Community Trust Bancorp (CTBI) 10-Q 9 May 23 2023 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2023	Apr. 30, 2023
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q1
Document Transition Report	false
Entity File Number	001-31220
Entity Registrant Name	COMMUNITY TRUST BANCORP INC /KY/
Entity Central Index Key	0000350852
Entity Incorporation, State or Country Code	KY
Entity Tax Identification Number	61-0979818
Entity Address, Address Line One	346 North Mayo Trail
Entity Address, Address Line Two	P.O. Box 2947
Entity Address, City or Town	Pikeville
Entity Address, State or Province	KY
Entity Address, Postal Zip Code	41502
City Area Code	606
Local Phone Number	432-1414
Title of 12(b) Security	Common Stock
Trading Symbol	CTBI
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		17,983,700

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets:
Cash and due from banks	$ 60,762	$ 51,306
Interest bearing deposits	175,112	77,380
Cash and cash equivalents	235,874	128,686
Certificates of deposit in other banks	245	245
Debt securities available-for-sale at fair value (amortized cost of $1,390,747 and $1,430,605, respectively)	1,241,080	1,256,226
Equity securities at fair value	2,380	2,166
Loans held for sale	182	109
Loans	3,777,359	3,709,290
Allowance for credit losses	(46,683)	(45,981)
Net loans	3,730,676	3,663,309
Premises and equipment, net	42,636	42,633
Operating right-of-use assets	13,805	13,809
Finance right-of-use assets	3,232	3,262
Federal Home Loan Bank stock	4,826	6,676
Federal Reserve Bank stock	4,887	4,887
Goodwill	65,490	65,490
Bank owned life insurance	93,324	92,746
Mortgage servicing rights	8,121	8,468
Other real estate owned	2,776	3,671
Deferred tax asset	31,653	39,878
Accrued interest receivable	19,012	19,592
Other assets	29,121	28,463
Total assets	5,529,320	5,380,316
Deposits:
Noninterest bearing	1,409,839	1,394,915
Interest bearing	3,133,585	3,031,228
Total deposits	4,543,424	4,426,143
Repurchase agreements	208,777	215,431
Federal funds purchased	500	500
Advances from Federal Home Loan Bank	350	355
Long-term debt	64,404	57,841
Operating lease liability	14,148	14,160
Finance lease liability	3,471	3,468
Accrued interest payable	4,138	2,237
Other liabilities	33,287	32,134
Total liabilities	4,872,499	4,752,269
Shareholders' equity:
Preferred stock, 300,000 shares authorized and unissued	0	0
Common stock, $5.00 par value, shares authorized 25,000,000; shares issued and outstanding 2023 - 17,976,345; 2022 - 17,918,280	89,881	89,591
Capital surplus	229,333	229,012
Retained earnings	450,044	438,596
Accumulated other comprehensive loss, net of tax	(112,437)	(129,152)
Total shareholders' equity	656,821	628,047
Total liabilities and shareholders' equity	$ 5,529,320	$ 5,380,316

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets:
Debt securities available-for-sale at amortized cost	$ 1,390,747	$ 1,430,605
Shareholders' equity:
Preferred stock, shares authorized (in shares)	300,000	300,000
Common stock, par value (in dollars per share)	$ 5	$ 5
Common stock, shares authorized (in shares)	25,000,000	25,000,000
Common stock, shares issued (in shares)	17,976,345	17,918,280
Common stock, shares outstanding (in shares)	17,976,345	17,918,280

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income and Comprehensive Income (Loss) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Interest income:
Interest and fees on loans, including loans held for sale	$ 51,947	$ 38,167
Interest and dividends on securities
Taxable	6,758	4,384
Tax exempt	682	772
Interest and dividends on Federal Reserve Bank and Federal Home Loan Bank stock	174	114
Interest on Federal Reserve Bank deposits	1,350	82
Other, including interest on federal funds sold	84	8
Total interest income	60,995	43,527
Interest expense:
Interest on deposits	14,391	2,954
Interest on repurchase agreements and federal funds purchased	1,616	254
Interest on advances from Federal Home Loan Bank	43	0
Interest on long-term debt	1,029	287
Total interest expense	17,079	3,495
Net interest income	43,916	40,032
Provision for credit losses	1,116	875
Net interest income after provision for credit losses	42,800	39,157
Noninterest income:
Deposit related fees	7,287	6,746
Gains on sales of loans, net	121	597
Trust and wealth management income	3,079	3,248
Loan related fees	845	2,062
Bank owned life insurance	858	691
Brokerage revenue	348	590
Securities gains	218	99
Other noninterest income	926	932
Total noninterest income	13,682	14,965
Noninterest expense:
Officer salaries and employee benefits	4,152	3,882
Other salaries and employee benefits	14,756	13,656
Occupancy, net	2,302	2,245
Equipment	726	609
Data processing	2,303	2,201
Bank franchise tax	419	415
Legal fees	268	301
Professional fees	548	566
Advertising and marketing	820	752
FDIC insurance	606	355
Other real estate owned provision and expense	119	353
Repossession expense	231	100
Amortization of limited partnership investments	597	733
Other noninterest expense	4,043	3,191
Total noninterest expense	31,890	29,359
Income before income taxes	24,592	24,763
Income taxes	5,279	5,035
Net income	19,313	19,728
Unrealized holding gains (losses) on debt securities available-for-sale:
Unrealized holding gains (losses) arising during the period	24,716	(78,564)
Less: Reclassification adjustments for realized gains included in net income	4	0
Tax expense (benefit)	7,997	(20,427)
Other comprehensive income (loss), net of tax	16,715	(58,137)
Comprehensive income (loss)	$ 36,028	$ (38,409)
Basic earnings per share (in dollars per share)	$ 1.08	$ 1.11
Diluted earnings per share (in dollars per share)	$ 1.08	$ 1.11
Weighted average shares outstanding-basic (in shares)	17,872	17,820
Weighted average shares outstanding-diluted (in shares)	17,884	17,832

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss), Net of Tax [Member]	Total
Balance at Dec. 31, 2021	$ 89,215	$ 227,085	$ 386,750	$ (4,848)	$ 698,202
Balance (in shares) at Dec. 31, 2021	17,843,081
Increase (Decrease) in Stockholders' Equity [Roll forward]
Net income			19,728		19,728
Other comprehensive income (loss)				(58,137)	(58,137)
Cash dividends declared			(7,131)		(7,131)
Issuance of common stock	$ 163	85			248
Issuance of common stock (in shares)	32,491
Issuance of restricted stock	$ 177	(177)			0
Issuance of restricted stock (in shares)	35,438
Vesting of restricted stock	$ (135)	135			0
Vesting of restricted stock (in shares)	(26,904)
Stock-based compensation		461			461
Balance at Mar. 31, 2022	$ 89,420	227,589	399,347	(62,985)	653,371
Balance (in shares) at Mar. 31, 2022	17,884,106
Balance at Dec. 31, 2022	$ 89,591	229,012	438,596	(129,152)	$ 628,047
Balance (in shares) at Dec. 31, 2022	17,918,280				17,918,280
Increase (Decrease) in Stockholders' Equity [Roll forward]
Net income			19,313		$ 19,313
Other comprehensive income (loss)				16,715	16,715
Cash dividends declared			(7,865)		(7,865)
Issuance of common stock	$ 131	147			278
Issuance of common stock (in shares)	26,118
Issuance of restricted stock	$ 264	(264)			0
Issuance of restricted stock (in shares)	52,865
Vesting of restricted stock	$ (101)	101			0
Vesting of restricted stock (in shares)	(20,128)
Forfeiture of restricted stock	$ (4)
Forfeiture of restricted stock		4			0
Forfeiture of restricted stock (in shares)	(790)
Stock-based compensation		333			333
Balance at Mar. 31, 2023	$ 89,881	$ 229,333	$ 450,044	$ (112,437)	$ 656,821
Balance (in shares) at Mar. 31, 2023	17,976,345				17,976,345

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Increase (Decrease) in Stockholders' Equity [Roll forward]
Dividends declared per share (in dollars per share)	$ 0.44	$ 0.4

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended			12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2022
Cash flows from operating activities:
Net income	$ 19,313		$ 19,728
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	907		813
Non-cash operating lease expense	398		207
Deferred taxes	228		307
Stock-based compensation	377		484
Provision for credit losses	1,116	$ 1,500	875	$ 4,905
Write-downs of other real estate owned and other repossessed assets	81		246
Gains on sale of mortgage loans held for sale	(121)		(597)
Securities gains	(4)		0
Fair value adjustments in equity securities	(214)		(99)
Gains on sale of assets, net	(37)		(5)
Proceeds from sale of mortgage loans held for sale	4,658		26,257
Funding of mortgage loans held for sale	(4,610)		(24,969)
Amortization of securities premiums and discounts, net	752		1,801
Change in cash surrender value of bank owned life insurance	(578)		(434)
Changes in lease liabilities	(376)		(203)
Mortgage servicing rights:
Fair value adjustments	397		(745)
New servicing assets created	(50)		(229)
Changes in:
Accrued interest receivable	580		391
Other assets	(658)		627
Accrued interest payable	1,901		290
Other liabilities	1,113		2,605
Net cash provided by operating activities	25,173		27,350
Securities available-for-sale (AFS):
Purchase of AFS securities	(161)		(176,730)
Proceeds from sales of AFS securities	18,561		0
Proceeds from prepayments, calls, and maturities of AFS securities	20,710		48,630
Change in loans, net	(67,837)		(106,591)
Purchase of premises and equipment	(910)		(1,072)
Proceeds from sale of stock by Federal Home Loan Bank	1,850		0
Proceeds from sale of other real estate owned and repossessed assets	204		486
Proceeds from settlement of bank owned life insurance	0		1
Net cash used in investing activities	(27,583)		(235,276)
Cash flows from financing activities:
Change in deposits, net	117,281		84,012
Change in repurchase agreements and federal funds purchased, net	(6,654)		(16,465)
Proceeds from Federal Home Loan Bank advances	50,000		0
Payments on advances from Federal Home Loan Bank	(50,005)		(5)
Payment of finance lease liabilities	0		(6)
Proceeds from long term debt/other borrowings	6,563		0
Issuance of common stock	278		248
Dividends paid	(7,865)		(7,129)
Net cash provided by financing activities	109,598		60,655
Net increase (decrease) in cash and cash equivalents	107,188		(147,271)
Cash and cash equivalents at beginning of period	128,686		311,756	311,756
Cash and cash equivalents at end of period	235,874	$ 128,686	164,485	$ 128,686
Supplemental disclosures:
Income taxes paid	578		50
Interest paid	15,177		3,205
Non-cash activities:
Loans to facilitate the sale of other real estate owned and repossessed assets	698		597
Common stock dividends accrued, paid in subsequent quarter	279		250
Real estate acquired in settlement of loans	51		137
Right-of-use assets obtained in exchange for new lease liabilities	$ 364		$ 0

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2023
Summary of Significant Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Note 1 - Summary of Significant Accounting Policies In the opinion of management, the unaudited condensed consolidated financial statements include all adjustments (which consist of normal recurring adjustments) necessary, to present fairly the condensed consolidated financial position as of March 31, 2023, the results of operations, other comprehensive income (loss), changes in shareholders’ equity, and the cash flows for the three months ended March 31, 2023 and 2022. In accordance with accounting principles generally accepted in the United States of America for interim financial information, these statements do not include certain information and footnote disclosures required by accounting principles generally accepted in the United States of America for complete annual financial statements. The results of operations, other comprehensive income (loss), changes in shareholders’ equity, and the cash flows for the three months ended March 31, 2023 and 2022 are not necessarily indicative of the results to be expected for the full year. The condensed consolidated balance sheet as of December 31, 2022 has been derived from the audited consolidated financial statements of Community Trust Bancorp, Inc. (“CTBI”) for that period. For further information, refer to the consolidated financial statements and footnotes thereto for the year ended December 31, 2022, included in our annual report on Form 10-K. Principles of Consolidation – New Accounting Standards ➢ Facilitation of the Effects of Reference Rate Reform on Financial Reporting In December 2022, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2022-06, Reference Rate Reform (Topic 848): Deferral of the Sunset Date of Topic 848 , Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting , which provides optional guidance to ease the potential burden in accounting for (or recognizing the effects of) reference rate reform on financial reporting. The objective of the guidance in Topic 848 is to provide relief during the temporary transition period, so the FASB included a sunset provision within Topic 848 based on expectations of when the London Interbank Offered Rate (“LIBOR”) would cease being published. The amendments in ASU No. 2020-04 provide optional guidance for a limited time to ease the potential burden in accounting for (or recognizing the effects of) reference rate reform on financial reporting and provide optional expedients and exceptions for applying generally accepted accounting principles (“GAAP”) to contracts, hedging relationships, and other transactions affected by reference rate reform if certain criteria are met. This ASU applies only to contracts and hedging relationships that reference LIBOR or another reference rate expected to be discontinued due to reference rate reform. The expedients and exceptions provided by the amendments do not apply to contract modifications made and hedging relationships entered into or evaluated after December 31, 2022. In 2021, the UK Financial Conduct Authority delayed the intended cessation date of certain tenors of USD LIBOR to June 30, 2023. To ensure the relief in Topic 848 covers the period of time during which a significant number of modifications may take place, ASU No. 2022-06 defers the sunset date of Topic 848 from December 31, 2022, to December 31, 2024, after which entities will no longer be permitted to apply the relief in Topic 848. At this time, we do not anticipate any material adverse impact to our business operation or financial results during the period of transition. ➢ Troubled Debt Restructurings and Vintage Disclosures Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures he amendments in this ASU eliminate the accounting guidance for troubled debt restructurings (“TDRs”) by creditors in Subtopic 310-40, Receivables—Troubled Debt Restructurings by Creditors Financial Instruments—Credit Losses—Measured at Amortized Cost have been implemented and did not have a significant impact to our consolidated financial statements. ➢ Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions Fair Value Measurement Topic 820: Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions to Fair Value Measurement We do not anticipate a significant impact to our consolidated financial statements. ➢ FASB Improves the Accounting for Investments in Tax Credit Structures – The FASB issued, ASU No. 2023-02, Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method , Significant Accounting Policies – The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires the appropriate application of certain accounting policies, many of which require us to make estimates and assumptions about future events and their impact on amounts reported in our consolidated financial statements and related notes. Since future events and their impact cannot be determined with certainty, the actual results will inevitably differ from our estimates. Such differences could be material to our consolidated financial statements. We believe the application of accounting policies and the estimates required therein are reasonable. These accounting policies and estimates are constantly reevaluated, and adjustments are made when facts and circumstances dictate a change. Historically, we have found our application of accounting policies to be appropriate, and actual results have not differed materially from those determined using necessary estimates. We have identified the following significant accounting policies: ➢ FASB Investments – Debt Securities a. Trading securities . . b. Available-for-sale securities. Investments not classified as trading securities (nor as HTM securities) shall be classified as available-for-sale (“AFS”) securities. We do not have any securities that are classified as trading securities. AFS securities are reported at fair value, with unrealized gains and losses included as a separate component of shareholders’ equity, net of tax. If declines in fair value are other than temporary, the carrying value of the securities is written down to fair value as a realized loss with a charge to income for the portion attributable to credit losses and a charge to other comprehensive income for the portion that is not credit related. For AFS debt securities in an unrealized loss position, we evaluate the securities to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or non-credit related factors. Any impairment that is not credit-related is recognized in accumulated other comprehensive income, net of tax. Credit-related impairment is recognized as an allowance for credit losses (“ACL”) for AFS debt securities on the balance sheet, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. Accrued interest receivable on AFS debt securities is excluded from the estimate of credit losses. Both the ACL for AFS debt securities and the adjustment to net income may be reversed if conditions change. However, if we intend to sell an impaired AFS debt security or more likely than not will be required to sell such a security before recovering its amortized cost basis, the entire impairment amount would be recognized in earnings with a corresponding adjustment to the security’s amortized cost basis. Because the security’s amortized cost basis is adjusted to fair value, there is no ACL for AFS debt securities in this situation. In evaluating AFS debt securities in unrealized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, we consider the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. There were no credit related factors underlying unrealized losses on AFS debt securities at March 31, 2023 and December 31, 2022, therefore, no ACL for AFS securities was recorded. Changes in the ACL for AFS debt securities are recorded as expense. Losses are charged against the ACL for AFS debt securities when management believes the uncollectability of an AFS debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Gains or losses on disposition of debt securities are computed by specific identification for those securities. Interest and dividend income, adjusted by amortization of purchase premium or discount, is included in earnings. HTM securities are subject to an allowance for lifetime expected credit losses, determined by adjusting historical loss information for current conditions and reasonable and supportable forecasts. The forward-looking evaluation of lifetime expected losses will be performed on a pooled basis for debt securities that share similar risk characteristics. These allowances for expected losses must be made by the holder of the HTM debt security when the security is purchased. At March 31, 2023 and 2022, CTBI held no securities designated as HTM. CTBI accounts for equity securities in accordance with ASC 321, Investments – Equity Securities Equity securities with a readily determinable fair value are required to be measured at fair value, with changes in fair value recognized in net income. Equity securities without a readily determinable fair value are carried at cost, less any impairment, if any, plus or minus changes resulting from observable price changes for identical or similar investments. As permitted by ASC 321-10-35-2, CTBI can make an irrevocable election to subsequently measure an equity security without a readily determinable fair value, and all identical or similar investments of the same issuer, including future purchases of identical or similar investments of the same issuer, at fair value. CTBI has made this election for our Visa Class B equity securities. The fair value of these securities was determined by a third party service provider using Level 3 inputs as defined in ASC 820, Fair Value Measurement ➢ With the implementation of ASU 2022-02 described above in the New Accountings Standards, TDRs have been eliminated while enhanced disclosure requirements have been implemented for certain loan modifications when a borrower is experiencing financial difficulty. Loan origination and commitment fees and certain direct loan origination costs are deferred and the net amount amortized over the estimated life of the related loans, or commitments as a yield adjustment. ➢ In the event that collection of principal becomes uncertain, CTBI has policies in place to reverse accrued interest in a timely manner. Therefore, CTBI elected ASU We maintain an ACL at a level that is appropriate to cover estimated credit losses on individually evaluated loans, as well as estimated credit losses inherent in the remainder of the loan and lease portfolio. Credit losses are charged and recoveries are credited to the ACL. We utilize an internal risk grading system for commercial credits. Those credits that meet the following criteria are subject to individual evaluation: the loan has an outstanding bank share balance of $1 million or greater and has a criticized risk rating and meets one of the following criteria: (i) is in nonaccrual status, (ii) the borrower is experiencing financial difficulty with significant payment delay Homogenous loans, such as consumer installment, residential mortgages, and home equity lines are not individually risk graded. The associated ACL for these loans is measured in pools with similar risk characteristics under ASC 326. When any secured commercial loan is considered uncollectable, whether past due or not, a current assessment of the value of the underlying collateral is made. If the balance of the loan exceeds the fair value of the collateral, the loan is placed on nonaccrual and the loan is charged down to the value of the collateral less estimated cost to sell. For commercial loans greater than $ that are categorized as individually evaluated based on the criteria listed above , When the foreclosed collateral has been legally assigned to CTBI, the estimated fair value of the collateral less costs to sell is then transferred to other real estate owned or other repossessed assets, and a charge-off is taken for any remaining balance. When any unsecured commercial loan is considered uncollectable the loan is charged off no later than at past due. All closed-end consumer loans (excluding conventional 1-4 family residential loans and installment and revolving loans secured by real estate) are charged off no later than 120 days (five monthly payments) delinquent. If a loan is considered uncollectable, it is charged off earlier than 120 days delinquent. For conventional 1-4 family residential loans and installment and revolving loans secured by real estate, when a loan is 90 days past due, a current assessment of the value of the real estate is made. If the balance of the loan exceeds the fair value of the property, the loan is placed on nonaccrual. Foreclosure proceedings are normally initiated after 120 days. When the foreclosed property has been legally assigned to CTBI, the fair value less estimated costs to sell is transferred to other real estate owned and the remaining balance is taken as a charge-off. Historical loss rates for loans are adjusted for significant factors that, in management’s judgment, reflect the impact of any current conditions on loss recognition. With the implementation of ASC 326, weighted average life calculations were completed as a tool to determine the life of CTBI’s various loan segments. Vintage modeling was used to determine the life of loan losses for consumer and residential real estate loans. Static pool modeling was used to determine the life of loan losses for commercial loan segments. Qualitative factors used to derive CTBI’s total ACL include delinquency trends, current economic conditions and trends, strength of supervision and administration of the loan portfolio, levels of underperforming loans, trends in loan losses, and underwriting exceptions. Forecasting factors including unemployment rates and industry specific forecasts for industries in which our total exposure of capital or greater are also included as factors in the ACL model. Management continually reevaluates the other subjective factors included in our ACL analysi ➢ – We evaluate total goodwill and core deposit intangible for impairment, based upon ASC 350, Intangibles-Goodwill and Other, using fair value techniques including multiples of price/equity. Goodwill and core deposit intangible are evaluated for impairment on an annual basis or as other events may warrant. The balance of goodwill, at $65.5 million, has not changed since January 1, 2015. Our core deposit intangible has been fully amortized since December 31, 2017. ➢ During the three months ended March 31, 2023 and 2022, CTBI has not recognized a significant amount of interest expense or penalties in connection with income taxes.

Stock-Based Compensation

Stock-Based Compensation	3 Months Ended
	Mar. 31, 2023
Stock-Based Compensation [Abstract]
Stock-Based Compensation	Note 2 – Stock-Based Compensation Restricted stock expense for the three months ended March 31, 2023 and 2022 was $377 thousand and $484 thousand, respectively, including $44 thousand and $23 thousand, respectively, in dividends paid for those periods. As of March 31, 2023, there was a total of $4.0 million of unrecognized compensation expense related to restricted stock grants that will be recognized as expense as the awards vest over a weighted average period of 3.6 years. There were 52,865 and 35,438 shares of restricted stock granted during the three months ended March 31, 2023 and 2022, respectively. The restricted stock was issued pursuant to the terms of CTBI’s 2015 Stock Ownership Incentive Plan. The restrictions on the restricted stock will lapse ratably over four years. However, in the event of certain participant employee termination events occurring within 24 months of a change in control of CTBI or the death of the participant, the restrictions will lapse, and in the event of the participant’s disability, the restrictions will lapse on a pro rata basis. The Compensation Committee will have discretion to review and revise restrictions applicable to a participant’s restricted stock in the event of the participant’s retirement. There were 790 shares of restricted stock forfeited during the three months ended March 31, 2023. No shares were forfeited during the three months ended March 31, 2022. There was no compensation expense related to stock option grants for the three months ended March 31, 2023 and 2022. As of March 31, 2023, there was no unrecognized compensation expense related to unvested stock option awards

