $ 8,841 $ 8,620 $ 9,171 Interest expense 681 686 627 641 Net interest income 7,962 8,155 7,993 8,530 Provision for loan losses 200 — — — Net interest income after provision for loan losses 7,762 8,155 7,993 8,530 Noninterest income 2,391 2,567 2,273 2,465 Noninterest expense 7,078 7,247 6,944 9,141 Income before income tax expense 3,075 3,475 3,322 1,854 Provision for income tax 868 1,093 1,031 717 Net income $ 2,207 $ 2,382 $ 2,291 $ 1,137 Basic earnings per share $ 0.24 $ 0.26 $ 0.25 $ 0.12 Diluted earnings per share $ 0.24 $ 0.25 $ 0.24 $ 0.12 2014 Quarter Ended March 31 June 30 September 30 December 31 Interest income $ 8,512 $ 8,795 $ 8,541 $ 8,895 Interest expense 922 949 783 659 Net interest income 7,590 7,846 7,758 8,236 Provision for loan losses — — — — Net interest income after provision for loan losses 7,590 7,846 7,758 8,236 Noninterest income 2,016 2,166 2,329 2,556 Noninterest expense 6,768 6,994 6,508 8,052 Income before income tax expense 2,838 3,018 3,579 2,740 Provision for income tax 773 859 1,122 498 Net income $ 2,065 $ 2,159 $ 2,457 $ 2,242 Basic earnings per share $ 0.27 $ 0.27 $ 0.29 $ 0.25 Diluted earnings per share $ 0.23 $ 0.24 $ 0.26 $ 0.24

Nature Of Business And Summar31

Nature Of Business And Summary Of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2015
Nature Of Business And Summary Of Significant Accounting Policies [Abstract]
Use Of Estimates	Use of Estimates : To prepare financial statements in conformity with accounting principles generally accepted in the United States of America (“U.S. GAAP”), management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the consolidated financial statements and the disclosures provided, and actual results could differ. The allowance for loan losses, value of foreclosed properties, other than temporary impairment of securities, income tax expense, and fair values of financial instruments are particularly subject to change.
Business Combinations	Business Combinations : The Company accounts for business combinations under the acquisition method of accounting in accordance with Accounting Standards Codification (“ASC”) 805, Business Combinations (“ASC 805”). Under ASC 805, all identifiable assets acquired and all liabilities assumed must be measured at fair value at the acquisition date. The “carrying over” of the allowance for loan and lease losses to the acquiring entity is prohibited. Acquisition-related costs such as legal, accounting, consulting, and investment broker fees must be expensed as incurred. The excess cost of the acquisition over the fair value of the net tangible and intangible assets acquired is recorded as goodwill. The Company may change provisional amounts initially recorded as of the acquisition date for a period of up to one year after the acquisition date of the business combination.
Cash And Cash Equivalents	Cash and Cash Equivalents : Cash and cash equivalents include cash and deposits with other financial institutions. Balances over $250 in those institutions are not insured by the Federal Deposit Insurance Corporation (“FDIC”) and therefore pose a potential risk in the event the institution were to fail. As of December 31, 2015, uninsured deposits totaled $1,489 .
Securities	Securities : Securities are classified as held to maturity or available for sale at the time of purchase. Investment securities classified as held to maturity, which management has the intent and ability to hold to maturity, are reported at amortized cost, adjusted for amortization of premiums and accretion of discounts, using a method that approximates level yield. Investment securities classified as available for sale, which management has the intent and ability to hold for an indefinite period of time, but not necessarily to maturity, are carried at fair value, with unrealized gains and losses, net of related deferred income taxes, included in stockholders’ equity as a separate component of other comprehensive income. Premiums and discounts are amortized or accreted into interest income over the estimated life (earlier of call date, maturity, or estimated life) of the related security, using a prospective method that approximates level yield. Any decision to sell investment securities available for sale would be based on various factors, including, but not limited to, asset/liability management strategies, changes in interest rates or prepayment risks, liquidity needs, or regulatory capital considerations. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Declines in the fair value of securities below their cost that are other-than-temporary due to credit issues are reflected as “Other than temporary impairment of securities” in the statement of operations. In estimating other-than-temporary losses, management considers: (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the Company’s ability and intent to hold the security for a period sufficient to allow for any anticipated recovery in fair value. The difference between the present values of the cash flows expected to be collected and the amortized cost basis is the credit loss. The credit loss is the portion of the other-than-temporary impairment that is recognized in earnings and is a reduction to the cost basis of the security. The portion of other-than-temporary impairment related to all other factors is included in other comprehensive income (loss).
Federal Home Loan Bank ("FHLB") Stock	Federal Home Loan Bank (“FHLB”) stock : The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on expected ultimate recovery BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) of par value. The determination of whether a decline affects the ultimate recovery is influenced by criteria such as: (1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount and length of time a decline has persisted; (2) impact of legislative and regulatory changes on the FHLB and (3) the liquidity position of the FHLB. Both cash and stock dividends are reported as income.
Loans Held For Sale	Loans Held for Sale : Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale may be sold with servicing rights retained. The carrying value of mortgage loans sold with servicing rights retained is reduced by the amount allocated to the servicing right at the time of sale. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold.
Loans Originated And Acquired	Loans – Originated : Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Interest income on loans is discontinued at the time the loan is 90 days delinquent. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Loans – Acquired : Loans acquired in a business combination are recorded at their estimated fair value at the acquisition date under ASC Topic 310-20, Receivables – Nonrefundable Fees and Other Costs or ASC Topic 310-30, Receivables – Loans and Debt Securities Acquired with Deteriorated Credit Quality. ASC 310-30 is used when the determination is made at acquisition that the acquirer will be unable to collect all contractually required payments from the borrower. These loans are identified as Purchase Credit Impaired (“PCI”) loans and the amount of the credit discount is a nonaccretable mark that is not recorded within the Allowance for Loan Losses (“ALL”). Credit deterioration subsequent to the acquisition will be charged to the ALL. All other loans that are not PCI loans will be measured at fair value based on the expected cash flows of the loans. The difference between the fair value and expected cash flows will be accreted into interest income using a method that approximates a level yield. These loans are recorded at fair value, thus, there is no allowance established at the acquisition date. Subsequent to acquisition, these loans are evaluated and a loan loss provision may be recorded if a decline in value occurs.
Restructured Loans	Restructured Loans : Restructured loans involve the granting of some concession to the borrower involving a loan modification, such as payment schedule changes, interest rate reductions, or principal charge-offs. A troubled debt restructuring (“TDR”) includes a loan modification where a borrower is experiencing financial difficulty and a concession is granted to that borrower that would not otherwise be considered but for the borrower’s financial difficulties. A TDR may be accrual or nonaccrual status based upon the performance of the borrower and management’s assessment of collectability. A TDR on nonaccrual is returned to accrual after performing in accordance with the modified terms for a sufficient period, generally six months. A loan that is modified at a market rate of interest may no longer be classified as a TDR in the calendar year subsequent to the restructuring if it is in compliance with the modified terms.
Allowance For Loan Losses - Originated And Acquired Loans	Allowance for Loan Losses – Originated Loans : The ALL represents management’s estimate of probable and inherent credit losses in the loan portfolio. Estimating the amount of the ALL requires the exercise of significant judgment and the use of estimates related to the amount and timing of expected future cash flows on impaired loans, estimated losses on pools of homogeneous loans based on historical loss experience, and consideration of other qualitative factors such as current economic trends and conditions, all of which may be susceptible to significant change. The loan portfolio also represents the largest asset on the consolidated balance sheets. Loan losses are charged off against the ALL when realized, while recoveries of amounts previously charged off are credited to the ALL. A provision for loan losses (“PFLL”) is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors. The ALL consists of specific reserves on certain impaired loans and general reserves for non-impaired loans. Specific reserves reflect estimated losses based on regular analyses of all impaired non-homogenous loans. These analyses involve a high degree of judgment in estimating the amount of loss associated with specific loans, including estimating the amount and timing of future cash flows and collateral values. The general reserve is based on the Bank’s historical loss experience which is updated quarterly. The general reserve portion of the ALL also includes consideration of certain qualitative factors such as (1) changes in the nature, volume and terms of loans, (2) changes in lending personnel,(3) changes in the quality of the loan review function, (4) changes in nature and volume of past-due, nonaccrual and/or classified loans, (5) changes in concentration of credit risk, (6) changes in economic and industry conditions, (7) changes in legal and regulatory requirements, (8) unemployment and inflation statistics, and (9) changes in underlying collateral values. There are many factors affecting the ALL; some are quantitative while others require qualitative judgment. The process for determining the ALL (which management believes adequately considers potential factors which might possibly result in credit losses) includes subjective elements and, therefore, may be susceptible to significant change. To the extent actual outcomes differ from management estimates, additional PFLL could be required that could adversely affect the earnings or financial position in future periods. Allocations of the ALL may be made for specific loans but the entire ALL is available for any loan that, in management’s judgment, should be charged-off or for which an actual loss is realized. As an integral part of their examination process, various regulatory agencies review the ALL as well. Such agencies may require that changes in the ALL be recognized when such regulators’ credit evaluations differ from those of management based on information available to the regulators at the time of their examinations. Allowance for Loan Losses – Acquired Loans : Performing, acquired loans are periodically evaluated, and, if necessary, a PFLL may be required. For PCI loans, the present value of cash flows are determined and if that value is less than the carrying value, additional PFLL may be required.
Mortgage Servicing Rights	Mortgage Servicing Rights : Mortgage servicing rights are recognized separately when they arise through sales of loans with servicing retained. Mortgage servicing rights are initially recorded at fair value with the offsetting effect recorded as a reduction to gain/loss on sale of loans. Changes in fair value are included in “net change in valuation of mortgage servicing rights, net of payments and payoffs,” in the consolidated statements of operations. Subsequent to origination, under the fair value measurement method, the Company measures fair value based on market prices for comparable servicing contracts, when available, or alternatively, based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, prepayment speeds and default rates and losses. The Company compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. The fair values of mortgage servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Mortgage servicing rights are included in other assets on the consolidated balance sheets. Loan servicing fee income earned for servicing loans is based on a contractual percentage of the outstanding principal or a fixed amount per loan and is recorded as income when earned. Loan servicing fees totaled $ 633 , $584 , and $591 for the years ended December 31, 2015, 2014, and 2013 respectively. Late fees and ancillary fees related to loan servicing are not material.
Bank Owned Life Insurance	Bank Owned Life Insurance : The Company has purchased life insurance policies on certain key executives. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the net cash surrender value.
Transfers Of Financial Assets	Transfers of Financial Assets : Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Other Real Estate Owned Properties	Other Real Estate Owned Properties : Assets acquired through or instead of loan foreclosure or bank facilities no longer in use are initially recorded at fair value, less estimated costs to sell, establishing a new cost basis. If the fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Costs incurred after acquisition are expensed. These costs include management fees, operating expenses, and valuation write-downs.
Premises And Equipment	Premises and Equipment : Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 5 to 40 years. Furniture, fixtures, and equipment are depreciated using the straight-line (or accelerated) method with useful lives ranging from 3 to 12 years.
Rabbi Trust	Rabbi Trust: During 2011, the Company established a Rabbi Trust to hold proceeds from the surrender of life insurance policies. The assets of the Rabbi Trust are invested in investment choices identical to the investments selected by eligible participants in the Company’s Supplemental Executive Retirement Plan (“SERP”). This provides an economic hedge to the Company’s liability under the SERP. The Rabbi Trust remains in effect at December 31, 2015 and is included in other assets in the consolidated balance sheets.
Core Deposit Intangible	Core Deposit Intangible : Core deposit intangible assets represent a premium paid to acquire the core deposits of an institution. The premium is the amount paid in excess of the dollar amount of the deposits acquired and is amortized over the expected life of the deposits. Core deposit intangible assets are subject to impairment valuation at least annually, or whenever events or changes in circumstances indicate that the carrying amount may not be fully recovered.
Goodwill	Goodwill : Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of acquired tangible and intangible assets. The goodwill recorded represents the excess of market value over book value. The Company’s operations are managed and financial performance is evaluated on a company-wide basis. All of the financial services operations are considered by management to be aggregated as one reportable segment. During the fourth quarter of 2015, goodwill increased $1.1 million due to the merger with NEWBI and the related acquisition of its branch operations. U.S. GAAP provides that prior to performing the traditional two-step goodwill impairment test, the Company is permitted to first perform a qualitative assessment about the likelihood of the carrying value of a reporting unit exceeding its fair value, referred to as the “Step 0” assessment. The Step 0 assessment requires the evaluation of certain events and circumstances such as macroeconomic conditions, industry and market considerations, cost factors and overall financial performance, as well as Company items. After performing the Step 0 assessment, should the Company determine that it is more likely than not that the fair value of goodwill is less than its carrying amount, it is required to perform the prescribed two-step goodwill impairment test to identify the potential goodwill impairment and measure the amount of the goodwill impairment loss, if any, to be recognized. However, if the Company concludes otherwise based on the Step 0 assessment, the two-step goodwill impairment test is not required. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) During 2015, management valued the Company by utilizing the Step 0 qualitative assessment approach in determining whether it is more likely than not that the fair value of the Company is less than its carrying amount, including goodwill. As part of the qualitative assessment approach, the Company assessed the following relevant events and circumstances: macroeconomic conditions, industry and market considerations, overall financial performance, changes in management and management strategy, and changes in the composition or carrying amount of the net assets. In addition, consideration was given to the pending merger with Nicolet as well as the significant difference in fair value compared to the book value of goodwill in 2014. The conclusion of the Step 0 assessment was that it was more likely than not that the fair value of goodwill continued to exceed its carrying value at December 31, 2015. Therefore, a two-step quantitative analysis was not considered necessary. During 2014, the Company, with the assistance of a third party valuation firm, determined an estimated cash fair value of the Company’s common stock. Consideration was given to the nature and history of the Company, the competitive and economic outlook for the trade area and for the banking industry in general, the book value and financial condition of the Company, the future earnings and dividend paying capacity, the size of the block valued, and the prevailing market prices of bank stocks. The following valuation methodologies were considered: (1) net asset value – defined as the net worth of the Company, (2) market value – defined as the price at which knowledgeable buyers and sellers would agree to buy and sell the Company’s common stock, and (3) investment value – defined as an estimate of the present value of the future benefits, usually earnings, cash flow, or dividends, that will accrue to the Company’s common stock. When consideration was given to the three valuation methodologies, as well as all other relevant valuation variables and factors, the fully-diluted cash fair value range of the Company’s common shares was considered to be in excess of the book value. Because the valuation ranges obtained from that firm exceeded the carrying value including goodwill, step one of the impairment test established under U.S. GAAP was met and, therefore, no goodwill impairment was recognized. If the carrying amount would have exceeded fair value, the Company would have performed the second step to measure the amount of impairment loss.
Long-Term Assets	Long-Term Assets : Premises and equipment, and other long-term assets are reviewed for impairment when events indicate that their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value. Management has determined that such assets have not been impaired as of December 31, 2015 and 2014.
Loan Commitments And Related Financial Instruments	Loan Commitments and Related Financial Instruments : Financial instruments include off-balance-sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Instruments, such as standby letters of credit, that are considered financial guarantees in accordance with accounting guidance are recorded at fair value.
Trust Fee Income	Trust Fee Income : The Company provides trust services to customers and in return charges fees using terms customary in its industry, including charging fees based on the agreed-upon percentages of assets managed or as otherwise specified in the underlying agreements. Income from trust services is recognized when the services are provided and included as “fees from fiduciary activities” in the consolidated statements of operations.
Advertising Expense	Advertising Expense : The Company expenses all advertising costs as they are incurred. Total advertising costs for the years ended December 31, 2015, 2014 and 2013 were $144 , $204 and $ 246 , respectively.
Earnings Per Common Share	Earnings Per Common Share : Basic earnings per common share is net income or loss divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock options, stock awards, and convertible promissory notes.
Loss Contingencies	Loss Contingencies : Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Restrictions On Cash	Restrictions on Cash : Cash on hand or on deposit with the Federal Reserve Bank of Chicago (“Reserve Bank”) of $ 2,314 and $1,65 2 was required to meet regulatory reserve requirements as of December 31, 2015 and 2014, respectively. These balances earn interest at a rate periodically determined by the Reserve Bank.
Dividend Reinvestment Plan	Dividend Reinvestment Plan : The Company administers a dividend reinvestment plan (“DRIP”), whereby the Company allocates applicable dividends to acquire, on the participant’s behalf, shares of the Company’s common stock. During 2015, total cash dividends of $3,158 were declared and paid by the Company. Of this amount, $4 04 was allocated to the DRIP and was used to purchase 30,600 shares in the open market at a weighted average price of $ 13.15 per share, to fulfill the DRIP plan requirements. No shares were issued by the Company during 2015 in administration of the DRIP. During 2014, 27,337 shares were purchased in the open market at a weighted average price of $12.90 per share to fulfill the DRIP plan requirements for a total of $351 in dividends.
Operating Segments	Operating Segments : While the chief decision makers monitor the revenue streams of the various products and services, the identifiable segments are not material and operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Premises Held For Sale	Premises Held for Sale : Assets which the Company wishes to dispose of or liquidate through the sale to others. These assets are carried at the lower of cost or fair value and are not depreciated.
Stock-Based Compensation	Stock-based Compensation : The Company accounts for equity awards by recognizing compensation expense related to the stock-based equity awards over the vesting period. See Note 20 for information on stock-based compensation.
Income Taxes	Income Taxes : Deferred income taxes are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates that will apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred income tax assets and liabilities of a change in tax rates is recognized as income or expense in the period that includes the enactment date. See Note 18 for details on the Company’s income taxes. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax estimation presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely to be realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company regularly reviews the carrying amount of its deferred income tax assets to determine if the establishment of a valuation allowance is necessary. If based on the available evidence it is more likely than not that all or a portion of the Company’s deferred income tax assets will not be realized in future periods, a deferred income tax valuation allowance would be established. Consideration is given to various positive and negative factors that could affect the realization of the deferred income tax assets. In evaluating this available evidence, management considers, among other things, historical financial performance, expectation of future earnings, the ability to carry back losses to recoup taxes previously paid, length of statutory carry forward periods, experience with operating loss and tax credit carry forwards not expiring unused, tax planning strategies and timing of reversals of temporary differences. Significant judgment is required in assessing future earning trends and the timing of reversals of temporary differences. The Company’s evaluation is based on current tax laws as well as management’s expectations of future performance. The Company is subject to the income tax laws of the U.S., its states and municipalities. These tax laws are complex and subject to different interpretations by the taxpayer and the relevant governmental taxing authorities. The accounting guidance for income taxes prescribes a comprehensive model for how companies should recognize, measure, present, and disclose in BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands, except share and per share data) NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) their financial statements uncertain tax positions taken or expected to be taken on a tax return. Under the guidance, tax positions shall initially be recognized in the financial statements when it is more likely than not the position will be sustained upon the examination by the tax authorities. Such tax positions shall initially and subsequently be measured as the largest amount of tax benefit that is greater than 50% likely to be realized upon ultimate settlement with the tax authority assuming full knowledge of the position and all relevant facts. Interest and penalties related to income tax expense are recorded as income tax expense, net of federal and state tax benefit, when the amounts can reasonably be determined.
Reclassifications	Reclassifications : Certain items previously reported were reclassified to conform to the current presentation.
Recent Accounting Pronouncements	Recent Accounting Pronouncements : In January 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standard Update (“ASU”) no. 2016-01 Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities. The update intends to enhance the reporting model for financial instruments to provide users of financial statements with more decision-useful information and addresses certain aspects of the recognition, measurement, presentation, and disclosure of financial instruments. The new standard affects all entities that hold financial assets or owe financial liabilities. For public business entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The adoption of this guidance is not expected to have a material impact on the consolidated financial condition, results of operations or liquidity of the Company. In November 2015, FASB issued ASU no. 2016-01 Income Taxes (Topic 740): Balance Sheet Classification of Deferred Taxes. The update eliminates the requirement to classify deferred tax assets and liabilities as noncurrent or current within a classified statement of financial position. For public business entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The adoption of this guidance is not expected to have a material impact on the consolidated financial condition, results of operations or liquidity of the Company. In September 2015, FASB issued ASU no. 2015-16 Business Combinations (Topic 805): Simplifying the Accounting for Measurement-Period Adjustments. The amendments in this update require that an acquirer recognize adjustments to estimated amounts that are identified during the measurement period in the reporting period in which the adjustment amounts are determined. The amendments require that the acquirer record, in the same period’s financial statements, the effect on earnings of changes in depreciation, amortization or other income effects, if any, as a result of the change to the estimated amounts, calculated as if the account had been completed at the acquisition date. The amendments also require an entity to present separately on the face of the income statement or disclose in the notes the portion of the amount recorded in current-period earnings by line item that would have been recorded in previous reporting periods if the adjustment to the estimated amounts had been recognized as of the acquisition date. This guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. The adoption of this guidance is not expected to have a material impact on the consolidated financial condition, results of operations or liquidity of the Company. In August 2015, the FASB issued ASU 2015-03, Interest - Imputation of Interest (Subtopic 835-30): Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements-Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 8, 2015 EITF Meeting (SEC Update). The original ASU (2015-03) issued in April 2015 required that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. Given the absence of authoritative guidance within ASU 2015-03 for debt issuance costs related to line-of-credit arrangements, the SEC staff stated that they would not object to an entity deferring and presenting debt issuance costs as an asset and subsequently amortizing those deferred debt issuance costs ratably over the term of the line-of-credit arrangement, regardless of whether there are any outstanding borrowings on the line-of-credit arrangement. This guidance is effective for fiscal years beginning after December 15, 2015 and interim periods with fiscal years beginning after December 15, 2016. A reporting entity may apply the amendments prospectively or retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The adoption of this guidance is not expected to have a material impact on the consolidated financial condition, results of operations or liquidity of the Company. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) In May 2015, FASB issued ASU No. 2015-08 Business Combinations (Topic 805): Pushdown Accounting – Amendments to SEC Paragraphs Pursuant to Staff Accounting Bulletin No. 115. Amendments in this update amend SEC paragraphs pursuant to Staff Accounting Bulletin (“SAB”) No. 115, which supersedes several paragraphs in ASC 805-50 in response to the SEC’s November 2014 publication of SAB 115.The SEC issued SAB 115 in connection with the release of FASB ASU No. 2014-17, “Pushdown Accounting.” This guidance is effective immediately. The adoption of this guidance did not have a material impact on the consolidated financial condition, results of operations or liquidity of the Company. In April 2015, FASB issued ASU No. 2015-05 Intangibles - Goodwill and Other Internal-Use Software (Subtopic 350-40). The amendments in this update provide guidance to customers about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The guidance will not change U.S. GAAP for a customer’s accounting for service contracts. In addition, the guidance in this Update supersedes paragraph 350-40-25-16. Consequently, all software licenses within the scope of Subtopic 350-40 will be accounted for consistent with other licenses of intangible assets. This guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. The adoption of this guidance is not expected to have a material impact on the consolidated financial condition, results of operations or liquidity of the Company. In April 2015, the FASB issued ASU No. 2015-04 Compensation - Retirement Benefits (Topic 715). The amendments in this update provide a practical expedient that permits the entity to measure defined benefit plan assets and obligations using the month-end that is closest to the entity’s fiscal year-end and apply that practical expedient consistently from year to year. The amendments in this update also provide a practical expedient that permits the entity to remeasure defined benefit plan assets and obligations using the month-end that is closest to the date of the significant event. This guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. The adoption of this guidance is not expected to have a material impact on the consolidated financial condition, results of operations or liquidity of the Company. In February 2015, the FASB issued ASU No. 2015-02 Consolidation (Topic 810): Amendments to the Consolidation Analysis. The amendments in this update rescind the indefinite deferral of FASB Statement No. 167, Amendments to FASB Interpretation No. 46(R), included in FASB Accounting Standards Update No. 2010-10, Consolidation (Topic 810): Amendments for Certain Investment Funds. However, the amendments in this update provide a scope exception from Topic 810 for reporting entities with interests in legal entities that are required to comply with or operate in accordance with requirements similar to those in Rule 2a-7 of the Investment Company Act of 1940 for registered money market funds. This guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. The adoption of this guidance is not expected to have a material impact on the consolidated financial condition, results of operations or liquidity of the Company. In January 2015, FASB issued ASU No. 2015-01 Income Statement - Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items . The amendment eliminates from U.S. GAAP the concept of extraordinary items. Subtopic 225-20, Income Statement – Extraordinary and Unusual Items, required that an entity separately classify, present, and disclose extraordinary events and transactions. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports its classification as an extraordinary item. If an event or transaction meets the criteria for extraordinary classification, an entity is required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. The entity also is required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item. This guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. A reporting entity may apply the amendments prospectively or retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The adoption of this guidance is not expected to have a material impact on the consolidated financial condition, results of operations or liquidity of the Company.

