Fifth Third Bancorp 8K Reports Second Quarter 2006 | FITB 20 Jul 06

Exhibit 99.2

July 2006

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QUARTERLY FINANCIAL SUPPLEMENT

Investment Community Member:

To assist in your financial analysis, the following supplement of most requested information concerning Fifth Third Bancorp is provided.

Numbers are unaudited for quarterly information.

If you need further information, please fax or e-mail your request to Fifth Third’s Investor Relations Department at (513) 534-0629 or Brad.Adams@53.com


Christopher Marshall	Matt Curoe	Brad Adams
EVP/Chief Financial Officer	VP/External Reporting	VP/Investor Relations
(513) 534-6936	(513) 534-0482	(513) 534-0983

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Quarterly Data


	Three Months Ended
	June 30, 2006		March 31, 2006		December 31, 2005		September 30, 2005		June 30, 2005		March 31, 2005		December 31, 2004		September 30, 2004
Ratios (percent)
Return on average assets		1.45		1.41		1.27		1.51		1.63		1.62		0.72		1.95
Return on average equity		16.0		15.3		13.9		16.6		18.1		18.0		7.6		21.1
Average equity as a percent of average assets		9.09		9.17		9.12		9.11		8.98		9.02		9.51		9.21
Net interest margin (a)		3.01		3.08		3.11		3.16		3.29		3.38		3.35		3.42
Efficiency (a)		55.3		54.7		55.6		53.5		52.2		51.6		76.0		47.0
Net losses charged off as a percent of average loans and leases		0.37		0.42		0.67		0.38		0.34		0.40		0.44		0.40
Allowance for loan and lease losses as a percent of loans and leases		1.04		1.05		1.06		1.06		1.09		1.11		1.19		1.23
Allowance for credit losses as a percent of loans and leases		1.14		1.14		1.16		1.16		1.20		1.21		1.31		1.35
Nonperforming assets as a percent of loans, leases and other assets, including OREO		0.49		0.51		0.52		0.51		0.51		0.53		0.51		0.48
Allowance for loan and lease losses as a percent of nonperforming assets		210.37		205.78		206.03		207.39		212.17		209.01		235.32		253.29
Allowance for credit losses as a percent of nonperforming assets		230.94		224.76		225.33		226.99		232.88		228.64		259.05		278.70

Common Share Data
Earnings per share	$	0.69	$	0.66	$	0.60	$	0.71	$	0.75	$	0.73	$	0.31	$	0.84
Earnings per diluted share		0.69		0.65		0.60		0.71		0.75		0.72		0.31		0.83
Cash dividends per common share		0.40		0.38		0.38		0.38		0.35		0.35		0.35		0.32
Book value per share		17.13		17.01		17.00		16.93		16.82		16.04		16.00		16.11
Common shares outstanding, excluding treasury		557,894,188		556,500,991		555,623,430		554,400,091		555,938,071		554,054,749		557,648,989		561,112,890
Market price per share:
High	$	41.02	$	41.43	$	42.50	$	43.99	$	44.67	$	48.12	$	52.34	$	54.07
Low		35.86		36.30		35.04		36.38		40.24		42.05		45.32		46.59
End of period		36.95		39.36		37.72		36.75		41.17		42.98		47.30		49.22
Price/earnings ratio (b)		13.94		14.52		13.57		14.76		15.77		16.22		17.65		15.68

Supplemental Data
Common dividends declared ($ in millions)	$	223	$	211	$	211	$	210	$	195	$	194	$	195	$	180
Full-time equivalent employees		21,230		21,497		21,681		21,674		21,594		21,287		19,659		19,061
Banking centers		1,138		1,132		1,119		1,106		1,098		1,092		1,011		1,005
ATMs		2,034		2,025		2,024		1,996		1,994		1,988		1,898		1,872

(a)	Presented on a fully taxable equivalent basis (“FTE”).

(b)	Based on the most recent twelve-month earnings per diluted share and end of period stock prices.