Securities

Securities	3 Months Ended
	Mar. 31, 2023
Securities [Abstract]
Securities	Note 3 – Securities Debt securities are classified into HTM and AFS categories. HTM securities are those that CTBI has the positive intent and ability to hold to maturity and are reported at amortized cost. AFS securities are those that CTBI may decide to sell if needed for liquidity, asset-liability management or other reasons. AFS securities are reported at fair value, with unrealized gains or losses included as a separate component of equity, net of tax. As of March 31 CTBI had HTM securities. The amortized cost and fair value of debt securities at March 31 are summarized as follows: Available-for-Sale (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. Treasury and government agencies $ 409,700 $ 153 $ (30,632 ) $ 379,221 State and political subdivisions 314,884 66 (50,787 ) 264,163 U.S. government sponsored agency mortgage-backed securities 575,723 2 (66,640 ) 509,085 Asset-backed securities 90,440 0 (1,829 ) 88,611 Total available-for-sale securities $ 1,390,747 $ 221 $ (149,888 ) $ 1,241,080 The amortized cost and fair value of debt securities at December are summarized as follows: Available-for-Sale (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. Treasury and government agencies $ 418,579 $ 212 $ (36,859 ) $ 381,932 State and political subdivisions 326,746 32 (61,676 ) 265,102 U.S. government sponsored agency mortgage-backed securities 593,917 1 (73,833 ) 520,085 Asset-backed securities 91,363 0 (2,256 ) 89,107 Total available-for-sale securities $ 1,430,605 $ 245 $ (174,624 ) $ 1,256,226 The amortized cost and fair value of debt securities at March 31 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Available-for-Sale (in thousands) Amortized Cost Fair Value Due in one year or less $ 40,644 $ 39,959 Due after one through five years 287,061 265,661 Due after five through ten years 212,371 187,803 Due after ten years 184,508 149,961 U.S. government sponsored agency mortgage-backed securities 575,723 509,085 Asset-backed securities 90,440 88,611 Total debt securities $ 1,390,747 $ 1,241,080 During the three months ended March 31, 2023, we had a net securities gain of $218 thousand, consisting of a pre-tax gain of $4 thousand realized on the sale of AFS securities and an unrealized gain of $214 thousand from the fair value adjustment of equity securities. During the three months ended March 31, 2022, we had a net securities gain of $99 thousand realized from the fair value adjustment of equity securities. Equity Securities at Fair Value CTBI made the election permitted by ASC - - - to record its Visa Class B shares at fair value. Equity securities at fair value as of March 31, 2023 were , as a result of a increase in the fair value in the first quarter The fair value of equity securities increased in the first quarter equity securities were sold during the three months ended March 31, 2023 The amortized cost of securities pledged as collateral, to secure public deposits and for other purposes, was at March 31, 2023 at December The amortized cost of securities sold under agreements to repurchase amounted to at March 31, 2023 at December CTBI evaluates its investment portfolio on a quarterly basis for impairment. The analysis performed as of March 31, 2023 of total debt securities with unrealized losses as of March 31, 2023 compared to as of December The following table provides the amortized cost, gross unrealized losses, and fair value, aggregated by investment category and length of time the individual securities have been in a continuous unrealized loss position as of March 31, 2023 March 31, 2023 Available-for-Sale (in thousands) Amortized Cost Gross Unrealized Losses Fair Value Less Than 12 Months U.S. Treasury and government agencies $ 5,825 $ (4 ) $ 5,821 State and political subdivisions 28,387 (1,148 ) 27,239 U.S. government sponsored agency mortgage-backed securities 65,273 (1,837 ) 63,436 Asset-backed securities 7,446 (157 ) 7,289 Total <12 months temporarily impaired AFS securities 106,931 (3,146 ) 103,785 12 Months or More U.S. Treasury and government agencies 389,733 (30,628 ) 359,105 State and political subdivisions 275,555 (49,639 ) 225,916 U.S. government sponsored agency mortgage-backed securities 510,356 (64,803 ) 445,553 Asset-backed securities 82,994 (1,672 ) 81,322 Total ≥12 months temporarily impaired AFS securities 1,258,638 (146,742 ) 1,111,896 Total U.S. Treasury and government agencies 395,558 (30,632 ) 364,926 State and political subdivisions 303,942 (50,787 ) 253,155 U.S. government sponsored agency mortgage-backed securities 575,629 (66,640 ) 508,989 Asset-backed securities 90,440 (1,829 ) 88,611 Total temporarily impaired AFS securities $ 1,365,569 $ (149,888 ) $ 1,215,681 The analysis performed as of December indicated that all impairment was considered temporary, market and interest rate driven, and not credit-related. The following table provides the amortized cost, gross unrealized losses, and fair value, aggregated by investment category and length of time the individual securities have been in a continuous unrealized loss position as of December that are not deemed to be other-than-temporarily impaired. As stated above, CTBI had no HTM securities as of December 31, 2022. Available-for-Sale (in thousands) Amortized Cost Gross Unrealized Losses Fair Value Less Than 12 Months U.S. Treasury and government agencies $ 144,305 $ (6,953 ) $ 137,352 State and political subdivisions 94,277 (6,257 ) 88,020 U.S. government sponsored agency mortgage-backed securities 139,314 (6,883 ) 132,431 Asset-backed securities 38,882 (1,231 ) 37,651 Total <12 months temporarily impaired AFS securities 416,778 (21,324 ) 395,454 12 Months or More U.S. Treasury and government agencies 249,424 (29,906 ) 219,518 State and political subdivisions 225,019 (55,419 ) 169,600 U.S. government sponsored agency mortgage-backed securities 454,357 (66,950 ) 387,407 Asset-backed securities 52,480 (1,025 ) 51,455 Total ≥12 months temporarily impaired AFS securities 981,280 (153,300 ) 827,980 Total U.S. Treasury and government agencies 393,729 (36,859 ) 356,870 State and political subdivisions 319,296 (61,676 ) 257,620 U.S. government sponsored agency mortgage-backed securities 593,671 (73,833 ) 519,838 Asset-backed securities 91,362 (2,256 ) 89,106 Total temporarily impaired AFS securities $ 1,398,058 $ (174,624 ) $ 1,223,434 U.S. Treasury and Government Agencies The unrealized losses in U.S. Treasury and government agencies were caused by interest rate changes. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than par which will equal amortized cost at maturity. CTBI does not intend to sell the investments and it is not more likely than not that we will be required to sell the investments before recovery of their amortized cost. State and Political Subdivisions The unrealized losses in securities of state and political subdivisions were caused by interest rate changes. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than par which will equal amortized cost at maturity. CTBI does not intend to sell the investments before recovery of their amortized cost and it is not more likely than not that we will be required to sell the investments before recovery of their amortized cost. U.S. Government Sponsored Agency Mortgage-Backed Securities The unrealized losses in U.S. government sponsored agency mortgage-backed securities were caused by interest rate changes. CTBI expects to recover the amortized cost basis over the term of the securities. CTBI does not intend to sell the investments and it is not more likely than not that we will be required to sell the investments before recovery of their amortized cost. Asset-Backed Securities The unrealized losses in asset-backed securities were caused by interest rate changes. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than par which will equal amortized cost at maturity. CTBI does not intend to sell the investments and it is not more likely than not that we will be required to sell the investments before recovery of their amortized cost.

Loans

Loans	3 Months Ended
	Mar. 31, 2023
Loans [Abstract]
Loans	Note 4 – Loans Major classifications of loans, net of unearned income, deferred loan origination costs and fees, and net premiums on acquired loans, are summarized as follows: (in thousands) March 31 2023 December 31 2022 Hotel/motel $ 348,876 $ 343,640 Commercial real estate residential 385,328 372,914 Commercial real estate nonresidential 750,498 762,349 Dealer floorplans 75,443 77,533 Commercial other 316,955 312,422 Commercial loans 1,877,100 1,868,858 Real estate mortgage 846,435 824,996 Home equity lines 124,096 120,540 Residential loans 970,531 945,536 Consumer direct 157,158 157,504 Consumer indirect 772,570 737,392 Consumer loans 929,728 894,896 Loans and lease financing $ 3,777,359 $ 3,709,290 The loan portfolios presented above are net of unearned fees and unamortized premiums. Unearned fees included above totaled $1.1 million as of March 31, 2023 and $1.0 million as of December 31, 2022 while the unamortized premiums on the indirect lending portfolio totaled $29.7 million as of March 31, 2023 and $28.5 million as of December 31, 2022. CTBI has segregated and evaluates its loan portfolio through nine portfolio segments with similar risk characteristics. CTBI serves customers in small and mid-sized communities in eastern, northeastern, central, and south central Kentucky, southern West Virginia, and northeastern Tennessee. Therefore, CTBI’s exposure to credit risk is significantly affected by changes in these communities. Hotel/motel loans are a significant concentration for CTBI, representing approximately of total loans. This industry has unique risk characteristics as it is highly susceptible to changes in the domestic and global economic environments, which can cause the industry to experience substantial volatility. Additionally, any hotel/motel construction loans would be included in this segment as CTBI’s construction loans are primarily completed as loan going from construction to permanent financing. These loans are originated based on the borrower’s ability to service the debt and arily based on the fair value of the underlying collateral. Commercial real estate residential loans are commercial purpose construction and permanent financed loans for commercial purpose - family/multi-family properties. These loans are originated based on the borrower’s ability to service the debt and arily based on the fair value of the underlying collateral. Commercial real estate nonresidential loans are secured by nonfarm, nonresidential properties, farmland, and other commercial real estate. These loans are originated based on the borrower’s ability to service the debt and arily based on the fair value of the underlying collateral. Construction for commercial real estate nonresidential loans are also included in this segment as these loans are generally loan for construction to permanent financing. Dealer floorplans consist of loans to dealerships to finance inventory and are collateralized under a blanket security agreement and without specific liens on individual units. This risk is mitigated by the use of periodic inventory audits. These audits are performed monthly and follow up is required on any out of compliance items identified. These audits are subject to increasing frequency when fact patterns suggest more scrutiny is required . Commercial other loans consist of agricultural loans, receivable financing, loans to financial institutions, loans for purchasing or carrying securities, the remaining balance of the loans made under the Paycheck Protection Program (“PPP”) established by the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”), and other commercial purpose loans. Commercial loans are underwritten based on the borrower’s ability to service debt from the business’s underlying cash flows. As a general practice, we obtain collateral such as equipment, or other assets, although such loans may be uncollateralized but guaranteed. Residential real estate loans are a mixture of fixed rate and adjustable rate and lien residential mortgage loans and also include real estate construction loans which are typically for owner-occupied properties. The terms of the real estate construction loans are generally short-term with permanent financing upon completion. As a policy, CTBI holds adjustable rate loans and sells the majority of its fixed rate lien mortgage loans into the ary market. Changes in interest rates or market conditions may impact a borrower’s ability to meet contractual principal and interest payments. Residential real estate loans are secured by real property. Home equity lines are primarily revolving adjustable rate credit lines secured by real property. Consumer direct loans are a mixture of fixed rate and adjustable rate products comprised of unsecured loans, consumer revolving credit lines, deposit secured loans, and all other consumer purpose loans. Consumer indirect loans are primarily consumer fixed rate loans secured by automobiles, trucks, vans, and recreational vehicles originated at the selling dealership underwritten and purchased by CTBI’s indirect lending department. Both new and used products are financed. Only dealers who have executed dealer agreements with CTBI participate in the indirect lending program. Not included in the loan balances above were loans held for sale in the amount of $0.2 million at March 31, 2023 and $0.1 million at December 31, 2022. The following tables present the balance in the ACL for the periods ended March 31, 2023, December 31, 2022, and March 31, 2022: Three Months Ended March 31, 2023 (in thousands) Beginning Balance Provision Charged to Expense Losses Charged Off Recoveries Ending Balance ACL Hotel/motel $ 5,171 $ 116 $ 0 $ 0 $ 5,287 Commercial real estate residential 4,894 186 0 77 5,157 Commercial real estate nonresidential 9,419 (553 ) 0 144 9,010 Dealer floorplans 1,776 (82 ) 0 0 1,694 Commercial other 5,285 (416 ) (187 ) 100 4,782 Real estate mortgage 7,932 21 (40 ) 4 7,917 Home equity 1,106 (64 ) 0 2 1,044 Consumer direct 1,694 105 (156 ) 103 1,746 Consumer indirect 8,704 1,803 (1,382 ) 921 10,046 Total $ 45,981 $ 1,116 $ (1,765 ) $ 1,351 $ 46,683 Year Ended December 31, 2022 (in thousands) Beginning Balance Provision Charged to Expense Losses Charged Off Recoveries Ending Balance ACL Hotel/motel $ 5,080 $ 307 $ (216 ) $ 0 $ 5,171 Commercial real estate residential 3,986 951 (92 ) 49 4,894 Commercial real estate nonresidential 8,884 (154 ) (46 ) 735 9,419 Dealer floorplans 1,436 340 0 0 1,776 Commercial other 4,422 947 (1,082 ) 998 5,285 Real estate mortgage 7,637 466 (223 ) 52 7,932 Home equity 866 257 (37 ) 20 1,106 Consumer direct 1,951 (210 ) (609 ) 562 1,694 Consumer indirect 7,494 2,001 (3,041 ) 2,250 8,704 Total $ 41,756 $ 4,905 $ (5,346 ) $ 4,666 $ 45,981 Three Months Ended March 31, 2022 (in thousands) Beginning Balance Provision Charged to Expense Losses Charged Off Recoveries Ending Balance ACL Hotel/motel $ 5,080 $ (153 ) $ (216 ) $ 0 $ 4,711 Commercial real estate residential 3,986 110 (31 ) 5 4,070 Commercial real estate nonresidential 8,884 174 0 111 9,169 Dealer floorplans 1,436 83 0 0 1,519 Commercial other 4,422 478 (157 ) 101 4,844 Real estate mortgage 7,637 97 (93 ) 21 7,662 Home equity 866 (33 ) (19 ) 5 819 Consumer direct 1,951 (180 ) (170 ) 186 1,787 Consumer indirect 7,494 299 (634 ) 569 7,728 Total $ 41,756 $ 875 $ (1,320 ) $ 998 $ 42,309 CTBI derived our ACL balance by using vintage modeling for the consumer and residential portfolios. Static pool models incorporating losses by credit risk rating were developed to determine credit loss balances for the commercial loan segments. Qualitative loss factors are based on CTBI’s judgment of delinquency trends, level of nonperforming loans, trend in loan losses, supervision and administration, quality control exceptions, and reasonable and supportable forecasts based on unemployment rates and industry concentrations. CTBI has determined that twelve months represents a reasonable and supportable forecast period and reverts back to a historical loss rate immediately. CTBI leverages economic projections from a reputable and independent third party to form its loss driver forecasts over the twelve month forecast period. Other internal and external indicators of economic forecasts are also considered by CTBI when developing the forecast metrics. CTBI also has an inherent model risk allocation included in our ACL calculation to allow for certain known model limitations as well as other potential risks not quantified elsewhere. One limitation is the inability to completely identify revolving line of credit within the commercial other segment. With the continued impact of global uncertainty, the current historically high rate of inflation, the significant rising rate environment, and the fact that there is no immediate end foreseen, management continues to have a significant event allocation factor to adjust for this uncertainty. During the quarter ended March 31, 2023, an allocation was made for collateral values in segments with industry concentrations. With respect to collateral risk, the ACL Committee discussed that the rapid rise in interest rates would result in an increase in capitalization rates used to value income-producing commercial real estate, resulting in lower collateral values and an increased risk of loss. An increase in such capitalization rates would be expected to correspond to a decrease in the values of income-producing commercial real estate. Our provision for credit losses was $1.1 million for the first quarter 2023, compared to $1.5 million for the quarter ended December 31, 2022 and $0.9 million for the first quarter 2022. Our reserve coverage (allowance for credit losses to nonperforming loans) at March 31, 2023 was 382.3%, compared to 300.4% at December 31, 2022 and 309.1% at March 31, 2022. Our credit loss reserve as a percentage of total loans outstanding at March 31, 2023 remained at 1.24% from December 31, 2022 compared to 1.20% at March 31, 2022. Refer to Note 1 to the condensed consolidated financial statements for further information regarding our nonaccrual policy. Nonaccrual loans and loans 90 days past due and still accruing segregated by class of loans for both March 31, 2023 and December 31, 2022 were as follows: March 31, 2023 (in thousands) Nonaccrual Loans with No ACL Nonaccrual Loans with ACL 90+ and Still Accruing Total Nonperforming Loans Hotel/motel $ 0 $ 0 $ 0 $ 0 Commercial real estate residential 0 352 55 407 Commercial real estate nonresidential 0 1,054 790 1,844 Commercial other 0 991 544 1,535 Total commercial loans 0 2,397 1,389 3,786 Real estate mortgage 0 3,358 4,174 7,532 Home equity lines 0 238 495 733 Total residential loans 0 3,596 4,669 8,265 Consumer direct 0 0 28 28 Consumer indirect 0 0 132 132 Total consumer loans 0 0 160 160 Loans and lease financing $ 0 $ 5,993 $ 6,218 $ 12,211 December 31, 2022 (in thousands) Nonaccrual Loans with No ACL Nonaccrual Loans with ACL 90+ and Still Accruing Total Nonperforming Loans Hotel/motel $ 0 $ 0 $ 0 $ 0 Commercial real estate residential 0 355 258 613 Commercial real estate nonresidential 0 1,116 1,947 3,063 Commercial other 0 982 369 1,351 Total commercial loans 0 2,453 2,574 5,027 Real estate mortgage 0 4,069 4,929 8,998 Home equity lines 0 291 487 778 Total residential loans 0 4,360 5,416 9,776 Consumer direct 0 0 41 41 Consumer indirect 0 0 465 465 Total consumer loans 0 0 506 506 Loans and lease financing $ 0 $ 6,813 $ 8,496 $ 15,309 Discussion of the Nonaccrual Policy The accrual of interest income on loans is discontinued when management believes, after considering economic and business conditions, collateral value, and collection efforts, that the borrower’s financial condition is such that the collection of interest is doubtful. Cash payments received on nonaccrual loans generally are applied against principal, and interest income is only recorded once principal recovery is reasonably assured. Any loans greater than 90 days past due must be well secured and in the process of collection to continue accruing interest. See Note 1 to the condensed consolidated financial statements for further discussion on our nonaccrual policy. The following tables present CTBI’s loan portfolio aging analysis, segregated by class, as of March 31, 2023 and December 31, 2022 (includes loans 90 days past due and still accruing as well): March 31, 2023 (in thousands) 30-59 Days Past Due 60-89 Days Past Due 90+ Days Past Due Total Past Due Current Total Loans Hotel/motel $ 0 $ 0 $ 0 $ 0 $ 348,876 $ 348,876 Commercial real estate residential 597 663 371 1,631 383,697 385,328 Commercial real estate nonresidential 1,513 125 1,447 3,085 747,413 750,498 Dealer floorplans 0 0 0 0 75,443 75,443 Commercial other 1,183 473 1,321 2,977 313,978 316,955 Total commercial loans 3,293 1,261 3,139 7,693 1,869,407 1,877,100 Real estate mortgage 1,872 2,246 6,219 10,337 836,098 846,435 Home equity lines 761 93 617 1,471 122,625 124,096 Total residential loans 2,633 2,339 6,836 11,808 958,723 970,531 Consumer direct 284 13 28 325 156,833 157,158 Consumer indirect 2,006 593 132 2,731 769,839 772,570 Total consumer loans 2,290 606 160 3,056 926,672 929,728 Loans and lease financing $ 8,216 $ 4,206 $ 10,135 $ 22,557 $ 3,754,802 $ 3,777,359 December 31, 2022 (in thousands) 30-59 Days Past Due 60-89 Days Past Due 90+ Days Past Due Total Past Due Current Total Loans Hotel/motel $ 0 $ 0 $ 0 $ 0 $ 343,640 $ 343,640 Commercial real estate residential 602 225 574 1,401 371,513 372,914 Commercial real estate nonresidential 2,549 395 2,611 5,555 756,794 762,349 Dealer floorplans 0 0 0 0 77,533 77,533 Commercial other 1,029 850 496 2,375 310,047 312,422 Total commercial loans 4,180 1,470 3,681 9,331 1,859,527 1,868,858 Real estate mortgage 869 3,402 7,067 11,338 813,658 824,996 Home equity lines 786 44 740 1,570 118,970 120,540 Total residential loans 1,655 3,446 7,807 12,908 932,628 945,536 Consumer direct 555 126 41 722 156,782 157,504 Consumer indirect 4,407 764 465 5,636 731,756 737,392 Total consumer loans 4,962 890 506 6,358 888,538 894,896 Loans and lease financing $ 10,797 $ 5,806 $ 11,994 $ 28,597 $ 3,680,693 $ 3,709,290 The risk characteristics of CTBI’s material portfolio segments are as follows: Hotel/motel loans are a significant concentration for CTBI, representing approximately 9.2% of total loans. This industry has unique risk characteristics as it is highly susceptible to changes in the domestic and global economic environments, which can cause the industry to experience substantial volatility. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Hotel/motel lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Management monitors and evaluates all commercial real estate loans based on collateral and risk grade criteria. Commercial construction loans generally are made to customers for the purpose of building income-producing properties, and any hotel/motel construction loan would be included in this segment. Personal guarantees of the principals are generally required. Such loans are made on a projected cash flow basis and are secured by the project being constructed. Construction loan draw procedures are included in each specific loan agreement, including required documentation items and inspection requirements. Construction loans may convert to term loans at the end of the construction period, or may be repaid by the take-out commitment from another financing source. If the loan is to convert to a term loan, the repayment ability is based on the borrower’s projected cash flow. Risk is mitigated during the construction phase by requiring proper documentation and inspections whenever a draw is requested. Commercial real estate residential loans are commercial purpose construction and permanent financed loans for commercial purpose 1-4 family/multi-family properties. All commercial real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Management monitors and evaluates all commercial real estate loans based on collateral and risk grade criteria. Commercial residential construction loans generally are made to customers for the purpose of building income-producing properties. Personal guarantees of the principals are generally required. Such loans are made on a projected cash flow basis and are secured by the project being constructed. Construction loan draw procedures are included in each specific loan agreement, including required documentation items and inspection requirements. Construction loans may convert to term loans at the end of the construction period, or may be repaid by the take-out commitment from another financing source. If the loan is to convert to a term loan, the repayment ability is based on the borrower’s projected cash flow. Risk is mitigated during the construction phase by requiring proper documentation and inspections whenever a draw is requested. Commercial real estate nonresidential loans are secured by nonfarm, nonresidential properties, farmland, and other commercial real estate. Construction for commercial real estate nonresidential loans are also included in this segment as these loans are generally one loan for construction to permanent financing. All commercial real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Management monitors and evaluates all commercial real estate loans based on collateral and risk grade criteria. Commercial nonresidential construction loans generally are made to customers for the purpose of building income-producing properties. Personal guarantees of the principals are generally required. Such loans are made on a projected cash flow basis and are secured by the project being constructed. Construction loan draw procedures are included in each specific loan agreement, including required documentation items and inspection requirements. Construction loans may convert to term loans at the end of the construction period, or may be repaid by the take-out commitment from another financing source. If the loan is to convert to a term loan, the repayment ability is based on the borrower’s projected cash flow. Risk is mitigated during the construction phase by requiring proper documentation and inspections whenever a draw is requested. Dealer floorplans are segmented separately as they are a unique product with unique risk factors. CTBI maintains strict processing procedures over our floorplan product with any exceptions requested by a loan officer approved by the appropriate loan committee and the floorplan manager. Commercial other loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from our customers. As we underwrite our equipment lease financing in a manner similar to our commercial loan portfolio described below, the risk characteristics for this portfolio mirror that of the commercial loan portfolio. CTBI’s participation in the CARES Act PPP loan program had previously resulted in a new loan segment of unsecured commercial other loans that are 100% guaranteed by the U.S. Small Business Administration (“SBA”). As the balances are now less than $1.0 million, these loans have been collapsed into the commercial other segment. These loans, which are subject to forgiveness, have maturities of either two or three to five years, depending on when the loans were made. These loans currently have no allowance for credit losses. With respect to residential loans that are secured by 1-4 family residences and are generally owner occupied, CTBI generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in 1-4 family residences. Residential construction loans are handled through the home mortgage area of the bank. The repayment ability of the borrower and the maximum loan-to-value ratio are calculated using the normal mortgage lending criteria. Draws are processed based on percentage of completion stages including normal inspection procedures. Such loans generally convert to term loans after the completion of construction. Consumer loans are secured by consumer assets such as automobiles or recreational vehicles. Some consumer loans are unsecured such as small installment loans and certain lines of credit. Our determination of a borrower’s ability to repay these loans is primarily dependent on the personal income and credit rating of the borrowers, which can be impacted by economic conditions in their market areas such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers. The indirect lending area of the bank is generally responsible for purchasing/funding consumer contracts for new and used automobiles, as well as ATVs and motorcycles. Our indirect portfolio consists primarily of automobile loans at 94%. The dealers generate loan applications which are digitally submitted to the indirect loan processing area for decisioning. Loan approvals, denials, or conditional decisions are based on the overall creditworthiness and repayment ability of the borrowers. In addition, other factors such as collateral value versus requested loan amount, past installment history related to auto loans, and past previous credit experience with bank and others is taken into consideration. On occasion, dealers may be required to provide limited or full recourse to qualify an application. Monitoring of the indirect lending area of the bank is accomplished primarily by consistent review of delinquency and loss ratios within the indirect portfolio by management. In depth review of the portfolio is presented by the indirect lending manager on a quarterly basis to the Loan Portfolio Risk Management Committee. Indirect lending is also monitored by the loan review, internal audit, and compliance functions of the bank. From these reviews, any identified issues are escalated for remediation. In addition, the indirect lending policy and procedures are consistently updated and strengthened from these reviews. Credit Quality Indicators: CTBI categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. CTBI also considers the fair value of the underlying collateral and the strength and willingness of the guarantor(s). CTBI analyzes commercial loans individually by classifying the loans as to credit risk. Loans classified as loss, doubtful, substandard, or special mention are reviewed quarterly by CTBI for further deterioration or improvement to determine if appropriately classified and valued if deemed impaired. All other commercial loan reviews are completed every 12 to 18 months. In addition, during the renewal process of any loan, as well as if a loan becomes past due or if other information becomes available, CTBI will evaluate the loan grade. CTBI uses the following definitions for risk ratings: ➢ Pass ➢ Watch ➢ Other assets especially mentioned (OAEM) ➢ Substandard ➢ Doubtful The following tables present the credit risk profile of CTBI’s commercial loan portfolio based on rating category and payment activity, segregated by class of loans and based on last credit decision or year of origination: March 31, 2023 Term Loans Amortized Cost Basis by Origination Year (in s) 2023 2022 2021 2020 2019 Prior Revolving Loans Total Hotel/motel Risk rating: Pass $ 10,397 $ 144,932 $ 28,671 $ 17,556 $ 47,870 $ 47,835 $ 3,545 $ 300,806 Watch 848 6,977 8,980 5,485 3,433 13,376 0 39,099 OAEM 0 0 7,038 0 0 1,933 0 8,971 Substandard 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 Total hotel/motel 11,245 151,909 44,689 23,041 51,303 63,144 3,545 348,876 Commercial real estate residential Risk rating: Pass 35,101 109,784 106,509 36,768 13,441 44,088 13,828 359,519 Watch 315 1,163 756 1,575 632 8,446 63 12,950 OAEM 0 0 0 0 181 326 28 535 Substandard 79 656 4,361 954 179 6,095 0 12,324 Doubtful 0 0 0 0 0 0 0 0 Total commercial real estate residential 35,495 111,603 111,626 39,297 14,433 58,955 13,919 385,328 Commercial real estate nonresidential Risk rating: Pass 23,413 156,272 170,048 81,516 61,444 169,219 23,175 685,087 Watch 307 3,139 5,703 10,036 7,684 10,851 1,661 39,381 OAEM 0 2,535 0 0 0 84 0 2,619 Substandard 856 1,955 2,538 4,597 3,162 9,999 0 23,107 Doubtful 0 0 0 0 0 304 0 304 Total commercial real estate nonresidential 24,576 163,901 178,289 96,149 72,290 190,457 24,836 750,498 Dealer floorplans Risk rating: Pass 0 0 0 0 0 0 75,443 75,443 Watch 0 0 0 0 0 0 0 0 OAEM 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 Total dealer floorplans 0 0 0 0 0 0 75,443 75,443 Commercial other Risk rating: Pass 22,368 64,329 57,072 32,436 7,059 24,241 85,994 293,499 Watch 372 1,177 526 221 177 885 5,789 9,147 OAEM 0 30 0 0 0 0 66 96 Substandard 386 5,405 5,143 823 316 690 746 13,509 Doubtful 0 466 129 0 109 0 0 704 Total commercial other 23,126 71,407 62,870 33,480 7,661 25,816 92,595 316,955 Commercial other current period gross charge-offs 156 20 0 0 0 11 0 187 Commercial loans Risk rating: Pass 91,279 475,317 362,300 168,276 129,814 285,383 201,985 1,714,354 Watch 1,842 12,456 15,965 17,317 11,926 33,558 7,513 100,577 OAEM 0 2,565 7,038 0 181 2,343 94 12,221 Substandard 1,321 8,016 12,042 6,374 3,657 16,784 746 48,940 Doubtful 0 466 129 0 109 304 0 1,008 Total commercial loans $ 94,442 $ 498,820 $ 397,474 $ 191,967 $ 145,687 $ 338,372 $ 210,338 $ 1,877,100 Total commercial loans current period gross charge-offs $ 156 $ 20 $ 0 $ 0 $ 0 $ 11 $ 0 $ 187 December 31, 2022 Term Loans Amortized Cost Basis by Origination Year (in s) 2022 2021 2020 2019 2018 Prior Revolving Loans Total Hotel/motel Risk rating: Pass $ 145,262 $ 36,002 $ 17,742 $ 54,328 $ 13,178 $ 35,179 $ 545 $ 302,236 Watch 7,921 8,996 5,523 3,453 0 13,555 0 39,448 OAEM 0 0 0 0 0 1,956 0 1,956 Substandard 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 Total hotel/motel 153,183 44,998 23,265 57,781 13,178 50,690 545 343,640 Commercial real estate residential Risk rating: Pass 119,826 110,963 38,423 15,467 10,492 36,307 14,297 345,775 Watch 1,474 898 1,675 848 2,136 7,015 152 14,198 OAEM 0 0 0 39 0 0 29 68 Substandard 182 4,289 1,878 346 3,639 2,539 0 12,873 Doubtful 0 0 0 0 0 0 0 0 Total commercial real estate residential 121,482 116,150 41,976 16,700 16,267 45,861 14,478 372,914 Commercial real estate nonresidential Risk rating: Pass 175,220 171,311 80,932 70,848 44,099 137,575 23,166 703,151 Watch 3,331 5,765 10,090 2,178 1,962 10,022 1,550 34,898 OAEM 19 0 0 0 0 90 0 109 Substandard 1,939 2,537 4,877 3,135 508 10,865 25 23,886 Doubtful 0 0 0 0 0 305 0 305 Total commercial real estate nonresidential 180,509 179,613 95,899 76,161 46,569 158,857 24,741 762,349 Dealer floorplans Risk rating: Pass 0 0 0 0 0 0 77,153 77,153 Watch 0 0 0 0 0 0 380 380 OAEM 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 Total dealer floorplans 0 0 0 0 0 0 77,533 77,533 Commercial other Risk rating: Pass 78,846 60,550 34,841 8,922 2,333 23,961 77,355 286,808 Watch 1,622 393 604 217 159 780 6,402 10,177 OAEM 30 0 0 0 0 0 30 60 Substandard 6,090 5,489 885 356 143 758 952 14,673 Doubtful 466 129 0 109 0 0 0 704 Total commercial other 87,054 66,561 36,330 9,604 2,635 25,499 84,739 312,422 Commercial loans Risk rating: Pass 519,154 378,826 171,938 149,565 70,102 233,022 192,516 1,715,123 Watch 14,348 16,052 17,892 6,696 4,257 31,372 8,484 99,101 OAEM 49 0 0 39 0 2,046 59 2,193 Substandard 8,211 12,315 7,640 3,837 4,290 14,162 977 51,432 Doubtful 466 129 0 109 0 305 0 1,009 Total commercial loans $ 542,228 $ 407,322 $ 197,470 $ 160,246 $ 78,649 $ 280,907 $ 202,036 $ 1,868,858 The following tables present the credit risk profile of CTBI’s residential real estate and consumer loan portfolios based on performing or nonperforming status, segregated by class: March 31, 2023 Term Loans Amortized Cost Basis by Origination Year (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Total Home equity lines Performing $ 0 $ 0 $ 0 $ 0 $ 0 $ 9,768 $ 113,595 $ 123,363 Nonperforming 0 0 0 0 0 491 242 733 Total home equity lines 0 0 0 0 0 10,259 113,837 124,096 Mortgage loans Performing 34,180 182,233 173,212 129,393 61,486 258,399 0 838,903 Nonperforming 0 0 167 0 756 6,609 0 7,532 Total mortgage loans 34,180 182,233 173,379 129,393 62,242 265,008 0 846,435 Mortgage loans current period gross charge-offs 0 0 0 0 0 40 0 40 Residential loans Performing 34,180 182,233 173,212 129,393 61,486 268,167 113,595 962,266 Nonperforming 0 0 167 0 756 7,100 242 8,265 Total residential loans $ 34,180 $ 182,233 $ 173,379 $ 129,393 $ 62,242 $ 275,267 $ 113,837 $ 970,531 Total residential loans current period gross charge-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 40 $ 0 $ 40 Consumer direct loans Performing $ 18,047 $ 53,577 $ 37,333 $ 21,420 $ 9,991 $ 16,762 $ 0 $ 157,130 Nonperforming 0 28 0 0 0 0 0 28 Total consumer direct loans 18,047 53,605 37,333 21,420 9,991 16,762 0 157,158 Total consumer direct loans current period gross charge-offs 0 80 34 29 12 1 0 156 Consumer indirect loans Performing 112,812 338,385 152,303 102,696 39,298 26,944 0 772,438 Nonperforming 0 16 68 21 7 20 0 132 Total consumer indirect loans 112,812 338,401 152,371 102,717 39,305 26,964 0 772,570 Total consumer indirect loans current period gross charge-offs 0 525 617 153 44 43 0 1,382 Consumer loans Performing 130,859 391,962 189,636 124,116 49,289 43,706 0 929,568 Nonperforming 0 44 68 21 7 20 0 160 Total consumer loans $ 130,859 $ 392,006 $ 189,704 $ 124,137 $ 49,296 $ 43,726 $ 0 $ 929,728 Total consumer loans current period gross charge-offs $ 0 $ 605 $ 651 $ 182 $ 56 $ 44 $ 0 $ 1,538 December 31, 2022 Term Loans Amortized Cost Basis by Origination Year (in thousands) 2022 2021 2020 2019 2018 Prior Revolving Loans Total Home equity lines Performing $ 0 $ 0 $ 0 $ 0 $ 0 $ 10,195 $ 109,567 $ 119,762 Nonperforming 0 0 0 0 0 502 276 778 Total home equity lines 0 0 0 0 0 10,697 109,843 120,540 Mortgage loans Performing 176,736 177,469 132,795 62,415 30,473 236,110 0 815,998 Nonperforming 0 282 98 791 422 7,405 0 8,998 Total mortgage loans 176,736 177,751 132,893 63,206 30,895 243,515 0 824,996 Residential loans Performing 176,736 177,469 132,795 62,415 30,473 246,305 109,567 935,760 Nonperforming 0 282 98 791 422 7,907 276 9,776 Total residential loans $ 176,736 $ 177,751 $ 132,893 $ 63,206 $ 30,895 $ 254,212 $ 109,843 $ 945,536 Consumer direct loans Performing $ 62,239 $ 42,014 $ 23,921 $ 11,166 $ 6,766 $ 11,357 $ 0 $ 157,463 Nonperforming 25 11 5 0 0 0 0 41 Total consumer direct loans 62,264 42,025 23,926 11,166 6,766 11,357 0 157,504 Consumer indirect loans Performing 371,079 168,513 116,267 45,748 26,247 9,073 0 736,927 Nonperforming 65 251 96 30 1 22 0 465 Total consumer indirect loans 371,144 168,764 116,363 45,778 26,248 9,095 0 737,392 Consumer loans Performing 433,318 210,527 140,188 56,914 33,013 20,430 0 894,390 Nonperforming 90 262 101 30 1 22 0 506 Total consumer loans $ 433,408 $ 210,789 $ 140,289 $ 56,944 $ 33,014 $ 20,452 $ 0 $ 894,896 * A loan is considered nonperforming if it is days or more past due and/or on nonaccrual. The total of consumer mortgage loans secured by real estate properties for which formal foreclosure proceedings are in process was $3.2 million at March 31, 2023. The total of consumer mortgage loans secured by real estate properties for which formal foreclosure proceedings have resumed with restricted parameters was $3.3 million at December 31, 2022. In accordance with ASC 326-20-30-2, if a loan does not share

