Fifth Third Bancorp (FITB) 10-Q 5 Aug 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Jul. 31, 2015
Document Entity Information
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2
Trading Symbol	FITB
Entity Registrant Name	FIFTH THIRD BANCORP
Entity Central Index Key	35,527
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Entity Common Stock, Shares Outstanding		809,289,762
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes

CONDENSED CONSOLIDATED BALANCE

CONDENSED CONSOLIDATED BALANCE SHEETS Unaudited - USD ($) $ in Millions		Jun. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	[1]	$ 2,785	$ 3,091
Available-for-sale and other securities	[2]	27,987	22,408
Held-to-matury securities	[3]	157	187
Trading securities		370	360
Other short-term investments		3,451	7,914
Loans held for sale	[4]	995	1,261
Portfolio loans and leases	[1],[5]	92,703	90,084
ALLL	[1]	(1,293)	(1,322)
Portfolio loans and leases, net		91,410	88,762
Bank premises and equipment	[6]	2,298	2,465
Operating lease equipment		670	728
Goodwill		2,416	2,416
Intangible assets		13	15
Servicing rights		854	858
Other assets	[1]	8,252	8,241
Total Assets		141,658	138,706
Deposits
Interest-bearing deposits		67,574	66,903
Noninterest-bearing deposits		35,449	34,809
Total deposits	[7]	103,023	101,712
Federal funds purchased		126	144
Other short-term borrowings		4,136	1,556
Accrued taxes, interest and expenses		1,858	2,020
Other liabilities	[1]	3,356	2,642
Long-term debt	[1]	13,521	14,967
Total liabilities		126,020	123,041
Equity
Common stock	[8]	2,051	2,051
Preferred stock	[9]	1,331	1,331
Capital surplus		2,632	2,646
Retained earnings		11,564	11,141
Accumulated other comprehensive income		291	429
Treasury stock	[8]	(2,264)	(1,972)
Total Bancorp Shareholders' Equity		15,605	15,626
Noncontrolling interests		33	39
Total Equity		15,638	15,665
Total Liabilities and Equity		$ 141,658	$ 138,706
[1]	Includes $156 and $179 of cash and due from banks, $2,547 and $3,378 of portfolio loans and leases, $(29) and $(22) of ALLL, $23 and $25 of other assets, $4 and $5 of other liabilities, and $2,542 and $3,434 of long-term debt from consolidated VIEs that are included in their respective captions above at June 30, 2015 and December 31, 2014, respectively. For further information refer to Note 10.
[2]	Amortized cost of $27,483 and $21,677 at June 30, 2015 and December 31, 2014, respectively.
[3]	Fair value of $157 and $187 at June 30, 2015 and December 31, 2014, respectively.
[4]	Includes $628 and $561 of residential mortgage loans held for sale measured at fair value at June 30, 2015 and December 31, 2014, respectively.
[5]	Includes $178 and $108 of residential mortgage loans measured at fair value at June 30, 2015 and December 31, 2014, respectively.
[6]	Includes $84 and $26 of bank premises and equipment held for sale at June 30, 2015 and December 31, 2014, respectively. For further information refer to Note 7.
[7]	Includes $561 and $0 of deposits held for sale at June 30, 2015 and December 31, 2014, respectively.
[8]	Common shares: Stated value $2.22 per share; authorized 2,000,000,000; outstanding at June 30, 2015 – 810,054,148 (excludes 113,838,433 treasury shares), December 31, 2014 – 824,046,952 (excludes 99,845,629 treasury shares).
[9]	446,000 shares of undesignated no par value preferred stock are authorized and unissued at June 30, 2015 and December 31, 2014; fixed-to-floating rate non-cumulative Series H perpetual preferred stock with a $25,000 liquidation preference: 24,000 authorized shares, issued and outstanding at June 30, 2015 and December 31, 2014; fixed-to-floating rate non-cumulative Series I perpetual preferred stock with a $25,000 liquidation preference; 18,000 authorized shares, issued and outstanding at June 30, 2015 and December 31, 2014; and fixed-to-floating rate non-cumulative Series J perpetual preferred stock with a $25,000 liquidation preference: 12,000 authorized shares, issued and outstanding at June 30, 2015 and December 31, 2014.

CONDENSED CONSOLIDATED BALANCE3

CONDENSED CONSOLIDATED BALANCE SHEETS Unaudited (Parenthetical) - USD ($) $ in Millions		Jun. 30, 2015	Dec. 31, 2014
Cash and due from banks	[1]	$ 2,785	$ 3,091
Portfolio loans and leases	[1],[2]	92,703	90,084
ALLL	[1]	(1,293)	(1,322)
Other assets	[1]	8,252	8,241
Other liabilities	[1]	3,356	2,642
Long-term debt	[1]	13,521	14,967
Available-for-sale and other securities, amortized cost		27,483	21,677
Held-to-maturity securities, fair value		157	187
Residential mortgage loans held for sale measured at FV		628	561
Bank premises and equipment held for sale		84	$ 26
Deposits held for sale		$ 561
Common stock, stated value		$ 2.22	$ 2.22
Common stock, authorized		2,000,000,000	2,000,000,000
Common stock, outstanding		810,054,148	824,046,952
Common stock, treasury shares		113,838,433	99,845,629
Residential Mortgage
Residential mortgage loans measured at FV		$ 178	$ 108
Variable Interest Entities
Cash and due from banks		156	179
Portfolio loans and leases		2,547	3,378
ALLL		(29)	(22)
Other assets		23	25
Other liabilities		4	5
Long-term debt		$ 2,542	$ 3,434
Preferred Stock
Preferred stock, authorized		446,000	446,000
Preferred stock Series H
Preferred stock, authorized		24,000	24,000
Preferred stock, liquidation preference		$ 25,000	$ 25,000
Preferred stock, issued		24,000	24,000
Preferred stock, outstanding		24,000	24,000
Preferred stock Series I
Preferred stock, authorized		18,000	18,000
Preferred stock, liquidation preference		$ 25,000	$ 25,000
Preferred stock, issued		18,000	18,000
Preferred stock, outstanding		18,000	18,000
Preferred stock Series J
Preferred stock, authorized		12,000	12,000
Preferred stock, liquidation preference		$ 25,000	$ 25,000
Preferred stock, issued		12,000	12,000
Preferred stock, outstanding		12,000	12,000
[1]	Includes $156 and $179 of cash and due from banks, $2,547 and $3,378 of portfolio loans and leases, $(29) and $(22) of ALLL, $23 and $25 of other assets, $4 and $5 of other liabilities, and $2,542 and $3,434 of long-term debt from consolidated VIEs that are included in their respective captions above at June 30, 2015 and December 31, 2014, respectively. For further information refer to Note 10.
[2]	Includes $178 and $108 of residential mortgage loans measured at fair value at June 30, 2015 and December 31, 2014, respectively.

CONDENSED CONSOLIDATED STATEMEN

CONDENSED CONSOLIDATED STATEMENTS OF INCOME Unaudited - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest Income
Interest and fees on loans and leases	$ 782	$ 826	$ 1,560	$ 1,649
Interest on securities	219	181	407	349
Interest on other short-term investments	2	1	6	3
Total interest income	1,003	1,008	1,973	2,001
Interest Expense
Interest on deposits	46	49	96	96
Interest on other short-term borrowings	1	1	1	1
Interest on long-term debt	69	58	142	111
Total interest expense	116	108	239	208
Net Interest Income	887	900	1,734	1,793
Provision for loan and lease losses	79	76	148	146
Net Interest Income After Provision for Loan and Lease Losses	808	824	1,586	1,647
Noninterest Income
Service charges on deposits	139	139	274	272
Investment advisory revenue	105	102	212	204
Mortgage banking net revenue	117	78	203	187
Corporate banking revenue	113	107	176	211
Card and processing revenue	77	76	148	144
Other noninterest income	1	226	165	268
Securities gains, net	4	8	9	14
Total noninterest income	556	736	1,187	1,300
Noninterest Expense
Salaries, wages and incentives	383	368	752	727
Employee benefits	78	79	176	180
Net occupancy expense	83	79	162	158
Technology and communications	54	52	109	105
Card and processing expense	38	37	74	68
Equipment expense	31	30	61	60
Other noninterest expense	280	309	537	605
Total noninterest expense	947	954	1,871	1,903
Income (Loss) Before Income Taxes	417	606	902	1,044
Applicable income tax expense	108	167	232	287
Net Income (loss)	309	439	670	757
Less: Net income attributable to noncontrolling interests	(6)		(6)	1
Net income attributable to Bancorp	315	439	676	756
Dividends on preferred stock	23	23	38	32
Net income (loss) available to common shareholders	$ 292	$ 416	$ 638	$ 724
Earnings per share - basic	$ 0.36	$ 0.49	$ 0.78	$ 0.85
Earnings per share - diluted	$ 0.36	$ 0.49	$ 0.77	$ 0.84
Average common shares - basic	803,965,057	838,492,046	807,070,071	842,155,702
Average common shares - diluted	812,842,540	848,245,111	815,741,295	853,057,618
Common stock dividends declared per share	$ 0.13	$ 0.13	$ 0.26	$ 0.25

CONDENSED CONSOLIDATED STATEME5

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME Unaudited - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Comprehensive Income
Net income (loss)	$ 309	$ 439	$ 670	$ 757
Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract]
Unrealized holding gains (losses) on available-for-sale securities arising during period	(285)	188	(144)	301
Reclassification adjustment for net (gains) losses included in net income	4	(9)	(4)	(12)
Unrealized holding gains (losses) on cash flow hedge derivatives arising during period	(5)	12	29	22
Reclassification adjustment for net gains on cash flow hedge derivatives included in net income	(13)	(6)	(23)	(13)
Reclassification of amounts to net periodic benefit costs	2	1	4	2
Other comprehensive income (loss)	(297)	186	(138)	300
Comprehensive income	12	625	532	1,057
Comprehensive income attributable to noncontrolling interests	(6)		(6)	1
Comprehensive income attributable to Bancorp	$ 18	$ 625	$ 538	$ 1,056

CONDENSED CONSOLIDATED STATEME6

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY Unaudited - USD ($) $ in Millions		Total	Common Stock	Preferred Stock	Capital Surplus	Retained Earnings	Accumulated Other Comprehensive Income(Loss)	Treasury Stock	Total Bancorp Shareholders' Equity	Non- Controlling Interest
Beginning Balance at Dec. 31, 2013		$ 14,626	$ 2,051	$ 1,034	$ 2,561	$ 10,156	$ 82	$ (1,295)	$ 14,589	$ 37
Net income (loss)		757				756			756	1
Other comprehensive income (loss)		300					300		300
Cash dividends declared:
Common stock at $0.26 in 2015 and $0.25 in 2014 per share		(211)				(211)			(211)
Preferred stock	[1]	(32)				(32)			(32)
Shares acquired for treasury		(249)			77			(326)	(249)
Issuance of preferred stock		297		297					297
Impact of stock transactions under stock compensation plans, net		19			(25)	(3)		47	19
Other		1								1
Ending Balance at Jun. 30, 2014		15,508	2,051	1,331	2,613	10,666	382	(1,574)	15,469	39
Beginning Balance at Dec. 31, 2014		15,665	2,051	1,331	2,646	11,141	429	(1,972)	15,626	39
Net income (loss)		670				676			676	(6)
Other comprehensive income (loss)		(138)					(138)		(138)
Cash dividends declared:
Common stock at $0.26 in 2015 and $0.25 in 2014 per share		(211)				(211)			(211)
Preferred stock	[2]	(38)				(38)			(38)
Shares acquired for treasury		(335)			5			(340)	(335)
Impact of stock transactions under stock compensation plans, net		26			$ (19)			45	26
Other		(1)				(4)		3	(1)
Ending Balance at Jun. 30, 2015		$ 15,638	$ 2,051	$ 1,331	$ 2,632	$ 11,564	$ 291	$ (2,264)	$ 15,605	$ 33
[1]	For the six months ended June 30, 2014, dividends were $637.50 per preferred share for Perpetual Preferred Stock, Series H and $414.06 per preferred share for Perpetual Preferred Stock, Series I.
[2]	For the six months ended June 30, 2015, dividends were $637.50 per preferred share for Perpetual Preferred Stock, Series H, $414.06 per preferred share for Perpetual Preferred Stock, Series I and $612.50 per preferred share for Perpetual Preferred Stock, Series J.

CONDENSED CONSOLIDATED STATEME7

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY Unaudited (Parenthetical) - $ / shares	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Common stock, per share	$ 0.26	$ 0.25
Preferred stock Series H
Preferred stock, per share	637.50	637.50
Preferred stock Series I
Preferred stock, per share	414.06	$ 414.06
Preferred stock Series J
Preferred stock, per share	$ 612.50

CONDENSED CONSOLIDATED STATEME8

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS Unaudited - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2015		Jun. 30, 2014
Operating Activities
Net income	$ 670		$ 757
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan and lease losses	148		146
Depreciation, amortization and accretion	221		200
Stock-based compensation expense	50		43
(Benefit from) provision for deferred income taxes	10		8
Securities gains, net	(9)		(14)
(Recovery of) provision for MSR impairment (Mortgage banking net revenue)	(39)		28
Net gains on sales of loans and fair value adjustments on loans held for sale	(67)		(48)
Net losses on disposition and impairment of bank premises and equipment	101		18
Operating lease equipment impairment	34
Proceeds from sales of loans held for sale	2,391		3,199
Loans originated for sale, net of repayments	(2,497)		(2,794)
Dividends representing return on equity method investments	7		9
Gain on sale of Vantiv, Inc. shares			125
Net change in:
Trading securities	(10)		(16)
Other assets	200		350
Accrued taxes, interest and expenses	(110)		(99)
Other liabilities	(150)		(697)
Net Cash Provided by (Used in) Operating Activities	950		965
Sales:
Available-for-sale securities	8,018		3,449
Loans	695		128
Disposal of bank premises and equipment	17		3
Repayments / maturities:
Available-for-sale securities	1,587		1,052
Held-to-maturity securities	29		14
Purchases:
Available-for-sale securities	(14,783)		(8,283)
Bank premises and equipment	(78)		(107)
Proceeds from sale and dividends representing return of equity method investments	24		221
Net change in:
Other short-term investments	4,463		2,730
Loans and leases	(3,079)		(2,421)
Operating lease equipment	(12)		30
Net Cash (Used in) Provided by Investing Activities	(3,119)		(3,184)
Net change in:
Core deposits	1,360		(375)
Certificates - $100,000 and over, including foreign office and other	(49)		(2,948)
Federal funds purchased	(18)		(130)
Other short-term borrowings	2,580		1,766
Dividends paid on common shares	(213)		(204)
Dividends paid on preferred shares	(38)		(32)
Proceeds from issuance of long-term debt			4,758
Repayment of long-term debt	(1,400)		(506)
Repurchase of treasury shares and related forward contract	(335)		(249)
Issuance of preferred shares			297
Other	(24)		(24)
Net Cash Provided by (Used in) Financing Activities	1,863		2,353
Increase (Decrease) in Cash and Due from Banks	(306)		134
Cash and Due from Banks at Beginning of Period	3,091	[1]	3,178
Cash and Due from Banks at End of Period	$ 2,785	[1]	$ 3,312
[1]	Includes $156 and $179 of cash and due from banks, $2,547 and $3,378 of portfolio loans and leases, $(29) and $(22) of ALLL, $23 and $25 of other assets, $4 and $5 of other liabilities, and $2,542 and $3,434 of long-term debt from consolidated VIEs that are included in their respective captions above at June 30, 2015 and December 31, 2014, respectively. For further information refer to Note 10.

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2015
Basis of Presentation
Summary of Significant Accounting and Reporting Policies	1. Basis of Presentation The Condensed Consolidated Financial Statements include the accounts of the Bancorp and its majority-owned subsidiaries and VIEs in which the Bancorp has been determined to be the primary beneficiary. Other entities, including certain joint ventures, in which the Bancorp has the ability to exercise significant influence over operating and financial policies of the investee, but upon which the Bancorp does not possess control, are accounted for by the equity method and not consolidated. Those entities in which the Bancorp does not have the ability to exercise significant influence are generally carried at the lower of cost or fair value. Intercompany transactions and balances have been eliminated. In the opinion of management, the unaudited Condensed Consolidated Financial Statements include all adjustments, which consist of normal recurring accruals, necessary to present fairly the results for the periods presented. In accordance with U.S. GAAP and the rules and regulations of the SEC for interim financial information, these statements do not include certain information and footnote disclosures required for complete annual financial statements and it is suggested that these Condensed Consolidated Financial Statements be read in conjunction with the Bancorp's Annual Report on Form 10-K . The results of operations and comprehensive income for the three and six months ended June 30, 2015 and 2014 and the cash flows and changes in equity for the six months ended June 30, 2015 and 2014 are not necessarily indicative of the results to be expected for the full year. Financial inf ormation as of December 31, 2014 has been derived from the Bancorp's Annual Report on Form 10-K . The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results co uld differ from those estimates .

Supplemental Cash Flow Informat

Supplemental Cash Flow Information	6 Months Ended
	Jun. 30, 2015
Supplemental Cash Flow
Supplemental Cash Flow Information	2 . Supplemental Cash Flow Information Cash payments related to interest and income taxes in addition to non-cash investing and financing activities are presented in the following table for the six months ended June 30: ($ in millions) 2015 2014 Cash payments: Interest $ 249 187 Income taxes 264 228 Transfers: Portfolio loans to loans held for sale 369 96 Loans held for sale to portfolio loans 139 13 Portfolio loans to OREO 58 84 Loans held for sale to OREO - 2

