North Valley Bancorp (NOVB) Inactive 10-Q12 Nov 132013 Q3 Quarterly reportFinancial data

Company Profile

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
Document And Entity Information	Sep. 30, 2013	Nov. 08, 2013
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'NORTH VALLEY BANCORP	'
Entity Central Index Key	'0000353191	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	6,836,632
Document Type	'10-Q	'
Document Period End Date	30-Sep-13	'
Amendment Flag	'false	'
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'

CONDENSED_CONSOLIDATED_BALANCE

CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Cash and cash equivalents:	'	'
Cash and due from banks	$23,780	$22,654
Federal funds sold	2,345	15,865
Total cash and cash equivalents	26,125	38,519
Time deposits at other financial institutions	2,219	2,219
Investment securities available-for-sale, at fair value	293,627	285,815
Investment securities held-to-maturity, at amortized cost	6	6
Loans	509,092	492,211
Less: Allowance for loan losses	-9,312	-10,458
Net loans	499,780	481,753
Premises and equipment, net	8,572	9,181
Accrued interest receivable	2,166	2,217
Other real estate owned	15,045	22,423
FHLB and FRB stock and other nonmarketable securities	8,402	8,313
Bank-owned life insurance policies	36,941	36,045
Core deposit intangibles, net	146	255
Other assets	19,418	15,597
TOTAL ASSETS	912,447	902,343
Deposits:	'	'
Noninterest-bearing	184,471	177,855
Interest-bearing	595,299	590,725
Total deposits	779,770	768,580
Accrued interest payable and other liabilities	15,952	15,951
Subordinated debentures	21,651	21,651
Total liabilities	817,373	806,182
Commitments and contingencies	'	'
STOCKHOLDERS' EQUITY:	'	'
Preferred stock, no par value: authorized 5,000,000 shares; no shares outstanding at September 30, 2013 and December 31, 2012	'	'
Common stock, no par value: authorized 60,000,000 shares; outstanding 6,836,632 and 6,835,192 at September 30, 2013 and December 31, 2012, respectively	98,817	98,495
Accumulated deficit	-1,265	-4,000
Accumulated other comprehensive (loss) income, net of tax	-2,478	1,666
Total stockholders' equity	95,074	96,161
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$912,447	$902,343

CONDENSED_CONSOLIDATED_BALANCE1

CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) (Parentheticals) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Statement Of Financial Position [Abstract]	'	'
Preferred stock, no par value (in dollars per share)	'	'
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, shares outstanding	'	'
Common stock, no par value (in dollars per share)	'	'
Common stock, shares authorized	60,000,000	60,000,000
Common stock, shares outstanding	6,836,632	6,835,192

CONDENSED_CONSOLIDATED_STATEME

CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income	'	'	'	'
Loans, including fees	$6,462	$6,663	$19,244	$19,457
Taxable securities	1,597	1,622	4,438	5,532
Tax exempt securities	103	131	298	411
Federal funds sold and repurchase agreements	3	10	34	55
Total interest income	8,165	8,426	24,014	25,455
Interest expense	'	'	'	'
Deposits	257	462	825	1,800
Other borrowed funds	'	8	1	8
Subordinated debentures	134	243	400	1,213
Total interest expense	391	713	1,226	3,021
Net interest income	7,774	7,713	22,788	22,434
Provision for loan losses	'	700	'	2,100
Net interest income after provision for loan losses	7,774	7,013	22,788	20,334
Noninterest income	'	'	'	'
Service charges on deposit accounts	959	1,086	2,882	3,274
Other fees and charges	1,152	1,102	3,380	3,620
Earnings on cash surrender value of life insurance policies	343	340	1,125	1,023
Gain on sale of loans, net	596	769	2,441	1,858
Gain on sales or calls of securities, net	5	697	548	1,656
Other	154	210	813	719
Total noninterest income	3,209	4,204	11,189	12,150
Noninterest expense	'	'	'	'
Salaries and employee benefits	5,084	5,005	15,323	15,113
Occupancy expense	629	651	1,877	1,911
Furniture and equipment expense	223	237	645	709
FDIC and state assessments	207	212	638	701
Other real estate owned expense	1,226	817	2,592	1,793
Other	2,667	2,837	8,785	8,416
Total noninterest expenses	10,036	9,759	29,860	28,643
Income before provision (benefit) for income taxes	947	1,458	4,117	3,841
Provision (benefit) for income taxes	367	-2,546	1,382	-1,904
Net income	$580	$4,004	$2,735	$5,745
Earnings per share	'	'	'	'
Basic and diluted income per share (in dollars per share)	$0.08	$0.59	$0.40	$0.84

CONSOLIDATED_STATEMENTS_COMPRE

CONSOLIDATED STATEMENTS COMPREHENSIVE INCOME (LOSS) (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Statement Of Other Comprehensive Income [Abstract]	'	'	'	'
Net income	$580	$4,004	$2,735	$5,745
Unrealized gains (losses) on securities:	'	'	'	'
Unrealized holding gains (losses) arising during the period	2,674	1,471	-7,843	5,279
Tax effect	-1,096	-603	3,216	-2,164
Reclassification adjustment for gains included in gain on sales or calls of securities, net	-5	-697	-548	-1,656
Provision for income taxes	2	286	225	679
Net of tax	1,575	457	-4,950	2,138
Defined benefit pension plans	'	'	'	'
Net gain arising during the period	'	34	1,146	103
Tax effect	'	-14	-470	-42
Reclassification adjustment for amortization of prior service cost and net gain included in salaries and employee benefits	72	'	220	'
Benefit for income taxes	-30	'	-90	'
Net of tax	42	20	806	61
Total other comprehensive income (loss)	1,617	477	-4,144	2,199
Comprehensive income (loss)	$2,197	$4,481	($1,409)	$7,944

CONDENSED_CONSOLIDATED_STATEME1

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'
Net income	$2,735	$5,745
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation and amortization	760	808
Amortization of premium on securities, net	1,320	1,616
Amortization of core deposit intangible	109	109
Provision for loan losses	'	2,100
Net losses on sale and write-down of other real estate owned	2,273	1,487
Gain on sale of loans	-2,441	-1,858
Gain on sales or calls of securities	-548	-1,656
(Gain) loss on sale of premises and equipment	-73	1
Stock-based compensation expense	322	158
Effect of changes in:	'	'
Accrued interest receivable	51	261
Other assets	-1,837	-4,634
Accrued interest payable and other liabilities	1,854	-1,838
Proceeds from sales of loan originated for sale	69,922	64,882
Loans originated for sale	-70,514	-65,509
Net cash provided by operating activities	3,933	1,672
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'
Purchases of time deposits at other financial institutions	'	-251
Purchases of available-for-sale securities	-91,054	-142,049
Proceeds from sales/calls of available-for-sale securities	18,700	110,579
Proceeds from maturities of available-for-sale securities	55,380	48,314
Purchases of FHLB and FRB stock and other securities	-89	-269
Purchases of jumbo residential mortgages	'	-33,325
Net increase in loans	-15,812	-8,688
Proceeds from sales of other real estate owned	5,436	4,414
Purchases of premises and equipment	-375	-1,451
Proceeds from sales of premises and equipment	297	'
Net cash used in investing activities	-27,517	-22,726
CASH FLOWS FROM FINANCING ACTIVITIES:	'	'
Net increase (decrease) in deposits	11,190	-7,763
Net change in other borrowed funds	'	-10,310
Net cash provided by (used in) financing activities	11,190	-18,073
NET DECREASE IN CASH AND CASH EQUIVALENTS	-12,394	-39,127
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	38,519	58,968
CASH AND CASH EQUIVALENTS, END OF PERIOD	26,125	19,841
Cash paid during the year for:	'	'
Interest	1,252	7,874
Income taxes paid	670	122
Noncash investing and financing activities:	'	'
Transfer from loans to other real estate owned	$818	$7,484

NOTE_1_BASIS_OF_PRESENTATION

NOTE 1 - BASIS OF PRESENTATION	9 Months Ended
NOTE 1 - BASIS OF PRESENTATION	Sep. 30, 2013
Organization, Consolidation and Presentation Of Financial Statements [Abstract]	'
BASIS OF PRESENTATION	'

	NOTE 1 – BASIS OF PRESENTATION



	The accompanying unaudited condensed consolidated financial statements of North Valley Bancorp and subsidiaries (the “Company”) have been prepared in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X of the Securities and Exchange Commission. Accordingly, certain information and notes required by accounting principles generally accepted in the United States for annual financial statements are not included herein. Management believes that the disclosures are adequate to make the information not misleading. In the opinion of management, all adjustments (consisting solely of normal recurring adjustments) considered necessary for a fair presentation of the results for the interim periods presented have been included. For further information, refer to the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2012. Operating results for the three and nine months ended September 30, 2013 are not necessarily indicative of the results that may be expected for any subsequent period or for the year ended December 31, 2013.



	The condensed consolidated financial statements include the accounts of the Company and its wholly owned subsidiaries North Valley Bank, a California banking corporation (“NVB”) and North Valley Trading Company, a California corporation, which is inactive. Significant intercompany items and transactions have been eliminated in consolidation. The Company owns the common stock of three business trusts that have issued trust preferred securities fully and unconditionally guaranteed by the Company. North Valley Capital Trust II, North Valley Capital Trust III and North Valley Capital Statutory Trust IV are unconsolidated subsidiaries and have issued an aggregate of $21,651,000 in trust preferred securities, which are reflected as debt on the Company’s condensed consolidated balance sheets.



	The preparation of condensed consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from these estimates.



	Management has determined that since all of the banking products and services offered by the Company are available in each branch of NVB, all branches are located within the same economic environment and management does not allocate resources based on the performance of different lending or transaction activities, it is appropriate to aggregate NVB branches and report them as a single operating segment. No single customer accounts for more than ten percent of revenues for the Company or NVB.

NOTE_2_INVESTMENT_SECURITIES

NOTE 2 - INVESTMENT SECURITIES	9 Months Ended
NOTE 2 - INVESTMENT SECURITIES	Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'
INVESTMENT SECURITIES	'
	NOTE 2 – INVESTMENT SECURITIES
	The amortized cost of securities and their approximate fair value were as follows (in thousands):

				Gross			Gross			Estimated
		Amortized		Unrealized			Unrealized			Fair
		Cost		Gains			Losses			Value
	30-Sep-13
	Available-for-Sale:
	Obligations of U.S. government sponsored agencies	$	19,669	$	—		$	(991	)	$	18,678
	Obligations of state and political subdivisions		6,692		192			(31	)		6,853
	Government sponsored agency mortgage-backed securities		261,085		3,566			(4,308	)		260,343
	Corporate debt securities		6,000		—			(1,230	)		4,770
	Equity securities		3,000		—			(17	)		2,983
		$	296,446	$	3,758		$	(6,577	)	$	293,627
	Held-to-Maturity:
	Government sponsored agency mortgage-backed securities	$	6	$	—		$	—		$	6

	31-Dec-12
	Available-for-Sale:
	Obligations of U.S. government sponsored agencies	$	21,003	$	115		$	—		$	21,118
	Obligations of state and political subdivisions		10,698		499			—			11,197
	Government sponsored agency mortgage-backed securities		239,543		6,152			(64	)		245,631
	Corporate debt securities		6,000		—			(1,244	)		4,756
	Equity securities		3,000		113			—			3,113
		$	280,244	$	6,879		$	(1,308	)	$	285,815
	Held-to-Maturity:
	Government sponsored agency mortgage-backed securities	$	6	$	—		$	—		$	6
	For the three months ended September 30, 2013 and 2012 there were $5,000 and $697,000, respectively, in gross realized gains on sales or calls of available for sale securities. For the three months ended September 30, 2013 and 2012 there were no gross realized losses on sales or calls of securities categorized as available for sale securities. For the three months ended September 30, 2013 and 2012 there were $1,615,000 and $32,140,000 in gross proceeds from sales or calls of available for sale securities. There were no sales or transfers of held to maturity securities for the three months ended September 30, 2013 and 2012. For the three months ended September 30, 2013 and 2012, there were no gross proceeds from maturities or calls of held to maturity securities.

	For the nine months ended September 30, 2013 and 2012 there were $548,000 and $1,665,000, respectively, in gross realized gains on sales or calls of available for sale securities. For the nine months ended September 30, 2013 there were no gross realized losses on sales or calls of securities categorized as available for sale securities. For the nine months ended September 30, 2012 there were $9,000 in gross realized losses on sales or calls of securities categorized as available for sale securities. For the nine months ended September 30, 2013 and 2012 there were $18,700,000 and $110,579,000, respectively, in gross proceeds from sales or calls of available for sale securities. There were no sales or transfers of held to maturity securities for the nine months ended September 30, 2013 and 2012. For the nine months ended September 30, 2013 and 2012, there were no gross proceeds from maturities or calls of held to maturity securities. Expected maturities of all investment securities are consistent with those reported in the December 31, 2012 Form 10-K.

	At September 30, 2013 and December 31, 2012, securities having fair value amounts of approximately $285,444,000 and $276,308,000, respectively, were pledged to secure public deposits, short-term borrowings, treasury, tax and loan balances and for other purposes required by law or contract. The Company pledges most of its securities at the Federal Home Loan Bank (“FHLB”) to provide borrowing capacity. See “Liquidity” on page 44.

	Investment securities are evaluated for other-than-temporary impairment on at least a quarterly basis and more frequently when economic or market conditions warrant such an evaluation to determine whether a decline in their value below amortized cost is other-than-temporary. Management utilizes criteria such as the magnitude and duration of the decline and the intent and ability of the Company to retain its investment in the issues for a period of time sufficient to allow for an anticipated recovery in fair value, in addition to the reasons underlying the decline, to determine whether the loss in value is other-than-temporary. The term “other-than-temporary” is not intended to indicate that the decline is permanent, but indicates that the prospects for a near-term recovery of value is not necessarily favorable, or that there is a lack of evidence to support a realizable value equal to or greater than the carrying value of the investment. Once a decline in value is determined to be other-than-temporary, and management does not intend to sell the security or it is more likely than not that the Company will not be required to sell the security before recovery, only the portion of the impairment loss representing credit exposure is recognized as a charge to earnings, with the balance recognized as a charge to other comprehensive income. If management intends to sell the security or it is more likely than not that the Company will be required to sell the security before recovering its forecasted cost, the entire impairment loss is recognized as a charge to earnings. For debt securities, the credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.

	A summary of investments securities in an unrealized loss for less than twelve months and twelve months or longer is as follows (in thousands).

		As of September 30, 2013
		Less than 12 Months					12 Months or Longer						Total
		Estimated		Unrealized			Estimated			Unrealized			Estimated		Unrealized
		Fair Value		Losses			Fair Value			Losses			Fair Value		Losses
	Description of Securities
	Obligations of U.S. government sponsored agencies	$	18,678	$	(991	)	$	—		$	—			18,678		(991	)
	Obligations of state and political subdivisions		1,151		(31	)		—			—			1,151		(31	)
	Government sponsored agency mortgage-backed securities		138,511		(4,308	)		—			—			138,511		(4,308	)
	Corporate debt securities		—		—			4,770			(1,230	)		4,770		(1,230	)
	Equity securities		2,983		(17	)		—			—			2,983		(17	)
	Total impaired securities	$	161,323	$	(5,347	)	$	4,770		$	(1,230	)	$	166,093	$	(6,577	)

		As of December 31, 2012
		Less than 12 Months					12 Months or Longer						Total
		Estimated		Unrealized			Estimated			Unrealized			Estimated		Unrealized
		Fair Value		Losses			Fair Value			Losses			Fair Value		Losses
	Description of Securities
	Government sponsored agency mortgage-backed securities	$	34,878	$	(64	)	$	—		$	—		$	34,878	$	(64	)
	Corporate debt securities		—		—			4,756			(1,244	)		4,756		(1,244	)
	Total impaired securities	$	34,878	$	(64	)	$	4,756		$	(1,244	)	$	39,634	$	(1,308	)

	As of September 30, 2013 and December 31, 2012, there were two corporate debt securities in a loss position for twelve months or more. There is a current active market for these securities and management believes that the unrealized losses on the Company’s investment in these corporate debt securities is due to the yield of the securities and is not attributable to changes in credit quality. The two corporate debt securities are each a $3,000,000 single-issuer trust preferred security issued by two separate large publicly-traded financial institutions. The securities are tied to the front-end of the yield curve, three-month LIBOR (a short-term interest rate) and have a spread over that. In addition, the payments on both of these securities have been made as agreed and are considered current. The Company does not intend to sell and does not believe it will be required to sell these securities and expects a full recovery of value. The Company did not consider these investments to be other-than-temporarily impaired at September 30, 2013 or December 31, 2012.

	Management periodically evaluates each investment security for other-than-temporary impairment, relying primarily on industry analyst reports, observation of market conditions and interest rate fluctuations. Management has the ability and intent to hold securities with established maturity dates until recovery of fair value, which may be at maturity, and believes it will be able to collect all amounts due according to the contractual terms for all of the underlying investment securities; therefore, management does not consider these investments to be other-than-temporarily impaired.

NOTE_3_LOANS

NOTE 3 - LOANS	9 Months Ended
NOTE 3 - LOANS	Sep. 30, 2013
Loans Receivable, Net [Abstract]	'
LOANS	'
	NOTE 3 – LOANS

	The Company originates loans for business, consumer and real estate activities and for equipment purchases. Such loans are concentrated in the Company’s market areas which consist of Yolo, Placer, Sonoma, Shasta, Humboldt, Mendocino, Trinity and Del Norte Counties and neighboring communities. Major classifications of loans were as follows (in thousands):
			September 30,				December 31,
			2013				2012
	Commercial		$	48,903			$	46,078
	Real estate - commercial			328,967				295,630
	Real estate - construction			19,281				23,003
	Real estate - mortgage			65,790				74,353
	Installment			5,560				6,689
	Other			40,771				45,941
	Gross loans			509,272				491,694
	Deferred loan (fees) costs, net			(180	)			517
	Allowance for loan losses			(9,312	)			(10,458	)
	Total loans, net		$	499,780			$	481,753
	Certain real estate loans receivable are pledged as collateral for available borrowings with the FHLB, FRB, and certain correspondent banks. Pledged loans totaled $95,107,000 and $116,929,000 at September 30, 2013 and December 31, 2012, respectively.

