Arthur J. Gallagher & Co. 10K 2008 Annual report | AJG Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigious
Readability	H.S. sophomore Bad

New words: abandoned, accelerated, accompanied, accompanying, accredited, accrual, accumulated, accurate, accurately, actuarial, add, adequacy, adjournment, advice, aforementioned, AG, age, AMT, anniversary, annuity, antidilutive, antitrust, applied, apply, approach, arisen, arose, artificial, attain, attained, automatic, award, aware, bankruptcy, barring, basic, bearing, beneficiary, bill, billed, billing, book, borrow, borrowed, borrowing, bottom, bridge, British, Broking, buyer, Canadian, cancelable, canceling, cancellation, cancelled, carryback, case, category, Cautionary, cease, ceased, central, certified, choice, chosen, CIAB, clarify, classified, closest, coincide, collateral, combustion, commensurate, complaint, complexity, component, computation, compute, computed, computer, concept, conclusion, concurrently, conference, contractual, contributory, Coordinating, COSO, Council, countervailing, covenant, cover, covered, covering, death, decided, decision, decline, deconsolidated, deconsolidation, defense, degree, delay, delinquent, denominated, Deposit, depository, derecognition, desirable, desired, detect, detection, deteriorate, deterioration, deviate, diluted, dilutive, disbursed, disclosed, discount, discounted, discounting, display, disposition, diversion, dividend, dollar, doubt, doubtful, drawn, dual, duration, earlier, eased, easily, EBITA, economy, effort, eleven, encounter, entertainment, entirety, environmental, equal, equaled, equipment, ERISA, escrow, ESPP, Eurocurrency, Europe, eventual, evidence, evidencing, examination, examined, examining, exceed, excluded, excluding, exercisable, exercise, exercised, expense, expensed, expensive, explicit, export, expressed, external, extraordinary, facilitate, facility, factor, fail, failed, fairly, fallout, FAS, FASB, fell, fiduciary, fifteen, FIN, fine, Fiserv, force, foregoing, foreseeable, forfeited, forfeiture, forma, formal, fourteen, framework, fraud, freeze, frozen, FRS, fulfill, furniture, gas, goal, grace, guarantee, guaranteed, headcount, healthcare, hearing, heavier, heavily, hierarchy, highest, hire, hiring, history, holder, hypothetical, idled, illiquid, improperly, incident, incorrect, increasingly, indefinite, indemnify, indirect, inflationary, influenced, inherent, inhibited, initial, initially, initiated, injection, input, instability, instrument, insufficient, intent, intention, intercompany, interim, interrelated, intrinsic, IPO, judgment, judicial, labeled, lack, Language, leasehold, leave, led, lender, lending, length, lesser, leverage, liable, Liberty, LIBOR, licensee, lieu, LIH, linked, loan, loaned, long, longer, lowest, mail, main, maintenance, marked, matched, matching, matter, maturity, maximum, medical, Midwest, minimal, minimize, misrepresented, misstatement, month, move, moved, multiple, multiplied, narrowly, necessity, noncontributory, noncurrent, nondeductible, nonfinancial, nonrecurring, nonvested, notified, notifying, notwithstanding, objective, observable, occur, occurred, open, opinion, opportunity, orderly, original, originally, overfunded, Oversight, owed, owner, par, parent, partner, PartnerSource, payroll, penalty, persist, perspective, pertain, Perth, plaintiff, pledge, point, postretirement, preferred, preliminarily, prepayment, prevailing, principle, priority, privacy, pro, proactively, problem, produce, produced, producer, profile, project, projecting, proportional, proportionate, proprietary, prospective, prove, provisional, published, punitive, purpose, quorum, quote, quoted, rabbi, rank, rapidly, rarely, rata, ratably, ratified, ratio, receipt, recessionary, recipient, reclamation, recourse, recover, recoverable, recovered, recur, recurring, redeemable, redeemed, reissuance, reliability, reliable, relied, rely, remit, rental, repaid, representation, repricing, reserve, reserved, resistance, restructuring, retiree, revise, revised, revision, revolving, routinely, royalty, safer, salary, satisfaction, SBA, scope, sharply, short, shortly, showed, signal, site, sixteen, sixty, Solution, solvency, sorbent, Southeast, speculative, spread, standard, standby, statute, statutory, steady, step, stopped, sublease, subrogation, subsequent, subsequently, sufficient, suit, summarized, Supplementary, survey, sustained, swing, switch, system, tangible, taxable, technical, temporary, text, theft, thereon, thirteen, threshold, titled, trailing, transfer, transferable, transferred, transmission, transparency, travel, Treadway, treasury, treble, twenty, unauthorized, uncertain, unchanged, uncollected, unconsolidated, underfunded, underlying, undistributed, unearned, unexpected, unfunded, unobservable, unprecedented, unqualified, unquantifiable, unrealized, unrecognized, unrecorded, unremitted, unresolved, unsecured, unsuccessful, untimely, unused, unvested, unwanted, unwinding, updating, upgrading, upper, variability, variable, venture, VIE, view, vigorously, war, warrant, Wausau, weakening, Wellhead, Western, widening, Wisconsin, withdraw, withdrawal, withhold, withholding, workforce, yield, Zealand

Removed: allege, Attachment, Bank, Carolyn, Center, Century, Certificate, Certification, Citibank, compensatory, conclude, continuation, coughlan, Covol, cumulative, curdy, deal, defining, divert, duly, elbert, extended, gary, gordon, great, hand, ilene, incorporation, indemnity, Inland, IQ, johnson, kay, Kelly, mc, NOx, Ohio, omitted, PLC, Qualifying, question, Registration, relevant, repeal, successor, Syndication, thereunto, undersigned

Arthur J. Gallagher & Co. (AJG) 10-K2008 FY Annual report

Content analysis