The Charles Schwab Corporation (SCHW) 10-Q 6 May 16 2016 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2016	Apr. 25, 2016
Document and Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q1
Trading Symbol	SCHW
Entity Registrant Name	SCHWAB CHARLES CORP
Entity Central Index Key	316,709
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Entity Common Stock, Shares Outstanding		1,321,691,068

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income - USD ($) shares in Millions, $ in Millions		3 Months Ended
		Mar. 31, 2016	Mar. 31, 2015
Net Revenues
Asset management and administration fees	[1]	$ 699	$ 644
Interest revenue		810	617
Interest expense		(38)	(29)
Net interest revenue		772	588
Trading revenue		232	227
Other		63	63
Provision for loan losses		(2)	4
Total net revenues		1,764	1,526
Expenses Excluding Interest
Compensation and benefits		626	581
Professional services		116	114
Occupancy and equipment		98	83
Advertising and market development		70	69
Communications		60	58
Depreciation and amortization		56	54
Other		83	83
Total expenses excluding interest		1,109	1,042
Income before taxes on income		655	484
Taxes on income		243	182
Net Income		412	302
Preferred stock dividends and other	[2]	20	11
Net Income Available to Common Stockholders		$ 392	$ 291
Weighted-Average Common Shares Outstanding: Basic		1,321	1,312
Weighted-Average Common Shares Outstanding: Diluted		1,330	1,323
Earnings Per Common Share: Basic		$ 0.30	$ 0.22
Earnings Per Common Share: Diluted		0.29	0.22
Dividends Declared Per Common Share		$ 0.06	$ 0.06
[1]	Includes fee waivers of $97 and $184 for the three months ended March 31, 2016 and 2015, respectively, relating to Schwab-sponsored money market funds.
[2]	Includes preferred stock dividends and undistributed earnings and dividends allocated to non-vested restricted stock units.

Condensed Consolidated Stateme3

Condensed Consolidated Statements of Income (Parenthetical) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Schwab Funds money market funds [Member]
Fee waivers	$ 97	$ 184

Condensed Consolidated Stateme4

Condensed Consolidated Statements of Comprehensive Income - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Condensed Consolidated Statements of Comprehensive Income [Abstract]
Net income	$ 412	$ 302
Change in net unrealized gain on securities available for sale:
Net unrealized gain (loss)	21	$ 107
Other	1
Other comprehensive income (loss), before tax	22	$ 107
Income tax effect	(8)	(41)
Other comprehensive income (loss), net of tax	14	66
Comprehensive Income	$ 426	$ 368

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015	[1]
Assets
Cash and cash equivalents	$ 10,457	$ 11,978
Cash and investments segregated and on deposit for regulatory purposes (including resale agreements of $8,263 at March 31, 2016 and $8,088 at December 31, 2015)	20,260	19,598
Receivables from brokers, dealers, and clearing organizations	1,105	582
Receivables from brokerage clients — net	15,961	17,313
Other securities owned — at fair value	485	533
Securities available for sale	71,516	65,646
Securities held to maturity (fair value — $54,358 at March 31, 2016 and $50,088 at December 31, 2015)	53,054	50,007
Bank loans — net	14,417	14,334
Equipment, office facilities, and property — net	1,159	1,145
Goodwill	1,227	1,227
Intangible assets — net	172	181
Other assets	1,185	1,161
Total assets	190,998	183,705
Liabilities and Stockholders' Equity
Bank deposits	135,689	129,502
Payables to brokers, dealers, and clearing organizations	2,848	2,588
Payables to brokerage clients	32,282	33,185
Accrued expenses and other liabilities	1,989	2,151
Short-term borrowings	800
Long-term debt	2,877	2,877
Total liabilities	176,485	170,303
Stockholders' equity:
Preferred stock — $.01 par value per share; aggregate liquidation preference of $2,235 at March 31, 2016 and $1,485 at December 31, 2015	2,186	1,459
Common stock — 3 billion shares authorized; $.01 par value per share; 1,487,543,446 shares issued	15	15
Additional paid-in capital	4,189	4,152
Retained earnings	11,567	11,253
Treasury stock, at cost — 166,082,041 shares at March 31, 2016 and 167,205,881 shares at December 31, 2015	(3,324)	(3,343)
Accumulated other comprehensive income	(120)	(134)
Total stockholders' equity	14,513	13,402
Total liabilities and stockholders' equity	$ 190,998	$ 183,705
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Condensed Consolidated Balance6

Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Condensed Consolidated Balance Sheets [Abstract]
Cash and investments segregated and on deposit for regulatory purposes, resale agreements	$ 8,263	$ 8,088
Securities held to maturity, Fair Value	$ 54,358	$ 50,088
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, aggregate liquidation preference	$ 2,235	$ 1,485
Common stock, shares authorized	3,000,000,000	3,000,000,000
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares issued	1,487,543,446	1,487,543,446
Treasury stock, shares	166,082,041	167,205,881

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016		Mar. 31, 2015
Cash Flows from Operating Activities
Net income	$ 412		$ 302
Adjustments to reconcile net income to net cash (used for) provided by operating activities:
Provision for loan losses	2		(4)
Stock-based compensation	47		39
Depreciation and amortization	56		54
Premium amortization, net, on securities available for sale and securities held to maturity	46		38
Other	10		(2)
Net change in:
Cash and investments segregated and on deposit for regulatory purposes	(662)		1,397
Receivables from brokers, dealers, and clearing organizations	(524)		12
Receivables from brokerage clients	1,350		(345)
Other securities owned	48		(141)
Other assets	21		(21)
Payables to brokers, dealers, and clearing organizations	(120)		345
Payables to brokerage clients	(903)		(2,688)
Accrued expenses and other liabilities	(152)		(291)
Net cash used for operating activities	(369)		(1,305)
Cash Flows from Investing Activities
Purchases of securities available for sale	(7,967)		(8,057)
Proceeds from sales of securities available for sale	300		150
Principal payments on securities available for sale	2,086		1,412
Purchases of securities held to maturity	(3,878)		(2,658)
Principal payments on securities held to maturity	897		767
Net increase in bank loans	(139)		(221)
Purchase of equipment, office facilities, and property	(56)		(55)
Other investing activities	(5)
Net cash used for investing activities	(8,762)		(8,662)
Cash Flows from Financing Activities
Net change in bank deposits	6,187		6,688
Proceeds from short-term borrowings	800
Issuance of long-term debt			998
Repayment of long-term debt	(1)		$ (2)
Net proceeds from preferred stock offerings	725
Dividends paid	(110)		$ (100)
Proceeds from stock options exercised and other	7		28
Other financing activities	2		3
Net cash provided by financing activities	7,610		7,615
Decrease in Cash and Cash Equivalents	(1,521)		(2,352)
Cash and Cash Equivalents at Beginning of Period	11,978	[1]	11,363
Cash and Cash Equivalents at End of Period	10,457		9,011
Cash paid during the period for:
Interest	56		46
Income taxes	19		54
Non-cash investing activity:
Securities purchased during the period but settled after period end	$ 380		$ 60
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Introduction and Basis of Prese

Introduction and Basis of Presentation	3 Months Ended
	Mar. 31, 2016
Introduction and Basis of Presentation [Abstract]
Introduction and Basis of Presentation	1. Introduction and Basis of Presentation  CSC is a savings and loan holding company engaged , through its subsidiaries, in wealth management, securities brokerage, banking, money management, custody, and financial advisory services. Schwab is a securities broker-dealer with over 325 domestic branch offices in 45 states, as well as a branch in each of the Commonwealth of Puerto Rico and London, England. In addition, Schwab serves clients in Hong Kong through one of CSC’s subsidiaries. Other subsidiaries include Schwab Bank, a federal savings bank, and CSIM, the investment advisor for Schwab’s proprietary mutual funds, which are referred to as the Schwab Funds ® , and for Schwab’s exchange-traded funds, which are referred to as the Schwab ETFs™.  The accompanying unaudited condensed consolidated financial statements include CSC and its majority-owned subsidiaries (collectively referred to as the Company). Intercompany balances and transactions have been eliminated. These condensed consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the U.S., which require management to make certain estimates and assumptions that affect the reported amounts in the accompanying financial statements. Certain estimates relate to other-than-temporary impairment (OTTI) of securities available for sale and securities held to maturity, valuation of goodwill, allowance for loan losses, and legal and regulatory reserves. Actual results may differ from those estimates.  These condensed consolidated financial statements reflect all adjustments that are, in the opinion of management, necessary for a fair presentation of the results for the periods presented. These adjustments are of a normal recurring nature. The Company’s results for any interim period are not necessarily indicative of results for a full year or any other interim period. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2015.  The Company’s significant accounting policies are included in “Notes – 2. Summary of Significant Accounting Policies” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2015. There have been no significant changes to these accounting policies during the first three months of 2016.  Principles of Consolidation  The Company evaluates for consolidation all entities in which it has financial interests, except for money market funds which are specifically excluded from consolidation guidance. For an entity subject to consolidation, the Company evaluates whether the Company’s interest in the entity constitutes a controlling financial interest under either the variable interest entity (VIE) model or a voting interest entity (VOE) model.  As a first step in its evaluation , the Company determines whether its interest in an entity is a variable interest and if so, whether the entity is a VIE. If the entity is a VIE, the Company evaluates whether the Company has a controlling financial interest in the VIE. The Company has a controlling financial interest in a VIE and thus is the VIE’s primary beneficiary when the Company’s variable interest provides the Company with (i) the power to direct the activities of the VIE that most significantly impact the VIE’s economic performance and (ii) the obligation to absorb losses of the VIE or the right to receive benefits from the VIE that could potentially be significant to the VIE. Based upon the Company’s assessments, the Company is not deemed to be the primary beneficiary of and, therefore, is not required to consolidate any VIEs. See “Notes – 5. Variable Interest Entities” for further information about VIEs.  If an entity is not a VIE, it is considered a VOE. The Company evaluates whether the Company has a controlling financial interest in a VOE under the VOE model. Under the VOE model, the Company has a controlling financial interest in a VOE if the Company owns a majority voting interest in the VOE. The Company consolidates all VOEs in which it has majority voting interests.  For investments in entities in which the Company does not have a controlling financial interest, the Company accounts for those investments under the equity method of accounting when the Company has the ability to exercise significant influence over operating and financing decisions of the entity. Investments in entities for which the Company does not have the ability to exercise significant influence are generally carried at cost. Both equity method and cost method investments are included in other assets on the condensed consolidated balance sheets. 

New Accounting Standards

New Accounting Standards	3 Months Ended
	Mar. 31, 2016
New Accounting Standards [Abstract]
New Accounting Standards	2. New Accounting Standards  Adoption of New Accounting Standards  On January 1, 2016, the Company adopted ASU 2015-02, “Consolidation (Topic 810),” which amends the analysis a reporting entity must perform to determine whether it should consolidate certain types of legal entities. The new guidance is applicable to all entities but provides an exception for reporting entities with interests in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 for registered money market funds . The adoption of ASU 2015-02 did not have an impact on the Company’s consolidated financial statements or EPS as the new guidance did not change any existing consolidation conclusions reached in accordance with the previous guidance.  On January 1, 2016, the Company adopted ASU 2015-03, “Interest – Imputation of Interest (Subtopic 835-30).” ASU 2015-03 requires debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. Previously, debt issuance costs were presented as a separate asset on the balance sheet. The guidance in ASU 2015-03 has been applied on a retrospective basis which requires the adjustment of all prior period consolidated balance sheets. The effect of the adoption on the Company’s December 31, 2015 consolidated balance sheet was to decrease other assets and total assets by $13 million and to decrease long-term debt and total liabilities by $13 million, which the Company considers immaterial.  On January 1, 2016, the Company also adopted ASU 2015-05, “Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40),” which provides new guidance that clarifies customer’s accounting for fees paid in a cloud computing arrangement. Under the new guidance, if a cloud computing arrangement includes a software license, the customer shall account for the software license element of the arrangement consistent with the acquisition of other software licenses. If the cloud computing arrangement does not include a software license, the customer shall account for the arrangement as a service contract. The guidance applies to all new arrangements entered into after January 1, 2016. The adoption of ASU 2015-05 did not have an impact on the Company’s financial statements or EPS.  New Accounting Standards Not Yet Adopted  In May 2014, the Financial Accounting Standards Board (FASB) issued ASU 2014-09, “Revenue from Contracts with Customers (Topic 606),” which provides new guidance on revenue recognition. The guidance clarifies that revenue from contracts with customers should be recognized in a manner that depicts the timing of the related transfer of goods or performance of services at an amount that reflects the expected consideration. The new guidance will become effective January 1, 2018, with early adoption permitted as of January 1, 2017. Entities may elect either full or modified retrospective transition. Full retrospective transition will require a cumulative effect adjustment to retained earnings as of the earliest comparative period presented. Modified retrospective transition will require a cumulative effect adjustment to retained earnings as of the beginning of the reporting period in which the entity first applies the new guidance. The Company is currently evaluating the impact of this new guidance on its financial statements and EPS.  In January 2016, the FASB issued ASU 2016-01, “Financial Instruments – Overall (Subtopic 825-10),” which will become effective January 1, 2018. This new guidance addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. The main provisions of the guidance include (i) most equity investments are to be measured at fair value with changes in fair value recognized in net income, except for those accounted for under the equity method or those that do not have readily determinable fair values for which a practical expedient can be elected, (ii) requires the use of an exit price notion when measuring the fair value of financial instruments for disclosure purposes, and (iii) requires separate presentation of financial assets and financial liabilities by measurement category and form of financial instrument on the balance sheet or in the accompanying notes. The Company is currently evaluating the impact of this new guidance on its financial statements and EPS.  In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842)” which amends the accounting for leases by lessees and lessors. The primary change as a result of the new standard is the recognition of lease assets and lease liabilities by lessees for those leases classified as operating leases. Additional changes include accounting for lease origination and executory costs, required lessee reassessments during the lease term due to changes in circumstances and expanded lease disclosures. ASU 2016-02 will become effective January 1, 2019, with early adoption permitted, and requires entities to apply the new guidance using a modified retrospective transition. Modified retrospective transition requires entities to apply the new guidance as of the beginning of the earliest comparative period presented in the financial statements in which the entity first applies the new standard. Certain transition reliefs are permitted if elected by the entity. The Company is currently evaluating the impact of this new guidance on its financial statements and EPS.  In March 2016, the FASB issued ASU 2016-09, “Stock Compensation – Improvements to Employee Share-Based Payment Accounting (Topic 718)” which amends certain aspects of how an entity accounts for share-based payments to employees. The new guidance requires entities to recognize the income tax effects of share-based awards in the income statement when the awards vest or are settled, rather than recording such effects in additional paid-in capital. Entities will also be permitted to elect to account for forfeitures of share-based payments as they occur or continue with current practice which requires estimating the number of awards expected to be forfeited and adjusting the estimate when it is likely to change. ASU 2016-09 will be effective January 1, 2017, with early adoption permitted. The change in recognition of income tax effects of share-based awards will be applied prospectively. If an entity elects to account for forfeitures of share-based payments as they occur, such change will be applied using a modified retrospective transition method, with a cumulative-effect adjustment to retained earnings. The Company is currently evaluating the impact of this new guidance on its financial statements and EPS .  

Securities Available for Sale a

Securities Available for Sale and Securities Held to Maturity	3 Months Ended
	Mar. 31, 2016
Securities Available for Sale and Securities Held to Maturity [Abstract]
Securities Available for Sale and Securities Held to Maturity	3. Securities Available for Sale and Securities Held to Maturity  The amortized cost, gross unrealized gains and losses, and fair value of securities available for sale and securities held to maturity are as follows:    Gross Gross  Amortized Unrealized Unrealized Fair  March 31, 2016 Cost Gains Losses Value  Securities available for sale:  U.S. agency mortgage-backed securities $ 27,069 $ 244 $ 73 $ 27,240  Asset-backed securities 21,983 6 435 21,554  Corporate debt securities 10,763 47 25 10,785  U.S. Treasury securities 5,720 26 - 5,746  U.S. agency notes 3,377 1 2 3,376  Certificates of deposit 2,080 1 1 2,080  U.S. state and municipal securities 437 17 - 454  Non-agency commercial mortgage-backed securities 276 1 - 277  Other securities 4 - - 4  Total securities available for sale $ 71,709 $ 343 $ 536 $ 71,516  Securities held to maturity:  U.S. agency mortgage-backed securities $ 51,833 $ 1,278 $ 7 $ 53,104  Non-agency commercial mortgage-backed securities 998 26 - 1,024  U.S. Treasury securities 223 7 - 230  Total securities held to maturity $ 53,054 $ 1,311 $ 7 $ 54,358    December 31, 2015  Securities available for sale:  U.S. agency mortgage-backed securities $ 22,014 $ 183 $ 48 $ 22,149  Asset-backed securities 21,784 7 306 21,485  Corporate debt securities 10,764 14 31 10,747  U.S. Treasury securities 5,719 2 17 5,704  U.S. agency notes 3,177 - 27 3,150  Certificates of deposit 1,685 1 3 1,683  U.S. state and municipal securities 414 10 - 424  Non-agency commercial mortgage-backed securities 298 1 - 299  Other securities 5 - - 5  Total securities available for sale $ 65,860 $ 218 $ 432 $ 65,646  Securities held to maturity:  U.S. agency mortgage-backed securities $ 48,785 $ 391 $ 293 $ 48,883  Non-agency commercial mortgage-backed securities 999 6 20 985  U.S. Treasury securities 223 - 3 220  Total securities held to maturity $ 50,007 $ 397 $ 316 $ 50,088  Schwab Bank pledges securities issued by federal agencies to secure certain trust deposits. The fair value of these pledged securities was $170 million at March 31, 2016 .  A summary of securities with unrealized losses, aggregated by category and period of continuous unrealized loss, is as follows:    Less than 12 months  12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  March 31, 2016 Value Losses Value Losses Value Losses  Securities available for sale:  U.S. agency mortgage-backed securities $ 7,697 $ 66 $ 822 $ 7 $ 8,519 $ 73  Asset-backed securities 13,650 338 3,395 97 17,045 435  Corporate debt securities 4,080 20 932 5 5,012 25  U.S. agency notes - - 498 2 498 2  Certificates of deposit 350 1 - - 350 1  Total $ 25,777 $ 425 $ 5,647 $ 111 $ 31,424 $ 536  Securities held to maturity:  U.S. agency mortgage-backed securities $ 527 $ 1 $ 2,179 $ 6 $ 2,706 $ 7  Total $ 527 $ 1 $ 2,179 $ 6 $ 2,706 $ 7  Total securities with unrealized losses (1) $ 26,304 $ 426 $ 7,826 $ 117 $ 34,130 $ 543   (1) The number of investment positions with unrealized losses totaled 303 for securities available for sale and 23 for securities held to maturity.     Less than 12 months  12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  December 31, 2015 Value Losses Value Losses Value Losses  Securities available for sale:  U.S. agency mortgage-backed securities $ 8,541 $ 47 $ 813 $ 1 $ 9,354 $ 48  Asset-backed securities 17,127 240 2,743 66 19,870 306  Corporate debt securities 5,433 25 942 6 6,375 31  U.S. Treasury securities 5,010 17 - - 5,010 17  U.S. agency notes 1,281 10 1,547 17 2,828 27  Certificates of deposit 773 2 599 1 1,372 3  Total $ 38,165 $ 341 $ 6,644 $ 91 $ 44,809 $ 432  Securities held to maturity:  U.S. agency mortgage-backed securities $ 24,219 $ 253 $ 1,842 $ 40 $ 26,061 $ 293  Non-agency commercial mortgage-backed  securities 729 20 - - 729 20  U.S. Treasury securities 220 3 - - 220 3  Total $ 25,168 $ 276 $ 1,842 $ 40 $ 27,010 $ 316  Total securities with unrealized losses (1) $ 63,333 $ 617 $ 8,486 $ 131 $ 71,819 $ 748   (1) The number of investment positions with unrealized losses totaled 409 for securities available for sale and 286 for securities held to maturity.  Management evaluates whether securities available for sale and securities held to maturity are OTTI on a quarterly basis as described in “Notes – 2. Summary of Significant Accounting Policies” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2015.  The maturities of securities available for sale and securities held to maturity are as follows:    After 1 year After 5 years  Within through through After  March 31, 2016 1 year 5 years 10 years 10 years Total  Securities available for sale:  U.S. agency mortgage-backed securities (1) $ 5 $ 2,517 $ 12,993 $ 11,725 $ 27,240  Asset-backed securities - 8,090 3,715 9,749 21,554  Corporate debt securities 2,775 7,959 51 - 10,785  U.S. Treasury securities 2,500 3,042 204 - 5,746  U.S. agency notes - 3,376 - - 3,376  Certificates of deposit 785 1,295 - - 2,080  U.S. state and municipal securities - - 25 429 454  Non-agency commercial mortgage-backed  securities (1) - - - 277 277  Other securities - - - 4 4  Total fair value $ 6,065 $ 26,279 $ 16,988 $ 22,184 $ 71,516  Total amortized cost $ 6,057 $ 26,192 $ 17,033 $ 22,427 $ 71,709  Securities held to maturity:  U.S. agency mortgage-backed securities (1) $ - $ 2,760 $ 21,101 $ 29,243 $ 53,104  Non-agency commercial mortgage-backed  securities (1) - - 371 653 1,024  U.S. Treasury securities - - 230 - 230  Total fair value $ - $ 2,760 $ 21,702 $ 29,896 $ 54,358  Total amortized cost $ - $ 2,640 $ 20,938 $ 29,476 $ 53,054   (1) Mortgage-backed securities have been allocated to maturity groupings based on final contractual maturities. Actual maturities will differ from final contractual maturities because borrowers on a certain portion of loans underlying these securities have the right to prepay their obligations.  Proceeds and gross realized losses from sales of securities available for sale are as follows:    Three Months Ended  March 31,  2016 2015  Proceeds $ 300 $ 150  Gross realized losses - 1 