Acquisition (Tables)

Acquisition (Tables)	12 Months Ended
	Dec. 31, 2015
Acquisition [Abstract]
Fair Value Of Assets Acquired and Liabilities Assumed	As recorded by NEWBI Fair Value Adjustments As recorded by Baylake Cash and cash equivalents $ 1,812 $ 244 $ 2,056 Fed funds sold (1) 755 — 755 Investment securities (1) 23,824 11 23,835 Loans, net of participations 47,267 (656) 46,611 Allowance for loan losses (687) 687 — Other Real Estate Owned 265 (118) 147 Premises and equipment 964 (109) 855 Core deposit intangible — 1,365 1,365 Other assets 1,899 142 2,041 Total assets acquired $ 76,099 $ 1,566 $ 77,665 Deposits $ 68,242 $ 214 $ 68,456 Other liabilities 171 266 437 Total liabilities assumed $ 68,413 $ 480 $ 68,893 Excess of assets acquired over liabilities assumed 8,772 Less: purchase price 9,910 Goodwill $ (1,138) (1) These assets were merged with the Bank’s wholly-owned Nevada subsidiary, Bay Lake Investments, Inc.

Fair Value Information (Tables)

Fair Value Information (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Information [Abstract]
Assets Measured At Fair Value On Recurring Basis	December 31, 2015 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Securities available for sale: U.S. government sponsored agency securities $ 5,721 $ — $ 5,721 $ — Mortgage-backed securities 90,260 — 90,164 96 Obligations of states and political subdivisions 69,457 — 69,457 — Private placement and corporate bonds 3,535 — 3,535 — Other securities 3,635 — 3,635 — Total securities available for sale 172,608 — 172,512 96 Mortgage servicing rights 1,115 — 1,115 — Total $ 173,723 $ — $ 173,627 $ 96 December 31, 2014 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Securities available for sale: U.S. government sponsored agency securities $ 2,747 $ — $ 2,747 $ — Mortgage backed securities 115,714 — 115,460 254 Obligations of states and political subdivisions 59,002 — 59,002 — Private placement and corporate bonds 3,544 — 3,544 — Other securities 1,905 — 1,905 — Total securities available for sale 182,912 — 182,658 254 Mortgage servicing rights 841 — 841 — Total $ 183,753 $ — $ 183,499 $ 254
Assets Measured At Fair Value On Recurring Basis Using Significant Unobservable Inputs (Level 3)	December 31, 2015 December 31, 2014 Balance, beginning of period $ 254 $ 482 Other comprehensive gain (loss) 5 (28) Principal payments (163) (200) Balance, end of period $ 96 $ 254
Assets Measured At Fair Value On Non-Recurring Basis	December 31, 2015 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans with allocated allowance $ 241 $ — $ — $ 241 Premises held for sale 2,104 — — 2,104 Other real estate owned, net 3,710 — — 3,710 Total $ 6,055 $ — $ — $ 6,055 December 31, 2014 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans with allocated allowance $ 1,451 $ — $ — $ 1,451 Premises held for sale 844 — — 844 Other real estate owned, net 4,266 — — 4,266 Total $ 6,561 $ — $ — $ 6,561
Carrying Amount And Estimated Fair Value Of Certain Financial Instruments	December 31, 2015 2014 Carrying Amount Fair Value Fair Value Level Carrying Amount Fair Value Fair Value Level Financial assets Cash and due from financial institutions $ 70,458 $ 70,458 1 $ 60,189 $ 60,189 1 Federal funds sold 1,333 1,333 2 1,176 1,176 2 Securities held to maturity 25,487 26,119 2 25,612 26,181 2 Securities available for sale 172,608 172,608 2,3 182,912 182,912 2,3 Loans held for sale 2,804 2,849 1 1,290 1,314 1 Loans, net 737,453 736,064 2,3 672,306 675,481 2,3 Federal Home Loan Bank stock 4,462 4,462 2 4,238 4,238 2 Mortgage servicing rights 1,115 1,115 2 841 841 2 Premises held for sale 2,104 2,104 3 844 844 3 Other real estate owned, net 3,710 3,710 3 4,266 4,266 3 Accrued interest receivable 2,869 2,869 2 2,559 2,559 2 Financial liabilities Deposits $ 866,195 $ 865,601 2 $ 765,542 $ 765,370 2 Repurchase agreements 48,127 48,127 2 64,869 64,869 2 Federal Home Loan Bank advances and other borrowings 41,595 42,002 2 60,455 60,475 2 Subordinated debentures 16,100 16,100 2 16,100 16,100 2 Convertible promissory notes - - - 1,650 1,642 3 Accrued interest payable 289 289 2 283 283 2

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2015
Securities [Abstract]
Fair Value Of Securities Available For Sale And Held To Maturity And Related Unrealized Gains And Losses	2015 Fair Value Gross Unrealized Gains Gross Unrealized Losses Securities Available for Sale (“AFS”): U.S. government sponsored agency securities $ 5,721 $ 34 $ (6) Obligations of states and political subdivisions 69,457 1,512 (35) Mortgage-backed securities 90,260 1,153 (668) Private placement and corporate bonds 3,535 16 — Other securities 3,635 — (9) Total AFS Securities $ 172,608 $ 2,715 $ (718) Securities Held to Maturity (“HTM”): Mortgage-backed securities $ 20,944 $ 457 $ — Private placement and corporate bonds 5,175 175 — Total HTM Securities $ 26,119 $ 632 $ — Total Securities $ 198,727 $ 3,347 $ (718) 2014 Securities Available for Sale (“AFS”): Fair Value Gross Unrealized Gains Gross Unrealized Losses U.S. government sponsored agency securities $ 2,747 $ — $ (4) Obligations of states and political subdivisions 59,002 2,027 (57) Mortgage-backed securities 115,714 2,492 (640) Private placement and corporate bonds 3,544 24 — Other securities 1,905 — — Total AFS Securities $ 182,912 $ 4,543 $ (701) Securities Held to Maturity (“HTM”): Mortgage-backed securities $ 21,131 $ 519 $ — Private placement and corporate bonds 5,050 50 — Total HTM Securities $ 26,181 $ 569 $ — Total Securities $ 209,093 $ 5,112 $ (701)
Sales Of Securities Available For Sale	2015 2014 2013 Proceeds $ 13,911 $ 15,879 $ 6,406 Gross realized gains 472 488 574 Gross realized losses 7 42 —
Estimated Fair Value Of Securities By Contractual Maturity	AFS Estimated Fair Value HTM Estimated Fair Value Due in one year or less $ 9,459 $ - Due after one year through five years 27,828 5,175 Due after five years through ten years 34,691 - Due after ten years 6,735 - 78,713 5,175 Other securities 3,635 - Mortgage-backed securities 90,260 20,944 $ 172,608 $ 26,119
Securities In Continuous Unrealized Loss Position Aggregated By Investment Category And Length Of Time	Securities with unrealized losses at December 31, 2015, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss 2015 U.S. government sponsored agency securities $ 3,465 $ (6) $ — $ — $ 3,465 $ (6) Obligations of states and political subdivisions 5,168 (20) 1,057 (15) 6,225 (35) Mortgage-backed securities 32,631 (203) 14,774 (465) 47,405 (668) Other securities 1,727 (9) — — 1,727 (9) Total temporarily impaired $ 42,991 $ (238) $ 15,831 $ (480) $ 58,822 $ (718) BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 4 - SECURITIES (Continued) Securities with unrealized losses at December 31, 2014, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss 2014 U.S. government sponsored agency securities $ — $ — $ 2,747 $ (4) $ 2,747 $ (4) Obligations of states and political subdivisions 857 (4) 2,935 (53) 3,792 (57) Mortgage-backed securities 2,689 (6) 30,216 (634) 32,905 (640) Total temporarily impaired $ 3,546 $ (10) $ 35,898 $ (691) $ 39,444 $ (701)

