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AA, add, aforementioned, andForm, andFSP, asDomestic, asGain, asOther, asStock, attrition, authoritative, Capgemini, challenging, coupled, earlier, fallen, fell, Fitch, framework, India, inFSP, Kanbay, light, momentum, ofRegulation, ofSOP, onForm, ourForm, outlook, penetration, permissible, qualitative, renewed, rose, SAB, scoring, Solstice, strategic, thatForm, theForm, thisForm, toForm, toSOP, uncorrected, underRule, VII, waiver
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HSBC Finance Corporation
EXHIBIT 99.1
DEBT AND PREFERRED STOCK SECURITIES RATINGS
| Standard & | Moody’s | |||||||
| Poor’s | Investors | Dominion Board | ||||||
| Corporation | Service | Fitch, Inc. | Rating Service | |||||
As of September 30, 2006 | ||||||||
| HSBC Finance Corporation | ||||||||
| Senior debt | AA− | Aa3 | AA− | AA (low) | ||||
| Senior subordinated debt | A+ | A2 | A+ | * | ||||
| Commercial paper | A-1+ | P−1 | F-1+ | R−1 (middle) | ||||
| Series B preferred stock | A | A2 | A+ | * | ||||
| HFC Bank Limited | ||||||||
| Senior debt | AA− | Aa3 | AA− | * | ||||
| Commercial paper | A-1+ | P−1 | F-1+ | * | ||||
| HSBC Financial Corporation Limited | ||||||||
| Senior notes and term loans | * | * | * | AA (low) | ||||
| Commercial paper | * | * | * | R−1 (middle) | ||||
| * | Not rated by this agency. |