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Exhibit 21.1
The following is a listing of all subsidiaries of The Seibels Bruce Group, Inc. as of December 31, 2001:
| SUBSIDIARY | STATE OF INCORPORATION | |
|---|---|---|
| Agency Specialty of Kentucky, Inc. | Kentucky | |
| America's Flood Services, Inc. | California | |
| Catawba Insurance Company | South Carolina | |
| Consolidated American Insurance Company | South Carolina | |
| FLT Plus, Inc. | South Carolina | |
| Graward General Companies, Inc. | Tennessee | |
| Insurance Network Services, Inc. | South Carolina | |
| Insurance Services Group, Inc. | South Carolina | |
| Policy Finance Company | South Carolina | |
| Premium Budget Plan, Inc. | North Carolina | |
| Seibels, Bruce & Company | South Carolina | |
| Seibels Bruce Specialty, Inc. | South Carolina | |
| South Carolina Insurance Company | South Carolina | |
| Universal Insurance Company | North Carolina |
The financial statements of these subsidiaries are included in the Registrant's consolidated financial statements.
SUBSIDIARIES OF REGISTRANT