Bank Loans and Related Allowanc

Bank Loans and Related Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2016
Bank Loans and Related Allowance for Loan Losses [Abstract]
Bank Loans and Related Allowance for Loan Losses	4. Bank Loans and Related Allowance for Loan Losses  The composition of bank loans and delinquency analysis by loan segment is as follows:    >90 days past Total past due Allowance Total  30-59 days 60-89 days due and other and other Total for loan bank  March 31, 2016 Current past due past due nonaccrual loans nonaccrual loans loans losses loans - net  Residential real estate mortgages $ 8,375 $ 9 $ 2 $ 18 $ 29 $ 8,404 $ 21 $ 8,383  Home equity loans and lines of credit 2,639 2 1 11 14 2,653 11 2,642  Pledged asset lines 3,320 - 1 - 1 3,321 - 3,321  Other 72 - - - - 72 1 71  Total bank loans $ 14,406 $ 11 $ 4 $ 29 $ 44 $ 14,450 $ 33 $ 14,417   December 31, 2015  Residential real estate mortgages $ 8,304 $ 11 $ 1 $ 18 $ 30 $ 8,334 $ 20 $ 8,314  Home equity loans and lines of credit 2,720 4 1 10 15 2,735 11 2,724  Pledged asset lines 3,228 3 1 - 4 3,232 - 3,232  Other 64 - - - - 64 - 64  Total bank loans $ 14,316 $ 18 $ 3 $ 28 $ 49 $ 14,365 $ 31 $ 14,334 First Mortgages and HELOCs include unamortized premiums and discounts and direct origination costs of $80 million at both March 31, 2016 and De cember 31, 2015. The Company had commitments to extend credit related to unused HELOCs, PALs, and other lines of credit, which totaled $ 7.5 billion and $7.4 billion at March 31, 2016 and December 31, 2015, respectively. The Company had commitments to purchase First Mortgage loans of $454 million and $260 million at March 31, 2016 and December 31, 2015, respectively. All PALs were fully collateralized by securities with fair values in excess of borrowings at March 31, 2016 and December 31, 2015.  Schwab Bank provides a co-branded loan origination program for Schwab Bank clients (the Program) with Quicken Loans, Inc. (Quicken Loans ® ). Pursuant to the Program, Quicken Loans originates and services First Mortgages and HELOCs for Schwab Bank clients. Under the Program, Schwab Bank purchases certain First Mortgages and HELOCs that are originated by Quicken Loans. Schwab Bank purchased First Mortgages of $557 million and $440 million during the first quarters of 2016 and 2015, respectively. Schwab purchased HELOCs with commitments of $110 million and $117 million during the first quarters of 2016 and 2015, respectively.  Credit Quality  Changes in the allowance for loan losses were as follows:    Three Months Ended March 31, 2016 March 31, 2015  Residential Home equity Residential Home equity  real estate loans and real estate loans and  mortgages lines of credit Other Total mortgages lines of credit Total  Balance at beginning of period $ 20 $ 11 $ - $ 31 $ 29 $ 13 $ 42  Charge-offs (1) - - (1) - (1) (1)  Recoveries 1 - - 1 - 1 1  Provision for loan losses 1 - 1 2 (3) (1) (4)  Balance at end of period $ 21 $ 11 $ 1 $ 33 $ 26 $ 12 $ 38  Substantially all of the bank loans were collectively evaluated for impairment at March 31, 2016 and December 31, 2015. There were no loans accruing interest that were contractually 90 days or more past due at March 31, 2016 or December 31, 2015. Nonperforming assets, which include nonaccrual loans and other real estate owned, totaled $37 million and $36 million at March 31, 2016 and December 31, 2015, respectively. Impaired assets, which include nonaccrual loans, other real estate owned and troubled debt restructurings, totaled $51 million and $50 million at March 31, 2016 and December 31, 2015, respectively. Troubled debt restructurings wer e no t material at March 31, 2016 or December 31, 2015.  In addition to monitoring delinquency, the Company monitors the credit quality of First Mortgages and HELOCs by stratifying the portfolios by the year of origination, borro wer Origination FICO , Updated FICO, Origination LTV , and Estimated Current LTV ratios . Borrowers’ FICO scores are provided by an independent third-party credit reporting service and were last updated in March 2016. The Origination LTV and Estimated Current LTV ratios for a HELOC include any first lien mortgage outstanding on the same property at the time of the HELOC’s origination. The Estimated Current LTV for each loan is estimated by reference to a home price appreciation index.  As of March 31, 2016 and December 31, 2015 , 48% of the Company’s HELOC and First Mortgage portfolio was concentrated in California. These loans have performed in a manner consistent with the portfolio as a whole.    Weighted Percent of  Average Utilization Loans on  March 31, 2016 Balance Updated FICO Rate (1) Nonaccrual Status  Residential real estate mortgages:  Estimated Current LTV  < 70% $ 7,456 776 N/A 0.05 %  >70% – < 90% 876 766 N/A 0.24 %  >90% – < 100% 41 741 N/A 1.18 %  >100% 31 722 N/A 8.70 %  Total $ 8,404 774 N/A 0.10 %  Home equity loans and lines of credit:  Estimated Current LTV  < 70% $ 2,178 773 36 % 0.14 %  >70% – < 90% 379 762 48 % 0.27 %  >90% – < 100% 55 752 60 % 0.82 %  >100% 41 742 68 % 2.37 %  Total $ 2,653 771 38 % 0.21 %  Pledged asset lines:  Weighted-Average LTV  =70% $ 3,321 761 49 % -   (1) The Utilization Rate is calculated using the outstanding balance divided by the associated total line of credit. N/A Not applicable.     Residential Home equity  real estate loans and  March 31, 2016 mortgages lines of credit  Year of origination  Pre-2012 $ 1,247 $ 1,961  2012 1,528 120  2013 2,298 221  2014 949 179  2015 1,860 152  2016 522 20  Total $ 8,404 $ 2,653  Origination FICO  <620 $ 10 $ 1  620 – 679 85 15  680 – 739 1,386 486  > 740 6,923 2,151  Total $ 8,404 $ 2,653  Origination LTV  < 70% $ 6,024 $ 1,810  >70% – < 90% 2,367 827  >90% – < 100% 13 16  Total $ 8,404 $ 2,653     Weighted Percent of  Average Utilization Loans on  December 31, 2015 Balance Updated FICO Rate (1) Nonaccrual Status  Residential real estate mortgages:  Estimated Current LTV  < 70% $ 7,508 774 N/A 0.03 %  >70% – < 90% 759 764 N/A 0.31 %  >90% – < 100% 37 736 N/A 5.54 %  >100% 30 713 N/A 7.72 %  Total $ 8,334 773 N/A 0.11 %  Home equity loans and lines of credit:  Estimated Current LTV  < 70% $ 2,277 772 37 % 0.09 %  >70% – < 90% 373 760 50 % 0.48 %  >90% – < 100% 48 748 63 % 1.02 %  >100% 37 739 67 % 1.79 %  Total $ 2,735 770 39 % 0.18 %  Pledged asset lines:  Weighted-Average LTV  =70% $ 3,232 764 49 % -   (1) The Utilization Rate is calculated using the outstanding balance divided by the associated total line of credit. N/A Not applicable.     Residential Home equity  real estate loans and  December 31, 2015 mortgages lines of credit  Year of origination  Pre-2012 $ 1,306 $ 2,048  2012 1,644 125  2013 2,450 232  2014 1,021 188  2015 1,913 142  Total $ 8,334 $ 2,735  Origination FICO  <620 $ 10 $ -  620 – 679 88 16  680 – 739 1,381 498  > 740 6,855 2,221  Total $ 8,334 $ 2,735  Origination LTV  < 70% $ 5,913 $ 1,858  >70% – < 90% 2,408 860  >90% – < 100% 13 17  Total $ 8,334 $ 2,735 

Variable Interest Entities

Variable Interest Entities	3 Months Ended
	Mar. 31, 2016
Variable Interest Entities [Abstract]
Variable Interest Entities	5. Variable Interest Entities  A VIE requires consolidation by the entity’s primary beneficiary. The Company evaluates all entities in which it has a financial interest to determine if the entity is a VIE and if so, whether the Company is the primary beneficiary. See the “Principles of Consolidation” section of “Notes – 1. Introduction and Basis of Presentation” for discussion of the Company’s evaluations of VIEs and whether it is deemed to be the primary beneficiary of any VIEs in which it holds an interest. The Company was not the primary beneficiary of, and therefore, not required to consolidate any VIEs at March 31, 2016 and December 31, 2015.  Community Reinvestment Act investments  Schwab Bank is subject to the Community Reinvestment Act (CRA). The CRA is intended to encourage banks to help meet the credit needs of the communities in which they operate, including low and moderate income neighborhoods, consistent with safe and sound banking operations. As part of Schwab Bank’s community reinvestment initiatives, Schwab Bank invests with other institutional investors in funds that make equity investments in multifamily affordable housing properties. Schwab Bank receives tax credits and other tax benefits for these investments. Schwab Bank’s Low-Income Housing Tax Credit (LIHTC) investments are accounted for using the proportional amortization method if certain criteria are met. As of March 31, 2016 and December 31, 2015, the majority of the Company’s VIEs related to Schwab Bank’s LIHTC investments.  During the first quarters of 2016 and 2015, Schwab Bank recorded amortization of $1.9 million and $0.9 million, respectively, and recognized tax credits and other tax benefits of $2.6 million and $1.1 million, respectively, associated with LIHTC investments, both of which are included in taxes on income.  The carrying value of the LIHTC investments was $112 million and $104 million as of March 31, 2016 and December 31, 2015, respectively, which is included in other assets on the condensed consolidated balance sheets. Schwab Bank recorded liabilities of $88 million and $84 million for unfunded commitments related to LIHTC investments at March 31, 2016 and December 31, 2015, respectively, which are included in accrued expenses and other liabilities on the condensed consolidated balance sheets. Schwab Bank’s funding of these remaining commitments is dependent upon the occurrence of certain conditions and Schwab Bank expects to pay substantially all of these commitments between 2016 and 2020 .  Aggregate assets, liabilities and maximum exposure to loss  The aggregate assets, liabilities, and maximum exposure to loss from those VIEs in which the Company holds a variable interest, but as to which the Company has concluded it is not the primary beneficiary, are summarized in the table below:     March 31, 2016 December 31, 2015  Maximum Maximum  Aggregate Aggregate exposure Aggregate Aggregate exposure  assets liabilities to loss assets liabilities to loss  LIHTC investments (1) $ 112 $ 88 $ 112 $ 104 $ 84 $ 104  Other CRA investments (2) 57 - 65 57 - 66  Total $ 169 $ 88 $ 177 $ 161 $ 84 $ 170   (1) LIHTC investments are recorded using the proportional amortization method. (2) Other CRA investments are recorded using either the cost method or the equity method. Aggregate assets are included in either other assets or bank loans – net on the condensed consolidated balance sheets.  The Company’s maximum exposure to loss would result from the loss of the investments, including any committed amounts. During the three months ended March 31, 2016 and 2015, the Company did not provide or intend to provide financial or other support to the VIEs that it was not contractually required to provide.  

Bank Deposits

Bank Deposits	3 Months Ended
	Mar. 31, 2016
Bank Deposits [Abstract]
Bank Deposits	 6. Bank Deposits  Bank deposits consist of interest-bearing and non-interest-bearing deposits as follows:    March 31, December 31,  2016 2015  Interest-bearing deposits:  Deposits swept from brokerage accounts $ 113,898 $ 108,137  Checking 13,201 12,822  Savings and other 7,980 7,896  Total interest-bearing deposits 135,079 128,855  Non-interest-bearing deposits 610 647  Total bank deposits $ 135,689 $ 129,502 

Borrowings

Borrowings	3 Months Ended
	Mar. 31, 2016
Borrowings [Abstract]
Borrowings	 7. Borrowings  Long-term debt, including unamortized debt discounts and premiums, and debt issuance costs, where applicable, consists of the following:    March 31, December 31,  2016 2015  Senior Notes (1) $ 2,554 $ 2,553  Senior Medium-Term Notes, Series A (1) 249 249  Finance lease obligation 74 75  Total long-term debt $ 2,877 $ 2,877  (1) Balances as of December 31, 2015 have been recast as a result of the adoption of ASU 2015-03, to present debt issuance costs of $1 3 million as a direct deduction from the carrying amount of the associated debt liability, consistent with the recording of debt discounts.  Annual maturities on long-term debt outstanding at March 31, 2016 are as follows:    2016 $ 6  2017 258  2018 908  2019 8  2020 709  Thereafter 1,016  Total maturities 2,905  Unamortized discount, net (15)  Debt issuance costs (13)  Total long-term debt $ 2,877  Short-term borrowings: Schwab Bank maintains a secured credit facility with the Federal Home Loan Bank of S an Francisco. At March 31, 2016, $500 million was outstanding under this facility with an additional $8.8 billion available based on the loans currently pledged there. No funds were drawn under this facility as of December 31, 2015. Amounts outstanding under this facility are included in short-term borrowings on the condensed consolidated balance sheets.  CSC has authorization from its Board of Directors to issue Commercial Paper Notes not to exceed $1.5 billion. Management has set a current limit for the commercial paper program not to exceed the amount of the committed, unsecured credit facility, which was $750 million at March 31, 2016. The maturities of the Commercial Paper Notes may vary, but are not to exceed 270 days from the date of issue. The commercial paper is not redeemable prior to maturity and cannot be voluntarily prepaid. The proceeds of the commercial paper program are to be used for general corporate purposes. CSC had $300 million of Commercial Paper Notes outstanding as of March 31, 2016. There were no borrowings of Commercial Paper Notes outstanding at December 31, 2015. Amounts outstanding are included in short-term borrowings on the condensed consolidated balance sheets.

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2016
Commitments and Contingencies [Abstract]
Commitments and Contingencies	 8 . Commitments and Contingencies  Guarantees and indemnifications: The Company has clients that sell (i.e., write) listed option contracts that are cleared by the Options Clearing Corporation – a clearing house that establishes margin requirements on these transactions. The Company partially satisfies the margin requirements by arranging unsecured standby LOCs, in favor of the Options Clearing Corporation, which are issued by several banks. At March 31, 2016 , the aggregate face amount of these LOCs totaled $295 million. There were no funds drawn under any of these LOCs at March 31, 2016 . In connection with its securities lending activities, the Company is required to provide collateral to certain brokerage clients. The Company satisfies the collateral requirements by providing cash as collateral.  The Company also provides guarantees to securities clearing houses and exchanges under standard membership agreements, which require members to guarantee the performance of other members. Under the agreements, if another member becomes unable to satisfy its obligations to the clearing houses and exchanges, other members would be required to meet shortfalls. The Company’s liability under these arrangements is not quantifiable and may exceed the cash and securities it has posted as collateral. However, the potential requirement for the Company to make payments under these arrangements is remote. Accordingly, no liability has been recognized for these guarantees.  Legal contingencies: The Company is subject to claims and lawsuits in the ordinary course of business, including arbitrations, class actions and other litigation, some of which include claims for substantial or unspecified damages. The Company is also the subject of inquiries, investigations, and proceedings by regulatory and other governmental agencies.  The Company believes it has strong defenses in all significant matters currently pending and is contesting liability and any damages claimed. Nevertheless, some of these matters may result in adverse judgments or awards, including penalties, injunctions or other relief, and the Company may also determine to settle a matter because of the uncertainty and risks of litigation. Described below are certain matters in which there is a reasonable possibility that a material loss could be incurred or where the matter may otherwise be of significant interest to stockholders. Unless otherwise noted, the Company is unable to provide a reasonable estimate of any potential liability given the stage of proceedings in the matter.  With respect to all other pending matters, based on current information and consultation with counsel, it does not appear reasonably possible that the outcome of any such matter would be material to the financial condition, operating results or cash flows of the Company. However, predicting the outcome of a litigation or regulatory matter is inherently difficult, requiring significant judgment and evaluation of various factors, including the procedural status of the matter and any recent developments; prior experience and the experience of others in similar cases; available defenses, including potential opportunities to dispose of a case on the merits or procedural grounds before trial (e.g., motions to dismiss or for summary judgment); the progress of fact discovery; the opinions of counsel and experts regarding potential damages; potential opportunities for settlement and the status of any settlement discussions; and potential insurance coverage and indemnification. It may not be possible to reasonably estimate potential liability, if any, or a range of potential liability until the matter is closer to resolution – pending, for example, further proceedings, the outcome of key motions or appeals, or discussions among the parties. Numerous issues may have to be developed, such as discovery of important factual matters and determination of threshold legal issues, which may include novel or unsettled questions of law. Reserves are established or adjusted or further disclosure and estimates of potential loss are provided as the matter progresses and more information becomes available.  Total Bond Market Fund Litigation : On August 28, 2008, a class action lawsuit was filed in the U.S. District Court for the Northern District of California on behalf of investors in the Schwab Total Bond Market Fund™. The lawsuit, which allege d violations of state law and federal securities law in connection with the fund’s investment policy, name d CSIM, Schwab Investments (registrant and issuer of the fund’s shares) and certain current and former fund trustees as defendants. Allegations include that the fund improperly deviated from its stated investment objectives by investing in collateralized mortgage obligations (CMOs) and investing more than 25 % of fund assets in CMOs and mortgage-backed securities without obtaining a shareholder vote. Plaintiff seek s unspecified compensatory and rescission damages, unspecified equitable and injunctive relief, costs and attorneys’ fees. Plaintiff ’s federal securities law claim and certain of plaintiff ’s state law claims were dismissed. On August 8, 2011, the court dismissed plaintiff ’s remaining claims with prejudice. Plaintiff appealed to the Ninth Circuit, which issued a ruling on March 9, 2015 reversing the district court’s dismissal of the case and remanding the case for further proceedings . Plaintiff filed a fourth amended complaint on June 25, 2015 , and in decisions issued October 6, 2015 and February 23, 2016, the court dismissed all claims with prejudice. Plaintiff has appealed to the Ninth Circuit, where the case is again pending.  Regulatory Matters : On April 16, 2012, optionsXpress, Inc. was charged by the SEC in an administrative proceeding alleging violations of the firm’s close-out obligations under Regulation SHO (short sale delivery rules) in connection with certain customer trading activity. Following trial, in a decision issued June 7, 2013, the judge held that the firm had violated Regulation SHO and aided and abetted fraudulent trading activity by its customer, and ordered the firm and the customer to pay disgorgement and penalties in an amount that would not be material. The Company continues to dispute the allegations and is appealing the decision .  