Other Real Estate Owned

Other Real Estate Owned	3 Months Ended
	Mar. 31, 2023
Other Real Estate Owned [Abstract]
Other Real Estate Owned	Note 5 – Other Real Estate Owned Activity for other real estate owned was as follows: Three Months Ended March (in thousands) 2023 2022 Beginning balance of other real estate owned $ 3,671 $ 3,486 New assets acquired 51 137 Fair value adjustments (81 ) (246 ) Sale of assets (865 ) (1,078 ) Ending balance of other real estate owned $ 2,776 $ 2,299 Carrying costs and fair value adjustments associated with foreclosed properties for the three months ended March 31, 2023 and 2022 were $0.1 million and $0.4 million, respectively. See Note 1 for a description of our accounting policies relative to foreclosed properties and other real estate owned. The major classifications of foreclosed properties are shown in the following table: (in thousands) March 31 2023 December 31 2022 1-4 family $ 743 $ 859 Construction/land development/other 687 867 Non-farm/non-residential 1,346 1,945 Total foreclosed properties $ 2,776 $ 3,671

Repurchase Agreements

Repurchase Agreements	3 Months Ended
	Mar. 31, 2023
Repurchase Agreements [Abstract]
Repurchase Agreements	Note 6 – Repurchase Agreements We utilize securities sold under agreements to repurchase to facilitate the needs of our customers and provide additional funding to our balance sheet. Repurchase agreements are transactions whereby we offer to sell to a counterparty an undivided interest in an eligible security at an agreed upon purchase price, and which obligates CTBI to repurchase the security on an agreed upon date at an agreed upon repurchase price plus interest at an agreed upon rate. Securities sold under agreements to repurchase are recorded at the amount of cash received in connection with the transaction and are reflected in the accompanying consolidated balance sheets. We monitor collateral levels on a continuous basis and maintain records of each transaction specifically describing the applicable security and the counterparty’s fractional interest in that security, and we segregate the security from its general assets in accordance with regulations governing custodial holdings of securities. The primary risk with our repurchase agreements is market risk associated with the securities securing the transactions, as we may be required to provide additional collateral based on fair value changes of the underlying securities. Securities pledged as collateral under repurchase agreements are maintained with our safekeeping agents. The carrying value of investment securities available-for-sale pledged as collateral under repurchase agreements totaled $273.2 million and $273.8 million at March 31, 2023 The remaining contractual maturity of the securities sold under agreements to repurchase by class of collateral pledged included in the accompanying consolidated balance sheets as of March 31, 2023 is presented in the following tables: March 31, 2023 Remaining Contractual Maturity of the Agreements (in thousands) Overnight and Continuous Up to 30 days 30-90 days Greater Than 90 days Total Repurchase agreements and repurchase-to-maturity transactions: U.S. Treasury and government agencies $ 20,470 $ 0 $ 0 $ 2,830 $ 23,300 State and political subdivisions 97,997 0 0 7,209 105,206 U.S. government sponsored agency mortgage-backed securities 25,967 0 0 53,081 79,048 Asset-backed securities 1,223 0 0 0 1,223 Total $ 145,657 $ 0 $ 0 $ 63,120 $ 208,777 December 31, 2022 Remaining Contractual Maturity of the Agreements (in thousands) Overnight and Continuous Up to 30 days 30-90 days Greater Than 90 days Total Repurchase agreements and repurchase-to-maturity transactions: U.S. Treasury and government agencies $ 21,679 $ 34 $ 2,979 $ 1,832 $ 26,524 State and political subdivisions 96,627 466 9,634 2,140 108,867 U.S. government sponsored agency mortgage-backed securities 17,964 0 52,387 9,385 79,736 Asset-backed securities 304 0 0 0 304 Total $ 136,574 $ 500 $ 65,000 $ 13,357 $ 215,431

Fair Value of Financial Assets

Fair Value of Financial Assets and Liabilities	3 Months Ended
	Mar. 31, 2023
Fair Value of Financial Assets and Liabilities [Abstract]
Fair Value of Financial Assets and Liabilities	Note 7 – Fair Value of Financial Assets and Liabilities Fair Value Measurements ASC 820, Fair Value Measurements Level 1 Inputs – Quoted prices in active markets for identical assets or liabilities. Level 2 Inputs – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets and liabilities in active markets, and inputs other than quoted prices that are observable for the asset or liability, such as interest rates and yield curves that are observable at commonly quoted intervals. Level 3 Inputs – Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in determining an exit price for the assets or liabilities. Recurring Measurements The following tables present the fair value measurements of assets recognized in the accompanying balance sheets measured at fair value on a recurring basis as of March 31, 2023 and December 31, 2022 and indicate the level within the fair value hierarchy of the valuation techniques. Fair Value Measurements at March 31, 2023 Using (in thousands) Fair Value Quoted Prices in Active Markets for Identical (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets measured – recurring basis Available-for-sale securities: U.S. Treasury and government agencies $ 379,221 $ 352,714 $ 26,507 $ 0 State and political subdivisions 264,163 0 264,163 0 U.S. government sponsored agency mortgage-backed securities 509,085 0 509,085 0 Asset-backed securities 88,611 0 88,611 0 Equity securities at fair value 2,380 0 0 2,380 Mortgage servicing rights 8,121 0 0 8,121 Fair Value Measurements at December 31, 2022 Using (in thousands) Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets measured – recurring basis Available-for-sale securities: U.S. Treasury and government agencies $ 381,932 $ 346,265 $ 35,667 $ 0 State and political subdivisions 265,102 0 265,102 0 U.S. government sponsored agency mortgage-backed securities 520,085 0 520,085 0 Asset-backed securities 89,107 0 89,107 0 Equity securities at fair value 2,166 0 0 2,166 Mortgage servicing rights 8,468 0 0 8,468 Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. These valuation methodologies were applied to all of CTBI’s financial assets carried at fair value. CTBI had no liabilities measured and recorded at fair value as of March 31, 2023 and December 31, 2022. There have been no significant changes in the valuation techniques during the quarter ended March 31, 2023. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Available-for-Sale Securities Securities classified as AFS are reported at fair value on a recurring basis. U.S. Treasury and government agencies are classified as Level 1 of the valuation hierarchy where quoted market prices are available in the active market on which the individual securities are traded. If quoted market prices are not available, CTBI obtains fair value measurements from an independent pricing service, such as Interactive Data, which utilizes pricing models to determine fair value measurement. CTBI reviews the pricing quarterly to verify the reasonableness of the pricing. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information, and the bond’s terms and conditions, among other factors. U.S. Treasury and government agencies, state and political subdivisions, U.S. government sponsored agency mortgage-backed securities, and asset-backed securities are classified as Level 2 inputs. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. Fair value determinations for Level 3 measurements are estimated on a quarterly basis where assumptions used are reviewed to ensure the estimated fair value complies with accounting standards generally accepted in the United States. Equity Securities at Fair Value As of March 31, 2023 and December 31, 2022, the only securities owned by CTBI that were valued using Level 3 criteria are Visa Class B Stock (included in equity securities at fair value). Fair value for Visa Class B Stock is determined by an independent third party utilizing assumptions about factors such as quarterly common stock dividend payments, the conversion of the securities to the relevant Class A Stock shares subject to the prevailing conversion rate, and conversion date. See the table below for inputs and valuation techniques used for Level 3 equity securities. Mortgage Servicing Rights Mortgage servicing rights (“MSRs”) In determining fair value, CTBI utilizes the expertise of an independent third party. Accordingly, fair value is determined by the independent third party by utilizing assumptions about factors such as mortgage interest rates, discount rates, mortgage loan prepayment speeds, market trends, and industry demand. Due to the nature of the valuation inputs, MSRs are classified within Level 3 of the hierarchy. Fair value determinations for Level 3 measurements of MSRs are tested for impairment on a quarterly basis where assumptions used are reviewed to ensure the estimated fair value complies with accounting standards generally accepted in the United States. We have reviewed the assumptions, processes, and conclusions of the third party provider. We have determined these assumptions, processes, and conclusions to be reasonable and appropriate in determining the fair value of this asset. See the table below for inputs and valuation techniques used for Level 3 MSRs. Level 3 Reconciliation Following is a reconciliation of the beginning and ending balances of recurring fair value measurements, for the periods indicated, using significant unobservable (Level 3) inputs: Three Months Ended March 31, 2023 Three Months Ended March 31, 2022 (in thousands) Equity Securities at Fair Value Mortgage Servicing Rights Equity Securities at Fair Value Mortgage Servicing Rights Beginning balance $ 2,166 $ 8,468 $ 2,253 $ 6,774 Total unrealized gains (losses) Included in net income 214 (214 ) 99 983 Issues 0 50 0 229 Settlements 0 (183 ) 0 (238 ) Ending balance $ 2,380 $ 8,121 $ 2,352 $ 7,748 Total gains (losses) for the period included in net income attributable to the change in unrealized gains or losses related to assets still held at the reporting date $ 214 $ (214 ) $ 99 $ 983 Realized and unrealized gains and losses for items reflected in the table above are included in net income in the consolidated statements of income as follows: Noninterest Income Three Months Ended March 31 (in thousands) 2023 2022 Total gains (losses) $ (183 ) $ 844 Nonrecurring Measurements The following tables present the fair value measurements of assets recognized in the accompanying balance sheets measured at fair value on a nonrecurring basis as of March 31, 2023 and December 31, 2022 and indicate the level within the fair value hierarchy of the valuation techniques. Fair Value Measurements at March 31, 2023 Using (in thousands) Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets measured – nonrecurring basis Other real estate owned $ 221 $ 0 $ 0 $ 221 Fair Value Measurements at December 31, 2022 Using (in thousands) Fair Value Quoted Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets measured – nonrecurring basis Collateral dependent loans $ 2,703 $ 0 $ 0 $ 2,703 Other real estate owned 570 0 0 570 Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying balance sheet, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Collateral Dependent Loans The estimated fair value of collateral-dependent loans is based on the appraised fair value of the collateral, less estimated cost to sell. Collateral-dependent loans are classified within Level 3 of the fair value hierarchy. CTBI considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary by the Chief Credit Officer. Appraisals are reviewed for accuracy and consistency by the Chief Credit Officer. Appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. These discounts and estimates are developed by the Chief Credit Officer by comparison to historical results. Loans considered collateral dependent are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral when the borrower is experiencing financial difficulty in accordance with ASC - - - Quarter-to-date fair value adjustments on collateral- dependent loans disclosed above was a recovery of $0.2 million for the quarter ended December Other Real Estate Owned In accordance with the provisions of ASC Property, Plant, and Equipment, other real estate owned (“OREO”) is carried at the lower of fair value at acquisition date or current estimated fair value, less estimated cost to sell when the real estate is acquired. Estimated fair value of OREO is based on appraisals or evaluations. OREO is classified within Level of the fair value hierarchy. Long-lived assets are subject to nonrecurring fair value adjustments to reflect subsequent partial write-downs that are based on the observable market price or current appraised value of the collateral. Quarter-to-date fair value adjustments on OREO disclosed above were for the quarter ended March 31, 2023 and $7.4 thousand for the quarter ended December 31, 2022. Our policy for determining the frequency of periodic reviews is based upon consideration of the specific properties and the known or perceived market fluctuations in a particular market and is typically between 12 and 18 months but generally not more than 24 months. Appraisers are selected from the list of approved appraisers maintained by management. Unobservable (Level 3) Inputs The following tables present quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at March 31, 2023 and December 31, 2022. Quantitative Information about Level 3 Fair Value Measurements (in thousands) Fair Value at March 31, 2023 Valuation Technique(s) Unobservable Input Range (Weighted Average) Equity securities at fair value $ 2,380 Discount cash flows, computer pricing model Discount rate 8.0% - 12.0% (10.0%) Conversion date Dec 2025 Dec 2029 ( Dec 2027 Mortgage servicing rights $ 8,121 Discount cash flows, computer pricing model Constant prepayment rate 6.5% - 35.1% (7.6%) Probability of default 0.0% - 66.7% (1.4%) Discount rate 9.5% - 12.0% (10.0%) Other real estate owned $ 221 Market comparable properties Comparability adjustments 10.0% - 82.18% (32.94%) Quantitative Information about Level 3 Fair Value Measurements (in thousands) Fair Value at December 31, 2022 Valuation Technique(s) Unobservable Input Range (Weighted Average) Equity securities at fair value $ 2,166 Discount cash flows, computer pricing model Discount rate 8.0% - 12.0% (10.0%) Conversion date Dec 2025 Dec 2029 ( Dec 2027 Mortgage servicing rights $ 8,468 Discount cash flows, computer pricing model Constant prepayment rate 6.5% - 28.0% (7.1%) Probability of default 0.0% - 100.0% (1.2%) Discount rate 9.5% - 12.0% (10.0%) Collateral-dependent loans $ 2,703 Market comparable properties Marketability discount 52.0% - 52.0% (52.0%) Other real estate owned $ 570 Market comparable properties Comparability adjustments 10.0% - 30.6% (10.9%) U The following is a discussion of the uncertainty of fair value measurements, the interrelationships between those inputs and other unobservable inputs used in recurring fair value measurement, and how those inputs might magnify or mitigate the effect of changes in the unobservable inputs on the fair value measurement. Equity Securities at Fair Value Fair value for equity securities is derived based on unobservable inputs, such as the discount rate, quarterly dividends payable to the Visa Class B common stock, and the prevailing conversion rate at the conversion date. The most recent conversion rate of 1.5991 and the most recent dividend rate of 0.7196 were used to derive the fair value estimate. Significant increases (decreases) in either of those inputs in isolation would result in a significantly lower (higher) fair value measurement. Generally, a change in the assumption used for discount rate is accompanied by a directionally opposite change in the fair value estimate. Mortgage Servicing Rights Fair value for MSRs is derived based on unobservable inputs, such as prepayment speeds of the underlying loans generated using the Andrew Davidson Prepayment Model, FHLMC/FNMA guidelines, the weighted average life of the loan, the discount rate, the weighted average coupon, and the weighted average default rate. Significant increases (decreases) in either of those inputs in isolation would result in a significantly lower (higher) fair value measurement. Generally, a change in the assumption used for prepayment speeds is accompanied by a directionally opposite change in the assumption for interest rates. Fair Value of Financial Instruments The following table presents estimated fair value of CTBI’s financial instruments as of March 31, 2023 and indicates the level within the fair value hierarchy of the valuation techniques. In accordance with the adoption of ASU 2016-01, the fair values as of March 31, 2023 were measured using an exit price notion. Fair Value Measurements at March 31, 2023 Using (in thousands) Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial assets: Cash and cash equivalents $ 235,874 $ 235,874 $ 0 $ 0 Certificates of deposit in other banks 245 0 245 0 Debt securities available-for-sale 1,241,080 352,714 888,366 0 Equity securities at fair value 2,380 0 0 2,380 Loans held for sale 182 188 0 0 Loans, net 3,730,676 0 0 3,603,902 Federal Home Loan Bank stock 4,826 0 4,826 0 Federal Reserve Bank stock 4,887 0 4,887 0 Accrued interest receivable 19,012 0 19,012 0 Financial liabilities: Deposits $ 4,543,424 $ 1,409,839 $ 3,149,951 $ 0 Repurchase agreements 208,777 0 0 208,930 Federal funds purchased 500 0 500 0 Advances from Federal Home Loan Bank 350 0 366 0 Long-term debt 64,404 0 0 60,191 Accrued interest payable 4,138 0 4,138 0 Unrecognized financial instruments: Letters of credit $ 0 $ 0 $ 0 $ 0 Commitments to extend credit 0 0 0 0 Forward sale commitments 0 0 0 0 The following table presents estimated fair value of CTBI’s financial instruments as of December 31, 2022 and indicates the level within the fair value hierarchy of the valuation techniques. Fair Value Measurements at December 31, 2022 Using (in thousands) Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial assets: Cash and cash equivalents $ 128,686 $ 128,686 $ 0 $ 0 Certificates of deposit in other banks 245 0 245 0 Debt securities available-for-sale 1,256,226 346,265 909,961 0 Equity securities at fair value 2,166 0 0 2,166 Loans held for sale 109 112 0 0 Loans, net 3,663,309 0 0 3,511,810 Federal Home Loan Bank stock 6,676 0 6,676 0 Federal Reserve Bank stock 4,887 0 4,887 0 Accrued interest receivable 19,592 0 19,592 0 Financial liabilities: Deposits $ 4,426,143 $ 1,394,915 $ 3,050,144 $ 0 Repurchase agreements 215,431 0 0 215,542 Federal funds purchased 500 0 500 0 Advances from Federal Home Loan Bank 355 0 380 0 Long-term debt 57,841 0 0 55,860 Accrued interest payable 2,237 0 2,237 0 Unrecognized financial instruments: Letters of credit $ 0 $ 0 $ 0 $ 0 Commitments to extend credit 0 0 0 0 Forward sale commitments 0 0 0 0

Revenue Recognition

Revenue Recognition	3 Months Ended
	Mar. 31, 2023
Revenue Recognition [Abstract]
Revenue Recognition	Note 8 – Revenue Recognition CTBI’s primary source of revenue is interest income generated from loans and investment securities. Interest income is recognized according to the terms of the financial instrument agreement over the life of the loan or investment security unless it is determined that the counterparty is unable to continue making interest payments. Interest income also includes prepaid interest fees from commercial customers, which approximates the interest foregone on the balance of the loan prepaid. CTBI’s additional source of income, also referred to as noninterest income, includes service charges on deposit accounts, gains on sales of loans, Generally, CTBI enters into contracts with customers that are short-term in nature where the performance obligations are fulfilled and payment is processed at the same time. Such examples include revenue related to merchant fees, interchange fees, and investment services income. In addition, revenue generated from existing customer relationships such as deposit accounts are also considered short-term in nature, because the relationship may be terminated at any time and payment is processed at the time performance obligations are fulfilled. As a result, CTBI does t have contract assets, contract liabilities, or related receivable accounts for contracts with customers. In cases where collectability is a concern, CTBI does not record revenue. Generally, the pricing of transactions between CTBI and each customer is either (i) established within a legally enforceable contract between the two parties, as is the case with loan sales, or (ii) disclosed to the customer at a specific point in time, as is the case when a deposit account is opened or before a new loan is underwritten. Fees are usually fixed at a specific amount or as a percentage of a transaction amount. No judgment or estimates by management are required to record revenue related to these transactions and pricing is clearly identified within these contracts. CTBI primarily operates in Kentucky and contiguous areas. Therefore, all significant operating decisions are based upon analysis of CTBI as operating segment. We disaggregate our revenue from contracts with customers by contract-type and timing of revenue recognition, as we believe it best depicts how the nature, amount, timing, and uncertainty of our revenue and cash flows are affected by economic factors. Noninterest income not generated from customers during CTBI’s ordinary activities primarily relates to MSRs, gains/losses on the sale of investment securities, gains/losses on the sale of OREO, gains/losses on the sale of property, plant and equipment, and income from bank owned life insurance. For more information related to our components of noninterest income, see the Condensed Consolidated Statements of Income and Comprehensive Income above.

