Fifth Third Bancorp (FITB) 8-K Fifth Third Bancorp Announces First Quarter 2009 Earnings

Exhibit 99.4

First Quarter 2009 Portfolio Loan and Lease Stratifications

Please refer to earnings release dated April 23, 2009 for further information

including full results including those reported on a GAAP basis

First Quarter 2009 Portfolio Loan and Lease Stratifications Consumer

2

Brokered home equity ($2.2 billion)

Combined loan-to-value (origination)

		<=70%		70.1-80%		80.1-90%		90.1-95%		95.1 +		Total
Florida	Loans (% of total)	1	%	1	%	1	%	<1	%	1	%	3	%
	NPA + 90+ ratio	1.5	%	11.3	%	8.9	%	7.8	%	8.2	%	7.9	%
	YTD NCO ratio	-0.1	%	2.4	%	22.1	%	37.3	%	19.9	%	14.2	%
Michigan	Loans (% of total)	2	%	3	%	5	%	4	%	7	%	20	%
	NPA + 90+ ratio	3.0	%	3.7	%	2.6	%	2.6	%	3.7	%	3.2	%
	YTD NCO ratio	3.1	%	3.1	%	5.2	%	5.5	%	10.2	%	6.4	%
Other	Loans (% of total)	7	%	9	%	16	%	11	%	33	%	76	%
	NPA + 90+ ratio	1.8	%	2.6	%	2.0	%	2.6	%	3.2	%	2.7	%
	YTD NCO ratio	1.1	%	2.7	%	3.9	%	4.1	%	6.5	%	4.6	%
Total	Loans (% of total)	10	%	12	%	22	%	15	%	41	%	100	%
	NPA + 90+ ratio	2.1	%	3.4	%	2.4	%	2.7	%	3.4	%	3.0	%
	YTD NCO ratio	1.5	%	2.8	%	4.7	%	5.1	%	7.4	%	5.5	%
1sts	Loans (% of total)	4	%	4	%	2	%	1	%	3	%	14	%
	NPA + 90+ ratio	2.0	%	4.1	%	3.6	%	1.0	%	5.1	%	3.5	%
	YTD NCO ratio	2.5	%	2.2	%	4.4	%	0.0	%	3.2	%	2.8	%
2nds	Loans (% of total)	6	%	9	%	20	%	14	%	37	%	86	%
	NPA + 90+ ratio	2.1	%	3.1	%	2.2	%	2.8	%	3.3	%	2.9	%
	YTD NCO ratio	0.8	%	3.0	%	4.8	%	5.2	%	7.8	%	5.7	%
Total	Loans (% of total)	10	%	12	%	22	%	15	%	41	%	100	%
	NPA + 90+ ratio	2.1	%	3.4	%	2.4	%	2.7	%	3.4	%	3.0	%
	YTD NCO ratio	1.5	%	2.8	%	4.7	%	5.1	%	7.4	%	5.5	%
HE loans	Loans (% of total)	2	%	3	%	5	%	3	%	12	%	25	%
	NPA + 90+ ratio	1.3	%	2.9	%	2.6	%	2.5	%	3.5	%	2.9	%
	YTD NCO ratio	1.8	%	1.0	%	4.2	%	4.5	%	7.1	%	5.1	%
HELOCs	Loans (% of total)	8	%	10	%	18	%	11	%	28	%	75	%
	NPA + 90+ ratio	2.3	%	3.6	%	2.3	%	2.8	%	3.4	%	3.0	%
	YTD NCO ratio	1.4	%	3.3	%	4.9	%	5.2	%	7.5	%	5.4	%
Total	Loans (% of total)	10	%	12	%	22	%	15	%	41	%	100	%
	NPA + 90+ ratio	2.1	%	3.4	%	2.4	%	2.7	%	3.4	%	3.0	%
	YTD NCO ratio	1.5	%	2.8	%	4.7	%	5.1	%	7.4	%	5.5	%
< 660#	Loans (% of total)	1	%	1	%	1	%	1	%	1	%	4	%
	NPA + 90+ ratio	5.1	%	11.1	%	3.7	%	7.4	%	6.6	%	6.3	%
	YTD NCO ratio	2.4	%	8.2	%	7.4	%	9.5	%	9.8	%	7.9	%
660-689	Loans (% of total)	1	%	1	%	3	%	2	%	5	%	12	%
	NPA + 90+ ratio	2.6	%	6.3	%	3.9	%	3.1	%	4.8	%	4.3	%
	YTD NCO ratio	4.0	%	2.3	%	11.0	%	12.4	%	10.4	%	9.7	%
690-719	Loans (% of total)	1	%	2	%	4	%	3	%	10	%	21	%
	NPA + 90+ ratio	2.9	%	5.2	%	3.1	%	3.6	%	3.5	%	3.6	%
	YTD NCO ratio	2.4	%	2.1	%	6.5	%	6.9	%	9.6	%	7.3	%
720-749	Loans (% of total)	2	%	3	%	5	%	3	%	11	%	23	%
	NPA + 90+ ratio	4.8	%	4.0	%	2.5	%	1.7	%	3.5	%	3.2	%
	YTD NCO ratio	2.8	%	6.4	%	4.4	%	3.1	%	7.7	%	5.9	%
750+	Loans (% of total)	5	%	6	%	9	%	6	%	13	%	39	%
	NPA + 90+ ratio	0.5	%	1.3	%	1.4	%	2.2	%	2.5	%	1.7	%
	YTD NCO ratio	0.3	%	1.0	%	2.0	%	2.4	%	4.0	%	2.4	%
Other^	Loans (% of total)	<1	%	<1	%	<1	%	<1	%	<1	%	<1	%
	NPA + 90+ ratio	4.2	%	0.0	%	0.0	%	0.0	%	1.8	%	3.2	%
	YTD NCO ratio	3.2	%	0.0	%	0.0	%	0.0	%	1.0	%	2.4	%
Total	Loans (% of total)	10	%	12	%	22	%	15	%	41	%	100	%
	NPA + 90+ ratio	2.1	%	3.4	%	2.4	%	2.7	%	3.4	%	3.0	%
	YTD NCO ratio	1.5	%	2.8	%	4.7	%	5.1	%	7.4	%	5.5	%

