The Charles Schwab Corporation (SCHW) 10-Q 6 Aug 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Jul. 27, 2015
Document and Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2
Trading Symbol	SCHW
Entity Registrant Name	SCHWAB CHARLES CORP
Entity Central Index Key	316,709
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Entity Common Stock, Shares Outstanding		1,315,623,956

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income - USD ($) shares in Millions, $ in Millions		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Net Revenues
Asset management and administration fees		$ 670	$ 632	$ 1,314	$ 1,243
Interest revenue		645	588	1,262	1,167
Interest expense		(33)	(26)	(62)	(52)
Net interest revenue		612	562	1,200	1,115
Trading Revenue		203	212	430	459
Other		79	65	142	133
Provision for loan losses		2	7	6	6
Total net revenues		1,566	1,478	3,092	2,956
Expenses Excluding Interest
Compensation and benefits		540	520	1,121	1,048
Professional services		112	112	226	218
Occupancy and equipment		85	80	168	160
Advertising and market development		62	65	131	128
Communications		59	57	117	113
Depreciation and amortization		55	48	109	96
Other		86	75	169	150
Total expenses excluding interest		999	957	2,041	1,913
Income before taxes on income		567	521	1,051	1,043
Taxes on income		214	197	396	393
Net Income		353	324	655	650
Preferred stock dividends and other	[1]	23	22	34	30
Net Income Available to Common Stockholders		$ 330	$ 302	$ 621	$ 620
Weighted-Average Common Shares Outstanding - Diluted	[2]	1,326	1,313	1,325	1,312
Earnings Per Common Share - Basic		$ 0.25	$ 0.23	$ 0.47	$ 0.47
Earnings Per Common Share - Diluted		$ 0.25	$ 0.23	$ 0.47	$ 0.47
[1]	Includes preferred stock dividends and undistributed earnings and dividends allocated to non-vested restricted stock units.
[2]	Antidilutive stock options and restricted stock awards excluded from the calculation of diluted EPS totaled 15 million and 16 million shares for the second quarters of 2015 and 2014, respectively, and 16 million and 17 million shares for the first halves of 2015 and 2014, respectively.

Condensed Consolidated Stateme3

Condensed Consolidated Statements of Comprehensive Income - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Condensed Consolidated Statements of Comprehensive Income [Abstract]
Net Income	$ 353	$ 324	$ 655	$ 650
Change in net unrealized gain on securities available for sale:
Net unrealized gain (loss)	(91)	126	16	285
Other reclassifications included in other revenue		(1)		(2)
Other comprehensive income (loss), before tax	(91)	125	16	283
Income tax effect	34	(47)	(7)	(106)
Other comprehensive income (loss), net of tax	(57)	78	9	177
Comprehensive Income	$ 296	$ 402	$ 664	$ 827

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Assets
Cash and cash equivalents	$ 9,017	$ 11,363
Cash and investments segregated and on deposit for regulatory purposes (including resale agreements of $8,422 at June 30, 2015 and $10,186 at December 31, 2014)	17,884	20,781
Receivables from brokers, dealers, and clearing organizations	917	469
Receivables from brokerage clients — net	16,618	15,669
Other securities owned — at fair value	611	516
Securities available for sale	63,415	54,783
Securities held to maturity (fair value — $37,979 at June 30, 2015 and $34,743 at December 31, 2014)	37,747	34,389
Bank loans — net	14,014	13,399
Equipment, office facilities, and property — net	1,091	1,039
Goodwill	1,227	1,227
Intangible assets — net	204	227
Other assets	882	780
Total assets	163,627	154,642
Liabilities and Stockholders' Equity
Bank deposits	112,911	102,815
Payables to brokers, dealers, and clearing organizations	2,518	2,004
Payables to brokerage clients	31,480	34,305
Accrued expenses and other liabilities	1,401	1,816
Long-term debt	2,894	1,899
Total liabilities	151,204	142,839
Stockholders' equity:
Preferred stock — $.01 par value per share; aggregate liquidation preference of $885	874	872
Common stock — 3 billion shares authorized; $.01 par value per share; 1,487,543,446 shares issued	15	15
Additional paid-in capital	4,124	4,050
Retained earnings	10,664	10,198
Treasury stock, at cost — 172,482,892 shares at June 30, 2015 and 176,821,202 shares at December 31, 2014	(3,428)	(3,497)
Accumulated other comprehensive income	174	165
Total stockholders' equity	12,423	11,803
Total liabilities and stockholders' equity	$ 163,627	$ 154,642

Condensed Consolidated Balance5

Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Millions		Jun. 30, 2015	Dec. 31, 2014
Condensed Consolidated Balance Sheets [Abstract]
Cash and investments segregated and on deposit for regulatory purposes, resale agreements	[1]	$ 8,422	$ 10,186
Securities held to maturity, Fair Value		$ 37,979	$ 34,743
Preferred stock, par value		$ 0.01	$ 0.01
Preferred stock, aggregate liquidation preference		$ 885	$ 885
Common stock, shares authorized		3,000,000,000	3,000,000,000
Common stock, par value		$ 0.01	$ 0.01
Common stock, shares issued		1,487,543,446	1,487,543,446
Treasury stock, shares		172,482,892	176,821,202
[1]	Included in cash and investments segregated and on deposit for regulatory purposes in the Company's consolidated balance sheets.

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash Flows from Operating Activities
Net income	$ 655	$ 650
Adjustments to reconcile net income to net cash (used for) provided by operating activities:
Provision for loan losses	(6)	(6)
Stock-based compensation	69	54
Depreciation and amortization	109	96
Premium amortization, net, on securities available for sale and securities held to maturity	77	58
Other	3	7
Net change in:
Cash and investments segregated and on deposit for regulatory purposes	2,897	4,460
Receivables from brokers, dealers, and clearing organizations	(445)	(9)
Receivables from brokerage clients	(954)	(722)
Other securities owned	(95)	(66)
Other assets	(33)	(47)
Payables to brokers, dealers, and clearing organizations	269	95
Payables to brokerage clients	(2,825)	(3,849)
Accrued expenses and other liabilities	(458)	(220)
Net cash (used for) provided by operating activities	(737)	501
Cash Flows from Investing Activities
Purchases of securities available for sale	(12,423)	(6,493)
Proceeds from sales of securities available for sale	594	2,045
Principal payments on securities available for sale	3,404	3,194
Purchases of securities held to maturity	(5,070)	(3,255)
Principal payments on securities held to maturity	1,688	1,132
Net increase in bank loans	(632)	(460)
Purchase of equipment, office facilities, and property	(125)	(165)
Other investing activities	(4)	(8)
Net cash used for investing activities	(12,568)	(4,010)
Cash Flows from Financing Activities
Net change in bank deposits	10,096	2,716
Issuance of long-term debt	998
Repayment of long-term debt	(4)	(4)
Dividends paid	(188)	(186)
Proceeds from stock options exercised and other	50	81
Other financing activities	7	6
Net cash provided by financing activities	10,959	2,613
Decrease in Cash and Cash Equivalents	(2,346)	(896)
Cash and Cash Equivalents at Beginning of Period	11,363	7,728
Cash and Cash Equivalents at End of Period	9,017	6,832
Cash paid during the period for:
Interest	53	51
Income taxes	386	403
Non-cash investing activity:
Securities purchased during the period but settled after period end	$ 245	$ 163

Introduction and Basis of Prese

Introduction and Basis of Presentation	6 Months Ended
	Jun. 30, 2015
Introduction and Basis of Presentation [Abstract]
Introduction and Basis of Presentation	1. Introduction and Basis of Presentation The Charles Schwab Corporation (CSC) is a savings and loan holding company engaged , through its subsidiaries, in wealth management, securities brokerage, banking, money management, and financial advisory services. Charles Schwab & Co., Inc. (Schwab) is a securities broker-dealer with over 325 domestic branch offices in 45 states, as well as a branch in each of the Commonwealth of Puerto Rico and London, England. In addition, Schwab serves clients in Hong Kong through one of CSC’s subsidiaries. Other subsidiaries include Charles Schwab Bank (Schwab Bank), a federal savings bank, and Charles Schwab Investment Management, Inc. (CSIM), the investment advisor for Schwab’s proprietary mutual funds, which are referred to as the Schwab Funds ® , and for Schwab’s exchange-traded funds, which are referred to as the Schwab ETFs™. The accompanying unaudited condensed consolidated financial statements include CSC and its majority-owned subsidiaries (collectively referred to as the Company). Intercompany balances and transactions have been eliminated. These condensed consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States (U.S.), which require management to make certain estimates and assumptions that affect the reported amounts in the accompanying financial statements. Certain estimates relate to valuation of goodwill, allowance for loan losses, legal and regulatory reserves, and other-than-temporary impairment (OTTI) of securities available for sale and securities held to maturity. Actual results may differ from those estimates. These condensed consolidated financial statements reflect all adjustments that are, in the opinion of management, necessary for a fair presentation of the results for the periods presented. These adjustments are of a normal recurring nature. The Company’s results for any interim period are not necessarily indicative of results for a full year or any other interim period. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. The Company’s significant accounting policies are included in note “2 – Summary of Significant Accounting Policies” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. There have been no significant changes to these accounting policies during the first half of 2015. Principles of Consolidation The Company accounts for investments in entities for which it owns a voting interest and for which it has the ability to exercise significant influence over operating and financing decisions using the equity method of accounting. Investments in entities for which the Company does not have the ability to exercise significant influence are generally carried at cost. Both equity method and cost method investments are included in other assets. The Company evaluates its initial and continuing involvement with certain entities to determine if the Company is required to consolidate the entities under the variable interest entity (VIE) model. For interests in entities other than the Company’s sponsored funds, the evaluation is based on a qualitative assessment of whether the Company is the primary beneficiary of the VIE. The primary beneficiary of a VIE has the power to direct the activities of a VIE that most significantly impact the VIE’s economic performance and the obligation to absorb losses of the VIE that potentially could be significant to the VIE or the right to receive benefits from the VIE that potentially could be significant to the VIE. The primary beneficiary determination for the Company’s sponsored funds is based on a quantitative assessment of whether the Company would absorb a majority of the VIE’s expected losses, receive a majority of the VIE’s expected residual returns, or both. Based upon the Company’s assessments, we have determined we are not the primary beneficiary of and, therefore, are not required to consolidate any VIEs.

New Accounting Standards

New Accounting Standards	6 Months Ended
	Jun. 30, 2015
New Accounting Standards [Abstract]
New Accounting Standards	2. New Accounting Standards Adoption of New Accounting Standard In January 2014, the Financial Accounting Standards Board (FASB) issued new guidance for creditors of consumer mortgage loans, which was effective January 1, 2015. The guidance clarifies when physical possession of a property underlying a consumer mortgage loan transfers to the creditor, and therefore when a loan receivable should be derecognized and the real estate property underlying the loan should be recognized. The adoption of this new guidance in the first quarter of 2015 did not have an impact on the Company’s financial statements or earnings per common share (EPS) as the Company’s practice for recognizing foreclosed real estate was already consistent with the guidance . New Accounting Standards Not Yet Adopted In May 2014, the FASB issued new guidance on revenue recognit ion, which will become effective January 1, 2018 . The guidance clarifies that revenue from contracts with customers should be recognized in a manner that depicts the timing of the related transfer of goods or performance of services at an amount that reflects the expected consideration . The Company is currently evaluating the impact of this new guidance on its financial statements and EPS. In February 2015, the FASB issued new guidance that amends the analysis a reporting entity must perform to determine whether it should consolidate certain types of legal entities. The new guidance will become effective January 1, 2016, and is applicable to all entities but provides an exception for reporting entities with interests in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 for registered money market funds. The Company is currently evaluating the impact of this new guidance on its financial statements and EPS. In April 2015, the FASB issued new guidance that changes the presentation of debt issuance costs. The new guidance will require debt issuance costs related to a recognized debt liability to be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. Currently, debt issuance costs are presented as a separate asset. The new guidance , which will become effective January 1, 2016, will not impact the Company’s financial results or EPS as the change only affects the balance sheet presentation of debt issuance costs; recognition and measurement of debt issuance costs will not be affected. In April 2015, the FASB issued new guidance that clarifies customer’s accounting for fees paid in a cloud computing arrangement. Under the new guidance, if a cloud computing arrangement includes a software license, the customer shall account for the software license element of the arrangement consistent with the acquisition of other software licenses. If the cloud computing arrangement does not include a software license, the customer shall account for the arrangement as a service contract. The guidance will become effective January 1, 2016. The Company is currently evaluating the impact of this new guidance on its financial statements and EPS.

Securities Available for Sale a

Securities Available for Sale and Securities Held to Maturity	6 Months Ended
	Jun. 30, 2015
Securities Available for Sale and Securities Held to Maturity [Abstract]
Securities Available for Sale and Securities Held to Maturity	3. Securities Available for Sale and Securities Held to Maturity The amortized cost, gross unrealized gains and losses, and fair value of securities available for sale and securities held to maturity are as follows: Gross Gross Amortized Unrealized Unrealized Fair June 30, 2015 Cost Gains Losses Value Securities available for sale: U.S. agency mortgage-backed securities $ $ $ $ Asset-backed securities Corporate debt securities U.S. agency notes Treasury securities - Certificates of deposit Non-agency commercial mortgage-backed securities - Other securities - - Total securities available for sale $ $ $ $ Securities held to maturity: U.S. agency mortgage-backed securities $ $ $ $ Non-agency commercial mortgage-backed securities Treasury securities - Total securities held to maturity $ $ $ $ Gross Gross Amortized Unrealized Unrealized Fair December 31, 2014 Cost Gains Losses Value Securities available for sale: Asset-backed securities $ $ $ $ U.S. agency mortgage-backed securities Corporate debt securities U.S. agency notes - Treasury securities Certificates of deposit - Non-agency commercial mortgage-backed securities - Other securities - - Total securities available for sale $ $ $ $ Securities held to maturity: U.S. agency mortgage-backed securities $ $ $ $ Non-agency commercial mortgage-backed securities Total securities held to maturity $ $ $ $ Schwab Bank pledges securities issued by federal agencies to secure certain trust deposits. The fair value of these pledged securities was $170 million at June 30 , 2015. A summary of securities with unrealized losses, aggregated by category and period of continuous unrealized loss, is as follows: Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized June 30, 2015 Value Losses Value Losses Value Losses Securities available for sale: U.S. agency mortgage-backed securities $ $ $ $ $ $ Asset-backed securities Corporate debt securities U.S. agency notes Certificates of deposit - - Total $ $ $ $ $ $ Securities held to maturity: U.S. agency mortgage-backed securities $ $ $ $ $ $ Non-agency commercial mortgage-backed securities - - Treasury securities - - Total $ $ $ $ $ $ Total securities with unrealized losses (1) $ $ $ $ $ $ (1) The number of investment positions with unrealized losses totaled 244 for securities available for sale and 171 for securities held to maturity. Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2014 Value Losses Value Losses Value Losses Securities available for sale: Asset-backed securities $ $ $ $ $ $ U.S. agency mortgage-backed securities Corporate debt securities U.S. agency notes - - Treasury securities - - Total $ $ $ $ $ $ Securities held to maturity: U.S. agency mortgage-backed securities $ $ $ $ $ $ Non-agency commercial mortgage-backed securities - - Total $ $ $ $ $ $ Total securities with unrealized losses (1) $ $ $ $ $ $ (1) The number of investment positions with unrealized losses totaled 173 for securities available for sale and 111 for securities held to maturity. Management evaluates whether securities available for sale and securities held to maturity are OTTI on a quarterly basis as described in note “2—Summary of Significant Accounting Policies” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. There were no impairment charges recognized during the second quarters or first halves of 2015 and 2014 . The maturities of securities available for sale and securities held to maturity at June 30, 2015 are as follows: After 1 year After 5 years Within through through After 1 year 5 years 10 years 10 years Total Securities available for sale: U.S. agency mortgage-backed securities (1) $ - $ $ $ $ Asset-backed securities Corporate debt securities - - U.S. agency notes - - - Treasury securities - - - Certificates of deposit - - Non-agency commercial mortgage-backed securities (1) - - - Other securities - - - Total fair value $ $ $ $ $ Total amortized cost $ $ $ $ $ Securities held to maturity: U.S. agency mortgage-backed securities (1) $ - $ $ $ $ Non-agency commercial mortgage-backed securities (1) - - Treasury securities - - - Total fair value $ - $ $ $ $ Total amortized cost $ - $ $ $ $ (1) Mortgage-backed securities have been allocated to maturity groupings based on final contractual maturities. Actual maturities will differ from final contractual maturities because borrowers on a certain portion of loans underlying these securities have the right to prepay their obligations. Proceeds and gross realized gains from sales of securities available for sale are as follows: Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Proceeds $ $ $ $ Gross realized gains $ $ $ $ Gross realized losses $ $ - $ $ -