	The following table presents impaired loans and the related allowance for loan losses as of the dates indicated (in thousands):

			As of September 30, 2013												As of December 31, 2012
							Unpaid												Unpaid
			Recorded				Principal				Related				Recorded				Principal			Related
			Investment				Balance				Allowance				Investment				Balance			Allowance
	With no allocated allowance
	Commercial		$	566			$	587			$	—			$	585			$	586		$	—
	Real estate - commercial			4,283				4,348				—				2,778				2,974			—
	Real estate - construction			843				864				—				1,210				1,273			—
	Real estate - mortgage			1,171				1,194				—				684				736			—
	Installment			110				127				—				122				138			—
	Other			311				326				—				111				120			—
	Subtotal			7,284				7,446				—				5,490				5,827			—

	With allocated allowance
	Commercial			16				16				16				—				—			—
	Real estate - commercial			—				—				—				184				217			171
	Real estate - construction			—				—				—				161				161			18
	Real estate - mortgage			164				164				164				—				—			—
	Subtotal			180				180				180				345				378			189
	Total Impaired Loans		$	7,464			$	7,626			$	180			$	5,835			$	6,205		$	189

	The following table presents the average balance and interest income recognized related to impaired loans for the period indicated (in thousands):
			For the three months ended September 30,
			2013								2012
			Average Book				Interest Income				Average Book				Interest Income
			Balance				Recognized				Balance				Recognized

	Commercial		$	372			$	—			$	938			$	—
	Real estate - commercial			4,704				21				7,780				—
	Real estate - construction			869				6				1,766				—
	Real estate - mortgage			1,393				13				986				—
	Installment			138				—				123				—
	Other			327				—				277				—
	Total		$	7,803			$	40			$	11,870			$	—

			For the nine months ended September 30,
			2013								2012
			Average Book				Interest Income				Average Book				Interest Income
			Balance				Recognized				Balance				Recognized

	Commercial		$	430			$	—			$	1,043			$	—
	Real estate - commercial			4,722				35				7,942				—
	Real estate - construction			874				19				1,780				—
	Real estate - mortgage			1,404				33				1,006				—
Installment			140				—				133				—
Other			330				—				287				—
Total		$	7,900			$	87			$	12,191			$	—

Nonperforming loans include all such loans that are either on nonaccrual status or are 90 days past due as to principal or interest but still accrue interest because such loans are well-secured and in the process of collection. Nonperforming loans are summarized as follows (in thousands):

		September 30,				December 31,
		2013				2012
Nonaccrual loans		$	5,216			$	5,835
Loans 90 days past due or more but still accruing interest			—				—
Total nonperforming loans		$	5,216			$	5,835

Nonaccrual loans to total gross loans			1.02	%			1.19	%
Nonperforming loans to total gross loans			1.02	%			1.19	%

If interest on nonaccrual loans had been accrued, such income would have approximated $36,000 and $138,000 for the three months ended September 30, 2013 and 2012, respectively. If interest on nonaccrual loans had been accrued, such income would have approximated $171,000 and $495,000 for the nine months ended September 30, 2013 and 2012, respectively.

The following table shows an aging analysis of the loan portfolio by the amount of time past due (in thousands):
		As of September 30, 2013
		Accruing Interest
										Greater than
						30-89 Days				90 Days
		Current				Past Due				Past Due				Nonaccrual				Total

Commercial		$	48,168			$	153			$	—			$	582			$	48,903
Real estate - commercial			325,503				73				—				3,391				328,967
Real estate - construction			18,843				—				—				438				19,281
Real estate - mortgage			64,766				612				—				412				65,790
Installment			5,469				9				—				82				5,560
Other			40,434				26				—				311				40,771
Total		$	503,183			$	873			$	—			$	5,216			$	509,272

		As of December 31, 2012
		Accruing Interest
										Greater than
						30-89 Days				90 Days
		Current				Past Due				Past Due				Nonaccrual				Total

Commercial		$	45,473			$	20			$	—			$	585			$	46,078
Real estate - commercial			292,505				163				—				2,962				295,630
Real estate - construction			21,436				196				—				1,371				23,003
Real estate - mortgage			72,907				762				—				684				74,353
Installment			6,529				38				—				122				6,689
Other			45,581				249				—				111				45,941
Total		$	484,431			$	1,428			$	—			$	5,835			$	491,694

A troubled debt restructuring (“TDRs”) is a formal modification of the terms of a loan when the lender, for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan.

At September 30, 2013, accruing TDRs were $2,248,000 and nonaccrual TDRs were $952,000 compared to accruing TDRs of $2,414,000 and nonaccrual TDRs of $1,072,000 at December 31, 2012. At September 30, 2013, there were no specific reserves allocated to customers whose loan terms were modified in troubled debt restructurings. There are no commitments to lend additional amounts at September 30, 2013 to customers with outstanding loans that are classified as troubled debt restructurings. There were no TDRs that subsequently defaulted during the twelve months following the modification of terms.

The following table presents loans that were modified and recorded as TDRs for the three and nine months ended September 30, 2013 and 2012.

		Three months ended September 30, 2013												Three months ended September 30, 2012
						Pre-Modification				Post-Modification								Pre-Modification			Post-Modification
		Number				Outstanding				Outstanding				Number				Outstanding			Outstanding
		of				Recorded				Recorded				of				Recorded			Recorded
		Contracts				Investment				Investment				Contracts				Investment			Investment
Commercial			2			$	140			$	140				—			$	—		$	—
Real estate - construction			1			$	114			$	114				—			$	—		$	—
Real estate - mortgage			1			$	116			$	116				1			$	425		$	425
Other			—			$	—			$	—				1			$	26		$	26

		Nine months ended September 30, 2013												Nine months ended September 30, 2012
						Pre-Modification				Post-Modification								Pre-Modification			Post-Modification
		Number				Outstanding				Outstanding				Number				Outstanding			Outstanding
		of				Recorded				Recorded				of				Recorded			Recorded
		Contracts				Investment				Investment				Contracts				Investment			Investment
Commercial			3			$	181			$	181				1			$	800		$	800
Real estate - commercial			1			$	438			$	438				2			$	269		$	269
Real estate - construction			1			$	114			$	114				—			$	—		$	—
Real estate - mortgage			2			$	326			$	326				1			$	425		$	425
Installment			—			$	—			$	—				2			$	70		$	70
Other			1			$	47			$	47				1			$	26		$	26

A summary of TDRs by type of concession and by type of loan as of September 30, 2013 and December 31, 2012, is shown below:

		30-Sep-13
Accruing TDRs												Rate
												Reduction
		Number										and
		of		Rate				Maturity				Maturity
		Contracts		Reduction				Extension				Extension				Total
Real estate - commercial		5		$	—			$	197			$	696			$	893
Real estate - construction		2		$	—			$	405			$	—			$	405
Real estate - mortgage		3		$	—			$	294			$	628			$	922
Installment		1		$	—			$	—			$	28			$	28

		30-Sep-13
Nonaccrual TDRs												Rate
												Reduction
		Number										and
		of		Rate				Maturity				Maturity
		Contracts		Reduction				Extension				Extension				Total
Commercial		4		$	16			$	—			$	566			$	582
Real estate - commercial		—		$	—			$	—			$	—			$	—
Real estate - construction		1		$	—			$	114			$	—			$	114
Real estate - mortgage		1		$	—			$	—			$	116			$	116
Installment		3		$	—			$	—			$	70			$	70
Other		2		$	—			$	—			$	70			$	70

		31-Dec-12
Accruing TDRs												Rate
												Reduction
		Number										and
		of		Rate				Maturity				Maturity
		Contracts		Reduction				Extension				Extension				Total
Real estate - commercial		5		$	202			$	—			$	1,148			$	1,350
Real estate - construction		1		$	—			$	343			$	—			$	343
Real estate - mortgage		2		$	—			$	298			$	423			$	721

		31-Dec-12
Nonaccrual TDRs												Rate
												Reduction
		Number										and
		of		Rate				Maturity				Maturity
		Contracts		Reduction				Extension				Extension				Total
Commercial		1		$	—			$	—			$	529			$	529
Real estate-construction		2		$	327			$	71			$	—			$	398
Installment		4		$	—			$	—			$	120			$	120
Other		1		$	—			$	—			$	25			$	25

NOTE_4_ALLOWANCE_FOR_LOAN_LOSS

NOTE 4 - ALLOWANCE FOR LOAN LOSSES	9 Months Ended
NOTE 4 - ALLOWANCE FOR LOAN LOSSES	Sep. 30, 2013
Loans and Leases Receivable, Allowance [Abstract]	'
ALLOWANCE FOR LOAN LOSSES	'
	NOTE 4 – ALLOWANCE FOR LOAN LOSSES

	The following table shows the changes in the allowance for loan losses (in thousands):

			For the three months ended September 30, 2013
							Real Estate				Real Estate				Real Estate
			Commercial				Commercial				Construction				Mortgage				Installment				Other				Unallocated			Total

	Allowance for Loan Losses
	Balance June 30, 2013		$	847			$	5,487			$	439			$	920			$	167			$	920			$	747		$	9,527
	Charge-offs			(22	)			—				(20	)			(34	)			(40	)			(174	)						(290	)
	Recoveries			18				48				—				1				8				—							75
	Provisions for loan losses			(93	)			138				16				(23	)			15				110				(163	)		—
	Balance September 30, 2013		$	750			$	5,673			$	435			$	864			$	150			$	856			$	584		$	9,312

			For the three months ended September 30, 2012
							Real Estate				Real Estate				Real Estate
			Commercial				Commercial				Construction				Mortgage				Installment				Other				Unallocated			Total

	Allowance for Loan Losses
	Balance June 30, 2012		$	1,260			$	6,586			$	1,387			$	925			$	141			$	768			$	665		$	11,732
	Charge-offs			(250	)			(113	)			(492	)			(143	)			(48	)			(48	)						(1,094	)
	Recoveries			13				—				43				1				29				3							89
	Provisions for loan losses			(261	)			435				(23	)			422				—				60				67			700
	Balance September 30, 2012		$	762			$	6,908			$	915			$	1,205			$	122			$	783			$	732		$	11,427

			For the nine months ended September 30, 2013
							Real Estate				Real Estate				Real Estate
			Commercial				Commercial				Construction				Mortgage				Installment				Other				Unallocated			Total

	Allowance for Loan Losses
	Balance December 31, 2012		$	843			$	6,295			$	690			$	982			$	98			$	721			$	829		$	10,458
	Charge-offs			(131	)			(438	)			(389	)			(236	)			(68	)			(229	)						(1,491	)
	Recoveries			276				46				3				3				17				—							345
	Provisions for loan losses			(238	)			(230	)			131				115				103				364				(245	)		—
	Balance September 30, 2013		$	750			$	5,673			$	435			$	864			$	150			$	856			$	584		$	9,312

			As of September 30, 2013
	Reserve to impaired loans		$	16			$	—			$	—			$	164			$	—			$	—			$	—		$	180
	Reserve to non-impaired loans		$	734			$	5,673			$	435			$	700			$	150			$	856			$	584		$	9,132

			For the nine months ended September 30, 2012
							Real Estate				Real Estate				Real Estate
			Commercial				Commercial				Construction				Mortgage				Installment				Other				Unallocated			Total

	Allowance for Loan Losses
	Balance December 31, 2011		$	1,333			$	7,528			$	1,039			$	935			$	185			$	736			$	900		$	12,656
	Charge-offs			(456	)			(1,730	)			(822	)			(333	)			(190	)			(120	)						(3,651	)
	Recoveries			39				63				80				37				94				9							322
	Provisions for loan losses			(154	)			1,047				618				566				33				158				(168	)		2,100
	Balance September 30, 2012		$	762			$	6,908			$	915			$	1,205			$	122			$	783			$	732		$	11,427

			As of September 30, 2012
	Reserve to impaired loans		$	—			$	417			$	—			$	50			$	—			$	—						$	467
	Reserve to non-impaired loans		$	762			$	6,491			$	915			$	1,155			$	122			$	783			$	732		$	10,960

			As of December 31, 2012
	Reserve to impaired loans		$	—			$	171			$	18			$	—			$	—			$	—						$	189
	Reserve to non-impaired loans		$	843			$	6,124			$	672			$	982			$	98			$	721			$	829		$	10,269

	The following table shows the loan portfolio by segment as follows (in thousands):

			As of September 30, 2013
						Real Estate				Real Estate				Real Estate
		Commercial				Commercial				Construction				Mortgage				Installment				Other				Total

Total Loans		$	48,903			$	328,967			$	19,281			$	65,790			$	5,560			$	40,771			$	509,272
Impaired Loans		$	582			$	4,283			$	843			$	1,335			$	110			$	311			$	7,464
Non-impaired loans		$	48,321			$	324,684			$	18,438			$	64,455			$	5,450			$	40,460			$	501,808

		As of December 31, 2012
						Real Estate				Real Estate				Real Estate
		Commercial				Commercial				Construction				Mortgage				Installment				Other				Total

Total Loans		$	46,078			$	295,630			$	23,003			$	74,353			$	6,689			$	45,941			$	491,694
Impaired Loans		$	585			$	2,962			$	1,371			$	684			$	122			$	111			$	5,835
Non-impaired loans		$	45,493			$	292,668			$	21,632			$	73,669			$	6,567			$	45,830			$	485,859

The following table shows the loan portfolio allocated by management’s internal risk ratings as defined in Footnote 1 in the Company’s Annual Report on Form 10-K for the year ended December 31, 2012 (in thousands):

		As of September 30, 2013
		Pass				Special Mention				Substandard				Doubtful				Total
Commercial		$	47,201			$	726			$	976			$	—			$	48,903
Real estate - commercial			315,132				3,238				10,597				—				328,967
Real estate - construction			18,843				—				438				—				19,281
Real estate - mortgage			64,750				—				1,040				—				65,790
Installment			5,448				—				112				—				5,560
Other			40,263				—				508				—				40,771
Total		$	491,637			$	3,964			$	13,671			$	—			$	509,272

		As of December 31, 2012
		Pass				Special Mention				Substandard				Doubtful				Total
Commercial		$	44,486			$	129			$	1,463			$	—			$	46,078
Real estate - commercial			278,834				—				16,796				—				295,630
Real estate - construction			21,386				—				1,617				—				23,003
Real estate - mortgage			71,973				—				2,380				—				74,353
Installment			6,562				—				127				—				6,689
Other			45,658				—				283				—				45,941
Total		$	468,899			$	129			$	22,666			$	—			$	491,694

The allowance for loan losses is established through a provision for loan losses based on management’s evaluation of the probable incurred losses in the loan portfolio. In determining levels of risk, management considers a variety of factors, including, but not limited to, asset classifications, economic trends, industry experience and trends, geographic concentrations, estimated collateral values, historical loan loss experience, and the Company’s underwriting policies. During the second quarter of 2013, there was a change in the Bank’s method of calculating the historical loss factors applied to loans identified as “homogenous segments” of the loan portfolio as follows: Losses from the past twelve quarters are applied to loan pools based on a “Migration Analysis” method. The method calculates Net Charge Offs (charge offs less corresponding recoveries) and measures them against average balances in loan pools based on the risk grade in effect on charged-off loans four quarters prior to the actual charge off date. The logic behind this four quarter “look back” is to account for management’s estimate of the typical time lapse between the recognition of the problem loan and the recognition of some or all of the loan as uncollectable. In addition, the loss ratios are calculated using “factored” logic which systematically reduces the Net Charge Off value so that charge offs occurring in older periods do not have as much weight as more recent charge offs. Management of the Company believes that, given the recent trends in historical losses and the correlation of those losses with a loans identified risk grade, that incorporation of a migration analysis in the current and future analyses was a prudent refinement of the allowance methodology. In addition, management believes that the decreases in the overall level of the allowance for loan losses over the past several quarters is directionally consistent with the improving credit quality trends of the loan portfolio. The allowance for loan losses is maintained at an amount management considers adequate to cover the probable incurred losses in loans receivable. While management uses the best information available to make these estimates, future adjustments to allowances may be necessary due to economic, operating, regulatory, and other conditions that may be beyond the Company’s control. The Company also engages a third party credit review consultant to analyze the Company’s loan loss adequacy periodically. In addition, the regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses. Such agencies may require the Company to recognize additions to the allowance based on judgments different from those of management.

The allowance for loan losses is comprised of several components including the specific, formula and unallocated allowance relating to loans in the loan portfolio. Our methodology for determining the allowance for loan losses consists of several key elements, which include:

	●	Specific Allowances. A specific allowance is established when management has identified unique or particular risks that were related to a specific loan that demonstrated risk characteristics consistent with impairment. Specific allowances are established when management can estimate the amount of an impairment of a loan.

	●	Formula Allowance. The formula allowance is calculated using a “Migration Analysis” method as defined above applied to homogenous pools of loans. Changes in risk grades of both performing and nonperforming loans affect the amount of the formula allowance. Loss factors are based on our historical loss experience and such other data as management believes to be pertinent. Management, also, considers a variety of subjective factors, including regional economic and business conditions that impact important segments of our portfolio, loan growth rates, the depth and skill of lending staff, the interest rate environment, and the results of bank regulatory examinations and findings of our internal credit examiners to establish the formula allowance.

	●	Unallocated Allowance. The unallocated loan loss allowance represents an amount for imprecision or uncertainty that is inherent in estimates used to determine the allowance.

The Company also maintains a separate allowance for off-balance-sheet commitments. A reserve for unfunded commitments is maintained at a level that, in the opinion of management, is adequate to absorb probable losses associated with commitments to lend funds under existing agreements, for example, the Bank’s commitment to fund advances under lines of credit. The reserve amount for unfunded commitments is determined based on our methodologies described above with respect to the formula allowance. The allowance for off-balance-sheet commitments is included in accrued interest payable and other liabilities on the consolidated balance sheet and was $146,000 and $143,000 for the periods ended September 30, 2013 and December 31, 2012, respectively.

NOTE_5_OTHER_REAL_ESTATE_OWNED

NOTE 5 - OTHER REAL ESTATE OWNED	9 Months Ended
NOTE 5 - OTHER REAL ESTATE OWNED	Sep. 30, 2013
Other Real Estate [Abstract]	'
OTHER REAL ESTATE OWNED	'
	NOTE 5 – OTHER REAL ESTATE OWNED

	The Company had $15,045,000 and $22,423,000 in other real estate owned (“OREO”) at September 30, 2013 and December 31, 2012, respectively. Below is a table with details of the changes in OREO (in thousands):

		September 30,			December 31,
		2013			2012
	Beginning Balance	$	22,423		$	20,106
	Properties transferred in		818			12,239
	Sales of property		(5,923	)		(6,889	)
	Loss on sale or writedown of property		(2,273	)		(3,033	)
	Total	$	15,045		$	22,423

	Subsequent to September 30, 2013, the Company sold eight OREO properties located in Sonoma County at their recorded value of $9,885,000 which resulted in no additional gain or loss. The transaction closed on October 29, 2013.

	The following table presents the components of OREO expense (in thousands):

		Three months ended September 30,						Nine months ended September 30,
		2013			2012			2013		2012
	Operating expenses	$	85		$	79		$	319	$	306
	Provision for losses		1,139			749			2,023		1,310
	Net, loss (gain) on disposal		2			(11	)		250		177
	Total other real estate owned expense	$	1,226		$	817		$	2,592	$	1,793

NOTE_6_SUBORDINATED_DEBENTURES

NOTE 6 - SUBORDINATED DEBENTURES

9 Months Ended

Sep. 30, 2013

Subordinated Debt [Abstract]

SUBORDINATED DEBENTURES

NOTE 6 – SUBORDINATED DEBENTURES

The Company owns the common stock of three business trusts that have issued an aggregate of $21.0 million in trust preferred securities fully and unconditionally guaranteed by the Company. The entire proceeds of each respective issuance of trust preferred securities were invested by the separate business trusts into junior subordinated debentures issued by the Company, with identical maturity, repricing and payment terms as the respective issuance of trust preferred securities. The aggregate amount of junior subordinated debentures issued by the Company is $21,651,000, with the maturity dates for the respective debentures ranging from 2033 through 2036. Subject to regulatory approval, the Company may redeem the respective junior subordinated debentures earlier than the maturity date, based on their respective redemption dates. The respective junior subordinated debentures became redeemable in April 2008, July 2009 and March 2011.