# Includes relationship based and private lending

^ Includes acquired loans where FICOs at origination is not available

Note: Consumer net charge-off ratios are calculated using first quarter end of period loan balances

Note: Percentages may not sum due to rounding

3

Retail direct home equity ($10.5 billion)

Combined loan-to-value (origination)

		<=70%	70.1-80%	80.1-90%	90.1-95%	95.1 +	Total
Florida	Loans (% of total)	5%	2%	1%	<1%	<1%	9%
	NPA + 90+ ratio	1.4%	2.1%	3.8%	4.7%	7.0%	2.2%
	YTD NCO ratio	2.3%	4.3%	10.6%	6.9%	17.0%	4.4%
Michigan	Loans (% of total)	9%	5%	4%	2%	2%	21%
	NPA + 90+ ratio	1.0%	1.2%	1.6%	1.7%	2.2%	1.3%
	YTD NCO ratio	1.3%	1.9%	2.9%	5.0%	4.2%	2.3%
Other	Loans (% of total)	28%	16%	13%	5%	8%	70%
	NPA + 90+ ratio	0.8%	1.0%	1.3%	1.2%	1.3%	1.0%
	YTD NCO ratio	0.5%	0.6%	1.1%	1.9%	2.8%	1.0%
Total	Loans (% of total)	42%	23%	18%	7%	11%	100%
	NPA + 90+ ratio	0.9%	1.1%	1.5%	1.4%	1.6%	1.2%
	YTD NCO ratio	0.9%	1.2%	2.1%	2.8%	3.5%	1.6%
1sts	Loans (% of total)	16%	7%	3%	1%	1%	27%
	NPA + 90+ ratio	0.6%	1.2%	2.0%	3.1%	2.8%	1.0%
	YTD NCO ratio	0.7%	1.0%	1.3%	3.0%	2.0%	0.9%
2nds	Loans (% of total)	26%	16%	15%	6%	10%	73%
	NPA + 90+ ratio	1.1%	1.1%	1.4%	1.3%	1.6%	1.2%
	YTD NCO ratio	1.0%	1.3%	2.2%	2.8%	3.7%	1.8%
Total	Loans (% of total)	42%	23%	18%	7%	11%	100%
	NPA + 90+ ratio	0.9%	1.1%	1.5%	1.4%	1.6%	1.2%
	YTD NCO ratio	0.9%	1.2%	2.1%	2.8%	3.5%	1.6%
HE loans	Loans (% of total)	5%	3%	2%	1%	2%	14%
	NPA + 90+ ratio	1.3%	1.2%	1.9%	1.4%	1.6%	1.4%
	YTD NCO ratio	1.1%	1.0%	1.2%	2.9%	2.6%	1.5%
HELOCs	Loans (% of total)	37%	20%	15%	6%	9%	86%
	NPA + 90+ ratio	0.9%	1.1%	1.4%	1.5%	1.6%	1.1%
	YTD NCO ratio	0.8%	1.2%	2.2%	2.8%	3.8%	1.6%
Total	Loans (% of total)	42%	23%	18%	7%	11%	100%
	NPA + 90+ ratio	0.9%	1.1%	1.5%	1.4%	1.6%	1.2%
	YTD NCO ratio	0.9%	1.2%	2.1%	2.8%	3.5%	1.6%
< 660#	Loans (% of total)	1%	1%	1%	<1%	1%	4%
	NPA + 90+ ratio	2.9%	3.4%	4.5%	4.5%	4.3%	3.7%
	YTD NCO ratio	3.3%	5.4%	5.8%	4.9%	9.8%	5.5%
660-689	Loans (% of total)	2%	2%	2%	1%	1%	7%
	NPA + 90+ ratio	1.5%	2.3%	3.7%	2.4%	2.5%	2.4%
	YTD NCO ratio	2.0%	2.9%	5.3%	6.9%	6.2%	4.2%
690-719	Loans (% of total)	3%	3%	3%	1%	2%	12%
	NPA + 90+ ratio	1.4%	2.7%	2.2%	2.2%	2.6%	2.2%
	YTD NCO ratio	0.8%	1.9%	4.2%	4.6%	4.3%	2.8%
720-749	Loans (% of total)	4%	4%	3%	1%	2%	15%
	NPA + 90+ ratio	0.9%	1.3%	1.6%	1.3%	1.5%	1.3%
	YTD NCO ratio	1.3%	1.6%	1.4%	3.2%	3.6%	1.9%
750+	Loans (% of total)	19%	14%	9%	3%	4%	49%
	NPA + 90+ ratio	0.2%	0.4%	0.6%	0.8%	0.7%	0.4%
	YTD NCO ratio	0.1%	0.5%	0.8%	1.1%	1.5%	0.5%
Other^	Loans (% of total)	12%	<1%	<1%	<1%	<1%	13%
	NPA + 90+ ratio	1.6%	1.5%	0.3%	0.9%	1.1%	1.6%
	YTD NCO ratio	1.4%	0.0%	0.0%	0.0%	3.2%	1.4%
Total	Loans (% of total)	42%	23%	18%	7%	11%	100%
	NPA + 90+ ratio	0.9%	1.1%	1.5%	1.4%	1.6%	1.2%
	YTD NCO ratio	0.9%	1.2%	2.1%	2.8%	3.5%	1.6%

# Includes relationship based and private lending

^ Includes acquired loans where FICOs at origination is not available

Note: Consumer net charge-off ratios are calculated using first quarter end of period loan balances

