Ameris Bancorp (ABCB) 10-Q 9 Aug 17 2017 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2017	Aug. 04, 2017
Document Information [Line Items]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q2
Entity Registrant Name	Ameris Bancorp
Entity Central Index Key	351,569
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Trading Symbol	ABCB
Entity Common Stock, Shares Outstanding		37,227,071

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 139,500	$ 127,164
Federal funds sold and interest-bearing deposits in banks	137,811	71,221
Investment securities available for sale, at fair value	818,693	822,735
Other investments	42,495	29,464
Loans held for sale, at fair value	146,766	105,924
Loans	4,230,228	3,626,821
Purchased loans	950,499	1,069,191
Purchased loan pools	490,114	568,314
Loans, net of unearned income	5,670,841	5,264,326
Allowance for loan losses	(25,101)	(23,920)
Loans, net	5,645,740	5,240,406
Other real estate owned, net	11,483	10,874
Purchased other real estate owned, net	11,330	12,540
Total other real estate owned, net	22,813	23,414
Premises and equipment, net	121,108	121,217
Goodwill	125,532	125,532
Other intangible assets, net	15,378	17,428
Deferred income taxes, net	41,124	40,776
Cash value of bank owned life insurance	78,834	78,053
Other assets	62,064	88,697
Total assets	7,397,858	6,892,031
Liabilities
Noninterest-bearing	1,672,918	1,573,389
Interest-bearing	4,120,479	4,001,774
Total deposits	5,793,397	5,575,163
Securities sold under agreements to repurchase	18,400	53,505
Other borrowings	679,591	492,321
Subordinated deferrable interest debentures	84,889	84,228
Other liabilities	38,899	40,377
Total liabilities	6,615,176	6,245,594
Commitments and Contingencies (Note 9)
Shareholders’ Equity
Preferred stock, stated value $1,000 (5,000,000 shares authorized; 0 shares issued and outstanding at June 30, 2017 and December 31, 2016)	0	0
Common stock, par value $1 (100,000,000 shares authorized; 38,697,765 and 36,377,807 shares issued at June 30, 2017 and December 31, 2016, respectively)	38,698	36,378
Capital surplus	505,803	410,276
Retained earnings	251,259	214,454
Accumulated other comprehensive income (loss), net of tax	1,421	(1,058)
Treasury stock, at cost (1,474,861 shares and 1,456,333 shares at June 30, 2017 and December 31, 2016, respectively)	(14,499)	(13,613)
Total shareholders’ equity	782,682	646,437
Total liabilities and shareholders’ equity	$ 7,397,858	$ 6,892,031

Consolidated Balance Sheets _Pa

Consolidated Balance Sheets [Parenthetical] - $ / shares	Jun. 30, 2017	Dec. 31, 2016
Preferred Stock, Par or Stated Value Per Share (in dollars per share)	$ 1,000	$ 1,000
Preferred Stock, Shares Authorized	5,000,000	5,000,000
Preferred Stock, Shares Issued	0	0
Preferred Stock, Shares Outstanding	0	0
Common Stock, Par or Stated Value Per Share (in dollars per share)	$ 1	$ 1
Common Stock, Shares Authorized	100,000,000	100,000,000
Common Stock, Shares, Issued	38,697,765	36,377,807
Treasury Stock, Shares	1,474,861	1,456,333

Consolidated Statements of Inco

Consolidated Statements of Income and Comprehensive Income - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Interest income
Interest and fees on loans	$ 65,464	$ 54,164	$ 126,985	$ 103,355
Interest on taxable securities	5,195	4,554	9,995	9,140
Interest on nontaxable securities	401	454	817	900
Interest on deposits in other banks and federal funds sold	351	168	664	504
Total interest income	71,411	59,340	138,461	113,899
Interest expense
Interest on deposits	4,580	2,915	8,343	5,656
Interest on other borrowings	3,674	1,836	6,371	3,218
Total interest expense	8,254	4,751	14,714	8,874
Net interest income	63,157	54,589	123,747	105,025
Provision for loan losses	2,205	889	4,041	1,570
Net interest income after provision for loan losses	60,952	53,700	119,706	103,455
Noninterest income
Service charges on deposit accounts	10,616	10,436	21,179	20,351
Mortgage banking activity	13,943	14,142	25,158	24,353
Other service charges, commissions and fees	729	967	1,438	2,078
Gain on sale of securities	37	0	37	94
Other noninterest income	2,864	2,834	6,083	5,789
Total noninterest income	28,189	28,379	53,895	52,665
Noninterest expense
Salaries and employee benefits	29,132	27,531	56,926	53,718
Occupancy and equipment expense	6,146	6,371	12,023	12,071
Data processing and communications costs	7,028	6,049	13,600	12,162
Credit resolution-related expenses	599	1,764	1,532	3,563
Advertising and marketing expense	1,259	854	2,365	1,659
Amortization of intangible assets	1,013	1,319	2,049	2,339
Merger and conversion charges	0	0	402	6,359
Other noninterest expenses	10,562	8,471	19,935	16,088
Total noninterest expense	55,739	52,359	108,832	107,959
Income before income tax expense	33,402	29,720	64,769	48,161
Income tax expense	10,315	9,671	20,529	15,795
Net income	23,087	20,049	44,240	32,366
Other comprehensive income
Net unrealized holding gains arising during period on investment securities available for sale, net of tax expense of $1,487, $3,630, $1,382 and $5,641	2,760	6,742	2,566	10,476
Reclassification adjustment for gains on investment securities included in earnings, net of tax of $13, $0, $13 and $33	(24)	0	(24)	(61)
Unrealized gains (losses) on cash flow hedges arising during period, net of tax expense (benefit) of ($58), ($104), ($35) and ($435)	(106)	(193)	(63)	(808)
Other comprehensive income	2,630	6,549	2,479	9,607
Total Comprehensive income	$ 25,717	$ 26,598	$ 46,719	$ 41,973
Basic earnings per common share	$ 0.62	$ 0.58	$ 1.21	$ 0.96
Diluted earnings per common share	0.62	0.57	1.20	0.95
Dividends declared per common share	$ 0.10	$ 0.05	$ 0.20	$ 0.10
Weighted average common shares outstanding (in thousands)
Basic	37,163	34,833	36,418	33,792
Diluted	37,489	35,153	36,744	34,107

Consolidated Statements of Inc5

Consolidated Statements of Income and Comprehensive Income [Parenthetical] - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Net unrealized holding gains arising during the period on investment securities available for sale, net of tax expense	$ 1,487	$ 3,630	$ 1,382	$ 5,641
Reclassification adjustment for gains on investment securities included in earnings, net of tax	13	0	13	33
Unrealized gains (losses) on cash flow hedge during the period, net of tax expense (benefit)	$ (58)	$ (104)	$ (35)	$ (435)

Consolidated Statements of Shar

Consolidated Statements of Shareholders’ Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss), Net of Tax [Member]	Treasury Stock [Member]
Balance at beginning of period at Dec. 31, 2015		$ 33,625	$ 337,349	$ 152,820	$ 3,353	$ (12,388)
Balance at beginning of period, shares at Dec. 31, 2015		33,625,162				1,413,777
Issuance of common stock		$ 2,549	69,906
Issuance of common stock ,shares		2,549,469
Issuance of restricted shares		$ 111	(111)
Issuance of restricted shares, shares		110,653
Forfeitures of restricted shares		$ (3)	3
Forfeitures of restricted shares, shares		(3,085)
Exercise of stock options		$ 21	393
Exercise of stock options, shares		20,964
Share-based compensation			1,009
Net income	$ 32,366			32,366
Dividends on common shares				(3,485)
Other comprehensive income (loss) during the period	9,607				9,607
Purchase of treasury shares						$ (1,210)
Purchase of treasury shares,shares						42,075
Total Shareholders’ Equity at Jun. 30, 2016	625,915	$ 36,303	408,549	181,701	12,960	$ (13,598)
Balance at end of period, shares at Jun. 30, 2016		36,303,163				1,455,852
Balance at beginning of period at Dec. 31, 2016	646,437	$ 36,378	410,276	214,454	(1,058)	$ (13,613)
Balance at beginning of period, shares at Dec. 31, 2016		36,377,807				1,456,333
Issuance of common stock		$ 2,141	92,359
Issuance of common stock ,shares		2,141,072
Issuance of restricted shares		$ 80	(80)
Issuance of restricted shares, shares		80,169
Forfeitures of restricted shares		$ 0	0
Forfeitures of restricted shares, shares		(472)
Exercise of stock options		$ 99	1,751
Exercise of stock options, shares		99,189
Share-based compensation			1,497
Net income	44,240			44,240
Dividends on common shares				(7,435)
Other comprehensive income (loss) during the period	2,479				2,479
Purchase of treasury shares						$ (886)
Purchase of treasury shares,shares						18,528
Total Shareholders’ Equity at Jun. 30, 2017	$ 782,682	$ 38,698	$ 505,803	$ 251,259	$ 1,421	$ (14,499)
Balance at end of period, shares at Jun. 30, 2017		38,697,765				1,474,861

Consolidated Statements of Sha7

Consolidated Statements of Shareholders’ Equity [Parenthetical] - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Net issuance cost	$ 4,925	$ 0

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Operating Activities
Net income	$ 23,087	$ 20,049	$ 44,240	$ 32,366
Adjustments reconciling net income to net cash provided by operating activities:
Depreciation			4,649	4,631
Net losses on sale or disposal of premises and equipment			865	574
Provision for loan losses	2,205	889	4,041	1,570	$ 4,091
Net losses (gains) on sale of other real estate owned including write-downs			(266)	1,995
Share-based compensation expense			1,497	1,009
Amortization of intangible assets	1,013	1,319	2,049	2,339
Provision for deferred taxes			(1,781)	(3,394)
Net amortization of investment securities available for sale			3,201	3,113
Net gains on securities available for sale	(37)	0	(37)	(94)
Accretion of discount on purchased loans			(6,165)	(8,844)
Amortization of premium on purchased loan pools			2,109	2,593
Net accretion (amortization) of other borrowings			30	(33)
Amortization of subordinated deferrable interest debentures			661	795
Originations of mortgage loans held for sale			(711,398)	(641,667)
Payments received on mortgage loans held for sale			546	644
Proceeds from sales of mortgage loans held for sale			614,255	613,430
Net gains on sale of mortgage loans held for sale			(23,019)	(25,942)
Originations of SBA loans			(41,332)	(33,079)
Proceeds from sales of SBA loans			20,409	18,067
Net gains on sale of SBA loans			(2,724)	(1,745)
Increase in cash surrender value of BOLI			(781)	(776)
Changes in FDIC loss-share receivable/payable, net of cash payments received			1,449	4,033
Change attributable to other operating activities			19,174	12,374
Net cash used in operating activities			(68,328)	(16,041)
Investing Activities, net of effects of business combinations
Purchase of securities available for sale			(53,268)	(90,556)
Proceeds from prepayments and maturities of securities available for sale			54,969	56,262
Proceeds from sales of securities available for sale			3,090	46,731
Net increase in other investments			(7,187)	(7,597)
Net increase in loans, excluding purchased loans			(499,713)	(336,554)
Payments received on purchased loans			119,716	120,866
Purchases of loan pools			0	(94,707)
Payments received on purchased loan pools			71,471	74,652
Purchases of premises and equipment			(2,373)	(6,878)
Proceeds from sales of premises and equipment			0	161
Proceeds from sales of other real estate owned			7,535	9,818
Payments received from FDIC under loss-share agreements			230	4,165
Net cash proceeds paid in acquisitions			0	(7,205)
Net cash used in investing activities			(305,530)	(230,842)
Financing Activities, net of effects of business combinations
Net increase (decrease) in deposits			218,234	(101,118)
Net decrease in securities sold under agreements to repurchase			(35,105)	(26,446)
Proceeds from other borrowings			1,122,692	172,700
Repayment of other borrowings			(935,452)	(7)
Issuance of common stock			88,656	0
Proceeds from exercise of stock options			1,850	414
Dividends paid - common stock			(7,205)	(3,484)
Purchase of treasury shares			(886)	(1,211)
Net cash provided by financing activities			452,784	40,848
Net increase (decrease) in cash and cash equivalents			78,926	(206,035)
Cash and cash equivalents at beginning of period			198,385	390,563	390,563
Cash and cash equivalents at end of period	$ 277,311	$ 184,528	277,311	184,528	$ 198,385
Supplemental Disclosures of Cash Flow Information
Cash paid during the period for: Interest			13,048	8,801
Cash paid during the period for: Income taxes			16,030	17,395
Loans (excluding purchased loans) transferred to other real estate owned			3,347	1,499
Purchased loans transferred to other real estate owned			3,281	3,420
Loans transferred from loans held for sale to loans held for investment			102,421	61,960
Loans provided for the sales of other real estate owned			949	905
Assets acquired in business acquisitions			0	561,440
Liabilities assumed in business acquisitions			0	465,048
Issuance of common stock in acquisitions			0	72,455
Issuance of common stock in exchange for equity investment in US Premium Finance Holding Company			5,844	0
Change in unrealized gain (loss) on securities available for sale, net of tax			2,542	10,415
Change in unrealized gain (loss) on cash flow hedge (interest rate swap), net of tax			$ (63)	$ (808)

BASIS OF PRESENTATION AND ACCOU

BASIS OF PRESENTATION AND ACCOUNTING POLICIES	6 Months Ended
	Jun. 30, 2017
Accounting Policies [Abstract]
BASIS OF PRESENTATION AND ACCOUNTING POLICIES	NOTE 1 – BASIS OF PRESENTATION AND ACCOUNTING POLICIES Ameris Bancorp (the “Company” or “Ameris”) is a financial holding company headquartered in Moultrie, Georgia. Ameris conducts substantially all of its operations through its wholly owned banking subsidiary, Ameris Bank (the “Bank”). At June 30, 2017, the Bank operated 97 branches in select markets in Georgia, Alabama, Florida and South Carolina. Our business model capitalizes on the efficiencies of a large financial services company while still providing the community with the personalized banking service expected by our customers. We manage our Bank through a balance of decentralized management responsibilities and efficient centralized operating systems, products and loan underwriting standards. The Company’s Board of Directors and senior managers establish corporate policy, strategy and administrative policies. Within our established guidelines and policies, the banker closest to the customer responds to the differing needs and demands of his or her unique market. The accompanying unaudited consolidated financial statements for Ameris have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and Regulation S-X. Accordingly, the financial statements do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statement presentation. The interim consolidated financial statements included herein are unaudited but reflect all adjustments (consisting of normal recurring accruals) which, in the opinion of management, are necessary for a fair presentation of the consolidated financial position and results of operations for the interim periods presented. All significant intercompany accounts and transactions have been eliminated in consolidation. The results of operations for the period ended June 30, 2017 are not necessarily indicative of the results to be expected for the full year. These financial statements should be read in conjunction with the financial statements and notes thereto and the report of our registered independent public accounting firm included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2016. Other Investments – Other investments include Federal Home Loan Bank (“FHLB”) stock, Federal Reserve Bank stock and a minority equity investment in US Premium Finance Holding Company, a Florida corporation (“USPF”). These investments do not have readily determinable fair values and are carried at cost. They are periodically reviewed for impairment based on ultimate recovery of par value or cost basis. Both stock and cash dividends are reported as income. For additional information regarding the Company’s minority equity investment in USPF, see Note 2. Certain reclassifications of prior year amounts have been made to conform with the current year presentations. Accounting Standards Adopted in 2017 ASU 2016-09 – Improvements to Employee Share-Based Payment Accounting (“ASU 2016-09”) ASU 2017-09 – “Compensation – Stock Compensation (Topic 718): Scope of Modification Accounting (“ASU 2017-09”) ASU 2017-08 – “Receivables – Nonrefundable Fees and Other Costs (Subtopic 310-20): Premium Amortization on Purchased Callable Debt Securities ASU 2017-04 – Intangibles: Goodwill and Other: Simplifying the Test for Goodwill Impairment ASU 2017-01 – Business Combinations (Topic 805): Clarifying the Definition of a Business ASU 2016-13 - Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments ASU 2016-02 – Leases (Topic 842) ASU 2014-09 – Revenue from Contracts with Customers

INVESTMENT IN US PREMIUM FINANC

INVESTMENT IN US PREMIUM FINANCE HOLDING COMPANY	6 Months Ended
	Jun. 30, 2017
Cost Method Investments Disclosure [Abstract]
INVESTMENT IN US PREMIUM FINANCE HOLDING COMPANY	NOTE 2 – INVESTMENT IN US PREMIUM FINANCE HOLDING COMPANY On December 15, 2016, the Bank entered into a Management and License Agreement with William J. Villari and USPF pursuant to which Mr. Villari will manage a division of the Bank to be operated under the name “US Premium Finance” and which is to be engaged in the business of soliciting, originating, servicing, administering and collecting loans made for purposes of funding insurance premiums and other loans made to persons engaged in the insurance business. Also on December 15, 2016, the Company entered into a Stock Purchase Agreement with Mr. Villari pursuant to which the Company agreed to purchase from Mr. Villari 4.99 128,572 The Company’s 4.99% investment in USPF was valued at $ 5.8 (dollars in thousands, except per share amount) Ameris common shares issued 128,572 Price per share of the Company's common stock $ 45.45 Fair value of consideration transferred $ 5,844 Because USPF does not have a readily determinable fair value and Ameris does not exercise significant influence over USPF, the investment is carried at cost and is included in other investments in the Company’s consolidated balance sheet. The net carrying value of the Company’s investment in USPF was $ 5.8

INVESTMENT SECURITIES

INVESTMENT SECURITIES	6 Months Ended
	Jun. 30, 2017
Investments, Debt and Equity Securities [Abstract]
SECURITIES	NOTE 3 – INVESTMENT SECURITIES The Company’s investment policy blends the Company’s liquidity needs and interest rate risk management with its desire to increase income and provide funds for expected growth in loans. The investment securities portfolio consists primarily of U.S. government-sponsored mortgage-backed securities and state, county and municipal securities. The Company’s portfolio and investing philosophy concentrate activities in obligations where the credit risk is limited. For the small portion of the Company’s portfolio found to present credit risk, the Company has reviewed the investments and financial performance of the obligors and believes the credit risk to be acceptable. Gross Gross Estimated Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gains Losses Value June 30, 2017 U.S. government sponsored agencies $ 1,000 $ 9 $ - $ 1,009 State, county and municipal securities 142,028 3,166 (86) 145,108 Corporate debt securities 47,252 552 (192) 47,612 Mortgage-backed securities 626,400 2,828 (4,264) 624,964 Total debt securities $ 816,680 $ 6,555 $ (4,542) $ 818,693 December 31, 2016 U.S. government sponsored agencies $ 999 $ 21 $ - $ 1,020 State, county and municipal securities 149,899 2,605 (469) 152,035 Corporate debt securities 32,375 167 (370) 32,172 Mortgage-backed securities 641,362 2,700 (6,554) 637,508 Total debt securities $ 824,635 $ 5,493 $ (7,393) $ 822,735 Estimated Amortized Fair (dollars in thousands) Cost Value Due in one year or less $ 15,505 $ 15,660 Due from one year to five years 56,978 57,730 Due from five to ten years 73,838 75,578 Due after ten years 43,959 44,761 Mortgage-backed securities 626,400 624,964 $ 816,680 $ 818,693 Securities with a carrying value of approximately $ 531.8 618.2 Less Than 12 Months 12 Months or More Total Estimated Estimated Estimated Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) Value Losses Value Losses Value Losses June 30, 2017 U.S. government sponsored agencies $ - $ - $ - $ - $ - $ - State, county and municipal securities 13,920 (86) - - 13,920 (86) Corporate debt securities 18,966 (182) 490 (10) 19,456 (192) Mortgage-backed securities 356,690 (3,696) 26,082 (568) 382,772 (4,264) Total debt securities $ 389,576 $ (3,964) $ 26,572 $ (578) $ 416,148 $ (4,542) December 31, 2016 U.S. government sponsored agencies $ - $ - $ - $ - $ - $ - State, county and municipal securities 47,647 (469) - - 47,647 (469) Corporate debt securities 18,377 (363) 493 (7) 18,870 (370) Mortgage-backed securities 414,300 (6,177) 11,791 (377) 426,091 (6,554) Total debt securities $ 480,324 $ (7,009) $ 12,284 $ (384) $ 492,608 $ (7,393) As of June 30, 2017, the Company’s securities portfolio consisted of 418 160 At June 30, 2017, the Company held 139 At June 30, 2017, the Company held 11 10 The Company’s investments in subordinated debt include investments in regional and super-regional banks on which the Company prepares regular analysis through review of financial information and credit ratings. Investments in preferred securities are also concentrated in the preferred obligations of regional and super-regional banks through non-pooled investment structures. The Company did not have investments in “pooled” trust preferred securities at June 30, 2017 or December 31, 2016. Management and the Company’s Asset and Liability Committee (the “ALCO Committee”) evaluate securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market conditions warrant such evaluation. While the majority of the unrealized losses on debt securities relate to changes in interest rates, corporate debt securities have also been affected by reduced levels of liquidity and higher risk premiums. Occasionally, management engages independent third parties to evaluate the Company’s position in certain corporate debt securities to aid management and the ALCO Committee in its determination regarding the status of impairment. The Company believes that each investment poses minimal credit risk and further, that the Company does not intend to sell these investment securities at an unrealized loss position at June 30, 2017, and it is more likely than not that the Company will not be required to sell these securities prior to recovery or maturity. Therefore, at June 30, 2017, these investments are not considered impaired on an other-than-temporary basis. At June 30, 2017 and December 31, 2016, all of the Company’s mortgage-backed securities were obligations of government-sponsored agencies. June 30, June 30, (dollars in thousands) 2017 2016 Gross gains on sales of securities $ 38 $ 313 Gross losses on sales of securities (1) (219) Net realized gains on sales of securities available for sale $ 37 $ 94 Sales proceeds $ 3,090 $ 46,731

