Exhibit 12.2
Fifth Third Bancorp
Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements
($ In Millions)
Three Months Ended | Six Months Ended | |||||||
6/30/2012 | 6/30/2012 | |||||||
Excluding Interest on Deposits: | ||||||||
Fixed Charges: | ||||||||
Interest Expense (excluding interest on deposits) | $ | 77 | $ | 161 | ||||
One-Third of Rents, Net of Income from Subleases | 7 | 14 | ||||||
Preferred Stock Dividends | 9 | 18 | ||||||
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Total Fixed Charges | $ | 93 | $ | 193 | ||||
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Earnings: | ||||||||
Income Before Income Taxes | $ | 565 | $ | 1,168 | ||||
Fixed Charges—Excluding Preferred Stock Dividends | 84 | 175 | ||||||
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Total Earnings | $ | 649 | $ | 1,343 | ||||
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Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits | 6.98x | 6.96x | ||||||
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Including Interest on Deposits: | ||||||||
Fixed Charges: | ||||||||
Interest Expense | $ | 132 | $ | 274 | ||||
One-Third of Rents, Net of Income from Subleases | 7 | 14 | ||||||
Preferred Stock Dividends | 9 | 18 | ||||||
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Total Fixed Charges | $ | 148 | $ | 306 | ||||
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Earnings: | ||||||||
Income Before Income Taxes | $ | 565 | $ | 1,168 | ||||
Fixed Charges—Excluding Preferred Stock Dividends | 139 | 288 | ||||||
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Total Earnings | $ | 704 | $ | 1,456 | ||||
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Ratio of Earnings to Fixed Charges, Including Interest On Deposits | 4.76x | 4.76x | ||||||
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