Bank Loans and Related Allowanc

Bank Loans and Related Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2015
Bank Loans and Related Allowance for Loan Losses [Abstract]
Bank Loans and Related Allowance for Loan Losses	4. Bank Loans and Related Allowance for Loan Losses The composition of bank loans by loan segment is as follows: June 30, December 31, 2015 2014 Residential real estate mortgages $ $ Home equity loans and lines of credit Personal loans secured by securities Other Total bank loans (1) Allowance for loan losses Total bank loans – net $ $ (1) All loans are evaluated for impairment by loan segment. The Company has commitments to extend credit related to unused home equity lines of credit (HELOCs), personal loans secured by securities, and other lines of credit, which totaled $ 7.1 billion and $6.7 billion at June 30, 2015 and December 31, 2014, respectively. All of the personal loans were fully collateralized by securities with fair values in excess of borrowings at June 30, 2015 and December 31, 2014. Schwab Bank provides a co-branded loan origination program for Schwab Bank clients (the Program) with Quicken Loans, Inc. (Quicken Loans ® ). Pursuant to the Program, Quicken Loans originates and services first lien residential real estate mortgage loans (First Mortgages) and HELOCs for Schwab Bank clients. Under the Program, Schwab Bank purchases certain First Mortgages and HELOCs that are originated by Quicken Loans. Schwab Bank purchased First Mortgages of $542 million and $332 million during the second quarters of 2015 and 2014, respectively and $982 million and $618 million during the first halves of 2015 and 2014, respectively . Schwab Bank purchased HELOCs with commitments of $165 million and $175 million during the second quarters of 2015 and 2014, respectively , and $282 million an d $347 million during the first halves of 2015 and 2014, respectively. Credit Quality Changes in the allowance for loan losses were as follows: Three Months Ended June 30, 2015 June 30, 2014 Residential Home Equity Residential Home Equity Real Estate Loans and Real Estate Loans and Mortgages Lines of Credit Total Mortgages Lines of Credit Total Balance at beginning of period $ $ $ $ $ $ Charge-offs - - Recoveries - - Provision for loan losses Balance at end of period $ $ $ $ $ $ Six Months Ended June 30, 2015 June 30, 2014 Residential Home Equity Residential Home Equity Real Estate Loans and Real Estate Loans and Mortgages Lines of Credit Total Mortgages Lines of Credit Total Balance at beginning of period $ $ $ $ $ $ Charge-offs - Recoveries - Provision for loan losses - - Balance at end of period $ $ $ $ $ $ The delinquency and nonaccrual analysis by loan class is as follows: >90 days past Total past due 30-59 days 60-89 days due and other and other Total June 30, 2015 Current past due past due nonaccrual loans nonaccrual loans loans Residential real estate mortgages $ $ $ $ $ $ Home equity loans and lines of credit Personal loans secured by securities - - - - Other - - - - Total bank loans $ $ $ $ $ $ >90 days past Total past due 30-59 days 60-89 days due and other and other Total December 31, 2014 Current past due past due nonaccrual loans nonaccrual loans loans Residential real estate mortgages $ $ $ $ $ $ Home equity loans and lines of credit Personal loans secured by securities - - - - Other - - Total bank loans $ $ $ $ $ $ There were no loans accruing interest that were contractually 90 days or more past due at June 30, 2015 or December 31, 2014. Nonperforming assets, which include nonaccrual loans and other real estate owned, totaled $39 million and $44 million at June 30, 2015 and December 31, 2014, respectively. Troubled debt restructurings were not material at June 30, 2015 or December 31, 2014. In addition to monitoring delinquency, the Company monitors the credit quality of residential real estate mortgages and HELOCs by stratifying the portfolios by the year of origination, borrower FICO scores at origination (Origination FICO), updated borrower FICO scores (Updated FICO), loan-to-value (LTV) ratios at origination (Origination LTV), and estimated current LTV ratios (Estimated Current LTV), as presented in the following tables. Borrowers’ FICO scores are provided by an independent third-party credit reporting service and were last updated in June 2015. The Origination LTV and Estimated Current LTV ratios for a HELOC include any first lien mortgage outstanding on the same property at the time of the HELOC’s origination. The Estimated Current LTV for each loan is estimated by reference to a home price appreciation index. As of June 30, 2015, 48% of the Company’s HELOC and First Mortgage portfolio were concentrated in California. These loans have performed in a manner consistent with the portfolio as a whole. Weighted Percent of Loans Average Utilization that are on June 30, 2015 Balance Updated FICO Rate (1) Nonaccrual Status Residential real estate mortgages: Estimated Current LTV < 70% $ N/A % >70% – < 90% N/A % >90% – < 100% N/A % >100% N/A % Total $ N/A % Home equity loans and lines of credit: Estimated Current LTV < 70% $ % % >70% – < 90% % % >90% – < 100% % % >100% % % Total $ % % (1) The Utilization Rate is calculated using the outstanding HELOC balance divided by the associated total line of credit. N/A Not applicable. Residential Home Equity Real Estate Loans and June 30, 2015 Mortgages Lines of Credit Year of origination Pre-2011 $ $ 2011 2012 2013 2014 2015 Total $ $ Origination FICO <620 $ $ - 620 – 679 680 – 739 > 740 Total $ $ Origination LTV < 70% $ $ >70% – < 90% >90% – < 100% Total $ $ Weighted Percent of Loans Average Utilization that are on December 31, 2014 Balance Updated FICO Rate (1) Nonaccrual Status Residential real estate mortgages: Estimated Current LTV < 70% $ N/A % >70% – < 90% N/A % >90% – < 100% N/A % >100% N/A % Total $ N/A % Home equity loans and lines of credit: Estimated Current LTV < 70% $ % % >70% – < 90% % % >90% – < 100% % % >100% % % Total $ % % (1) The Utilization Rate is calculated using the outstanding HELOC balance divided by the associated total line of credit. N/A Not applicable. Residential Home Equity Real Estate Loans and December 31, 2014 Mortgages Lines of Credit Year of origination Pre-2011 $ $ 2011 2012 2013 2014 Total $ $ Origination FICO <620 $ $ - 620 – 679 680 – 739 > 740 Total $ $ Origination LTV < 70% $ $ >70% – < 90% >90% – < 100% Total $ $

Borrowings

Borrowings	6 Months Ended
	Jun. 30, 2015
Borrowings [Abstract]
Borrowings	5 . Borrowings See note “13 – Borrowings” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. There have been no significant changes to the Company’s borrowings with the exception of the issuance disclosed below. Long-term debt, including unamortized debt discounts and premiums, where applicable, consists of the following: June 30, December 31, 2015 2014 Senior Notes $ $ Senior Medium-Term Notes, Series A Finance lease obligation Total long-term debt $ $ On March 10, 2015, CSC issued $625 million aggregate principal amount of Senior Notes that mature in 2018 and $375 million aggregate principal amount of Senior Notes that mature in 2025 under its universal shelf registration statement on file with the Securities and Exchange Commission (SEC). The Senior Notes due 2018 have a fixed interest rate of 1.50% with interest payable semi-annually. The Senior Notes due 2025 have a fixed interest rate of 3.00% with interest payable semi-annually. Annual maturities on long-term debt outstanding at June 30, 2015 are as follows: 2015 $ 2016 2017 2018 2019 Thereafter Total maturities Unamortized discount, net Total long-term debt $

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
	Jun. 30, 2015
Commitments and Contingencies [Abstract]
Commitments and Contingencies	6 . Commitments and Contingencies The Company has clients that sell (i.e., write) listed option contracts that are cleared by the Options Clearing Corporation – a clearing house that establishes margin requirements on these transactions. The Company partially satisfies the margin requirements by arranging unsecured standby letter of credit agreements (LOCs), in favor of the Options Clearing Corporation, which are issued by multiple banks. At June 30, 2015 , the aggregate face amount of these LOCs totaled $240 million. There were no funds drawn under any of these LOCs at June 30, 2015. In connection with its securities lending activities, the Company is required to provide collateral to certain brokerage clients. The Company satisfies the collateral requirements by providing cash as collateral . The Company also provides guarantees to securities clearing houses and exchanges under standard membership agreements, which require members to guarantee the performance of other members. Under the agreements, if another member becomes unable to satisfy its obligations to the clearing houses and exchanges, other members would be required to meet shortfalls. The Company’s liability under these arrangements is not quantifiable and may exceed the cash and securities it has posted as collateral. However, the potential requirement for the Company to make payments under these arrangements is remote. Accordingly, no liability has been recognized for these guarantees. The Company has recorded a liability of $46 million for unfunded commitments related to investments in qualified affordable housing projects at June 30, 2015, which is included in accrued expenses and other liabilities on the balance sheet. These commitments are expected to be paid during the years from 2015 to 2020 . The Company also recorded a corresponding asset for the funded and unfunded investments in qualified affordable housing projects of $56 million at June 30, 2015, which is included in other assets on the balance sheet. Legal contingencies: The Company is subject to claims and lawsuits in the ordinary course of business, including arbitrations, class actions and other litigation, some of which include claims for substantial or unspecified damages. The Company is also the subject of inquiries, investigations, and proceedings by regulatory and other governmental agencies. The Company believes it has strong defenses in all significant matters currently pending and is contesting liability and any damages claimed. Nevertheless, some of these matters may result in adverse judgments or awards, including penalties, injunctions or other relief, and the Company may also determine to settle a matter because of the uncertainty and risks of litigation. Described below are certain matters in which there is a reasonable possibility that a material loss could be incurred or where the matter may otherwise be of significant interest to stockholders. Unless otherwise noted, the Company is unable to provide a reasonable estimate of any potential liability given the stage of proceedings in the matter. With respect to all other pending matters, based on current information and consultation with counsel, it does not appear reasonably possible that the outcome of any such matter would be material to the financial condition, operating results or cash flows of the Company. However, predicting the outcome of a litigation or regulatory matter is inherently difficult, requiring significant judgment and evaluation of various factors, including the procedural status of the matter and any recent developments; prior experience and the experience of others in similar cases; available defenses, including potential opportunities to dispose of a case on the merits or procedural grounds before trial (e.g., motions to dismiss or for summary judgment); the progress of fact discovery; the opinions of counsel and experts regarding potential damages; potential opportunities for settlement and the status of any settlement discussions; and potential insurance coverage and indemnification. It may not be possible to reasonably estimate potential liability, if any, or a range of potential liability until the matter is closer to resolution – pending, for example, further proceedings, the outcome of key motions or appeals, or discussions among the parties. Numerous issues may have to be developed, such as discovery of important factual matters and determination of threshold legal issues, which may include novel or unsettled questions of law. Reserves are established or adjusted or further disclosure and estimates of potential loss are provided as the matter progresses and more information becomes available. Total Bond Market Fund Litigation : On August 28, 2008, a class action lawsuit was filed in the U.S. District Court for the Northern District of California on behalf of investors in the Schwab Total Bond Market Fund™. The lawsuit, which alleges violations of state law and federal securities law in connection with the fund’s investment policy, names Schwab Investments (registrant and issuer of the fund’s shares) and CSIM as defendants. Allegations include that the fund improperly deviated from its stated investment objectives by investing in collateralized mortgage obligations (CMOs) and investing more than 25 % of fund assets in CMOs and mortgage-backed securities without obtaining a shareholder vote. Plaintiffs seek unspecified compensatory and rescission damages, unspecified equitable and injunctive relief, costs and attorneys’ fees. Plaintiffs’ federal securities law claim and certain of plaintiffs’ state law claims were dismissed. On August 8, 2011, the court dismissed plaintiffs’ remaining claims with prejudice. Plaintiffs appealed to the Ninth Circuit, which issued a ruling on March 9, 2015 reversing the district court’s dismissal of the case and remanding the case for further proceedings . Defendants petitioned for Supreme Court review of the Ninth Circuit decision on July 27, 2015. Concurrently, the case is proceeding in trial court, with plaintiff having filed a fourth amended complaint on June 25, 2015, and defendants filing a motion to dismiss on July 24, 2015. Other Regulatory Matters : On April 16, 2012, optionsXpress, Inc. was charged by the SEC in an administrative proceeding alleging violations of the firm’s close-out obligations under Regulation SHO (short sale delivery rules) in connection with certain customer trading activity. Following trial, in a decision issued June 7, 2013, the judge held that the firm had violated Regulation SHO and aided and abetted fraudulent trading activity by its customer, and ordered the firm and the customer to pay disgorgement and penalties in an amount which would not be material. The Company continues to dispute the allegations and is appealing the decision .