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Major Classifications Of Loans	2015 2014 Commercial-syndicated $ 64,585 $ 65,429 Commercial-other 107,447 88,045 Real estate: Residential 178,784 152,091 Commercial 318,324 304,446 Construction 43,760 40,808 Consumer 8,622 6,075 Tax exempt 22,355 22,964 Total 743,877 679,858 Less: Deferred loan origination fees, net of costs (496) (501) Allowance for loan losses (5,928) (7,051) Loans, net $ 737,453 $ 672,306
Changes In Related Party Loans	For the year ended December 31, 2015 2014 Balance at beginning of year $ 7,097 $ 6,186 New loans made 3,225 3,852 Repayments received (3,630) (2,676) Reclassification for loans related to new/former officers and directors (2,575) (265) Balance at end of year $ 4,117 $ 7,097
Changes In Allowance For Loan Losses	For the year ended December 31, 2015 2014 2013 Balance at beginning of year $ 7,051 $ 7,658 $ 9,165 Provision charge to operations 200 — 1,400 Recoveries 494 676 683 Loans charged off (1,817) (1,283) (3,590) Balance at end of year $ 5,928 $ 7,051 $ 7,658
Information Regarding Impaired Loans	December 31, 2015 2014 Impaired loans with no allocated allowance for loan loss $ 9,373 $ 10,999 Impaired loans with allocated allowance for loan loss 324 2,812 Allowance allocated to impaired loans 83 1,361 For the year ended December 31, 2015 2014 2013 Average impaired loans during the period $ 10,142 $ 14,202 $ 14,914 Interest income recognized during impairment 309 356 329 Cash-basis interest income recognized 1 20 —
Nonperforming And Restructured Loans	December 31, 2015 2014 Loans past due over 90 days still on accrual $ — $ — Loans restructured in a troubled debt restructuring non-accruing — — Nonaccrual loans, originated 1,339 5,155 Nonaccrual loans, acquired 879 — Total nonperforming loans $ 2,218 $ 5,155 Restructured, originated loans, accruing interest $ 8,357 $ 8,656 Restructured, acquired loans, accruing interest — — Total restructured loans $ 8,357 $ 8,656
Allowance For Loan Losses And Recorded Investment In Loans	A breakdown of the ALL and recorded investments in total loans at December 31, 2015 is as follows: Construction Real Estate-Residential Real Estate-Commercial Commercial-Syndicated Commercial-Other Consumer Tax Exempt Not Specifically Allocated Total Allowance for Loan Losses: Beginning balance $ 252 $ 779 $ 3,282 $ 1,047 $ 1,082 $ 54 $ — $ 555 $ 7,051 Charge-offs — (152) (798) — (825) (42) — — (1,817) Recoveries 20 70 250 — 145 9 — — 494 Provision (156) (337) (867) 19 234 26 — 1,281 200 Ending Balance $ 116 $ 360 $ 1,867 $ 1,066 $ 636 $ 47 $ — $ 1,836 $ 5,928 Loans: Ending balance $ 43,760 $ 178,784 $ 317,828 $ 64,585 $ 107,447 $ 8,622 $ 22,355 $ — $ 743,381 ALL (116) (360) (1,867) (1,066) (636) (47) — (1,836) (5,928) Recorded investment $ 43,644 $ 178,424 $ 315,961 $ 63,519 $ 106,811 $ 8,575 $ 22,355 $ (1,836) $ 737,453 Ending balance: Individually evaluated $ — $ 715 $ 8,975 $ — $ — $ 7 $ — $ — $ 9,697 Collectively evaluated 43,760 178,069 308,853 64,585 107,447 8,615 22,355 — 733,684 Total $ 43,760 $ 178,784 $ 317,828 $ 64,585 $ 107,447 $ 8,622 $ 22,355 $ — $ 743,381 At the time of acquisition, loans acquired were evaluated for possible credit impairment and appropriately recorded at fair market value. As there was no subsequent deterioration related to these loans, no allowance was allocated to these loans at December 31, 2015. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) A breakdown of the ALL and recorded investments in loans at December 31, 2014 is as follows: Construction Real Estate-Residential Real Estate-Commercial Commercial- Syndicated Commercial-Other Consumer Tax Exempt Not Specifically Allocated Total Allowance for Loan Losses: Beginning balance $ 372 $ 1,373 $ 4,431 $ 218 $ 445 $ 64 $ — $ 755 $ 7,658 Charge-offs (162) (88) (656) (178) (116) (83) — — (1,283) Recoveries 56 126 439 — 37 18 — — 676 Provision (14) (632) (932) 1,007 716 55 — (200) — Ending Balance $ 252 $ 779 $ 3,282 $ 1,047 $ 1,082 $ 54 $ — $ 555 $ 7,051 Loans: Ending balance $ 40,808 $ 152,091 $ 303,945 65,429 $ 88,045 $ 6,075 $ 22,964 $ — $ 679,357 ALL (252) (779) (3,282) (1,047) (1,082) (54) — (555) (7,051) Recorded investment $ 40,556 $ 151,312 $ 300,663 $ 64,382 $ 86,963 $ 6,021 $ 22,964 $ (555) $ 672,306 Ending balance: Individually evaluated $ — $ 849 $ 12,101 $ — $ 848 $ 13 $ — $ — $ 13,811 Collectively evaluated 40,808 151,242 291,844 65,429 87,197 6,062 22,964 — 665,546 Total $ 40,808 $ 152,091 $ 303,945 $ 65,429 $ 88,045 $ 6,075 $ 22,964 $ — $ 679,357
Breakdown Of Loans By Risk Grading	Below is a breakdown of total loans by risk grading as of December 31, 2015: 0001-0005 0006A 0006B 0007 (1) Total Commercial- syndicated $ 57,950 $ — $ 3,830 $ 2,805 $ 64,585 Commercial- other 102,553 3,731 929 234 107,447 Real estate - commercial 275,703 28,746 2,719 11,156 318,324 Construction 39,845 3,227 505 183 43,760 476,051 35,704 7,983 14,378 534,116 Real estate-residential 174,467 1,854 126 2,337 178,784 Consumer 8,615 — — 7 8,622 Tax exempt 22,355 — — — 22,355 Total $ 681,488 $ 37,558 $ 8,109 $ 16,722 $ 743,877 Deferred loan origination fees (496) Total loans $ 743,381 Percent of total loans 91.6 % 5.0 % 1.1 % 2.3 % 100.0 % (1) Included in the 0007 rated loans are $7,025 of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) Below is a breakdown of total loans by risk grading as of December 31, 2014: 0001-0005 0006A 0006B 0007 ( 2) Total Commercial- syndicated $ 60,694 $ 4,735 $ — $ — $ 65,429 Commercial- other 81,530 $ 4,224 $ 1,240 $ 1,051 $ 88,045 Real estate-commercial 255,711 26,124 5,632 16,979 304,446 Construction 38,679 1,153 783 193 40,808 436,614 36,236 7,655 18,223 498,728 Real estate-residential 148,835 1,299 414 1,543 152,091 Consumer 6,062 — — 13 6,075 Tax exempt 21,994 970 — — 22,964 Total $ 613,505 $ 38,505 $ 8,069 $ 19,779 $ 679,858 Deferred loan origination fees (501) Total loans $ 679,357 Percent of total loans 90.2 % 5.7 % 1.2 % 2.9 % 100.0 % Included in the 0007 rated loans are $5,968 of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.
Past Due Loans	2015 30-89 Days Past Due (accruing) 90 Days or more Past Due or on Nonaccrual Total Construction $ — $ — $ — Real estate-residential 778 876 1,654 Real estate-commercial — 1,335 1,335 Commercial-syndicated — — — Commercial-other 38 — 38 Consumer 26 7 33 Tax exempt — — — Total $ 842 $ 2,218 $ 3,060 2014 30-89 Days Past Due (accruing) 90 Days or more Past Due or on Nonaccrual Total Construction $ — $ — $ — Real estate-residential 313 849 1,162 Real estate-commercial 996 3,461 4,457 Commercial-syndicated — — — Commercial-other 11 832 843 Consumer 35 13 48 Tax exempt — — — Total $ 1,355 $ 5,155 $ 6,510
Troubled Debt Restructurings	A summary of trouble debt restructurings as of December 31, 2015 and 2014 is as follows (dollar amounts in thousands): 2015 2014 Number of Modifications Recorded Investment Number of Modifications Recorded Investment Construction — $ — — $ — Real estate-residential 2 276 — — Real estate-commercial 7 8,081 9 8,640 Commercial-syndicated — — — — Commercial-other — — 1 16 Consumer — — — — Tax exempt — — — — Total 9 $ 8,357 10 $ 8,656
Changes In Troubled Debt Restructurings	A roll forward of troubled debt restructuring during the year ended December 31, 2015 is as follows: Construction Real Estate-Residential Real Estate-Commercial Commercial -Syndicated Commercial-Other Consumer Tax Exempt Total Accruing Beginning balance $ — $ — $ 8,640 $ — $ 16 $ — $ — $ 8,656 Principal payments — (2) (188) — — — — (190) Charge-offs — — — — — — — — Advances — 2 5 — — — — 7 New restructureds — 276 1,635 — — 62 — 1,973 Transfers to other real estate owned — — — — — — — — Transfers to nonaccrual — — (219) — — (62) — (281) Transfers out of TDRs — — (1,792) — (16) — — (1,808) Ending Balance $ — $ 276 $ 8,081 $ — $ — $ — $ — $ 8,357 Nonaccrual Beginning balance $ — $ — $ — $ — $ — $ — $ — $ — Principal payments — — — — — (62) — (62) Charge-offs — — (95) — — — — (95) Advances — — 43 — — — — 43 New restructureds — — — — — — — — Transfers to other real estate owned — — (167) — — — — (167) Transfers from accruing — — 219 — — 62 — 281 Transfers out of TDRs — — — — — — — — Ending Balance $ — $ — $ — $ — $ — $ — $ — $ — Totals Beginning balance $ — $ — $ 8,640 $ — $ 16 $ — $ — $ 8,656 Principal payments — (2) (188) — — (62) — (252) Charge-offs — — (95) — — — — (95) Advances — 2 48 — — — — 50 New restructureds — 276 1,635 — — 62 — 1,973 Transfers to other real estate owned — — (167) — — — — (167) Transfers out of TDRs — — (1,792) — (16) — — (1,808) Ending Balance $ — $ 276 $ 8,081 $ — $ — $ — $ — $ 8,357 BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) A roll forward of troubled debt restructuring during the year ended December 31, 2014 is as follows: Construction Real Estate-Residential Real Estate-Commercial Commercial -Syndicated Commercial-Other Consumer Tax Exempt Total Accruing Beginning balance $ — $ — $ 9,009 $ — $ — $ — $ — $ 9,009 Principal payments — — (19) — (11) — — (30) Charge-offs — — — — — — — — Advances — — 6 — — — — 6 New restructureds — — 302 — 27 — — 329 Transfers to other real estate owned — — — — — — — — Transfers to nonaccrual — — — — — — — — Transfers out of TDRs — — (658) — — — — (658) Ending Balance $ — $ — $ 8,640 $ — $ 16 $ — $ — $ 8,656 Nonaccrual Beginning balance $ — $ — $ 255 $ — $ — $ — $ — $ 255 Principal payments — — (290) — — — — (290) Charge-offs — — (12) — — — — (12) Advances — — 47 — — — — 47 New restructureds — — — — — — — — Transfers to other real estate owned — — — — — — — — Transfers from accruing — — — — — — — — Transfers out of TDRs — — — — — — — — Ending Balance $ — $ — $ — $ — $ — $ — $ — $ — Totals Beginning balance $ — $ — $ 9,264 $ — $ — $ — $ — $ 9,264 Principal payments — — (309) — (11) — — (320) Charge-offs — — (12) — — — — (12) Advances — — 53 — — — — 53 New restructureds — — 302 — 27 — — 329 Transfers to other real estate owned — — — — — — — — Transfers out of TDRs — — (658) — — — — (658) Ending Balance $ — $ — $ 8,640 $ — $ 16 $ — $ — $ 8,656
Troubled Debt Restructurings By Restructure Type	Accruing Nonaccruing Total A/A/B Note Structure $ 1,808 $ — $ 1,808 Payment schedule changes 6,404 — 6,404 Interest rate reduction 145 — 145 Total $ 8,357 $ — $ 8,357
Impaired Loans And Allocated Allowance	Information regarding impaired loans is as follows: December 31, 2015 Construction Real Estate-Residential Real Estate-Commercial Commercial- Syndicated Commercial- Other Consumer Tax Exempt Not Specifically Allocated Total With an allowance recorded: Recorded investment $ — $ 85 $ 156 $ — $ — $ — $ — $ — $ 241 Unpaid principal balance — 113 211 — — — — — 324 Related allowance — 28 55 — — — — — 83 With no related allowance recorded: Recorded investment $ — $ 602 $ 8,764 $ — $ — $ 7 $ — $ — $ 9,373 Unpaid principal balance — 602 8,764 — — 7 — — 9,373 Related allowance — — — — — — — — — Total: Recorded investment $ — $ 687 $ 8,920 $ — $ — $ 7 $ — $ — $ 9,614 Unpaid principal balance — 715 8,975 — — 7 — — 9,697 Related allowance — 28 55 — — — — — 83 Average recorded investment during year $ — $ 710 $ 9,174 $ — $ 209 $ 49 $ — $ — $ 10,142 Interest income recognized while impaired $ — $ 9 $ 293 $ — $ 4 $ 3 $ — $ — $ 309 IMPAIRED LOANS AND ALLOCATED ALLOWANCE Management regularly monitors impaired loan relationships. In the event facts and circumstances change, an additional PFLL may be necessary. BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands) NOTE 5 – LOANS (Continued) Information regarding impaired loans is as follows: IMPAIRED LOANS AND ALLOCATED ALLOWANCE December 31, 2014 Construction Real Estate-Residential Real Estate-Commercial Commercial- Syndicated Commercial- Other Consumer Tax Exempt Not Specifically Allocated Total With an allowance recorded: Recorded investment $ — $ 83 $ 1,367 $ — $ — $ 1 $ — $ — $ 1,451 Unpaid principal balance — 168 2,008 — 634 2 — — 2,812 Related allowance — 85 641 — 634 1 — — 1,361 With no related allowance recorded: Recorded investment $ — $ 681 $ 10,093 $ — $ 214 $ 11 $ — $ — $ 10,999 Unpaid principal balance — 681 10,093 — 214 11 — — 10,999 Related allowance — — — — — — — — — Total: Recorded investment $ — $ 764 $ 11,460 $ — $ 214 $ 12 $ — $ — $ 12,450 Unpaid principal balance — 849 12,101 — 848 13 — — 13,811 Related allowance — 85 641 — 634 1 — — 1,361 Average recorded investment during year $ 408 $ 532 $ 13,031 $ — $ 228 $ 3 $ — $ $ 14,202 Interest income recognized while impaired $ — $ 5 $ 351 $ — $ — $ — $ — $ — $ 356
Originated And Acquired [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Major Classifications Of Loans	Originated Acquired Total Commercial-syndicated $ 64,585 $ — $ 64,585 Commercial-other 103,012 4,435 107,447 Real estate: Residential 154,490 24,294 178,784 Commercial 306,021 12,303 318,324 Construction 41,339 2,421 43,760 Consumer 5,431 3,191 8,622 Tax exempt 22,248 107 22,355 Total 697,126 46,751 743,877 Less: Deferred loan origination fees, net of costs (496) — (496) Allowance for loan losses (5,928) — (5,928) Loans, net $ 690,702 $ 46,751 $ 737,453
Originated [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance For Loan Losses And Recorded Investment In Loans	Construction Real Estate-Residential Real Estate-Commercial Commercial-Syndicated Commercial-Other Consumer Tax Exempt Not Specifically Allocated Total Allowance for Loan Losses: Beginning balance $ 252 $ 779 $ 3,282 $ 1,047 $ 1,082 $ 54 $ — $ 555 $ 7,051 Charge-offs — (152) (798) — (825) (42) — — (1,817) Recoveries 20 70 250 — 145 9 — — 494 Provision (156) (337) (867) 19 234 26 — 1,281 200 Ending Balance $ 116 $ 360 $ 1,867 $ 1,066 $ 636 $ 47 $ — $ 1,836 $ 5,928 Loans: Ending balance $ 41,339 $ 154,490 $ 305,525 $ 64,585 $ 103,012 $ 5,431 $ 22,248 $ — $ 696,630 ALL (116) (360) (1,867) (1,066) (636) (47) — (1,836) (5,928) Recorded investment $ 41,223 $ 154,130 $ 303,658 $ 63,519 $ 102,376 $ 5,384 $ 22,248 $ (1,836) $ 690,702 Ending balance: Individually evaluated $ — $ 715 $ 8,975 $ — $ — $ 7 $ — $ — $ 9,697 Collectively evaluated 41,339 153,775 296,550 64,585 103,012 5,424 22,248 — 686,933 Total $ 41,339 $ 154,490 $ 305,525 $ 64,585 $ 103,012 $ 5,431 $ 22,248 $ — $ 696,630
Breakdown Of Loans By Risk Grading	0001-0005 0006A 0006B 0007 Total Commercial- syndicated $ 57,950 $ — $ 3,830 $ 2,805 $ 64,585 Commercial- other 98,205 3,703 870 234 103,012 Real estate - commercial 267,119 26,035 2,719 10,148 306,021 Construction 37,970 3,186 — 183 41,339 461,244 32,924 7,419 13,370 514,957 Real estate-residential 152,031 934 126 1,399 154,490 Consumer 5,473 (49) — 7 5,431 Tax exempt 22,248 — — — 22,248 Total $ 640,996 $ 33,809 $ 7,545 $ 14,776 $ 697,126 Deferred loan origination fees (496) Total originated loans $ 696,630 Percent of originated loans 92.0 % 4.8 % 1.1 % 2.1 % 100.0 % Percent of total loans 86.2 % 4.5 % 1.0 % 2.0 % 93.7 %
Past Due Loans	2015 Originated Loans 30-89 Days Past Due (accruing) 90 Days or more Past Due or on Nonaccrual Total Construction $ — $ — $ — Real estate-residential 778 439 1,217 Real estate-commercial — 893 893 Commercial-syndicated — — — Commercial-other — — — Consumer 25 7 32 Tax exempt — — — Total $ 803 $ 1,339 $ 2,142
Acquired [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance For Loan Losses And Recorded Investment In Loans	Construction Real Estate-Residential Real Estate-Commercial Commercial-Syndicated Commercial-Other Consumer Tax Exempt Not Specifically Allocated Total Allowance for Loan Losses: Beginning balance $ — $ — $ — $ — $ — $ — $ — $ — $ — Charge-offs — — — — — — — — — Recoveries — — — — — — — — — Provision — — — — — — — — — Ending Balance $ — $ — $ — $ — $ — $ — $ — $ — $ — Loans: Ending balance $ 2,421 $ 24,294 $ 12,303 $ — $ 4,435 $ 3,191 $ 107 $ — $ 46,751 ALL — — — — — — — — — Recorded investment $ 2,421 $ 24,294 $ 12,303 $ — $ 4,435 $ 3,191 $ 107 $ — $ 46,751 Ending balance: Individually evaluated $ — $ — $ — $ — $ — $ — $ — $ — $ — Collectively evaluated 2,421 24,294 12,303 — 4,435 3,191 107 — 46,751 Total $ 2,421 $ 24,294 $ 12,303 $ — $ 4,435 $ 3,191 $ 107 $ — $ 46,751
Breakdown Of Loans By Risk Grading	0001-0005 0006A 0006B 0007 Total Commercial- syndicated $ — $ — $ — $ — $ — Commercial- other 4,348 28 59 — 4,435 Real estate - commercial 8,584 2,711 — 1,008 12,303 Construction 1,875 41 505 — 2,421 14,807 2,780 564 1,008 19,159 Real estate-residential 22,436 920 — 938 24,294 Consumer 3,142 49 — — 3,191 Tax exempt 107 — — — 107 Total $ 40,492 $ 3,749 $ 564 $ 1,946 $ 46,751 Deferred loan origination fees — Total acquired loans $ 46,751 Percent of total acquired loans 86.6 % 8.0 % 1.2 % 4.2 % 100.0 % Percent of total loans 5.4 % 0.5 % 0.1 % 0.3 % 6.3 %
Past Due Loans	2015 Acquired Loans 30-89 Days Past Due (accruing) 90 Days or more Past Due or on Nonaccrual Total Construction $ — $ — $ — Real estate-residential — 437 437 Real estate-commercial — 442 442 Commercial-syndicated — — — Commercial-other 38 — 38 Consumer 1 — 1 Tax exempt — — — Total $ 39 $ 879 $ 918

Premises And Equipment (Tables)

Premises And Equipment (Tables)	12 Months Ended
	Dec. 31, 2015
Premises And Equipment [Abstract]
Premises And Equipment	December 31, 2015 2014 Land $ 3,533 $ 5,026 Buildings and improvements 25,840 23,916 Equipment 13,094 12,431 42,467 41,373 Less accumulated depreciation 22,365 21,167 Premises and equipment, net $ 20,102 $ 20,206

Premises Held For Sale (Tables)

Premises Held For Sale (Tables)	12 Months Ended
	Dec. 31, 2015
Premises Held For Sale [Abstract]
Premises Held For Sale	December 31, 2015 2014 Premises held for sale $ 2,104 $ 844

Other Real Estate Owned, Net (T

Other Real Estate Owned, Net (Tables)	12 Months Ended
	Dec. 31, 2015
Other Real Estate Owned, Net [Abstract]
Other Real Estate Owned	For the year ended December 31, 2015 2014 2013 Beginning balance $ 5,093 $ 8,566 $ 14,334 Transfer of loan collateral to other real estate owned 623 1,204 1,037 Transfer of bank facilities to other real estate owned 147 — 569 Other real estate owned properties acquired in branch acquisition 147 — — Sales proceeds, net (950) (2,525) (5,040) Net gain from disposal of other real estate owned 50 19 202 Valuation allowance related to properties disposed (290) (2,171) (2,536) Total other real estate owned 4,820 5,093 8,566 Valuation allowance for losses (1,110) (827) (2,268) Total other real estate owned, net $ 3,710 $ 4,266 $ 6,298
Changes In Valuation Allowance For Losses On Other Real Estate Owned	For the year ended December 31, 2015 2014 2013 Beginning balance $ 827 $ 2,268 $ 3,858 Provision charged to operations 573 730 946 Amounts related to properties disposed (290) (2,171) (2,536) Balance at end of year $ 1,110 $ 827 $ 2,268

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	12 Months Ended
	Dec. 31, 2015
Mortgage Servicing Rights [Abstract]
Changes In Carrying Value Of Mortgage Servicing Rights	For the year ended December 31, 2015 2014 Balance at beginning of period $ 841 $ 967 Addition from loans acquired with servicing retained 251 — Addition from loans sold with servicing retained 102 79 Loan payments and payoffs (109) (124) Changes in valuation 30 (81) Fair value of MSRs at the end of period $ 1,115 $ 841 Unpaid principal balance of loans serviced at December 31 $ 159,211 $ 123,943

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Deposits	2015 2014 Noninterest-bearing demand deposits $ 198,003 $ 153,113 Interest-bearing demand deposits 159,326 140,159 Savings deposits 62,019 44,868 Money market deposits 308,117 288,744 Time deposits $100,000 - $250,000 37,398 38,697 Time deposits $250,000 and greater 11,200 10,051 Other time deposits less than $100,000 90,132 89,910 Total deposits $ 866,195 $ 765,542 Brokered deposits included above $ 555 $ 8,532
Scheduled Maturities Of Time Deposits	2016 $ 86,015 2017 30,404 2018 9,512 2019 7,058 2020 5,741 $ 138,730

Federal Home Loan Bank Advanc41

Federal Home Loan Bank Advances And Other Borrowings (Tables)	12 Months Ended
	Dec. 31, 2015
Federal Home Loan Bank Advances And Other Borrowings [Abstract]
Federal Home Loan Bank Advances And Other Borrowings	Year of Maturity 2015 Weighted Average Rate 2014 Weighted Average Rate 2015 $ — — % $ 22,800 1.38 % 2016 1,750 0.75 1,750 0.75 2017 1,950 1.10 1,950 1.10 2018 14,600 2.73 10,600 2.44 2019 13,295 1.86 13,355 1.86 2020 10,000 2.81 — — 2021 — — 10,000 0.28 2022 — — — — $ 41,595 2.31 % $ 60,455 2.02 %

Repurchase Agreements (Tables)

Repurchase Agreements (Tables)	12 Months Ended
	Dec. 31, 2015
Repurchase Agreements [Abstract]
Short-Term Borrowings	2015 2014 Securities sold under agreements to repurchase $ 48,127 $ 64,869 Average amounts outstanding during year $ 46,965 $ 41,110 Maximum month-end amounts outstanding 54,909 64,869 Average interest rates on amounts outstanding at end of year 0.10 % 0.27 % Average interest rates on amounts outstanding during year 0.13 % 0.24 %

Capital Matters (Tables)

Capital Matters (Tables)	12 Months Ended
	Dec. 31, 2015
Capital Matters [Abstract]
Risk-Based Capital And Leverage Ratios	Actual For Capital Adequacy Purposes To Be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio 2015 Total Capital to Risk-Weighted Assets Company $ 124,058 15.11 % $ 65,685 8.00 % N/A N/A Bank 124,206 15.14 % 65,632 8.00 % $ 82,041 10.00 % Tier 1 Capital to Risk-Weighted Assets Company 118,130 14.39 % 49,264 6.00 % N/A N/A Bank 118,278 14.42 % 49,224 6.00 % 65,632 8.00 % Tier 1 Common Equity to Risk-Weighted Assets Company 103,337 12.59 % 36,948 4.50 % N/A N/A Bank 118,278 14.42 % 36,918 4.50 % 53,326 6.50 % Tier 1 Capital to Average Assets Company 118,130 11.56 % 40,865 4.00 % N/A N/A Bank 118,278 11.60 % 40,786 4.00 % 50,982 5.00 % December 31, 2015 ratios are calculated under Basel III rules, which became effective January 1, 2015. 2014 Total Capital to Risk-Weighted Assets Consolidated $ 118,605 16.14 % $ 58,791 8.00 % N/A N/A Bank 116,935 15.92 % 58,753 8.00 % $ 73,441 10.00 % Tier 1 (Core) Capital to Risk-Weighted Assets Consolidated 109,904 14.96 % 29,395 4.00 % N/A N/A Bank 109,884 14.96 % 29,376 4.00 % 44,064 6.00 % Tier 1 (Core) Capital to Average Assets Consolidated 109,904 11.26 % 39,032 4.00 % N/A N/A Bank 109,884 11.27 % 39,016 4.00 % 48,770 5.00 %

Commitments And Contingencies (

Commitments And Contingencies (Tables)	12 Months Ended
	Dec. 31, 2015
Commitments And Contingencies [Abstract]
Off-Balance Sheet Commitments	December 31, 2015 2014 Financial instruments whose contract amounts represent credit risk: Commitments to extend credit $ 252,507 $ 228,521 Standby letters of credit 9,857 9,757

