Baylake 10K 2004 Annual report | BYLK Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	8th grade Avg

New words: abnormally, aggressive, analytical, analyzing, approach, arrangement, attestation, Banc, billion, binding, bps, brought, carefully, ceased, challenging, charitable, Chizek, clearing, climate, comparison, condominium, constrain, continute, correctly, courier, court, Crowe, customary, deadline, dealer, deferral, depicted, difficulty, DRIP, efficiency, emphasized, face, facilitate, familiar, farmland, FAS, feasibility, floating, foreclosed, foreseeable, governmental, Graham, hand, highway, ii, illustration, immaterial, implication, inappropriate, inflation, infrequent, instrument, inThe, inventory, IRC, isolated, issuable, Leach, left, letter, Libor, light, likelihood, longstanding, migration, mitigate, month, multifamily, narrative, nonmarketable, open, outlined, overdraft, Oversight, PATRIOT, payoff, pertinent, posted, predicated, predominately, pressure, privilege, properly, proposition, purport, put, recaptioned, recoverable, Release, released, remove, renovated, renovating, renovation, reorganization, rescission, reset, restoration, retroactively, sample, simultaneously, sixteen, size, SOP, stance, stay, steadily, SUBSIDIARIESCONSOLIDATED, substandard, sudden, susceptible, tangible, transferee, Transportation, tying, ultimate, uncollectibility, undercapitalized, undergoing, undiscounted, unpaid, USA, vast, Virtually

Removed: achievement, add, admission, affiliate, affixed, AFS, allocate, Alternatively, America, APB, appraised, ARM, assign, assume, attention, attorney, attractively, auditing, Avenue, beneficially, branching, calculating, callable, called, capacity, case, character, check, collected, combine, comparability, complying, concerted, confirm, conforming, constantly, contingent, contrast, criteria, curve, dated, dealing, debenture, declining, deductible, deed, deeded, deliberately, delinquency, Delveaux, demonstrate, description, detected, diminished, duly, earliest, EAs, employ, error, estimable, excluding, exclusively, exhibit, expiring, falling, feature, Finally, focused, GAAP, gap, George, gradual, heightened, hereof, HTM, Ilsley, impracticable, inadvertently, Incorporation, interval, Jennerjohn, John, joinder, Joseph, Jr, judgement, jurisdiction, KCB, lawful, lawfully, lessened, line, list, mark, Marshall, matching, measurement, MEN, methodology, mismatch, modeled, modeling, Morgan, NM, noninterest, nonpayment, North, NPA, NPL, objective, October, omit, omitted, opposite, organization, page, parallel, participate, partly, payroll, point, power, precision, prescribed, proforma, quoted, ratifying, realizing, referenced, refinance, region, reliant, renewed, Repeated, representation, requiring, requisite, resubstitution, reward, Richard, Robert, Roger, Ronald, satisfactorily, saturation, seasoning, settled, shorter, signature, simple, simulation, situation, static, Stationery, stead, Steven, Submission, substitution, sum, supplementary, supplemented, target, Telephone, thereunto, therewith, thing, tracked, treated, troubled, true, unanticipated, uncertainty, undersigned, Undistributed, unfunded, unidentified, unrated, virtue, volatility, WASHINGTON, weather, weight, WI, workout


List of Subsidiaries		Jurisdiction of Organization
Baylake Bank		Wisconsin
Baylake City Center LLC		Wisconsin
Baylake Insurance Agency, Inc.		Wisconsin
Baylake Investments, Inc.		Nevada
Baylake Capital Trust I		Delaware

Baylake (BYLK) Inactive 10-K2004 FY Annual report

Content analysis