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Quarterly Data


	Three Months Ended
	June 30, 2006		March 31, 2006		December 31, 2005		September 30, 2005		June 30, 2005		March 31, 2005		December 31, 2004			September 30, 2004
Income Statement ($ in millions)
Interest income (FTE)	$	1,483	$	1,405	$	1,359	$	1,291	$	1,223	$	1,153	$	1,090		$	1,052
Interest expense		767		687		624		546		465		394		338			286
Net interest income (FTE)		716		718		735		745		758		759		752			766
Provision for loan and lease losses		71		78		134		69		60		67		65			26
Noninterest income:
Electronic payment processing revenue		211		196		204		190		183		171		175			155
Service charges on deposits		135		126		133		137		132		121		126			134
Mortgage banking net revenue		41		47		42		45		46		41		24			49
Investment advisory revenue		96		91		87		89		92		90		83			89
Corporate banking revenue		82		76		92		71		74		62		65			54
Other noninterest income		76		80		77		82		93		108		84			114
Securities gains (losses), net		14		1		1		8		15		14		(78	)		16
Total noninterest income		655		617		636		622		635		607		479			611
Noninterest expense:
Salaries, wages and incentives		303		284		287		285		295		265		266			252
Employee benefits		69		87		65		70		67		82		56			64
Equipment expense		29		27		29		26		25		25		23			22
Net occupancy expense		59		58		59		54		54		54		48			45
Deposit insurance expense		2		2		2		2		2		2		2			2
Other noninterest expense		297		273		321		295		285		277		540			263
Total noninterest expense		759		731		763		732		728		705		935			648
Income before income taxes and cumulative effect (FTE)		541		526		474		566		605		594		231			703
Taxable equivalent adjustment		6		7		7		8		8		8		9			9
Income before income taxes and cumulative effect		535		519		467		558		597		586		222			694
Applicable income taxes		153		160		135		163		180		181		46			223
Income before cumulative effect		382		359		332		395		417		405		176			471
Cumulative effect of change in accounting principle, net of tax		-		4		-		-		-		-		-			-
Net income	$	382	$	363	$	332	$	395	$	417	$	405	$	176		$	471
Net income available to common shareholders (a)	$	382	$	363	$	332	$	395	$	417	$	404	$	176		$	471

Regulatory Capital Data ($ in millions) (b)
Tier I capital	$	8,624	$	8,434	$	8,209	$	8,030	$	7,783	$	7,509	$	8,522		$	8,666
Tier II capital		1,958		1,966		2,031		2,016		2,131		2,125		1,654			1,674
Total risk-based capital	$	10,582	$	10,400	$	10,240	$	10,046	$	9,914	$	9,634	$	10,176		$	10,340
Risk-weighted assets	$	101,082	$	99,368	$	97,994	$	95,083	$	91,791	$	89,401	$	82,633		$	80,749
Tier I capital ratio		8.53%		8.49%		8.38%		8.45%		8.48%		8.40%		10.31%			10.73%
Total risk-based capital ratio		10.47%		10.47%		10.45%		10.57%		10.80%		10.78%		12.31%			12.81%
Tier I leverage ratio		8.35%		8.24%		8.08%		7.93%		7.76%		7.62%		8.89%			9.13%

(a)	Dividends on preferred stock are $.185 million for all quarters presented.

(b)	June 30, 2006 regulatory capital data and ratios are estimated.

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Quarterly Data


	As of
	June 30, 2006			March 31, 2006			December 31, 2005			September 30, 2005			June 30, 2005			March 31, 2005			December 31, 2004			September 30, 2004
Balance Sheet ($ in millions, except share data)
Assets
Cash and due from banks	$	2,670		$	2,494		$	3,078		$	3,372		$	2,781		$	2,420		$	2,561		$	2,313
Available-for-sale and other securities		20,345			21,276			21,924			22,537			24,647			25,101			24,687			31,557
Held-to-maturity securities		358			365			389			332			307			303			255			254
Trading securities		173			156			117			105			84			128			77			81
Other short-term investments		207			159			158			113			113			1,213			532			384
Total cash and securities		23,753			24,450			25,666			26,459			27,932			29,165			28,112			34,589