Earnings Per Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2023
Earnings Per Share [Abstract]
Earnings Per Share	Note 9 – Earnings Per Share The following table sets forth the computation of basic and diluted earnings per share: Three Months Ended March 31 (in thousands except per share data) 2023 2022 Numerator: Net income $ 19,313 $ 19,728 Denominator: Basic earnings per share: Weighted average shares 17,872 17,820 Diluted earnings per share: Effect of dilutive stock options and restricted stock grants 12 12 Adjusted weighted average shares 17,884 17,832 Earnings per share: Basic earnings per share $ 1.08 $ 1.11 Diluted earnings per share 1.08 1.11 There were options to purchase common shares that were excluded from the diluted calculations above for the months ended March In addition to in-the-money stock options, unvested restricted stock grants were also used in the calculation of diluted earnings per share based on the treasury method.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2023
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 10 – Accumulated Other Comprehensive Income (Loss) Unrealized gains (losses) on AFS securities Amounts reclassified from accumulated other comprehensive income (loss) ( AOCI ) and the affected line items in the statements of income during the three months ended March 31, 2023 and 2022 Amounts Reclassified from AOCI Three Months Ended March 31 (in thousands) 2023 2022 Affected line item in the statements of income Securities gains $ 4 $ 0 Tax expense 1 0 Total reclassifications out of AOCI $ 3 $ 0

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2023
Summary of Significant Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation –
New Accounting Standards	New Accounting Standards ➢ Facilitation of the Effects of Reference Rate Reform on Financial Reporting In December 2022, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2022-06, Reference Rate Reform (Topic 848): Deferral of the Sunset Date of Topic 848 , Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting , which provides optional guidance to ease the potential burden in accounting for (or recognizing the effects of) reference rate reform on financial reporting. The objective of the guidance in Topic 848 is to provide relief during the temporary transition period, so the FASB included a sunset provision within Topic 848 based on expectations of when the London Interbank Offered Rate (“LIBOR”) would cease being published. The amendments in ASU No. 2020-04 provide optional guidance for a limited time to ease the potential burden in accounting for (or recognizing the effects of) reference rate reform on financial reporting and provide optional expedients and exceptions for applying generally accepted accounting principles (“GAAP”) to contracts, hedging relationships, and other transactions affected by reference rate reform if certain criteria are met. This ASU applies only to contracts and hedging relationships that reference LIBOR or another reference rate expected to be discontinued due to reference rate reform. The expedients and exceptions provided by the amendments do not apply to contract modifications made and hedging relationships entered into or evaluated after December 31, 2022. In 2021, the UK Financial Conduct Authority delayed the intended cessation date of certain tenors of USD LIBOR to June 30, 2023. To ensure the relief in Topic 848 covers the period of time during which a significant number of modifications may take place, ASU No. 2022-06 defers the sunset date of Topic 848 from December 31, 2022, to December 31, 2024, after which entities will no longer be permitted to apply the relief in Topic 848. At this time, we do not anticipate any material adverse impact to our business operation or financial results during the period of transition. ➢ Troubled Debt Restructurings and Vintage Disclosures Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures he amendments in this ASU eliminate the accounting guidance for troubled debt restructurings (“TDRs”) by creditors in Subtopic 310-40, Receivables—Troubled Debt Restructurings by Creditors Financial Instruments—Credit Losses—Measured at Amortized Cost have been implemented and did not have a significant impact to our consolidated financial statements. ➢ Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions Fair Value Measurement Topic 820: Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions to Fair Value Measurement We do not anticipate a significant impact to our consolidated financial statements. ➢ FASB Improves the Accounting for Investments in Tax Credit Structures – The FASB issued, ASU No. 2023-02, Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method ,
Significant Accounting Policies	Significant Accounting Policies – The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires the appropriate application of certain accounting policies, many of which require us to make estimates and assumptions about future events and their impact on amounts reported in our consolidated financial statements and related notes. Since future events and their impact cannot be determined with certainty, the actual results will inevitably differ from our estimates. Such differences could be material to our consolidated financial statements. We believe the application of accounting policies and the estimates required therein are reasonable. These accounting policies and estimates are constantly reevaluated, and adjustments are made when facts and circumstances dictate a change. Historically, we have found our application of accounting policies to be appropriate, and actual results have not differed materially from those determined using necessary estimates. We have identified the following significant accounting policies:
Investments	➢ FASB Investments – Debt Securities a. Trading securities . . b. Available-for-sale securities. Investments not classified as trading securities (nor as HTM securities) shall be classified as available-for-sale (“AFS”) securities. We do not have any securities that are classified as trading securities. AFS securities are reported at fair value, with unrealized gains and losses included as a separate component of shareholders’ equity, net of tax. If declines in fair value are other than temporary, the carrying value of the securities is written down to fair value as a realized loss with a charge to income for the portion attributable to credit losses and a charge to other comprehensive income for the portion that is not credit related. For AFS debt securities in an unrealized loss position, we evaluate the securities to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or non-credit related factors. Any impairment that is not credit-related is recognized in accumulated other comprehensive income, net of tax. Credit-related impairment is recognized as an allowance for credit losses (“ACL”) for AFS debt securities on the balance sheet, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. Accrued interest receivable on AFS debt securities is excluded from the estimate of credit losses. Both the ACL for AFS debt securities and the adjustment to net income may be reversed if conditions change. However, if we intend to sell an impaired AFS debt security or more likely than not will be required to sell such a security before recovering its amortized cost basis, the entire impairment amount would be recognized in earnings with a corresponding adjustment to the security’s amortized cost basis. Because the security’s amortized cost basis is adjusted to fair value, there is no ACL for AFS debt securities in this situation. In evaluating AFS debt securities in unrealized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, we consider the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. There were no credit related factors underlying unrealized losses on AFS debt securities at March 31, 2023 and December 31, 2022, therefore, no ACL for AFS securities was recorded. Changes in the ACL for AFS debt securities are recorded as expense. Losses are charged against the ACL for AFS debt securities when management believes the uncollectability of an AFS debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Gains or losses on disposition of debt securities are computed by specific identification for those securities. Interest and dividend income, adjusted by amortization of purchase premium or discount, is included in earnings. HTM securities are subject to an allowance for lifetime expected credit losses, determined by adjusting historical loss information for current conditions and reasonable and supportable forecasts. The forward-looking evaluation of lifetime expected losses will be performed on a pooled basis for debt securities that share similar risk characteristics. These allowances for expected losses must be made by the holder of the HTM debt security when the security is purchased. At March 31, 2023 and 2022, CTBI held no securities designated as HTM. CTBI accounts for equity securities in accordance with ASC 321, Investments – Equity Securities Equity securities with a readily determinable fair value are required to be measured at fair value, with changes in fair value recognized in net income. Equity securities without a readily determinable fair value are carried at cost, less any impairment, if any, plus or minus changes resulting from observable price changes for identical or similar investments. As permitted by ASC 321-10-35-2, CTBI can make an irrevocable election to subsequently measure an equity security without a readily determinable fair value, and all identical or similar investments of the same issuer, including future purchases of identical or similar investments of the same issuer, at fair value. CTBI has made this election for our Visa Class B equity securities. The fair value of these securities was determined by a third party service provider using Level 3 inputs as defined in ASC 820, Fair Value Measurement
Loans	➢ With the implementation of ASU 2022-02 described above in the New Accountings Standards, TDRs have been eliminated while enhanced disclosure requirements have been implemented for certain loan modifications when a borrower is experiencing financial difficulty. Loan origination and commitment fees and certain direct loan origination costs are deferred and the net amount amortized over the estimated life of the related loans, or commitments as a yield adjustment.
Allowance for Credit Losses	➢ In the event that collection of principal becomes uncertain, CTBI has policies in place to reverse accrued interest in a timely manner. Therefore, CTBI elected ASU We maintain an ACL at a level that is appropriate to cover estimated credit losses on individually evaluated loans, as well as estimated credit losses inherent in the remainder of the loan and lease portfolio. Credit losses are charged and recoveries are credited to the ACL. We utilize an internal risk grading system for commercial credits. Those credits that meet the following criteria are subject to individual evaluation: the loan has an outstanding bank share balance of $1 million or greater and has a criticized risk rating and meets one of the following criteria: (i) is in nonaccrual status, (ii) the borrower is experiencing financial difficulty with significant payment delay Homogenous loans, such as consumer installment, residential mortgages, and home equity lines are not individually risk graded. The associated ACL for these loans is measured in pools with similar risk characteristics under ASC 326. When any secured commercial loan is considered uncollectable, whether past due or not, a current assessment of the value of the underlying collateral is made. If the balance of the loan exceeds the fair value of the collateral, the loan is placed on nonaccrual and the loan is charged down to the value of the collateral less estimated cost to sell. For commercial loans greater than $ that are categorized as individually evaluated based on the criteria listed above , When the foreclosed collateral has been legally assigned to CTBI, the estimated fair value of the collateral less costs to sell is then transferred to other real estate owned or other repossessed assets, and a charge-off is taken for any remaining balance. When any unsecured commercial loan is considered uncollectable the loan is charged off no later than at past due. All closed-end consumer loans (excluding conventional 1-4 family residential loans and installment and revolving loans secured by real estate) are charged off no later than 120 days (five monthly payments) delinquent. If a loan is considered uncollectable, it is charged off earlier than 120 days delinquent. For conventional 1-4 family residential loans and installment and revolving loans secured by real estate, when a loan is 90 days past due, a current assessment of the value of the real estate is made. If the balance of the loan exceeds the fair value of the property, the loan is placed on nonaccrual. Foreclosure proceedings are normally initiated after 120 days. When the foreclosed property has been legally assigned to CTBI, the fair value less estimated costs to sell is transferred to other real estate owned and the remaining balance is taken as a charge-off. Historical loss rates for loans are adjusted for significant factors that, in management’s judgment, reflect the impact of any current conditions on loss recognition. With the implementation of ASC 326, weighted average life calculations were completed as a tool to determine the life of CTBI’s various loan segments. Vintage modeling was used to determine the life of loan losses for consumer and residential real estate loans. Static pool modeling was used to determine the life of loan losses for commercial loan segments. Qualitative factors used to derive CTBI’s total ACL include delinquency trends, current economic conditions and trends, strength of supervision and administration of the loan portfolio, levels of underperforming loans, trends in loan losses, and underwriting exceptions. Forecasting factors including unemployment rates and industry specific forecasts for industries in which our total exposure of capital or greater are also included as factors in the ACL model. Management continually reevaluates the other subjective factors included in our ACL analysi
Goodwill and Core Deposit Intangible	➢ – We evaluate total goodwill and core deposit intangible for impairment, based upon ASC 350, Intangibles-Goodwill and Other, using fair value techniques including multiples of price/equity. Goodwill and core deposit intangible are evaluated for impairment on an annual basis or as other events may warrant. The balance of goodwill, at $65.5 million, has not changed since January 1, 2015. Our core deposit intangible has been fully amortized since December 31, 2017.
Income Taxes	➢ During the three months ended March 31, 2023 and 2022, CTBI has not recognized a significant amount of interest expense or penalties in connection with income taxes.

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2023
Securities [Abstract]
Amortized Cost and Fair Value of Available-for-sale Securities	The amortized cost and fair value of debt securities at March 31 are summarized as follows: Available-for-Sale (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. Treasury and government agencies $ 409,700 $ 153 $ (30,632 ) $ 379,221 State and political subdivisions 314,884 66 (50,787 ) 264,163 U.S. government sponsored agency mortgage-backed securities 575,723 2 (66,640 ) 509,085 Asset-backed securities 90,440 0 (1,829 ) 88,611 Total available-for-sale securities $ 1,390,747 $ 221 $ (149,888 ) $ 1,241,080 The amortized cost and fair value of debt securities at December are summarized as follows: Available-for-Sale (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. Treasury and government agencies $ 418,579 $ 212 $ (36,859 ) $ 381,932 State and political subdivisions 326,746 32 (61,676 ) 265,102 U.S. government sponsored agency mortgage-backed securities 593,917 1 (73,833 ) 520,085 Asset-backed securities 91,363 0 (2,256 ) 89,107 Total available-for-sale securities $ 1,430,605 $ 245 $ (174,624 ) $ 1,256,226
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	The amortized cost and fair value of debt securities at March 31 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Available-for-Sale (in thousands) Amortized Cost Fair Value Due in one year or less $ 40,644 $ 39,959 Due after one through five years 287,061 265,661 Due after five through ten years 212,371 187,803 Due after ten years 184,508 149,961 U.S. government sponsored agency mortgage-backed securities 575,723 509,085 Asset-backed securities 90,440 88,611 Total debt securities $ 1,390,747 $ 1,241,080
Available for Sale Securities and Held-to-Maturity Securities, Continuous Unrealized Loss Position	CTBI evaluates its investment portfolio on a quarterly basis for impairment. The analysis performed as of March 31, 2023 of total debt securities with unrealized losses as of March 31, 2023 compared to as of December The following table provides the amortized cost, gross unrealized losses, and fair value, aggregated by investment category and length of time the individual securities have been in a continuous unrealized loss position as of March 31, 2023 March 31, 2023 Available-for-Sale (in thousands) Amortized Cost Gross Unrealized Losses Fair Value Less Than 12 Months U.S. Treasury and government agencies $ 5,825 $ (4 ) $ 5,821 State and political subdivisions 28,387 (1,148 ) 27,239 U.S. government sponsored agency mortgage-backed securities 65,273 (1,837 ) 63,436 Asset-backed securities 7,446 (157 ) 7,289 Total <12 months temporarily impaired AFS securities 106,931 (3,146 ) 103,785 12 Months or More U.S. Treasury and government agencies 389,733 (30,628 ) 359,105 State and political subdivisions 275,555 (49,639 ) 225,916 U.S. government sponsored agency mortgage-backed securities 510,356 (64,803 ) 445,553 Asset-backed securities 82,994 (1,672 ) 81,322 Total ≥12 months temporarily impaired AFS securities 1,258,638 (146,742 ) 1,111,896 Total U.S. Treasury and government agencies 395,558 (30,632 ) 364,926 State and political subdivisions 303,942 (50,787 ) 253,155 U.S. government sponsored agency mortgage-backed securities 575,629 (66,640 ) 508,989 Asset-backed securities 90,440 (1,829 ) 88,611 Total temporarily impaired AFS securities $ 1,365,569 $ (149,888 ) $ 1,215,681 The analysis performed as of December indicated that all impairment was considered temporary, market and interest rate driven, and not credit-related. The following table provides the amortized cost, gross unrealized losses, and fair value, aggregated by investment category and length of time the individual securities have been in a continuous unrealized loss position as of December that are not deemed to be other-than-temporarily impaired. As stated above, CTBI had no HTM securities as of December 31, 2022. Available-for-Sale (in thousands) Amortized Cost Gross Unrealized Losses Fair Value Less Than 12 Months U.S. Treasury and government agencies $ 144,305 $ (6,953 ) $ 137,352 State and political subdivisions 94,277 (6,257 ) 88,020 U.S. government sponsored agency mortgage-backed securities 139,314 (6,883 ) 132,431 Asset-backed securities 38,882 (1,231 ) 37,651 Total <12 months temporarily impaired AFS securities 416,778 (21,324 ) 395,454 12 Months or More U.S. Treasury and government agencies 249,424 (29,906 ) 219,518 State and political subdivisions 225,019 (55,419 ) 169,600 U.S. government sponsored agency mortgage-backed securities 454,357 (66,950 ) 387,407 Asset-backed securities 52,480 (1,025 ) 51,455 Total ≥12 months temporarily impaired AFS securities 981,280 (153,300 ) 827,980 Total U.S. Treasury and government agencies 393,729 (36,859 ) 356,870 State and political subdivisions 319,296 (61,676 ) 257,620 U.S. government sponsored agency mortgage-backed securities 593,671 (73,833 ) 519,838 Asset-backed securities 91,362 (2,256 ) 89,106 Total temporarily impaired AFS securities $ 1,398,058 $ (174,624 ) $ 1,223,434

Loans (Tables)

