European Investment Bank (XBRD) 18-K/A Annual report (foreign governments) (amended)

Exhibit VII

 SEC report as at June 30, 2023 | 1  SEC report  as at and for the six-month period ended June 30, 2023  Financial Statements filed with the U.S. Securities and Exchange Commission 

 2 | SEC report as at June 30, 2023  Unaudited Condensed Semi-Annual Financial Statements as at and for the six-month period ended June 30, 2023 SEC Filing 

EIB GROUP CONSOLIDATED BALANCE SHEET AS AT JUNE 30, 2023 UNDER IFRS (in EUR ‘000)  ASSETS 30.06.2023 31.12.2022 LIABILITIES AND EQUITY 30.06.2023 31.12.2022  (Unaudited) (Unaudited)  1. Cash in hand, balances with central banks and post 1. Amounts owed to credit institutions  office banks 111 210 112 703 a) repayable on demand 748 926 2 371 014  b) with agreed maturity or pe riods of notice 1 537119 3 071 698  2. Trea sury bills and other bills elig ible for refinancing with central 2 286 045 5 442 712  banks 30 501 456 21 620 352  2. Amounts owed to customers  3. Loans and advances to credit institutions a) repayable on demand 1 503 723 1 4331 17  a) repayable on demand 889 561 984 212 b) with agreed maturity or periods of notice 90 469 57 637  b) other loans and advances 65 946 274 64 218218 1 594192 1 490 754  c) loans 90 206 372 91 623 813  d) impairment on loans and advances, net of reversals • 44 214 • 32 444  156 997 993 156 793 799 3. Debts evidenced by certificates  a) debt securities in issue 419 079 558 407 336 160  4. Loans and advances to customers b) others 9 722 580 10 081 802  a) other loans and advances 55 609 125 976 428 802 138 417 417 962  b) loans 321 891 821 321 262 627  c) impairment on loans and advances, net of reversals • 486 822 • 295 939 4. Derivative liab111ties 40 701 266 43 757 867  321 460 608 321 092 664  5. Other liabilities 5 077 192 5 040 120  5. Debt securities including fixed-income securities  a) issued by public bodies 4 918 840 4 443 133 6. Deferred income 500 508 479 339  b) issued by other borrowers 5 759 847 6 539 924  10 678 687 10 983 057 7. Provisions  a) pension plans and health insurance scheme 5 851 459 5 722 781  6. Shares and other variable-yield securities 19 431 649 18 892 954 b) provisions for guarantees issued and commitments 69 546 48 537  5 921 005 5 771 318  7. Derivative assets 31 588 831 35 044 316 TOTAL LIABILITIES 484 882 346 479 400 072  8. Property, furniture and equipment 394 531 344 591 8. Capital  a) subscribed 248 795 607 248 795 607  9. Intangible assets 82189 70 167 b) uncalled • 226 604 892 • 226 604 892  22 190 715 22 190 715  10. Other assets 273193 223 367  9. Reserves  11 . Subscribed capita l and reserves, called but not paid 649 588 811 264 a) reserve fund 24 879 561 24 879 561  b) additional reserves 24 680 141 22 998 138  12. Prepayments 253 099 2861 31 c) fa ir value reserve 1 021 415 750 044  d) special activities rese rve 111 94 601 10 303 216  e) general loan reserve 1 883 372 2 11 5966  63 659 090 61 046 925  10. Profit for the financial period/year 357 438 2 326 985  Total equity attributable to the equity holders of the Bank 86 207 243 85 564 625  11 . Non-controlling interests 1 333 445 1 310 668  TOTAL EQUITY 87 540 688 86 875 293  TOTAL ASSETS 572 423 034 566 275 365 TOTAL LIABILITIES AND EQUITY 572 423 034 566 275 365 SEC report as at June 30, 2023 | 3

  4 | SEC report as at June 30, 2023 EIB GROUP CONSOLIDATED INCOME STATEMENT FOR THE PERIOD ENDED JUNE 30, 2023 UNDER IFRS  (in EUR '000)  H1 2023 H1 2022 YE 2022  (Unaudited) (Unaudited)  Interest and similar income 14 003 344 10 397 408 18 309 260  Interest expense and similar charges -12 549 070 -9 004 829 -15 623 347  Income from shares and other variable-yield securities 330 692 335 154  Fee and commission income 273 448 303 157  Fee and commission expense - 186 297 - 188 617  Result on financial operations - 579 650 - 2442  Net other operating income and expense 1155 • 3 103  Change in impairment on loans and advances and provisions  for guarantees, net of reversals - 220 567 - 20 370  Change in impairment on transferable securities held as  financial fixed assets, shares and other variable-yield securities,  net of reversals 214 893  General administrative expenses  a) staff costs • 507 072 • 474 333 • 1 174 273  b) other administrative expenses - 135 834 - 100 936 - 306 561  • 642 906 • 575 269  Depreciation and amortisation: property, furniture and  equipment and intangible assets  a) property, furniture and equipment - 31 758 - 34 726 - 76 360  b) intangible assets - 11 806 - 7665 - 29 696  • 43 564 • 42 391  Profit for the financial period/year 386 371 1199 591  Attributable to:  Non-controlling interests 28 933 18 447  Equity holders of the Bank 357 438 1 181144  EIB GROUP CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME  FOR THE PERIOD ENDED JUNE 30, 2023 UNDER IFRS  Profit for the financial period/year  Other comprehensive income  Items that will never be reclassified to profit or loss:  Remeasurements of defined benefit liability  Changes in fair value attributable to change in the own credit risk of  financial liabilities designated at the FVO - fair value reseNe  Net gains / losses on investment in equity instruments designated at  FVOCI  Items that are or may be reclassified to profit or loss•  Changes in fair value attributable to the currency basis spread of  hedging derivatives - fair value reseNe  Changes in fair value attributable to the cash flow hedging  derivatives - fair value reserve  Total other comprehensive income  Total comprehensive income  Attributable to:  Non-controlling interests  Equity holders of the Bank  (in EUR '000)  H1 2023  (Unaudited)  386 371  49 953  196 019  50 107  29 509  - 3 853  321 735  708 106  30 474  677 632  H1 2022  (Unaudited)  1199 591  3 974 453  192 129  • 60 667  • 12 894  4 093 021  5 292 612  165 832  5 126 780  672 023  670 069  • 383 216  240 240  10 477  41 499  1 240  - 1 480 834  • 106 056  2 351 355  24 370  2 326 985  YE 2022  2 351 355  3 395 787  230 741  • 50 349  4 800  3 580 979  5 932 334  162 205  5 770 129

EIB GROUP CONSOLIDATED STATEMENT OF CHANGES IN EQUITY UNDER IFRS (in EUR ‘000) Special Result for the Non- Total Subscribed Uncalled Reserve Additional Fair value activities General period/year Total controlling consolidated capital capital fund reserves reserve loan reserve before reserve appropriation interests equity For the half ear ended June 30, 2023 Balance at Janua 1, 2022 248 795 607 • 226 604 892 24 879 561 9 736 449 575 725 12 152 954 2 021 337 8 277 324 79 834065 1188 969 81 023 034 Comprehensive income Profit for th e financial period/year 0 0 0 0 0 0 0 2 326 985 2 326 985 24 370 2 351 355 Other comprehensive income 0 0 0 3 257 952 185 192 0 0 0 3 443 144 137 835 3 580 979 Total comprehensive income 0 0 0 3 257 952 185 192 0 0 2 326 985 5770129 162 205 5 932 334 Appropriation of prior year's resu lt 0 0 0 10 032 433 0 -1 849 738 94 629 • 8 277 324 0 0 0 Other 0 0 0 - 28 696 - 10 873 0 0 0 - 39 569 0 - 39 569 Transactions with owners of the Group Movement of non-controlling interest subsidiary 0 0 0 0 0 0 0 0 0 - 40 506 - 40 506 Total transactions with owners of the Group 0 0 0 0 0 0 0 0 0 • 40 506 • 40 506 Balance at December 31 , 2022 248 795 607 • 226 604 892 24 879 561 22 998138 750 044 10 303 216 2115 966 2 326 985 85 564625 1 310 668 86 875 293 Comprehensive income Profit for the financial pe riod/year 0 0 0 0 0 0 0 357 438 357 438 28 933 386 371 Other comprehensive income 0 0 0 48 412 271 782 0 0 0 320 194 1 541 321 735 Total comprehensive income 0 0 0 48 412 271 782 0 0 357 438 677 632 30 474 708 106 Appropriation of prior year's resu lt 0 0 0 1668194 0 891 385 • 232 594 • 2 326 985 0 0 0 Other 0 0 0 - 34 603 - 41 1 0 0 0 - 35 014 0 - 35 014 Transactions with owners of the Group Movement of non-controlling interest subsidiary 0 0 0 0 0 0 0 0 0 - 7 697 • 7 697 Total transactions with owners of the Group 0 0 0 0 0 0 0 0 0 • 7 697 • 7 697 Balance at June 30, 2023 (Unaudited) 248 795 607 • 226 604 892 24 879 561 24 680 141 1 021 415 11194601 1883372 357 438 86 207 243 1 333445 87 540 688