Offsetting Assets and Liabiliti

Offsetting Assets and Liabilities	6 Months Ended
	Jun. 30, 2015
Offsetting Assets and Liabilities [Abstract]
Offsetting Assets and Liabilities	7. Offsetting Assets and Liabilities Resale and repurchase agreements: Schwab enters into collateralized resale agreements principally with other broker-dealers, which could result in losses in the event the counterparty fails to purchase the securities held as collateral for the cash advanced and the fair value of the securities declines. To mitigate this risk, Schwab requires that the counterparty deliver securities to a custodian, to be held as collateral, with a fair value in excess of the resale price. Schwab also sets standards for the credit quality of the counterparty, monitors the fair value of the underlying securities as compared to the related receivable, including accrued interest, and requires additional collateral where deemed appropriate. The fair value of collateral received in connection with resale agreements that are available to be repledged or sold was $8.6 billion at June 30, 2015 and $10.4 billion at December 31, 2014. Schwab utilizes the collateral provided under these resale agreements to meet obligations under broker-dealer client protection rules, which place limitations on its ability to access such segregated securities. For Schwab to repledge or sell this collateral, it would be required to deposit cash and/or securities of an equal amount into its segregated reserve bank accounts in order to meet its segregated cash and investment requirement. The Company’s resale agreements are not subject to master netting arrangements. Securities lending: The Company loans client securities temporarily to other brokers in connection with its securities lending activities and receives cash as collateral for the securities loaned. Increases in security prices may cause the fair value of the securities loaned to exceed the amount of cash received as collateral. In the event the counterparty to these transactions does not return the loaned securities or provide additional cash collateral, the Company may be exposed to the risk of acquiring the securities at prevailing market prices in order to satisfy its client obligations. The Company mitigates this risk by requiring credit approvals for counterparties, monitoring the fair value of securities loaned, and requiring additional cash as collateral when necessary. The fair value of client securities pledged in securities lending transactions to other broker-dealers was $1.6 billion at June 30, 2015 an d $1.3 billion at December 31, 2014. The Company has also pledged a portion of its securities owned in connection with securities lending transactions to other broker-dealers. Additionally, the Company borrows securities from other broker-dealers to fulfill short sales by clients and delivers cash to the lender in exchange for the securities. The fair value of these borrowed securities was $399 million at June 30, 2015 an d $88 million at December 31, 2014. All of the Company’s securities lending transactions are subject to enforceable master netting arrangements with other broker-dealers. However, the Company does not net securities lending transactions and therefore, the Company’s securities loaned and securities borrowed are presented gross in the consolidated balance sheets. The following table presents information about the Company’s resale agreements and securities lending activity to enable the users of the Company’s financial statements to evaluate the potential effect of rights of setoff between these recognized assets and recognized liabilities at June 30, 2015 and December 31, 2014. Gross Amounts Net Amounts Gross Amounts Not Offset in the Gross Offset in the Presented in the Consolidated Balance Sheet Assets/ Consolidated Consolidated Counterparty Net Liabilities Balance Sheet Balance Sheet Offsetting Collateral Amount June 30, 2015 Assets: Resale agreements (1) $ $ - $ $ - $ (2) $ - Securities borrowed (3) - - Total $ $ - $ $ $ $ - Liabilities: Securities loaned (4,5) $ $ - $ $ $ $ Total $ $ - $ $ $ $ December 31, 2014 Assets: Resale agreements (1) $ $ - $ $ - $ (2) $ - Securities borrowed (3) - Total $ $ - $ $ $ $ Liabilities: Securities loaned (4,5) $ $ - $ $ $ $ Total $ $ - $ $ $ $ (1) Included in cash and investments segregated and on deposit for regulatory purposes in the Company’s consolidated balance sheets. (2) Actual collateral was greater than 1 02% of the related assets. (3) Included in receivables from brokers, dealers, and clearing organizations in the Company’s consolidated balance sheets. (4) Included in payables to brokers, dealers, and clearing organizations in the Company’s consolidated balance sheets. (5) Securities loaned are predominantly comprised of equity securities with overnight and continuous remaining contractual maturities.

Fair Values of Assets and Liabi

Fair Values of Assets and Liabilities	6 Months Ended
	Jun. 30, 2015
Fair Values of Assets and Liabilities [Abstract]
Fair Values of Assets and Liabilities	8. Fair Values of Assets and Liabilities Assets and liabilities recorded at fair value The Company uses the market and income approaches to determine the fair value of assets and liabilities. When available, the Company uses quoted prices in active markets to measure the fair value of assets and liabilities. When utilizing market data and bid-ask spread, the Company uses the price within the bid-ask spread that best represents fair value. When quoted prices do not exist, the Company uses prices obtained from independent third-party pricing services to measure the fair value of investment assets. The Company generally obtains prices from at least three independent pricing sources for assets recorded at fair value and may obtain up to five prices on assets with higher risk of limited observable information, such as non-agency residential mortgage-backed securities. The Company’s primary independent pricing service provides prices based on observable trades and discounted cash flows that incorporate observable information such as yields for similar types of securities (a benchmark interest rate plus observable spreads) and weighted-average maturity for the same or similar “to-be-issued” securities. The Company compares the prices obtained from its primary independent pricing service to the prices obtained from the additional independent pricing services to determine if the price obtained from the primary independent pricing service is reasonable. The Company does not adjust the prices received from independent third-party pricing services unless such prices are inconsistent with the definition of fair value and result in a material difference in the recorded amounts. Financial instruments not recorded at fair value Descriptions of the valuation methodologies and assumptions used to estimate the fair value of financial instruments not recorded at fair value are described below. The Company’s financial instruments not recorded at fair value but for which fair value can be approximated and disclosed include: · Cash and cash equivalents are short-term in nature and accordingly are recorded at amounts that approximate fair value. · Cash and investments segregated and on deposit for regulatory purposes include cash and securities purchased under resale agreements. Securities purchased under resale agreements are short-term in nature and are backed by collateral that both exceeds the carrying value of the resale agreement and is highly liquid in nature. Accordingly, the carrying value approximates fair value. · Receivables from/payables to brokers, dealers, and clearing organizations are recorded at contractual amounts and historically have been settled at those values and are short-term in nature, and therefore approximate fair value. · Receivables from/payables to brokerage clients — net are recorded at contractual amounts and historically have been settled at those values and are short-term in nature, and therefore approximate fair value. · Securities held to maturity – The fair values of securities held to maturity are obtained using an independent third-party pricing service similar to investment assets recorded at fair value as discussed above. · Bank loans – The fair values of the Company’s residential real estate mortgages and HELOCs are estimated based on prices of mortgage-backed securities collateralized by similar types of loans. Personal loans secured by securities are short-term, variable interest rate loans; accordingly, the carrying values of these loans approximate their fair values. · Financial instruments included in other assets primarily consist of cost method investments and Federal Home Loan Bank (FHLB) stock, whose carrying values approximate their fair values. FHLB stock is recorded at par, which approximates fair value. · Bank deposits have no stated maturity and are recorded at the amount payable on demand as of the balance sheet date. The Company considers the carrying value of these deposits to approximate their fair values. · Financial instruments included in accrued expenses and other liabilities consist of commercial paper, drafts payable and certain amounts due under contractual obligations which are short-term in nature and accordingly are recorded at amounts that approximate fair value. · Long-term debt – Except for the finance lease obligation, the fair values of long-term debt are estimated using indicative, non-binding quotes from independent brokers. The Company validates indicative prices for its debt through comparison to other independent non-binding quotes. The finance lease obligation is recorded at carrying value, which approximates fair value. For a description of the fair value hierarchy, see “Note 2 – Summary of Significant Accounting Policies” in the Company’s annual report on Form 10-K for the year ended December 31, 2014. There were no significant changes in these policies and methodologies during the first half of 2015. The Company did not transfer any assets or liabilities between Level 1 , Level 2 , or Level 3 during the six months ended June 30, 2015 , or the year ended December 31, 2014 . In addition, the Company did not adjust prices received from the primary independent third-party pricing service at June 30, 2015 or December 31, 2014 . Financial Instruments Recorded at Fair Value The following tables present the fair value hierarchy for assets measured at fair value. Liabilities recorded at fair value were not material, and therefore are not included in the following tables: Quoted Prices in Active Markets Significant Significant for Identical Other Observable Unobservable Assets Inputs Inputs Balance at June 30, 2015 (Level 1) (Level 2) (Level 3) Fair Value Cash equivalents: Money market funds $ $ - $ - $ Commercial paper - - Total cash equivalents - Investments segregated and on deposit for regulatory purposes: Certificates of deposit - - U.S. Government securities - - Total investments segregated and on deposit for regulatory purposes - - Other securities owned: Schwab Funds ® money market funds - - Equity and bond mutual funds - - State and municipal debt obligations - - Equity, U.S. Government and corporate debt, and other securities - Total other securities owned - Securities available for sale: U.S. agency mortgage-backed securities - - Asset-backed securities - - Corporate debt securities - - U.S. agency notes - - Treasury securities - - Certificates of deposit - - Non-agency commercial mortgage-backed securities - - Other securities - - Total securities available for sale - - Total $ $ $ - $ Quoted Prices in Active Markets Significant Significant for Identical Other Observable Unobservable Assets Inputs Inputs Balance at December 31, 2014 (Level 1) (Level 2) (Level 3) Fair Value Cash equivalents: Money market funds $ $ - $ - $ Commercial paper - - Total cash equivalents - Investments segregated and on deposit for regulatory purposes: Certificates of deposit - - U.S. Government securities - - Total investments segregated and on deposit for regulatory purposes - - Other securities owned: Schwab Funds ® money market funds - - Equity and bond mutual funds - - State and municipal debt obligations - - Equity, U.S. Government and corporate debt, and other securities - Total other securities owned - Securities available for sale: Asset-backed securities - - U.S. agency mortgage-backed securities - - Corporate debt securities - - U.S. agency notes - - Treasury securities - - Certificates of deposit - - Non-agency commercial mortgage-backed securities - - Other securities - - Total securities available for sale - - Total $ $ $ - $ Financial Instruments Not Recorded at Fair Value The following tables present the fair value hierarchy for financial instruments not recorded at fair value: Quoted Prices in Active Markets Significant Significant for Identical Other Observable Unobservable Carrying Assets Inputs Inputs Balance at June 30, 2015 Amount (Level 1) (Level 2) (Level 3) Fair Value Assets: Cash and cash equivalents $ $ - $ $ - $ Cash and investments segregated and on deposit for regulatory purposes - - Receivables from brokers, dealers, and clearing organizations - - Receivables from brokerage clients – net - - Securities held to maturity: U.S. agency mortgage-backed securities - - Non-agency commercial mortgage-backed securities - - Treasury securities - - Total securities held to maturity - - Bank loans: (1) Residential real estate mortgages - - Home equity loans and lines of credit - - Personal loans secured by securities - - Other - - Total bank loans - - Other assets - - Total $ $ - $ $ - $ Liabilities: Bank deposits $ $ - $ $ - $ Payables to brokers, dealers, and clearing organizations - - Payables to brokerage clients - - Accrued expenses and other liabilities - - Long-term debt - - Total $ $ - $ $ - $ (1) The carrying value of bank loans excludes the allowance for loan losses of $36 million at June 30 , 2015. Quoted Prices in Active Markets Significant Significant for Identical Other Observable Unobservable Carrying Assets Inputs Inputs Balance at December 31, 2014 Amount (Level 1) (Level 2) (Level 3) Fair Value Assets: Cash and cash equivalents $ $ - $ $ - $ Cash and investments segregated and on deposit for regulatory purposes - - Receivables from brokers, dealers, and clearing organizations - - Receivables from brokerage clients – net - - Securities held to maturity: U.S. agency mortgage-backed securities - - Non-agency commercial mortgage-backed securities - - Total securities held to maturity - - Bank loans: (1) Residential real estate mortgages - - Home equity loans and lines of credit - - Personal loans secured by securities - - Other - - Total bank loans - - Other assets - - Total $ $ - $ $ - $ Liabilities: Bank deposits $ $ - $ $ - $ Payables to brokers, dealers, and clearing organizations - - Payables to brokerage clients - - Accrued expenses and other liabilities - - Long-term debt - - Total $ $ - $ $ - $ (1) The carrying value of bank loans excludes the allowance for loan losses o f $42 million at December 31, 2014.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	6 Months Ended
	Jun. 30, 2015
Accumulated Other Comprehensive Income [Abstract]
Accumulated Other Comprehensive Income	9. Accumulated Other Comprehensive Income Accumulated other comprehensive income represents cumulative gains and losses that are not reflected in earnings. The components of other comprehensive income are as follows: Three Months Ended June 30, 2015 2014 Before Tax Net of Before Tax Net of Tax Effect Tax Tax Effect Tax Change in net unrealized gain on securities available for sale: Net unrealized (loss) gain $ $ $ $ $ $ Other reclassifications included in other revenue - - - - Change in net unrealized (loss) gain on securities available for sale Other comprehensive (loss) income $ $ $ $ $ $ Six Months Ended June 30, 2015 2014 Before Tax Net of Before Tax Net of Tax Effect Tax Tax Effect Tax Change in net unrealized gain on securities available for sale: Net unrealized gain $ $ $ $ $ $ Other reclassifications included in other revenue - - - - Change in net unrealized gain on securities available for sale Other comprehensive income $ $ $ $ $ $ Accumulated other comprehensive income balances are as follows: Total Accumulated Other Comprehensive Income Balance at December 31, 2013 $ Net unrealized gain on securities available for sale Balance at June 30, 2014 $ Balance at December 31, 2014 $ Net unrealized gain on securities available for sale Balance at June 30, 2015 $

Earnings Per Common Share

Earnings Per Common Share	6 Months Ended
	Jun. 30, 2015
Earnings Per Common Share [Abstract]
Earnings Per Common Share	10. Earnings Per Common Share Basic EPS is computed by dividing net income available to common stockholders by the weighted-average number of common shares outstanding during the period. The computation of diluted EPS is similar to the computation of basic EPS except that the denominator is increased to include the number of additional common shares that would have been outstanding if dilutive potential common shares had been issued. Dilutive potential common shares include , if dilutive, the effect of outstanding stock options and unvested restricted stock awards and units. EPS under the basic and diluted computations is as follows: Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Net income $ $ $ $ Preferred stock dividends and other (1) Net income available to common stockholders $ $ $ $ Weighted-average common shares outstanding — basic Common stock equivalent shares related to stock incentive plans Weighted-average common shares outstanding — diluted (2) Basic EPS $ .25 $ .23 $ .47 $ .47 Diluted EPS $ .25 $ .23 $ .47 $ .47 (1) Includes preferred stock dividends and undistributed earnings and dividends allocated to non-vested restricted stock units. (2) Antidilutive stock options and restricted stock awards excluded from the calculation of diluted EPS totaled 15 million and 16 million shares for the second quarters of 2015 and 2014, respectively, and 16 million and 17 million shares for the first halves of 2015 and 2014, respectively.