Offsetting Assets and Liabiliti

Offsetting Assets and Liabilities	3 Months Ended
	Mar. 31, 2016
Offsetting Assets and Liabilities [Abstract]
Offsetting Assets and Liabilities	9. Offsetting Assets and Liabilities  Resale and repurchase agreements: Schwab enters into collateralized resale agreements principally with other broker-dealers, which could result in losses in the event the counterparty fails to purchase the securities held as collateral for the cash advanced and the fair value of the securities declines. To mitigate this risk, Schwab requires that the counterparty deliver securities to a custodian, to be held as collateral, with a fair value in excess of the resale price. Schwab also sets standards for the credit quality of the counterparty, monitors the fair value of the underlying securities as compared to the related receivable, including accrued interest, and requires additional collateral where deemed appropriate. At March 31, 2016 and December 31, 2015, the fair value of collateral received in connection with resale agreements that are available to be repledged or sold was $ 8.4 billion and $ 8.2 billion, respectively. Schwab utilizes the collateral provided under these resale agreements to meet obligations under broker-dealer client protection rules, which place limitations on its ability to access such segregated securities. For Schwab to repledge or sell this collateral, it would be required to deposit cash and/or securities of an equal amount into its segregated reserve bank accounts in order to meet its segregated cash and investment requirement. The Company’s resale agreements are not subject to master netting arrangements.  Securities lending: The Company loans client securities temporarily to other brokers in connection with its securities lending activities and receives cash as collateral for the securities loaned. Increases in security prices may cause the fair value of the securities loaned to exceed the amount of cash received as collateral. In the event the counterparty to these transactions does not return the loaned securities or provide additional cash collateral, the Company may be exposed to the risk of acquiring the securities at prevailing market prices in order to satisfy its client obligations. The Company mitigates this risk by requiring credit approvals for counterparties, monitoring the fair value of securities loaned, and requiring additional cash as collateral when necessary. The fair value of client securities pledged in securities lending transactions to other broker-dealers was $ 1.8 billion at March 31, 2016 and $ 1.9 billion at December 31, 2015. The Company has also pledged a portion of its securities owned in connection with securities lending transactions to other broker-dealers. Additionally, the Company borrows securities from other broker-dealers to fulfill short sales by clients and delivers cash to the lender in exchange for the securities. The fair value of these borrowed securities was $514 million at March 31, 2016 and $ 72 million at December 31, 2015. All of the Company’s securities lending transactions are subject to enforceable master netting arrangements with other broker-dealers. However, the Company does not net securities lending transactions and therefore, the Company’s securities loaned and securities borrowed are presented gross in the condensed consolidated balance sheets.  The following table presents information about the Company’s resale agreements and securities lending activity to enable the users of the Company’s financial statements to evaluate the potential effect of rights of setoff between these recognized assets and recognized liabilities at March 31, 2016 and December 31, 2015.    Gross Amounts Net Amounts Gross Amounts Not Offset in the  Offset in the Presented in the Condensed Consolidated  Gross Condensed Condensed Balance Sheets  Assets/ Consolidated Consolidated Counterparty Net  Liabilities Balance Sheets Balance Sheets Offsetting Collateral Amount  March 31, 2016  Assets:  Resale agreements (1) $ 8,263 $ - $ 8,263 $ - $ (8,263) (2) $ -  Securities borrowed (3) 745 - 745 (510) (235) -  Total $ 9,008 $ - $ 9,008 $ (510) $ (8,498) $ -  Liabilities:  Securities loaned (4,5) $ 2,211 $ - $ 2,211 $ (510) $ (1,568) $ 133  Total $ 2,211 $ - $ 2,211 $ (510) $ (1,568) $ 133  December 31, 2015  Assets:  Resale agreements (1) $ 8,088 $ - $ 8,088 $ - $ (8,088) (2) $ -  Securities borrowed (3) 198 - 198 (70) (127) 1  Total $ 8,286 $ - $ 8,286 $ (70) $ (8,215) $ 1  Liabilities:  Securities loaned (4,5) $ 2,233 $ - $ 2,233 $ (70) $ (1,990) $ 173  Total $ 2,233 $ - $ 2,233 $ (70) $ (1,990) $ 173   (1) Included in cash and investments segregated and on deposit for regulatory purposes in the Company’s condensed consolidated balance sheets. (2) Actual collateral was greater than or equal to 102% of the related assets. (3) Included in receivables from brokers, dealers, and clearing organizations in the Company’s condensed consolidated balance sheets. (4) Included in payables to brokers, dealers, and clearing organizations in the Company’s condensed consolidated balance sheets. (5) Securities loaned are predominantly comprised of equity securities with overnight and continuous remaining contractual maturities. 

Fair Values of Assets and Liabi

Fair Values of Assets and Liabilities	3 Months Ended
	Mar. 31, 2016
Fair Values of Assets and Liabilities [Abstract]
Fair Values of Assets and Liabilities	10. Fair Values of Assets and Liabilities  Assets and liabilities measured at fair value on a recurring basis  The Company’s assets and liabilities measured at fair value on a recurring basis include certain cash equivalents, certain investments segregated and on deposit for regulatory purposes, other securities owned, and securities available for sale. The Company uses the market approach to determine the fair value of assets and liabilities. When available, the Company uses quoted prices in active markets to measure the fair value of assets and liabilities. When utilizing market data and bid-ask spread, the Company uses the price within the bid-ask spread that best represents fair value. When quoted prices do not exist, the Company uses prices obtained from independent third-party pricing services to measure the fair value of investment assets. The Company generally obtains prices from at least three independent pricing sources for assets recorded at fair value.  The Company’s primary independent pricing service provides prices based on observable trades and discounted cash flows that incorporate observable information such as yields for similar types of securities (a benchmark interest rate plus observable spreads) and weighted-average maturity for the same or similar “to-be-issued” securities. The Company compares the prices obtained from its primary independent pricing service to the prices obtained from the additional independent pricing services to determine if the price obtained from the primary independent pricing service is reasonable. The Company does not adjust the prices received from independent third-party pricing services unless such prices are inconsistent with the definition of fair value and result in a material difference in the recorded amounts.  Fair value of other financial instruments  Descriptions of the valuation methodologies and assumptions used to estimate the fair value of other financial instruments are described below. The Company’s financial instruments not recorded at fair value but for which fair value can be approximated and disclosed include:  · Cash and cash equivalents are short-term in nature and accordingly are recorded at amounts that approximate fair value.  · Cash and investments segregated and on deposit for regulatory purposes include cash and securities purchased under resale agreements. Securities purchased under resale agreements are short-term in nature and are backed by collateral that both exceeds the carrying value of the resale agreement and is highly liquid in nature. Accordingly, the carrying values of these financial instruments approximate their fair values.  · Receivables from/payables to brokers, dealers, and clearing organizations are short-term in nature, recorded at contractual amounts and historically have been settled at those values. Accordingly, the carrying values of these financial instruments approximate their fair values.  · Receivables from/payables to brokerage clients — net are short-term in nature, recorded at contractual amounts and historically have been settled at those values. Accordingly, the carrying values of these financial instruments approximate their fair values.  · Securities held to maturity – The fair values of securities held to maturity are obtained using an independent third-party pricing service similar to investment assets recorded at fair value as discussed above.  · Bank loans – The fair values of the Company’s First Mortgages and HELOCs are estimated based on prices of mortgage-backed securities collateralized by similar types of loans. PALs are non-purpose revolving lines of credit secured by eligible assets; accordingly, the carrying values of these loans approximate their fair values.  · Financial instruments included in other assets primarily consist of LIHTC investments, cost method investments and Federal Home Loan Bank (FHLB) stock, whose carrying values approximate their fair values. FHLB stock is recorded at par, which approximates fair value.  · Bank deposits have no stated maturity and are recorded at the amount payable on demand as of the balance sheet date. The Company considers the carrying value s of these deposits to approximate their fair values.  · Financial instruments included in accrued expenses and other liabilities consist of drafts payable and certain amounts due under contractual obligations, including unfunded LIHTC commitments. These instruments are short-term in nature and accordingly are recorded at amounts that approximate fair value.  · Short-term borrowings consist of commercial paper and funds drawn on Schwab Bank’s secured credit facility with the Federal Home Loan Bank of San Francisco. Due to the short-term nature of these borrowings, carrying value approximates fair value.  · Long-term debt – Except for the finance lease obligation, the fair values of long-term debt are estimated using indicative, non-binding quotes from independent brokers. The Company validates indicative prices for its debt through comparison to other independent non-binding quotes. The finance lease obligation is recorded at carrying value, which approximates fair value.  · Firm commitments to extend credit – The Company extends credit to banking clients through HELOCs and PALs. The Company considers the fair value of these unused commitments to not be material because the interest rates earned on these balances are based on floating interest rates that reset monthly.  For a description of the fair value hierarchy, see “Notes – 2. Summary of Significant Accounting Policies” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2015. There were no significant changes in these policies and methodologies during the first three months of 2016. The Company did not transfer any assets or liabilities between Level 1, Level 2, or Level 3 during the three months ended March 31, 2016 , or the year ended December 31, 2015. In addition, the Company did not adjust prices received from the primary independent third-party pricing service at March 31, 2016 or December 31, 2015.  Assets and Liabilities Measured at Fair Value on a Recurring Basis  The following tables present the fair value hierarchy for assets measured at fair value on a recurring basis. Liabilities recorded at fair value were not material, and therefore are not included in the following tables:    Quoted Prices  in Active Markets Significant Significant  for Identical Other Observable Unobservable  Assets Inputs Inputs Balance at  March 31, 2016 (Level 1) (Level 2) (Level 3) Fair Value  Cash equivalents:  Money market funds $ 1,400 $ - $ - $ 1,400  Commercial paper - 388 - 388  Total cash equivalents 1,400 388 - 1,788  Investments segregated and on deposit for regulatory  purposes:  Certificates of deposit - 3,201 - 3,201  U.S. Government securities - 4,807 - 4,807  Total investments segregated and on deposit for  regulatory purposes - 8,008 - 8,008  Other securities owned:  Schwab Funds ® money market funds 205 - - 205  Equity and bond mutual funds 209 - - 209  State and municipal debt obligations - 41 - 41  Equity, U.S. Government and corporate debt, and  other securities 1 29 - 30  Total other securities owned 415 70 - 485  Securities available for sale:  U.S. agency mortgage-backed securities - 27,240 - 27,240  Asset-backed securities - 21,554 - 21,554  Corporate debt securities - 10,785 - 10,785  U.S. Treasury securities - 5,746 - 5,746  U.S. agency notes - 3,376 - 3,376  Certificates of deposit - 2,080 - 2,080  U.S. state and municipal securities - 454 - 454  Non-agency commercial mortgage-backed securities - 277 - 277  Other securities - 4 - 4  Total securities available for sale - 71,516 - 71,516  Total $ 1,815 $ 79,982 $ - $ 81,797     Quoted Prices  in Active Markets Significant Significant  for Identical Other Observable Unobservable  Assets Inputs Inputs Balance at  December 31, 2015 (Level 1) (Level 2) (Level 3) Fair Value  Cash equivalents:  Money market funds $ 1,968 $ - $ - $ 1,968  Commercial paper - 360 - 360  Total cash equivalents 1,968 360 - 2,328  Investments segregated and on deposit for regulatory  purposes:  Certificates of deposit - 3,430 - 3,430  U.S. Government securities - 4,517 - 4,517  Total investments segregated and on deposit for  regulatory purposes - 7,947 - 7,947  Other securities owned:  Schwab Funds ® money market funds 261 - - 261  Equity and bond mutual funds 205 - - 205  State and municipal debt obligations - 50 - 50  Equity, U.S. Government and corporate debt, and  other securities 1 16 - 17  Total other securities owned 467 66 - 533  Securities available for sale:  U.S. agency mortgage-backed securities - 22,149 - 22,149  Asset-backed securities - 21,485 - 21,485  Corporate debt securities - 10,747 - 10,747  U.S. Treasury securities - 5,704 - 5,704  U.S. agency notes - 3,150 - 3,150  Certificates of deposit - 1,683 - 1,683  U.S. state and municipal securities - 424 - 424  Non-agency commercial mortgage-backed securities - 299 - 299  Other securities - 5 - 5  Total securities available for sale - 65,646 - 65,646  Total $ 2,435 $ 74,019 $ - $ 76,454  Fair Value of Other Financial Instruments  The following tables present the fair value hierarchy for other financial instruments:    Quoted Prices  in Active Markets Significant Significant  for Identical Other Observable Unobservable  Carrying Assets Inputs Inputs Balance at  March 31, 2016 Amount (Level 1) (Level 2) (Level 3) Fair Value  Assets:  Cash and cash equivalents $ 8,669 $ - $ 8,669 $ - $ 8,669  Cash and investments segregated and  on deposit for regulatory purposes 12,246 - 12,246 - 12,246  Receivables from brokers, dealers, and  clearing organizations 1,105 - 1,105 - 1,105  Receivables from brokerage clients – net 15,958 - 15,958 - 15,958  Securities held to maturity:  U.S. agency mortgage-backed securities 51,833 - 53,104 - 53,104  Non-agency commercial mortgage-backed  securities 998 - 1,024 - 1,024  U.S. Treasury securities 223 - 230 - 230  Total securities held to maturity 53,054 - 54,358 - 54,358  Bank loans: (1)  Residential real estate mortgages 8,404 - 8,512 - 8,512  Home equity loans and lines of credit 2,653 - 2,788 - 2,788  Pledged asset lines 3,321 - 3,321 - 3,321  Other 72 - 72 - 72  Total bank loans 14,450 - 14,693 - 14,693  Other assets 189 - 189 - 189  Total $ 105,671 $ - $ 107,218 $ - $ 107,218  Liabilities:  Bank deposits $ 135,689 $ - $ 135,689 $ - $ 135,689  Payables to brokers, dealers, and clearing  organizations 2,848 - 2,848 - 2,848  Payables to brokerage clients 32,282 - 32,282 - 32,282  Accrued expenses and other liabilities 945 - 945 - 945  Short-term borrowings 800 - 800 - 800  Long-term debt 2,877 - 3,008 - 3,008  Total $ 175,441 $ - $ 175,572 $ - $ 175,572   (1) The carrying value of bank loans excludes the allowance for loan losses of $ 33 million at March 31, 2016.     Quoted Prices  in Active Markets Significant Significant  for Identical Other Observable Unobservable  Carrying Assets Inputs Inputs Balance at  December 31, 2015 Amount (Level 1) (Level 2) (Level 3) Fair Value  Assets:  Cash and cash equivalents $ 9,650 $ - $ 9,650 $ - $ 9,650  Cash and investments segregated and  on deposit for regulatory purposes 11,647 - 11,647 - 11,647  Receivables from brokers, dealers, and  clearing organizations 582 - 582 - 582  Receivables from brokerage clients – net 17,310 - 17,310 - 17,310  Securities held to maturity:  U.S. agency mortgage-backed securities 48,785 - 48,883 - 48,883  Non-agency commercial mortgage-backed  securities 999 - 985 - 985  U.S. Treasury securities 223 - 220 - 220  Total securities held to maturity 50,007 - 50,088 - 50,088  Bank loans: (1)  Residential real estate mortgages 8,334 - 8,347 - 8,347  Home equity loans and lines of credit 2,735 - 2,857 - 2,857  Pledged asset lines 3,232 - 3,232 - 3,232  Other 64 - 64 - 64  Total bank loans 14,365 - 14,500 - 14,500  Other assets 184 - 184 - 184  Total $ 103,745 $ - $ 103,961 $ - $ 103,961  Liabilities:  Bank deposits $ 129,502 $ - $ 129,502 $ - $ 129,502  Payables to brokers, dealers, and clearing  organizations 2,588 - 2,588 - 2,588  Payables to brokerage clients 33,185 - 33,185 - 33,185  Accrued expenses and other liabilities 1,115 - 1,115 - 1,115  Long-term debt (2) 2,877 - 2,967 - 2,967  Total $ 169,267 $ - $ 169,357 $ - $ 169,357   (1) The carrying value of bank loans excludes the allowance for loan losses of $31 million at December 31, 2015. (2) The amounts as of December 31, 2015 have been recast as a result of the adoption of ASU 2015-03, to present debt issuance costs of $ 13 million as a direct deduction from the carrying amount of the associated debt liability, consistent with the recording of debt discounts.  