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2015
Income Taxes [Abstract]
Income Tax Expense (Benefit)	For the year ended December 31, 2015 2014 2013 Current income taxes Federal $ 2,005 $ 1,639 $ 922 State 817 496 (66) 2,822 2,135 856 Deferred income taxes Federal 815 1,023 1,535 State 72 94 928 887 1,117 2,463 Income tax expense $ 3,709 $ 3,252 $ 3,319
Reconciliation Of Provision For Income Taxes To Amount Of Income Tax Determined By Applying The Federal Income Tax Rate	For the year ended December 31, 2015 2014 2013 Income tax expense based on statutory rate ( 34% ) $ 3,987 $ 4,140 $ 3,851 State income tax expense net of federal tax expense 587 643 569 Effect of tax-exempt interest income (653) (687) (698) Life insurance death benefit and earnings (121) (130) (119) Equity in income of UFS subsidiary (413) (320) (254) Deferred tax reversal related to UFS subsidiary restructure — (332) — Non-deductible/partially deductible merger expenses 266 — — Other 56 (62) (30) Expense based on effective tax rates $ 3,709 $ 3,252 $ 3,319
Significant Components Of Deferred Income Tax Assets And Liabilities	2015 2014 Deferred income tax assets Allowance for loan losses $ 2,245 $ 2,765 Deferred loan fees 194 196 Deferred compensation 1,206 1,464 Nonaccrual loans 98 189 Accrued vacation pay 676 603 Fixed asset write-downs 135 — OREO property valuation/expenses 712 465 Deferred tax credits-AMT 1,600 2,241 Deferred tax assets related to merger 680 — State net operating loss carry forwards (“NOLs”) 526 559 Other 379 274 Total deferred tax assets 8,451 8,756 Deferred income tax liabilities Depreciation 1,237 1,701 FHLB stock dividends 424 413 Mortgage loan servicing 317 185 Net unrealized gain on securities available for sale 783 1,508 Net unrealized gain on SERP 120 — Equity in UFS subsidiary — — Prepaid expenditures 240 153 Core deposit intangibles related to merger 415 — Deferred tax liabilities related to merger 147 — Other 15 89 Total deferred income tax liabilities 3,698 4,049 Net deferred income tax assets $ 4,753 $ 4,707

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Reconciliation Of Basic And Diluted Earnings Per Share	For the year ended December 31, 2015 2014 2013 Basic Net income $ 8,017 $ 8,923 $ 8,009 Weighted average common shares outstanding 9,302,699 8,354,034 7,902,732 Basic earnings per common share $ 0.86 $ 1.07 $ 1.01 Diluted Net income 8,017 8,923 8,009 Earnings from assumed conversion of convertible debentures 16 (1) 372 593 Net income $ 8,033 $ 9,295 $ 8,602 Weighted average common shares outstanding for basic earnings per share 9,302,699 8,354,034 7,902,732 Add: Dilutive effects of assumed exercises of stock options and vesting of restricted stock units 79,483 81,019 68,910 Add: Dilutive effects of convertible promissory notes 53,014 (1) 1,165,055 1,880,000 Average shares and dilutive potential common shares 9,435,196 9,600,108 9,851,642 Diluted earnings per common share $ 0.85 $ 0.97 $ 0.87 Additional common stock option shares that have not been included due to their antidilutive effect 109,301 61,469 49,949 Additional common stock convertible debenture shares that have not been included due to their antidilutive effect — — — (1) Although the convertible debentures were fully converted and not outstanding at December 31, 2015, they are considered as a factor in the calculation of diluted earnings per common share due to being outstanding during part of 2015

Equity Incentive Plan (Tables)

Equity Incentive Plan (Tables)	12 Months Ended
	Dec. 31, 2015
Equity Incentive Plan [Abstract]
Grant Date Fair Values And Assumptions Used To Determine Such Values	2015 2014 Weighted average grant date fair value $ 1.81 $ 3.26 Assumptions : Risk-free interest rate 1.87 % 2.26 % Expected volatility 18.35 % 25.45 % Expected term (in years) 7 years 7 years Expected dividend yield 2.56 % 2.01 %
Activity In Stock Option Plans	Activity in the stock option plans during 2015 follows: Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Outstanding at beginning of year 225,736 $ 8.34 7.68 Granted 58,434 12.52 — Exercised (29,566) 5.16 — Forfeited or expired (14,537) 9.67 — Outstanding at end of year 240,067 $ 9.66 7.39 Exercisable at end of year 83,268 $ 7.07 6.32 $ 627 Fully vested and expected to vest 240,067 $ 9.66 7.39 $ 1,187 Activity in the stock option plans during 2014 follows: Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Outstanding at beginning of year 175,824 $ 6.69 7.63 Granted 64,130 13.90 — Exercised (1,557) 4.15 — Forfeited or expired (12,661) 14.10 — Outstanding at end of year 225,736 $ 8.34 7.68 Exercisable at end of year 67,930 $ 5.56 6.83 $ 471 Fully vested and expected to vest 225,736 $ 8.34 7.68 $ 1,024 Activity in the stock option plan during 2013 follows: Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value Outstanding at beginning of year 163,281 $ 6.44 7.48 Granted 43,176 9.50 — Exercised (6,971) 4.40 — Forfeited or expired (23,662) 10.81 — Outstanding at end of year 175,824 $ 6.69 7.63 Exercisable at end of year 45,738 $ 6.91 5.92 $ 202 Fully vested and expected to vest 175,824 $ 6.69 7.63 $ 1,125
Options Outstanding	Number of Shares Weighted-Average Exercise Price Weighted-Average Remaining Life (in Years) Price Outstanding Exercisable Outstanding Exercisable $ 4.15 38,966 27,989 $ 4.15 $ 4.15 5.20 $ 6.20 52,388 30,430 $ 6.20 $ 6.20 6.25 $ 9.50 34,716 13,891 $ 9.50 $ 9.50 7.21 $ 12.52 58,434 — $ 12.52 $ — 9.21 $ 13.90 55,563 10,958 $ 13.90 $ 13.90 8.21 240,067 83,268 $ 9.66 $ 7.07 7.39
Information Related To Stock Option Plans	2015 2014 2013 Intrinsic value of options exercised $ 245 $ 13 $ 42 Cash received from option exercises 152 7 31 Tax benefit realized from option exercises 63 5 8
Activity In Restricted Stock Units	Activity in the RSUs during 2015 were as follows: RSUs Weighted Average Grant Price Outstanding at beginning of year 106,834 $ 7.53 Granted 26,623 12.50 Vested (35,556) 6.76 Forfeited or expired (10,600) 8.15 Outstanding at end of year 87,301 $ 9.45 Activity in the RSUs during 2014 were as follows RSUs Weighted Average Grant Price Outstanding at beginning of year 122,685 $ 6.43 Granted 17,040 13.72 Vested (32,267) 6.05 Forfeited or expired (624) 13.90 Outstanding at end of year 106,834 $ 7.53 BAYLAKE CORP. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2015, 2014 and 2013 (Dollar amounts in thousands, except shares and per share data) NOTE 20 - EQUITY INCENTIVE PLAN (Continued) Activity in the RSUs during 2013 were as follows: RSUs Weighted Average Grant Price Outstanding at beginning of year 124,671 $ 5.28 Granted 35,177 9.50 Vested (28,679) 5.13 Forfeited or expired (8,484) 6.62 Outstanding at end of year 122,685 $ 6.43

Condensed Financial Informati48

Condensed Financial Information - Parent Company Only (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information - Parent Company Only [Abstract]
Condensed Balance Sheets	2015 2014 ASSETS Cash and due from financial institutions $ 3,022 $ 2,015 Deferred income taxes 260 188 Unamortized debt offering costs — — Income tax receivable 159 20 Investment in subsidiaries 130,650 121,061 Other assets 379 13 Total assets $ 134,470 $ 123,297 LIABILITIES AND STOCKHOLDERS’ EQUITY Liabilities Interest payable $ 21 $ 43 Other borrowings 4,000 — Debentures 16,100 16,100 Convertible promissory notes — 1,650 Total liabilities 20,121 17,793 Stockholders’ equity 114,349 105,504 Total liabilities and stockholders’ equity $ 134,470 $ 123,297
Condensed Statements Of Operations	2015 2014 2013 Income Dividends from subsidiaries $ 8,000 $ 6,000 $ 5,724 Interest income 5 3 5 Other - - 1 Total income 8,005 6,003 5,730 Expenses Interest 305 871 1,242 Other 784 667 552 Total expenses 1,089 1,538 1,794 Income before equity in undistributed net income of subsidiaries 6,916 4,465 3,936 Equity in undistributed net income of subsidiaries (earnings in excess of dividends) 676 3,761 3,316 Income before income taxes 7,592 8,226 7,252 Income tax benefit (425) (697) (757) Net income $ 8,017 $ 8,923 $ 8,009
Condensed Statement Of Cash Flows	2015 2014 2013 Cash flows from operating activities: Net income $ 8,017 $ 8,923 $ 8,009 Adjustments to reconcile net income to net cash provided by operating activities: Undistributed earnings of subsidiary (earnings in excess of dividends) (676) (3,761) (3,316) Amortization of debt issuance costs — 27 36 Net change in income tax receivable (139) 95 600 Other changes, net 343 212 301 Net cash flows provided by operating activities 7,545 5,496 5,630 Cash flows from investing activities: Capitalization of non-bank subsidiary (150) — (100) Net cash used in acquisition (5,783) — — Net cash used in investing activities (5,933) — (100) Cash flows from financing activities: Proceeds from other borrowings 4,000 — — Purchase of treasury stock (1,447) (4,241) (1,707) Dividends paid (3,158) (2,519) (1,738) Net cash used in financing activities (605) (6,760) (3,445) Net change in cash and cash equivalents 1,007 (1,264) 2,085 Beginning cash and cash equivalents 2,015 3,279 1,194 Ending cash and cash equivalents $ 3,022 $ 2,015 $ 3,279

Selected Quarterly Financial 49

Selected Quarterly Financial Data (Tables)	12 Months Ended
	Dec. 31, 2015
Selected Quarterly Financial Data [Abstract]
Selected Quarterly Financial Data	2015 Quarter Ended March 31 June 30 September 30 December 31 Interest income $ 8,643 $ 8,841 $ 8,620 $ 9,171 Interest expense 681 686 627 641 Net interest income 7,962 8,155 7,993 8,530 Provision for loan losses 200 — — — Net interest income after provision for loan losses 7,762 8,155 7,993 8,530 Noninterest income 2,391 2,567 2,273 2,465 Noninterest expense 7,078 7,247 6,944 9,141 Income before income tax expense 3,075 3,475 3,322 1,854 Provision for income tax 868 1,093 1,031 717 Net income $ 2,207 $ 2,382 $ 2,291 $ 1,137 Basic earnings per share $ 0.24 $ 0.26 $ 0.25 $ 0.12 Diluted earnings per share $ 0.24 $ 0.25 $ 0.24 $ 0.12 2014 Quarter Ended March 31 June 30 September 30 December 31 Interest income $ 8,512 $ 8,795 $ 8,541 $ 8,895 Interest expense 922 949 783 659 Net interest income 7,590 7,846 7,758 8,236 Provision for loan losses — — — — Net interest income after provision for loan losses 7,590 7,846 7,758 8,236 Noninterest income 2,016 2,166 2,329 2,556 Noninterest expense 6,768 6,994 6,508 8,052 Income before income tax expense 2,838 3,018 3,579 2,740 Provision for income tax 773 859 1,122 498 Net income $ 2,065 $ 2,159 $ 2,457 $ 2,242 Basic earnings per share $ 0.27 $ 0.27 $ 0.29 $ 0.25 Diluted earnings per share $ 0.23 $ 0.24 $ 0.26 $ 0.24

Nature Of Business And Summar50

Nature Of Business And Summary Of Significant Accounting Policies (Details)	Dec. 07, 2015item	May. 08, 2015item	Apr. 10, 2015item	Dec. 31, 2015USD ($)segment$ / sharesshares	Dec. 31, 2014USD ($)$ / sharesshares	Dec. 31, 2013USD ($)	Dec. 04, 2015USD ($)	Sep. 30, 2014shares	Feb. 07, 2014USD ($)
Significant Accounting Policies [Line Items]
Costs for tax obligations resulting from restructuring transaction				$ 163,000	$ 661,000
Professional fees				1,746,000	1,148,000	$ 878,000
Income in equity of UFS subsidiary				1,216,000	1,208,000	936,000
Loans to subsidiary				4,117,000	7,097,000	6,186,000
Deposits acquired							$ 68,456,000		$ 13,681,000
Overdraft loans acquired							46,611,000		3,000
Fixed assets acquired							855,000		950,000
Core deposit intangible							1,365,000		$ 112,000
Maximum amount of a deposit in another financial institution insured by FDIC				250,000
Uninsured deposits				$ 1,489,000
Period for past due loans after which interest income on loan is discontinued				90 days
Loan servicing fees				$ 633,000	584,000	591,000
Number of reportable segments | segment				1
Goodwill impairment				$ 0	0
Impairment of long-term assets				0	0
Advertising costs				144,000	204,000	246,000
Cash on hand or on deposit with the Federal Reserve Bank				2,314,000	1,652,000
Dividends declared and paid				3,158,000	2,519,000	1,738,000
Dividends allocated to DRIP				$ 404,000	$ 351,000
Number of shares purchased in the open market | shares				30,600	27,337
Weighted average price per share | $ / shares				$ 13.15	$ 12.90
Shares issued for administration of DRIP | shares				0
Tax benefit recognition threshold, likelihood of being realized				50.00%
UFS, Inc. [Member]
Significant Accounting Policies [Line Items]
Percentage of ownership interest in subsidiary								49.80%
Number of ownership shares held in subsidiary | shares				500,000				500,000
Percentage of ownership interest in subsidiary				99.20%
Reversal of deferred tax liability					$ 584,000
Professional fees					146,000
Amounts paid to UFS for data processing services				$ 911,000	883,000	$ 937,000
Loans to subsidiary				964,000	2,978,000
Carrying value of investment in UFS				$ 5,838,000	$ 4,640,000
Current book value of UFS per share | $ / shares				$ 11,676
UFS, LLC [Member]
Significant Accounting Policies [Line Items]
Percentage of ownership interest in subsidiary				49.80%
UFS, LLC [Member] | UFS, Inc. [Member]
Significant Accounting Policies [Line Items]
Percentage of ownership interest in subsidiary				50.20%
UFS, LLC [Member] | Other Shareholder [Member]
Significant Accounting Policies [Line Items]
Percentage of ownership interest in subsidiary				49.80%
Nicolet [Member]
Significant Accounting Policies [Line Items]
Number of locations | item			1
Agreement date of acquisition				Sep. 8, 2015
NEWBI [Member]
Significant Accounting Policies [Line Items]
Deposits acquired							68,242,000
Overdraft loans acquired							47,267,000
Fixed assets acquired							964,000
Number of locations | item	3	4
Effective date of acqusition				Dec. 4, 2015
Agreement date of acquisition				May 4, 2015
Non-PCI loans allowance							$ 0
Increase to goodwill				$ 1,100,000
Buildings And Improvements [Member] | Minimum [Member]
Significant Accounting Policies [Line Items]
Useful lives of premises and equipment				5 years
Buildings And Improvements [Member] | Maximum [Member]
Significant Accounting Policies [Line Items]
Useful lives of premises and equipment				40 years
Furniture, Fixtures, And Equipment [Member] | Minimum [Member]
Significant Accounting Policies [Line Items]
Useful lives of premises and equipment				3 years
Furniture, Fixtures, And Equipment [Member] | Maximum [Member]
Significant Accounting Policies [Line Items]
Useful lives of premises and equipment				12 years

Acquisition (Narrative) (Detail

Acquisition (Narrative) (Details)	Dec. 07, 2015item	Dec. 04, 2015USD ($)$ / shares	May. 08, 2015item	Dec. 31, 2015
Business Acquisition [Line Items]
Cash-and-stock transaction		$ 9,910,000
NEWBI [Member]
Business Acquisition [Line Items]
Effective date of acqusition				Dec. 4, 2015
Agreement date of acquisition				May 4, 2015
Number of branches | item	3		4
Percentage of consideration paid through issuance of shares		41.30%
Consideration paid through issuance of shares		$ 285,905
Average trading price per share | $ / shares		$ 14.33
Number of trading days to determine average trading price				10 days
Cash consideration paid		$ 5,800,000
PCI loans		1,707,000
PCI loans credit discounts		828,000
PCI loans nonaccrual		879,000
Non-PCI loans allowance		0
Non-PCI loans		46,227,000
Non-PCI loans fair value		45,713,000
Non-PCI loans accretable difference		$ 514,000

Acquisition (Fair Value Of Asse

Acquisition (Fair Value Of Assets Acquired and Liabilities Assumed) (Details) - USD ($) $ in Thousands		Dec. 04, 2015	Dec. 31, 2015	Dec. 31, 2014	Feb. 07, 2014
Business Acquisition [Line Items]
Cash and cash equivalents		$ 2,056
Fed funds sold	[1]	755
Investment securities	[1]	23,835
Loans, net of participations		46,611			$ 3
Other real estate owned		147
Premises and equipment		855			950
Core deposit intangible		1,365			112
Other assets		2,041
Total assets acquired		77,665
Deposits		68,456			$ 13,681
Other liabilities		437
Total liabilities assumed		68,893
Excess of assets acquired over liabilities assumed		8,772
Less: purchase price		9,910
Goodwill		(1,138)	$ (8,359)	$ (7,222)
Fair Value Adjustments [Member]
Business Acquisition [Line Items]
Cash and cash equivalents		244
Investment securities	[1]	11
Loans, net of participations		(656)
Allowance for loan losses		687
Other real estate owned		(118)
Premises and equipment		(109)
Core deposit intangible		1,365
Other assets		142
Total assets acquired		1,566
Deposits		214
Other liabilities		266
Total liabilities assumed		480
NEWBI [Member]
Business Acquisition [Line Items]
Cash and cash equivalents		1,812
Fed funds sold	[1]	755
Investment securities	[1]	23,824
Loans, net of participations		47,267
Allowance for loan losses		(687)
Other real estate owned		265
Premises and equipment		964
Other assets		1,899
Total assets acquired		76,099
Deposits		68,242
Other liabilities		171
Total liabilities assumed		$ 68,413
[1]	These assets were merged with the Bank's wholly-owned Nevada subsidiary, Bay Lake Investments, Inc.

