Exhibit 99
Provident Financial Group, Inc.
One East Fourth Street
Cincinnati, Ohio 45202
Dear Sirs:
In accordance with the notification to the Securities and Exchange Commission on
Form 12b-25 of the Provident Financial Group Inc.'s inability to timely file its
annual report on Form 10-K for the year ended December 31, 2002, the factors
described in the succeeding paragraph make impractical the submission of our
report as of a date which will permit timely filing of your 2002 annual report
to the Commission.
The Form 10-K for the year ended December 31, 2002 will include a restatement of
prior year financial information, and the Registrant is not able to complete the
restatement by the March 31, 2003 filing date.
You are authorized to attach a copy of this letter as an exhibit to Form 12b-25
to the Securities and Exchange Commission.
Very truly yours
/s/ Ernst & Young LLP
Cincinnati, Ohio
March 31, 2003