Loans (Tables)	3 Months Ended
	Mar. 31, 2023
Loans [Abstract]
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans	Major classifications of loans, net of unearned income, deferred loan origination costs and fees, and net premiums on acquired loans, are summarized as follows: (in thousands) March 31 2023 December 31 2022 Hotel/motel $ 348,876 $ 343,640 Commercial real estate residential 385,328 372,914 Commercial real estate nonresidential 750,498 762,349 Dealer floorplans 75,443 77,533 Commercial other 316,955 312,422 Commercial loans 1,877,100 1,868,858 Real estate mortgage 846,435 824,996 Home equity lines 124,096 120,540 Residential loans 970,531 945,536 Consumer direct 157,158 157,504 Consumer indirect 772,570 737,392 Consumer loans 929,728 894,896 Loans and lease financing $ 3,777,359 $ 3,709,290
Balance in ACL	The following tables present the balance in the ACL for the periods ended March 31, 2023, December 31, 2022, and March 31, 2022: Three Months Ended March 31, 2023 (in thousands) Beginning Balance Provision Charged to Expense Losses Charged Off Recoveries Ending Balance ACL Hotel/motel $ 5,171 $ 116 $ 0 $ 0 $ 5,287 Commercial real estate residential 4,894 186 0 77 5,157 Commercial real estate nonresidential 9,419 (553 ) 0 144 9,010 Dealer floorplans 1,776 (82 ) 0 0 1,694 Commercial other 5,285 (416 ) (187 ) 100 4,782 Real estate mortgage 7,932 21 (40 ) 4 7,917 Home equity 1,106 (64 ) 0 2 1,044 Consumer direct 1,694 105 (156 ) 103 1,746 Consumer indirect 8,704 1,803 (1,382 ) 921 10,046 Total $ 45,981 $ 1,116 $ (1,765 ) $ 1,351 $ 46,683 Year Ended December 31, 2022 (in thousands) Beginning Balance Provision Charged to Expense Losses Charged Off Recoveries Ending Balance ACL Hotel/motel $ 5,080 $ 307 $ (216 ) $ 0 $ 5,171 Commercial real estate residential 3,986 951 (92 ) 49 4,894 Commercial real estate nonresidential 8,884 (154 ) (46 ) 735 9,419 Dealer floorplans 1,436 340 0 0 1,776 Commercial other 4,422 947 (1,082 ) 998 5,285 Real estate mortgage 7,637 466 (223 ) 52 7,932 Home equity 866 257 (37 ) 20 1,106 Consumer direct 1,951 (210 ) (609 ) 562 1,694 Consumer indirect 7,494 2,001 (3,041 ) 2,250 8,704 Total $ 41,756 $ 4,905 $ (5,346 ) $ 4,666 $ 45,981 Three Months Ended March 31, 2022 (in thousands) Beginning Balance Provision Charged to Expense Losses Charged Off Recoveries Ending Balance ACL Hotel/motel $ 5,080 $ (153 ) $ (216 ) $ 0 $ 4,711 Commercial real estate residential 3,986 110 (31 ) 5 4,070 Commercial real estate nonresidential 8,884 174 0 111 9,169 Dealer floorplans 1,436 83 0 0 1,519 Commercial other 4,422 478 (157 ) 101 4,844 Real estate mortgage 7,637 97 (93 ) 21 7,662 Home equity 866 (33 ) (19 ) 5 819 Consumer direct 1,951 (180 ) (170 ) 186 1,787 Consumer indirect 7,494 299 (634 ) 569 7,728 Total $ 41,756 $ 875 $ (1,320 ) $ 998 $ 42,309
Nonaccrual Loans Segregated by Class of Loans	Refer to Note 1 to the condensed consolidated financial statements for further information regarding our nonaccrual policy. Nonaccrual loans and loans 90 days past due and still accruing segregated by class of loans for both March 31, 2023 and December 31, 2022 were as follows: March 31, 2023 (in thousands) Nonaccrual Loans with No ACL Nonaccrual Loans with ACL 90+ and Still Accruing Total Nonperforming Loans Hotel/motel $ 0 $ 0 $ 0 $ 0 Commercial real estate residential 0 352 55 407 Commercial real estate nonresidential 0 1,054 790 1,844 Commercial other 0 991 544 1,535 Total commercial loans 0 2,397 1,389 3,786 Real estate mortgage 0 3,358 4,174 7,532 Home equity lines 0 238 495 733 Total residential loans 0 3,596 4,669 8,265 Consumer direct 0 0 28 28 Consumer indirect 0 0 132 132 Total consumer loans 0 0 160 160 Loans and lease financing $ 0 $ 5,993 $ 6,218 $ 12,211 December 31, 2022 (in thousands) Nonaccrual Loans with No ACL Nonaccrual Loans with ACL 90+ and Still Accruing Total Nonperforming Loans Hotel/motel $ 0 $ 0 $ 0 $ 0 Commercial real estate residential 0 355 258 613 Commercial real estate nonresidential 0 1,116 1,947 3,063 Commercial other 0 982 369 1,351 Total commercial loans 0 2,453 2,574 5,027 Real estate mortgage 0 4,069 4,929 8,998 Home equity lines 0 291 487 778 Total residential loans 0 4,360 5,416 9,776 Consumer direct 0 0 41 41 Consumer indirect 0 0 465 465 Total consumer loans 0 0 506 506 Loans and lease financing $ 0 $ 6,813 $ 8,496 $ 15,309
Bank's Loan Portfolio Aging Analysis, Segregated by Class	The following tables present CTBI’s loan portfolio aging analysis, segregated by class, as of March 31, 2023 and December 31, 2022 (includes loans 90 days past due and still accruing as well): March 31, 2023 (in thousands) 30-59 Days Past Due 60-89 Days Past Due 90+ Days Past Due Total Past Due Current Total Loans Hotel/motel $ 0 $ 0 $ 0 $ 0 $ 348,876 $ 348,876 Commercial real estate residential 597 663 371 1,631 383,697 385,328 Commercial real estate nonresidential 1,513 125 1,447 3,085 747,413 750,498 Dealer floorplans 0 0 0 0 75,443 75,443 Commercial other 1,183 473 1,321 2,977 313,978 316,955 Total commercial loans 3,293 1,261 3,139 7,693 1,869,407 1,877,100 Real estate mortgage 1,872 2,246 6,219 10,337 836,098 846,435 Home equity lines 761 93 617 1,471 122,625 124,096 Total residential loans 2,633 2,339 6,836 11,808 958,723 970,531 Consumer direct 284 13 28 325 156,833 157,158 Consumer indirect 2,006 593 132 2,731 769,839 772,570 Total consumer loans 2,290 606 160 3,056 926,672 929,728 Loans and lease financing $ 8,216 $ 4,206 $ 10,135 $ 22,557 $ 3,754,802 $ 3,777,359 December 31, 2022 (in thousands) 30-59 Days Past Due 60-89 Days Past Due 90+ Days Past Due Total Past Due Current Total Loans Hotel/motel $ 0 $ 0 $ 0 $ 0 $ 343,640 $ 343,640 Commercial real estate residential 602 225 574 1,401 371,513 372,914 Commercial real estate nonresidential 2,549 395 2,611 5,555 756,794 762,349 Dealer floorplans 0 0 0 0 77,533 77,533 Commercial other 1,029 850 496 2,375 310,047 312,422 Total commercial loans 4,180 1,470 3,681 9,331 1,859,527 1,868,858 Real estate mortgage 869 3,402 7,067 11,338 813,658 824,996 Home equity lines 786 44 740 1,570 118,970 120,540 Total residential loans 1,655 3,446 7,807 12,908 932,628 945,536 Consumer direct 555 126 41 722 156,782 157,504 Consumer indirect 4,407 764 465 5,636 731,756 737,392 Total consumer loans 4,962 890 506 6,358 888,538 894,896 Loans and lease financing $ 10,797 $ 5,806 $ 11,994 $ 28,597 $ 3,680,693 $ 3,709,290
Credit Risk Profile of the Bank's Commercial Loan Portfolio Based on Rating Category and Payment Activity, Segregated by Class of Loans	The following tables present the credit risk profile of CTBI’s commercial loan portfolio based on rating category and payment activity, segregated by class of loans and based on last credit decision or year of origination: March 31, 2023 Term Loans Amortized Cost Basis by Origination Year (in s) 2023 2022 2021 2020 2019 Prior Revolving Loans Total Hotel/motel Risk rating: Pass $ 10,397 $ 144,932 $ 28,671 $ 17,556 $ 47,870 $ 47,835 $ 3,545 $ 300,806 Watch 848 6,977 8,980 5,485 3,433 13,376 0 39,099 OAEM 0 0 7,038 0 0 1,933 0 8,971 Substandard 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 Total hotel/motel 11,245 151,909 44,689 23,041 51,303 63,144 3,545 348,876 Commercial real estate residential Risk rating: Pass 35,101 109,784 106,509 36,768 13,441 44,088 13,828 359,519 Watch 315 1,163 756 1,575 632 8,446 63 12,950 OAEM 0 0 0 0 181 326 28 535 Substandard 79 656 4,361 954 179 6,095 0 12,324 Doubtful 0 0 0 0 0 0 0 0 Total commercial real estate residential 35,495 111,603 111,626 39,297 14,433 58,955 13,919 385,328 Commercial real estate nonresidential Risk rating: Pass 23,413 156,272 170,048 81,516 61,444 169,219 23,175 685,087 Watch 307 3,139 5,703 10,036 7,684 10,851 1,661 39,381 OAEM 0 2,535 0 0 0 84 0 2,619 Substandard 856 1,955 2,538 4,597 3,162 9,999 0 23,107 Doubtful 0 0 0 0 0 304 0 304 Total commercial real estate nonresidential 24,576 163,901 178,289 96,149 72,290 190,457 24,836 750,498 Dealer floorplans Risk rating: Pass 0 0 0 0 0 0 75,443 75,443 Watch 0 0 0 0 0 0 0 0 OAEM 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 Total dealer floorplans 0 0 0 0 0 0 75,443 75,443 Commercial other Risk rating: Pass 22,368 64,329 57,072 32,436 7,059 24,241 85,994 293,499 Watch 372 1,177 526 221 177 885 5,789 9,147 OAEM 0 30 0 0 0 0 66 96 Substandard 386 5,405 5,143 823 316 690 746 13,509 Doubtful 0 466 129 0 109 0 0 704 Total commercial other 23,126 71,407 62,870 33,480 7,661 25,816 92,595 316,955 Commercial other current period gross charge-offs 156 20 0 0 0 11 0 187 Commercial loans Risk rating: Pass 91,279 475,317 362,300 168,276 129,814 285,383 201,985 1,714,354 Watch 1,842 12,456 15,965 17,317 11,926 33,558 7,513 100,577 OAEM 0 2,565 7,038 0 181 2,343 94 12,221 Substandard 1,321 8,016 12,042 6,374 3,657 16,784 746 48,940 Doubtful 0 466 129 0 109 304 0 1,008 Total commercial loans $ 94,442 $ 498,820 $ 397,474 $ 191,967 $ 145,687 $ 338,372 $ 210,338 $ 1,877,100 Total commercial loans current period gross charge-offs $ 156 $ 20 $ 0 $ 0 $ 0 $ 11 $ 0 $ 187 December 31, 2022 Term Loans Amortized Cost Basis by Origination Year (in s) 2022 2021 2020 2019 2018 Prior Revolving Loans Total Hotel/motel Risk rating: Pass $ 145,262 $ 36,002 $ 17,742 $ 54,328 $ 13,178 $ 35,179 $ 545 $ 302,236 Watch 7,921 8,996 5,523 3,453 0 13,555 0 39,448 OAEM 0 0 0 0 0 1,956 0 1,956 Substandard 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 Total hotel/motel 153,183 44,998 23,265 57,781 13,178 50,690 545 343,640 Commercial real estate residential Risk rating: Pass 119,826 110,963 38,423 15,467 10,492 36,307 14,297 345,775 Watch 1,474 898 1,675 848 2,136 7,015 152 14,198 OAEM 0 0 0 39 0 0 29 68 Substandard 182 4,289 1,878 346 3,639 2,539 0 12,873 Doubtful 0 0 0 0 0 0 0 0 Total commercial real estate residential 121,482 116,150 41,976 16,700 16,267 45,861 14,478 372,914 Commercial real estate nonresidential Risk rating: Pass 175,220 171,311 80,932 70,848 44,099 137,575 23,166 703,151 Watch 3,331 5,765 10,090 2,178 1,962 10,022 1,550 34,898 OAEM 19 0 0 0 0 90 0 109 Substandard 1,939 2,537 4,877 3,135 508 10,865 25 23,886 Doubtful 0 0 0 0 0 305 0 305 Total commercial real estate nonresidential 180,509 179,613 95,899 76,161 46,569 158,857 24,741 762,349 Dealer floorplans Risk rating: Pass 0 0 0 0 0 0 77,153 77,153 Watch 0 0 0 0 0 0 380 380 OAEM 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 Total dealer floorplans 0 0 0 0 0 0 77,533 77,533 Commercial other Risk rating: Pass 78,846 60,550 34,841 8,922 2,333 23,961 77,355 286,808 Watch 1,622 393 604 217 159 780 6,402 10,177 OAEM 30 0 0 0 0 0 30 60 Substandard 6,090 5,489 885 356 143 758 952 14,673 Doubtful 466 129 0 109 0 0 0 704 Total commercial other 87,054 66,561 36,330 9,604 2,635 25,499 84,739 312,422 Commercial loans Risk rating: Pass 519,154 378,826 171,938 149,565 70,102 233,022 192,516 1,715,123 Watch 14,348 16,052 17,892 6,696 4,257 31,372 8,484 99,101 OAEM 49 0 0 39 0 2,046 59 2,193 Substandard 8,211 12,315 7,640 3,837 4,290 14,162 977 51,432 Doubtful 466 129 0 109 0 305 0 1,009 Total commercial loans $ 542,228 $ 407,322 $ 197,470 $ 160,246 $ 78,649 $ 280,907 $ 202,036 $ 1,868,858
Credit Risk Profile of Residential Real Estate and Consumer Loan Portfolio Based on Performing and Nonperforming Status Segregated by Class	The following tables present the credit risk profile of CTBI’s residential real estate and consumer loan portfolios based on performing or nonperforming status, segregated by class: March 31, 2023 Term Loans Amortized Cost Basis by Origination Year (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Total Home equity lines Performing $ 0 $ 0 $ 0 $ 0 $ 0 $ 9,768 $ 113,595 $ 123,363 Nonperforming 0 0 0 0 0 491 242 733 Total home equity lines 0 0 0 0 0 10,259 113,837 124,096 Mortgage loans Performing 34,180 182,233 173,212 129,393 61,486 258,399 0 838,903 Nonperforming 0 0 167 0 756 6,609 0 7,532 Total mortgage loans 34,180 182,233 173,379 129,393 62,242 265,008 0 846,435 Mortgage loans current period gross charge-offs 0 0 0 0 0 40 0 40 Residential loans Performing 34,180 182,233 173,212 129,393 61,486 268,167 113,595 962,266 Nonperforming 0 0 167 0 756 7,100 242 8,265 Total residential loans $ 34,180 $ 182,233 $ 173,379 $ 129,393 $ 62,242 $ 275,267 $ 113,837 $ 970,531 Total residential loans current period gross charge-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 40 $ 0 $ 40 Consumer direct loans Performing $ 18,047 $ 53,577 $ 37,333 $ 21,420 $ 9,991 $ 16,762 $ 0 $ 157,130 Nonperforming 0 28 0 0 0 0 0 28 Total consumer direct loans 18,047 53,605 37,333 21,420 9,991 16,762 0 157,158 Total consumer direct loans current period gross charge-offs 0 80 34 29 12 1 0 156 Consumer indirect loans Performing 112,812 338,385 152,303 102,696 39,298 26,944 0 772,438 Nonperforming 0 16 68 21 7 20 0 132 Total consumer indirect loans 112,812 338,401 152,371 102,717 39,305 26,964 0 772,570 Total consumer indirect loans current period gross charge-offs 0 525 617 153 44 43 0 1,382 Consumer loans Performing 130,859 391,962 189,636 124,116 49,289 43,706 0 929,568 Nonperforming 0 44 68 21 7 20 0 160 Total consumer loans $ 130,859 $ 392,006 $ 189,704 $ 124,137 $ 49,296 $ 43,726 $ 0 $ 929,728 Total consumer loans current period gross charge-offs $ 0 $ 605 $ 651 $ 182 $ 56 $ 44 $ 0 $ 1,538 December 31, 2022 Term Loans Amortized Cost Basis by Origination Year (in thousands) 2022 2021 2020 2019 2018 Prior Revolving Loans Total Home equity lines Performing $ 0 $ 0 $ 0 $ 0 $ 0 $ 10,195 $ 109,567 $ 119,762 Nonperforming 0 0 0 0 0 502 276 778 Total home equity lines 0 0 0 0 0 10,697 109,843 120,540 Mortgage loans Performing 176,736 177,469 132,795 62,415 30,473 236,110 0 815,998 Nonperforming 0 282 98 791 422 7,405 0 8,998 Total mortgage loans 176,736 177,751 132,893 63,206 30,895 243,515 0 824,996 Residential loans Performing 176,736 177,469 132,795 62,415 30,473 246,305 109,567 935,760 Nonperforming 0 282 98 791 422 7,907 276 9,776 Total residential loans $ 176,736 $ 177,751 $ 132,893 $ 63,206 $ 30,895 $ 254,212 $ 109,843 $ 945,536 Consumer direct loans Performing $ 62,239 $ 42,014 $ 23,921 $ 11,166 $ 6,766 $ 11,357 $ 0 $ 157,463 Nonperforming 25 11 5 0 0 0 0 41 Total consumer direct loans 62,264 42,025 23,926 11,166 6,766 11,357 0 157,504 Consumer indirect loans Performing 371,079 168,513 116,267 45,748 26,247 9,073 0 736,927 Nonperforming 65 251 96 30 1 22 0 465 Total consumer indirect loans 371,144 168,764 116,363 45,778 26,248 9,095 0 737,392 Consumer loans Performing 433,318 210,527 140,188 56,914 33,013 20,430 0 894,390 Nonperforming 90 262 101 30 1 22 0 506 Total consumer loans $ 433,408 $ 210,789 $ 140,289 $ 56,944 $ 33,014 $ 20,452 $ 0 $ 894,896
Collateral Dependent Loans and Impaired Loans With/Without Specific Valuation Allowance	In accordance with ASC 326-20-30-2, if a loan does not share risk characteristics with other pooled loans in determining the allowance for credit losses, the loan shall be evaluated for expected credit losses on an individual basis. Of the loans that CTBI has individually evaluated, the loans listed below by segment are those that are collateral dependent: March 31, 2023 (in thousands) Number of Loans Recorded Investment Specific Reserve Hotel/motel 2 $ 8,193 $ 0 Commercial real estate residential 3 6,380 0 Commercial real estate nonresidential 6 11,712 0 Commercial other 2 8,043 0 Total collateral dependent loans 13 $ 34,328 $ 0 December 31, 2022 (in thousands) Number of Loans Recorded Investment Specific Reserve Hotel/motel 1 $ 1,168 $ 0 Commercial real estate residential 4 7,786 0 Commercial real estate nonresidential 8 14,718 200 Commercial other 2 8,926 1,000 Total collateral dependent loans 15 $ 32,598 $ 1,200 March 31, 2022 (in thousands) Number of Loans Recorded Investment Specific Reserve Hotel/motel 1 $ 8,348 $ 0 Commercial real estate residential 4 7,119 0 Commercial real estate nonresidential 11 19,827 200 Commercial other 4 11,634 300 Total collateral dependent loans 20 $ 46,928 $ 500
Modified Loans Segregated by Class of Loans and Concession Granted	Certain loans have been modified where the customer is facing financial difficulty and economic concessions were granted to borrowers consisting of reductions in the interest rates, payment extensions, forgiveness of principal, and forbearances. Those loans, segregated by class of loans and concession granted, are presented below as of March 31, 2023: Interest Rate Reduction Term Extension (in thousands) Amortized Cost at March 31, 2023 % of total Amortized Cost at March 31, 2023 % of total Hotel/motel $ 0 0.00 % $ 0 0.00 % Commercial real estate residential 358 0.09 1,369 0.36 Commercial real estate nonresidential 4,506 0.60 4,715 0.63 Dealer floorplans 0 0.00 0 0.00 Commercial other 0 0.00 963 0.30 Commercial loans 4,864 0.26 7,047 0.38 Real estate mortgage 59 0.01 2,446 0.29 Home equity lines 0 0.00 55 0.04 Residential loans 59 0.01 2,501 0.26 Consumer direct 0 0.00 178 0.11 Consumer indirect 0 0.00 396 0.05 Consumer loans 0 0.00 574 0.06 Loans and lease financing $ 4,923 0.13 % $ 10,122 0.27 % Combination – Term Extension and Interest Rate Reduction Payment Change (in thousands) Amortized Cost at March % of total Amortized Cost at March 31, 2023 % of total Hotel/motel $ 0 0.00 % $ 0 0.00 % Commercial real estate residential 45 0.01 0 0.00 Commercial real estate nonresidential 0 0.00 0 0.00 Dealer floorplans 0 0.00 0 0.00 Commercial other 0 0.00 111 0.04 Commercial loans 45 0.00 111 0.01 Real estate mortgage 217 0.03 0 0.00 Home equity lines 35 0.03 60 0.05 Residential loans 252 0.03 60 0.01 Consumer direct 0 0.00 21 0.01 Consumer indirect 0 0.00 0 0.00 Consumer loans 0 0.00 21 0.00 Loans and lease financing $ 297 0.01 % $ 192 0.01 %
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty	The following table describes the financial effect of the modifications made to borrowers experiencing financial difficulty: Interest Rate Reduction Term Extension Loan Type Financial Impact Financial Impact Hotel/motel Commercial real estate residential Reduced weighted-average contractual interest rate from 9.6% to 8.0% The weighted-average term was not increased with the changes to this portfolio Commercial real estate nonresidential Reduced weighted-average contractual interest rate from 9.5% to 7.5% The weighted-average term was not increased with the changes to this portfolio Dealer floorplans Commercial other Added a weighted-average 1.8 years to life of the loans, which reduced monthly payment amounts to the borrower Real estate mortgage Changed from an adjustable rate to a fixed rate mortgage maintaining the contractual interest rate of 3.0% Added a weighted-average 2.3 years to life of the loans, which reduced monthly payment amounts to the borrower Home equity lines Added a weighted-average 6.67 years to life of the loans, which reduced monthly payment amounts to the borrower Consumer direct Added a weighted-average 0.2 years to the life of the loans Consumer indirect Added a weighted-average 0.3 years to the life of the loans Combination – Term Extension and Interest Rate Reduction Payment Changes Loan Type Financial Impact Financial Impact Hotel/motel Commercial real estate residential Reduced weighted-average contractual interest rate from 10.8% to 6.5% and increased the weighted-average life by 0.3 years Commercial real estate nonresidential Dealer floorplans Commercial other Provided payment changes that will be added to the end of the original loan term Real estate mortgage Reduced weighted-average contractual interest rate from 7.4% to 6.1% and increased the weighted-average life by 12.9 years Home equity lines While the weighted-average contractual interest rate did not change materially from 7.7%, the weighted-average life increased by 5.0 years Provided payment changes that will be added to the end of the original loan term Consumer direct Provided payment changes that will be added to the end of the original loan term Consumer indirect
Troubled Debt Restructuring	Presented below, segregated by class of loans, are TDRs that occurred during the three months ended March 31, 2022 and the year ended December 31, 2022: Three Months Ended March 31, 2022 Pre-Modification Outstanding Balance (in thousands) Number of Loans Term Modification Combination Total Modification Hotel/motel 0 $ 0 $ 0 $ 0 Commercial real estate residential 2 154 0 154 Commercial real estate nonresidential 2 245 0 245 Commercial other 4 964 0 964 Total commercial loans 8 1,363 0 1,363 Real estate mortgage 2 0 916 916 Total residential loans 2 0 916 916 Total troubled debt restructurings 10 $ 1,363 $ 916 $ 2,279 Three Months Ended March 31, 2022 Post-Modification Outstanding Balance (in thousands) Number of Loans Term Modification Combination Total Modification Hotel/motel 0 $ 0 $ 0 $ 0 Commercial real estate residential 2 154 0 154 Commercial real estate nonresidential 2 244 0 244 Commercial other 4 963 0 963 Total commercial loans 8 1,361 0 1,361 Real estate mortgage 2 0 916 916 Total residential loans 2 0 916 916 Total troubled debt restructurings 10 $ 1,361 $ 916 $ 2,277 Year Ended December 31, 2022 Pre-Modification Outstanding Balance (in thousands) Number of Loans Term Modification Combination Other Total Modification Commercial real estate residential 6 $ 659 $ 0 $ 66 $ 725 Commercial real estate nonresidential 8 1,206 0 118 1,324 Hotel/motel 0 0 0 0 0 Commercial other 22 12,812 0 66 12,878 Total commercial loans 36 14,677 0 250 14,927 Real estate mortgage 5 593 1,309 0 1,902 Total residential loans 5 593 1,309 0 1,902 Total troubled debt restructurings 41 $ 15,270 $ 1,309 $ 250 $ 16,829 Year Ended December 31, 2022 Post-Modification Outstanding Balance (in thousands) Number of Loans Term Modification Combination Other Total Modification Commercial real estate residential 6 $ 659 $ 0 $ 66 $ 725 Commercial real estate nonresidential 8 1,342 0 118 1,460 Hotel/motel 0 0 0 0 0 Commercial other 22 12,811 0 66 12,877 Total commercial loans 36 14,812 0 250 15,062 Real estate mortgage 5 593 1,309 0 1,902 Total residential loans 5 593 1,309 0 1,902 Total troubled debt restructurings 41 $ 15,405 $ 1,309 $ 250 $ 16,964
Payment Status of Loans to Borrowers Experiencing Financial Difficulty	The table below represents the payment status of loans to borrowers experiencing financial difficulty. Past Due Status (Amortized Cost Basis) Current 30-89 90 + Nonaccrual Hotel/motel $ 0 $ 0 $ 0 $ 0 Commercial real estate residential 1,772 0 0 0 Commercial real estate nonresidential 9,222 0 0 0 Dealer floorplans 0 0 0 0 Commercial other 720 353 0 0 Real estate mortgage 2,663 59 0 0 Home equity lines 150 0 0 0 Consumer direct 199 0 0 0 Consumer indirect 381 15 0 0 $ 15,107 $ 427 $ 0 $ 0
Defaulted Restructured Loans	Presented below, segregated by class of loans, are loans that were modified as TDRs for the quarter ended March 31, 2022 and the year ended December 31, 2022: Three Months Ended March 31, 2022 Year Ended December 31, 2022 (in thousands) Number of Recorded Balance Number of Loans Recorded Balance Commercial: Hotel/motel 0 $ 0 0 $ 0 Residential: Real estate mortgage 0 0 2 751 Total defaulted restructured loans 0 $ 0 2 $ 751

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	3 Months Ended
	Mar. 31, 2023
Other Real Estate Owned [Abstract]
Activity for Other Real Estate Owned	Activity for other real estate owned was as follows: Three Months Ended March (in thousands) 2023 2022 Beginning balance of other real estate owned $ 3,671 $ 3,486 New assets acquired 51 137 Fair value adjustments (81 ) (246 ) Sale of assets (865 ) (1,078 ) Ending balance of other real estate owned $ 2,776 $ 2,299
Major Classifications of Foreclosed Properties	The major classifications of foreclosed properties are shown in the following table: (in thousands) March 31 2023 December 31 2022 1-4 family $ 743 $ 859 Construction/land development/other 687 867 Non-farm/non-residential 1,346 1,945 Total foreclosed properties $ 2,776 $ 3,671

Repurchase Agreements (Tables)

Repurchase Agreements (Tables)	3 Months Ended
	Mar. 31, 2023
Repurchase Agreements [Abstract]
Remaining Contractual Maturity of Securities Sold Under Agreements to Repurchase by Class of Collateral Pledged	The remaining contractual maturity of the securities sold under agreements to repurchase by class of collateral pledged included in the accompanying consolidated balance sheets as of March 31, 2023 is presented in the following tables: March 31, 2023 Remaining Contractual Maturity of the Agreements (in thousands) Overnight and Continuous Up to 30 days 30-90 days Greater Than 90 days Total Repurchase agreements and repurchase-to-maturity transactions: U.S. Treasury and government agencies $ 20,470 $ 0 $ 0 $ 2,830 $ 23,300 State and political subdivisions 97,997 0 0 7,209 105,206 U.S. government sponsored agency mortgage-backed securities 25,967 0 0 53,081 79,048 Asset-backed securities 1,223 0 0 0 1,223 Total $ 145,657 $ 0 $ 0 $ 63,120 $ 208,777 December 31, 2022 Remaining Contractual Maturity of the Agreements (in thousands) Overnight and Continuous Up to 30 days 30-90 days Greater Than 90 days Total Repurchase agreements and repurchase-to-maturity transactions: U.S. Treasury and government agencies $ 21,679 $ 34 $ 2,979 $ 1,832 $ 26,524 State and political subdivisions 96,627 466 9,634 2,140 108,867 U.S. government sponsored agency mortgage-backed securities 17,964 0 52,387 9,385 79,736 Asset-backed securities 304 0 0 0 304 Total $ 136,574 $ 500 $ 65,000 $ 13,357 $ 215,431

Fair Value of Financial Asset_2

Fair Value of Financial Assets and Liabilities (Tables)	3 Months Ended
	Mar. 31, 2023
Fair Value of Financial Assets and Liabilities [Abstract]
Fair Value Measurements of Assets Measured on Recurring Basis	The following tables present the fair value measurements of assets recognized in the accompanying balance sheets measured at fair value on a recurring basis as of March 31, 2023 and December 31, 2022 and indicate the level within the fair value hierarchy of the valuation techniques. Fair Value Measurements at March 31, 2023 Using (in thousands) Fair Value Quoted Prices in Active Markets for Identical (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets measured – recurring basis Available-for-sale securities: U.S. Treasury and government agencies $ 379,221 $ 352,714 $ 26,507 $ 0 State and political subdivisions 264,163 0 264,163 0 U.S. government sponsored agency mortgage-backed securities 509,085 0 509,085 0 Asset-backed securities 88,611 0 88,611 0 Equity securities at fair value 2,380 0 0 2,380 Mortgage servicing rights 8,121 0 0 8,121 Fair Value Measurements at December 31, 2022 Using (in thousands) Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets measured – recurring basis Available-for-sale securities: U.S. Treasury and government agencies $ 381,932 $ 346,265 $ 35,667 $ 0 State and political subdivisions 265,102 0 265,102 0 U.S. government sponsored agency mortgage-backed securities 520,085 0 520,085 0 Asset-backed securities 89,107 0 89,107 0 Equity securities at fair value 2,166 0 0 2,166 Mortgage servicing rights 8,468 0 0 8,468
Reconciliation of the Beginning and Ending Balance of Recurring Fair Value Measurements Using Significant Unobservable (Level 3) Inputs	Following is a reconciliation of the beginning and ending balances of recurring fair value measurements, for the periods indicated, using significant unobservable (Level 3) inputs: Three Months Ended March 31, 2023 Three Months Ended March 31, 2022 (in thousands) Equity Securities at Fair Value Mortgage Servicing Rights Equity Securities at Fair Value Mortgage Servicing Rights Beginning balance $ 2,166 $ 8,468 $ 2,253 $ 6,774 Total unrealized gains (losses) Included in net income 214 (214 ) 99 983 Issues 0 50 0 229 Settlements 0 (183 ) 0 (238 ) Ending balance $ 2,380 $ 8,121 $ 2,352 $ 7,748 Total gains (losses) for the period included in net income attributable to the change in unrealized gains or losses related to assets still held at the reporting date $ 214 $ (214 ) $ 99 $ 983
Realized and Unrealized Gains and Losses for Items Included in Net Income in the Consolidated Statements of Income	Realized and unrealized gains and losses for items reflected in the table above are included in net income in the consolidated statements of income as follows: Noninterest Income Three Months Ended March 31 (in thousands) 2023 2022 Total gains (losses) $ (183 ) $ 844
Fair Value Measurements of Assets Measured on Nonrecurring Basis	The following tables present the fair value measurements of assets recognized in the accompanying balance sheets measured at fair value on a nonrecurring basis as of March 31, 2023 and December 31, 2022 and indicate the level within the fair value hierarchy of the valuation techniques. Fair Value Measurements at March 31, 2023 Using (in thousands) Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets measured – nonrecurring basis Other real estate owned $ 221 $ 0 $ 0 $ 221 Fair Value Measurements at December 31, 2022 Using (in thousands) Fair Value Quoted Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets measured – nonrecurring basis Collateral dependent loans $ 2,703 $ 0 $ 0 $ 2,703 Other real estate owned 570 0 0 570
Quantitative Information About Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements	The following tables present quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at March 31, 2023 and December 31, 2022. Quantitative Information about Level 3 Fair Value Measurements (in thousands) Fair Value at March 31, 2023 Valuation Technique(s) Unobservable Input Range (Weighted Average) Equity securities at fair value $ 2,380 Discount cash flows, computer pricing model Discount rate 8.0% - 12.0% (10.0%) Conversion date Dec 2025 Dec 2029 ( Dec 2027 Mortgage servicing rights $ 8,121 Discount cash flows, computer pricing model Constant prepayment rate 6.5% - 35.1% (7.6%) Probability of default 0.0% - 66.7% (1.4%) Discount rate 9.5% - 12.0% (10.0%) Other real estate owned $ 221 Market comparable properties Comparability adjustments 10.0% - 82.18% (32.94%) Quantitative Information about Level 3 Fair Value Measurements (in thousands) Fair Value at December 31, 2022 Valuation Technique(s) Unobservable Input Range (Weighted Average) Equity securities at fair value $ 2,166 Discount cash flows, computer pricing model Discount rate 8.0% - 12.0% (10.0%) Conversion date Dec 2025 Dec 2029 ( Dec 2027 Mortgage servicing rights $ 8,468 Discount cash flows, computer pricing model Constant prepayment rate 6.5% - 28.0% (7.1%) Probability of default 0.0% - 100.0% (1.2%) Discount rate 9.5% - 12.0% (10.0%) Collateral-dependent loans $ 2,703 Market comparable properties Marketability discount 52.0% - 52.0% (52.0%) Other real estate owned $ 570 Market comparable properties Comparability adjustments 10.0% - 30.6% (10.9%)
Fair Value of Financial Instruments and Levels within Fair Value Hierarchy of Valuation Techniques	The following table presents estimated fair value of CTBI’s financial instruments as of March 31, 2023 and indicates the level within the fair value hierarchy of the valuation techniques. In accordance with the adoption of ASU 2016-01, the fair values as of March 31, 2023 were measured using an exit price notion. Fair Value Measurements at March 31, 2023 Using (in thousands) Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial assets: Cash and cash equivalents $ 235,874 $ 235,874 $ 0 $ 0 Certificates of deposit in other banks 245 0 245 0 Debt securities available-for-sale 1,241,080 352,714 888,366 0 Equity securities at fair value 2,380 0 0 2,380 Loans held for sale 182 188 0 0 Loans, net 3,730,676 0 0 3,603,902 Federal Home Loan Bank stock 4,826 0 4,826 0 Federal Reserve Bank stock 4,887 0 4,887 0 Accrued interest receivable 19,012 0 19,012 0 Financial liabilities: Deposits $ 4,543,424 $ 1,409,839 $ 3,149,951 $ 0 Repurchase agreements 208,777 0 0 208,930 Federal funds purchased 500 0 500 0 Advances from Federal Home Loan Bank 350 0 366 0 Long-term debt 64,404 0 0 60,191 Accrued interest payable 4,138 0 4,138 0 Unrecognized financial instruments: Letters of credit $ 0 $ 0 $ 0 $ 0 Commitments to extend credit 0 0 0 0 Forward sale commitments 0 0 0 0 The following table presents estimated fair value of CTBI’s financial instruments as of December 31, 2022 and indicates the level within the fair value hierarchy of the valuation techniques. Fair Value Measurements at December 31, 2022 Using (in thousands) Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial assets: Cash and cash equivalents $ 128,686 $ 128,686 $ 0 $ 0 Certificates of deposit in other banks 245 0 245 0 Debt securities available-for-sale 1,256,226 346,265 909,961 0 Equity securities at fair value 2,166 0 0 2,166 Loans held for sale 109 112 0 0 Loans, net 3,663,309 0 0 3,511,810 Federal Home Loan Bank stock 6,676 0 6,676 0 Federal Reserve Bank stock 4,887 0 4,887 0 Accrued interest receivable 19,592 0 19,592 0 Financial liabilities: Deposits $ 4,426,143 $ 1,394,915 $ 3,050,144 $ 0 Repurchase agreements 215,431 0 0 215,542 Federal funds purchased 500 0 500 0 Advances from Federal Home Loan Bank 355 0 380 0 Long-term debt 57,841 0 0 55,860 Accrued interest payable 2,237 0 2,237 0 Unrecognized financial instruments: Letters of credit $ 0 $ 0 $ 0 $ 0 Commitments to extend credit 0 0 0 0 Forward sale commitments 0 0 0 0