Accounting and Reporting Develo

Accounting and Reporting Developments	6 Months Ended
	Jun. 30, 2015
Accounting and Reporting Developments
Accounting and Reporting Developments	3. Accounting and Reporting Developments Accounting for Investments in Qualified Affordable Housing Projects In January 2014, the FASB issued amended guidance which would permit the Bancorp to make an accounting policy election to account for its investments in qualified affordable housing projects using a proportional amortization method if certain conditions are met and to present the amortization as a component of income tax expense. The amended guidance would be applied retrospectively to all periods presented and is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014, with early adoption permitted. Regardless of the policy election, the amended guidance requires disclosures to enable the users of the financial statements to understand the nature of the Bancorp's investments in qualified affordable housing projects and the effect of the measurement of the investments in qualified affordable housing projects and the related tax credits on the Bancorp's financial position and results of operation. The Bancorp adopted the amended guidance on January 1, 2015, and did not make an accounting policy election to apply the proportional amortization method for its investments in qualified affordable housing projects. Therefore, the adoption of the amended guidance did not have a material impact on the Condensed Consolidated Financial Statements. The required disclosures are included in Note 10. Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure In January 2014, the FASB issued amended guidance that clarifies when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The amended guidance clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either 1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or 2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. In addition, the amended guidance requires interim and annual disclosures of both 1) the amount of foreclosed residential real estate property held by the creditor and 2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amended guidance may be applied prospectively or through a modified retrospective approach and is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014, with early adoption permitted. The Bancorp adopted the amended guidance prospectively on January 1, 2015 and the adoption of the amended guidance did not have a material impact on the Condensed Consolidated Financial Statements. The required disclosures are included in Note 6. Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity In April 2014, the FASB issued amended guidance that changes the criteria for reporting discontinued operations. The amended guidance requires a disposal of a component of an entity or a group of components of an entity to be reported in discontinued operations if the disposal represents a strategic shift that has (or will have) a major effect on an entity's operations and financial results when any of the following occurs: 1) the component of an entity or group of components of an entity meets the criteria to be classified as held for sale; 2) the component of an entity or group of components of an entity is disposed of by sale; or 3) the component of an entity or group of components of an entity is disposed of other than by sale (for example, by abandonment or in a distribution to owners in a spinoff). The amended guidance requires an entity to present, for each comparative period, the assets and liabilities of a disposal group that includes a discontinued operation separately in the asset and liability sections, respectively, of the statement of financial position, as well as additional disclosures about discontinued operations. The amended guidance is to be applied prospectively for 1) all disposals (or classifications as held for sale) of components of an entity that occur within annual periods beginning on or after December 15, 2014, and interim periods within those years; and 2) all businesses or nonprofit activities that, on acquisition, are classified as held for sale that occur within annual periods beginning on or after December 15, 2014, and interim periods within those years. The Bancorp adopted the amended guidance on January 1, 2015 and the adoption of the amended guidance did not have a material impact on the Condensed Consolidated Financial Statements. Revenue from Contracts with Customers In May 2014, the FASB issued amended guidance on revenue recognition from contracts with customers. The standard outlines a single comprehensive model for entities to use in accounting for revenue arising from contracts with customers and supersedes most contract revenue recognition guidance, including industry-specific guidance. The core principle of the amended guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In July 2015, the FASB approved extending the adoption date of the amended guidance by one year to annual periods beginning after December 15, 2017, and interim periods within those years. The amended guidance should be applied either retrospectively to each prior reporting period presented or retrospectively with the cumulative effect of initially applying the amendments recognized at the date of initial application. Early adoption is permitted, but not before the original effective date of annual periods beginning after December 15, 2016, and interim periods within those years. The Bancorp is currently in the process of evaluating the impact of adopting the amended guidance on its Condensed Consolidated Financial Statements. Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures In June 2014, the FASB issued amended guidance that changes the accounting for repurchase-to-maturity transactions to secured borrowing accounting. The amended guidance also requires separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty, which will result in secured borrowing accounting for the repurchase agreement. The amended guidance requires disclosures for certain transactions comprising: 1) a transfer of a financial asset accounted for as a sale and 2) an agreement with the same transferee entered into in contemplation of the initial transfer that results in the transferor retaining substantially all of the exposure to the economic return on the transferred financial asset throughout the term of the transaction. The amended guidance also requires new disclosures for repurchase agreements, securities lending transactions and repurchase-to-maturity transactions accounted for as secured borrowings. The amended guidance is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014, with early adoption prohibited. Changes in accounting for transactions outstanding on the effective date should be presented as a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. The disclosures for certain transactions accounted for as a sale are required to be presented for interim and annual periods beginning after December 15, 2014, and the disclosures for repurchase agreements, securities lending transactions and repurchase-to-maturity transactions accounted for as secured borrowings are required to be presented for annual periods beginning after December 15, 2014, and interim periods beginning after March 15, 2015. The Bancorp adopted the amended guidance on January 1, 2015 and the adoption of the amended guidance did not have a material impact on the Condensed Consolidated Financial Statements. The disclosure requirements are included in Note 13. Accounting for Share-Based Payments When the Terms of the Award Provide That a Performance Target Could be Achieved after the Requisite Service Period In June 2014, the FASB issued amended guidance which clarifies that a performance target that affects vesting and can be achieved after the requisite service period be treated as a performance condition. The amended guidance provides that an entity should apply existing guidance as it relates to awards with performance conditions that affect vesting to account for such awards. As such, the performance target should not be reflected in estimating the grant-date fair value of the award. Compensation cost should be recognized in the period in which it becomes probable that the performance target will be achieved and should represent the compensation cost attributable to the period(s) for which the requisite service has already been rendered. If the performance target becomes probable of being achieved before the end of the requisite service period, the remaining unrecognized compensation cost should be recognized prospectively over the remaining requisite service period. The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The requisite service period ends when the employee can cease rendering service and still be eligible to vest in the award if the performance target is achieved. The amended guidance is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015, with early adoption permitted. The amended guidance may be adopted either prospectively to all awards granted or modified after the effective date or retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. If retrospective transition is adopted, the cumulative effect of applying the amended guidance as of the beginning of the earliest annual period presented in the financial statements should be recognized as an adjustment to the opening retained earnings balance at that date. The adoption of the amended guidance is not expected to have a material impact on the Condensed Consolidated Financial Statements. Measuring the Financial Assets and Financial Liabilities of a Consolidated Collateralized Financing Entity In August 2014, the FASB issued amended guidance that provides an alternative to ASC Topic 820: Fair Value Measurement for measuring the financial assets and financial liabilities of a CFE, such as a collateralized debt obligation or a collateralized loan obligation entity consolidated as a VIE when 1) all of the financial assets and the financial liabilities of that CFE are measured at fair value in the consolidated financial statements and 2) the changes in the fair values of those financial assets and financial liabilities are reflected in earnings. If elected, the measurement alternative would allow the Bancorp to measure both the financial assets and the financial liabilities of the CFE by using the more observable of the fair value of the financial assets or the fair value of the financial liabilities and to eliminate any measurement difference. When the measurement alternative is not elected for a consolidated CFE within the scope of this amended guidance, the amendments clarify that 1) the fair value of the financial assets and the fair value of the financial liabilities of the consolidated CFE should be measured using the requirements of Topic 820 and 2) any difference in the fair value of the financial assets and the fair value of the financial liabilities of that consolidated CFE should be reflected in earnings and attributed to the Bancorp in the Condensed Consolidated Statements of Income. The amended guidance may be applied retrospectively or through a modified retrospective approach and is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. The adoption of the amended guidance is not expected to have a material impact on the Condensed Consolidated Financial Statements. Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure In August 2014, the FASB issued amended guidance clarifying the classification of certain foreclosed mortgage loans that are either full or partially guaranteed under government programs. The amended guidance requires that a mortgage loan be derecognized and that a separate other receivable be recognized upon foreclosure if the following conditions are met: 1) the loan has a government guarantee that is not separable from the loan before foreclosure; 2) at the time of foreclosure, the creditor has the intent to convey the real estate property to the guarantor and make a claim on the guarantee, and the creditor has the ability to recover under that claim; and 3) at the time of foreclosure, any amount of the claim that is determined on the basis of the fair value of the real estate is fixed. Upon foreclosure, the separate other receivable would be measured based on the amount of the loan balance (principal and interest) expected to be recovered from the guarantor. The amended guidance may be applied prospectively or through a modified retrospective approach and is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014, with early adoption permitted. The Bancorp adopted the amended guidance prospectively on January 1, 2015 and the adoption of the amended guidance did not have a material impact on the Condensed Consolidated Financial Statements. The disclosures of the Bancorp's foreclosed mortgage loans that are either fully or partially guaranteed under government programs are included in Note 6. Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share is More Akin to Debt or Equity In November 2014, the FASB issued amended guidance that clarifies how current GAAP should be interpreted in evaluating the economic characteristics and risks of a host contract in a hybrid financial instrument that is issued in the form of a share. Specifically, the amendments clarify that an entity should consider all relevant terms and features—including the embedded derivative features being evaluated for bifurcation—in evaluating the nature of the host contract. Furthermore, the amendments clarify that no single term or feature would necessarily determine the economic characteristics and risks of the host contract. Rather, the nature of the host contract depends upon the economic characteristics and risks of the entire hybrid financial instrument. The amended guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015, with early adoption permitted. The effects of initially adopting the amended guidance should be applied on a modified retrospective basis to existing hybrid financial instruments issued in the form of a share as of the beginning of the fiscal year for which the amendments are effective and shall be reported as a cumulative-effect adjustment directly to retained earnings as of the beginning of the year of adoption. The adoption of the amended guidance is not expected to have a material impact on the Condensed Consolidated Financial Statements. Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items In January 2015, the FASB issued amended guidance that eliminates the concept of extraordinary items from GAAP. Presently, an event or transaction is presumed to be an ordinary and usual activity of a reporting entity unless evidence clearly supports its classification as an extraordinary item, which must be both unusual in nature and infrequent in occurrence. An entity was required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. An entity was also required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item. The presentation and disclosure guidance for items that are unusual in nature or occur infrequently will be retained and will be expanded to include items that are both unusual in nature and infrequently occurring. The amended guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015, with early adoption permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The amended guidance may be applied prospectively or retrospectively to all periods presented in the financial statements. The adoption of the amended guidance is not expected to have a material impact on the Condensed Consolidated Financial Statements. Amendments to the Consolidation Analysis In February 2015, the FASB issued amended guidance that changes the analysis a reporting entity must perform to determine whether it should consolidate certain types of legal entities. The amended guidance 1) modifies the evaluation of whether limited partnerships and similar legal entities are VIEs or voting interest entities; 2) eliminates the presumption that a general partner should consolidate a limited partnership; 3) affects the consolidation analysis of reporting entities that are involved with VIEs, particularly those that have fee arrangements and related party relationships; and 4) provides a scope exception from consolidation guidance for reporting entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 for registered money market funds. The amended guidance is effective for fiscal years, and interim periods within those years, beginning after December 15, 2015, with early adoption permitted. The amended guidance may be applied using either a retrospective approach or a modified retrospective approach with a cumulative-effect adjustment to equity as of the beginning of the fiscal year of adoption. The Bancorp is currently in the process of evaluating the impact of adopting the amended guidance on the Condensed Consolidated Financial Statements. Simplifying the Presentation of Debt Issuance Costs In April 2015, the FASB issued amended guidance to address the different balance sheet presentation requirements for debt issuance costs and debt discounts and premiums. The amended guidance requires that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amended guidance. The amended guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015, with early adoption permitted for financial statements that have not been previously issued. The amended guidance should be applied retrospectively, wherein the balance sheet of each individual period presented should be adjusted to reflect the period-specific effects of applying the amended guidance. As of June 30, 2015 and December 31, 2014, the Bancorp had approximately $ 30 million and $ 36 million of debt issuance costs, respectively, recorded within other a ssets in the Condensed Consolidated Balance Sheets that will be required to be reclassified and presented as a direct deduction from the debt liability upon adoption of the amended guidance. The adoption of the amended gui dance is not expected to have a material impact on the Condensed Consolidated Statements of Income. Practical Expedient for the Measurement Date of an Employer's Defined Benefit Obligation and Plan Assets In April 2015, the FASB issued amended guidance intended to simplify an entity's measurement of the fair value of plan assets of a defined benefit pension or other postretirement benefit plan when the fiscal year-end does not coincide with a month end. For an entity with a fiscal year-end that does not coincide with a month-end, the amended guidance provides a practical expedient that permits the entity to measure defined benefit plan assets and obligations using the month-end that is closest to the entity's fiscal year-end and apply that practical expedient consistently from year to year. The amended guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015, with early adoption permitted. The amended guidance should be applied prospectively. The adoption of the amended guidance is not expected to have an impact on the Bancorp's Condensed Consolidated Financial Statements as the Bancorp's fiscal year-end coincides with a month end. Customer's Accounting for Fees Paid in a Cloud Computing Arrangement In April 2015, the FASB issued amended guidance on a customer's accounting for fees paid in a cloud computing arrangement . Under the amended guidance, if a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The amended guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015, with early adoption permitted. The amended guidance may be applied either prospectively to all arrangements entered into or materially modified after the effective date , or retrospectively. The Bancorp is currently in the process of evaluating the impact of adopting the amended guidance . Disclosures for Investments in Certain Entities That Calculate Net Asset Value per Share In May 2015, the FASB issued amended guidance to remove the requirement to categorize within the fair value hierarchy all investments for which fair value is measured using the net asset value per share practical expedient. The amended guidance also removes the requirement to make certain disclosures for all investments that are eligible to be measured at fair value using the net asset value per share practical expedient. Rather, those disclosures are limited to investments for which the entity has elected to measure the fair value using that practical expedient. The amended guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. The amended guidance should be applied retrospectively to all periods presented. The retrospective approach requires that an investment for which fair value is measured using the net asset value per share practical expedient be removed from the fair value hierarchy in all periods presented in an entity's financial statements. Earlier application is permitted. The adoption of the amended guidance is not expected to have a material impact on the Condensed Consolidated Financial Statements .

Securities

Securities	6 Months Ended
	Jun. 30, 2015
Securities
Securities	4. Securities The following tables provide the amortized cost, fair value and unrealized gains and losses for the major categories of the available-for-sale and other and held-to-maturity securities portfolios as of: Amortized Unrealized Unrealized Fair June 30, 2015 ($ in millions) Cost Gains Losses Value Available-for-sale and other securities: U.S. Treasury and federal agencies securities $ 1,544 71 - 1,615 Obligations of states and political subdivisions securities 172 5 - 177 Mortgage-backed securities: Agency residential mortgage-backed securities (a) 15,653 333 (32) 15,954 Agency commercial mortgage-backed securities 5,687 82 (18) 5,751 Non-agency commercial mortgage-backed securities 2,382 51 (19) 2,414 Asset-backed securities and other debt securities 1,344 36 (6) 1,374 Equity securities (b) 701 2 (1) 702 Total available-for-sale and other securities $ 27,483 580 (76) 27,987 Held-to-maturity securities: Obligations of states and political subdivisions securities $ 156 - - 156 Asset-backed securities and other debt securities 1 - - 1 Total held-to-maturity securities $ 157 - - 157 Includes interest-only mortgage- backed securities of $ 162 as of June 30, 2015 recorded at fair value with fair value changes re corded in securities gains, net , in the Condensed Consolidated Statement s of Income. Equity securities consist of FHLB and FRB restricted stock holdings of $ 248 and $ 353 , respectively , at June 30, 2015 , that are carried at cost, and certain mutual fund and equity security holdings. Amortized Unrealized Unrealized Fair December 31, 2014 ($ in millions) Cost Gains Losses Value Available-for-sale and other securities: U.S. Treasury and federal agencies securities $ 1,545 87 - 1,632 Obligations of states and political subdivisions securities 185 7 - 192 Mortgage-backed securities: Agency residential mortgage-backed securities (a) 11,968 437 (1) 12,404 Agency commercial mortgage-backed securities 4,465 101 (1) 4,565 Non-agency commercial mortgage-backed securities 1,489 61 - 1,550 Asset-backed securities and other debt securities 1,324 40 (2) 1,362 Equity securities (b) 701 3 (1) 703 Total available-for-sale and other securities $ 21,677 736 (5) 22,408 Held-to-maturity securities: Obligations of states and political subdivisions securities $ 186 - - 186 Asset-backed securities and other debt securities 1 - - 1 Total held-to-maturity securities $ 187 - - 187 Includes interest-only mortgage- backed securities of $ 175 as of December 31, 2014 , recorded at fair value with fair value changes re corded in securities gains, net , in the Condensed Consolidated Statement s of Income. Equity securities consist of FHLB and FRB restricted stock holdings of $ 248 and $ 352 , respectively, at December 31, 2014, that are carried at cost, and certain mutual fund and equity security holdings The following table presents realized gains and losses that were recognized in income from available-for-sale securities: For the three months ended For the six months ended June 30, June 30, ($ in millions) 2015 2014 2015 2014 Realized gains $ 29 14 44 41 Realized losses (31) - (33) (5) OTTI (4) - (5) (17) Net realized gains (losses) (a) $ (6) 14 6 19 Excludes n et gains on interest-only mortgage-backed securities of $ 1 1 and $ 2 for the three and six months ended June 30, 2015 , respectively, and net losses on interest-onl y mortgage-backed securities of $ 8 and $ 7 for the three and six months ended June 30, 2014 , respectively. Trading securities were $370 million as of June 30, 2015 , compared to $360 million at December 31, 2014 . Gross realized gains were immaterial for both the three months ended June 30, 2015 and 2014 , and were $ 1 million for both the six months ended June 30, 2015 and 2014 . G ross realized losses on trading securities were immaterial for both the three and six months end ed June 30, 2015 and 2014 . Net unrealized losses on trading securities were $ 1 million for the three months ended June 30, 2015 and net unrealized gains on trading securities were immaterial for the six months ended June 30, 2015 . Net unrealized gains on trading securities were $ 2 million and $ 1 million for the three and six months ended June 30, 2014 , respectively. At June 30, 2015 and December 31, 2014 , securities with a fair value of $ 1 2 . 5 billion and $ 1 4.2 billion , respectively, were pledged to secure borrowings, public deposits, trust funds, derivative contracts and for other purposes as required or permitted by law. The expected maturity distribution of the Bancorp’s mortgage-backed securities and the contractual maturity distribution of the remainder of the Bancorp’s available-for-sale and other and held-to-maturity securities as of June 30, 2015 are shown in the following table: Available-for-Sale and Other Held-to-Maturity ($ in millions) Amortized Cost Fair Value Amortized Cost Fair Value Debt securities: (a) Less than 1 year $ 209 212 94 94 1-5 years 4,938 5,112 46 46 5-10 years 20,104 20,393 15 15 Over 10 years 1,531 1,568 2 2 Equity securities 701 702 - - Total $ 27,483 27,987 157 157 Actual maturities may differ from contractual maturities when there exists a right to call or prepay obligations with or without call or prepayment penalties. The following table provides the fair value and gross unrealized losses on available-for-sale and other securities in an unrealized loss position, aggregated by investment category and length of time the individual securities have been in a continuous unrealized loss position as of: Less than 12 months 12 months or more Total Unrealized Unrealized Unrealized ($ in millions) Fair Value Losses Fair Value Losses Fair Value Losses June 30, 2015 Agency residential mortgage-backed securities $ 5,140 (32) - - 5,140 (32) Agency commercial mortgage-backed securities 1,736 (18) - - 1,736 (18) Non-agency commercial mortgage-backed securities 982 (19) - - 982 (19) Asset-backed securities and other debt securities 224 (3) 120 (3) 344 (6) Equity securities - - 28 (1) 28 (1) Total $ 8,082 (72) 148 (4) 8,230 (76) December 31, 2014 Agency residential mortgage-backed securities $ 73 (1) - - 73 (1) Agency commercial mortgage-backed securities 355 (1) - - 355 (1) Asset-backed securities and other debt securities 286 (1) 74 (1) 360 (2) Equity securities - - 30 (1) 30 (1) Total $ 714 (3) 104 (2) 818 (5) Other-T han-Temporary Impairments The Bancorp recognized $ 4 million and $ 5 million of OTTI on its available-for-sale and other debt securities , included in securities gains, net, in the Condensed Consolidated Statements of Income, during the three and six months ended June 30, 2015 , respectively . The Bancorp did not recognize OTTI during the three months ended June 30, 2014 and recognized $ 17 million of OTTI on its available-for-sale and other debt securities during the six months ended June 30, 2014 . The Bancorp did not recognize OTTI on any of its available-for-sale equity securities or held-to-maturity debt securities during the three and six months ended June 30, 2015 and 2014. Less than o ne percent of unrealized losses in the available-for-sale and other securities po rtfolio were represented by non- rated securities at June 30, 2015 and December 31, 2014.

Loans and Leases

Loans and Leases	6 Months Ended
	Jun. 30, 2015
Loans and Leases Receivable
Loans and Leases	5. Loans and Leases The Bancorp diversifies its loan and lease portfolio by offering a variety of loan and lease products with various payment terms and rate structures. Lending activities are generally concentrated within those states in which the Bancorp has banking centers and are primarily located in the Midwestern and Southeastern regions of the United States. The Bancorp's commerc ial loan portfolio consists of lending to various industry types. Management periodically reviews the performance of its loan and lease products to evaluate whether they are performing within acceptable interest rate and credit risk levels and changes are made to underwriting policies and procedures as needed. The Bancorp maintains an allowance to absorb loan and lease losses inherent in the portfolio. For further information on credit quality and the ALLL, refer to Note 6 . The following table provides a summary of the total loans and leases classified by primary purpose as of: June 30, December 31, ($ in millions) 2015 2014 Loans and leases held for sale: Commercial and industrial loans $ 12 36 Commercial mortgage loans 15 11 Commercial construction loans - 2 Commercial leases 1 1 Residential mortgage loans 859 1,193 Home equity 44 - Automobile loans 5 - Other consumer loans and leases 59 18 Total loans and leases held for sale $ 995 1,261 Portfolio loans and leases: Commercial and industrial loans $ 42,800 40,765 Commercial mortgage loans 7,150 7,399 Commercial construction loans 2,709 2,069 Commercial leases 3,881 3,720 Total commercial loans and leases 56,540 53,953 Residential mortgage loans 12,933 12,389 Home equity 8,547 8,886 Automobile loans 11,909 12,037 Credit card 2,278 2,401 Other consumer loans and leases 496 418 Total consumer loans and leases 36,163 36,131 Total portfolio loans and leases $ 92,703 90,084 T otal portfolio loans and leases are recorded net of unearned income, which totaled $ 6 48 million as of June 30, 2015 and $ 665 m illion as of December 31, 2014 . Additionally, portfolio loans and leases are recorded net of unamortized premiums and discounts , deferred loan fees and costs and fair value adjustments (associated with acquired loans or loans designated a t fair value upon origination) which totaled a net premium of $ 19 1 million and $ 1 69 million as of June 30, 2015 and December 31, 2014 , respectively . The Bancorp's FHLB and FRB advances are generally secured by loans. The Bancorp had loans of $ 1 1 .6 billion and $ 1 1.1 billion at June 30, 2015 and December 31, 2014, respectively, pledged at the FHLB, and loans of $ 3 2.8 billion and $ 33 . 9 billion at June 30, 2015 and December 31, 2014, respectively, pledged at the FRB. The following table presents a summary of the total loans and leases owned by the Bancorp as of: 90 Days Past Due Balance and Still Accruing June 30, December 31, June 30, December 31, ($ in millions) 2015 2014 2015 2014 Commercial and industrial loans $ 42,812 40,801 2 - Commercial mortgage loans 7,165 7,410 - - Commercial construction loans 2,709 2,071 - - Commercial leases 3,882 3,721 - - Residential mortgage loans 13,792 13,582 43 56 Home equity 8,591 8,886 - - Automobile loans 11,914 12,037 8 8 Credit card 2,278 2,401 17 23 Other consumer loans and leases 555 436 - - Total loans and leases $ 93,698 91,345 70 87 Less: Loans held for sale $ 995 1,261 Total portfolio loans and leases $ 92,703 90,084 The following table presents a summary of net charge-offs: For the three months ended June 30, For the six months ended June 30, ($ in millions) 2015 2014 2015 2014 Commercial and industrial loans $ 34 31 $ 72 127 Commercial mortgage loans 11 9 12 12 Commercial construction loans - 8 - 12 Residential mortgage loans 5 8 11 23 Home equity 9 18 22 34 Automobile loans 4 5 12 13 Credit card 21 21 42 39 Other consumer loans and leases 2 1 6 10 Total net charge-offs $ 86 101 $ 177 270