LOANS

LOANS	6 Months Ended
	Jun. 30, 2017
Receivables [Abstract]
LOANS AND ALLOWANCE FOR LOAN LOSSES	NOTE 4 – LOANS The Bank engages in a full complement of lending activities, including real estate-related loans, agriculture-related loans, commercial and financial loans and consumer installment loans within select markets in Georgia, Alabama, Florida and South Carolina. The Bank purchased residential mortgage loan pools during 2015 and 2016 collateralized by properties located outside our Southeast markets, specifically in California, Washington and Illinois. During the third quarter of 2016, the Bank began purchasing from an unrelated third party consumer installment home improvement loans made to borrowers throughout the United States. As of June 30, 2017 and December 31, 2016, the net carrying value of these consumer installment home improvement loans was approximately $ 112.1 60.8 476.6 353.9 The Bank concentrates the majority of its lending activities in real estate loans. While risk of loss in the Company’s portfolio is primarily tied to the credit quality of the various borrowers, risk of loss may increase due to factors beyond the Company’s control, such as local, regional and/or national economic downturns. General conditions in the real estate market may also impact the relative risk in the real estate portfolio. A substantial portion of the Bank’s loans are secured by real estate in the Bank’s primary market area. In addition, a substantial portion of the OREO is located in those same markets. Accordingly, the ultimate collectability of a substantial portion of the Bank’s loan portfolio and the recovery of a substantial portion of the carrying amount of OREO are susceptible to changes in real estate conditions in the Bank’s primary market area. Commercial, financial and agricultural loans include both secured and unsecured loans for working capital, expansion, crop production, commercial insurance premium finance, and other business purposes. Commercial, financial and agricultural loans also include SBA loans and municipal loans. Short-term working capital loans are secured by non-real estate collateral such as accounts receivable, crops, inventory and equipment. The Bank evaluates the financial strength, cash flow, management, credit history of the borrower and the quality of the collateral securing the loan. The Bank often requires personal guarantees and secondary sources of repayment on commercial, financial and agricultural loans. Real estate loans include construction and development loans, commercial and farmland loans and residential loans. Construction and development loans include loans for the development of residential neighborhoods, one-to-four family home residential construction loans to builders and consumers, and commercial real estate construction loans, primarily for owner-occupied properties. The Company limits its construction lending risk through adherence to established underwriting procedures. Commercial real estate loans include loans secured by owner-occupied commercial buildings for office, storage, retail, farmland and warehouse space. They also include non-owner occupied commercial buildings such as leased retail and office space. Commercial real estate loans may be larger in size and may involve a greater degree of risk than one-to-four family residential mortgage loans. Payments on such loans are often dependent on successful operation or management of the properties. The Company’s residential loans represent permanent mortgage financing and are secured by residential properties located within the Bank's market areas, along with warehouse lines of credit secured by residential mortgages. Consumer installment loans and other loans include home improvement loans, automobile loans, boat and recreational vehicle financing, and secured and unsecured personal loans. Consumer loans carry greater risks than other loans, as the collateral can consist of rapidly depreciating assets such as automobiles and equipment that may not provide an adequate source of repayment of the loan in the case of default. June 30, December 31, (dollars in thousands) 2017 2016 Commercial, financial and agricultural $ 1,218,633 $ 967,138 Real estate – construction and development 486,858 363,045 Real estate – commercial and farmland 1,519,002 1,406,219 Real estate – residential 857,069 781,018 Consumer installment 147,505 96,915 Other 1,161 12,486 $ 4,230,228 $ 3,626,821 Purchased loans are defined as loans that were acquired in bank acquisitions including those that are covered by a loss-sharing agreement with the Federal Deposit Insurance Corporation (the “FDIC”). Purchased loans totaling $ 950.5 1.07 June 30, December 31, (dollars in thousands) 2017 2016 Commercial, financial and agricultural $ 87,612 $ 96,537 Real estate – construction and development 73,567 81,368 Real estate – commercial and farmland 510,312 576,355 Real estate – residential 275,504 310,277 Consumer installment 3,504 4,654 $ 950,499 $ 1,069,191 June 30, June 30, (dollars in thousands) 2017 2016 Balance, January 1 $ 1,069,191 $ 909,083 Charge-offs, net of recoveries (1,860) (1,181) Additions due to acquisitions - 401,085 Accretion 6,165 8,844 Transfers to purchased other real estate owned (3,281) (3,420) Payments received (119,716) (120,866) Other - 90 Ending balance $ 950,499 $ 1,193,635 June 30, June 30, (dollars in thousands) 2017 2016 Balance, January 1 $ 30,624 $ 33,848 Additions due to acquisitions - 9,991 Accretion (6,165) (8,844) Accretable discounts removed due to charge-offs (13) (11) Transfers between non-accretable and accretable discounts, net 807 1,461 Ending balance $ 25,253 $ 36,445 Purchased loan pools are defined as groups of residential mortgage loans that were not acquired in bank acquisitions or FDIC-assisted transactions. As of June 30, 2017, purchased loan pools totaled $ 490.1 483.2 6.9 568.3 559.4 8.9 1.6 1.8 Nonaccrual and Past-Due Loans A loan is placed on nonaccrual status when, in management’s judgment, the collection of the interest income appears doubtful. Interest receivable that has been accrued and is subsequently determined to have doubtful collectability is charged against interest income. Interest on loans that are classified as nonaccrual is subsequently applied to principal until the loans are returned to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Past-due loans are loans whose principal or interest is past due 30 days or more. In some cases, where borrowers are experiencing financial difficulties, loans may be restructured to provide terms significantly different from the original contractual terms. The following table presents an analysis of loans accounted for on a nonaccrual basis, excluding purchased loans: June 30, December 31, (dollars in thousands) 2017 2016 Commercial, financial and agricultural $ 2,463 $ 1,814 Real estate – construction and development 770 547 Real estate – commercial and farmland 6,004 8,757 Real estate – residential 7,342 6,401 Consumer installment 504 595 $ 17,083 $ 18,114 June 30, December 31, (dollars in thousands) 2017 2016 Commercial, financial and agricultural $ 169 $ 692 Real estate – construction and development 2,463 2,611 Real estate – commercial and farmland 6,624 10,174 Real estate – residential 8,074 9,476 Consumer installment 27 13 $ 17,357 $ 22,966 Loans 90 Days or Loans Loans Loans 90 More Past 30-59 60-89 or More Total Due and Days Past Days Days Past Loans Current Total Still (dollars in thousands) Due Past Due Due Past Due Loans Loans Accruing June 30, 2017 Commercial, financial & agricultural $ 6,343 $ 2,298 $ 3,919 $ 12,560 $ 1,206,073 $ 1,218,633 $ 1,784 Real estate – construction & development 205 12 751 968 485,890 486,858 - Real estate – commercial & farmland 1,311 366 5,602 7,279 1,511,723 1,519,002 - Real estate – residential 2,833 1,174 5,432 9,439 847,630 857,069 - Consumer installment loans 575 188 294 1,057 146,448 147,505 - Other - - - - 1,161 1,161 - Total $ 11,267 $ 4,038 $ 15,998 $ 31,303 $ 4,198,925 $ 4,230,228 $ 1,784 December 31, 2016 Commercial, financial & agricultural $ 565 $ 82 $ 1,293 $ 1,940 $ 965,198 $ 967,138 $ - Real estate – construction & development 908 446 439 1,793 361,252 363,045 - Real estate – commercial & farmland 6,329 1,711 6,945 14,985 1,391,234 1,406,219 - Real estate – residential 6,354 1,282 5,302 12,938 768,080 781,018 - Consumer installment loans 624 263 350 1,237 95,678 96,915 - Other - - - - 12,486 12,486 - Total $ 14,780 $ 3,784 $ 14,329 $ 32,893 $ 3,593,928 $ 3,626,821 $ - Loans 90 Days or Loans Loans Loans 90 More Past 30-59 60-89 or More Total Due and Days Past Days Days Past Loans Current Total Still (dollars in thousands) Due Past Due Due Past Due Loans Loans Accruing June 30, 2017 Commercial, financial & agricultural $ 171 $ - $ 152 $ 323 $ 87,289 $ 87,612 $ - Real estate – construction & development 322 81 1,830 2,233 71,334 73,567 - Real estate – commercial & farmland 1,084 46 2,260 3,390 506,922 510,312 - Real estate – residential 985 1,353 5,256 7,594 267,910 275,504 147 Consumer installment loans 28 - 16 44 3,460 3,504 - Total $ 2,590 $ 1,480 $ 9,514 $ 13,584 $ 936,915 $ 950,499 $ 147 December 31, 2016 Commercial, financial & agricultural $ 113 $ 18 $ 593 $ 724 $ 95,813 $ 96,537 $ - Real estate – construction & development 161 11 2,518 2,690 78,678 81,368 - Real estate – commercial & farmland 2,034 326 7,152 9,512 566,843 576,355 - Real estate – residential 4,566 698 6,835 12,099 298,178 310,277 - Consumer installment loans 22 - 13 35 4,619 4,654 - Total $ 6,896 $ 1,053 $ 17,111 $ 25,060 $ 1,044,131 $ 1,069,191 $ - Impaired Loans Loans are considered impaired when, based on current information and events, it is probable the Company will be unable to collect all amounts due in accordance with the original contractual terms of the loan agreements. Impaired loans include loans on nonaccrual status and accruing troubled debt restructurings. When determining if the Company will be unable to collect all principal and interest payments due in accordance with the contractual terms of the loan agreement, the Company considers the borrower’s capacity to pay, which includes such factors as the borrower’s current financial statements, an analysis of global cash flow sufficient to pay all debt obligations and an evaluation of secondary sources of repayment, such as guarantor support and collateral value. The Company individually assesses for impairment all nonaccrual loans greater than $ 100,000 100,000 As of and for the Period Ended June 30, December 31, June 30, (dollars in thousands) 2017 2016 2016 Nonaccrual loans $ 17,083 $ 18,114 $ 16,003 Troubled debt restructurings not included above 12,169 14,209 14,795 Total impaired loans $ 29,252 $ 32,323 $ 30,798 Quarter-to-date interest income recognized on impaired loans $ 320 $ 225 $ 238 Year-to-date interest income recognized on impaired loans $ 560 $ 1,033 $ 556 Quarter-to-date foregone interest income on impaired loans $ 247 $ 267 $ 230 Year-to-date foregone interest income on impaired loans $ 521 $ 977 $ 471 The following table presents an analysis of information pertaining to impaired loans, excluding purchased loans as of June 30, 2017, December 31, 2016 and June 30, 2016: Three Six Unpaid Recorded Recorded Month Month Contractual Investment Investment Total Average Average Principal With No With Recorded Related Recorded Recorded (dollars in thousands) Balance Allowance Allowance Investment Allowance Investment Investment June 30, 2017 Commercial, financial & agricultural $ 4,166 $ 596 $ 1,907 $ 2,503 $ 704 $ 3,113 $ 2,695 Real estate – construction & development 1,733 119 1,080 1,199 179 1,123 1,160 Real estate – commercial & farmland 11,885 5,940 4,923 10,863 1,436 11,156 11,730 Real estate – residential 13,569 2,154 12,017 14,171 1,994 15,946 16,186 Consumer installment loans 583 - 516 516 5 553 572 Total $ 31,936 $ 8,809 $ 20,443 $ 29,252 $ 4,318 $ 31,891 $ 32,343 Three Twelve Unpaid Recorded Recorded Month Month Contractual Investment Investment Total Average Average Principal With No With Recorded Related Recorded Recorded (dollars in thousands) Balance Allowance Allowance Investment Allowance Investment Investment December 31, 2016 Commercial, financial & agricultural $ 3,068 $ 204 $ 1,656 $ 1,860 $ 134 $ 1,613 $ 1,684 Real estate – construction & development 2,047 - 1,233 1,233 273 1,590 2,018 Real estate – commercial & farmland 13,906 6,811 6,065 12,876 1,503 12,948 12,845 Real estate – residential 15,482 2,238 13,503 15,741 3,080 15,525 14,453 Consumer installment loans 671 - 613 613 5 576 506 Total $ 35,174 $ 9,253 $ 23,070 $ 32,323 $ 4,995 $ 32,252 $ 31,506 Three Six Unpaid Recorded Recorded Month Month Contractual Investment Investment Total Average Average Principal With No With Recorded Related Recorded Recorded (dollars in thousands) Balance Allowance Allowance Investment Allowance Investment Investment June 30, 2016 Commercial, financial & agricultural $ 3,786 $ 652 $ 1,453 $ 2,105 $ 150 $ 1,825 $ 1,731 Real estate – construction & development 3,141 230 1,826 2,056 697 2,154 2,304 Real estate – commercial & farmland 13,592 5,312 7,221 12,533 1,000 12,772 12,777 Real estate – residential 14,460 1,329 12,331 13,660 2,369 13,249 13,450 Consumer installment loans 531 - 444 444 8 441 458 Total $ 35,510 $ 7,523 $ 23,275 $ 30,798 $ 4,224 $ 30,441 $ 30,720 The following is a summary of information pertaining to purchased impaired loans: As of and for the Period Ended June 30, December 31, June 30, (dollars in thousands) 2017 2016 2016 Nonaccrual loans $ 17,357 $ 22,966 $ 26,736 Troubled debt restructurings not included above 21,020 23,543 20,642 Total impaired loans $ 38,377 $ 46,509 $ 47,378 Quarter-to-date interest income recognized on impaired loans $ 374 $ 377 $ 343 Year-to-date interest income recognized on impaired loans $ 753 $ 2,755 $ 885 Quarter-to-date foregone interest income on impaired loans $ 265 $ 354 $ 412 Year-to-date foregone interest income on impaired loans $ 601 $ 1,637 $ 938 The following table presents an analysis of information pertaining to purchased impaired loans as of June 30, 2017, December 31, 2016 and June 30, 2016: Three Six Unpaid Recorded Recorded Month Month Contractual Investment Investment Total Average Average Principal With No With Recorded Related Recorded Recorded (dollars in thousands) Balance Allowance Allowance Investment Allowance Investment Investment June 30, 2017 Commercial, financial & agricultural $ 1,679 $ 163 $ 6 $ 169 $ - $ 273 $ 412 Real estate – construction & development 8,296 524 2,967 3,491 257 3,491 3,650 Real estate – commercial & farmland 16,987 2,418 11,616 14,034 771 16,167 16,989 Real estate – residential 24,219 7,647 13,009 20,656 763 21,262 21,904 Consumer installment loans 36 27 - 27 - 24 24 Total $ 51,217 $ 10,779 $ 27,598 $ 38,377 $ 1,791 $ 41,217 $ 42,979 Three Twelve Unpaid Recorded Recorded Month Month Contractual Investment Investment Total Average Average Principal With No With Recorded Related Recorded Recorded (dollars in thousands) Balance Allowance Allowance Investment Allowance Investment Investment December 31, 2016 Commercial, financial & agricultural $ 5,031 $ 370 $ 322 $ 692 $ - $ 783 $ 2,206 Real estate – construction & development 24,566 493 3,477 3,970 153 3,888 4,279 Real estate – commercial & farmland 36,174 3,598 15,036 18,634 385 17,806 19,872 Real estate – residential 27,022 7,883 15,306 23,189 1,088 23,201 23,163 Consumer installment loans 37 24 - 24 - 51 96 Total $ 92,830 $ 12,368 $ 34,141 $ 46,509 $ 1,626 $ 45,729 $ 49,616 Three Six Unpaid Recorded Recorded Month Month Contractual Investment Investment Total Average Average Principal With No With Recorded Related Recorded Recorded (dollars in thousands) Balance Allowance Allowance Investment Allowance Investment Investment June 30, 2016 Commercial, financial & agricultural $ 2,976 $ 802 $ - $ 802 $ - $ 2,132 $ 2,710 Real estate – construction & development 10,082 1,538 2,550 4,088 223 4,273 4,164 Real estate – commercial & farmland 27,234 4,202 15,211 19,413 690 21,581 20,433 Real estate – residential 26,781 12,099 10,894 22,993 474 22,604 22,786 Consumer installment loans 103 82 - 82 - 109 114 Total $ 67,176 $ 18,723 $ 28,655 $ 47,378 $ 1,387 $ 50,699 $ 50,207 Credit Quality Indicators The Company uses a nine category risk grading system to assign a risk grade to each loan in the portfolio. The following is a description of the general characteristics of the grades: Grade 10 – Prime Credit – This grade represents loans to the Company’s most creditworthy borrowers or loans that are secured by cash or cash equivalents. Grade 15 – Good Credit – This grade includes loans that exhibit one or more characteristics better than that of a Satisfactory Credit Grade 20 – Satisfactory Credit – This grade is assigned to loans to borrowers who exhibit satisfactory credit histories, contain acceptable loan structures and demonstrate ability to repay. Grade 23 – Performing, Under-Collateralized Credit – This grade is assigned to loans that are currently performing and supported by adequate financial information that reflects repayment capacity but exhibits a loan-to-value ratio greater than 110 Grade 25 – Minimum Acceptable Credit – This grade includes loans which exhibit all the characteristics of a Satisfactory Credit Grade 30 – Other Asset Especially Mentioned – This grade includes loans that exhibit potential weaknesses that deserve management’s close attention. If left uncorrected, these weaknesses may result in deterioration of the repayment prospects for the asset or in the Company’s credit position at some future date. Grade 40 – Substandard – This grade represents loans which are inadequately protected by the current credit worthiness and paying capacity of the borrower or of the collateral pledged, if any. These assets exhibit a well-defined weakness or are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. These weaknesses may be characterized by past due performance, operating losses or questionable collateral values. Grade 50 – Doubtful – This grade includes loans which exhibit all of the characteristics of a substandard loan with the added provision that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable or improbable. Grade 60 – Loss – This grade is assigned to loans which are considered uncollectible and of such little value that their continuance as active assets of the Bank is not warranted. This classification does not mean that the loan has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing it off. Risk Commercial, Real Estate - Real Estate - Real Estate - Consumer Other Total June 30, 2017 10 $ 475,310 $ - $ 6,384 $ 51 $ 8,769 $ - $ 490,514 15 502,635 1,306 81,494 45,429 277 - 631,141 20 108,940 47,672 996,883 696,382 24,270 1,161 1,875,308 23 349 6,072 3,055 5,906 4 - 15,386 25 120,987 424,915 399,354 89,100 113,430 - 1,147,786 30 5,720 5,217 16,817 4,998 119 - 32,871 40 4,685 1,676 15,015 15,104 636 - 37,116 50 7 - - 99 - - 106 60 - - - - - - - Total $ 1,218,633 $ 486,858 $ 1,519,002 $ 857,069 $ 147,505 $ 1,161 $ 4,230,228 December 31, 2016 10 $ 397,093 $ - $ 8,814 $ 125 $ 8,532 $ - $ 414,564 15 376,323 5,390 102,893 54,136 405 - 539,147 20 97,057 36,307 889,539 609,583 25,026 12,486 1,669,998 23 366 6,803 8,533 7,470 14 - 23,186 25 92,066 307,903 357,151 88,370 62,098 - 907,588 30 144 719 22,986 5,197 126 - 29,172 40 4,089 5,923 16,303 16,038 714 - 43,067 50 - - - 99 - - 99 60 - - - - - - - Total $ 967,138 $ 363,045 $ 1,406,219 $ 781,018 $ 96,915 $ 12,486 $ 3,626,821 Risk Commercial, Real Estate - Real Estate - Real Estate - Consumer Other Total June 30, 2017 10 $ 5,202 $ - $ - $ - $ 757 $ - $ 5,959 15 4,890 - 6,210 27,943 348 - 39,391 20 12,311 12,289 190,506 111,033 1,310 - 327,449 23 22 2,553 8,139 11,344 - - 22,058 25 51,611 46,179 261,911 99,248 954 - 459,903 30 11,359 9,215 14,545 6,693 57 - 41,869 40 2,217 3,331 29,001 19,243 78 - 53,870 50 - - - - - - - 60 - - - - - - - Total $ 87,612 $ 73,567 $ 510,312 $ 275,504 $ 3,504 $ - $ 950,499 December 31, 2016 10 $ 5,722 $ - $ - $ - $ 814 $ - $ 6,536 15 1,266 - 7,619 31,331 570 - 40,786 20 16,204 10,686 194,168 111,712 1,583 - 334,353 23 22 3,643 9,019 14,791 - - 27,475 25 67,123 56,006 323,242 121,379 1,276 - 569,026 30 5,072 7,271 15,039 7,605 45 - 35,032 40 1,128 3,762 27,268 23,459 366 - 55,983 50 - - - - - - - 60 - - - - - - - Total $ 96,537 $ 81,368 $ 576,355 $ 310,277 $ 4,654 $ - $ 1,069,191 Troubled Debt Restructurings The restructuring of a loan is considered a “troubled debt restructuring” if both (i) the borrower is experiencing financial difficulties and (ii) the Company has granted a concession. Concessions may include interest rate reductions to below market interest rates, principal forgiveness, restructuring amortization schedules and other actions intended to minimize potential losses. The Company has exhibited the greatest success for rehabilitation of the loan by a reduction in the rate alone (maintaining the amortization of the debt) or a combination of a rate reduction and the forbearance of previously past due interest or principal. This has most typically been evidenced in certain commercial real estate loans whereby a disruption in the borrower’s cash flow resulted in an extended past due status, of which the borrower was unable to catch up completely as the cash flow of the property ultimately stabilized at a level lower than its original level. A reduction in rate, coupled with a forbearance of unpaid principal and/or interest, allowed the net cash flows to service the debt under the modified terms. The Company’s policy requires a restructure request to be supported by a current, well-documented credit evaluation of the borrower’s financial condition and a collateral evaluation that is no older than six months from the date of the restructure. Key factors of that evaluation include the documentation of current, recurring cash flows, support provided by the guarantor(s) and the current valuation of the collateral. If the appraisal in the file is older than six months, an evaluation must be made as to the continued reasonableness of the valuation. For certain income-producing properties, current rent rolls and/or other income information can be utilized to support the appraisal valuation, when coupled with documented cap rates within our markets and a physical inspection of the collateral to validate the current condition. The Company’s policy states that in the event a loan has been identified as a troubled debt restructuring, it should be assigned a grade of substandard and placed on nonaccrual status until such time the borrower has demonstrated the ability to service the loan payments based on the restructured terms – generally defined as six months of satisfactory payment history. Missed payments under the original loan terms are not considered under the new structure; however, subsequent missed payments are considered non-performance and are not considered toward the six month required term of satisfactory payment history. The Company’s loan policy states that a nonaccrual loan may be returned to accrual status when (i) none of its principal and interest is due and unpaid, and the Company expects repayment of the remaining contractual principal and interest or (ii) it otherwise becomes well secured and in the process of collection. Restoration to accrual status on any given loan must be supported by a well-documented credit evaluation of the borrower’s financial condition and the prospects for full repayment and approved by the Company’s Chief Credit Officer. In the normal course of business, the Company renews loans with a modification of the interest rate or terms that are not deemed as troubled debt restructurings because the borrower is not experiencing financial difficulty. The Company modified loans in the first six months of 2017 and 2016 totaling $ 16.2 36.8 As of June 30, 2017 and December 31, 2016, the Company had a balance of $ 14.6 18.2 2.0 1.2 1.7 3.1 During the six months ending June 30, 2017 and 2016, the Company modified loans as troubled debt restructurings, excluding purchased loans, with principal balances of $ 1.2 2.5 June 30, 2017 June 30, 2016 Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural - $ - 2 $ 28 Real estate – construction & development - - 1 6 Real estate – commercial & farmland 4 1,062 4 1,666 Real estate – residential 1 77 6 739 Consumer installment 6 31 6 26 Total 11 $ 1,170 19 $ 2,465 Troubled debt restructurings, excluding purchased loans, with an outstanding balance of $ 992,000 494,000 June 30, 2017 June 30, 2016 Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural 2 $ 49 2 $ 7 Real estate – construction & development - - - - Real estate – commercial & farmland 4 362 2 191 Real estate – residential 9 554 6 292 Consumer installment 7 27 1 4 Total 22 $ 992 11 $ 494 June 30, 2017 Accruing Loans Non-Accruing Loans Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural 3 $ 40 15 $ 136 Real estate – construction & development 7 429 2 34 Real estate – commercial & farmland 16 4,859 4 192 Real estate – residential 74 6,829 17 1,975 Consumer installment 7 12 34 133 Total 107 $ 12,169 72 $ 2,470 December 31, 2016 Accruing Loans Non-Accruing Loans Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural 4 $ 47 15 $ 114 Real estate – construction & development 8 686 2 34 Real estate – commercial & farmland 16 4,119 5 2,970 Real estate – residential 82 9,340 15 739 Consumer installment 7 17 32 130 Total 117 $ 14,209 69 $ 3,987 As of June 30, 2017 and December 31, 2016, the Company had a balance of $ 27.3 28.1 1.5 During the six months ending June 30, 2017 and 2016, the Company modified purchased loans as troubled debt restructurings, with principal balances of $ 1.9 1.2 June 30, 2017 June 30, 2016 Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural 1 $ 6 1 $ 76 Real estate – construction & development - - - - Real estate – commercial & farmland 4 1,323 2 492 Real estate – residential 4 578 3 662 Consumer installment - - - - Total 9 $ 1,907 6 $ 1,230 Troubled debt restructurings included in purchased loans with an outstanding balance of $ 373,000 1.4 June 30, 2017 June 30, 2016 Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural 1 $ 6 2 $ 76 Real estate – construction & development - - 2 402 Real estate – commercial & farmland 1 226 - - Real estate – residential 4 138 6 919 Consumer installment 1 3 - - Total 7 $ 373 10 $ 1,397 June 30, 2017 Accruing Loans Non-Accruing Loans Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural - $ - 4 $ 21 Real estate – construction & development 3 1,028 6 356 Real estate – commercial & farmland 17 7,410 11 3,935 Real estate – residential 120 12,582 32 1,965 Consumer installment - - 2 7 Total 140 $ 21,020 55 $ 6,284 December 31, 2016 Accruing Loans Non-Accruing Loans Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural 1 $ 1 4 $ 91 Real estate – construction & development 6 1,358 3 30 Real estate – commercial & farmland 20 8,460 5 2,402 Real estate – residential 123 13,713 33 2,077 Consumer installment 3 11 1 - Total 153 $ 23,543 46 $ 4,600 Allowance for Loan Losses The allowance for loan losses represents an allowance for probable incurred losses in the loan portfolio. The adequacy of the allowance for loan losses is evaluated periodically based on a review of all significant loans, with a particular emphasis on non-accruing, past-due and other loans that management believes might be potentially impaired or warrant additional attention. The Company segregates the loan portfolio by type of loan and utilizes this segregation in evaluating exposure to risks within the portfolio. In addition, based on internal reviews and external reviews performed by regulatory authorities, the Company further segregates the loan portfolio by loan grades based on an assessment of risk for a particular loan or group of loans. Certain reviewed loans are assigned specific allowances when a review of relevant data determines that a general allocation is not sufficient or when the review affords management the opportunity to adjust the amount of exposure in a given credit. In establishing allowances, management considers historical loan loss experience but adjusts this data with a significant emphasis on current loan quality trends, current economic conditions and other factors in the markets where the Company operates. Factors considered include, among others, current valuations of real estate in the Company’s markets, unemployment rates, the effect of weather conditions on agricultural related entities and other significant local economic events, such as major plant closings. The Company has developed a methodology for determining the adequacy of the allowance for loan losses which is monitored by the Company’s Chief Credit Officer. Procedures provide for the assignment of a risk rating for every loan included in the total loan portfolio. Mortgage warehouse lines of credit, overdraft protection loans, commercial insurance premium finance loans, and certain consumer and mortgage loans serviced by outside processors are treated as pools for risk rating purposes. The risk rating schedule provides nine ratings of which five ratings are classified as pass ratings and four ratings are classified as criticized ratings. Each risk rating is assigned a percentage factor to be applied to the loan balance to determine the adequate amount of reserve. The Bank’s independent internal loan review department reviews on an annual basis a sample of relationships in excess of $ 500,000 Loan losses are charged against the allowance when management believes the collection of a loan’s principal is unlikely. Subsequent recoveries are credited to the allowance. Consumer loans are charged-off in accordance with the Federal Financial Institutions Examination Council’s (“FFIEC”) Uniform Retail Credit Classification and Account Management Policy. Commercial loans are charged-off when they are deemed uncollectible, which usually involves a triggering event within the collection effort. If the loan is collateral dependent, the loss is more easily identified and is charged-off when it is identified, usually based upon receipt of an appraisal. However, when a loan has guarantor support, the Company may carry the estimated loss as a reserve against the loan while collection efforts with the guarantor are pursued. If, after collection efforts with the guarantor are complete, the deficiency is still considered uncollectible, the loss is charged-off and any further collections are treated as recoveries. In all situations, when a loan is downgraded to an Asset Quality Rating of 60 (Loss per the regulatory guidance), the uncollectible portion is charged-off. Consumer Commercial, Real Estate – Real Estate – Installment Purchased Financial & Construction & Commercial & Real Estate – Loans and Purchased Loan (dollars in thousands) Agricultural Development Farmland Residential Other Loans Pools Total Three months ended June 30, 2017: Balance, March 31, 2017 $ 2,798 $ 3,597 $ 7,879 $ 5,840 $ 854 $ 2,196 $ 2,086 $ 25,250 Provision for loan losses 984 102 255 655 695 (23) (463) 2,205 Loans charged off (701) (41) (386) (963) (438) (755) - (3,284) Recoveries of loans previously charged off 221 98 121 73 44 373 - 930 Balance, June 30, 2017 $ 3,302 $ 3,756 $ 7,869 $ 5,605 $ 1,155 $ 1,791 $ 1,623 $ 25,101 Six months ended June 30, 2017: Balance, December 31, 2016 $ 2,192 $ 2,990 $ 7,662 $ 6,786 $ 827 $ 1,626 $ 1,837 $ 23,920 Provision for loan losses 1,625 742 472 (136) 869 683 (214) 4,041 Loans charged off (805) (94) (395) (1,179) (602) (1,311) - (4,386) Recoveries of loans previously charged off 290 118 130 134 61 793 - 1,526 Balance, June 30, 2017 $ 3,302 $ 3,756 $ 7,869 $ 5,605 $ 1,155 $ 1,791 $ 1,623 $ 25,101 Period-end allocation: Loans individually evaluated for impairment (1) $ 691 $ 174 $ 1,437 $ 1,748 $ - $ 1,791 $ 180 $ 6,021 Loans collectively evaluated for impairment 2,611 3,582 6,432 3,857 1,155 - 1,443 19,080 Ending balance $ 3,302 $ 3,756 $ 7,869 $ 5,605 $ 1,155 $ 1,791 $ 1,623 $ 25,101 Loans: Individually evaluated for impairment

ASSETS ACQUIRED IN FDIC-ASSISTE

ASSETS ACQUIRED IN FDIC-ASSISTED ACQUISITIONS	6 Months Ended
	Jun. 30, 2017
Banking and Thrift [Abstract]
ASSETS ACQUIRED IN FDIC-ASSISTED ACQUISITIONS	NOTE 5 – ASSETS ACQUIRED IN FDIC-ASSISTED ACQUISITIONS Bank Acquired Location Branches Date Acquired American United Bank (“AUB”) Lawrenceville, Ga. 1 October 23, 2009 United Security Bank (“USB”) Sparta, Ga. 2 November 6, 2009 Satilla Community Bank (“SCB”) St. Marys, Ga. 1 May 14, 2010 First Bank of Jacksonville (“FBJ”) Jacksonville, Fl. 2 October 22, 2010 Tifton Banking Company (“TBC”) Tifton, Ga. 1 November 12, 2010 Darby Bank & Trust (“DBT”) Vidalia, Ga. 7 November 12, 2010 High Trust Bank (“HTB”) Stockbridge, Ga. 2 July 15, 2011 One Georgia Bank (“OGB”) Midtown Atlanta, Ga. 1 July 15, 2011 Central Bank of Georgia (“CBG”) Ellaville, Ga. 5 February 24, 2012 Montgomery Bank & Trust (“MBT”) Ailey, Ga. 2 July 6, 2012 The determination of the initial fair values of loans at the acquisition date and the initial fair values of the related FDIC indemnification assets involves a high degree of judgment and complexity. The carrying values of the acquired loans and the FDIC indemnification assets reflect management’s best estimate of the fair value of each of these assets as of the date of acquisition. However, the amount that the Company realizes on these assets could differ materially from the carrying values reflected in the financial statements included in this report, based upon the timing and amount of collections on the acquired loans in future periods. Because of the loss-sharing agreements with the FDIC on these assets, the Company does not expect to incur any significant losses. To the extent the actual values realized for the acquired loans are different from the estimates, the indemnification assets will generally be affected in an offsetting manner due to the loss-sharing support from the FDIC. FASB ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality Each acquisition with loss-sharing agreements has separate agreements for the single family residential assets (“SFR”) and the non-single family assets (“NSF”). The SFR agreements cover losses and recoveries for ten years. The NSF agreements are for eight years. During the first five years, losses and recoveries are covered. During the final three years, only recoveries, net of expenses, are covered. The AUB SFR agreement was terminated during 2012 and Ameris received a payment of $ 87,000 At June 30, 2017, the Company’s FDIC loss-sharing payable totaled $ 8.0 537,000 1.2 FDIC Loss- Less: Fair Total Less: Fair Total Total Share Covered Value Covered Value Covered Covered Receivable (dollars in thousands) Loans Adjustments Loans OREO Adjustments OREO Assets (Payable) June 30, 2017 AUB $ - $ - $ - $ - $ - $ - $ - $ - USB 2,933 12 2,921 - - - 2,921 (1,726) SCB 3,230 30 3,200 - - - 3,200 69 FBJ 3,682 414 3,268 - - - 3,268 (302) DBT 10,360 406 9,954 - - - 9,954 (4,299) TBC 1,708 - 1,708 - - - 1,708 (50) HTB 1,885 28 1,857 - - - 1,857 (59) OGB 939 31 908 - - - 908 (1,103) CBG 10,654 773 9,881 215 - 215 10,096 (522) Total $ 35,391 $ 1,694 $ 33,697 $ 215 $ - $ 215 $ 33,912 $ (7,992) December 31, 2016 AUB $ - $ - $ - $ - $ - $ - $ - $ (27) USB 3,199 13 3,186 51 - 51 3,237 (1,642) SCB 4,019 51 3,968 - - - 3,968 (32) FBJ 3,767 452 3,315 - - - 3,315 (234) DBT 12,166 565 11,601 - - - 11,601 (4,591) TBC 1,679 - 1,679 - - - 1,679 (33) HTB 1,913 33 1,880 - - - 1,880 734 OGB 1,077 32 1,045 - - - 1,045 (993) CBG 33,449 1,963 31,486 1,161 4 1,157 32,643 505 Total $ 61,269 $ 3,109 $ 58,160 $ 1,212 $ 4 $ 1,208 $ 59,368 $ (6,313) The shared-loss agreements are subject to the servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the shared-loss agreements were recorded as an indemnification asset at their estimated fair values on the acquisition dates. As of June 30, 2017 and December 31, 2016, the Company has recorded a clawback liability of $ 9.7 9.3 June 30, June 30, (dollars in thousands) 2017 2016 Beginning balance, January 1 $ (6,313) $ 6,301 Payments received from FDIC (230) (4,165) Amortization (595) (2,737) Changes in clawback liability (398) (345) Increase in receivable due to: Net recoveries on covered loans (648) (929) Loss (gain) on covered other real estate owned (40) 774 Reimbursable expenses on covered assets 242 429 Other activity, net (10) (1,225) Ending balance $ (7,992) $ (1,897) The FDIC loss-sharing payable is included in other liabilities in the consolidated balance sheets. The FDIC loss-sharing receivable is included in other assets in the consolidated balance sheets.