The trust preferred securities issued by the trusts are currently included in Tier 1 capital in the amount of $21,000,000 for purposes of determining Leverage, Tier 1 and Total Risk-Based capital ratios for the periods ending September 30, 2013 and December 31, 2012.

The following table summarizes the terms of each subordinated debenture issuance for the periods ending September 30, 2013 and December 31, 2012 (dollars in thousands):

Fixed or

Date

Variable

Current

Rate

Redemption

Series

Issued

Maturity

Rate

Index

Date

Amount

North Valley Capital Trust II

4/10/03

4/24/33

Variable

3.52%

LIBOR + 3.25%

4/24/08

6,186

North Valley Capital Trust III

5/5/04

4/24/34

Variable

3.06%

LIBOR + 2.80%

7/23/09

5,155

North Valley Capital Statutory Trust IV

12/29/05

3/15/36

Variable

1.58%

LIBOR + 1.33%

3/15/11

10,310

21,651

NOTE_7_INCOME_TAXES

NOTE 7 - INCOME TAXES	9 Months Ended
NOTE 7 - INCOME TAXES	Sep. 30, 2013
Income Tax Disclosure [Abstract]	'
INCOME TAXES	'

	NOTE 7 – INCOME TAXES



	The Company files its income taxes on a consolidated basis with NVB. The allocation of income tax expense (benefit) represents each entity’s proportionate share of the consolidated provision for income taxes.



	The Company applies the asset and liability method to account for income taxes. Deferred tax assets and liabilities are calculated by applying applicable tax laws to the differences between the financial statement basis and the tax basis of assets and liabilities. The effect on deferred taxes of changes in tax laws and rates is recognized in income in the period that includes the enactment date. On the consolidated balance sheet, net deferred tax assets are included in other assets.



	The Company accounts for uncertainty in income taxes by recording only tax positions that met the more likely than not recognition threshold, that the tax position would be sustained in a tax examination.



	When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more-likely-than-not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying balance sheet along with any associated interest and penalties that would be payable to the taxing authorities upon examination. At September 30, 2013 and December 31, 2012, unrecognized tax benefits totaled $519,000.



	During the quarter ended September 30, 2012, the Company recorded a $2,546,000 income tax benefit, which was the net result of reversing the state deferred tax asset valuation allowance of $4,277,000 less a $1,347,000 increase in federal deferred tax liabilities against the three and nine months ended September 30, 2012 current period tax expense. The deferred tax asset valuation allowance was established in 2010 due to the Company’s prior net operating losses, its inability to meet its financial projections and because of elevated levels of credit losses. To determine if the benefit of its net deferred tax asset will more likely than not be realized, the Company’s management analyzed both positive and negative evidence that may affect the realization of the deferred tax asset. Management of the Company determined that it was more likely than not that all of its net deferred tax asset would be realized.



	Net deferred tax assets totaled $15,226,000 and $12,346,000 at September 30, 2013 and December 31, 2012, respectively.

NOTE_8_PENSION_PLAN_BENEFITS

NOTE 8 - PENSION PLAN BENEFITS	9 Months Ended
NOTE 8 - PENSION PLAN BENEFITS	Sep. 30, 2013
Compensation and Retirement Disclosure [Abstract]	'
PENSION PLAN BENEFITS	'

	NOTE 8 – PENSION PLAN BENEFITS



	The Company has a supplemental retirement plan for key executives and a supplemental retirement plan for certain retired key executives and directors. These plans are nonqualified defined benefit plans and are unsecured. Total contributions paid were $63,000 for the three months ended September 30, 2013 and 2012. Components of net periodic benefit cost for the Company’s supplemental nonqualified defined benefit plans for the three and nine months ended September 30, 2013 and 2012 are presented in the following table (in thousands):



		Three months ended September 30,				Nine months ended September 30,
	Components of net periodic benefits cost:	2013		2012		2013		2012
	Service cost	$	171	$	150	$	512	$	451
	Interest cost		93		84		279		251
	Prior service amortization		25		25		74		74
	Recognized net actuarial loss		48		10		146		30
	Total components of net periodic cost	$	337	$	269	$	1,011	$	806

		30-Sep-13		31-Dec-12

	Total Liability of Pension Plan Benefits	$	8,900	$	9,443

NOTE_9_STOCKBASED_COMPENSATION

NOTE 9 - STOCK-BASED COMPENSATION	9 Months Ended
NOTE 9 - STOCK-BASED COMPENSATION	Sep. 30, 2013
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]	'
STOCK-BASED COMPENSATION	'
	NOTE 9 – STOCK-BASED COMPENSATION

	Stock Option Plans

	At September 30, 2013, the Company had two shareholder approved stock-based compensation plans: the 1998 Employee Stock Incentive Plan and the 2008 Stock Incentive Plan. A total of 601,925 shares were authorized under all plans at September 30, 2013. The plans do not provide for the settlement of awards in cash and new shares are issued upon exercise of the options. The North Valley Bancorp 1998 Employee Stock Incentive Plan provides for awards in the form of options (which may constitute incentive stock options (“ISOs”) or non-statutory stock options (“NSOs”) to key employees) and also provides for the award of shares of Common Stock to outside directors. As provided in the 1998 Employee Stock Incentive Plan, the authorization to award incentive stock options terminated on February 19, 2008. Pursuant to the 1998 Employee Stock Incentive Plan there were outstanding options to purchase 51,930 shares of Common Stock at September 30, 2013. The North Valley Bancorp 2008 Stock Incentive Plan was adopted by the Company’s Board of Directors on February 27, 2008, effective that date, and was approved by the Company’s shareholders at the annual meeting, May 22, 2008. The terms of the 2008 Stock Incentive Plan are substantially the same as the North Valley Bancorp 1998 Employee Stock Incentive Plan. The 2008 Stock Incentive Plan provides for the grant to key employees of stock options, which may consist of NSOs and ISOs. Under the 2008 Stock Incentive Plan, options may not be granted at a price less than the fair market value at the date of the grant. Under all plans, options may be exercised over a ten year term. The vesting period is generally four years; however the vesting period can be modified at the discretion of the Company’s Board of Directors, and for all options granted after the fourth quarter in 2008 the vesting period is five years. The 2008 Stock Incentive Plan also provides for the grant to outside directors, and to consultants and advisers to the Company, of stock options, all of which must be NSOs. The shares of Common Stock authorized to be granted as options under the 2008 Stock Incentive Plan consist 549,995 shares of Common Stock reserved for issuance under the terms of the 2008 Stock Incentive Plan, consisting of 302,780 shares to be issued upon the exercise of options granted and still outstanding as of that date, 5,580 shares issued as stock awards and 241,635 shares reserved for future stock option grants and director stock awards at September 30, 2013. Effective January 1, 2009, and on each January 1 thereafter for the remaining term of the 2008 Stock Incentive Plan, the aggregate number of shares of Common Stock which are reserved for issuance pursuant to options granted under the terms of the 2008 Stock Incentive Plan shall be increased by a number of shares of Common Stock equal to 2% of the total number of the shares of Common Stock of the Company outstanding at the end of the most recently concluded calendar year. Any shares of Common Stock that have been reserved but not issued as options during any calendar year shall remain available for grant during any subsequent calendar year. Each outside director of the Company shall also be eligible to receive a stock award of 180 shares of Common Stock as part of his or her annual retainer paid by the Company for his or her services as a director. On September 18, 2013, the Board of Directors approved the 180 share stock award to each of the eight outside directors (total 1,440 shares) for the year 2013. The Company recognized director stock grant expense in the amount of $27,000 for the quarter ending September 30, 2013, relative to these 1,440 shares awarded to the eight outside directors. Each stock award shall be fully vested when granted to the outside director. The number of shares of Common Stock available as stock awards to outside directors shall equal the number of shares of Common Stock to be awarded to such outside directors. Outstanding options under the plans are exercisable until their expiration.

	Stock-based Compensation

	There were no options granted in the three month period ended September 30, 2013 and 2012. There were 114,234 and 77,908 options granted for the nine month periods ended September 30, 2013 and 2012, respectively. For the three month periods ended September 30, 2013 and 2012, the compensation cost recognized for share based compensation was $131,000 and $69,000, respectively. For the nine month periods ended September 30, 2013 and 2012, the compensation cost recognized for share based compensation was $322,000 and $158,000, respectively At September 30, 2013, the total unrecognized compensation cost related to stock-based awards granted to employees under the Company’s stock option plans was $1,512,000. This cost is expected to be amortized on a straight-line basis over a weighted average period of approximately 3.9 years and will be adjusted for subsequent changes in estimated forfeitures. There were no options granted for the three month periods ended September 30, 2013 and 2012. The following table summarizes the weighted average grant date fair value of options granted for the nine month periods ended September 30, 2013 and 2012, based on the following assumptions used in a Black-Scholes Merton model.

		Three months ended September 30,					Nine months ended September 30,
		2013			2012		2013			2012
	Weighted average grant date fair value per share of option granted		N/A			N/A	$	9.53		$	6.28
	Significant weighted average assumptions used in calculating fair value:
	Expected term							6.32 years			6.49 years
	Expected annual volatility							60	%		59	%
	Expected annual dividend yield							N/A			N/A
	Risk-free interest rate							1.38	%		1.4	%

	A summary of outstanding stock options follows:

							Weighted
					Weighted		Average
					Average		Remaining			Exercise			Aggregate
					Exercise		Contractual			Price			Intrinsic
		Shares			Price		Term			Range			Value ($000)

	Outstanding at January 1, 2013		248,822		$	29.4		7 years			$9.97-$103.10		$	1,160

	Granted		114,234		$	16.8					$16.80		$	240
	Exercised		—			—					—
	Expired or Forfeited		(8,346	)	$	63.32					$23.95-$65.30

	Outstanding at September 30, 2013		354,710		$	24.55		7 years			$9.97-$103.10		$	1,400
	Fully vested and exercisable at September 30, 2013		130,008		$	42.1		5 years			$9.97-$103.10		$	344
	Options expected to vest at September 30, 2013		224,702		$	14.39		9 years			$9.97-$23.95		$	1,056

	The aggregate intrinsic value is calculated as the difference between the exercise price of the underlying awards and the quoted price of the Company’s common stock as of September 30, 2013. There were no options exercised during the three and nine month periods ended September 30, 2013 and 2012.

NOTE_10_ACCUMULATED_OTHER_COMP

NOTE 10 - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	9 Months Ended
NOTE 10 - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	Sep. 30, 2013
Other Comprehensive Income (Loss), Net Of Tax [Abstract]	'
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	'

	NOTE 10 – ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)



	Changes in each component of accumulated other comprehensive income (loss) for the three and nine month periods ended September 30, 2013 and September 30, 2012 were as follows (in thousands):



			Net Unrealized				Adjustments			Accumulated
			Gains (Losses)				Related to			Other
			on Securities				Defined Benefit			Comprehensive
							Pension Plan			Income (Loss)
	Balance at June 30, 2013		$	(3,238	)		$	(857	)	$	(4,095	)
	Net unrealized gains on securities available for sale, net of tax, $1,096			1,577				—			1,577
	Reclassification adjustment for losses on securities, net of tax, $(2)			(3	)			—			(3	)
	Net gains arising during the period, net of tax			—				—			—
	Reclassification adjustment for amortization of prior service cost and net gain included in salaries and employee benefits, net of tax $30			—				43			43
	Balance at September 30, 2013		$	(1,664	)		$	(814	)	$	(2,478	)

	Balance at June 30, 2012		$	4,050			$	(858	)	$	3,192
	Net unrealized gains on securities available for sale, net of tax, $603			868				—			868
	Reclassification adjustment for gains on securities, net of tax, $(286)			(411	)			—			(411	)
	Net gains arising during the period, net of tax $14			—				20			20
	Reclassification adjustment for amortization of prior service cost and net gain included in salaries and employee benefits, net of tax			—				—			—
	Balance at September 30, 2012		$	4,507			$	(838	)	$	3,669



			Net Unrealized				Adjustments			Accumulated
			Gains (Losses)				Related to			Other
			on Securities				Defined Benefit			Comprehensive
							Pension Plan			Income (Loss)
	Balance at December 31, 2012		$	3,286			$	(1,620	)	$	1,666
	Net unrealized losses on securities available for sale, net of tax, $(3,215)			(4,627	)			—			(4,627	)
	Reclassification adjustment for gains on securities, net of tax, $(225)			(323	)			—			(323	)
	Net gains arising during the period, net of tax $470			—				676			676
	Reclassification adjustment for amortization of prior service cost and net gain included in salaries and employee benefits, net of tax $90			—				130			130
	Balance at September 30, 2013		$	(1,664	)		$	(814	)	$	(2,478	)

	Balance at December 31, 2011		$	2,369			$	(899	)	$	1,470
	Net unrealized gains on securities available for sale, net of tax, $2,165			3,115				—			3,115
	Reclassification adjustment for gains on securities, net of tax, $(679)			(977	)			—			(977	)
	Net gains arising during the period, net of tax $42			—				61			61
	Reclassification adjustment for amortization of prior service cost and net gain included in salaries and employee benefits, net of tax			—				—			—
	Balance at September 30, 2012		$	4,507			$	(838	)	$	3,669


	Changes in each component of accumulated other comprehensive income were as follows (in thousands):



	Three months ended September 30, 2013
	Details About Accumulated Other		Amount Reclassified				Affected Line Item in the Statement
	Comprehensive Income Components		From Accumulated Other				Where Net Income is Presented
			Comprehensive Income
	Gains on investment securities		$	5			Gain on sales or calls of securities, net
	Amortization of prior service cost and net gain included in net periodic pension cost		$	(73	)		Salaries and employee benefits
				(68	)		Total before tax
				28			Benefit for income tax
			$	(40	)		Net of tax



Three months ended September 30, 2012
Details About Accumulated Other		Amount Reclassified				Affected Line Item in the Statement
Comprehensive Income Components		From Accumulated Other				Where Net Income is Presented
		Comprehensive Income
Gain on investment securities		$	697			Gain on sales or calls of securities, net
Amortization of prior service cost and net gain included in net periodic pension cost			—			Salaries and employee benefits
			697			Total before tax
			(286	)		Provision for income tax
		$	411			Net of tax



Nine months ended September 30, 2013
Details About Accumulated Other		Amount Reclassified				Affected Line Item in the Statement
Comprehensive Income Components		From Accumulated Other				Where Net Income is Presented
		Comprehensive Income
Gain on investment securities		$	548			Gain on sales or calls of securities, net
Amortization of prior service cost and net gain included in net periodic pension cost			(220	)		Salaries and employee benefits
			328			Total before tax
			(135	)		Provision for income tax
		$	193			Net of tax



Nine months ended September 30, 2012
Details About Accumulated Other		Amount Reclassified				Affected Line Item in the Statement
Comprehensive Income Components		From Accumulated Other				Where Net Income is Presented
		Comprehensive Income
Gain on investment securities		$	1,656			Gain on sales or calls of securities, net
Amortization of prior service cost and net gain included in net periodic pension cost			—			Salaries and employee benefits
			1,656			Total before tax
			(679	)		Provision for income tax
		$	977			Net of tax

NOTE_11_EARNINGS_PER_SHARE

NOTE 11 - EARNINGS PER SHARE	9 Months Ended
NOTE 11 - EARNINGS PER SHARE	Sep. 30, 2013
Earnings Per Share [Abstract]	'
EARNINGS PER SHARE	'

	NOTE 11 – EARNINGS PER SHARE



	Basic earnings per share (“EPS”), which excludes dilution, is computed by dividing income or loss available to common shareholders by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as stock options, result in the issuance of common stock which shares in the earnings of the Company. The treasury stock method has been applied to determine the dilutive effect of stock options in computing diluted EPS. Stock options for 211,802 and 249,164 shares of common stock were not considered in computing diluted earnings per common share for the three months ended September 30, 2013 and 2012 respectively, because they were anti-dilutive. Stock options for 214,302 and 249,164 shares of common stock were not considered in computing diluted earnings per common share for the nine months ended September 30, 2013 and 2012 respectively, because they were anti-dilutive.


		Three months ended September 30,				Nine months ended September 30,
		2013		2012		2013		2012
	Calculation of basic earnings per share:
	Numerator - net income	$	580	$	4,004	$	2,735	$	5,745
	Denominator -
	Weighted average common shares outstanding		6,835		6,835		6,835		6,834
	Basic earnings per share	$	0.08	$	0.59	$	0.4	$	0.84

	Calculation of diluted earnings per share:
	Numerator - net income	$	580	$	4,004	$	2,735	$	5,745
	Denominator -
	Weighted average common shares outstanding		6,835		6,835		6,835		6,834
	Dilutive effect of outstanding options		26		1		18		1
	Weighted average common shares outstanding and common stock equivalents		6,861		6,836		6,853		6,835
	Diluted earnings per share	$	0.08	$	0.59	$	0.4	$	0.84

NOTE_12_COMMITMENTS_AND_CONTIN

NOTE 12 - COMMITMENTS AND CONTINGENCIES	9 Months Ended
NOTE 12 - COMMITMENTS AND CONTINGENCIES	Sep. 30, 2013
Commitments and Contingencies Disclosure [Abstract]	'
COMMITMENTS AND CONTINGENCIES	'
	NOTE 12 – COMMITMENTS AND CONTINGENCIES
	The Company is involved in legal actions arising from normal business activities. Management, based upon the advice of legal counsel, believes that the ultimate resolution of all pending legal actions will not have a material effect on the Company’s financial position, results of its operations or its cash flows.

	The Company was contingently liable under letters of credit issued on behalf of its customers in the amount of $5,003,000 and $4,713,000 at September 30, 2013 and December 31, 2012, respectively. At September 30, 2013, commercial and consumer lines of credit and real estate loans of approximately $39,048,000 and $35,855,000, respectively, were undisbursed. At December 31, 2012, commercial and consumer lines of credit and real estate loans of approximately $47,350,000 and $31,925,000, respectively, were undisbursed.

	Loan commitments are typically contingent upon the borrower meeting certain financial and other covenants and such commitments typically have fixed expiration dates and require payment of a fee. As many of these commitments are expected to expire without being drawn upon, the total commitments do not necessarily represent future cash requirements. The Company evaluates each potential borrower and the necessary collateral on an individual basis. Collateral varies, but may include real property, bank deposits, debt securities, equity securities or business or personal assets.

	Standby letters of credit are conditional commitments written by the Company to guarantee the performance of a customer to a third party. These guarantees are issued primarily relating to real estate projects and inventory purchases by the Company’s commercial customers and such guarantees are typically short term. Credit risk is similar to that involved in extending loan commitments to customers and the Company, accordingly, uses evaluation and collateral requirements similar to those for loan commitments. Most of such commitments are collateralized. The fair value of the liability related to these standby letters of credit, which represents the fees received for issuing the guarantees, was not significant at September 30, 2013 and December 31, 2012. The Company recognizes these fees as revenues over the term of the commitment or when the commitment is used.