Credit Quality and the Allowanc

Credit Quality and the Allowance for Loan and Lease Losses	6 Months Ended
	Jun. 30, 2015
Credit Quality and the Allowance for Loan and Leases Losses
Credit Quality and the Allowance for Loan and Lease Losses	6. Credit Quality and the Allowance for Loan and Lease Losses The Bancorp disaggregates ALLL balances and transactions in the ALLL by portfolio segment. Credit quality related disclosures for loans and leases are further disaggregated by class . The following tables summarize transactions in the ALLL by portfolio segment: For the three months ended June 30, 2015 Residential ($ in millions) Commercial Mortgage Consumer Unallocated Total Transactions in the ALLL: Balance, beginning of period $ 852 103 241 104 1,300 Losses charged-off (54) (8) (50) - (112) Recoveries of losses previously charged-off 9 3 14 - 26 Provision for loan and lease losses 48 6 26 (1) 79 Balance, end of period $ 855 104 231 103 1,293 For the three months ended June 30, 2014 Residential ($ in millions) Commercial Mortgage Consumer Unallocated Total Transactions in the ALLL: Balance, beginning of period $ 981 180 217 105 1,483 Losses charged-off (55) (11) (61) - (127) Recoveries of losses previously charged-off 7 3 16 - 26 Provision for loan and lease losses 28 2 49 (3) 76 Balance, end of period $ 961 174 221 102 1,458 For the six months ended June 30, 2015 Residential ($ in millions) Commercial Mortgage Consumer Unallocated Total Transactions in the ALLL: Balance, beginning of period $ 875 104 237 106 1,322 Losses charged-off (102) (17) (108) - (227) Recoveries of losses previously charged-off 18 6 26 - 50 Provision for loan and lease losses 64 11 76 (3) 148 Balance, end of period $ 855 104 231 103 1,293 For the six months ended June 30, 2014 Residential ($ in millions) Commercial Mortgage Consumer Unallocated Total Transactions in the ALLL: Balance, beginning of period $ 1,058 189 225 110 1,582 Losses charged-off (164) (30) (124) - (318) Recoveries of losses previously charged-off 13 7 28 - 48 Provision for loan and lease losses 54 8 92 (8) 146 Balance, end of period $ 961 174 221 102 1,458 The following tables provide a summary of the ALLL and related loans and leases classified by portfolio segment: Residential As of June 30, 2015 ($ in millions) Commercial Mortgage Consumer Unallocated Total ALLL: (a) Individually evaluated for impairment $ 162 i (c) 65 53 - 280 Collectively evaluated for impairment 693 39 178 - 910 Unallocated - - - 103 103 Total ALLL $ 855 104 231 103 1,293 Loans and leases: (b) Individually evaluated for impairment $ 1,099 i (c) 603 450 - 2,152 Collectively evaluated for impairment 55,441 12,150 22,780 - 90,371 Loans acquired with deteriorated credit quality - 2 - - 2 Total portfolio loans and leases $ 56,540 12,755 23,230 - 92,525 Includes $ 5 related to leverage d leases . Excludes $ 178 of residential mortgage loans measured at fair value, and includes $ 8 80 of leverage d leases, net of unearned income. In clud es five restructured loans at June 30, 2015 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with a recorded investment of $ 2 8 and an ALLL of $ 16 . Residential As of December 31, 2014 ($ in millions) Commercial Mortgage Consumer Unallocated Total ALLL: (a) Individually evaluated for impairment $ 179 i (c) 65 61 - 305 Collectively evaluated for impairment 696 39 176 - 911 Unallocated - - - 106 106 Total ALLL $ 875 104 237 106 1,322 Loans and leases: (b) Individually evaluated for impairment $ 1,260 i (c) 518 483 - 2,261 Collectively evaluated for impairment 52,693 11,761 23,259 - 87,713 Loans acquired with deteriorated credit quality - 2 - - 2 Total portfolio loans and leases $ 53,953 12,281 23,742 - 89,976 Includes $ 6 related to leveraged leases. Excludes $ 108 of residential mortgage loans measured at fair value, and includes $ 8 74 of leveraged leases, net of unearned income. Includes five restructured loans at December 31, 2014 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with a recorded investment of $ 28 and an ALLL of $ 1 0 . CREDIT RISK PROFILE Commercial Portfolio Segment For purposes of monitoring the credit quality and risk characteristics of its commercial portfolio segment, the Bancorp disaggregates the segment into the following classes: commercial and industrial, commercial mortgage owner-occupied, commercial mortgage non owner - occupied, commercial construction and commercial leasing. To facilitate the monitoring of credit quality within the commercial portfolio segment, and for purposes of analyzing historical loss rates used in the determination of the ALLL for the commercial portfolio segment, the Bancorp utilizes the following categories of credit grades: pass, special mention, substandard, doubtful or loss. The five categories, which are derived from standard regulatory rating definitions, are assigned upon initial approval of credit to borrowers and updated periodically thereafter. Pass ratings, which are assigned to those borrowers that do not have identified potential or well defined weaknesses and for which there is a high likelihood of orderly repayment, are updated at least annually based on the size and credit characteristics of the borrower. All other categories are updated on a quarterly basis during the month preceding the end of the calendar quarter. The Bancorp assigns a special mention rating to loans and leases that have potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may, at some future date, result in the deterioration of the repayment prospects for the loan or lease or the Bancorp's credit position. The Bancorp assigns a substandard rating to loans and leases that are inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged. Substandard loans and leases have well defined weaknesses or weaknesses that could jeopardize the orderly repayment of the debt. Loans and leases in this grade also are characterized by the distinct possibility that the Bancorp will sustain some loss if the deficiencies noted are not addressed and corrected. The Bancorp assigns a doubtful rating to loans and leases that have all the attributes of a substandard rating with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The possibility of loss is extremely high, but because of certain important and reasonable specific pending factors that may work to the advantage of and strengthen the credit quality of the loan or lease, its classification as an estimated loss is deferred until its more exact status may be determined. Pending factors may include a proposed merger or acquisition, liquidation proceeding, capital injection, perfecting liens on additional collateral or refinancing plans. Loans and leases classified as loss are considere d uncollectible and are charged- off in the period in which they are determined to be uncollectible. Because loans and leases in this category are fully charged- off , they are not included in the following tables. The following tables summarize the credit risk profile of the Bancorp’s commercial portfolio segment, by class: Special As of June 30, 2015 ($ in millions) Pass Mention Substandard Doubtful Total Commercial and industrial loans $ 39,780 1,285 1,735 - 42,800 Commercial mortgage owner-occupied loans 3,485 115 229 - 3,829 Commercial mortgage nonowner-occupied loans 3,058 39 213 11 3,321 Commercial construction loans 2,671 18 20 - 2,709 Commercial leases 3,805 45 31 - 3,881 Total commercial loans and leases $ 52,799 1,502 2,228 11 56,540 Special As of December 31, 2014 ($ in millions) Pass Mention Substandard Doubtful Total Commercial and industrial loans $ 38,013 1,352 1,400 - 40,765 Commercial mortgage owner-occupied loans 3,430 137 267 - 3,834 Commercial mortgage nonowner-occupied loans 3,198 76 284 7 3,565 Commercial construction loans 1,966 65 38 - 2,069 Commercial leases 3,678 9 33 - 3,720 Total commercial loans and leases $ 50,285 1,639 2,022 7 53,953 Consumer Portfolio Segment For purposes of monitoring the credit quality and risk characteristics of its consumer portfolio segment, the Bancorp disaggregates the segment into the following classes: home equity, automobile loans, credit card and other consumer loans and leases. The Bancorp's residential mortgage portfolio segment is also a separate class. The Bancorp considers repayment performance as the best indicator of credit quality for residential mortgage and consumer loans, which includes both the delinquency status and performing versus nonperforming status of the loans . The delinquency status of all residential mortgage and consumer loans is presented by class i n the age analysis section while the performing versus nonperforming status is presented in the table below . Refer to the nonaccrual loans and leases section of Note 1 in the Bancorp's Annual Report on Form 10-K for the year ended December 31, 2014 for additional delinquency and nonperforming information . The following table presents a summary of the Bancorp’s residential mortgage and consumer portfolio segments, by class, disaggregated into performing versus nonperforming status as of: June 30, 2015 December 31, 2014 ($ in millions) Performing Nonperforming Performing Nonperforming Residential mortgage loans (a) $ 12,693 62 12,204 77 Home equity 8,459 88 8,793 93 Automobile loans 11,907 2 12,036 1 Credit card 2,242 36 2,360 41 Other consumer loans and leases 496 - 418 - Total residential mortgage and consumer loans and leases (a) $ 35,797 188 35,811 212 Excludes $ 178 and $ 108 of loans measured at fair value at June 30, 2015 and December 31, 2014, respectiv ely. Age Analysis of Past Due Loans and Leases The following tables summarize the Bancorp’s recorded investment in portfolio loans and leases by age and class: Past Due Current 90 Days 90 Days Past As of June 30, 2015 Loans and 30-89 and Total Total Loans Due and Still ($ in millions) Leases (c) Days (c) Greater (c) Past Due and Leases Accruing Commercial loans and leases: Commercial and industrial loans $ 42,683 39 78 117 42,800 2 Commercial mortgage owner-occupied loans 3,780 10 39 49 3,829 - Commercial mortgage nonowner-occupied loans 3,296 2 23 25 3,321 - Commercial construction loans 2,709 - - - 2,709 - Commercial leases 3,879 2 - 2 3,881 - Residential mortgage loans (a) (b) 12,614 35 106 141 12,755 43 Consumer loans and leases: Home equity 8,398 81 68 149 8,547 - Automobile loans 11,840 59 10 69 11,909 8 Credit card 2,229 26 23 49 2,278 17 Other consumer loans and leases 495 1 - 1 496 - Total portfolio loans and leases (a) $ 91,923 255 347 602 92,525 70 Excludes $ 178 of residential mortgage loans measured at fair value. Information for current residential mortgage loans includes loans whose repayments are insured by the FHA or guaranteed by the VA . As of June 30, 2015 , $ 90 of these loans were 30-89 days past due and $ 3 42 were 90 days or more pas t due. The Bancorp recognized $ 2 and $ 4 of losses during the three and six months ended June 30, 2015 , respectively, due to claim denials and cu rtailments associated with these insured or guaranteed loans . Includes accrual and nonaccrual loans and leases. Past Due Current 90 Days 90 Days Past As of December 31, 2014 Loans and 30-89 and Total Total Loans Due and Still ($ in millions) Leases (c) Days (c) Greater (c) Past Due and Leases Accruing Commercial loans and leases: Commercial and industrial loans $ 40,651 29 85 114 40,765 - Commercial mortgage owner-occupied loans 3,774 7 53 60 3,834 - Commercial mortgage nonowner-occupied loans 3,537 11 17 28 3,565 - Commercial construction loans 2,069 - - - 2,069 - Commercial leases 3,717 3 - 3 3,720 - Residential mortgage loans (a) (b) 12,109 38 134 172 12,281 56 Consumer loans and leases: Home equity 8,710 100 76 176 8,886 - Automobile loans 11,953 74 10 84 12,037 8 Credit card 2,335 34 32 66 2,401 23 Other consumer loans and leases 417 1 - 1 418 - Total portfolio loans and leases (a) $ 89,272 297 407 704 89,976 87 Excludes $ 108 of residential mortgage loans measured at fair value. Information for current residential m ortgage loans includes loans whose repayments are insured by the FHA or guaranteed by the VA . As of December 31 , 2014 , $ 9 9 of these loa ns were 30-89 days past due and $ 3 7 3 were 90 days or more past due. The Bancorp recognized $ 2 and $ 7 o f losses during the three and six months e nded June 30 , 2014 , respectively, due to claim denials and cu rtailments associated with these insured or guaranteed loans . Includes accrual and nonaccrual loans and leases. Impaired Loans and Leases Larger commercial loans and leases included within aggregate borrower relationship balances exceeding $1 million that exhibit probable or observed credit weaknesses are subject to individual review for impairment. The Bancorp also performs an individual review on loans and leases that are restructured in a TDR . The Bancorp considers the current value of collateral, credit quality of any guarantees, the loan structure and other factors when evaluating whether an individual loan or lease is impaired. Other factors may include the geography and industry of the borrower, size and financial condition of the borrower, cash flow and leverage of the borrower, and the Bancorp's evaluation of the borrower's management. Smaller-balance homogenous loans or leases that are collectively evaluated for impairment are not included in the following tables. The following tables summarize the Bancorp’s impaired loans and leases (by class) that were subject to individual review, which includes all loans and leases restructured in a TDR: Unpaid As of June 30, 2015 Principal Recorded ($ in millions) Balance Investment ALLL With a related ALLL recorded: Commercial loans and leases: Commercial and industrial loans $ 520 471 132 Commercial mortgage owner-occupied loans (b) 39 30 7 Commercial mortgage nonowner-occupied loans 68 56 4 Commercial construction loans 31 31 1 Commercial leases 7 7 2 Restructured residential mortgage loans 418 413 65 Restructured consumer loans and leases: Home equity 239 238 36 Automobile loans 18 18 2 Credit card 67 67 15 Total impaired loans and leases with a related ALLL $ 1,407 1,331 264 With no related ALLL recorded: Commercial loans and leases: Commercial and industrial loans $ 308 237 - Commercial mortgage owner-occupied loans 61 56 - Commercial mortgage nonowner-occupied loans 156 151 - Commercial construction loans 30 30 - Commercial leases 2 2 - Restructured residential mortgage loans 220 190 - Restructured consumer loans and leases: Home equity 127 123 - Automobile loans 4 4 - Total impaired loans and leases with no related ALLL 908 793 - Total impaired loans and leases $ 2,315 2,124 a (a) 264 Includes $ 769 , $ 576 and $ 394 , respectively, of commercial , resid ential mortgage and consumer TDR s on accrual status ; $ 175 , $ 27 an d $ 5 6 , respectively, of commercial , reside ntial mortgage and consumer TDR s on nonaccrual status. Excludes five restructured loans at June 30, 2015 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party , with an unpaid principal balance of $ 28 , a recorded investment of $ 28 , and an allowance of $ 16 . Unpaid As of December 31, 2014 Principal Recorded ($ in millions) Balance Investment ALLL With a related ALLL recorded: Commercial loans and leases: Commercial and industrial loans $ 598 486 149 Commercial mortgage owner-occupied loans (b) 54 46 14 Commercial mortgage nonowner-occupied loans 69 57 4 Commercial construction loans 18 15 - Commercial leases 3 3 2 Restructured residential mortgage loans 388 383 65 Restructured consumer loans and leases: Home equity 203 201 42 Automobile loans 19 19 3 Credit card 78 78 16 Total impaired loans and leases with a related ALLL $ 1,430 1,288 295 With no related ALLL recorded: Commercial loans and leases: Commercial and industrial loans $ 311 276 - Commercial mortgage owner-occupied loans 72 68 - Commercial mortgage nonowner-occupied loans 251 231 - Commercial construction loans 48 48 - Commercial leases 2 2 - Restructured residential mortgage loans 155 135 - Restructured consumer loans and leases: Home equity 183 180 - Automobile loans 5 5 - Total impaired loans and leases with no related ALLL 1,027 945 - Total impaired loans and leases $ 2,457 2,233 a (a) 295 Includes $ 869 , $ 485 and $ 4 20 , respectively, of commercial , resid ential mortgage and consumer TDR s on accrual status ; $ 2 14 , $ 33 and $ 63 , respectively , of commercial, reside ntial mortgage and consumer TDR s on nonaccrual status. Excludes five restruc tured loans at December 31, 2014 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an unpaid principal balance of $ 28 , a recorded investment of $ 28 , and an allowance of $ 10 . The following tables summarize the Bancorp’s average impaired loans and leases by class and interest income by class: For the three months ended For the six months ended June 30, 2015 June 30, 2015 Average Interest Average Interest Recorded Income Recorded Income ($ in millions) Investment Recognized Investment Recognized Commercial loans and leases: Commercial and industrial loans $ 731 6 741 12 Commercial mortgage owner-occupied loans (a) 98 - 103 1 Commercial mortgage nonowner-occupied loans 222 2 244 3 Commercial construction loans 61 - 62 1 Commercial leases 7 - 6 - Restructured residential mortgage loans 579 6 563 11 Restructured consumer loans and leases: Home equity 363 3 370 7 Automobile loans 22 - 23 - Credit card 69 1 72 3 Total impaired loans and leases $ 2,152 18 2,184 38 Excludes five restructured nonaccrual loans associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party , with an average recorded investment of $ 2 8 and an immaterial amount of interest income recognized for the three months and six months ended June 30, 2015 . For the three months ended For the six months ended June 30, 2014 June 30, 2014 Average Interest Average Interest Recorded Income Recorded Income ($ in millions) Investment Recognized Investment Recognized Commercial loans and leases: Commercial and industrial loans $ 744 7 $ 788 12 Commercial mortgage owner-occupied loans (a) 146 1 154 2 Commercial mortgage nonowner-occupied loans 259 2 266 4 Commercial construction loans 100 1 107 1 Commercial leases 12 - 17 - Restructured residential mortgage loans 1,295 14 1,304 27 Restructured consumer loans and leases: Home equity 395 6 401 11 Automobile loans 24 - 24 - Credit card 55 1 56 2 Total impaired loans and leases $ 3,030 32 $ 3,117 59 Excludes five restructured nonaccrual loans associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an average recorded investment of $2 8 and an immaterial amount of interest income recognized for the three and six months ended June 30, 2014 . Nonperforming Assets Nonperforming assets include nonaccrual loans and leases for which ultimate collectability of the full amount of the principal and/or interest is uncertain; restructured commercial and credit card loans which have not yet met the requirements to be classified as a performing asset; restructured consumer loans which are 90 days past due based on the restructured terms unless the loan is both well-secured and in the process of collection; and certain other assets, including OREO and other repossessed property. The following table summarizes the Bancorp’s nonperforming loans and leases, by class, as of: June 30, December 31, ($ in millions) 2015 2014 Commercial loans and leases: Commercial and industrial loans $ 178 228 Commercial mortgage owner-occupied loans (a) 64 78 Commercial mortgage nonowner-occupied loans 42 57 Commercial leases 3 4 Total commercial loans and leases 287 367 Residential mortgage loans 62 77 Consumer loans and leases: Home equity 88 93 Automobile loans 2 1 Credit card 36 41 Total consumer loans and leases 126 135 Total nonperforming loans and leases (b) (c) $ 475 579 OREO and other repossessed property (d) $ 151 165 a Excludes $ 21 of restructured nonaccrual loans at both June 30, 2015 and December 31, 2014 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party . Excludes $ 1 and $ 39 of nonaccrual loans held for sale at June 30, 2015 and December 31 , 2014 , respectively . Includes $ 9 of nonaccrual government insured commercial loans whose repayments are insured by the SBA at both June 30, 2015 and December 31, 2014 and $ 4 of restructured nonaccrual government insured commercial loans at both June 30, 2015 and December 31, 2014 . Excludes $ 28 and $ 71 of OREO related to government insured loans at June 30, 2015 and December 31, 2014, respectively. The Bancorp has historically excluded government guaranteed loans classified in OREO from its nonperforming asset disclosures. Upon the prospective adoption on January 1, 2015 of ASU 2014-14 “Classification of Certain Government-Guaranteed Mortgage Loans Upon Foreclosure ,” government guaranteed loans meeting certain criteria will be reclassified to other receivables rather than OREO upon foreclosure. At June 30, 2015 , the Bancorp had $ 37 of government guaranteed loans classified as other receivables. Refer to Note 3 for further information on the a doption of this amended guidance . The Bancorp's recorded investment of consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process according to local requirements of the applicable jurisdiction was $ 331 million as of June 30, 2015 . Troubled Debt Restructurings If a borrower is experiencing financial difficulty, the Bancorp may consider, in certain circumstances, modifying the terms of their loan to maximize collection of amounts due . Within each of the Bancorp's loan classes, TDRs typically involve either a reduction of the stated interest rate of the loan, an extension of the loan's maturity date(s) with a stated rate lower than the current market rate for a new loan with similar risk, or in limited circumstances, a reduction of the principal balance of the loan or the loan's accrued interest. Modifying the terms of a loan may result in an increase or decrease to the ALLL depending upon the terms modified , the method used to measure the ALLL for a loan prior to modification , and whether any charge-offs were recorded on the loan before or at the time of modification . Refer to the ALLL section of Note 1 in the Bancorp's Annual Report on Form 10-K for the year ended December 31, 2014 for i nformation on the Bancorp's ALLL methodology. Upon modification of a loan, the Bancorp measures the related impairment as the difference between the estimated future cash flows expected to be collected on the modified loan , discounted at the original effective yield of the loan, and the carrying value of the loan . The resulting measurement may result in the need for minimal or no valuation allowance because it is probable that all cash flows will be collected under the modified terms of the loan. In addition, if the stated interest rate was increased in a TDR, the cash flows on the modified loan, using the pre- modification interest rate as the discount rate, often exceed the recorded investment of the loan. Conversely, upon a modification that reduces the stated interest rate on a loan , the Bancorp recognizes an impairment loss as an increase to the ALLL. I f a TDR involves a reduction of the principal balance of the loan or the loan's accrued interest, that amount is charged off to the ALLL . As of June 30, 2015 , t he Bancorp had $ 65 million and $ 26 million in line of credit and letter of credit commitments , respectively, compared to $ 63 million and $ 26 million in line of credit and letter of credit commitments as of December 31, 2014, respectively, to lend additional funds to borrowers whose terms have been modified in a TDR . The following tables provide a summary of loans (by class) modified in a TDR by the Bancorp during the three months ended: Recorded investment Increase Number of loans in loans modified (Decrease) Charge-offs modified in a TDR in a TDR to ALLL upon recognized upon June 30, 2015 ($ in millions) (a) during the period (b) during the period modification modification Commercial loans and leases: Commercial and industrial loans 27 $ 70 7 - Commercial mortgage owner-occupied loans 6 7 (1) - Commercial mortgage nonowner-occupied loans 5 4 - - Residential mortgage loans 254 35 3 - Consumer loans and leases: Home equity 67 3 (1) - Automobile loans 128 2 - - Credit card 2,981 15 3 3 Total portfolio loans and leases 3,468 $ 136 11 3 Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool . Represents number of loans post-modification. Recorded investment Number of loans in loans modified Increase Charge-offs modified in a TDR in a TDR to ALLL upon recognized upon June 30, 2014 ($ in millions) (a) during the period (b) during the period modification modification Commercial loans and leases: Commercial and industrial loans 44 $ 100 6 - Commercial mortgage owner-occupied loans 4 39 - - Commercial mortgage nonowner-occupied loans 4 1 - - Residential mortgage loans 262 39 2 - Consumer loans and leases: Home equity 71 3 - - Automobile loans 143 2 - - Credit card 1,713 11 2 - Total portfolio loans and leases 2,241 $ 195 10 - Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool . Represents number of loans post-modification. The following tables provide a summary of loans modified in a TDR by the Bancorp during the six months ended: Recorded investment Increase Number of loans in loans modified (Decrease) Charge-offs modified in a TDR in a TDR to ALLL upon recognized upon June 30, 2015 ($ in millions) (a) during the period (b) during the period modification modification Commercial loans and leases: Commercial and industrial loans 48 $ 88 - 3 Commercial mortgage owner-occupied loans 13 15 (2) - Commercial mortgage nonowner-occupied loans 11 7 - - Residential mortgage loans 554 77 4 - Consumer loans and leases: Home equity 143 7 (1) - Automobile loans 259 4 - - Credit card 6,648 34 7 3 Total portfolio loans and leases 7,676 $ 232 8 6 Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool . Represents number of loans post-modification. Recorded investment Increase Number of loans in loans modified (Decrease) Charge-offs modified in a TDR in a TDR to ALLL upon recognized upon June 30, 2014 ($ in millions) (a) during the period (b) during the period modification modification Commercial loans and leases: Commercial and industrial loans 66 $ 119 2 - Commercial mortgage owner-occupied loans 20 51 (1) - Commercial mortgage nonowner-occupied loans 11 7 (1) - Residential mortgage loans 572 84 5 - Consumer loans and leases: Home equity 106 4 - - Automobile loans 259 4 - - Credit card 3,664 23 4 - Total portfolio loans and leases 4,698 $ 292 9 - Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool . Represents number of loans post-modification. The Bancorp considers TDRs that become 90 days or more past due under the modified te rms as subsequently defaulted. For commercial loans not subject to individual review for impairment, loss rates that are applied for purposes of determining the ALLL include historical losses associated with subsequent defaults on loan s previously modified in a TDR . For consumer loans, the Bancorp performs a qualitative assessment of the adequacy of the consumer ALLL by comparing the consumer ALLL to forecasted consumer losses over the projected loss emergence period (the forecasted losses include the impact of subsequent defaults of consumer TDRs). When a residential mortgage, home equity, auto mobile or other consumer loan that has been modified in a TDR subsequently defaults, the present value of expected cash flows used in the measurement of the potential impairment loss is generally limited to the expected net proceeds from the sale of the loan's underlying collateral and any resulting impairment loss is reflected as a charge-off or an increase in ALLL. The Bancorp fully reserves for credit card loans modified in a TDR that subsequently default . The following tables provide a summary of subsequent defaults of TDRs that occurred during the three months ended June 30, 2015 and 2014 and within 12 months of the restructuring date: Number of Recorded June 30, 2015 ($ in millions) (a) Contracts Investment Commercial loans and leases: Commercial and industrial loans 4 $ 7 Residential mortgage loans 30 4 Consumer loans and leases: Home equity 3 - Automobile loans 4 - Credit card 557 3 Total portfolio loans and leases 598 $ 14 E xcludes all loans and leases held for sale and loans acquired with deteriorated credit quality . Number of Recorded June 30, 2014 ($ in millions) (a) Contracts Investment Commercial loans and leases: Commercial and industrial loans 3 $ 6 Residential mortgage loans 40 6 Consumer loans and leases: Home equity 10 1 Automobile loans 2 - Credit card 363 3 Total portfolio loans and leases 418 $ 16 E xcludes all loans and leases held for sale and loans acquired with deteriorated credit quality . The following tables provide a summary of subsequent defaults that occurred during the six months ended June 30, 2015 and 2014 and within 12 months of the restructuring date: Number of Recorded June 30, 2015 ($ in millions) (a) Contracts Investment Commercial loans and leases: Commercial and industrial loans 4 $ 7 Residential mortgage loans 70 9 Consumer loans and leases: Home equity 8 - Automobile loans 8 - Credit card 1,145 6 Total portfolio loans and leases 1,235 $ 22 Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality. Number of Recorded June 30, 2014 ($ in millions) (a) Contracts Investment Commercial loans and leases: Commercial and industrial loans 9 $ 20 Commercial mortgage owner-occupied loans 2 3 Residential mortgage loans 81 12 Consumer loans and leases: Home equity 20 1 Automobile loans 4 - Credit card 870 6 Total portfolio loans and leases 986 $ 42 Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality.