OTHER REAL ESTATE OWNED

OTHER REAL ESTATE OWNED	6 Months Ended
	Jun. 30, 2017
Banking and Thrift [Abstract]
OTHER REAL ESTATE OWNED	NOTE 6. OTHER REAL ESTATE OWNED The following is a summary of the activity in other real estate owned during the six months ended June 30, 2017 and 2016: June 30, June 30, (dollars in thousands) 2017 2016 Beginning balance, January 1 $ 10,874 $ 16,147 Loans transferred to other real estate owned 3,347 1,499 Net gains (losses) on sale and write-downs recorded in statement of income (553) (1,057) Sales proceeds (2,185) (2,824) Ending balance $ 11,483 $ 13,765 The following is a summary of the activity in purchased other real estate owned during the six months ended June 30, 2017 and 2016: June 30, June 30, (dollars in thousands) 2017 2016 Beginning balance, January 1 $ 12,540 $ 19,344 Loans transferred to other real estate owned 3,281 3,420 Acquired in acquisitions - 1,838 Portion of gains (losses) on sale and write-downs payable to (receivable from) the FDIC under loss-sharing agreements 40 - Net gains (losses) on sale and write-downs recorded in statement of income 819 (938) Sales proceeds (5,350) (6,994) Ending balance $ 11,330 $ 16,670

SECURITIES SOLD UNDER AGREEMENT

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	6 Months Ended
	Jun. 30, 2017
Investments, Debt and Equity Securities [Abstract]
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	NOTE 7 – SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE The Company classifies the sales of securities under agreements to repurchase as short-term borrowings. The amounts received under these agreements are reflected as a liability in the Company’s consolidated balance sheets and the securities underlying these agreements are included in investment securities in the Company’s consolidated balance sheets. At June 30, 2017 and December 31, 2016, all securities sold under agreements to repurchase mature on a daily basis. The market value of the securities fluctuate on a daily basis due to market conditions. The Company monitors the market value of the securities underlying these agreements on a daily basis and is required to transfer additional securities if the market value of the securities fall below the repurchase agreement price. The Company maintains an unpledged securities portfolio that it believes is sufficient to protect against a decline in the market value of the securities sold under agreements to repurchase. June 30, December 31, (dollars in thousands) 2017 2016 Securities sold under agreements to repurchase $ 18,400 $ 53,505 At June 30, 2017 and December 31, 2016, the investment securities underlying these agreements were comprised of state, county and municipal securities and mortgage-backed securities.

OTHER BORROWINGS

OTHER BORROWINGS	6 Months Ended
	Jun. 30, 2017
Debt Disclosure [Abstract]
OTHER BORROWINGS	NOTE 8 – OTHER BORROWINGS The Company has, from time to time, utilized certain borrowing arrangements to fund growth in earning assets or provide additional liquidity when appropriate spreads can be realized. At June 30, 2017 and December 31, 2016, there were $ 679.6 492.3 June 30, December 31, (dollars in thousands) 2017 2016 FHLB borrowings: Daily Rate Credit from FHLB with a variable interest rate (1.32% at June 30, 2017 and 0.80% at December 31, 2016) $ 254,000 $ 150,000 Advance from FHLB due July 7, 2017; fixed interest rate of 1.07% 350,000 - Advance from FHLB due January 6, 2017; fixed interest rate of 0.56% - 292,500 Advance from FHLB due January 9, 2017; fixed interest rate of 1.40% - 4,002 Advance from FHLB due May 30, 2017; fixed interest rate of 1.23% - 5,006 Subordinated notes payable: Subordinated notes payable due March 15, 2027 net of unamortized debt issuance cost of $1,270; fixed interest rate of 5.75% through March 14, 2022; variable interest rate thereafter at three-month LIBOR plus 3.616% 73,730 - Other debt: Advance from correspondent bank due October 5, 2019; secured by a loan receivable; fixed interest rate of 4.25% 63 77 Advance from correspondent bank due September 5, 2026; secured by a loan receivable; fixed interest rate of 2.09% 1,798 1,886 Advances under revolving credit agreement with a regional bank due September 26, 2017; secured by subsidiary bank stock; variable interest rate at 90-day LIBOR plus 3.50% (4.43% at December 31, 2016) - 38,000 Advances under revolving credit agreement with a regional bank due January 7, 2017; fixed interest rate of 8.00% - 850 Total $ 679,591 $ 492,321 The advances from the FHLB are collateralized by a blanket lien on all first mortgage loans and other specific loans in addition to FHLB stock. At June 30, 2017, $ 560.3 At June 30, 2017, $ 60.0 As of June 30, 2017, the Company maintained credit arrangements with various financial institutions to purchase federal funds up to $ 82.0 The Company also participates in the Federal Reserve discount window borrowings program. At June 30, 2017, the Company had $ 989.9 644.3 Subordinated Notes Payable On March 13, 2017, the Company completed the public offering and sale of $ 75.0 5.75 On any scheduled interest payment date beginning March 15, 2022, the Company may, at its option, redeem the subordinated notes, in whole or in part, at a redemption price equal to 100 The subordinated notes are unsecured and rank equally with all other unsecured subordinated indebtedness of the Company, including any subordinated indebtedness issued in the future under the indenture governing the subordinated notes. The subordinated notes are subordinated in right of payment to all senior indebtedness of the Company. The subordinated notes are obligations of the Company only and are not guaranteed by any subsidiaries, including the Bank. Additionally, the subordinated notes are structurally subordinated to all existing and future indebtedness and other liabilities of the Company’s subsidiaries, meaning that creditors of the Company’s subsidiaries (including, in the case of the Bank, its depositors) generally will be paid from those subsidiaries’ assets before holders of the subordinated notes have any claim to those assets. For regulatory capital adequacy purposes, the subordinated notes qualify as Tier 2 capital for the Company. If in the future the subordinated notes no longer qualify as Tier 2 capital, the subordinated notes may be redeemed by the Company at a redemption price equal to 100% of the principal amount plus accrued and unpaid interest, subject to prior approval by the Board of Governors of the Federal Reserve System.

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	6 Months Ended
	Jun. 30, 2017
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	NOTE 9 – COMMITMENTS AND CONTINGENCIES Loan Commitments The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. They involve, to varying degrees, elements of credit risk and interest rate risk in excess of the amount recognized in the Company’s balance sheets. The Company’s exposure to credit loss is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. A summary of the Company’s commitments is as follows: June 30, December 31, (dollars in thousands) 2017 2016 Commitments to extend credit $ 1,042,343 $ 1,101,257 Unused home equity lines of credit 64,561 62,586 Financial standby letters of credit 12,928 14,257 Mortgage interest rate lock commitments 138,325 91,426 Mortgage forward contracts with positive fair value 149,250 150,000 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. These commitments, predominantly at variable interest rates, generally have fixed expiration dates of one year or less or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the customer. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support public and private borrowing arrangements. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loans to customers. Collateral is required in instances which the Company deems necessary. Other Commitments As of June 30, 2017, a $ 75.0 Contingencies Certain conditions may exist as of the date the financial statements are issued, which may result in a loss to the Company but which will only be resolved when one or more future events occur or fail to occur. The Company’s management and its legal counsel assess such contingent liabilities, and such assessment inherently involves an exercise of judgment. In assessing loss contingencies related to legal proceedings that are pending against the Company or unasserted claims that may result in such proceedings, the Company’s legal counsel evaluates the perceived merits of any legal proceedings or unasserted claims as well as the perceived merits of the amount of relief sought or expected to be sought therein. If the assessment of a contingency indicates that it is probable that a material loss has been incurred and the amount of the liability can be estimated, then the estimated liability would be accrued in the Company’s financial statements. If the assessment indicates that a potentially material loss contingency is not probable, but is reasonably possible, or is probable but cannot be estimated, then the nature of the contingent liability, together with an estimate of the range of possible loss if determinable and material, would be disclosed. Loss contingencies considered remote are generally not disclosed unless they involve guarantees, in which case the nature of the guarantee would be disclosed. A former borrower of the Company has filed a claim related to a loan previously made by the Company asserting lender liability. The case was tried without a jury and a judgment was issued by the court against the Company awarding the borrower approximately $ 2.9

SHAREHOLDERS' EQUITY

SHAREHOLDERS' EQUITY	6 Months Ended
	Jun. 30, 2017
Stockholders' Equity Note [Abstract]
SHAREHOLDERS' EQUITY	NOTE 10 – SHAREHOLDERS’ EQUITY On January 18, 2017, the Company issued 128,572 4.99 45.45 5.8 On March 6, 2017, the Company completed an underwritten public offering of 2,012,500 46.50 88.7 4.9 In March 2017, the Company made a capital contribution to the Bank in the amount of $ 110.0

ACCUMULATED OTHER COMPREHENSIVE

ACCUMULATED OTHER COMPREHENSIVE INCOME	6 Months Ended
	Jun. 30, 2017
Equity [Abstract]
ACCUMULATED OTHER COMPREHENSIVE INCOME	NOTE 11 – ACCUMULATED OTHER COMPREHENSIVE INCOME Accumulated other comprehensive income for the Company consists of changes in net unrealized gains and losses on investment securities available for sale and an interest rate swap derivative designated as a cash flow hedge. The following tables present a summary of the accumulated other comprehensive income balances, net of tax, as of June 30, 2017 and 2016: Unrealized Unrealized Accumulated Gain (Loss) Gain (Loss) Other Comprehensive (dollars in thousands) on Derivatives on Securities Income (Loss) Balance, January 1, 2017 $ 176 $ (1,234) $ (1,058) Reclassification for gains included in net income, net of tax - (24) (24) Current year changes, net of tax (63) 2,566 2,503 Balance, June 30, 2017 $ 113 $ 1,308 $ 1,421 Unrealized Unrealized Accumulated Gain (Loss) Gain (Loss) Other Comprehensive (dollars in thousands) on Derivatives on Securities Income (Loss) Balance, January 1, 2016 $ 152 $ 3,201 $ 3,353 Reclassification for gains included in net income, net of tax - (61) (61) Current year changes, net of tax (808) 10,476 9,668 Balance, June 30, 2016 $ (656) $ 13,616 $ 12,960

WEIGHTED AVERAGE SHARES OUTSTAN

WEIGHTED AVERAGE SHARES OUTSTANDING	6 Months Ended
	Jun. 30, 2017
Earnings Per Share [Abstract]
WEIGHTED AVERAGE SHARES OUTSTANDING	NOTE 12 – WEIGHTED AVERAGE SHARES OUTSTANDING Earnings per share have been computed based on the following weighted average number of common shares outstanding: For the Three Months For the Six Months Ended June 30, Ended June 30, (share data in thousands) 2017 2016 2017 2016 Average common shares outstanding 37,163 34,833 36,418 33,792 Common share equivalents: Stock options 73 117 73 113 Nonvested restricted share grants 253 203 253 202 Average common shares outstanding, assuming dilution 37,489 35,153 36,744 34,107 For the three and six-month periods ended June 30, 2017 and 2016, there were no potential common shares with strike prices that would cause them to be anti-dilutive.

FAIR VALUE MEASURES

FAIR VALUE MEASURES	6 Months Ended
	Jun. 30, 2017
Fair Value Disclosures [Abstract]
FAIR VALUE MEASURES	NOTE 13 – FAIR VALUE MEASURES The fair value of an asset or liability is the current amount that would be exchanged between willing parties, other than in a forced liquidation. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various assets and liabilities. In cases where quoted market prices are not available, fair value is based on discounted cash flows or other valuation techniques. These techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the asset or liability. The accounting standard for disclosures about the fair value measures excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. June 30, December 31, (dollars in thousands) 2017 2016 Mortgage loans held for sale $ 123,119 $ 105,924 SBA loans held for sale 23,647 - Total loans held for sale $ 146,766 $ 105,924 The Company has elected to record mortgage loans held for sale at fair value in order to eliminate the complexities and inherent difficulties of achieving hedge accounting and to better align reported results with the underlying economic changes in value of the loans and related hedge instruments. This election impacts the timing and recognition of origination fees and costs, as well as servicing value, which are now recognized in earnings at the time of origination. Interest income on mortgage loans held for sale is recorded on an accrual basis in the consolidated statements of income and comprehensive income under the heading interest income – interest and fees on loans. The servicing value is included in the fair value of the interest rate lock commitments (“IRLCs”) with borrowers. The mark to market adjustments related to mortgage loans held for sale and the associated economic hedges are captured in mortgage banking activities. Net gains of $ 4.2 3.9 June 30, December 31, (dollars in thousands) 2017 2016 Aggregate fair value of mortgage loans held for sale $ 123,119 $ 105,924 Aggregate unpaid principal balance 118,900 103,691 Past-due loans of 90 days or more - - Nonaccrual loans - - The Company utilizes fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. Securities available for sale, mortgage loans held for sale and derivatives are recorded at fair value on a recurring basis. From time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans and OREO. Additionally, the Company is required to disclose, but not record, the fair value of other financial instruments. Fair Value Hierarchy The Company groups assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1 – Quoted prices in active markets for identical assets or liabilities. Level 2 – Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3 – Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. The following methods and assumptions were used by the Company in estimating the fair value of its assets and liabilities recorded at fair value and for estimating the fair value of its financial instruments: Cash, Due From Banks, Federal Funds Sold and Interest-Bearing Accounts: The carrying amount of cash, due from banks, federal funds sold and interest-bearing deposits in banks approximates fair value. Investment Securities Available for Sale: The fair value of securities available for sale is determined by various valuation methodologies. Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows. Level 2 securities include certain U.S. agency bonds, mortgage-backed securities, collateralized mortgage and debt obligations, and municipal securities. The Level 2 fair value pricing is provided by an independent third party and is based upon similar securities in an active market. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy and include certain residual municipal securities and other less liquid securities. Other Investments: FHLB stock, Federal Reserve Bank stock and the Company’s minority equity investment in USPF are included in other investment securities at original cost basis. These investments do not have readily determinable fair values and are carried at original cost basis. It is not practical to determine the fair value of these investments due to restrictions placed on transferability. These investments are periodically evaluated for impairment based on ultimate recovery of par value or cost basis. Cost basis approximates fair value for these investments. Loans Held for Sale: The Company records loans held for sale at fair value. The fair value of loans held for sale is determined on outstanding commitments from third party investors in the secondary markets and is classified within Level 2 of the valuation hierarchy. Loans: The carrying amount of variable-rate loans that reprice frequently and have no significant change in credit risk approximates fair value. The fair value of fixed-rate loans is estimated based on discounted contractual cash flows, using interest rates currently being offered for loans with similar terms to borrowers with similar credit quality. The fair value of impaired loans is estimated based on discounted contractual cash flows or underlying collateral values, where applicable. A loan is determined to be impaired if the Company believes it is probable that all principal and interest amounts due according to the terms of the note will not be collected as scheduled. The fair value of impaired loans is determined in accordance with ASC 310-10, Accounting by Creditors for Impairment of a Loan Other Real Estate Owned: The fair value of other real estate owned (“OREO”) is determined using certified appraisals, internal evaluations and broker price opinions that value the property at its highest and best uses by applying traditional valuation methods common to the industry. The Company does not hold any OREO for profit purposes and all other real estate is actively marketed for sale. In most cases, management has determined that additional write-downs are required beyond what is calculable from the appraisal to carry the property at levels that would attract buyers. Because this additional write-down is not based on observable inputs, management has determined that other real estate owned should be classified as Level 3. Intangible Assets: Intangible assets consist of core deposit premiums acquired in connection with business combinations and are based on the established value of acquired customer deposits. The core deposit premium is initially recognized based on a valuation performed as of the consummation date and is amortized over an estimated useful life of seven to ten years. FDIC Loss-Share Receivable/Payable: Because the FDIC will reimburse the Company for certain acquired loans should the Company experience a loss, an indemnification asset is recorded at fair value at the acquisition date. The indemnification asset is recognized at the same time as the indemnified loans, and measured on the same basis, subject to collectability or contractual limitations. The shared loss agreements on the acquisition date reflect the reimbursements expected to be received from the FDIC, using an appropriate discount rate, which reflects counterparty credit risk and other uncertainties. The shared loss agreements continue to be measured on the same basis as the related indemnified loans, and the loss-share receivable/payable is impacted by changes in estimated cash flows associated with these loans. Accrued Interest Receivable/Payable: The carrying amount of accrued interest receivable and accrued interest payable approximates fair value. Cash Value of Bank Owned Life Insurance: The carrying value of cash value of bank owned life insurance approximates fair value. Deposits: The carrying amount of demand deposits, savings deposits and variable-rate certificates of deposit approximates fair value. The fair value of fixed-rate certificates of deposit is estimated based on discounted contractual cash flows using interest rates currently being offered for certificates of similar maturities. Securities Sold under Agreements to Repurchase and Other Borrowings: The carrying amount of variable rate borrowings and securities sold under repurchase agreements approximates fair value and are classified as Level 1. The fair value of fixed rate other borrowings is estimated based on discounted contractual cash flows using the current incremental borrowing rates for similar borrowing arrangements and are classified as Level 2. Subordinated Deferrable Interest Debentures: The fair value of the Company’s trust preferred securities is based primarily upon discounted cash flows using rates for securities with similar terms and remaining maturities and are classified as Level 2. Off-Balance-Sheet Instruments: Because commitments to extend credit and standby letters of credit are typically made using variable rates and have short maturities, the carrying value and fair value are immaterial for disclosure. Derivatives: The Company has entered into derivative financial instruments to manage interest rate risk. The valuation of these instruments is determined using widely accepted valuation techniques including discounted cash flow analysis on the expected cash flows of the derivatives. This analysis reflects the contractual terms of the derivative, including the period to maturity, and uses observable market-based inputs, including interest rate curves and implied volatilities. The fair value of the derivatives is determined using the market standard methodology of netting the discounted future fixed cash receipts and the discounted expected variable cash payments. The variable cash payments are based on an expectation of future interest rates (forward curves derived from observable market interest rate curves). The Company incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the Company has considered the impact of netting any applicable credit enhancements such as collateral postings, thresholds, mutual puts and guarantees. Although the Company has determined that the majority of the inputs used to value its derivative fall within Level 2 of the fair value hierarchy, the credit valuation adjustments associated with its derivatives utilize Level 3 inputs, such as estimates of current credit spreads to evaluate the likelihood of default by itself or the counterparty. However, as of June 30, 2017 and December 31, 2016, the Company has assessed the significance of the impact of the credit valuation adjustments on the overall valuation of its derivative positions and has determined that the credit valuation adjustment is not significant to the overall valuation of its derivatives. As a result, the Company has determined that its derivative valuation in its entirety is classified in Level 2 of the fair value hierarchy. Fair Value Measurements on a Recurring Basis As of June 30, 2017 (dollars in thousands) Fair Value Level 1 Level 2 Level 3 Financial assets: U.S. government sponsored agencies $ 1,009 $ - $ 1,009 $ - State, county and municipal securities 145,108 - 145,108 - Corporate debt securities 47,612 - 46,112 1,500 Mortgage-backed securities 624,964 - 624,964 - Loans held for sale 146,766 - 146,766 - Mortgage banking derivative instruments 4,899 - 4,899 - Total recurring assets at fair value $ 970,358 $ - $ 968,858 $ 1,500 Financial liabilities: Derivative financial instruments $ 867 $ - $ 867 $ - Mortgage banking derivative instruments 306 - 306 - Total recurring liabilities at fair value $ 1,173 $ - $ 1,173 $ - Fair Value Measurements on a Recurring Basis As of December 31, 2016 (dollars in thousands) Fair Value Level 1 Level 2 Level 3 Financial assets: U.S. government sponsored agencies $ 1,020 $ - $ 1,020 $ - State, county and municipal securities 152,035 - 152,035 - Corporate debt securities 32,172 - 30,672 1,500 Mortgage-backed securities 637,508 - 637,508 - Loans held for sale 105,924 - 105,924 - Mortgage banking derivative instruments 4,314 - 4,314 - Total recurring assets at fair value $ 932,973 $ - $ 931,473 $ 1,500 Financial liabilities: Derivative financial instruments $ 978 $ - $ 978 $ - Total recurring liabilities at fair value $ 978 $ - $ 978 $ - Fair Value Measurements on a Nonrecurring Basis (dollars in thousands) Fair Value Level 1 Level 2 Level 3 June 30, 2017 Impaired loans carried at fair value $ 26,605 $ - $ - $ 26,605 Other real estate owned 453 - - 453 Purchased other real estate owned 11,330 - - 11,330 Total nonrecurring assets at fair value $ 38,388 $ - $ - $ 38,388 December 31, 2016 Impaired loans carried at fair value $ 28,253 $ - $ - $ 28,253 Other real estate owned 1,172 - - 1,172 Purchased other real estate owned 12,540 - - 12,540 Total nonrecurring assets at fair value $ 41,965 $ - $ - $ 41,965 The inputs used to determine estimated fair value of impaired loans include market conditions, loan terms, underlying collateral characteristics and discount rates. The inputs used to determine fair value of other real estate owned include market conditions, estimated marketing period or holding period, underlying collateral characteristics and discount rates. For the six months ended June 30, 2017 and the year ended December 31, 2016, there was not a change in the methods and significant assumptions used to estimate fair value. Weighted Range of Average (dollars in thousands) Fair Value Valuation Technique Unobservable Inputs Discounts Discount June 30, 2017 Recurring: Investment securities available for sale $ 1,500 Discounted par values Credit quality of underlying issuer 0% 0% Nonrecurring: Impaired loans $ 26,605 Third-party appraisals and discounted cash flows Collateral discounts and discount rates 11% - 100% 29% Other real estate owned $ 453 Third-party appraisals, sales contracts, broker price opinions Collateral discounts and estimated costs to sell 15% - 45% 17% Purchased other real estate owned $ 11,330 Third-party appraisals Collateral discounts and estimated costs to sell 10% - 74% 14% December 31, 2016 Recurring: Investment securities available for sale $ 1,500 Discounted par values Credit quality of underlying issuer 0% 0% Nonrecurring: Impaired loans $ 28,253 Third-party appraisals and discounted cash flows Collateral discounts and discount rates 15% - 100% 28% Other real estate owned $ 1,172 Third-party appraisals, sales contracts, broker price opinions Collateral discounts and estimated costs to sell 15% - 74% 22% Purchased other real estate owned $ 12,540 Third-party appraisals Collateral discounts and estimated costs to sell 10% - 74% 15% Fair Value Measurements at June 30, 2017 Using: Carrying (dollars in thousands) Amount Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 139,500 $ 139,500 $ - $ - $ 139,500 Federal funds sold and interest-bearing accounts 137,811 137,811 - - 137,811 Loans, net 5,619,135 - - 5,609,246 5,609,246 Accrued interest receivable 22,006 22,006 - - 22,006 Financial liabilities: Deposits $ 5,793,397 $ - $ 5,793,319 $ - $ 5,793,319 Securities sold under agreements to repurchase 18,400 18,400 - - 18,400 Other borrowings 679,591 - 680,861 - 680,861 Subordinated deferrable interest debentures 84,889 - 69,471 - 69,471 FDIC loss-share payable 7,992 - - 9,014 9,014 Accrued interest payable 3,167 3,167 - - 3,167 Fair Value Measurements at December 31, 2016 Using: Carrying (dollars in thousands) Amount Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 127,164 $ 127,164 $ - $ - $ 127,164 Federal funds sold and interest-bearing accounts 71,221 71,221 - - 71,221 Loans, net 5,212,153 - - 5,236,034 5,236,034 Accrued interest receivable 22,278 22,278 - - 22,278 Financial liabilities: Deposits $ 5,575,163 $ - $ 5,575,288 $ - $ 5,575,288 Securities sold under agreements to repurchase 53,505 53,505 - - 53,505 Other borrowings 492,321 - 492,321 - 492,321 Subordinated deferrable interest debentures 84,228 - 67,321 - 67,321 FDIC loss-share payable 6,313 - - 8,243 8,243 Accrued interest payable 1,501 1,501 - - 1,501