EIB GROUP CONSOLIDATED CASH FLOW STATEMENT FOR PERIOD ENDED JUNE 30, 2023 UNDER IFRS (in EUR '000) A. Cash flows from operating activities: Profit for the financial period/year Adjustments for: Change in impairment on loans and advances and provisions for guarantees Depreciation and amortisation on property, furnitu re and equipment and intangible assets, and write-off Change in impairment on transferable securities held as financial fixed assets, shares and other variable-yield securities Change in fair value adjustment of debt securities IFRS adjustments on loans and associated swaps IFRS adjustments on borrowings and associated swaps IFRS adjustments on other derivatives Net interest income Effect of exchange rate changes Loss on operating activities Disbursements of loans and advances to credit institutions and customers Repayments of loans and advances to credit institutions and customers Change in other loans and advances Change in deposit with Central Bank of Luxembourg to cover minimum reserve requirement Change in treasury operational portfolios Change in amounts owed to credit institutions and customers Change in provisions for pension plans and health insurance scheme Change in provisions for guarantees issued and commitments Change in interest accrued on cash and cash equivalents Change in other assets and other liabilities Interest received Interest paid Net cash from/(used In) operating activities B. Cash flows from investing activities: Securities in Long-Term HQLA Portfolio purchased during the year Securities from Long-Term HQLA Portfolio matured or sold during the year Purchase of loan substitutes and ABS portfolio EIF included in the debt securities portfolios Redemption of loan substitutes and ABS portfolio EIF included in the debt securities portfolios Additions on shares and other variable-yield securities Reflows on shares and other variable-yield securities Purchase of property, furniture and equipment and intangible assets Net cash from/(used In) Investing activities c . Cash flows from financing activities: Issuance of debts evidenced by certificates Redemption of debts evidenced by certificates Member States' contribution Purchase / Subscription of EIF shares Dividend paid to non-controlling interests Payments of lease liability Net cash trom/(used In) financing activities Summary statement of cash flows : Cash and cash equivalents at the beginning of financial year Net cash from/(used in): Operating activities Investing activities Financing activities Effect of exchange rate changes on cash held Cash and cash equivalents at the end of financial period/year Cash and cash equivalents are composed of: Cash in hand, balances with central banks and post office banks , excluding deposits with Central Bank of Luxembourg to cover minimum reserve requirement Money market securities Loans and advances to credit institutions and customers: Repayabk, on demand Other loans and advances H1 2023 (Unaudited) 386 371 220 567 43 564 214 - 20 804 161152 349 297 67 889 - 1 454 274 - 38 339 . 284 363 - 18 379 326 21 204149 - 17 332 016 - 23 824 -8298819 - 3 053 631 33 426 1 807 • 180 638 - 3 371 301 11471707 - 9 775581 • 27 988 410 - 1 031 280 9 000 - 1 342 963 2176 464 - 1 326 901 696 469 - 50 073 . 869 284 65 726 642 - 53 033 481 159 850 - 30 518 - 5 348 63 988 410 - 27 988 410 - 869 284 12 795 537 102 444 48 028 69~ 14 560 678 889 561 46 578 444 H1 2022 2022 (Unaudited) 1 199 591 2 351 355 20370 - 41499 42 391 106056 - 893 - 1 240 132 755 139 720 - 241145 576 878 187 904 - 793 275 66518 - 21284 - 1 392 579 -2685913 ~-----78105 - 159 454 ..,_ • 63 193 ___ • 528 656 - 21 240 762 - 49 994 020 20 848 407 44 590 423 1 807 851 6 673 633 54 218 57213 14 055 927 17 386 502 - 8 127 973 - 18 560431 - 223 768 33696 43189 60302 11388 903 3 708 760 6 064 303 8 059 398 16524214 ~----7 0-01 150 - 13 652025 11 932292 8 656057 ..,_ ___ -1 205649 -1778122 345 000 450000 - 828 284 - 4 070061 2 437139 4 633 922 - 1 532 974 - 2 537116 1179235 1 811116 ~-----27 063 - 81032 -----367 404 • 1 571 293 49 551 333 84 649 253 - 52 007 480 - 97 048 909 159850 319 700 0 0 5 718 - 5 737 - 20141 - 39734 • 2 31 0 720 • 12 125 427 69 121 468 69121 468 11 932 292 8 656 057 367 404 - 1 571 293 - 2 310720 - 12 125 427 ~----147998 - 92 395 79 258 442 63 988 410 664 789 25 389 1 039 552 038 699 213 984 212 ~---77 -89-3 40-1 62 426 771 48 028 69~ ___. .7..9., .:2.:5:.8;:..4;,,4;c2::, .. 63 988 410 -----=""-'-" (in EUR'000) Long-term borrowings Lease liability Short-term borrowings Total liabilities from financing activities 2022 409 075 357 97 022 8 342 605 417 514 984 Cash flows Exchange adjustments 4 396 910 - 1 518359 - 21 608 828 8 296 250 - 90 786 12 671 552i • 16083H Non-cash chan es Fair value adjustment and Other changes H1 2023 (Unaudited) accru ed interest on borrowings 300 161 0 412 254 069 305 55 452 131 389 0 0 16 548 069 299 856 55452 428 933 52l6 | SEC report as at June 30, 2023

 SEC report as at June 30, 2023 | 7  NOTES TO THE UNAUDITED CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS UNDER IFRS  NOTE A Basis of presentation  The unaudited condensed consolidated financial statements of the European Investment Bank Group (the “Group”) as at June 30, 2023 do not include all of the information and footnotes required for complete financial statements, in accordance with IAS 34 Interim Financial Reporting.  In the opinion of management, all adjustments, normal recurring accruals and adjustments for the impairment of financial assets considered necessary for a fair presentation have been recorded. The result for the six- month period ended June 30, 2023 is not necessarily indicative of the results that may be expected for the financial year ending December 31, 2023.  The audited consolidated financial statements as at and for the financial year ended December 31, 2022 were prepared in accordance with International Financial Reporting Standards (“IFRS”) as endorsed by the EU. The unaudited condensed consolidated financial statements as at and for the period ended June 30, 2023 are based on the same principles.  For further information, refer to the consolidated financial statements and footnotes thereto included in the Group’s annual report for the financial year ended December 31, 2022.  NOTE B  Summary statement of loans (in EUR ‘000)  Despite the general context of uncertainty in the global financial markets due to the COVID-19 pandemic as well as the context of the military aggression against Ukraine, the Group currently continues to maintain a robust liquidity position and flexibility to access the necessary liquidity resources mainly as a result of its prudent approach to liquidity management.  Moreover, in general, the quality of the loan portfolio of the European Investment Bank (the “Bank”) currently remains high as it relies on a risk management strategy based on adequate levels of security and guarantees, as well as standard protective clauses included in its loan agreements. 

 8 | SEC report as at June 30, 2023  The movements in the Expected Credit Losses (“ECL”) have been accounted for as at June 30, 2023 and as at December 31, 2022 as follows:  Impairment on disbursed loans and advances (in million EUR)  IFRS 9 Stage  30.06.2023  31.12.2022  To intermediary credit institutions  Directly to final beneficiaries  Total  To intermediary credit institutions  Directly to final beneficiaries  Total  Stage 1  18  40  58  9  28  37  Stage 2  26  184  210  24  140  164  Stage 3  0  263  263  0  128  128  Total  44  487  531  33  296  329  Impairment on undisbursed loans and advances (in million EUR)  IFRS 9 Stage  30.06.2023  31.12.2022  To intermediary credit institutions  Directly to final beneficiaries  Total  To intermediary credit institutions  Directly to final beneficiaries  Total  Stage 1  8  11  19  6  7  13  Stage 2  5  34  39  4  22  26  Stage 3  0  0  0  0  0  0  Total  13  45  58  10  29  39 

 SEC report as at June 30, 2023 | 9  NOTE C  Debts evidenced by certificates (in EUR ‘000)  NOTE D  Commitment to purchase the remaining European Investment Fund (“EIF”) shares at a fixed price  As at June 30, 2023, the Bank held 59.78% of the EIF’s subscribed capital (59.40% as at December 31, 2022).  Under the terms of the Replacement Share Purchase Undertaking (‘RSPU’), the Bank was offering to buy the remaining subscribed shares from the EIF’s minority shareholders, other than the ones subscribed by the European Commission (‘EC’), for a price of EUR 596,674.06 per share as at June 30, 2023, amounting to EUR’000 461,825 (as at 31 December 2022 – EUR’000 419 763) on the consolidated other liabilities and EUR  -10 million (2022: EUR -9 million) on the consolidated result. The latter corresponds to the part of each share in the called capital of EIF, increased by the share premium account, the statutory reserves, the retained earnings, the fair value reserve and the profit of the year, adjusted by the dividend of the year. The agreed  formula is being applied to the approved and audited annual accounts of the EIF for the financial year in which the option is exercised. 

 NOTE E Commitments, contingent liabilities and other memorandum items (in EUR ‘000) 30.06.2023 31 .12.2022 (Unaudited) Commitments: - EBRO capital uncalled 712 630 712 630 - Undisbursed loans credit institutions 27 020 237 30 757 433 customers 90 185 558 93 274 466 117 205 795 124 031 899 - Undisbursed private equity and venture capital operations 5 861 512 5 308 623 - Undisbursed investment and infrastructure funds 3 140 308 3 435 704 - Undisbursed other investments 1 035 371 651 129 - Borrowings launched but not yet settled 550 644 223 950 - Securities receivable 44110 0 Contingent liabilities and guarantees: - In respect of loans granted by third parties 31 595 320 31 931 060 Assets held on behalf of third parties: - Innovation Fund 8 791 325 6913187 - Modernisation fund 4 515 052 3 906 016 - Investment Facility Cotonou 3 814 008 4 334 223 - lnvestEU 2 218 979 241 292 - lnnovFin 2 091 150 2112847 - NER300 1 039610 1 035191 -CEF 835 796 828 423 - COSME LGF & EFG 696 298 654 491 - Pan-European Guarantee Fund 661 563 676 011 - ESIF 588 910 529 774 - EU-Africa Infrastructure Trust Fund 382 258 414850 - SME initiative Italy 381 231 383 301 -RRF-FI 308 238 156 874 - Decentralised Financial Instruments 301 751 216 990 -JEREMIE 290 798 289 474 -REG 248 921 246115 - SME initiative Romania 245 715 239 330 - Partnership Platform for Funds 218 294 213 415 - GIF 2007 202 300 176814 - European Fund for Strategic Investments ('EFSI EIF') 161 977 206 949 - Special Section 124 726 128 487 - ACP TF EC compartment 122 643 0 -EaSI 96 163 101 690 - RSFF (incl. RSI) 85 260 101 216 - SME initiative Bulgaria 85 250 84 638 - lnnovFin Equity 74 162 54 638 - ENPI 66 563 78 773 - Cu ltural Creative Sectors Guarantee Facility 64 589 64 861 - SME initiative Fin land 57 434 59 375 -WB EDIF 56 191 56 684 - Private Finance for Energy Efficiency Instrument 55 885 54 610 -NPI 54 266 59 375 - SMEG 2007 53 213 55 941 - DCFTA 50 957 51 063 - NIF Risk Capital Facility 44 061 37 623 10 | SEC report as at June 30, 2023