Stockholders' Equity

Stockholders' Equity	3 Months Ended
	Mar. 31, 2016
Stockholders' Equity [Abstract]
Stockholders' Equity	11. Stockholders’ Equity  There have been no significant chang es to the Company’s stockholder s ’ equity with the exception of the issuance disclosed below. The Company did not issue any shares of common stock during the three months ended March 31, 2016, or the year ended December 31, 2015.  On March 7, 2016, the Company issued and sold 30 million depositary shares, each representing a 1/40 th ownership interest in a share of 5.95% non-cumulative perpetual preferred stock, Series D, $0.01 par value, with a liquidation preference of $1,000 per share (equivalent to $25 per depositary share). The Series D Preferred Stock has a fixed dividend rate of 5.95% .  Including the Series D issuance discussed above, the Company’s preferred stock issued and outstanding is as follows:    March 31, 2016 December 31, 2015  Shares Shares  Issued and Liquidation Issued and Liquidation  Outstanding Preference Liquidation Carrying Outstanding Preference Liquidation Carrying  (In thousands) Per Share Preference Value (In thousands) Per Share Preference Value  Series A 400 $ 1,000 $ 400 $ 397 400 $ 1,000 $ 400 $ 396  Series B 485 1,000 485 481 485 1,000 485 480  Series C 600 1,000 600 583 600 1,000 600 583  Series D 750 1,000 750 725 - - - -  Total Preferred Stock 2,235 $ 2,235 $ 2,186 1,485 $ 1,485 $ 1,459 

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	3 Months Ended
	Mar. 31, 2016
Accumulated Other Comprehensive Income [Abstract]
Accumulated Other Comprehensive Income	12. Accumulated Other Comprehensive Income  Accumulated other comprehensive income represents cumulative gains and losses that are not reflected in earnings. The components of other comprehensive income are as follows:    Three Months Ended March 31, 2016 2015  Before Tax Net of Before Tax Net of  Tax Effect Tax Tax Effect Tax  Change in net unrealized gain on  securities available for sale:  Net unrealized gain (loss) $ 21 $ (8) $ 13 $ 107 $ (41) $ 66  Other 1 - 1 - - -  Other comprehensive income (loss) $ 22 $ (8) $ 14 $ 107 $ (41) $ 66   Accumulated other comprehensive income balances are as follows:    Total  Accumulated Other  Comprehensive Income  Balance at December 31, 2014 $ 165  Net unrealized gain on securities available for sale 66  Balance at March 31, 2015 $ 231   Balance at December 31, 2015 $ (134)  Net unrealized gain on securities available for sale 13  Other 1  Balance at March 31, 2016 $ (120) 

Earnings Per Common Share

Earnings Per Common Share	3 Months Ended
	Mar. 31, 2016
Earnings Per Common Share [Abstract]
Earnings Per Common Share	13. Earnings Per Common Share  EPS is computed using the two-class method. Preferred stock dividends, and undistributed earnings and dividends allocated to participating securities are subtracted from net income in determining net income available to common stockholders. Basic EPS is computed by dividing net income available to common stockholders by the weighted-average number of common shares outstanding during the period. The computation of diluted EPS is similar to the computation of basic EPS except that the denominator is increased to include the number of additional common shares that would have been outstanding if dilutive potential common shares had been issued. Dilutive potential common shares include , if dilutive, the effect of outstanding stock options and non-vested restricted stock awards and units. EPS under the basic and diluted computations is as follows:    Three Months Ended  March 31,  2016 2015  Net income $ 412 $ 302  Preferred stock dividends and other (1) (20) (11)  Net income available to common stockholders $ 392 $ 291  Weighted-average common shares outstanding — basic 1,321 1,312  Common stock equivalent shares related to stock incentive plans 9 11  Weighted-average common shares outstanding — diluted (2) 1,330 1,323  Basic EPS $ .30 $ .22  Diluted EPS $ .29 $ .22   (1) Includes preferred stock dividends and undistributed earnings and dividends allocated to non-vested restricted stock units. (2) Antidilutive stock options and restricted stock awards excluded from the calculation of diluted EPS totaled 21 million and 17 million shares for the first quarters of 2016 and 2015, respectively. 

Regulatory Requirements

Regulatory Requirements	3 Months Ended
	Mar. 31, 2016
Regulatory Requirements [Abstract]
Regulatory Requirements	14 . Regulatory Requirements  CSC is a savings and loan holding company and Schwab Bank, CSC’s depository institution subsidiary, is a federal savings bank. CSC is subject to examination, supervision, and regulation by the Federal Reserve. Schwab Bank is subject to examination, supervision, and regulation by the OCC, as its primary regulator, the FDIC, as its deposit insurer, and the CFPB, as its conduct regulator. CSC is required to serve as a source of strength for Schwab Bank. On January 1, 2015, CSC became subject to regulatory capital requirements adopted by the Federal Reserve.  Schwab Bank is subject to various requirements and restrictions under federal and state laws, including regulatory capital requirements and requirements that restrict and govern the terms of affiliate transactions, such as extensions of credit to, or asset purchases from CSC or its other subsidiaries by Schwab Bank. In addition, Schwab Bank is required to provide notice to and may be required to obtain approval of the OCC and the Federal Reserve to declare dividends to CSC. The federal banking agencies have broad powers to enforce these regulations, including the power to terminate deposit insurance, impose substantial fines and other civil and criminal penalties, and appoint a conservator or receiver. Under the Federal Deposit Insurance Act, Schwab Bank could be subject to restrictive actions if it were to fall within one of the lowest three of five capital categories. CSC and Schwab Bank are required to maintain minimum capital levels as specified in federal banking regulations. Failure to meet the minimum levels could result in certain mandatory, and possibly additional discretionary actions by the regulators that, if undertaken, could have a direct material effect on CSC and Schwab Bank. At March 31, 2016 , both CSC and Schwab Bank met all of their respective capital requirements. Certain events, such as growth in bank deposits and regulatory discretion, could adversely affect CSC’s or Schwab Bank’s ability to meet future capital requirements.   The regulatory capital and ratios for CSC and Schwab Bank are as follows:    Minimum to be Minimum Capital  Actual Well Capitalized Requirement  March 31, 2016 Amount Ratio Amount Ratio Amount Ratio  CSC  Common Equity Tier 1 Risk-Based Capital $ 11,204 18.3 % N/A $ 2,761 4.5 %  Tier 1 Risk-Based Capital 13,390 21.8 % N/A 3,682 6.0 %  Total Risk-Based Capital 13,424 21.9 % N/A 4,909 8.0 %  Tier 1 Leverage 13,390 7.3 % N/A 7,347 4.0 %  Schwab Bank  Common Equity Tier 1 Risk-Based Capital $ 10,026 18.6 % $ 3,498 6.5 % $ 2,421 4.5 %  Tier 1 Risk-Based Capital 10,026 18.6 % 4,305 8.0 % 3,229 6.0 %  Total Risk-Based Capital 10,059 18.7 % 5,381 10.0 % 4,305 8.0 %  Tier 1 Leverage 10,026 7.1 % 7,108 5.0 % 5,687 4.0 %  December 31, 2015  CSC  Common Equity Tier 1 Risk-Based Capital $ 10,851 18.2 % N /A $ 2,681 4.5 %  Tier 1 Risk-Based Capital 12,310 20.7 % N/ A 3,575 6.0 %  Total Risk-Based Capital 12,342 20.7 % N /A 4,766 8.0 %  Tier 1 Leverage 12,310 7.1 % N /A 6,912 4.0 %  Schwab Bank  Common Equity Tier 1 Risk-Based Capital $ 9,314 18.1 % $ 3,349 6.5 % $ 2,318 4.5 %  Tier 1 Risk-Based Capital 9,314 18.1 % 4,121 8.0 % 3,091 6.0 %  Total Risk-Based Capital 9,345 18.1 % 5,152 10.0 % 4,121 8.0 %  Tier 1 Leverage 9,314 7.1 % 6,594 5.0 % 5,275 4.0 %  N/A Not applicable.  Based on its regulatory capital ratios at March 31, 2016 , Schwab Bank is considered well capitalized (the highest category) under their respective regulatory capital rules. There are no conditions or events since March 31, 2016 that management believes have changed Schwab Bank’s capital category.  Beginning on January 1, 2016, C SC and Schwab Bank became subject to a new capital conservation buffer requirement of .625% of risk-weighted assets, increasing each year by .625% until fully implemented at 2.5% of risk-weighted assets in January 2019 . Failure to maintain the capital conservation buffer would limit an entity’s ability to make capital distributions and discretionary bonus payments to executive officers. At March 31, 2016, both CSC and Schwab Bank exceeded the fully implemented capital conservation buffer requirement.  CSC’s principal broker-dealers are Schwab and optionsXpress, Inc. Schwab and optionsXpress, Inc. are both subject to Rule 15c3-1 under the Securities Exchange Act of 1934 (the Uniform Net Capital Rule). Schwab and optionsXpress, Inc. compute net capital under the alternative method permitted by the Uniform Net Capital Rule. This method requires the maintenance of minimum net capital, as defined, of the greater of 2% of aggregate debit balances arising from client transactions or a minimum dollar requirement ($ 250,000 ), which is based on the type of business conducted by the broker-dealer. Under the alternative method, a broker-dealer may not repay subordinated borrowings, pay cash dividends, or make any unsecured advances or loans to its parent company or employees if such payment would result in a net capital amount of less than 5 % of aggregate debit balances or less than 120 % of its minimum dollar requirement.  optionsXpress, Inc. is also subject to Commodity Futures Trading Commission Regulation 1.17 (Reg. 1.17) under the Commodity Exchange Act, which also requires the maintenance of minimum net capital. optionsXpress, Inc., as a futures commission merchant, is required to maintain minimum net capital equal to the greater of its net capital requirement under Reg. 1.17 ($ 1 million), or the sum of 8% of the total risk margin requirements for all positions carried in client accounts and 8 % of the total risk margin requirements for all positions carried in non-client accounts (as defined in Reg. 1.17).  Net capital and net capital requirements for Schwab and optionsXpress, Inc. are as follows:    Net Capital  Minimum 2% of in Excess of  Net Capital Aggregate Required  March 31, 2016 Net Capital Required Debit Balances Net Capital  Schwab $ 1,884 $ 0.250 $ 339 $ 1,545  optionsXpress, Inc. 258 1 6 252  December 31, 2015  Schwab $ 1,746 $ 0.250 $ 358 $ 1,388  optionsXpress, Inc. 244 1 7 237 

Segment Information

Segment Information	3 Months Ended
	Mar. 31, 2016
Segment Information [Abstract]
Segment Information	15. Segment Information  The Company’s two reportable segments are Investor Services and Advisor Services. The Company structures its operating segments according to its clients and the services provided to those clients. The Investor Services segment provides retail brokerage and banking services, retirement plan services, and other corporate brokerage services. The Advisor Services segment provides custodial, trading, and support services as well as retirement business services. Revenues and expenses are allocated to the Company’s two segments based on which segment services the client.  The Company evaluates the performance of its segments on a pre-tax basis, excluding items such as restructuring and other charges. Segment assets and liabilities are not used for evaluating segment performance or in deciding how to allocate resources to segments. There are no revenues from transactions between the segments.  Financial information for the Company’s reportable segments is presented in the following table:    Investor Services (1) Advisor Services (1) Total  Three Months Ended March 31, 2016 2015 2016 2015 2016 2015  Net Revenues:  Asset management and administration fees $ 472 $ 446 $ 227 $ 198 $ 699 $ 644  Net interest revenue 613 510 159 78 772 588  Trading revenue 143 148 89 79 232 227  Other 46 44 17 19 63 63  Provision for loan losses (2) 4 - - (2) 4  Total net revenues 1,272 1,152 492 374 1,764 1,526  Expenses Excluding Interest 836 785 273 257 1,109 1,042  Income before taxes on income $ 436 $ 367 $ 219 $ 117 $ 655 $ 484  (1) The Corporate Brokerage Retirement Services business was transferred from the Investor Services segment to the Advisor Services segment in the fourth quarter of 2015. Prior period information has been recast to reflect these changes. 

New Accounting Standards (Polic

New Accounting Standards (Policy)	3 Months Ended
	Mar. 31, 2016
New Accounting Standards [Abstract]
Adoption of New Accounting Standards	Adoption of New Accounting Standards  On January 1, 2016, the Company adopted ASU 2015-02, “Consolidation (Topic 810),” which amends the analysis a reporting entity must perform to determine whether it should consolidate certain types of legal entities. The new guidance is applicable to all entities but provides an exception for reporting entities with interests in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 for registered money market funds . The adoption of ASU 2015-02 did not have an impact on the Company’s consolidated financial statements or EPS as the new guidance did not change any existing consolidation conclusions reached in accordance with the previous guidance.  On January 1, 2016, the Company adopted ASU 2015-03, “Interest – Imputation of Interest (Subtopic 835-30).” ASU 2015-03 requires debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. Previously, debt issuance costs were presented as a separate asset on the balance sheet. The guidance in ASU 2015-03 has been applied on a retrospective basis which requires the adjustment of all prior period consolidated balance sheets. The effect of the adoption on the Company’s December 31, 2015 consolidated balance sheet was to decrease other assets and total assets by $13 million and to decrease long-term debt and total liabilities by $13 million, which the Company considers immaterial.  On January 1, 2016, the Company also adopted ASU 2015-05, “Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40),” which provides new guidance that clarifies customer’s accounting for fees paid in a cloud computing arrangement. Under the new guidance, if a cloud computing arrangement includes a software license, the customer shall account for the software license element of the arrangement consistent with the acquisition of other software licenses. If the cloud computing arrangement does not include a software license, the customer shall account for the arrangement as a service contract. The guidance applies to all new arrangements entered into after January 1, 2016. The adoption of ASU 2015-05 did not have an impact on the Company’s financial statements or EPS.
New Accounting Standards Not Yet Adopted	New Accounting Standards Not Yet Adopted  In May 2014, the Financial Accounting Standards Board (FASB) issued ASU 2014-09, “Revenue from Contracts with Customers (Topic 606),” which provides new guidance on revenue recognition. The guidance clarifies that revenue from contracts with customers should be recognized in a manner that depicts the timing of the related transfer of goods or performance of services at an amount that reflects the expected consideration. The new guidance will become effective January 1, 2018, with early adoption permitted as of January 1, 2017. Entities may elect either full or modified retrospective transition. Full retrospective transition will require a cumulative effect adjustment to retained earnings as of the earliest comparative period presented. Modified retrospective transition will require a cumulative effect adjustment to retained earnings as of the beginning of the reporting period in which the entity first applies the new guidance. The Company is currently evaluating the impact of this new guidance on its financial statements and EPS.  In January 2016, the FASB issued ASU 2016-01, “Financial Instruments – Overall (Subtopic 825-10),” which will become effective January 1, 2018. This new guidance addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. The main provisions of the guidance include (i) most equity investments are to be measured at fair value with changes in fair value recognized in net income, except for those accounted for under the equity method or those that do not have readily determinable fair values for which a practical expedient can be elected, (ii) requires the use of an exit price notion when measuring the fair value of financial instruments for disclosure purposes, and (iii) requires separate presentation of financial assets and financial liabilities by measurement category and form of financial instrument on the balance sheet or in the accompanying notes. The Company is currently evaluating the impact of this new guidance on its financial statements and EPS.  In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842)” which amends the accounting for leases by lessees and lessors. The primary change as a result of the new standard is the recognition of lease assets and lease liabilities by lessees for those leases classified as operating leases. Additional changes include accounting for lease origination and executory costs, required lessee reassessments during the lease term due to changes in circumstances and expanded lease disclosures. ASU 2016-02 will become effective January 1, 2019, with early adoption permitted, and requires entities to apply the new guidance using a modified retrospective transition. Modified retrospective transition requires entities to apply the new guidance as of the beginning of the earliest comparative period presented in the financial statements in which the entity first applies the new standard. Certain transition reliefs are permitted if elected by the entity. The Company is currently evaluating the impact of this new guidance on its financial statements and EPS.  In March 2016, the FASB issued ASU 2016-09, “Stock Compensation – Improvements to Employee Share-Based Payment Accounting (Topic 718)” which amends certain aspects of how an entity accounts for share-based payments to employees. The new guidance requires entities to recognize the income tax effects of share-based awards in the income statement when the awards vest or are settled, rather than recording such effects in additional paid-in capital. Entities will also be permitted to elect to account for forfeitures of share-based payments as they occur or continue with current practice which requires estimating the number of awards expected to be forfeited and adjusting the estimate when it is likely to change. ASU 2016-09 will be effective January 1, 2017, with early adoption permitted. The change in recognition of income tax effects of share-based awards will be applied prospectively. If an entity elects to account for forfeitures of share-based payments as they occur, such change will be applied using a modified retrospective transition method, with a cumulative-effect adjustment to retained earnings. The Company is currently evaluating the impact of this new guidance on its financial statements and EPS .

Securities Available for Sale24

Securities Available for Sale and Securities Held to Maturity (Tables)	3 Months Ended
	Mar. 31, 2016
Securities Available for Sale and Securities Held to Maturity [Abstract]
Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Securities Available for Sale and Securities Held to Maturity	    Gross Gross  Amortized Unrealized Unrealized Fair  March 31, 2016 Cost Gains Losses Value  Securities available for sale:  U.S. agency mortgage-backed securities $ 27,069 $ 244 $ 73 $ 27,240  Asset-backed securities 21,983 6 435 21,554  Corporate debt securities 10,763 47 25 10,785  U.S. Treasury securities 5,720 26 - 5,746  U.S. agency notes 3,377 1 2 3,376  Certificates of deposit 2,080 1 1 2,080  U.S. state and municipal securities 437 17 - 454  Non-agency commercial mortgage-backed securities 276 1 - 277  Other securities 4 - - 4  Total securities available for sale $ 71,709 $ 343 $ 536 $ 71,516  Securities held to maturity:  U.S. agency mortgage-backed securities $ 51,833 $ 1,278 $ 7 $ 53,104  Non-agency commercial mortgage-backed securities 998 26 - 1,024  U.S. Treasury securities 223 7 - 230  Total securities held to maturity $ 53,054 $ 1,311 $ 7 $ 54,358    December 31, 2015  Securities available for sale:  U.S. agency mortgage-backed securities $ 22,014 $ 183 $ 48 $ 22,149  Asset-backed securities 21,784 7 306 21,485  Corporate debt securities 10,764 14 31 10,747  U.S. Treasury securities 5,719 2 17 5,704  U.S. agency notes 3,177 - 27 3,150  Certificates of deposit 1,685 1 3 1,683  U.S. state and municipal securities 414 10 - 424  Non-agency commercial mortgage-backed securities 298 1 - 299  Other securities 5 - - 5  Total securities available for sale $ 65,860 $ 218 $ 432 $ 65,646  Securities held to maturity:  U.S. agency mortgage-backed securities $ 48,785 $ 391 $ 293 $ 48,883  Non-agency commercial mortgage-backed securities 999 6 20 985  U.S. Treasury securities 223 - 3 220  Total securities held to maturity $ 50,007 $ 397 $ 316 $ 50,088 
Securities with Unrealized Losses, Aggregated by Category and Period of Continuous Unrealized Loss	  Less than 12 months  12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  March 31, 2016 Value Losses Value Losses Value Losses  Securities available for sale:  U.S. agency mortgage-backed securities $ 7,697 $ 66 $ 822 $ 7 $ 8,519 $ 73  Asset-backed securities 13,650 338 3,395 97 17,045 435  Corporate debt securities 4,080 20 932 5 5,012 25  U.S. agency notes - - 498 2 498 2  Certificates of deposit 350 1 - - 350 1  Total $ 25,777 $ 425 $ 5,647 $ 111 $ 31,424 $ 536  Securities held to maturity:  U.S. agency mortgage-backed securities $ 527 $ 1 $ 2,179 $ 6 $ 2,706 $ 7  Total $ 527 $ 1 $ 2,179 $ 6 $ 2,706 $ 7  Total securities with unrealized losses (1) $ 26,304 $ 426 $ 7,826 $ 117 $ 34,130 $ 543   (1) The number of investment positions with unrealized losses totaled 303 for securities available for sale and 23 for securities held to maturity.     Less than 12 months  12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  December 31, 2015 Value Losses Value Losses Value Losses  Securities available for sale:  U.S. agency mortgage-backed securities $ 8,541 $ 47 $ 813 $ 1 $ 9,354 $ 48  Asset-backed securities 17,127 240 2,743 66 19,870 306  Corporate debt securities 5,433 25 942 6 6,375 31  U.S. Treasury securities 5,010 17 - - 5,010 17  U.S. agency notes 1,281 10 1,547 17 2,828 27  Certificates of deposit 773 2 599 1 1,372 3  Total $ 38,165 $ 341 $ 6,644 $ 91 $ 44,809 $ 432  Securities held to maturity:  U.S. agency mortgage-backed securities $ 24,219 $ 253 $ 1,842 $ 40 $ 26,061 $ 293  Non-agency commercial mortgage-backed  securities 729 20 - - 729 20  U.S. Treasury securities 220 3 - - 220 3  Total $ 25,168 $ 276 $ 1,842 $ 40 $ 27,010 $ 316  Total securities with unrealized losses (1) $ 63,333 $ 617 $ 8,486 $ 131 $ 71,819 $ 748   (1) The number of investment positions with unrealized losses totaled 409 for securities available for sale and 286 for securities held to maturity. 
Maturities of Securities Available for Sale and Securities Held to Maturity	  After 1 year After 5 years  Within through through After  March 31, 2016 1 year 5 years 10 years 10 years Total  Securities available for sale:  U.S. agency mortgage-backed securities (1) $ 5 $ 2,517 $ 12,993 $ 11,725 $ 27,240  Asset-backed securities - 8,090 3,715 9,749 21,554  Corporate debt securities 2,775 7,959 51 - 10,785  U.S. Treasury securities 2,500 3,042 204 - 5,746  U.S. agency notes - 3,376 - - 3,376  Certificates of deposit 785 1,295 - - 2,080  U.S. state and municipal securities - - 25 429 454  Non-agency commercial mortgage-backed  securities (1) - - - 277 277  Other securities - - - 4 4  Total fair value $ 6,065 $ 26,279 $ 16,988 $ 22,184 $ 71,516  Total amortized cost $ 6,057 $ 26,192 $ 17,033 $ 22,427 $ 71,709  Securities held to maturity:  U.S. agency mortgage-backed securities (1) $ - $ 2,760 $ 21,101 $ 29,243 $ 53,104  Non-agency commercial mortgage-backed  securities (1) - - 371 653 1,024  U.S. Treasury securities - - 230 - 230  Total fair value $ - $ 2,760 $ 21,702 $ 29,896 $ 54,358  Total amortized cost $ - $ 2,640 $ 20,938 $ 29,476 $ 53,054   (1) Mortgage-backed securities have been allocated to maturity groupings based on final contractual maturities. Actual maturities will differ from final contractual maturities because borrowers on a certain portion of loans underlying these securities have the right to prepay their obligations. 
Proceeds and Gross Realized Losses from Sales of Securities Available for Sale	  Three Months Ended  March 31,  2016 2015  Proceeds $ 300 $ 150  Gross realized losses - 1 