Note: Percentages may not sum due to rounding

4

Total home equity ($12.7 billion) Combined loan-to-value (origination)
		<=70%	70.1-80%	80.1-90%	90.1-95%	95.1 +	Total
Florida	Loans (% of total)	4%	2%	1%	<1%	<1%	8%
	NPA + 90+ ratio	1.4%	2.8%	4.4%	5.2%	7.4%	2.6%
	YTD NCO ratio	2.2%	4.2%	12.0%	11.7%	18.0%	5.1%
Michigan	Loans (% of total)	7%	4%	4%	2%	3%	21%
	NPA + 90+ ratio	1.1%	1.5%	1.8%	2.0%	2.8%	1.6%
	YTD NCO ratio	1.4%	2.0%	3.4%	5.1%	6.5%	3.0%
Other	Loans (% of total)	24%	15%	13%	6%	12%	71%
	NPA + 90+ ratio	0.9%	1.1%	1.4%	1.6%	2.2%	1.3%
	YTD NCO ratio	0.5%	0.8%	1.7%	2.6%	4.5%	1.7%
Total	Loans (% of total)	36%	21%	18%	8%	16%	100%
	NPA + 90+ ratio	1.0%	1.4%	1.7%	1.8%	2.4%	1.5%
	YTD NCO ratio	0.9%	1.4%	2.6%	3.5%	5.3%	2.3%
1sts	Loans (% of total)	14%	6%	3%	1%	1%	25%
	NPA + 90+ ratio	0.7%	1.5%	2.2%	2.8%	3.9%	1.3%
	YTD NCO ratio	0.8%	1.1%	1.8%	2.6%	2.5%	1.1%
2nds	Loans (% of total)	22%	15%	16%	8%	15%	75%
	NPA + 90+ ratio	1.1%	1.3%	1.6%	1.8%	2.3%	1.6%
	YTD NCO ratio	1.0%	1.5%	2.8%	3.6%	5.5%	2.6%
Total	Loans (% of total)	36%	21%	18%	8%	16%	100%
	NPA + 90+ ratio	1.0%	1.4%	1.7%	1.8%	2.4%	1.5%
	YTD NCO ratio	0.9%	1.4%	2.6%	3.5%	5.3%	2.3%
HE loans	Loans (% of total)	5%	3%	3%	2%	4%	16%
	NPA + 90+ ratio	1.3%	1.6%	2.1%	1.8%	2.6%	1.9%
	YTD NCO ratio	1.1%	1.0%	2.1%	3.5%	5.1%	2.5%
HELOCs	Loans (% of total)	32%	18%	16%	7%	12%	84%
	NPA + 90+ ratio	0.9%	1.3%	1.6%	1.9%	2.4%	1.4%
	YTD NCO ratio	0.9%	1.4%	2.7%	3.6%	5.3%	2.2%
Total	Loans (% of total)	36%	21%	18%	8%	16%	100%
	NPA + 90+ ratio	1.0%	1.4%	1.7%	1.8%	2.4%	1.5%
	YTD NCO ratio	0.9%	1.4%	2.6%	3.5%	5.3%	2.3%
< 660#	Loans (% of total)	1%	1%	1%	<1%	1%	4%
	NPA + 90+ ratio	3.1%	4.3%	4.3%	5.4%	5.0%	4.2%
	YTD NCO ratio	3.2%	5.8%	6.2%	6.4%	9.8%	6.0%
660-689	Loans (% of total)	2%	2%	2%	1%	2%	8%
	NPA + 90+ ratio	1.6%	2.8%	3.7%	2.6%	3.6%	2.9%
	YTD NCO ratio	2.2%	2.8%	6.9%	8.9%	8.2%	5.6%
690-719	Loans (% of total)	3%	3%	3%	1%	4%	13%
	NPA + 90+ ratio	1.5%	3.1%	2.4%	2.7%	3.0%	2.5%
	YTD NCO ratio	1.0%	1.9%	4.8%	5.4%	7.0%	4.1%
720-749	Loans (% of total)	4%	4%	4%	2%	4%	17%
	NPA + 90+ ratio	1.2%	1.7%	1.8%	1.4%	2.4%	1.7%
	YTD NCO ratio	1.4%	2.2%	2.1%	3.1%	5.6%	2.9%
750+	Loans (% of total)	17%	12%	9%	4%	6%	48%
	NPA + 90+ ratio	0.2%	0.5%	0.8%	1.2%	1.4%	0.6%
	YTD NCO ratio	0.2%	0.5%	1.0%	1.5%	2.5%	0.8%
Other^	Loans (% of total)	10%	<1%	<1%	<1%	<1%	11%
	NPA + 90+ ratio	1.6%	1.5%	0.2%	0.8%	1.3%	1.6%
	YTD NCO ratio	1.4%	0.0%	0.0%	0.0%	2.8%	1.4%
Total	Loans (% of total)	36%	21%	18%	8%	16%	100%
	NPA + 90+ ratio	1.0%	1.4%	1.7%	1.8%	2.4%	1.5%
	YTD NCO ratio	0.9%	1.4%	2.6%	3.5%	5.3%	2.3%

# Includes relationship based and private lending

^ Includes acquired loans where FICOs at origination is not available

Note: Consumer net charge-off ratios are calculated using first quarter end of period loan balances

Note: Percentages may not sum due to rounding

5

Total residential mortgage ($8.9 billion)

FICO (origination)

		< 660#	660-689	690-719	720-750	750+	Other^	Total
Lots	Loans (% of total)	<1%	1%	1%	1%	2%	3%	8%
	NPA + 90+ ratio	21.9%	26.6%	16.5%	14.1%	6.5%	21.8%	16.3%
	YTD NCO ratio	13.0%	13.8%	18.4%	8.6%	5.7%	14.2%	11.5%
Residential construction	Loans (% of total)	<1%	<1%	<1%	<1%	1%	1%	3%
	NPA + 90+ ratio	0.0%	4.8%	0.0%	0.0%	0.1%	0.0%	0.3%
	YTD NCO ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Other non-owner	Loans (% of total)	<1%	<1%	1%	<1%	1%	4%	7%
occupied	NPA + 90+ ratio	35.1%	32.1%	21.7%	23.4%	14.5%	22.0%	22.3%
	YTD NCO ratio	15.3%	19.6%	15.3%	19.2%	17.1%	8.2%	11.4%
Owner occupied	Loans (% of total)	9%	7%	10%	11%	26%	19%	83%
	NPA + 90+ ratio	11.0%	10.3%	6.8%	4.6%	1.9%	8.2%	6.0%
	YTD NCO ratio	4.1%	2.8%	2.2%	1.7%	0.8%	2.1%	1.9%
Total	Loans (% of total)	10%	8%	12%	13%	30%	27%	100%
	NPA + 90+ ratio	12.1%	12.3%	8.0%	5.9%	2.5%	11.8%	7.8%
	YTD NCO ratio	4.7%	4.2%	3.9%	2.8%	1.6%	4.4%	3.3%