Bank Premises and Equipment

Bank Premises and Equipment	6 Months Ended
	Jun. 30, 2015
Bank Premises and Equipment
Bank Premises and Equipment	7. Bank Premises a nd Equipment The following table provides a summary of bank premises and equipment as of: ($ in millions) June 30, 2015 December 31, 2014 Land and improvements (a) $ 715 793 Buildings 1,750 1,807 Equipment 1,676 1,682 Leasehold improvements 410 416 Construction in progress 61 98 Land and improvements held for sale 61 23 Buildings held for sale 17 3 Equipment held for sale 3 - Leasehold improvements held for sale 3 - Accumulated depreciation and amortization (2,398) (2,357) Total $ 2,298 2,465 At June 30, 2015 and December 31, 2014, land and improvements included $ 106 million and $ 165 million , respectively, associated with parcels of undeveloped land intended for future branch expansion. The Ban corp monitors changing customer preferences associated with the channels it uses for banking transactions to evaluate the efficiency, competitiveness and quality of the customer service experience in its consumer distribution network . As part of this ongoing assessment , the Bancorp may determine that it is no longer fully committed to maintaining full-service branches at certain of its existing banking center locations. Similarly, the Bancorp may also determine that it is no longer fully committed to building banking centers on certain parcels of land which had previously been held for future branch expansion. On June 16, 2015, the Bancorp's Board of Directors authorized management to pursue a plan to further develop its distribution strategy, including a plan to consolidate and/or sell 105 operating branch locations and to sell an additional 31 parcels of undeveloped land that had been acquired by the Bancorp for future branch expansion (the “Branch Consolidation and Sales Plan”). The Bancorp performs assessments of the recoverability of long-lived assets when events or changes in circumstances indicate that their carrying values may not be recoverable. Impairment losses associated with such assessments and lower of cost or market adjustments were $ 98 million and $102 million for the three and six months ended June 30, 2015 , respectively, and $ 18 million for both the three and six months ended June 30, 2014 . The recognized impairment losses were recorded in other noninterest income in the Condensed Co nsolidated Statements of Income . The following table summarizes the assets and liabilities classified as held for sale as a result of the Branch Consolidation and Sales Plan as of: ($ in millions) June 30, 2015 (d) Assets: Loans held for sale: Commercial and industrial loans $ 12 Commercial mortgage loans 14 Residential mortgage loans 231 Home equity 44 Automobile loans 5 Other consumer loans and leases 55 Total loans held for sale (a) 361 Land and improvements held for sale (included in the previous table) (b) 27 Buildings held for sale (included in the previous table) (b) 15 Equipment held for sale (included in the previous table) (b) 3 Leasehold improvements held for sale (included in the previous table) (b) 3 Total assets held for sale $ 409 Liabilities: Deposits held for sale: Interest-bearing deposits $ 112 Noninterest-bearing deposits 449 Total deposits held for sale (c) 561 Total liabilities held for sale $ 561 Included in loans held for sale in the Condensed Consolidated Balance Sheets. Included in bank premises and equipment in the Condensed Consolidated Balance Sheets. Included in interest-bearing deposits and noninterest-bearing deposits in the Condensed Consolidated Balance Sheets. Included in the Branch Banking business segment.

Operating Lease Equipment

Operating Lease Equipment	6 Months Ended
	Jun. 30, 2015
Operating Lease Equipment
Operating Lease Equipment	8. Operating Lease Equipment As pa rt of a periodic review of long- lived assets for impairment associated with operating lease assets, during the first quarter of 2015, the Bancorp identified an impairment regarding certain medium and large cabin corporate aircraft subject to leases expiring in 2017 and later. After applying the appropriate tests under current accounting guidance, it was determined that such recoverability was in doubt and the asset s had, in fact, been impaired. The impact of the impairment was $ 30 million which was recognized as a reduction to corporate banking revenue in the Condensed Consolidated Statements of Income during the first quarter of 2015 as such diminution in value of the assets was associate d with both the first quarter of 2015 and prior periods. The Bancorp assessed the materiality of this impairment and concluded it was immaterial to interim amounts during the first quarter of 2015 and previously reported annual and interim amounts. During the second quarter of 2015, the Bancorp recorded $ 4 million of impairment associated with operating lease assets . The impact of the impairment was recognized as a reduction to corporate banking revenue in the Condensed Consolidated Statements of Income during the second quarter of 2015.

Intangible Assets

Intangible Assets	6 Months Ended
	Jun. 30, 2015
Intangible Assets
Intangible Assets	9. Intangible Assets Intangible assets consist of core deposit intangibles, customer lists, non-compete agreements and cardholder relationships. Intangible assets are amortized on either a straight-line or an accelerated basis over their estimated useful lives . Intangible assets have an estimated remaining weighted-average life at June 30, 2015 of 4. 4 years . The details of the Bancorp’s intangible assets are shown in the following table: Gross Carrying Accumulated Net Carrying ($ in millions) Amount Amortization Amount As of June 30, 2015 Core deposit intangibles $ 34 (25) 9 Other 33 (29) 4 Total intangible assets $ 67 (54) 13 As of December 31, 2014 Core deposit intangibles $ 122 (112) 10 Other 45 (40) 5 Total intangible assets $ 167 (152) 15 As of June 30, 2015 , all of the Bancorp's intangible assets were being amortized. Amortization expense recognized on intangible assets was $ 1 million for both the three months ended June 30, 2015 and 2014 and $ 2 million for both the six months ended June 30, 2015 and 2014 . The Bancorp's projections of amortization expense shown below are based on existing asset balances as of June 30, 2015. Future amortization expense may vary from these projections. Estimated amortization expense for the remainder of June 30, 2015 through 2019 is as follows: ($ in millions) Total Remainder of 2015 $ 1 2016 2 2017 2 2018 2 2019 1

VIE

VIE	6 Months Ended
	Jun. 30, 2015
Variable Interest Entities
Variable Interest Entities	10. Variable Interest Entities The Bancorp, in the normal course of business, engages in a variety of activities that involve VIEs, which are legal entities that lack sufficient equity to finance their activities, or the equity investors of the entities as a group lack any of the characteristics of a controlling interest. The primary beneficiary of a VIE is generally the enterprise that has both the power to direct the activities most significant to the economic performance of the VIE and the obligation to absorb losses or receive benefits that could potentially be significant to the VIE. For certain investment funds, the primary beneficiary is the enterprise that will absorb a majority of the fund's expected losses or receive a majority of the fund's expected residual returns. The Bancorp evaluates its interest s in certain entities to determine if these entities meet the definition of a VIE and whether the Bancorp is the primary beneficiary and should consolidate the entity based on the variable interests it held both at inception and when there is a change in circumstances that require s a reconsideration. If the Bancorp is determined to be the primary beneficiary of a VIE, it must account for the VIE as a consolidated subsidiary. If the Bancorp is determined not to be the primary beneficiary of a VIE but holds a variable interest in the entity, such variable interests are accounted for under the equity method of accounting or other accounting standards as appropriate. Consolidated VIEs The following tables provide a summary of the classifications of consolidated VIE assets, liabilities and noncontrolling interests included in the Condensed Consolidated Balance Sheets as of: Automobile Loan CDC June 30, 2015 ($ in millions) Securitizations Investments Total Assets: Cash and due from banks $ 155 1 156 Commercial mortgage loans - 48 48 Automobile loans 2,499 - 2,499 ALLL (11) (18) (29) Other assets 21 2 23 Total assets $ 2,664 33 2,697 Liabilities: Other liabilities $ 4 - 4 Long-term debt 2,542 - 2,542 Total liabilities $ 2,546 - 2,546 Noncontrolling interests $ - 33 33 Automobile Loan CDC December 31, 2014 ($ in millions) Securitizations Investments Total Assets: Cash and due from banks $ 178 1 179 Commercial mortgage loans - 47 47 Automobile loans 3,331 - 3,331 ALLL (11) (11) (22) Other assets 23 2 25 Total assets $ 3,521 39 3,560 Liabilities Other liabilities $ 5 - 5 Long-term debt 3,434 - 3,434 Total liabilities $ 3,439 - 3,439 Noncontrolling interests $ - 39 39 Automobile Loan Securitization s In securitization transactions that occurr ed during 2014 , the Bancorp transferred an aggregate amount of $ 3 . 8 billion in consumer automobile loans to bankruptcy remote trusts which were deemed to be VIEs . The primary purposes of the VIE s were to issue asset- backed securities with varying levels of credit subordination and payment priority , as well as residual interest s , and to provide the Bancorp with access to liquidity for its originated loans. The Bancorp retained residual interests in the VIE s and, therefore, has an obligation to absorb losses and a right to receive benefits from the VIE s that could potentially be significant to the VIE s . In addition, the Bancorp retained servicing rights for the underlying loans and, therefore, holds the power to direct the activities of the VIE s that most significantly impact the economic performance of the VIE s . As a result, the Bancorp concluded that it is the primary beneficiary of the VIE s and, therefor e, has consolidated these VIE s . The assets of the VIE s are restricted to the settlement of the notes and other obligations of the VIE s . Third-party holders of the notes do not have recourse to the general assets of the Bancorp. The economic performance of the VIE s is most significantly impacted by the performance of the underlying loans. The principal risks to which the VIE s are exposed include credit risk and prepayment risk. The credit and prepayment risks are managed through credit enhancement s in the form of reserve accounts, overcollateralization, excess interest on the loans and the subordination of certain classes of asset-backed securities to other classes. CDC Investment s CDC, a wholly- owned indirect subsidiary of the Bancorp, was created to invest in projects to create affordable housing, revitalize business and residential areas, and preserve historic landmarks. CDC generally co-invests with other unrelated companies and/or individuals and typically makes investments in a separate legal entity that owns the property under development. The entities are usually formed as limited partnerships and LLCs, and CDC typically invests as a limited partner/investor member in the form of equity contributions. The economic performance of the VIEs is driven by the performance of their underlying investment projects as well as the VIEs' ability to operate in compliance with the rules and regulations necessary for the qualification of tax credits generated by equity investments. Typically, the general partner or managing member will be the party that has the right to make decisions that will most significantly impact the economic performance of the entity. The Bancorp 's subsidiaries serv e as the managing member of certain LLC s invested in business revitalization project s . The Bancorp has provided an indemnification guarante e to the investor member of these LLC s related to the qualification of tax credits generated by the investor member s ' investment. Accordingly, the Bancorp concluded that it is the primary beneficiary and, therefore, has consolidated these VIE s . As a result, the investor members ' interests in these VIE s are presented as noncontrolling interest s in the Condensed Consolidated Financial Statements. This presentation includes reporting separately the equity attributable to the noncontrolling interest s in the Condensed Consolidated Balance Sheets and Condensed Consolidated Statements of Changes in Equity and reporting separately the comprehensive income attributable to the noncontrolling interests in the Condensed Consolidated Statements of Comprehensive Income and the net income attributable to the noncontrolling interests in the Condensed Consolidated Statements of Income . The Bancorp's maxi mum exposure related to the se indemnification s at June 30, 2015 and December 31, 2014 was $ 2 6 million and $ 2 4 million, respectively , which is based on an amount required to meet the investor member's defined target rate of return. Non-consolidated VIEs The following tables provide a summary of assets and liabilities carried on the Condensed Consolidated Balance Sheets related to non-consolidated VIEs for which the Bancorp holds an interest, but is not the primary beneficiary of the VIE, as well as the Bancorp’s maximum exposure to losses associated with its interests in the entities as of: Total Total Maximum June 30, 2015 ($ in millions) Assets Liabilities Exposure CDC investments $ 1,432 369 1,432 Private equity investments 209 - 275 Loans provided to VIEs 2,126 - 3,311 Automobile loan securitization 1 - 1 Total Total Maximum December 31, 2014 ($ in millions) Assets Liabilities Exposure CDC investments $ 1,432 364 1,432 Private equity investments 189 - 267 Loans provided to VIEs 1,900 - 2,759 Automobile loan securitization 2 - 2 CDC Investments As noted previously, CDC typically invests in VIEs as a limited partner or investor member in the form of equity contributions. The Bancorp has determined that it is not the primary beneficiary of these VIEs because it lacks the power to direct the activities that most significantly impact the economic performance of the underlying project or the VIEs' ability to operate in compliance with the rules and regulations necessary for the qualification of tax credits generated by equity investments. This power is held by the general partners/managing members who exercise full and exclusive control of the operations of the VIEs. Accordingly, the Bancorp accounts for these investments under the equity method of accounting. The Bancorp's funding requirements are limited to its invested capital and any additional unfunded commitments for future equity contributions. The Bancorp's maximum exposure to loss as a result of its involvement with the VIEs is limited to the carrying amounts of the investments, including the unfunded commitments. The carrying amounts of these investments, which are included in other assets in the Condensed Consolidated Balance Sheets, and the liabilities related to the unfunded commitments, which are included in other liabilities in the Condensed Consolidated Balance Sheets, are included in the previous tables for all periods presented. The Bancorp has no other liquidity arrangements or obligations to purchase assets of the VIEs that would expose the Bancorp to a loss. In certain arrangements, the general partner/managing member of the VIE has guaranteed a level of projected tax credits to be received by the limited partners/investor members, thereby minimizing a portion of the Bancorp's risk . As of both June 30, 2015 and December 31, 2014 , t he Bancorp 's CDC investments included $ 1 .3 billion of investment s in affordable housing tax cred its recognized in other assets i n the Condensed Consolidated Balance Sheets. The unfunded commitments related to these investments were $ 3 59 million and $ 357 million as of June 30, 2015 and December 31, 2014, respectively, which are expected to be funded from 2015 to 2031 . The Bancorp has accounted for all of its investments in qualified affordable housing tax credits using the equity method of accounting. The following table summarizes the impact to the Condensed Consolidated Statements of Income relating to investments in qualified affordable housing investments: Affected Line Item in the Condensed For the three months ended June 30, For the six months ended June 30, ($ in millions) Consolidated Statements of Income 2015 2014 2015 2014 Pre-tax investment losses Other noninterest expense $ 33 29 67 58 Impairment losses (a) Other noninterest expense 33 29 67 59 Tax credits and other benefits Applicable income tax expense 52 47 104 93 The Bancorp did not recognize impairment losses resulting from the forfeiture or ineligibility of tax credits or other circumstances during the three and six months ended June 30, 2015 and 2014. Private Equity Investments The Bancorp , through a wholly owned subsidiary, invests as a limited partner in private equity funds which provide the Bancorp an opportunity to obtain higher rates of return on invested capital, while also creating cross-selling opportunities for the Bancorp's commercial products. Each of the limited partnerships has an unrelated third-party general partner responsible for appointing the fund manager. The Bancorp has not been appointed fund manager for any of these private equity funds. The funds finance primarily all of their activities from the partners' capital contributions and investment returns. U nder the VIE consolidation guidance still applicable to the funds, the Bancorp has determined that it is not the primary beneficiary of the funds because it does not absorb a majority of the funds' expected losses or receive a majority of the funds' expected residual returns. Therefore, the Bancorp accounts for its investments in these limited partnerships under the equity method of accounting. The Bancorp is exposed to losses arising from the negative performance of the underlying investments in the private equity funds. As a limited partner, the Bancorp's maximum exposure to loss is limited to the carrying amounts of the investments plus unfunded commitments. T he carrying amounts of these investments, which are included in other assets in the Condensed Consolidated Balance Sheets, are included in the previous tables. Also, as of June 30, 2015 and December 31, 2014 , the unfunded commitment amounts to the funds were $ 6 6 million and $ 78 million , respectively. The Bancorp made capital contributions of $ 1 2 million and $ 5 million, respectively, to private equity funds during the three months ended June 30, 2015 and 2014. The Bancorp made capital contributions of $ 22 million and $ 12 million, respectively, to private equity funds during the six months ended June 30, 2015 and 2014. Loans Provided to VIEs The Bancorp has provided funding to certain unconsolidated VIEs sponsored by third parties. These VIEs are generally established to finance certain consumer and small business loans originated by third parties. The entities are primarily funded through the issuance of a loan from the Bancorp or a syndication through which the Bancorp is involved. The sponsor/administrator of the entities is responsible for servicing the underlying assets in the VIEs. Because the sponsor/administrator, not the Bancorp, holds the servicing responsibilities, which include the establishment and employment of default mitigation policies and procedures, the Bancorp does not hold the power to direct the activities that most significant ly impact the economic performance of the entity and, therefore, is not the primary beneficiary. The princip al risk to which these entities are exposed is credit risk related to the underlying assets. The Bancorp's maximum exposure to loss is equal to the carrying amounts of the loans and unfunded commitments to the VIEs . T he Bancorp 's outstanding loans to these VIEs, included in commercial loans in Note 5 , are included in the previous tables for all periods presented . A s of June 30, 2015 and December 31, 2014 , the Bancorp's unfunded commitments to these entities were $ 1.2 b illion and $ 859 million, respectively. The loans and unfunded commitments to these VIEs are included in the Bancorp's overall analysis of the ALLL and reserve for unfunded commitments, respectively. The Bancorp does not provide any implicit or explicit liquidity guarantees or principal value guarantees to these VIEs. Automobile Loan Securitization The Bancorp previously securitized and sold certain automobile loans with a carrying amount of approximately $ 509 million in a transaction that qualified for sale accounting. The Bancorp has concluded that it is not the primary beneficiary of the trust because it has neither the obligation to absorb losses of the entity that could potent ially be significant to the VIE nor the right to re ceive benefits from the entity that could potent ially be significant to the VIE . The Bancorp is not required and does not currently intend to provide any additional financial support to the trust. Investors and creditors only have recourse to the assets held by the trust. The interest the Bancorp holds in the VIE relates to servicing rights which are included in the Condensed Consolidated Balance Sheets. The maximum exposure to loss is equal to the carrying value of the servicing asset .

Sales of Receivables and Servic

Sales of Receivables and Servicing Rights	6 Months Ended
	Jun. 30, 2015
Sales of Receivables and Servicing Rights
Sales of Receivables and Servicing Rights	11. Sales of Receivables and Servicing Rights Residential Mortgage TDR Loan Sale In March of 2015, t he Bancorp recognized a $ 37 million gain, included in other noninterest income in the Condensed Consolidated Statements of Income, on the sale of certain HFS residential mortgage loans with a carrying value of $568 million that were previously modified in a TDR. As part of this sale, the Bancorp provided certain standard representations and warranties. Additionally, t he Bancorp did not obtain servicing responsibilities on the sales of these loans and the investors have no credit recourse to the Bancorp's other assets for failure of debtors to pay when due. Residential Mortgage Loan Sales The Bancorp sold fixed and adjustable rate residential mortgage loans during the three and six months ended June 30, 2015 and 2014. In those sales, the Bancorp obtained servicing responsibilities and the investors have no recourse to the Bancorp's other assets for failure of debtors to pay when due. The Bancorp receives annual servicing fees based on a percentage of the outstanding balance. The Bancorp identifies classes of servicing assets based on financial asset type and interest rates. Information related to residential mortgage loan sales and the Bancorp’s mortgage banking activity, which is included in mortgage banking net revenue in the Condensed Consolidated Statements of Income, is as follows: For the three months ended For the six months ended June 30, June 30, ($ in millions) 2015 2014 2015 2014 Residential mortgage loan sales (a) $ 1,377 1,523 2,378 (b) 3,195 Origination fees and gains on loan sales 43 42 87 84 Gross mortgage servicing fees 56 62 115 125 Represents the unpaid principal balance at the time of the sale . Excludes $ 568 of HFS residential mortgag e loan s previously modified in a TDR that were sold during the first quarter of 2015. Servicing Rights The following table presents changes in the servicing rights related to residential mortgage and automobile loans for the six months ended June 30: ($ in millions) 2015 2014 Carrying amount before valuation allowance as of the beginning of the period $ 1,392 1,440 Servicing rights that result from the transfer of residential mortgage loans 31 44 Amortization (74) (56) Carrying amount before valuation allowance 1,349 1,428 Valuation allowance for servicing rights: Beginning balance (534) (469) Recovery of (provision for) MSR impairment 39 (28) Ending balance (495) (497) Carrying amount as of the end of the period $ 854 931 Amortization expense recognized on servicing rights for the three months ended June 30, 2015 and 2014 was $ 40 million and $ 33 million, respectively. For the six months ended June 30, 2015 and 2014, amortization expense was $74 million and $56 million, respectively. The Bancorp's projections of amortization expense shown below are based on existing asset balances and static key economic assumptions as of June 30, 2015. Future amortization expense may vary from these projection s. Estimated amortization expense for the remainder of 2015 through 2019 is as follows: ($ in millions) Total Remainder of 2015 $ 83 2016 150 2017 132 2018 117 2019 103 Temporary impa irment or impairment recovery, affected through a change in the MSR valuation allowance, is captured as a component of mortgage banking net revenue in the Condensed Consolidated Statements of Income. The Bancorp maintains a non-qualifying hedging strategy to manage a portion of the risk associated with changes in the value of the MSR portfolio. This strategy may include the purchase of free-standing derivatives and various available-for-sale securities. The interest income, mark-to-market adjustments and gain or loss from sale activities associated with these portfolios are expected to economically hedge a portion of the change in value of the MSR portfolio caused by fluctuating discount rates, earnings rates and prepayment speeds. The fair value of the servicing asset is based on the present value of expected future cash flows. The following table displays the beginning and ending fair value of the servicing rights for the six months ended June 30: ($ in millions) 2015 2014 Fixed-rate residential mortgage loans: Beginning balance $ 823 929 Ending balance 826 893 Adjustable rate residential mortgage loans: Beginning balance 33 38 Ending balance 27 35 Fixed-rate automobile loans: Beginning balance 2 4 Ending balance 1 3 The following table presents activity related to valuations of the MSR portfolio and the impact of the non-qualifying hedging strategy, which is included in mortgage banking net revenue in the Condensed Consolidated Statements of Income: For the three months ended For the six months ended June 30, June 30, ($ in millions) 2015 2014 2015 2014 Changes in fair value and settlement of free-standing derivatives purchased to economically hedge the MSR portfolio (30) 38 35 61 Recovery of (Provision for) MSR impairment 87 (32) 39 (28) As of June 30, 2015 and 2014, the key economic assumptions used in measuring the interests in residential mortgage loans that continued to be held by the Bancorp at the date of sale or securitization resulting from transactions completed during the three months ended were as follows: June 30, 2015 June 30, 2014 Rate Weighted-Average Life (in years) Prepayment Speed (annual) OAS Spread (bps) Weighted-Average Default Rate Weighted-Average Life (in years) Prepayment Speed (annual) Discount Rate (annual) Weighted-Average Default Rate Residential mortgage loans: Servicing rights Fixed 7.1 10.7 % 566 N/A 6.3 11.8 % 10.0 % N/A Servicing rights Adjustable 3.1 28.4 929 N/A 3.7 22.3 11.8 N/A During the first quarter of 2015 , the Bancorp adopted an OAS valuation approach for valuing its MSRs . This approach projects servicing cash flows over multiple interest rate scenarios, which are then discounted at risk-adjusted rates. Based on historical credit experience, expected credit losses for residential mortgage loan servicing rights have been deemed immaterial, as the Bancorp sold the majority of the underlying loans without recourse. At June 30, 2015 and December 31, 2014 , the Bancorp serviced $ 61.7 billion and $ 6 5.4 billion , respectively , of residential mortgage loans for other i nvestors. The value of MSRs that continue to be held by the Bancorp is subject to credit, prepayment and interest rate risks on the sold financial assets. At June 30, 2015, the sensitivity of the current fair value of residual cash flows to immediate 10%, 20% and 50% adverse changes in prepayment speed assumptions and immediate 10% and 20% adverse changes in other assumptions are as follows: Prepayment Residual Servicing Speed Assumption Cash Flows Fair Weighted-Average Life Impact of Adverse Change on Fair Value OAS Impact of Adverse Change on Fair Value ($ in millions) (a) Rate Value (in years) Rate 10% 20% 50% Spread (bps) 10% 20% Residential mortgage loans: Servicing rights Fixed $ 826 7.5 7.6 % $ (27) (52) (119) 930 $ (28) (54) Servicing rights Adjustable 27 2.5 32.7 (2) (4) (7) 651 - (1) The impact of the weighted-average default rate on the current fair value of residual cash flows for all scenarios is immaterial . These sensitivities are hypothetical and should be used with caution. As the figures indicate, changes in fair value based on these variation s in the assumptions typically cannot be extrapolated because the relationship of the change in assumption to the change in fair value may not be linear. The Bancorp believes variations of these levels are reasonably possible ; however , there is the potential that adverse changes in key assumptions could be even greater. Also, in the previous table, the effect of a variation in a particular assumption on the fair value of the interests that continue to be held by the Bancorp is calculated without changing any other assumption; in reality, changes in one factor may result in changes in another (for example, increases in market interest rates may result in lower prepayments), which might magnify or counteract these sensitivities.