 NOTE E Commitments, contingent liabilities and other memorandum items (in EUR ‘000) (continued) 30.06.2023 31 .12.2022 (Unaudited) Assets held on behalf of third parties (Continued): - GF Greece 42 961 42 417 -AECID 42 015 56 934 - lnnovFin SME Guarantee 37 524 86 149 - JESSICA (Holding Funds) 35123 176 684 - MAP guarantee 31 238 30 856 -GAGF 29 414 29 404 - EFSI-EIAH 28 373 33 339 - GCFF (Global Concessional Financing Facility Trust Fund) 27 923 0 - SME initiative Malta 26 886 26 945 - FEMIP Trust Fund 26 341 20 492 - Bundesministerium furWirtschaft und Technologie 24 882 22 254 - NIF Trust Fund 23 300 37 721 - EPTA Trust Fund 17 765 17 340 - SME initiative Spain 17 345 19 405 -IPAII 16129 24 333 - German Future Fund Growth Facility 15 607 7 208 - TTA T0rkiye 13 033 13 016 - MAP Equity 12 935 11 819 -AGRI 10 827 14 225 - Natural Capital Financing Facility 10 464 10 468 - EU Support to Boost Africa 6 713 5 789 - German Corona Matching Facility (CMF) 4 325 2 229 - Student Loan Guarantee Facility 3 362 3 447 - GEEREF 3 317 3 372 - Central Europe FoF 3 294 2 037 -Alp GIP 2 686 1 082 - BIF 2 506 5 005 -PGFF 1 639 3 684 - GEF-UNEP 1 432 1 431 -MDD 1 019 255 - EU Trade and Competitiveness Program 792 880 -TARGET 719 0 - LFA-EIF Facility 402 847 - EFSD GUARANTEE "ACCESS TO FINANCE INITIATIVE" 311 157 - G43 Trust Fund 284 284 -AIP Zambia 258 298 -AIP Kulima 239 221 - European Technology Facility 238 77 -TTP 209 204 - EPIC 8 8 -GGF 7 7 - Ii-compass 6 0 29 609 388 25 476 864 Other items: - Nominal value of interest-rate swaps 597 024 741 573 024 821 - Nominal value of currency swap contracts rece ivable 246 094 276 243 344 964 - Nominal value of currency swap contracts payable 244 911 443 242 236 843 - Nominal value of short-term currency swap contracts receivable 26 457 751 21 411 941 - Nominal value of short-term currency swap contracts payable 26 350 237 21 731 627 - Notional amount of futures contracts 10 845 594 8 804 329 - Currency swaps launched but not yet settled payable 254 326 0 - Currency swaps launched but not yet settled receivable 254 101 0 - Notional amount of currency forwards 196 023 267 069 - Special deposits for servicing borrowings 24 058 560 SEC report as at June 30, 2023 | 11

 EIB GROUP - EU ACCOUNTING DIRECTIVES TO IFRS RECONCILIATION CONSOLIDATED BALANCE SHEET AS AT JUNE 30, 2023 (in EUR '000) EU Accounting Directives Adjustment 30.06.2023 ASSETS (Unaudited) Impact Ref. 1. Cash in hand, balances with central banks and post office banks 111104 106 A.1 2. Treasury bills and other bills eligible for refinancing with central ban ks 30 701 347 - 199 891 A.2, 8.1 , C 3. Loans and advances to credit institutions a) repayable on demand 889 561 b) other loans and advances 65 765 207 181 067 A.3, 8.4 c) loans 91363415 -1157043 A.3, 8.4 d) impairment on loans and advance s, net of re versals - 3 244 - 40 970 C 158 014 939 4. Loans and advances to customers a) other loans and advances 55 609 A.3, 8.4 b) loans 326 921 113 - 5 029 292 A.3, 8.4 c) impairment on loans and advances, net of reversals - 588 158 101 336 C 326 388 564 5. Debt securities including fixed-income securities a) issued by public bodies 5 000 159 - 81 319 A.2, 8 .1, C b) issued by other borrowers 5 806 941 - 47 094 A.2, 8 .1, C 10 807100 6. Shares and other variable-yield securities 10 449 019 8 982 630 8 .2, 8.3 7. Partic ipating interests 402 896 - 402 896 8 .3 8. Derivative assets 31 588 831 8 .5 9. Property, furniture and equipment 262 819 131 712 G 10. Intangible assets 82 189 11 . Other assets 318 532 - 45 339 8 .5, H 12. Subscribed capital and reserves, called but not paid 639 398 10 190 13. Prepayments 16 409 261 - 16156162 A. 1, A.2 , A.3, A.5, 8 .1, 8 .4, 8 .5 TOTAL ASSETS 554 587168 EU Accounting Directives Adjustment 30.06.2023 LIABILITIES AND EQUITY (Unaudited) Impact Ref. 1. Amounts owed to credit institutions a) repayable on demand 748 926 b) with agreed maturity or periods of notice 1 536 009 1 110 A.4 2 284 935 2. Amounts owed to customers a) repayable on demand 1 503 723 b) with agreed maturity or periods of notice 90 469 1594192 3. Debts evidenced by cenificates a) debt securities in issue 433 931 248 - 14851690 A.5 b) oth ers 8 850 241 872 339 A.5 442 781 489 4. Derivative liabilities 40 701 266 8 .5 5. Other liabilities 4 180 083 897 109 A.3, 8.5, E, G, H 6. Deferred income 17 044 589 - 16 544 081 A.2 , A.3, A.4, A.5, 8 .1, 8.4 , 8 .5, F 7. Provisions a) pension plans and health insurance scheme 4 908 640 942 819 D b) provis ions for gua rantees issued and commitments 101 441 - 31 895 C 5 010 081 TOTAL LIABILITIES 472 895 369 8. Capital a) subscribed 248 795 607 b) uncalled -226 604 892 2219071 5 9. Consolidated reserves a) reseive fund 24 879 561 b) additional reserves 18 974 154 5 705 987 A-H c} fair value reserve 0 1 021 415 A.5, 8 .2, 8 .5 d) special activities reseive 11 194 601 e) general loan reserve 1 883 372 56 931 688 10. Profit for the financial period 1 001 440 - 644 002 A-1 11. Non-controlling interests 1 567 956 - 234 511 E TOTAL EQUITY 81 691 799 TOTAL LIABILITIES AND EQUITY 554 587 168 IFRS 30.06.2023 (Unaudited) 111 210 30 501 456 889 561 65 946 274 90 206 372 - 44 214 156 997 993 55 609 321 891 821 - 486 822 321 460 608 4 918 840 5 759 847 10 678 687 19 431 649 31 588 831 394 531 82189 273 193 649 588 253 099 572 423 034 IFRS 30.06.2023 (Unaudited) 748 926 1 537119 2 286 045 1 503 723 90 469 1 594192 419 079 558 9 722 580 428 802 138 40 701 266 5 077192 500 508 5 851 459 69 546 5 921 005 484 882 346 248 795 607 -226 604 892 22190715 24 879 561 24 680 141 1 021 415 11 194 601 1 883 372 63 659 090 357 438 1 333 445 87 540 688 572 423 03412 | SEC report as at June 30, 2023

 SEC report as at June 30, 2023 | 13 EIB GROUP - EU ACCOUNTING DIRECTIVES TO IFRS RECONCILIATION Consolidated income statement for the period ended June 30, 2023 (in EUR '000) 1. Interest and similar income 2. Interest expense and similar charges 3. Income from shares and other variable-yield securities 4. Fee and commission income 5. Fee and commission expense 6. Result on financial operations 7. Net other operating income and expense S. Change in impairment on loans and advances and provisions for guarantees, net of reversals 9 _ Change in impairment on transferable securities held as financial fixed assets, shares and other variable-yie ld securities, net of reversals 10. General administrative expenses a) staff costs b) other administrative expenses 11. Depreciation and amortisation: property, furnitu re and equipment and intanglble assets a) property, furniture and equipment b) intangible assets 12. Profit for the financial period Attributable to: Non-controlling Interests Equity holders of the Bank EU Accounting Directives H1 2023 (Unaudited) - 502 557 - 157 444 - 12 923 • 11 806 14 377 107 - 12 672 327 330 692 269 866 - 186 297 • 175 509 1155 - 213 482 - 13 - 660 001 - 24 729 1 046 462 45 022 1 001 440 Impact • 373 763 123 257 3 582 • 404 141 - 7 085 - 201 - 4 515 21 610 - 18 835 - 16 089 Adjustment Ref. A.2, A.3, 8.1, 8.4, 8 .5 A.5, 8 .5, D, E, G, I A.2, A.3, A.5, 8.1 , 8.2, 8.3, 8.4, 8.5, G, H C, H C, 8.3 D G G IFRS H1 2023 (Unaudited) 14 003 344 - 12 549 070 330 692 273 448 - 186 297 • 579 650 1 155 - 220 567 214 - 507 072 - 135 834 - 642 906 - 31 758 • 11 806 - 43 564 386 371 28 933 357 438 SEC report as at June 30, 2023 | 13

 14 | SEC report as at June 30, 2023  Valuation and income recognition differences between IFRS and EU Accounting Directives  A  Financial assets and liabilities designated at fair value through profit or loss or carried at amortised cost (including hedge accounting)  1  Cash in hand, balances with central banks and post office banks  Under EU Accounting Directives, cash in hand, balances with central banks and post office banks are recorded at amortised cost. Accrued interest is recorded under consolidated balance sheet item "Prepayments and accrued income".  Interest on cash in hand, balances with central banks and post office banks is recorded in the consolidated profit and loss account on an accrual basis as "Interest receivable and similar income".  Under IFRS, interest on cash in hand, balances with central banks and post office banks is recorded in the consolidated income statement as "Interest and similar income". Accrued interest is reported on the consolidated balance sheet within the balance of the instrument to which it relates.  2  Debt securities portfolio  Under EU Accounting Directives, debt securities portfolios are recorded at purchase price and measured at amortised cost (with the exception of the Securities Liquidity Portfolio). Accrued interest is recorded under consolidated balance sheet item "Prepayments and accrued income". Accrued retrocessions and up-front fees are recorded under consolidated balance sheet item "Accruals and deferred income".  Under IFRS, the Group applies hedge accounting for eligible hedged debt securities. The carrying amount of these securities is adjusted for the fair value attributable to the risk being hedged. Economically hedged debt securities that cannot be included in hedge accounting are designated irrevocably on initial recognition to the fair value option and are measured at fair value through profit or loss.  Accrued interest less accrued retrocessions and unamortized up-front fees are reported on the consolidated balance sheet within the balance of the instrument to which it relates. Changes in fair values and hedge fair values of hedged debt securities are recognised in the consolidated income statement under "Result on financial operations".  3  Loans and advances  Under EU Accounting Directives, all loans and advances are carried at amortised cost. Accrued interest is recorded under consolidated balance sheet items "Prepayments and accrued income" or "Accruals and deferred income". The up-front fees on loans are amortised and recognised in the consolidated profit and loss account under "Interest receivable and similar income".  Under IFRS, the Group applies fair value hedge accounting (FVH) and cash flow hedge accounting (CFH) to eligible hedged loans. The carrying amount of the loans that are in FVH relationship is adjusted for the fair value attributable to the risk being hedged. Economically hedged loans that cannot be included in hedge accounting are designated irrevocably on initial recognition to the fair value option and are measured at fair value through profit or loss.  Changes in fair values and hedge fair values of loans that are in FVH relationship are recognised in the consolidated income statement under "Result on financial operations". 