SEGMENT REPORTING

SEGMENT REPORTING	6 Months Ended
	Jun. 30, 2017
Segment Reporting [Abstract]
SEGMENT REPORTING	NOTE 14 – SEGMENT REPORTING The Company has the following five reportable segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division and Premium Finance Division. The Banking Division derives its revenues from the delivery of full-service financial services, including commercial loans, consumer loans and deposit accounts. The Retail Mortgage Division derives its revenues from the origination, sales and servicing of one-to-four family residential mortgage loans. The Warehouse Lending Division derives its revenues from the origination and servicing of warehouse lines to other businesses that are secured by underlying one-to-four family residential mortgage loans. The SBA Division derives its revenues from the origination, sales and servicing of SBA loans. The Premium Finance Division derives its revenues from the origination and servicing of commercial insurance premium finance loans. The Banking, Retail Mortgage, Warehouse Lending, SBA and Premium Finance Divisions are managed as separate business units because of the different products and services they provide. The Company evaluates performance and allocates resources based on profit or loss from operations. There are no material intersegment sales or transfers. Three Months Ended June 30, 2017 Retail Warehouse Premium Banking Mortgage Lending SBA Finance (dollars in thousands) Division Division Division Division Division Total Interest income $ 56,694 $ 4,974 $ 1,613 $ 1,258 $ 6,872 $ 71,411 Interest expense 4,894 1,504 359 373 1,124 8,254 Net interest income 51,800 3,470 1,254 885 5,748 63,157 Provision for loan losses 1,491 347 176 51 140 2,205 Noninterest income 12,954 13,053 438 1,718 26 28,189 Noninterest expense Salaries and employee benefits 19,359 7,763 127 890 993 29,132 Equipment and occupancy expenses 5,427 610 1 54 54 6,146 Data processing and telecommunications expenses 6,378 440 25 2 183 7,028 Other expenses 10,209 888 54 259 2,023 13,433 Total noninterest expense 41,373 9,701 207 1,205 3,253 55,739 Income before income tax expense 21,890 6,475 1,309 1,347 2,381 33,402 Income tax expense 6,095 2,361 472 472 915 10,315 Net income $ 15,795 $ 4,114 $ 837 $ 875 $ 1,466 $ 23,087 Total assets $ 6,186,980 $ 475,599 $ 174,149 $ 80,909 $ 480,221 $ 7,397,858 Goodwill 125,532 - - - - 125,532 Other intangible assets, net 15,378 - - - - 15,378 Three Months Ended June 30, 2016 Retail Warehouse Premium Banking Mortgage Lending SBA Finance (dollars in thousands) Division Division Division Division Division Total Interest income $ 53,534 $ 3,293 $ 1,622 $ 891 $ - $ 59,340 Interest expense 3,714 739 141 157 - 4,751 Net interest income 49,820 2,554 1,481 734 - 54,589 Provision for loan losses 733 93 - 63 - 889 Noninterest income 13,018 13,304 440 1,617 - 28,379 Noninterest expense Salaries and employee benefits 18,428 8,304 108 691 - 27,531 Equipment and occupancy expenses 5,901 405 1 64 - 6,371 Data processing and telecommunications expenses 5,685 338 25 1 - 6,049 Other expenses 11,071 1,133 26 178 - 12,408 Total noninterest expense 41,085 10,180 160 934 - 52,359 Income before income tax expense 21,020 5,585 1,761 1,354 - 29,720 Income tax expense 6,626 1,955 616 474 - 9,671 Net income $ 14,394 $ 3,630 $ 1,145 $ 880 $ - $ 20,049 Total assets $ 5,691,976 $ 306,932 $ 150,823 $ 71,563 $ - $ 6,221,294 Goodwill 121,422 - - - - 121,422 Other intangible assets, net 20,574 - - - - 20,574 June 30, 2017 Retail Warehouse Premium Banking Mortgage Lending SBA Finance (dollars in thousands) Division Division Division Division Division Total Interest income $ 110,906 $ 9,028 $ 2,946 $ 2,471 $ 13,110 $ 138,461 Interest expense 8,980 2,582 587 679 1,886 14,714 Net interest income 101,926 6,446 2,359 1,792 11,224 123,747 Provision for loan losses 3,473 355 (56) 99 170 4,041 Noninterest income 25,967 23,566 757 3,533 72 53,895 Noninterest expense Salaries and employee benefits 38,203 14,979 274 1,481 1,989 56,926 Equipment and occupancy expenses 10,684 1,129 2 105 103 12,023 Data processing and telecommunications expenses 12,421 757 52 3 367 13,600 Other expenses 19,450 2,029 86 470 4,248 26,283 Total noninterest expense 80,758 18,894 414 2,059 6,707 108,832 Income before income tax expense 43,662 10,763 2,758 3,167 4,419 64,769 Income tax expense 12,951 3,862 979 1,109 1,628 20,529 Net income $ 30,711 $ 6,901 $ 1,779 $ 2,058 $ 2,791 $ 44,240 Six Months Ended June 30, 2016 Retail Warehouse Premium Banking Mortgage Lending SBA Finance (dollars in thousands) Division Division Division Division Division Total Interest income $ 103,313 $ 6,313 $ 2,641 $ 1,632 $ - $ 113,899 Interest expense 7,010 1,329 233 302 - 8,874 Net interest income 96,303 4,984 2,408 1,330 - 105,025 Provision for loan losses 1,414 93 - 63 - 1,570 Noninterest income 25,753 22,928 773 3,211 - 52,665 Noninterest expense Salaries and employee benefits 37,417 14,651 296 1,354 - 53,718 Equipment and occupancy expenses 11,051 893 2 125 - 12,071 Data processing and telecommunications expenses 11,505 610 45 2 - 12,162 Other expenses 27,507 2,089 51 361 - 30,008 Total noninterest expense 87,480 18,243 394 1,842 - 107,959 Income before income tax expense 33,162 9,576 2,787 2,636 - 48,161 Income tax expense 10,545 3,352 975 923 - 15,795 Net income $ 22,617 $ 6,224 $ 1,812 $ 1,713 $ - $ 32,366

REGULATORY MATTERS

REGULATORY MATTERS	6 Months Ended
	Jun. 30, 2017
Banking and Thrift [Abstract]
REGULATORY MATTERS	NOTE 15 – REGULATORY MATTERS On December 16, 2016, the Bank entered into a Stipulation to the Issuance of a Consent Order with its bank regulatory agencies, the FDIC and the Georgia Department of Banking and Finance (the “GDBF”), consenting to the issuance of a consent order (the “Order”) relating to the Bank’s Bank Secrecy Act (together with its implementing regulations, the “BSA”) compliance program. In consenting to the issuance of the Order, the Bank did not admit or deny any charges of unsafe or unsound banking practices related to its BSA compliance program. Under the terms of the Order, the Bank or its board of directors is required to take certain affirmative actions to comply with the Bank’s obligations under the BSA. These include, but are not limited to, the following: strengthening the board of directors’ oversight of BSA activities; enhancing and adopting a revised BSA compliance program; completing a BSA risk assessment; developing a revised system of internal controls designed to ensure full compliance with the BSA; reviewing and revising customer due diligence and risk assessment processes, policies and procedures; developing, adopting and implementing effective BSA training programs; assessing BSA staffing needs and resources and appointing a qualified BSA officer; establishing an independent BSA testing program; ensuring that all reports required by the BSA are accurately and properly filed; and engaging an independent firm to review past account activity to determine whether suspicious activity was properly identified and reported. Prior to implementation, certain of the actions required by the Order were subject to review by, and approval or non-objection from, the FDIC and the GDBF. The Order will remain in effect and be enforceable until it is modified, terminated, suspended or set aside by the FDIC and the GDBF. The Bank expects that it will continue to meet the required actions within the time periods specified in the Order based upon ongoing communications with its regulators.

BASIS OF PRESENTATION AND ACC24

BASIS OF PRESENTATION AND ACCOUNTING POLICIES (Policies)	6 Months Ended
	Jun. 30, 2017
Accounting Policies [Abstract]
Nature of Business	Nature of Business Ameris Bancorp (the “Company” or “Ameris”) is a financial holding company headquartered in Moultrie, Georgia. Ameris conducts substantially all of its operations through its wholly owned banking subsidiary, Ameris Bank (the “Bank”). At June 30, 2017, the Bank operated 97 branches in select markets in Georgia, Alabama, Florida and South Carolina. Our business model capitalizes on the efficiencies of a large financial services company while still providing the community with the personalized banking service expected by our customers. We manage our Bank through a balance of decentralized management responsibilities and efficient centralized operating systems, products and loan underwriting standards. The Company’s Board of Directors and senior managers establish corporate policy, strategy and administrative policies. Within our established guidelines and policies, the banker closest to the customer responds to the differing needs and demands of his or her unique market.
Basis of Presentation and Accounting Estimates	Basis of Presentation The accompanying unaudited consolidated financial statements for Ameris have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and Regulation S-X. Accordingly, the financial statements do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statement presentation. The interim consolidated financial statements included herein are unaudited but reflect all adjustments (consisting of normal recurring accruals) which, in the opinion of management, are necessary for a fair presentation of the consolidated financial position and results of operations for the interim periods presented. All significant intercompany accounts and transactions have been eliminated in consolidation. The results of operations for the period ended June 30, 2017 are not necessarily indicative of the results to be expected for the full year. These financial statements should be read in conjunction with the financial statements and notes thereto and the report of our registered independent public accounting firm included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2016.
Other Investments	Accounting Policy Update Other Investments – Other investments include Federal Home Loan Bank (“FHLB”) stock, Federal Reserve Bank stock and a minority equity investment in US Premium Finance Holding Company, a Florida corporation (“USPF”). These investments do not have readily determinable fair values and are carried at cost. They are periodically reviewed for impairment based on ultimate recovery of par value or cost basis. Both stock and cash dividends are reported as income. For additional information regarding the Company’s minority equity investment in USPF, see Note 2.
Reclassifications	Reclassifications Certain reclassifications of prior year amounts have been made to conform with the current year presentations.
New Accounting Standards	Accounting Standards Adopted in 2017 ASU 2016-09 – Improvements to Employee Share-Based Payment Accounting (“ASU 2016-09”) ASU 2017-09 – “Compensation – Stock Compensation (Topic 718): Scope of Modification Accounting (“ASU 2017-09”) ASU 2017-08 – “Receivables – Nonrefundable Fees and Other Costs (Subtopic 310-20): Premium Amortization on Purchased Callable Debt Securities ASU 2017-04 – Intangibles: Goodwill and Other: Simplifying the Test for Goodwill Impairment ASU 2017-01 – Business Combinations (Topic 805): Clarifying the Definition of a Business ASU 2016-13 - Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments ASU 2016-02 – Leases (Topic 842) ASU 2014-09 – Revenue from Contracts with Customers

INVESTMENT IN US PREMIUM FINA25

INVESTMENT IN US PREMIUM FINANCE HOLDING COMPANY (Tables)	6 Months Ended
	Jun. 30, 2017
Cost Method Investments Disclosure [Abstract]
Equity Method Investments	The Company’s 4.99% investment in USPF was valued at $ 5.8 (dollars in thousands, except per share amount) Ameris common shares issued 128,572 Price per share of the Company's common stock $ 45.45 Fair value of consideration transferred $ 5,844

INVESTMENT SECURITIES (Tables)

INVESTMENT SECURITIES (Tables)	6 Months Ended
	Jun. 30, 2017
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Estimated Fair Value of Investment Securities Available for Sale	The amortized cost and estimated fair value of investment securities available for sale, along with unrealized gains and losses, are summarized as follows: Gross Gross Estimated Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gains Losses Value June 30, 2017 U.S. government sponsored agencies $ 1,000 $ 9 $ - $ 1,009 State, county and municipal securities 142,028 3,166 (86) 145,108 Corporate debt securities 47,252 552 (192) 47,612 Mortgage-backed securities 626,400 2,828 (4,264) 624,964 Total debt securities $ 816,680 $ 6,555 $ (4,542) $ 818,693 December 31, 2016 U.S. government sponsored agencies $ 999 $ 21 $ - $ 1,020 State, county and municipal securities 149,899 2,605 (469) 152,035 Corporate debt securities 32,375 167 (370) 32,172 Mortgage-backed securities 641,362 2,700 (6,554) 637,508 Total debt securities $ 824,635 $ 5,493 $ (7,393) $ 822,735
Amortized Cost and Fair Value of Available for Sale Securities by Contractual Maturity	The amortized cost and fair value of available-for-sale securities at June 30, 2017 by contractual maturity are summarized in the table below. Expected maturities for mortgage-backed securities may differ from contractual maturities because in certain cases borrowers can prepay obligations without prepayment penalties. Therefore, these securities are not included in the following maturity summary. Estimated Amortized Fair (dollars in thousands) Cost Value Due in one year or less $ 15,505 $ 15,660 Due from one year to five years 56,978 57,730 Due from five to ten years 73,838 75,578 Due after ten years 43,959 44,761 Mortgage-backed securities 626,400 624,964 $ 816,680 $ 818,693
Schedule of Gross Unrealized Losses and Fair Value of Securities	The following table details the gross unrealized losses and fair value of securities aggregated by category and duration of continuous unrealized loss position at June 30, 2017 and December 31, 2016. Less Than 12 Months 12 Months or More Total Estimated Estimated Estimated Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) Value Losses Value Losses Value Losses June 30, 2017 U.S. government sponsored agencies $ - $ - $ - $ - $ - $ - State, county and municipal securities 13,920 (86) - - 13,920 (86) Corporate debt securities 18,966 (182) 490 (10) 19,456 (192) Mortgage-backed securities 356,690 (3,696) 26,082 (568) 382,772 (4,264) Total debt securities $ 389,576 $ (3,964) $ 26,572 $ (578) $ 416,148 $ (4,542) December 31, 2016 U.S. government sponsored agencies $ - $ - $ - $ - $ - $ - State, county and municipal securities 47,647 (469) - - 47,647 (469) Corporate debt securities 18,377 (363) 493 (7) 18,870 (370) Mortgage-backed securities 414,300 (6,177) 11,791 (377) 426,091 (6,554) Total debt securities $ 480,324 $ (7,009) $ 12,284 $ (384) $ 492,608 $ (7,393)
Gross Realized Gains And Losses On Sales Of Available For Sale Securities	The following table is a summary of sales activities in the Company’s investment securities available for sale for the six months ended June 30, 2017 and 2016: June 30, June 30, (dollars in thousands) 2017 2016 Gross gains on sales of securities $ 38 $ 313 Gross losses on sales of securities (1) (219) Net realized gains on sales of securities available for sale $ 37 $ 94 Sales proceeds $ 3,090 $ 46,731

LOANS (Tables)

LOANS (Tables)	6 Months Ended
	Jun. 30, 2017
Schedule of Accounts Notes Loans and Financial Receivables	Loans are stated at unpaid balances, net of unearned income and deferred loan fees. Balances within the major loans receivable categories are presented in the following table, excluding purchased loans: June 30, December 31, (dollars in thousands) 2017 2016 Commercial, financial and agricultural $ 1,218,633 $ 967,138 Real estate – construction and development 486,858 363,045 Real estate – commercial and farmland 1,519,002 1,406,219 Real estate – residential 857,069 781,018 Consumer installment 147,505 96,915 Other 1,161 12,486 $ 4,230,228 $ 3,626,821
Summary of Purchased Loans And Major Loan Categories	Purchased loans are shown below according to major loan type as of the end of the periods shown: June 30, December 31, (dollars in thousands) 2017 2016 Commercial, financial and agricultural $ 87,612 $ 96,537 Real estate – construction and development 73,567 81,368 Real estate – commercial and farmland 510,312 576,355 Real estate – residential 275,504 310,277 Consumer installment 3,504 4,654 $ 950,499 $ 1,069,191
Rollforward of Acquired Loans	A rollforward of purchased loans for the six months ended June 30, 2017 and 2016 is shown below: June 30, June 30, (dollars in thousands) 2017 2016 Balance, January 1 $ 1,069,191 $ 909,083 Charge-offs, net of recoveries (1,860) (1,181) Additions due to acquisitions - 401,085 Accretion 6,165 8,844 Transfers to purchased other real estate owned (3,281) (3,420) Payments received (119,716) (120,866) Other - 90 Ending balance $ 950,499 $ 1,193,635
Schedule of Changes in Accretable Discounts Related Acquired Loans	The following is a summary of changes in the accretable discounts of purchased loans during the six months ended June 30, 2017 and 2016: June 30, June 30, (dollars in thousands) 2017 2016 Balance, January 1 $ 30,624 $ 33,848 Additions due to acquisitions - 9,991 Accretion (6,165) (8,844) Accretable discounts removed due to charge-offs (13) (11) Transfers between non-accretable and accretable discounts, net 807 1,461 Ending balance $ 25,253 $ 36,445
Schedule of Allowances for Loan Losses by Portfolio Segment	The following tables detail activity in the allowance for loan losses by portfolio segment for the three and six-month periods ended June 30, 2017, the year ended December 31, 2016 and the three and six-month periods ended June 30, 2016. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Consumer Commercial, Real Estate – Real Estate – Installment Purchased Financial & Construction & Commercial & Real Estate – Loans and Purchased Loan (dollars in thousands) Agricultural Development Farmland Residential Other Loans Pools Total Three months ended June 30, 2017: Balance, March 31, 2017 $ 2,798 $ 3,597 $ 7,879 $ 5,840 $ 854 $ 2,196 $ 2,086 $ 25,250 Provision for loan losses 984 102 255 655 695 (23) (463) 2,205 Loans charged off (701) (41) (386) (963) (438) (755) - (3,284) Recoveries of loans previously charged off 221 98 121 73 44 373 - 930 Balance, June 30, 2017 $ 3,302 $ 3,756 $ 7,869 $ 5,605 $ 1,155 $ 1,791 $ 1,623 $ 25,101 Six months ended June 30, 2017: Balance, December 31, 2016 $ 2,192 $ 2,990 $ 7,662 $ 6,786 $ 827 $ 1,626 $ 1,837 $ 23,920 Provision for loan losses 1,625 742 472 (136) 869 683 (214) 4,041 Loans charged off (805) (94) (395) (1,179) (602) (1,311) - (4,386) Recoveries of loans previously charged off 290 118 130 134 61 793 - 1,526 Balance, June 30, 2017 $ 3,302 $ 3,756 $ 7,869 $ 5,605 $ 1,155 $ 1,791 $ 1,623 $ 25,101 Period-end allocation: Loans individually evaluated for impairment (1) $ 691 $ 174 $ 1,437 $ 1,748 $ - $ 1,791 $ 180 $ 6,021 Loans collectively evaluated for impairment 2,611 3,582 6,432 3,857 1,155 - 1,443 19,080 Ending balance $ 3,302 $ 3,756 $ 7,869 $ 5,605 $ 1,155 $ 1,791 $ 1,623 $ 25,101 Loans: Individually evaluated for impairment (1) $ 2,418 $ 636 $ 10,814 $ 8,282 $ - $ 27,598 $ 918 $ 50,666 Collectively evaluated for impairment 1,216,215 486,222 1,508,188 848,787 148,666 794,706 489,196 5,491,980 Acquired with deteriorated credit quality - - - - - 128,195 - 128,195 Ending balance $ 1,218,633 $ 486,858 $ 1,519,002 $ 857,069 $ 148,666 $ 950,499 $ 490,114 $ 5,670,841 (1) At June 30, 2017, loans individually evaluated for impairment includes all nonaccrual loans greater than $ 100,000 100,000 Consumer Commercial, Real Estate – Real Estate – Installment Purchased Financial & Construction & Commercial & Real Estate - Loans and Purchased Loan (dollars in thousands) Agricultural Development Farmland Residential Other Loans Pools Total Twelve months ended December 31, 2016: Balance, January 1, 2016 $ 1,144 $ 5,009 $ 7,994 $ 4,760 $ 1,574 $ - $ 581 $ 21,062 Provision for loan losses 2,647 (1,921) 107 2,757 (523) (232) 1,256 4,091 Loans charged off (1,999) (588) (708) (1,122) (351) (1,559) - (6,327) Recoveries of loans previously charged off 400 490 269 391 127 3,417 - 5,094 Balance, December 31, 2016 $ 2,192 $ 2,990 $ 7,662 $ 6,786 $ 827 $ 1,626 $ 1,837 $ 23,920 Period-end allocation: Loans individually evaluated for impairment (1) $ 120 $ 266 $ 1,502 $ 2,893 $ - $ 1,626 $ - $ 6,407 Loans collectively evaluated for impairment 2,072 2,724 6,160 3,893 827 - 1,837 17,513 Ending balance $ 2,192 $ 2,990 $ 7,662 $ 6,786 $ 827 $ 1,626 $ 1,837 $ 23,920 Loans: Individually evaluated for impairment (1) $ 501 $ 659 $ 12,423 $ 12,697 $ - $ 34,141 $ - $ 60,421 Collectively evaluated for impairment 966,637 362,386 1,393,796 768,321 109,401 886,516 568,314 5,055,371 Acquired with deteriorated credit quality - - - - - 148,534 - 148,534 Ending balance $ 967,138 $ 363,045 $ 1,406,219 $ 781,018 $ 109,401 $ 1,069,191 $ 568,314 $ 5,264,326 (1) At December 31, 2016, loans individually evaluated for impairment includes all nonaccrual loans greater than $ 100,000 100,000 Consumer Commercial, Real Estate – Real Estate – Installment Purchased Financial & Construction & Commercial & Real Estate - Loans and Purchased Loan (dollars in thousands) Agricultural Development Farmland Residential Other Loans Pools Total Three months ended June 30, 2016: Balance, March 31, 2016 $ 1,599 $ 3,925 $ 7,099 $ 4,631 $ 1,939 $ 983 $ 1,306 $ 21,482 Provision for loan losses 522 (438) 664 (259) 264 243 (107) 889 Loans charged off (541) (109) (361) (123) (59) (183) - (1,376) Recoveries of loans previously charged off 87 221 57 14 16 344 - 739 Balance, June 30, 2016 $ 1,667 $ 3,599 $ 7,459 $ 4,263 $ 2,160 $ 1,387 $ 1,199 $ 21,734 Six months ended June 30, 2016: Balance, December 31, 2015 $ 1,144 $ 5,009 $ 7,994 $ 4,760 $ 1,574 $ - $ 581 $ 21,062 Provision for loan losses 1,310 (1,489) (5) (234) 663 707 618 1,570 Loans charged off (947) (264) (708) (591) (118) (562) - (3,190) Recoveries of loans previously charged off 160 343 178 328 41 1,242 - 2,292 Balance, June 30, 2016 $ 1,667 $ 3,599 $ 7,459 $ 4,263 $ 2,160 $ 1,387 $ 1,199 $ 21,734 Period-end allocation: Loans individually evaluated for impairment (1) $ 137 $ 690 $ 997 $ 2,339 $ - $ 1,387 $ - $ 5,550 Loans collectively evaluated for impairment 1,530 2,909 6,462 1,924 2,160 - 1,199 16,184 Ending balance $ 1,667 $ 3,599 $ 7,459 $ 4,263 $ 2,160 $ 1,387 $ 1,199 $ 21,734 Loans: Individually evaluated for impairment (1) $ 819 $ 1,465 $ 11,870 $ 10,345 $ - $ 41,751 $ - $ 66,250 Collectively evaluated for impairment 563,524 273,252 1,236,710 669,888 51,198 978,135 610,425 4,383,132 Acquired with deteriorated credit quality - - - - - 173,749 - 173,749 Ending balance $ 564,343 $ 274,717 $ 1,248,580 $ 680,233 $ 51,198 $ 1,193,635 $ 610,425 $ 4,623,131 (1) At June 30, 2016, loans individually evaluated for impairment includes all nonaccrual loans greater than $ 100,000 100,000
Purchased Loans [Member]
Summary of Financial Receivable Nonaccrual Basis	The following table presents an analysis of purchased loans accounted for on a nonaccrual basis: June 30, December 31, (dollars in thousands) 2017 2016 Commercial, financial and agricultural $ 169 $ 692 Real estate – construction and development 2,463 2,611 Real estate – commercial and farmland 6,624 10,174 Real estate – residential 8,074 9,476 Consumer installment 27 13 $ 17,357 $ 22,966
Summary of Past Due Financial Receivables	The following table presents an analysis of purchased past-due loans as of June 30, 2017 and December 31, 2016: Loans 90 Days or Loans Loans Loans 90 More Past 30-59 60-89 or More Total Due and Days Past Days Days Past Loans Current Total Still (dollars in thousands) Due Past Due Due Past Due Loans Loans Accruing June 30, 2017 Commercial, financial & agricultural $ 171 $ - $ 152 $ 323 $ 87,289 $ 87,612 $ - Real estate – construction & development 322 81 1,830 2,233 71,334 73,567 - Real estate – commercial & farmland 1,084 46 2,260 3,390 506,922 510,312 - Real estate – residential 985 1,353 5,256 7,594 267,910 275,504 147 Consumer installment loans 28 - 16 44 3,460 3,504 - Total $ 2,590 $ 1,480 $ 9,514 $ 13,584 $ 936,915 $ 950,499 $ 147 December 31, 2016 Commercial, financial & agricultural $ 113 $ 18 $ 593 $ 724 $ 95,813 $ 96,537 $ - Real estate – construction & development 161 11 2,518 2,690 78,678 81,368 - Real estate – commercial & farmland 2,034 326 7,152 9,512 566,843 576,355 - Real estate – residential 4,566 698 6,835 12,099 298,178 310,277 - Consumer installment loans 22 - 13 35 4,619 4,654 - Total $ 6,896 $ 1,053 $ 17,111 $ 25,060 $ 1,044,131 $ 1,069,191 $ -
Summary of Impaired Financial Receivables	As of and for the Period Ended June 30, December 31, June 30, (dollars in thousands) 2017 2016 2016 Nonaccrual loans $ 17,357 $ 22,966 $ 26,736 Troubled debt restructurings not included above 21,020 23,543 20,642 Total impaired loans $ 38,377 $ 46,509 $ 47,378 Quarter-to-date interest income recognized on impaired loans $ 374 $ 377 $ 343 Year-to-date interest income recognized on impaired loans $ 753 $ 2,755 $ 885 Quarter-to-date foregone interest income on impaired loans $ 265 $ 354 $ 412 Year-to-date foregone interest income on impaired loans $ 601 $ 1,637 $ 938 The following table presents an analysis of information pertaining to purchased impaired loans as of June 30, 2017, December 31, 2016 and June 30, 2016: Three Six Unpaid Recorded Recorded Month Month Contractual Investment Investment Total Average Average Principal With No With Recorded Related Recorded Recorded (dollars in thousands) Balance Allowance Allowance Investment Allowance Investment Investment June 30, 2017 Commercial, financial & agricultural $ 1,679 $ 163 $ 6 $ 169 $ - $ 273 $ 412 Real estate – construction & development 8,296 524 2,967 3,491 257 3,491 3,650 Real estate – commercial & farmland 16,987 2,418 11,616 14,034 771 16,167 16,989 Real estate – residential 24,219 7,647 13,009 20,656 763 21,262 21,904 Consumer installment loans 36 27 - 27 - 24 24 Total $ 51,217 $ 10,779 $ 27,598 $ 38,377 $ 1,791 $ 41,217 $ 42,979 Three Twelve Unpaid Recorded Recorded Month Month Contractual Investment Investment Total Average Average Principal With No With Recorded Related Recorded Recorded (dollars in thousands) Balance Allowance Allowance Investment Allowance Investment Investment December 31, 2016 Commercial, financial & agricultural $ 5,031 $ 370 $ 322 $ 692 $ - $ 783 $ 2,206 Real estate – construction & development 24,566 493 3,477 3,970 153 3,888 4,279 Real estate – commercial & farmland 36,174 3,598 15,036 18,634 385 17,806 19,872 Real estate – residential 27,022 7,883 15,306 23,189 1,088 23,201 23,163 Consumer installment loans 37 24 - 24 - 51 96 Total $ 92,830 $ 12,368 $ 34,141 $ 46,509 $ 1,626 $ 45,729 $ 49,616 Three Six Unpaid Recorded Recorded Month Month Contractual Investment Investment Total Average Average Principal With No With Recorded Related Recorded Recorded (dollars in thousands) Balance Allowance Allowance Investment Allowance Investment Investment June 30, 2016 Commercial, financial & agricultural $ 2,976 $ 802 $ - $ 802 $ - $ 2,132 $ 2,710 Real estate – construction & development 10,082 1,538 2,550 4,088 223 4,273 4,164 Real estate – commercial & farmland 27,234 4,202 15,211 19,413 690 21,581 20,433 Real estate – residential 26,781 12,099 10,894 22,993 474 22,604 22,786 Consumer installment loans 103 82 - 82 - 109 114 Total $ 67,176 $ 18,723 $ 28,655 $ 47,378 $ 1,387 $ 50,699 $ 50,207
Summary of Credit Quality Indicate Financial Receivable	The following table presents the purchased loan portfolio by risk grade as of June 30, 2017 and December 31, 2016 (in thousands): Risk Commercial, Real Estate - Real Estate - Real Estate - Consumer Other Total June 30, 2017 10 $ 5,202 $ - $ - $ - $ 757 $ - $ 5,959 15 4,890 - 6,210 27,943 348 - 39,391 20 12,311 12,289 190,506 111,033 1,310 - 327,449 23 22 2,553 8,139 11,344 - - 22,058 25 51,611 46,179 261,911 99,248 954 - 459,903 30 11,359 9,215 14,545 6,693 57 - 41,869 40 2,217 3,331 29,001 19,243 78 - 53,870 50 - - - - - - - 60 - - - - - - - Total $ 87,612 $ 73,567 $ 510,312 $ 275,504 $ 3,504 $ - $ 950,499 December 31, 2016 10 $ 5,722 $ - $ - $ - $ 814 $ - $ 6,536 15 1,266 - 7,619 31,331 570 - 40,786 20 16,204 10,686 194,168 111,712 1,583 - 334,353 23 22 3,643 9,019 14,791 - - 27,475 25 67,123 56,006 323,242 121,379 1,276 - 569,026 30 5,072 7,271 15,039 7,605 45 - 35,032 40 1,128 3,762 27,268 23,459 366 - 55,983 50 - - - - - - - 60 - - - - - - - Total $ 96,537 $ 81,368 $ 576,355 $ 310,277 $ 4,654 $ - $ 1,069,191
Summary of Troubled Debt Restructurings by Loan Class	The following table presents the purchased loans by class modified as troubled debt restructurings, which occurred during the six months ending June 30, 2017 and 2016: June 30, 2017 June 30, 2016 Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural 1 $ 6 1 $ 76 Real estate – construction & development - - - - Real estate – commercial & farmland 4 1,323 2 492 Real estate – residential 4 578 3 662 Consumer installment - - - - Total 9 $ 1,907 6 $ 1,230
Troubled Debt Restructurings on Financing Receivable Payment Default	The following table presents purchased loan troubled debt restructurings by class that defaulted (defined as 30 days past due) during the six months ending June 30, 2017 and 2016: June 30, 2017 June 30, 2016 Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural 1 $ 6 2 $ 76 Real estate – construction & development - - 2 402 Real estate – commercial & farmland 1 226 - - Real estate – residential 4 138 6 919 Consumer installment 1 3 - - Total 7 $ 373 10 $ 1,397
Loans Excluding Purchased Loan [Member]
Summary of Financial Receivable Nonaccrual Basis	June 30, December 31, (dollars in thousands) 2017 2016 Commercial, financial and agricultural $ 2,463 $ 1,814 Real estate – construction and development 770 547 Real estate – commercial and farmland 6,004 8,757 Real estate – residential 7,342 6,401 Consumer installment 504 595 $ 17,083 $ 18,114
Summary of Past Due Financial Receivables	The following table presents an analysis of past-due loans, excluding purchased past-due loans as of June 30, 2017 and December 31, 2016: Loans 90 Days or Loans Loans Loans 90 More Past 30-59 60-89 or More Total Due and Days Past Days Days Past Loans Current Total Still (dollars in thousands) Due Past Due Due Past Due Loans Loans Accruing June 30, 2017 Commercial, financial & agricultural $ 6,343 $ 2,298 $ 3,919 $ 12,560 $ 1,206,073 $ 1,218,633 $ 1,784 Real estate – construction & development 205 12 751 968 485,890 486,858 - Real estate – commercial & farmland 1,311 366 5,602 7,279 1,511,723 1,519,002 - Real estate – residential 2,833 1,174 5,432 9,439 847,630 857,069 - Consumer installment loans 575 188 294 1,057 146,448 147,505 - Other - - - - 1,161 1,161 - Total $ 11,267 $ 4,038 $ 15,998 $ 31,303 $ 4,198,925 $ 4,230,228 $ 1,784 December 31, 2016 Commercial, financial & agricultural $ 565 $ 82 $ 1,293 $ 1,940 $ 965,198 $ 967,138 $ - Real estate – construction & development 908 446 439 1,793 361,252 363,045 - Real estate – commercial & farmland 6,329 1,711 6,945 14,985 1,391,234 1,406,219 - Real estate – residential 6,354 1,282 5,302 12,938 768,080 781,018 - Consumer installment loans 624 263 350 1,237 95,678 96,915 - Other - - - - 12,486 12,486 - Total $ 14,780 $ 3,784 $ 14,329 $ 32,893 $ 3,593,928 $ 3,626,821 $ -
Summary of Impaired Financial Receivables	The following is a summary of information pertaining to impaired loans, excluding purchased loans: As of and for the Period Ended June 30, December 31, June 30, (dollars in thousands) 2017 2016 2016 Nonaccrual loans $ 17,083 $ 18,114 $ 16,003 Troubled debt restructurings not included above 12,169 14,209 14,795 Total impaired loans $ 29,252 $ 32,323 $ 30,798 Quarter-to-date interest income recognized on impaired loans $ 320 $ 225 $ 238 Year-to-date interest income recognized on impaired loans $ 560 $ 1,033 $ 556 Quarter-to-date foregone interest income on impaired loans $ 247 $ 267 $ 230 Year-to-date foregone interest income on impaired loans $ 521 $ 977 $ 471 The following table presents an analysis of information pertaining to impaired loans, excluding purchased loans as of June 30, 2017, December 31, 2016 and June 30, 2016: Three Six Unpaid Recorded Recorded Month Month Contractual Investment Investment Total Average Average Principal With No With Recorded Related Recorded Recorded (dollars in thousands) Balance Allowance Allowance Investment Allowance Investment Investment June 30, 2017 Commercial, financial & agricultural $ 4,166 $ 596 $ 1,907 $ 2,503 $ 704 $ 3,113 $ 2,695 Real estate – construction & development 1,733 119 1,080 1,199 179 1,123 1,160 Real estate – commercial & farmland 11,885 5,940 4,923 10,863 1,436 11,156 11,730 Real estate – residential 13,569 2,154 12,017 14,171 1,994 15,946 16,186 Consumer installment loans 583 - 516 516 5 553 572 Total $ 31,936 $ 8,809 $ 20,443 $ 29,252 $ 4,318 $ 31,891 $ 32,343 Three Twelve Unpaid Recorded Recorded Month Month Contractual Investment Investment Total Average Average Principal With No With Recorded Related Recorded Recorded (dollars in thousands) Balance Allowance Allowance Investment Allowance Investment Investment December 31, 2016 Commercial, financial & agricultural $ 3,068 $ 204 $ 1,656 $ 1,860 $ 134 $ 1,613 $ 1,684 Real estate – construction & development 2,047 - 1,233 1,233 273 1,590 2,018 Real estate – commercial & farmland 13,906 6,811 6,065 12,876 1,503 12,948 12,845 Real estate – residential 15,482 2,238 13,503 15,741 3,080 15,525 14,453 Consumer installment loans 671 - 613 613 5 576 506 Total $ 35,174 $ 9,253 $ 23,070 $ 32,323 $ 4,995 $ 32,252 $ 31,506 Three Six Unpaid Recorded Recorded Month Month Contractual Investment Investment Total Average Average Principal With No With Recorded Related Recorded Recorded (dollars in thousands) Balance Allowance Allowance Investment Allowance Investment Investment June 30, 2016 Commercial, financial & agricultural $ 3,786 $ 652 $ 1,453 $ 2,105 $ 150 $ 1,825 $ 1,731 Real estate – construction & development 3,141 230 1,826 2,056 697 2,154 2,304 Real estate – commercial & farmland 13,592 5,312 7,221 12,533 1,000 12,772 12,777 Real estate – residential 14,460 1,329 12,331 13,660 2,369 13,249 13,450 Consumer installment loans 531 - 444 444 8 441 458 Total $ 35,510 $ 7,523 $ 23,275 $ 30,798 $ 4,224 $ 30,441 $ 30,720
Summary of Credit Quality Indicate Financial Receivable	The following table presents the loan portfolio, excluding purchased loans, by risk grade as of June 30, 2017 and December 31, 2016 (in thousands): Risk Commercial, Real Estate - Real Estate - Real Estate - Consumer Other Total June 30, 2017 10 $ 475,310 $ - $ 6,384 $ 51 $ 8,769 $ - $ 490,514 15 502,635 1,306 81,494 45,429 277 - 631,141 20 108,940 47,672 996,883 696,382 24,270 1,161 1,875,308 23 349 6,072 3,055 5,906 4 - 15,386 25 120,987 424,915 399,354 89,100 113,430 - 1,147,786 30 5,720 5,217 16,817 4,998 119 - 32,871 40 4,685 1,676 15,015 15,104 636 - 37,116 50 7 - - 99 - - 106 60 - - - - - - - Total $ 1,218,633 $ 486,858 $ 1,519,002 $ 857,069 $ 147,505 $ 1,161 $ 4,230,228 December 31, 2016 10 $ 397,093 $ - $ 8,814 $ 125 $ 8,532 $ - $ 414,564 15 376,323 5,390 102,893 54,136 405 - 539,147 20 97,057 36,307 889,539 609,583 25,026 12,486 1,669,998 23 366 6,803 8,533 7,470 14 - 23,186 25 92,066 307,903 357,151 88,370 62,098 - 907,588 30 144 719 22,986 5,197 126 - 29,172 40 4,089 5,923 16,303 16,038 714 - 43,067 50 - - - 99 - - 99 60 - - - - - - - Total $ 967,138 $ 363,045 $ 1,406,219 $ 781,018 $ 96,915 $ 12,486 $ 3,626,821
Summary of Troubled Debt Restructurings by Loan Class	The following table presents the loans by class modified as troubled debt restructurings, excluding purchased loans, which occurred during the six months ending June 30, 2017 and 2016: June 30, 2017 June 30, 2016 Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural - $ - 2 $ 28 Real estate – construction & development - - 1 6 Real estate – commercial & farmland 4 1,062 4 1,666 Real estate – residential 1 77 6 739 Consumer installment 6 31 6 26 Total 11 $ 1,170 19 $ 2,465
Summary of Troubled Debt Restructuring by Loan Class, Classified Separately under Restructured Terms	The following table presents the amount of troubled debt restructurings by loan class, excluding purchased loans, classified separately as accrual and nonaccrual at June 30, 2017 and December 31, 2016: June 30, 2017 Accruing Loans Non-Accruing Loans Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural 3 $ 40 15 $ 136 Real estate – construction & development 7 429 2 34 Real estate – commercial & farmland 16 4,859 4 192 Real estate – residential 74 6,829 17 1,975 Consumer installment 7 12 34 133 Total 107 $ 12,169 72 $ 2,470 December 31, 2016 Accruing Loans Non-Accruing Loans Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural 4 $ 47 15 $ 114 Real estate – construction & development 8 686 2 34 Real estate – commercial & farmland 16 4,119 5 2,970 Real estate – residential 82 9,340 15 739 Consumer installment 7 17 32 130 Total 117 $ 14,209 69 $ 3,987
Troubled Debt Restructurings on Financing Receivable Payment Default	The following table presents for loans, excluding purchased loans, the troubled debt restructurings by class that defaulted (defined as 30 days past due) during the six months ending June 30, 2017 and 2016: June 30, 2017 June 30, 2016 Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural 2 $ 49 2 $ 7 Real estate – construction & development - - - - Real estate – commercial & farmland 4 362 2 191 Real estate – residential 9 554 6 292 Consumer installment 7 27 1 4 Total 22 $ 992 11 $ 494
Accrual And Non Accrual [Member] | Purchased Loans [Member]
Summary of Troubled Debt Restructuring by Loan Class, Classified Separately under Restructured Terms	The following table presents the amount of troubled debt restructurings by loan class of purchased loans, classified separately as accrual and nonaccrual at June 30, 2017 and December 31, 2016. June 30, 2017 Accruing Loans Non-Accruing Loans Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural - $ - 4 $ 21 Real estate – construction & development 3 1,028 6 356 Real estate – commercial & farmland 17 7,410 11 3,935 Real estate – residential 120 12,582 32 1,965 Consumer installment - - 2 7 Total 140 $ 21,020 55 $ 6,284 December 31, 2016 Accruing Loans Non-Accruing Loans Balance Balance Loan Class # (in thousands) # (in thousands) Commercial, financial & agricultural 1 $ 1 4 $ 91 Real estate – construction & development 6 1,358 3 30 Real estate – commercial & farmland 20 8,460 5 2,402 Real estate – residential 123 13,713 33 2,077 Consumer installment 3 11 1 - Total 153 $ 23,543 46 $ 4,600