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2023
Earnings Per Share [Abstract]
Computation of Basic and Diluted Earnings Per Share	The following table sets forth the computation of basic and diluted earnings per share: Three Months Ended March 31 (in thousands except per share data) 2023 2022 Numerator: Net income $ 19,313 $ 19,728 Denominator: Basic earnings per share: Weighted average shares 17,872 17,820 Diluted earnings per share: Effect of dilutive stock options and restricted stock grants 12 12 Adjusted weighted average shares 17,884 17,832 Earnings per share: Basic earnings per share $ 1.08 $ 1.11 Diluted earnings per share 1.08 1.11

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2023
Accumulated Other Comprehensive Income (Loss) [Abstract]
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss) (AOCI)	Amounts reclassified from accumulated other comprehensive income (loss) ( AOCI ) and the affected line items in the statements of income during the three months ended March 31, 2023 and 2022 Amounts Reclassified from AOCI Three Months Ended March 31 (in thousands) 2023 2022 Affected line item in the statements of income Securities gains $ 4 $ 0 Tax expense 1 0 Total reclassifications out of AOCI $ 3 $ 0

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($) Payment	Dec. 31, 2022 USD ($)
Investments [Abstract]
ACL for AFS debt securities	$ 0	$ 0
Securities held-to-maturity	$ 0	0
Loans [Abstract]
Past due period after which loans must be well secured and in the process of collection to continue accruing interest	90 days
Period of current principal and interest payments for reclassifying nonaccrual loans as accruing loans	6 months
Allowance for Credit Losses [Abstract]
Impact of difference in amortized cost basis versus consideration of loan balances on allowance for credit losses	0.01%
Number of delinquent monthly payments before loan charge off | Payment	5
Current value assessment period for past due loans secured against real estate	90 days
Threshold period past due for initiation of foreclosure proceedings	120 days
Goodwill and Core Deposit Intangible [Abstract]
Goodwill	$ 65,490	$ 65,490
Minimum [Member]
Allowance for Credit Losses [Abstract]
Percentage exposure of capital	5%
Commercial [Member]
Allowance for Credit Losses [Abstract]
Threshold period past due for individual evaluations	90 days
Commercial [Member] | 90+ Days Past Due [Member] | Minimum [Member]
Allowance for Credit Losses [Abstract]
Threshold outstanding loan balance for individual evaluations	$ 1,000
Commercial [Member] | Nonaccrual Status [Member] | Minimum [Member]
Allowance for Credit Losses [Abstract]
Threshold outstanding loan balance for individual evaluations	1,000
Threshold amount of outstanding loan balance for specific reserve to be created	1,000
Commercial [Member] | Borrower Experiencing Financial Difficulty [Member] | Minimum [Member]
Allowance for Credit Losses [Abstract]
Threshold outstanding loan balance for individual evaluations	1,000
Threshold amount of outstanding loan balance for specific reserve to be created	1,000
Commercial [Member] | Criticized [Member] | Minimum [Member]
Allowance for Credit Losses [Abstract]
Threshold outstanding loan balance for individual evaluations	1,000
Threshold amount of outstanding loan balance for specific reserve to be created	$ 1,000
Commercial [Member] | Unsecured Commercial Loan [Member]
Allowance for Credit Losses [Abstract]
Charge off threshold for loans considered uncollectible	90 days
Consumer [Member] | Closed-End Consumer Loan [Member]
Allowance for Credit Losses [Abstract]
Charge off threshold for loans considered uncollectible	120 days

Stock-Based Compensation (Detai

Stock-Based Compensation (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Stock-based Compensation [Abstract]
Stock based compensation expense	$ 377	$ 484
Restricted Stock [Member]
Stock-based Compensation [Abstract]
Stock based compensation expense	377	484
Dividend paid on stock based compensation	44	$ 23
Unrecognized compensation expense related to restricted stock grants	$ 4,000
Unrecognized compensation expense, weighted average period	3 years 7 months 6 days
Granted (in shares)	52,865	35,438
Forfeited (in shares)	790	0
Stock Options [Member]
Stock-based Compensation [Abstract]
Stock based compensation expense	$ 0	$ 0
Unrecognized compensation expense related to unvested stock option awards	$ 0
Options granted to purchase shares of CTBI common stock (in shares)	0	0
2015 Plan [Member] | Restricted Stock [Member]
Stock-based Compensation [Abstract]
Award vesting period	4 years
2015 Plan [Member] | Restricted Stock [Member] | Maximum [Member]
Stock-based Compensation [Abstract]
Period of certain participant employee termination events following change in control for restriction on restricted stock granted to lapse	24 months

Securities, Held-to-maturity Se

Securities, Held-to-maturity Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Held-to-maturity [Abstract]
Securities held-to-maturity	$ 0	$ 0

Securities, Available-for-sale

Securities, Available-for-sale Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Available-for-sale [Abstract]
Amortized cost	$ 1,390,747	$ 1,430,605
Gross unrealized gains	221	245
Gross unrealized losses	(149,888)	(174,624)
Fair value	1,241,080	1,256,226
U.S. Treasury and Government Agencies [Member]
Available-for-sale [Abstract]
Amortized cost	409,700	418,579
Gross unrealized gains	153	212
Gross unrealized losses	(30,632)	(36,859)
Fair value	379,221	381,932
State and Political Subdivisions [Member]
Available-for-sale [Abstract]
Amortized cost	314,884	326,746
Gross unrealized gains	66	32
Gross unrealized losses	(50,787)	(61,676)
Fair value	264,163	265,102
U.S. Government Sponsored Agency Mortgage-backed Securities [Member]
Available-for-sale [Abstract]
Amortized cost	575,723	593,917
Gross unrealized gains	2	1
Gross unrealized losses	(66,640)	(73,833)
Fair value	509,085	520,085
Asset-backed Securities [Member]
Available-for-sale [Abstract]
Amortized cost	90,440	91,363
Gross unrealized gains	0	0
Gross unrealized losses	(1,829)	(2,256)
Fair value	$ 88,611	$ 89,107

Securities, Amortized Cost and

Securities, Amortized Cost and Fair Value of Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Available-for-sale, amortized cost [Abstract]
Due in one year or less	$ 40,644
Due after one through five years	287,061
Due after five through ten years	212,371
Due after ten years	184,508
Amortized cost	1,390,747	$ 1,430,605
Available for sale, fair value [Abstract]
Due in one year or less	39,959
Due after one through five years	265,661
Due after five through ten years	187,803
Due after ten years	149,961
Fair value	1,241,080	1,256,226
U.S. Government Sponsored Agency Mortgage-backed Securities [Member]
Available-for-sale, amortized cost [Abstract]
Without single maturity date	575,723
Amortized cost	575,723	593,917
Available for sale, fair value [Abstract]
Without single maturity date	509,085
Fair value	509,085	520,085
Asset-backed Securities [Member]
Available-for-sale, amortized cost [Abstract]
Without single maturity date	90,440
Amortized cost	90,440	91,363
Available for sale, fair value [Abstract]
Without single maturity date	88,611
Fair value	$ 88,611	$ 89,107

Securities, Gains (Loss) on Sec

Securities, Gains (Loss) on Securities, Securities Pledged, and Securities Sold Under Agreements to Repurchase (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($) shares	Mar. 31, 2022 USD ($) shares	Dec. 31, 2022 USD ($)
Gains (Loss) on Sales of Securities [Abstract]
Net securities gain (loss)	$ 218	$ 99
Realized pre-tax gain on sales and calls of AFS securities	4
Unrealized (loss) gain from fair value adjustment of equity securities	214	99
Equity Securities at Fair Value [Abstract]
Equity securities at fair value	2,380		$ 2,166
Amortized cost of securities sold under agreements to repurchase	309,200		316,900
Asset Pledged as Collateral [Member] | Public Deposits and for Other Purposes [Member]
Equity Securities at Fair Value [Abstract]
Securities	713,400		$ 725,000
Visa Class B Restricted Stock [Member]
Equity Securities at Fair Value [Abstract]
Equity securities at fair value	2,400
Increase (decrease) in fair value of equity securities	$ 214	$ 99
Number of equity securities sold (in shares) | shares	0	0

Securities, Securities in Conti

Securities, Securities in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Securities [Abstract]
Percentage of total investment with unrealized losses	98%	97.40%
Available-for-sale, amortized cost [Abstract]
Less than 12 months	$ 106,931	$ 416,778
12 months or more	1,258,638	981,280
Total	1,365,569	1,398,058
Available-for-sale, gross unrealized losses [Abstract]
Less than 12 months	(3,146)	(21,324)
12 months or more	(146,742)	(153,300)
Total	(149,888)	(174,624)
Available-for-sale, fair value [Abstract]
Less than 12 months	103,785	395,454
12 months or more	1,111,896	827,980
Total	1,215,681	1,223,434
U.S. Treasury and Government Agencies [Member]
Available-for-sale, amortized cost [Abstract]
Less than 12 months	5,825	144,305
12 months or more	389,733	249,424
Total	395,558	393,729
Available-for-sale, gross unrealized losses [Abstract]
Less than 12 months	(4)	(6,953)
12 months or more	(30,628)	(29,906)
Total	(30,632)	(36,859)
Available-for-sale, fair value [Abstract]
Less than 12 months	5,821	137,352
12 months or more	359,105	219,518
Total	364,926	356,870
State and Political Subdivisions [Member]
Available-for-sale, amortized cost [Abstract]
Less than 12 months	28,387	94,277
12 months or more	275,555	225,019
Total	303,942	319,296
Available-for-sale, gross unrealized losses [Abstract]
Less than 12 months	(1,148)	(6,257)
12 months or more	(49,639)	(55,419)
Total	(50,787)	(61,676)
Available-for-sale, fair value [Abstract]
Less than 12 months	27,239	88,020
12 months or more	225,916	169,600
Total	253,155	257,620
U.S. Government Sponsored Agency Mortgage-backed Securities [Member]
Available-for-sale, amortized cost [Abstract]
Less than 12 months	65,273	139,314
12 months or more	510,356	454,357
Total	575,629	593,671
Available-for-sale, gross unrealized losses [Abstract]
Less than 12 months	(1,837)	(6,883)
12 months or more	(64,803)	(66,950)
Total	(66,640)	(73,833)
Available-for-sale, fair value [Abstract]
Less than 12 months	63,436	132,431
12 months or more	445,553	387,407
Total	508,989	519,838
Asset-backed Securities [Member]
Available-for-sale, amortized cost [Abstract]
Less than 12 months	7,446	38,882
12 months or more	82,994	52,480
Total	90,440	91,362
Available-for-sale, gross unrealized losses [Abstract]
Less than 12 months	(157)	(1,231)
12 months or more	(1,672)	(1,025)
Total	(1,829)	(2,256)
Available-for-sale, fair value [Abstract]
Less than 12 months	7,289	37,651
12 months or more	81,322	51,455
Total	$ 88,611	$ 89,106

Loans, Major Classifications of

Loans, Major Classifications of Loans, Net of Income and Deferred Loan Origination Cost (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($) Segment	Dec. 31, 2022 USD ($)
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans [Abstract]
Loans and lease financing	$ 3,777,359	$ 3,709,290
Unearned fees	$ 1,100	1,000
Number of portfolio segments | Segment	9
Loans held for sale [Abstract]
Loans held for sale	$ 182	109
Commercial [Member]
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans [Abstract]
Loans and lease financing	1,877,100	1,868,858
Commercial [Member] | Hotel/Motel [Member]
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans [Abstract]
Loans and lease financing	$ 348,876	343,640
Percentage of total loan	9.20%
Commercial [Member] | Commercial Real Estate Residential [Member]
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans [Abstract]
Loans and lease financing	$ 385,328	372,914
Commercial [Member] | Commercial Real Estate Nonresidential [Member]
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans [Abstract]
Loans and lease financing	750,498	762,349
Commercial [Member] | Dealer Floorplans [Member]
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans [Abstract]
Loans and lease financing	75,443	77,533
Commercial [Member] | Commercial Other [Member]
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans [Abstract]
Loans and lease financing	316,955	312,422
Residential [Member]
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans [Abstract]
Loans and lease financing	970,531	945,536
Residential [Member] | Real Estate Mortgage [Member]
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans [Abstract]
Loans and lease financing	846,435	824,996
Residential [Member] | Home Equity Lines [Member]
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans [Abstract]
Loans and lease financing	124,096	120,540
Consumer [Member]
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans [Abstract]
Loans and lease financing	929,728	894,896
Consumer [Member] | Consumer Direct [Member]
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans [Abstract]
Loans and lease financing	157,158	157,504
Consumer [Member] | Consumer Indirect [Member]
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans [Abstract]
Loans and lease financing	772,570	737,392
Unamortized premiums	$ 29,700	$ 28,500

Loans, Balance in ACL (Details)

Loans, Balance in ACL (Details) - USD ($) $ in Thousands	3 Months Ended			12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2022
Balance in ACL [Roll Forward]
Beginning balance	$ 45,981		$ 41,756	$ 41,756
Provision charged to expense	1,116	$ 1,500	875	4,905
Losses charged off	(1,765)		(1,320)	(5,346)
Recoveries	1,351		998	4,666
Ending balance	46,683	45,981	42,309	45,981
Commercial [Member]
Balance in ACL [Roll Forward]
Losses charged off	(187)
Commercial [Member] | Hotel/Motel [Member]
Balance in ACL [Roll Forward]
Beginning balance	5,171		5,080	5,080
Provision charged to expense	116		(153)	307
Losses charged off	0		(216)	(216)
Recoveries	0		0	0
Ending balance	5,287	5,171	4,711	5,171
Commercial [Member] | Commercial Real Estate Residential [Member]
Balance in ACL [Roll Forward]
Beginning balance	4,894		3,986	3,986
Provision charged to expense	186		110	951
Losses charged off	0		(31)	(92)
Recoveries	77		5	49
Ending balance	5,157	4,894	4,070	4,894
Commercial [Member] | Commercial Real Estate Nonresidential [Member]
Balance in ACL [Roll Forward]
Beginning balance	9,419		8,884	8,884
Provision charged to expense	(553)		174	(154)
Losses charged off	0		0	(46)
Recoveries	144		111	735
Ending balance	9,010	9,419	9,169	9,419
Commercial [Member] | Dealer Floorplans [Member]
Balance in ACL [Roll Forward]
Beginning balance	1,776		1,436	1,436
Provision charged to expense	(82)		83	340
Losses charged off	0		0	0
Recoveries	0		0	0
Ending balance	1,694	1,776	1,519	1,776
Commercial [Member] | Commercial Other [Member]
Balance in ACL [Roll Forward]
Beginning balance	5,285		4,422	4,422
Provision charged to expense	(416)		478	947
Losses charged off	(187)		(157)	(1,082)
Recoveries	100		101	998
Ending balance	4,782	5,285	4,844	5,285
Residential [Member]
Balance in ACL [Roll Forward]
Losses charged off	(40)
Residential [Member] | Real Estate Mortgage [Member]
Balance in ACL [Roll Forward]
Beginning balance	7,932		7,637	7,637
Provision charged to expense	21		97	466
Losses charged off	(40)		(93)	(223)
Recoveries	4		21	52
Ending balance	7,917	7,932	7,662	7,932
Residential [Member] | Home Equity Lines [Member]
Balance in ACL [Roll Forward]
Beginning balance	1,106		866	866
Provision charged to expense	(64)		(33)	257
Losses charged off	0		(19)	(37)
Recoveries	2		5	20
Ending balance	1,044	1,106	819	1,106
Consumer [Member]
Balance in ACL [Roll Forward]
Losses charged off	(1,538)
Consumer [Member] | Consumer Direct [Member]
Balance in ACL [Roll Forward]
Beginning balance	1,694		1,951	1,951
Provision charged to expense	105		(180)	(210)
Losses charged off	(156)		(170)	(609)
Recoveries	103		186	562
Ending balance	1,746	1,694	1,787	1,694
Consumer [Member] | Consumer Indirect [Member]
Balance in ACL [Roll Forward]
Beginning balance	8,704		7,494	7,494
Provision charged to expense	1,803		299	2,001
Losses charged off	(1,382)		(634)	(3,041)
Recoveries	921		569	2,250
Ending balance	$ 10,046	$ 8,704	$ 7,728	$ 8,704

Loans, Analysis of Allowance fo

Loans, Analysis of Allowance for Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended			12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2022
Allowance for Credit Losses [Abstract]
Period of reasonable and supportable forecast	12 months
Provision for credit losses (recovery)	$ 1,116	$ 1,500	$ 875	$ 4,905
Allowance for credit losses to nonperforming loans	382.30%	300.40%	309.10%	300.40%
Credit loss reserve as percentage of total loans outstanding	1.24%		1.20%

Loans, Nonaccrual Loans Segrega

Loans, Nonaccrual Loans Segregated by Class of Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Nonaccrual loans segregated by class of loans [Abstract]
Nonaccrual loans with no ACL	$ 0	$ 0
Nonaccrual loans with ACL	5,993	6,813
90+ and still accruing	6,218	8,496
Nonperforming loans	$ 12,211	15,309
Past due period after which loans must be well secured and in process of collection to continue accruing interest	90 days
Commercial [Member]
Nonaccrual loans segregated by class of loans [Abstract]
Nonaccrual loans with no ACL	$ 0	0
Nonaccrual loans with ACL	2,397	2,453
90+ and still accruing	1,389	2,574
Nonperforming loans	3,786	5,027
Commercial [Member] | Hotel/Motel [Member]
Nonaccrual loans segregated by class of loans [Abstract]
Nonaccrual loans with no ACL	0	0
Nonaccrual loans with ACL	0	0
90+ and still accruing	0	0
Nonperforming loans	0	0
Commercial [Member] | Commercial Real Estate Residential [Member]
Nonaccrual loans segregated by class of loans [Abstract]
Nonaccrual loans with no ACL	0	0
Nonaccrual loans with ACL	352	355
90+ and still accruing	55	258
Nonperforming loans	407	613
Commercial [Member] | Commercial Real Estate Nonresidential [Member]
Nonaccrual loans segregated by class of loans [Abstract]
Nonaccrual loans with no ACL	0	0
Nonaccrual loans with ACL	1,054	1,116
90+ and still accruing	790	1,947
Nonperforming loans	1,844	3,063
Commercial [Member] | Commercial Other [Member]
Nonaccrual loans segregated by class of loans [Abstract]
Nonaccrual loans with no ACL	0	0
Nonaccrual loans with ACL	991	982
90+ and still accruing	544	369
Nonperforming loans	1,535	1,351
Residential [Member]
Nonaccrual loans segregated by class of loans [Abstract]
Nonaccrual loans with no ACL	0	0
Nonaccrual loans with ACL	3,596	4,360
90+ and still accruing	4,669	5,416
Nonperforming loans	8,265	9,776
Residential [Member] | Real Estate Mortgage [Member]
Nonaccrual loans segregated by class of loans [Abstract]
Nonaccrual loans with no ACL	0	0
Nonaccrual loans with ACL	3,358	4,069
90+ and still accruing	4,174	4,929
Nonperforming loans	7,532	8,998
Residential [Member] | Home Equity Lines [Member]
Nonaccrual loans segregated by class of loans [Abstract]
Nonaccrual loans with no ACL	0	0
Nonaccrual loans with ACL	238	291
90+ and still accruing	495	487
Nonperforming loans	733	778
Consumer [Member]
Nonaccrual loans segregated by class of loans [Abstract]
Nonaccrual loans with no ACL	0	0
Nonaccrual loans with ACL	0	0
90+ and still accruing	160	506
Nonperforming loans	160	506
Consumer [Member] | Consumer Direct [Member]
Nonaccrual loans segregated by class of loans [Abstract]
Nonaccrual loans with no ACL	0	0
Nonaccrual loans with ACL	0	0
90+ and still accruing	28	41
Nonperforming loans	28	41
Consumer [Member] | Consumer Indirect [Member]
Nonaccrual loans segregated by class of loans [Abstract]
Nonaccrual loans with no ACL	0	0
Nonaccrual loans with ACL	0	0
90+ and still accruing	132	465
Nonperforming loans	$ 132	$ 465