 SEC report as at June 30, 2023 | 15  Accrued interest is reported on the consolidated balance sheet within the balance of the asset to which it relates.  Accrued interest on loans and advances, which are credit impaired, are reversed under "Interest receivable and similar income". Under IFRS the up-front fees on loans:  ꞏ  are recognised immediately under "Result on financial operations" in the consolidated income statement for the loans that are designated to the fair value option;  ꞏ  are amortised over the maturity of the loan and recognised in consolidated balance sheet under "Loans and advances to credit institutions and customers" for the loans that are  designated to fair value hedge accounting and/or amortised cost.  Under IFRS, a substantial contractual modification on the cash flows of a financial asset measured at amortised cost leads to the recording of the new financial asset at its fair value, and the recording of the net modification gain or loss impact in the consolidated income statement under "Result on financial operations".  Transitory accounts on loans are reclassified from "Other liabilities" to the loan balance to which they relate.  4  Amounts owed to credit institutions  Under EU Accounting Directives, "Amounts owed to credit institutions" is presented in the consolidated balance sheet at redemption amounts.  Interest on amounts owed to credit institutions is recorded in the consolidated profit and loss account on an accrual basis as "Interest payable and similar charges" or "Interest receivable and similar income" if interest is negative. Accrued interest is included in "Accruals and deferred income".  Under IFRS, "Amounts owed to credit institutions" is initially recorded at cost and is presented in the consolidated balance sheet at amortised cost.  Interest on amounts owed to credit institutions is recorded in the consolidated income statement as "Interest expense and similar charges" or "Interest and similar income" using the effective interest method.  Accrued interest is reported on the consolidated balance sheet within the balance of the instrument to which it relates.  5  Debts evidenced by certificates  Under EU Accounting Directives, debts evidenced by certificates are recorded at amortised cost. Accrued interest is recorded under consolidated balance sheet item "Accruals and deferred income". Issuance fees and redemption premiums or discounts, which are recorded under "Prepayments and accrued income" or "Accruals and deferred income", are amortised on a straight- line basis and subsequently recognised in the consolidated profit and loss account under "Interest payable and similar charges".  Under IFRS, the Group applies fair value hedge accounting to a significant portion of its hedged issued debt whenever these are eligible. The carrying amount of these debts evidenced by certificates is adjusted for the fair value attributable to the risk being hedged. Economically hedged debts evidenced by certificates that cannot be included in hedge accounting are designated irrevocably on initial recognition to the fair value option and measured at fair value through profit or loss.  Changes in fair values and hedge fair values of debts evidenced by certificates are recognised in the consolidated income statement under "Result on financial operations". Accrued interest is reported on the consolidated balance sheet within the balance of the debt instrument to which it relates. 

 16 | SEC report as at June 30, 2023  Issuance fees and redemption premiums or discounts are reported on the consolidated balance sheet within the caption of the instrument to which they relate and are amortised over the period to maturity of the related debts evidenced by certificates using the effective interest method, unless those debts evidenced by certificates are measured at fair value through profit or loss, in which case the issuance fees, premiums/discounts and redemption premiums are recognised immediately in the consolidated income statement under "Result on financial operations".  For debts evidenced by certificates designated to the fair value option, own credit adjustment ("OCA"), reflecting own credit risk as per IFRS 13, is calculated and the respective changes are recorded in "Other comprehensive income" ("OCI") in the "Fair value reserve".  Under IFRS, the Group has one transaction that meets the offsetting of financial assets and financial liabilities criteria.  B  Financial assets and liabilities classified mandatorily at fair value through profit or loss or designated at fair value through other comprehensive income  1  Debt securities portfolio  Under EU Accounting Directives, debt securities portfolios, with the exception of the Securities Liquidity Portfolio, are recorded at purchase price and measured at amortised cost. Securities Liquidity Portfolio debt securities are carried at fair value. Changes in fair value are reflected directly in consolidated income statement under "Result on financial operations". Accrued interest is recorded under consolidated balance sheet items "Prepayments and accrued income" and "Accruals and deferred income".  Under IFRS, some debt securities are not eligible for amortised cost and consequently must be carried at fair value with changes in fair value reflected directly in profit or loss. Changes in fair values of these debt securities are recognised in the consolidated income statement under "Result on financial operations".  Accrued interest is reported on the consolidated balance sheet within the balance of the instrument to which they relate, while any related fees are recognised immediately under "Result on financial operations" in the consolidated income statement.  2  Shares and other variable-yield securities  Under EU Accounting Directives, shares and other variable-yield securities are initially recorded at acquisition cost reduced by any reflow resulting from repayments. Their carrying value is subsequently adjusted to the lower of cost or market value at each balance sheet date.  Respective value adjustments are recorded under "Result on financial operations".  Under IFRS, shares and other variable-yield securities are carried at fair value with changes in fair value reflected directly in the consolidated income statement under "Result on financial operations", except of the investment in European Bank for Reconstruction and Development ("EBRD") whose fair value changes are reflected in OCI under "Fair value reserve".  3  Participating interests  Under EU Accounting Directive, "Participating interests" are accounted for using the equity method as defined under EU-AD based on methods consistent with the Group’s accounting policies. Respective value adjustments are recorded under "Value (re-)adjustments in respect of transferable securities held as financial fixed assets and participating interests".  Under IFRS, participating interests are included within "Shares and other variable-yield securities" and respective fair value adjustments are recorded in "Result on financial operations". 

 SEC report as at June 30, 2023 | 17  4  Loans and advances  Under EU Accounting Directives, all loans and advances are carried at amortised cost. Accrued interest is recorded under consolidated balance sheet items "Prepayments and accrued income" or "Accruals and deferred income". The up-front fees on loans are amortised and recognised in the consolidated profit and loss account under "Interest receivable and similar income".  Under IFRS, loans that are not eligible for amortised cost, are classified as measured at fair value through profit or loss. The up-front fees on these loans are recognised at inception under "Result on financial operations" in the consolidated income statement.  Changes in fair values of loans are recognised in the consolidated income statement under "Result on financial operations".  5  Derivative assets and liabilities  a  Treasury derivatives  Under EU Accounting Directives, derivative instruments in the Securities Liquidity Portfolio are marked to market and recorded under "Other assets" or "Other liabilities".  Interest accrued under derivative instruments is presented under "Prepayments and accrued income" or "Accruals and deferred income".  Under IFRS, all derivative assets and derivative liabilities are recognised on the consolidated balance sheet and measured at fair value through profit or loss. Accrued interest is reported on the consolidated balance sheet within the balance of the instrument to which it relates.  Credit valuation adjustment ("CVA"), Debit valuation adjustment ("DVA") and Collateral Value adjustment ("CollVA") are included in the fair valuation of derivatives. Changes in fair value of derivatives are recognised in the consolidated income statement under "Result on financial operations".  b  Derivatives and hedging activities  Under EU Accounting Directives, hedging derivative instruments are not recognised on balance sheet. They are reported off balance sheet at nominal amount. Interest accrued under derivative instruments is presented under "Prepayments and accrued income" or "Accruals and deferred income". Up-front fees, redemption premiums or premiums/discounts are amortised over the period to maturity of the related derivatives under "Interest payable and similar charges".  Under IFRS, all derivative assets and derivative liabilities are recognised on balance sheet and measured at fair value through profit or loss. Accrued interest is reported on the consolidated balance sheet within the balance of the instrument to which it relates.  CVA, DVA and CollVA are included in the fair valuation of derivatives.  Changes in fair value of derivatives are recognised in the consolidated income statement under "Result on financial operations". The amortisation of premiums and discounts of FX swaps and FX forwards are recorded under "Result on financial operations". 

 18 | SEC report as at June 30, 2023  For derivatives used in fair value hedge accounting (FVH), the gain or loss of the designated part of the hedging instrument is recognised in the consolidated income statement. In addition, the Group separates the fair value of the foreign currency basis spread ("CBS") from the hedging instruments and applies a dedicated accounting treatment. The initial CBS amount, measured at the date of designation, is recorded under OCI and is amortised linearly over the residual lifetime of the hedge in the consolidated income statement. Subsequent changes in the fair value of the CBS are recognised directly in OCI.  For derivatives used in cash flow hedge accounting (CFH), the gain or loss on the effective portion of the hedging instrument is recognised under OCI. When cash flows relating to the hedged items (e.g. interest income) are reported in the income statement, amounts in OCI are reclassified to the consolidated income statement.  For derivatives used in fair value hedge accounting, up-front fees or redemption premiums are amortised over the period to maturity of the related derivative using the effective interest method, unless these derivatives are not designated to hedge accounting, in which case they are recognised immediately under "Result on financial operations".  Under IFRS, the Group has two transactions that meet the offsetting of financial assets and financial liabilities criteria.  C  Impairment of financial assets measured at amortised cost and loan commitments  Under EU Accounting Directives, value adjustments on loans and advances are recorded where: (i) there is a risk of non-recovery of all or part of their amounts, or (ii) to capture loans in the portfolio which are impaired but have not yet been identified as such or for losses which have been incurred but not yet reported. These value adjustments are accounted for in the consolidated profit and loss account as "Value (re-)adjustments in respect of loans and advances and provisions for contingent liabilities" and are deducted from the appropriate asset items on the consolidated balance sheet.  Value adjustments for debt securities are recorded, if these are other than temporary, or to capture debt securities which are impaired but have not yet been identified as such or for losses which have been incurred but not yet reported. These value adjustments are accounted for in the consolidated profit and loss account under "Value (re-)adjustments in respect of transferable securities held as financial fixed assets and participating interests" and are deducted from the appropriate asset items on the consolidated balance sheet.  Under IFRS, the Group is required to recognise a loss allowance for all loans and debt securities measured at amortised cost as well as for off-balance sheet loan commitments. This allowance is based on either lifetime Expected Credit Loss ("ECL"), if there has been a significant increase in credit risk since initial recognition or the instrument is considered as being credit- impaired or otherwise on 12-months ECL.  Depending on the nature of the financial instrument, the ECL allowances are deducted from the appropriate asset items on the consolidated balance sheet. For off-balance sheet items, a provision for credit loss is reported under "Provisions b) provisions for guarantees issued and commitments".  Changes in the ECL allowances are recorded in the consolidated income statement either under:  ꞏ  "Change in impairment on loans and advances and provisions for guarantees, net of reversals" for loans and loan commitments or;  ꞏ  "Change in impairment on transferable securities held as financial fixed assets, shares and other variable - yield securities, net of reversals" for debt securities. 