Derivative Financial Instrument

Derivative Financial Instruments	6 Months Ended
	Jun. 30, 2015
Derivative Financial Instruments
Derivative Financial Instruments	12. Derivative Financial Instruments T he Bancorp maintains an overall risk management strategy that incorporates the use of derivative instruments to reduce c ertain risks related to interest rate, prepayment and foreign currency volatility. Additionally, the Bancorp holds derivative instruments for the benefit of its commercial customers and for other business purposes . The Bancorp does not enter into unhedged speculative derivative positions. The Bancorp's interest rate risk management strategy involves modifying the repricing characteristics of certain financial instruments so that changes in interest rates do not adversely affect the Bancorp's net interest margin and cash flows. Derivative instruments that the Bancorp may use as part of its interest rate risk management strategy include interest rate swaps, interest rate floors, interest rate caps, forward contracts, options and swaptions. Interest rate swap contracts are exchanges of interest payments, such as fixed-rate payments for floating-rate payments, based on a stated notional amount and maturity date. Interest rate floors protect against declining rates, while interest rate caps protect against rising interest rates. Forward contracts are contracts in which the buyer agrees to purchase, and the seller agrees to make delivery of, a specific financial instrument at a predetermined price or yield. Options provide the purchaser with the right, but not the obligation, to purchase or sell a contracted item during a specified period at an agreed upon price. Swaptions are financial instruments granting the owner the right, but not the obligation, to enter into or cancel a swap. Prepayment volatility arises mostly from changes in fair value of the largely fixed-rate MSR portfolio, mortgage loans and mortgage-backed securities. The Bancorp may enter into various free-standing derivatives (principal-only swaps, interest rate swaptions, interest rate floors, mortgage options , TBAs and interest rate swaps) to economically hedge prepayment volatility. Principal-only swaps are total return swaps based on changes in the value of the underlying mortgage principal-only trust. TBAs are a forward purchase agreement for a mortgage-backed securities trade whereby the terms of the security are undefined at the time the trade is made. Foreign currency volatility occurs as the Bancorp enters into certain loans denominated in foreign currencies. Derivative instruments that the Bancorp may use to economically hedge these foreign denominated loans include foreign exchange swaps and forward contracts. The Bancorp also enters into derivative contracts (including foreign exchange contracts, commodity contracts and interest rate contracts ) for the benefit of commercial customers and other business purposes. The Bancorp may economically hedge significant exposures related to these free-standing derivatives by entering into offsetting third-party contracts with approved, reputable counterparties with substantially matching terms and currencies. Credit risk arises from the possible inability of counterparties to meet the terms of their contracts. The Bancorp's exposure is limited to the replacement value of the contracts rather than the notional, principal or contract amounts. Credit risk is minimized through credit approvals, limits, counterparty collateral and monitoring procedures. The Bancorp's derivative assets include certain contractual features in which the Bancorp requires the counterparties to provide collateral in the form of cash and securities to offset changes in the fair value of the derivatives, including changes in the fair value due to credit risk of the counterparty. As of June 30, 2015 and December 31, 2014 , the balance of collateral held by the Bancorp for derivative assets was $ 7 52 m illion and $ 830 m illion , respectively . The credit component negatively impacting the fair value of derivative assets associated with customer accommodation contracts as of June 30, 2015 and December 31, 2014 was $ 1 0 million and $ 1 6 million, respectively. In measuring the fair value of derivative liabilities, the Bancorp considers its own credit risk, taking into consideration collateral maintenance requirements of certain derivative counterparties and the duration of instruments with counterparties that do not require collateral maintenance. When necessary, the Bancorp posts collateral primarily in the form of cash and securities to offset changes in fair value of the derivatives, including changes in fair value due to the Bancorp's credit risk. As of June 30, 2015 and December 31, 2014 , the balance of collateral posted by the Bancorp for derivative liabilities was $ 508 million and $ 5 74 million, respectively. Certain of the Bancorp's derivative liabilities contain credit-risk related contingent features that could result in the requirement to post additional collateral upon the occurrence of specified events . As of June 30, 2015 , the fair value of the additional collateral that could be required to be posted as a result of the credit-risk related contingent features being triggered was immaterial to the Condensed Consolidated Financial Statements. The posting of collateral has been determined to remove the need for further consideration of credit risk. As a result, the Bancorp determined that the impact of the Bancorp's credit risk to the valuation of its derivative liabilities was immaterial to the Condensed Consolidated Financial Statements. The Bancorp holds certain derivative instruments that qualify for hedge accounting treatment and are designated as either fair value hedges or cash flow hedges. Derivative instruments that do not qualify for hedge accounting treatment, or for which hedge accounting is not established, are held as free-standing derivatives. All customer accommodation derivatives are held as free-standing derivatives. The fair value of derivative instruments is presented on a gross basis, even when the derivative instruments are subject to master netting arrangements. Derivative instruments with a positive fair value are reported in other assets in the Condensed Consolidated Balance Sheets while derivative instruments with a negative fair value are reported in other liabilities in the Condensed Consolidated Balance Sheets. Cash collateral payables and receivables associated with the derivative instruments are not added to or netted against the fair value amounts. The following tables reflect the notional amounts and fair values for all derivative instruments included in the Condensed Consolidated Balance Sheets as of: Fair Value Notional Derivative Derivative June 30, 2015 ($ in millions) Amount Assets Liabilities Qualifying hedging instruments Fair value hedges: Interest rate swaps related to long-term debt $ 1,705 350 - Total fair value hedges 350 - Cash flow hedges: Interest rate swaps related to C&I loans 5,475 49 - Total cash flow hedges 49 - Total derivatives designated as qualifying hedging instruments 399 - Derivatives not designated as qualifying hedging instruments Free-standing derivatives - risk management and other business purposes: Interest rate contracts related to MSRs 7,142 197 8 Forward contracts related to held for sale mortgage loans 1,096 7 1 Stock warrant associated with Vantiv Holding, LLC 778 500 - Swap associated with the sale of Visa, Inc. Class B shares 1,119 - 55 Total free-standing derivatives - risk management and other business purposes 704 64 Free-standing derivatives - customer accommodation: Interest rate contracts for customers 29,100 265 272 Interest rate lock commitments 792 14 1 Commodity contracts 3,588 234 223 Foreign exchange contracts 22,292 495 441 Total free-standing derivatives - customer accommodation 1,008 937 Total derivatives not designated as qualifying hedging instruments 1,712 1,001 Total $ 2,111 1,001 Fair Value Notional Derivative Derivative December 31, 2014 ($ in millions) Amount Assets Liabilities Qualifying hedging instruments Fair value hedges: Interest rate swaps related to long-term debt $ 2,205 399 - Total fair value hedges 399 - Cash flow hedges: Interest rate swaps related to C&I loans 3,150 36 - Total cash flow hedges 36 - Total derivatives designated as qualifying hedging instruments 435 - Derivatives not designated as qualifying hedging instruments Free-standing derivatives - risk management and other business purposes: Interest rate contracts related to MSRs 4,487 181 - Forward contracts related to held for sale mortgage loans 999 - 6 Stock warrant associated with Vantiv Holding, LLC 691 415 - Swap associated with the sale of Visa, Inc. Class B shares 1,092 - 49 Total free-standing derivatives - risk management and other business purposes 596 55 Free-standing derivatives - customer accommodation: Interest rate contracts for customers 29,558 272 278 Interest rate lock commitments 613 12 - Commodity contracts 3,558 348 338 Foreign exchange contracts 16,745 417 372 Total free-standing derivatives - customer accommodation 1,049 988 Total derivatives not designated as qualifying hedging instruments 1,645 1,043 Total $ 2,080 1,043 Fair Value Hedges The Bancorp may enter into interest rate swaps to convert its fixed-rate funding to floating-rate. Decisions to convert fixed-rate funding to floating are made primarily through consideration of the asset/liability mix of the Bancorp, the desired asset/liability sensitivity and interest rate levels. As of June 30, 2015 , the assessment of hedge effectiveness for all interest rate swaps was performed using regression analysis and such swaps were accounted for using the “long-haul” method. The long-haul method requires a quarterly assessment of hedge effectiveness and measurement of ineffectiveness. For interest rate swaps accounted for as a fair value hedge using the long-haul method, ineffectiveness is the difference between the changes in the fair value of the interest rate swap and changes in fair value of the related hedged item attributable to the risk being hedged. The ineffectiveness on interest rate swaps hedging fixed-rate funding is reported within interest expense in the Condensed Consolidated Statements of Income. The following table reflects the change in fair value of interest rate contracts, designated as fair value hedges, as well as the change in fair value of the related hedged items attributable to the risk being hedged, included in the Condensed Consolidated Statements of Income: Condensed Consolidated For the three months For the six months Statements of ended June 30, ended June 30, ($ in millions) Income Caption 2015 2014 2015 2014 Change in fair value of interest rate swaps hedging long-term debt Interest on long-term debt $ (90) 29 (49) 64 Change in fair value of hedged long-term debt attributable to the risk being hedged Interest on long-term debt 90 (30) 48 (67) Cash Flow Hedges The Bancorp may enter into interest rate swaps to convert floating-rate assets and liabilities to fixed rates or to hedge certain forecasted transactions. The assets or liabilities may be grouped in circumstances where they share the same risk exposure for which the Bancorp desires to hedge. The Bancorp may also enter into interest rate caps and floors to limit cash flow variability of floating rate assets and liabilities. As of June 30, 2015 , all hedges designated as cash fl ow hedges were assessed for effectiveness using regression analysis. Ineffectiveness is generally measured as the amount by which the cumulative change in the fair value of the hedging instrument exceeds the present value of the cumulative change in the hedged item's expected cash flows attributable to the risk being hedged . Ineffectiveness is reported within other noninterest income in the Condensed Consolidated Statements of Income. The effective portion of the cumulative gains or losses on cash flow hedg es are reported within AOCI and are reclassified from AOCI to current period earnings when the forecasted transaction affects earnings. As of June 30, 2015 , the maximum length of time over which the Bancorp is hedging its exposure to the variability in future cash flows is 5 4 months . Reclassified gains and losses on interest rate contracts related to commercial and industrial loans are recorded within interest income in the Condensed Consolidated Statements of Income. As of June 30, 2015 and December 31, 2014 , $ 29 million and $ 23 million , respectively, of net deferred gains , net of tax, on ca sh flow hedges were recorded in AOCI in the Condensed Consolidated Balance Sheets. As of June 30, 2015 , approximately $ 4 0 million in net deferred gains, net of tax, recorded in AOCI are expected to be reclassified into earnings during the next twelve months. This amount could differ from amounts actually recognized due to changes in interest rates, hedge de-designations, and the addition of other hedges subsequent to June 30, 2015 . During the three and six months ended June 30, 2015 and 2014 , there were no gains or losses reclassified from AOCI into earnings associated with the discontinuance of cash flo w hedges because it was probable that the original forecasted transaction would no longer occur by the end of the originally specified time period or within the additional period of time as defined by U.S. GAAP . The following table presents the pretax net gains (losses) recorded in the Condensed Consolidated Statements of Income and in the Condensed Consolidated Statements of Comprehensive Income relating to derivative instruments designated as cash flow hedges: For the three months ended For the six months ended June 30, June 30, ($ in millions) 2015 2014 2015 2014 Amount of pretax net gains (losses) recognized in OCI $ (8) 19 44 34 Amount of pretax net gains reclassified from OCI into net income 19 11 35 21 Free-Standing Derivative Instruments – Risk Management and Other Business Purposes As part of its overall risk management strategy relative to its mortgage banking activity, the Bancorp may enter into various free-standing derivatives (principal-only swaps, interest rate swaptions , interest rate floors, mortgage options , TBAs and interest rate swaps) to economically hedge changes in fair value of its largely fixed-rate MSR portfolio. Principal-only swaps hedge the mortgage-LIBOR spread because these swaps appreciate in value as a result of tightening spreads. Principal-only swaps also provide prepayment protection by increasing in value when prepayment speeds increase, as opposed to MSRs that lose value in a faster prepayment environment. Receive fixed/pay floating interest rate swaps and swaptions increase in value when interest rates do not increase as quickly as expected. The Bancorp enters into forward contracts and mortgage options to economically hedge the change in fair value of certain residential mortgage loans held for sale due to changes in interest rates. IRLCs issued on residential mortgage loan commitments that will be held for sale are also considered free-standing derivative instruments and the interest rate exposure on these commitments is economically hedged primarily with forward contracts. Revaluation gains and losses from free-standing derivatives related to mortgage banking activity are recorded as a component of mortgage banking net revenue in the Condensed Consolidated Statements of Income. In conjunction with the initial sale of the Bancorp's 51 % interest in Vantiv Holding, LLC , the Bancorp received a warrant which is accounted f or as a free-standing derivative . Refer to Note 20 for further discussion of significant inputs and assumptions used in the valuation of the warrant . In conjunction with the initial sale of Visa, Inc. Class B shares in 2009, the Bancorp entered into a total return swap in which the Bancorp will make or receive payments based on subsequent changes in the conversion rate of the Class B shares into Class A shares. This total return swap is accounted for as a free-standing derivative. Refer to Note 20 for further discussion of significant inputs and assumptions used in th e valuation of this instrument. The net gains (losses) recorded in the Condensed Consolidated Statements of Income relating to free-standing derivative instruments used for risk management and other business purposes are summarized in the following table: Condensed Consolidated For the three months For the six months Statements of ended June 30, ended June 30, ($ in millions) Income Caption 2015 2014 2015 2014 Interest rate contracts: Forward contracts related to mortgage loans held for sale Mortgage banking net revenue $ 11 (11) 12 (23) Interest rate contracts related to MSR portfolio Mortgage banking net revenue (30) 38 35 61 Foreign exchange contracts: Foreign exchange contracts for risk management purposes Other noninterest income (1) (5) 13 (1) Equity contracts: Stock warrant associated with Vantiv Holding, LLC Other noninterest income 14 63 85 28 Swap associated with sale of Visa, Inc. Class B shares Other noninterest income (2) (16) (19) (15) Free-Standing Derivative Instruments – Customer Accommodation The majority of the free-standing derivative instruments the Bancorp enters into are for the benefit of its commercial customers. These derivative contracts are not designated against specif ic assets or liabilities on the Condensed Consolidated Balance Sheets or to forecasted transactions and, therefore, do not qualify for hedge accounting. These instruments include foreign exchange derivative contracts entered into for the benefit of commercial customers involved in international trade to hedge their exposure to foreign currency fluctuations and commodity contracts to hedge such items as natural gas and various other derivative contracts. The Bancorp may economically hedge significant exposures related to these derivative contracts entered into for the benefit of customers by entering into offsetting contracts with approved, reputable, independent counterparties with substantially matching terms. The Bancorp hedges its interest rate exposure on commercial customer transactions by executing offsetting swap agreements with primary dealers. Revaluation gains and losses on interest rate, foreign exchange, commodity and other commercial customer derivative contracts are recorded as a component of corporate banking revenue in the Condensed Consolidated Statements of Income. The Bancorp enters into risk participation agreements, under which the Bancorp assumes credit exposure relating to certain underlying interest rate derivative contracts. The Bancorp only enters into these risk participation agreements in instances in which the Bancorp has participated in the loan that the underlying interest rate derivative contract was designed to hedge. The Bancorp will make payments under these agreements if a customer defaults on its obligation to perform under the terms of the underlying interest rate derivative contract. As of June 30, 2015 and December 31, 2014 , the total notional amount of the risk participation agreements was $ 1.7 billion and $ 1. 1 b illion , respectively, and the fair value was a liability of $ 2 million at both June 30, 2015 and December 31, 2014 which is included in interest rate contracts for customers. As of June 30, 2015 , the risk participation agreements had an average remaining life of 4 . 0 years. The Bancorp's maximum exposure in the risk participation agreements is contingent on the fair value of the underlying interest rate derivative contracts in an asset position at the time of default. The Bancorp monitors the credit risk associated with the underlying customers in the risk participation agreements through the same risk grading system currently utilized for establishing loss reserves i n its loan and lease portfolio. Risk ratings of the notional amount of risk participation agreements under this risk rating system are summarized in the following table as of: June 30, December 31, ($ in millions) 2015 2014 Pass $ 1,696 1,052 Special mention - 59 Substandard 8 2 Total $ 1,704 1,113 The net gains (losses) recorded in the Condensed Consolidated Statements of Income relating to free-standing derivative instruments used for customer accommodation are summarized in the following table: For the three months For the six months Condensed Consolidated ended June 30, ended June 30, ($ in millions) Statements of Income Caption 2015 2014 2015 2014 Interest rate contracts: Interest rate contracts for customers (contract revenue) Corporate banking revenue $ 4 5 11 9 Interest rate contracts for customers (credit losses) Other noninterest expense (1) (1) (1) (1) Interest rate contracts for customers (credit portion of fair value adjustment) Other noninterest expense 1 - - 1 Interest rate lock commitments Mortgage banking net revenue 17 38 52 74 Commodity contracts: Commodity contracts for customers (contract revenue) Corporate banking revenue 2 2 3 3 Commodity contracts for customers (credit losses) Other noninterest expense - - (2) - Commodity contracts for customers (credit portion of fair value adjustment) Other noninterest expense 1 - 6 - Foreign exchange contracts: Foreign exchange contracts - customers (contract revenue) Corporate banking revenue 18 17 39 32 Foreign exchange contracts - customers (credit portion of fair value adjustment) Other noninterest expense 1 - - 2 Offsetting Derivative Financial Instruments The Bancorp's derivative transactions are generally governed by ISDA Master Agreements and similar arrangements, which include provisions governing the setoff of assets and liabilities between the parties. When the Bancorp has more than one outstanding derivative transaction with a single counterparty, the setoff provisions contained within these agreements generally allow the non-defaulting party the right to reduce its liability to the defaulting party by amounts eligible for setoff, including the collateral received as well as eligible offsetting transactions with that counterparty, irrespective of the currency, place of payment, or booking office. The Bancorp's policy is to present its derivative ass ets and derivative liabilities i n the Condensed Consolidated Balance Sheets on a gross basis, even when provisions allowing for setoff are in place. Collateral amounts included in the table s below consist primarily of cash and highly-rated government-backed securities . Gross Amount Gross Amounts Not Offset in the Recognized in the Condensed Consolidated Balance Sheets As of June 30, 2015 ($ in millions) Condensed Consolidated Balance Sheets (a) Derivatives Collateral (b) Net Amount Assets Derivatives $ 1,597 (465) (644) 488 Total assets 1,597 (465) (644) 488 Liabilities Derivatives 1,000 (465) (269) 266 Total liabilities $ 1,000 (465) (269) 266 Amount does not includ e the stock warrant associated with Vantiv Holding, LLC and IRLCs because these instruments are not subject to master netting or similar arrangement s . Amount of collateral received as an offset to asset positions or pledged as an offset to liability positions. Collateral values in excess of related derivative amounts recognized in the Condensed Consolidated Balance Sheet s were excluded from this table . Gross Amount Gross Amounts Not Offset in the Recognized in the Condensed Consolidated Balance Sheets As of December 31, 2014 ($ in millions) Condensed Consolidated Balance Sheets (a) Derivatives Collateral (b) Net Amount Assets Derivatives $ 1,653 (440) (684) 529 Total assets 1,653 (440) (684) 529 Liabilities Derivatives 1,043 (440) (293) 310 Total liabilities $ 1,043 (440) (293) 310 Amount does not includ e the stock warrant associated with Vantiv Holding, LLC and IRLCs because these instruments are not subject to master netting or similar arrangement s . Amount of collateral received as an offset to asset positions or pledged as an offset to liability positions. Collateral values in excess of related derivative amounts recognized in the Condensed Consolidated Balance Sheet s were excluded from this table .

Other Short Term Borrowings

Other Short Term Borrowings	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Other Short Term Borrowings	13 . Other Short-Term Borrowings Borrowings with original maturities of one year or less are classified as short-term . Othe r short-term borrowings include FHLB advances , securities sold under repurchase agreements, derivative collateral and other borrowings with original maturities of one year or less. The following table presents a summary of the Bancorp's other short-term borrowings as of: June 30, December 31, ($ in millions) 2015 2014 FHLB advances $ 2,850 - Securities sold under repurchase agreements 765 995 Derivative collateral 521 561 Total other short-term borrowings $ 4,136 1,556 The Bancorp's securities sold under repurchase agreements are accounted for as secured borrowings and are collateralized by securities included in available-for-sale and other securities in the Condensed Consolidated Balance Sheets. These securities are subject to changes in market value and , therefore , the Bancorp may increase or decrease the level of securities pledged as collateral based upon these movements in market value. The following table summarizes the Bancorp's securities sold under repurchase agreements by the type of collateral securing the borrowing and remaining contractual maturity as of: ($ in millions) June 30, 2015 December 31, 2014 Amount Remaining Contractual Maturity Amount Remaining Contractual Maturity Collateral type: Agency residential mortgage-backed securities $ 682 Overnight 896 Overnight U.S. Treasury and federal agencies securities 83 Overnight 99 Overnight Total securities sold under repurchase agreements $ 765 995

Capital Actions

Capital Actions	6 Months Ended
	Jun. 30, 2015
Capital Actions
Capital Actions	14. Capital Actions Accelerated Share Repurchase Transactions During the six months ended June 30, 2015 , the Bancorp entered into or settled a number of accelerate d share repurchase transactions. As part of these t ransactions, the Bancorp entered into forward contracts in which the final number of shares delivered at settlement was based generally on a discount to the average daily volume weighted average price of the Bancorp's common stock during the term of the se repurchase a greement s . The accelerated share repurchase s were treated as two separate transactions ( i ) the acquisition of treasury shares on the acquisition date and (ii) a forward contract i ndexed to the Bancorp's stock. The following table presents a summary of the Bancorp's accelerated share repurchase transactions that were entered into or settled during the six months ended June 30, 2015: Repurchase Date Amount ($ in millions) Shares Repurchased on Repurchase Date Shares Received from Forward Contract Settlement Total Shares Repurchased Settlement Date October 23, 2014 $ 180 8,337,875 794,245 9,132,120 January 8, 2015 January 27, 2015 180 8,542,713 1,103,744 9,646,457 April 28, 2015 April 30, 2015 155 6,704,835 842,655 7,547,490 July 31, 2015 For further information on a subsequent event related to capital actions , refer to Note 22.