Regulatory Requirements

Regulatory Requirements	6 Months Ended
	Jun. 30, 2015
Regulatory Requirements [Abstract]
Regulatory Requirements	11 . Regulatory Requirements CSC is a savings and loan holding company and Schwab Bank, CSC’s depository institution subsidiary, is a federal savings bank. CSC is subject to supervision and regulation by the Board of Governors of the Federal Reserve System (the Federal Reserve). Schwab Bank is subject to supervision and regulation by the Office of the Comptroller of the Currency (the OCC), as its primary regulator, the Federal Deposit Insurance Corporation, as its deposit insurer, and the Consumer Financial Protection Bureau. CSC is required to serve as a source of strength for Schwab Bank. Prior to January 1, 2015, CSC, as a savings and loan holding company, was not subject to certain statutory capital requirements. Beginning on January 1, 2015, CSC became subject to new capital requirements set by the Federal Reserve . Schwab Bank is subject to regulation and supervision and to various requirements and restrictions under federal and state laws, including regulatory capital guidelines. Among other things, these requirements also restrict and govern the terms of affiliate transactions, such as extensions of credit and repayment of loans between Schwab Bank and CSC or CSC’s other subsidiaries. In addition, Schwab Bank is required to provide notice to and may be required to obtain approval of the OCC and the Federal Reserve to declare dividends to CSC. The federal banking agencies have broad powers to enforce these regulations, including the power to terminate deposit insurance, impose substantial fines and other civil and criminal penalties, and appoint a conservator or receiver. Under the Federal Deposit Insurance Act, Schwab Bank could be subject to restrictive actions if it were to fall within one of the lowest three of five capital categories. CSC and Schwab Bank are required to maintain minimum capital levels as specified in federal banking laws and regulations. Failure to meet the minimum levels could result in certain mandatory and possibly additional discretionary actions by the regulators that, if undertaken, could have a direct material effect on CSC and Schwab Bank. At June 30, 2015 , CSC and Schwab Bank met the capital level requirements. The regulatory capital and ratios for CSC and Schwab Bank at June 30, 2015 are as follows: Minimum to be Minimum Capital Actual Well Capitalized Requirement Amount Ratio Amount Ratio Amount Ratio CSC Common Equity Tier 1 Risk-Based Capital $ % N/A $ % Tier 1 Risk-Based Capital $ % N/A $ % Total Risk-Based Capital $ % N/A $ % Tier 1 Leverage $ % N/A $ % Schwab Bank Common Equity Tier 1 Risk-Based Capital $ % $ % $ % Tier 1 Risk-Based Capital $ % $ % $ % Total Risk-Based Capital $ % $ % $ % Tier 1 Leverage $ % $ % $ % N/A Not applicable. Based on its regulatory capital ratios at June 30, 2015, Schwab Bank is considered well capitalized (the highest category) pursuant to banking regulatory guidelines. There are no conditions or events since June 30, 2015, that management believes have changed Schwab Bank’s capital category. CSC’s principal U.S. broker-dealers are Schwab and optionsXpress, Inc. Schwab and optionsXpress, Inc. are both subject to Rule 15c3-1 under the Securities Exchange Act of 1934 (the Uniform Net Capital Rule). Schwab and optionsXpress, Inc. compute net capital under the alternative method permitted by the Uniform Net Capital Rule. This method requires the maintenance of minimum net capital, as defined, of the greater of 2% of aggregate debit balances arising from client transactions or a minimum dollar requirement ($ 250,000 ), which is based on the type of business conducted by the broker-dealer. Under the alternative method, a broker-dealer may not repay subordinated borrowings, pay cash dividends, or make any unsecured advances or loans to its parent company or employees if such payment would result in a net capital amount of less than 5 % of aggregate debit balances or less than 120 % of its minimum dollar requirement. optionsXpress, Inc. is also subject to Commodity Futures Trading Commission Regulation 1.17 (Reg. 1.17) under the Commodity Exchange Act, which also requires the maintenance of minimum net capital. optionsXpress, Inc., as a futures commission merchant, is required to maintain minimum net capital equal to the greater of its net capital requirement under Reg. 1.17 ($ 1 million), or the sum of 8% of the total risk margin requirements for all positions carried in client accounts and 8 % of the total risk margin requirements for all positions carried in non-client accounts (as defined in Reg. 1.17). Net capital and net capital requirements for Schwab and optionsXpress, Inc. at June 30, 2015 are as follows: Net Capital Net Capital % of Minimum 2% of in Excess of in Excess of 5% Aggregate Net Capital Aggregate Required of Aggregate Net Capital Debit Balances Required Debit Balances Net Capital Debit Balances Schwab $ % $ $ $ $ optionsXpress, Inc. $ % $ $ $ $

Segment Information

Segment Information	6 Months Ended
	Jun. 30, 2015
Segment Information [Abstract]
Segment Information	12. Segment Information The Company’s two reportable segments are Investor Services and Advisor Services. The Company structures its operating segments according to its clients and the services provided to those clients. The Investor Services segment provides retail brokerage and banking services to individual investors, retirement plan services, and corporate brokerage services. The Advisor Services segment provides custodial, trading, and support services to independent investment advisors, and retirement business services to independent retirement plan advisors and recordkeepers whose plan assets are held at Schwab Bank. Revenues and expenses are allocated to the Company’s two segments based on which segment services the client. The Company evaluates the performance of its segments on a pre-tax basis, excluding extraordinary or significant non-recurring items and results of discontinued operations. Segment assets and liabilities are not used for evaluating segment performance or in deciding how to allocate resources to segments. There are no revenues from transactions between the segments. Financial information for the Company’s reportable segments is presented in the following tables : Investor Services Advisor Services Unallocated Total Three Months Ended June 30, 2015 2014 2015 2014 2015 2014 2015 2014 Net Revenues: Asset management and administration fees $ $ $ $ $ - $ - $ $ Net interest revenue - - Trading revenue - - Other - - Provision for loan losses - - - Total net revenues - - Expenses Excluding Interest - - Income before taxes on income $ $ $ $ $ - $ - $ $ Investor Services Advisor Services Unallocated Total Six Months Ended June 30, 2015 2014 2015 2014 2015 2014 2015 2014 Net Revenues: Asset management and administration fees $ $ $ $ $ - $ - $ $ Net interest revenue - - Trading revenue - - Other - - Provision for loan losses - - - Total net revenues - - Expenses Excluding Interest - - Income before taxes on income $ $ $ $ $ - $ - $ $

Subsequent Event

Subsequent Event	6 Months Ended
	Jun. 30, 2015
Subsequent Event [Abstract]
Subsequent Event	13. Subsequent Event On August 3, 2015, the Company issued and sold 24 million depositary shares, each representing a 1/40 th ownership interest in a share of 6.00% non-cumulative perpetual preferred stock, Series C, $0.01 par value, with a liquidation preference of $1,000 per share (equivalent to $25 per depositary share) (Series C Preferred Stock). The Series C Preferred Stock has a fixed dividend rate of 6.00%. Net proceeds received from the sale were $581 million and are being used to support balance sheet growth, including the migration of certain client balances from sweep money market funds into Schwab Bank.

Securities Available for Sale20

Securities Available for Sale and Securities Held to Maturity (Tables)	6 Months Ended
	Jun. 30, 2015
Securities Available for Sale and Securities Held to Maturity [Abstract]
Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Securities Available for Sale and Securities Held to Maturity	Gross Gross Amortized Unrealized Unrealized Fair June 30, 2015 Cost Gains Losses Value Securities available for sale: U.S. agency mortgage-backed securities $ $ $ $ Asset-backed securities Corporate debt securities U.S. agency notes Treasury securities - Certificates of deposit Non-agency commercial mortgage-backed securities - Other securities - - Total securities available for sale $ $ $ $ Securities held to maturity: U.S. agency mortgage-backed securities $ $ $ $ Non-agency commercial mortgage-backed securities Treasury securities - Total securities held to maturity $ $ $ $ Gross Gross Amortized Unrealized Unrealized Fair December 31, 2014 Cost Gains Losses Value Securities available for sale: Asset-backed securities $ $ $ $ U.S. agency mortgage-backed securities Corporate debt securities U.S. agency notes - Treasury securities Certificates of deposit - Non-agency commercial mortgage-backed securities - Other securities - - Total securities available for sale $ $ $ $ Securities held to maturity: U.S. agency mortgage-backed securities $ $ $ $ Non-agency commercial mortgage-backed securities Total securities held to maturity $ $ $ $
Securities with Unrealized Losses, Aggregated by Category and Period of Continuous Unrealized Loss	Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized June 30, 2015 Value Losses Value Losses Value Losses Securities available for sale: U.S. agency mortgage-backed securities $ $ $ $ $ $ Asset-backed securities Corporate debt securities U.S. agency notes Certificates of deposit - - Total $ $ $ $ $ $ Securities held to maturity: U.S. agency mortgage-backed securities $ $ $ $ $ $ Non-agency commercial mortgage-backed securities - - Treasury securities - - Total $ $ $ $ $ $ Total securities with unrealized losses (1) $ $ $ $ $ $ (1) The number of investment positions with unrealized losses totaled 244 for securities available for sale and 171 for securities held to maturity. Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2014 Value Losses Value Losses Value Losses Securities available for sale: Asset-backed securities $ $ $ $ $ $ U.S. agency mortgage-backed securities Corporate debt securities U.S. agency notes - - Treasury securities - - Total $ $ $ $ $ $ Securities held to maturity: U.S. agency mortgage-backed securities $ $ $ $ $ $ Non-agency commercial mortgage-backed securities - - Total $ $ $ $ $ $ Total securities with unrealized losses (1) $ $ $ $ $ $ (1) The number of investment positions with unrealized losses totaled 173 for securities available for sale and 111 for securities held to maturity.
Maturities of Securities Available for Sale and Securities Held to Maturity	After 1 year After 5 years Within through through After 1 year 5 years 10 years 10 years Total Securities available for sale: U.S. agency mortgage-backed securities (1) $ - $ $ $ $ Asset-backed securities Corporate debt securities - - U.S. agency notes - - - Treasury securities - - - Certificates of deposit - - Non-agency commercial mortgage-backed securities (1) - - - Other securities - - - Total fair value $ $ $ $ $ Total amortized cost $ $ $ $ $ Securities held to maturity: U.S. agency mortgage-backed securities (1) $ - $ $ $ $ Non-agency commercial mortgage-backed securities (1) - - Treasury securities - - - Total fair value $ - $ $ $ $ Total amortized cost $ - $ $ $ $ (1) Mortgage-backed securities have been allocated to maturity groupings based on final contractual maturities. Actual maturities will differ from final contractual maturities because borrowers on a certain portion of loans underlying these securities have the right to prepay their obligations.
Proceeds and Gross Realized Gains and Losses from Sales of Securities Available for Sale	Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Proceeds $ $ $ $ Gross realized gains $ $ $ $ Gross realized losses $ $ - $ $ -

Bank Loans and Related Allowa21

Bank Loans and Related Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2015
Bank Loans and Related Allowance for Loan Losses [Abstract]
Composition of Bank Loans by Loan Segment	June 30, December 31, 2015 2014 Residential real estate mortgages $ $ Home equity loans and lines of credit Personal loans secured by securities Other Total bank loans (1) Allowance for loan losses Total bank loans – net $ $ (1) All loans are evaluated for impairment by loan segment.
Changes in Allowance for Loan Losses	Three Months Ended June 30, 2015 June 30, 2014 Residential Home Equity Residential Home Equity Real Estate Loans and Real Estate Loans and Mortgages Lines of Credit Total Mortgages Lines of Credit Total Balance at beginning of period $ $ $ $ $ $ Charge-offs - - Recoveries - - Provision for loan losses Balance at end of period $ $ $ $ $ $ Six Months Ended June 30, 2015 June 30, 2014 Residential Home Equity Residential Home Equity Real Estate Loans and Real Estate Loans and Mortgages Lines of Credit Total Mortgages Lines of Credit Total Balance at beginning of period $ $ $ $ $ $ Charge-offs - Recoveries - Provision for loan losses - - Balance at end of period $ $ $ $ $ $
Delinquency Analysis by Loan Class	>90 days past Total past due 30-59 days 60-89 days due and other and other Total June 30, 2015 Current past due past due nonaccrual loans nonaccrual loans loans Residential real estate mortgages $ $ $ $ $ $ Home equity loans and lines of credit Personal loans secured by securities - - - - Other - - - - Total bank loans $ $ $ $ $ $ >90 days past Total past due 30-59 days 60-89 days due and other and other Total December 31, 2014 Current past due past due nonaccrual loans nonaccrual loans loans Residential real estate mortgages $ $ $ $ $ $ Home equity loans and lines of credit Personal loans secured by securities - - - - Other - - Total bank loans $ $ $ $ $ $
Credit Quality of Residential Real Estate Mortgages and HELOCs by Reviewing FICO Scores at Origination, Current FICO Scores, Loan-To-Value Ratio	Weighted Percent of Loans Average Utilization that are on June 30, 2015 Balance Updated FICO Rate (1) Nonaccrual Status Residential real estate mortgages: Estimated Current LTV < 70% $ N/A % >70% – < 90% N/A % >90% – < 100% N/A % >100% N/A % Total $ N/A % Home equity loans and lines of credit: Estimated Current LTV < 70% $ % % >70% – < 90% % % >90% – < 100% % % >100% % % Total $ % % (1) The Utilization Rate is calculated using the outstanding HELOC balance divided by the associated total line of credit. N/A Not applicable. Residential Home Equity Real Estate Loans and June 30, 2015 Mortgages Lines of Credit Year of origination Pre-2011 $ $ 2011 2012 2013 2014 2015 Total $ $ Origination FICO <620 $ $ - 620 – 679 680 – 739 > 740 Total $ $ Origination LTV < 70% $ $ >70% – < 90% >90% – < 100% Total $ $ Weighted Percent of Loans Average Utilization that are on December 31, 2014 Balance Updated FICO Rate (1) Nonaccrual Status Residential real estate mortgages: Estimated Current LTV < 70% $ N/A % >70% – < 90% N/A % >90% – < 100% N/A % >100% N/A % Total $ N/A % Home equity loans and lines of credit: Estimated Current LTV < 70% $ % % >70% – < 90% % % >90% – < 100% % % >100% % % Total $ % % (1) The Utilization Rate is calculated using the outstanding HELOC balance divided by the associated total line of credit. N/A Not applicable. Residential Home Equity Real Estate Loans and December 31, 2014 Mortgages Lines of Credit Year of origination Pre-2011 $ $ 2011 2012 2013 2014 Total $ $ Origination FICO <620 $ $ - 620 – 679 680 – 739 > 740 Total $ $ Origination LTV < 70% $ $ >70% – < 90% >90% – < 100% Total $ $

Borrowings (Tables)

Borrowings (Tables)	6 Months Ended
	Jun. 30, 2015
Borrowings [Abstract]
Long-term Debt Including Unamortized Debt Discounts and Premiums	June 30, December 31, 2015 2014 Senior Notes $ $ Senior Medium-Term Notes, Series A Finance lease obligation Total long-term debt $ $
Annual Maturities on Long-term Debt Outstanding	2015 $ 2016 2017 2018 2019 Thereafter Total maturities Unamortized discount, net Total long-term debt $

Offsetting Assets and Liabili23

Offsetting Assets and Liabilities (Tables)	6 Months Ended
	Jun. 30, 2015
Offsetting Assets and Liabilities [Abstract]
Offsetting Assets and Liabilities	Gross Amounts Net Amounts Gross Amounts Not Offset in the Gross Offset in the Presented in the Consolidated Balance Sheet Assets/ Consolidated Consolidated Counterparty Net Liabilities Balance Sheet Balance Sheet Offsetting Collateral Amount June 30, 2015 Assets: Resale agreements (1) $ $ - $ $ - $ (2) $ - Securities borrowed (3) - - Total $ $ - $ $ $ $ - Liabilities: Securities loaned (4,5) $ $ - $ $ $ $ Total $ $ - $ $ $ $ December 31, 2014 Assets: Resale agreements (1) $ $ - $ $ - $ (2) $ - Securities borrowed (3) - Total $ $ - $ $ $ $ Liabilities: Securities loaned (4,5) $ $ - $ $ $ $ Total $ $ - $ $ $ $ (1) Included in cash and investments segregated and on deposit for regulatory purposes in the Company’s consolidated balance sheets. (2) Actual collateral was greater than 1 02% of the related assets. (3) Included in receivables from brokers, dealers, and clearing organizations in the Company’s consolidated balance sheets. (4) Included in payables to brokers, dealers, and clearing organizations in the Company’s consolidated balance sheets. (5) Securities loaned are predominantly comprised of equity securities with overnight and continuous remaining contractual maturities.

