Community Trust Bancorp 8K Regulation FD Disclosure | CTBI 27 Feb 18

Exhibit 99.1

Investor PresentationFebruary 2018

Cautionary Statement Information provided herein by CTBI contains “forward-looking” information. CTBI cautions that any forward-looking statements made are not guarantees of future performance and that actual results may differ materially from those in the forward-looking statements. Please refer to CTBI’s 2016 Annual Report on Form 10-K, Cautionary Statement Regarding Forward Looking Statements for additional information. 2

Total Assets $4.1 billionMarket Capitalization $833.3 millionCash Dividend Yield 2.80%P/E Ratio 16.1xPrice to Book Value 1.6xPrice to Tangible Book Value 1.8xTangible Common Equity Ratio 11.43%Competitive Position2nd largest Kentucky domiciled bank holding company #1 in Kentucky in deposit market share of all Kentucky domiciled FDIC insured institutions 6th largest bank in Kentucky in terms of deposit market share of all FDIC insured institutions Financial data as of December 31, 2017 3 Key Metrics

4 1903 Pikeville National bank formed1987-2005 Acquired 14 banks and purchased 17 branch locations1997 Changed name to Community Trust Bancorp, Inc.2010 Acquired LaFollette First National CorporationPresently Two operational subsidiaries~ Community Trust Bank, Inc. and Community Trust and Investment Company Corporate History

Serving customers in 80 branch locations in 35 counties throughout Kentucky, Tennessee, and West Virginia, including 5 trust offices in Kentucky and Tennessee 5 Our Banking Franchise

Financial data as of December 31, 2017 6 Our Banking Franchise Central Region Eastern Region Northeastern RegionLoans - $678 million Loans - $949 million Loans - $365 millionDeposits - $822 million Deposits - $1.3 billion Deposits - $527 million• Danville • Floyd/Knott/Johnson • Advantage Valley• Lexington • Hazard • Ashland• Mt. Sterling • Pikeville • Flemingsburg• Richmond • Tug Valley • Summersville• Versailles • Whitesburg• Winchester South Central Region Indirect LendingLoans - $638 million Loans - $490 million Deposits - $711 million• Campbellsville CTIC• LaFollette Assets Under Management - $2.2 billion (including $0.6 billion CTB)• Middlesboro Revenues - $14.2 million• Mt. Vernon • Ashland• Williamsburg • LaFollette • Lexington • Pikeville • Versailles

Assets in billionsRevenue in millions 7 Includes CTB portfolio Trust Assets Under Management &Trust Revenue

8 Banking Yrs. w/Name Position Experience CTBIJean R. Hale Chairman, President and CEO 48 years 48Mark A. Gooch CTB President and CEO 36 years 36Andy Waters CTIC President and CEO 31 years 14Kevin J. Stumbo EVP/Chief Financial Officer 31 years 23Steven E. Jameson EVP/Risk Manager 32 years 13James J. Gartner EVP/Chief Credit Officer 49 years (17 at OCC) 15James B. Draughn EVP/Operations 24 years 24Larry W. Jones EVP/C KY President 49 years 15Richard W. Newsom EVP/E KY President 34 years 34Ricky Sparkman EVP/SC KY/TN President 33 years 24D. Andrew Jones EVP/NE KY/WV President 30 years 30C. Wayne Hancock EVP/Senior Staff Attorney 9 years 9 Executive Management Team

9 Traditional community banking business modelExecutive management and board of director commitment to corporate governanceDecentralized decision making and centralized operations and risk managementStrong loan portfolio risk management processSpecialized product offeringsMaintain a strong tangible equity positionOrganic growth expectations combined with de novo branching and acquisitionConsistent long-term performance Operational Philosophy

10 2017 2016 2015 2014 2013 EPS $2.92 $2.70 $2.66 $2.50 $2.63ROAA 1.27% 1.21% 1.23% 1.18% 1.24%ROAE 9.93% 9.58% 9.97% 9.94% 11.05%Net Int. Margin 3.67% 3.70% 3.81% 3.92% 4.03%Efficiency Ratio 58.66% 58.54% 58.20% 59.12% 59.33%Nonperforming Loans 0.91% 0.93% 1.00% 1.42% 1.67%Net Charge-offs 0.24% 0.28% 0.25% 0.31% 0.30%% of Average Assets:Noninterest Income 1.18% 1.22% 1.24% 1.23% 1.35%Noninterest Expense 2.70% 2.73% 2.78% 2.88% 3.02% All information is for the year ended December 31 Consistent Financial Performance

11 Earnings Review

EPS increased 8.1% from 2016 to 20172018 EPS goal - $3.32 to $3.40 per share 12 Earnings Per Share

(in millions) Net income increased 8.8% from 2016 to 20172018 goal for net income - $58.8 to $60.2 million 13 Net Income

(in millions) Revenues increased 2.5% from 2016 to 20172018 goal for revenues - $188.9 to $194.6 million 14 Revenues

Noninterest income increased 0.1% from 2016 to 2017Increases in trust revenue and deposit service chargesDecreases in loan related fees and securities gains2018 goal for noninterest revenue – 25.0% to 27.0% of total revenue Noninterest Incomeas a % of Total Revenue (in millions) 15

Net interest revenue increased by 3.3% from 2016Net interest margin decreased 3 basis pointsAverage earning assets increased $146.4 million, or 4.0% (in millions) Net Interest Revenue 16

Net Interest Margin Pressure on the margin1-year cumulative gap position at 12/31/17 – (5.90)% % of assets repricingWithin 30 days 30.67%% of liabilities repricing Within 30 days 10.17%Within 90 days 21.56%Within 180 days 32.47% Peer data obtained from the Federal Reserve Bank Holding Company Performance Report as of 9/30/2017 for bank holding companies with consolidated assets of $3 billion to $10 billion. 17