 SEC report as at June 30, 2023 | 19  D  Pension funds  Under EU Accounting Directives, the 10% corridor approach is adopted, whereby cumulative current year actuarial gains or losses in excess of 10% of the commitments for retirement benefits are recognised over a period of 7 years on a straight-line basis in "General administrative expenses a) staff costs".  Under IFRS, the Group applies IAS 19 revised for determining the income or expense related to its post-employment defined benefit plans.  Cumulative actuarial surpluses and deficits are recognised in full in OCI under "Additional reserves". Adjustments to staff costs are recognised under "General administrative expenses a) staff costs" and adjustments to interest cost under "Interest expense and similar charges".  E  Non-controlling interests adjustment  The Bank and the European Investment Fund (the "EIF") together are defined as the Group.  The Bank granted a put option to the minority shareholders, other than EC, on their entire holding of its subsidiary, the EIF.  Under EU Accounting Directives, the non-controlling interests are recorded separately in the consolidated balance sheet under "Equity attributable to minority interest" while the put option is recorded in the consolidated off-balance sheet of the Group.  Under IFRS, the non-controlling interests are reclassified and a corresponding financial liability in the amount of the fair value of the option’s exercise price is recognised under "Other liabilities" and attributed to owners of the parent. Subsequently, this financial liability is measured in accordance with IFRS 9, i.e. any changes in the fair value of the financial liability subsequent to the acquisition date are recognised in the consolidated income statement under "Interest expense and similar charge". Any excess or deficit of non-controlling interests over the agreed price is reversed to "consolidated reserves".  F  Fee and commission income  The Group recognises under EU Accounting Directives and IFRS fee and commission income from revenues that are satisfied over time on an accrual basis over the service period. Fee and commission income earned from providing or fulfilling point-in-time services (e.g. performance-linked) is recognised when the service has been completed.  For certain mandates, the Group has established a deferred income policy in order to address the misalignment between the receipt of income and the services/cost incurred by the Group during the lifetime of the respective mandate. Corresponding adjustments are recorded in the consolidated balance sheet under "Deferred income" and released against "Fee and commission income".  Under EU Accounting Directives, this deferral mechanism is only applied prospectively over time, i.e. recognising deferred revenue of the financial year, while under IFRS, the Group used the modified retrospective approach, i.e. recognising the cumulative impact at transition to IFRS 15 in equity.  This resulted in a different stock of deferred income and corresponding amounts of revenue to be recorded over the individual years. 

 20 | SEC report as at June 30, 2023  G  Leases  Under EU Accounting Directives, the rental charges are recorded under "General administrative expenses b) other administrative expenses".  In accordance with IFRS 16, the Group assesses whether a contract is a lease or not. In the case of lease, the Group recognises a right-of-use asset and a lease liability, except for those that are covered by the recognition exemptions (short-term leased assets and low value leased assets based on their original value, when new). The above-mentioned right-of-use assets are recognised under "Property, furniture and equipment" and corresponding lease liability is recognised under "Other liabilities".  Subsequently, the Group carries the right-of-use asset applying a cost model, depreciating the right-of-use asset from the commencement date to the end of the lease agreements and assessing for any impairment, on an annual basis. The depreciation for the right-of-use assets is recorded under "Depreciation and amortisation: property, furniture and equipment and intangible assets a) property, furniture and equipment". The lease liability carrying amount is adjusted to reflect the lease payments made and interest from unwind of lease liability, with further re-measurements to reflect any reassessment or lease modifications. The interest from unwind of lease liability is recorded in the consolidated income statement under "Interest expense and similar charges". The revaluation result is recorded in the consolidated income statement under "Result on financial operations".  H  Financial Guarantee Contracts  Under EU Accounting Directives, net liabilities from financial guarantees are presented in the consolidated balance sheet under "Provisions b) provision in respect of guarantee operations". Unrealised gains representing the excess of the net present value of expected future premium inflows over the amount of the excepted payment obligations remain unrecognised.  Any increase or decrease in the net liability is recognised in the consolidated profit and loss account under "Value (re-)adjustments in respect of loans and advances and provisions for contingent liabilities".  Under IFRS, net unrealised gains from financial guarantees are recorded in the consolidated balance sheet under "Other assets" in case the measurement of a financial guarantee contract results in a net asset position. In case the measurement of a financial guarantee contract results in a net liability position, contracts for which the amortised initial NPV is higher than the 12- months ECL or lifetime ECL, are presented under "Other liabilities". Guarantee contracts that are credit-impaired and for which a loss allowance based on lifetime ECL is recognised, are presented under "Provisions for guarantees issued and commitments". Any increase or decrease in the "Other assets" or "Other liabilities" relating to financial guarantees is recognised in the consolidated income statement under "Result on financial operations". Any increase or decrease in the "Provisions for guarantees issued and commitments" relating to financial guarantees other than the settlement of guarantee calls is recognised in the consolidated income statement under "Change in impairment on loans and advances and provisions for guarantees, net of reversals".  I  Subscribed capital and reserves, called but not paid  Under EU Accounting Directives, the caption "Subscribed capital and reserves, called but not paid" contains the future payments from Poland and Romania following their capital increase on March 1, 2020.  Under IFRS, these future payments are discounted using a discounted cash flow method.  The discounting impact was initially reported under "Interest and similar income" and its amortisation is under "Interest expense and similar charges". 

 EIB GROUP CONSOLIDATED BALANCE SHEET AS AT JUNE 30, 2023 UNDER EU ACCOUNTING DIRECTIVES (in EUR ‘000) ASSETS 30.06.2023 31.12.2022 LIABILITIES 30.06.2023 31 .12.2022 (Unaudited) (Unaudited) 1. Cash in hand, balances with central banks and post office banks 111104 112 655 1. Amounts owed to credit institut ions a) repayable on demand 748 926 2 371 014 2. Treasury bills and other bllls eligible for refinancing with central b) with agreed maturity or periods of notice 1 536 009 3 071 084 banks 30 701 347 21 845 483 2 284 935 5 442 098 2. Amounts owed to customers 3. Loans and advances to credit institutions a) repayable on demand 1 503 723 1 433117 a) repayable on demand 889 561 984 212 b) with agreed maturity or periods of notice 90 469 57 543 b) other loans and advances 65 765 207 64 211 244 1 594 192 1 490 660 c) loans 91 363 415 93129454 d) value adjustments - 3 244 - 3485 3. Debts evidenced by certificates 158 014 939 158 321 425 a) debt securities in issue 433 931 248 422 523 581 b) others 8 850 241 9173 893 4. Loans and advances to customers 442 781 489 431 697 474 a) other loans and advances 55 609 125 883 b) loans 326921 113 326 861 203 4. Other liabilities 4180 083 4123 808 c) value adjustments - 588 158 - 388 263 5. Accruals and deferred income 17 044 589 19042661 326 388 564 326 598 823 5. Debt securities Including fixed-income securities 6. Provisions a) issued by public bodies 5 000 159 4 563 328 a) pension plans and health insurance scheme 4 908 640 4 751 928 b) issued by other borrowers 5 806 941 6 596 468 b) provision in respect of guarantee operations 101 441 99 634 10 807 100 11 159 796 5 010 081 4 851 562 6. Shares and other variable-yield securities 10449019 9 908 923 7. Subscribed capital a) subscribed 248 795 607 248 795 607 b) uncalled - 226 604 892 - 226 604 892 7. Participating interests 402 896 386 651 22190715 22 190 715 8. Reserves a) reserve fund 24 879 561 24 879 561 8. Intangible assets 82 189 70 167 b) additional reserves 18 974 154 17 176 068 c) special activities reserve 11 194 601 10303216 d) general loan reserve 1 883 372 21 15966 9. Tangible assets 262 819 249 497 56 931 688 54474811 9. Profit for the financia l periodfyear 1 001 440 2 460 190 10. Other assets 318 532 307 070 10. Equity attributable to minority interest 1 567 956 1 530 494 11 . Subscribed capital and reserves, ca lled but not paid 639 398 799 248 12. Prepayments and accrued income 16409261 17 544 735 TOTAL ASSETS 554 587168 547 304 473 TOTAL LIABILITIES 554 587168 547 304 473SEC report as at June 30, 2023 | 21

EIB GROUP CONSOLIDATED PROFIT AND LOSS ACCOUNT FOR THE PERIOD ENDED JUNE 30, 2023 UNDER EU ACCOUNTING DIRECTIVES (in EUR ‘000) H1 2023 H1 2022 YE 2022 (Unaudited) (Unaudited) 1. Interest receivable and similar income 14 377 107 10 530 129 18 684 205 2. Interest payable and similar charges -12 672 327 - 9 027 424 -15 696 562 3. Income from securities 330 692 335 154 672 023 4. Commissions receivable 269 866 305 743 670 036 5. Commissions payable - 186 297 - 188 617 - 383 216 6. Net result on financial operations - 175 509 23149 - 46 746 7. Net other operating income and expense 1155 - 3 103 10 477 8. General administrative expenses a) staff costs - 502 557 - 559 530 - 943 538 b) other administrative expenses - 157 444 - 121 077 - 346 295 - 660 001 - 680 607 - 1 289 833 9. Value adjustments in respect of tangible and intangible assets a) tangible assets - 12 923 - 12 448 - 32 767 b) intangible assets - 11 806 - 7 665 - 29 696 - 24 729 - 20 113 - 62 463 10. Value (re-)adjustments in respect of transferable securities held as 13 3 533 - 1 473 financial fixed assets and participating Interests 11 . Value (re-)adjustments in respect of loans and advances and provisions for contingent liabilities - 213 482 - 75 097 - 30 341 12. Profit for the fi nancial period/year 1 046 462 1 202 747 2 526 107 13. Profit attributable to minority Interest 45 022 37 866 65 917 14. Profit attributable to equity holders of the Bank 1 001 440 1 164 881 2 460 19022 | SEC report as at June 30, 2023