Fair Values of Assets and Lia24

Fair Values of Assets and Liabilities (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Values of Assets and Liabilities [Abstract]
Fair Value Hierarchy for Assets Measured at Fair Value	Quoted Prices in Active Markets Significant Significant for Identical Other Observable Unobservable Assets Inputs Inputs Balance at June 30, 2015 (Level 1) (Level 2) (Level 3) Fair Value Cash equivalents: Money market funds $ $ - $ - $ Commercial paper - - Total cash equivalents - Investments segregated and on deposit for regulatory purposes: Certificates of deposit - - U.S. Government securities - - Total investments segregated and on deposit for regulatory purposes - - Other securities owned: Schwab Funds ® money market funds - - Equity and bond mutual funds - - State and municipal debt obligations - - Equity, U.S. Government and corporate debt, and other securities - Total other securities owned - Securities available for sale: U.S. agency mortgage-backed securities - - Asset-backed securities - - Corporate debt securities - - U.S. agency notes - - Treasury securities - - Certificates of deposit - - Non-agency commercial mortgage-backed securities - - Other securities - - Total securities available for sale - - Total $ $ $ - $ Quoted Prices in Active Markets Significant Significant for Identical Other Observable Unobservable Assets Inputs Inputs Balance at December 31, 2014 (Level 1) (Level 2) (Level 3) Fair Value Cash equivalents: Money market funds $ $ - $ - $ Commercial paper - - Total cash equivalents - Investments segregated and on deposit for regulatory purposes: Certificates of deposit - - U.S. Government securities - - Total investments segregated and on deposit for regulatory purposes - - Other securities owned: Schwab Funds ® money market funds - - Equity and bond mutual funds - - State and municipal debt obligations - - Equity, U.S. Government and corporate debt, and other securities - Total other securities owned - Securities available for sale: Asset-backed securities - - U.S. agency mortgage-backed securities - - Corporate debt securities - - U.S. agency notes - - Treasury securities - - Certificates of deposit - - Non-agency commercial mortgage-backed securities - - Other securities - - Total securities available for sale - - Total $ $ $ - $
Fair Value Hierarchy for Financial Instruments Not Recorded at Fair Value	Quoted Prices in Active Markets Significant Significant for Identical Other Observable Unobservable Carrying Assets Inputs Inputs Balance at June 30, 2015 Amount (Level 1) (Level 2) (Level 3) Fair Value Assets: Cash and cash equivalents $ $ - $ $ - $ Cash and investments segregated and on deposit for regulatory purposes - - Receivables from brokers, dealers, and clearing organizations - - Receivables from brokerage clients – net - - Securities held to maturity: U.S. agency mortgage-backed securities - - Non-agency commercial mortgage-backed securities - - Treasury securities - - Total securities held to maturity - - Bank loans: (1) Residential real estate mortgages - - Home equity loans and lines of credit - - Personal loans secured by securities - - Other - - Total bank loans - - Other assets - - Total $ $ - $ $ - $ Liabilities: Bank deposits $ $ - $ $ - $ Payables to brokers, dealers, and clearing organizations - - Payables to brokerage clients - - Accrued expenses and other liabilities - - Long-term debt - - Total $ $ - $ $ - $ (1) The carrying value of bank loans excludes the allowance for loan losses of $36 million at June 30 , 2015. Quoted Prices in Active Markets Significant Significant for Identical Other Observable Unobservable Carrying Assets Inputs Inputs Balance at December 31, 2014 Amount (Level 1) (Level 2) (Level 3) Fair Value Assets: Cash and cash equivalents $ $ - $ $ - $ Cash and investments segregated and on deposit for regulatory purposes - - Receivables from brokers, dealers, and clearing organizations - - Receivables from brokerage clients – net - - Securities held to maturity: U.S. agency mortgage-backed securities - - Non-agency commercial mortgage-backed securities - - Total securities held to maturity - - Bank loans: (1) Residential real estate mortgages - - Home equity loans and lines of credit - - Personal loans secured by securities - - Other - - Total bank loans - - Other assets - - Total $ $ - $ $ - $ Liabilities: Bank deposits $ $ - $ $ - $ Payables to brokers, dealers, and clearing organizations - - Payables to brokerage clients - - Accrued expenses and other liabilities - - Long-term debt - - Total $ $ - $ $ - $ (1) The carrying value of bank loans excludes the allowance for loan losses o f $42 million at December 31, 2014.

Accumulated Other Comprehensi25

Accumulated Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2015
Accumulated Other Comprehensive Income [Abstract]
Components of Other Comprehensive Income	Three Months Ended June 30, 2015 2014 Before Tax Net of Before Tax Net of Tax Effect Tax Tax Effect Tax Change in net unrealized gain on securities available for sale: Net unrealized (loss) gain $ $ $ $ $ $ Other reclassifications included in other revenue - - - - Change in net unrealized (loss) gain on securities available for sale Other comprehensive (loss) income $ $ $ $ $ $ Six Months Ended June 30, 2015 2014 Before Tax Net of Before Tax Net of Tax Effect Tax Tax Effect Tax Change in net unrealized gain on securities available for sale: Net unrealized gain $ $ $ $ $ $ Other reclassifications included in other revenue - - - - Change in net unrealized gain on securities available for sale Other comprehensive income $ $ $ $ $ $
Accumulated Other Comprehensive Income Balances	Total Accumulated Other Comprehensive Income Balance at December 31, 2013 $ Net unrealized gain on securities available for sale Balance at June 30, 2014 $ Balance at December 31, 2014 $ Net unrealized gain on securities available for sale Balance at June 30, 2015 $

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Common Share [Abstract]
EPS under Basic and Diluted Computations	Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Net income $ $ $ $ Preferred stock dividends and other (1) Net income available to common stockholders $ $ $ $ Weighted-average common shares outstanding — basic Common stock equivalent shares related to stock incentive plans Weighted-average common shares outstanding — diluted (2) Basic EPS $ .25 $ .23 $ .47 $ .47 Diluted EPS $ .25 $ .23 $ .47 $ .47 (1) Includes preferred stock dividends and undistributed earnings and dividends allocated to non-vested restricted stock units. (2) Antidilutive stock options and restricted stock awards excluded from the calculation of diluted EPS totaled 15 million and 16 million shares for the second quarters of 2015 and 2014, respectively, and 16 million and 17 million shares for the first halves of 2015 and 2014, respectively.

Regulatory Requirements (Tables

Regulatory Requirements (Tables)	6 Months Ended
	Jun. 30, 2015
Regulatory Requirements [Abstract]
Regulatory Capital and Ratios	Minimum to be Minimum Capital Actual Well Capitalized Requirement Amount Ratio Amount Ratio Amount Ratio CSC Common Equity Tier 1 Risk-Based Capital $ % N/A $ % Tier 1 Risk-Based Capital $ % N/A $ % Total Risk-Based Capital $ % N/A $ % Tier 1 Leverage $ % N/A $ % Schwab Bank Common Equity Tier 1 Risk-Based Capital $ % $ % $ % Tier 1 Risk-Based Capital $ % $ % $ % Total Risk-Based Capital $ % $ % $ % Tier 1 Leverage $ % $ % $ % N/A Not applicable.
Net Capital and Net Capital Requirements for Schwab and optionsXpress, Inc.	Net Capital Net Capital % of Minimum 2% of in Excess of in Excess of 5% Aggregate Net Capital Aggregate Required of Aggregate Net Capital Debit Balances Required Debit Balances Net Capital Debit Balances Schwab $ % $ $ $ $ optionsXpress, Inc. $ % $ $ $ $

Segment Information (Tables)

Segment Information (Tables)	6 Months Ended
	Jun. 30, 2015
Segment Information [Abstract]
Financial Information for Reportable Segments	Investor Services Advisor Services Unallocated Total Three Months Ended June 30, 2015 2014 2015 2014 2015 2014 2015 2014 Net Revenues: Asset management and administration fees $ $ $ $ $ - $ - $ $ Net interest revenue - - Trading revenue - - Other - - Provision for loan losses - - - Total net revenues - - Expenses Excluding Interest - - Income before taxes on income $ $ $ $ $ - $ - $ $ Investor Services Advisor Services Unallocated Total Six Months Ended June 30, 2015 2014 2015 2014 2015 2014 2015 2014 Net Revenues: Asset management and administration fees $ $ $ $ $ - $ - $ $ Net interest revenue - - Trading revenue - - Other - - Provision for loan losses - - - Total net revenues - - Expenses Excluding Interest - - Income before taxes on income $ $ $ $ $ - $ - $ $

Introduction and Basis of Pre29

Introduction and Basis of Presentation (Details) - Jun. 30, 2015	stateitem
Introduction and Basis of Presentation [Abstract]
Minimum number of domestic branch offices | item	325
States with domestic branch offices	45

Securities Available for Sale30

Securities Available for Sale and Securities Held to Maturity (Narrative) (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Securities Available for Sale and Securities Held to Maturity [Abstract]
Fair value of pledged securities	$ 170,000,000		$ 170,000,000
Net impairment losses on securities	$ 0	$ 0	$ 0	$ 0

Securities Available for Sale31

Securities Available for Sale and Securities Held to Maturity (Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Securities Available for Sale) (Details) - USD ($) $ in Millions	Jun. 30, 2015		Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	$ 63,136		$ 54,520
Securities available for sale Gross Unrealized Gains	345		346
Securities available for sale Gross Unrealized Losses	66		83
Securities available for sale	63,415		54,783
U.S. agency mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	20,623		18,487
Securities available for sale Gross Unrealized Gains	221		242
Securities available for sale Gross Unrealized Losses	19		12
Securities available for sale	20,825	[1]	18,717
Asset-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	21,615		19,320
Securities available for sale Gross Unrealized Gains	73		64
Securities available for sale Gross Unrealized Losses	18		18
Securities available for sale	21,670		19,366
Corporate debt securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	9,534		8,023
Securities available for sale Gross Unrealized Gains	30		30
Securities available for sale Gross Unrealized Losses	10		8
Securities available for sale	9,554		8,045
U.S. agency notes [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	5,307		3,839
Securities available for sale Gross Unrealized Gains	2
Securities available for sale Gross Unrealized Losses	18		44
Securities available for sale	5,291		3,795
Treasury securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	3,818		2,993
Securities available for sale Gross Unrealized Gains	13		2
Securities available for sale Gross Unrealized Losses			1
Securities available for sale	3,831		2,994
Certificates of deposit [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	1,924		1,533
Securities available for sale Gross Unrealized Gains	1		1
Securities available for sale Gross Unrealized Losses	1
Securities available for sale	1,924		1,534
Non-agency commercial mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	302		310
Securities available for sale Gross Unrealized Gains	5		7
Securities available for sale	307	[1]	317
Other securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	13		15
Securities available for sale	$ 13		$ 15
[1]	Mortgage-backed securities have been allocated to maturity groupings based on final contractual maturities. Actual maturities will differ from final contractual maturities because borrowers on a certain portion of loans underlying these securities have the right to prepay their obligations.

Securities Available for Sale32

Securities Available for Sale and Securities Held to Maturity (Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Securities Held to Maturity) (Details) - USD ($) $ in Millions	Jun. 30, 2015		Dec. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, Amortized Cost	$ 37,747		$ 34,389
Securities held to maturity, Gross Unrealized Gains	476		542
Securities held to maturity, Gross Unrealized Losses	244		188
Securities held to maturity, Fair Value	37,979		34,743
U.S. agency mortgage-backed securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, Amortized Cost	36,524		33,388
Securities held to maturity, Gross Unrealized Gains	467		531
Securities held to maturity, Gross Unrealized Losses	223		174
Securities held to maturity, Fair Value	36,768	[1]	33,745
Non-agency commercial mortgage-backed securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, Amortized Cost	1,000		1,001
Securities held to maturity, Gross Unrealized Gains	9		11
Securities held to maturity, Gross Unrealized Losses	17		14
Securities held to maturity, Fair Value	992	[1]	$ 998
Treasury securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, Amortized Cost	223
Securities held to maturity, Gross Unrealized Losses	4
Securities held to maturity, Fair Value	$ 219
[1]	Mortgage-backed securities have been allocated to maturity groupings based on final contractual maturities. Actual maturities will differ from final contractual maturities because borrowers on a certain portion of loans underlying these securities have the right to prepay their obligations.