	Loan commitments and standby letters of credit involve, to varying degrees, elements of credit and market risk in excess of the amounts recognized in the balance sheet and do not necessarily represent the actual amount subject to credit loss. At September 30, 2013 and December 31, 2012, the Company had a reserve for unfunded commitments of $146,000 and $143,000, respectively.

	A large portion of the loan portfolio of the Company is collateralized by real estate. At September 30, 2013, real estate served as the principal source of collateral with respect to approximately 81% of the Company’s loan portfolio. At September 30, 2013, real estate construction loans totaled $19,281,000, or 4% of the total loan portfolio, commercial loans secured by real estate totaled $328,967,000, or 65% of the total loan portfolio, and real estate mortgage loans totaled $65,790,000, or 13% of the total loan portfolio. See the discussion under “Loan Portfolio” starting on page 35. A further decline in the state and national economy, in general, combined with further deterioration in real estate values in the Company’s primary operating market areas, would have an adverse effect on the value of real estate as well as other collateral securing loans, plus the ability of certain borrowers to repay their outstanding loans and the overall demand for new loans, and this could have a material impact on the Company’s financial position, results of operations or its cash flows.


	As previously reported, NVB established a reserve in the amount of $1,260,000 for the settlement of criticisms identified in conjunction with a compliance examination conducted by the Federal Reserve Bank of San Francisco in 2010. During the quarter ended September 30, 2013, in accordance with the terms of an agreement reached with the Federal Reserve Bank of San Francisco, all of these funds were disbursed to the affected parties, as agreed, thereby ending the reserve. NVB continues to comply with the terms of the agreement reached to resolve criticisms raised by the Federal Reserve Bank of San Francisco.

	On June 26, 2013, the Company announced that its Board of Directors has authorized the repurchase of up to 5% of the Company’s outstanding common shares, or approximately 340,000 shares. During the nine month period ended September 30, 2013, there were no repurchases of common shares.

NOTE_13_FAIR_VALUE_MEASUREMENT

NOTE 13 - FAIR VALUE MEASUREMENTS	9 Months Ended
NOTE 13 - FAIR VALUE MEASUREMENTS	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
FAIR VALUE MEASUREMENTS	'

	NOTE 13 – FAIR VALUE MEASUREMENTS



	The Company groups its assets and liabilities measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are:



		●	Quoted prices in active markets for identical assets (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date. An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis.



		●	Significant other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets or liabilities, quoted prices for securities in inactive markets and inputs derived principally from, or corroborated by, observable market data by correlation or other means.



		●	Significant unobservable inputs (Level 3): Inputs that reflect the reporting entity’s own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances.



	Assets Recorded at Fair Value on a Recurring Basis:



	The table below presents assets measured at fair value on a recurring basis (in thousands).



			As of September 30, 2013
			Fair Value			Level 1			Level 2			Level 3
	Available-for-sale securities:
	Obligations of U.S. government sponsored agencies		$	18,678		$	—		$	18,678		$	—
	Obligations of state and political subdivisions			6,853			—			6,853			—
	Government sponsored agency mortgage-backed securities			260,343			—			260,343			—
	Corporate debt securities			4,770			—			4,770			—
	Equity securities			2,983			—			2,983			—
			$	293,627		$	—		$	293,627		$	—



			At December 31, 2012
			Fair Value			Level 1			Level 2			Level 3
	Available-for-sale securities:
	Obligations of U.S. government sponsored agencies		$	21,118		$	—		$	21,118		$	—
	Obligations of state and political subdivisions			11,197			—			11,197			—
	Government sponsored agency mortgage-backed securities			245,631			—			245,631			—
	Corporate debt securities			4,756			—			4,756			—
	Equity securities			3,113			—			3,113			—
			$	285,815		$	—		$	285,815		$	—

	Fair values for available-for-sale investment securities are based on quoted market prices for similar securities at September 30, 2013 and December 31, 2012. During the three and nine month periods ended September 30, 2013, there were no transfers between Levels 1 and 2.



	Assets Recorded at Fair Value on a Nonrecurring Basis:



	The Company may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis in accordance with U.S. GAAP. These adjustments to fair value usually result from application of lower-of-cost-or-fair value accounting or write-downs of individual assets. For assets measured at fair value on a nonrecurring basis that were still held in the balance sheet at quarter end, the following table provides the level of valuation assumptions used to determine each adjustment and the carrying value of the related assets at quarter end (in thousands).


															Total Losses				Total Losses
		As of September 30, 2013												Three months ended September 30,				Nine months ended September 30,
		Fair Value			Level 1			Level 2			Level 3			2013		2012		2013		2012
Impaired loans:
Commercial		$	—		$	—		$	—		$	—		$	16	$	—	$	16	$	—
Real estate - commercial			609			—			—			609			—		431		239		1,887
Real estate - construction			438			—			—			438			—		—		357		—
Real estate - mortgage			116			—			—			116			—		76		272		149
Installment			9			—			—			9			18		—		18		—
Other			171			—			—			171			34		—		71		—
OREO:
Real estate - commercial			—			—			—			—			—		92		—		92
Real estate - construction			1,644			—			—			1,644			1,100		657		1,618		790
Real estate - mortgage			219			—			—			219			39		—		39		140
Total assets measured at fair value on a nonrecurring basis		$	3,206		$	—		$	—		$	3,206		$	1,207	$	1,256	$	2,630	$	3,058

		As of December 31, 2012
		Fair Value			Level 1			Level 2			Level 3

Impaired loans:
Commercial		$	585		$	—		$	—		$	585
Real estate - commercial			2,222			—			—			2,222
Real estate - construction			143			—			—			143
Real estate - mortgage			464			—			—			464
Installment			75			—			—			75
Other			25			—			—			25
OREO:
Real estate - construction			7,360			—			—			7,360
Real estate - mortgage			184			—			—			184
Total assets measured at fair value on a nonrecurring basis		$	11,058		$	—		$	—		$	11,058



Impaired Loans – The fair value of impaired loans with specific allocations of the allowance for loan losses is generally based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available, and additional discounts by management for known market factors and time since the last appraisal. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly.



Other Real Estate Owned – Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate owned (OREO) are measured at fair value, less costs to sell. Fair values are based on recent real estate appraisals. These appraisals may use a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.



The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a nonrecurring basis (in thousands):



As of September 30, 2013



		Fair Value			Valuation Techniques		Unobservable Inputs	Range
								(Weighted
								Average)

Impaired loans:
Real estate - commercial		$	609		Comparable sales approach		Discount adjustment for differences between comparable sales	6% to 11% (9%)
Real estate - construction		$	438		Comparable sales approach		Discount adjustment for differences between comparable sales	2% to 3% (3%)
Real estate - mortgage		$	116		Comparable sales approach		Discount adjustment for differences between comparable sales	6% to 11% (9%)
Other		$	171		Comparable sales approach		Discount adjustment for differences between comparable sales	6% to 11% (9%)
OREO:
Real estate - construction		$	1,644		Comparable sales approach		Discount adjustment for differences between comparable sales	0% to 11% (9%)
Real estate - mortgage		$	219		Comparable sales approach		Discount adjustment for differences between comparable sales	6% to 11% (9%)


As of December 31, 2012


		Fair Value			Valuation Techniques		Unobservable Inputs	Range
								(Weighted
								Average)

Impaired loans:
Real estate - commercial		$	2,222		Comparable sales approach		Discount adjustment for differences between comparable sales	6% to 11% (9%)
Real estate - construction		$	143		Comparable sales approach		Discount adjustment for differences between comparable sales	2% to 3% (3%)
Real estate - mortgage		$	464		Comparable sales approach		Discount adjustment for differences between comparable sales	6% to 11% (9%)
OREO:
Real estate - commercial		$	7,360		Comparable sales approach		Discount adjustment for differences between comparable sales	0% to 6% (6%)
Real estate - construction		$	184		Comparable sales approach		Discount adjustment for differences between comparable sales	6% to 11% (9%)



Disclosures about Fair Value of Financial Instruments



The fair values presented represent the Company’s best estimate of fair value using the methodologies discussed below. The fair values of financial instruments which have a relatively short period of time between their origination and their expected realization were valued using historical cost. The values assigned do not necessarily represent amounts which ultimately may be realized. In addition, these values do not give effect to discounts to fair value which may occur when financial instruments are sold in larger quantities.



The following assumptions were used as of September 30, 2013 and December 31, 2012 to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value.



	a)	Cash and Due From Banks – The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1.



	b)	Federal Funds Sold – The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1.



	c)	Time Deposits at Other Financial Institutions – The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 2.



	d)	FHLB, FRB Stock and Other Securities – It was not practicable to determine the fair value of FHLB or FRB stock due to the restrictions placed on its transferability.



	e)	Investment Securities – The fair value of investment securities are based on quoted market prices, if available. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities. Available-for-sale securities are carried at fair value.



	f)	Loans – Commercial loans, residential mortgages, construction loans and direct financing leases are segmented by fixed and adjustable rate interest terms, by maturity, and by performing and nonperforming categories.



The fair value of performing loans are estimated as follows: For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.



The fair value of nonperforming loans is estimated by discounting estimated future cash flows using current interest rates with an additional risk adjustment reflecting the individual characteristics of the loans, or using the fair value of underlying collateral for collateral dependent loans as a practical expedient.



	g)	Deposits – The fair values disclosed for noninterest-bearing and interest-bearing demand deposits and savings and money market accounts are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount) resulting in a Level 1 classification. Fair values for certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification.

	h)	Subordinated Debentures – The fair values of the Company’s Subordinated Debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 3 classification.



	i)	Commitments to Fund Loans/Standby Letters of Credit – The fair values of commitments are estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. The differences between the carrying value of commitments to fund loans or standby letters of credit and their fair value are not significant and therefore not included in the following table.



	j)	Accrued Interest Receivable/Payable – The carrying amounts of accrued interest approximate fair value and therefore follow the same classification as the related asset or liability.



The carrying amounts and estimated fair values of the Company’s financial instruments are as follows (in thousands):



					Fair Value Measurements at
					September 30, 2013, Using
		Carrying
		Amount			Level 1			Level 2			Level 3			Total
FINANCIAL ASSETS
Cash and due from banks		$	23,780		$	23,780		$	—		$	—		$	23,780
Federal funds sold			2,345			2,345			—			—			2,345
Time deposits at other financial institutions			2,219			—			2,219			—			2,219
FHLB, FRB and other securities			8,402												N/A
Securities:
Available-for-sale			293,627			—			293,627			—			293,627
Held-to-maturity			6			—			6			—			6
Loans			499,780			—			—			513,426			513,426
Accrued interest receivable			2,166			—			736			1,430			2,166

FINANCIAL LIABILITIES
Deposits:
Nonmaturity deposits		$	626,157		$	626,157		$	—		$	—		$	626,157
Time deposits			153,613			—			153,798			—			153,798
Other borrowed funds			—			—			—			—			—
Subordinated debentures			21,651			—			—			7,927			7,927
Accrued interest payable			110			2			31			77			110

					Fair Value Measurements at
					December 31, 2012, Using
		Carrying
		Amount			Level 1			Level 2			Level 3			Total
FINANCIAL ASSETS
Cash and due from banks		$	22,654		$	22,654		$	—		$	—		$	22,654
Federal funds sold			15,865			15,865			—			—			15,865
Time deposits at other financial institutions			2,219			—			2,219			—			2,219
FHLB, FRB and other securities			8,313			—			—			—			N/A
Securities:
Available-for-sale			285,815			—			285,815			—			285,815
Held-to-maturity			6			—			6			—			6
Loans			481,753			—			—			500,689			500,689
Accrued interest receivable			2,217			—			767			1,450			2,217

FINANCIAL LIABILITIES
Deposits:
Nonmaturity deposits		$	596,204		$	596,204		$	—		$	—		$	596,204
Time deposits			172,376			—			172,805			—			172,805
Subordinated debentures			21,651			—			—			9,018			9,018
Accrued interest payable			136			2			54			80			136

NOTE_2_INVESTMENT_SECURITIES_T

NOTE 2 - INVESTMENT SECURITIES (Tables)	9 Months Ended
NOTE 2 - INVESTMENT SECURITIES (Tables)	Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'
Schedule of amortized cost of securities and their approximate fair value	'

				Gross			Gross			Estimated
		Amortized		Unrealized			Unrealized			Fair
		Cost		Gains			Losses			Value
	30-Sep-13
	Available-for-Sale:
	Obligations of U.S. government sponsored agencies	$	19,669	$	—		$	(991	)	$	18,678
	Obligations of state and political subdivisions		6,692		192			(31	)		6,853
	Government sponsored agency mortgage-backed securities		261,085		3,566			(4,308	)		260,343
	Corporate debt securities		6,000		—			(1,230	)		4,770
	Equity securities		3,000		—			(17	)		2,983
		$	296,446	$	3,758		$	(6,577	)	$	293,627
	Held-to-Maturity:
	Government sponsored agency mortgage-backed securities	$	6	$	—		$	—		$	6

	31-Dec-12
	Available-for-Sale:
	Obligations of U.S. government sponsored agencies	$	21,003	$	115		$	—		$	21,118
	Obligations of state and political subdivisions		10,698		499			—			11,197
	Government sponsored agency mortgage-backed securities		239,543		6,152			(64	)		245,631
	Corporate debt securities		6,000		—			(1,244	)		4,756
	Equity securities		3,000		113			—			3,113
		$	280,244	$	6,879		$	(1,308	)	$	285,815
	Held-to-Maturity:
	Government sponsored agency mortgage-backed securities	$	6	$	—		$	—		$	6
Schedule of summary of investments securities in an unrealized loss for less than twelve months and twelve months or longer	'

		As of September 30, 2013
		Less than 12 Months					12 Months or Longer						Total
		Estimated		Unrealized			Estimated			Unrealized			Estimated		Unrealized
		Fair Value		Losses			Fair Value			Losses			Fair Value		Losses
	Description of Securities
	Obligations of U.S. government sponsored agencies	$	18,678	$	(991	)	$	—		$	—			18,678		(991	)
	Obligations of state and political subdivisions		1,151		(31	)		—			—			1,151		(31	)
	Government sponsored agency mortgage-backed securities		138,511		(4,308	)		—			—			138,511		(4,308	)
	Corporate debt securities		—		—			4,770			(1,230	)		4,770		(1,230	)
	Equity securities		2,983		(17	)		—			—			2,983		(17	)
	Total impaired securities	$	161,323	$	(5,347	)	$	4,770		$	(1,230	)	$	166,093	$	(6,577	)



		As of December 31, 2012
		Less than 12 Months					12 Months or Longer						Total
		Estimated		Unrealized			Estimated			Unrealized			Estimated		Unrealized
		Fair Value		Losses			Fair Value			Losses			Fair Value		Losses
	Description of Securities
	Government sponsored agency mortgage-backed securities	$	34,878	$	(64	)	$	—		$	—		$	34,878	$	(64	)
	Corporate debt securities		—		—			4,756			(1,244	)		4,756		(1,244	)
	Total impaired securities	$	34,878	$	(64	)	$	4,756		$	(1,244	)	$	39,634	$	(1,308	)

NOTE_3_LOANS_Tables

NOTE 3 - LOANS (Tables)	9 Months Ended
NOTE 3 - LOANS (Tables)	Sep. 30, 2013
Schedule of classifications of loans	'
		September 30,				December 31,
		2013				2012
	Commercial	$	48,903			$	46,078
	Real estate - commercial		328,967				295,630
	Real estate - construction		19,281				23,003
	Real estate - mortgage		65,790				74,353
	Installment		5,560				6,689
	Other		40,771				45,941
	Gross loans		509,272				491,694
	Deferred loan (fees) costs, net		(180	)			517
	Allowance for loan losses		(9,312	)			(10,458	)
	Total loans, net	$	499,780			$	481,753
Schedule of impaired loans and related allowance for loan losses	'



		As of September 30, 2013												As of December 31, 2012
						Unpaid												Unpaid
		Recorded				Principal				Related				Recorded				Principal		Related
		Investment				Balance				Allowance				Investment				Balance		Allowance
	With no allocated allowance
	Commercial	$	566			$	587			$	—			$	585			$	586	$	—
	Real estate - commercial		4,283				4,348				—				2,778				2,974		—
	Real estate - construction		843				864				—				1,210				1,273		—
	Real estate - mortgage		1,171				1,194				—				684				736		—
	Installment		110				127				—				122				138		—
	Other		311				326				—				111				120		—
	Subtotal		7,284				7,446				—				5,490				5,827		—

	With allocated allowance
	Commercial		16				16				16				—				—		—
	Real estate - commercial		—				—				—				184				217		171
	Real estate - construction		—				—				—				161				161		18
	Real estate - mortgage		164				164				164				—				—		—
	Subtotal		180				180				180				345				378		189
	Total Impaired Loans	$	7,464			$	7,626			$	180			$	5,835			$	6,205	$	189
Schedule of average balance and interest income recognized related to impaired loans	'

		For the three months ended September 30,
		2013								2012
		Average Book				Interest Income				Average Book				Interest Income
		Balance				Recognized				Balance				Recognized

	Commercial	$	372			$	—			$	938			$	—
	Real estate - commercial		4,704				21				7,780				—
	Real estate - construction		869				6				1,766				—
	Real estate - mortgage		1,393				13				986				—
	Installment		138				—				123				—
	Other		327				—				277				—
	Total	$	7,803			$	40			$	11,870			$	—



		For the nine months ended September 30,
		2013								2012
		Average Book				Interest Income				Average Book				Interest Income
		Balance				Recognized				Balance				Recognized

	Commercial	$	430			$	—			$	1,043			$	—
	Real estate - commercial		4,722				35				7,942				—
	Real estate - construction		874				19				1,780				—
	Real estate - mortgage		1,404				33				1,006				—
	Installment		140				—				133				—
	Other		330				—				287				—
	Total	$	7,900			$	87			$	12,191			$	—
Schedule of nonperforming loans	'

		September 30,				December 31,
		2013				2012
	Nonaccrual loans	$	5,216			$	5,835
	Loans 90 days past due or more but still accruing interest		—				—
	Total nonperforming loans	$	5,216			$	5,835

	Nonaccrual loans to total gross loans		1.02	%			1.19	%
	Nonperforming loans to total gross loans		1.02	%			1.19	%
Schedule of aging analysis of loan portfolio by amount of time past due	'
		As of September 30, 2013
		Accruing Interest
										Greater than
						30-89 Days				90 Days
		Current				Past Due				Past Due				Nonaccrual				Total

	Commercial	$	48,168			$	153			$	—			$	582			$	48,903
	Real estate - commercial		325,503				73				—				3,391				328,967
	Real estate - construction		18,843				—				—				438				19,281
	Real estate - mortgage		64,766				612				—				412				65,790
	Installment		5,469				9				—				82				5,560
	Other		40,434				26				—				311				40,771
	Total	$	503,183			$	873			$	—			$	5,216			$	509,272