Bank Loans and Related Allowa25

Bank Loans and Related Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2016
Bank Loans and Related Allowance for Loan Losses [Abstract]
Composition of Bank Loans and Delinquency Analysis by Loan Segment	  >90 days past Total past due Allowance Total  30-59 days 60-89 days due and other and other Total for loan bank  March 31, 2016 Current past due past due nonaccrual loans nonaccrual loans loans losses loans - net  Residential real estate mortgages $ 8,375 $ 9 $ 2 $ 18 $ 29 $ 8,404 $ 21 $ 8,383  Home equity loans and lines of credit 2,639 2 1 11 14 2,653 11 2,642  Pledged asset lines 3,320 - 1 - 1 3,321 - 3,321  Other 72 - - - - 72 1 71  Total bank loans $ 14,406 $ 11 $ 4 $ 29 $ 44 $ 14,450 $ 33 $ 14,417   December 31, 2015  Residential real estate mortgages $ 8,304 $ 11 $ 1 $ 18 $ 30 $ 8,334 $ 20 $ 8,314  Home equity loans and lines of credit 2,720 4 1 10 15 2,735 11 2,724  Pledged asset lines 3,228 3 1 - 4 3,232 - 3,232  Other 64 - - - - 64 - 64  Total bank loans $ 14,316 $ 18 $ 3 $ 28 $ 49 $ 14,365 $ 31 $ 14,334 
Changes in Allowance for Loan Losses	   Three Months Ended March 31, 2016 March 31, 2015  Residential Home equity Residential Home equity  real estate loans and real estate loans and  mortgages lines of credit Other Total mortgages lines of credit Total  Balance at beginning of period $ 20 $ 11 $ - $ 31 $ 29 $ 13 $ 42  Charge-offs (1) - - (1) - (1) (1)  Recoveries 1 - - 1 - 1 1  Provision for loan losses 1 - 1 2 (3) (1) (4)  Balance at end of period $ 21 $ 11 $ 1 $ 33 $ 26 $ 12 $ 38 
Credit Quality of Residential Real Estate Mortgages and HELOCs by Reviewing FICO Scores at Origination, Current FICO Scores, Loan-To-Value Ratio	  Weighted Percent of  Average Utilization Loans on  March 31, 2016 Balance Updated FICO Rate (1) Nonaccrual Status  Residential real estate mortgages:  Estimated Current LTV  < 70% $ 7,456 776 N/A 0.05 %  >70% – < 90% 876 766 N/A 0.24 %  >90% – < 100% 41 741 N/A 1.18 %  >100% 31 722 N/A 8.70 %  Total $ 8,404 774 N/A 0.10 %  Home equity loans and lines of credit:  Estimated Current LTV  < 70% $ 2,178 773 36 % 0.14 %  >70% – < 90% 379 762 48 % 0.27 %  >90% – < 100% 55 752 60 % 0.82 %  >100% 41 742 68 % 2.37 %  Total $ 2,653 771 38 % 0.21 %  Pledged asset lines:  Weighted-Average LTV  =70% $ 3,321 761 49 % -   (1) The Utilization Rate is calculated using the outstanding balance divided by the associated total line of credit. N/A Not applicable.     Residential Home equity  real estate loans and  March 31, 2016 mortgages lines of credit  Year of origination  Pre-2012 $ 1,247 $ 1,961  2012 1,528 120  2013 2,298 221  2014 949 179  2015 1,860 152  2016 522 20  Total $ 8,404 $ 2,653  Origination FICO  <620 $ 10 $ 1  620 – 679 85 15  680 – 739 1,386 486  > 740 6,923 2,151  Total $ 8,404 $ 2,653  Origination LTV  < 70% $ 6,024 $ 1,810  >70% – < 90% 2,367 827  >90% – < 100% 13 16  Total $ 8,404 $ 2,653     Weighted Percent of  Average Utilization Loans on  December 31, 2015 Balance Updated FICO Rate (1) Nonaccrual Status  Residential real estate mortgages:  Estimated Current LTV  < 70% $ 7,508 774 N/A 0.03 %  >70% – < 90% 759 764 N/A 0.31 %  >90% – < 100% 37 736 N/A 5.54 %  >100% 30 713 N/A 7.72 %  Total $ 8,334 773 N/A 0.11 %  Home equity loans and lines of credit:  Estimated Current LTV  < 70% $ 2,277 772 37 % 0.09 %  >70% – < 90% 373 760 50 % 0.48 %  >90% – < 100% 48 748 63 % 1.02 %  >100% 37 739 67 % 1.79 %  Total $ 2,735 770 39 % 0.18 %  Pledged asset lines:  Weighted-Average LTV  =70% $ 3,232 764 49 % -   (1) The Utilization Rate is calculated using the outstanding balance divided by the associated total line of credit. N/A Not applicable.     Residential Home equity  real estate loans and  December 31, 2015 mortgages lines of credit  Year of origination  Pre-2012 $ 1,306 $ 2,048  2012 1,644 125  2013 2,450 232  2014 1,021 188  2015 1,913 142  Total $ 8,334 $ 2,735  Origination FICO  <620 $ 10 $ -  620 – 679 88 16  680 – 739 1,381 498  > 740 6,855 2,221  Total $ 8,334 $ 2,735  Origination LTV  < 70% $ 5,913 $ 1,858  >70% – < 90% 2,408 860  >90% – < 100% 13 17  Total $ 8,334 $ 2,735 

Variable Interest Entities (Tab

Variable Interest Entities (Tables)	3 Months Ended
	Mar. 31, 2016
Variable Interest Entities [Abstract]
Aggregate Assets, Liabilities and Maximum Exposure to Loss	   March 31, 2016 December 31, 2015  Maximum Maximum  Aggregate Aggregate exposure Aggregate Aggregate exposure  assets liabilities to loss assets liabilities to loss  LIHTC investments (1) $ 112 $ 88 $ 112 $ 104 $ 84 $ 104  Other CRA investments (2) 57 - 65 57 - 66  Total $ 169 $ 88 $ 177 $ 161 $ 84 $ 170   (1) LIHTC investments are recorded using the proportional amortization method. (2) Other CRA investments are recorded using either the cost method or the equity method. Aggregate assets are included in either other assets or bank loans – net on the condensed consolidated balance sheets. 

Bank Deposits (Tables)

Bank Deposits (Tables)	3 Months Ended
	Mar. 31, 2016
Bank Deposits [Abstract]
Deposits from Banking Clients Consisting of Interest Bearing and Noninterest Bearing Deposits	  March 31, December 31,  2016 2015  Interest-bearing deposits:  Deposits swept from brokerage accounts $ 113,898 $ 108,137  Checking 13,201 12,822  Savings and other 7,980 7,896  Total interest-bearing deposits 135,079 128,855  Non-interest-bearing deposits 610 647  Total bank deposits $ 135,689 $ 129,502 

Borrowings (Tables)

Borrowings (Tables)	3 Months Ended
	Mar. 31, 2016
Borrowings [Abstract]
Long-term Debt Including Unamortized Debt Discounts and Premiums	  March 31, December 31,  2016 2015  Senior Notes (1) $ 2,554 $ 2,553  Senior Medium-Term Notes, Series A (1) 249 249  Finance lease obligation 74 75  Total long-term debt $ 2,877 $ 2,877  (1) Balances as of December 31, 2015 have been recast as a result of the adoption of ASU 2015-03, to present debt issuance costs of $1 3 million as a direct deduction from the carrying amount of the associated debt liability, consistent with the recording of debt discounts. 
Annual Maturities on Long-term Debt Outstanding	  2016 $ 6  2017 258  2018 908  2019 8  2020 709  Thereafter 1,016  Total maturities 2,905  Unamortized discount, net (15)  Debt issuance costs (13)  Total long-term debt $ 2,877 

Offsetting Assets and Liabili29

Offsetting Assets and Liabilities (Tables)	3 Months Ended
	Mar. 31, 2016
Offsetting Assets and Liabilities [Abstract]
Offsetting Assets and Liabilities	  Gross Amounts Net Amounts Gross Amounts Not Offset in the  Offset in the Presented in the Condensed Consolidated  Gross Condensed Condensed Balance Sheets  Assets/ Consolidated Consolidated Counterparty Net  Liabilities Balance Sheets Balance Sheets Offsetting Collateral Amount  March 31, 2016  Assets:  Resale agreements (1) $ 8,263 $ - $ 8,263 $ - $ (8,263) (2) $ -  Securities borrowed (3) 745 - 745 (510) (235) -  Total $ 9,008 $ - $ 9,008 $ (510) $ (8,498) $ -  Liabilities:  Securities loaned (4,5) $ 2,211 $ - $ 2,211 $ (510) $ (1,568) $ 133  Total $ 2,211 $ - $ 2,211 $ (510) $ (1,568) $ 133  December 31, 2015  Assets:  Resale agreements (1) $ 8,088 $ - $ 8,088 $ - $ (8,088) (2) $ -  Securities borrowed (3) 198 - 198 (70) (127) 1  Total $ 8,286 $ - $ 8,286 $ (70) $ (8,215) $ 1  Liabilities:  Securities loaned (4,5) $ 2,233 $ - $ 2,233 $ (70) $ (1,990) $ 173  Total $ 2,233 $ - $ 2,233 $ (70) $ (1,990) $ 173   (1) Included in cash and investments segregated and on deposit for regulatory purposes in the Company’s condensed consolidated balance sheets. (2) Actual collateral was greater than or equal to 102% of the related assets. (3) Included in receivables from brokers, dealers, and clearing organizations in the Company’s condensed consolidated balance sheets. (4) Included in payables to brokers, dealers, and clearing organizations in the Company’s condensed consolidated balance sheets. (5) Securities loaned are predominantly comprised of equity securities with overnight and continuous remaining contractual maturities. 

Fair Values of Assets and Lia30

Fair Values of Assets and Liabilities (Tables)	3 Months Ended
	Mar. 31, 2016
Fair Values of Assets and Liabilities [Abstract]
Fair Value Hierarchy for Assets and Liabilities Measured at Fair Value on a Recurring Basis	  Quoted Prices  in Active Markets Significant Significant  for Identical Other Observable Unobservable  Assets Inputs Inputs Balance at  March 31, 2016 (Level 1) (Level 2) (Level 3) Fair Value  Cash equivalents:  Money market funds $ 1,400 $ - $ - $ 1,400  Commercial paper - 388 - 388  Total cash equivalents 1,400 388 - 1,788  Investments segregated and on deposit for regulatory  purposes:  Certificates of deposit - 3,201 - 3,201  U.S. Government securities - 4,807 - 4,807  Total investments segregated and on deposit for  regulatory purposes - 8,008 - 8,008  Other securities owned:  Schwab Funds ® money market funds 205 - - 205  Equity and bond mutual funds 209 - - 209  State and municipal debt obligations - 41 - 41  Equity, U.S. Government and corporate debt, and  other securities 1 29 - 30  Total other securities owned 415 70 - 485  Securities available for sale:  U.S. agency mortgage-backed securities - 27,240 - 27,240  Asset-backed securities - 21,554 - 21,554  Corporate debt securities - 10,785 - 10,785  U.S. Treasury securities - 5,746 - 5,746  U.S. agency notes - 3,376 - 3,376  Certificates of deposit - 2,080 - 2,080  U.S. state and municipal securities - 454 - 454  Non-agency commercial mortgage-backed securities - 277 - 277  Other securities - 4 - 4  Total securities available for sale - 71,516 - 71,516  Total $ 1,815 $ 79,982 $ - $ 81,797     Quoted Prices  in Active Markets Significant Significant  for Identical Other Observable Unobservable  Assets Inputs Inputs Balance at  December 31, 2015 (Level 1) (Level 2) (Level 3) Fair Value  Cash equivalents:  Money market funds $ 1,968 $ - $ - $ 1,968  Commercial paper - 360 - 360  Total cash equivalents 1,968 360 - 2,328  Investments segregated and on deposit for regulatory  purposes:  Certificates of deposit - 3,430 - 3,430  U.S. Government securities - 4,517 - 4,517  Total investments segregated and on deposit for  regulatory purposes - 7,947 - 7,947  Other securities owned:  Schwab Funds ® money market funds 261 - - 261  Equity and bond mutual funds 205 - - 205  State and municipal debt obligations - 50 - 50  Equity, U.S. Government and corporate debt, and  other securities 1 16 - 17  Total other securities owned 467 66 - 533  Securities available for sale:  U.S. agency mortgage-backed securities - 22,149 - 22,149  Asset-backed securities - 21,485 - 21,485  Corporate debt securities - 10,747 - 10,747  U.S. Treasury securities - 5,704 - 5,704  U.S. agency notes - 3,150 - 3,150  Certificates of deposit - 1,683 - 1,683  U.S. state and municipal securities - 424 - 424  Non-agency commercial mortgage-backed securities - 299 - 299  Other securities - 5 - 5  Total securities available for sale - 65,646 - 65,646  Total $ 2,435 $ 74,019 $ - $ 76,454 
Fair Value of Other Financial Instruments	  Quoted Prices  in Active Markets Significant Significant  for Identical Other Observable Unobservable  Carrying Assets Inputs Inputs Balance at  March 31, 2016 Amount (Level 1) (Level 2) (Level 3) Fair Value  Assets:  Cash and cash equivalents $ 8,669 $ - $ 8,669 $ - $ 8,669  Cash and investments segregated and  on deposit for regulatory purposes 12,246 - 12,246 - 12,246  Receivables from brokers, dealers, and  clearing organizations 1,105 - 1,105 - 1,105  Receivables from brokerage clients – net 15,958 - 15,958 - 15,958  Securities held to maturity:  U.S. agency mortgage-backed securities 51,833 - 53,104 - 53,104  Non-agency commercial mortgage-backed  securities 998 - 1,024 - 1,024  U.S. Treasury securities 223 - 230 - 230  Total securities held to maturity 53,054 - 54,358 - 54,358  Bank loans: (1)  Residential real estate mortgages 8,404 - 8,512 - 8,512  Home equity loans and lines of credit 2,653 - 2,788 - 2,788  Pledged asset lines 3,321 - 3,321 - 3,321  Other 72 - 72 - 72  Total bank loans 14,450 - 14,693 - 14,693  Other assets 189 - 189 - 189  Total $ 105,671 $ - $ 107,218 $ - $ 107,218  Liabilities:  Bank deposits $ 135,689 $ - $ 135,689 $ - $ 135,689  Payables to brokers, dealers, and clearing  organizations 2,848 - 2,848 - 2,848  Payables to brokerage clients 32,282 - 32,282 - 32,282  Accrued expenses and other liabilities 945 - 945 - 945  Short-term borrowings 800 - 800 - 800  Long-term debt 2,877 - 3,008 - 3,008  Total $ 175,441 $ - $ 175,572 $ - $ 175,572   (1) The carrying value of bank loans excludes the allowance for loan losses of $ 33 million at March 31, 2016.     Quoted Prices  in Active Markets Significant Significant  for Identical Other Observable Unobservable  Carrying Assets Inputs Inputs Balance at  December 31, 2015 Amount (Level 1) (Level 2) (Level 3) Fair Value  Assets:  Cash and cash equivalents $ 9,650 $ - $ 9,650 $ - $ 9,650  Cash and investments segregated and  on deposit for regulatory purposes 11,647 - 11,647 - 11,647  Receivables from brokers, dealers, and  clearing organizations 582 - 582 - 582  Receivables from brokerage clients – net 17,310 - 17,310 - 17,310  Securities held to maturity:  U.S. agency mortgage-backed securities 48,785 - 48,883 - 48,883  Non-agency commercial mortgage-backed  securities 999 - 985 - 985  U.S. Treasury securities 223 - 220 - 220  Total securities held to maturity 50,007 - 50,088 - 50,088  Bank loans: (1)  Residential real estate mortgages 8,334 - 8,347 - 8,347  Home equity loans and lines of credit 2,735 - 2,857 - 2,857  Pledged asset lines 3,232 - 3,232 - 3,232  Other 64 - 64 - 64  Total bank loans 14,365 - 14,500 - 14,500  Other assets 184 - 184 - 184  Total $ 103,745 $ - $ 103,961 $ - $ 103,961  Liabilities:  Bank deposits $ 129,502 $ - $ 129,502 $ - $ 129,502  Payables to brokers, dealers, and clearing  organizations 2,588 - 2,588 - 2,588  Payables to brokerage clients 33,185 - 33,185 - 33,185  Accrued expenses and other liabilities 1,115 - 1,115 - 1,115  Long-term debt (2) 2,877 - 2,967 - 2,967  Total $ 169,267 $ - $ 169,357 $ - $ 169,357   (1) The carrying value of bank loans excludes the allowance for loan losses of $31 million at December 31, 2015. (2) The amounts as of December 31, 2015 have been recast as a result of the adoption of ASU 2015-03, to present debt issuance costs of $ 13 million as a direct deduction from the carrying amount of the associated debt liability, consistent with the recording of debt discounts. 