Total residential mortgage ($8.9 billion)

Loan-to-value (origination)

		<=70%	70.1-80%	80.1-90%	90.1-95%	95.1 +	Total
Lots	Loans (% of total)	1%	2%	2%	<1%	3%	8%
	NPA + 90+ ratio	22.3%	24.3%	13.3%	8.2%	10.6%	16.3%
	YTD NCO ratio	15.1%	18.5%	7.9%	8.2%	7.4%	11.5%
Residential construction	Loans (% of total)	1%	1%	<1%	<1%	<1%	3%
	NPA + 90+ ratio	0.0%	0.6%	0.0%	0.0%	5.9%	0.3%
	YTD NCO ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Other non-owner occupied	Loans (% of total)	1%	4%	1%	<1%	<1%	7%
	NPA + 90+ ratio	15.3%	19.9%	34.2%	31.6%	18.4%	22.3%
	YTD NCO ratio	8.0%	10.1%	14.7%	8.1%	24.5%	11.4%
Owner occupied	Loans (% of total)	22%	35%	8%	5%	13%	83%
	NPA + 90+ ratio	3.6%	5.4%	11.2%	11.5%	6.9%	6.0%
	YTD NCO ratio	0.7%	1.5%	4.6%	3.1%	3.4%	1.9%
Total	Loans (% of total)	25%	41%	12%	5%	16%	100%
	NPA + 90+ ratio	4.8%	7.5%	13.9%	11.7%	7.8%	7.8%
	YTD NCO ratio	1.6%	3.1%	6.2%	3.4%	4.5%	3.3%

Total residential mortgage ($8.9 billion)

		Florida	Michigan	Other	Total
Lots	Loans (% of total)	4%	1%	3%	8%
	NPA + 90+ ratio	26.1%	5.8%	6.7%	16.3%
	YTD NCO ratio	19.7%	3.2%	3.3%	11.5%
Residential	Loans (% of total)	1%	<1%	2%	3%
	NPA + 90+ ratio	0.0%	0.3%	0.4%	0.3%
	YTD NCO ratio	0.0%	0.0%	0.0%	0.0%
Other non-owner occupied	Loans (% of total)	4%	<1%	2%	7%
	NPA + 90+ ratio	26.2%	23.6%	14.7%	22.3%
	YTD NCO ratio	14.1%	17.5%	5.6%	11.4%
Owner occupied	Loans (% of total)	21%	13%	49%	83%
	NPA + 90+ ratio	10.8%	5.6%	4.1%	6.0%
	YTD NCO ratio	4.0%	2.5%	0.9%	1.9%
Total	Loans (% of total)	30%	14%	56%	100%
	NPA + 90+ ratio	14.9%	5.9%	4.6%	7.8%
	YTD NCO ratio	7.5%	2.8%	1.2%	3.3%

# Loans with FICO < 660 include CRA and FHA/VA loans as well as relationship based and private lending

^ Includes acquired loans where FICOs at origination is not available

Note: Consumer net charge-off ratios are calculated using first quarter end of period loan balances

Note: Percentages may not sum due to rounding

6

Total auto ($8.7 billion)

FICO (origination)