Securities Available for Sale33

Securities Available for Sale and Securities Held to Maturity (Available For Sale Securities with Unrealized Losses, Aggregated by Category and Period of Continuous Unrealized Loss) (Details) $ in Millions	Jun. 30, 2015USD ($)security	Dec. 31, 2014USD ($)security
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value	$ 14,982	$ 11,028
Securities available for sale Less than 12 months Unrealized Losses	44	25
Securities available for sale 12 months or longer Fair Value	4,754	6,807
Securities available for sale 12 months or longer Unrealized Losses	22	58
Total Securities available for sale with unrealized losses Total Fair Value	19,736	17,835
Total Securities available for sale with unrealized losses Total Unrealized Losses	$ 66	$ 83
Number of available for sale securities in unrealized loss positions | security	244	173
U.S. agency mortgage-backed securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value	$ 3,759	$ 2,247
Securities available for sale Less than 12 months Unrealized Losses	14	5
Securities available for sale 12 months or longer Fair Value	1,135	1,767
Securities available for sale 12 months or longer Unrealized Losses	5	7
Total Securities available for sale with unrealized losses Total Fair Value	4,894	4,014
Total Securities available for sale with unrealized losses Total Unrealized Losses	19	12
Asset-backed securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value	6,466	5,754
Securities available for sale Less than 12 months Unrealized Losses	16	15
Securities available for sale 12 months or longer Fair Value	712	792
Securities available for sale 12 months or longer Unrealized Losses	2	3
Total Securities available for sale with unrealized losses Total Fair Value	7,178	6,546
Total Securities available for sale with unrealized losses Total Unrealized Losses	18	18
Corporate debt securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value	2,739	1,781
Securities available for sale Less than 12 months Unrealized Losses	8	4
Securities available for sale 12 months or longer Fair Value	654	552
Securities available for sale 12 months or longer Unrealized Losses	2	4
Total Securities available for sale with unrealized losses Total Fair Value	3,393	2,333
Total Securities available for sale with unrealized losses Total Unrealized Losses	10	8
U.S. agency notes [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value	1,120
Securities available for sale Less than 12 months Unrealized Losses	5
Securities available for sale 12 months or longer Fair Value	2,253	3,696
Securities available for sale 12 months or longer Unrealized Losses	13	44
Total Securities available for sale with unrealized losses Total Fair Value	3,373	3,696
Total Securities available for sale with unrealized losses Total Unrealized Losses	18	44
Certificates of deposit [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value	898
Securities available for sale Less than 12 months Unrealized Losses	1
Total Securities available for sale with unrealized losses Total Fair Value	898
Total Securities available for sale with unrealized losses Total Unrealized Losses	1
Non-agency commercial mortgage-backed securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value	657
Securities available for sale Less than 12 months Unrealized Losses	17
Total Securities available for sale with unrealized losses Total Fair Value	657
Total Securities available for sale with unrealized losses Total Unrealized Losses	17
Treasury securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value	219	1,246
Securities available for sale Less than 12 months Unrealized Losses	4	1
Total Securities available for sale with unrealized losses Total Fair Value	219	1,246
Total Securities available for sale with unrealized losses Total Unrealized Losses	$ 4	$ 1

Securities Available for Sale34

Securities Available for Sale and Securities Held to Maturity (Held To Maturity Securities with Unrealized Losses, Aggregated by Category and Period of Continuous Unrealized Loss) (Details) $ in Millions	Jun. 30, 2015USD ($)security	Dec. 31, 2014USD ($)security
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity Less than 12 months Fair Value	$ 13,969	$ 264
Securities held to maturity Less than 12 months Unrealized Losses	209	1
Securities held to maturity 12 months or longer Fair Value	1,968	11,075
Securities held to maturity 12 months or longer Unrealized Losses	35	187
Total Securities held to maturity with unrealized losses Total Fair Value	15,937	11,339
Total Securities held to maturity with unrealized losses Total Unrealized Losses	$ 244	$ 188
Number of held to maturity securities in unrealized loss positions | security	171	111
U.S. agency mortgage-backed securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity Less than 12 months Fair Value	$ 13,093	$ 264
Securities held to maturity Less than 12 months Unrealized Losses	188	1
Securities held to maturity 12 months or longer Fair Value	1,968	10,415
Securities held to maturity 12 months or longer Unrealized Losses	35	173
Total Securities held to maturity with unrealized losses Total Fair Value	15,061	10,679
Total Securities held to maturity with unrealized losses Total Unrealized Losses	$ 223	174
Non-agency commercial mortgage-backed securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity 12 months or longer Fair Value		660
Securities held to maturity 12 months or longer Unrealized Losses		14
Total Securities held to maturity with unrealized losses Total Fair Value		660
Total Securities held to maturity with unrealized losses Total Unrealized Losses		$ 14

Securities Available for Sale35

Securities Available for Sale and Securities Held to Maturity (Securities with Unrealized Losses, Aggregated by Category and Period of Continuous Unrealized Loss) (Details) - USD ($) $ in Millions	Jun. 30, 2015		Dec. 31, 2014
Securities Available for Sale and Securities Held to Maturity [Abstract]
Securities available for sale Less than 12 months Fair Value	$ 14,982		$ 11,028
Securities available for sale Less than 12 months Unrealized Losses	44		25
Securities available for sale 12 months or longer Fair Value	4,754		6,807
Securities available for sale 12 months or longer Unrealized Losses	22		58
Total Securities available for sale with unrealized losses Total Fair Value	19,736		17,835
Total Securities available for sale with unrealized losses Total Unrealized Losses	66		83
Securities held to maturity Less than 12 months Fair Value	13,969		264
Securities held to maturity Less than 12 months Unrealized Losses	209		1
Securities held to maturity 12 months or longer Fair Value	1,968		11,075
Securities held to maturity 12 months or longer Unrealized Losses	35		187
Total Securities held to maturity with unrealized losses Total Fair Value	15,937		11,339
Total Securities held to maturity with unrealized losses Total Unrealized Losses	244		188
Securities Less than 12 months Fair Value	28,951	[1]	11,292	[2]
Securities Less than 12 months Unrealized Losses	253	[1]	26	[2]
Securities 12 months or longer Fair Value	6,722	[1]	17,882	[2]
Securities 12 months or longer Unrealized Losses	57	[1]	245	[2]
Total securities with unrealized losses Total Fair Value	35,673	[1]	29,174	[2]
Total securities with unrealized losses Total Unrealized Losses	$ 310	[1]	$ 271	[2]
[1]	The number of investment positions with unrealized losses totaled 244 for securities available for sale and 171 for securities held to maturity.
[2]	The number of investment positions with unrealized losses totaled 173 for securities available for sale and 111 for securities held to maturity.

Securities Available for Sale36

Securities Available for Sale and Securities Held to Maturity (Maturities of Securities Available for Sale) (Details) - USD ($) $ in Millions		Jun. 30, 2015		Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Within 1 year		$ 2,050
Securities available for sale, After 1 year through 5 years		24,058
Securities available for sale, After 5 years through 10 years		13,185
Securities available for sale, After 10 years		24,122
Securities available for sale, Fair Value		63,415		$ 54,783
Securities available for sale, Within 1 year amortized cost		2,048
Securities available for sale, After 1 year through 5 years amortized cost		24,021
Securities available for sale, After 5 years through 10 years amortized cost		13,106
Securities available for sale, After 10 years amortized cost		23,961
Securities available for sale, Amortized Cost		63,136		54,520
U.S. agency mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, After 1 year through 5 years	[1]	1,220
Securities available for sale, After 5 years through 10 years	[1]	7,876
Securities available for sale, After 10 years	[1]	11,729
Securities available for sale, Fair Value		20,825	[1]	18,717
Securities available for sale, Amortized Cost		20,623		18,487
Asset-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Within 1 year		1
Securities available for sale, After 1 year through 5 years		4,287
Securities available for sale, After 5 years through 10 years		5,309
Securities available for sale, After 10 years		12,073
Securities available for sale, Fair Value		21,670		19,366
Securities available for sale, Amortized Cost		21,615		19,320
Corporate debt securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Within 1 year		1,209
Securities available for sale, After 1 year through 5 years		8,345
Securities available for sale, Fair Value		9,554		8,045
Securities available for sale, Amortized Cost		9,534		8,023
U.S. agency notes [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, After 1 year through 5 years		5,291
Securities available for sale, Fair Value		5,291		3,795
Securities available for sale, Amortized Cost		5,307		3,839
Treasury securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, After 1 year through 5 years		3,831
Securities available for sale, Fair Value		3,831		2,994
Securities available for sale, Amortized Cost		3,818		2,993
Certificates of deposit [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Within 1 year		840
Securities available for sale, After 1 year through 5 years		1,084
Securities available for sale, Fair Value		1,924		1,534
Securities available for sale, Amortized Cost		1,924		1,533
Non-agency commercial mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, After 10 years	[1]	307
Securities available for sale, Fair Value		307	[1]	317
Securities available for sale, Amortized Cost		302		310
Other securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, After 10 years		13
Securities available for sale, Fair Value		13		15
Securities available for sale, Amortized Cost		$ 13		$ 15
[1]	Mortgage-backed securities have been allocated to maturity groupings based on final contractual maturities. Actual maturities will differ from final contractual maturities because borrowers on a certain portion of loans underlying these securities have the right to prepay their obligations.

Securities Available for Sale37

Securities Available for Sale and Securities Held to Maturity (Maturities of Securities Held to Maturity) (Details) - USD ($) $ in Millions		Jun. 30, 2015		Dec. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, Within 1 year
Securities held to maturity, After 1 year through 5 years		$ 938
Securities held to maturity, After 5 years through 10 years		18,762
Securities held to maturity, After 10 years		18,279
Securities held to maturity, Fair Value		$ 37,979		$ 34,743
Securities held to maturity, Within 1 year amortized cost
Securities held to maturity, After 1 year through 5 years amortized cost		$ 923
Securities held to maturity, After 5 years through 10 years amortized cost		18,609
Securities held to maturity, After 10 years amortized cost		18,215
Securities held to maturity, Amortized Cost		$ 37,747		34,389
U.S. agency mortgage-backed securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, Within 1 year	[1]
Securities held to maturity, After 1 year through 5 years	[1]	$ 938
Securities held to maturity, After 5 years through 10 years	[1]	18,184
Securities held to maturity, After 10 years	[1]	17,646
Securities held to maturity, Fair Value		36,768	[1]	33,745
Securities held to maturity, Amortized Cost		36,524		33,388
Non-agency commercial mortgage-backed securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, After 5 years through 10 years	[1]	359
Securities held to maturity, After 10 years	[1]	633
Securities held to maturity, Fair Value		992	[1]	998
Securities held to maturity, Amortized Cost		1,000		$ 1,001
Treasury securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, After 5 years through 10 years		219
Securities held to maturity, Fair Value		219
Securities held to maturity, Amortized Cost		$ 223
[1]	Mortgage-backed securities have been allocated to maturity groupings based on final contractual maturities. Actual maturities will differ from final contractual maturities because borrowers on a certain portion of loans underlying these securities have the right to prepay their obligations.

Securities Available for Sale38

Securities Available for Sale and Securities Held to Maturity (Proceeds and Gross Realized Gains and Losses from Sales of Securities Available for Sale) (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Securities Available for Sale and Securities Held to Maturity [Abstract]
Proceeds	$ 444	$ 760	$ 594	$ 2,045
Gross realized gains	1	$ 1	1	$ 2
Gross realized losses	$ 1		$ 1

Bank Loans and Related Allowa39

Bank Loans and Related Allowance for Loan Losses (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Loans Receivable [Line Items]
Commitments to extend credit related to unused home equity lines of credit, personal loans secured by securities, and other lines of credit	$ 7,100		$ 7,100		$ 6,700
Loans accruing interest contractually 90 days or more past due	0		0		0
Nonperforming assets, including nonaccrual loans and other real estate owned	39		39		$ 44
First Mortgage [Member]
Loans Receivable [Line Items]
Purchased first mortgages and HELOCs	542	$ 332	982	$ 618
Home Equity Loans and Lines of Credit [Member]
Loans Receivable [Line Items]
Purchased first mortgages and HELOCs	$ 165	$ 175	$ 282	$ 347
First Mortgage and Home Equity Loans and Lines of Credit [Member] | California [Member] | Loans, Geographic Area [Member]
Loans Receivable [Line Items]
Concentration risk percentage			48.00%

Bank Loans and Related Allowa40

Bank Loans and Related Allowance for Loan Losses (Composition of Bank Loans by Loan Segment) (Details) - USD ($) $ in Millions		Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Bank loans	[1]	$ 14,050		$ 13,441
Allowance for loan losses		(36)	$ (38)	(42)	$ (41)	$ (48)	$ (48)
Total bank loans — net		14,014		13,399
Residential Real Estate Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Bank loans		8,236		8,127
Allowance for loan losses		(23)	(26)	(29)	(28)	(33)	(34)
Home Equity Loans and Lines of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Bank loans		2,843		2,955
Allowance for loan losses		(13)	$ (12)	(13)	$ (13)	$ (15)	$ (14)
Personal loans secured by securities [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Bank loans		2,919		2,320
Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Bank loans		$ 52		$ 39
[1]	All loans are evaluated for impairment by loan segment.

Bank Loans and Related Allowa41

Bank Loans and Related Allowance for Loan Losses (Changes in Allowance for Loan Losses) (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance at beginning of period	$ 38	$ 48	$ 42	$ 48
Charge-offs	(1)	(1)	(2)	(3)
Recoveries	1	1	2	2
Provision for loan losses	(2)	(7)	(6)	(6)
Balance at end of period	36	41	36	41
Residential Real Estate Mortgages [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance at beginning of period	26	33	29	34
Charge-offs				(1)
Recoveries		1		1
Provision for loan losses	(3)	(6)	(6)	(6)
Balance at end of period	23	28	23	28
Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance at beginning of period	12	15	13	14
Charge-offs	(1)	(1)	(2)	(2)
Recoveries	1		2	1
Provision for loan losses	1	(1)
Balance at end of period	$ 13	$ 13	$ 13	$ 13

Bank Loans and Related Allowa42

Bank Loans and Related Allowance for Loan Losses (Delinquency Analysis by Loan Class) (Details) - USD ($) $ in Millions		Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		$ 14,007	$ 13,392
Past due and other nonaccrual loans		43	49
Total loans	[1]	14,050	13,441
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans		10	11
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans		2	3
>90 Days Past Due And Other Nonaccrual Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans		31	35
Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		8,206	8,092
Past due and other nonaccrual loans		30	35
Total loans		8,236	8,127
Residential Real Estate Mortgages [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans		8	9
Residential Real Estate Mortgages [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans		1	2
Residential Real Estate Mortgages [Member] | >90 Days Past Due And Other Nonaccrual Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans		21	24
Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		2,830	2,942
Past due and other nonaccrual loans		13	13
Total loans		2,843	2,955
Home Equity Loans and Lines of Credit [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans		2	1
Home Equity Loans and Lines of Credit [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans		1	1
Home Equity Loans and Lines of Credit [Member] | >90 Days Past Due And Other Nonaccrual Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans		10	11
Personal loans secured by securities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		2,919	2,320
Total loans		2,919	2,320
Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		52	38
Past due and other nonaccrual loans			1
Total loans		$ 52	39
Other [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans			$ 1
[1]	All loans are evaluated for impairment by loan segment.

