Fifth Third Bancorp (FITB) 10-Q 2012 Q1 Quarterly report

Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

	Three Months Ended 3/31/2012
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	84
One-Third of Rents, Net of Income from Subleases		7
Preferred Stock Dividends		9
Total Fixed Charges	$	100
Earnings:
Income Before Income Taxes	$	603
Fixed Charges – Excluding Preferred Stock Dividends		91
Total Earnings	$	694
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		6.94x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	142
One-Third of Rents, Net of Income from Subleases		7
Preferred Stock Dividends		9
Total Fixed Charges	$	158
Earnings:
Income Before Income Taxes	$	603
Fixed Charges – Excluding Preferred Stock Dividends		149
Total Earnings	$	752
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		4.76x