		< 660		660-689		690-719		720-750		750+		Other^		Total
Auto/Van	Loans (% of total)	1	%	4	%	8	%	8	%	18	%	1	%	41	%
	NPA + 90+ ratio	1.3	%	0.9	%	0.6	%	0.4	%	0.2	%	0.7	%	0.4	%
	YTD NCO ratio	5.8	%	4.4	%	2.9	%	1.9	%	0.9	%	3.6	%	2.0	%
Small/Med SUV and Compact Pickup	Loans (% of total)	1	%	3	%	6	%	6	%	12	%	<1	%	27	%
	NPA + 90+ ratio	1.1	%	0.8	%	0.6	%	0.4	%	0.2	%	0.4	%	0.4	%
	YTD NCO ratio	5.0	%	3.5	%	2.8	%	1.5	%	0.7	%	1.3	%	1.7	%
Large SUV/Full Size Pickup	Loans (% of total)	<1	%	2	%	5	%	5	%	9	%	1	%	22	%
	NPA + 90+ ratio	1.3	%	1.1	%	0.7	%	0.5	%	0.3	%	0.6	%	0.6	%
	YTD NCO ratio	3.5	%	4.5	%	3.0	%	1.8	%	0.8	%	1.9	%	2.0	%
Other	Loans (% of total)	<1	%	1	%	2	%	2	%	5	%	1	%	10	%
	NPA + 90+ ratio	1.9	%	1.9	%	1.8	%	0.8	%	0.5	%	5.1	%	1.2	%
	YTD NCO ratio	13.5	%	6.8	%	6.3	%	4.1	%	1.9	%	7.9	%	4.2	%
Total	Loans (% of total)	2	%	10	%	20	%	20	%	44	%	3	%	100	%
	NPA + 90+ ratio	1.4	%	1.0	%	0.7	%	0.5	%	0.2	%	1.7	%	0.5	%
	YTD NCO ratio	6.4	%	4.4	%	3.2	%	2.0	%	0.9	%	3.7	%	2.2	%
New	Loans (% of total)	1	%	4	%	9	%	9	%	23	%	1	%	47	%
	NPA + 90+ ratio	1.1	%	1.0	%	0.7	%	0.4	%	0.2	%	1.0	%	0.4	%
	YTD NCO ratio	7.4	%	4.0	%	2.8	%	1.6	%	0.6	%	2.0	%	1.7	%
Used	Loans (% of total)	1	%	6	%	12	%	11	%	21	%	1	%	53	%
	NPA + 90+ ratio	1.5	%	1.0	%	0.7	%	0.5	%	0.3	%	2.6	%	0.6	%
	YTD NCO ratio	5.8	%	4.6	%	3.4	%	2.2	%	1.3	%	5.8	%	2.6	%
Total	Loans (% of total)	2	%	10	%	20	%	20	%	44	%	3	%	100	%
	NPA + 90+ ratio	1.4	%	1.0	%	0.7	%	0.5	%	0.2	%	1.7	%	0.5	%
	YTD NCO ratio	6.4	%	4.4	%	3.2	%	2.0	%	0.9	%	3.7	%	2.2	%
<=100% advance rate	Loans (% of total)	1	%	6	%	10	%	10	%	28	%	2	%	57	%
	NPA + 90+ ratio	1.1	%	0.8	%	0.5	%	0.3	%	0.1	%	1.8	%	0.4	%
	YTD NCO ratio	6.0	%	3.0	%	2.0	%	1.1	%	0.5	%	3.3	%	1.4	%
>100% advance rate	Loans (% of total)	1	%	4	%	10	%	10	%	16	%	1	%	43	%
	NPA + 90+ ratio	1.8	%	1.2	%	0.9	%	0.7	%	0.4	%	1.3	%	0.7	%
	YTD NCO ratio	7.0	%	6.2	%	4.3	%	2.8	%	1.7	%	5.1	%	3.2	%
Total	Loans (% of total)	2	%	10	%	20	%	20	%	44	%	3	%	100	%
	NPA + 90+ ratio	1.4	%	1.0	%	0.7	%	0.5	%	0.2	%	1.7	%	0.5	%
	YTD NCO ratio	6.4	%	4.4	%	3.2	%	2.0	%	0.9	%	3.7	%	2.2	%
<=60 month term	Loans (% of total)	1	%	2	%	4	%	5	%	15	%	1	%	28	%
	NPA + 90+ ratio	0.9	%	0.6	%	0.3	%	0.2	%	0.1	%	1.5	%	0.3	%
	YTD NCO ratio	4.4	%	3.3	%	2.0	%	0.8	%	0.4	%	2.0	%	1.1	%
>60 month term	Loans (% of total)	1	%	8	%	16	%	16	%	29	%	1	%	72	%
	NPA + 90+ ratio	1.6	%	1.1	%	0.8	%	0.5	%	0.3	%	1.9	%	0.6	%
	YTD NCO ratio	7.5	%	4.7	%	3.5	%	2.3	%	1.2	%	5.4	%	2.6	%
Total	Loans (% of total)	2	%	10	%	20	%	20	%	44	%	3	%	100	%
	NPA + 90+ ratio	1.4	%	1.0	%	0.7	%	0.5	%	0.2	%	1.7	%	0.5	%
	YTD NCO ratio	6.4	%	4.4	%	3.2	%	2.0	%	0.9	%	3.7	%	2.2	%

^ Includes acquired loans where FICOs at origination is not available

Note: Consumer net charge-off ratios are calculated using first quarter end of period loan balances

Note: Percentage may not sum due to rounding

7

						Consumer loans by vintage
		Mortgage								Home equity
		Lot		Resi constr		Other non- owner occ’d		Owner occ’d		Brokered		Direct		Auto		Card		Other		Total
2009	Loans (% of total, by loan type)	<1	%	1	%	<1	%	1	%	0	%	2	%	11	%	4	%	<1	%	4	%
	NPA + 90+ ratio	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%
	YTD NCO ratio	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%
2008	Loans (% of total, by loan type)	2	%	65	%	2	%	14	%	1	%	14	%	38	%	19	%	42	%	20	%
	NPA + 90+ ratio	3.8	%	0.0	%	6.0	%	3.3	%	0.4	%	0.2	%	0.4	%	3.2	%	0.0	%	1.0	%
	YTD NCO ratio	0.8	%	0.0	%	7.1	%	0.2	%	0.0	%	0.2	%	1.8	%	4.4	%	0.2	%	1.3	%
2007	Loans (% of total, by loan type)	13	%	19	%	10	%	19	%	14	%	12	%	21	%	32	%	26	%	18	%
	NPA + 90+ ratio	8.8	%	0.3	%	16.4	%	5.9	%	1.8	%	0.8	%	0.5	%	6.5	%	0.1	%	2.9	%
	YTD NCO ratio	3.0	%	0.0	%	12.2	%	2.0	%	2.7	%	1.4	%	2.8	%	9.3	%	1.9	%	3.1	%
2006	Loans (% of total, by loan type)	35	%	10	%	19	%	15	%	33	%	14	%	12	%	12	%	13	%	15	%
	NPA + 90+ ratio	14.0	%	2.5	%	32.3	%	9.4	%	3.6	%	1.8	%	0.9	%	7.8	%	0.2	%	5.1	%
	YTD NCO ratio	7.9	%	0.0	%	19.9	%	3.4	%	8.3	%	3.5	%	3.4	%	10.6	%	4.0	%	5.1	%
2005	Loans (% of total, by loan type)	39	%	4	%	38	%	25	%	26	%	14	%	11	%	9	%	14	%	17	%
	NPA + 90+ ratio	20.3	%	0.0	%	27.3	%	6.9	%	3.3	%	1.5	%	0.5	%	7.4	%	0.1	%	5.5	%
	YTD NCO ratio	18.3	%	0.0	%	10.9	%	2.6	%	5.5	%	2.2	%	2.2	%	9.2	%	2.7	%	4.1	%
2004 & prior	Loans (% of total, by loan type)	12	%	1	%	31	%	26	%	26	%	44	%	7	%	24	%	5	%	26	%
	NPA + 90+ ratio	20.3	%	0.0	%	13.2	%	5.1	%	2.6	%	1.3	%	1.2	%	10.3	%	0.4	%	3.2	%
	YTD NCO ratio	11.0	%	0.0	%	7.1	%	1.5	%	2.9	%	1.3	%	3.3	%	8.6	%	2.9	%	2.3	%
Total	Loans (% of total, by loan type)	100	%	100	%	100	%	100	%	100	%	100	%	100	%	100	%	100	%	100	%
	NPA + 90+ ratio	16.3	%	0.3	%	22.3	%	6.0	%	3.0	%	1.2	%	0.5	%	6.7	%	0.1	%	3.2	%
	YTD NCO ratio	11.5	%	0.0	%	11.4	%	1.9	%	5.5	%	1.6	%	2.2	%	7.9	%	1.6	%	2.8	%