Loans held for sale		931			744			1,304			1,237			783			809			559			452
Portfolio loans and leases		72,577			71,422			69,925			68,754			66,296			64,902			59,808			58,036
Total loans and leases		73,508			72,166			71,229			69,991			67,079			65,711			60,367			58,488
Allowance for loan and lease losses		(753	)		(749	)		(744	)		(727	)		(722	)		(717	)		(713	)		(713	)
Bank premises and equipment		1,853			1,798			1,726			1,643			1,581			1,529			1,315			1,233
Operating lease equipment		150			137			143			159			161			224			304			394
Goodwill		2,194			2,194			2,169			2,176			2,178			2,167			979			980
Intangible assets		185			189			208			220			231			243			150			157
Servicing rights		489			468			441			417			378			378			352			349
Other real estate owned		69			68			54			52			52			60			63			61
Other assets		4,663			4,323			4,333			4,218			4,290			3,953			3,527			2,827
Total assets	$	106,111		$	105,044		$	105,225		$	104,608		$	103,160		$	102,713		$	94,456		$	98,365

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Quarterly Data


	As of
	June 30, 2006			March 31, 2006			December 31, 2005			September 30, 2005			June 30, 2005			March 31, 2005			December 31, 2004			September 30, 2004

Liabilities
Deposits:
Demand	$	14,078		$	14,134		$	14,609		$	14,294		$	14,393		$	13,960		$	13,486		$	12,886
Interest checking		16,788			17,511			18,282			18,169			18,811			19,722			19,481			19,362
Savings		12,061			11,902			11,276			10,437			9,653			9,711			8,310			8,307
Money market		6,505			6,399			6,129			5,855			4,732			4,777			4,321			4,264
Other time		10,627			10,105			9,313			8,867			8,513			8,017			6,837			6,569
Certificates - $100,000 and over		5,691			5,085			4,343			4,195			3,986			3,867			2,121			2,092
Foreign office		4,773			3,874			3,482			3,678			3,089			5,257			3,670			3,380
Total deposits		70,523			69,010			67,434			65,495			63,177			65,311			58,226			56,860
Federal funds purchased		2,493			3,715			5,323			3,548			4,523			2,669			4,714			5,368
Short-term bank notes		-			-			-			-			-			775			775			1,275
Other short-term borrowings		5,275			4,472			4,246			6,075			4,972			4,925			4,537			7,330
Other liabilities		3,762			3,632			3,549			3,583			3,641			3,824			3,297			3,364
Long-term debt		14,502			14,746			15,227			16,522			17,494			16,321			13,983			15,128
Total liabilities		96,555			95,575			95,779			95,223			93,807			93,825			85,532			89,325
Shareholders’ Equity
Common and preferred equity		11,411			11,274			11,138			11,038			10,762			10,569			10,507			10,515
Additional minimum pension liability		(5	)		(5	)		(5	)		(4	)		(4	)		(4	)		(64	)		(66	)
Net unrealized gains (losses):
Available-for-sale securities		(670	)		(553	)		(395	)		(296	)		(107	)		(295	)		(72	)		(125	)
Qualifying cash flow hedges		(8	)		(10	)		(13	)		(17	)		(24	)		(24	)		(33	)		(27	)
Treasury stock, at cost		(1,172	)		(1,237	)		(1,279	)		(1,336	)		(1,274	)		(1,358	)		(1,414	)		(1,257	)
Total shareholders’ equity	$	9,556		$	9,469		$	9,446		$	9,385		$	9,353		$	8,888		$	8,924		$	9,040
Share Data
Preferred shares outstanding		9,250			9,250			9,250			9,250			9,250			9,250			9,250			9,250
Common shares outstanding, excluding treasury		557,894,188			556,500,991			555,623,430			554,400,091			555,938,071			554,054,749			557,648,989			561,112,890
Treasury shares held		25,532,916			26,926,113			27,803,674			29,027,013			27,489,033			29,372,355			25,802,702			22,338,801

