Credit Risk - Movement in gross exposures and impairment allowance including provisions for loan commitments and financial guarantees (Details) £ in Millions, $ in Billions | 6 Months Ended | 12 Months Ended | |
Jun. 30, 2021GBP (£) | Jun. 30, 2020GBP (£) | Dec. 31, 2020GBP (£) | Dec. 31, 2020USD ($) |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Income statement release for the period | £ (742) | £ 3,738 | £ 4,838 | |
Total impairment allowance | (692,346) | | (686,728) | |
Financial guarantee contracts | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Post write-off recoveries | 31 | 15 | | |
Net releasein ECL | 216 | 279 | | |
Total loans and advances at amortised cost | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 9,399 | | | |
Closing balance | 7,230 | | 9,399 | |
Home loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 538 | | | |
Closing balance | 473 | | 538 | |
Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 6,083 | | | |
Closing balance | 4,679 | | 6,083 | |
Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 2,778 | | | |
Closing balance | 2,078 | | 2,778 | |
Impairment charge on loan commitments and other financial guarantees | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Income statement release for the period | (343) | | 776 | |
Total impairment allowance | (343,797) | | (344,096) | |
Impairment charge on other financial assets | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Income statement release for the period | (17) | | 153 | |
Gross exposure | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (699,576) | | (696,127) | |
Gross exposure | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (7,416) | | | |
Gross exposure | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (1,139) | | | |
Gross exposure | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 2,255 | | | |
Gross exposure | Impairment charge on loan commitments and other financial guarantees | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (344,510) | | (345,160) | |
Gross exposure | Impairment charge on other financial assets | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (186,000) | | (180,300) | |
Impairment allowance | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 7,230 | | 9,399 | |
Impairment allowance | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 0 | | | |
Impairment allowance | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (148) | | | |
Impairment allowance | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (207) | | | |
Impairment allowance | Impairment charge on loan commitments and other financial guarantees | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 713 | | 1,064 | |
Impairment allowance | Impairment charge on other financial assets | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 114 | | 165 | |
Financial assets at amortised cost, class | Total loans and advances at amortised cost | | | | |
Loans and advances at amortised cost | | | | |
Write-offs | 1,001 | 953 | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Income statement release for the period | (382) | | 3,909 | |
Post write-off recoveries | 31 | 15 | | |
Net write-offs | 970 | £ 938 | | |
Total impairment allowance | (348,549) | | (342,632) | |
Financial assets at amortised cost, class | Home loans | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (166,345) | | (159,647) | |
Financial assets at amortised cost, class | Credit cards, unsecured loans and other retail lending | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (39,008) | | (40,813) | |
Financial assets at amortised cost, class | Wholesale loans | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (143,196) | | (142,172) | |
Financial assets at amortised cost, class | Gross exposure | Total loans and advances at amortised cost | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (355,066) | | (350,967) | |
Financial assets at amortised cost, class | Gross exposure | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 160,185 | | | |
Business activity in the year | 19,611 | | | |
Changes to models used for calculation | 0 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (5,461) | | | |
Final repayments | 7,505 | | | |
Disposals | 0 | | | |
Write-offs | 12 | | | |
Closing balance | 166,818 | | 160,185 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (166,818) | | (160,185) | |
Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 46,513 | | | |
Business activity in the year | 3,944 | | | |
Changes to models used for calculation | 0 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (4,065) | | | |
Final repayments | 1,996 | | | |
Disposals | 101 | | | |
Write-offs | 834 | | | |
Closing balance | 43,461 | | 46,513 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (43,461) | | (46,513) | |
Transfers out of Level 2 into Level 1 of fair value hierarchy, assets held at end of reporting period | 2,200 | | | |
Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Gross exposure | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 144,269 | | | |
Business activity in the year | 24,638 | | | |
Changes to models used for calculation | 0 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (151) | | | |
Final repayments | 22,099 | | | |
Disposals | 1,715 | | | |
Write-offs | 155 | | | |
Closing balance | 144,787 | | 144,269 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (144,787) | | (144,269) | |
Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Barclays Asset Finance | | | | |
Loans and advances at amortised cost | | | | |
Disposals | 1,000 | | | |
Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Impairment allowance | Total loans and advances at amortised cost | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
ECL movement excluding assets derecognised due to disposals and write-offs | (699) | | | |
Recoveries and reimbursements | 185 | | | |
Exchange and other adjustments | 132 | | | |
Total impairment allowance | 6,517 | | 8,335 | |
Financial assets at amortised cost, class | Impairment allowance | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 538 | | | |
Business activity in the year | 3 | | | |
Changes to models used for calculation | 34 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (79) | | | |
Final repayments | (11) | | | |
Disposals | 0 | | | |
Write-offs | (12) | | | |
Closing balance | 473 | | 538 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
ECL movement excluding assets derecognised due to disposals and write-offs | (53) | | | |
Total impairment allowance | 473 | | 538 | |
Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 5,700 | | | |
Business activity in the year | 72 | | | |
Changes to models used for calculation | (24) | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (274) | | | |
Final repayments | (113) | | | |
Disposals | (74) | | | |
Write-offs | (834) | | | |
Closing balance | 4,453 | | 5,700 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