Note: Consumer net charge-off ratios are calculated using first quarter end of period loan balances

Note: Percentages may not sum due to rounding

8

First Quarter 2009 Portfolio Loan and Lease Stratifications Commercial

9

Total commercial loans ($49.4 billion)
		Florida	Michigan	Other	Total
Other non-owner occupied	Loans (% of total)	4%	5%	14%	22%
RE	NPA ratio	15.9%	6.5%	8.9%	9.6%
	YTD NCO ratio	10.8%	4.4%	3.8%	5.1%
Owner-occupied RE	Loans (% of total)	1%	4%	8%	13%
	NPA ratio	6.2%	4.1%	4.2%	4.4%
	YTD NCO ratio	0.8%	1.5%	0.7%	0.9%
C&I	Loans (% of total)	4%	9%	45%	58%
	NPA ratio	3.7%	2.5%	2.2%	2.4%
	YTD NCO ratio	4.9%	2.3%	1.0%	1.4%
Commercial lease	Loans (% of total)	<1%	<1%	6%	7%
	NPA ratio	0.0%	1.2%	0.8%	0.8%
	YTD NCO ratio	0.0%	0.0%	NM	NM
Other	Loans (% of total)	<1%	<1%	<1%	<1%
	NPA ratio	0.0%	0.0%	0.0%	0.0%
	YTD NCO ratio	0.0%	0.0%	0.0%	0.0%
Total	Loans (% of total)	9%	18%	73%	100%
	NPA ratio	9.1%	3.8%	3.6%	4.1%
	YTD NCO ratio	6.7%	2.6%	1.4%	2.1%
C&I	Loans (% of total)	4%	9%	45%	58%
	NPA ratio	3.7%	2.5%	2.2%	2.4%
	YTD NCO ratio	4.9%	2.3%	1.0%	1.4%
Commercial mortgage	Loans (% of total)	3%	7%	15%	25%
	NPA ratio	9.3%	4.6%	5.4%	5.7%
	YTD NCO ratio	7.1%	2.5%	1.4%	2.5%
Commercial construction	Loans (% of total)	2%	2%	6%	10%
	NPA ratio	21.4%	9.2%	11.5%	12.6%
	YTD NCO ratio	9.5%	5.8%	5.5%	6.2%
Commercial lease	Loans (% of total)	<1%	<1%	6%	7%
	NPA ratio	0.0%	1.2%	0.8%	0.8%
	YTD NCO ratio	0.0%	0.0%	NM	NM
Other	Loans (% of total)	<1%	<1%	<1%	<1%
	NPA ratio	0.0%	0.0%	0.0%	0.0%
	YTD NCO ratio	0.0%	0.0%	0.0%	0.0%
Total	Loans (% of total)	9%	18%	73%	100%
	NPA ratio	9.1%	3.8%	3.6%	4.1%
	YTD NCO ratio	6.7%	2.6%	1.4%	2.1%
Homebuilders / developers	Loans (% of total)	1%	1%	3%	5%
(included in #’s above)	NPA ratio	29.6%	19.5%	23.4%	23.9%
	YTD NCO ratio	9.2%	13.6%	10.4%	10.7%

NPAs exclude loans held-for-sale

Note: Percentages may not sum due to rounding

10

Total commercial loans ($49.4 billion)
		C&I	Commercial mortgage	Commercial construction	Other	Total
Other non-owner occupied	Loans (% of total)	<1%	14%	8%	<1%	22%
RE	NPA ratio	0.0%	7.0%	13.9%	0.0%	9.6%
	YTD NCO ratio	0.0%	3.8%	7.3%	0.0%	5.1%
Owner-occupied RE	Loans (% of total)	<1%	12%	1%	<1%	13%
	NPA ratio	0.0%	4.2%	6.0%	0.0%	4.4%
	YTD NCO ratio	0.0%	1.0%	0.6%	0.0%	0.9%
C&I	Loans (% of total)	58%	<1%	<1%	<1%	58%
	NPA ratio	2.4%	0.0%	0.0%	0.0%	2.4%
	YTD NCO ratio	1.4%	0.0%	0.0%	0.0%	1.4%
Commercial lease	Loans (% of total)	<1%	<1%	<1%	7%	7%
	NPA ratio	0.0%	0.0%	0.0%	0.8%	0.8%
	YTD NCO ratio	0.0%	0.0%	0.0%	NM	NM
Other	Loans (% of total)	<1%	<1%	<1%	<1%	<1%
	NPA ratio	0.0%	0.0%	0.0%	0.0%	0.0%
	YTD NCO ratio	0.0%	0.0%	0.0%	0.0%	0.0%
Total	Loans (% of total)	58%	25%	10%	7%	100%
	NPA ratio	2.4%	5.7%	12.6%	0.8%	4.1%
	YTD NCO ratio	1.4%	2.5%	6.2%	NM	2.1%
Homebuilders / developers	Loans (% of total)	1%	2%	2%	<1%	5%
(included in #’s above)	NPA ratio	7.3%	26.1%	27.4%	0.0%	23.9%
	YTD NCO ratio	4.6%	7.6%	14.9%	0.0%	10.7%