 EIB GROUP CONSOLIDATED CASH FLOW STATEMENT FOR THE PERIOD ENDED JUNE 30, 2023 UNDER EU ACCOUNTING DIRECTIVES (in EUR ‘000) A. Cash flows from operating activities: Profit for the financial period/year Adjustments for: Value (re-)adjustments in respect of loans and advances and provisions for contingent liabilities Value adjustments in respect of transferable securities held as financial fixed assets and participating H1 2023 (Unaudited) 1 046 462 213 482 H1 2022 (Unaudited) 1 202 747 75 097 2022 2 526 107 30 341 interests 13 - 3 533 1 473 Value adjustments in respect of tangible and intangible assets, and write-off 24 729 20 113 62 463 Value (re-)adjustments in respect of shares and other variable-yield securities 73 948 - 44 204 91 Net interest income - 1 704 780 - 1 502 705 - 2 987 643 Effect of exchange rate changes - 38 339 - 78 105 - 159 454 -Lo-ss -on ~opera-tin~g ac-tivi-ties- ----------------------~ ----•= 38=4 4c8c5ei .,_ _____.. .3, ,,3c0,c__5,,=90 ----.~5,.2,-6.,...6,..2,"2' Disbursements of loans and advances to credit institutions and customers - 18 379 326 - 21 240 762 - 49 994 020 Repayments of loans and advances to credit institutions and customers 21 204 149 20 848 407 44 590 423 Change in other loans and advances - 17 332 016 1 807 851 6 673 633 Change in deposit with Central Bank of Luxembourg to cover minimum reserve requi rement - 23 824 54 218 57 213 Change in treasury operational portfolios - 8 319 623 14 188 682 17 526 222 Change in amounts owed to credit institutions and customers - 3 053 631 - 8 127 973 - 18 560 431 Change in provisions on pension plans and health insurance scheme 156 712 211 923 241 677 Change in provision in respect of guarantee operations 1 807 43 189 60 302 Change in other assets and other liabilities 44 813 • 40 048 • 306 673 Change in prepayments and accrued income and in accruals and deferred income - 3 369 150 3 586 395 6 305 595 Interest received 11 220137 7 912 009 16 201 029 Interest paid • 9 775 581 • 7 001 150 ___. 1_ 3_6_52_ 02_5 ._N_e_t ca_s_h_fr_o_m_i .us_e_d_ln...._o._r_at_in_g,,_a_c_tiv111e_s_ __________________ . ._ __. . .2,_8,.,,0,1."0'_0,"1'-8., .,_ ____.1 .,1._9,..1,,2,_1.5=1.. ___. .8,_6.,1_6=-3=2,c3, B. Cash flows from investing activities: Securities in Long-Term HQLA Portfolio purchased during the year • 1 031 280 - 1 205 649 • 1 778 122 Securities from Long-Term HQLA Portfolio matured or sold during the year 9 000 345 000 450 000 Purchase of loan substitutes and ABS portfol io EIF included in the debt securities portfol ios - 1 342 963 - 828 284 - 4 070 061 Redemption of loan substitutes and ABS portfolio EIF included in the debt securities portfolios 2 176 464 2 437 139 4 633 922 Additions on shares and other variable-yield securities -1 293 743 - 1 492 446 - 2 450 317 Reflows on shares and other variable-yield securities 679 559 1 164 648 1 767 371 Additions on participating interests - 33 158 - 40 528 - 86 799 Reflows on participating interests 16 910 14 587 43 745 Purchase of tangible and intangible assets - 50 073 - 27 063 ____- _ 81 03_2 ._N_e_t ca_s_h_fr_o_m_i(.us_e_d_ln_.)_ln_v_est_ln""""a_ctlv_lt_le_s ___________________ . ._ __-~ 86~9~2~84~ ._ _____3~ 6~7_4=04 ---•-1_5~71~ 29=3 C. Cash flows from financing activities: Issuance of debts evidenced by certificates Redemption of debts evidenced by certificates Member States' contribution Purchase / Subscription of EIF shares Dividend paid to EIF minority shareholders Net cash from/(used In) financing activities Summary statement of cash flows: Cash and cash e ulvalents at the be Inning of financial ear Net cash from/(used in): Operating activities Investing activities Financing activities Effect of exchange rate changes on cash held Cash and cash equivalents at the end of financial j)<>rlod/year Cash and cash equivalents are composed of: Cash in hand, balances with central banks and post office banks, excluding deposits with Central Bank of Luxembourg to cover minimum reserve requirement Money market securities Loans and advances to credit institutions and customers Repayable on demand Other loans and advances 65 726 642 • 53 033 481 159 850 • 30 518 63 988 410 • 28 010 018 • 869 284 12 817 145 14 560 678 889 561 49 551 333 • 52 007 480 159 850 69 121 468 11912 151 367 404 -2 290 579 664 789 1 039 699 213 84 649 253 • 97 048 909 319 700 • 5 737 085 693 69121 468 8 616 323 -1 571 293 - 12 085 693 - 92 395 63 88 4 25 389 552 038 984 212 SEC report as at June 30, 2023 | 23

 24 | SEC report as at June 30, 2023  NOTES TO THE UNAUDITED CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS UNDER EU ACCOUNTING DIRECTIVES  NOTE A Basis of presentation  The unaudited condensed consolidated financial statements of the European Investment Bank Group (the “Group”) as at June 30, 2023 do not include all of the information and footnotes required for complete financial statements.  In the opinion of management, all adjustments, normal recurring accruals and value adjustments of financial assets considered necessary for a fair presentation have been recorded. The profit for the six-month period ended June 30, 2023 is not necessarily indicative of the results that may be expected for the financial year ending December 31, 2023.  The audited consolidated financial statements as at and for the financial year ended December 31, 2022 were prepared in accordance with the general principles of the Directive 86/635/EEC of the Council of the European Communities of December 8, 1986 on the annual accounts and consolidated accounts of banks and other financial institutions, as amended by Directive 2001/65/EC of September 27, 2001, by Directive 2003/51/EC of June 18, 2003 and by Directive 2006/46/EC of June 14, 2006. The unaudited condensed consolidated financial statements as at and for the period ended June 30, 2023 are based on the same principles.  For further information, refer to the consolidated financial statements and footnotes thereto included in the Group’s annual report for the financial year ended December 31, 2022.  NOTE B  Summary statement of loans (in EUR ‘000)  Despite the general context of uncertainty in the global financial markets due to the COVID-19 pandemic as well as the context of the military aggression against Ukraine, the Group currently continues to maintain a robust liquidity position and flexibility to access the necessary liquidity resources mainly as a result of its prudent approach to liquidity management.  Moreover, in general, the quality of the loan portfolio of the European Investment Bank (the “Bank”) currently remains high as it relies on a risk management strategy based on adequate levels of security and guarantees, as well as standard protective clauses included in its loan agreements. 

 SEC report as at June 30, 2023 | 25  Value adjustments for potential losses in respect of the Bank’s loan portfolio have been accounted for as at June 30, 2023 and as at December 31, 2022 as follows:  Value adjustments on loans and advances (in EUR million)  Balance sheet caption  Type of value adjustment  30.06.2023  31.12.2022  Loans and advances to credit institutions  d) value adjustments  Collective  0  0  Specific  3  3  Loans and advances to customers  c) value adjustments  Collective  144  76  Specific  444  312  Total value adjustments  591  391 

 26 | SEC report as at June 30, 2023  NOTE C  Debts evidenced by certificates (in EUR ‘000)  NOTE D  Commitment to purchase the remaining European Investment Fund (“EIF”) shares at a fixed price  As at June 30, 2023, the Bank held 59.78% of the EIF’s subscribed capital (59.40% as at December 31, 2022).  Under the terms of the Replacement Share Purchase Undertaking (‘RSPU’), the Bank was offering to buy the remaining subscribed shares from the EIF’s minority shareholders, other than the ones subscribed by the European Commission (‘EC’), for a price of EUR 596,674.06 per share as at June 30, 2023. The latter corresponds to the part of each share in the called capital of EIF, increased by the share premium account, the statutory reserves, the retained earnings, the fair value reserve and the profit of the year, adjusted by the dividend of the year. The agreed formula is being applied to the approved and audited annual accounts of the EIF for the financial year in which the option is exercised.PAYABLE OUTSTANDING AVERAGE DUE OUTSTANDING AVERAGE IN AT 30.06.2023 RATE <'> DATES AT31 .12.2022 RATE <'> 30 06 2023 31 .12.2022 (UNAUDITED) (UNAUDITED) (UNAUDITED) EUR 259 965 178 1.46 2023/2061 251 275 921 1.29 USO 102 794 039 2.41 2023/2058 100 421 872 2.11 GBP 37 868 220 3.17 2023/2054 37 274 935 2.97 AUD 10 498 256 2.66 2023/2040 10 025 515 2.32 PLN 8 186 897 3.95 2023/2043 6 868 484 4.05 CAD 5 314 258 2.28 2023/2045 5 325 718 2.15 SEK 4 587 692 1.94 2023/2040 5 094 499 1.58 CHF 3 472 272 2.07 2023/2036 3 918 655 1.96 NOK 3 421 907 2.66 2023/2037 4 118 397 2.64 ZAR 1 939 090 8.02 2024/2035 2 138 328 8.00 JPY 1 202 295 2.32 2023/2053 1 374 409 2.27 MXN 1 080 199 6.45 2023/2033 1 219 817 6.00 DKK 782 039 0.96 2024/2031 783 185 0.87 CNY 503 906 2.84 2024/2026 499 851 2.82 NZD 405 980 3.27 2027/2028 550 661 3.21 CZK 339 687 4.49 2023/2034 362 397 4.18 TRY 161 748 9.96 2023/2027 248 852 10.59 RUB 67 537 3.89 2024/2026 85 960 3.89 HUF 57 269 9.06 2024/2025 53 134 9.06 BRL 47 359 9.25 2027/2027 0 - HKD 35 229 0.53 2025/2025 36 074 0.53 EGP 29 681 14.00 2026/2026 0 - RON 20 751 2.23 2026/2026 20 810 2.23 TOTAL 442 781 489 431 697 474

 SEC report as at June 30, 2023 | 27  NOTE E  Commitments, contingent liabilities and other memorandum items (in EUR ‘000) NOTE E Commitments, contingent liabilities and other memorandum items (in EUR ‘000) 30 .06.2023 31.12.2022 (Una udited) Commitments: - Undisbursed loans - credit institutions 27 020 237 30 757 433 - customers 90 185 558 93 274 466 117 205 795 124 031 899 - Undisbursed shares and other variable-yield securities - Undisbursed private equity and venture capital operations 4 877 876 4 824 700 - Undisbursed investment and infrastructure funds 3 140 308 3 435 704 - EBRD capital uncalled 712 630 712 630 - Undisbursed other investments 1 035 371 651 129 9 766 185 9 624163 - Undisbursed participating interests - Undisbursed private equity and venture capital operations 983 636 483 923 983 636 483 923 - Borrowings launched but not yet settled 550 644 223 950 - Securities receivable 44110 0 Contingent liabilities and guarantees: - In respect of loans granted by third parties 31 595 320 31 931 060 Assets held on behalf of third parties: - Innovation Fund 8 791 325 6913187 - Modernisation fund 4 515 052 3 906 016 - Investment Facility Cotonou 3 814 008 4 334 223 - lnvestEU 2218979 241 292 - lnnovFin 2091150 2112 847 - NER300 1 039 610 1035191 -CEF 835 796 828 423 - COSME LGF & EFG 696 298 654 491 - Pan-European Guarantee Fund 661 563 676 011 - ES IF 588 910 529 774 - EU-Africa Infrastructure Trust Fund 382 258 414 850 - SME initi ative Ita ly 381 231 383 301 -RRF-FI 308 238 156 874 - Decentralised Financial Instruments 301 751 216 990 -JEREMIE 290 798 289 474 -REG 248 921 246115 - SME in itiativ e Romania 245 715 239 330 - Partnersh ip Platform for Funds 218 294 213 415 - GIF 2007 202 300 176 814 - European Fund for Strategic Investments (' EFS I EIF') 161 977 206 949 - Special Section 124 726 128 487 - ACP TF EC compartment 122 643 0 - EaSI 96 163 101 690 - RSFF (incl. RSI ) 85 260 101 216 - SME initiative Bulgaria 85 250 84 638 - lnnovFin Equ ity 74162 54 638 -ENPI 66 563 78 773 - Cultura l Creative Sectors Guarantee Fac ility 64 589 64 861 - SME initiative Finland 57 434 59 375 - WB ED IF 56 191 56 684 - Pri vate Finance for Energy Effic iency Instrument 55 885 54 610 - NPI 54 266 59 375 - SMEG 2007 53 213 55 941 - DCFTA 50 957 51 063 - NI F Risk Capital Facility 44 061 37 623 -GF Greece 42 961 42 417