Stockholders' Equity (Tables)

Stockholders' Equity (Tables)	3 Months Ended
	Mar. 31, 2016
Stockholders' Equity [Abstract]
Preferred Stock Issued and Outstanding	  March 31, 2016 December 31, 2015  Shares Shares  Issued and Liquidation Issued and Liquidation  Outstanding Preference Liquidation Carrying Outstanding Preference Liquidation Carrying  (In thousands) Per Share Preference Value (In thousands) Per Share Preference Value  Series A 400 $ 1,000 $ 400 $ 397 400 $ 1,000 $ 400 $ 396  Series B 485 1,000 485 481 485 1,000 485 480  Series C 600 1,000 600 583 600 1,000 600 583  Series D 750 1,000 750 725 - - - -  Total Preferred Stock 2,235 $ 2,235 $ 2,186 1,485 $ 1,485 $ 1,459 

Accumulated Other Comprehensi32

Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2016
Accumulated Other Comprehensive Income [Abstract]
Components of Other Comprehensive Income (Loss)	  Three Months Ended March 31, 2016 2015  Before Tax Net of Before Tax Net of  Tax Effect Tax Tax Effect Tax  Change in net unrealized gain on  securities available for sale:  Net unrealized gain (loss) $ 21 $ (8) $ 13 $ 107 $ (41) $ 66  Other 1 - 1 - - -  Other comprehensive income (loss) $ 22 $ (8) $ 14 $ 107 $ (41) $ 66  
Accumulated Other Comprehensive Income Balances	  Total  Accumulated Other  Comprehensive Income  Balance at December 31, 2014 $ 165  Net unrealized gain on securities available for sale 66  Balance at March 31, 2015 $ 231   Balance at December 31, 2015 $ (134)  Net unrealized gain on securities available for sale 13  Other 1  Balance at March 31, 2016 $ (120) 

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2016
Earnings Per Common Share [Abstract]
EPS under Basic and Diluted Computations	  Three Months Ended  March 31,  2016 2015  Net income $ 412 $ 302  Preferred stock dividends and other (1) (20) (11)  Net income available to common stockholders $ 392 $ 291  Weighted-average common shares outstanding — basic 1,321 1,312  Common stock equivalent shares related to stock incentive plans 9 11  Weighted-average common shares outstanding — diluted (2) 1,330 1,323  Basic EPS $ .30 $ .22  Diluted EPS $ .29 $ .22   (1) Includes preferred stock dividends and undistributed earnings and dividends allocated to non-vested restricted stock units. (2) Antidilutive stock options and restricted stock awards excluded from the calculation of diluted EPS totaled 21 million and 17 million shares for the first quarters of 2016 and 2015, respectively. 

Regulatory Requirements (Tables

Regulatory Requirements (Tables)	3 Months Ended
	Mar. 31, 2016
Regulatory Requirements [Abstract]
Regulatory Capital and Ratios	  Minimum to be Minimum Capital  Actual Well Capitalized Requirement  March 31, 2016 Amount Ratio Amount Ratio Amount Ratio  CSC  Common Equity Tier 1 Risk-Based Capital $ 11,204 18.3 % N/A $ 2,761 4.5 %  Tier 1 Risk-Based Capital 13,390 21.8 % N/A 3,682 6.0 %  Total Risk-Based Capital 13,424 21.9 % N/A 4,909 8.0 %  Tier 1 Leverage 13,390 7.3 % N/A 7,347 4.0 %  Schwab Bank  Common Equity Tier 1 Risk-Based Capital $ 10,026 18.6 % $ 3,498 6.5 % $ 2,421 4.5 %  Tier 1 Risk-Based Capital 10,026 18.6 % 4,305 8.0 % 3,229 6.0 %  Total Risk-Based Capital 10,059 18.7 % 5,381 10.0 % 4,305 8.0 %  Tier 1 Leverage 10,026 7.1 % 7,108 5.0 % 5,687 4.0 %  December 31, 2015  CSC  Common Equity Tier 1 Risk-Based Capital $ 10,851 18.2 % N /A $ 2,681 4.5 %  Tier 1 Risk-Based Capital 12,310 20.7 % N/ A 3,575 6.0 %  Total Risk-Based Capital 12,342 20.7 % N /A 4,766 8.0 %  Tier 1 Leverage 12,310 7.1 % N /A 6,912 4.0 %  Schwab Bank  Common Equity Tier 1 Risk-Based Capital $ 9,314 18.1 % $ 3,349 6.5 % $ 2,318 4.5 %  Tier 1 Risk-Based Capital 9,314 18.1 % 4,121 8.0 % 3,091 6.0 %  Total Risk-Based Capital 9,345 18.1 % 5,152 10.0 % 4,121 8.0 %  Tier 1 Leverage 9,314 7.1 % 6,594 5.0 % 5,275 4.0 %  N/A Not applicable. 
Net Capital and Net Capital Requirements for Schwab and optionsXpress, Inc.	  Net Capital  Minimum 2% of in Excess of  Net Capital Aggregate Required  March 31, 2016 Net Capital Required Debit Balances Net Capital  Schwab $ 1,884 $ 0.250 $ 339 $ 1,545  optionsXpress, Inc. 258 1 6 252  December 31, 2015  Schwab $ 1,746 $ 0.250 $ 358 $ 1,388  optionsXpress, Inc. 244 1 7 237 

Segment Information (Tables)

Segment Information (Tables)	3 Months Ended
	Mar. 31, 2016
Segment Information [Abstract]
Financial Information for Reportable Segments	  Investor Services (1) Advisor Services (1) Total  Three Months Ended March 31, 2016 2015 2016 2015 2016 2015  Net Revenues:  Asset management and administration fees $ 472 $ 446 $ 227 $ 198 $ 699 $ 644  Net interest revenue 613 510 159 78 772 588  Trading revenue 143 148 89 79 232 227  Other 46 44 17 19 63 63  Provision for loan losses (2) 4 - - (2) 4  Total net revenues 1,272 1,152 492 374 1,764 1,526  Expenses Excluding Interest 836 785 273 257 1,109 1,042  Income before taxes on income $ 436 $ 367 $ 219 $ 117 $ 655 $ 484  (1) The Corporate Brokerage Retirement Services business was transferred from the Investor Services segment to the Advisor Services segment in the fourth quarter of 2015. Prior period information has been recast to reflect these changes. 

New Accounting Standards (Detai

New Accounting Standards (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Other assets	$ 1,185	$ 1,161	[1]
Total assets	190,998	183,705	[1]
Long-term debt	2,877	2,877	[1]
Total liabilities	$ 176,485	170,303	[1]
Accounting Standards Update 2015-03 [Member] | Restatement Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Other assets		(13)
Total assets		(13)
Long-term debt		(13)
Total liabilities		$ (13)
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Securities Available for Sale37

Securities Available for Sale and Securities Held to Maturity (Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Securities Available for Sale) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	$ 71,709	$ 65,860
Securities available for sale Gross Unrealized Gains	343	218
Securities available for sale Gross Unrealized Losses	536	432
Securities available for sale, Fair Value	71,516	65,646	[1]
U.S. agency mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	27,069	22,014
Securities available for sale Gross Unrealized Gains	244	183
Securities available for sale Gross Unrealized Losses	73	48
Securities available for sale, Fair Value	27,240	22,149
Asset-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	21,983	21,784
Securities available for sale Gross Unrealized Gains	6	7
Securities available for sale Gross Unrealized Losses	435	306
Securities available for sale, Fair Value	21,554	21,485
Corporate debt securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	10,763	10,764
Securities available for sale Gross Unrealized Gains	47	14
Securities available for sale Gross Unrealized Losses	25	31
Securities available for sale, Fair Value	10,785	10,747
U.S. Treasury securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	5,720	5,719
Securities available for sale Gross Unrealized Gains	26	2
Securities available for sale Gross Unrealized Losses		17
Securities available for sale, Fair Value	5,746	5,704
U.S. agency notes [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	3,377	3,177
Securities available for sale Gross Unrealized Gains	1
Securities available for sale Gross Unrealized Losses	2	27
Securities available for sale, Fair Value	3,376	3,150
Certificates of deposit [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	2,080	1,685
Securities available for sale Gross Unrealized Gains	1	1
Securities available for sale Gross Unrealized Losses	1	3
Securities available for sale, Fair Value	2,080	1,683
U.S. state and municipal securities
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	437	414
Securities available for sale Gross Unrealized Gains	17	10
Securities available for sale, Fair Value	454	424
Non-agency commercial mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	276	298
Securities available for sale Gross Unrealized Gains	1	1
Securities available for sale, Fair Value	277	299
Other securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Amortized Cost	4	5
Securities available for sale, Fair Value	$ 4	$ 5
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Securities Available for Sale38

Securities Available for Sale and Securities Held to Maturity (Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Securities Held to Maturity) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, Amortized Cost	$ 53,054	$ 50,007	[1]
Securities held to maturity, Gross Unrealized Gains	1,311	397
Securities held to maturity, Gross Unrealized Losses	7	316
Securities held to maturity, Fair Value	54,358	50,088
U.S. agency mortgage-backed securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, Amortized Cost	51,833	48,785
Securities held to maturity, Gross Unrealized Gains	1,278	391
Securities held to maturity, Gross Unrealized Losses	7	293
Securities held to maturity, Fair Value	53,104	48,883
Non-agency commercial mortgage-backed securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, Amortized Cost	998	999
Securities held to maturity, Gross Unrealized Gains	26	6
Securities held to maturity, Gross Unrealized Losses		20
Securities held to maturity, Fair Value	1,024	985
U.S. Treasury securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, Amortized Cost	223	223
Securities held to maturity, Gross Unrealized Gains	7
Securities held to maturity, Gross Unrealized Losses		3
Securities held to maturity, Fair Value	$ 230	$ 220
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Securities Available for Sale39

Securities Available for Sale and Securities Held to Maturity (Available For Sale Securities with Unrealized Losses, Aggregated by Category and Period of Continuous Unrealized Loss) (Details) $ in Millions	Mar. 31, 2016USD ($)security	Dec. 31, 2015USD ($)security
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value	$ 25,777	$ 38,165
Securities available for sale Less than 12 months Unrealized Losses	425	341
Securities available for sale 12 months or longer Fair Value	5,647	6,644
Securities available for sale 12 months or longer Unrealized Losses	111	91
Total Securities available for sale with unrealized losses Total Fair Value	31,424	44,809
Total Securities available for sale with unrealized losses Total Unrealized Losses	$ 536	$ 432
Number of available for sale securities in unrealized loss positions | security	303	409
U.S. agency mortgage-backed securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value	$ 7,697	$ 8,541
Securities available for sale Less than 12 months Unrealized Losses	66	47
Securities available for sale 12 months or longer Fair Value	822	813
Securities available for sale 12 months or longer Unrealized Losses	7	1
Total Securities available for sale with unrealized losses Total Fair Value	8,519	9,354
Total Securities available for sale with unrealized losses Total Unrealized Losses	73	48
Asset-backed securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value	13,650	17,127
Securities available for sale Less than 12 months Unrealized Losses	338	240
Securities available for sale 12 months or longer Fair Value	3,395	2,743
Securities available for sale 12 months or longer Unrealized Losses	97	66
Total Securities available for sale with unrealized losses Total Fair Value	17,045	19,870
Total Securities available for sale with unrealized losses Total Unrealized Losses	435	306
Corporate debt securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value	4,080	5,433
Securities available for sale Less than 12 months Unrealized Losses	20	25
Securities available for sale 12 months or longer Fair Value	932	942
Securities available for sale 12 months or longer Unrealized Losses	5	6
Total Securities available for sale with unrealized losses Total Fair Value	5,012	6,375
Total Securities available for sale with unrealized losses Total Unrealized Losses	25	31
U.S. Treasury securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value		5,010
Securities available for sale Less than 12 months Unrealized Losses		17
Total Securities available for sale with unrealized losses Total Fair Value		5,010
Total Securities available for sale with unrealized losses Total Unrealized Losses		17
U.S. agency notes [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value		1,281
Securities available for sale Less than 12 months Unrealized Losses		10
Securities available for sale 12 months or longer Fair Value	498	1,547
Securities available for sale 12 months or longer Unrealized Losses	2	17
Total Securities available for sale with unrealized losses Total Fair Value	498	2,828
Total Securities available for sale with unrealized losses Total Unrealized Losses	2	27
Certificates of deposit [Member]
Schedule Of Available For Sale Securities [Line Items]
Securities available for sale Less than 12 months Fair Value	350	773
Securities available for sale Less than 12 months Unrealized Losses	1	2
Securities available for sale 12 months or longer Fair Value		599
Securities available for sale 12 months or longer Unrealized Losses		1
Total Securities available for sale with unrealized losses Total Fair Value	350	1,372
Total Securities available for sale with unrealized losses Total Unrealized Losses	$ 1	$ 3

Securities Available for Sale40

Securities Available for Sale and Securities Held to Maturity (Held To Maturity Securities with Unrealized Losses, Aggregated by Category and Period of Continuous Unrealized Loss) (Details) $ in Millions	Mar. 31, 2016USD ($)security	Dec. 31, 2015USD ($)security
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity Less than 12 months Fair Value	$ 527	$ 25,168
Securities held to maturity Less than 12 months Unrealized Losses	1	276
Securities held to maturity 12 months or longer Fair Value	2,179	1,842
Securities held to maturity 12 months or longer Unrealized Losses	6	40
Total Securities held to maturity with unrealized losses Total Fair Value	2,706	27,010
Total Securities held to maturity with unrealized losses Total Unrealized Losses	$ 7	$ 316
Number of held to maturity securities in unrealized loss positions | security	23	286
U.S. agency mortgage-backed securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity Less than 12 months Fair Value	$ 527	$ 24,219
Securities held to maturity Less than 12 months Unrealized Losses	1	253
Securities held to maturity 12 months or longer Fair Value	2,179	1,842
Securities held to maturity 12 months or longer Unrealized Losses	6	40
Total Securities held to maturity with unrealized losses Total Fair Value	2,706	26,061
Total Securities held to maturity with unrealized losses Total Unrealized Losses	$ 7	293
Non-agency commercial mortgage-backed securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity Less than 12 months Fair Value		729
Securities held to maturity Less than 12 months Unrealized Losses		20
Total Securities held to maturity with unrealized losses Total Fair Value		729
Total Securities held to maturity with unrealized losses Total Unrealized Losses		20
U.S. Treasury securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity Less than 12 months Fair Value		220
Securities held to maturity Less than 12 months Unrealized Losses		3
Total Securities held to maturity with unrealized losses Total Fair Value		220
Total Securities held to maturity with unrealized losses Total Unrealized Losses		$ 3

Securities Available for Sale41

Securities Available for Sale and Securities Held to Maturity (Securities with Unrealized Losses, Aggregated by Category and Period of Continuous Unrealized Loss) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Securities Available for Sale and Securities Held to Maturity [Abstract]
Securities available for sale Less than 12 months Fair Value	$ 25,777	$ 38,165
Securities available for sale Less than 12 months Unrealized Losses	425	341
Securities available for sale 12 months or longer Fair Value	5,647	6,644
Securities available for sale 12 months or longer Unrealized Losses	111	91
Total Securities available for sale with unrealized losses Total Fair Value	31,424	44,809
Total Securities available for sale with unrealized losses Total Unrealized Losses	536	432
Securities held to maturity Less than 12 months Fair Value	527	25,168
Securities held to maturity Less than 12 months Unrealized Losses	1	276
Securities held to maturity 12 months or longer Fair Value	2,179	1,842
Securities held to maturity 12 months or longer Unrealized Losses	6	40
Total Securities held to maturity with unrealized losses Total Fair Value	2,706	27,010
Total Securities held to maturity with unrealized losses Total Unrealized Losses	7	316
Securities Less than 12 months Fair Value	26,304	63,333
Securities Less than 12 months Unrealized Losses	426	617
Securities 12 months or longer Fair Value	7,826	8,486
Securities 12 months or longer Unrealized Losses	117	131
Total securities with unrealized losses Total Fair Value	34,130	71,819
Total securities with unrealized losses Total Unrealized Losses	$ 543	$ 748

Securities Available for Sale42

Securities Available for Sale and Securities Held to Maturity (Maturities of Securities Available for Sale) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Within 1 year	$ 6,065
Securities available for sale, After 1 year through 5 years	26,279
Securities available for sale, After 5 years through 10 years	16,988
Securities available for sale, After 10 years	22,184
Securities available for sale, Fair Value	71,516	$ 65,646	[1]
Securities available for sale, Within 1 year amortized cost	6,057
Securities available for sale, After 1 year through 5 years amortized cost	26,192
Securities available for sale, After 5 years through 10 years amortized cost	17,033
Securities available for sale, After 10 years amortized cost	22,427
Securities available for sale, Amortized Cost	71,709	65,860
U.S. agency mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Within 1 year	5
Securities available for sale, After 1 year through 5 years	2,517
Securities available for sale, After 5 years through 10 years	12,993
Securities available for sale, After 10 years	11,725
Securities available for sale, Fair Value	27,240	22,149
Securities available for sale, Amortized Cost	27,069	22,014
Asset-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, After 1 year through 5 years	8,090
Securities available for sale, After 5 years through 10 years	3,715
Securities available for sale, After 10 years	9,749
Securities available for sale, Fair Value	21,554	21,485
Securities available for sale, Amortized Cost	21,983	21,784
Corporate debt securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Within 1 year	2,775
Securities available for sale, After 1 year through 5 years	7,959
Securities available for sale, After 5 years through 10 years	51
Securities available for sale, Fair Value	10,785	10,747
Securities available for sale, Amortized Cost	10,763	10,764
U.S. Treasury securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Within 1 year	2,500
Securities available for sale, After 1 year through 5 years	3,042
Securities available for sale, After 5 years through 10 years	204
Securities available for sale, Fair Value	5,746	5,704
Securities available for sale, Amortized Cost	5,720	5,719
U.S. agency notes [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, After 1 year through 5 years	3,376
Securities available for sale, Fair Value	3,376	3,150
Securities available for sale, Amortized Cost	3,377	3,177
Certificates of deposit [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, Within 1 year	785
Securities available for sale, After 1 year through 5 years	1,295
Securities available for sale, Fair Value	2,080	1,683
Securities available for sale, Amortized Cost	2,080	1,685
U.S. state and municipal securities
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, After 5 years through 10 years	25
Securities available for sale, After 10 years	429
Securities available for sale, Fair Value	454	424
Securities available for sale, Amortized Cost	437	414
Non-agency commercial mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, After 10 years	277
Securities available for sale, Fair Value	277	299
Securities available for sale, Amortized Cost	276	298
Other securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, After 10 years	4
Securities available for sale, Fair Value	4	5
Securities available for sale, Amortized Cost	$ 4	$ 5
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Securities Available for Sale43