Loans, Loan Portfolio Aging Ana

Loans, Loan Portfolio Aging Analysis, Segregated by Class (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	$ 3,777,359	$ 3,709,290
Total Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	22,557	28,597
30-59 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	8,216	10,797
60-89 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	4,206	5,806
90+ Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	10,135	11,994
Current [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	$ 3,754,802	3,680,693
Automobile Loan [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Percentage of total indirect portfolio	94%
Commercial Other [Member] | Commercial Unsecured SBA PPP [Member] | Maximum [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	$ 1,000
Commercial [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	1,877,100	1,868,858
Commercial [Member] | Total Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	7,693	9,331
Commercial [Member] | 30-59 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	3,293	4,180
Commercial [Member] | 60-89 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	1,261	1,470
Commercial [Member] | 90+ Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	3,139	3,681
Commercial [Member] | Current [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	1,869,407	1,859,527
Commercial [Member] | Hotel/Motel [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	$ 348,876	343,640
Percentage of total loan	9.20%
Commercial [Member] | Hotel/Motel [Member] | Total Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	$ 0	0
Commercial [Member] | Hotel/Motel [Member] | 30-59 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	0	0
Commercial [Member] | Hotel/Motel [Member] | 60-89 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	0	0
Commercial [Member] | Hotel/Motel [Member] | 90+ Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	0	0
Commercial [Member] | Hotel/Motel [Member] | Current [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	348,876	343,640
Commercial [Member] | Commercial Real Estate Residential [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	385,328	372,914
Commercial [Member] | Commercial Real Estate Residential [Member] | Total Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	1,631	1,401
Commercial [Member] | Commercial Real Estate Residential [Member] | 30-59 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	597	602
Commercial [Member] | Commercial Real Estate Residential [Member] | 60-89 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	663	225
Commercial [Member] | Commercial Real Estate Residential [Member] | 90+ Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	371	574
Commercial [Member] | Commercial Real Estate Residential [Member] | Current [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	383,697	371,513
Commercial [Member] | Commercial Real Estate Nonresidential [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	750,498	762,349
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | Total Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	3,085	5,555
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | 30-59 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	1,513	2,549
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | 60-89 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	125	395
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | 90+ Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	1,447	2,611
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | Current [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	747,413	756,794
Commercial [Member] | Dealer Floorplans [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	75,443	77,533
Commercial [Member] | Dealer Floorplans [Member] | Total Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	0	0
Commercial [Member] | Dealer Floorplans [Member] | 30-59 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	0	0
Commercial [Member] | Dealer Floorplans [Member] | 60-89 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	0	0
Commercial [Member] | Dealer Floorplans [Member] | 90+ Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	0	0
Commercial [Member] | Dealer Floorplans [Member] | Current [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	75,443	77,533
Commercial [Member] | Commercial Other [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	316,955	312,422
Commercial [Member] | Commercial Other [Member] | Total Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	2,977	2,375
Commercial [Member] | Commercial Other [Member] | 30-59 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	1,183	1,029
Commercial [Member] | Commercial Other [Member] | 60-89 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	473	850
Commercial [Member] | Commercial Other [Member] | 90+ Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	1,321	496
Commercial [Member] | Commercial Other [Member] | Current [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	313,978	310,047
Residential [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	970,531	945,536
Residential [Member] | Total Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	11,808	12,908
Residential [Member] | 30-59 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	2,633	1,655
Residential [Member] | 60-89 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	2,339	3,446
Residential [Member] | 90+ Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	6,836	7,807
Residential [Member] | Current [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	958,723	932,628
Residential [Member] | Real Estate Mortgage [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	846,435	824,996
Residential [Member] | Real Estate Mortgage [Member] | Total Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	10,337	11,338
Residential [Member] | Real Estate Mortgage [Member] | 30-59 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	1,872	869
Residential [Member] | Real Estate Mortgage [Member] | 60-89 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	2,246	3,402
Residential [Member] | Real Estate Mortgage [Member] | 90+ Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	6,219	7,067
Residential [Member] | Real Estate Mortgage [Member] | Current [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	836,098	813,658
Residential [Member] | Home Equity Lines [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	124,096	120,540
Residential [Member] | Home Equity Lines [Member] | Total Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	1,471	1,570
Residential [Member] | Home Equity Lines [Member] | 30-59 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	761	786
Residential [Member] | Home Equity Lines [Member] | 60-89 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	93	44
Residential [Member] | Home Equity Lines [Member] | 90+ Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	617	740
Residential [Member] | Home Equity Lines [Member] | Current [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	122,625	118,970
Consumer [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	929,728	894,896
Consumer [Member] | Total Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	3,056	6,358
Consumer [Member] | 30-59 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	2,290	4,962
Consumer [Member] | 60-89 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	606	890
Consumer [Member] | 90+ Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	160	506
Consumer [Member] | Current [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	926,672	888,538
Consumer [Member] | Consumer Direct [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	157,158	157,504
Consumer [Member] | Consumer Direct [Member] | Total Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	325	722
Consumer [Member] | Consumer Direct [Member] | 30-59 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	284	555
Consumer [Member] | Consumer Direct [Member] | 60-89 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	13	126
Consumer [Member] | Consumer Direct [Member] | 90+ Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	28	41
Consumer [Member] | Consumer Direct [Member] | Current [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	156,833	156,782
Consumer [Member] | Consumer Indirect [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	772,570	737,392
Consumer [Member] | Consumer Indirect [Member] | Total Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	2,731	5,636
Consumer [Member] | Consumer Indirect [Member] | 30-59 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	2,006	4,407
Consumer [Member] | Consumer Indirect [Member] | 60-89 Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	593	764
Consumer [Member] | Consumer Indirect [Member] | 90+ Days Past Due [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	132	465
Consumer [Member] | Consumer Indirect [Member] | Current [Member]
Bank's Loan portfolio aging analysis, segregated by class [Abstract]
Loans and lease financing	$ 769,839	$ 731,756

Loans, Credit Risk Profile Base

Loans, Credit Risk Profile Based on Rating Category and Payment Activity and on Performing and Nonperforming Status, Segregated by Class (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
Total	$ 3,777,359		$ 3,709,290
Current Period Gross Charge-Offs [Abstract]
Total	1,765	$ 1,320	5,346
Consumer mortgage loans secured by real estate properties for which formal foreclosure proceedings are in process	3,200		3,300
Commercial [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	94,442		542,228
2022/2021	498,820		407,322
2021/2020	397,474		197,470
2020/2019	191,967		160,246
2019/2018	145,687		78,649
Prior	338,372		280,907
Revolving Loans	210,338		202,036
Total	1,877,100		1,868,858
Current Period Gross Charge-Offs [Abstract]
2023	156
2022	20
2021	0
2020	0
2019	0
Prior	11
Revolving loan	0
Total	187
Commercial [Member] | Pass [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	91,279		519,154
2022/2021	475,317		378,826
2021/2020	362,300		171,938
2020/2019	168,276		149,565
2019/2018	129,814		70,102
Prior	285,383		233,022
Revolving Loans	201,985		192,516
Total	$ 1,714,354		1,715,123
Commercial [Member] | Pass [Member] | Minimum [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
Review period for loans	12 months
Commercial [Member] | Pass [Member] | Maximum [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
Review period for loans	18 months
Commercial [Member] | Watch [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	$ 1,842		14,348
2022/2021	12,456		16,052
2021/2020	15,965		17,892
2020/2019	17,317		6,696
2019/2018	11,926		4,257
Prior	33,558		31,372
Revolving Loans	7,513		8,484
Total	100,577		99,101
Commercial [Member] | OAEM [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		49
2022/2021	2,565		0
2021/2020	7,038		0
2020/2019	0		39
2019/2018	181		0
Prior	2,343		2,046
Revolving Loans	94		59
Total	12,221		2,193
Commercial [Member] | Substandard [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	1,321		8,211
2022/2021	8,016		12,315
2021/2020	12,042		7,640
2020/2019	6,374		3,837
2019/2018	3,657		4,290
Prior	16,784		14,162
Revolving Loans	746		977
Total	48,940		51,432
Commercial [Member] | Doubtful [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		466
2022/2021	466		129
2021/2020	129		0
2020/2019	0		109
2019/2018	109		0
Prior	304		305
Revolving Loans	0		0
Total	1,008		1,009
Commercial [Member] | Hotel/Motel [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	11,245		153,183
2022/2021	151,909		44,998
2021/2020	44,689		23,265
2020/2019	23,041		57,781
2019/2018	51,303		13,178
Prior	63,144		50,690
Revolving Loans	3,545		545
Total	348,876		343,640
Current Period Gross Charge-Offs [Abstract]
Total	0	216	216
Commercial [Member] | Hotel/Motel [Member] | Pass [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	10,397		145,262
2022/2021	144,932		36,002
2021/2020	28,671		17,742
2020/2019	17,556		54,328
2019/2018	47,870		13,178
Prior	47,835		35,179
Revolving Loans	3,545		545
Total	300,806		302,236
Commercial [Member] | Hotel/Motel [Member] | Watch [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	848		7,921
2022/2021	6,977		8,996
2021/2020	8,980		5,523
2020/2019	5,485		3,453
2019/2018	3,433		0
Prior	13,376		13,555
Revolving Loans	0		0
Total	39,099		39,448
Commercial [Member] | Hotel/Motel [Member] | OAEM [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	7,038		0
2020/2019	0		0
2019/2018	0		0
Prior	1,933		1,956
Revolving Loans	0		0
Total	8,971		1,956
Commercial [Member] | Hotel/Motel [Member] | Substandard [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	0		0
Revolving Loans	0		0
Total	0		0
Commercial [Member] | Hotel/Motel [Member] | Doubtful [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	0		0
Revolving Loans	0		0
Total	0		0
Commercial [Member] | Commercial Real Estate Residential [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	35,495		121,482
2022/2021	111,603		116,150
2021/2020	111,626		41,976
2020/2019	39,297		16,700
2019/2018	14,433		16,267
Prior	58,955		45,861
Revolving Loans	13,919		14,478
Total	385,328		372,914
Current Period Gross Charge-Offs [Abstract]
Total	0	31	92
Commercial [Member] | Commercial Real Estate Residential [Member] | Pass [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	35,101		119,826
2022/2021	109,784		110,963
2021/2020	106,509		38,423
2020/2019	36,768		15,467
2019/2018	13,441		10,492
Prior	44,088		36,307
Revolving Loans	13,828		14,297
Total	359,519		345,775
Commercial [Member] | Commercial Real Estate Residential [Member] | Watch [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	315		1,474
2022/2021	1,163		898
2021/2020	756		1,675
2020/2019	1,575		848
2019/2018	632		2,136
Prior	8,446		7,015
Revolving Loans	63		152
Total	12,950		14,198
Commercial [Member] | Commercial Real Estate Residential [Member] | OAEM [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	0		0
2020/2019	0		39
2019/2018	181		0
Prior	326		0
Revolving Loans	28		29
Total	535		68
Commercial [Member] | Commercial Real Estate Residential [Member] | Substandard [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	79		182
2022/2021	656		4,289
2021/2020	4,361		1,878
2020/2019	954		346
2019/2018	179		3,639
Prior	6,095		2,539
Revolving Loans	0		0
Total	12,324		12,873
Commercial [Member] | Commercial Real Estate Residential [Member] | Doubtful [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	0		0
Revolving Loans	0		0
Total	0		0
Commercial [Member] | Commercial Real Estate Nonresidential [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	24,576		180,509
2022/2021	163,901		179,613
2021/2020	178,289		95,899
2020/2019	96,149		76,161
2019/2018	72,290		46,569
Prior	190,457		158,857
Revolving Loans	24,836		24,741
Total	750,498		762,349
Current Period Gross Charge-Offs [Abstract]
Total	0	0	46
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | Pass [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	23,413		175,220
2022/2021	156,272		171,311
2021/2020	170,048		80,932
2020/2019	81,516		70,848
2019/2018	61,444		44,099
Prior	169,219		137,575
Revolving Loans	23,175		23,166
Total	685,087		703,151
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | Watch [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	307		3,331
2022/2021	3,139		5,765
2021/2020	5,703		10,090
2020/2019	10,036		2,178
2019/2018	7,684		1,962
Prior	10,851		10,022
Revolving Loans	1,661		1,550
Total	39,381		34,898
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | OAEM [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		19
2022/2021	2,535		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	84		90
Revolving Loans	0		0
Total	2,619		109
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | Substandard [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	856		1,939
2022/2021	1,955		2,537
2021/2020	2,538		4,877
2020/2019	4,597		3,135
2019/2018	3,162		508
Prior	9,999		10,865
Revolving Loans	0		25
Total	23,107		23,886
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | Doubtful [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	304		305
Revolving Loans	0		0
Total	304		305
Commercial [Member] | Dealer Floorplans [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	0		0
Revolving Loans	75,443		77,533
Total	75,443		77,533
Current Period Gross Charge-Offs [Abstract]
Total	0	0	0
Commercial [Member] | Dealer Floorplans [Member] | Pass [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	0		0
Revolving Loans	75,443		77,153
Total	75,443		77,153
Commercial [Member] | Dealer Floorplans [Member] | Watch [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	0		0
Revolving Loans	0		380
Total	0		380
Commercial [Member] | Dealer Floorplans [Member] | OAEM [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	0		0
Revolving Loans	0		0
Total	0		0
Commercial [Member] | Dealer Floorplans [Member] | Substandard [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	0		0
Revolving Loans	0		0
Total	0		0
Commercial [Member] | Dealer Floorplans [Member] | Doubtful [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	0		0
Revolving Loans	0		0
Total	0		0
Commercial [Member] | Commercial Other [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	23,126		87,054
2022/2021	71,407		66,561
2021/2020	62,870		36,330
2020/2019	33,480		9,604
2019/2018	7,661		2,635
Prior	25,816		25,499
Revolving Loans	92,595		84,739
Total	316,955		312,422
Current Period Gross Charge-Offs [Abstract]
2023	156
2022	20
2021	0
2020	0
2019	0
Prior	11
Revolving loan	0
Total	187
Commercial [Member] | Commercial Other [Member] | Pass [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	22,368		78,846
2022/2021	64,329		60,550
2021/2020	57,072		34,841
2020/2019	32,436		8,922
2019/2018	7,059		2,333
Prior	24,241		23,961
Revolving Loans	85,994		77,355
Total	293,499		286,808
Commercial [Member] | Commercial Other [Member] | Watch [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	372		1,622
2022/2021	1,177		393
2021/2020	526		604
2020/2019	221		217
2019/2018	177		159
Prior	885		780
Revolving Loans	5,789		6,402
Total	9,147		10,177
Commercial [Member] | Commercial Other [Member] | OAEM [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		30
2022/2021	30		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	0		0
Revolving Loans	66		30
Total	96		60
Commercial [Member] | Commercial Other [Member] | Substandard [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	386		6,090
2022/2021	5,405		5,489
2021/2020	5,143		885
2020/2019	823		356
2019/2018	316		143
Prior	690		758
Revolving Loans	746		952
Total	13,509		14,673
Commercial [Member] | Commercial Other [Member] | Doubtful [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		466
2022/2021	466		129
2021/2020	129		0
2020/2019	0		109
2019/2018	109		0
Prior	0		0
Revolving Loans	0		0
Total	704		704
Residential [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	34,180		176,736
2022/2021	182,233		177,751
2021/2020	173,379		132,893
2020/2019	129,393		63,206
2019/2018	62,242		30,895
Prior	275,267		254,212
Revolving Loans	113,837		109,843
Total	970,531		945,536
Current Period Gross Charge-Offs [Abstract]
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	40
Revolving loan	0
Total	40
Residential [Member] | Performing [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	34,180		176,736
2022/2021	182,233		177,469
2021/2020	173,212		132,795
2020/2019	129,393		62,415
2019/2018	61,486		30,473
Prior	268,167		246,305
Revolving Loans	113,595		109,567
Total	962,266		935,760
Residential [Member] | Nonperforming [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		282
2021/2020	167		98
2020/2019	0		791
2019/2018	756		422
Prior	7,100		7,907
Revolving Loans	242		276
Total	8,265		9,776
Residential [Member] | Real Estate Mortgage [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	34,180		176,736
2022/2021	182,233		177,751
2021/2020	173,379		132,893
2020/2019	129,393		63,206
2019/2018	62,242		30,895
Prior	265,008		243,515
Revolving Loans	0		0
Total	846,435		824,996
Current Period Gross Charge-Offs [Abstract]
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	40
Revolving loan	0
Total	40
Residential [Member] | Real Estate Mortgage [Member] | Performing [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	34,180		176,736
2022/2021	182,233		177,469
2021/2020	173,212		132,795
2020/2019	129,393		62,415
2019/2018	61,486		30,473
Prior	258,399		236,110
Revolving Loans	0		0
Total	838,903		815,998
Residential [Member] | Real Estate Mortgage [Member] | Nonperforming [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		282
2021/2020	167		98
2020/2019	0		791
2019/2018	756		422
Prior	6,609		7,405
Revolving Loans	0		0
Total	7,532		8,998
Residential [Member] | Home Equity Lines [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	10,259		10,697
Revolving Loans	113,837		109,843
Total	124,096		120,540
Current Period Gross Charge-Offs [Abstract]
Total	0	19	37
Residential [Member] | Home Equity Lines [Member] | Performing [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	9,768		10,195
Revolving Loans	113,595		109,567
Total	123,363		119,762
Residential [Member] | Home Equity Lines [Member] | Nonperforming [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		0
2022/2021	0		0
2021/2020	0		0
2020/2019	0		0
2019/2018	0		0
Prior	491		502
Revolving Loans	242		276
Total	733		778
Consumer [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	130,859		433,408
2022/2021	392,006		210,789
2021/2020	189,704		140,289
2020/2019	124,137		56,944
2019/2018	49,296		33,014
Prior	43,726		20,452
Revolving Loans	0		0
Total	929,728		894,896
Current Period Gross Charge-Offs [Abstract]
2023	0
2022	605
2021	651
2020	182
2019	56
Prior	44
Revolving loan	0
Total	1,538
Consumer [Member] | Performing [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	130,859		433,318
2022/2021	391,962		210,527
2021/2020	189,636		140,188
2020/2019	124,116		56,914
2019/2018	49,289		33,013
Prior	43,706		20,430
Revolving Loans	0		0
Total	929,568		894,390
Consumer [Member] | Nonperforming [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		90
2022/2021	44		262
2021/2020	68		101
2020/2019	21		30
2019/2018	7		1
Prior	20		22
Revolving Loans	0		0
Total	160		506
Consumer [Member] | Consumer Direct [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	18,047		62,264
2022/2021	53,605		42,025
2021/2020	37,333		23,926
2020/2019	21,420		11,166
2019/2018	9,991		6,766
Prior	16,762		11,357
Revolving Loans	0		0
Total	157,158		157,504
Current Period Gross Charge-Offs [Abstract]
2023	0
2022	80
2021	34
2020	29
2019	12
Prior	1
Revolving loan	0
Total	156	170	609
Consumer [Member] | Consumer Direct [Member] | Performing [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	18,047		62,239
2022/2021	53,577		42,014
2021/2020	37,333		23,921
2020/2019	21,420		11,166
2019/2018	9,991		6,766
Prior	16,762		11,357
Revolving Loans	0		0
Total	157,130		157,463
Consumer [Member] | Consumer Direct [Member] | Nonperforming [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		25
2022/2021	28		11
2021/2020	0		5
2020/2019	0		0
2019/2018	0		0
Prior	0		0
Revolving Loans	0		0
Total	28		41
Consumer [Member] | Consumer Indirect [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	112,812		371,144
2022/2021	338,401		168,764
2021/2020	152,371		116,363
2020/2019	102,717		45,778
2019/2018	39,305		26,248
Prior	26,964		9,095
Revolving Loans	0		0
Total	772,570		737,392
Current Period Gross Charge-Offs [Abstract]
2023	0
2022	525
2021	617
2020	153
2019	44
Prior	43
Revolving loan	0
Total	1,382	$ 634	3,041
Consumer [Member] | Consumer Indirect [Member] | Performing [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	112,812		371,079
2022/2021	338,385		168,513
2021/2020	152,303		116,267
2020/2019	102,696		45,748
2019/2018	39,298		26,247
Prior	26,944		9,073
Revolving Loans	0		0
Total	772,438		736,927
Consumer [Member] | Consumer Indirect [Member] | Nonperforming [Member]
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]
2023/2022	0		65
2022/2021	16		251
2021/2020	68		96
2020/2019	21		30
2019/2018	7		1
Prior	20		22
Revolving Loans	0		0
Total	$ 132		$ 465

Loans, Collateral Dependent Loa

Loans, Collateral Dependent Loans and Loans With/Without Specific Valuation Allowance (Details) - Commercial [Member] $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2023 USD ($) Loan	Mar. 31, 2022 USD ($) Loan	Dec. 31, 2022 USD ($) Loan
Collateral Pledged [Member]
Collateral Dependent Loans by Segment [Abstract]
Number of Loans | Loan	13	20	15
Recorded balance	$ 34,328	$ 46,928	$ 32,598
Specific Allowance	$ 0	$ 500	$ 1,200
Hotel/Motel [Member] | Collateral Pledged [Member]
Collateral Dependent Loans by Segment [Abstract]
Number of Loans | Loan	2	1	1
Recorded balance	$ 8,193	$ 8,348	$ 1,168
Specific Allowance	$ 0	$ 0	$ 0
Commercial Real Estate Residential [Member] | Collateral Pledged [Member]
Collateral Dependent Loans by Segment [Abstract]
Number of Loans | Loan	3	4	4
Recorded balance	$ 6,380	$ 7,119	$ 7,786
Specific Allowance	$ 0	$ 0	$ 0
Commercial Real Estate Nonresidential [Member] | Collateral Pledged [Member]
Collateral Dependent Loans by Segment [Abstract]
Number of Loans | Loan	6	11	8
Recorded balance	$ 11,712	$ 19,827	$ 14,718
Specific Allowance	$ 0	$ 200	$ 200
Commercial Other [Member] | Collateral Pledged [Member]
Collateral Dependent Loans by Segment [Abstract]
Number of Loans | Loan	2	4	2
Recorded balance	$ 8,043	$ 11,634	$ 8,926
Specific Allowance	$ 0	$ 300	$ 1,000
Commercial Other [Member] | Accounts Receivable, Equipment, and Inventory [Member]
Collateral Dependent Loans by Segment [Abstract]
Number of financing receivables collateralized | Loan	2

Loans, Modified Loans Segregate

Loans, Modified Loans Segregated by Class of Loans and Concession Granted (Details) $ in Thousands	Mar. 31, 2023 USD ($)
Interest Rate Reduction [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 4,923
% of total	0.13%
Term Extension [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 10,122
% of total	0.27%
Combination - Term Extension and Interest Rate Reduction [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 297
% of total	0.01%
Payment Change [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 192
% of total	0.01%
Commercial [Member] | Interest Rate Reduction [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 4,864
% of total	0.26%
Commercial [Member] | Interest Rate Reduction [Member] | Hotel/Motel [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Commercial [Member] | Interest Rate Reduction [Member] | Commercial Real Estate Residential [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 358
% of total	0.09%
Commercial [Member] | Interest Rate Reduction [Member] | Commercial Real Estate Nonresidential [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 4,506
% of total	0.60%
Commercial [Member] | Interest Rate Reduction [Member] | Dealer Floorplans [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Commercial [Member] | Interest Rate Reduction [Member] | Commercial Other [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Commercial [Member] | Term Extension [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 7,047
% of total	0.38%
Commercial [Member] | Term Extension [Member] | Hotel/Motel [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Commercial [Member] | Term Extension [Member] | Commercial Real Estate Residential [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 1,369
% of total	0.36%
Commercial [Member] | Term Extension [Member] | Commercial Real Estate Nonresidential [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 4,715
% of total	0.63%
Commercial [Member] | Term Extension [Member] | Dealer Floorplans [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Commercial [Member] | Term Extension [Member] | Commercial Other [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 963
% of total	0.30%
Commercial [Member] | Combination - Term Extension and Interest Rate Reduction [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 45
% of total	0%
Commercial [Member] | Combination - Term Extension and Interest Rate Reduction [Member] | Hotel/Motel [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Commercial [Member] | Combination - Term Extension and Interest Rate Reduction [Member] | Commercial Real Estate Residential [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 45
% of total	0.01%
Commercial [Member] | Combination - Term Extension and Interest Rate Reduction [Member] | Commercial Real Estate Nonresidential [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Commercial [Member] | Combination - Term Extension and Interest Rate Reduction [Member] | Dealer Floorplans [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Commercial [Member] | Combination - Term Extension and Interest Rate Reduction [Member] | Commercial Other [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Commercial [Member] | Payment Change [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 111
% of total	0.01%
Commercial [Member] | Payment Change [Member] | Hotel/Motel [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Commercial [Member] | Payment Change [Member] | Commercial Real Estate Residential [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Commercial [Member] | Payment Change [Member] | Commercial Real Estate Nonresidential [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Commercial [Member] | Payment Change [Member] | Dealer Floorplans [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Commercial [Member] | Payment Change [Member] | Commercial Other [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 111
% of total	0.04%
Residential [Member] | Interest Rate Reduction [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 59
% of total	0.01%
Residential [Member] | Interest Rate Reduction [Member] | Real Estate Mortgage [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 59
% of total	0.01%
Residential [Member] | Interest Rate Reduction [Member] | Home Equity Lines [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Residential [Member] | Term Extension [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 2,501
% of total	0.26%
Residential [Member] | Term Extension [Member] | Real Estate Mortgage [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 2,446
% of total	0.29%
Residential [Member] | Term Extension [Member] | Home Equity Lines [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 55
% of total	0.04%
Residential [Member] | Combination - Term Extension and Interest Rate Reduction [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 252
% of total	0.03%
Residential [Member] | Combination - Term Extension and Interest Rate Reduction [Member] | Real Estate Mortgage [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 217
% of total	0.03%
Residential [Member] | Combination - Term Extension and Interest Rate Reduction [Member] | Home Equity Lines [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 35
% of total	0.03%
Residential [Member] | Payment Change [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 60
% of total	0.01%
Residential [Member] | Payment Change [Member] | Real Estate Mortgage [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Residential [Member] | Payment Change [Member] | Home Equity Lines [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 60
% of total	0.05%
Consumer [Member] | Interest Rate Reduction [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Consumer [Member] | Interest Rate Reduction [Member] | Consumer Direct [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Consumer [Member] | Interest Rate Reduction [Member] | Consumer Indirect [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Consumer [Member] | Term Extension [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 574
% of total	0.06%
Consumer [Member] | Term Extension [Member] | Consumer Direct [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 178
% of total	0.11%
Consumer [Member] | Term Extension [Member] | Consumer Indirect [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 396
% of total	0.05%
Consumer [Member] | Combination - Term Extension and Interest Rate Reduction [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Consumer [Member] | Combination - Term Extension and Interest Rate Reduction [Member] | Consumer Direct [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Consumer [Member] | Combination - Term Extension and Interest Rate Reduction [Member] | Consumer Indirect [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%
Consumer [Member] | Payment Change [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 21
% of total	0%
Consumer [Member] | Payment Change [Member] | Consumer Direct [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 21
% of total	0.01%
Consumer [Member] | Payment Change [Member] | Consumer Indirect [Member]
Modified Loans Segregated by Class of Loans and Concession Granted [Abstract]
Amortized cost	$ 0
% of total	0%

Loans, Financial Effect of Modi

Loans, Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty (Details)	3 Months Ended
	Mar. 31, 2023
Interest Rate Reduction [Member] | Commercial Real Estate Residential [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted-average contractual interest rate, pre-modification	9.60%
Weighted-average contractual interest rate, post-modification	8%
Interest Rate Reduction [Member] | Commercial Real Estate Nonresidential [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted-average contractual interest rate, pre-modification	9.50%
Weighted-average contractual interest rate, post-modification	7.50%
Interest Rate Reduction [Member] | Real Estate Mortgage [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted-average contractual interest rate	3%
Term Extension [Member] | Commercial Other [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted-average term increased	1 year 9 months 18 days
Term Extension [Member] | Real Estate Mortgage [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted-average term increased	2 years 3 months 18 days
Term Extension [Member] | Home Equity Lines [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted-average term increased	6 years 8 months 1 day
Term Extension [Member] | Consumer Direct [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted-average term increased	2 months 12 days
Term Extension [Member] | Consumer Indirect [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted-average term increased	3 months 18 days
Combination - Term Extension and Interest Rate Reduction [Member] | Commercial Real Estate Residential [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted-average contractual interest rate, pre-modification	10.80%
Weighted-average contractual interest rate, post-modification	6.50%
Weighted-average term increased	3 months 18 days
Combination - Term Extension and Interest Rate Reduction [Member] | Real Estate Mortgage [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted-average contractual interest rate, pre-modification	7.40%
Weighted-average contractual interest rate, post-modification	6.10%
Weighted-average term increased	12 years 10 months 24 days
Combination - Term Extension and Interest Rate Reduction [Member] | Home Equity Lines [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted-average contractual interest rate	7.70%
Weighted-average term increased	5 years