Fair Value Information (Assets

Fair Value Information (Assets Measured At Fair Value On Recurring Basis) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)security	Dec. 31, 2014USD ($)security	Dec. 31, 2013USD ($)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	$ 172,608	$ 182,912
Mortgage servicing rights	1,115	841	$ 967
Total	173,723	183,753
U.S. Government-Sponsored Agency Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	5,721	2,747
Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	90,260	115,714
Obligations Of States And Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	69,457	59,002
Private Placement And Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	3,535	3,544
Other Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	$ 3,635	$ 1,905
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale
Mortgage servicing rights
Total
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | U.S. Government-Sponsored Agency Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Obligations Of States And Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Private Placement And Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Other Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	$ 172,512	$ 182,658
Mortgage servicing rights	1,115	841
Total	173,627	183,499
Significant Other Observable Inputs (Level 2) [Member] | U.S. Government-Sponsored Agency Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	5,721	2,747
Significant Other Observable Inputs (Level 2) [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	90,164	115,460
Significant Other Observable Inputs (Level 2) [Member] | Obligations Of States And Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	69,457	59,002
Significant Other Observable Inputs (Level 2) [Member] | Private Placement And Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	3,535	3,544
Significant Other Observable Inputs (Level 2) [Member] | Other Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	$ 3,635	$ 1,905
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Number of available for sale securities | security	1	1
Total securities available for sale	$ 96	$ 254
Mortgage servicing rights
Total	$ 96	$ 254
Significant Unobservable Inputs (Level 3) [Member] | U.S. Government-Sponsored Agency Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale
Significant Unobservable Inputs (Level 3) [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	$ 96	$ 254
Significant Unobservable Inputs (Level 3) [Member] | Obligations Of States And Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale
Significant Unobservable Inputs (Level 3) [Member] | Private Placement And Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale
Significant Unobservable Inputs (Level 3) [Member] | Other Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale

Fair Value Information (Asset54

Fair Value Information (Assets Measured At Fair Value On Recurring Basis Using Significant Unobservable Inputs (Level 3)) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Fair Value Information [Abstract]
Balance, beginning of period	$ 254	$ 482
Other comprehensive gain (loss)	5	(28)
Principal payments	(163)	(200)
Balance, end of period	$ 96	$ 254

Fair Value Information (Asset55

Fair Value Information (Assets Measured At Fair Value On Non-Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans with allocated allowance	$ 241	$ 1,451
Premises held for sale	2,104	844
Other real estate owned, net	3,710	4,266	$ 6,298
Total	$ 6,055	$ 6,561
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans with allocated allowance
Premises held for sale
Other real estate owned, net
Total
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans with allocated allowance
Premises held for sale
Other real estate owned, net
Total
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans with allocated allowance	$ 241	$ 1,451
Premises held for sale	2,104	844
Other real estate owned, net	3,710	4,266
Total	$ 6,055	$ 6,561

Fair Value Information (Carryin

Fair Value Information (Carrying Amount And Estimated Fair Value Of Certain Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities held to maturity	$ 25,487	$ 25,612
Securities available for sale	172,608	182,912
Mortgage servicing rights	1,115	841	$ 967
Premises held for sale	2,104	844
Other real estate owned, net	3,710	4,266	$ 6,298
Accrued interest receivable	$ 2,869	$ 2,559
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available for sale
Mortgage servicing rights
Premises held for sale
Other real estate owned, net
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from financial institutions	$ 70,458	$ 60,189
Loans held for sale	2,804	1,290
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from financial institutions	70,458	60,189
Loans held for sale	2,849	1,314
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available for sale	172,512	182,658
Mortgage servicing rights	$ 1,115	$ 841
Premises held for sale
Other real estate owned, net
Significant Other Observable Inputs (Level 2) [Member] | Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Federal funds sold	$ 1,333	$ 1,176
Securities held to maturity	25,487	25,612
Federal Home Loan Bank stock	4,462	4,238
Mortgage servicing rights	1,115	841
Accrued interest receivable	2,869	2,559
Deposits	866,195	765,542
Repurchase agreements	48,127	64,869
Federal Home Loan Bank advances and other borrowings	41,595	60,455
Subordinated debentures	16,100	16,100
Accrued interest payable	289	283
Significant Other Observable Inputs (Level 2) [Member] | Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Federal funds sold	1,333	1,176
Securities held to maturity	26,119	26,181
Federal Home Loan Bank stock	4,462	4,238
Mortgage servicing rights	1,115	841
Accrued interest receivable	2,869	2,559
Deposits	865,601	765,370
Repurchase agreements	48,127	64,869
Federal Home Loan Bank advances and other borrowings	42,002	60,475
Subordinated debentures	16,100	16,100
Accrued interest payable	289	283
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available for sale	$ 96	$ 254
Mortgage servicing rights
Premises held for sale	$ 2,104	$ 844
Other real estate owned, net	3,710	4,266
Significant Unobservable Inputs (Level 3) [Member] | Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Premises held for sale	2,104	844
Other real estate owned, net	3,710	4,266
Convertible promissory notes		1,650
Significant Unobservable Inputs (Level 3) [Member] | Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Premises held for sale	2,104	844
Other real estate owned, net	3,710	4,266
Convertible promissory notes		1,642
Significant Other Observable Inputs (Level 2) And Significant Unobservable Inputs (Level 3) [Member] | Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available for sale	172,608	182,912
Loans, net	737,453	672,306
Significant Other Observable Inputs (Level 2) And Significant Unobservable Inputs (Level 3) [Member] | Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available for sale	172,608	182,912
Loans, net	$ 736,064	$ 675,481

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Thousands	Dec. 31, 2015USD ($)security	Dec. 31, 2014USD ($)security
Schedule of Available-for-sale Securities [Line Items]
Securities pledged to secure public deposits, customer repurchase balances and borrowed funds	$ 85,468	$ 138,262
Total investment securities outstanding	198,727	209,093
Securities available for sale	172,608	$ 182,912
U.S. Government-Sponsored Agency Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of investment securities | security		1
Securities available for sale	$ 5,721	$ 2,747
Obligations Of States And Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of investment securities | security	3	10
Securities available for sale	$ 69,457	$ 59,002
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of investment securities | security	9	13
Total investment securities outstanding	$ 111,204	$ 136,845
Percentage of investment securities portfolios	56.00%	65.40%
Securities available for sale	$ 90,260	$ 115,714
Issued And Guaranteed By GNMA [Member] | Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Percentage of investment securities portfolios	2.60%
Securities available for sale	$ 2,840
Issued By FNMA, FHLMC Or FHLB [Member] | Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Percentage of investment securities portfolios	94.60%
Securities available for sale	$ 105,234
Non-Agency [Member] | Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Percentage of investment securities portfolios	2.80%
Securities available for sale	$ 3,130

Securities (Fair Value Of Secur

Securities (Fair Value Of Securities Available For Sale And Held To Maturity And Related Unrealized Gains And Losses) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Total AFS Securities, Fair Value	$ 172,608	$ 182,912
Total AFS Securities, Gross Unrealized Gains	2,715	4,543
Total AFS Securities, Gross Unrealized Losses	(718)	(701)
Total HTM Securities, Fair Value	26,119	26,181
Total HTM Securities, Gross Unrealized Gains	$ 632	$ 569
Total HTM Securities, Gross Unrealized Losses
Total Securities, Fair Value	$ 198,727	$ 209,093
Total Securities, Gross Unrealized Gains	3,347	5,112
Total Securities, Gross Unrealized Losses	(718)	(701)
U.S. Government-Sponsored Agency Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total AFS Securities, Fair Value	5,721	$ 2,747
Total AFS Securities, Gross Unrealized Gains	34
Total AFS Securities, Gross Unrealized Losses	(6)	$ (4)
Obligations Of States And Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Total AFS Securities, Fair Value	69,457	59,002
Total AFS Securities, Gross Unrealized Gains	1,512	2,027
Total AFS Securities, Gross Unrealized Losses	(35)	(57)
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total AFS Securities, Fair Value	90,260	115,714
Total AFS Securities, Gross Unrealized Gains	1,153	2,492
Total AFS Securities, Gross Unrealized Losses	(668)	(640)
Total HTM Securities, Fair Value	20,944	21,131
Total HTM Securities, Gross Unrealized Gains	$ 457	$ 519
Total HTM Securities, Gross Unrealized Losses
Total Securities, Fair Value	$ 111,204	$ 136,845
Private Placement And Corporate Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Total AFS Securities, Fair Value	3,535	3,544
Total AFS Securities, Gross Unrealized Gains	$ 16	$ 24
Total AFS Securities, Gross Unrealized Losses
Total HTM Securities, Fair Value	$ 5,175	$ 5,050
Total HTM Securities, Gross Unrealized Gains	$ 175	$ 50
Total HTM Securities, Gross Unrealized Losses
Other Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total AFS Securities, Fair Value	$ 3,635	$ 1,905
Total AFS Securities, Gross Unrealized Gains
Total AFS Securities, Gross Unrealized Losses	$ (9)
Total HTM Securities, Fair Value

Securities (Sales Of Securities

Securities (Sales Of Securities Available For Sale) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Securities [Abstract]
Proceeds	$ 13,911	$ 15,879	$ 6,406
Gross realized gains	472	488	$ 574
Gross realized losses	$ 7	$ 42

Securities (Estimated Fair Valu

Securities (Estimated Fair Value Of Securities By Contractual Maturity) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
AFS Estimated Fair Value: Due in one year or less	$ 9,459
AFS Estimated Fair Value: Due after one year through five years	27,828
AFS Estimated Fair Value: Due after five years through ten years	34,691
AFS Estimated Fair Value: Due after ten years	6,735
Total AFS Estimated Fair Value	78,713
Total securities available for sale	$ 172,608	$ 182,912
HTM Estimated Fair Value: Due in one year or less
HTM Estimated Fair Value: Due after one year through five years	$ 5,175
HTM Estimated Fair Value: Due after five years through ten years
HTM Estimated Fair Value: Due after ten years
Total HTM Estimated Fair Value	$ 5,175
Total securities held to maturity	26,119	26,181
Other Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities available for sale	$ 3,635	1,905
Total securities held to maturity
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities available for sale	$ 90,260	115,714
Total securities held to maturity	$ 20,944	$ 21,131

Securities (Securities In Conti

Securities (Securities In Continuous Unrealized Loss Position Aggregated By Investment Category And Length Of Time) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	$ 42,991	$ 3,546
Less than 12 Months, Unrealized Loss	(238)	(10)
12 Months or More, Fair Value	15,831	35,898
12 Months or More, Unrealized Loss	(480)	(691)
Total Fair Value	58,822	39,444
Total Unrealized Loss	(718)	$ (701)
U.S. Government-Sponsored Agency Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	3,465
Less than 12 Months, Unrealized Loss	$ (6)
12 Months or More, Fair Value		$ 2,747
12 Months or More, Unrealized Loss		(4)
Total Fair Value	$ 3,465	2,747
Total Unrealized Loss	(6)	(4)
Obligations Of States And Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	5,168	857
Less than 12 Months, Unrealized Loss	(20)	(4)
12 Months or More, Fair Value	1,057	2,935
12 Months or More, Unrealized Loss	(15)	(53)
Total Fair Value	6,225	3,792
Total Unrealized Loss	(35)	(57)
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	32,631	2,689
Less than 12 Months, Unrealized Loss	(203)	(6)
12 Months or More, Fair Value	14,774	30,216
12 Months or More, Unrealized Loss	(465)	(634)
Total Fair Value	47,405	32,905
Total Unrealized Loss	(668)	$ (640)
Other Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	1,727
Less than 12 Months, Unrealized Loss	$ (9)
12 Months or More, Fair Value
12 Months or More, Unrealized Loss
Total Fair Value	$ 1,727
Total Unrealized Loss	$ (9)

Loans (Major Classification Of

Loans (Major Classification Of Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	$ 743,877	$ 679,858
Less: Deferred loan origination fees, net of costs	(496)	(501)
Less: Allowance for loan losses	(5,928)	(7,051)	$ (7,658)	$ (9,165)
Loans, net	737,453	672,306
Loans pledged as collateral for borrowings from the FHLB	168,920	142,049
Commercial - Syndicated [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	64,585	65,429
Less: Allowance for loan losses	(1,066)	(1,047)	(218)
Loans, net	63,519	64,382
Commercial - Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	107,447	88,045
Less: Allowance for loan losses	(636)	(1,082)	(445)
Loans, net	106,811	86,963
Real Estate - Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	178,784	152,091
Less: Allowance for loan losses	(360)	(779)	(1,373)
Loans, net	178,424	151,312
Real Estate - Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	318,324	304,446
Less: Allowance for loan losses	(1,867)	(3,282)	(4,431)
Loans, net	315,961	300,663
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	8,622	6,075
Less: Allowance for loan losses	(47)	(54)	(64)
Loans, net	8,575	6,021
Originated [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	697,126
Less: Deferred loan origination fees, net of costs	(496)
Less: Allowance for loan losses	(5,928)	(7,051)
Loans, net	690,702
Originated [Member] | Commercial - Syndicated [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	64,585
Less: Allowance for loan losses	(1,066)	(1,047)
Loans, net	63,519
Originated [Member] | Commercial - Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	103,012
Less: Allowance for loan losses	(636)	(1,082)
Loans, net	102,376
Originated [Member] | Real Estate - Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	154,490
Less: Allowance for loan losses	(360)	(779)
Loans, net	154,130
Originated [Member] | Real Estate - Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	306,021
Less: Allowance for loan losses	(1,867)	(3,282)
Loans, net	303,658
Originated [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	5,431
Less: Allowance for loan losses	(47)	$ (54)
Loans, net	5,384
Acquired [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	$ 46,751
Less: Deferred loan origination fees, net of costs
Less: Allowance for loan losses
Loans, net	$ 46,751
Acquired [Member] | Commercial - Syndicated [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross
Less: Allowance for loan losses
Loans, net
Acquired [Member] | Commercial - Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	$ 4,435
Less: Allowance for loan losses
Loans, net	$ 4,435
Acquired [Member] | Real Estate - Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	$ 24,294
Less: Allowance for loan losses
Loans, net	$ 24,294
Acquired [Member] | Real Estate - Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	$ 12,303
Less: Allowance for loan losses
Loans, net	$ 12,303
Acquired [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	$ 3,191
Less: Allowance for loan losses
Loans, net	$ 3,191
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	43,760	$ 40,808
Less: Allowance for loan losses	(116)	(252)	$ (372)
Loans, net	43,644	40,556
Construction [Member] | Originated [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	41,339
Less: Allowance for loan losses	(116)	$ (252)
Loans, net	41,223
Construction [Member] | Acquired [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	$ 2,421
Less: Allowance for loan losses
Loans, net	$ 2,421
Tax Exempt [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	$ 22,355	$ 22,964
Less: Allowance for loan losses
Loans, net	$ 22,355	$ 22,964
Tax Exempt [Member] | Originated [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	$ 22,248
Less: Allowance for loan losses
Loans, net	$ 22,248
Tax Exempt [Member] | Acquired [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	$ 107
Less: Allowance for loan losses
Loans, net	$ 107

Loans (Changes In Related Party

Loans (Changes In Related Party Loans) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Loans [Abstract]
Balance at beginning of year	$ 7,097	$ 6,186
New loans made	3,225	3,852
Repayments received	(3,630)	(2,676)
Reclassification for loans related to new/former officers and directors	(2,575)	(265)
Balance at end of year	$ 4,117	$ 7,097

Loans (Changes In Allowance For

Loans (Changes In Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	3 Months Ended					12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Loans [Abstract]
Allowance for Loan Losses: Beginning balance	$ 7,051				$ 7,658	$ 7,051	$ 7,658	$ 9,165
Provision charge to operations	$ 200					200		1,400
Recoveries						494	$ 676	683
Loans charged off						(1,817)	(1,283)	(3,590)
Allowance for Loan Losses: Ending balance		$ 7,051				$ 5,928	$ 7,051	$ 7,658

Loans (Information Regarding Im

Loans (Information Regarding Impaired Loans) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Loans [Abstract]
Impaired loans with no allocated allowance for loan loss	$ 9,373	$ 10,999
Impaired loans with allocated allowance for loan loss	324	2,812
Allowance allocated to impaired loans	83	1,361
Average impaired loans during the period	10,142	14,202	$ 14,914
Interest income recognized during impairment	309	356	$ 329
Cash-basis interest income recognized	$ 1	$ 20

Loans (Nonperforming And Restru

Loans (Nonperforming And Restructured Loans) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Modifications [Line Items]
Loans past due over 90 days still on accrual
Restructured loans	$ 8,357	$ 8,656	$ 9,264
Total nonperforming loans	2,218	5,155
Interest income lost on nonaccrual loans	$ 60	$ 249
Nonaccruing [Member]
Financing Receivable, Modifications [Line Items]
Restructured loans			255
Accruing [Member]
Financing Receivable, Modifications [Line Items]
Restructured loans	$ 8,357	$ 8,656	$ 9,009
Originated [Member]
Financing Receivable, Modifications [Line Items]
Nonaccrual loans	1,339	5,155
Originated [Member] | Accruing [Member]
Financing Receivable, Modifications [Line Items]
Restructured loans	8,357	$ 8,656
Acquired [Member]
Financing Receivable, Modifications [Line Items]
Nonaccrual loans	$ 879
Acquired [Member] | Accruing [Member]
Financing Receivable, Modifications [Line Items]
Restructured loans