NPAs exclude loans held-for-sale

Note: Percentages may not sum due to rounding

11

		Total commercial loans ($49.4 billion)
		Residential raw land		Residential developed land		Residential vertical land		Commercial raw land		Commercial developed land		Other		Total
Other non-owner occupied RE	Loans (% of total) NPA ratio YTD NCO ratio	1 26.8 15.2	% % %	1 24.3 21.9	% % %	3 22.7 9.1	% % %	1 13.9 9.0	% % %	1 8.1 6.6	% % %	15 3.7 1.5	% % %	22 9.6 5.1	% % %
Owner-occupied RE	Loans (% of total) NPA ratio YTD NCO ratio	<1 0.0 0.0	% % %	<1 62.7 6.0	% % %	<1 8.9 1.7	% % %	<1 0.0 0.0	% % %	<1 2.6 0.0	% % %	13 4.2 0.9	% % %	13 4.4 0.9	% % %
C&I	Loans (% of total) NPA ratio YTD NCO ratio	<1 5.6 3.9	% % %	<1 22.7 2.4	% % %	1 8.4 3.5	% % %	<1 3.6 0.2	% % %	<1 2.8 16.2	% % %	57 2.2 1.4	% % %	58 2.4 1.4	% % %
Commercial lease	Loans (% of total) NPA ratio YTD NCO ratio	<1 0.0 0.0	% % %	<1 0.0 0.0	% % %	<1 0.0 0.0	% % %	<1 0.0 0.0	% % %	<1 0.0 0.0	% % %	7 0.8 NM	% %	7 0.8 NM	% %
Other	Loans (% of total) NPA ratio YTD NCO ratio	<1 0.0 0.0	% % %	<1 0.0 0.0	% % %	<1 0.0 0.0	% % %	<1 0.0 0.0	% % %	<1 0.0 0.0	% % %	<1 0.0 0.0	% % %	<1 0.0 0.0	% % %
Total	Loans (% of total) NPA ratio YTD NCO ratio	1 25.7 14.6	% % %	1 24.9 20.8	% % %	4 18.5 7.3	% % %	1 11.0 6.7	% % %	1 7.5 6.9	% % %	91 2.6 1.2	% % %	100 4.1 2.1	% % %
Florida	Loans (% of total) NPA ratio YTD NCO ratio	<1 31.3 22.8	% % %	<1 33.1 51.1	% % %	1 34.0 13.2	% % %	<1 18.0 11.8	% % %	<1 7.1 8.4	% % %	7 4.2 2.9	% % %	9 9.1 6.7	% % %
Michigan	Loans (% of total) NPA ratio YTD NCO ratio	<1 17.2 22.9	% % %	<1 30.5 24.2	% % %	1 10.3 10.5	% % %	<1 15.9 16.7	% % %	<1 1.9 4.7	% % %	16 2.7 1.3	% % %	18 3.8 2.6	% % %
Other	Loans (% of total) NPA ratio YTD NCO ratio	1 27.5 7.8	% % %	1 19.7 6.8	% % %	3 16.7 5.0	% % %	1 7.2 2.2	% % %	1 8.6 6.4	% % %	68 2.4 1.0	% % %	73 3.6 1.4	% % %
Total	Loans (% of total) NPA ratio YTD NCO ratio	1 25.7 14.6	% % %	1 24.9 20.8	% % %	4 18.5 7.3	% % %	1 11.0 6.7	% % %	1 7.5 6.9	% % %	91 2.6 1.2	% % %	100 4.1 2.1	% % %
Homebuilders / developers (included in #’s above)	Loans (% of total) NPA ratio YTD NCO ratio	1 25.7 11.3	% % %	1 24.8 10.9	% % %	1 27.4 11.5	% % %	<1 0.0 0.0	% % %	<1 0.0 0.0	% % %	1 3.7 6.1	% % %	5 23.9 10.7	% % %

NPAs exclude loans held-for-sale

Note: Percentages may not sum due to rounding

12

Total commercial loans ($49.4 billion)
		C&I	Commercial mortgage	Commercial construction	Other	Total
Accommodation	Loans (% of total) NPA ratio YTD NCO ratio	1% 1.5% 1.4%	1% 4.2% 2.0%	<1% 4.4% 3.1%	<1% 0.0% 0.0%	2% 2.6% 1.6%
Auto manufacturing	Loans (% of total) NPA ratio YTD NCO ratio	1% 0.1% 0.9%	<1% 0.0% 0.0%	<1% 0.0% 0.0%	<1% 0.0% 0.0%	1% 0.1% 0.8%
Construction	Loans (% of total) NPA ratio YTD NCO ratio	3% 5.2% 4.8%	3% 19.1% 5.1%	4% 24.5% 10.0%	<1% 6.3% 0.0%	9% 16.9% 7.0%
Finance & insurance	Loans (% of total) NPA ratio YTD NCO ratio	7% 0.9% 0.1%	<1% 4.4% 0.2%	<1% 1.6% 0.0%	<1% 0.0% 0.0%	7% 1.0% 0.1%
Manufacturing	Loans (% of total) NPA ratio YTD NCO ratio	12% 1.9% 0.5%	1% 4.3% 0.7%	<1% 0.0% 0.0%	1% 1.9% 0.0%	14% 2.1% 0.5%
Real estate	Loans (% of total) NPA ratio YTD NCO ratio	5% 3.5% 1.9%	13% 4.5% 3.1%	4% 6.7% 5.1%	<1% 0.4% 0.0%	23% 4.6% 3.2%
Retail trade	Loans (% of total) NPA ratio YTD NCO ratio	2% 3.0% 3.0%	1% 5.4% 1.5%	<1% 9.5% NM	<1% 3.0% 0.0%	3% 3.9% 2.4%
Auto retailers	Loans (% of total) NPA ratio YTD NCO ratio	3% 6.5% 7.2%	1% 7.2% 0.3%	<1% 0.0% 0.0%	<1% 0.0% 0.0%	4% 6.6% 5.8%
Wholesale trade	Loans (% of total) NPA ratio YTD NCO ratio	4% 1.4% 0.5%	1% 3.4% 4.0%	<1% 2.0% 0.0%	<1% 0.0% 0.0%	5% 1.5% 0.8%
Other	Loans (% of total) NPA ratio YTD NCO ratio	20% 2.0% 1.1%	5% 2.5% 0.5%	1% 1.4% 0.1%	5% 0.5% NM	31% 1.8% 0.8%
Total	Loans (% of total) NPA ratio YTD NCO ratio	58% 2.4% 1.4%	25% 5.7% 2.5%	10% 12.6% 6.2%	7% 0.8% NM	100% 4.1% 2.1%