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Quarterly Data


	Three Months Ended
	June 30, 2006			March 31, 2006			December 31, 2005			September 30, 2005			June 30, 2005			March 31, 2005			December 31, 2004			September 30, 2004
Average Balance Sheet ($ in millions, except share data)
Assets
Interest-earning assets:
Loans and leases	$	73,093		$	71,634		$	70,489		$	68,556		$	66,762		$	65,076		$	59,440		$	57,679
Taxable securities		21,642			22,116			22,376			24,013			24,771			24,935			28,379			30,241
Tax exempt securities		616			644			698			787			815			856			866			890
Other short-term investments		181			157			200			115			130			328			480			282
Total interest-earning assets		95,532			94,551			93,763			93,471			92,478			91,195			89,165			89,092
Cash and due from banks		2,564			2,668			2,847			2,742			2,822			2,619			2,445			2,265
Other assets		8,393			8,261			8,105			8,207			8,182			7,909			6,171			5,603
Allowance for loan and lease losses		(748	)		(744	)		(727	)		(721	)		(717	)		(714	)		(719	)		(748	)
Total assets	$	105,741		$	104,736		$	103,988		$	103,699		$	102,765		$	101,009		$	97,062		$	96,212
Liabilities
Interest-bearing liabilities:
Interest checking	$	17,025		$	17,603		$	17,828		$	18,498		$	19,267		$	19,972		$	19,345		$	19,570
Savings		12,064			11,588			11,036			9,939			9,697			9,339			8,447			8,212
Money market		6,429			6,086			5,974			5,154			4,755			4,786			4,227			3,542
Other time		10,449			9,749			9,143			8,730			8,286			7,787			6,681			6,539
Certificates - $100,000 and over		5,316			4,670			4,354			4,156			3,946			3,539			2,106			2,459
Foreign office		4,382			4,050			3,703			3,925			3,907			4,340			4,073			3,315
Federal funds purchased		3,886			4,553			4,771			4,001			3,952			4,170			4,880			4,847
Short-term bank notes		-			-			-			-			230			775			1,188			1,275
Other short-term borrowings		4,854			4,718			4,408			5,619			5,190			4,933			5,140			7,152
Long-term debt		14,465			15,132			15,956			16,914			17,049			15,604			15,585			15,055
Total interest-bearing liabilities		78,870			78,149			77,173			76,936			76,279			75,245			71,672			71,966
Demand deposits		13,764			13,674			14,099			13,977			13,905			13,484			13,107			12,537
Other liabilities		3,500			3,312			3,236			3,335			3,357			3,172			3,054			2,848
Total liabilities		96,134			95,135			94,508			94,248			93,541			91,901			87,833			87,351
Shareholders’ equity		9,607			9,601			9,480			9,451			9,224			9,108			9,229			8,861
Total liabilities & shareholders’ equity	$	105,741		$	104,736		$	103,988		$	103,699		$	102,765		$	101,009		$	97,062		$	96,212

Average loans and leases (excluding held for sale)	$	72,209		$	70,603		$	69,218		$	67,539		$	65,649		$	64,269		$	58,714		$	57,160

Average common shares outstanding:
Basic		554,977,557			554,397,914			553,590,943			553,854,684			553,871,720			556,361,533			560,161,550			560,335,242
Diluted		557,489,491			556,868,587			556,321,949			557,681,044			558,176,454			561,658,848			566,107,746			566,543,043