Loans (Allowance For Loan Losse

Loans (Allowance For Loan Losses And Recorded Investment In Loans) (Details) - USD ($) $ in Thousands	3 Months Ended					12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	$ 7,051				$ 7,658	$ 7,051	$ 7,658	$ 9,165
Allowance for Loan Losses: Charge-offs						(1,817)	(1,283)
Allowance for Loan Losses: Recoveries						494	$ 676
Allowance for Loan Losses: Provision	200					200		1,400
Allowance for Loan Losses: Ending balance		$ 7,051				5,928	$ 7,051	7,658
Loans: Ending balance									$ 743,381	$ 679,357
Loans: ALL	(7,051)	(7,051)			$ (7,658)	(7,051)	(7,658)	(9,165)	(5,928)	(7,051)
Loans, net									737,453	672,306
Ending balance: Individually evaluated									9,697	13,811
Ending balance: Collectively evaluated									733,684	665,546
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	252				372	$ 252	372
Allowance for Loan Losses: Charge-offs							(162)
Allowance for Loan Losses: Recoveries						$ 20	56
Allowance for Loan Losses: Provision						(156)	(14)
Allowance for Loan Losses: Ending balance		252				116	252	372
Loans: Ending balance									43,760	40,808
Loans: ALL	$ (252)	$ (252)			$ (372)	$ (252)	$ (372)	$ (372)	(116)	(252)
Loans, net									$ 43,644	$ 40,556
Ending balance: Individually evaluated
Ending balance: Collectively evaluated									$ 43,760	$ 40,808
Tax Exempt [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision
Allowance for Loan Losses: Ending balance
Loans: Ending balance									$ 22,355	$ 22,964
Loans: ALL
Loans, net									$ 22,355	$ 22,964
Ending balance: Individually evaluated
Ending balance: Collectively evaluated									$ 22,355	$ 22,964
Real Estate - Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	$ 779				$ 1,373	$ 779	$ 1,373
Allowance for Loan Losses: Charge-offs						(152)	(88)
Allowance for Loan Losses: Recoveries						70	126
Allowance for Loan Losses: Provision						(337)	(632)
Allowance for Loan Losses: Ending balance		$ 779				360	779	$ 1,373
Loans: Ending balance									178,784	152,091
Loans: ALL	(779)	(779)			(1,373)	(779)	(1,373)	(1,373)	(360)	(779)
Loans, net									178,424	151,312
Ending balance: Individually evaluated									715	849
Ending balance: Collectively evaluated									178,069	151,242
Real Estate - Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	3,282				4,431	3,282	4,431
Allowance for Loan Losses: Charge-offs						(798)	(656)
Allowance for Loan Losses: Recoveries						250	439
Allowance for Loan Losses: Provision						(867)	(932)
Allowance for Loan Losses: Ending balance		3,282				1,867	3,282	4,431
Loans: Ending balance									317,828	303,945
Loans: ALL	(3,282)	(3,282)			(4,431)	(3,282)	(4,431)	(4,431)	(1,867)	(3,282)
Loans, net									315,961	300,663
Ending balance: Individually evaluated									8,975	12,101
Ending balance: Collectively evaluated									308,853	291,844
Commercial - Syndicated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	1,047				218	$ 1,047	218
Allowance for Loan Losses: Charge-offs							$ (178)
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision						$ 19	$ 1,007
Allowance for Loan Losses: Ending balance		1,047				1,066	1,047	218
Loans: Ending balance									64,585	65,429
Loans: ALL	(1,047)	(1,047)			(218)	(1,047)	(218)	(218)	(1,066)	(1,047)
Loans, net									$ 63,519	$ 64,382
Ending balance: Individually evaluated
Ending balance: Collectively evaluated									$ 64,585	$ 65,429
Commercial - Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	1,082				445	1,082	445
Allowance for Loan Losses: Charge-offs						(825)	(116)
Allowance for Loan Losses: Recoveries						145	37
Allowance for Loan Losses: Provision						234	716
Allowance for Loan Losses: Ending balance		1,082				636	1,082	445
Loans: Ending balance									107,447	88,045
Loans: ALL	(1,082)	(1,082)			(445)	(1,082)	(445)	(445)	(636)	(1,082)
Loans, net									$ 106,811	86,963
Ending balance: Individually evaluated										848
Ending balance: Collectively evaluated									$ 107,447	87,197
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	54				64	54	64
Allowance for Loan Losses: Charge-offs						(42)	(83)
Allowance for Loan Losses: Recoveries						9	18
Allowance for Loan Losses: Provision						26	55
Allowance for Loan Losses: Ending balance		54				47	54	64
Loans: Ending balance									8,622	6,075
Loans: ALL	(54)	(54)			(64)	(54)	(64)	(64)	(47)	(54)
Loans, net									8,575	6,021
Ending balance: Individually evaluated									7	13
Ending balance: Collectively evaluated									$ 8,615	$ 6,062
Not Specifically Allocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	555				755	$ 555	$ 755
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision						$ 1,281	$ (200)
Allowance for Loan Losses: Ending balance		555				1,836	555	755
Loans: Ending balance
Loans: ALL	(555)	(555)			$ (755)	(555)	(755)	$ (755)	$ (1,836)	$ (555)
Loans, net									$ (1,836)	$ (555)
Ending balance: Individually evaluated
Ending balance: Collectively evaluated
Originated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	7,051					7,051
Allowance for Loan Losses: Charge-offs						(1,817)
Allowance for Loan Losses: Recoveries						494
Allowance for Loan Losses: Provision						200
Allowance for Loan Losses: Ending balance		7,051				5,928	7,051
Loans: Ending balance									$ 696,630
Loans: ALL	(7,051)	(7,051)				(7,051)	(7,051)		(5,928)	$ (7,051)
Loans, net									690,702
Ending balance: Individually evaluated									9,697
Ending balance: Collectively evaluated									686,933
Originated [Member] | Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	252					$ 252
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries						$ 20
Allowance for Loan Losses: Provision						(156)
Allowance for Loan Losses: Ending balance		252				116	252
Loans: Ending balance									41,339
Loans: ALL	$ (252)	$ (252)				$ (252)	$ (252)		(116)	$ (252)
Loans, net									$ 41,223
Ending balance: Individually evaluated
Ending balance: Collectively evaluated									$ 41,339
Originated [Member] | Tax Exempt [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision
Allowance for Loan Losses: Ending balance
Loans: Ending balance									$ 22,248
Loans: ALL
Loans, net									$ 22,248
Ending balance: Individually evaluated
Ending balance: Collectively evaluated									$ 22,248
Originated [Member] | Real Estate - Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	$ 779					$ 779
Allowance for Loan Losses: Charge-offs						(152)
Allowance for Loan Losses: Recoveries						70
Allowance for Loan Losses: Provision						(337)
Allowance for Loan Losses: Ending balance		$ 779				360	$ 779
Loans: Ending balance									154,490
Loans: ALL	(779)	(779)				(779)	(779)		(360)	$ (779)
Loans, net									154,130
Ending balance: Individually evaluated									715
Ending balance: Collectively evaluated									153,775
Originated [Member] | Real Estate - Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	3,282					3,282
Allowance for Loan Losses: Charge-offs						(798)
Allowance for Loan Losses: Recoveries						250
Allowance for Loan Losses: Provision						(867)
Allowance for Loan Losses: Ending balance		3,282				1,867	3,282
Loans: Ending balance									305,525
Loans: ALL	(3,282)	(3,282)				(3,282)	(3,282)		(1,867)	(3,282)
Loans, net									303,658
Ending balance: Individually evaluated									8,975
Ending balance: Collectively evaluated									296,550
Originated [Member] | Commercial - Syndicated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	1,047					$ 1,047
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision						$ 19
Allowance for Loan Losses: Ending balance		1,047				1,066	1,047
Loans: Ending balance									64,585
Loans: ALL	(1,047)	(1,047)				(1,047)	(1,047)		(1,066)	(1,047)
Loans, net									$ 63,519
Ending balance: Individually evaluated
Ending balance: Collectively evaluated									$ 64,585
Originated [Member] | Commercial - Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	1,082					1,082
Allowance for Loan Losses: Charge-offs						(825)
Allowance for Loan Losses: Recoveries						145
Allowance for Loan Losses: Provision						234
Allowance for Loan Losses: Ending balance		1,082				636	1,082
Loans: Ending balance									103,012
Loans: ALL	(1,082)	(1,082)				(1,082)	(1,082)		(636)	(1,082)
Loans, net									$ 102,376
Ending balance: Individually evaluated
Ending balance: Collectively evaluated									$ 103,012
Originated [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	54					54
Allowance for Loan Losses: Charge-offs						(42)
Allowance for Loan Losses: Recoveries						9
Allowance for Loan Losses: Provision						26
Allowance for Loan Losses: Ending balance		54				47	54
Loans: Ending balance									5,431
Loans: ALL	(54)	(54)				(54)	(54)		(47)	(54)
Loans, net									5,384
Ending balance: Individually evaluated									7
Ending balance: Collectively evaluated									$ 5,424
Originated [Member] | Not Specifically Allocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance	555					$ 555
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision						$ 1,281
Allowance for Loan Losses: Ending balance		555				1,836	555
Loans: Ending balance
Loans: ALL	$ (555)	$ (555)				$ (555)	$ (555)		$ (1,836)	$ (555)
Loans, net									$ (1,836)
Ending balance: Individually evaluated
Ending balance: Collectively evaluated
Acquired [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision
Allowance for Loan Losses: Ending balance
Loans: Ending balance									$ 46,751
Loans: ALL
Loans, net									$ 46,751
Ending balance: Individually evaluated
Ending balance: Collectively evaluated									$ 46,751
No subsequent deterioration or allowance allocated to acquired loans									0
Acquired [Member] | Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision
Allowance for Loan Losses: Ending balance
Loans: Ending balance									$ 2,421
Loans: ALL
Loans, net									$ 2,421
Ending balance: Individually evaluated
Ending balance: Collectively evaluated									$ 2,421
Acquired [Member] | Tax Exempt [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision
Allowance for Loan Losses: Ending balance
Loans: Ending balance									$ 107
Loans: ALL
Loans, net									$ 107
Ending balance: Individually evaluated
Ending balance: Collectively evaluated									$ 107
Acquired [Member] | Real Estate - Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision
Allowance for Loan Losses: Ending balance
Loans: Ending balance									$ 24,294
Loans: ALL
Loans, net									$ 24,294
Ending balance: Individually evaluated
Ending balance: Collectively evaluated									$ 24,294
Acquired [Member] | Real Estate - Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision
Allowance for Loan Losses: Ending balance
Loans: Ending balance									$ 12,303
Loans: ALL
Loans, net									$ 12,303
Ending balance: Individually evaluated
Ending balance: Collectively evaluated									$ 12,303
Acquired [Member] | Commercial - Syndicated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision
Allowance for Loan Losses: Ending balance
Loans: Ending balance
Loans: ALL
Loans, net
Ending balance: Individually evaluated
Ending balance: Collectively evaluated
Acquired [Member] | Commercial - Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision
Allowance for Loan Losses: Ending balance
Loans: Ending balance									$ 4,435
Loans: ALL
Loans, net									$ 4,435
Ending balance: Individually evaluated
Ending balance: Collectively evaluated									$ 4,435
Acquired [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision
Allowance for Loan Losses: Ending balance
Loans: Ending balance									$ 3,191
Loans: ALL
Loans, net									$ 3,191
Ending balance: Individually evaluated
Ending balance: Collectively evaluated									$ 3,191
Acquired [Member] | Not Specifically Allocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance
Allowance for Loan Losses: Charge-offs
Allowance for Loan Losses: Recoveries
Allowance for Loan Losses: Provision
Allowance for Loan Losses: Ending balance
Loans: Ending balance
Loans: ALL
Loans, net
Ending balance: Individually evaluated
Ending balance: Collectively evaluated

Loans (Breakdown Of Loans By Ri

Loans (Breakdown Of Loans By Risk Grading) (Details) - USD ($) $ in Thousands		Dec. 31, 2015		Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 534,116		$ 498,728
Gross loans		743,877		679,858
Deferred loan origination fees		(496)		(501)
Loans: Ending balance		$ 743,381		$ 679,357
Percent of total loans		100.00%		100.00%
0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 476,051		$ 436,614
Gross loans		$ 681,488		$ 613,505
Percent of total loans		91.60%		90.20%
0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 35,704		$ 36,236
Gross loans		$ 37,558		$ 38,505
Percent of total loans		5.00%		5.70%
0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 7,983		$ 7,655
Gross loans		$ 8,109		$ 8,069
Percent of total loans		1.10%		1.20%
0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 14,378	[1]	$ 18,223	[2]
Gross loans		$ 16,722	[1]	$ 19,779	[2]
Percent of total loans		2.30%	[1]	2.90%	[2]
0007 Rated Loans Not Impaired [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans: Ending balance		$ 7,025		$ 5,968
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		43,760		40,808
Gross loans		43,760		40,808
Loans: Ending balance		43,760		40,808
Construction [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		39,845		38,679
Construction [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		3,227		1,153
Construction [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		505		783
Construction [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		183	[1]	193	[2]
Tax Exempt [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		22,355		22,964
Gross loans		22,355		22,964
Loans: Ending balance		22,355		22,964
Tax Exempt [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		22,355		21,994
Tax Exempt [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans				970
Commercial - Syndicated [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		64,585		65,429
Gross loans		64,585		65,429
Loans: Ending balance		64,585		65,429
Commercial - Syndicated [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		57,950		60,694
Commercial - Syndicated [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans				4,735
Commercial - Syndicated [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		3,830
Commercial - Syndicated [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	[1]	2,805
Commercial - Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		107,447		88,045
Gross loans		107,447		88,045
Loans: Ending balance		107,447		88,045
Commercial - Other [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		102,553		81,530
Commercial - Other [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		3,731		4,224
Commercial - Other [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		929		1,240
Commercial - Other [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		234	[1]	1,051	[2]
Real Estate - Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		318,324		304,446
Gross loans		318,324		304,446
Loans: Ending balance		317,828		303,945
Real Estate - Commercial [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		275,703		255,711
Real Estate - Commercial [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		28,746		26,124
Real Estate - Commercial [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		2,719		5,632
Real Estate - Commercial [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		11,156	[1]	16,979	[2]
Real Estate - Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		178,784		152,091
Gross loans		178,784		152,091
Loans: Ending balance		178,784		152,091
Real Estate - Residential [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		174,467		148,835
Real Estate - Residential [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		1,854		1,299
Real Estate - Residential [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		126		414
Real Estate - Residential [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		2,337	[1]	1,543	[2]
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		8,622		6,075
Gross loans		8,622		6,075
Loans: Ending balance		8,622		6,075
Consumer [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		8,615		6,062
Consumer [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		7	[1]	$ 13	[2]
Originated [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		514,957
Gross loans		697,126
Deferred loan origination fees		(496)
Loans: Ending balance		$ 696,630
Percent of originated loans		100.00%
Percent of total loans		93.70%
Originated [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 461,244
Gross loans		$ 640,996
Percent of originated loans		92.00%
Percent of total loans		86.20%
Originated [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 32,924
Gross loans		$ 33,809
Percent of originated loans		4.80%
Percent of total loans		4.50%
Originated [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 7,419
Gross loans		$ 7,545
Percent of originated loans		1.10%
Percent of total loans		1.00%
Originated [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 13,370
Gross loans		$ 14,776
Percent of originated loans		2.10%
Percent of total loans		2.00%
Originated [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 41,339
Gross loans		41,339
Loans: Ending balance		41,339
Originated [Member] | Construction [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		37,970
Originated [Member] | Construction [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		3,186
Originated [Member] | Construction [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		183
Originated [Member] | Tax Exempt [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		22,248
Gross loans		22,248
Loans: Ending balance		22,248
Originated [Member] | Tax Exempt [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		22,248
Originated [Member] | Commercial - Syndicated [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		64,585
Gross loans		64,585
Loans: Ending balance		64,585
Originated [Member] | Commercial - Syndicated [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		57,950
Originated [Member] | Commercial - Syndicated [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		3,830
Originated [Member] | Commercial - Syndicated [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		2,805
Originated [Member] | Commercial - Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		103,012
Gross loans		103,012
Loans: Ending balance		103,012
Originated [Member] | Commercial - Other [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		98,205
Originated [Member] | Commercial - Other [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		3,703
Originated [Member] | Commercial - Other [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		870
Originated [Member] | Commercial - Other [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		234
Originated [Member] | Real Estate - Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		306,021
Gross loans		306,021
Loans: Ending balance		305,525
Originated [Member] | Real Estate - Commercial [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		267,119
Originated [Member] | Real Estate - Commercial [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		26,035
Originated [Member] | Real Estate - Commercial [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		2,719
Originated [Member] | Real Estate - Commercial [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		10,148
Originated [Member] | Real Estate - Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		154,490
Gross loans		154,490
Loans: Ending balance		154,490
Originated [Member] | Real Estate - Residential [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		152,031
Originated [Member] | Real Estate - Residential [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		934
Originated [Member] | Real Estate - Residential [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		126
Originated [Member] | Real Estate - Residential [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		1,399
Originated [Member] | Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		5,431
Gross loans		5,431
Loans: Ending balance		5,431
Originated [Member] | Consumer [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		5,473
Originated [Member] | Consumer [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		(49)
Originated [Member] | Consumer [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		7
Acquired [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		19,159
Gross loans		$ 46,751
Deferred loan origination fees
Loans: Ending balance		$ 46,751
Percent of total acquired loans		100.00%
Percent of total loans		6.30%
No subsequent deterioration or allowance allocated to acquired loans		$ 0
Acquired [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		14,807
Gross loans		$ 40,492
Percent of total acquired loans		86.60%
Percent of total loans		5.40%
Acquired [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 2,780
Gross loans		$ 3,749
Percent of total acquired loans		8.00%
Percent of total loans		0.50%
Acquired [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 564
Gross loans		$ 564
Percent of total acquired loans		1.20%
Percent of total loans		0.10%
Acquired [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 1,008
Gross loans		$ 1,946
Percent of total acquired loans		4.20%
Percent of total loans		0.30%
Acquired [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 2,421
Gross loans		2,421
Loans: Ending balance		2,421
Acquired [Member] | Construction [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		1,875
Acquired [Member] | Construction [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		41
Acquired [Member] | Construction [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		505
Acquired [Member] | Tax Exempt [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		107
Gross loans		107
Loans: Ending balance		107
Acquired [Member] | Tax Exempt [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		$ 107
Acquired [Member] | Commercial - Syndicated [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans
Loans: Ending balance
Acquired [Member] | Commercial - Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		$ 4,435
Gross loans		4,435
Loans: Ending balance		4,435
Acquired [Member] | Commercial - Other [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		4,348
Acquired [Member] | Commercial - Other [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		28
Acquired [Member] | Commercial - Other [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		59
Acquired [Member] | Real Estate - Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		12,303
Gross loans		12,303
Loans: Ending balance		12,303
Acquired [Member] | Real Estate - Commercial [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		8,584
Acquired [Member] | Real Estate - Commercial [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		2,711
Acquired [Member] | Real Estate - Commercial [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans		1,008
Acquired [Member] | Real Estate - Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		24,294
Gross loans		24,294
Loans: Ending balance		24,294
Acquired [Member] | Real Estate - Residential [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		22,436
Acquired [Member] | Real Estate - Residential [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		920
Acquired [Member] | Real Estate - Residential [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		938
Acquired [Member] | Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		3,191
Gross loans		3,191
Loans: Ending balance		3,191
Acquired [Member] | Consumer [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		3,142
Acquired [Member] | Consumer [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans		$ 49
[1]	Included in the 0007 rated loans are $7,025 of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.
[2]	Included in the 0007 rated loans are $5,968 of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.

Loans (Past Due Loans) (Details

Loans (Past Due Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	$ 3,060	$ 6,510
30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	842	1,355
90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	$ 2,218	$ 5,155
Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Construction [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Construction [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Tax Exempt [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Tax Exempt [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Tax Exempt [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Real Estate - Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	$ 1,654	$ 1,162
Real Estate - Residential [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	778	313
Real Estate - Residential [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	876	849
Real Estate - Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	1,335	4,457
Real Estate - Commercial [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total		996
Real Estate - Commercial [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	$ 1,335	$ 3,461
Commercial - Syndicated [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Commercial - Syndicated [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Commercial - Syndicated [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Commercial - Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	$ 38	$ 843
Commercial - Other [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	38	11
Commercial - Other [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total		832
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	33	48
Consumer [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	26	35
Consumer [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	7	$ 13
Originated [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	2,142
Originated [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	803
Originated [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	$ 1,339
Originated [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Originated [Member] | Construction [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Originated [Member] | Construction [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Originated [Member] | Tax Exempt [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Originated [Member] | Tax Exempt [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Originated [Member] | Tax Exempt [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Originated [Member] | Real Estate - Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	$ 1,217
Originated [Member] | Real Estate - Residential [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	778
Originated [Member] | Real Estate - Residential [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	439
Originated [Member] | Real Estate - Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	893
Originated [Member] | Real Estate - Commercial [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	$ 893
Originated [Member] | Commercial - Syndicated [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Originated [Member] | Commercial - Syndicated [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Originated [Member] | Commercial - Syndicated [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Originated [Member] | Commercial - Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Originated [Member] | Commercial - Other [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Originated [Member] | Commercial - Other [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Originated [Member] | Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	$ 32
Originated [Member] | Consumer [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	25
Originated [Member] | Consumer [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	7
Acquired [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	918
Acquired [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	39
Acquired [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	$ 879
Acquired [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Acquired [Member] | Construction [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Acquired [Member] | Construction [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Acquired [Member] | Tax Exempt [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Acquired [Member] | Tax Exempt [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Acquired [Member] | Tax Exempt [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Acquired [Member] | Real Estate - Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	$ 437
Acquired [Member] | Real Estate - Residential [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	437
Acquired [Member] | Real Estate - Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	442
Acquired [Member] | Real Estate - Commercial [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	$ 442
Acquired [Member] | Commercial - Syndicated [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Acquired [Member] | Commercial - Syndicated [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Acquired [Member] | Commercial - Syndicated [Member] | 90 Days Or More Past Due Or On Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total
Acquired [Member] | Commercial - Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	$ 38
Acquired [Member] | Commercial - Other [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	38
Acquired [Member] | Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	1
Acquired [Member] | Consumer [Member] | 30 - 89 Days Past Due (Accruing) [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	$ 1

Loans (Troubled Debt Restructur

Loans (Troubled Debt Restructurings) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)contract	Dec. 31, 2014USD ($)contract	Dec. 31, 2013USD ($)
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	9	10
Recorded Investment | $	$ 8,357	$ 8,656	$ 9,264
Construction [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract
Recorded Investment | $
Tax Exempt [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract
Recorded Investment | $
Real Estate - Residential [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	2
Recorded Investment | $	$ 276
Real Estate - Commercial [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	7	9
Recorded Investment | $	$ 8,081	$ 8,640	$ 9,264
Commercial - Syndicated [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract
Recorded Investment | $
Commercial - Other [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract		1
Recorded Investment | $		$ 16
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract
Recorded Investment | $