Loans, Payment Status of Loans

Loans, Payment Status of Loans to Borrowers Experiencing Financial Difficulty (Details) $ in Thousands	Mar. 31, 2023 USD ($)
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Nonaccrual	$ 0
Current [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	15,107
30 to 89 Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	427
90+ Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Hotel/Motel [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Nonaccrual	0
Hotel/Motel [Member] | Current [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Hotel/Motel [Member] | 30 to 89 Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Hotel/Motel [Member] | 90+ Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Commercial Real Estate Residential [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Nonaccrual	0
Commercial Real Estate Residential [Member] | Current [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	1,772
Commercial Real Estate Residential [Member] | 30 to 89 Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Commercial Real Estate Residential [Member] | 90+ Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Commercial Real Estate Nonresidential [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Nonaccrual	0
Commercial Real Estate Nonresidential [Member] | Current [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	9,222
Commercial Real Estate Nonresidential [Member] | 30 to 89 Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Commercial Real Estate Nonresidential [Member] | 90+ Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Dealer Floorplans [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Nonaccrual	0
Dealer Floorplans [Member] | Current [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Dealer Floorplans [Member] | 30 to 89 Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Dealer Floorplans [Member] | 90+ Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Commercial Other [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Nonaccrual	0
Commercial Other [Member] | Current [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	720
Commercial Other [Member] | 30 to 89 Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	353
Commercial Other [Member] | 90+ Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Real Estate Mortgage [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Nonaccrual	0
Real Estate Mortgage [Member] | Current [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	2,663
Real Estate Mortgage [Member] | 30 to 89 Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	59
Real Estate Mortgage [Member] | 90+ Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Home Equity Lines [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Nonaccrual	0
Home Equity Lines [Member] | Current [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	150
Home Equity Lines [Member] | 30 to 89 Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Home Equity Lines [Member] | 90+ Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Consumer Direct [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Nonaccrual	0
Consumer Direct [Member] | Current [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	199
Consumer Direct [Member] | 30 to 89 Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Consumer Direct [Member] | 90+ Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	0
Consumer Indirect [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Nonaccrual	0
Consumer Indirect [Member] | Current [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	381
Consumer Indirect [Member] | 30 to 89 Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	15
Consumer Indirect [Member] | 90+ Days Past Due [Member]
Payment Status of Loans to Borrowers Experiencing Financial Difficulty [Abstract]
Loans to borrowers experiencing financial difficulty	$ 0

Loans, Troubled Debt Restructur

Loans, Troubled Debt Restructurings Segregated by Class (Details) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2023 Loan	Mar. 31, 2022 USD ($) Loan	Dec. 31, 2022 USD ($) Loan
Troubled Debt Restructurings Segregated by Class [Abstract]
Number of Loans | Loan		10	41
Pre-Modification Outstanding Recorded Investment		$ 2,279	$ 16,829
Post-Modification Outstanding Balance		$ 2,277	$ 16,964
Number of loans to borrowers experiencing financial difficulty with subsequent default | Loan	0
Defaulted restructured loans, number of loans | Loan		0	2
Defaulted restructured loans, recorded balance		$ 0	$ 751
Minimum [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Past due period for loan to be considered in default	90 days
Term Modification [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		1,363	15,270
Post-Modification Outstanding Balance		1,361	15,405
Combination [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		916	1,309
Post-Modification Outstanding Balance		$ 916	1,309
Other [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment			250
Post-Modification Outstanding Balance			$ 250
Commercial [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Number of Loans | Loan		8	36
Pre-Modification Outstanding Recorded Investment		$ 1,363	$ 14,927
Post-Modification Outstanding Balance		1,361	15,062
Commercial [Member] | Term Modification [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		1,363	14,677
Post-Modification Outstanding Balance		1,361	14,812
Commercial [Member] | Combination [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		0	0
Post-Modification Outstanding Balance		$ 0	0
Commercial [Member] | Other [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment			250
Post-Modification Outstanding Balance			$ 250
Commercial [Member] | Hotel/Motel [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Number of Loans | Loan		0	0
Pre-Modification Outstanding Recorded Investment		$ 0	$ 0
Post-Modification Outstanding Balance		$ 0	$ 0
Defaulted restructured loans, number of loans | Loan		0	0
Defaulted restructured loans, recorded balance		$ 0	$ 0
Commercial [Member] | Hotel/Motel [Member] | Term Modification [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		0	0
Post-Modification Outstanding Balance			0
Commercial [Member] | Hotel/Motel [Member] | Combination [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		$ 0	0
Post-Modification Outstanding Balance			0
Commercial [Member] | Hotel/Motel [Member] | Other [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment			0
Post-Modification Outstanding Balance			$ 0
Commercial [Member] | Commercial Real Estate Residential [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Number of Loans | Loan		2	6
Pre-Modification Outstanding Recorded Investment		$ 154	$ 725
Post-Modification Outstanding Balance		154	725
Commercial [Member] | Commercial Real Estate Residential [Member] | Term Modification [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		154	659
Post-Modification Outstanding Balance		154	659
Commercial [Member] | Commercial Real Estate Residential [Member] | Combination [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		0	0
Post-Modification Outstanding Balance		$ 0	0
Commercial [Member] | Commercial Real Estate Residential [Member] | Other [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment			66
Post-Modification Outstanding Balance			$ 66
Commercial [Member] | Commercial Real Estate Nonresidential [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Number of Loans | Loan		2	8
Pre-Modification Outstanding Recorded Investment		$ 245	$ 1,324
Post-Modification Outstanding Balance		244	1,460
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | Term Modification [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		245	1,206
Post-Modification Outstanding Balance		244	1,342
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | Combination [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		0	0
Post-Modification Outstanding Balance		$ 0	0
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | Other [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment			118
Post-Modification Outstanding Balance			$ 118
Commercial [Member] | Commercial Other [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Number of Loans | Loan		4	22
Pre-Modification Outstanding Recorded Investment		$ 964	$ 12,878
Post-Modification Outstanding Balance		963	12,877
Commercial [Member] | Commercial Other [Member] | Term Modification [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		964	12,812
Post-Modification Outstanding Balance		963	12,811
Commercial [Member] | Commercial Other [Member] | Combination [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		0	0
Post-Modification Outstanding Balance		$ 0	0
Commercial [Member] | Commercial Other [Member] | Other [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment			66
Post-Modification Outstanding Balance			$ 66
Residential [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Number of Loans | Loan		2	5
Pre-Modification Outstanding Recorded Investment		$ 916	$ 1,902
Post-Modification Outstanding Balance		916	1,902
Residential [Member] | Term Modification [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		0	593
Post-Modification Outstanding Balance		0	593
Residential [Member] | Combination [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		916	1,309
Post-Modification Outstanding Balance		$ 916	1,309
Residential [Member] | Other [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment			0
Post-Modification Outstanding Balance			$ 0
Residential [Member] | Real Estate Mortgage [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Number of Loans | Loan		2	5
Pre-Modification Outstanding Recorded Investment		$ 916	$ 1,902
Post-Modification Outstanding Balance		$ 916	$ 1,902
Defaulted restructured loans, number of loans | Loan		0	2
Defaulted restructured loans, recorded balance		$ 0	$ 751
Residential [Member] | Real Estate Mortgage [Member] | Term Modification [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		0	593
Post-Modification Outstanding Balance		0	593
Residential [Member] | Real Estate Mortgage [Member] | Combination [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment		916	1,309
Post-Modification Outstanding Balance		$ 916	1,309
Residential [Member] | Real Estate Mortgage [Member] | Other [Member]
Troubled Debt Restructurings Segregated by Class [Abstract]
Pre-Modification Outstanding Recorded Investment			0
Post-Modification Outstanding Balance			$ 0

Other Real Estate Owned, Activi

Other Real Estate Owned, Activity For Other Real Estate Owned (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Activity for other real estate owned [Roll Forward]
Beginning balance of other real estate owned	$ 3,671	$ 3,486
New assets acquired	51	137
Fair value adjustments	(81)	(246)
Sale of assets	(865)	(1,078)
Ending balance of other real estate owned	2,776	2,299
Carrying cost and fair value adjustments for foreclosed properties	$ 100	$ 400

Other Real Estate Owned, Major

Other Real Estate Owned, Major Classifications of Foreclosed Properties (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Major Classifications of Foreclosed Properties [Abstract]
Total foreclosed properties	$ 2,776	$ 3,671
1-4 Family [Member]
Major Classifications of Foreclosed Properties [Abstract]
Total foreclosed properties	743	859
Construction/Land Development/Other [Member]
Major Classifications of Foreclosed Properties [Abstract]
Total foreclosed properties	687	867
Non-farm/Non-residential [Member]
Major Classifications of Foreclosed Properties [Abstract]
Total foreclosed properties	$ 1,346	$ 1,945

Repurchase Agreements (Details)

Repurchase Agreements (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financial Instruments Pledged as Collateral [Abstract]
Debt securities available-for-sale	$ 1,241,080	$ 1,256,226
Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	208,777	215,431
Securities Sold under Agreements to Repurchase [Member] | Asset Pledged as Collateral [Member]
Financial Instruments Pledged as Collateral [Abstract]
Debt securities available-for-sale	273,200	273,800
Overnight and Continuous [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	145,657	136,574
Up to 30 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	0	500
30-90 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	0	65,000
Greater Than 90 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	63,120	13,357
U.S. Treasury and Government Agencies [Member]
Financial Instruments Pledged as Collateral [Abstract]
Debt securities available-for-sale	379,221	381,932
U.S. Treasury and Government Agencies [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	23,300	26,524
U.S. Treasury and Government Agencies [Member] | Overnight and Continuous [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	20,470	21,679
U.S. Treasury and Government Agencies [Member] | Up to 30 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	0	34
U.S. Treasury and Government Agencies [Member] | 30-90 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	0	2,979
U.S. Treasury and Government Agencies [Member] | Greater Than 90 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	2,830	1,832
State and Political Subdivisions [Member]
Financial Instruments Pledged as Collateral [Abstract]
Debt securities available-for-sale	264,163	265,102
State and Political Subdivisions [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	105,206	108,867
State and Political Subdivisions [Member] | Overnight and Continuous [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	97,997	96,627
State and Political Subdivisions [Member] | Up to 30 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	0	466
State and Political Subdivisions [Member] | 30-90 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	0	9,634
State and Political Subdivisions [Member] | Greater Than 90 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	7,209	2,140
U.S. Government Sponsored Agency Mortgage-backed Securities [Member]
Financial Instruments Pledged as Collateral [Abstract]
Debt securities available-for-sale	509,085	520,085
U.S. Government Sponsored Agency Mortgage-backed Securities [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	79,048	79,736
U.S. Government Sponsored Agency Mortgage-backed Securities [Member] | Overnight and Continuous [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	25,967	17,964
U.S. Government Sponsored Agency Mortgage-backed Securities [Member] | Up to 30 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	0	0
U.S. Government Sponsored Agency Mortgage-backed Securities [Member] | 30-90 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	0	52,387
U.S. Government Sponsored Agency Mortgage-backed Securities [Member] | Greater Than 90 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	53,081	9,385
Asset-backed Securities [Member]
Financial Instruments Pledged as Collateral [Abstract]
Debt securities available-for-sale	88,611	89,107
Asset-backed Securities [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	1,223	304
Asset-backed Securities [Member] | Overnight and Continuous [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	1,223	304
Asset-backed Securities [Member] | Up to 30 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	0	0
Asset-backed Securities [Member] | 30-90 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	0	0
Asset-backed Securities [Member] | Greater Than 90 Days [Member] | Securities Sold under Agreements to Repurchase [Member]
Remaining contractual maturity of securities sold under agreements to repurchase by class of collateral pledged [Abstract]
Repurchase agreements and repurchase-to-maturity transactions	$ 0	$ 0

Fair Value of Financial Asset_3

Fair Value of Financial Assets and Liabilities, Fair Value Measurements of Assets Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	$ 1,241,080	$ 1,256,226
Equity securities at fair value	2,380	2,166
U.S. Treasury and Government Agencies [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	379,221	381,932
State and Political Subdivisions [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	264,163	265,102
U.S. Government Sponsored Agency Mortgage-backed Securities [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	509,085	520,085
Asset-backed Securities [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	88,611	89,107
Recurring [Member]
Assets measured - recurring basis [Abstract]
Equity securities at fair value	2,380	2,166
Mortgage servicing rights	8,121	8,468
Recurring [Member] | U.S. Treasury and Government Agencies [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	379,221	381,932
Recurring [Member] | State and Political Subdivisions [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	264,163	265,102
Recurring [Member] | U.S. Government Sponsored Agency Mortgage-backed Securities [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	509,085	520,085
Recurring [Member] | Asset-backed Securities [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	88,611	89,107
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member]
Assets measured - recurring basis [Abstract]
Equity securities at fair value	0	0
Mortgage servicing rights	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | U.S. Treasury and Government Agencies [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	352,714	346,265
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | State and Political Subdivisions [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | U.S. Government Sponsored Agency Mortgage-backed Securities [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Asset-backed Securities [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	0	0
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member]
Assets measured - recurring basis [Abstract]
Equity securities at fair value	0	0
Mortgage servicing rights	0	0
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | U.S. Treasury and Government Agencies [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	26,507	35,667
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | State and Political Subdivisions [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	264,163	265,102
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | U.S. Government Sponsored Agency Mortgage-backed Securities [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	509,085	520,085
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Asset-backed Securities [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	88,611	89,107
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member]
Assets measured - recurring basis [Abstract]
Equity securities at fair value	2,380	2,166
Mortgage servicing rights	8,121	8,468
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | U.S. Treasury and Government Agencies [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | State and Political Subdivisions [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | U.S. Government Sponsored Agency Mortgage-backed Securities [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Asset-backed Securities [Member]
Assets measured - recurring basis [Abstract]
Debt securities available-for-sale	$ 0	$ 0

Fair Value of Financial Asset_4

Fair Value of Financial Assets and Liabilities, Level 3 Reconciliation and Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Noninterest Income [Abstract]
Total gains (losses)	$ (183)	$ 844
Recurring [Member] | Equity Securities [Member]
Reconciliation of beginning and ending balances of recurring fair value measurements recognized in balance sheet using significant unobservable (Level 3) inputs [Roll Forward]
Beginning balance	2,166	2,253
Total unrealized gains (losses) included in net income	214	99
Issues	0	0
Settlements	0	0
Ending balance	2,380	2,352
Total gains (losses) for the period included in net income attributable to the change in unrealized gains or losses related to assets still held at the reporting date	214	99
Recurring [Member] | Mortgage Servicing Rights [Member]
Reconciliation of beginning and ending balances of recurring fair value measurements recognized in balance sheet using significant unobservable (Level 3) inputs [Roll Forward]
Beginning balance	8,468	6,774
Total unrealized gains (losses) included in net income	(214)	983
Issues	50	229
Settlements	(183)	(238)
Ending balance	8,121	7,748
Total gains (losses) for the period included in net income attributable to the change in unrealized gains or losses related to assets still held at the reporting date	$ (214)	$ 983

Fair Value of Financial Asset_5

Fair Value of Financial Assets and Liabilities, Fair Value Measurements of Assets Measured on Nonrecurring Basis (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Assets measured-nonrecurring basis [Abstract]
Collateral dependent loans		$ 2,703
Minimum [Member]
Other real estate owned [Abstract]
Typical frequency of periodic reviews	12 months
Maximum [Member]
Other real estate owned [Abstract]
Typical frequency of periodic reviews	18 months
Frequency of periodic reviews in general	24 months
Nonrecurring [Member]
Impaired loan (collateral dependent) [Abstract]
Fair value adjustments on collateral dependent loans expense (recovery)		200
Other real estate owned [Abstract]
Other real estate owned, fair value adjustment	$ 100	7,400
Nonrecurring [Member] | Fair Value [Member]
Assets measured-nonrecurring basis [Abstract]
Collateral dependent loans		2,703
Other real estate owned	221	570
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Fair Value [Member]
Assets measured-nonrecurring basis [Abstract]
Collateral dependent loans		0
Other real estate owned	0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Fair Value [Member]
Assets measured-nonrecurring basis [Abstract]
Collateral dependent loans		0
Other real estate owned	0	0
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Fair Value [Member]
Assets measured-nonrecurring basis [Abstract]
Collateral dependent loans		2,703
Other real estate owned	$ 221	$ 570

Fair Value of Financial Asset_6

Fair Value of Financial Assets and Liabilities, Quantitative Information about Level 3 Fair Value Measurements (Details) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Equity securities at fair value	$ 2,380	$ 2,166
Mortgage servicing rights	8,121	8,468
Collateral dependent loans		2,703
Other real estate owned	$ 221	$ 570
Conversion Rate [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Equity securities at fair value, measurement input	1.5991
Dividend Rate [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Equity securities at fair value, measurement input	0.7196
Significant Unobservable Inputs (Level 3) [Member] | Valuation, Income Approach [Member] | Discount Rate [Member] | Minimum [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Equity securities at fair value, measurement input	0.08	0.08
Mortgage servicing rights, measurement input	0.095	0.095
Significant Unobservable Inputs (Level 3) [Member] | Valuation, Income Approach [Member] | Discount Rate [Member] | Maximum [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Equity securities at fair value, measurement input	0.12	0.12
Mortgage servicing rights, measurement input	0.12	0.12
Significant Unobservable Inputs (Level 3) [Member] | Valuation, Income Approach [Member] | Discount Rate [Member] | Weighted Average [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Equity securities at fair value, measurement input	0.10	0.10
Mortgage servicing rights, measurement input	0.10	0.10
Significant Unobservable Inputs (Level 3) [Member] | Valuation, Income Approach [Member] | Conversion Date [Member] | Minimum [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Equity securities at fair value, measurement input, conversion date	Dec. 31, 2025	Dec. 31, 2025
Significant Unobservable Inputs (Level 3) [Member] | Valuation, Income Approach [Member] | Conversion Date [Member] | Maximum [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Equity securities at fair value, measurement input, conversion date	Dec. 31, 2029	Dec. 31, 2029
Significant Unobservable Inputs (Level 3) [Member] | Valuation, Income Approach [Member] | Conversion Date [Member] | Weighted Average [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Equity securities at fair value, measurement input, conversion date	Dec. 31, 2027	Dec. 31, 2027
Significant Unobservable Inputs (Level 3) [Member] | Valuation, Income Approach [Member] | Constant Prepayment Rate [Member] | Minimum [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Mortgage servicing rights, measurement input	0.065	0.065
Significant Unobservable Inputs (Level 3) [Member] | Valuation, Income Approach [Member] | Constant Prepayment Rate [Member] | Maximum [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Mortgage servicing rights, measurement input	0.351	0.28
Significant Unobservable Inputs (Level 3) [Member] | Valuation, Income Approach [Member] | Constant Prepayment Rate [Member] | Weighted Average [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Mortgage servicing rights, measurement input	0.076	0.071
Significant Unobservable Inputs (Level 3) [Member] | Valuation, Income Approach [Member] | Probability of Default [Member] | Minimum [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Mortgage servicing rights, measurement input	0	0
Significant Unobservable Inputs (Level 3) [Member] | Valuation, Income Approach [Member] | Probability of Default [Member] | Maximum [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Mortgage servicing rights, measurement input	0.667	1
Significant Unobservable Inputs (Level 3) [Member] | Valuation, Income Approach [Member] | Probability of Default [Member] | Weighted Average [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Mortgage servicing rights, measurement input	0.014	0.012
Significant Unobservable Inputs (Level 3) [Member] | Market Comparable Properties [Member] | Marketability Discount [Member] | Minimum [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Collateral dependent loans, measurement input		0.52
Significant Unobservable Inputs (Level 3) [Member] | Market Comparable Properties [Member] | Marketability Discount [Member] | Maximum [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Collateral dependent loans, measurement input		0.52
Significant Unobservable Inputs (Level 3) [Member] | Market Comparable Properties [Member] | Marketability Discount [Member] | Weighted Average [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Collateral dependent loans, measurement input		0.52
Significant Unobservable Inputs (Level 3) [Member] | Market Comparable Properties [Member] | Comparability Adjustment [Member] | Minimum [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Other real estate owned, measurement input	0.10	0.10
Significant Unobservable Inputs (Level 3) [Member] | Market Comparable Properties [Member] | Comparability Adjustment [Member] | Maximum [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Other real estate owned, measurement input	0.8218	0.306
Significant Unobservable Inputs (Level 3) [Member] | Market Comparable Properties [Member] | Comparability Adjustment [Member] | Weighted Average [Member]
Quantitative Information about Unobservable Inputs Used in Level 3 Fair Value Measurements [Abstract]
Other real estate owned, measurement input	0.3294	0.109

Fair Value of Financial Asset_7

Fair Value of Financial Assets and Liabilities, Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financial assets [Abstract]
Debt securities available-for-sale	$ 1,241,080	$ 1,256,226
Equity securities at fair value	2,380	2,166
Federal Reserve Bank stock	4,887	4,887
Carrying Amount [Member]
Financial assets [Abstract]
Cash and cash equivalents	235,874	128,686
Certificates of deposit in other banks	245	245
Debt securities available-for-sale	1,241,080	1,256,226
Equity securities at fair value	2,380	2,166
Loans held for sale	182	109
Loans, net	3,730,676	3,663,309
Federal Home Loan Bank stock	4,826	6,676
Federal Reserve Bank stock	4,887	4,887
Accrued interest receivable	19,012	19,592
Financial liabilities [Abstract]
Deposits	4,543,424	4,426,143
Repurchase agreements	208,777	215,431
Federal funds purchased	500	500
Advances from Federal Home Loan Bank	350	355
Long-term debt	64,404	57,841
Accrued interest payable	4,138	2,237
Unrecognized financial instruments [Abstract]
Letters of credit	0	0
Commitments to extend credit	0	0
Forward sale commitments	0	0
Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial assets [Abstract]
Cash and cash equivalents	235,874	128,686
Certificates of deposit in other banks	0	0
Debt securities available-for-sale	352,714	346,265
Equity securities at fair value	0	0
Loans held for sale	188	112
Loans, net	0	0
Federal Home Loan Bank stock	0	0
Federal Reserve Bank stock	0	0
Accrued interest receivable	0	0
Financial liabilities [Abstract]
Deposits	1,409,839	1,394,915
Repurchase agreements	0	0
Federal funds purchased	0	0
Advances from Federal Home Loan Bank	0	0
Long-term debt	0	0
Accrued interest payable	0	0
Unrecognized financial instruments [Abstract]
Letters of credit	0	0
Commitments to extend credit	0	0
Forward sale commitments	0	0
Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Financial assets [Abstract]
Cash and cash equivalents	0	0
Certificates of deposit in other banks	245	245
Debt securities available-for-sale	888,366	909,961
Equity securities at fair value	0	0
Loans held for sale	0	0
Loans, net	0	0
Federal Home Loan Bank stock	4,826	6,676
Federal Reserve Bank stock	4,887	4,887
Accrued interest receivable	19,012	19,592
Financial liabilities [Abstract]
Deposits	3,149,951	3,050,144
Repurchase agreements	0	0
Federal funds purchased	500	500
Advances from Federal Home Loan Bank	366	380
Long-term debt	0	0
Accrued interest payable	4,138	2,237
Unrecognized financial instruments [Abstract]
Letters of credit	0	0
Commitments to extend credit	0	0
Forward sale commitments	0	0
Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Financial assets [Abstract]
Cash and cash equivalents	0	0
Certificates of deposit in other banks	0	0
Debt securities available-for-sale	0	0
Equity securities at fair value	2,380	2,166
Loans held for sale	0	0
Loans, net	3,603,902	3,511,810
Federal Home Loan Bank stock	0	0
Federal Reserve Bank stock	0	0
Accrued interest receivable	0	0
Financial liabilities [Abstract]
Deposits	0	0
Repurchase agreements	208,930	215,542
Federal funds purchased	0	0
Advances from Federal Home Loan Bank	0	0
Long-term debt	60,191	55,860
Accrued interest payable	0	0
Unrecognized financial instruments [Abstract]
Letters of credit	0	0
Commitments to extend credit	0	0
Forward sale commitments	$ 0	$ 0

Revenue Recognition (Details)

Revenue Recognition (Details) $ in Millions	3 Months Ended
	Mar. 31, 2023 USD ($) Segment
Revenue Recognition [Abstract]
Contract assets	$ 0
Contract liabilities	0
Receivable accounts for contracts with customers	$ 0
Number of operating segments | Segment	1

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Numerator [Abstract]
Net income	$ 19,313	$ 19,728
Basic earnings per share [Abstract]
Weighted average shares (in shares)	17,872,000	17,820,000
Diluted earnings per share [Abstract]
Effect of dilutive stock options and restricted stock grants (in shares)	12,000	12,000
Adjusted weighted average shares (in shares)	17,884,000	17,832,000
Earnings per share [Abstract]
Basic earnings per share (in dollars per share)	$ 1.08	$ 1.11
Diluted earnings per share (in dollars per share)	$ 1.08	$ 1.11
Options [Member]
Earnings Per Share [Abstract]
Options excluded from diluted calculations (in shares)	0	0

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss) (AOCI) [Abstract]
Securities gains (losses)	$ 218	$ 99
Tax expense (benefit)	5,279	5,035
Net income	19,313	19,728
Unrealized Gains (Losses) on AFS Securities [Member] | Reclassification Out of Accumulated Other Comprehensive Income [Member]
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss) (AOCI) [Abstract]
Securities gains (losses)	4	0
Tax expense (benefit)	1	0
Net income	$ 3	$ 0