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EXHIBIT 99.1
DEBT AND PREFERRED STOCK SECURITIES RATINGS
| Standard & | Moody’s | |||||||||||||||
| Poor’s | Investors | |||||||||||||||
| Corporation | Service | Fitch, Inc. | DBRS, Inc. | |||||||||||||
As of September 30, 2008 | ||||||||||||||||
| HSBC Finance Corporation | ||||||||||||||||
| Senior debt | AA- | Aa3 | AA- | AA (low | ) | |||||||||||
| Senior subordinated debt | A+ | A2 | A+ | * | ||||||||||||
| Commercial paper | A-1+ | P-1 | F-1+ | R-1 (middle | ) | |||||||||||
| Series B preferred stock | A-2 | A2 | A+ | * | ||||||||||||
| HSBC Financial Corporation Limited | ||||||||||||||||
| Senior notes and term loans | * | * | * | AA (low | ) | |||||||||||
| Commercial paper | * | * | * | R-1 (middle | ) | |||||||||||
| * | Not rated by this agency. |