Loans (Changes In Troubled Debt

Loans (Changes In Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Modifications [Line Items]
Beginning balance	$ 8,656	$ 9,264
Principal payments	(252)	(320)
Charge-offs	(95)	(12)
Advances	50	53
New restructureds	1,973	$ 329
Transfers to other real estate owned	(167)
Transfers out of TDRs	(1,808)	$ (658)
Ending balance	$ 8,357	$ 8,656
Construction [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructureds
Transfers to other real estate owned
Transfers out of TDRs
Ending balance
Tax Exempt [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructureds
Transfers to other real estate owned
Transfers out of TDRs
Ending balance
Unfunded Commitments [Member]
Financing Receivable, Modifications [Line Items]
Ending balance	$ 0
Accruing [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance	8,656	$ 9,009
Principal payments	$ (190)	$ (30)
Charge-offs
Advances	$ 7	$ 6
New restructureds	$ 1,973	$ 329
Transfers to other real estate owned
Transfers to nonaccrual	$ (281)
Transfers out of TDRs	(1,808)	$ (658)
Ending balance	$ 8,357	$ 8,656
Accruing [Member] | Construction [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructureds
Transfers to other real estate owned
Transfers to nonaccrual
Transfers out of TDRs
Ending balance
Accruing [Member] | Tax Exempt [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructureds
Transfers to other real estate owned
Transfers to nonaccrual
Transfers out of TDRs
Ending balance
Nonaccruing [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance		$ 255
Principal payments	$ (62)	(290)
Charge-offs	(95)	(12)
Advances	$ 43	$ 47
New restructureds
Transfers to other real estate owned	$ (167)
Transfers from accruing	$ 281
Transfers out of TDRs
Ending balance
Nonaccruing [Member] | Construction [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructureds
Transfers to other real estate owned
Transfers from accruing
Transfers out of TDRs
Ending balance
Nonaccruing [Member] | Tax Exempt [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructureds
Transfers to other real estate owned
Transfers from accruing
Transfers out of TDRs
Ending balance
Real Estate - Residential [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments	$ (2)
Charge-offs
Advances	$ 2
New restructureds	$ 276
Transfers to other real estate owned
Transfers out of TDRs
Ending balance	$ 276
Real Estate - Residential [Member] | Accruing [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments	$ (2)
Charge-offs
Advances	$ 2
New restructureds	$ 276
Transfers to other real estate owned
Transfers to nonaccrual
Transfers out of TDRs
Ending balance	$ 276
Real Estate - Residential [Member] | Nonaccruing [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructureds
Transfers to other real estate owned
Transfers from accruing
Transfers out of TDRs
Ending balance
Real Estate - Commercial [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance	$ 8,640	$ 9,264
Principal payments	(188)	(309)
Charge-offs	(95)	(12)
Advances	48	53
New restructureds	1,635	$ 302
Transfers to other real estate owned	(167)
Transfers out of TDRs	(1,792)	$ (658)
Ending balance	8,081	8,640
Real Estate - Commercial [Member] | Accruing [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance	8,640	9,009
Principal payments	$ (188)	$ (19)
Charge-offs
Advances	$ 5	$ 6
New restructureds	$ 1,635	$ 302
Transfers to other real estate owned
Transfers to nonaccrual	$ (219)
Transfers out of TDRs	(1,792)	$ (658)
Ending balance	$ 8,081	8,640
Real Estate - Commercial [Member] | Nonaccruing [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance		255
Principal payments		(290)
Charge-offs	$ (95)	(12)
Advances	$ 43	$ 47
New restructureds
Transfers to other real estate owned	$ (167)
Transfers from accruing	$ 219
Transfers out of TDRs
Ending balance
Commercial - Syndicated [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructureds
Transfers to other real estate owned
Transfers out of TDRs
Ending balance
Commercial - Syndicated [Member] | Accruing [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructureds
Transfers to other real estate owned
Transfers to nonaccrual
Transfers out of TDRs
Ending balance
Commercial - Syndicated [Member] | Nonaccruing [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructureds
Transfers to other real estate owned
Transfers from accruing
Transfers out of TDRs
Ending balance
Commercial - Other [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance	$ 16
Principal payments		$ (11)
Charge-offs
Advances
New restructureds		$ 27
Transfers to other real estate owned
Transfers out of TDRs	$ (16)
Ending balance		$ 16
Commercial - Other [Member] | Accruing [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance	$ 16
Principal payments		$ (11)
Charge-offs
Advances
New restructureds		$ 27
Transfers to other real estate owned
Transfers to nonaccrual
Transfers out of TDRs	$ (16)
Ending balance		$ 16
Commercial - Other [Member] | Nonaccruing [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructureds
Transfers to other real estate owned
Transfers from accruing
Transfers out of TDRs
Ending balance
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments	$ (62)
Charge-offs
Advances
New restructureds	$ 62
Transfers to other real estate owned
Transfers out of TDRs
Ending balance
Consumer [Member] | Accruing [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructureds	$ 62
Transfers to other real estate owned
Transfers to nonaccrual	$ (62)
Transfers out of TDRs
Ending balance
Consumer [Member] | Nonaccruing [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments	$ (62)
Charge-offs
Advances
New restructureds
Transfers to other real estate owned
Transfers from accruing	$ 62
Transfers out of TDRs
Ending balance

Loans (Troubled Debt Restruct72

Loans (Troubled Debt Restructurings By Restructure Type) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Modifications [Line Items]
Total	$ 8,357	$ 8,656	$ 9,264
Accruing [Member]
Financing Receivable, Modifications [Line Items]
Total	$ 8,357	$ 8,656	9,009
Nonaccruing [Member]
Financing Receivable, Modifications [Line Items]
Total			$ 255
A/B Note Structure [Member]
Financing Receivable, Modifications [Line Items]
Total	$ 1,808
A/B Note Structure [Member] | Accruing [Member]
Financing Receivable, Modifications [Line Items]
Total	$ 1,808
A/B Note Structure [Member] | Nonaccruing [Member]
Financing Receivable, Modifications [Line Items]
Total
Payment Schedule Changes [Member]
Financing Receivable, Modifications [Line Items]
Total	$ 6,404
Payment Schedule Changes [Member] | Accruing [Member]
Financing Receivable, Modifications [Line Items]
Total	$ 6,404
Payment Schedule Changes [Member] | Nonaccruing [Member]
Financing Receivable, Modifications [Line Items]
Total
Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Total	$ 145
Interest Rate Reduction [Member] | Accruing [Member]
Financing Receivable, Modifications [Line Items]
Total	$ 145
Interest Rate Reduction [Member] | Nonaccruing [Member]
Financing Receivable, Modifications [Line Items]
Total

Loans (Impaired Loans And Alloc

Loans (Impaired Loans And Allocated Allowance) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Recorded investment	$ 241	$ 1,451
With an allowance recorded: Unpaid principal balance	324	2,812
With an allowance recorded: Related Allowance	83	1,361
With no related allowance recorded: Recorded investment	9,373	10,999
With no related allowance recorded: Unpaid principal balance	9,373	10,999
Total: Recorded investment	9,614	12,450
Total: Unpaid principal balance	9,697	13,811
Average recorded investment during year	10,142	14,202	$ 14,914
Interest income recognized while impaired	$ 309	356	$ 329
Construction [Member]
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Recorded investment
With an allowance recorded: Unpaid principal balance
With an allowance recorded: Related Allowance
With no related allowance recorded: Recorded investment
With no related allowance recorded: Unpaid principal balance
Total: Recorded investment
Total: Unpaid principal balance
Average recorded investment during year		$ 408
Interest income recognized while impaired
Tax Exempt [Member]
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Recorded investment
With an allowance recorded: Unpaid principal balance
With an allowance recorded: Related Allowance
With no related allowance recorded: Recorded investment
With no related allowance recorded: Unpaid principal balance
Total: Recorded investment
Total: Unpaid principal balance
Average recorded investment during year
Interest income recognized while impaired
Real Estate - Residential [Member]
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Recorded investment	$ 85	$ 83
With an allowance recorded: Unpaid principal balance	113	168
With an allowance recorded: Related Allowance	28	85
With no related allowance recorded: Recorded investment	602	681
With no related allowance recorded: Unpaid principal balance	602	681
Total: Recorded investment	687	764
Total: Unpaid principal balance	715	849
Average recorded investment during year	710	532
Interest income recognized while impaired	9	5
Real Estate - Commercial [Member]
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Recorded investment	156	1,367
With an allowance recorded: Unpaid principal balance	211	2,008
With an allowance recorded: Related Allowance	55	641
With no related allowance recorded: Recorded investment	8,764	10,093
With no related allowance recorded: Unpaid principal balance	8,764	10,093
Total: Recorded investment	8,920	11,460
Total: Unpaid principal balance	8,975	12,101
Average recorded investment during year	9,174	13,031
Interest income recognized while impaired	$ 293	$ 351
Commercial - Syndicated [Member]
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Recorded investment
With an allowance recorded: Unpaid principal balance
With an allowance recorded: Related Allowance
With no related allowance recorded: Recorded investment
With no related allowance recorded: Unpaid principal balance
Total: Recorded investment
Total: Unpaid principal balance
Average recorded investment during year
Interest income recognized while impaired
Commercial - Other [Member]
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Unpaid principal balance		$ 634
With an allowance recorded: Related Allowance		634
With no related allowance recorded: Recorded investment		214
With no related allowance recorded: Unpaid principal balance		214
Total: Recorded investment		214
Total: Unpaid principal balance		848
Average recorded investment during year	$ 209	228
Interest income recognized while impaired	4
Consumer [Member]
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Recorded investment		1
With an allowance recorded: Unpaid principal balance		2
With an allowance recorded: Related Allowance		1
With no related allowance recorded: Recorded investment	7	11
With no related allowance recorded: Unpaid principal balance	7	11
Total: Recorded investment	7	12
Total: Unpaid principal balance	7	13
Average recorded investment during year	49	$ 3
Interest income recognized while impaired	$ 3
Not Specifically Allocated [Member]
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Recorded investment
With an allowance recorded: Unpaid principal balance
With an allowance recorded: Related Allowance
With no related allowance recorded: Recorded investment
With no related allowance recorded: Unpaid principal balance
Total: Recorded investment
Total: Unpaid principal balance
Average recorded investment during year
Interest income recognized while impaired

Premises And Equipment (Narrati

Premises And Equipment (Narrative) (Details) - USD ($) $ in Thousands	1 Months Ended	12 Months Ended
	Jan. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Line Items]
Acquired branch facility transferred to other real estate owned		$ 147		$ 569
Proceeds from sale of property		40	$ 82	7
Premises transferred to premises held for sale		1,320
Write-down of premises held for sale		344
Costs related to facilities remodeling		396	142
Depreciation expense		1,283	$ 1,318	$ 1,297
NEWBI [Member]
Property, Plant and Equipment [Line Items]
Fair market value of premises and equipment acquired		855
NEWBI [Member] | Subsequent Event [Member]
Property, Plant and Equipment [Line Items]
Proceeds from sale of property	$ 70
Premises Held For Sale Transferred [Member]
Property, Plant and Equipment [Line Items]
Write-down of premises held for sale		$ 284

Premises And Equipment (Premise

Premises And Equipment (Premises And Equipment) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 42,467	$ 41,373
Less accumulated depreciation	22,365	21,167
Premises and equipment, net	20,102	20,206
Land [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	3,533	5,026
Buildings And Improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	25,840	23,916
Equipment [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 13,094	$ 12,431

Premises Held For Sale (Details

Premises Held For Sale (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)property	Dec. 31, 2014USD ($)
Long Lived Assets Held-for-sale [Line Items]
Premises held for sale	$ 2,104	$ 844
Number of premises held for sale | property	2
Transfers from premises and equipment to premises held for sale	$ 1,320
Write-down of premises held for sale	344
Premises Held For Sale Subsequently Sold [Member]
Long Lived Assets Held-for-sale [Line Items]
Premises held for sale	$ 784
Number of premises held for sale | property	1
Write-down of premises held for sale	$ 60

Other Real Estate Owned, Net (N

Other Real Estate Owned, Net (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)property	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Property, Plant and Equipment [Line Items]
Other real estate owned, net	$ 3,710	$ 4,266	$ 6,298
Other real estate owned acquired in acquisition	147
Real Estate - Residential [Member]
Property, Plant and Equipment [Line Items]
Other real estate owned, net	171
Recorded investment in loans in the process of foreclosure	$ 350	350
Number of other real estate owned properties | property	3
Real Estate - Residential [Member] | Guaranteed By FHLMC [Member]
Property, Plant and Equipment [Line Items]
Recorded investment in loans in the process of foreclosure	$ 244	391
Bank Facilities No Longer In Use By Bank [Member]
Property, Plant and Equipment [Line Items]
Other real estate owned, net	$ 414	$ 569	$ 569

Other Real Estate Owned, Net (O

Other Real Estate Owned, Net (Other Real Estate Owned) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Other Real Estate Owned, Net [Abstract]
Beginning balance	$ 5,093	$ 8,566	$ 14,334
Transfer of loan collateral to other real estate owned	623	1,204	1,037
Transfer of bank facilities to other real estate owned	147		569
Other real estate owned properties acquired in branch acquisition	147
Sale proceeds, net	(950)	(2,525)	(5,040)
Net gain from disposal of other real estate owned	50	19	202
Valuation allowance related to properties disposed	(290)	(2,171)	(2,536)
Total other real estate owned	4,820	5,093	8,566
Valuation allowance for losses	(1,110)	(827)	(2,268)	$ (3,858)
Total other real estate owned, net	$ 3,710	$ 4,266	$ 6,298

Other Real Estate Owned, Net (C

Other Real Estate Owned, Net (Changes In Valuation Allowance For Losses On Other Real Estate Owned) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other Real Estate Owned, Net [Abstract]
Beginning balance	$ 827	$ 2,268	$ 3,858
Provision charged to operations	573	730	946
Amounts related to properties disposed	(290)	(2,171)	(2,536)
Balance at end of year	$ 1,110	$ 827	$ 2,268

Mortgage Servicing Rights (Deta

Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Mortgage Servicing Rights [Abstract]
Balance at beginning of period	$ 841	$ 967
Addition from loans acquired with servicing retained	251
Addition from loans sold with servicing retained	102	79	$ 224
Loan payments and payoffs	(109)	(124)
Changes in valuation	30	(81)
Fair value of MSRs at the end of period	1,115	841	$ 967
Unpaid principal balance of loans serviced at the end of period	$ 159,211	$ 123,943

Deposits (Deposits) (Details)

Deposits (Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 04, 2015	Dec. 31, 2014	Feb. 07, 2014
Deposits [Abstract]
Noninterest-bearing demand deposits	$ 198,003		$ 153,113
Interest-bearing demand deposits	159,326		140,159
Savings deposits	62,019		44,868
Money market deposits	308,117		288,744
Time deposits $100,000 - $250,000	37,398		38,697
Time deposits $250,000 and greater	11,200		10,051
Other time deposits less than $100,000	90,132		89,910
Total Deposits	866,195		765,542
Brokered deposits included above	555		8,532
Deposits acquired		$ 68,456		$ 13,681
Deposits from directors and officers	$ 5,206		$ 5,554

Deposits (Scheduled Maturities

Deposits (Scheduled Maturities Of Time Deposits) (Details) $ in Thousands	Dec. 31, 2015USD ($)
Deposits [Abstract]
2,016	$ 86,015
2,017	30,404
2,018	9,512
2,019	7,058
2,020	5,741
Total	$ 138,730

Federal Home Loan Bank Advanc83

Federal Home Loan Bank Advances And Other Borrowings (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Federal Home Loan Bank, Advances [Line Items]
Maximum month-end amounts outstanding	$ 60,450	$ 98,985
Variable rate FHLB advances	0	$ 16,000
Obligations Of States And Political Subdivisions [Member]
Federal Home Loan Bank, Advances [Line Items]
Pledged to secure FHLB advances	408
Real Estate Mortgages [Member]
Federal Home Loan Bank, Advances [Line Items]
Pledged to secure FHLB advances	122,595
Home Equity Loans And Lines [Member]
Federal Home Loan Bank, Advances [Line Items]
Pledged to secure FHLB advances	$ 46,325

Federal Home Loan Bank Advanc84

Federal Home Loan Bank Advances And Other Borrowings (Federal Home Loan Bank Advances And Other Borrowings) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Federal Home Loan Bank Advances And Other Borrowings [Abstract]
Year of Maturity, One	$ 1,750	$ 22,800
Year of Maturity, Two	1,950	1,750
Year of Maturity, Three	14,600	1,950
Year of Maturity, Four	13,295	10,600
Year of Maturity, Five	$ 10,000	$ 13,355
Year of Maturity, Six
Year of Maturity, Seven		$ 10,000
Year of Maturity, Eight
Advances from Federal Home Loan Banks, Total	$ 41,595	$ 60,455
Weighted Average Rate, One	0.75%	1.38%
Weighted Average Rate, Two	1.10%	0.75%
Weighted Average Rate, Three	2.73%	1.10%
Weighted Average Rate, Four	1.86%	2.44%
Weighted Average Rate, Five	2.81%	1.86%
Weighted Average Rate, Six
Weighted Average Rate, Seven		0.28%
Weighted Average Rate, Eight
Weighted Average Rate	2.31%	2.02%

Repurchase Agreements (Details)

Repurchase Agreements (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Repurchase Agreements [Abstract]
Securities sold under agreements to repurchase	$ 48,127	$ 64,869
Average amounts outstanding during year	46,965	41,110
Maximum month-end amounts outstanding	$ 54,909	$ 64,869
Average interest rates on amounts outstanding at end of year	0.10%	0.27%
Average interest rates on amounts outstanding during year	0.13%	0.24%

Subordinated Debentures (Detail

Subordinated Debentures (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Debt Instrument [Line Items]
Subordinated debentures	$ 16,100	$ 16,100
Baylake Capital Trust II [Member]
Debt Instrument [Line Items]
Subordinated debentures	$ 598
Baylake Capital Trust II [Member] | Debentures [Member]
Debt Instrument [Line Items]
Subordinated debentures issuance date	Mar. 31, 2006
Baylake Capital Trust II [Member] | LIBOR [Member] | Debentures [Member]
Debt Instrument [Line Items]
Adjustable rate spread	1.35%
Interest rate at period end	1.95%

Convertible Promissory Notes (D

Convertible Promissory Notes (Details) - USD ($) $ / shares in Units, $ in Thousands, shares in Millions	Apr. 01, 2015	Oct. 01, 2014	Mar. 31, 2015	Sep. 30, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2010
Debt Conversion [Line Items]
Convertible Notes amount converted					$ 1,650	$ 7,750
Convertible Notes outstanding						1,650
10% Convertible Notes [Member]
Debt Conversion [Line Items]
Convertible Notes interest rate					10.00%
Convertible Notes due date					Jun. 30, 2017
Convertible Notes amount issued							$ 9,450
Convertible Notes conversion ratio					0.2
Convertible Notes conversion price per share					$ 5
Percentage of original principal amounts		50.00%			100.00%
Convertible Notes amount converted	$ 1,075	$ 1,650	$ 575			$ 6,100
Convertible Notes converted into common shares	0.2	0.3	0.1			1.2
Debt issuance costs				$ 179

Capital Matters (Details)

Capital Matters (Details) - USD ($) $ / shares in Units, $ in Thousands	Jan. 28, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Cash dividends, per share		$ 0.34	$ 0.30	$ 0.22
Dividends declared and paid		$ 3,158	$ 2,519	$ 1,738
Dividends declared, declared date		Jan. 28, 2016
Dividends declared, record date		Feb. 12, 2016
Total Capital to Risk-Weighted Assets, Actual, Amount		$ 124,058	$ 118,605
Total Capital to Risk-Weighted Assets, Actual, Ratio		15.11%	16.14%
Total Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount		$ 65,685	$ 58,791
Total Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio		8.00%	8.00%
Tier 1 (Core) Capital to Risk-Weighted Assets, Actual, Amount		$ 118,130	$ 109,904
Tier 1 (Core) Capital to Risk-Weighted Assets, Actual, Ratio		14.39%	14.96%
Tier 1 (Core) Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount		$ 49,264	$ 29,395
Tier 1 (Core) Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio		6.00%	4.00%
Tier 1 Common Equity to Risk-Weighted Assets, Actual, Amount		$ 103,337
Tier 1 Common Equity to Risk-Weighted Assets, Actual, Ratio		12.59%
Tier 1 Common Equity to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount		$ 36,948
Tier 1 Common Equity to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio		4.50%
Tier 1 (Core) Capital to Average Assets, Actual, Amount		$ 118,130	$ 109,904
Tier 1 (Core) Capital to Average Assets, Actual, Ratio		11.56%	11.26%
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Amount		$ 40,865	$ 39,032
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Ratio		4.00%	4.00%
Subsequent Event [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Dividends declared, per share	$ 0.09
Baylake Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital to Risk-Weighted Assets, Actual, Amount		$ 124,206	$ 116,935
Total Capital to Risk-Weighted Assets, Actual, Ratio		15.14%	15.92%
Total Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount		$ 65,632	$ 58,753
Total Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio		8.00%	8.00%
Total Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount		$ 82,041	$ 73,441
Total Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio		10.00%	10.00%
Tier 1 (Core) Capital to Risk-Weighted Assets, Actual, Amount		$ 118,278	$ 109,884
Tier 1 (Core) Capital to Risk-Weighted Assets, Actual, Ratio		14.42%	14.96%
Tier 1 (Core) Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount		$ 49,224	$ 29,376
Tier 1 (Core) Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio		6.00%	4.00%
Tier 1 (Core) Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount		$ 65,632	$ 44,064
Tier 1 (Core) Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio		8.00%	6.00%
Tier 1 Common Equity to Risk-Weighted Assets, Actual, Amount		$ 118,278
Tier 1 Common Equity to Risk-Weighted Assets, Actual, Ratio		14.42%
Tier 1 Common Equity to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount		$ 36,918
Tier 1 Common Equity to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio		4.50%
Tier 1 Common Equity to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount		$ 53,326
Tier 1 Common Equity to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio		6.50%
Tier 1 (Core) Capital to Average Assets, Actual, Amount		$ 118,278	$ 109,884
Tier 1 (Core) Capital to Average Assets, Actual, Ratio		11.60%	11.27%
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Amount		$ 40,786	$ 39,016
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Ratio		4.00%	4.00%
Tier 1 (Core) Capital to Average Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount		$ 50,982	$ 48,770
Tier 1 (Core) Capital to Average Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio		5.00%	5.00%

