Loans to Banking Clients and Related Allowance for Loan Losses (Credit Quality of Residential Real Estate Mortgages and HELOCs by Reviewing FICO Scores at Origination, Current FICO Scores, Loan-To-Value Ratio) (Details) (USD $) | Dec. 31, 2013 | Dec. 31, 2012 |
In Millions, unless otherwise specified |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | $12,467 | [1] | $10,782 | [1] |
Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 7,845 | | 6,348 | |
Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 161 | | 159 | |
Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 8,006 | | 6,507 | |
Weighted Average Updated FICO | 772 | | 768 | |
Percent of Loans that are 90+ Days Past Due and Less than 90 Days Past Due but on Nonaccrual Status | 0.26% | | 0.38% | |
Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 3,041 | | 3,287 | |
Weighted Average Updated FICO | 769 | | 767 | |
Utilization Rate | 39.00% | [2] | 42.00% | [2] |
Percent of Loans that are 90+ Days Past Due and Less than 90 Days Past Due but on Nonaccrual Status | 0.24% | | 0.31% | |
Year of origination Pre 2009 [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 674 | | 867 | |
Year of origination Pre 2009 [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 51 | | 62 | |
Year of origination Pre 2009 [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 725 | | 929 | |
Year of origination Pre 2009 [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 2,044 | | 2,338 | |
Year of origination 2009 [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 185 | | 305 | |
Year of origination 2009 [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 4 | | 6 | |
Year of origination 2009 [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 189 | | 311 | |
Year of origination 2009 [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 260 | | 338 | |
Year of origination 2010 [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 503 | | 909 | |
Year of origination 2010 [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 7 | | 12 | |
Year of origination 2010 [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 510 | | 921 | |
Year of origination 2010 [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 191 | | 249 | |
Year of origination 2011 [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 733 | | 1,270 | |
Year of origination 2011 [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 38 | | 53 | |
Year of origination 2011 [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 771 | | 1,323 | |
Year of origination 2011 [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 155 | | 198 | |
Year of origination 2012 [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 2,403 | | 2,997 | |
Year of origination 2012 [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 26 | | 26 | |
Year of origination 2012 [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 2,429 | | 3,023 | |
Year of origination 2012 [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 162 | | 164 | |
Year of origination 2013 [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 3,347 | | ' | |
Year of origination 2013 [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 35 | | ' | |
Year of origination 2013 [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 3,382 | | ' | |
Year of origination 2013 [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 229 | | ' | |
Origination FICO Score Below 620 [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 10 | | 10 | |
Origination FICO Score Below 620 [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 1 | | 1 | |
Origination FICO Score Below 620 [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 11 | | 11 | |
Origination FICO Score 620 Through 679 [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 96 | | 98 | |
Origination FICO Score 620 Through 679 [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 14 | | 16 | |
Origination FICO Score 620 Through 679 [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 110 | | 114 | |
Origination FICO Score 620 Through 679 [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 20 | | 23 | |
Origination FICO Score 680 Through 739 [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 1,352 | | 1,141 | |
Origination FICO Score 680 Through 739 [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 32 | | 40 | |
Origination FICO Score 680 Through 739 [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 1,384 | | 1,181 | |
Origination FICO Score 680 Through 739 [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 576 | | 633 | |
Origination FICO Score 740 And Above [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 6,387 | | 5,099 | |
Origination FICO Score 740 And Above [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 114 | | 102 | |
Origination FICO Score 740 And Above [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 6,501 | | 5,201 | |
Origination FICO Score 740 And Above [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 2,445 | | 2,631 | |
Updated FICO Score Below 620 [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 50 | | 54 | |
Updated FICO Score Below 620 [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 5 | | 6 | |
Updated FICO Score Below 620 [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 55 | | 60 | |
Updated FICO Score Below 620 [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 42 | | 49 | |
Updated FICO Score 620 Through 679 [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 209 | | 191 | |
Updated FICO Score 620 Through 679 [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 10 | | 13 | |