ECL movement excluding assets derecognised due to disposals and write-offs | (339) | | | |
Total impairment allowance | 4,453 | | 5,700 | |
Net releasein ECL | 300 | | | |
Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 2,097 | | | |
Business activity in the year | 87 | | | |
Changes to models used for calculation | (36) | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (191) | | | |
Final repayments | (167) | | | |
Disposals | (44) | | | |
Write-offs | (155) | | | |
Closing balance | 1,591 | | 2,097 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
ECL movement excluding assets derecognised due to disposals and write-offs | (307) | | | |
Total impairment allowance | 1,591 | | 2,097 | |
Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Debt securities at amortised cost | Gross exposure | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Disposals | 700 | | | |
Stage 1 | Gross exposure | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (603,132) | | (580,903) | |
Stage 1 | Gross exposure | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (7,397) | | | |
Stage 1 | Gross exposure | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (1,005) | | | |
Stage 1 | Gross exposure | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 1,603 | | | |
Stage 1 | Gross exposure | Impairment charge on loan commitments and other financial guarantees | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (298,150) | | (289,939) | |
Stage 1 | Gross exposure | Impairment charge on other financial assets | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (185,800) | | (175,700) | |
Stage 1 | Impairment allowance | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 1,413 | | 1,289 | |
Stage 1 | Impairment allowance | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 0 | | | |
Stage 1 | Impairment allowance | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (215) | | | |
Stage 1 | Impairment allowance | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (146) | | | |
Stage 1 | Impairment allowance | Impairment charge on loan commitments and other financial guarantees | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 228 | | 256 | |
Stage 1 | Impairment allowance | Impairment charge on other financial assets | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 9 | | 11 | |
Stage 1 | Financial assets at amortised cost, class | Total loans and advances at amortised cost | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (303,797) | | (289,931) | |
Stage 1 | Financial assets at amortised cost, class | Home loans | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (144,088) | | (138,606) | |
Stage 1 | Financial assets at amortised cost, class | Credit cards, unsecured loans and other retail lending | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (33,703) | | (32,341) | |
Stage 1 | Financial assets at amortised cost, class | Wholesale loans | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (126,006) | | (118,984) | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Total loans and advances at amortised cost | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (304,982) | | (290,964) | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 138,639 | | | |
Business activity in the year | 19,231 | | | |
Changes to models used for calculation | 0 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (4,670) | | | |
Final repayments | 6,204 | | | |
Disposals | 0 | | | |
Write-offs | 0 | | | |
Closing balance | 144,103 | | 138,639 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (144,103) | | (138,639) | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (6,369) | | | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 3,615 | | | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (160) | | | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 21 | | | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 33,021 | | | |
Business activity in the year | 3,855 | | | |
Changes to models used for calculation | 0 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (3,134) | | | |
Final repayments | 1,757 | | | |
Disposals | 0 | | | |
Write-offs | 0 | | | |
Closing balance | 34,537 | | 33,021 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (34,537) | | (33,021) | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (1,590) | | | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 4,376 | | | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (264) | | | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 30 | | | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 119,304 | | | |
Business activity in the year | 23,266 | | | |
Changes to models used for calculation | 0 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 81 | | | |
Final repayments | 18,854 | | | |
Disposals | 1,495 | | | |
Write-offs | 0 | | | |
Closing balance | 126,342 | | 119,304 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (126,342) | | (119,304) | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (4,636) | | | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 8,410 | | | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (249) | | | |
Stage 1 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 515 | | | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Total loans and advances at amortised cost | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 1,185 | | 1,033 | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 33 | | | |
Business activity in the year | 2 | | | |
Changes to models used for calculation | 0 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (38) | | | |
Final repayments | (1) | | | |
Disposals | 0 | | | |
Write-offs | 0 | | | |
Closing balance | 15 | | 33 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 15 | | 33 | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (2) | | | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 21 | | | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 680 | | | |
Business activity in the year | 50 | | | |
Changes to models used for calculation | (5) | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (866) | | | |
Final repayments | (46) | | | |
Disposals | 0 | | | |
Write-offs | 0 | | | |
Closing balance | 834 | | 680 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 834 | | 680 | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (72) | | | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 1,080 | | | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (12) | | | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 25 | | | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 320 | | | |
Business activity in the year | 35 | | | |
Changes to models used for calculation | (7) | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (153) | | | |
Final repayments | (39) | | | |
Disposals | (8) | | | |
Write-offs | 0 | | | |