ASSETS ACQUIRED IN FDIC-ASSIS28

ASSETS ACQUIRED IN FDIC-ASSISTED ACQUISITIONS (Tables)	6 Months Ended
	Jun. 30, 2017
Banking and Thrift [Abstract]
Schedule of Acquisition Details	From October 2009 through July 2012, the Company participated in ten FDIC-assisted acquisitions whereby the Company purchased certain failed institutions out of the FDIC’s receivership. These institutions include the following: Bank Acquired Location Branches Date Acquired American United Bank (“AUB”) Lawrenceville, Ga. 1 October 23, 2009 United Security Bank (“USB”) Sparta, Ga. 2 November 6, 2009 Satilla Community Bank (“SCB”) St. Marys, Ga. 1 May 14, 2010 First Bank of Jacksonville (“FBJ”) Jacksonville, Fl. 2 October 22, 2010 Tifton Banking Company (“TBC”) Tifton, Ga. 1 November 12, 2010 Darby Bank & Trust (“DBT”) Vidalia, Ga. 7 November 12, 2010 High Trust Bank (“HTB”) Stockbridge, Ga. 2 July 15, 2011 One Georgia Bank (“OGB”) Midtown Atlanta, Ga. 1 July 15, 2011 Central Bank of Georgia (“CBG”) Ellaville, Ga. 5 February 24, 2012 Montgomery Bank & Trust (“MBT”) Ailey, Ga. 2 July 6, 2012
Components of Covered Assets	The following table summarizes components of all covered assets at June 30, 2017 and December 31, 2016 and their origin: FDIC Loss- Less: Fair Total Less: Fair Total Total Share Covered Value Covered Value Covered Covered Receivable (dollars in thousands) Loans Adjustments Loans OREO Adjustments OREO Assets (Payable) June 30, 2017 AUB $ - $ - $ - $ - $ - $ - $ - $ - USB 2,933 12 2,921 - - - 2,921 (1,726) SCB 3,230 30 3,200 - - - 3,200 69 FBJ 3,682 414 3,268 - - - 3,268 (302) DBT 10,360 406 9,954 - - - 9,954 (4,299) TBC 1,708 - 1,708 - - - 1,708 (50) HTB 1,885 28 1,857 - - - 1,857 (59) OGB 939 31 908 - - - 908 (1,103) CBG 10,654 773 9,881 215 - 215 10,096 (522) Total $ 35,391 $ 1,694 $ 33,697 $ 215 $ - $ 215 $ 33,912 $ (7,992) December 31, 2016 AUB $ - $ - $ - $ - $ - $ - $ - $ (27) USB 3,199 13 3,186 51 - 51 3,237 (1,642) SCB 4,019 51 3,968 - - - 3,968 (32) FBJ 3,767 452 3,315 - - - 3,315 (234) DBT 12,166 565 11,601 - - - 11,601 (4,591) TBC 1,679 - 1,679 - - - 1,679 (33) HTB 1,913 33 1,880 - - - 1,880 734 OGB 1,077 32 1,045 - - - 1,045 (993) CBG 33,449 1,963 31,486 1,161 4 1,157 32,643 505 Total $ 61,269 $ 3,109 $ 58,160 $ 1,212 $ 4 $ 1,208 $ 59,368 $ (6,313)
Changes in FDIC Shared-Loss Receivable	Changes in the FDIC shared-loss payable for the six months ended June 30, 2017 and 2016 are as follows: June 30, June 30, (dollars in thousands) 2017 2016 Beginning balance, January 1 $ (6,313) $ 6,301 Payments received from FDIC (230) (4,165) Amortization (595) (2,737) Changes in clawback liability (398) (345) Increase in receivable due to: Net recoveries on covered loans (648) (929) Loss (gain) on covered other real estate owned (40) 774 Reimbursable expenses on covered assets 242 429 Other activity, net (10) (1,225) Ending balance $ (7,992) $ (1,897)

OTHER REAL ESTATE OWNED (Tables

OTHER REAL ESTATE OWNED (Tables)	6 Months Ended
	Jun. 30, 2017
Banking and Thrift [Abstract]
Summary of Activity in Other Real Estate Owned	The following is a summary of the activity in other real estate owned during the six months ended June 30, 2017 and 2016: June 30, June 30, (dollars in thousands) 2017 2016 Beginning balance, January 1 $ 10,874 $ 16,147 Loans transferred to other real estate owned 3,347 1,499 Net gains (losses) on sale and write-downs recorded in statement of income (553) (1,057) Sales proceeds (2,185) (2,824) Ending balance $ 11,483 $ 13,765
Summary of Activity in Purchased Other Real Estate Owned	The following is a summary of the activity in purchased other real estate owned during the six months ended June 30, 2017 and 2016: June 30, June 30, (dollars in thousands) 2017 2016 Beginning balance, January 1 $ 12,540 $ 19,344 Loans transferred to other real estate owned 3,281 3,420 Acquired in acquisitions - 1,838 Portion of gains (losses) on sale and write-downs payable to (receivable from) the FDIC under loss-sharing agreements 40 - Net gains (losses) on sale and write-downs recorded in statement of income 819 (938) Sales proceeds (5,350) (6,994) Ending balance $ 11,330 $ 16,670

SECURITIES SOLD UNDER AGREEME30

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Tables)	6 Months Ended
	Jun. 30, 2017
Brokers and Dealers [Abstract]
Summary of Securities Sold Under Repurchase Agreements	The following is a summary of the Company’s securities sold under agreements to repurchase at June 30, 2017 and December 31, 2016: June 30, December 31, (dollars in thousands) 2017 2016 Securities sold under agreements to repurchase $ 18,400 $ 53,505

OTHER BORROWINGS (Tables)

OTHER BORROWINGS (Tables)	6 Months Ended
	Jun. 30, 2017
Debt Disclosure [Abstract]
OTHER BORROWINGS	Other borrowings consist of the following: June 30, December 31, (dollars in thousands) 2017 2016 FHLB borrowings: Daily Rate Credit from FHLB with a variable interest rate (1.32% at June 30, 2017 and 0.80% at December 31, 2016) $ 254,000 $ 150,000 Advance from FHLB due July 7, 2017; fixed interest rate of 1.07% 350,000 - Advance from FHLB due January 6, 2017; fixed interest rate of 0.56% - 292,500 Advance from FHLB due January 9, 2017; fixed interest rate of 1.40% - 4,002 Advance from FHLB due May 30, 2017; fixed interest rate of 1.23% - 5,006 Subordinated notes payable: Subordinated notes payable due March 15, 2027 net of unamortized debt issuance cost of $1,270; fixed interest rate of 5.75% through March 14, 2022; variable interest rate thereafter at three-month LIBOR plus 3.616% 73,730 - Other debt: Advance from correspondent bank due October 5, 2019; secured by a loan receivable; fixed interest rate of 4.25% 63 77 Advance from correspondent bank due September 5, 2026; secured by a loan receivable; fixed interest rate of 2.09% 1,798 1,886 Advances under revolving credit agreement with a regional bank due September 26, 2017; secured by subsidiary bank stock; variable interest rate at 90-day LIBOR plus 3.50% (4.43% at December 31, 2016) - 38,000 Advances under revolving credit agreement with a regional bank due January 7, 2017; fixed interest rate of 8.00% - 850 Total $ 679,591 $ 492,321

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	6 Months Ended
	Jun. 30, 2017
Commitments and Contingencies Disclosure [Abstract]
Schedule of Guarantor Obligations	A summary of the Company’s commitments is as follows: June 30, December 31, (dollars in thousands) 2017 2016 Commitments to extend credit $ 1,042,343 $ 1,101,257 Unused home equity lines of credit 64,561 62,586 Financial standby letters of credit 12,928 14,257 Mortgage interest rate lock commitments 138,325 91,426 Mortgage forward contracts with positive fair value 149,250 150,000

ACCUMULATED OTHER COMPREHENSI33

ACCUMULATED OTHER COMPREHENSIVE INCOME (Tables)	6 Months Ended
	Jun. 30, 2017
Equity [Abstract]
Summary of Accumulated Other Comprehensive Income	The following tables present a summary of the accumulated other comprehensive income balances, net of tax, as of June 30, 2017 and 2016: Unrealized Unrealized Accumulated Gain (Loss) Gain (Loss) Other Comprehensive (dollars in thousands) on Derivatives on Securities Income (Loss) Balance, January 1, 2017 $ 176 $ (1,234) $ (1,058) Reclassification for gains included in net income, net of tax - (24) (24) Current year changes, net of tax (63) 2,566 2,503 Balance, June 30, 2017 $ 113 $ 1,308 $ 1,421 Unrealized Unrealized Accumulated Gain (Loss) Gain (Loss) Other Comprehensive (dollars in thousands) on Derivatives on Securities Income (Loss) Balance, January 1, 2016 $ 152 $ 3,201 $ 3,353 Reclassification for gains included in net income, net of tax - (61) (61) Current year changes, net of tax (808) 10,476 9,668 Balance, June 30, 2016 $ (656) $ 13,616 $ 12,960

WEIGHTED AVERAGE SHARES OUTST34

WEIGHTED AVERAGE SHARES OUTSTANDING (Tables)	6 Months Ended
	Jun. 30, 2017
Earnings Per Share [Abstract]
Summary of Weighted Average Number of Shares	Earnings per share have been computed based on the following weighted average number of common shares outstanding: For the Three Months For the Six Months Ended June 30, Ended June 30, (share data in thousands) 2017 2016 2017 2016 Average common shares outstanding 37,163 34,833 36,418 33,792 Common share equivalents: Stock options 73 117 73 113 Nonvested restricted share grants 253 203 253 202 Average common shares outstanding, assuming dilution 37,489 35,153 36,744 34,107

FAIR VALUE MEASURES (Tables)

FAIR VALUE MEASURES (Tables)	6 Months Ended
	Jun. 30, 2017
Fair Value Disclosures [Abstract]
Loans Held for Sale are Carried at Fair Value	The Company’s loans held for sale are carried at fair value and are comprised of the following: June 30, December 31, (dollars in thousands) 2017 2016 Mortgage loans held for sale $ 123,119 $ 105,924 SBA loans held for sale 23,647 - Total loans held for sale $ 146,766 $ 105,924
Difference Between Fair Value and Principal Balance for Mortgage Loans Held for Sale Measured at Fair Value	The following table summarizes the difference between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of June 30, 2017 and December 31, 2016: June 30, December 31, (dollars in thousands) 2017 2016 Aggregate fair value of mortgage loans held for sale $ 123,119 $ 105,924 Aggregate unpaid principal balance 118,900 103,691 Past-due loans of 90 days or more - - Nonaccrual loans - -
Fair Value Measurements of Assets and Liabilities Measured on Recurring Basis	The following table presents the fair value measurements of assets and liabilities measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall as of June 30, 2017 and December 31, 2016: Fair Value Measurements on a Recurring Basis As of June 30, 2017 (dollars in thousands) Fair Value Level 1 Level 2 Level 3 Financial assets: U.S. government sponsored agencies $ 1,009 $ - $ 1,009 $ - State, county and municipal securities 145,108 - 145,108 - Corporate debt securities 47,612 - 46,112 1,500 Mortgage-backed securities 624,964 - 624,964 - Loans held for sale 146,766 - 146,766 - Mortgage banking derivative instruments 4,899 - 4,899 - Total recurring assets at fair value $ 970,358 $ - $ 968,858 $ 1,500 Financial liabilities: Derivative financial instruments $ 867 $ - $ 867 $ - Mortgage banking derivative instruments 306 - 306 - Total recurring liabilities at fair value $ 1,173 $ - $ 1,173 $ - Fair Value Measurements on a Recurring Basis As of December 31, 2016 (dollars in thousands) Fair Value Level 1 Level 2 Level 3 Financial assets: U.S. government sponsored agencies $ 1,020 $ - $ 1,020 $ - State, county and municipal securities 152,035 - 152,035 - Corporate debt securities 32,172 - 30,672 1,500 Mortgage-backed securities 637,508 - 637,508 - Loans held for sale 105,924 - 105,924 - Mortgage banking derivative instruments 4,314 - 4,314 - Total recurring assets at fair value $ 932,973 $ - $ 931,473 $ 1,500 Financial liabilities: Derivative financial instruments $ 978 $ - $ 978 $ - Total recurring liabilities at fair value $ 978 $ - $ 978 $ -
Summary of Fair Value Measurements of Assets Measured at Fair Value on Non-Recurring Basis	The following table presents the fair value measurements of assets measured at fair value on a non-recurring basis, as well as the general classification of such instruments pursuant to the valuation hierarchy as of June 30, 2017 and December 31, 2016: Fair Value Measurements on a Nonrecurring Basis (dollars in thousands) Fair Value Level 1 Level 2 Level 3 June 30, 2017 Impaired loans carried at fair value $ 26,605 $ - $ - $ 26,605 Other real estate owned 453 - - 453 Purchased other real estate owned 11,330 - - 11,330 Total nonrecurring assets at fair value $ 38,388 $ - $ - $ 38,388 December 31, 2016 Impaired loans carried at fair value $ 28,253 $ - $ - $ 28,253 Other real estate owned 1,172 - - 1,172 Purchased other real estate owned 12,540 - - 12,540 Total nonrecurring assets at fair value $ 41,965 $ - $ - $ 41,965
Summary of Significant Unobservable Inputs Used in Fair Value Measurement of Level 3 Assets and Liabilities	The following table shows significant unobservable inputs used in the fair value measurement of Level 3 assets and liabilities: Weighted Range of Average (dollars in thousands) Fair Value Valuation Technique Unobservable Inputs Discounts Discount June 30, 2017 Recurring: Investment securities available for sale $ 1,500 Discounted par values Credit quality of underlying issuer 0% 0% Nonrecurring: Impaired loans $ 26,605 Third-party appraisals and discounted cash flows Collateral discounts and discount rates 11% - 100% 29% Other real estate owned $ 453 Third-party appraisals, sales contracts, broker price opinions Collateral discounts and estimated costs to sell 15% - 45% 17% Purchased other real estate owned $ 11,330 Third-party appraisals Collateral discounts and estimated costs to sell 10% - 74% 14% December 31, 2016 Recurring: Investment securities available for sale $ 1,500 Discounted par values Credit quality of underlying issuer 0% 0% Nonrecurring: Impaired loans $ 28,253 Third-party appraisals and discounted cash flows Collateral discounts and discount rates 15% - 100% 28% Other real estate owned $ 1,172 Third-party appraisals, sales contracts, broker price opinions Collateral discounts and estimated costs to sell 15% - 74% 22% Purchased other real estate owned $ 12,540 Third-party appraisals Collateral discounts and estimated costs to sell 10% - 74% 15%
Carrying Amount and Estimated Fair Value of Financial Instruments	The carrying amount and estimated fair value of the Company’s financial instruments, not shown elsewhere in these financial statements, were as follows: Fair Value Measurements at June 30, 2017 Using: Carrying (dollars in thousands) Amount Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 139,500 $ 139,500 $ - $ - $ 139,500 Federal funds sold and interest-bearing accounts 137,811 137,811 - - 137,811 Loans, net 5,619,135 - - 5,609,246 5,609,246 Accrued interest receivable 22,006 22,006 - - 22,006 Financial liabilities: Deposits $ 5,793,397 $ - $ 5,793,319 $ - $ 5,793,319 Securities sold under agreements to repurchase 18,400 18,400 - - 18,400 Other borrowings 679,591 - 680,861 - 680,861 Subordinated deferrable interest debentures 84,889 - 69,471 - 69,471 FDIC loss-share payable 7,992 - - 9,014 9,014 Accrued interest payable 3,167 3,167 - - 3,167 Fair Value Measurements at December 31, 2016 Using: Carrying (dollars in thousands) Amount Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 127,164 $ 127,164 $ - $ - $ 127,164 Federal funds sold and interest-bearing accounts 71,221 71,221 - - 71,221 Loans, net 5,212,153 - - 5,236,034 5,236,034 Accrued interest receivable 22,278 22,278 - - 22,278 Financial liabilities: Deposits $ 5,575,163 $ - $ 5,575,288 $ - $ 5,575,288 Securities sold under agreements to repurchase 53,505 53,505 - - 53,505 Other borrowings 492,321 - 492,321 - 492,321 Subordinated deferrable interest debentures 84,228 - 67,321 - 67,321 FDIC loss-share payable 6,313 - - 8,243 8,243 Accrued interest payable 1,501 1,501 - - 1,501

SEGMENT REPORTING (Tables)