		As of December 31, 2012
		Accruing Interest
										Greater than
						30-89 Days				90 Days
		Current				Past Due				Past Due				Nonaccrual				Total

	Commercial	$	45,473			$	20			$	—			$	585			$	46,078
	Real estate - commercial		292,505				163				—				2,962				295,630
	Real estate - construction		21,436				196				—				1,371				23,003
	Real estate - mortgage		72,907				762				—				684				74,353
	Installment		6,529				38				—				122				6,689
	Other		45,581				249				—				111				45,941
	Total	$	484,431			$	1,428			$	—			$	5,835			$	491,694
Schedule of troubled debt restructuring	'



		Three months ended September 30, 2013												Three months ended September 30, 2012
						Pre-Modification				Post-Modification								Pre-Modification		Post-Modification
		Number				Outstanding				Outstanding				Number				Outstanding		Outstanding
		of				Recorded				Recorded				of				Recorded		Recorded
		Contracts				Investment				Investment				Contracts				Investment		Investment
	Commercial		2			$	140			$	140				—			$	—	$	—
	Real estate - construction		1			$	114			$	114				—			$	—	$	—
	Real estate - mortgage		1			$	116			$	116				1			$	425	$	425
	Other		—			$	—			$	—				1			$	26	$	26



		Nine months ended September 30, 2013												Nine months ended September 30, 2012
						Pre-Modification				Post-Modification								Pre-Modification		Post-Modification
		Number				Outstanding				Outstanding				Number				Outstanding		Outstanding
		of				Recorded				Recorded				of				Recorded		Recorded
		Contracts				Investment				Investment				Contracts				Investment		Investment
	Commercial		3			$	181			$	181				1			$	800	$	800
	Real estate - commercial		1			$	438			$	438				2			$	269	$	269
	Real estate - construction		1			$	114			$	114				—			$	—	$	—
	Real estate - mortgage		2			$	326			$	326				1			$	425	$	425
	Installment		—			$	—			$	—				2			$	70	$	70
	Other		1			$	47			$	47				1			$	26	$	26

Nonperforming Loans Accruing Interest	'
Schedule of troubled debt restructuring	'
		30-Sep-13
	Accruing TDRs											Rate
												Reduction
		Number										and
		of		Rate				Maturity				Maturity
		Contracts		Reduction				Extension				Extension				Total
	Real estate - commercial	5		$	—			$	197			$	696			$	893
	Real estate - construction	2		$	—			$	405			$	—			$	405
	Real estate - mortgage	3		$	—			$	294			$	628			$	922
	Installment	1		$	—			$	—			$	28			$	28
		31-Dec-12
	Accruing TDRs											Rate
												Reduction
		Number										and
		of		Rate				Maturity				Maturity
		Contracts		Reduction				Extension				Extension				Total
	Real estate - commercial	5		$	202			$	—			$	1,148			$	1,350
	Real estate - construction	1		$	—			$	343			$	—			$	343
	Real estate - mortgage	2		$	—			$	298			$	423			$	721
Nonaccrual Loans	'
Schedule of troubled debt restructuring	'
		30-Sep-13
	Nonaccrual TDRs											Rate
												Reduction
		Number										and
		of		Rate				Maturity				Maturity
		Contracts		Reduction				Extension				Extension				Total
	Commercial	4		$	16			$	—			$	566			$	582
	Real estate - commercial	—		$	—			$	—			$	—			$	—
	Real estate - construction	1		$	—			$	114			$	—			$	114
	Real estate - mortgage	1		$	—			$	—			$	116			$	116
	Installment	3		$	—			$	—			$	70			$	70
	Other	2		$	—			$	—			$	70			$	70



		31-Dec-12
	Nonaccrual TDRs											Rate
												Reduction
		Number										and
		of		Rate				Maturity				Maturity
		Contracts		Reduction				Extension				Extension				Total
	Commercial	1		$	—			$	—			$	529			$	529
	Real estate-construction	2		$	327			$	71			$	—			$	398
	Installment	4		$	—			$	—			$	120			$	120
	Other	1		$	—			$	—			$	25			$	25

NOTE_4_ALLOWANCE_FOR_LOAN_LOSS1

NOTE 4 - ALLOWANCE FOR LOAN LOSSES (Tables)	9 Months Ended
NOTE 4 - ALLOWANCE FOR LOAN LOSSES (Tables)	Sep. 30, 2013
Loans and Leases Receivable, Allowance [Abstract]	'
Schedule of changes in allowance for loan losses	'

		For the three months ended September 30, 2013
					Real Estate			Real Estate			Real Estate
		Commercial			Commercial			Construction			Mortgage			Installment			Other			Unallocated			Total

	Allowance for Loan Losses
	Balance June 30, 2013	$	847		$	5,487		$	439		$	920		$	167		$	920		$	747		$	9,527
	Charge-offs		(22	)		—			(20	)		(34	)		(40	)		(174	)					(290	)
	Recoveries		18			48			—			1			8			—						75
	Provisions for loan losses		(93	)		138			16			(23	)		15			110			(163	)		—
	Balance September 30, 2013	$	750		$	5,673		$	435		$	864		$	150		$	856		$	584		$	9,312

		For the three months ended September 30, 2012
					Real Estate			Real Estate			Real Estate
		Commercial			Commercial			Construction			Mortgage			Installment			Other			Unallocated			Total

	Allowance for Loan Losses
	Balance June 30, 2012	$	1,260		$	6,586		$	1,387		$	925		$	141		$	768		$	665		$	11,732
	Charge-offs		(250	)		(113	)		(492	)		(143	)		(48	)		(48	)					(1,094	)
	Recoveries		13			—			43			1			29			3						89
	Provisions for loan losses		(261	)		435			(23	)		422			—			60			67			700
	Balance September 30, 2012	$	762		$	6,908		$	915		$	1,205		$	122		$	783		$	732		$	11,427

		For the nine months ended September 30, 2013
					Real Estate			Real Estate			Real Estate
		Commercial			Commercial			Construction			Mortgage			Installment			Other			Unallocated			Total

	Allowance for Loan Losses
	Balance December 31, 2012	$	843		$	6,295		$	690		$	982		$	98		$	721		$	829		$	10,458
	Charge-offs		(131	)		(438	)		(389	)		(236	)		(68	)		(229	)					(1,491	)
	Recoveries		276			46			3			3			17			—						345
	Provisions for loan losses		(238	)		(230	)		131			115			103			364			(245	)		—
	Balance September 30, 2013	$	750		$	5,673		$	435		$	864		$	150		$	856		$	584		$	9,312

		As of September 30, 2013
	Reserve to impaired loans	$	16		$	—		$	—		$	164		$	—		$	—		$	—		$	180
	Reserve to non-impaired loans	$	734		$	5,673		$	435		$	700		$	150		$	856		$	584		$	9,132

		For the nine months ended September 30, 2012
					Real Estate			Real Estate			Real Estate
		Commercial			Commercial			Construction			Mortgage			Installment			Other			Unallocated			Total

	Allowance for Loan Losses
	Balance December 31, 2011	$	1,333		$	7,528		$	1,039		$	935		$	185		$	736		$	900		$	12,656
	Charge-offs		(456	)		(1,730	)		(822	)		(333	)		(190	)		(120	)					(3,651	)
	Recoveries		39			63			80			37			94			9						322
	Provisions for loan losses		(154	)		1,047			618			566			33			158			(168	)		2,100
	Balance September 30, 2012	$	762		$	6,908		$	915		$	1,205		$	122		$	783		$	732		$	11,427

		As of September 30, 2012
	Reserve to impaired loans	$	—		$	417		$	—		$	50		$	—		$	—					$	467
	Reserve to non-impaired loans	$	762		$	6,491		$	915		$	1,155		$	122		$	783		$	732		$	10,960

		As of December 31, 2012
	Reserve to impaired loans	$	—		$	171		$	18		$	—		$	—		$	—					$	189
	Reserve to non-impaired loans	$	843		$	6,124		$	672		$	982		$	98		$	721		$	829		$	10,269
Schedule of loan portfolio by segment	'
		As of September 30, 2013
					Real Estate			Real Estate			Real Estate
		Commercial			Commercial			Construction			Mortgage			Installment			Other			Total

	Total Loans	$	48,903		$	328,967		$	19,281		$	65,790		$	5,560		$	40,771		$	509,272
	Impaired Loans	$	582		$	4,283		$	843		$	1,335		$	110		$	311		$	7,464
	Non-impaired loans	$	48,321		$	324,684		$	18,438		$	64,455		$	5,450		$	40,460		$	501,808

		As of December 31, 2012
					Real Estate			Real Estate			Real Estate
		Commercial			Commercial			Construction			Mortgage			Installment			Other			Total

	Total Loans	$	46,078		$	295,630		$	23,003		$	74,353		$	6,689		$	45,941		$	491,694
	Impaired Loans	$	585		$	2,962		$	1,371		$	684		$	122		$	111		$	5,835
	Non-impaired loans	$	45,493		$	292,668		$	21,632		$	73,669		$	6,567		$	45,830		$	485,859
Schedule of loan portfolio allocated by management's internal risk ratings	'
		As of September 30, 2013
		Pass			Special Mention			Substandard			Doubtful			Total
	Commercial	$	47,201		$	726		$	976		$	—		$	48,903
	Real estate - commercial		315,132			3,238			10,597			—			328,967
	Real estate - construction		18,843			—			438			—			19,281
	Real estate - mortgage		64,750			—			1,040			—			65,790
	Installment		5,448			—			112			—			5,560
	Other		40,263			—			508			—			40,771
	Total	$	491,637		$	3,964		$	13,671		$	—		$	509,272



		As of December 31, 2012
		Pass			Special Mention			Substandard			Doubtful			Total
	Commercial	$	44,486		$	129		$	1,463		$	—		$	46,078
	Real estate - commercial		278,834			—			16,796			—			295,630
	Real estate - construction		21,386			—			1,617			—			23,003
	Real estate - mortgage		71,973			—			2,380			—			74,353
	Installment		6,562			—			127			—			6,689
	Other		45,658			—			283			—			45,941
	Total	$	468,899		$	129		$	22,666		$	—		$	491,694

NOTE_5_OTHER_REAL_ESTATE_OWNED1

NOTE 5 - OTHER REAL ESTATE OWNED (Tables)	9 Months Ended
NOTE 5 - OTHER REAL ESTATE OWNED (Tables)	Sep. 30, 2013
Other Real Estate [Abstract]	'
Schedule of changes in other real estate owned	'



		September 30,			December 31,
		2013			2012
	Beginning Balance	$	22,423		$	20,106
	Properties transferred in		818			12,239
	Sales of property		(5,923	)		(6,889	)
	Loss on sale or writedown of property		(2,273	)		(3,033	)
	Total	$	15,045		$	22,423

Schedule of components of other real estate owned	'

		Three months ended September 30,						Nine months ended September 30,
		2013			2012			2013		2012
	Operating expenses	$	85		$	79		$	319	$	306
	Provision for losses		1,139			749			2,023		1,310
	Net, loss (gain) on disposal		2			(11	)		250		177
	Total other real estate owned expense	$	1,226		$	817		$	2,592	$	1,793

NOTE_6_SUBORDINATED_DEBENTURES1

NOTE 6 - SUBORDINATED DEBENTURES (Tables)

9 Months Ended

Sep. 30, 2013

Subordinated Debt [Abstract]

Schedule of subordinated debenture

Fixed or

Date

Variable

Current

Rate

Redemption

Series

Issued

Maturity

Rate

Index

Date

Amount

North Valley Capital Trust II

4/10/03

4/24/33

Variable

3.52%

LIBOR + 3.25%

4/24/08

6,186

North Valley Capital Trust III

5/5/04

4/24/34

Variable

3.06%

LIBOR + 2.80%

7/23/09

5,155

North Valley Capital Statutory Trust IV

12/29/05

3/15/36

Variable

1.58%

LIBOR + 1.33%

3/15/11

10,310

21,651

NOTE_8_PENSION_PLAN_BENEFITS_T

NOTE 8 - PENSION PLAN BENEFITS (Tables)	9 Months Ended
NOTE 8 - PENSION PLAN BENEFITS (Tables)	Sep. 30, 2013
Compensation and Retirement Disclosure [Abstract]	'
Schedule of components of net periodic benefit cost for supplemental nonqualified defined benefit plans	'



		Three months ended September 30,				Nine months ended September 30,
	Components of net periodic benefits cost:	2013		2012		2013		2012
	Service cost	$	171	$	150	$	512	$	451
	Interest cost		93		84		279		251
	Prior service amortization		25		25		74		74
	Recognized net actuarial loss		48		10		146		30
	Total components of net periodic cost	$	337	$	269	$	1,011	$	806
Schedule of total liability of pension plan benefit	'
		30-Sep-13		31-Dec-12

	Total Liability of Pension Plan Benefits	$	8,900	$	9,443

NOTE_9_STOCKBASED_COMPENSATION1

NOTE 9 - STOCK-BASED COMPENSATION (Tables)	9 Months Ended
NOTE 9 - STOCK-BASED COMPENSATION (Tables)	Sep. 30, 2013
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]	'
Schedule of weighted average grant date fair value of options granted	'
		Three months ended September 30,					Nine months ended September 30,
		2013			2012		2013			2012
	Weighted average grant date fair value per share of option granted		N/A			N/A	$	9.53		$	6.28
	Significant weighted average assumptions used in calculating fair value:
	Expected term							6.32 years			6.49 years
	Expected annual volatility							60	%		59	%
	Expected annual dividend yield							N/A			N/A
	Risk-free interest rate							1.38	%		1.4	%
Schedule of outstanding stock options	'
							Weighted
					Weighted		Average
					Average		Remaining			Exercise			Aggregate
					Exercise		Contractual			Price			Intrinsic
		Shares			Price		Term			Range			Value ($000)

	Outstanding at January 1, 2013		248,822		$	29.4		7 years			$9.97-$103.10		$	1,160

	Granted		114,234		$	16.8					$16.80		$	240
	Exercised		—			—					—
	Expired or Forfeited		(8,346	)	$	63.32					$23.95-$65.30

	Outstanding at September 30, 2013		354,710		$	24.55		7 years			$9.97-$103.10		$	1,400
	Fully vested and exercisable at September 30, 2013		130,008		$	42.1		5 years			$9.97-$103.10		$	344
	Options expected to vest at September 30, 2013		224,702		$	14.39		9 years			$9.97-$23.95		$	1,056

NOTE_10_ACCUMULATED_OTHER_COMP1

NOTE 10 - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Tables)	9 Months Ended
	Sep. 30, 2013
Other Comprehensive Income (Loss), Net Of Tax [Abstract]	'
Schedule of accumulated other comprehensive income (loss)	'
		Net Unrealized			Adjustments			Accumulated
		Gains (Losses)			Related to			Other
		on Securities			Defined Benefit			Comprehensive
					Pension Plan			Income (Loss)
	Balance at June 30, 2013	$	(3,238	)	$	(857	)	$	(4,095	)
	Net unrealized gains on securities available for sale, net of tax, $1,096		1,577			—			1,577
	Reclassification adjustment for losses on securities, net of tax, $(2)		(3	)		—			(3	)
	Net gains arising during the period, net of tax		—			—			—
	Reclassification adjustment for amortization of prior service cost and net gain included in salaries and employee benefits, net of tax $30		—			43			43
	Balance at September 30, 2013	$	(1,664	)	$	(814	)	$	(2,478	)

	Balance at June 30, 2012	$	4,050		$	(858	)	$	3,192
	Net unrealized gains on securities available for sale, net of tax, $603		868			—			868
	Reclassification adjustment for gains on securities, net of tax, $(286)		(411	)		—			(411	)
	Net gains arising during the period, net of tax $14		—			20			20
	Reclassification adjustment for amortization of prior service cost and net gain included in salaries and employee benefits, net of tax		—			—			—
	Balance at September 30, 2012	$	4,507		$	(838	)	$	3,669



		Net Unrealized			Adjustments			Accumulated
		Gains (Losses)			Related to			Other
		on Securities			Defined Benefit			Comprehensive
					Pension Plan			Income (Loss)
	Balance at December 31, 2012	$	3,286		$	(1,620	)	$	1,666
	Net unrealized losses on securities available for sale, net of tax, $(3,215)		(4,627	)		—			(4,627	)
	Reclassification adjustment for gains on securities, net of tax, $(225)		(323	)		—			(323	)
	Net gains arising during the period, net of tax $470		—			676			676
	Reclassification adjustment for amortization of prior service cost and net gain included in salaries and employee benefits, net of tax $90		—			130			130
	Balance at September 30, 2013	$	(1,664	)	$	(814	)	$	(2,478	)

	Balance at December 31, 2011	$	2,369		$	(899	)	$	1,470
	Net unrealized gains on securities available for sale, net of tax, $2,165		3,115			—			3,115
	Reclassification adjustment for gains on securities, net of tax, $(679)		(977	)		—			(977	)
	Net gains arising during the period, net of tax $42		—			61			61
	Reclassification adjustment for amortization of prior service cost and net gain included in salaries and employee benefits, net of tax		—			—			—
	Balance at September 30, 2012	$	4,507		$	(838	)	$	3,669
Schedule of changes in each component of accumulated other comprehensive income (loss)	'
	Three months ended September 30, 2013
	Details About Accumulated Other	Amount Reclassified			Affected Line Item in the Statement
	Comprehensive Income Components	From Accumulated Other			Where Net Income is Presented
		Comprehensive Income
	Gains on investment securities	$	5		Gain on sales or calls of securities, net
	Amortization of prior service cost and net gain included in net periodic pension cost	$	(73	)	Salaries and employee benefits
			(68	)	Total before tax
			28		Benefit for income tax
		$	(40	)	Net of tax



	Three months ended September 30, 2012
	Details About Accumulated Other	Amount Reclassified			Affected Line Item in the Statement
	Comprehensive Income Components	From Accumulated Other			Where Net Income is Presented
		Comprehensive Income
	Gain on investment securities	$	697		Gain on sales or calls of securities, net
	Amortization of prior service cost and net gain included in net periodic pension cost		—		Salaries and employee benefits
			697		Total before tax
			(286	)	Provision for income tax
		$	411		Net of tax



	Nine months ended September 30, 2013
	Details About Accumulated Other	Amount Reclassified			Affected Line Item in the Statement
	Comprehensive Income Components	From Accumulated Other			Where Net Income is Presented
		Comprehensive Income
	Gain on investment securities	$	548		Gain on sales or calls of securities, net
	Amortization of prior service cost and net gain included in net periodic pension cost		(220	)	Salaries and employee benefits
			328		Total before tax
			(135	)	Provision for income tax
		$	193		Net of tax



	Nine months ended September 30, 2012
	Details About Accumulated Other	Amount Reclassified			Affected Line Item in the Statement
	Comprehensive Income Components	From Accumulated Other			Where Net Income is Presented
		Comprehensive Income
	Gain on investment securities	$	1,656		Gain on sales or calls of securities, net
	Amortization of prior service cost and net gain included in net periodic pension cost		—		Salaries and employee benefits
			1,656		Total before tax
			(679	)	Provision for income tax
		$	977		Net of tax