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Quarterly Data


	Three Months Ended
	June 30, 2006		March 31, 2006		December 31, 2005		September 30, 2005		June 30, 2005		March 31, 2005		December 31, 2004		September 30, 2004
Asset Quality ($ in millions)
Nonaccrual loans and leases	$	281	$	291	$	294	$	285	$	273	$	268	$	228	$	207
Renegotiated loans and leases		-		-		-		1		1		1		1		3
Other assets, including other real estate owned		77		73		67		65		66		74		74		72
Total nonperforming assets	$	358	$	364	$	361	$	351	$	340	$	343	$	303	$	282
Ninety days past due loans and leases	$	191	$	160	$	155	$	156	$	129	$	129	$	142	$	137
End of Period Loans and Leases ($ in millions)^{(net of unearned discount)}
Commercial:
Commercial loans	$	20,618	$	19,879	$	19,299	$	18,596	$	18,017	$	17,501	$	16,058	$	15,271
Commercial mortgage		9,792		9,861		9,188		9,138		9,091		9,048		7,636		7,644
Commercial construction		5,950		5,883		6,342		5,880		5,590		5,365		4,348		4,077
Commercial leases		3,740		3,726		3,698		3,619		3,537		3,416		3,426		3,357
Subtotal - commercial		40,100		39,349		38,527		37,233		36,235		35,330		31,468		30,349
Consumer:
Residential mortgage		8,780		8,405		8,296		8,564		7,808		8,208		7,533		6,912
Residential construction		748		717		695		649		611		557		378		371
Credit card		945		851		866		805		749		790		843		809
Home equity		12,277		12,087		12,000		11,766		11,521		11,085		10,508		10,243
Other consumer loans		9,360		9,318		9,250		9,236		8,343		7,840		7,586		7,595
Consumer leases		1,298		1,439		1,595		1,738		1,812		1,901		2,051		2,209
Subtotal - consumer		33,408		32,817		32,702		32,758		30,844		30,381		28,899		28,139
Total loans and leases	$	73,508	$	72,166	$	71,229	$	69,991	$	67,079	$	65,711	$	60,367	$	58,488

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Quarterly Data


	Three Months Ended
	June 30, 2006			March 31, 2006			December 31, 2005			September 30, 2005			June 30, 2005			March 31, 2005			December 31, 2004			September 30, 2004
Average Loans and Leases ($ in millions)^{(net of unearned discount)}
Commercial:
Commercial loans	$	20,239		$	19,461		$	18,909		$	18,203		$	17,768		$	18,073		$	15,565		$	15,068
Commercial mortgage		9,980			9,441			9,159			9,095			9,042			8,385			7,617			7,582
Commercial construction		5,840			6,211			6,051			5,700			5,467			4,870			4,247			3,963
Commercial leases		3,729			3,686			3,611			3,537			3,436			3,393			3,333			3,300
Subtotal - commercial		39,788			38,799			37,730			36,535			35,713			34,721			30,762			29,913
Consumer:
Residential mortgage		8,756			8,351			8,444			8,271			8,453			8,417			7,346			6,631
Residential construction		735			706			673			624			576			468			378			352
Credit card		897			855			825			778			755			830			827			797
Home equity		12,193			12,072			11,884			11,702			11,325			10,909			10,403			10,056
Other consumer loans		9,340			9,311			9,251			8,868			8,089			7,752			7,592			7,651
Consumer leases		1,384			1,540			1,682			1,778			1,851			1,979			2,132			2,279
Subtotal - consumer		33,305			32,835			32,759			32,021			31,049			30,355			28,678			27,766
Total average loans and leases	$	73,093		$	71,634		$	70,489		$	68,556		$	66,762		$	65,076		$	59,440		$	57,679
Nonperforming Loans ($ in millions)^{(non-accrual plus renegotiated)}
Commercial construction loans	$	18		$	20		$	31		$	29		$	24		$	23		$	13		$	11
Commercial mortgage		62			74			51			53			56			56			51			51
Commercial loans and leases		129			126			146			140			132			132			111			99
Consumer mortgage and construction		34			34			30			31			25			24			24			22
Other consumer loans and leases		38			37			36			33			37			34			30			27
Total nonperforming loans	$	281		$	291		$	294		$	286		$	274		$	269		$	229		$	210
Credit Charge-Offs ($ in millions)
Gross charge-offs	$	(96	)	$	(96	)	$	(137	)	$	(79	)	$	(76	)	$	(80	)	$	(84	)	$	(72	)
Recoveries		29			23			20			15			21			17			19			15
Net losses charged off	$	(67	)	$	(73	)	$	(117	)	$	(64	)	$	(55	)	$	(63	)	$	(65	)	$	(57	)

Fifth Third Bancorp (FITB) 8-KFifth Third Bancorp Reports Second Quarter 2006