SEGMENT REPORTING (Tables)	6 Months Ended
	Jun. 30, 2017
Segment Reporting [Abstract]
Schedule of Financial Information with Respect to Company's Reportable Business Segments	The following tables present selected financial information with respect to the Company’s reportable business segments for the three months ended June 30, 2017 and 2016: Three Months Ended June 30, 2017 Retail Warehouse Premium Banking Mortgage Lending SBA Finance (dollars in thousands) Division Division Division Division Division Total Interest income $ 56,694 $ 4,974 $ 1,613 $ 1,258 $ 6,872 $ 71,411 Interest expense 4,894 1,504 359 373 1,124 8,254 Net interest income 51,800 3,470 1,254 885 5,748 63,157 Provision for loan losses 1,491 347 176 51 140 2,205 Noninterest income 12,954 13,053 438 1,718 26 28,189 Noninterest expense Salaries and employee benefits 19,359 7,763 127 890 993 29,132 Equipment and occupancy expenses 5,427 610 1 54 54 6,146 Data processing and telecommunications expenses 6,378 440 25 2 183 7,028 Other expenses 10,209 888 54 259 2,023 13,433 Total noninterest expense 41,373 9,701 207 1,205 3,253 55,739 Income before income tax expense 21,890 6,475 1,309 1,347 2,381 33,402 Income tax expense 6,095 2,361 472 472 915 10,315 Net income $ 15,795 $ 4,114 $ 837 $ 875 $ 1,466 $ 23,087 Total assets $ 6,186,980 $ 475,599 $ 174,149 $ 80,909 $ 480,221 $ 7,397,858 Goodwill 125,532 - - - - 125,532 Other intangible assets, net 15,378 - - - - 15,378 Three Months Ended June 30, 2016 Retail Warehouse Premium Banking Mortgage Lending SBA Finance (dollars in thousands) Division Division Division Division Division Total Interest income $ 53,534 $ 3,293 $ 1,622 $ 891 $ - $ 59,340 Interest expense 3,714 739 141 157 - 4,751 Net interest income 49,820 2,554 1,481 734 - 54,589 Provision for loan losses 733 93 - 63 - 889 Noninterest income 13,018 13,304 440 1,617 - 28,379 Noninterest expense Salaries and employee benefits 18,428 8,304 108 691 - 27,531 Equipment and occupancy expenses 5,901 405 1 64 - 6,371 Data processing and telecommunications expenses 5,685 338 25 1 - 6,049 Other expenses 11,071 1,133 26 178 - 12,408 Total noninterest expense 41,085 10,180 160 934 - 52,359 Income before income tax expense 21,020 5,585 1,761 1,354 - 29,720 Income tax expense 6,626 1,955 616 474 - 9,671 Net income $ 14,394 $ 3,630 $ 1,145 $ 880 $ - $ 20,049 Total assets $ 5,691,976 $ 306,932 $ 150,823 $ 71,563 $ - $ 6,221,294 Goodwill 121,422 - - - - 121,422 Other intangible assets, net 20,574 - - - - 20,574 The following tables present selected financial information with respect to the Company’s reportable business segments for the six months ended June 30, 2017 and 2016: June 30, 2017 Retail Warehouse Premium Banking Mortgage Lending SBA Finance (dollars in thousands) Division Division Division Division Division Total Interest income $ 110,906 $ 9,028 $ 2,946 $ 2,471 $ 13,110 $ 138,461 Interest expense 8,980 2,582 587 679 1,886 14,714 Net interest income 101,926 6,446 2,359 1,792 11,224 123,747 Provision for loan losses 3,473 355 (56) 99 170 4,041 Noninterest income 25,967 23,566 757 3,533 72 53,895 Noninterest expense Salaries and employee benefits 38,203 14,979 274 1,481 1,989 56,926 Equipment and occupancy expenses 10,684 1,129 2 105 103 12,023 Data processing and telecommunications expenses 12,421 757 52 3 367 13,600 Other expenses 19,450 2,029 86 470 4,248 26,283 Total noninterest expense 80,758 18,894 414 2,059 6,707 108,832 Income before income tax expense 43,662 10,763 2,758 3,167 4,419 64,769 Income tax expense 12,951 3,862 979 1,109 1,628 20,529 Net income $ 30,711 $ 6,901 $ 1,779 $ 2,058 $ 2,791 $ 44,240 Six Months Ended June 30, 2016 Retail Warehouse Premium Banking Mortgage Lending SBA Finance (dollars in thousands) Division Division Division Division Division Total Interest income $ 103,313 $ 6,313 $ 2,641 $ 1,632 $ - $ 113,899 Interest expense 7,010 1,329 233 302 - 8,874 Net interest income 96,303 4,984 2,408 1,330 - 105,025 Provision for loan losses 1,414 93 - 63 - 1,570 Noninterest income 25,753 22,928 773 3,211 - 52,665 Noninterest expense Salaries and employee benefits 37,417 14,651 296 1,354 - 53,718 Equipment and occupancy expenses 11,051 893 2 125 - 12,071 Data processing and telecommunications expenses 11,505 610 45 2 - 12,162 Other expenses 27,507 2,089 51 361 - 30,008 Total noninterest expense 87,480 18,243 394 1,842 - 107,959 Income before income tax expense 33,162 9,576 2,787 2,636 - 48,161 Income tax expense 10,545 3,352 975 923 - 15,795 Net income $ 22,617 $ 6,224 $ 1,812 $ 1,713 $ - $ 32,366

INVESTMENT IN US PREMIUM FINA37

INVESTMENT IN US PREMIUM FINANCE HOLDING COMPANY (Details) - US Premium Financing Holding Company [Member] - USD ($) $ / shares in Units, $ in Thousands	1 Months Ended	6 Months Ended
	Jan. 18, 2017	Jun. 30, 2017
Ameris common shares issued	128,572	128,572
Price per share of the Company's common stock		$ 45.45
Fair value of consideration transferred	$ 5,800	$ 5,844

INVESTMENT IN US PREMIUM FINA38

INVESTMENT IN US PREMIUM FINANCE HOLDING COMPANY (Details Textual) - US Premium Financing Holding Company [Member] - USD ($) $ in Thousands	1 Months Ended	6 Months Ended
	Jan. 18, 2017	Jun. 30, 2017	Dec. 15, 2016
Stock Issued During Period, Shares, Purchase of Assets	128,572	128,572
Stock Issued During Period, Value, Purchase of Assets	$ 5,800	$ 5,844
Cost Method Investment Ownership Percentage			4.99%

INVESTMENT SECURITIES (Details)

INVESTMENT SECURITIES (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 816,680	$ 824,635
Gross Unrealized Gains	6,555	5,493
Gross Unrealized Losses	(4,542)	(7,393)
Estimated Fair Value	818,693	822,735
U.S. government sponsored agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	1,000	999
Gross Unrealized Gains	9	21
Gross Unrealized Losses	0	0
Estimated Fair Value	1,009	1,020
State, county and municipal securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	142,028	149,899
Gross Unrealized Gains	3,166	2,605
Gross Unrealized Losses	(86)	(469)
Estimated Fair Value	145,108	152,035
Corporate debt securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	47,252	32,375
Gross Unrealized Gains	552	167
Gross Unrealized Losses	(192)	(370)
Estimated Fair Value	47,612	32,172
Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	626,400	641,362
Gross Unrealized Gains	2,828	2,700
Gross Unrealized Losses	(4,264)	(6,554)
Estimated Fair Value	$ 624,964	$ 637,508

INVESTMENT SECURITIES (Details

INVESTMENT SECURITIES (Details 1) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Due in one year or less, Amortized Cost	$ 15,505
Due from one year to five years, Amortized Cost	56,978
Due from five to ten years, Amortized Cost	73,838
Due after ten years, Amortized Cost	43,959
Mortgage-backed securities, Amortized Cost	626,400
Amortized Cost	816,680	$ 824,635
Due in one year or less, Estimated Fair Value	15,660
Due from one year to five years, Estimated Fair Value	57,730
Due from five to ten years, Estimated Fair Value	75,578
Due after ten years, Estimated Fair Value	44,761
Mortgage-backed securities, Estimated Fair Value	624,964
Estimated Fair Value	$ 818,693	$ 822,735

INVESTMENT SECURITIES (Detail41

INVESTMENT SECURITIES (Details 2) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Estimated Fair Value	$ 389,576	$ 480,324
12 Months or More, Estimated Fair Value	26,572	12,284
Total Estimated Fair Value	416,148	492,608
Less Than 12 Months, Unrealized Losses	(3,964)	(7,009)
12 Months or More, Unrealized Losses	(578)	(384)
Total Unrealized Losses	(4,542)	(7,393)
U.S. government sponsored agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Estimated Fair Value	0	0
12 Months or More, Estimated Fair Value	0	0
Total Estimated Fair Value	0	0
Less Than 12 Months, Unrealized Losses	0	0
12 Months or More, Unrealized Losses	0	0
Total Unrealized Losses	0	0
State, county and municipal securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Estimated Fair Value	13,920	47,647
12 Months or More, Estimated Fair Value	0	0
Total Estimated Fair Value	13,920	47,647
Less Than 12 Months, Unrealized Losses	(86)	(469)
12 Months or More, Unrealized Losses	0	0
Total Unrealized Losses	(86)	(469)
Corporate debt securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Estimated Fair Value	18,966	18,377
12 Months or More, Estimated Fair Value	490	493
Total Estimated Fair Value	19,456	18,870
Less Than 12 Months, Unrealized Losses	(182)	(363)
12 Months or More, Unrealized Losses	(10)	(7)
Total Unrealized Losses	(192)	(370)
Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Estimated Fair Value	356,690	414,300
12 Months or More, Estimated Fair Value	26,082	11,791
Total Estimated Fair Value	382,772	426,091
Less Than 12 Months, Unrealized Losses	(3,696)	(6,177)
12 Months or More, Unrealized Losses	(568)	(377)
Total Unrealized Losses	$ (4,264)	$ (6,554)

INVESTMENT SECURITIES (Detail42

INVESTMENT SECURITIES (Details 3) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Schedule of Available-for-sale Securities [Line Items]
Gross gains on sales of securities	$ 38	$ 313
Gross losses on sales of securities	(1)	(219)
Net realized gains on sales of securities available for sale	37	94
Sales proceeds	$ 3,090	$ 46,731

INVESTMENT SECURITIES (Detail43

INVESTMENT SECURITIES (Details Textual) $ in Millions	Jun. 30, 2017USD ($)	Dec. 31, 2016USD ($)
Schedule of Available-for-sale Securities [Line Items]
Pledged Securities, carrying value	$ 531.8	$ 618.2
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number Of Securities In Security Portfolio	418
Number of securities in unrealized loss position	160
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of securities in unrealized loss position	139
State, County and Municipal Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number Of Securities In Security Portfolio	11
Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number Of Securities In Security Portfolio	10

LOANS (Details)

LOANS (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, Excluding Purchased Loans	$ 4,230,228	$ 3,626,821
Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, Excluding Purchased Loans	4,230,228	3,626,821
Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, Excluding Purchased Loans	1,218,633	967,138
Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, Excluding Purchased Loans	486,858	363,045
Real Estate - Commercial & Farmland [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, Excluding Purchased Loans	1,519,002	1,406,219
Real Estate - Residential [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, Excluding Purchased Loans	857,069	781,018
Consumer installment [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, Excluding Purchased Loans	147,505	96,915
Other [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, Excluding Purchased Loans	$ 1,161	$ 12,486

LOANS (Details 1)

LOANS (Details 1) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased loans	$ 950,499	$ 1,069,191
Purchased Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased loans	950,499	1,069,191
Purchased Loans [Member] | Commercial, financial & agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased loans	87,612	96,537
Purchased Loans [Member] | Real Estate - construction & development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased loans	73,567	81,368
Purchased Loans [Member] | Real Estate - Commercial & Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased loans	510,312	576,355
Purchased Loans [Member] | Real Estate - Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased loans	275,504	310,277
Purchased Loans [Member] | Consumer installment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased loans	$ 3,504	$ 4,654

LOANS (Details 2)

LOANS (Details 2) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Transfers to purchased other real estate owned	$ (3,281)	$ (3,420)
Purchased Loans [Member]
Balance, beginning of year	1,069,191	909,083
Charge-offs, net of recoveries	(1,860)	(1,181)
Additions due to acquisitions	0	401,085
Accretion	6,165	8,844
Transfers to purchased other real estate owned	(3,281)	(3,420)
Payments received	(119,716)	(120,866)
Other	0	90
Balance, ending of year	$ 950,499	$ 1,193,635

LOANS (Details 3)

LOANS (Details 3) - Purchased Loans [Member] - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Schedule of Purchase Loans Acquired Accretable Discounts [Line Items]
Balance, beginning of year	$ 1,069,191	$ 909,083
Additions due to acquisitions	0	401,085
Balance, ending of year	950,499	1,193,635
Discount Accretion [Member]
Schedule of Purchase Loans Acquired Accretable Discounts [Line Items]
Balance, beginning of year	30,624	33,848
Additions due to acquisitions	0	9,991
Accretion	(6,165)	(8,844)
Accretable discounts removed due to charge-offs	(13)	(11)
Transfers between non-accretable and accretable discounts, net	807	1,461
Balance, ending of year	$ 25,253	$ 36,445

LOANS (Details 4)

LOANS (Details 4) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016
Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 17,083	$ 18,114	$ 16,003
Purchased Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	17,357	22,966	$ 26,736
Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	2,463	1,814
Commercial, financial & agricultural [Member] | Purchased Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	169	692
Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	770	547
Real Estate - construction & development [Member] | Purchased Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	2,463	2,611
Real Estate - Commercial & Farmland [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	6,004	8,757
Real Estate - Commercial & Farmland [Member] | Purchased Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	6,624	10,174
Real Estate - Residential [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	7,342	6,401
Real Estate - Residential [Member] | Purchased Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	8,074	9,476
Consumer installment [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	504	595
Consumer installment [Member] | Purchased Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 27	$ 13

LOANS (Details 5)

LOANS (Details 5) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	$ 5,670,841	$ 5,264,326
Loans Excluding Purchased Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	31,303	32,893
Current Loans	4,198,925	3,593,928
Total Loans	4,230,228	3,626,821
Loans 90 Days or More Past Due and Still Accruing	1,784	0
Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	11,267	14,780
Loans Excluding Purchased Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	4,038	3,784
Loans Excluding Purchased Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	15,998	14,329
Commercial Financial And Agricultural [Member] | Loans Excluding Purchased Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	12,560	1,940
Current Loans	1,206,073	965,198
Total Loans	1,218,633	967,138
Loans 90 Days or More Past Due and Still Accruing	1,784	0
Commercial Financial And Agricultural [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	6,343	565
Commercial Financial And Agricultural [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	2,298	82
Commercial Financial And Agricultural [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	3,919	1,293
Real Estate Construction And Development [Member] | Loans Excluding Purchased Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	968	1,793
Current Loans	485,890	361,252
Total Loans	486,858	363,045
Loans 90 Days or More Past Due and Still Accruing	0	0
Real Estate Construction And Development [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	205	908
Real Estate Construction And Development [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	12	446
Real Estate Construction And Development [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	751	439
Real Estate Commercial And Farmland [Member] | Loans Excluding Purchased Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	7,279	14,985
Current Loans	1,511,723	1,391,234
Total Loans	1,519,002	1,406,219
Loans 90 Days or More Past Due and Still Accruing	0	0
Real Estate Commercial And Farmland [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	1,311	6,329
Real Estate Commercial And Farmland [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	366	1,711
Real Estate Commercial And Farmland [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	5,602	6,945
Real Estate - Residential [Member] | Loans Excluding Purchased Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	9,439	12,938
Current Loans	847,630	768,080
Total Loans	857,069	781,018
Loans 90 Days or More Past Due and Still Accruing	0	0
Real Estate - Residential [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	2,833	6,354
Real Estate - Residential [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	1,174	1,282
Real Estate - Residential [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	5,432	5,302
Consumer Installment [Member] | Loans Excluding Purchased Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	1,057	1,237
Current Loans	146,448	95,678
Total Loans	147,505	96,915
Loans 90 Days or More Past Due and Still Accruing	0	0
Consumer Installment [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	575	624
Consumer Installment [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	188	263
Consumer Installment [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	294	350
Other [Member] | Loans Excluding Purchased Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	0	0
Current Loans	1,161	12,486
Total Loans	1,161	12,486
Loans 90 Days or More Past Due and Still Accruing	0	0
Other [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	0	0
Other [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	0	0
Other [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	$ 0	$ 0

LOANS (Details 6)

LOANS (Details 6) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	$ 5,670,841	$ 5,264,326
Purchased Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	13,584	25,060
Current Loans	936,915	1,044,131
Total Loans	950,499	1,069,191
Loans 90 Days or More Past Due and Still Accruing	147	0
Purchased Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	2,590	6,896
Purchased Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	1,480	1,053
Purchased Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	9,514	17,111
Commercial Financial And Agricultural [Member] | Purchased Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	323	724
Current Loans	87,289	95,813
Total Loans	87,612	96,537
Loans 90 Days or More Past Due and Still Accruing	0	0
Commercial Financial And Agricultural [Member] | Purchased Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	171	113
Commercial Financial And Agricultural [Member] | Purchased Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	0	18
Commercial Financial And Agricultural [Member] | Purchased Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	152	593
Real Estate Construction And Development [Member] | Purchased Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	2,233	2,690
Current Loans	71,334	78,678
Total Loans	73,567	81,368
Loans 90 Days or More Past Due and Still Accruing	0	0
Real Estate Construction And Development [Member] | Purchased Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	322	161
Real Estate Construction And Development [Member] | Purchased Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	81	11
Real Estate Construction And Development [Member] | Purchased Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	1,830	2,518
Real Estate Commercial And Farmland [Member] | Purchased Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	3,390	9,512
Current Loans	506,922	566,843
Total Loans	510,312	576,355
Loans 90 Days or More Past Due and Still Accruing	0	0
Real Estate Commercial And Farmland [Member] | Purchased Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	1,084	2,034
Real Estate Commercial And Farmland [Member] | Purchased Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	46	326
Real Estate Commercial And Farmland [Member] | Purchased Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	2,260	7,152
Residential Real Estate [Member] | Purchased Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	7,594	12,099
Current Loans	267,910	298,178
Total Loans	275,504	310,277
Loans 90 Days or More Past Due and Still Accruing	147	0
Residential Real Estate [Member] | Purchased Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	985	4,566
Residential Real Estate [Member] | Purchased Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	1,353	698
Residential Real Estate [Member] | Purchased Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	5,256	6,835
Consumer Installment [Member] | Purchased Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	44	35
Current Loans	3,460	4,619
Total Loans	3,504	4,654
Loans 90 Days or More Past Due and Still Accruing	0	0
Consumer Installment [Member] | Purchased Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	28	22
Consumer Installment [Member] | Purchased Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	0	0
Consumer Installment [Member] | Purchased Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Past Due	$ 16	$ 13

LOANS (Details 7)

LOANS (Details 7) - Loans Excluding Purchased Loan [Member] - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 17,083	$ 16,003	$ 18,114
Troubled debt restructurings not included above	12,169	14,795	14,209
Total impaired loans	29,252	30,798	32,323
Quater-to-date [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, Interest Income, Accrual Method	320	238	225
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	247	230	267
Year-to-date [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, Interest Income, Accrual Method	560	556	1,033
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$ 521	$ 471	$ 977

LOANS (Details 8)

LOANS (Details 8) - Loans Excluding Purchased Loan [Member] - USD ($) $ in Thousands	3 Months Ended			6 Months Ended		12 Months Ended
	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unpaid Contractual Principal Balance	$ 31,936	$ 35,174	$ 35,510	$ 31,936	$ 35,510	$ 35,174
Recorded Investment With No Allowance	8,809	9,253	7,523	8,809	7,523	9,253
Recorded Investment With Allowance	20,443	23,070	23,275	20,443	23,275	23,070
Total impaired loans	29,252	32,323	30,798	29,252	30,798	32,323
Related Allowance	4,318	4,995	4,224	4,318	4,224	4,995
Average Recorded Investment	31,891	32,252	30,441	32,343	30,720	31,506
Commercial, financial & agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unpaid Contractual Principal Balance	4,166	3,068	3,786	4,166	3,786	3,068
Recorded Investment With No Allowance	596	204	652	596	652	204
Recorded Investment With Allowance	1,907	1,656	1,453	1,907	1,453	1,656
Total impaired loans	2,503	1,860	2,105	2,503	2,105	1,860
Related Allowance	704	134	150	704	150	134
Average Recorded Investment	3,113	1,613	1,825	2,695	1,731	1,684
Real Estate - construction & development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unpaid Contractual Principal Balance	1,733	2,047	3,141	1,733	3,141	2,047
Recorded Investment With No Allowance	119	0	230	119	230	0
Recorded Investment With Allowance	1,080	1,233	1,826	1,080	1,826	1,233
Total impaired loans	1,199	1,233	2,056	1,199	2,056	1,233
Related Allowance	179	273	697	179	697	273
Average Recorded Investment	1,123	1,590	2,154	1,160	2,304	2,018
Real Estate Commercial And Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unpaid Contractual Principal Balance	11,885	13,906	13,592	11,885	13,592	13,906
Recorded Investment With No Allowance	5,940	6,811	5,312	5,940	5,312	6,811
Recorded Investment With Allowance	4,923	6,065	7,221	4,923	7,221	6,065
Total impaired loans	10,863	12,876	12,533	10,863	12,533	12,876
Related Allowance	1,436	1,503	1,000	1,436	1,000	1,503
Average Recorded Investment	11,156	12,948	12,772	11,730	12,777	12,845
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unpaid Contractual Principal Balance	13,569	15,482	14,460	13,569	14,460	15,482
Recorded Investment With No Allowance	2,154	2,238	1,329	2,154	1,329	2,238
Recorded Investment With Allowance	12,017	13,503	12,331	12,017	12,331	13,503
Total impaired loans	14,171	15,741	13,660	14,171	13,660	15,741
Related Allowance	1,994	3,080	2,369	1,994	2,369	3,080
Average Recorded Investment	15,946	15,525	13,249	16,186	13,450	14,453
Consumer installment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unpaid Contractual Principal Balance	583	671	531	583	531	671
Recorded Investment With No Allowance	0	0	0	0	0	0
Recorded Investment With Allowance	516	613	444	516	444	613
Total impaired loans	516	613	444	516	444	613
Related Allowance	5	5	8	5	8	5
Average Recorded Investment	$ 553	$ 576	$ 441	$ 572	$ 458	$ 506

LOANS (Details 9)

LOANS (Details 9) - Purchased Loans [Member] - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 17,357	$ 26,736	$ 22,966
Troubled debt restructurings not included above	21,020	20,642	23,543
Total impaired loans	38,377	47,378	46,509
Quater-to-date [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, Interest Income, Accrual Method	374	343	377
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	265	412	354
Year-to-date [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, Interest Income, Accrual Method	753	885	2,755
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$ 601	$ 938	$ 1,637

LOANS (Details 10)

LOANS (Details 10) - Purchased Loans [Member] - USD ($) $ in Thousands	3 Months Ended			6 Months Ended		12 Months Ended
	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unpaid Contractual Principal Balance	$ 51,217	$ 92,830	$ 67,176	$ 51,217	$ 67,176	$ 92,830
Recorded Investment With No Allowance	10,779	12,368	18,723	10,779	18,723	12,368
Recorded Investment With Allowance	27,598	34,141	28,655	27,598	28,655	34,141
Total Recorded Investment	38,377	46,509	47,378	38,377	47,378	46,509
Related Allowance	1,791	1,626	1,387	1,791	1,387	1,626
Average Recorded Investment	41,217	45,729	50,699	42,979	50,207	49,616
Commercial Financial And Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unpaid Contractual Principal Balance	1,679	5,031	2,976	1,679	2,976	5,031
Recorded Investment With No Allowance	163	370	802	163	802	370
Recorded Investment With Allowance	6	322	0	6	0	322
Total Recorded Investment	169	692	802	169	802	692
Related Allowance	0	0	0	0	0	0
Average Recorded Investment	273	783	2,132	412	2,710	2,206
Real Estate Construction And Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unpaid Contractual Principal Balance	8,296	24,566	10,082	8,296	10,082	24,566
Recorded Investment With No Allowance	524	493	1,538	524	1,538	493
Recorded Investment With Allowance	2,967	3,477	2,550	2,967	2,550	3,477
Total Recorded Investment	3,491	3,970	4,088	3,491	4,088	3,970
Related Allowance	257	153	223	257	223	153
Average Recorded Investment	3,491	3,888	4,273	3,650	4,164	4,279
Real Estate Commercial And Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unpaid Contractual Principal Balance	16,987	36,174	27,234	16,987	27,234	36,174
Recorded Investment With No Allowance	2,418	3,598	4,202	2,418	4,202	3,598
Recorded Investment With Allowance	11,616	15,036	15,211	11,616	15,211	15,036
Total Recorded Investment	14,034	18,634	19,413	14,034	19,413	18,634
Related Allowance	771	385	690	771	690	385
Average Recorded Investment	16,167	17,806	21,581	16,989	20,433	19,872
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unpaid Contractual Principal Balance	24,219	27,022	26,781	24,219	26,781	27,022
Recorded Investment With No Allowance	7,647	7,883	12,099	7,647	12,099	7,883
Recorded Investment With Allowance	13,009	15,306	10,894	13,009	10,894	15,306
Total Recorded Investment	20,656	23,189	22,993	20,656	22,993	23,189
Related Allowance	763	1,088	474	763	474	1,088
Average Recorded Investment	21,262	23,201	22,604	21,904	22,786	23,163
Consumer installment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unpaid Contractual Principal Balance	36	37	103	36	103	37
Recorded Investment With No Allowance	27	24	82	27	82	24
Recorded Investment With Allowance	0	0	0	0	0	0
Total Recorded Investment	27	24	82	27	82	24
Related Allowance	0	0	0	0	0	0
Average Recorded Investment	$ 24	$ 51	$ 109	$ 24	$ 114	$ 96

LOANS (Details 11)

LOANS (Details 11) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	$ 5,670,841	$ 5,264,326
Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	4,230,228	3,626,821
Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	1,218,633	967,138
Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	486,858	363,045
Real Estate - Commercial & Farmland [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	1,519,002	1,406,219
Real estate - residential [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	857,069	781,018
Consumer Installment Loans [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	147,505	96,915
Other [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	1,161	12,486
10 [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	490,514	414,564
10 [Member] | Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	475,310	397,093
10 [Member] | Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
10 [Member] | Real Estate - Commercial & Farmland [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	6,384	8,814
10 [Member] | Real estate - residential [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	51	125
10 [Member] | Consumer Installment Loans [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	8,769	8,532
10 [Member] | Other [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
15 [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	631,141	539,147
15 [Member] | Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	502,635	376,323
15 [Member] | Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	1,306	5,390
15 [Member] | Real Estate - Commercial & Farmland [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	81,494	102,893
15 [Member] | Real estate - residential [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	45,429	54,136
15 [Member] | Consumer Installment Loans [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	277	405
15 [Member] | Other [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
20 [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	1,875,308	1,669,998
20 [Member] | Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	108,940	97,057
20 [Member] | Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	47,672	36,307
20 [Member] | Real Estate - Commercial & Farmland [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	996,883	889,539
20 [Member] | Real estate - residential [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	696,382	609,583
20 [Member] | Consumer Installment Loans [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	24,270	25,026
20 [Member] | Other [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	1,161	12,486
23 [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	15,386	23,186
23 [Member] | Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	349	366
23 [Member] | Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	6,072	6,803
23 [Member] | Real Estate - Commercial & Farmland [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	3,055	8,533
23 [Member] | Real estate - residential [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	5,906	7,470
23 [Member] | Consumer Installment Loans [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	4	14
23 [Member] | Other [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
25 [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	1,147,786	907,588
25 [Member] | Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	120,987	92,066
25 [Member] | Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	424,915	307,903
25 [Member] | Real Estate - Commercial & Farmland [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	399,354	357,151
25 [Member] | Real estate - residential [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	89,100	88,370
25 [Member] | Consumer Installment Loans [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	113,430	62,098
25 [Member] | Other [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
30 [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	32,871	29,172
30 [Member] | Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	5,720	144
30 [Member] | Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	5,217	719
30 [Member] | Real Estate - Commercial & Farmland [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	16,817	22,986
30 [Member] | Real estate - residential [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	4,998	5,197
30 [Member] | Consumer Installment Loans [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	119	126
30 [Member] | Other [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
40 [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	37,116	43,067
40 [Member] | Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	4,685	4,089
40 [Member] | Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	1,676	5,923
40 [Member] | Real Estate - Commercial & Farmland [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	15,015	16,303
40 [Member] | Real estate - residential [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	15,104	16,038
40 [Member] | Consumer Installment Loans [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	636	714
40 [Member] | Other [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
50 [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	106	99
50 [Member] | Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	7	0
50 [Member] | Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
50 [Member] | Real Estate - Commercial & Farmland [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
50 [Member] | Real estate - residential [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	99	99
50 [Member] | Consumer Installment Loans [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
50 [Member] | Other [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
60 [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
60 [Member] | Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
60 [Member] | Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
60 [Member] | Real Estate - Commercial & Farmland [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
60 [Member] | Real estate - residential [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
60 [Member] | Consumer Installment Loans [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
60 [Member] | Other [Member] | Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	$ 0	$ 0