Commitments, Contingent Liabili

Commitments, Contingent Liabilities and Guarantees	6 Months Ended
	Jun. 30, 2015
Commitments, Contingent Liabilities and Guarantees
Commitments, Contingent Liabilities and Guarantees	15. Commitments, Contingent Liabilities and Guarantees The Bancorp, in the normal course of business, enters into financial instruments and various agreements to meet the financing needs of its customers. The Bancorp also enters into certain transactions and agreements to manage its interest rate and prepayment risks, provide funding, equipment and locations for its operations and invest in its communities. These instruments and agreements involve, to varying degrees, elements of credit risk, counterparty risk and market risk in excess of the amounts recognized in the Condensed Conso lidated Balance Sheets. The cred itworthiness of counterparties for all instruments and agreements is evaluated on a case-by-case basis in accordance with the Bancorp's credit policies. The Bancorp's significant commitments, contingent liabilities and guarantees in excess of the amounts recognized in the Condensed Consolidated Balance Sheets are discussed in further detail belo w: Commitments The Bancorp has certain commitments to make future payments under contracts. The following table reflects a summary of significant commitments as of: June 30, December 31, ($ in millions) 2015 2014 Commitments to extend credit $ 65,455 63,827 Letters of credit 3,542 3,974 Forward contracts related to held for sale mortgage loans 1,096 999 Noncancelable operating lease obligations 655 697 Purchase obligations 75 77 Capital commitments for private equity investments 66 78 Capital expenditures 38 37 Capital lease obligations 27 28 Commitments to extend credit Commitments to e xtend credit are agreements to lend, typically having fixed expiration dates or other termination clauses that may require payment of a fee. Since many of the commitments to extend credit may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash flow requirements. The Bancorp is exposed to credit risk in the event of nonperformance by the counterparty for the amount of the contract. Fixed-rate commitments are also subject to market risk resulting from fluctuations in interest rates and the Bancorp's exposure is limited to the replacement v alue of those commitments. As of June 30, 2015 and December 31, 2014 , the Bancorp had a reserve for unfunded commitments , including letters of credit, totaling $ 132 million and $ 135 million, respectively, included in other liabilities in the Condensed Consolidated Balance Sheets. The Bancorp monitors the credit risk associated with commitments to extend credit using the same risk rating system utilized within its loan and lease portfolio. Risk ratings under this risk rating system are summarized in the following table as of: June 30, December 31, ($ in millions) 2015 2014 Pass $ 64,412 62,787 Special mention 503 660 Substandard 539 380 Doubtful 1 - Total commitments to extend credit $ 65,455 63,827 Letters of credit Standby and commercial letters of credit are conditional commitments issued to guarantee the performance of a customer to a third party and expire as summarized in the following table as of June 30, 2015: ($ in millions) Less than 1 year (a) $ 1,960 1 - 5 years (a) 1,532 Over 5 years 50 Total letters of credit $ 3,542 Includes $ 47 and $ 21 issued on behalf of commercial customers to facilitate trade payments in U.S. dollars and foreign currencies which expire less than one year and between one and five years, respectively. Standby letters of credit accounted for 98 % and 97 % of total letters of credit at June 30, 2015 and December 31, 2014 , respectively, and are considered guarantees in accordance with U.S. GAAP. Approximately 6 1 % and 60 % of the total standby letters of credit were collateralized as of June 30, 2015 and December 31, 2014 , respectively . In the event of nonperformance by the customers, the Bancorp has rights to the underlying collateral, which can include commercial real estate, physical plant and property, inventory, receivables, cash and marketable securities. T he reserve related to these standby letters of credit , which was included in the total reserve for unfunded commitments , was $ 2 million at June 30, 2015 and $ 1 million at December 31, 2014 . The Bancorp monitors the credit risk associated with letters of credit using the same risk rating system utilized within its loan and lease portfolio. Risk ratings under this risk rating system are summarized in the following table as of: June 30, December 31, ($ in millions) 2015 2014 Pass $ 3,099 3,483 Special mention 114 147 Substandard 282 299 Doubtful 47 45 Total letters of credit $ 3,542 3,974 At June 30, 2015 and December 31, 2014 , the Bancorp had outstanding letters of credit that were supporting certain securities issued as VRDNs. The Bancorp facilitates financing for its commercial customers, which consist of companies and municipalities, by marketing the VRDNs to investors. The VRDNs pay interest to holders at a rate of interest that fluctuates based upon market demand. The VRDNs generally have long-term maturity dates, but can be tendered by the holder for purchase at par value upon proper advance notice. When the VRDNs are tendered, a remarketing agent generally finds another investor to purchase the VRDNs to keep the securities outstanding in the market. As of June 30, 2015 and December 31, 2014 , total VRDNs in which the Bancorp was the remarketing agent or were supported by a Bancorp letter of credit were $ 1 . 5 billion and $ 1.7 billion , respectively, of which FTS acted as the remarketing agent to issuers on $ 1 . 2 billion and $ 1 . 4 billion , respectively . As remarketing agent, FTS is responsible for finding purchasers for VRDNs that are put by investors. The Bancorp issue d letters of credit, as a credit enhancement , to $ 1 . 0 billion and $ 1. 2 billion of the VRDNs remarketed by FTS, in addition to $ 2 3 3 million and $ 247 million in VRDNs remarketed by third parties at June 30, 2015 and December 31, 2014 , respectively. These letters of credit are included in the total letters of credit balance provided in the previous table . Forward contracts related to held for sale mortgage loans The Bancorp enters into forward contracts to economically hedge the change in fair value of certain residential mortgage loans held for sale due to changes in interest rates. The outstanding notional amounts of these forward contracts are included in the summary of significant commitments table for all periods presented. Noncancelable operating lease obligations and other commitments The Bancorp's subsidiaries have entered into a number of noncancelable lease agreements. The minimum rental commitments under noncancelable lease agreements are shown in the summary of significant commitments table . The Bancorp has also entered into a limited number of agreements for work related to banking center construction and to purchase goods or services. Contingent Liabilities Private mortgage reinsurance For certain mortgage loans originated by the Bancorp, borrowers may be required to obtain PMI provided by third-party insurers. In some instances, these insurers cede a portion of the PMI premiums to the Bancorp, and the Bancorp provides reinsurance coverage within a specified range of the total PMI coverage. The Bancorp's reinsurance coverage typically ranges from 5 % to 10 % of the total PMI coverage. The Bancorp's maximum exposure in the event of nonperformance by the underlying borrowers is equivalent to the Bancorp's total outstanding reinsurance coverage, which was $ 2 8 million at June 30, 2015 and $ 29 million at December 31, 2014 . As of June 30, 2015 and December 31, 2014 , the Bancorp maintained a reserve of $ 2 million related to exposures within the reinsurance portfolio which was included in other liabilities in the Condensed Consolidated Balance Sheets . During 20 09 , the Bancorp suspended the practice of providing reinsurance of PMI for n ewly originated mortgage loans. Legal claims There are legal claims pending against the Bancorp and its subsidiaries that have arisen in the normal course of business. Refer to Note 16 for additional information regarding these proceedings. Guarantees The Bancorp has performance obligations upon the occurrence of certain events under financial guarantees provided in certain contractual arrangements as discussed in the following sections. Residential mortgage loans sold with representation and warranty provisions Conforming residential mortgage loans sold to unrelated third parties are generally sold with representation and warranty provisions. A contractual liability arises only in the event of a breach of these representations and warranties and, in general, only when a loss results from the breach. The Bancorp may be required to repurchase any previously sold loan or indemnify (make whole) the investor or insurer for which the representation or warranty of the Bancorp proves to be inaccurate, incomplete or misleading. The Bancorp establishes a residential mortgage repurchase reserve related to various representations and warranties that reflect s management's estimate of losses based on a combination of factors. The Bancorp's estimation process requires management to make subjective and complex judgments about matters that ar e inherently uncertain, such as future demand expectations, economic factors and the specific characteristics of the loans subject to repurchase. Such factors incorporate historical investor audit and repurchase demand rates, appeals success rates , historical loss severity and any additional information obtained from the GSEs regarding future mortgage repurchase and file request criteria . At the time of a loan sale, the Bancorp records a representation and warranty reserve at the estimated fair value of the Bancorp's guarantee and continually updates the reserve during the life of the loan as losses in excess of the reserve become probable and reasonably estimable. The provision for the estimated fair value of the representation and warranty guarantee arising from the loan sales is recorded as an adjustment to the gain on sale, which is included in noninterest income at the time of sale. Updates to the reserve are recorde d in other noninterest expense. During the fourth quarter of 2013, the Bancorp settled certain repurchase claims related to mortgage loans originated and sold to FHLMC prior to January 1, 2009 for $ 25 million, after paid claim credits and other adjustments. The settlement removes the Bancorp's responsibility to repurchase or indemnify FHLMC for representation and warranty violations on any loan sold prior to January 1, 2009 except in limited circumstances. As of June 30, 2015 and December 31, 2014, t he Bancorp maintained reserves related to loans sold with representation and warranty provisions totaling $ 32 million and $ 35 million, respectively, included in other liabilities i n the Conden sed Consolidated Balance Sheets. The Bancorp uses the best information available to it in estimating its mortgage representation and warranty reserve ; however, the estimation process is inherently uncertain and imprecise and, accordingly, losses in excess of the amounts reserved as of June 30, 2015 , are reasonably possible. The Bancorp currently estimates that it is reasonably possible that it could incur losses related to mortgage representation and warranty provisions in an amount up to approximately $ 32 million in excess of amounts reserved. This estimate was derived by modifying the key assumptions previously discussed to reflect management's judgment regarding reasonably possible adverse changes to those assumptions. The actual repurchase losses could vary significantly from the recorded mortgage representation and warranty reserve or this estimate of reasonably possibly losses, depending on the outcome of various facto rs, including those previously discussed . For the three months ended June 30, 2015 and 2014, the Bancorp paid $ 1 million and $ 2 million, respectively, in the form of make whole payments and repurchased $ 7 million and $ 17 million, respectively, in outstanding principal of lo ans to satisfy investor demands . For the six months ended June 30, 2015 and 2014, the Bancorp paid $ 2 million and $ 9 million, respectively, in the form of make whole payments and repurchased $ 16 million and $ 40 million, respectively, in outstanding principal of loans to satisfy investor demands. Total repurchase demand requests during the three months ended June 30, 2015 and 2014 were $ 11 million and $ 2 5 million , respectively . Total repurchase demand requests during the six months ended June 30, 2015 and 2014 were $ 20 million and $ 59 million, respectively. Total outstanding repurchase demand inventory was $ 6 million at June 30, 2015 compared to $ 7 million at December 31, 2014 . The following table summarizes activity in the reserve for representation and warranty provisions: For the three months ended For the six months ended June 30, June 30, ($ in millions) 2015 2014 2015 2014 Balance, beginning of period $ 36 38 35 44 Net additions to the reserve - 1 2 4 Losses charged against the reserve (4) (3) (5) (12) Balance, end of period $ 32 36 32 36 The following tables provide a rollforward of unresolved claims by claimant type for the six months ended June 30: GSE Private Label 2015 ($ in millions) Units Dollars Units Dollars Balance, beginning of period 37 $ 6 1 $ 1 New demands 240 20 11 - Loan paydowns/payoffs (12) - - - Resolved demands (225) (20) (9) (1) Balance, end of period 40 $ 6 3 $ - GSE Private Label 2014 ($ in millions) Units Dollars Units Dollars Balance, beginning of period 264 $ 41 33 $ 5 New demands 464 59 10 - Loan paydowns/payoffs (24) (2) (2) (1) Resolved demands (656) (90) (34) (3) Balance, end of period 48 $ 8 7 $ 1 Residential mortgage loans sold with credit recourse The Bancorp sold certain residential mortgage loans in the secondary market with credit recourse. In the event of any customer default, pursuant to the credit recourse provided, the Bancorp is required to reimburse the third party. The maximum amount of credit risk in the event of nonperformance by the underlying borrowers is equivalent to the total outstanding balance. In the event of nonperformance, the Bancorp has rights to the underlying collateral value securing the loan. The outstanding balances on these loans sold with credit recourse were $ 483 million and $ 548 million at June 30, 2015 and December 31, 2014 , respectively, and the delinquency rates were 3 .1 % at June 30, 2015 and 4 . 0 % at December 31, 2014 . T he Bancorp maintained an estimated credit loss reserve on these loan s sold with credit recourse of $ 1 0 million and $ 1 1 million at June 30, 2015 and December 31, 2014 , respectively, recorded in other liabilities in the Condensed Consolidated Balance Sheets. To determine the credit loss reserve, the Bancorp used an approach that is consistent with its overall approach in estimating credit losses for various categories of residential mortgage loans held in its loan portfolio. Margin accounts FTS, a subsidiary of the Bancorp, guarantees the collection of all margin account balances held by its brokerage clearing agent for the benefit of its customers. FTS is responsible for payment to its brokerage clearing agent for any loss, liability, damage, cost or expense incurred as a result of customers failing to comply with margin or margin maintenance calls on all margin accounts. The margin account balance held by the brokerage clearing agent was $ 1 4 million and $ 1 3 million at June 30, 2015 and December 31, 2014 , respectively. In the event of any customer default, FTS has rights to the underlying collateral provided. Given the existence of the underlying collateral provided and negligible historical credit losses, the Bancorp does not maintain a loss reserve related to the margin accounts. Long-term borrowing obligations The Bancorp had certain fully and unconditionally guaranteed long-term borrowing obligations issued by wholly-owned issuing trust entities of $ 62 million at June 30, 2015 and December 31, 2014 . Visa litigation The Bancorp, as a member bank of Visa prior to Visa's reorganization and IPO (the “IPO”) of its Class A common shares (the “Class A Shares”) in 2008, had certain indemnification obligations pursuant to Visa's certificate of incorporation and by-laws and in accordance with their membership agreements. In accordance with Visa's by-laws prior to the IPO, the Bancorp could have been required to indemnify Visa for the Bancorp's proportional share of losses based on the pre-IPO membership interests. As part of its reorganization and IPO, the Bancorp's indemnification obligation was modified to include only certain known or anticipated litigation (the “Covered Litigation”) as of the date of the restructuring. This modification triggered a requirement for the Bancorp to recognize a liability equal to the fair value of the indemnification liability. In conjunction with the IPO, the Bancorp received 10.1 million of Visa's Class B common shares (the “Class B Shares”) based on the Bancorp's membership percentage in Visa prior to the IPO. The Class B Shares are not transferable (other than to another member bank) until the later of the third anniversary of the IPO closing or the date which the Covered Litigation has been resolved; therefore, the Bancorp's Class B Shares were classified in other assets and accounted for at their carryover basis of $0. Visa initially deposited $ 3 billion of the proceeds from the IPO into a litigation escrow account, established for the purpose of funding judgments in, or settlements of, the Covered Litigation. Since then, when Visa's litigation committee determined that the escrow account was insufficient, Visa issued additional Class A Shares and deposited the proceeds from the sale of the Class A Shares into the litigation escrow account. When Visa funded the litigation escrow account, the Class B Shares were subjected to dilution through an adjustment in the conversion rate of Class B Shares into Class A Shares. In 2009, the Bancorp completed the sale of Visa, Inc. Class B Shares and entered into a total return swap in which the Bancorp will make or receive payments based on subsequent changes in the conversion rate of the Class B Shares into Class A Shares. The swap terminates on the later of the third anniversary of Visa's IPO or the date on which the Covered Litigation is settled. Refer to Note 20 for additional information on the valuation of the swap. The counterparty to the swap as a result of its ownership of the Class B Shares will be impacted by dilutive adjustments to the conversion rate of the Class B Shares into Class A Shares caused by any Covered Litigation losses in excess of the litigation escrow account. If actual judgments in, or settlements of, the Covered Litigation significantly exceed current expectations, then additional funding by Visa of the litigation escrow account and the resulting dilution of the Class B Shares could result in a scenario where the Bancorp's ultimate exposure associated with the Covered Litigation (the “Visa Litigation Exposure”) exceeds the value of the Class B Shares owned by the swap counterparty (the “Class B Value”). In the event the Bancorp concludes that it is probable that the Visa Litigation Exposure exceeds the Class B Value, the Bancorp would record a litigation reserve liability and a corresponding amount of other noninterest expense for the amount of the excess. Any such litigation reserve liability would be separate and distinct from the fair value derivative liability associated with the total return swap. As of the date of the Bancorp's sale of Visa Class B Shares and through June 30, 2015, the Bancorp has concluded that it is not probable that the Visa Litigation Exposure will exceed the Class B value. Based on this determination, upon the sale of Class B Shares, the Bancorp reversed its net Visa litigation reserve liability and recognized a free-standing derivative liability associated with the total return swap. The fair value of the swap liability was $ 55 million at June 30, 2015 and $ 49 million at December 31, 2014 . R efer to Note s 12 and 16 for further information . After the Bancorp's sale of Visa Class B Shares, Visa has funded additional amounts into the litigation escrow account which have resulted in further dilutive adjustments to the conversion of Class B Shares into Class A Shares, and along with other terms of the total return swap, required the Bancorp to make cash payments in varying amounts to the swap counterparty as follows : ($ in millions) Visa Bancorp Cash Period Funding Amount Payment Amount Q2 2010 $ 500 $ 20 Q4 2010 800 35 Q2 2011 400 19 Q1 2012 1,565 75 Q3 2012 150 6 Q3 2014 450 18 i

Legal and Regulatory Proceeding

Legal and Regulatory Proceedings	6 Months Ended
	Jun. 30, 2015
Legal And Regulatory Proceedings
Legal and Regulatory Proceedings	16. Legal and Regulatory Proceedings During April 2006, the Bancorp was added as a defendant in a consolidated antitrust class action lawsuit originally filed against Visa®, MasterCard® and several other major financial institutions in the United States District Court for the Eastern District of New York. The plaintiffs, merchants operating commercial businesses throughout the U.S. and trade associations, claimed that the interchange fees charged by card-issuing banks were unreasonable and sought injunctive relief and unspecified damages. In addition to being a named defendant, the Bancorp is also subject to a possible indemnification obligation of Visa as discussed in Note 15 and has also entered into judgment and loss sharing agreements with Visa, MasterCard and certain other named defendants. In October 2012, the parties to the litigation entered into a settlement agreement. The court entered a Class Settlement Preliminary Approval Order in November 2012. Pursuant to the terms of the settlement agreement, the Bancorp paid $ 46 million into a class settlement escrow account. Previously, the Bancorp paid an additional $ 4 million in another settlement escrow in connection with the settlement of claims from plaintiffs not included in the class action. Approximately 8,000 merchants have requested exclusion from the class settlement. Pursuant to the terms of the settlement agreement, 25% of the funds paid into the class settlement escrow account have been returned to the control of the defendants through Class Exclusion Takedown Payments. More than 460 of the merchants who requested exclusion from the class have filed separate federal lawsuits against Visa, MasterCard and certain other defendants alleging similar antitrust violations. These “opt-out” federal lawsuits have been transferred to the United States District Court for the Eastern District of New York. The Bancorp was not named as a defendant in any of the opt-out federal lawsuits, but may have obligations pursuant to indemnification arrangements and/or the judgment or loss sharing agreements noted above. In addition, one merchant filed a separate state court lawsuit against Visa, MasterCard and certain other defendants, including the Bancorp, alleging similar antitrust violations. The state c ourt lawsuit has been settled. On January 14, 2014, the court entered a final order approving the class settlement. A number of merchants have filed appeals from that approval. The appellate court has scheduled a hearing on those appeals in late September 2015. On July 18, 2014, the court in which all but one of the opt-out federal lawsuits have been consolidated denied defendants' motion to dismiss the complaints. Approximately one third of the opt-out federal lawsuits have been resolved as of June 30, 2015 . Refer to Note 15 for more information on the Visa Litigation . In 2008, two cases were filed in the United States District Court for the Southern District of Ohio against the Bancorp and certain officers styled Dudenhoeffer v Fifth Third Bancorp et al. Case No. 1:08-cv-538. The complaints alleged violations of ERISA based on allegations similar to those set forth in the previously reported securities class action cases. The ERISA actions were dismissed by the trial court, but the Sixth Circuit Court of Appeals reversed the trial court decision. The Bancorp petitioned the United States Supreme Court to review and reverse the Sixth Circuit decision and sought a stay of proceedings in the trial court pending appeal. On December 13, 2013, the Supreme Court granted certiorari and agreed to hear the appeal. Oral arguments were held on April 2, 2014 and on June 25, 2014 the Supreme Court unanimously vacated the Sixth Circuit decision and remanded the case for further proceedings consistent with the standard s articulated in its decision. The Supreme Court issued its mandate remanding the case back to the Sixth Circuit Court of Appeals but no further proceedings have occurred. In November 2014, a shareholder of the Bancorp filed a shareholder derivative suit in the Court of Common Pleas for Hamilton County, Ohio, against current and former members of the Bancorp's Board of Directors, the Bancorp's former Chief Financial Officer and current Executive Vice President, Daniel T. Poston, the Bancorp's Chief Executive Officer, Kevin T. Kabat , and, nominally, the Bancorp. The suit alleges breach of fiduciary duty, waste of corporate assets and unjust enrichment in connection with the Bancorp's alleged violations of federal and state securities laws, among other charges, in relation to its administrative settlement with the United States Securities and Exchange Commission announced on December 4, 2013 to resolve the previously reported investigation of the Bancorp's historical accounting and reporting with respect to certain commercial loans that were sold or reclassified as held for sale by the Bancorp in the fourth quarter of 2008. The suit seeks, among other things, unspecified monetary damages, disgorgement of profits, certain corporate governance and personnel actions and compliance and disclosure changes. On January 16, 2015, a motion to dismiss the complaint was filed on behalf of all defendants, which the plaintiff opposed. On May 18, 2015, the court dismissed the complaint with prejudice and no appeal was filed. This matter has been concluded. The Bancorp and its subsidiaries are not parties to any other material litigation. However, there are other litigation matters that arise in the normal course of business. While it is impossible to ascertain the ultimate resolution or range of financial liability with respect to these contingent matters, management believes any resulting liability from these other actions would not have a material effect upon the Bancorp's consolidated financial position, results of operations or cash flows. The Bancorp and/or its affiliates are involved in information-gathering requests, reviews, investigations and proceedings (both formal and informal) by various governmental regulatory agencies and law enforcement authorities, as well as self-regulatory bodies regarding their respective businesses. Additional matters will likely arise from time to time. Any of these matters may result in material adverse consequences to the Bancorp, its affiliates and/or their respective directors, officers and other personnel, including adverse judgments, findings, settlements, fines, penalties, orders, injunctions or other actions, amendments and/or restatements of the Bancorp's SEC filings and/or financial statements, as applicable, and/or determinations of material weaknesses in our disclosure controls and procedures. Investigations by regulatory authorities may from time to time result in civil or criminal referrals to law enforcement authorities such as the Department of Justice or a United States Attorney. Among other matters, the Bancorp has been cooperating with the Department of Justice, the Department of Housing and Urban Development and the Federal Housing Finance Authority in civil investigations regarding compliance with requirements relating to certain Federal Housing Agency-insured loans and certain loans sold to government sponsored entities originated by affiliates of the Bancorp. The investigations could lead to liability under the Federal False Claims Act and the Federal Financial Institutions Reform, Recovery and Enforcement Act of 1989, which allow up to treble and other special damages substantially in excess of actual losses. Additionally, the Bancorp is also cooperating with an investigation by the Department of Justice to determine whether the Bank engaged in any discriminatory practices in connection with the Bank's indirect automobile loan portfolio. Any claim resulting from this investigation could include direct and indirect damages and civil money penalties. The Bancorp is party to numerous claims and lawsuits as well as threatened or potential actions or claims concerning matters arising from the conduct of its business activities. The outcome of claims or litigation and the timing of ultimate resolution are inherently difficult to predict. The following factors, among others, contribute to this lack of predictability: plaintiff claims often include significant legal uncertainties, damages alleged by plaintiffs are often unspecified or overstated, discovery may not have started or may not be complete and material facts may be disputed or unsubstantiated. As a result of these factors, the Bancorp is not always able to provide an estimate of the range of reasonably possible outcomes for each claim. An accrual for a potential litigation loss is established when information related to the loss contingency indicates both that a loss is probable and that the amount of loss can be reasonably estimated. Any such accrual is adjusted from time to time thereafter as appropriate to reflect changes in circumstances. The Bancorp also determines, when possible (due to the uncertainties described above), estimates of reasonably possible losses or ranges of reasonably possible losses, in excess of amounts accrued. Under U.S. GAAP, an event is “reasonably possible” if “the chance of the future event or events occurring is more than remote but less than likely” and an event is “remote” if “the chance of the future event or events occurring is slight.” Thus, references to the upper end of the range of reasonably possible loss for cases in which the Bancorp is able to estimate a range of reasonably possible loss mean the upper end of the range of loss for cases for which the Bancorp believes the risk of loss is more than slight. For matters where the Bancorp is able to estimate such possible losses or ranges of possible losses, the Bancorp currently estimates that it is reasonably possible that it could incur losses related to legal and regulatory proceedings including the matters discussed above in an aggregate amount up to approximately $ 6 0 million in excess of amounts accrued, with it also being reasonably possible that no losses will be incurred in these matters. The estimates included in this amount are based on the Bancorp's analysis of currently available information, and as new information is obtained the Bancorp may change its estimates. For these matters and others where an unfavorable outcome is reasonably possible but not probable, there may be a range of possible losses in excess of the established accrual that cannot be estimated. Based on information currently available, advice of counsel, available insurance coverage and established accruals, the Bancorp believes that the eventual outcome of the actions against the Bancorp and/or its subsidiaries, including the matters described above, will not, individually or in the aggregate, have a material adverse effect on the Bancorp's consolidated financial position. However, in the event of unexpected future developments, it is possible that the ultimate resolution of those matters, if unfavorable, may be material to the Bancorp's results of operations for any particular period, depending, in part, upon the size of the loss or liability imposed and the operating results for the applicable period.