Securities Available for Sale and Securities Held to Maturity (Maturities of Securities Held to Maturity) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, Within 1 year
Securities held to maturity, After 1 year through 5 years	$ 2,760
Securities held to maturity, After 5 years through 10 years	21,702
Securities held to maturity, After 10 years	29,896
Securities held to maturity, Fair Value	$ 54,358	$ 50,088
Securities held to maturity, Within 1 year amortized cost
Securities held to maturity, After 1 year through 5 years amortized cost	$ 2,640
Securities held to maturity, After 5 years through 10 years amortized cost	20,938
Securities held to maturity, After 10 years amortized cost	29,476
Securities held to maturity, Amortized Cost	$ 53,054	50,007	[1]
U.S. agency mortgage-backed securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, Within 1 year
Securities held to maturity, After 1 year through 5 years	$ 2,760
Securities held to maturity, After 5 years through 10 years	21,101
Securities held to maturity, After 10 years	29,243
Securities held to maturity, Fair Value	53,104	48,883
Securities held to maturity, Amortized Cost	51,833	48,785
Non-agency commercial mortgage-backed securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, After 5 years through 10 years	371
Securities held to maturity, After 10 years	653
Securities held to maturity, Fair Value	1,024	985
Securities held to maturity, Amortized Cost	998	999
U.S. Treasury securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Securities held to maturity, After 5 years through 10 years	230
Securities held to maturity, Fair Value	230	220
Securities held to maturity, Amortized Cost	$ 223	$ 223
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Securities Available for Sale44

Securities Available for Sale and Securities Held to Maturity (Proceeds and Gross Realized Losses from Sales of Securities Available for Sale) (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Securities Available for Sale and Securities Held to Maturity [Abstract]
Proceeds	$ 300	$ 150
Gross realized losses		$ 1

Bank Loans and Related Allowa45

Bank Loans and Related Allowance for Loan Losses (Narrative) (Details) $ in Millions	3 Months Ended		12 Months Ended
	Mar. 31, 2016USD ($)loan	Mar. 31, 2015USD ($)	Dec. 31, 2015USD ($)loan
Loans Receivable [Line Items]
Commitments to extend credit related to unused HELOCs, PALs, and other lines of credit	$ 7,500		$ 7,400
Number of loans accruing interest contractually 90 days or more past due | loan	0		0
First Mortgage [Member]
Loans Receivable [Line Items]
Purchased first mortgages and HELOCs	$ 557	$ 440
Home equity loans and lines of credit [Member]
Loans Receivable [Line Items]
Purchased first mortgages and HELOCs		$ 117
First Mortgage and Home Equity Loans and Lines of Credit [Member] | California [Member] | Loans, Geographic Area [Member]
Loans Receivable [Line Items]
Concentration risk percentage	48.00%		48.00%

Bank Loans and Related Allowa46

Bank Loans and Related Allowance for Loan Losses (Composition of Bank Loans and Delinquency Analysis by Loan Segment) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015		Mar. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	$ 14,406	$ 14,316
Past due and other nonaccrual loans	44	49
Total loans	14,450	14,365
Allowance for loan losses	33	31		$ 38	$ 42
Total bank loans — net	14,417	14,334	[1]
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans	11	18
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans	4	3
>90 Days Past Due And Other Nonaccrual Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans	29	28
Residential real estate mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	8,375	8,304
Past due and other nonaccrual loans	29	30
Total loans	8,404	8,334
Allowance for loan losses	21	20		26	29
Total bank loans — net	8,383	8,314
Residential real estate mortgages [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans	9	11
Residential real estate mortgages [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans	2	1
Residential real estate mortgages [Member] | >90 Days Past Due And Other Nonaccrual Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans	18	18
Home equity loans and lines of credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	2,639	2,720
Past due and other nonaccrual loans	14	15
Total loans	2,653	2,735
Allowance for loan losses	11	11		$ 12	$ 13
Total bank loans — net	2,642	2,724
Home equity loans and lines of credit [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans	2	4
Home equity loans and lines of credit [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans	1	1
Home equity loans and lines of credit [Member] | >90 Days Past Due And Other Nonaccrual Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans	11	10
Pledged asset lines [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	3,320	3,228
Past due and other nonaccrual loans	1	4
Total loans	3,321	3,232
Total bank loans — net	3,321	3,232
Pledged asset lines [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans		3
Pledged asset lines [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due and other nonaccrual loans	1	1
Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	72	64
Total loans	72	$ 64
Allowance for loan losses	1
Total bank loans — net	$ 71	$ 64
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Bank Loans and Related Allowa47

Bank Loans and Related Allowance for Loan Losses (Changes in Allowance for Loan Losses) (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance at beginning of period	$ 31	$ 42
Charge-offs	(1)	(1)
Recoveries	1	1
Provision for loan losses	2	(4)
Balance at end of period	33	38
Residential real estate mortgages [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance at beginning of period	20	$ 29
Charge-offs	(1)
Recoveries	1
Provision for loan losses	1	$ (3)
Balance at end of period	21	26
Home equity loans and lines of credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance at beginning of period	$ 11	13
Charge-offs		(1)
Recoveries		1
Provision for loan losses		(1)
Balance at end of period	$ 11	$ 12
Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance at beginning of period
Charge-offs
Recoveries
Provision for loan losses	$ 1
Balance at end of period	$ 1

Bank Loans and Related Allowa48

Bank Loans and Related Allowance for Loan Losses (Credit Quality of Residential Real Estate Mortgages and HELOCs by Reviewing FICO Scores at Origination, Current FICO Scores, Loan-To-Value Ratio) (Details) $ in Millions	Mar. 31, 2016USD ($)item	Dec. 31, 2015USD ($)item
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 14,450	$ 14,365
Residential real estate mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 8,404	$ 8,334
Weighted Average Updated FICO | item	774	773
Percent of Loans on Nonaccrual Status	0.10%	0.11%
Residential real estate mortgages [Member] | Origination FICO Score Below 620 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 10	$ 10
Residential real estate mortgages [Member] | Origination FICO Score 620 Through 679 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	85	88
Residential real estate mortgages [Member] | Origination FICO Score 680 Through 739 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	1,386	1,381
Residential real estate mortgages [Member] | Origination FICO Score 740 And Above [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	6,923	6,855
Residential real estate mortgages [Member] | Year of origination Pre 2012 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	1,247	1,306
Residential real estate mortgages [Member] | Year of origination 2012 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	1,528	1,644
Residential real estate mortgages [Member] | Year of origination 2013 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	2,298	2,450
Residential real estate mortgages [Member] | Year of origination 2014 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	949	1,021
Residential real estate mortgages [Member] | Year of origination 2015 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	1,860	1,913
Residential real estate mortgages [Member] | Year of origination 2016 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	522
Residential real estate mortgages [Member] | Estimated Current LTV 70% And Below [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 7,456	$ 7,508
Weighted Average Updated FICO | item	776	774
Percent of Loans on Nonaccrual Status	0.05%	0.03%
Residential real estate mortgages [Member] | Estimated Current LTV Greater Than 70% through 90% [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 876	$ 759
Weighted Average Updated FICO | item	766	764
Percent of Loans on Nonaccrual Status	0.24%	0.31%
Residential real estate mortgages [Member] | Estimated Current LTV Greater Than 90% through 100% [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 41	$ 37
Weighted Average Updated FICO | item	741	736
Percent of Loans on Nonaccrual Status	1.18%	5.54%
Residential real estate mortgages [Member] | Estimated Current LTV Greater Than 100% [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 31	$ 30
Weighted Average Updated FICO | item	722	713
Percent of Loans on Nonaccrual Status	8.70%	7.72%
Residential real estate mortgages [Member] | Origination Loan To Value Ratio 70% And Below [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 6,024	$ 5,913
Residential real estate mortgages [Member] | Origination Loan to Value Ratio Greater Than 70% Through 90% [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	2,367	2,408
Residential real estate mortgages [Member] | Origination Loan to Value Ratio Greater Than 90% Through 100% [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	13	13
Home equity loans and lines of credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 2,653	$ 2,735
Weighted Average Updated FICO | item	771	770
Utilization Rate	38.00%	39.00%
Percent of Loans on Nonaccrual Status	0.21%	0.18%
Home equity loans and lines of credit [Member] | Origination FICO Score Below 620 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 1
Home equity loans and lines of credit [Member] | Origination FICO Score 620 Through 679 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	15	$ 16
Home equity loans and lines of credit [Member] | Origination FICO Score 680 Through 739 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	486	498
Home equity loans and lines of credit [Member] | Origination FICO Score 740 And Above [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	2,151	2,221
Home equity loans and lines of credit [Member] | Year of origination Pre 2012 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	1,961	2,048
Home equity loans and lines of credit [Member] | Year of origination 2012 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	120	125
Home equity loans and lines of credit [Member] | Year of origination 2013 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	221	232
Home equity loans and lines of credit [Member] | Year of origination 2014 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	179	188
Home equity loans and lines of credit [Member] | Year of origination 2015 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	152	142
Home equity loans and lines of credit [Member] | Year of origination 2016 [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	20
Home equity loans and lines of credit [Member] | Estimated Current LTV 70% And Below [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 2,178	$ 2,277
Weighted Average Updated FICO | item	773	772
Utilization Rate	36.00%	37.00%
Percent of Loans on Nonaccrual Status	0.14%	0.09%
Home equity loans and lines of credit [Member] | Estimated Current LTV Greater Than 70% through 90% [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 379	$ 373
Weighted Average Updated FICO | item	762	760
Utilization Rate	48.00%	50.00%
Percent of Loans on Nonaccrual Status	0.27%	0.48%
Home equity loans and lines of credit [Member] | Estimated Current LTV Greater Than 90% through 100% [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 55	$ 48
Weighted Average Updated FICO | item	752	748
Utilization Rate	60.00%	63.00%
Percent of Loans on Nonaccrual Status	0.82%	1.02%
Home equity loans and lines of credit [Member] | Estimated Current LTV Greater Than 100% [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 41	$ 37
Weighted Average Updated FICO | item	742	739
Utilization Rate	68.00%	67.00%
Percent of Loans on Nonaccrual Status	2.37%	1.79%
Home equity loans and lines of credit [Member] | Origination Loan To Value Ratio 70% And Below [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 1,810	$ 1,858
Home equity loans and lines of credit [Member] | Origination Loan to Value Ratio Greater Than 70% Through 90% [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	827	860
Home equity loans and lines of credit [Member] | Origination Loan to Value Ratio Greater Than 90% Through 100% [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	16	17
Pledged asset lines [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	3,321	3,232
Pledged asset lines [Member] | Weighted Average Loan to Value Ratio =70% [Member]
Financing Receivable, Recorded Investment [Line Items]
Balance	$ 3,321	$ 3,232
Weighted Average Updated FICO | item	761	764
Utilization Rate	49.00%	49.00%

Variable Interest Entities (Nar

Variable Interest Entities (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Variable Interest Entity [Line Items]
Taxes on income	$ 243	$ 182
Accrued expenses and other liabilities	1,989		$ 2,151	[1]
LIHTC Investments [Member]
Variable Interest Entity [Line Items]
Amortization	1.9	0.9
Tax credits and other benefits recognized	2.6	$ 1.1
Investment carrying value	112		104
Accrued expenses and other liabilities	$ 88		$ 84
LIHTC Investments [Member] | Minimum [Member]
Variable Interest Entity [Line Items]
Commitment, expected payment date	2,016
LIHTC Investments [Member] | Maximum [Member]
Variable Interest Entity [Line Items]
Commitment, expected payment date	2,020
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Variable Interest Entities (Agg

Variable Interest Entities (Aggregate Assets, Liabilities and Maximum Exposure to Loss) (Details) - Variable Interest Entity, Not Primary Beneficiary [Member] - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Variable Interest Entity [Line Items]
Aggregate assets	$ 169	$ 161
Aggregate liabilities	88	84
Maximum exposure to loss	177	170
LIHTC Investments [Member]
Variable Interest Entity [Line Items]
Aggregate assets	112	104
Aggregate liabilities	88	84
Maximum exposure to loss	112	104
Other CRA Investments [Member]
Variable Interest Entity [Line Items]
Aggregate assets	57	57
Maximum exposure to loss	$ 65	$ 66

Bank Deposits (Details)

Bank Deposits (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Interest-bearing deposits:
Deposits swept from brokerage accounts	$ 113,898	$ 108,137
Checking	13,201	12,822
Savings and other	7,980	7,896
Total interest-bearing deposits	135,079	128,855
Non-interest-bearing deposits	610	647
Total bank deposits	$ 135,689	$ 129,502	[1]
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Borrowings (Narrative) (Details

Borrowings (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Secured Credit Facility [Member]
Debt Instrument [Line Items]
Funds drawn under LOC's	$ 500,000,000	$ 0
Line of credit facility, remaining borrowing capacity	8,800,000,000
Commercial paper [Member]
Debt Instrument [Line Items]
Funds drawn under LOC's	300,000,000	$ 0
Line of credit facility, maximum borrowing capacity	1,500,000,000
Revolving Credit Facility [Member]
Debt Instrument [Line Items]
Line of credit facility, maximum borrowing capacity	$ 750,000,000
Maximum [Member] | Commercial paper [Member]
Debt Instrument [Line Items]
Line of credit facility, expiration period	270 days

Borrowings (Long-term Debt Incl

Borrowings (Long-term Debt Including Unamortized Debt Discounts and Premiums) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015		Mar. 31, 2016
Borrowings [Abstract]
Senior Notes (1)	$ 2,553		$ 2,554
Senior Medium-Term Notes, Series A (1)	249		249
Finance lease obligation	75		74
Total long-term debt	2,877	[1]	$ 2,877
Debt issuance costs	$ 13
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Borrowings (Annual Maturities o

Borrowings (Annual Maturities on Long-term Debt Outstanding) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015	[1]
Borrowings [Abstract]
2,016	$ 6
2,017	258
2,018	908
2,019	8
2,020	709
Thereafter	1,016
Total maturities	2,905
Unamortized discount, net	(15)
Debt issuance costs	(13)
Total long-term debt	$ 2,877	$ 2,877
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Commitments and Contingencies (

Commitments and Contingencies (Narrative) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Aug. 28, 2008
Performance Guarantee [Member]
Commitments and Contingencies Disclosure [Line Items]
Liability for guarantees	$ 0
Bond Market Fund Litigation [Member]
Commitments and Contingencies Disclosure [Line Items]
Alleged minimum percentage of fund assets invested in CMOs and mortgage-backed securities without obtaining shareholder vote		25.00%
Margin Requirements [Member]
Commitments and Contingencies Disclosure [Line Items]
Funds drawn under LOC's	$ 0

Offsetting Assets and Liabili56

Offsetting Assets and Liabilities (Narrative) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Resale And Repurchase Agreements [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Fair value of Schwab's client securities pledged to fulfill the short sales	$ 8,400	$ 8,200
Securities Financing Transaction, Fair Value [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Fair value of client securities pledged in securities lending transactions to other broker-dealers	1,800	1,900
Fair value of borrowed securities from other broker-dealers to fulfill short sales by clients	$ 514	$ 72

Offsetting Assets and Liabili57

Offsetting Assets and Liabilities (Offsetting Assets) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Offsetting Assets and Liabilities [Abstract]
Resale agreements, Gross Asset	$ 8,263	$ 8,088
Resale agreements, Net Amounts Presented in the Consolidated Balance Sheet	8,263	8,088
Resale agreements, Gross Amounts Not Offset in the Consolidated Balance Sheet, Collateral	(8,263)	(8,088)
Resale agreements, Net Amount	0	0
Securities borrowed, Gross Asset	745	198
Securities borrowed, Net Amounts Presented in the Consolidated Balance Sheet	745	198
Securities borrowed, Gross Amounts Not Offset in the Consolidated Balance Sheet, Counterparty Offsetting	(510)	(70)
Securities borrowed, Gross Amounts Not Offset in the Consolidated Balance Sheet, Collateral	(235)	(127)
Securities borrowed, Net Amount	0	1
Total Gross Assets	9,008	8,286
Total Assets, Net Amounts Presented in the Consolidated Balance Sheet	9,008	8,286
Total Assets, Gross Amounts Not Offset in the Consolidated Balance Sheet, Counterparty Offsetting	(510)	(70)
Total Assets, Gross Amounts Not Offset in the Consolidated Balance Sheet, Collateral	(8,498)	(8,215)
Total Assets, Net Amount	$ 0	$ 1

Offsetting Assets and Liabili58

Offsetting Assets and Liabilities (Offsetting Liabilities) (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Offsetting Assets and Liabilities [Abstract]
Securities loaned, Gross Liabilities	$ 2,211	$ 2,233
Securities loaned, Net Amounts Presented in the Consolidated Balance Sheet	2,211	2,233
Securities loaned, Gross Amounts Not Offset in the Consolidated Balance Sheet, Counterparty Offsetting	(510)	(70)
Securities loaned, Gross Amounts Not Offset in the Consolidated Balance Sheet, Collateral	(1,568)	(1,990)
Securities loaned, Net Amount	133	173
Total Gross Liabilities	2,211	2,233
Total Liabilities, Net Amounts Presented in the Consolidated Balance Sheet	2,211	2,233
Total Liabilities, Gross Amounts Not Offset in the Consolidated Balance Sheet, Counterparty Offsetting	(510)	(70)
Total Liabilities, Gross Amounts Not Offset in the Consolidated Balance Sheet, Collateral	(1,568)	(1,990)
Total Liabilities, Net Amount	$ 133	$ 173
Percentage of collateral to related assets	102.00%

Fair Values of Assets and Lia59

Fair Values of Assets and Liabilities (Fair Value Hierarchy for Assets and Liabilities Measured at Fair Value on a Recurring Basis) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	$ 485	$ 533	[1]
Securities available for sale	71,516	65,646	[1]
Fair Value, Measurements, Recurring [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Cash equivalents	1,788	2,328
Investments segregated and on deposit for regulatory purposes	8,008	7,947
Other securities owned	485	533
Securities available for sale	71,516	65,646
Total	81,797	76,454
Fair Value, Measurements, Recurring [Member] | Money market funds [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Cash equivalents	1,400	1,968
Fair Value, Measurements, Recurring [Member] | Commercial paper [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Cash equivalents	388	360
Fair Value, Measurements, Recurring [Member] | Certificates of deposit [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Investments segregated and on deposit for regulatory purposes	3,201	3,430
Securities available for sale	2,080	1,683
Fair Value, Measurements, Recurring [Member] | U.S. Government securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Investments segregated and on deposit for regulatory purposes	4,807	4,517
Fair Value, Measurements, Recurring [Member] | Schwab Funds money market funds [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	205	261
Fair Value, Measurements, Recurring [Member] | Equity and bond mutual funds [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	209	205
Fair Value, Measurements, Recurring [Member] | State and municipal debt obligations [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	41	50
Fair Value, Measurements, Recurring [Member] | Equity, U.S. Government and corporate debt, and other securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	30	17
Fair Value, Measurements, Recurring [Member] | U.S. agency mortgage-backed securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	27,240	22,149
Fair Value, Measurements, Recurring [Member] | Asset-backed securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	21,554	21,485
Fair Value, Measurements, Recurring [Member] | Corporate debt securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	10,785	10,747
Fair Value, Measurements, Recurring [Member] | U.S. Treasury securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,746	5,704
Fair Value, Measurements, Recurring [Member] | U.S. agency notes [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	3,376	3,150
Fair Value, Measurements, Recurring [Member] | U.S. state and municipal securities | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	454	424
Fair Value, Measurements, Recurring [Member] | Non-agency commercial mortgage-backed securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	277	299
Fair Value, Measurements, Recurring [Member] | Other securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	4	5
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Cash equivalents	1,400	1,968
Other securities owned	415	467
Total	1,815	2,435
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Money market funds [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Cash equivalents	1,400	1,968
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Schwab Funds money market funds [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	205	261
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Equity and bond mutual funds [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	209	205
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Equity, U.S. Government and corporate debt, and other securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	1	1
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Cash equivalents	388	360
Investments segregated and on deposit for regulatory purposes	8,008	7,947
Other securities owned	70	66
Securities available for sale	71,516	65,646
Total	79,982	74,019
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Commercial paper [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Cash equivalents	388	360
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Certificates of deposit [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Investments segregated and on deposit for regulatory purposes	3,201	3,430
Securities available for sale	2,080	1,683
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Government securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Investments segregated and on deposit for regulatory purposes	4,807	4,517
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | State and municipal debt obligations [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	41	50
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Equity, U.S. Government and corporate debt, and other securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Other securities owned	29	16
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. agency mortgage-backed securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	27,240	22,149
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Asset-backed securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	21,554	21,485
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Corporate debt securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	10,785	10,747
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Treasury securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,746	5,704
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. agency notes [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	3,376	3,150
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. state and municipal securities | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	454	424
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Non-agency commercial mortgage-backed securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	277	299
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Other securities [Member] | Fair Value [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 4	$ 5
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Fair Values of Assets and Lia60