LOANS (Details 12)

LOANS (Details 12) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	$ 5,670,841	$ 5,264,326
Purchased Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	950,499	1,069,191
Purchased Loans [Member] | 10 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	5,959	6,536
Purchased Loans [Member] | 15 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	39,391	40,786
Purchased Loans [Member] | 20 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	327,449	334,353
Purchased Loans [Member] | 23 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	22,058	27,475
Purchased Loans [Member] | 25 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	459,903	569,026
Purchased Loans [Member] | 30 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	41,869	35,032
Purchased Loans [Member] | 40 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	53,870	55,983
Purchased Loans [Member] | 50 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | 60 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Commercial Financial And Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	87,612	96,537
Purchased Loans [Member] | Commercial Financial And Agricultural [Member] | 10 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	5,202	5,722
Purchased Loans [Member] | Commercial Financial And Agricultural [Member] | 15 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	4,890	1,266
Purchased Loans [Member] | Commercial Financial And Agricultural [Member] | 20 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	12,311	16,204
Purchased Loans [Member] | Commercial Financial And Agricultural [Member] | 23 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	22	22
Purchased Loans [Member] | Commercial Financial And Agricultural [Member] | 25 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	51,611	67,123
Purchased Loans [Member] | Commercial Financial And Agricultural [Member] | 30 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	11,359	5,072
Purchased Loans [Member] | Commercial Financial And Agricultural [Member] | 40 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	2,217	1,128
Purchased Loans [Member] | Commercial Financial And Agricultural [Member] | 50 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Commercial Financial And Agricultural [Member] | 60 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Real Estate Construction And Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	73,567	81,368
Purchased Loans [Member] | Real Estate Construction And Development [Member] | 10 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Real Estate Construction And Development [Member] | 15 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Real Estate Construction And Development [Member] | 20 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	12,289	10,686
Purchased Loans [Member] | Real Estate Construction And Development [Member] | 23 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	2,553	3,643
Purchased Loans [Member] | Real Estate Construction And Development [Member] | 25 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	46,179	56,006
Purchased Loans [Member] | Real Estate Construction And Development [Member] | 30 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	9,215	7,271
Purchased Loans [Member] | Real Estate Construction And Development [Member] | 40 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	3,331	3,762
Purchased Loans [Member] | Real Estate Construction And Development [Member] | 50 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Real Estate Construction And Development [Member] | 60 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Real Estate Commercial And Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	510,312	576,355
Purchased Loans [Member] | Real Estate Commercial And Farmland [Member] | 10 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Real Estate Commercial And Farmland [Member] | 15 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	6,210	7,619
Purchased Loans [Member] | Real Estate Commercial And Farmland [Member] | 20 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	190,506	194,168
Purchased Loans [Member] | Real Estate Commercial And Farmland [Member] | 23 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	8,139	9,019
Purchased Loans [Member] | Real Estate Commercial And Farmland [Member] | 25 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	261,911	323,242
Purchased Loans [Member] | Real Estate Commercial And Farmland [Member] | 30 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	14,545	15,039
Purchased Loans [Member] | Real Estate Commercial And Farmland [Member] | 40 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	29,001	27,268
Purchased Loans [Member] | Real Estate Commercial And Farmland [Member] | 50 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Real Estate Commercial And Farmland [Member] | 60 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	275,504	310,277
Purchased Loans [Member] | Residential Real Estate [Member] | 10 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Residential Real Estate [Member] | 15 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	27,943	31,331
Purchased Loans [Member] | Residential Real Estate [Member] | 20 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	111,033	111,712
Purchased Loans [Member] | Residential Real Estate [Member] | 23 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	11,344	14,791
Purchased Loans [Member] | Residential Real Estate [Member] | 25 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	99,248	121,379
Purchased Loans [Member] | Residential Real Estate [Member] | 30 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	6,693	7,605
Purchased Loans [Member] | Residential Real Estate [Member] | 40 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	19,243	23,459
Purchased Loans [Member] | Residential Real Estate [Member] | 50 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Residential Real Estate [Member] | 60 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Consumer Installment Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	3,504	4,654
Purchased Loans [Member] | Consumer Installment Loans [Member] | 10 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	757	814
Purchased Loans [Member] | Consumer Installment Loans [Member] | 15 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	348	570
Purchased Loans [Member] | Consumer Installment Loans [Member] | 20 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	1,310	1,583
Purchased Loans [Member] | Consumer Installment Loans [Member] | 23 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Consumer Installment Loans [Member] | 25 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	954	1,276
Purchased Loans [Member] | Consumer Installment Loans [Member] | 30 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	57	45
Purchased Loans [Member] | Consumer Installment Loans [Member] | 40 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	78	366
Purchased Loans [Member] | Consumer Installment Loans [Member] | 50 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Consumer Installment Loans [Member] | 60 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Other [Member] | 10 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Other [Member] | 15 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Other [Member] | 20 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Other [Member] | 23 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Other [Member] | 25 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Other [Member] | 30 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Other [Member] | 40 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Other [Member] | 50 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	0	0
Purchased Loans [Member] | Other [Member] | 60 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans portfolio by risk grade	$ 0	$ 0

LOANS (Details 13)

LOANS (Details 13) $ in Thousands	Jun. 30, 2017USD ($)Contract	Jun. 30, 2016USD ($)Contract
Purchased Loans By Class Modified [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	9	6
Troubled debt restructuring loans | $	$ 1,907	$ 1,230
Excluding Purchased Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	11	19
Troubled debt restructuring loans | $	$ 1,170	$ 2,465
Commercial, financial & agricultural [Member] | Purchased Loans By Class Modified [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	1	1
Troubled debt restructuring loans | $	$ 6	$ 76
Commercial, financial & agricultural [Member] | Excluding Purchased Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	0	2
Troubled debt restructuring loans | $	$ 0	$ 28
Real Estate - construction & development [Member] | Purchased Loans By Class Modified [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	0	0
Troubled debt restructuring loans | $	$ 0	$ 0
Real Estate - construction & development [Member] | Excluding Purchased Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	0	1
Troubled debt restructuring loans | $	$ 0	$ 6
Real estate - commercial & farmland [Member] | Purchased Loans By Class Modified [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	4	2
Troubled debt restructuring loans | $	$ 1,323	$ 492
Real estate - commercial & farmland [Member] | Excluding Purchased Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	4	4
Troubled debt restructuring loans | $	$ 1,062	$ 1,666
Real estate - residential [Member] | Purchased Loans By Class Modified [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	4	3
Troubled debt restructuring loans | $	$ 578	$ 662
Real estate - residential [Member] | Excluding Purchased Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	1	6
Troubled debt restructuring loans | $	$ 77	$ 739
Consumer installment [Member] | Purchased Loans By Class Modified [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	0	0
Troubled debt restructuring loans | $	$ 0	$ 0
Consumer installment [Member] | Excluding Purchased Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	6	6
Troubled debt restructuring loans | $	$ 31	$ 26

LOANS (Details 14)

LOANS (Details 14) $ in Thousands	Jun. 30, 2017USD ($)Contract	Dec. 31, 2016USD ($)	Jun. 30, 2016USD ($)Contract
Loans Excluding Purchased Loan [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring loans	$ 12,169	$ 14,209	$ 14,795
Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	22		11
Troubled debt restructuring loans	$ 992		$ 494
Purchased Loans [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring loans	$ 21,020	$ 23,543	$ 20,642
Purchased Loans [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	7		10
Troubled debt restructuring loans	$ 373		$ 1,397
Commercial Financial And Agricultural [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	2		2
Troubled debt restructuring loans	$ 49		$ 7
Commercial Financial And Agricultural [Member] | Purchased Loans [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	1		2
Troubled debt restructuring loans	$ 6		$ 76
Real Estate Construction And Development [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	0		0
Troubled debt restructuring loans	$ 0		$ 0
Real Estate Construction And Development [Member] | Purchased Loans [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	0		2
Troubled debt restructuring loans	$ 0		$ 402
Real Estate Commercial And Farmland [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	4		2
Troubled debt restructuring loans	$ 362		$ 191
Real Estate Commercial And Farmland [Member] | Purchased Loans [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	1		0
Troubled debt restructuring loans	$ 226		$ 0
Residential Real Estate [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	9		6
Troubled debt restructuring loans	$ 554		$ 292
Residential Real Estate [Member] | Purchased Loans [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	4		6
Troubled debt restructuring loans	$ 138		$ 919
Consumer installment [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	7		1
Troubled debt restructuring loans	$ 27		$ 4
Consumer installment [Member] | Purchased Loans [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	1		0
Troubled debt restructuring loans	$ 3		$ 0

LOANS (Details 15)

LOANS (Details 15) $ in Thousands	Jun. 30, 2017USD ($)Contract	Dec. 31, 2016USD ($)Contract	Jun. 30, 2016USD ($)Contract
Purchased Loans [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring loans	$ 21,020	$ 23,543	$ 20,642
Purchased Loans [Member] | Non-Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	55	46
Troubled debt restructuring loans	$ 6,284	$ 4,600
Purchased Loans [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	7		10
Troubled debt restructuring loans	$ 373		$ 1,397
Purchased Loans [Member] | Financing Receivables, 30 Days Past Due [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	140	153
Troubled debt restructuring loans	$ 21,020	$ 23,543
Loans Excluding Purchased Loan [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring loans	$ 12,169	$ 14,209	$ 14,795
Loans Excluding Purchased Loan [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	107	117
Troubled debt restructuring loans	$ 12,169	$ 14,209
Loans Excluding Purchased Loan [Member] | Non-Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	72	69
Troubled debt restructuring loans	$ 2,470	$ 3,987
Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	22		11
Troubled debt restructuring loans	$ 992		$ 494
Commercial, financial & agricultural [Member] | Purchased Loans [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	0	1
Troubled debt restructuring loans	$ 0	$ 1
Commercial, financial & agricultural [Member] | Purchased Loans [Member] | Non-Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	4	4
Troubled debt restructuring loans	$ 21	$ 91
Commercial, financial & agricultural [Member] | Purchased Loans [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	1		2
Troubled debt restructuring loans	$ 6		$ 76
Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	3	4
Troubled debt restructuring loans	$ 40	$ 47
Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member] | Non-Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	15	15
Troubled debt restructuring loans	$ 136	$ 114
Commercial, financial & agricultural [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	2		2
Troubled debt restructuring loans	$ 49		$ 7
Real Estate - construction & development [Member] | Purchased Loans [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	3	6
Troubled debt restructuring loans	$ 1,028	$ 1,358
Real Estate - construction & development [Member] | Purchased Loans [Member] | Non-Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	6	3
Troubled debt restructuring loans	$ 356	$ 30
Real Estate - construction & development [Member] | Purchased Loans [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	0		2
Troubled debt restructuring loans	$ 0		$ 402
Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	7	8
Troubled debt restructuring loans	$ 429	$ 686
Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member] | Non-Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	2	2
Troubled debt restructuring loans	$ 34	$ 34
Real Estate - construction & development [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	0		0
Troubled debt restructuring loans	$ 0		$ 0
Real estate - commercial & farmland [Member] | Purchased Loans [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	17	20
Troubled debt restructuring loans	$ 7,410	$ 8,460
Real estate - commercial & farmland [Member] | Purchased Loans [Member] | Non-Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	11	5
Troubled debt restructuring loans	$ 3,935	$ 2,402
Real estate - commercial & farmland [Member] | Purchased Loans [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	1		0
Troubled debt restructuring loans	$ 226		$ 0
Real estate - commercial & farmland [Member] | Loans Excluding Purchased Loan [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	16	16
Troubled debt restructuring loans	$ 4,859	$ 4,119
Real estate - commercial & farmland [Member] | Loans Excluding Purchased Loan [Member] | Non-Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	4	5
Troubled debt restructuring loans	$ 192	$ 2,970
Real estate - commercial & farmland [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	4		2
Troubled debt restructuring loans	$ 362		$ 191
Real Estate - Residential [Member] | Purchased Loans [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	120	123
Troubled debt restructuring loans	$ 12,582	$ 13,713
Real Estate - Residential [Member] | Purchased Loans [Member] | Non-Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	32	33
Troubled debt restructuring loans	$ 1,965	$ 2,077
Real Estate - Residential [Member] | Purchased Loans [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	4		6
Troubled debt restructuring loans	$ 138		$ 919
Real Estate - Residential [Member] | Loans Excluding Purchased Loan [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	74	82
Troubled debt restructuring loans	$ 6,829	$ 9,340
Real Estate - Residential [Member] | Loans Excluding Purchased Loan [Member] | Non-Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	17	15
Troubled debt restructuring loans	$ 1,975	$ 739
Real Estate - Residential [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	9		6
Troubled debt restructuring loans	$ 554		$ 292
Consumer installment [Member] | Purchased Loans [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	0	3
Troubled debt restructuring loans	$ 0	$ 11
Consumer installment [Member] | Purchased Loans [Member] | Non-Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	2	1
Troubled debt restructuring loans	$ 7	$ 0
Consumer installment [Member] | Purchased Loans [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	1		0
Troubled debt restructuring loans	$ 3		$ 0
Consumer installment [Member] | Loans Excluding Purchased Loan [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	7	7
Troubled debt restructuring loans	$ 12	$ 17
Consumer installment [Member] | Loans Excluding Purchased Loan [Member] | Non-Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	34	32
Troubled debt restructuring loans	$ 133	$ 130
Consumer installment [Member] | Loans Excluding Purchased Loan [Member] | Financing Receivables, 30 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract	7		1
Troubled debt restructuring loans	$ 27		$ 4

LOANS (Details 16)

LOANS (Details 16) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016	Jun. 30, 2017		Dec. 31, 2016		Jun. 30, 2016
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance, Allowance	$ 25,250	$ 21,482	$ 23,920	$ 21,062	$ 21,062
Provision for loan losses	2,205	889	4,041	1,570	4,091
Loans charged off	(3,284)	(1,376)	(4,386)	(3,190)	(6,327)
Recoveries of loans previously charged off	930	739	1,526	2,292	5,094
Ending balance, Allowance	25,101	21,734	25,101	21,734	23,920
Loans individually evaluated for impairment, Allowance						$ 6,021	[1]	$ 6,407	[2]	$ 5,550	[3]
Loans collectively evaluated for impairment, Allowance						19,080		17,513		16,184
Balance, Allowance	25,250	21,482	23,920	21,062	23,920	25,101		23,920		21,734
Individually evaluated for impairment, Loan						50,666	[1]	60,421	[2]	66,250	[3]
Collectively evaluated for impairment, Loan						5,491,980		5,055,371		4,383,132
Acquired with deteriorated credit quality, Loan						128,195		148,534		173,749
Ending balance, Loan						5,670,841		5,264,326		4,623,131
Commercial Financial And Agricultural [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance, Allowance	2,798	1,599	2,192	1,144	1,144
Provision for loan losses	984	522	1,625	1,310	2,647
Loans charged off	(701)	(541)	(805)	(947)	(1,999)
Recoveries of loans previously charged off	221	87	290	160	400
Ending balance, Allowance	3,302	1,667	3,302	1,667	2,192
Loans individually evaluated for impairment, Allowance						691	[1]	120	[2]	137	[3]
Loans collectively evaluated for impairment, Allowance						2,611		2,072		1,530
Balance, Allowance	2,798	1,599	2,192	1,144	2,192	3,302		2,192		1,667
Individually evaluated for impairment, Loan						2,418	[1]	501	[2]	819	[3]
Collectively evaluated for impairment, Loan						1,216,215		966,637		563,524
Acquired with deteriorated credit quality, Loan						0		0		0
Ending balance, Loan						1,218,633		967,138		564,343
Real Estate Construction And Development [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance, Allowance	3,597	3,925	2,990	5,009	5,009
Provision for loan losses	102	(438)	742	(1,489)	(1,921)
Loans charged off	(41)	(109)	(94)	(264)	(588)
Recoveries of loans previously charged off	98	221	118	343	490
Ending balance, Allowance	3,756	3,599	3,756	3,599	2,990
Loans individually evaluated for impairment, Allowance						174	[1]	266	[2]	690	[3]
Loans collectively evaluated for impairment, Allowance						3,582		2,724		2,909
Balance, Allowance	3,597	3,925	2,990	5,009	2,990	3,756		2,990		3,599
Individually evaluated for impairment, Loan						636	[1]	659	[2]	1,465	[3]
Collectively evaluated for impairment, Loan						486,222		362,386		273,252
Acquired with deteriorated credit quality, Loan						0		0		0
Ending balance, Loan						486,858		363,045		274,717
Real estate - commercial & farmland [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance, Allowance	7,879	7,099	7,662	7,994	7,994
Provision for loan losses	255	664	472	(5)	107
Loans charged off	(386)	(361)	(395)	(708)	(708)
Recoveries of loans previously charged off	121	57	130	178	269
Ending balance, Allowance	7,869	7,459	7,869	7,459	7,662
Loans individually evaluated for impairment, Allowance						1,437	[1]	1,502	[2]	997	[3]
Loans collectively evaluated for impairment, Allowance						6,432		6,160		6,462
Balance, Allowance	7,879	7,099	7,662	7,994	7,662	7,869		7,662		7,459
Individually evaluated for impairment, Loan						10,814	[1]	12,423	[2]	11,870	[3]
Collectively evaluated for impairment, Loan						1,508,188		1,393,796		1,236,710
Acquired with deteriorated credit quality, Loan						0		0		0
Ending balance, Loan						1,519,002		1,406,219		1,248,580
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance, Allowance	5,840	4,631	6,786	4,760	4,760
Provision for loan losses	655	(259)	(136)	(234)	2,757
Loans charged off	(963)	(123)	(1,179)	(591)	(1,122)
Recoveries of loans previously charged off	73	14	134	328	391
Ending balance, Allowance	5,605	4,263	5,605	4,263	6,786
Loans individually evaluated for impairment, Allowance						1,748	[1]	2,893	[2]	2,339	[3]
Loans collectively evaluated for impairment, Allowance						3,857		3,893		1,924
Balance, Allowance	5,840	4,631	6,786	4,760	6,786	5,605		6,786		4,263
Individually evaluated for impairment, Loan						8,282	[1]	12,697	[2]	10,345	[3]
Collectively evaluated for impairment, Loan						848,787		768,321		669,888
Acquired with deteriorated credit quality, Loan						0		0		0
Ending balance, Loan						857,069		781,018		680,233
Consumer installment loans and Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance, Allowance	854	1,939	827	1,574	1,574
Provision for loan losses	695	264	869	663	(523)
Loans charged off	(438)	(59)	(602)	(118)	(351)
Recoveries of loans previously charged off	44	16	61	41	127
Ending balance, Allowance	1,155	2,160	1,155	2,160	827
Loans individually evaluated for impairment, Allowance						0	[1]	0	[2]	0	[3]
Loans collectively evaluated for impairment, Allowance						1,155		827		2,160
Balance, Allowance	854	1,939	827	1,574	827	1,155		827		2,160
Individually evaluated for impairment, Loan						0	[1]	0	[2]	0	[3]
Collectively evaluated for impairment, Loan						148,666		109,401		51,198
Acquired with deteriorated credit quality, Loan						0		0		0
Ending balance, Loan						148,666		109,401		51,198
Purchased Loan Pools [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance, Allowance	2,086	1,306	1,837	581	581
Provision for loan losses	(463)	(107)	(214)	618	1,256
Loans charged off	0	0	0	0	0
Recoveries of loans previously charged off	0	0	0	0	0
Ending balance, Allowance	1,623	1,199	1,623	1,199	1,837
Loans individually evaluated for impairment, Allowance						180	[1]	0	[2]	0	[3]
Loans collectively evaluated for impairment, Allowance						1,443		1,837		1,199
Balance, Allowance	2,086	1,306	1,837	581	1,837	1,623		1,837		1,199
Individually evaluated for impairment, Loan						918	[1]	0	[2]	0	[3]
Collectively evaluated for impairment, Loan						489,196		568,314		610,425
Acquired with deteriorated credit quality, Loan						0		0		0
Ending balance, Loan						490,114		568,314		610,425
Purchased Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance, Allowance	2,196	983	1,626	0	0
Provision for loan losses	(23)	243	683	707	(232)
Loans charged off	(755)	(183)	(1,311)	(562)	(1,559)
Recoveries of loans previously charged off	373	344	793	1,242	3,417
Ending balance, Allowance	1,791	1,387	1,791	1,387	1,626
Loans individually evaluated for impairment, Allowance						1,791	[1]	1,626	[2]	1,387	[3]
Loans collectively evaluated for impairment, Allowance						0		0		0
Balance, Allowance	$ 2,196	$ 983	$ 1,626	$ 0	$ 1,626	1,791		1,626		1,387
Individually evaluated for impairment, Loan						27,598	[1]	34,141	[2]	41,751	[3]
Collectively evaluated for impairment, Loan						794,706		886,516		978,135
Acquired with deteriorated credit quality, Loan						128,195		148,534		173,749
Ending balance, Loan						$ 950,499		$ 1,069,191		$ 1,193,635
[1]	At June 30, 2017, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings.
[2]	At December 31, 2016, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings.
[3]	At June 30, 2016, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings.

LOANS (Details Textual)

LOANS (Details Textual) - USD ($)	6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, previous charge-offs	$ 2,000,000		$ 1,200,000
Allowance for loan losses allocated to troubled debt restructurings	1,700,000		3,100,000
Purchased Loan Pools	490,100,000		568,300,000
Troubled Debt Restructurings Excluding Purchased Loans	14,600,000		18,200,000
Purchased loan pools principal balance	483,200,000		559,400,000
Purchased pool loans unamortized purchase premium	6,900,000		8,900,000
Allowance for Loan and Lease Losses, Purchased Loan Pools	1,600,000		1,800,000
Loans Modified That Are Not Troubled Debt Restructurings	16,200,000	$ 36,800,000
Purchased Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	17,357,000	26,736,000	22,966,000
Troubled debt restructurings, previous charge-offs	1,500,000		1,500,000
Troubled debt restructurings principal balances	1,900,000	1,200,000
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	373,000	1,400,000
Troubled debt restructuring loans	21,020,000	20,642,000	23,543,000
Purchased Loan Pools	918,000		925,000
Purchased Loans carrying value	950,500,000		1,070,000,000
Troubled Debt Restructuring	27,300,000		28,100,000
Loans Excluding Purchased Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	17,083,000	16,003,000	18,114,000
Troubled debt restructurings principal balances	1,200,000	2,500,000
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	992,000	494,000
Troubled debt restructuring loans	12,169,000	14,795,000	14,209,000
Commercial Insurance Premium Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Net Amount	476,600,000		353,900,000
Consumer Installment Home Improvement Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Net Amount	112,100,000		60,800,000
Minimum [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	100,000	100,000	100,000
Troubled debt restructuring loans	100,000	$ 100,000	$ 100,000
Minimum [Member] | Independent Third Party Loan Review [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amount of loan relationship subject to sampling for annual review	$ 500,000

ASSETS ACQUIRED IN FDIC-ASSIS62

ASSETS ACQUIRED IN FDIC-ASSISTED ACQUISITIONS (Details)	6 Months Ended
	Jun. 30, 2017Number
American United Bank (AUB) [Member]
Business Acquisition [Line Items]
Branches	1
Date Acquired	Oct. 23, 2009
United Security Bank (USB) [Member]
Business Acquisition [Line Items]
Branches	2
Date Acquired	Nov. 6, 2009
Satilla Community Bank (SCB) [Member]
Business Acquisition [Line Items]
Branches	1
Date Acquired	May 14, 2010
First Bank of Jacksonville (FBJ) [Member]
Business Acquisition [Line Items]
Branches	2
Date Acquired	Oct. 22, 2010
Tifton Banking Company (TBC) [Member]
Business Acquisition [Line Items]
Branches	1
Date Acquired	Nov. 12, 2010
Darby Bank & Trust (DBT) [Member]
Business Acquisition [Line Items]
Branches	7
Date Acquired	Nov. 12, 2010
High Trust Bank (HTB) [Member]
Business Acquisition [Line Items]
Branches	2
Date Acquired	Jul. 15, 2011
One Georgia Bank (OGB) [Member]
Business Acquisition [Line Items]
Branches	1
Date Acquired	Jul. 15, 2011
Central Bank of Georgia (CBG) [Member]
Business Acquisition [Line Items]
Branches	5
Date Acquired	Feb. 24, 2012
Montgomery Bank & Trust (MBT) [Member]
Business Acquisition [Line Items]
Branches	2
Date Acquired	Jul. 6, 2012

ASSETS ACQUIRED IN FDIC-ASSIS63

ASSETS ACQUIRED IN FDIC-ASSISTED ACQUISITIONS (Details 1) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016	Dec. 31, 2015
Covered Assets [Line Items]
Covered loans	$ 35,391	$ 61,269
Less: Fair value adjustments	1,694	3,109
Total covered loans	33,697	58,160
OREO	215	1,212
Less: Fair value adjustments	0	4
Total covered OREO	215	1,208
Total covered assets	33,912	59,368
FDIC loss-share receivable				$ 6,301
FDIC loss-share payable	(7,992)	(6,313)	$ (1,897)
American United Bank [Member]
Covered Assets [Line Items]
Covered loans	0	0
Less: Fair value adjustments	0	0
Total covered loans	0	0
OREO	0	0
Less: Fair value adjustments	0	0
Total covered OREO	0	0
Total covered assets	0	0
FDIC loss-share payable	0	(27)
United Security Bank [Member]
Covered Assets [Line Items]
Covered loans	2,933	3,199
Less: Fair value adjustments	12	13
Total covered loans	2,921	3,186
OREO	0	51
Less: Fair value adjustments	0	0
Total covered OREO	0	51
Total covered assets	2,921	3,237
FDIC loss-share payable	(1,726)	(1,642)
Satilla Community Bank [Member]
Covered Assets [Line Items]
Covered loans	3,230	4,019
Less: Fair value adjustments	30	51
Total covered loans	3,200	3,968
OREO	0	0
Less: Fair value adjustments	0	0
Total covered OREO	0	0
Total covered assets	3,200	3,968
FDIC loss-share receivable	69
FDIC loss-share payable		(32)
First Bank of Jacksonville [Member]
Covered Assets [Line Items]
Covered loans	3,682	3,767
Less: Fair value adjustments	414	452
Total covered loans	3,268	3,315
OREO	0	0
Less: Fair value adjustments	0	0
Total covered OREO	0	0
Total covered assets	3,268	3,315
FDIC loss-share payable	(302)	(234)
Darby Bank and Trust [Member]
Covered Assets [Line Items]
Covered loans	10,360	12,166
Less: Fair value adjustments	406	565
Total covered loans	9,954	11,601
OREO	0	0
Less: Fair value adjustments	0	0
Total covered OREO	0	0
Total covered assets	9,954	11,601
FDIC loss-share payable	(4,299)	(4,591)
Tifton Banking Company [Member]
Covered Assets [Line Items]
Covered loans	1,708	1,679
Less: Fair value adjustments	0	0
Total covered loans	1,708	1,679
OREO	0	0
Less: Fair value adjustments	0	0
Total covered OREO	0	0
Total covered assets	1,708	1,679
FDIC loss-share payable	(50)	(33)
High Trust Bank [Member]
Covered Assets [Line Items]
Covered loans	1,885	1,913
Less: Fair value adjustments	28	33
Total covered loans	1,857	1,880
OREO	0	0
Less: Fair value adjustments	0	0
Total covered OREO	0	0
Total covered assets	1,857	1,880
FDIC loss-share receivable		734
FDIC loss-share payable	(59)
One Georgia Bank [Member]
Covered Assets [Line Items]
Covered loans	939	1,077
Less: Fair value adjustments	31	32
Total covered loans	908	1,045
OREO	0	0
Less: Fair value adjustments	0	0
Total covered OREO	0	0
Total covered assets	908	1,045
FDIC loss-share payable	(1,103)	(993)
Central Bank of Georgia [Member]
Covered Assets [Line Items]
Covered loans	10,654	33,449
Less: Fair value adjustments	773	1,963
Total covered loans	9,881	31,486
OREO	215	1,161
Less: Fair value adjustments	0	4
Total covered OREO	215	1,157
Total covered assets	10,096	32,643
FDIC loss-share receivable		$ 505
FDIC loss-share payable	$ (522)