NOTE_11_EARNINGS_PER_SHARE_Tab

NOTE 11 - EARNINGS PER SHARE (Tables)	9 Months Ended
NOTE 11 - EARNINGS PER SHARE (Tables)	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Schedule of basic and diluted earning per share	'
		Three months ended September 30,				Nine months ended September 30,
		2013		2012		2013		2012
	Calculation of basic earnings per share:
	Numerator - net income	$	580	$	4,004	$	2,735	$	5,745
	Denominator -
	Weighted average common shares outstanding		6,835		6,835		6,835		6,834
	Basic earnings per share	$	0.08	$	0.59	$	0.4	$	0.84

	Calculation of diluted earnings per share:
	Numerator - net income	$	580	$	4,004	$	2,735	$	5,745
	Denominator -
	Weighted average common shares outstanding		6,835		6,835		6,835		6,834
	Dilutive effect of outstanding options		26		1		18		1
	Weighted average common shares outstanding and common stock equivalents		6,861		6,836		6,853		6,835
	Diluted earnings per share	$	0.08	$	0.59	$	0.4	$	0.84

NOTE_13_FAIR_VALUE_MEASUREMENT1

NOTE 13 - FAIR VALUE MEASUREMENTS (Tables)	9 Months Ended
NOTE 13 - FAIR VALUE MEASUREMENTS (Tables)	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Schedule of assets measured at fair value on a recurring basis	'
		As of September 30, 2013
		Fair Value		Level 1			Level 2		Level 3
	Available-for-sale securities:
	Obligations of U.S. government sponsored agencies	$	18,678	$	—		$	18,678	$	—
	Obligations of state and political subdivisions		6,853		—			6,853		—
	Government sponsored agency mortgage-backed securities		260,343		—			260,343		—
	Corporate debt securities		4,770		—			4,770		—
	Equity securities		2,983		—			2,983		—
		$	293,627	$	—		$	293,627	$	—



		At December 31, 2012
		Fair Value		Level 1			Level 2		Level 3
	Available-for-sale securities:
	Obligations of U.S. government sponsored agencies	$	21,118	$	—		$	21,118	$	—
	Obligations of state and political subdivisions		11,197		—			11,197		—
	Government sponsored agency mortgage-backed securities		245,631		—			245,631		—
	Corporate debt securities		4,756		—			4,756		—
	Equity securities		3,113		—			3,113		—
		$	285,815	$	—		$	285,815	$	—
Schedule of level of valuation assumptions used to determine each adjustment and the carrying value of related assets	'
											Total Losses				Total Losses
		As of September 30, 2013									Three months ended September 30,				Nine months ended September 30,
		Fair Value		Level 1			Level 2		Level 3		2013		2012		2013		2012
	Impaired loans:
	Commercial	$	—	$	—		$	—	$	—	$	16	$	—	$	16	$	—
	Real estate - commercial		609		—			—		609		—		431		239		1,887
	Real estate - construction		438		—			—		438		—		—		357		—
	Real estate - mortgage		116		—			—		116		—		76		272		149
	Installment		9		—			—		9		18		—		18		—
	Other		171		—			—		171		34		—		71		—
	OREO:
	Real estate - commercial		—		—			—		—		—		92		—		92
	Real estate - construction		1,644		—			—		1,644		1,100		657		1,618		790
	Real estate - mortgage		219		—			—		219		39		—		39		140
	Total assets measured at fair value on a nonrecurring basis	$	3,206	$	—		$	—	$	3,206	$	1,207	$	1,256	$	2,630	$	3,058

		As of December 31, 2012
		Fair Value		Level 1			Level 2		Level 3

	Impaired loans:
	Commercial	$	585	$	—		$	—	$	585
	Real estate - commercial		2,222		—			—		2,222
	Real estate - construction		143		—			—		143
	Real estate - mortgage		464		—			—		464
	Installment		75		—			—		75
	Other		25		—			—		25
	OREO:
	Real estate - construction		7,360		—			—		7,360
	Real estate - mortgage		184		—			—		184
	Total assets measured at fair value on a nonrecurring basis	$	11,058	$	—		$	—	$	11,058
Schedule of quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a nonrecurring basis	'



	As of September 30, 2013



		Fair Value		Valuation Techniques		Unobservable Inputs	Range
							(Weighted
							Average)

	Impaired loans:
	Real estate - commercial	$	609	Comparable sales approach		Discount adjustment for differences between comparable sales	6% to 11% (9%)
	Real estate - construction	$	438	Comparable sales approach		Discount adjustment for differences between comparable sales	2% to 3% (3%)
	Real estate - mortgage	$	116	Comparable sales approach		Discount adjustment for differences between comparable sales	6% to 11% (9%)
	Other	$	171	Comparable sales approach		Discount adjustment for differences between comparable sales	6% to 11% (9%)
	OREO:
	Real estate - construction	$	1,644	Comparable sales approach		Discount adjustment for differences between comparable sales	0% to 11% (9%)
	Real estate - mortgage	$	219	Comparable sales approach		Discount adjustment for differences between comparable sales	6% to 11% (9%)


	As of December 31, 2012


		Fair Value		Valuation Techniques		Unobservable Inputs	Range
							(Weighted
							Average)

	Impaired loans:
	Real estate - commercial	$	2,222	Comparable sales approach		Discount adjustment for differences between comparable sales	6% to 11% (9%)
	Real estate - construction	$	143	Comparable sales approach		Discount adjustment for differences between comparable sales	2% to 3% (3%)
	Real estate - mortgage	$	464	Comparable sales approach		Discount adjustment for differences between comparable sales	6% to 11% (9%)
	OREO:
	Real estate - commercial	$	7,360	Comparable sales approach		Discount adjustment for differences between comparable sales	0% to 6% (6%)
	Real estate - construction	$	184	Comparable sales approach		Discount adjustment for differences between comparable sales	6% to 11% (9%)


Schedule of estimated fair values of financial instruments	'



				Fair Value Measurements at
				September 30, 2013, Using
		Carrying
		Amount		Level 1			Level 2		Level 3		Total
	FINANCIAL ASSETS
	Cash and due from banks	$	23,780	$	23,780		$	—	$	—	$	23,780
	Federal funds sold		2,345		2,345			—		—		2,345
	Time deposits at other financial institutions		2,219		—			2,219		—		2,219
	FHLB, FRB and other securities		8,402									N/A
	Securities:
	Available-for-sale		293,627		—			293,627		—		293,627
	Held-to-maturity		6		—			6		—		6
	Loans		499,780		—			—		513,426		513,426
	Accrued interest receivable		2,166		—			736		1,430		2,166

	FINANCIAL LIABILITIES
	Deposits:
	Nonmaturity deposits	$	626,157	$	626,157		$	—	$	—	$	626,157
	Time deposits		153,613		—			153,798		—		153,798
	Other borrowed funds		—		—			—		—		—
	Subordinated debentures		21,651		—			—		7,927		7,927
	Accrued interest payable		110		2			31		77		110
				Fair Value Measurements at
				December 31, 2012, Using
		Carrying
		Amount		Level 1			Level 2		Level 3		Total
	FINANCIAL ASSETS
	Cash and due from banks	$	22,654	$	22,654		$	—	$	—	$	22,654
	Federal funds sold		15,865		15,865			—		—		15,865
	Time deposits at other financial institutions		2,219		—			2,219		—		2,219
	FHLB, FRB and other securities		8,313		—			—		—		N/A
	Securities:
	Available-for-sale		285,815		—			285,815		—		285,815
	Held-to-maturity		6		—			6		—		6
	Loans		481,753		—			—		500,689		500,689
	Accrued interest receivable		2,217		—			767		1,450		2,217

	FINANCIAL LIABILITIES
	Deposits:
	Nonmaturity deposits	$	596,204	$	596,204		$	—	$	—	$	596,204
	Time deposits		172,376		—			172,805		—		172,805
	Subordinated debentures		21,651		—			—		9,018		9,018
	Accrued interest payable		136		2			54		80		136

NOTE_1_BASIS_OF_PRESENTATION_D

NOTE 1 - BASIS OF PRESENTATION (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Organization, Consolidation and Presentation Of Financial Statements [Abstract]	'	'
Subordinated Debt	$21,651	$21,651

NOTE_2_INVESTMENT_SECURITIES_T1

NOTE 2 - INVESTMENT SECURITIES - (Table 1) (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Held-to-Maturity:	'	'
Amortized Cost	$6	$6
Government sponsored agency mortgage-backed securities	'	'
Available-for-Sale:	'	'
Amortized Cost	261,085	239,543
Gross Unrealized Gains	3,566	6,152
Gross Unrealized Losses	-4,308	-64
Available for sale securities	260,343	245,631
Held-to-Maturity:	'	'
Amortized Cost	6	6
Gross Unrealized Gains	'	'
Gross Unrealized Losses	'	'
Estimated Fair Value	6	6
Obligations of U.S. government sponsored agencies	'	'
Available-for-Sale:	'	'
Amortized Cost	19,669	21,003
Gross Unrealized Gains	'	115
Gross Unrealized Losses	-991	'
Available for sale securities	18,678	21,118
Obligations of state and political subdivisions	'	'
Available-for-Sale:	'	'
Amortized Cost	6,692	10,698
Gross Unrealized Gains	192	499
Gross Unrealized Losses	-31	'
Available for sale securities	6,853	11,197
Corporate debt securities	'	'
Available-for-Sale:	'	'
Amortized Cost	6,000	6,000
Gross Unrealized Gains	'	'
Gross Unrealized Losses	-1,230	-1,244
Available for sale securities	4,770	4,756
Equity securities	'	'
Available-for-Sale:	'	'
Amortized Cost	3,000	3,000
Gross Unrealized Gains	'	113
Gross Unrealized Losses	-17	'
Available for sale securities	2,983	3,113
Available-for-Sale	'	'
Available-for-Sale:	'	'
Amortized Cost	296,446	280,244
Gross Unrealized Gains	3,758	6,879
Gross Unrealized Losses	-6,577	-1,308
Available for sale securities	$293,627	$285,815

NOTE_2_INVESTMENT_SECURITIES_T2

NOTE 2 - INVESTMENT SECURITIES - (Table 2) (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Obligations of U.S. government sponsored agencies	'	'
Description of Securities	'	'
Estimated Fair Value	$18,678	'
Unrealized Losses	-991	'
Obligations of U.S. government sponsored agencies \| Investment Securities less than twelve Months	'	'
Description of Securities	'	'
Estimated Fair Value	18,678	'
Unrealized Losses	-991	'
Obligations of state and political subdivisions	'	'
Description of Securities	'	'
Estimated Fair Value	1,151	'
Unrealized Losses	-31	'
Obligations of state and political subdivisions \| Investment Securities less than twelve Months	'	'
Description of Securities	'	'
Estimated Fair Value	1,151	'
Unrealized Losses	-31	'
Government sponsored agency mortgage-backed securities	'	'
Description of Securities	'	'
Estimated Fair Value	138,511	34,878
Unrealized Losses	-4,308	-64
Government sponsored agency mortgage-backed securities \| Investment Securities less than twelve Months	'	'
Description of Securities	'	'
Estimated Fair Value	138,511	34,878
Unrealized Losses	-4,308	-64
Corporate debt securities	'	'
Description of Securities	'	'
Estimated Fair Value	4,770	4,756
Unrealized Losses	-1,230	-1,244
Corporate debt securities \| Investment Securities more than twelve months	'	'
Description of Securities	'	'
Estimated Fair Value	4,770	4,756
Unrealized Losses	-1,230	-1,244
Equity securities	'	'
Description of Securities	'	'
Estimated Fair Value	2,983	'
Unrealized Losses	-17	'
Equity securities \| Investment Securities less than twelve Months	'	'
Description of Securities	'	'
Estimated Fair Value	2,983	'
Unrealized Losses	-17	'
Securities Investment \| Investment Securities less than twelve Months	'	'
Description of Securities	'	'
Estimated Fair Value	161,323	34,878
Unrealized Losses	-5,347	-64
Securities Investment \| Investment Securities more than twelve months	'	'
Description of Securities	'	'
Estimated Fair Value	4,770	4,756
Unrealized Losses	-1,230	-1,244
Securities Investment \| Securities Investment	'	'
Description of Securities	'	'
Estimated Fair Value	166,093	39,634
Unrealized Losses	($6,577)	($1,308)

NOTE_2_INVESTMENT_SECURITIES_D

NOTE 2 - INVESTMENT SECURITIES (Detail) (USD $)	3 Months Ended		9 Months Ended
NOTE 2 - INVESTMENT SECURITIES (Detail) (USD $)	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Available-for-sale Securities, Gross Realized Gains	$5,000	$697,000	$548,000	$1,665,000	'
Proceeds from Sale of Available-for-sale Securities	1,615,000	32,140,000	18,700,000	110,579,000	'
Available-for-sale Securities, Gross Realized Losses	'	'	'	9,000	'
Financial Instruments, Owned and Pledged as Collateral, at Fair Value	285,444,000	'	285,444,000	'	276,308,000
Financial Instruments, Owned, Corporate Debt, at Fair Value	$3,000,000	'	$3,000,000	'	'
Corporate debt securities \| Investment Securities more than twelve months	'	'	'	'	'
Number of corporate debt securities	2	'	2	'	2

NOTE_3_LOANS_Table_1_Detail

NOTE 3 - LOANS - (Table 1) (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011
Allowance for loan losses	($9,312,000)	($9,527,000)	($10,458,000)	($11,427,000)	($11,732,000)	($12,656,000)
Total loans, net	499,780,000	'	481,753,000	'	'	'
Commercial	'	'	'	'	'	'
Commercial	48,903,000	'	46,078,000	'	'	'
Real estate - commercial	'	'	'	'	'	'
Real estate - commercial	328,967,000	'	295,630,000	'	'	'
Real estate construction	'	'	'	'	'	'
Real estate - construction	19,281,000	'	23,003,000	'	'	'
Real estate - mortgage	'	'	'	'	'	'
Real estate - mortgage	65,790,000	'	74,353,000	'	'	'
Installment	'	'	'	'	'	'
Installment	5,560,000	'	6,689,000	'	'	'
Other	'	'	'	'	'	'
Other	40,771,000	'	45,941,000	'	'	'
Gross loans	'	'	'	'	'	'
Gross loans	509,272,000	'	491,694,000	'	'	'
Deferred loan (fees) costs, net	'	'	'	'	'	'
Deferred loan (fees) costs, net	-180,000	'	517,000	'	'	'
Allowance for loan losses	'	'	'	'	'	'
Allowance for loan losses	-9,312,000	'	-10,458,000	'	'	'
Total	'	'	'	'	'	'
Total loans, net	$499,780,000	'	$481,753,000	'	'	'

NOTE_3_LOANS_Table_2_Detail

NOTE 3 - LOANS - (Table 2) (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
With allocated allowance	'	'	'
Related Allowance	$180	$189	$467
Total Impaired Loans	180	189	467
Commercial	'	'	'
With no allocated allowance	'	'	'
Recorded Investment	566	585	'
Unpaid Principal Balance	587	586	'
With allocated allowance	'	'	'
Recorded Investment	16	'	'
Unpaid Principal Balance	16	'	'
Related Allowance	16	'	'
Total Impaired Loans	16	'	'
Real estate - commercial	'	'	'
With no allocated allowance	'	'	'
Recorded Investment	4,283	2,778	'
Unpaid Principal Balance	4,348	2,974	'
With allocated allowance	'	'	'
Recorded Investment	'	184	'
Unpaid Principal Balance	'	217	'
Related Allowance	'	171	'
Total Impaired Loans	'	171	'
Real estate - construction	'	'	'
With no allocated allowance	'	'	'
Recorded Investment	843	1,210	'
Unpaid Principal Balance	864	1,273	'
With allocated allowance	'	'	'
Recorded Investment	'	161	'
Unpaid Principal Balance	'	161	'
Related Allowance	'	18	'
Total Impaired Loans	'	18	'
Real estate - mortgage	'	'	'
With no allocated allowance	'	'	'
Recorded Investment	1,171	684	'
Unpaid Principal Balance	1,194	736	'
With allocated allowance	'	'	'
Recorded Investment	164	'	'
Unpaid Principal Balance	164	'	'
Related Allowance	164	'	'
Total Impaired Loans	164	'	'
Installment	'	'	'
With no allocated allowance	'	'	'
Recorded Investment	110	122	'
Unpaid Principal Balance	127	138	'
Other	'	'	'
With no allocated allowance	'	'	'
Recorded Investment	311	111	'
Unpaid Principal Balance	326	120	'
Total With No Allocated Allowance	'	'	'
With no allocated allowance	'	'	'
Recorded Investment	7,284	5,490	'
Unpaid Principal Balance	7,446	5,827	'
Total With Allocated Allowance	'	'	'
With allocated allowance	'	'	'
Recorded Investment	180	345	'
Unpaid Principal Balance	180	378	'
Related Allowance	180	189	'
Total Impaired Loans	180	189	'
Total	'	'	'
With allocated allowance	'	'	'
Related Allowance	180	189	'
Total Impaired Loans	7,464	5,835	'
Total Impaired Loans	7,626	6,205	'
Total Impaired Loans	$180	$189	'

NOTE_3_LOANS_Table_3_Detail

NOTE 3 - LOANS - (Table 3) (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Commercial	'	'	'	'
Average Recorded Investment Impaired Loans	$372	$938	$430	$1,043
Interest Income Recognized	'	'	'	'
Real estate - commercial	'	'	'	'
Average Recorded Investment Impaired Loans	4,704	7,780	4,722	7,942
Interest Income Recognized	21	'	35	'
Real estate - construction	'	'	'	'
Average Recorded Investment Impaired Loans	869	1,766	874	1,780
Interest Income Recognized	6	'	19	'
Real estate - mortgage	'	'	'	'
Average Recorded Investment Impaired Loans	1,393	986	1,404	1,006
Interest Income Recognized	13	'	33	'
Installment	'	'	'	'
Average Recorded Investment Impaired Loans	138	123	140	133
Interest Income Recognized	'	'	'	'
Other	'	'	'	'
Average Recorded Investment Impaired Loans	327	277	330	287
Interest Income Recognized	'	'	'	'
Total	'	'	'	'
Average Recorded Investment Impaired Loans	7,803	11,870	7,900	12,191
Interest Income Recognized	$40	'	$87	'

NOTE_3_LOANS_Table_4_Detail

NOTE 3 - LOANS - (Table 4) (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Nonaccrual Loans	'	'
Nonaccrual loans	$5,216	$5,835
Nonaccrual loans to total gross loans	1.02%	1.19%
Nonperforming Loans Accruing Interest	'	'
Nonperforming loans to total gross loans	1.02%	1.19%
Total	'	'
Total nonperforming loans	$5,216	$5,835