Bank Loans and Related Allowa43

Bank Loans and Related Allowance for Loan Losses (Credit Quality of Residential Real Estate Mortgages and HELOCs by Reviewing FICO Scores at Origination, Current FICO Scores, Loan-To-Value Ratio) (Details) $ in Millions		Jun. 30, 2015USD ($)item	Dec. 31, 2014USD ($)item
Financing Receivable, Recorded Investment [Line Items]
Bank loans	[1]	$ 14,050	$ 13,441
Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		$ 8,236	$ 8,127
Weighted Average Updated FICO | item		773	773
Percent of Loans that are on Nonaccrual Status		0.14%	0.18%
Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		$ 2,843	$ 2,955
Weighted Average Updated FICO | item		770	769
Utilization Rate	[2]	39.00%	39.00%
Percent of Loans that are on Nonaccrual Status		0.14%	0.20%
Year of origination Pre 2011 [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		$ 999	$ 1,119
Year of origination Pre 2011 [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		2,085	2,244
Year of origination 2011 [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		501	588
Year of origination 2011 [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		126	137
Year of origination 2012 [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		1,886	2,107
Year of origination 2012 [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		134	147
Year of origination 2013 [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		2,742	3,047
Year of origination 2013 [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		247	250
Year of origination 2014 [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		1,140	1,266
Year of origination 2014 [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		188	177
Year of origination 2015 [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		968
Year of origination 2015 [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		63
Origination FICO Score Below 620 [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		9	10
Origination FICO Score 620 Through 679 [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		90	97
Origination FICO Score 620 Through 679 [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		16	18
Origination FICO Score 680 Through 739 [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		1,364	1,366
Origination FICO Score 680 Through 739 [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		521	549
Origination FICO Score 740 And Above [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		6,773	6,654
Origination FICO Score 740 And Above [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		2,306	2,388
Origination Loan To Value Ratio 70% And Below [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		5,728	5,572
Origination Loan To Value Ratio 70% And Below [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		1,919	1,979
Origination Loan to Value Ratio Greater Than 70% Through 90% [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		2,493	2,538
Origination Loan to Value Ratio Greater Than 70% Through 90% [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		905	955
Origination Loan to Value Ratio Greater Than 90% Through 100% [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		15	17
Origination Loan to Value Ratio Greater Than 90% Through 100% [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		19	21
Estimated Current LTV 70% And Below [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		$ 7,385	$ 7,131
Weighted Average Updated FICO | item		775	774
Percent of Loans that are on Nonaccrual Status		0.03%	0.04%
Estimated Current LTV 70% And Below [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		$ 2,287	$ 2,282
Weighted Average Updated FICO | item		772	773
Utilization Rate	[2]	36.00%	36.00%
Percent of Loans that are on Nonaccrual Status		0.05%	0.08%
Estimated Current LTV Greater Than 70% through 90% [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		$ 763	$ 882
Weighted Average Updated FICO | item		764	765
Percent of Loans that are on Nonaccrual Status		0.48%	0.50%
Estimated Current LTV Greater Than 70% through 90% [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		$ 436	$ 526
Weighted Average Updated FICO | item		762	762
Utilization Rate	[2]	49.00%	48.00%
Percent of Loans that are on Nonaccrual Status		0.36%	0.34%
Estimated Current LTV Greater Than 90% through 100% [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		$ 47	$ 61
Weighted Average Updated FICO | item		741	740
Percent of Loans that are on Nonaccrual Status		3.67%	2.95%
Estimated Current LTV Greater Than 90% through 100% [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		$ 63	$ 81
Weighted Average Updated FICO | item		752	749
Utilization Rate	[2]	58.00%	61.00%
Percent of Loans that are on Nonaccrual Status		0.66%	1.67%
Estimated Current LTV Greater Than 100% [Member] | Residential Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		$ 41	$ 53
Weighted Average Updated FICO | item		721	726
Percent of Loans that are on Nonaccrual Status		10.57%	10.95%
Estimated Current LTV Greater Than 100% [Member] | Home Equity Loans and Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Bank loans		$ 57	$ 66
Weighted Average Updated FICO | item		744	742
Utilization Rate	[2]	65.00%	63.00%
Percent of Loans that are on Nonaccrual Status		1.23%	1.54%
[1]	All loans are evaluated for impairment by loan segment.
[2]	The Utilization Rate is calculated using the outstanding HELOC balance divided by the associated total line of credit.

Borrowings (Narrative) (Details

Borrowings (Narrative) (Details) - Mar. 10, 2015 - USD ($)	Total
Senior Notes Due 2018 [Member]
Debt Instrument [Line Items]
Issued Senior Notes	$ 625,000,000
Debt instrument maturity year	2,018
Interest rate	1.50%
Senior Notes Due 2025 [Member]
Debt Instrument [Line Items]
Issued Senior Notes	$ 375,000,000
Debt instrument maturity year	2,025
Interest rate	3.00%

Borrowings (Long-term Debt Incl

Borrowings (Long-term Debt Including Unamortized Debt Discounts and Premiums) (Details) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Borrowings [Abstract]
Senior Notes	$ 2,566	$ 1,567
Senior Medium-Term Notes, Series A	249	249
Finance lease obligation	79	83
Total long-term debt	$ 2,894	$ 1,899

Borrowings (Annual Maturities o

Borrowings (Annual Maturities on Long-term Debt Outstanding) (Details) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Borrowings [Abstract]
2,015	$ 353
2,016	7
2,017	258
2,018	908
2,019	8
Thereafter	1,376
Total maturities	2,910
Unamortized discount, net	(16)
Total long-term debt	$ 2,894	$ 1,899

Commitments and Contingencies (

Commitments and Contingencies (Narrative) (Details) - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2015	Aug. 28, 2008
Commitments and Contingencies Disclosure [Line Items]
Amount of commitment qualified affordable housing project investments	$ 46
Amount of investment in qualified affordable housing projects	56
Standby letters of credit [Member]
Commitments and Contingencies Disclosure [Line Items]
Aggregate face amount of letter of credit agreements	240
Performance Guarantee [Member]
Commitments and Contingencies Disclosure [Line Items]
Liability for guarantees	0
Bond Market Fund Litigation [Member]
Commitments and Contingencies Disclosure [Line Items]
Alleged minimum percentage of fund assets invested in CMOs and mortgage-backed securities without obtaining shareholder vote		25.00%
Margin Requirements [Member]
Commitments and Contingencies Disclosure [Line Items]
Funds drawn under LOC's	$ 0
Minimum [Member]
Commitments and Contingencies Disclosure [Line Items]
Commitment to investments in qualified affordable housing project, payment period	2,015
Maximum [Member]
Commitments and Contingencies Disclosure [Line Items]
Commitment to investments in qualified affordable housing project, payment period	2,020

Offsetting Assets and Liabili48

Offsetting Assets and Liabilities (Narrative) (Details) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Resale And Repurchase Agreements [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Fair value of Schwab's client securities pledged to fulfill the short sales	$ 8,600	$ 10,400
Securities Financing Transaction, Fair Value [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Fair value of client securities pledged in securities lending transactions to other broker-dealers	1,600	1,300
Fair value of borrowed securities from other broker-dealers to fulfill short sales by clients	$ 399	$ 88

Offsetting Assets and Liabili49

Offsetting Assets and Liabilities (Offsetting Assets) (Details) - USD ($) $ in Millions		Jun. 30, 2015	Dec. 31, 2014
Offsetting Assets and Liabilities [Abstract]
Resale agreements, Gross Asset	[1]	$ 8,422	$ 10,186
Resale agreements, Net Amounts Presented in the Consolidated Balance Sheet	[1]	8,422	10,186
Resale agreements, Gross Amounts Not Offset in the Consolidated Balance Sheet, Collateral	[1],[2]	(8,422)	(10,186)
Resale agreements, Net Amount	[1]	0	0
Securities borrowed, Gross Asset	[3]	533	187
Securities borrowed, Net Amounts Presented in the Consolidated Balance Sheet	[3]	533	187
Securities borrowed, Gross Amounts Not Offset in the Consolidated Balance Sheet, Counterparty Offsetting	[3]	(410)	(69)
Securities borrowed, Gross Amounts Not Offset in the Consolidated Balance Sheet, Collateral	[3]	(123)	(117)
Securities borrowed, Net Amount	[3]		1
Total Gross Assets		8,955	10,373
Total Assets, Net Amounts Presented in the Consolidated Balance Sheet		8,955	10,373
Total Assets, Gross Amounts Not Offset in the Consolidated Balance Sheet, Counterparty Offsetting		(410)	(69)
Total Assets, Gross Amounts Not Offset in the Consolidated Balance Sheet, Collateral		$ (8,545)	(10,303)
Total Assets, Net Amount			$ 1
[1]	Included in cash and investments segregated and on deposit for regulatory purposes in the Company's consolidated balance sheets.
[2]	Actual collateral was greater than 102% of the related assets.
[3]	Included in receivables from brokers, dealers, and clearing organizations in the Company's consolidated balance sheets.

Offsetting Assets and Liabili50

Offsetting Assets and Liabilities (Offsetting Liabilities) (Details) - USD ($) $ in Millions		Jun. 30, 2015	Dec. 31, 2014
Offsetting Assets and Liabilities [Abstract]
Securities loaned, Gross Liabilities	[1],[2]	$ 1,894	$ 1,477
Securities loaned, Net Amounts Presented in the Consolidated Balance Sheet	[1],[2]	1,894	1,477
Securities loaned, Gross Amounts Not Offset in the Consolidated Balance Sheet, Counterparty Offsetting	[1],[2]	(410)	(69)
Securities loaned, Gross Amounts Not Offset in the Consolidated Balance Sheet, Collateral	[1],[2]	(1,361)	(1,293)
Securities loaned, Net Amount	[1],[2]	123	115
Total Gross Liabilities		1,894	1,477
Total Liabilities, Net Amounts Presented in the Consolidated Balance Sheet		1,894	1,477
Total Liabilities, Gross Amounts Not Offset in the Consolidated Balance Sheet, Counterparty Offsetting		(410)	(69)
Total Liabilities, Gross Amounts Not Offset in the Consolidated Balance Sheet, Collateral		(1,361)	(1,293)
Total Liabilities, Net Amount		$ 123	$ 115
[1]	Included in payables to brokers, dealers, and clearing organizations in the Company's consolidated balance sheets.
[2]	Securities loaned are predominantly comprised of equity securities with overnight and continuous remaining contractual maturities.

Fair Values of Assets and Lia51

Fair Values of Assets and Liabilities (Fair Value Hierarchy for Assets Measured at Fair Value) (Details) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	$ 611	$ 516
Securities available for sale	63,415	54,783
Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Cash equivalents	1,175	2,174
Investments segregated and on deposit for regulatory purposes	4,935	6,311
Other securities owned	611	516
Securities available for sale	63,415	54,783
Total	70,136	63,784
Money market funds [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Cash equivalents	758	2,142
Commercial paper [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Cash equivalents	417	32
Certificates of deposit [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Investments segregated and on deposit for regulatory purposes	3,077	4,125
Securities available for sale	1,924	1,534
U.S. Government securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Investments segregated and on deposit for regulatory purposes	1,858	2,186
Schwab Funds money market funds [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	248	224
Equity and bond mutual funds [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	292	215
State and municipal debt obligations [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	43	51
Equity, U.S. Government and corporate debt, and other securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	28	26
Asset-backed securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	21,670	19,366
U.S. agency mortgage-backed securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	20,825	18,717
Corporate debt securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	9,554	8,045
U.S. agency notes [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,291	3,795
Treasury securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	3,831	2,994
Non-agency commercial mortgage-backed securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	307	317
Other securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	13	15
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Cash equivalents	758	2,142
Other securities owned	542	441
Total	1,300	2,583
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Money market funds [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Cash equivalents	758	2,142
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Schwab Funds money market funds [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	248	224
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Equity and bond mutual funds [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	292	215
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Equity, U.S. Government and corporate debt, and other securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	2	2
Significant Other Observable Inputs (Level 2) [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Cash equivalents	417	32
Investments segregated and on deposit for regulatory purposes	4,935	6,311
Other securities owned	69	75
Securities available for sale	63,415	54,783
Total	68,836	61,201
Significant Other Observable Inputs (Level 2) [Member] | Commercial paper [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Cash equivalents	417	32
Significant Other Observable Inputs (Level 2) [Member] | Certificates of deposit [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Investments segregated and on deposit for regulatory purposes	3,077	4,125
Securities available for sale	1,924	1,534
Significant Other Observable Inputs (Level 2) [Member] | U.S. Government securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Investments segregated and on deposit for regulatory purposes	1,858	2,186
Significant Other Observable Inputs (Level 2) [Member] | State and municipal debt obligations [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	43	51
Significant Other Observable Inputs (Level 2) [Member] | Equity, U.S. Government and corporate debt, and other securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	26	24
Significant Other Observable Inputs (Level 2) [Member] | Asset-backed securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	21,670	19,366
Significant Other Observable Inputs (Level 2) [Member] | U.S. agency mortgage-backed securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	20,825	18,717
Significant Other Observable Inputs (Level 2) [Member] | Corporate debt securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	9,554	8,045
Significant Other Observable Inputs (Level 2) [Member] | U.S. agency notes [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,291	3,795
Significant Other Observable Inputs (Level 2) [Member] | Treasury securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	3,831	2,994
Significant Other Observable Inputs (Level 2) [Member] | Non-agency commercial mortgage-backed securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	307	317
Significant Other Observable Inputs (Level 2) [Member] | Other securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 13	$ 15

