Historical Financial Highlights For the Years Ended: For the Quarters Ended: 12/31/2014 12/31/2015 12/31/2016 3/31/2016 6/30/2016 9/30/2016 12/31/2016 Balance Sheet ($000) 924,075 676,026 769,410 92,053 89.57 9.96 10.27 13.55 1,040,652 760,978 865,991 103,041 89.18 9.90 11.62 14.69 1,268,210 982,249 1,083,156 113,715 91.55 8.88 10.51 12.99 1,060,862 763,071 878,980 106,790 88.09 10.07 11.94 14.99 1,125,362 861,324 896,830 111,109 97.30 9.87 11.26 14.14 1,246,598 946,002 1,065,251 115,164 89.83 9.18 10.83 13.52 1,268,210 982,249 1,083,156 113,715 91.55 8.88 10.51 12.99 Total Assets Total Net Loa ns Total Depos its Total Equity Loans / Deposits (%) TCE / TA (%) Tier 1 Ratio (%) Total Ca pita l Ratio (%) Profitability ($000) 11,620 3,000 8,620 5,883 0.65 6.23 3.39 64.7 6.1 12,742 (2,077) 14,819 9,819 0.99 10.08 3.26 61.7 6.1 16,497 1,066 15,431 11,107 1.00 10.17 3.50 61.9 7.3 2,917 0 2,917 2,028 0.78 7.68 3.36 65.1 6.3 3,823 500 3,323 2,265 0.84 8.36 3.39 59.9 6.8 5,537 383 5,154 4,135 1.36 14.50 3.40 60.6 7.9 4,220 183 4,037 2,679 0.85 9.44 3.42 61.8 8.1 Pre-Tax Pre-Provision Income Loan Loss Provision Net Income Before Taxes Net Income ROAA (%) ROAE (%) Net Interest Margin (%) Efficiency Ratio (%) NonInt Inc. / Op. Rev. (%) Asset Quality (%) 1.41 1.03 2.02 0.73 0.54 0.66 1.52 0.01 0.59 0.52 1.18 0.13 0.56 0.70 1.46 0.21 0.55 0.43 1.38 (0.10) 1.31 0.73 1.28 0.06 0.59 0.52 1.18 0.32 NPLs / Loa ns NPAs / Assets (1) Reserves / Loa ns NCOs / Avg Loa ns Source: SNL Financial and company filings 1NPAs / Assets excludes restructured loans 18
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