Income Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2015
Income Taxes
Income Taxes	17. Income Taxes The Bancorp's pr ovision for income taxes was $ 108 million and $ 167 million for the three months ended June 30, 2015 and 2014 , respectively, and was $ 232 million and $ 287 million for th e six months ended June 30, 2015 and 2014 , respectively. The effective tax rates for the three months ended June 30, 2015 and 2014 were 26.1 % and 27.6% , respectively , and were 25.8% and 27.5% for the six months ended June 30, 2015 and 2014 , respectively . The dec rease in the effective tax rate for the three and six months ended June 30, 2015 compared to the same period s in the prior year included the benefit from an increase in the amount of 2015 forecasted income tax credits. While it is reasonably possible that the amount of the unrecognized tax benefits with respect to certain of the Bancorp's uncertain tax positions could increase or decrease during the next 12 months, the Bancorp believes it is unlikely that its unrecognized tax benefits will change by a material amount during the next 12 months.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	6 Months Ended
	Jun. 30, 2015
Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income	18. Accumulated Other Comprehensive Income The tables below present the activity of the components of OCI and AOCI for the three months ended June 30, 2015 and 2014: Total Other Total Accumulated Other Comprehensive Income Comprehensive Income Pretax Tax Net Beginning Net Ending ($ in millions) Activity Effect Activity Balance Activity Balance June 30, 2015 Unrealized holding losses on available-for-sale securities arising during period $ (436) 151 (285) Reclassification adjustment for net losses on available-for-sale securities included in net income 6 (2) 4 Net unrealized gains on available-for-sale securities (430) 149 (281) 608 (281) 327 Unrealized holding losses on cash flow hedge derivatives arising during period (8) 3 (5) Reclassification adjustment for net gains on cash flow hedge derivatives included in net income (19) 6 (13) Net unrealized gains on cash flow hedge derivatives (27) 9 (18) 47 (18) 29 Reclassification of amounts to net periodic benefit costs 3 (1) 2 Defined benefit pension plans, net 3 (1) 2 (67) 2 (65) Total $ (454) 157 (297) 588 (297) 291 Total Other Total Accumulated Other Comprehensive Income Comprehensive Income Pretax Tax Net Beginning Net Ending ($ in millions) Activity Effect Activity Balance Activity Balance June 30, 2014 Unrealized holding gains on available-for-sale securities arising during period $ 288 (100) 188 Reclassification adjustment for net gains on available-for-sale securities included in net income (14) 5 (9) Net unrealized gains on available-for-sale securities 274 (95) 179 231 179 410 Unrealized holding gains on cash flow hedge derivatives arising during period 19 (7) 12 Reclassification adjustment for net gains on cash flow hedge derivatives included in net income (11) 5 (6) Net unrealized gains on cash flow hedge derivatives 8 (2) 6 16 6 22 Reclassification of amounts to net periodic benefit costs 1 - 1 Defined benefit pension plans, net 1 - 1 (51) 1 (50) Total $ 283 (97) 186 196 186 382 The tables below present the activity of the components of OCI and AOCI for the six months ended June 30, 2015 and 2014: Total Other Total Accumulated Other Comprehensive Income Comprehensive Income Pretax Tax Net Beginning Net Ending ($ in millions) Activity Effect Activity Balance Activity Balance June 30, 2015 Unrealized holding losses on available-for-sale securities arising during period $ (221) 77 (144) Reclassification adjustment for net gains on available-for-sale securities included in net income (6) 2 (4) Net unrealized gains on available-for-sale securities (227) 79 (148) 475 (148) 327 Unrealized holding gains on cash flow hedge derivatives arising during period 44 (15) 29 Reclassification adjustment for net gains on cash flow hedge derivatives included in net income (35) 12 (23) Net unrealized gains on cash flow hedge derivatives 9 (3) 6 23 6 29 Reclassification of amounts to net periodic benefit costs 6 (2) 4 Defined benefit pension plans, net 6 (2) 4 (69) 4 (65) Total $ (212) 74 (138) 429 (138) 291 Total Other Total Accumulated Other Comprehensive Income Comprehensive Income Pretax Tax Net Beginning Net Ending ($ in millions) Activity Effect Activity Balance Activity Balance June 30, 2014 Unrealized holding gains on available-for-sale securities arising during period $ 461 (160) 301 Reclassification adjustment for net gains on available-for-sale securities included in net income (19) 7 (12) Net unrealized gains on available-for-sale securities 442 (153) 289 121 289 410 Unrealized holding gains on cash flow hedge derivatives arising during period 34 (12) 22 Reclassification adjustment for net gains on cash flow hedge derivatives included in net income (21) 8 (13) Net unrealized gains on cash flow hedge derivatives 13 (4) 9 13 9 22 Reclassification of amounts to net periodic benefit costs 3 (1) 2 Defined benefit pension plans, net 3 (1) 2 (52) 2 (50) Total $ 458 (158) 300 82 300 382 The table below presents reclassifications out of AOCI: Affected Line Item For the three months For the six months in the Condensed Consolidated ended June 30, ended June 30, Components of AOCI: ($ in millions) Statements of Income 2015 2014 2015 2014 Net unrealized gains on available-for-sale securities: (b) Net gains (losses) included in net income Securities gains, net $ (6) 14 6 19 Income before income taxes (6) 14 6 19 Applicable income tax expense 2 (5) (2) (7) Net income (4) 9 4 12 Net unrealized gains on cash flow hedge derivatives: (b) Interest rate contracts related to C&I loans Interest and fees on loans and leases 19 11 35 21 Income before income taxes 19 11 35 21 Applicable income tax expense (6) (5) (12) (8) Net income 13 6 23 13 Net periodic benefit costs: (b) Amortization of net actuarial loss Employee benefits expense (a) (3) (1) (6) (3) Income before income taxes (3) (1) (6) (3) Applicable income tax expense 1 - 2 1 Net income (2) (1) (4) (2) Total reclassifications for the period Net income $ 7 14 23 23 This AOCI component is included in the computation of net periodic benefit cost. Refer to Note 21 in the Bancorp's Annual Report on Form 10-K for the year ended December 31, 2014 for information on the computation of net periodic benefit cost . Amounts in parentheses indicate reductions to net income .