NOTE_3_LOANS_Table_5_Detail

NOTE 3 - LOANS - (Table 5) (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Commercial	'	'
Current	$48,168	$45,473
30-89 Days Past Due	153	20
Nonaccural	582	585
Total Impaired Loans	48,903	46,078
Real estate commercial	'	'
Current	325,503	292,505
30-89 Days Past Due	73	163
Nonaccural	3,391	2,962
Total Impaired Loans	328,967	295,630
Real estate construction	'	'
Current	18,843	21,436
30-89 Days Past Due	'	196
Nonaccural	438	1,371
Total Impaired Loans	19,281	23,003
Real estate - mortgage	'	'
Current	64,766	72,907
30-89 Days Past Due	612	762
Nonaccural	412	684
Total Impaired Loans	65,790	74,353
Installment	'	'
Current	5,469	6,529
30-89 Days Past Due	9	38
Nonaccural	82	122
Total Impaired Loans	5,560	6,689
Other Loans	'	'
Current	40,434	45,581
30-89 Days Past Due	26	249
Nonaccural	311	111
Total Impaired Loans	40,771	45,941
Total	'	'
Current	503,183	484,431
30-89 Days Past Due	873	1,428
Nonaccural	5,216	5,835
Total Impaired Loans	$509,272	$491,694

NOTE_3_LOANS_Table_6_Detail

NOTE 3 - LOANS - (Table 6) (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
	Contract	Contract	Contract	Contract
Commercial	'	'	'	'
Number of contracts	2	'	3	1
Pre-Modification Outstanding Recorded Investment	$140	'	$181	$800
Post-Modification Outstanding Recorded Investment	140	'	181	800
Real estate - commercial	'	'	'	'
Number of contracts	'	'	1	2
Pre-Modification Outstanding Recorded Investment	'	'	438	269
Post-Modification Outstanding Recorded Investment	'	'	438	269
Real estate construction	'	'	'	'
Number of contracts	1	'	1	'
Pre-Modification Outstanding Recorded Investment	114	'	114	'
Post-Modification Outstanding Recorded Investment	114	'	114	'
Real estate-mortgage	'	'	'	'
Number of contracts	1	1	2	1
Pre-Modification Outstanding Recorded Investment	116	425	326	425
Post-Modification Outstanding Recorded Investment	116	425	326	425
Installment	'	'	'	'
Number of contracts	'	'	'	2
Pre-Modification Outstanding Recorded Investment	'	'	'	70
Post-Modification Outstanding Recorded Investment	'	'	'	70
Other	'	'	'	'
Number of contracts	'	1	1	1
Pre-Modification Outstanding Recorded Investment	'	26	47	26
Post-Modification Outstanding Recorded Investment	'	$26	$47	$26

NOTE_3_LOANS_Table_7_Detail

NOTE 3 - LOANS - (Table 7) (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Contract	Contract
Commercial \| Non Accruing TDRs	'	'
Number of contracts	4	1
Rate reduction	$16	'
Maturity extension	'	'
Rate reduction and maturity extension	566	529
Total	582	529
Real estate - commercial \| Accruing TDRs	'	'
Number of contracts	5	5
Rate reduction	'	202
Maturity extension	197	'
Rate reduction and maturity extension	696	1,148
Total	893	1,350
Real estate - commercial \| Non Accruing TDRs	'	'
Number of contracts	'	'
Rate reduction	'	'
Maturity extension	'	'
Rate reduction and maturity extension	'	'
Total	'	'
Real estate - construction \| Accruing TDRs	'	'
Number of contracts	2	1
Rate reduction	'	'
Maturity extension	405	343
Rate reduction and maturity extension	'	'
Total	405	343
Real estate - construction \| Non Accruing TDRs	'	'
Number of contracts	1	2
Rate reduction	'	327
Maturity extension	114	71
Rate reduction and maturity extension	'	'
Total	114	398
Real estate-mortgage \| Accruing TDRs	'	'
Number of contracts	3	2
Rate reduction	'	'
Maturity extension	294	298
Rate reduction and maturity extension	628	423
Total	922	721
Real estate-mortgage \| Non Accruing TDRs	'	'
Number of contracts	1	'
Rate reduction	'	'
Maturity extension	'	'
Rate reduction and maturity extension	116	'
Total	116	'
Installment \| Accruing TDRs	'	'
Number of contracts	1	'
Rate reduction	'	'
Maturity extension	'	'
Rate reduction and maturity extension	28	'
Total	28	'
Installment \| Non Accruing TDRs	'	'
Number of contracts	3	4
Rate reduction	'	'
Maturity extension	'	'
Rate reduction and maturity extension	70	120
Total	70	120
Other \| Non Accruing TDRs	'	'
Number of contracts	2	1
Rate reduction	'	'
Maturity extension	'	'
Rate reduction and maturity extension	70	25
Total	$70	$25

NOTE_3_LOANS_Detail

NOTE 3 - LOANS (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Loans Receivable, Net [Abstract]	'	'	'	'	'
Loans Pledged as Collateral	$95,107	'	$95,107	'	$116,929
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	36	138	171	495	'
Accruing TDRs	2,248	'	2,248	'	2,414
Non-accrual TDRs	$952	'	$952	'	$1,072

NOTE_4_ALLOWANCE_FOR_LOAN_LOSS2

NOTE 4 - ALLOWANCE FOR LOAN LOSSES - (Table 1) (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Allowance for Loan Losses	'	'	'	'	'
Balance at beginning of period	$9,527	$11,732	$10,458	$12,656	'
Charge-offs	-290	-1,094	-1,491	-3,651	'
Recoveries	75	89	345	322	'
Provision for loan losses	'	700	'	2,100	'
Balance at end of period	9,312	11,427	9,312	11,427	'
Reserve to impaired loans	180	467	180	467	189
Reserve to non-impaired loans	9,132	10,960	9,132	10,960	10,269
Commercial	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Balance at beginning of period	847	1,260	843	1,333	'
Charge-offs	-22	-250	-131	-456	'
Recoveries	18	13	276	39	'
Provision for loan losses	-93	-261	-238	-154	'
Balance at end of period	750	762	750	762	'
Reserve to impaired loans	16	'	16	'	'
Reserve to non-impaired loans	734	762	734	762	843
Real estate commercial	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Balance at beginning of period	5,487	6,586	6,295	7,528	'
Charge-offs	'	-113	-438	-1,730	'
Recoveries	48	'	46	63	'
Provision for loan losses	138	435	-230	1,047	'
Balance at end of period	5,673	6,908	5,673	6,908	'
Reserve to impaired loans	'	417	'	417	171
Reserve to non-impaired loans	5,673	6,491	5,673	6,491	6,124
Real estate construction	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Balance at beginning of period	439	1,387	690	1,039	'
Charge-offs	-20	-492	-389	-822	'
Recoveries	'	43	3	80	'
Provision for loan losses	16	-23	131	618	'
Balance at end of period	435	915	435	915	'
Reserve to impaired loans	'	'	'	'	18
Reserve to non-impaired loans	435	915	435	915	672
Real estate mortgage	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Balance at beginning of period	920	925	982	935	'
Charge-offs	-34	-143	-236	-333	'
Recoveries	1	1	3	37	'
Provision for loan losses	-23	422	115	566	'
Balance at end of period	864	1,205	864	1,205	'
Reserve to impaired loans	164	50	164	50	'
Reserve to non-impaired loans	700	1,155	700	1,155	982
Installment	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Balance at beginning of period	167	141	98	185	'
Charge-offs	-40	-48	-68	-190	'
Recoveries	8	29	17	94	'
Provision for loan losses	15	'	103	33	'
Balance at end of period	150	122	150	122	'
Reserve to impaired loans	'	'	'	'	'
Reserve to non-impaired loans	150	122	150	122	98
Other	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Balance at beginning of period	920	768	721	736	'
Charge-offs	-174	-48	-229	-120	'
Recoveries	'	3	'	9	'
Provision for loan losses	110	60	364	158	'
Balance at end of period	856	783	856	783	'
Reserve to impaired loans	'	'	'	'	'
Reserve to non-impaired loans	856	783	856	783	721
Unallocated	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Balance at beginning of period	747	665	829	900	'
Charge-offs	'	'	'	'	'
Recoveries	'	'	'	'	'
Provision for loan losses	-163	67	-245	-168	'
Balance at end of period	584	732	584	732	'
Reserve to impaired loans	'	'	'	'	'
Reserve to non-impaired loans	$584	$732	$584	$732	$829

NOTE_4_ALLOWANCE_FOR_LOAN_LOSS3

NOTE 4 - ALLOWANCE FOR LOAN LOSSES - (Table 2) (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Total \| Commercial	'	'
Gross loans	$48,903	$46,078
Total \| Real estate commercial	'	'
Gross loans	328,967	295,630
Total \| Real estate construction	'	'
Gross loans	19,281	23,003
Total \| Real estate mortgage	'	'
Gross loans	65,790	74,353
Total \| Installment	'	'
Gross loans	5,560	6,689
Total \| Other	'	'
Gross loans	40,771	45,941
Total \| Total	'	'
Gross loans	509,272	491,694
Impaired Loans	7,464	5,835
Non-impaired loans	501,808	485,859
Impaired Loans \| Commercial	'	'
Impaired Loans	582	585
Impaired Loans \| Real estate commercial	'	'
Impaired Loans	4,283	2,962
Impaired Loans \| Real estate construction	'	'
Impaired Loans	843	1,371
Impaired Loans \| Real estate mortgage	'	'
Impaired Loans	1,335	684
Impaired Loans \| Installment	'	'
Impaired Loans	110	122
Impaired Loans \| Other	'	'
Impaired Loans	311	111
Non-impaired loans \| Commercial	'	'
Non-impaired loans	48,321	45,493
Non-impaired loans \| Real estate commercial	'	'
Non-impaired loans	324,684	292,668
Non-impaired loans \| Real estate construction	'	'
Non-impaired loans	18,438	21,632
Non-impaired loans \| Real estate mortgage	'	'
Non-impaired loans	64,455	73,669
Non-impaired loans \| Installment	'	'
Non-impaired loans	5,450	6,567
Non-impaired loans \| Other	'	'
Non-impaired loans	$40,460	$45,830

NOTE_4_ALLOWANCE_FOR_LOAN_LOSS4

NOTE 4 - ALLOWANCE FOR LOAN LOSSES - (Table 3) (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Pass	'	'
Commercial	$47,201,000	$44,486,000
Real estate - commercial	315,132,000	278,834,000
Real estate - construction	18,843,000	21,386,000
Real estate - mortgage	64,750,000	71,973,000
Installment	5,448,000	6,562,000
Other	40,263,000	45,658,000
Total	491,637,000	468,899,000
Special Mention	'	'
Commercial	726,000	129,000
Real estate - commercial	3,238,000	'
Real estate - construction	'	'
Real estate - mortgage	'	'
Installment	'	'
Other	'	'
Total	3,964,000	129,000
Substandard	'	'
Commercial	976,000	1,463,000
Real estate - commercial	10,597,000	16,796,000
Real estate - construction	438,000	1,617,000
Real estate - mortgage	1,040,000	2,380,000
Installment	112,000	127,000
Other	508,000	283,000
Total	13,671,000	22,666,000
Total	'	'
Commercial	48,903,000	46,078,000
Real estate - commercial	328,967,000	295,630,000
Real estate - construction	19,281,000	23,003,000
Real estate - mortgage	65,790,000	74,353,000
Installment	5,560,000	6,689,000
Other	40,771,000	45,941,000
Total	$509,272,000	$491,694,000

NOTE_4_ALLOWANCE_FOR_LOAN_LOSS5

NOTE 4 - ALLOWANCE FOR LOAN LOSSES (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]	'	'
Allowance for off-Balance Sheet Commitments	$146,000	$143,000

NOTE_5_OTHER_REAL_ESTATE_OWNED2

NOTE 5 - OTHER REAL ESTATE OWNED - (Table 1) (Detail) (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Other Real Estate [Abstract]	'	'	'
Beginning Balance	$22,423	$20,106	$20,106
Properties transferred in	818	7,484	12,239
Sales of property	-5,923	'	-6,889
Loss on sale or writedown of property	-2,273	'	-3,033
Total	$15,045	'	$22,423

NOTE_5_OTHER_REAL_ESTATE_OWNED3

NOTE 5 - OTHER REAL ESTATE OWNED - (Table 2) (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Other Real Estate [Abstract]	'	'	'	'
Operating expenses	$85	$79	$319	$306
Provision for losses	1,139	749	2,023	1,310
Net, loss (gain) on disposal	2	-11	250	177
Total other real estate owned expense	$1,226	$817	$2,592	$1,793

NOTE_5_OTHER_REAL_ESTATE_OWNED4

NOTE 5 - OTHER REAL ESTATE OWNED (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Dec. 31, 2011	Sep. 30, 2013
				Sonoma County
				Property
Real Estate Properties [Line Items]	'	'	'	'
Other real estate owned ("OREO")	$15,045,000	$22,423,000	$20,106,000	'
Number of other real estate owned properties sold	'	'	'	8
Recorded value of other real estate owned properties	'	'	'	$9,885,000

NOTE_6_SUBORDINATED_DEBENTURES2

NOTE 6 - SUBORDINATED DEBENTURES - (Table 1) (Detail) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
North Valley Capital Trust's - Amount	$21,651	$21,651
Debentures A	'	'
North Valley Capital Trust's - Date Issued	'4/10/03	'4/10/03
North Valley Capital Trust's - Maturity	24-Apr-33	24-Apr-33
North Valley Capital Trust's - Fixed or Variable Rate	'Variable	'Variable
North Valley Capital Trust's - Current Variable Rate	3.52%	3.52%
North Valley Capital Trust's - Rate Index	'LIBOR + 3.25%	'LIBOR + 3.25%
North Valley Capital Trust's - Redemption Date	'4/24/08	'4/24/08
North Valley Capital Trust's - Amount	6,186	6,186
Debentures B	'	'
North Valley Capital Trust's - Date Issued	'5/5/04	'5/5/04
North Valley Capital Trust's - Maturity	24-Apr-34	24-Apr-34
North Valley Capital Trust's - Fixed or Variable Rate	'Variable	'Variable
North Valley Capital Trust's - Current Variable Rate	3.06%	3.06%
North Valley Capital Trust's - Rate Index	'LIBOR + 2.80%	'LIBOR + 2.80%
North Valley Capital Trust's - Redemption Date	'7/23/09	'7/23/09
North Valley Capital Trust's - Amount	5,155	5,155
Debentures C	'	'
North Valley Capital Trust's - Date Issued	'12/29/05	'12/29/05
North Valley Capital Trust's - Maturity	15-Mar-36	15-Mar-36
North Valley Capital Trust's - Fixed or Variable Rate	'Variable	'Variable
North Valley Capital Trust's - Current Variable Rate	1.58%	1.58%
North Valley Capital Trust's - Rate Index	'LIBOR + 1.33%	'LIBOR + 1.33%
North Valley Capital Trust's - Redemption Date	'3/15/11	'3/15/11
North Valley Capital Trust's - Amount	$10,310	$10,310

NOTE_6_SUBORDINATED_DEBENTURES3

NOTE 6 - SUBORDINATED DEBENTURES (Details) (USD $)	9 Months Ended
NOTE 6 - SUBORDINATED DEBENTURES (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Subordinated Debt [Abstract]	'	'
Proceeds from issuance of trust preferred securities	$21,000,000	'
Junior subordinated notes	21,651,000	'
Tier one risk based capital	$21,000,000	$21,000,000

NOTE_7_INCOME_TAXES_Detail

NOTE 7 - INCOME TAXES (Detail) (USD $)	3 Months Ended		9 Months Ended
NOTE 7 - INCOME TAXES (Detail) (USD $)	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Income Tax Disclosure [Abstract]	'	'	'	'	'
Unrecognized tax benefits	$519,000	'	$519,000	'	$519,000
Provision for income taxes	367,000	-2,546,000	1,382,000	-1,904,000	'
Deferred tax asset valuation allowance	'	4,277,000	'	4,277,000	'
Increase in federal deferred tax liabilities	'	1,347,000	'	1,347,000	'
Deferred Tax Assets, Gross	$15,226,000	'	$15,226,000	'	$12,346,000

NOTE_8_PENSION_PLAN_BENEFITS_T1

NOTE 8 - PENSION PLAN BENEFITS - (Table 1) (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Compensation and Retirement Disclosure [Abstract]	'	'	'	'
Service cost	$171	$150	$512	$451
Interest cost	93	84	279	251
Prior service amortization	25	25	74	74
Recognized net actuarial loss	48	10	146	30
Total components of net periodic cost	$337	$269	$1,011	$806

NOTE_8_PENSION_PLAN_BENEFITS_T2

NOTE 8 - PENSION PLAN BENEFITS - (Table 2) (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Compensation and Retirement Disclosure [Abstract]	'	'
Total Liability of Pension Plan Benefits	$8,900	$9,443

NOTE_8_PENSION_PLAN_BENEFITS_D

NOTE 8 - PENSION PLAN BENEFITS (Detail) (USD $)	3 Months Ended
NOTE 8 - PENSION PLAN BENEFITS (Detail) (USD $)	Sep. 30, 2013	Sep. 30, 2012
Compensation and Retirement Disclosure [Abstract]	'	'
Pension paid to retired employees	$63,000	$63,000

NOTE_9_STOCKBASED_COMPENSATION2

NOTE 9 - STOCK-BASED COMPENSATION - (Table 1) (Detail) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]	'	'
Weighted average grant date fair value per share of option granted (in dollars per share)	$9.53	$6.28
Significant weighted average assumptions used in calculating fair value:	'	'
Expected term	'6 years 3 months 26 days	'6 years 5 months 27 days
Expected annual volatility	60.00%	59.00%
Risk-free interest rate	1.38%	1.40%

NOTE_9_STOCKBASED_COMPENSATION3

NOTE 9 - STOCK-BASED COMPENSATION - (Table 2) (Detail) (USD $)	9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]	'	'
Outstanding at January 1, 2013	248,822	'
Outstanding at January 1, 2013 (in dollars per share)	$29.40	'
Outstanding at January 1, 2013	'7 years	'
Outstanding at January 1, 2013	'$9.97-$103.10	'
Outstanding at January 1, 2013 (in dollars)	$1,160	'
Granted	114,234	77,908
Granted (in dollars per share)	$16.80	'
Granted (in dollars per share)	$16.80	'
Granted (in dollars)	240	'
Exercised	'	'
Exercised (in dollars per share)	'	'
Expired or Forfeited	-8,346	'
Expired or Forfeited (in dollars per share)	$63.32	'
Expired or Forfeited	'$23.95-$65.30	'
Expired or Forfeited (in dollars per share)	'	'
Outstanding at September 30, 2013	354,710	'
Outstanding at September 30, 2013 (in dollars per share)	$24.55	'
Outstanding at September 30, 2013	'7 years	'
Outstanding at September 30, 2013	'$9.97-$103.10	'
Outstanding at September 30, 2013 (in dollars)	1,400	'
Fully vested and exercisable at September 30, 2013	130,008	'
Fully vested and exercisable at September 30, 2013 (in dollars per share)	$42.10	'
Fully vested and exercisable at September 30, 2013	'5 years	'
Fully vested and exercisable at September 30, 2013	'$9.97-$103.10	'
Fully vested and exercisable at September 30, 2013 (in dollars)	344	'
Options expected to vest at September 30, 2013	224,702	'
Options expected to vest at September 30, 2013	'14.39	'
Options expected to vest at September 30, 2013	'9 years	'
Options expected to vest at September 30, 2013	'$9.97-$23.95	'
Options expected to vest at September 30, 2013 (in dollars)	$1,056	'