Updated FICO Score 620 Through 679 [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 219 | | 204 | |
Updated FICO Score 620 Through 679 [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 106 | | 117 | |
Updated FICO Score 680 Through 739 [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 1,012 | | 940 | |
Updated FICO Score 680 Through 739 [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 29 | | 34 | |
Updated FICO Score 680 Through 739 [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 1,041 | | 974 | |
Updated FICO Score 680 Through 739 [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 453 | | 510 | |
Updated FICO Score 740 And Above [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 6,574 | | 5,163 | |
Updated FICO Score 740 And Above [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 117 | | 106 | |
Updated FICO Score 740 And Above [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 6,691 | | 5,269 | |
Updated FICO Score 740 And Above [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 2,440 | | 2,611 | |
Origination Loan To Value Ratio 70% And Below [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 5,306 | | 4,189 | |
Origination Loan To Value Ratio 70% And Below [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 110 | | 97 | |
Origination Loan To Value Ratio 70% And Below [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 5,416 | | 4,286 | |
Origination Loan To Value Ratio 70% And Below [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 2,040 | | 2,225 | |
Origination Loan to Value Ratio Greater Than 70% Through 90% [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 2,523 | | 2,142 | |
Origination Loan to Value Ratio Greater Than 70% Through 90% [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 45 | | 54 | |
Origination Loan to Value Ratio Greater Than 70% Through 90% [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 2,568 | | 2,196 | |
Origination Loan to Value Ratio Greater Than 70% Through 90% [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 977 | | 1,036 | |
Origination Loan to Value Ratio Greater Than 90% Through 100% [Member] | Residential real estate mortgages, first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 16 | | 17 | |
Origination Loan to Value Ratio Greater Than 90% Through 100% [Member] | Residential real estate mortgages, purchased first mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 6 | | 8 | |
Origination Loan to Value Ratio Greater Than 90% Through 100% [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 22 | | 25 | |
Origination Loan to Value Ratio Greater Than 90% Through 100% [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 24 | | 26 | |
Estimated Current LTV 70% And Below [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 6,649 | | 4,162 | |
Weighted Average Updated FICO | 775 | | 772 | |
Percent of Loans that are 90+ Days Past Due and Less than 90 Days Past Due but on Nonaccrual Status | 0.05% | | 0.05% | |
Estimated Current LTV 70% And Below [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 2,127 | | 1,559 | |
Weighted Average Updated FICO | 773 | | 773 | |
Utilization Rate | 36.00% | [2] | 36.00% | [2] |
Percent of Loans that are 90+ Days Past Due and Less than 90 Days Past Due but on Nonaccrual Status | 0.13% | | 0.14% | |
Estimated Current LTV Greater Than 70% through 90% [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 1,181 | | 1,841 | |
Weighted Average Updated FICO | 763 | | 764 | |
Percent of Loans that are 90+ Days Past Due and Less than 90 Days Past Due but on Nonaccrual Status | 0.34% | | 0.22% | |
Estimated Current LTV Greater Than 70% through 90% [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 664 | | 1,020 | |
Weighted Average Updated FICO | 762 | | 766 | |
Utilization Rate | 48.00% | [2] | 46.00% | [2] |
Percent of Loans that are 90+ Days Past Due and Less than 90 Days Past Due but on Nonaccrual Status | 0.22% | | 0.18% | |
Estimated Current LTV Greater Than 90% through 100% [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 86 | | 168 | |
Weighted Average Updated FICO | 732 | | 750 | |
Percent of Loans that are 90+ Days Past Due and Less than 90 Days Past Due but on Nonaccrual Status | 4.77% | | 0.51% | |
Estimated Current LTV Greater Than 90% through 100% [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 127 | | 267 | |
Weighted Average Updated FICO | 752 | | 759 | |
Utilization Rate | 59.00% | [2] | 54.00% | [2] |
Percent of Loans that are 90+ Days Past Due and Less than 90 Days Past Due but on Nonaccrual Status | 1.22% | | 0.44% | |
Estimated Current LTV Greater Than 100% [Member] | Residential real estate mortgages [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | 90 | | 336 | |
Weighted Average Updated FICO | 730 | | 741 | |
Percent of Loans that are 90+ Days Past Due and Less than 90 Days Past Due but on Nonaccrual Status | 10.50% | | 5.34% | |
Estimated Current LTV Greater Than 100% [Member] | Home equity lines of credit [Member] | ' | | ' | |
Financing Receivable, Recorded Investment [Line Items] | ' | | ' | |
Loans to banking clients | $123 | | $441 | |
Weighted Average Updated FICO | 743 | | 753 | |
Utilization Rate | 63.00% | [2] | 59.00% | [2] |
Percent of Loans that are 90+ Days Past Due and Less than 90 Days Past Due but on Nonaccrual Status | 1.34% | | 1.06% | |
|
[1] | Loans are evaluated for impairment by loan segment. |
[2] | The Utilization Rate is calculated using the outstanding HELOC balance divided by the associated total line of credit. |