Exhibit 12.2
Fifth Third Bancorp
Computations of Consolidated Ratios Of Earnings To Combined Fixed Charges and Preferred Stock Dividend Requirements
($ in millions)
Three months ended 6/30/07 | Six months ended 6/30/07 | ||||||
Excluding Interest on Deposits | |||||||
Fixed Charges: | |||||||
Interest Expense (excluding interest on deposits) | $ | 245 | 471 | ||||
One-Third of Rents, Net of Income from Subleases | 6 | 12 | |||||
Preferred Stock Dividends | — | — | |||||
Total Fixed Charges | $ | 251 | 483 | ||||
Earnings: | |||||||
Income Before Income Taxes | $ | 522 | 1,030 | ||||
Fixed Charges, Excluding Preferred Stock Dividends | 251 | 483 | |||||
Total Earnings | $ | 773 | 1,513 | ||||
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits | 3.08 | x | 3.13 | x | |||
Including Interest on Deposits | |||||||
Fixed Charges: | |||||||
Interest Expense | $ | 750 | 1,474 | ||||
One-Third of Rents, Net of Income from Subleases | 6 | 12 | |||||
Preferred Stock Dividends | — | — | |||||
Total Fixed Charges | $ | 756 | 1,486 | ||||
Earnings: | |||||||
Income Before Income Taxes | $ | 522 | 1,030 | ||||
Fixed Charges, Excluding Preferred Stock Dividends | 756 | 1,486 | |||||
Total Earnings | $ | 1,278 | 2,516 | ||||
Ratio of Earnings to Fixed Charges, Including Interest On Deposits | 1.69 | x | 1.69 | x | |||