Closing balance | 336 | | 320 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 336 | | 320 | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (12) | | | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 188 | | | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (2) | | | |
Stage 1 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 14 | | | |
Lifetime expected credit losses | Stage 2 | Gross exposure | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (88,007) | | (103,897) | |
Lifetime expected credit losses | Stage 2 | Gross exposure | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (17) | | | |
Lifetime expected credit losses | Stage 2 | Gross exposure | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 114 | | | |
Lifetime expected credit losses | Stage 2 | Gross exposure | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 680 | | | |
Lifetime expected credit losses | Stage 2 | Gross exposure | Impairment charge on loan commitments and other financial guarantees | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (45,696) | | (52,891) | |
Lifetime expected credit losses | Stage 2 | Gross exposure | Financial assets at fair value through other comprehensive income | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (58) | | (4,400) | $ 4.4 |
Lifetime expected credit losses | Stage 2 | Impairment allowance | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 2,669 | | 4,322 | |
Lifetime expected credit losses | Stage 2 | Impairment allowance | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 0 | | | |
Lifetime expected credit losses | Stage 2 | Impairment allowance | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 63 | | | |
Lifetime expected credit losses | Stage 2 | Impairment allowance | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (63) | | | |
Lifetime expected credit losses | Stage 2 | Impairment allowance | Impairment charge on loan commitments and other financial guarantees | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 436 | | 758 | |
Lifetime expected credit losses | Stage 2 | Impairment allowance | Financial assets at fair value through other comprehensive income | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 3 | | 9 | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Total loans and advances at amortised cost | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (40,078) | | (47,442) | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Home loans | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (20,411) | | (19,228) | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Credit cards, unsecured loans and other retail lending | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (4,384) | | (7,551) | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Wholesale loans | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (15,283) | | (20,663) | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Total loans and advances at amortised cost | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (42,311) | | (51,006) | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 19,312 | | | |
Business activity in the year | 380 | | | |
Changes to models used for calculation | 0 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (667) | | | |
Final repayments | 1,081 | | | |
Disposals | 0 | | | |
Write-offs | 0 | | | |
Closing balance | 20,480 | | 19,312 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (20,480) | | (19,312) | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 6,369 | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (3,615) | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (337) | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 119 | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 10,320 | | | |
Business activity in the year | 58 | | | |
Changes to models used for calculation | 0 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (808) | | | |
Final repayments | 99 | | | |
Disposals | 0 | | | |
Write-offs | 0 | | | |
Closing balance | 6,151 | | 10,320 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (6,151) | | (10,320) | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 1,590 | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (4,376) | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (572) | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 38 | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 21,374 | | | |
Business activity in the year | 1,181 | | | |
Changes to models used for calculation | 0 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (47) | | | |
Final repayments | 3,042 | | | |
Disposals | 162 | | | |
Write-offs | 0 | | | |
Closing balance | 15,680 | | 21,374 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (15,680) | | (21,374) | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 4,636 | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (8,410) | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (226) | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 376 | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Total loans and advances at amortised cost | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 2,233 | | 3,564 | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 84 | | | |
Business activity in the year | 1 | | | |
Changes to models used for calculation | (4) | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 13 | | | |
Final repayments | (2) | | | |
Disposals | 0 | | | |
Write-offs | 0 | | | |
Closing balance | 69 | | 84 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 69 | | 84 | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 2 | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (21) | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (7) | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 3 | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 2,769 | | | |
Business activity in the year | 14 | | | |
Changes to models used for calculation | (33) | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 310 | | | |
Final repayments | (17) | | | |
Disposals | 0 | | | |
Write-offs | 0 | | | |
Closing balance | 1,767 | | 2,769 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 1,767 | | 2,769 | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 72 | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (1,080) | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (282) | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 14 | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 711 | | | |
Business activity in the year | 30 | | | |
Changes to models used for calculation | (29) | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (37) | | | |
Final repayments | (95) | | | |
Disposals | (3) | | | |
Write-offs | 0 | | | |
Closing balance | 397 | | 711 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 397 | | 711 | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 12 | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (188) | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (17) | | | |
Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 13 | | | |