 28 | SEC report as at June 30, 2023  Commitments, contingent liabilities and other memorandum items (in EUR ‘000)  NOTE E  (continued) NOTE E Commitments, contingent liabilities and other memorandum items (in EUR ‘000) (continued) 30.06.2023 31.12.2022 (Unaudited) Assets held on behalf of third parties (Continued): -AECID 42 015 56 934 - lnnovFin SME Guarantee 37 524 86 149 - JESS ICA (Hold ing Funds) 35123 176 684 - MAP guarantee 31 238 30 856 -GAGF 29 414 29 404 - EFSI-EIAH 28 373 33 339 - GCFF (Global Concessional Financing Facility Trust Fund ) 27 923 0 - SME initiativ e Malta 26 886 26 945 - FEMIP Trust Fund 26 341 20 492 - Bundesministerium furWirtschaft und Technologie 24 882 22 254 - NI F Trust Fund 23 300 37 721 - EPTA Trust Fund 17765 17 340 - SME initi ative Spain 17 345 19 405 -IPAI I 16129 24 333 - German F uture Fund Growth Facility 15607 7 208 - TTA TUrkiye 13 033 13 016 - MA P Equ ity 12 935 11 819 - AGRI 10 827 14 225 - Natura l Capital Financing Fac ili ty 10 464 10 468 - EU Support to Boost Africa 6 713 5 789 - German Corona Match ing Fac ility (CM F ) 4 325 2 229 - Student Loan Guarantee Facility 3 362 3 447 -GEEREF 3 317 3 372 - Central Eu rope FoF 3 294 2 037 -Alp GIP 2 686 1 082 -BIF 2 506 5 005 -PGFF 1 639 3 684 - GEF-UNEP 1 432 1 431 - M DD 1 019 255 - EU Trade and Competit iveness Program 792 880 -TARGET 719 0 - LFA-EIF Facility 402 847 - EFSD GUARANTEE "ACCESS TO FINANCE INITIATIVE" 311 157 - G43 Trust Fund 284 284 -AIP Zambia 258 298 -A IP Ku lima 239 221 - Eu ropean Technology Facility 238 77 -TTP 209 204 - EPIC 8 8 -GGF 7 7 - ti-compass 6 0 29 609 388 25 476 864 Othe r items: - Nominal value of interest-rate swaps 597 024 741 573 024 821 - Nomin a l value of currency swap contracts receivable 246 094 276 243 344 964 - N om in a l value of currency swap contracts payable 244 911 443 242 236 843 - Nominal value of short-term cu rrency swap contracts rece ivab le 26 457 751 21 411 941 - Nomin al value of short-term currency swap contracts payab le 26 350 237 21 731 627 - Notion al amount of futures contracts 10 845 594 8 804 329 - Put option granted to EIF minority shareholders 461 826 419 763 - Currency sw aps launched but not ye t settled payable 254326 0 - Currency swaps launched but not yet settled receivable 254101 0 - Notiona l amount of currency forwards 196 023 267 069 - Special deposits for serv ici ng borrowings 24 058 560

 SEC report as at June 30, 2023 | 29  EIB BALANCE SHEET AS AT JUNE 30, 2023 UNDER EU ACCOUNTING DIRECTIVES (in EUR ‘000) EIB BALANCE SHEET AS AT JUNE 30, 2023 UNDER EU ACCOUNTING DIRECTIVES (in EUR ‘000) ASSETS 30.06.2023 31 .12.2022 LIABILITIES 30.06.2023 31 .12.2022 (Unaudited) (Unaudited) 1_ Cash in hand, bala nces with central banks and post office 1. Amounts owed to credit institutions banks 111104 112 655 a) repayable on demand 748 926 2 371 014 b) with agreed maturity or periods of notice 1 536 426 3 071 064 2. Treasury bills and othe r bills e ligib le for refina ncing 2 285 352 5 442 098 with central banks 29 086 049 20 349 770 2. Amounts owed to customers a) repayable on demand 1 508 575 1 437 246 3. Loans and advances to credit institu tions b) with agreed maturity or periods of notice 90 469 57 543 a) repayable on demand 581 552 658 339 1599044 1 494 789 b) other loans and advances 65 479 915 63 986 798 3. Debts evidenced by certificates c) loans 91 773 718 93274087 a) debt securities in issue 433 931 248 422 523 581 d) value adjustments - 3 244 - 3 485 b) others 8 850 241 9173 893 157 831 941 157 915 739 442 781 489 431697 474 4. Loans and advances to customers a) other loans and advances 55 609 125 883 4. Other liabilities 4 373 034 4260011 b) loans 326 921 113 326 861 203 c) value adjustments - 588 158 - 388 263 5. Accruals and deferred income 16 793 196 18802 756 326 388 564 326 598 823 5. Debt securities inclu ding fi xed-income securities 6. Provisions a) issued by public bodies 4 945 756 4 508 676 a) pension plans and health insurance scheme 4 506 915 4 368 469 b) issued by other borrowers 4 729 542 5414808 b) provision in respect of guarantee operations 89 606 86 564 9 675 298 9 923 484 4 596 521 4 455 053 6. Shares and other variable-yield securities 9 215 026 8 942 605 7. Subscribed capital a) subscribed 248 795 607 248 795 607 7. Participating interests 366 962 353 462 b) uncalled - 226 604 892 - 226 604 892 22190 715 22 190 71 5 8. Shares in affil iated undertakings 1 579 962 1549444 8. Reserves a) reserve fund 24 879 561 24 879 561 9. Intangible assets 81 296 69 096 b) additional reserves 18 287 284 16 579 738 c) special activities reserve 11194 601 10 303 216 1 o. Tangible assets 262 646 249 301 d) general loan reserve 1 883 372 2115966 56 244 818 53 878 481 11 . Other assets 340 168 334 465 9. Profit for the financial period/year 940 016 2 366 337 12. Subscribed capital and reserves, called but not paid 639 398 799 248 13. Prepayments and accrued income 16225771 17 389 622 TOTAL ASSETS 551 804 185 544 587 714 TOTAL LIABILITIES 551 804 185 544 587 714

 30 | SEC report as at June 30, 2023  EIB OFF BALANCE SHEET AS AT JUNE 30, 2023 UNDER EU ACCOUNTING DIRECTIVES (in EUR ‘000) EIB OFF BALANCE SHEET AS AT JUNE 30, 2023 UNDER EU ACCOUNTING DIRECTIVES (in EUR ‘000) 30.06.2023 31 .12.2022 (Unaudited) Commitments: - EIF capital uncalled 3 524 800 3 468 800 - Undisbursed loans - credit institu tions 28 116 581 31 375 087 - customers 90 185 558 93 274 466 118 302 139 124 649 553 - Undisbursed shares and other variable-yield securities - Undisbursed private equity and venture capital operations 3 988 321 4 084 606 - Undisbursed investment and infrastructure funds 3 140 308 3 435 704 - EBRO capital uncalled 712 630 712 630 7 841 259 8 232 940 - Undisbursed participating interests - Undisbursed private equity and venture capital operations 789 651 410 831 789 651 410 831 - Borrowings launched but not yet settled 550 644 223 950 - Securities rece ivable 44 110 0 Contingent liabilities and guarantees: - In respect of loans granted by third parties 24 786 170 24 376 731 Assets held on behalf of third parties: - Innovation Fund 8 791 325 6913 187 - Modernisation fund 4 515 052 3 906 016 - Investment Facility Cotonou 3 814 008 4 334 223 - EIF 2 305 969 2 334 013 - lnvestEU 2 218 979 241 292 - lnnovFin 20911 50 2 112847 - NER300 1 039 610 1 035 191 -CEF 835 796 828 423 - Pan-European Guarantee Fund 661 563 676 011 - EU-Africa Infrastructu re Trust Fund 382 258 414 850 - Decentralised Financial Instruments 301 751 216 990 - Partnership Platfomi for Funds 218 294 213 415 -RRF-FI 181 649 90 202 - Special Section 124 726 128 487 - ACP TF EC compartment 122 643 0 - RSFF (incl. RSI) 85 260 101 216 - ENPI 66 563 78 773 - Private Finance for Energy Effic iency Instrument 55 885 54 610 - DCFTA 50 957 51 063 - NIF Risk Capital Facility 44 061 37 623 - GF Greece 42 961 42 417 - AECID 42 015 56 934 - JESSICA (Holding Funds) 35 123 176 684 - EFSI -EIAH 28 373 33 339 - GCFF (Global Concessional Financing Facility Trust Fund) 27 923 0 - FEMIP Tru st Fund 26 341 20 492 - NIF Trust Fund 23 300 37 721 - EPTA Trust Fund 17 765 17 340 -IPAII 16 129 24 333 - Natural Capital Financing Facility 10 464 10 468

 SEC report as at June 30, 2023 | 31  EIB OFF BALANCE SHEET AS AT JUNE 30, 2023 UNDER EU ACCOUNTING DIRECTIVES (in EUR ‘000)  (continued) EIB OFF BALANCE SHEET AS AT JUNE 30, 2023 UNDER EU ACCOUNTING DIRECTIVES (in EUR ‘000) (continued) 30.06.2023 31 .12.2022 (Unaudited) Assets held on behalf of th ird parties (Continued): - EU Support to Boost Africa 6 713 5 789 -GEF-UNEP 1 432 1 431 - EU Trade and Competitiveness Program 792 880 -TARGET 719 0 - EFSD Guarantee "Access to Finance In itiative" 311 157 -AIP Zambia 258 298 - AIP Kulima 239 221 - EPIC 8 8 - Ii-compass 6 0 28 188 371 24 196 944 Other items - Nominal value of interest-rate swaps 597 024 741 573 024 821 - Nominal value of currency swap contracts rece ivable 246 094 276 243 344 964 - Nominal value of currency swap contracts payable 244 911 443 242 236 843 - Nominal value of short-term currency swap contracts receivable 26 457 751 21 411 941 - Nominal value of short-term currency swap contracts payable 26 350 237 21 731 627 - Notional amount of futures contracts 10 845 594 8 804 329 - Put option granted to EIF minority shareholders 461 826 419 763 - Currency swaps launched but not yet settled payable 254 326 0 - Currency swaps launched but not yet settled receivable 254 101 0 - Notional amount of currency forwards 196 023 267 069 - Special deposits for servicing borrowings 24 058 560