Fair Values of Assets and Liabilities (Fair Value of Other Financial Instruments) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015		Mar. 31, 2015	Dec. 31, 2014
Assets:
Securities held to maturity	$ 54,358	$ 50,088
Liabilities:
Allowance for loan losses	33	31		$ 38	$ 42
Long-term debt	2,877	2,877	[1]
Residential real estate mortgages [Member]
Liabilities:
Allowance for loan losses	21	20		26	29
Home equity loans and lines of credit [Member]
Liabilities:
Allowance for loan losses	11	$ 11		$ 12	$ 13
Other [Member]
Liabilities:
Allowance for loan losses	1
Carrying Amount, Portion at Other than Fair Value Measurement [Member]
Assets:
Cash and cash equivalents	8,669	$ 9,650
Cash and investments segregated and on deposit for regulatory purposes	12,246	11,647
Receivables from brokers, dealers, and clearing organizations	1,105	582
Receivables from brokerage clients - net	15,958	17,310
Securities held to maturity	53,054	50,007
Bank loans	14,450	14,365
Other assets	189	184
Total	105,671	103,745
Liabilities:
Bank deposits	135,689	129,502
Payables to brokers, dealers, and clearing organizations	2,848	2,588
Payables to brokerage clients	32,282	33,185
Accrued expenses and other liabilities	945	1,115
Short-term borrowings	800
Long-term debt	2,877	2,877
Total	175,441	169,267
Carrying Amount, Portion at Other than Fair Value Measurement [Member] | Residential real estate mortgages [Member]
Assets:
Bank loans	8,404	8,334
Carrying Amount, Portion at Other than Fair Value Measurement [Member] | Home equity loans and lines of credit [Member]
Assets:
Bank loans	2,653	2,735
Carrying Amount, Portion at Other than Fair Value Measurement [Member] | Pledged asset lines [Member]
Assets:
Bank loans	3,321	3,232
Carrying Amount, Portion at Other than Fair Value Measurement [Member] | U.S. agency mortgage-backed securities [Member]
Assets:
Securities held to maturity	51,833	48,785
Carrying Amount, Portion at Other than Fair Value Measurement [Member] | Non-agency commercial mortgage-backed securities [Member]
Assets:
Securities held to maturity	998	999
Carrying Amount, Portion at Other than Fair Value Measurement [Member] | U.S. Treasury securities [Member]
Assets:
Securities held to maturity	223	223
Carrying Amount, Portion at Other than Fair Value Measurement [Member] | Other securities [Member] | Other [Member]
Assets:
Bank loans	72	64
Portion at Other than Fair Value Measurement [Member]
Assets:
Cash and cash equivalents	8,669	9,650
Cash and investments segregated and on deposit for regulatory purposes	12,246	11,647
Receivables from brokers, dealers, and clearing organizations	1,105	582
Receivables from brokerage clients - net	15,958	17,310
Securities held to maturity	54,358	50,088
Bank loans	14,693	14,500
Other assets	189	184
Total	107,218	103,961
Liabilities:
Bank deposits	135,689	129,502
Payables to brokers, dealers, and clearing organizations	2,848	2,588
Payables to brokerage clients	32,282	33,185
Accrued expenses and other liabilities	945	1,115
Short-term borrowings	800
Long-term debt	3,008	2,967
Total	175,572	169,357
Portion at Other than Fair Value Measurement [Member] | Residential real estate mortgages [Member]
Assets:
Bank loans	8,512	8,347
Portion at Other than Fair Value Measurement [Member] | Home equity loans and lines of credit [Member]
Assets:
Bank loans	2,788	2,857
Portion at Other than Fair Value Measurement [Member] | Pledged asset lines [Member]
Assets:
Bank loans	3,321	3,232
Portion at Other than Fair Value Measurement [Member] | U.S. agency mortgage-backed securities [Member]
Assets:
Securities held to maturity	53,104	48,883
Portion at Other than Fair Value Measurement [Member] | Non-agency commercial mortgage-backed securities [Member]
Assets:
Securities held to maturity	1,024	985
Portion at Other than Fair Value Measurement [Member] | U.S. Treasury securities [Member]
Assets:
Securities held to maturity	230	220
Portion at Other than Fair Value Measurement [Member] | Other securities [Member] | Other [Member]
Assets:
Bank loans	72	64
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets:
Cash and cash equivalents	8,669	9,650
Cash and investments segregated and on deposit for regulatory purposes	12,246	11,647
Receivables from brokers, dealers, and clearing organizations	1,105	582
Receivables from brokerage clients - net	15,958	17,310
Securities held to maturity	54,358	50,088
Bank loans	14,693	14,500
Other assets	189	184
Total	107,218	103,961
Liabilities:
Bank deposits	135,689	129,502
Payables to brokers, dealers, and clearing organizations	2,848	2,588
Payables to brokerage clients	32,282	33,185
Accrued expenses and other liabilities	945	1,115
Short-term borrowings	800
Long-term debt	3,008	2,967
Total	175,572	169,357
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member] | Residential real estate mortgages [Member]
Assets:
Bank loans	8,512	8,347
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member] | Home equity loans and lines of credit [Member]
Assets:
Bank loans	2,788	2,857
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member] | Pledged asset lines [Member]
Assets:
Bank loans	3,321	3,232
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. agency mortgage-backed securities [Member]
Assets:
Securities held to maturity	53,104	48,883
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member] | Non-agency commercial mortgage-backed securities [Member]
Assets:
Securities held to maturity	1,024	985
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Treasury securities [Member]
Assets:
Securities held to maturity	230	220
Portion at Other than Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other securities [Member] | Other [Member]
Assets:
Bank loans	$ 72	64
Restatement Adjustment [Member] | Accounting Standards Update 2015-03 [Member]
Liabilities:
Long-term debt		$ (13)
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Stockholders' Equity (Narrative

Stockholders' Equity (Narrative) (Details) - $ / shares	Mar. 07, 2016	Mar. 31, 2016	Dec. 31, 2015
Class of Stock [Line Items]
Shares issued		0	0
Preferred stock, par value		$ 0.01	$ 0.01
Series D Preferred Stock [Member]
Class of Stock [Line Items]
Depositary shares issued	30,000,000
Depositary shares preferred stock ownership interest (per share)	2.50%
Fixed dividend rate on preferred stock	5.95%
Preferred stock, par value	$ 0.01
Preferred stock liquidation preference (per share)	1,000	1,000
Depositary share, liquidation preference equivalent (per share)	$ 25
Series A Preferred Stock [Member]
Class of Stock [Line Items]
Preferred stock liquidation preference (per share)		1,000	1,000
Series B Preferred Stock [Member]
Class of Stock [Line Items]
Preferred stock liquidation preference (per share)		1,000	1,000
Series C Preferred Stock [Member]
Class of Stock [Line Items]
Preferred stock liquidation preference (per share)		$ 1,000	$ 1,000

Stockholders' Equity (Preferred

Stockholders' Equity (Preferred Stock Issued and Outstanding) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Millions	Mar. 31, 2016	Mar. 07, 2016	Dec. 31, 2015
Class of Stock [Line Items]
Shares Issued and Outstanding	2,235		1,485
Liquidation Preference	$ 2,235		$ 1,485
Carrying Value	$ 2,186		$ 1,459	[1]
Series A Preferred Stock [Member]
Class of Stock [Line Items]
Shares Issued and Outstanding	400		400
Preferred stock liquidation preference (per share)	$ 1,000		$ 1,000
Liquidation Preference	$ 400		$ 400
Carrying Value	$ 397		$ 396
Series B Preferred Stock [Member]
Class of Stock [Line Items]
Shares Issued and Outstanding	485		485
Preferred stock liquidation preference (per share)	$ 1,000		$ 1,000
Liquidation Preference	$ 485		$ 485
Carrying Value	$ 481		$ 480
Series C Preferred Stock [Member]
Class of Stock [Line Items]
Shares Issued and Outstanding	600		600
Preferred stock liquidation preference (per share)	$ 1,000		$ 1,000
Liquidation Preference	$ 600		$ 600
Carrying Value	$ 583		$ 583
Series D Preferred Stock [Member]
Class of Stock [Line Items]
Shares Issued and Outstanding	750
Preferred stock liquidation preference (per share)	$ 1,000	$ 1,000
Liquidation Preference	$ 750
Carrying Value	$ 725
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Accumulated Other Comprehensi63

Accumulated Other Comprehensive Income (Components of Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Change in net unrealized gain on securities available for sale:
Net unrealized gain (loss)	$ 21	$ 107
Other	1
Other comprehensive income (loss), before tax	22	$ 107
Change in net unrealized gain on securities available for sale:
Net unrealized gain (loss)	$ (8)	$ (41)
Other
Other comprehensive (loss) income, tax effect	$ (8)	$ (41)
Change in net unrealized gain on securities available for sale:
Net unrealized gain (loss)	13	$ 66
Other	1
Other comprehensive income (loss), net of tax	$ 14	$ 66

Accumulated Other Comprehensi64

Accumulated Other Comprehensive Income (Accumulated Other Comprehensive Income Balances) (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016		Mar. 31, 2015
Accumulated Other Comprehensive Income [Line Items]
Beginning Balance	$ (134)	[1]	$ 165
Other net changes	14		66
Ending Balance	(120)		231
Net Unrealized Gain On Securities Available For Sale [Member]
Accumulated Other Comprehensive Income [Line Items]
Other net changes	13		$ 66
Other [Member]
Accumulated Other Comprehensive Income [Line Items]
Other net changes	$ 1
[1]	Adjusted for the retrospective adoption of ASU 2015-03. See "Notes - 2. New Accounting Standards" for additional information.

Earnings Per Common Share (EPS

Earnings Per Common Share (EPS under Basic and Diluted Computations) (Details) - USD ($) $ / shares in Units, shares in Millions, $ in Millions		3 Months Ended
		Mar. 31, 2016	Mar. 31, 2015
Earnings Per Common Share [Abstract]
Net income		$ 412	$ 302
Preferred stock dividends and other	[1]	(20)	(11)
Net income available to common stockholders		$ 392	$ 291
Weighted Average Common Shares Outstanding - Basic		1,321	1,312
Common stock equivalent shares related to stock incentive plans		9	11
Weighted-average common shares outstanding — diluted		1,330	1,323
Basic EPS		$ 0.30	$ 0.22
Diluted EPS		$ 0.29	$ 0.22
Antidilutive stock options and restricted stock awards excluded from the calculation of diluted EPS		21	17
[1]	Includes preferred stock dividends and undistributed earnings and dividends allocated to non-vested restricted stock units.

Regulatory Requirements (Narrat

Regulatory Requirements (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Jan. 31, 2019	Jan. 01, 2016	Dec. 31, 2015
Compliance with Regulatory Capital Requirements for Broker Dealers [Line Items]
Required capital conservation buffer of risk-weighted assets			0.625%
Capital convservation buffer of risk-weighted assets annual increase			0.625%
Percentage of aggregate debit balances required as minimum net capital	2.00%
Net capital under the alternative method permitted by the Uniform Net Capital Rule	This method requires the maintenance of minimum net capital, as defined, of the greater of 2% of aggregate debit balances arising from client transactions or a minimum dollar requirement ($250,000), which is based on the type of business conducted by the broker-dealer. Under the alternative method, a broker-dealer may not repay subordinated borrowings, pay cash dividends, or make any unsecured advances or loans to its parent company or employees if such payment would result in a net capital amount of less than 5% of aggregate debit balances or less than 120% of its minimum dollar requirement.
Percentage of net capital to aggregate debit balances required for a broker-dealer to repay subordinated borrowings, pay cash dividends, or make any unsecured advances or loans to its parent company or employees	5.00%
Percentage of net capital to the Company's minimum dollar requirement required for a broker-dealer to repay subordinated borrowings, pay cash dividends, or make any unsecured advances or loans to its parent company or employees	120.00%
Description of Net Capital Requirements under Commodity Exchange Act	optionsXpress, Inc. is also subject to Commodity Futures Trading Commission Regulation 1.17 (Reg. 1.17) under the Commodity Exchange Act, which also requires the maintenance of minimum net capital. optionsXpress, Inc., as a futures commission merchant, is required to maintain minimum net capital equal to the greater of its net capital requirement under Reg. 1.17 ($1 million), or the sum of 8% of the total risk margin requirements for all positions carried in client accounts and 8% of the total risk margin requirements for all positions carried in non-client accounts (as defined in Reg. 1.17).
Net capital required for optionsXpress, Inc. under Reg 1.17 of the Commodity Exchange Act	$ 1,000
Minimum percentage of the total risk margin requirements for all positions carried in customer accounts to be added to the minimum percentage of the total risk margin requirements for all positions carried in non-customer accounts for optionsXpress, Inc. minimum net capital calculation	8.00%
Minimum percentage of the total risk margin requirements for all positions carried in non-customer accounts to be added to the minimum percentage of the total risk margin requirements for all positions carried in customer accounts for optionsXpress, Inc. minimum net capital calculation	8.00%
Scenario, Forecast [Member]
Compliance with Regulatory Capital Requirements for Broker Dealers [Line Items]
Required capital conservation buffer of risk-weighted assets		2.50%
Schwab [Member]
Compliance with Regulatory Capital Requirements for Broker Dealers [Line Items]
Minimum capital requirement	$ 250			$ 250

Regulatory Requirements (Regula

Regulatory Requirements (Regulatory Capital and Ratios) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
CSC [Member]
Common Equity Tier 1 Risk-Based Capital
Actual Amount	$ 11,204	$ 10,851
Minimum Capital Requirement	$ 2,761	$ 2,681
Actual Ratio	18.30%	18.20%
Minimum Capital Requirement Ratio	4.50%	4.50%
Tier 1 Risk-Based Capital
Actual Amount	$ 13,390	$ 12,310
Minimum Capital Requirement Amount	$ 3,682	$ 3,575
Actual Ratio	21.80%	20.70%
Minimum Capital Requirement Ratio	6.00%	6.00%
Total Risk-Based Capital
Actual Amount	$ 13,424	$ 12,342
Minimum Capital Requirement Amount	$ 4,909	$ 4,766
Actual Ratio	21.90%	20.70%
Minimum Capital Requirement Ratio	8.00%	8.00%
Tier 1 Leverage
Actual Amount	$ 13,390	$ 12,310
Minimum Capital Requirement Amount	$ 7,347	$ 6,912
Actual Ratio	7.30%	7.10%
Minimum Capital Requirement Ratio	4.00%	4.00%
Schwab Bank [Member]
Common Equity Tier 1 Risk-Based Capital
Actual Amount	$ 10,026	$ 9,314
Minimum to be Well Capitalized	3,498	3,349
Minimum Capital Requirement	$ 2,421	$ 2,318
Actual Ratio	18.60%	18.10%
Minimum to be Well Capitalized Ratio	6.50%	6.50%
Minimum Capital Requirement Ratio	4.50%	4.50%
Tier 1 Risk-Based Capital
Actual Amount	$ 10,026	$ 9,314
Minimum to be Well Capitalized Amount	4,305	4,121
Minimum Capital Requirement Amount	$ 3,229	$ 3,091
Actual Ratio	18.60%	18.10%
Minimum to be Well Capitalized Ratio	8.00%	8.00%
Minimum Capital Requirement Ratio	6.00%	6.00%
Total Risk-Based Capital
Actual Amount	$ 10,059	$ 9,345
Minimum to be Well Capitalized Amount	5,381	5,152
Minimum Capital Requirement Amount	$ 4,305	$ 4,121
Actual Ratio	18.70%	18.10%
Minimum to be Well Capitalized Ratio	10.00%	10.00%
Minimum Capital Requirement Ratio	8.00%	8.00%
Tier 1 Leverage
Actual Amount	$ 10,026	$ 9,314
Minimum to be Well Capitalized Amount	7,108	6,594
Minimum Capital Requirement Amount	$ 5,687	$ 5,275
Actual Ratio	7.10%	7.10%
Minimum to be Well Capitalized Ratio	5.00%	5.00%
Minimum Capital Requirement Ratio	4.00%	4.00%

Regulatory Requirements (Net Ca

Regulatory Requirements (Net Capital and Net Capital Requirements for Schwab and optionsXpress, Inc) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Schwab [Member]
Compliance with Regulatory Capital Requirements for Broker Dealers [Line Items]
Net Capital	$ 1,884,000	$ 1,746,000
Minimum Net Capital Required	250	250
2% of Aggregate Debit Balances	339,000	358,000
Net Capital in Excess of Required Net Capital	1,545,000	1,388,000
OptionsXpress, Inc. [Member]
Compliance with Regulatory Capital Requirements for Broker Dealers [Line Items]
Net Capital	258,000	244,000
Minimum Net Capital Required	1,000	1,000
2% of Aggregate Debit Balances	6,000	7,000
Net Capital in Excess of Required Net Capital	$ 252,000	$ 237,000

Segment Information (Narrative)

Segment Information (Narrative) (Details)	3 Months Ended
	Mar. 31, 2016segment
Segment Information [Abstract]
Number of reportable segments	2

Segment Information (Financial

Segment Information (Financial Information for Reportable Segments) (Details) - USD ($) $ in Millions		3 Months Ended
		Mar. 31, 2016	Mar. 31, 2015
Net Revenues
Asset management and administration fees	[1]	$ 699	$ 644
Net interest revenue		772	588
Trading revenue		232	227
Other		63	63
Provision for loan losses		(2)	4
Total net revenues		1,764	1,526
Expenses Excluding Interest		1,109	1,042
Income before taxes on income		655	484
Investor Services [Member]
Net Revenues
Asset management and administration fees		472	446
Net interest revenue		613	510
Trading revenue		143	148
Other		46	44
Provision for loan losses		(2)	4
Total net revenues		1,272	1,152
Expenses Excluding Interest		836	785
Income before taxes on income		436	367
Advisor Services [Member]
Net Revenues
Asset management and administration fees		227	198
Net interest revenue		159	78
Trading revenue		89	79
Other		17	19
Total net revenues		492	374
Expenses Excluding Interest		273	257
Income before taxes on income		$ 219	$ 117
[1]	Includes fee waivers of $97 and $184 for the three months ended March 31, 2016 and 2015, respectively, relating to Schwab-sponsored money market funds.