ASSETS ACQUIRED IN FDIC-ASSIS64

ASSETS ACQUIRED IN FDIC-ASSISTED ACQUISITIONS (Details 2) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Business Combinations [Abstract]
Beginning balance		$ 6,301
Beginning balance	$ (6,313)
Payments paid to (received from) FDIC	(230)	(4,165)
Amortization	(595)	(2,737)
Change in clawback liability	(398)	(345)
Net charge-offs (recoveries) on covered loans	(648)	(929)
Loss (gain) on covered other real estate owned	(40)	774
Reimbursable expenses on covered assets	242	429
Other activity, net	(10)	(1,225)
Ending balance	$ (7,992)	$ (1,897)

ASSETS ACQUIRED IN FDIC-ASSIS65

ASSETS ACQUIRED IN FDIC-ASSISTED ACQUISITIONS (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2012	Jun. 30, 2017	Dec. 31, 2016
Business Combinations [Abstract]
Current Activity Incurred		$ 537,000
Clawback Liability		9,700,000	$ 9,300,000
Reimbursement Revenue	$ 87,000
FDIC loss-sharing payable		8,000,000
Remaining Indemnification		$ 1,200,000

OTHER REAL ESTATE OWNED (Detail

OTHER REAL ESTATE OWNED (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Beginning balance, January 1	$ 10,874	$ 16,147
Loans transferred to other real estate owned	3,347	1,499
Net gains (losses) on sale and write-downs recorded in statement of income	(553)	(1,057)
Sales proceeds	(2,185)	(2,824)
Ending balance	$ 11,483	$ 13,765

OTHER REAL ESTATE OWNED (Deta67

OTHER REAL ESTATE OWNED (Details 1) - Purchased Other Real Estate Owned [Member] - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Beginning balance, January 1	$ 12,540	$ 19,344
Loans transferred to other real estate owned	3,281	3,420
Acquired in acquisitions	0	1,838
Portion of gains (losses) on sale and write-downs payable to (receivable from) the FDIC under loss-sharing agreements	40	0
Net gains (losses) on sale and write-downs recorded in statement of income	819	(938)
Sales proceeds	(5,350)	(6,994)
Ending balance	$ 11,330	$ 16,670

SECURITIES SOLD UNDER AGREEME68

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Disclosure of Repurchase Agreements
Securities sold under agreements to repurchase	$ 18,400	$ 53,505

OTHER BORROWINGS (Details)

OTHER BORROWINGS (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Other Borrowings [Line Items]
Other borrowings	$ 679,591	$ 492,321
Fixed Rate Advance [Member]
Other Borrowings [Line Items]
Advance from correspondent bank	350,000	0
Fixed Rate Advance One [Member]
Other Borrowings [Line Items]
Advance from correspondent bank	0	5,006
Daily Rate Credit From Federal Home Loan Bank [Member]
Other Borrowings [Line Items]
Advance from correspondent bank	254,000	150,000
Fixed Rate Advance Two [Member]
Other Borrowings [Line Items]
Advance from correspondent bank	0	292,500
Fixed Rate Advance Three [Member]
Other Borrowings [Line Items]
Advance from correspondent bank	0	4,002
Subordinated Debt One [Member]
Other Borrowings [Line Items]
Subordinated debt issued	73,730	0
Correspondent Bank Advances [Member]
Other Borrowings [Line Items]
Other borrowings	63	77
Correspondent Bank Advances One [Member]
Other Borrowings [Line Items]
Other borrowings	1,798	1,886
Revolving Credit Facility [Member]
Other Borrowings [Line Items]
Long-term Line of Credit	0	38,000
Correspondent Bank Advances Two [Member]
Other Borrowings [Line Items]
Long-term Line of Credit	$ 0	$ 850

OTHER BORROWINGS _Parenthetical

OTHER BORROWINGS [Parenthetical] (Details) - USD ($)	6 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
Fixed Rate Advance [Member]
Other Borrowings [Line Items]
Debt Instrument, Interest Rate, Effective Percentage	1.07%
Debt instrument, maturity period	July 7, 2017
Fixed Rate Advance One [Member]
Other Borrowings [Line Items]
Debt Instrument, Interest Rate, Effective Percentage	1.23%
Debt instrument, maturity period	May 30, 2017
Daily Rate Credit From Federal Home Loan Bank [Member]
Other Borrowings [Line Items]
Debt Instrument, Interest Rate, Effective Percentage	1.32%	0.80%
Fixed Rate Advance Two [Member]
Other Borrowings [Line Items]
Debt Instrument, Interest Rate, Effective Percentage	0.56%
Debt instrument, maturity period	January 6, 2017
Fixed Rate Advance Three [Member]
Other Borrowings [Line Items]
Debt Instrument, Interest Rate, Effective Percentage	1.40%
Debt instrument, maturity period	January 9, 2017
Subordinated Debt [Member]
Other Borrowings [Line Items]
Debt Instrument, Description of Variable Rate Basis	Subordinated notes payable due March 15, 2027 net of unamortized debt issuance cost of $1,270; fixed interest rate of 5.75% through March 14, 2022; variable interest rate thereafter at three-month LIBOR plus 3.616%
Debt Instrument, Interest Rate, Effective Percentage	5.75%
Debt instrument, maturity period	March 15, 2027
Unamortized Debt Issuance Expense	$ 1,270
Correspondent Bank Advances [Member]
Other Borrowings [Line Items]
Debt Instrument, Interest Rate, Effective Percentage	4.25%
Debt instrument, maturity period	October 5, 2019
Correspondent Bank Advances One [Member]
Other Borrowings [Line Items]
Debt Instrument, Interest Rate, Effective Percentage	2.09%
Debt instrument, maturity period	September 5, 2026
Revolving Credit Facility [Member]
Other Borrowings [Line Items]
Debt Instrument, Description of Variable Rate Basis	Advances under revolving credit agreement with a regional bank due September 26, 2017; secured by subsidiary bank stock; variable interest rate at 90-day LIBOR plus 3.50% (4.43% at December 31, 2016)
Debt Instrument, Interest Rate, Effective Percentage		4.43%
Debt instrument, maturity period	September 26, 2017
Revolving Credit Facility One [Member]
Other Borrowings [Line Items]
Debt Instrument, Interest Rate, Effective Percentage	8.00%
Debt instrument, maturity period	January 7, 2017

OTHER BORROWINGS (Details Textu

OTHER BORROWINGS (Details Textual) - USD ($) $ in Thousands	Mar. 15, 2022	Jun. 30, 2017	Mar. 13, 2017	Dec. 31, 2016
Other borrowings		$ 679,591		$ 492,321
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds		560,300
Credit arrangements for federal funds purchase		82,000
Pledged Assets Separately Reported, Loans Pledged for Federal Reserve Bank, at Fair Value		989,900
Line of Credit Facility, Remaining Borrowing Capacity		60,000
Loans pledged at federal reserve discount window available for borrowing		$ 644,300
Senior Subordinated Notes [Member]
Debt Instrument, Face Amount			$ 75,000
Debt Instrument, Interest Rate, Stated Percentage			5.75%
Debt Instrument, Interest Rate Terms		The subordinated notes will mature on March 15, 2027 and through March 14, 2022 will bear a fixed rate of interest of 5.75% per annum, payable semi-annually in arrears on September 15 and March 15 of each year. Beginning March 15, 2022, the interest rate on the subordinated notes resets quarterly to a floating rate per annum equal to the then-current three-month LIBOR plus 3.616%, payable quarterly in arrears on June 15, September 15, December 15, and March 15 of each year to the maturity date or earlier redemption.
Senior Subordinated Notes [Member] | Scenario, Forecast [Member]
Debt Instrument, Redemption Price, Percentage	100.00%

COMMITMENTS AND CONTINGENCIES72

COMMITMENTS AND CONTINGENCIES (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Commitments to extend credit	$ 1,042,343	$ 1,101,257
Unused home equity lines of credit	64,561	62,586
Financial standby letters of credit	12,928	14,257
Mortgage interest rate lock commitments	138,325	91,426
Mortgage forward contracts with positive fair value	$ 149,250	$ 150,000

COMMITMENTS AND CONTINGENCIES73

COMMITMENTS AND CONTINGENCIES (Details Textual) - USD ($) $ in Millions	Aug. 08, 2013	Jun. 30, 2017
Loss Contingency, Damages Sought, Value	$ 2.9
Federal Home Loan Bank [Member] | Letter of Credit [Member]
Letter of Credit		$ 75

SHAREHOLDERS' EQUITY (Details T

SHAREHOLDERS' EQUITY (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	Mar. 06, 2017	Mar. 31, 2017	Jan. 18, 2017	Jun. 30, 2017	Jun. 30, 2016
Proceeds from Issuance of Common Stock				$ 88,656	$ 0
Payments For Capital Contribution		$ 110,000
Underwritten Public Offering [Member]
Shares Issued, Price Per Share	$ 46.50
Stock Issued During Period, Shares, New Issues	2,012,500
Proceeds from Issuance of Common Stock	$ 88,700
Public Offering Deduction Amount	$ 4,900
US Premium Financing Holding Company [Member]
Stock Issued During Period, Shares, Purchase of Assets			128,572	128,572
Shares Issued, Price Per Share			$ 45.45
Stock Issued During Period, Value, Purchase of Assets			$ 5,800	$ 5,844
Cost Method Investments Ownership Percentage			4.99%

ACCUMULATED OTHER COMPREHENSI75

ACCUMULATED OTHER COMPREHENSIVE INCOME (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance			$ (1,058)	$ 3,353
Reclassification for gains included in net income, net of tax	$ (24)	$ 0	(24)	(61)
Current year changes, net of tax			2,503	9,668
Ending Balance	1,421	12,960	1,421	12,960
Unrealized Gain (Loss) on Derivatives [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance			176	152
Reclassification for gains included in net income, net of tax			0	0
Current year changes, net of tax			(63)	(808)
Ending Balance	113	(656)	113	(656)
Unrealized Gain (Loss) on Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance			(1,234)	3,201
Reclassification for gains included in net income, net of tax			(24)	(61)
Current year changes, net of tax			2,566	10,476
Ending Balance	$ 1,308	$ 13,616	$ 1,308	$ 13,616

WEIGHTED AVERAGE SHARES OUTST76

WEIGHTED AVERAGE SHARES OUTSTANDING (Details) - shares shares in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Average common shares outstanding	37,163	34,833	36,418	33,792
Common share equivalents:
Stock options	73	117	73	113
Nonvested restricted share grants	253	203	253	202
Average common shares outstanding, assuming dilution	37,489	35,153	36,744	34,107

FAIR VALUE MEASURES (Details)

FAIR VALUE MEASURES (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Loans Held for Sale are Carried at Fair Value [Line Items]
Loans held for sale	$ 146,766	$ 105,924
Mortgage loans held for sale[Member]
Loans Held for Sale are Carried at Fair Value [Line Items]
Loans held for sale	123,119	105,924
SBA loans held for sale [Member]
Loans Held for Sale are Carried at Fair Value [Line Items]
Loans held for sale	$ 23,647	$ 0

FAIR VALUE MEASURES (Details 1)

FAIR VALUE MEASURES (Details 1) - Mortgage Loans Held for Sale [Member] - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Assets And Liabilities Carrying Value And Fair Value [Line Items]
Aggregate fair value of mortgage loans held for sale	$ 123,119	$ 105,924
Aggregate unpaid principal balance	118,900	103,691
Past-due loans of 90 days or more	0	0
Nonaccrual loans	$ 0	$ 0

FAIR VALUE MEASURES (Details 2)

FAIR VALUE MEASURES (Details 2) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	$ 970,358	$ 932,973
Recurring liabilities at fair value	1,173	978
Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	0	0
Recurring liabilities at fair value	0	0
Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	968,858	931,473
Recurring liabilities at fair value	1,173	978
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	1,500	1,500
Recurring liabilities at fair value	0	0
U.S. government sponsored agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	1,009	1,020
U.S. government sponsored agencies [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	0	0
U.S. government sponsored agencies [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	1,009	1,020
U.S. government sponsored agencies [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	0	0
State, county and municipal securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	145,108	152,035
State, county and municipal securities [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	0	0
State, county and municipal securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	145,108	152,035
State, county and municipal securities [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	0	0
Corporate debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	47,612	32,172
Corporate debt securities [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	0	0
Corporate debt securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	46,112	30,672
Corporate debt securities [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	1,500	1,500
Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	624,964	637,508
Mortgage-backed securities [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	0	0
Mortgage-backed securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	624,964	637,508
Mortgage-backed securities [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	0	0
Loans held for sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	146,766	105,924
Loans held for sale [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	0	0
Loans held for sale [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	146,766	105,924
Loans held for sale [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	0	0
Derivative financial instruments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring liabilities at fair value	867	978
Derivative financial instruments [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring liabilities at fair value	0	0
Derivative financial instruments [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring liabilities at fair value	867	978
Derivative financial instruments [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring liabilities at fair value	0	0
Mortgage banking derivative instruments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	4,899	4,314
Recurring liabilities at fair value	306
Mortgage banking derivative instruments [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	0	0
Recurring liabilities at fair value	0
Mortgage banking derivative instruments [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	4,899	4,314
Recurring liabilities at fair value	306
Mortgage banking derivative instruments [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recurring assets at fair value	0	$ 0
Recurring liabilities at fair value	$ 0

FAIR VALUE MEASURES (Details 3)

FAIR VALUE MEASURES (Details 3) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	$ 38,388	$ 41,965
Level 1 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	0	0
Level 2 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	0	0
Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	38,388	41,965
Impaired loans carried at fair value [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	26,605	28,253
Impaired loans carried at fair value [Member] | Level 1 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	0	0
Impaired loans carried at fair value [Member] | Level 2 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	0	0
Impaired loans carried at fair value [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	26,605	28,253
Other real estate owned [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	453	1,172
Other real estate owned [Member] | Level 1 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	0	0
Other real estate owned [Member] | Level 2 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	0	0
Other real estate owned [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	453	1,172
Purchased other real estate owned [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	11,330	12,540
Purchased other real estate owned [Member] | Level 1 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	0	0
Purchased other real estate owned [Member] | Level 2 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	0	0
Purchased other real estate owned [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Nonrecurring assets at fair value	$ 11,330	$ 12,540

FAIR VALUE MEASURES (Details 4)

FAIR VALUE MEASURES (Details 4) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Disclosure, Nonrecurring	$ 38,388	$ 41,965
Assets, Fair Value Disclosure, Recurring	970,358	932,973
Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Disclosure, Nonrecurring	38,388	41,965
Assets, Fair Value Disclosure, Recurring	1,500	1,500
Fair Value, Measurements, Recurring [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Assets, Fair Value Disclosure, Recurring	$ 1,500	$ 1,500
Valuation Technique	Discounted par values	Discounted par values
Fair Value Measurements Unobservable Inputs	Credit quality of underlying issuer	Credit quality of underlying issuer
Fair value inputs discount rate range	0.00%	0.00%
Fair Value, Measurements, Recurring [Member] | Weighted Average Daily Balance [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair value inputs discount rate range	0.00%	0.00%
Impaired Loans Carried At Fair Value [Member] | Fair Value, Measurements, Nonrecurring [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Disclosure, Nonrecurring	$ 26,605	$ 28,253
Valuation Technique	Third-party appraisals and discounted cash flows	Third-party appraisals and discounted cash flows
Fair Value Measurements Unobservable Inputs	Collateral discounts and discount rates	Collateral discounts and discount rates
Impaired Loans Carried At Fair Value [Member] | Fair Value, Measurements, Nonrecurring [Member] | Maximum [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair value inputs discount rate range	100.00%	100.00%
Impaired Loans Carried At Fair Value [Member] | Fair Value, Measurements, Nonrecurring [Member] | Minimum [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair value inputs discount rate range	11.00%	15.00%
Impaired Loans Carried At Fair Value [Member] | Fair Value, Measurements, Nonrecurring [Member] | Weighted Average Daily Balance [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair value inputs discount rate range	29.00%	28.00%
Other real estate owned [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Disclosure, Nonrecurring	$ 453	$ 1,172
Other real estate owned [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Disclosure, Nonrecurring	453	1,172
Other real estate owned [Member] | Fair Value, Measurements, Nonrecurring [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Disclosure, Nonrecurring	$ 453	$ 1,172
Valuation Technique	Third-party appraisals, sales contracts, broker price opinions	Third-party appraisals, sales contracts, broker price opinions
Fair Value Measurements Unobservable Inputs	Collateral discounts and estimated costs to sell	Collateral discounts and estimated costs to sell
Other real estate owned [Member] | Fair Value, Measurements, Nonrecurring [Member] | Maximum [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair value inputs discount rate range	45.00%	74.00%
Other real estate owned [Member] | Fair Value, Measurements, Nonrecurring [Member] | Minimum [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair value inputs discount rate range	15.00%	15.00%
Other real estate owned [Member] | Fair Value, Measurements, Nonrecurring [Member] | Weighted Average Daily Balance [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair value inputs discount rate range	17.00%	22.00%
Purchased other real estate owned [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Disclosure, Nonrecurring	$ 11,330	$ 12,540
Purchased other real estate owned [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Disclosure, Nonrecurring	11,330	12,540
Purchased other real estate owned [Member] | Fair Value, Measurements, Nonrecurring [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Disclosure, Nonrecurring	$ 11,330	$ 12,540
Valuation Technique	Third-party appraisals	Third-party appraisals
Fair Value Measurements Unobservable Inputs	Collateral discounts and estimated costs to sell	Collateral discounts and estimated costs to sell
Purchased other real estate owned [Member] | Fair Value, Measurements, Nonrecurring [Member] | Maximum [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair value inputs discount rate range	74.00%	74.00%
Purchased other real estate owned [Member] | Fair Value, Measurements, Nonrecurring [Member] | Minimum [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair value inputs discount rate range	10.00%	10.00%
Purchased other real estate owned [Member] | Fair Value, Measurements, Nonrecurring [Member] | Weighted Average Daily Balance [Member] | Level 3 [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair value inputs discount rate range	14.00%	15.00%

FAIR VALUE MEASURES (Details 5)

FAIR VALUE MEASURES (Details 5) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016
Financial assets:
Cash and due from banks	$ 139,500	$ 127,164
Federal funds sold and interest-bearing accounts	137,811	71,221
Loans, net	5,619,135	5,212,153
Accrued interest receivable	22,006	22,278
Financial liabilities:
Deposits	5,793,397	5,575,163
Securities sold under agreements to repurchase	18,400	53,505
Other borrowings	679,591	492,321
Subordinated deferrable interest debentures	84,889	84,228
FDIC loss-share payable	7,992	6,313	$ 1,897
Accrued interest payable	3,167	1,501
Fair Value [Member]
Financial assets:
Cash and due from banks	139,500	127,164
Federal funds sold and interest-bearing accounts	137,811	71,221
Loans, net	5,609,246	5,236,034
Accrued interest receivable	22,006	22,278
Financial liabilities:
Deposits	5,793,319	5,575,288
Securities sold under agreements to repurchase	18,400	53,505
Other borrowings	680,861	492,321
Subordinated deferrable interest debentures	69,471	67,321
FDIC loss-share payable	9,014	8,243
Accrued interest payable	3,167	1,501
Fair Value [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and due from banks	139,500	127,164
Federal funds sold and interest-bearing accounts	137,811	71,221
Loans, net	0	0
Accrued interest receivable	22,006	22,278
Financial liabilities:
Deposits	0	0
Securities sold under agreements to repurchase	18,400	53,505
Other borrowings	0	0
Subordinated deferrable interest debentures	0	0
FDIC loss-share payable	0	0
Accrued interest payable	3,167	1,501
Fair Value [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and due from banks	0	0
Federal funds sold and interest-bearing accounts	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Financial liabilities:
Deposits	5,793,319	5,575,288
Securities sold under agreements to repurchase	0	0
Other borrowings	680,861	492,321
Subordinated deferrable interest debentures	69,471	67,321
FDIC loss-share payable	0	0
Accrued interest payable	0	0
Fair Value [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and due from banks	0	0
Federal funds sold and interest-bearing accounts	0	0
Loans, net	5,609,246	5,236,034
Accrued interest receivable	0	0
Financial liabilities:
Deposits	0	0
Securities sold under agreements to repurchase	0	0
Other borrowings	0	0
Subordinated deferrable interest debentures	0	0
FDIC loss-share payable	9,014	8,243
Accrued interest payable	$ 0	$ 0

FAIR VALUE MEASURES (Details Te

FAIR VALUE MEASURES (Details Textual) - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Net Gains (Losses) From Change In Fair Value Of Mortgages Loans Held For Sale	$ 4.2	$ 3.9

SEGMENT REPORTING (Details)

SEGMENT REPORTING (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Segment Reporting Information [Line Items]
Interest income	$ 71,411	$ 59,340	$ 138,461	$ 113,899
Interest expense	8,254	4,751	14,714	8,874
Net interest income	63,157	54,589	123,747	105,025
Provision for loan losses	2,205	889	4,041	1,570	$ 4,091
Noninterest income	28,189	28,379	53,895	52,665
Noninterest expense
Salaries and employee benefits	29,132	27,531	56,926	53,718
Equipment and occupancy expenses	6,146	6,371	12,023	12,071
Data processing and telecommunications expenses	7,028	6,049	13,600	12,162
Other expenses	13,433	12,408	26,283	30,008
Total noninterest expense	55,739	52,359	108,832	107,959
Income before income tax expense	33,402	29,720	64,769	48,161
Income tax expense	10,315	9,671	20,529	15,795
Net income	23,087	20,049	44,240	32,366
Total assets	7,397,858	6,221,294	7,397,858	6,221,294	6,892,031
Goodwill	125,532	121,422	125,532	121,422	125,532
Other intangible assets, net	15,378	20,574	15,378	20,574	$ 17,428
Banking Division [Member]
Segment Reporting Information [Line Items]
Interest income	56,694	53,534	110,906	103,313
Interest expense	4,894	3,714	8,980	7,010
Net interest income	51,800	49,820	101,926	96,303
Provision for loan losses	1,491	733	3,473	1,414
Noninterest income	12,954	13,018	25,967	25,753
Noninterest expense
Salaries and employee benefits	19,359	18,428	38,203	37,417
Equipment and occupancy expenses	5,427	5,901	10,684	11,051
Data processing and telecommunications expenses	6,378	5,685	12,421	11,505
Other expenses	10,209	11,071	19,450	27,507
Total noninterest expense	41,373	41,085	80,758	87,480
Income before income tax expense	21,890	21,020	43,662	33,162
Income tax expense	6,095	6,626	12,951	10,545
Net income	15,795	14,394	30,711	22,617
Total assets	6,186,980	5,691,976	6,186,980	5,691,976
Goodwill	125,532	121,422	125,532	121,422
Other intangible assets, net	15,378	20,574	15,378	20,574
Retail Mortgage Division [Member]
Segment Reporting Information [Line Items]
Interest income	4,974	3,293	9,028	6,313
Interest expense	1,504	739	2,582	1,329
Net interest income	3,470	2,554	6,446	4,984
Provision for loan losses	347	93	355	93
Noninterest income	13,053	13,304	23,566	22,928
Noninterest expense
Salaries and employee benefits	7,763	8,304	14,979	14,651
Equipment and occupancy expenses	610	405	1,129	893
Data processing and telecommunications expenses	440	338	757	610
Other expenses	888	1,133	2,029	2,089
Total noninterest expense	9,701	10,180	18,894	18,243
Income before income tax expense	6,475	5,585	10,763	9,576
Income tax expense	2,361	1,955	3,862	3,352
Net income	4,114	3,630	6,901	6,224
Total assets	475,599	306,932	475,599	306,932
Goodwill	0	0	0	0
Other intangible assets, net	0	0	0	0
Warehouse Lending Division [Member]
Segment Reporting Information [Line Items]
Interest income	1,613	1,622	2,946	2,641
Interest expense	359	141	587	233
Net interest income	1,254	1,481	2,359	2,408
Provision for loan losses	176	0	(56)	0
Noninterest income	438	440	757	773
Noninterest expense
Salaries and employee benefits	127	108	274	296
Equipment and occupancy expenses	1	1	2	2
Data processing and telecommunications expenses	25	25	52	45
Other expenses	54	26	86	51
Total noninterest expense	207	160	414	394
Income before income tax expense	1,309	1,761	2,758	2,787
Income tax expense	472	616	979	975
Net income	837	1,145	1,779	1,812
Total assets	174,149	150,823	174,149	150,823
Goodwill	0	0	0	0
Other intangible assets, net	0	0	0	0
SBA Division [Member]
Segment Reporting Information [Line Items]
Interest income	1,258	891	2,471	1,632
Interest expense	373	157	679	302
Net interest income	885	734	1,792	1,330
Provision for loan losses	51	63	99	63
Noninterest income	1,718	1,617	3,533	3,211
Noninterest expense
Salaries and employee benefits	890	691	1,481	1,354
Equipment and occupancy expenses	54	64	105	125
Data processing and telecommunications expenses	2	1	3	2
Other expenses	259	178	470	361
Total noninterest expense	1,205	934	2,059	1,842
Income before income tax expense	1,347	1,354	3,167	2,636
Income tax expense	472	474	1,109	923
Net income	875	880	2,058	1,713
Total assets	80,909	71,563	80,909	71,563
Goodwill	0	0	0	0
Other intangible assets, net	0	0	0	0
Premium Finance Division [Member]
Segment Reporting Information [Line Items]
Interest income	6,872	0	13,110	0
Interest expense	1,124	0	1,886	0
Net interest income	5,748	0	11,224	0
Provision for loan losses	140	0	170	0
Noninterest income	26	0	72	0
Noninterest expense
Salaries and employee benefits	993	0	1,989	0
Equipment and occupancy expenses	54	0	103	0
Data processing and telecommunications expenses	183	0	367	0
Other expenses	2,023	0	4,248	0
Total noninterest expense	3,253	0	6,707	0
Income before income tax expense	2,381	0	4,419	0
Income tax expense	915	0	1,628	0
Net income	1,466	0	2,791	0
Total assets	480,221	0	480,221	0
Goodwill	0	0	0	0
Other intangible assets, net	$ 0	$ 0	$ 0	$ 0

SEGMENT REPORTING (Details Text

SEGMENT REPORTING (Details Textual)	6 Months Ended
	Jun. 30, 2017
Reportable Segments	5