Commitments And Contingencies89

Commitments And Contingencies (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Loss Contingencies [Line Items]
Fixed rate commercial commitments	$ 31,549	$ 35,500
Fixed rate commercial commitments, minimum rate	1.40%	0.50%
Fixed rate commercial commitments, maximum rate	8.25%	7.25%
Standby Letters Of Credit [Member]
Loss Contingencies [Line Items]
Financial instruments whose contract amounts represent credit risk	$ 9,857	$ 9,757
Percentage of commitments expiring prior to December 31, 2017	63.00%
Percentage of commitments expiring in 2018	36.00%
Impairment charges for standby letters of credit	$ 0	0	$ 0
Interest Rate Contracts [Member]
Loss Contingencies [Line Items]
Derivative instruments outstanding	0	0	$ 0
Commitments To Extend Credit [Member]
Loss Contingencies [Line Items]
Financial instruments whose contract amounts represent credit risk	$ 252,507	$ 228,521

Retirement Plans (Details)

Retirement Plans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Contribution Plan Disclosure [Line Items]
Discretionary employer contributions paid and expensed	$ 461	$ 438	$ 449
Amounts charged to expense	34	175	323
Aggregate amount of deferred compensation	2,580	3,145
SERP Plan [Member]
Defined Contribution Plan Disclosure [Line Items]
Amounts charged to expense	$ 0	$ 104	$ 225

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Federal [Member]
Income Tax Contingency [Line Items]
Adjustments related to income tax return audit	$ 0
State and Local [Member]
Income Tax Contingency [Line Items]
Operating loss carryforwards	$ 10,094	$ 10,725
Operating loss carryforwards, expiration year	2,031
Earliest Tax Year [Member] | Federal [Member]
Income Tax Contingency [Line Items]
Years subject to examination	2,012
Earliest Tax Year [Member] | State and Local [Member]
Income Tax Contingency [Line Items]
Years subject to examination	2,011

Income Taxes (Income Tax Expens

Income Taxes (Income Tax Expense (Benefit)) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Taxes [Abstract]
Current income taxes - Federal									$ 2,005	$ 1,639	$ 922
Current income taxes - State									817	496	(66)
Current income taxes									2,822	2,135	856
Deferred income taxes - Federal									815	1,023	1,535
Deferred income taxes - State									72	94	928
Deferred income taxes									887	1,117	2,463
Income tax expense	$ 717	$ 1,031	$ 1,093	$ 868	$ 498	$ 1,122	$ 859	$ 773	$ 3,709	$ 3,252	$ 3,319

Income Taxes (Reconcilition Of

Income Taxes (Reconcilition Of Provision For Income Taxes To Amount Of Income Tax Determined By Applying The Federal Income Tax Rate) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Taxes [Abstract]
Statutory rate									34.00%	34.00%	34.00%
Income tax expense based on statutory rate (34%)									$ 3,987	$ 4,140	$ 3,851
State income tax expense net of federal tax expense									587	643	569
Effect of tax-exempt interest income									(653)	(687)	(698)
Life insurance death benefit and earnings									(121)	(130)	(119)
Equity in income of UFS subsidiary									(413)	(320)	(254)
Deferred tax reversal related to UFS subsidiary restructure										(332)
Non-deductible/partially deductible merger expenses									266
Other									56	(62)	(30)
Income tax expense	$ 717	$ 1,031	$ 1,093	$ 868	$ 498	$ 1,122	$ 859	$ 773	$ 3,709	$ 3,252	$ 3,319

Income Taxes (Significant Compo

Income Taxes (Significant Components Of Deferred Income Tax Assets And Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Income Taxes [Abstract]
Allowance for loan losses	$ 2,245	$ 2,765
Deferred loan fees	194	196
Deferred compensation	1,206	1,464
Nonaccrual loans	98	189
Accrued vacation pay	676	603
Fixed asset write-downs	135
OREO property valuation/expenses	712	465
Deferred tax credits-AMT	1,600	2,241
Deferred tax assets related to merger	680
State net operating loss carry forwards ("NOLs")	526	559
Other	379	274
Total deferred tax assets	8,451	8,756
Depreciation	1,237	1,701
FHLB stock dividends	424	413
Mortgage loan servicing	317	185
Net unrealized gain on securities available for sale	783	$ 1,508
Net unrealized gain on SERP	$ 120
Equity in UFS subsidiary
Prepaid expenditures	$ 240	$ 153
Core deposit intangibles related to merger	415
Deferred tax liabilities related to merger	147
Other	15	89
Total deferred income tax liabilities	3,698	4,049
Net deferred income tax assets	$ 4,753	$ 4,707

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015		Dec. 31, 2014	Dec. 31, 2013
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Net income	$ 1,137	$ 2,291	$ 2,382	$ 2,207	$ 2,242	$ 2,457	$ 2,159	$ 2,065	$ 8,017		$ 8,923	$ 8,009
Earnings from assumed conversion of convertible debentures									16	[1]	372	593
Net income available to common stockholders plus assumed conversions									$ 8,033		$ 9,295	$ 8,602
Weighted average number of common shares outstanding-basic									9,302,699		8,354,034	7,902,732
Add: Dilutive effects of assumed exercises of stock options and vesting of restricted stock units									79,483		81,019	68,910
Add: Dilutive effects of convertible promissory notes									53,014	[1]	1,165,055	1,880,000
Average shares and dilutive potential common shares									9,435,196		9,600,108	9,851,642
Basic earnings per share	$ 0.12	$ 0.25	$ 0.26	$ 0.24	$ 0.25	$ 0.29	$ 0.27	$ 0.27	$ 0.86		$ 1.07	$ 1.01
Diluted earnings per share	$ 0.12	$ 0.24	$ 0.25	$ 0.24	$ 0.24	$ 0.26	$ 0.24	$ 0.23	$ 0.85		$ 0.97	$ 0.87
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Additional common stock shares that have not been included due to their antidilutive effect									109,301		61,469	49,949
Convertible Notes [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Additional common stock shares that have not been included due to their antidilutive effect
[1]	Although the convertible debentures were fully converted and not outstanding at December 31, 2015, they are considered as a factor in the calculation of diluted earnings per common share due to being outstanding during part of 2015

Equity Incentive Plan (Narrativ

Equity Incentive Plan (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	Mar. 17, 2015	Jan. 20, 2015	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options outstanding			240,067	225,736	175,824	163,281
Options granted to certain members of management			58,434	64,130	43,176
Weighted average grant date fair value			$ 1.81	$ 3.26
RSUs granted to certain members of management			26,623	17,040	35,177
Market value of stock per share			$ 13.15	$ 12.90
RSUs vested			35,556	32,267	28,679
RSUs forfeited			10,600	624	8,484
Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options expiration period			10 years
Vesting period			5 years
Period after date of grant from which vesting commences			1 year
Options outstanding			0
Options compensation expense			$ 0	$ 0	$ 0
Options unrecognized compensation cost			$ 0	$ 0	$ 0
Options vested			0	0	10,000
2010 Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Aggregate number of shares of common stock issuable			750,000
Vesting Tranche [Member] | Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of options vesting and becoming exercisable per year			20.00%
Stock Options [Member] | Granted March 17, 2015 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options expiration period			10 years
Vesting period			5 years
Options unrecognized compensation cost	$ 64		$ 50
Options vested			0
Options granted to certain members of management	58,434
Options price per share	$ 12.52
Weighted average grant date fair value	$ 1.81
Period over which compensation cost is to be recognized			5 years
Options forfeited			14,357
Restricted Stock Units [Member] | Granted January 20, 2015 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period			5 years
Period over which compensation cost is to be recognized			5 years
RSUs granted to certain members of management		1,281
Market value of stock per share		$ 12.10
RSUs compensation cost to be recognized		$ 9	$ 0
Restricted Stock Units [Member] | Granted March 17, 2015 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period			5 years
Period over which compensation cost is to be recognized			5 years
RSUs granted to certain members of management	25,342
Market value of stock per share	$ 12.52
RSUs compensation cost to be recognized	$ 193		$ 149
RSUs vested			0
RSUs forfeited			10,600

Equity Incentive Plan (Grant Da

Equity Incentive Plan (Grant Date Fair Values And Assumptions Used To Determine Such Values) (Details) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Equity Incentive Plan [Abstract]
Expected volatility, period	36 months
Weighted average grant date fair value	$ 1.81	$ 3.26
Assumptions: Risk-free interest rate	1.87%	2.26%
Assumptions: Expected volatility	18.35%	25.45%
Assumptions: Expected term (in years)	7 years	7 years
Assumptions: Expected dividend yield	2.56%	2.01%

Equity Incentive Plan (Activity

Equity Incentive Plan (Activity In Stock Option Plans) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Equity Incentive Plan [Abstract]
Shares, Outstanding at beginning of year	225,736	175,824	163,281
Shares, Granted	58,434	64,130	43,176
Shares, Exercised	(29,566)	(1,557)	(6,971)
Shares, Forfeited or expired	(14,537)	(12,661)	(23,662)
Shares, Outstanding at end of year	240,067	225,736	175,824	163,281
Shares, Exercisable at end of year	83,268	67,930	45,738
Shares, Fully vested and expected to vest	240,067	225,736	175,824
Weighted Average Exercise Price, Outstanding at beginning of year	$ 8.34	$ 6.69	$ 6.44
Weighted Average Exercise Price, Granted	12.52	13.90	9.50
Weighted Average Exercise Price, Exercised	5.16	4.15	4.40
Weighted Average Exercise Price, Forfeited or expired	9.67	14.10	10.81
Weighted Average Exercise Price, Outstanding at end of year	9.66	8.34	6.69	$ 6.44
Weighted Average Exercise Price, Exercisable at end of year	7.07	5.56	6.91
Weighted Average Exercise Price, Fully vested and expected to vest	$ 9.66	$ 8.34	$ 6.69
Weighted Average Remaining Contractual Term, Outstanding	7 years 4 months 21 days	7 years 8 months 5 days	7 years 7 months 17 days	7 years 5 months 23 days
Weighted Average Remaining Contractual Term, Exercisable at end of year	6 years 3 months 26 days	6 years 9 months 29 days	5 years 11 months 1 day
Weighted Average Remaining Contractual Term, Fully vested and expected to vest	7 years 4 months 21 days	7 years 8 months 5 days	7 years 7 months 17 days
Aggregate Intrinsic Value, Exercisable at end of year	$ 627	$ 471	$ 202
Aggregate Intrinsic Value, Fully vested and expected to vest	$ 1,187	$ 1,024	$ 1,125

Equity Incentive Plan (Options

Equity Incentive Plan (Options Outstanding) (Details)	12 Months Ended
	Dec. 31, 2015$ / sharesshares
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Number of Shares, Outstanding | shares	240,067
Number of Shares, Exercisable | shares	83,268
Weighted-Average Exercise Price, Outstanding	$ 9.66
Weighted-Average Exercise Price, Exercisable	$ 7.07
Weighted-Average Remaining Life (in Years)	7 years 4 months 21 days
$4.15 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Price	$ 4.15
Number of Shares, Outstanding | shares	38,966
Number of Shares, Exercisable | shares	27,989
Weighted-Average Exercise Price, Outstanding	$ 4.15
Weighted-Average Exercise Price, Exercisable	$ 4.15
Weighted-Average Remaining Life (in Years)	5 years 2 months 12 days
$6.20 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Price	$ 6.20
Number of Shares, Outstanding | shares	52,388
Number of Shares, Exercisable | shares	30,430
Weighted-Average Exercise Price, Outstanding	$ 6.20
Weighted-Average Exercise Price, Exercisable	$ 6.20
Weighted-Average Remaining Life (in Years)	6 years 3 months
$9.50 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Price	$ 9.50
Number of Shares, Outstanding | shares	34,716
Number of Shares, Exercisable | shares	13,891
Weighted-Average Exercise Price, Outstanding	$ 9.50
Weighted-Average Exercise Price, Exercisable	$ 9.50
Weighted-Average Remaining Life (in Years)	7 years 2 months 16 days
$12.52 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Price	$ 12.52
Number of Shares, Outstanding | shares	58,434
Weighted-Average Exercise Price, Outstanding	$ 12.52
Weighted-Average Remaining Life (in Years)	9 years 2 months 16 days
$13.90 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Price	$ 13.90
Number of Shares, Outstanding | shares	55,563
Number of Shares, Exercisable | shares	10,958
Weighted-Average Exercise Price, Outstanding	$ 13.90
Weighted-Average Exercise Price, Exercisable	$ 13.90
Weighted-Average Remaining Life (in Years)	8 years 2 months 16 days

Equity Incentive Plan (Informat

Equity Incentive Plan (Information Related To Stock Option Plans) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Equity Incentive Plan [Abstract]
Intrinsic value of options exercised	$ 245	$ 13	$ 42
Cash received from option exercises	152	7	31
Tax benefit realized from option exercises	$ 63	$ 5	$ 8

Equity Incentive Plan (Activ101

Equity Incentive Plan (Activity In Restricted Stock Units) (Details) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Equity Incentive Plan [Abstract]
RSUs, Oustanding at beginning of year	106,834	122,685	124,671
RSUs, Granted	26,623	17,040	35,177
RSUs, Vested	(35,556)	(32,267)	(28,679)
RSUs, Forfeited or expired	(10,600)	(624)	(8,484)
RSUs, Outstanding at end of year	87,301	106,834	122,685
Weighted Average Grant Price, Outstanding at beginning of year	$ 7.53	$ 6.43	$ 5.28
Weighted Average Grant Price, Granted	12.50	13.72	9.50
Weighted Average Grant Price, Vested	6.76	6.05	5.13
Weighted Average Grant Price, Forfeited or expired	8.15	13.90	6.62
Weighted Average Grant Price, Outstanding at end of year	$ 9.45	$ 7.53	$ 6.43

Condensed Financial Informat102

Condensed Financial Information - Parent Company Only (Condensed Balance Sheets) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash and due from financial institutions	$ 70,458	$ 60,189	$ 76,179	$ 109,621
Deferred income taxes	4,753	4,707
Other assets	12,220	10,509
Total Assets	1,093,917	1,021,623
Debentures	16,100	16,100
Convertible promissory notes		1,650
Total Liabilities	979,568	916,119
Stockholders' equity	114,349	105,504	93,881	93,144
Total Liabilities and Stockholders' Equity	1,093,917	1,021,623
Baylake Bank [Member]
Cash and due from financial institutions	3,022	2,015	$ 3,279	$ 1,194
Deferred income taxes	$ 260	$ 188
Unamortized debt offering costs
Income tax receivable	$ 159	$ 20
Investment in subsidiaries	130,650	121,061
Other assets	379	13
Total Assets	134,470	123,297
Interest payable	21	43
Other borrowings	4,000
Debentures	16,100	16,100
Convertible promissory notes		1,650
Total Liabilities	20,121	17,793
Stockholders' equity	114,349	105,504
Total Liabilities and Stockholders' Equity	$ 134,470	$ 123,297

Condensed Financial Informat103

Condensed Financial Information - Parent Company Only (Condensed Statements Of Operations) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Total Interest and Dividend Income	$ 9,171	$ 8,620	$ 8,841	$ 8,643	$ 8,895	$ 8,541	$ 8,795	$ 8,512	$ 35,275	$ 34,743	$ 34,740
Expenses - Interest	641	627	686	681	659	783	949	922	2,635	3,313	4,540
Income before provision for income taxes	1,854	3,322	3,475	3,075	2,740	3,579	3,018	2,838	11,726	12,175	11,328
Income tax benefit	717	1,031	1,093	868	498	1,122	859	773	3,709	3,252	3,319
Net Income	$ 1,137	$ 2,291	$ 2,382	$ 2,207	$ 2,242	$ 2,457	$ 2,159	$ 2,065	8,017	8,923	8,009
Baylake Bank [Member]
Dividends from subsidiaries									8,000	6,000	5,724
Interest income									5	3	5
Other											1
Total Interest and Dividend Income									8,005	6,003	5,730
Expenses - Interest									305	871	1,242
Expenses - Other									784	667	552
Total expenses									1,089	1,538	1,794
Income before equity in undistributed net income of subsidiaries									6,916	4,465	3,936
Equity in undistributed net income of subsidiaries (earnings in excess of dividends)									676	3,761	3,316
Income before provision for income taxes									7,592	8,226	7,252
Income tax benefit									(425)	(697)	(757)
Net Income									$ 8,017	$ 8,923	$ 8,009

Condensed Financial Informat104

Condensed Financial Information - Parent Company Only (Condensed Statement Of Cash Flows) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Net income	$ 1,137	$ 2,291	$ 2,382	$ 2,207	$ 2,242	$ 2,457	$ 2,159	$ 2,065	$ 8,017	$ 8,923	$ 8,009
Amortization of debt issuance costs										26	36
Net change in income tax receivable									2,220	2,977	(316)
Net cash provided by operating activities									10,919	10,095	16,395
Net cash used in acquisition									(3,960)	12,086
Net cash provided by (used in) investing activities									7,127	(27,249)	(18,369)
Purchase of treasury stock									(1,447)	(4,241)	(1,707)
Dividends paid									(3,158)	(2,519)	(1,738)
Net cash provided by (used in) financing activities									(7,777)	1,164	(31,468)
Net change in cash									10,269	(15,990)	(33,442)
Beginning cash				60,189				76,179	60,189	76,179	109,621
Ending cash	70,458				60,189				70,458	60,189	76,179
Baylake Bank [Member]
Net income									8,017	8,923	8,009
Undistributed earnings of subsidiary (earnings in excess of dividends)									(676)	(3,761)	(3,316)
Amortization of debt issuance costs										27	36
Net change in income tax receivable									(139)	95	600
Other changes, net									343	212	301
Net cash provided by operating activities									7,545	5,496	5,630
Capitalization of non-bank subsidiary									(150)		(100)
Net cash used in acquisition									(5,783)
Net cash provided by (used in) investing activities									(5,933)		(100)
Proceeds from other borrowings									4,000
Purchase of treasury stock									(1,447)	(4,241)	(1,707)
Dividends paid									(3,158)	(2,519)	(1,738)
Net cash provided by (used in) financing activities									(605)	(6,760)	(3,445)
Net change in cash									1,007	(1,264)	2,085
Beginning cash				$ 2,015				$ 3,279	2,015	3,279	1,194
Ending cash	$ 3,022				$ 2,015				$ 3,022	$ 2,015	$ 3,279

Selected Quarterly Financial105

Selected Quarterly Financial Data (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Selected Quarterly Financial Data [Abstract]
Interest income	$ 9,171	$ 8,620	$ 8,841	$ 8,643	$ 8,895	$ 8,541	$ 8,795	$ 8,512	$ 35,275	$ 34,743	$ 34,740
Interest expense	641	627	686	681	659	783	949	922	2,635	3,313	4,540
Net interest income	8,530	7,993	8,155	7,962	$ 8,236	$ 7,758	$ 7,846	$ 7,590	32,640	$ 31,430	30,200
Provision for loan losses				200					200		1,400
Net interest income after provision for loan losses	8,530	7,993	8,155	7,762	$ 8,236	$ 7,758	$ 7,846	$ 7,590	32,440	$ 31,430	28,800
Noninterest income	2,465	2,273	2,567	2,391	2,556	2,329	2,166	2,016	9,696	9,067	9,830
Noninterest expense	9,141	6,944	7,247	7,078	8,052	6,508	6,994	6,768	30,410	28,322	27,302
Income before income tax expense	1,854	3,322	3,475	3,075	2,740	3,579	3,018	2,838	11,726	12,175	11,328
Provision for income tax	717	1,031	1,093	868	498	1,122	859	773	3,709	3,252	3,319
Net Income	$ 1,137	$ 2,291	$ 2,382	$ 2,207	$ 2,242	$ 2,457	$ 2,159	$ 2,065	$ 8,017	$ 8,923	$ 8,009
Basic earnings per share	$ 0.12	$ 0.25	$ 0.26	$ 0.24	$ 0.25	$ 0.29	$ 0.27	$ 0.27	$ 0.86	$ 1.07	$ 1.01
Diluted earnings per share	$ 0.12	$ 0.24	$ 0.25	$ 0.24	$ 0.24	$ 0.26	$ 0.24	$ 0.23	$ 0.85	$ 0.97	$ 0.87