NPAs exclude loans held-for-sale

Note: Percentages may not sum due to rounding

13

Total commercial loans ($49.4 billion)
		Florida	Michigan	Other	Total
Accommodation	Loans (% of total)	<1%	<1%	1%	2%
	NPA ratio	1.8%	3.7%	2.5%	2.6%
	YTD NCO ratio	4.9%	2.6%	0.4%	1.6%
Auto manufacturing	Loans (% of total)	<1%	1%	1%	1%
	NPA ratio	0.0%	0.0%	0.1%	0.1%
	YTD NCO ratio	0.0%	0.1%	1.5%	0.8%
Construction	Loans (% of total)	1%	2%	7%	9%
	NPA ratio	28.0%	11.6%	16.0%	16.9%
	YTD NCO ratio	4.9%	7.0%	7.3%	7.0%
Finance & insurance	Loans (% of total)	<1%	1%	6%	7%
	NPA ratio	2.2%	1.0%	0.9%	1.0%
	YTD NCO ratio	NM	0.1%	0.2%	0.1%
Manufacturing	Loans (% of total)	<1%	2%	12%	14%
	NPA ratio	2.6%	1.4%	2.2%	2.1%
	YTD NCO ratio	NM	1.2%	0.3%	0.5%
Real estate	Loans (% of total)	3%	6%	14%	23%
	NPA ratio	11.8%	4.1%	3.1%	4.6%
	YTD NCO ratio	11.9%	2.8%	1.2%	3.2%
Retail trade	Loans (% of total)	<1%	1%	2%	3%
	NPA ratio	2.5%	5.3%	3.5%	3.9%
	YTD NCO ratio	3.5%	5.0%	1.3%	2.4%
Auto retailers	Loans (% of total)	<1%	1%	3%	4%
	NPA ratio	6.8%	1.3%	7.6%	6.6%
	YTD NCO ratio	37.8%	2.2%	3.1%	5.8%
Wholesale trade	Loans (% of total)	<1%	1%	4%	5%
	NPA ratio	0.7%	2.8%	1.4%	1.5%
	YTD NCO ratio	0.2%	2.5%	0.6%	0.8%
Other	Loans (% of total)	2%	4%	25%	31%
	NPA ratio	0.8%	3.1%	1.7%	1.8%
	YTD NCO ratio	0.4%	1.9%	0.6%	0.8%
Total	Loans (% of total)	9%	18%	73%	100%
	NPA ratio	9.1%	3.8%	3.6%	4.1%
	YTD NCO ratio	6.7%	2.6%	1.4%	2.1%

NPAs exclude loans held-for-sale

Note: Percentages may not sum due to rounding

14

Cautionary statement

This report may contain forward-looking statements about Fifth Third Bancorp and/or the LLC within the meaning of Sections 27A of the Securities Act of 1933, as amended, and Rule 175 promulgated thereunder, and 21E of the Securities Exchange Act of 1934, as amended, and Rule 3b-6 promulgated thereunder, that involve inherent risks and uncertainties. This report may contain certain forward-looking statements with respect to the financial condition, results of operations, plans, objectives, future performance and business of Fifth Third Bancorp and/or the combined LLC including statements preceded by, followed by or that include the words or phrases such as “believes,” “expects,” “anticipates,” “plans,” “trend,” “objective,” “continue,” “remain” or similar expressions or future or conditional verbs such as “will,” “would,” “should,” “could,” “might,” “can,” “may” or similar expressions. There are a number of important factors that could cause future results to differ materially from historical performance and these forward-looking statements. Factors that might cause such a difference include, but are not limited to: (1) general economic conditions and weakening in the economy, specifically the real estate market, either national or in the states in which Fifth Third, and/or the LLC do business, are less favorable than expected; (2) deteriorating credit quality; (3) political developments, wars or other hostilities may disrupt or increase volatility in securities markets or other economic conditions; (4) changes in the interest rate environment reduce interest margins; (5) prepayment speeds, loan origination and sale volumes, charge-offs and loan loss provisions; (6) Fifth Third’s ability to maintain required capital levels and adequate sources of funding and liquidity; (7) maintaining capital requirements may limit Fifth Third’s operations and potential growth; (8) changes and trends in capital markets; (9) problems encountered by larger or similar financial institutions may adversely affect the banking industry and/or Fifth Third (10) competitive pressures among depository institutions increase significantly; (11) effects of critical accounting policies and judgments; (12) changes in accounting policies or procedures as may be required by the Financial Accounting Standards Board (FASB) or other regulatory agencies; (13) legislative or regulatory changes or actions, or significant litigation, adversely affect Fifth Third, and/or the LLC or the businesses in which these entities are engaged; (14) ability to maintain favorable ratings from rating agencies; (15) fluctuation of Fifth Third’s stock price; (16) ability to attract and retain key personnel; (17) ability to receive dividends from its subsidiaries; (18) potentially dilutive effect of future acquisitions on current shareholders’ ownership of Fifth Third; (19) effects of accounting or financial results of one or more acquired entities; (20) difficulties in separating the operations of the LLC; (21) lower than expected gains related to the sale of businesses; (22) loss of income from the sale of businesses that could have an adverse effect on Fifth Third’s earnings and future growth; (23) failure to consummate the joint venture transaction; (24) ability to secure confidential information through the use of computer systems and telecommunications networks; and (25) the impact of reputational risk created by these developments on such matters as business generation and retention, funding and liquidity. Additional information concerning factors that could cause actual results to differ materially from those expressed or implied in the forward-looking statements is available in the Bancorp’s Annual Report on Form 10-K for the year ended December 31, 2008, filed with the United States Securities and Exchange Commission (SEC). Copies of this filing are available at no cost on the SEC’s Web site atwww.sec.gov or on the Fifth Third’s Web site atwww.53.com. Fifth Third undertakes no obligation to release revisions to these forward-looking statements or reflect events or circumstances after the date of this report.