Fair Values of Assets and Lia52

Fair Values of Assets and Liabilities (Fair Value Hierarchy for Financial Instruments Not Recorded at Fair Value) (Details) - USD ($) $ in Millions	Jun. 30, 2015		Mar. 31, 2015	Dec. 31, 2014		Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Assets:
Securities held to maturity	$ 37,979			$ 34,743
Liabilities:
Allowance for loan losses	36		$ 38	42		$ 41	$ 48	$ 48
Residential Real Estate Mortgages [Member]
Liabilities:
Allowance for loan losses	23		26	29		28	33	34
Home Equity Loans and Lines of Credit [Member]
Liabilities:
Allowance for loan losses	13		$ 12	13		$ 13	$ 15	$ 14
Carrying Amount [Member]
Assets:
Cash and cash equivalents	7,842			9,189
Cash and investments segregated and on deposit for regulatory purposes	12,949			14,466
Receivables from brokers, dealers, and clearing organizations	917			469
Receivables from brokerage clients - net	16,618			15,666
Securities held to maturity	37,747			34,389
Bank loans	14,050	[1]		13,441	[2]
Other assets	125			76
Total	90,248			87,696
Liabilities:
Bank deposits	112,911			102,815
Payables to brokers, dealers, and clearing organizations	2,518			2,004
Payables to brokerage clients	31,480			34,305
Accrued expenses and other liabilities	468			687
Long-term debt	2,894			1,899
Total	150,271			141,710
Carrying Amount [Member] | Residential Real Estate Mortgages [Member]
Assets:
Bank loans	8,236	[1]		8,127	[2]
Carrying Amount [Member] | Home Equity Loans and Lines of Credit [Member]
Assets:
Bank loans	2,843	[1]		2,955	[2]
Carrying Amount [Member] | Personal loans secured by securities [Member]
Assets:
Bank loans	2,919	[1]		2,320	[2]
Carrying Amount [Member] | Other [Member]
Assets:
Bank loans	52	[1]		39	[2]
Carrying Amount [Member] | U.S. agency mortgage-backed securities [Member]
Assets:
Securities held to maturity	36,524			33,388
Carrying Amount [Member] | Non-agency commercial mortgage-backed securities [Member]
Assets:
Securities held to maturity	1,000			1,001
Carrying Amount [Member] | Treasury securities [Member]
Assets:
Securities held to maturity	223
Portion at Other than Fair Value Measurement [Member]
Assets:
Cash and cash equivalents	7,842			9,189
Cash and investments segregated and on deposit for regulatory purposes	12,949			14,466
Receivables from brokers, dealers, and clearing organizations	917			469
Receivables from brokerage clients - net	16,618			15,666
Securities held to maturity	37,979			34,743
Bank loans	14,154	[1]		13,542	[2]
Other assets	125			76
Total	90,584			88,151
Liabilities:
Bank deposits	112,911			102,815
Payables to brokers, dealers, and clearing organizations	2,518			2,004
Payables to brokerage clients	31,480			34,305
Accrued expenses and other liabilities	468			687
Long-term debt	3,010			2,010
Total	150,387			141,821
Portion at Other than Fair Value Measurement [Member] | Residential Real Estate Mortgages [Member]
Assets:
Bank loans	8,263	[1]		8,158	[2]
Portion at Other than Fair Value Measurement [Member] | Home Equity Loans and Lines of Credit [Member]
Assets:
Bank loans	2,920	[1]		3,026	[2]
Portion at Other than Fair Value Measurement [Member] | Personal loans secured by securities [Member]
Assets:
Bank loans	2,919	[1]		2,320	[2]
Portion at Other than Fair Value Measurement [Member] | Other [Member]
Assets:
Bank loans	52	[1]		38	[2]
Portion at Other than Fair Value Measurement [Member] | U.S. agency mortgage-backed securities [Member]
Assets:
Securities held to maturity	36,768			33,745
Portion at Other than Fair Value Measurement [Member] | Non-agency commercial mortgage-backed securities [Member]
Assets:
Securities held to maturity	992			998
Portion at Other than Fair Value Measurement [Member] | Treasury securities [Member]
Assets:
Securities held to maturity	219
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets:
Cash and cash equivalents	7,842			9,189
Cash and investments segregated and on deposit for regulatory purposes	12,949			14,466
Receivables from brokers, dealers, and clearing organizations	917			469
Receivables from brokerage clients - net	16,618			15,666
Securities held to maturity	37,979			34,743
Bank loans	14,154	[1]		13,542	[2]
Other assets	125			76
Total	90,584			88,151
Liabilities:
Bank deposits	112,911			102,815
Payables to brokers, dealers, and clearing organizations	2,518			2,004
Payables to brokerage clients	31,480			34,305
Accrued expenses and other liabilities	468			687
Long-term debt	3,010			2,010
Total	150,387			141,821
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member] | Residential Real Estate Mortgages [Member]
Assets:
Bank loans	8,263	[1]		8,158	[2]
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member] | Home Equity Loans and Lines of Credit [Member]
Assets:
Bank loans	2,920	[1]		3,026	[2]
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member] | Personal loans secured by securities [Member]
Assets:
Bank loans	2,919	[1]		2,320	[2]
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other [Member]
Assets:
Bank loans	52	[1]		38	[2]
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. agency mortgage-backed securities [Member]
Assets:
Securities held to maturity	36,768			33,745
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member] | Non-agency commercial mortgage-backed securities [Member]
Assets:
Securities held to maturity	992			$ 998
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member] | Treasury securities [Member]
Assets:
Securities held to maturity	$ 219
[1]	The carrying value of bank loans excludes the allowance for loan losses of $36 million at June 30, 2015.
[2]	The carrying value of bank loans excludes the allowance for loan losses of $42 million at December 31, 2014.

Accumulated Other Comprehensi53

Accumulated Other Comprehensive Income (Components of Other Comprehensive (Loss) Income) (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Change in net unrealized gain on Securities available for sale:
Net unrealized gain (loss)	$ (91)	$ 126	$ 16	$ 285
Other reclassifications included in other revenue		(1)		(2)
Change in net unrealized gain (loss) on securities available for sale	(91)	125	16	283
Other comprehensive income (loss), before tax	(91)	125	16	283
Change in net unrealized gain on Securities available for sale:
Net unrealized gain (loss)	34	(47)	(7)	(106)
Change in net unrealized gain on securities available for sale	34	(47)	(7)	(106)
Other comprehensive (loss) income, tax effect	34	(47)	(7)	(106)
Change in net unrealized gain on securities available for sale:
Net unrealized gain (loss)	(57)	79	9	179
Other reclassifications included in other revenue		(1)		(2)
Change in net unrealized gain on securities available for sale	(57)	78	9	177
Other comprehensive income (loss), net of tax	$ (57)	$ 78	$ 9	$ 177

Accumulated Other Comprehensi54

Accumulated Other Comprehensive Income (Accumulated Other Comprehensive Income Balances) (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Accumulated Other Comprehensive Income [Abstract]
Beginning Balance			$ 165	$ 9
Net unrealized gain on securities available for sale	$ (57)	$ 78	9	177
Ending Balance	$ 174	$ 186	$ 174	$ 186

Earnings Per Common Share (EPS

Earnings Per Common Share (EPS under Basic and Diluted Computations) (Details) - USD ($) $ / shares in Units, shares in Millions, $ in Millions		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Earnings Per Common Share [Abstract]
Net income		$ 353	$ 324	$ 655	$ 650
Preferred stock dividends and other	[1]	(23)	(22)	(34)	(30)
Net income available to common stockholders		$ 330	$ 302	$ 621	$ 620
Weighted-average common shares outstanding — basic		1,314	1,302	1,313	1,301
Common stock equivalent shares related to stock incentive plans		12	11	12	11
Weighted-average common shares outstanding — diluted	[2]	1,326	1,313	1,325	1,312
Basic EPS		$ 0.25	$ 0.23	$ 0.47	$ 0.47
Diluted EPS		$ 0.25	$ 0.23	$ 0.47	$ 0.47
Antidilutive stock options and restricted stock awards excluded from the calculation of diluted EPS		15	16	16	17
[1]	Includes preferred stock dividends and undistributed earnings and dividends allocated to non-vested restricted stock units.
[2]	Antidilutive stock options and restricted stock awards excluded from the calculation of diluted EPS totaled 15 million and 16 million shares for the second quarters of 2015 and 2014, respectively, and 16 million and 17 million shares for the first halves of 2015 and 2014, respectively.

Regulatory Requirements (Narrat

Regulatory Requirements (Narrative) (Details) - Jun. 30, 2015 - USD ($) $ in Thousands	Total
Compliance with Regulatory Capital Requirements for Broker Dealers [Line Items]
Percentage of aggregate debit balances required as minimum net capital	2.00%
Net capital under the alternative method permitted by the Uniform Net Capital Rule	This method requires the maintenance of minimum net capital, as defined, of the greater of 2% of aggregate debit balances arising from client transactions or a minimum dollar requirement ($250,000), which is based on the type of business conducted by the broker-dealer. Under the alternative method, a broker-dealer may not repay subordinated borrowings, pay cash dividends, or make any unsecured advances or loans to its parent company or employees if such payment would result in a net capital amount of less than 5% of aggregate debit balances or less than 120% of its minimum dollar requirement.
Percentage of net capital to aggregate debit balances required for a broker-dealer to repay subordinated borrowings, pay cash dividends, or make any unsecured advances or loans to its parent company or employees	5.00%
Percentage of net capital to the Company's minimum dollar requirement required for a broker-dealer to repay subordinated borrowings, pay cash dividends, or make any unsecured advances or loans to its parent company or employees	120.00%
Description of Net Capital Requirements under Commodity Exchange Act	optionsXpress, Inc. is also subject to Commodity Futures Trading Commission Regulation 1.17 (Reg. 1.17) under the Commodity Exchange Act, which also requires the maintenance of minimum net capital. optionsXpress, Inc., as a futures commission merchant, is required to maintain minimum net capital equal to the greater of its net capital requirement under Reg. 1.17 ($1 million), or the sum of 8% of the total risk margin requirements for all positions carried in client accounts and 8% of the total risk margin requirements for all positions carried in non-client accounts (as defined in Reg. 1.17).
Net capital required for optionsXpress, Inc. under Reg 1.17 of the Commodity Exchange Act	$ 1,000
Minimum percentage of the total risk margin requirements for all positions carried in customer accounts to be added to the minimum percentage of the total risk margin requirements for all positions carried in non-customer accounts for optionsXpress, Inc. minimum net capital calculation	8.00%
Minimum percentage of the total risk margin requirements for all positions carried in non-customer accounts to be added to the minimum percentage of the total risk margin requirements for all positions carried in customer accounts for optionsXpress, Inc. minimum net capital calculation	8.00%
Schwab [Member]
Compliance with Regulatory Capital Requirements for Broker Dealers [Line Items]
Minimum capital requirement	$ 250

Regulatory Requirements (Regula

Regulatory Requirements (Regulatory Capital and Ratios) (Details) - Jun. 30, 2015 - USD ($) $ in Millions	Total
CSC [Member]
Common Equity Tier 1 Risk-Based Capital
Actual Amount	$ 10,140
Minimum Capital Requirement	$ 3,094
Actual Ratio	14.80%
Minimum Capital Requirement Ratio	4.50%
Tier 1 Risk-Based Capital
Actual Amount	$ 11,014
Minimum to be Well Capitalized Amount	$ 4,125
Actual Ratio	16.00%
Minimum to be Well Capitalized Ratio	6.00%
Total Risk-Based Capital
Actual Amount	$ 11,051
Minimum to be Well Capitalized Amount	$ 5,501
Actual Ratio	16.10%
Minimum to be Well Capitalized Ratio	8.00%
Tier 1 Leverage
Actual Amount	$ 11,014
Minimum to be Well Capitalized Amount	$ 6,342
Actual Ratio	7.00%
Minimum to be Well Capitalized Ratio	4.00%
Schwab Bank [Member]
Common Equity Tier 1 Risk-Based Capital
Actual Amount	$ 8,365
Minimum to be Well Capitalized	3,071
Minimum Capital Requirement	$ 2,126
Actual Ratio	17.70%
Minimum to be Well Capitalized Ratio	6.50%
Minimum Capital Requirement Ratio	4.50%
Tier 1 Risk-Based Capital
Actual Amount	$ 8,365
Minimum to be Well Capitalized Amount	3,779
Minimum Capital Requirement Amount	$ 2,834
Actual Ratio	17.70%
Minimum to be Well Capitalized Ratio	8.00%
Minimum Capital Requirement Ratio	6.00%
Total Risk-Based Capital
Actual Amount	$ 8,401
Minimum to be Well Capitalized Amount	4,724
Minimum Capital Requirement Amount	$ 3,779
Actual Ratio	17.80%
Minimum to be Well Capitalized Ratio	10.00%
Minimum Capital Requirement Ratio	8.00%
Tier 1 Leverage
Actual Amount	$ 8,365
Minimum to be Well Capitalized Amount	5,962
Minimum Capital Requirement Amount	$ 4,770
Actual Ratio	7.00%
Minimum to be Well Capitalized Ratio	5.00%
Minimum Capital Requirement Ratio	4.00%

Regulatory Requirements (Net Ca

Regulatory Requirements (Net Capital and Net Capital Requirements for Schwab and optionsXpress, Inc) (Details) - Jun. 30, 2015 - USD ($) $ in Thousands	Total
Schwab [Member]
Compliance with Regulatory Capital Requirements for Broker Dealers [Line Items]
Net Capital	$ 1,650,000
% of Aggregate Debit Balances	9.00%
Minimum Net Capital Required	$ 250
2% of Aggregate Debit Balances	353,000
Net Capital in Excess of Required Net Capital	1,297,000
Net Capital in Excess of 5% of Aggregate Debit Balances	767,000
OptionsXpress, Inc. [Member]
Compliance with Regulatory Capital Requirements for Broker Dealers [Line Items]
Net Capital	$ 131,000
% of Aggregate Debit Balances	31.00%
Minimum Net Capital Required	$ 1,000
2% of Aggregate Debit Balances	8,000
Net Capital in Excess of Required Net Capital	123,000
Net Capital in Excess of 5% of Aggregate Debit Balances	$ 110,000

Segment Information (Narrative)

Segment Information (Narrative) (Details)	6 Months Ended
	Jun. 30, 2015segment
Segment Information [Abstract]
Number of reportable segments	2

Segment Information (Financial

Segment Information (Financial Information for Reportable Segments) (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Net Revenues
Asset management and administration fees	$ 670	$ 632	$ 1,314	$ 1,243
Net interest revenue	612	562	1,200	1,115
Trading Revenue	203	212	430	459
Other	79	65	142	133
Provision for loan losses	2	7	6	6
Total net revenues	1,566	1,478	3,092	2,956
Expenses Excluding Interest	999	957	2,041	1,913
Income before taxes on income	567	521	1,051	1,043
Investor Services [Member]
Net Revenues
Asset management and administration fees	474	441	928	869
Net interest revenue	524	504	1,034	999
Trading Revenue	135	145	286	316
Other	58	47	103	98
Provision for loan losses	2	6	6	5
Total net revenues	1,193	1,143	2,357	2,287
Expenses Excluding Interest	770	734	1,564	1,472
Income before taxes on income	423	409	793	815
Advisor Services [Member]
Net Revenues
Asset management and administration fees	196	191	386	374
Net interest revenue	88	58	166	116
Trading Revenue	68	67	144	143
Other	21	18	39	35
Provision for loan losses		1		1
Total net revenues	373	335	735	669
Expenses Excluding Interest	229	223	477	441
Income before taxes on income	$ 144	$ 112	$ 258	$ 228

Subsequent Event (Details)

Subsequent Event (Details) - USD ($) $ / shares in Units, shares in Millions, $ in Millions	Aug. 03, 2015	Jun. 30, 2015	Dec. 31, 2014
Subsequent Event [Line Items]
Preferred stock, par value		$ 0.01	$ 0.01
Subsequent Event [Member]
Subsequent Event [Line Items]
Preferred stock dividend rate	6.00%
Preferred stock, par value	$ 0.01
Preferred stock liquidation preference (per share)	$ 1,000
Depositary Shares [Member] | Subsequent Event [Member]
Subsequent Event [Line Items]
Shares issued	24
Depositary shares preferred stock ownership interest (per share)	2.50%
Preferred stock liquidation preference (per share)	$ 25
Net proceeds from issuance of preferred stock offerings	$ 581