Fifth Third Bancorp (FITB) 10-Q 2012 Q2 Quarterly report

Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

	Three Months Ended		Six Months Ended
	6/30/2012		6/30/2012
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	77	$	161
One-Third of Rents, Net of Income from Subleases		7		14
Preferred Stock Dividends		9		18
Total Fixed Charges	$	93	$	193
Earnings:
Income Before Income Taxes	$	565	$	1,168
Fixed Charges—Excluding Preferred Stock Dividends		84		175
Total Earnings	$	649	$	1,343
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		6.98x		6.96x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	132	$	274
One-Third of Rents, Net of Income from Subleases		7		14
Preferred Stock Dividends		9		18
Total Fixed Charges	$	148	$	306
Earnings:
Income Before Income Taxes	$	565	$	1,168
Fixed Charges—Excluding Preferred Stock Dividends		139		288
Total Earnings	$	704	$	1,456
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		4.76x		4.76x