NOTE_9_STOCKBASED_COMPENSATION4

NOTE 9 - STOCK-BASED COMPENSATION (Detail) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	Director	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in Shares)	601,925	'	601,925	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number (in Shares)	354,710	'	354,710	'	248,822
Stock Award Available Annually To Each Director For Retainer	180	'	180	'	'
Percentage of common stock outstanding	'	'	2.00%	'	'
Retainers Shares Awarded To Directors	5,580	'	5,580	'	'
Allocated Share-based Compensation Expense	$131,000	$69,000	$322,000	$158,000	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in Shares)	'	'	114,234	77,908	'
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized	1,512,000	'	1,512,000	'	'
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition	'	'	'3 years 10 months 24 days	'	'
Number Of Directors	8	'	'	'	'
Stock Award Available Annually To Directors For Retainer	1,440	'	1,440	'	'
Recognized Director Stock Grant Expense	$27,000	'	'	'	'
Stock Incentive Plan A	'	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in Shares)	549,995	'	549,995	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number (in Shares)	51,930	'	51,930	'	'
Shares available for future grants	241,635	'	241,635	'	'
Stock Incentive Plan B	'	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number (in Shares)	302,780	'	302,780	'	'

NOTE_10_ACCUMULATED_OTHER_COMP2

NOTE 10 - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) - (Table 1) (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Accumulated Other Comprehensive Income Loss [Line Items]	'	'	'	'
Balance	($4,095)	$3,192	$1,666	$1,470
Net unrealized gains (losses) on securities available for sale, net of tax	1,577	868	-4,627	3,115
Reclassification adjustment for gains (losses) on securities, net of tax,	-3	-411	-323	-977
Net gains (losses) arising during the period, net of tax	'	20	676	61
Reclassification adjustment for amortization of prior service cost and net gain included in salaries and employee benefits, net of tax	43	'	130	'
Balance	-2,478	3,669	-2,478	3,669
Net Unrealized Gains (Losses) on Securities	'	'	'	'
Accumulated Other Comprehensive Income Loss [Line Items]	'	'	'	'
Balance	-3,238	4,050	3,286	2,369
Net unrealized gains (losses) on securities available for sale, net of tax	1,577	868	-4,627	3,115
Reclassification adjustment for gains (losses) on securities, net of tax,	-3	-411	-323	-977
Net gains (losses) arising during the period, net of tax	'	'	'	'
Reclassification adjustment for amortization of prior service cost and net gain included in salaries and employee benefits, net of tax	'	'	'	'
Balance	-1,664	4,507	-1,664	4,507
Adjustments Related to Defined Benefit Pension Plan	'	'	'	'
Accumulated Other Comprehensive Income Loss [Line Items]	'	'	'	'
Balance	-857	-858	-1,620	-899
Net unrealized gains (losses) on securities available for sale, net of tax	'	'	'	'
Reclassification adjustment for gains (losses) on securities, net of tax,	'	'	'	'
Net gains (losses) arising during the period, net of tax	'	20	676	61
Reclassification adjustment for amortization of prior service cost and net gain included in salaries and employee benefits, net of tax	43	'	130	'
Balance	($814)	($838)	($814)	($838)

NOTE_10_ACCUMULATED_OTHER_COMP3

NOTE 10 - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) - Parentheticals (Table 1) (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Other Comprehensive Income (Loss), Net Of Tax [Abstract]	'	'	'	'
Net unrealized losses on securities available for sale, tax effect	$1,096	$603	($3,216)	$2,164
Reclassification adjustment for gains on securities, tax effect	-2	-286	-225	-679
Net losses arising during the period, tax effect	'	14	470	42
Reclassification adjustment for amortization of prior service cost and net gain included in net periodic pension cost, tax effect	$30	'	$90	'

NOTE_10_ACCUMULATED_OTHER_COMP4

NOTE 10 - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) - (Table 2) (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Accumulated Other Comprehensive Income [Line Items]	'	'	'	'
Gain (loss) on sales or calls of securities, net	($5)	($697)	($548)	($1,656)
Salaries and employee benefits	72	'	220	'
Amount Reclassified From Accumulated Other Comprehensive Income	'	'	'	'
Accumulated Other Comprehensive Income [Line Items]	'	'	'	'
Gain (loss) on sales or calls of securities, net	5	697	548	1,656
Salaries and employee benefits	-73	'	-220	'
Total before tax	-68	697	328	1,656
Provision (Benefit) for income taxes	28	-286	-135	-679
Net of tax	($40)	$411	$193	$977

NOTE_11_EARNINGS_PER_SHARE_Tab1

NOTE 11 - EARNINGS PER SHARE - (Table 1) (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Calculation of basic earnings per share:	'	'	'	'
Numerator - net income (in dollars)	$580	$4,004	$2,735	$5,745
Denominator -	'	'	'	'
Weighted average common shares outstanding (in shares)	6,835	6,835	6,835	6,834
Basic earnings per share (in dollars per share)	$0.08	$0.59	$0.40	$0.84
Calculation of diluted earnings per share:	'	'	'	'
Numerator - net income (in dollars)	580	4,004	2,735	5,745
Denominator -	'	'	'	'
Weighted average common shares outstanding (in shares)	6,835	6,835	6,835	6,834
Dilutive effect of outstanding options	$26	$1	$18	$1
Weighted average common shares outstanding and common stock equivalents (in shares)	6,861	6,836	6,853	6,835
Diluted earnings per share (in dollars per share)	$0.08	$0.59	$0.40	$0.84

NOTE_11_EARNINGS_PER_SHARE_Det

NOTE 11 - EARNINGS PER SHARE (Detail)	3 Months Ended		9 Months Ended
NOTE 11 - EARNINGS PER SHARE (Detail)	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share [Abstract]	'	'	'	'
Antidilutive securities excluded from computation of earnings per share, amount	211,802	249,164	214,302	249,164

NOTE_12_COMMITMENTS_AND_CONTIN1

NOTE 12 - COMMITMENTS AND CONTINGENCIES (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Jun. 26, 2013	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Dec. 31, 2012
			Board of directors	Collateralized Debt Obligations	Commercial Loan	Commercial Loan	Real Estate Lines Of Credit	Real Estate Lines Of Credit
			Common stock
Letters of Credit Outstanding, Amount	$5,003,000	$4,713,000	'	'	'	'	'	'
Line of Credit Facility, Remaining Borrowing Capacity	'	'	'	'	39,048,000	47,350,000	35,855,000	31,925,000
Reserve For Unfunded Commitments	146,000	143,000	'	'	'	'	'	'
Portion Of Loan Portfolio Collateralized By Real Estate	'	'	'	81.00%	'	'	'	'
Construction Loan	'	'	'	19,281,000	'	'	'	'
Loan Portfolio Percentage Of Construction Loans	'	'	'	4.00%	'	'	'	'
Loans Receivable, Gross, Commercial, Real Estate	'	'	'	328,967,000	'	'	'	'
Portion Of Loan Portfolio Commercial Loans Secured By Real Estate	'	'	'	65.00%	'	'	'	'
Mortgage Loans on Real Estate	'	'	'	65,790,000	'	'	'	'
Portion Of Total Loan Portfolio	'	'	'	13.00%	'	'	'	'
Reserves for anticipated settlement	$1,260,000	'	'	'	'	'	'	'
Percentage of outstanding shares to be repurchase, Authorized	'	'	5.00%	'	'	'	'	'
Repurchase of outstanding shares, Authorized (in shares)	'	'	340,000	'	'	'	'	'

NOTE_13_FAIR_VALUE_MEASUREMENT2

NOTE 13 - FAIR VALUE MEASUREMENTS - (Table 1) (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Level 2	'	'
Available-for-sale securities:	'	'
Available for sale securities	$293,627	$285,815
Obligations of U.S. government sponsored agencies \| Total	'	'
Available-for-sale securities:	'	'
Available for sale securities	18,678	21,118
Obligations of U.S. government sponsored agencies \| Level 2	'	'
Available-for-sale securities:	'	'
Available for sale securities	18,678	21,118
Obligations of state and political subdivisions	'	'
Available-for-sale securities:	'	'
Available for sale securities	6,853	11,197
Obligations of state and political subdivisions \| Total	'	'
Available-for-sale securities:	'	'
Available for sale securities	6,853	11,197
Obligations of state and political subdivisions \| Level 2	'	'
Available-for-sale securities:	'	'
Available for sale securities	6,853	11,197
Government sponsored agency mortgage-backed securities \| Total	'	'
Available-for-sale securities:	'	'
Available for sale securities	260,343	245,631
Government sponsored agency mortgage-backed securities \| Level 2	'	'
Available-for-sale securities:	'	'
Available for sale securities	260,343	245,631
Corporate debt securities	'	'
Available-for-sale securities:	'	'
Available for sale securities	4,770	4,756
Corporate debt securities \| Total	'	'
Available-for-sale securities:	'	'
Available for sale securities	4,770	4,756
Corporate debt securities \| Level 2	'	'
Available-for-sale securities:	'	'
Available for sale securities	4,770	4,756
Equity securities	'	'
Available-for-sale securities:	'	'
Available for sale securities	2,983	3,113
Equity securities \| Total	'	'
Available-for-sale securities:	'	'
Available for sale securities	2,983	3,113
Equity securities \| Level 2	'	'
Available-for-sale securities:	'	'
Available for sale securities	2,983	3,113
Total \| Total	'	'
Available-for-sale securities:	'	'
Available for sale securities	$293,627	$285,815

NOTE_13_FAIR_VALUE_MEASUREMENT3

NOTE 13 - FAIR VALUE MEASUREMENTS - (Table 2) (Detail) (USD $)

9 Months Ended

12 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

12 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

12 Months Ended

3 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

12 Months Ended

3 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

12 Months Ended

3 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

12 Months Ended

3 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

12 Months Ended

3 Months Ended

9 Months Ended

In Thousands, unless otherwise specified

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Estimate Of Fair Value, Fair Value Disclosure

Level 3

Total Losses/Gains

Commercial

Real estate - commercial

Real estate - construction

Real estate - mortgage

Real estate - other

Installment

Real estate - construction

Real estate - mortgage

Real estate - construction

Real estate - mortgage

Real estate - commercial

Real estate - construction

Real estate - mortgage

Estimate Of Fair Value, Fair Value Disclosure

Level 3

Total Losses/Gains

Estimate Of Fair Value, Fair Value Disclosure

Level 3

Total Losses/Gains

Estimate Of Fair Value, Fair Value Disclosure

Level 3

Total Losses/Gains

Estimate Of Fair Value, Fair Value Disclosure

Level 3

Total Losses/Gains

Estimate Of Fair Value, Fair Value Disclosure

Level 3

Total Losses/Gains

Estimate Of Fair Value, Fair Value Disclosure

Level 3

Total Losses/Gains

Impaired loans:

Total assets measured at fair value on a nonrecurring basis

$3,206

$11,058

$1,644

$7,360

$219

$184

$3,206

$11,058

$1,644

$7,360

$219

$184

$1,207

$1,256

$2,630

$3,058

$92

$1,100

$657

$1,618

$790

$39

$140

$585

$16

$609

$2,222

$609

$2,222

$431

$239

$1,887

$438

$143

$438

$143

$357

$116

$464

$116

$464

$76

$272

$149

$171

$25

$171

$25

$34

$71

$75

$18

NOTE_13_FAIR_VALUE_MEASUREMENT4

NOTE 13 - FAIR VALUE MEASUREMENTS - (Table 3) (Detail) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Estimate Of Fair Value, Fair Value Disclosure	'	'
Impaired loans:	'	'
Assets Measured at Fair Value Disclosure Nonrecurring	$3,206	$11,058
Estimate Of Fair Value, Fair Value Disclosure \| Real estate - mortgage	'	'
Impaired loans:	'	'
Assets Measured at Fair Value Disclosure Nonrecurring	219	184
Level 3	'	'
Impaired loans:	'	'
Assets Measured at Fair Value Disclosure Nonrecurring	3,206	11,058
Level 3 \| Real estate - mortgage	'	'
Impaired loans:	'	'
Assets Measured at Fair Value Disclosure Nonrecurring	219	184
Commercial \| Estimate Of Fair Value, Fair Value Disclosure	'	'
Impaired loans:	'	'
Assets Measured at Fair Value Disclosure Nonrecurring	'	585
Commercial \| Level 3	'	'
Impaired loans:	'	'
Assets Measured at Fair Value Disclosure Nonrecurring	'	585
Real estate - commercial \| Estimate Of Fair Value, Fair Value Disclosure	'	'
Impaired loans:	'	'
Assets Measured at Fair Value Disclosure Nonrecurring	609	2,222
Real estate - commercial \| Level 3	'	'
Impaired loans:	'	'
Assets Measured at Fair Value Disclosure Nonrecurring	609	2,222
Real estate - mortgage \| Estimate Of Fair Value, Fair Value Disclosure	'	'
Impaired loans:	'	'
Assets Measured at Fair Value Disclosure Nonrecurring	116	464
Real estate - mortgage \| Level 3	'	'
Impaired loans:	'	'
Assets Measured at Fair Value Disclosure Nonrecurring	116	464
Installment \| Estimate Of Fair Value, Fair Value Disclosure	'	'
Impaired loans:	'	'
Assets Measured at Fair Value Disclosure Nonrecurring	9	75
Installment \| Level 3	'	'
Impaired loans:	'	'
Assets Measured at Fair Value Disclosure Nonrecurring	9	75
Real estate - other \| Estimate Of Fair Value, Fair Value Disclosure	'	'
Impaired loans:	'	'
Assets Measured at Fair Value Disclosure Nonrecurring	171	25
Real estate - other \| Level 3	'	'
Impaired loans:	'	'
Assets Measured at Fair Value Disclosure Nonrecurring	$171	$25

NOTE_13_FAIR_VALUE_MEASUREMENT5

NOTE 13 - FAIR VALUE MEASUREMENTS - (Table 4) (Detail) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Real estate - commercial	'	'
Impaired loans:	'	'
Fair Value	$609	$2,222
Valuation Techniques	'Comparable sales approach	'Comparable sales approach
Unobservable Inputs	'Discount adjustment for differences between comparable sales	'Discount adjustment for differences between comparable sales
Real estate - construction	'	'
Impaired loans:	'	'
Fair Value	438	143
Valuation Techniques	'Comparable sales approach	'Comparable sales approach
Unobservable Inputs	'Discount adjustment for differences between comparable sales	'Discount adjustment for differences between comparable sales
Real estate - mortgage	'	'
Impaired loans:	'	'
Fair Value	116	464
Valuation Techniques	'Comparable sales approach	'Comparable sales approach
Unobservable Inputs	'Discount adjustment for differences between comparable sales	'Discount adjustment for differences between comparable sales
Weighted Average \| Real estate - commercial	'	'
Impaired loans:	'	'
Range (Weighted Average)	'6% to 11% (9%)	'6% to 11% (9%)
Weighted Average \| Real estate - construction	'	'
Impaired loans:	'	'
Range (Weighted Average)	'2% to 3% (3%)	'2% to 3% (3%)
Weighted Average \| Real estate - mortgage	'	'
Impaired loans:	'	'
Range (Weighted Average)	'6% to 11% (9%)	'6% to 11% (9%)
Impaired Loans \| Real estate - other	'	'
Impaired loans:	'	'
Fair Value	171	'
Valuation Techniques	'Comparable sales approach	'
Unobservable Inputs	'Discount adjustment for differences between comparable sales	'
Impaired Loans \| Weighted Average \| Real estate - other	'	'
Impaired loans:	'	'
Range (Weighted Average)	'6% to 11% (9%)	'
OREO \| Real estate - mortgage	'	'
Impaired loans:	'	'
Fair Value	219	'
Valuation Techniques	'Comparable sales approach	'
Unobservable Inputs	'Discount adjustment for differences between comparable sales	'
OREO \| Real estate - commercial	'	'
Impaired loans:	'	'
Fair Value	'	7,360
Valuation Techniques	'	'Comparable sales approach
Unobservable Inputs	'	'Discount adjustment for differences between comparable sales
OREO \| Real estate - construction	'	'
Impaired loans:	'	'
Fair Value	$1,644	$184
Valuation Techniques	'Comparable sales approach	'Comparable sales approach
Unobservable Inputs	'Discount adjustment for differences between comparable sales	'Discount adjustment for differences between comparable sales
OREO \| Weighted Average \| Real estate - mortgage	'	'
Impaired loans:	'	'
Range (Weighted Average)	'6% to 11% (9%)	'
OREO \| Weighted Average \| Real estate - commercial	'	'
Impaired loans:	'	'
Range (Weighted Average)	'	'0% to 6% (6%)
OREO \| Weighted Average \| Real estate - construction	'	'
Impaired loans:	'	'
Range (Weighted Average)	'0% to 11% (9%)	'6% to 11% (9%)

NOTE_13_FAIR_VALUE_MEASUREMENT6

NOTE 13 - FAIR VALUE MEASUREMENTS - (Table 5) (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Carrying (Reported) Amount, Fair Value Disclosure	'	'
FINANCIAL ASSETS	'	'
Cash and due from banks	$23,780	$22,654
Federal funds sold	2,345	15,865
Time deposits at other financial institutions	2,219	2,219
FHLB, FRB and other securities	8,402	8,313
Securities:	'	'
Available-for-sale	293,627	285,815
Held-to-maturity	6	6
Loans	499,780	481,753
Accrued interest receivable	2,166	2,217
Deposits:	'	'
Nonmaturity deposits	626,157	596,204
Time deposits	153,613	172,376
Subordinated debentures	21,651	21,651
Accrued interest payable	110	136
Level 1	'	'
FINANCIAL ASSETS	'	'
Cash and due from banks	23,780	22,654
Federal funds sold	2,345	15,865
Deposits:	'	'
Nonmaturity deposits	626,157	596,204
Accrued interest payable	2	2
Level 2	'	'
FINANCIAL ASSETS	'	'
Time deposits at other financial institutions	2,219	2,219
Securities:	'	'
Available-for-sale	293,627	285,815
Held-to-maturity	6	6
Accrued interest receivable	736	767
Deposits:	'	'
Time deposits	153,798	172,805
Accrued interest payable	31	54
Level 3	'	'
Securities:	'	'
Loans	513,426	500,689
Accrued interest receivable	1,430	1,450
Deposits:	'	'
Subordinated debentures	7,927	9,018
Accrued interest payable	77	80
Total	'	'
FINANCIAL ASSETS	'	'
Cash and due from banks	23,780	22,654
Federal funds sold	2,345	15,865
Time deposits at other financial institutions	2,219	2,219
Securities:	'	'
Available-for-sale	293,627	285,815
Held-to-maturity	6	6
Loans	513,426	500,689
Accrued interest receivable	2,166	2,217
Deposits:	'	'
Nonmaturity deposits	626,157	596,204
Time deposits	153,798	172,805
Subordinated debentures	7,927	9,018
Accrued interest payable	$110	$136