 32 | SEC report as at June 30, 2023  EIB PROFIT AND LOSS ACCOUNT  FOR THE PERIOD ENDED JUNE 30, 2023 UNDER EU ACCOUNTING DIRECTIVES (in EUR ‘000) EIB PROFIT AND LOSS ACCOUNT FOR THE PERIOD ENDED JUNE 30, 2023 UNDER EU ACCOUNTING DIRECTIVES (in EUR ‘000) H1 2023 H1 2022 YE 2022 (Unaudited) (Unaudited) 1. Interest receivable and similar income 14 353 179 10 521 921 18 664 920 2. Interest payable and similar charges -12 665 701 -9 023 477 - 15 687 107 3. Income from securities a) income from shares and other variable-yield securities 288 029 311 179 623 205 b) income from shares in affiliated undertakings --7- 82-4 9 305 9 305 295 853 320 484 632 510 4. Commissions receivable 162 559 193 711 451 031 5. Commissions payable - 220 486 - 220 870 • 437 108 6. Net result on financial operations - 169 475 19 121 - 43 055 7. Net other operating income and expense 7 006 5 913 16 507 8. General administrative expenses a) staff costs - 444 505 - 498 472 - 832 264 b) other administrative expenses -- -138- 82-6 - 108 287 - 306 074 - 583 331 - 606 759 -1138 338 9. Value adjustments in respect of tangible and intangible assets a) tangible assets - 12 900 - 12 425 - 32 721 b) intangible assets ---11- 78-9 - 7 646 - 29 656 - 24 689 • 20 071 - 62 377 10. Value (re-)adjustments in respect of transferable securities held as financial fixed assets, participating interests and shares in affiliated undertakings 23 3 363 - 1 451 11 . Value (re-)adjustments in respect of loans and advances and provisions for contingent liabilities - 214 922 - 74 045 - 29 195 12. Profit for the financial period/year 940 016 1 119 291 2 366 337

 SEC report as at June 30, 2023 | 33  EIB CASH FLOW STATEMENT FOR THE PERIOD ENDED JUNE 30, 2023 UNDER EU ACCOUNTING DIRECTIVES (in EUR ‘000)  EIB CASH FLOW STATEMENT FOR THE PERIOD ENDED JUNE 30, 2023 UNDER EU ACCOUNTING DIRECTIVES (in EUR ‘000) A. Cash flows from operating activities: Profit for the financial period/year Adjustments for: Value (re-}adjustments in respect of loans and advances and provisions for contingent liabilities Value adjustments in respect of tangible and intangible assets, and write -off Value (re-}adjustments in respect of transferable securities held as financial fixed assets, shares, other variable-yield securities and participating interests Net interest income Effect of exchange rate changes Loss on OJ>eratlng activities Disbursements of loans and advances to cred it institutions and customers Repayments of loans and advances to cred it institutions and customers Change in other loans and advances Change in deposit with Central Bank of Luxembourg to cover minimum rese rve requirement Change in treasury operational portfo lios Change in amounts owed to cred it institutions and customers Change in provisions on pension plans and health insurance scheme Change in provision in respect of guarantee operations Change in other assets and other liabilities Change in prepayments and accrued income and in accruals and deferred income Interest rece ived Interest paid Net cash from/(used In) operating activities B. Cash flows from investing activities: Purchase / Subscription of EIF shares Securities in Long-Term HQLA Portfolio purchased during the year Securities from Long-Term HQLA Portfolio matu red or sold during the year Purchase of loan substitutes included in the debt secu rities portfolios Redemption of loan substitutes included in the debt securities portfolios Additions on shares and other variable-yield secu rities Re flows on shares and other variable-yield securities Additions on participating interests Reflows on participating interests Purchase of tangible and intangible assets Net cash from/(used in) investing activities C. Cash flows from financing activities: Issuance of debts evidenced by certificates Redemption of debts evidenced by certificates Member States' contribution Net cash from/(used in) financing activities Summary statement of cash flows: Cash and cash e!lulvalents at the beginning of financial year Net cash from/(used in}: Operating activities Investing activities Financing activities Effect of exchange rate changes on cash held Cash and cash e uivalents at the end of financial Cash and cash equivalents are composed of: Cash in hand, balances with central banks and post office banks, excluding deposits with Central Bank of Luxembourg to cover minimum reserve requirement Money market securities Loans and advances to credit institutions and customers : Repayable on demand Other loans and advances H1 2023 (Unaudited} 940 016 214 922 24 689 70 016 - 1 687 477 - 38 41 1 • 476 245 - 18 644 378 21 235 481 - 17 360 308 - 23 824 - 8 342 040 - 3 052 491 138 446 3 022 107 320 - 3 369 150 11 159 363 - 30 518 - 1 031 280 9 000 - 1 272 963 2 143 957 967 433 624 934 - 28 782 15 315 50 234 • 588 004 65 726 642 - 53 033 481 159 850 12 853 011 63 536 016 - 28 398 438 - 588 004 12 853 01 1 102 444 47 505 029 14 560 678 581 552 46 362 785 47 505 029 H1 2022 2022 (Unaudited} 1 11 9 291 2 366 337 74 045 29 195 20 071 62 377 - 46 338 - 1 055 - 1 498 445 -2977813 - 51 111 - 171 829 • 382 481i • 692 788 -21 240 762 - 50 141 816 20 903 178 44 748 413 1 757 851 6 721 674 54 218 57 213 14216081 17 555 084 - 8 127 650 - 18 559 687 189 789 207 439 42 215 58 668 23 359 290 634 3 586 395 6 305 595 7 905 554 16 039 887 - 6 999 372 -13 648 305 11928 369 8 360 743 0 0 - 1 205 649 - 1 778 122 345 000 450 000 764 250 - 3 953 827 2 427 559 4 550 236 - 1 369 998 - 2 132 239 1 076 297 1 590 693 35 141 76 231 12 999 39 744 - 27 502 - 81 140 459 315 • 1 390 886 49 551 333 84 649 253 - 52 007 480 - 97 048 909 159 850 319 700 • 2 296 2971 -12 079 956 68 738 510 68 738 510 11 928 369 8 360 743 459 315 - 1 390 886 - 2 296 297 -12 079 956 147 998 - 92 395 78 977 895 63 536 016 664 789 25 389 1 039 552 038 566 573 658 339 77 745 494 62 300 250 78 977 89 • 63 536 016

 34 | SEC report as at June 30, 2023  NOTES TO THE UNAUDITED CONDENSED INTERIM FINANCIAL STATEMENTS UNDER EU ACCOUNTING DIRECTIVES  NOTE A Basis of presentation  The unaudited condensed financial statements of the European Investment Bank (the “Bank”) as at June 30, 2023 do not include all of the information and footnotes required for complete financial statements.  In the opinion of management, all adjustments, normal recurring accruals and value adjustments of financial assets considered necessary for a fair presentation have been recorded. The profit for the six-month period ended June 30, 2023 is not necessarily indicative of the results that may be expected for the financial year ending December 31, 2023.  The audited financial statements as at and for the financial year ended December 31, 2022 were prepared in accordance with the general principles of the Directive 86/635/EEC of the Council of the European Communities of December 8, 1986 on the annual accounts and consolidated accounts of banks and other financial institutions, as amended by Directive 2001/65/EC of September 27, 2001, by Directive 2003/51/EC of June 18, 2003 and by Directive 2006/46/EC of June 14, 2006. The unaudited condensed financial statements as at and for the period ended June 30, 2023 are based on the same principles.  For further information, refer to the unconsolidated financial statements and footnotes thereto included in the Bank’s annual report for the financial year ended December 31, 2022.  NOTE B  Summary statement of loans (in EUR ‘000)  Despite the general context of uncertainty in the global financial markets due to the COVID-19 pandemic as well as the context of the military aggression against Ukraine, the Bank currently continues to maintain a robust liquidity position and flexibility to access the necessary liquidity resources mainly as a result of its prudent approach to liquidity management.  Moreover, in general, the quality of the Bank’s loan portfolio currently remains high as it relies on a risk management strategy based on adequate levels of security and guarantees, as well as standard protective clauses included in its loan agreements. 

 SEC report as at June 30, 2023 | 35  Value adjustments for potential losses in respect of the Bank’s loan portfolio have been accounted for as at June 30, 2023 and as at December 31, 2022 as follows:  Value adjustments on loans and advances (in EUR million)  Balance sheet caption  Type of value adjustment  30.06.2023  31.12.2022  Loans and advances to credit institutions  d) value adjustments  Collective  0  0  Specific  3  3  Loans and advances to customers  c) value adjustments  Collective  144  76  Specific  444  312  Total value adjustments  591  391  NOTE C Shares in affiliated undertakings  The European Investment Fund  The capital paid in by the Bank in respect of its subscription of EUR‘000 4,406,000 as at June 30, 2023 (EUR‘000 4,336,000 as at December 31, 2022) to the capital of the European Investment Fund (the “EIF”), with its registered office in Luxembourg, amounted to EUR‘000 1,579,962 as at June 30, 2023 (December 31, 2022: EUR‘000 1,549,444).  As at June 30, 2023, the Bank held 59.78% of the EIF’s subscribed capital (59.40% as at December 31, 2022).  Commitment to purchase the remaining EIF shares at a fixed price  Under the terms of the Replacement Share Purchase Undertaking (‘RSPU’), the Bank was offering to buy the remaining subscribed shares from the EIF’s minority shareholders, other than the ones subscribed by the European Commission (‘EC’), for a price of EUR 596,674,06 per share as at June 30, 2023. The latter corresponds to the part of each share in the called capital of EIF, increased by the share premium account, the statutory reserves, the retained earnings, the fair value reserve and the profit of the year, adjusted by the dividend of the year. The agreed formula is being applied to the approved and audited annual accounts of the EIF for the financial year in which the option is exercised. 

 36 | SEC report as at June 30, 2023  NOTE D  Debts evidenced by certificates (in EUR ‘000)  PAYABLE OUTSTANDING AVERAGE DUE OUTSTANDING AVERAGE IN AT 30.06.2023 RATE <'> DATES AT31 .12.2022 RATE <'> 30 06 2023 31 .12.2022 (UNAUDITED) (UNAUDITED) (UNAUDITED) EUR 259 965 178 1.46 2023/2061 251 275 921 1.29 USO 102 794 039 2.41 2023/2058 100 421 872 2.11 GBP 37 868 220 3.17 2023/2054 37 274 935 2.97 AUD 10 498 256 2.66 2023/2040 10 025 515 2.32 PLN 8 186 897 3.95 2023/2043 6 868 484 4.05 CAD 5 314 258 2.28 2023/2045 5 325 718 2.15 SEK 4 587 692 1.94 2023/2040 5 094 499 1.58 CHF 3 472 272 2.07 2023/2036 3 918 655 1.96 NOK 3 421 907 2.66 2023/2037 4 118 397 2.64 ZAR 1 939 090 8.02 2024/2035 2 138 328 8.00 JPY 1 202 295 2.32 2023/2053 1 374 409 2.27 MXN 1 080 199 6.45 2023/2033 1 219 817 6.00 DKK 782 039 0.96 2024/2031 783 185 0.87 CNY 503 906 2.84 2024/2026 499 851 2.82 NZD 405 980 3.27 2027/2028 550 661 3.21 CZK 339 687