Fifth Third Bancorp (FITB) 10-Q 2010 Q2 Quarterly report

Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios Of Earnings To Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

	Three Months Ended 6/30/2010		Six Months Ended 6/30/2010
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	73	$	148
One-Third of Rents, Net of Income from Subleases		7		13
Preferred Stock Dividends		51		103
Total Fixed Charges		131		264
Earnings:
Income Before Income Taxes	$	242	$	220
Fixed Charges – Excluding Preferred Stock Dividends		80		161
Total Earnings		322		381
Ratio of Earnings to Fixed Charges, Excluding
Interest On Deposits		2.45x		1.44x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	234	$	480
One-Third of Rents, Net of Income from Subleases		7		13
Preferred Stock Dividends		51		103
Total Fixed Charges	$	292	$	596
Earnings:
Income Before Income Taxes	$	242	$	220
Fixed Charges – Excluding Preferred Stock Dividends		241		493
Total Earnings	$	483	$	713
Ratio of Earnings to Fixed Charges, Including
Interest On Deposits		1.65x		1.20x