Net Noninterest Expenseas a % of Average Earning Assets Noninterest Expense & Efficiency Ratio (in millions) (in millions) Peer data obtained from the Federal Reserve Bank Holding Company Performance Report as of 9/30/2017 for bank holding companies with consolidated assets of $3 billion to $10 billion. 18

Return on Average Assets Peer data obtained from the Federal Reserve Bank Holding Company Performance Report as of 9/30/2017 for bank holding companies with consolidated assets of $3 billion to $10 billion. 19

20 Balance Sheet Review

Total assets at 12/31/17 increased $204.1 million, or 5.2%, from 12/31/2016Loans increased $184.6 million or 6.3%Investment portfolio decreased $19.8 million or 3.3%Deposit growth $175.3 million or 5.3%2018 goal for total assets - $4.15 to $4.32 billion (in billions) Total Assets 21

(in billions) Total Loans Loans increased $184.6 million or 6.3% from 12/31/162018 goal for total loans - $3.15 to $3.35 billion December 31, 2017 Loan PortfolioMix 22

Concentrations of Creditas a % of Total Loans December 31, 2017 * As a percentage of funded exposure 23

Net Charge-offsas a % of Average Loans NonperformingLoansas a % of Total Loans Peer data obtained from the Federal Reserve Bank Holding Company Performance Report as of 9/30/2017 for bank holding companies with consolidated assets of $3 billion to $10 billion. December 31, 2017 24

Nonperforming Assetsas a % of Total Assets Loan Loss Reserveas a % of Net Loans $32.0 million in other real estate owned Peer data obtained from the Federal Reserve Bank Holding Company Performance Report as of 9/30/2017 for bank holding companies with consolidated assets of $3 billion to $10 billion. 25

Total Other Real Estate Owned Sales of foreclosed properties for the year ended 12/31/17 totaled $6.1 millionNew bookings in 2017 totaled $5.4 millionProperties under contract to sell were $2.2 million (in millions) 26

(in billions) Total Depositsincluding Repurchase Agreements 2018 goal for total deposits including repurchase agreements - $3.47 to $3.61 billion Total Depositsincluding Repurchase Agreements December 31, 2017 27

28 Our Hoops CD product has been offered for over 20 years100 basis point increase in rate in 1996, 1998, and 2012 with the University of Kentucky’s NCAA Basketball Championships$207 million in Hoops CDs as of 12/31/17 12 Month Certificate of Deposit: April 10th through maturity, rate paid is adjusted by 1 basis point for each University of Kentucky win; bonus 100 basis points added to rate for National Championship win.

29 Shareholder Value

Dividends Per Share 2017 cash dividends increased 3.2%Dividend payout ratio at December 31, 2017 was 44.52%Desired level between 40% and 50%December 31, 2017 cash dividend yield was 2.80%Cash dividend increased to $0.33 per share effective October 1, 2017 30 * 2018 is projected DPS

Shareholders’ Equity (in millions) Shareholders’ equity has increased 28.7% during the past five years5.8% compound growth rate for the past five years2018 goal for shareholders’ equity - $552.6 to $575.2 million 5.8% 31

Book ValuePer Share Tangible Common Equity/Assets 32

Peer data obtained from SNL Financial; peer group consists of publicly traded regional bank holding companies with comparative asset size, as defined in our Proxy Statement. (in millions) Price to Tangible Book Value 2012 2013 2014 2015 2016 2017 CTBI 1.53x 2.06x 1.67x 1.50x 2.01x 1.79x Peer 1.39x 1.72x 1.72x 1.71x 1.83x 2.17x 33 Total Market Capitalization All data is as of year-end.

5 Year Cumulative Total ReturnComparison of CTBI, NASDAQ Stock Market (U.S.), and NASDAQ Bank Stocks An investment in CTBI stock on December 31, 2012 would have underperformed the NASDAQ Stock Market (U.S.) and the NASDAQ Bank Stocks Index at December 31, 2017. 34

Comparison to Russell 2000 Indexof Small Cap Companies Return to Investors 3-, 5-, and 10-year total returns annualized December 31, 2017 35

Core Value Long-Term Investment 12 stock splits and 10 stock dividends37 years of consecutive increases in cash dividends5-year compound growth rate of cash dividends 2.7%Stock included in the NASDAQ Global Select Market, NASDAQ Dividend Achievers Index, and NASDAQ Bank Stock IndexRecognized as one of “America’s 50 Most Trustworthy Financial Companies” for four consecutive years and ranked 1st and 2nd in the “Small Cap” category in the years 2014 and 2015, respectively, and tied for 1st in the years 2016 and 2017CTBI shareholders include169 institutional investors (including CTIC – 9.8%) hold 10.2 million shares (56.3%)241 mutual funds hold 4.6 million shares (26.2%) Data as of December 31, 2017 36

37 Key Strategic Initiatives

Operational Priorities Build core earnings capacityQuality loan growthLow cost deposit growthMaintain net interest margin Operational efficiencyExpense controlNoninterest revenue growthCompliance managementIncrease noninterest incomeWealth managementBrokerageLife insuranceContinuing focus on improving asset quality Liquidation of other real estate owned 38

CTBI’s Franchise Value History of solid investor returnsHistorically strong capital positionInvestor focused dividend policyDividend Achievers IndexConsistent financial performanceCommunity banking strategyEconomic diversity in the markets we serveStrong experienced management team and over 1,000 dedicated employeesOur shareholders 39

Community Trust Bancorp (CTBI) 8-KRegulation FD Disclosure