Lifetime expected credit losses | Stage 3 | Gross exposure | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (8,437) | | (11,327) | |
Lifetime expected credit losses | Stage 3 | Gross exposure | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (2) | | | |
Lifetime expected credit losses | Stage 3 | Gross exposure | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (248) | | | |
Lifetime expected credit losses | Stage 3 | Gross exposure | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (28) | | | |
Lifetime expected credit losses | Stage 3 | Gross exposure | Impairment charge on loan commitments and other financial guarantees | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (664) | | (2,330) | |
Lifetime expected credit losses | Stage 3 | Gross exposure | Other assets | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (109) | | (154) | |
Lifetime expected credit losses | Stage 3 | Impairment allowance | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 3,148 | | 3,788 | |
Lifetime expected credit losses | Stage 3 | Impairment allowance | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 0 | | | |
Lifetime expected credit losses | Stage 3 | Impairment allowance | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 4 | | | |
Lifetime expected credit losses | Stage 3 | Impairment allowance | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 2 | | | |
Lifetime expected credit losses | Stage 3 | Impairment allowance | Impairment charge on loan commitments and other financial guarantees | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 49 | | 50 | |
Lifetime expected credit losses | Stage 3 | Impairment allowance | Other assets | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 102 | | 145 | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Total loans and advances at amortised cost | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (4,674) | | (5,259) | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Home loans | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (1,846) | | (1,813) | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Credit cards, unsecured loans and other retail lending | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (921) | | (921) | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Wholesale loans | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (1,907) | | (2,525) | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Total loans and advances at amortised cost | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (7,773) | | (8,997) | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 2,234 | | | |
Business activity in the year | 0 | | | |
Changes to models used for calculation | 0 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (124) | | | |
Final repayments | 220 | | | |
Disposals | 0 | | | |
Write-offs | 12 | | | |
Closing balance | 2,235 | | 2,234 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (2,235) | | (2,234) | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 497 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Home loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (140) | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 3,172 | | | |
Business activity in the year | 31 | | | |
Changes to models used for calculation | 0 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (123) | | | |
Final repayments | 140 | | | |
Disposals | 101 | | | |
Write-offs | 834 | | | |
Closing balance | 2,773 | | 3,172 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (2,773) | | (3,172) | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 836 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Credit cards, unsecured loans and other retail lending | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (68) | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 3,591 | | | |
Business activity in the year | 191 | | | |
Changes to models used for calculation | 0 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (185) | | | |
Final repayments | 203 | | | |
Disposals | 58 | | | |
Write-offs | 155 | | | |
Closing balance | 2,765 | | 3,591 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | (2,765) | | (3,591) | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 475 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Gross exposure | Wholesale loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (891) | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Total loans and advances at amortised cost | | | | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 3,099 | | 3,738 | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Home loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 421 | | | |
Business activity in the year | 0 | | | |
Changes to models used for calculation | 38 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (54) | | | |
Final repayments | (8) | | | |
Disposals | 0 | | | |
Write-offs | (12) | | | |
Closing balance | 389 | | 421 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 389 | | 421 | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 7 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Home loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (3) | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 2,251 | | | |
Business activity in the year | 8 | | | |
Changes to models used for calculation | 14 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | 282 | | | |
Final repayments | (50) | | | |
Disposals | (74) | | | |
Write-offs | (834) | | | |
Closing balance | 1,852 | | 2,251 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 1,852 | | 2,251 | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 294 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Credit cards, unsecured loans and other retail lending | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | (39) | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | | | | |
Loans and advances at amortised cost | | | | |
Opening balance | 1,066 | | | |
Business activity in the year | 22 | | | |
Changes to models used for calculation | 0 | | | |
Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes | (1) | | | |
Final repayments | (33) | | | |
Disposals | (33) | | | |
Write-offs | (155) | | | |
Closing balance | 858 | | 1,066 | |
Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost | | | | |
Total impairment allowance | 858 | | £ 1,066 | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers from Stage 1 to Stage 2 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers from Stage 2 to Stage 1 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 0 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers to Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | 19 | | | |
Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost, class | Impairment allowance | Wholesale loans | Transfers from Stage 3 | | | | |
Loans and advances at amortised cost | | | | |
Increase (decrease) through transfers, financial assets | £ (27) | | | |