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2015
Earnings Per Share
Earnings Per Share	19. Earnings Per Share The following tables provide the calculation of earnings per share and the reconciliation of earnings per share and earnings per diluted share: 2015 2014 For the three months ended June 30, Average Per Share Average Per Share (in millions, except per share data) Income Shares Amount Income Shares Amount Earnings per share: Net income attributable to Bancorp $ 315 439 Dividends on preferred stock 23 23 Net income available to common shareholders 292 416 Less: Income allocated to participating securities 3 4 Net income allocated to common shareholders $ 289 804 0.36 412 838 0.49 Earnings per diluted share: Net income available to common shareholders $ 292 416 Effect of dilutive securities: Stock-based awards - 9 - 10 Net income available to common shareholders 292 416 plus assumed conversions Less: Income allocated to participating securities 3 4 Net income allocated to common shareholders plus assumed conversions $ 289 813 0.36 412 848 0.49 2015 2014 For the six months ended June 30, Average Per Share Average Per Share (in millions, except per share data) Income Shares Amount Income Shares Amount Earnings per share: Net income attributable to Bancorp $ 676 756 Dividends on preferred stock 38 32 Net income available to common shareholders 638 724 Less: Income allocated to participating securities 6 6 Net income allocated to common shareholders $ 632 807 0.78 718 842 0.85 Earnings per diluted share: Net income available to common shareholders $ 638 724 Effect of dilutive securities: Stock-based awards - 9 - 11 Net income available to common shareholders 638 724 plus assumed conversions Less: Income allocated to participating securities 6 6 Net income allocated to common shareholders plus assumed conversions $ 632 816 0.77 718 853 0.84 Shares are excluded from the computation of net income per diluted share when their inclusion has an anti-dilutive effect on earnings per share. The diluted earnings per share computation for the three and six months ended June 30, 2015 excludes 1 6 million and 1 7 million , respectively, of SARs and an immaterial amount of stock options because their inclusion would have been anti-dilutive . The diluted earnings per share computation for the three and six months ended June 30, 2014 excludes 13 million and 12 million, respectivel y, of SARs and an immaterial amount of stock options because their inclusion would have been anti-dilutive . The diluted earnings per share computation for the three and six months ended June 30, 2015 excludes the impact of the forward contract related to the April 30, 2015 accelerated share repurchase transaction . Based upon the average daily volume weighted average price of the Bancorp's common stock during the second quarter of 201 5 , the counterparty to the transaction would have been required to deliver additional shares for the settlement of the forward contract as of June 30, 2015 , and thus the impact of the accelerated share repurchase transaction would have been anti-dilutive to earnings per share. The diluted earnings per share computation for the three and six months ended June 30, 2014 exclude s the impact of the forward contract related to the May 1, 2014 accelerated share repurchase transaction . B ased upon the average daily volume weighted average price of the Bancorp's common stock during the second quarter of 201 4 , the counterparty to the transaction would have been required to deliver additional shares for the settlement of the forward contract as of June 30, 2014 , and thus the impact of the accelerated share repurchase transaction would have been anti-dilutive to earnings per share.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2015
Fair Value Measurements
Fair Value Measurements	20. Fair Value Measurements The Bancorp measures certain financial assets and liabilities at fair value in accordance with U.S. GAAP, which defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. U.S. GAAP also establishes a fair value hierarchy, which prioritizes the inputs to valuation techniques used to measure fair value into three broad levels. The fair value hierarchy gives the highest priority to quoted prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). A financial instrument's categorization within the fair value hierarchy is based upon the lowest level of input that is significant to the instrument's fair value measurement. For more information regardi ng the fair value hierarchy, refer to Note 1 in the Bancorp's Annual Report on Form 10-K for the year ended December 31, 2014. Assets and Liabilities Measured at Fair Value on a Recurring Basis The following tables summarize assets and liabilities measured at fair value on a recurring basis, including residential mortgage loans held for sale for which the Bancorp has elected the fair value option as of: Fair Value Measurements Using June 30, 2015 ($ in millions) Level 1 (c) Level 2 (c) Level 3 Total Fair Value Assets: Available-for-sale and other securities: U.S. Treasury and federal agencies securities $ 25 1,590 - 1,615 Obligations of states and political subdivisions securities - 177 - 177 Mortgage-backed securities: Agency residential mortgage-backed securities - 15,954 - 15,954 Agency commercial mortgage-backed securities - 5,751 - 5,751 Non-agency commercial mortgage-backed securities - 2,414 - 2,414 Asset-backed securities and other debt securities - 1,374 - 1,374 Equity securities (a) 81 20 - 101 Available-for-sale and other securities (a) 106 27,280 - 27,386 Trading securities: U.S. Treasury and federal agencies securities - 9 - 9 Obligations of states and political subdivisions securities - 17 - 17 Mortgage-backed securities: Agency residential mortgage-backed securities - 4 - 4 Asset-backed securities and other debt securities - 13 - 13 Equity securities 327 - - 327 Trading securities 327 43 - 370 Residential mortgage loans held for sale - 628 - 628 Residential mortgage loans (b) - - 178 178 Derivative assets: Interest rate contracts 7 861 14 882 Foreign exchange contracts - 495 - 495 Equity contracts - - 500 500 Commodity contracts 32 202 - 234 Derivative assets 39 1,558 514 2,111 Total assets $ 472 29,509 692 30,673 Liabilities: Derivative liabilities: Interest rate contracts $ 1 277 4 282 Foreign exchange contracts - 441 - 441 Equity contracts - - 55 55 Commodity contracts 20 203 - 223 Derivative liabilities 21 921 59 1,001 Short positions 19 4 - 23 Total liabilities $ 40 925 59 1,024 Excludes FHLB and FRB restricted stock totaling $ 248 and $ 353 , respectively, at June 30, 2015 . Includes residential mortgage loans originated as held for sale and subsequently transferred to held for investment. During the three and six months ended June 30, 2015 , no assets or l iabilities were transferred between Level 1 and Level 2 Fair Value Measurements Using December 31, 2014 ($ in millions) Level 1 (c) Level 2 (c) Level 3 Total Fair Value Assets: Available-for-sale and other securities: U.S. Treasury and federal agencies securities $ 25 1,607 - 1,632 Obligations of states and political subdivisions securities - 192 - 192 Mortgage-backed securities: Agency residential mortgage-backed securities - 12,404 - 12,404 Agency commercial mortgage-backed securities - 4,565 - 4,565 Non-agency commercial mortgage-backed securities - 1,550 - 1,550 Asset-backed securities and other debt securities - 1,362 - 1,362 Equity securities (a) 84 19 - 103 Available-for-sale and other securities (a) 109 21,699 - 21,808 Trading securities: U.S. Treasury and federal agencies securities - 14 - 14 Obligations of states and political subdivisions securities - 8 - 8 Mortgage-backed securities: Agency residential mortgage-backed securities - 9 - 9 Asset-backed securities and other debt securities - 13 - 13 Equity securities 316 - - 316 Trading securities 316 44 - 360 Residential mortgage loans held for sale - 561 - 561 Residential mortgage loans (b) - - 108 108 Derivative assets: Interest rate contracts - 888 12 900 Foreign exchange contracts - 417 - 417 Equity contracts - - 415 415 Commodity contracts 68 280 - 348 Derivative assets 68 1,585 427 2,080 Total assets $ 493 23,889 535 24,917 Liabilities: Derivative liabilities: Interest rate contracts $ 6 276 2 284 Foreign exchange contracts - 372 - 372 Equity contracts - - 49 49 Commodity contracts 58 280 - 338 Derivative liabilities 64 928 51 1,043 Short positions 16 5 - 21 Total liabilities $ 80 933 51 1,064 Excludes FHLB and FRB restricted stock totaling $ 248 and $ 352 , respectively, at December 31, 2014 . Includes residential mortgage loans originated as held for sale and subsequently transferred to held for investment. During the year ended December 31, 2014 , no assets or l iabilities were transferred between Level 1 and Level 2 . The following is a description of the valuation methodologies used for significant instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy. Available-for-sale and other securities and trading securities Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities include government bonds and exchange traded equities. If quoted market prices are not available, then fair values are estimated using pricing models, quoted prices of securities with similar characteristics, or DCFs . Examples of such instruments, which are classified within Level 2 of the valuation hierarchy, include federal agencies, obligations of states and political subdivisions, agency residential mortgage-backed securities, agency and non-agency commercial mortgage-backed securities and asset-backed securities and other debt securities . Corpo rate bonds are included in asset-backed securities and other debt securities in the previous table. Federal agencies, obligations of states and political subdivisions, a gency residential mortgage-backed securities, agency and non-agency commercial mortgage-backed securities and asset-backed securities and other debt securities are generally valued using a market approach based on observable prices of securities with similar characteristics. Residential mortgage loans held for sale For residenti al mortgage loans held for sale for which the fair value election has been made, fair value is estimated based upon mortgage-backed securities prices and spreads to those prices or, for certain ARM loans, DCF models that may incorporate the anticipated portfolio composition, credit spreads of asset-backed sec urities with similar collateral and market conditions. The anticipated portfolio composition includes the effect of interest rate spreads and discount rates due to loan characteristics such as the state in which the loan was originated, the loan amount and the ARM margin. Residential mortgage loans held for sale th at are valued based on mortgage- backed securities prices are classified within Level 2 of the valuation hierarchy as the valuation is based on external pricing for similar instruments. ARM loans classified as held for sale are also classified within Level 2 of the valuation hierarchy due to the use of observable inputs in the DCF model. These observable inputs include interest rate spreads from agency mortgage-backed securities , market rates and observable discount rates. Residential mortgage loans Residential mortgage loans held for sale that are reclassified to held for investment are transferred from Level 2 to Level 3 of the fair value hierarchy. It is the Bancorp's policy to value any transfers between levels of the fair value hierarchy based on end of period fair values. For residential mortgage loans for which the fair value election has been made, and that are reclassified from held for sale to held for investment, the fair val ue estimation is based on mortgage-backed securities prices , interest rate risk and a n internally developed credit component . Therefore, these loans are classified within Level 3 of the valuation hierarchy. An adverse change in the loss rate or severity assumption would result in a decrease in fair value of the related loan. The Secondary Marketing d epartment, which reports to the Bancorp's Chief Operating Officer, in conjunction with the Consumer Credit Risk d epartment, which report s to the Bancorp's Chief Risk Officer, are responsible for determining the valuation methodology for residential mortgage loans held for inves tment. The Secondary Marketing d epartment reviews loss severity assumptions quarterly to determine if adjustments are necessary based on decreases in observable housing market data. This group also review s trades in comparable benchmark securities and adjusts the values of loans as necessary. Consumer Credit Risk is responsible for the credit component of the fair value which is based on internally developed loss rate models that take into account historical loss rates and loss severities based on underlying collateral values. Derivatives Exchange-traded derivatives valued using quoted prices and certain over-the-counter derivatives valued using active bids are classified within Level 1 of the valuation hierarchy. Most of the Bancorp's derivative contracts are valued using DCF or other models that incorporate current market interest rates, credit spreads assigned to the derivative counterparties and other market parameters and, therefore, are classified within Level 2 of the valuation hierarchy. Such derivatives include basic and structured interest rate , foreign exchange and commodity swaps and options. Derivatives that are valued based upon models with significant unobservable market parameters are classified within Level 3 of the valuation hierarchy. At June 30, 2015 and December 31, 2014 , derivatives classified as Level 3, which are valued using model s containing unobservable inputs, consisted primarily of a warrant associated with the initial sale of the Bancorp's 51% interest in Vantiv Holding, LLC to Advent International and a total return swap associated with the Bancorp's sale of Visa, Inc. Class B shares. Level 3 derivatives also include IRLCs , which utilize internally generated loan closing rate assumptions as a significant unobservable input in the v aluation process. T he warrant allow s the Bancorp to purchase approximately 20 million incremental nonvoti ng units in Vantiv Holding, LLC at an exercise price of $ 15.98 per unit and requires settlement under certain defined conditio ns involving change of control. The fair value of the warrant is calculated i n conjunction with a third party valuation provider by applying Black- Scholes option valuation models using probability weighted scenarios which contain the following inputs: Vantiv , Inc. stock price, strike price per the Warrant Agreement and several unobservable inputs, such as expected term, exp ected volatility and expected dividend rate. For the warrant , an increase in the expected term (years) and the expected volatility assumptions would result in an increase in the fair value; co nversely , a decrease in these assumptions would result in a decrease in the fair value . T he Accounting and Treasury d epartments, both of which report to the Bancorp's Chief Financial Officer, determine d the valuation methodology for the warrant. Accounting and Treasury review changes in fair value on a quarterly basis for reasonableness based on changes in historical and implied volatilities, expected terms, probability weightings of the related scenarios, and other assumptions. Under the terms of the total return swap, the Bancorp will make or receive payments based on subsequent changes in the conversion rate of the Visa , Inc. Clas s B shares into Class A shares. Additionally , the Bancorp will make a quarterly payment based on Visa's stock price and the conversion rate of the Visa, Inc. Class B shares into Class A shares until the date on which the Covered Litigation is settled. The fair value of the total return swap was calculated using a DCF model based on unobservable inputs consisting of management's estimate of the probability of certain litigation scenarios, the timing of the resolution of the Covered Litigation and Visa litigation loss estimate s in excess, or shortfall, of the Bancorp's proportional share of escrow funds . An i ncrease in the loss estimate or a delay in the resolution of the Covered Litigation would result in an increase in fair value ; co nversely , a decrease in the loss estimate or an acceleration of the resolution of the Covered Litigation would result in a decrease in fair value . The Accounting and Treasury d epartments determine d the valuation methodology for the total return swap. Accounting and Treasury review the changes in fair value on a quarterly basis for reasonableness based on Visa stock price changes, litigation contingencies, and escrow funding. The net fair value asset of the IRLCs at June 30, 2015 was $ 1 3 million. I mmediate decreases in current interest rates of 25 bp s and 50 bp s would result in increases in the fair value of the IRLCs of approximately $ 8 million and $ 1 5 million, respectively. Immediate increases of current interest rates of 25 bp s and 50 bp s would result in decreases in the fair value of the IRLCs of approximately $ 8 million and $ 1 7 million, respectively. The decrease in fair value of IRLCs due to immediate 10% and 20% adverse changes in the assumed loan closing rates would be approximately $ 1 million and $ 3 million, respectively, and the increase in fair value due to immediate 10% and 20% favorable changes in the assumed loan closing rates would be approximately $ 1 million and $ 3 million, respectively. These sensitivities are hypothetical and should be used with caution, as changes in fair value based on a variation in assumptions typically cannot be extrapolated because the relationship of the change in assumptions to the change in fair value may not be linear. T he Con sumer Line of Business Finance d epartment, which reports to the Banco rp's Chief Financial Officer, and the afor ementioned Secondary Marketing d epartment are responsible for determining the valuation methodology for IRLCs. Secondary Marketing, in conjunction with a third party valuatio n provider, periodically review loan closing rate assumptions and recent loan sales to determine if adjustments are needed for current market conditions no t reflected in historical data. The following tables are a reconciliation of assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3): Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Residential Interest Rate Equity For the three months ended June 30, 2015 Trading Mortgage Derivatives, Derivatives, Total ($ in millions) Securities Loans Net (a) Net (a) Fair Value Beginning balance $ - 126 17 425 568 Total gains (losses) (realized/unrealized): Included in earnings - (1) 17 13 29 Sales - - (1) - (1) Settlements - (8) (23) 7 (24) Transfers into Level 3 (b) - 61 - - 61 Ending balance $ - 178 10 445 633 The amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held at June 30, 2015 (c) $ - (1) 13 13 25 Net interest rate derivatives include derivative assets and liabilities of $ 14 and $ 4 , respectively, as of June 30, 2015 . Net equity derivatives include derivative assets and liabilities of $ 500 and $ 55 , respectively, as of June 30, 2015 . Includes certain residential mortgage loans held for sale that were transferred to held for invest ment. Includes interest income and expense. Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Residential Interest Rate Equity For the three months ended June 30, 2014 Trading Mortgage Derivatives, Derivatives, Total ($ in millions) Securities Loans Net (a) Net (a) Fair Value Beginning balance $ 1 103 13 305 422 Total gains (realized/unrealized): Included in earnings - 1 37 48 86 Settlements - (5) (35) 5 (35) Ending balance $ 1 99 15 358 473 The amount of total gains for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held at June 30, 2014 (b) $ - 1 16 48 65 Net interest rate derivatives include derivative assets and liabilities of $ 1 7 and $ 2 , respectively, as of June 30, 2014 . Net equity derivatives include derivative assets and liabilities of $ 412 and $ 54 , respectively, as of June 30, 2014 . Includes interest income and expense. Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Residential Interest Rate Equity For the six months ended June 30, 2015 Trading Mortgage Derivatives, Derivatives, Total ($ in millions) Securities Loans Net (a) Net (a) Fair Value Beginning balance $ - 108 10 366 484 Total gains (realized/unrealized): Included in earnings - 1 52 66 119 Sales - - (1) - (1) Settlements - (15) (51) 13 (53) Transfers into Level 3 (b) - 84 - - 84 Ending balance $ - 178 10 445 633 The amount of total gains for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held at June 30, 2015 (c) $ - 1 14 66 81 Net interest rate derivatives include derivative assets and liabilities of $ 14 and $ 4 , respectively, as of June 30, 2015 . Net equity derivatives include derivative assets and liabilities of $ 500 and $ 55 , respectively, as of June 30, 2015 . Includes certain residential mortgage loans held for sale that were transferred to held for invest ment. Includes interest income and expense. Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Residential Interest Rate Equity For the six months ended June 30, 2014 Trading Mortgage Derivatives, Derivatives, Total ($ in millions) Securities Loans Net (a) Net (a) Fair Value Beginning balance $ 1 92 8 336 $ 437 Total gains (realized/unrealized): Included in earnings - 3 74 13 90 Settlements - (8) (67) 9 (66) Transfers into Level 3 (b) - 12 - - 12 Ending balance $ 1 99 15 358 $ 473 The amount of total gains for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held at June 30, 2014 (c) $ - 3 17 13 $ 33 Net interest rate derivatives include derivative assets and liabilities of $ 1 7 and $ 2 , respectively, as of June 30, 2014 . Net equity derivatives include derivative assets and liabilities of $ 412 and $ 54 , respectively, as of June 30, 2014 . Includes certain residential mortgage loans held for sale that were transferred to held for invest ment. Includes interest income and expense. The total gains and losses included in earnings for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) were recorded in the Condensed Consolidated Statements of Income as follows: For the three months ended For the six months ended June 30, June 30, ($ in millions) 2015 2014 2015 2014 Mortgage banking net revenue $ 16 39 52 76 Corporate banking revenue - - 1 1 Other noninterest income 13 47 66 13 Total gains $ 29 86 119 90 The total gains and losses included in earnings attributable to changes in unrealized gains and losses related to Level 3 assets and liabilities still held at June 30, 2015 and 2014 were recorded in the Condensed Consolidated Statements of Income as follows: For the three months ended For the six months ended June 30, June 30, ($ in millions) 2015 2014 2015 2014 Mortgage banking net revenue $ 12 18 14 20 Corporate banking revenue - - 1 - Other noninterest income 13 47 66 13 Total gains $ 25 65 81 33 The following tables present information as of June 30, 2015 and 2014 about significant unobservable inputs related to the Bancorp’s material categories of Level 3 financial assets and liabilities measured on a recurring basis: As of June 30, 2015 ($ in millions) Financial Instrument Fair Value Valuation Technique Significant Unobservable Inputs Ranges of Inputs Weighted-Average Residential mortgage loans $ 178 Loss rate model Interest rate risk factor (9.7) - 20.0% 2.7% Credit risk factor 0 - 85.5% 0.9% IRLCs, net 13 Discounted cash flow Loan closing rates 34.3 - 88.9% 70.6% Stock warrant associated with Vantiv 500 Black-Scholes option Expected term (years) 2.0 - 14.0 5.9 Holding, LLC valuation model Expected volatility (a) 22.1 - 31.9% 25.9% Swap associated with the sale of Visa, Inc. (55) Discounted cash flow Timing of the resolution 9/30/16 - NM Class B shares of the Covered Litigation 3/31/2021 Based on historical and implied volatilities of Vantiv , Inc. and comparable companies assuming similar expected terms. As of June 30, 2014 ($ in millions) Financial Instrument Fair Value Valuation Technique Significant Unobservable Inputs Ranges of Inputs Weighted-Average Residential mortgage loans $ 99 Loss rate model Interest rate risk factor (16.6) - 19.5% 4.6% Credit risk factor 0 - 62.4% 2.1% IRLCs, net 17 Discounted cash flow Loan closing rates 16.5 - 95.0% 62.7% Stock warrant associated with Vantiv 412 Black-Scholes option Expected term (years) 2.0 - 15.0 6.0 Holding, LLC valuation model Expected volatility (a) 23.8 - 32.3% 27.3% Swap associated with the sale of Visa, Inc. (54) Discounted cash flow Timing of the resolution 6/30/2015- NM Class B shares of the Covered Litigation 12/31/2019 Proportional share of $1 - 19 $18 litigation loss estimate in excess of escrow funds Based on historical and implied volatilities of Vantiv , Inc. and comparable companies assuming similar expected terms. Assets and Liabilities Measured at F air Value on a Nonrecurring Basis Certain assets and liabilities are measured at fair value on a nonrecurring basis. These assets and liabilities are not measured at fair value on an ongoing basis; however, they are subject to fair value adjustments in certain circumstances, such as when there is evidence of impairment. The following tables provide the fair value hierarchy and carrying amount of all assets that were held as of June 30, 2015 and 2014 and for which a nonrecurring fair value adjustment was recorded during the three and six months ended June 30, 2015 and 2014, and the related gains and losses from fair value adjustments on assets sold during the period as well as assets still held as of the end of the period: Fair Value Measurements Using Total (Losses) Gains Total (Losses) Gains For the three months For the six months As of June 30, 2015 ($ in millions) Level 1 Level 2 Level 3 Total ended June 30, 2015 ended June 30, 2015 Commercial loans held for sale $ - - 15 15 (1) 3 Residential mortgage loans held for sale - - 91 91 (2) (2) Automobile loans held for sale - - 3 3 - - Commercial and industrial loans - - 397 397 2 (41) Commercial mortgage loans - - 85 85 (4) (17) Residential mortgage loans - - 55 55 - (1) MSRs - - 854 854 87 39 OREO - - 46 46 (5) (13) Bank premises - - 130 130 (98) (101) Operating lease equipment - - 57 57 (4) (34) Total $ - - 1,733 1,733 (25) (167) Fair Value Measurements Using Total Losses Total Losses For the three months For the six months As of June 30, 2014 ($ in millions) Level 1 Level 2 Level 3 Total ended June 30, 2014 ended June 30, 2014 Commercial loans held for sale $ - - 45 45 (1) (2) Commercial and industrial loans - - 62 62 (83) (124) Commercial mortgage loans - - 76 76 (6) (17) Commercial construction loans - - 2 2 - - MSRs - - 928 928 (32) (28) OREO - - 124 124 (6) (19) Bank premises - - 15 15 (18) (18) Total $ - - 1,252 1,252 (146) (208) The following tables present information as of June 30, 2015 and 2014 about significant unobservable inputs related to the Bancorp’s material categories of Level 3 financial assets and liabilities measured on a nonrecurring basis: As of June 30, 2015 ($ in millions) Financial Instrument Fair Value Valuation Technique Significant Unobservable Inputs Ranges of Inputs Weighted-Average Commercial loans held for sale $ 15 Discounted cash flow Discount spread NM 4.4% Residential mortgage loans held for sale 91 Loss rate model Interest rate risk factor (7.5)-0.1% (1.6)% Credit risk factor NM 0.1% Automobile loans held for sale 3 Discounted cash flow Discount spread NM 3.1% Commercial and industrial loans 397 Appraised value Collateral value NM NM Commercial mortgage loans 85 Appraised value Collateral value NM NM Commercial leases - Appraised value Collateral value NM NM Residential mortgage loans 55 Appraised value Appraised value NM NM MSRs 854 Discounted cash flow Prepayment speed 1.0 - 100% (Fixed) 7.6% (Adjustable) 32.7% OAS spread (bps) 430-1,750 (Fixed) 930 (Adjustable) 651 OREO 46 Appraised value Appraised value NM NM Bank premises 130 Appraised value Appraised value NM NM Operating lease equipment 57 Appraised value Appraised value NM NM As of June 30, 2014 ($ in millions) Financial Instrument Fair Value Valuation Technique Significant Unobservable Inputs Ranges of Inputs Weighted-Average Commercial loans held for sale $ 45 Appraised value Appraised value NM NM Cost to sell NM 10.0% Commercial and industrial loans 62 Appraised value Collateral value NM NM Commercial mortgage loans 76 Appraised value Collateral value NM NM Commercial construction loans 2 Appraised value Collateral value NM NM Commercial leases - Appraised value Collateral value NM NM MSRs 928 Discounted cash flow Prepayment speed 0 - 100% (Fixed) 11.1% (Adjustable) 26.5% Discount rates 9.6 - 13.2% (Fixed) 9.9% (Adjustable) 11.8% OREO 124 Appraised value Appraised value NM NM Bank premises 15 Appraised value Appraised value NM NM The following table summarizes the difference between the fair value and the principal balance for residential mortgage loans measured at fair value as of: Aggregate Aggregate Unpaid ($ in millions) Fair Value Principal Balance Difference June 30, 2015 Residential mortgage loans measured at fair value $ 806 788 18 Past due loans of 90 days or more 2 2 - Nonaccrual loans 2 2 - December 31, 2014 Residential mortgage loans measured at fair value 669 643 26 Past due loans of 90 days or more 2 2 - Nonaccrual loans 3 3 - Fair Value of Certain Financial Instruments The following tables summarize the carrying amounts and estimated fair values for certain financial instruments, excluding financial instruments measured at fair value on a recurring basis: Net Carrying Fair Value Measurements Using Total As of June 30, 2015 ($ in millions) Amount Level 1 Level 2 Level 3 Fair Value Financial assets: Cash and due from banks $ 2,785 2,785 - - 2,785 Other securities 601 - 601 - 601 Held-to-maturity securities 157 - - 157 157 Other short-term investments 3,451 3,451 - - 3,451 Loans held for sale 367 - - 367 367 Portfolio loans and leases: Commercial and industrial loans 42,132 - - 42,873 42,873 Commercial mortgage loans 7,033 - - 6,791 6,791 Commercial construction loans 2,687 - - 2,436 2,436 Commercial leases 3,833 - - 3,569 3,569 Residential mortgage loans 12,651 - - 12,923 12,923 Home equity 8,470 - - 9,091 9,091 Automobile loans 11,867 - - 11,636 11,636 Credit card 2,180 - - 2,508 2,508 Other consumer loans and leases 482 - - 490 490 Unallocated ALLL (103) - - - - Total portfolio loans and leases, net $ 91,232 - - 92,317 92,317 Financial liabilities: Deposits $ 103,023 - 103,026 - 103,026 Federal funds purchased 126 126 - - 126 Other short-term borrowings 4,136 - 4,138 - 4,138 Long-term debt 13,521 13,471 603 - 14,074 Net Carrying Fair Value Measurements Using Total As of December 31, 2014 ($ in millions) Amount Level 1 Level 2 Level 3 Fair Value Financial assets: Cash and due from banks $ 3,091 3,091 - - 3,091 Other securities 600 - 600 - 600 Held-to-maturity securities 187 - - 187 187 Other short-term investments 7,914 7,914 - - 7,914 Loans held for sale 700 - - 700 700 Portfolio loans and leases: Commercial and industrial loans 40,092 - - 40,781 40,781 Commercial mortgage loans 7,259 - - 6,878 6,878 Commercial construction loans 2,052 - - 1,735 1,735 Commercial leases 3,675 - - 3,426 3,426 Residential mortgage loans 12,177 - - 12,249 12,249 Home equity 8,799 - - 9,224 9,224 Automobile loans 12,004 - - 11,748 11,748 Credit card 2,297 - - 2,586 2,586 Other consumer loans and leases 405 - - 414 414 Unallocated ALLL (106) - - - - Total portfolio loans and leases, net $ 88,654 - - 89,041 89,041 Financial liabilities: Deposits $ 101,712 - 101,715 - 101,715 Federal funds purchased 144 144 - - 144 Other short-term borrowings 1,556 - 1,561 - 1,561 Long-term debt 14,967 14,993 655 - 15,648 Cash and due from banks, other securities, other short-term investments, deposits, federal funds purchased and other short-term borrowings For financial instruments with a short-term or no stated maturity, prevailing market rates and limited credit risk, carrying amounts approximate fair value. Those financial instruments include cash and due from banks, FHLB and FRB restricted stock, other short-term investments, certain deposits (demand, interest checking, savings, money market and foreign office deposits), federal funds purchased, and other short-term borrowings excluding FHLB borrowings. Fair values for other time deposits, certificates - $100,000 and over and FHLB borrowings were estimated using a DCF calculation that applies prevailing LIBOR/swap interest rates and a spread for new issuances with similar terms. Held-to-maturity securities The Bancorp's held-to-maturity securities are primarily composed of instruments that provide income tax credits as the economic return on the investment. The fair value of these instruments is estimated based on current U.S. Treasury tax credit rates. Loans held for sale Fair values for commercial loans held for sale were valued based on executable bids when available, or on DCF models incorporating appraisals of the underlying collateral, as well as assumptions about investor return requirements and amounts and timing of expected cash flows. Fair values for residential mortgage loans held for sale were valued based on estimated third-party valuations utilizing recent sales data from similar transactions. Broker opinion statements were also obtained as additional evidence to support the third-party valuations. Fair values for other consumer loans held for sale were based on contractual values upon which the loans may be sold to a third party, and approximate their carrying value. Portfolio loans and leases, net Fair values were estimated by discounting future cash flows using the current market rates of loans to borrowers with similar credit characteristics, similar remaining maturities, prepayment speeds and loss severities. The Bancorp estimates fair values at the transaction level whenever possible. For certain products with a large num ber of homogenous transactions , the Bancorp employs a pool approach. This approach involves stratifying and sorting the entire population of transactions into a smaller number of pools with like characteristics. Characteristics may include maturity date, coupon, origination date and principal amortization method. Long-term debt Fair value of long-term debt was based on quoted market prices, when available, or a DCF calculation using LIBOR/swap interest rates and, in some cases, Fifth Third credit and/or debt instrument spreads for new issuances with similar terms .

Business Segments

Business Segments	6 Months Ended
	Jun. 30, 2015
Segment Reporting
Business Segments	21. Business Segments The Bancorp reports on four business segments: Commercial Banking, Branch Banking, Consumer Lending and Investment Advisors. Results of the Bancorp's business segments are presented based on its management structure and management accounting practices. The structure and accounting practices are specific to the Bancorp; therefore, the financial results of the Bancorp's business segments are not necessarily comparable with similar information for other financial institutions. The Bancorp refines its methodologies from time to time as management 's accounting practices and businesses change . The Bancorp manages interest rate risk centrally at the corporate level by employing a n FTP methodology. This methodology insulates the business segments from interest rate volatility, enabling them to focus on serving customers through loan originations and deposit taking. The FTP system assigns charge rates and credit rates to classes of assets and liabilities, respectively, based on expected duration and the U.S. swap curve. Matching duration allocates interest income and interest expense to each business segment so its resulting net interest income is insulated from interest rate risk. In a rising rate environment, the Bancorp benefits from the widening spread between deposit costs and wholesale funding costs. However, the Bancorp's FTP system credits this benefit to deposit-providing businesses, such as Branch Banking and Investment Advisors, on a duration-adjusted basis. The net impact of the FTP methodology is captured in General Corporate and Other. The Bancorp adjusts the FTP charge and credit rates as dictated by changes in interest rates for various interest-earning assets and interest-bearing liabilities and by the review of the estimated durations for the indeterminate-lived deposits. The credit rate provided for demand deposit accounts is reviewed annually based upon the account type, its estimated duration and the corresponding fed funds, U.S. swap curve or swap rate. The credit rates for several deposit products were reset January 1, 2015 to reflect the current market rates and updated market assumptions. These rates were generally lower than those in place during 2014 , thus net interest income f or deposit providing businesses was negatively impacted during 2015 . The business segments are charged provision expense based on the actual net charge-offs experienced by the loans and leases owned by each business segment. Provision expense attributable to loan and lease growth and changes in ALLL factors are captured in General Corporate and Other. The financial results of the business segments include allocations for shared serv ices and headquarters expenses. Additionally, the business segments form synergies by taking advantage of cross-sell opportunities and when funding operations, by accessing the capital markets as a collective unit. The results of operations and financial position for the three and six months ended June 30 , 2014 were adjusted to reflect the transfer of certain customers and Bancorp employees from Commercial Banking to Branch Banking , effective January 1, 201 5 . In addition, the prior year balances were adjusted to reflect a change in internal allocation methodology. The following is a d escription of each of the Bancorp's business segments, and the products and services they provide to their respective client bases . Commercial Banking o ffers credit intermediation, cash management and financial services to large and middle-market businesses and government and professional customers. In addition to the traditional lending and depository offerings, Commercial Banking products and services include global cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing and syndicated finance. Branch Banking p rovides a full range of deposit and loan and lease products to individuals and small businesses through 1, 299 full -service Banking Centers. Branch Banking offers depository and loan products, such as checking and savings accounts, home equity loans and lines of credit, credit cards and loans for automobiles and other personal financing needs, as well as products designed to meet the specific needs of small businesses, including cash management services. Consumer Lending includes the Bancorp's mortgage, home equity, automobile and other indirect lending activities. Direct lending activities include the origination, retention and servicing of mortgage and home equity loans or lines of credit, sales and securitizations of those loans, pools of loans or lines of credit, and all associated hedging activities. Indirect lending activities include extending loans to consumers through correspondent lenders and automobile dealers. Investment Advisors provides a full range of investment alternatives for individuals, companies and not-for-profit organizations. Investment Advisors is made up of four main businesses: FTS, an indirect wholly-owned subsidiary of the Bancorp; ClearArc Capital, Inc. , an indirect wholly-owned subsidiary of the Bancorp; Fifth Third Private Bank; and Fifth Third Institutional Services. FTS offers full service retail brokerage services to individual clients and broker dealer services to the institutional marketplace. ClearArc Capital, Inc. provides asset management services. Fifth Third Private Bank offers holistic strategies to affluent clients in wealth planning, investing, insurance and wealth protection. Fifth Third Institutional Services provides advisory services for institutional clients inclu ding states and municipalities. The following tables present the results of operations and assets by business segment for the three months ended June 30, 2015 and 2014: General Commercial Branch Consumer Investment Corporate June 30, 2015 ($ in millions) Banking Banking Lending Advisors and Other Eliminations Total Net interest income $ 402 376 63 29 17 - 887 Provision for loan and lease losses 38 38 8 2 (7) - 79 Net interest income after provision for loan and lease losses 364 338 55 27 24 - 808 Total noninterest income 232 (c) 94 (b) 122 103 44 (39) (a) 556 Total noninterest expense 356 396 112 115 7 (39) 947 Income before income taxes 240 36 65 15 61 - 417 Applicable income tax expense 34 13 23 6 32 - 108 Net income 206 23 42 9 29 - 309 Less: Net income attributable to noncontrolling interests - - - - (6) - (6) Net income attributable to Bancorp 206 23 42 9 35 - 315 Dividends on preferred stock - - - - 23 - 23 Net income available to common shareholders $ 206 23 42 9 12 - 292 Total goodwill $ 613 1,655 - 148 - - 2,416 Total assets $ 58,695 52,497 22,534 10,264 (2,332) - 141,658 Revenue sharing agreements between Investment Advisors and Branch Banking are eliminated in the Condensed Consolidated Statements of Income. Includes an impairment charge of $ 98 for branches and land. For more information refer to Note 7 and Note 20. Includes an impairment charge of $ 4 for operating lease equipment. For more information refer to Note 8 and Note 20. General Commercial Branch Consumer Investment Corporate June 30, 2014 ($ in millions) Banking Banking Lending Advisors and Other Eliminations Total Net interest income $ 403 384 65 29 19 - 900 Provision for loan and lease losses 40 47 13 1 (25) - 76 Net interest income after provision for loan and lease losses 363 337 52 28 44 - 824 Total noninterest income 216 171 (b) 90 101 196 (38) (a) 736 Total noninterest expense 330 385 165 111 1 (38) 954 Income (loss) before income taxes 249 123 (23) 18 239 - 606 Applicable income tax expense (benefit) 41 43 (8) 6 85 - 167 Net income (loss) 208 80 (15) 12 154 - 439 Less: Net income attributable to noncontrolling interests - - - - - - - Net income (loss) attributable to Bancorp 208 80 (15) 12 154 - 439 Dividends on preferred stock - - - - 23 - 23 Net income (loss) available to common shareholders $ 208 80 (15) 12 131 - 416 Total goodwill $ 613 1,655 - 148 - - 2,416 Total assets $ 56,001 49,764 22,365 9,251 (4,819) - 132,562 Revenue sharing agreements between Investment Advisors and Branch Banking are eliminated in the Condensed Consolidated Statements of Income. Includes an impairment charge of $ 18 for branches and lan d . For more information refer to Note 7 and Note 20. The following tables present the results of operations and assets by business segment for the six months ended June 30, 2015 and 2014: General Commercial Branch Consumer Investment Corporate June 30, 2015 ($ in millions) Banking Banking Lending Advisors and Other Eliminations Total Net interest income $ 794 752 125 58 5 - 1,734 Provision for loan and lease losses 71 81 22 3 (29) - 148 Net interest income after provision for loan and lease losses 723 671 103 55 34 - 1,586 Total noninterest income 404 (c) 270 (b) 251 212 126 (76) (a) 1,187 Total noninterest expense 713 787 214 231 2 (76) 1,871 Income before income taxes 414 154 140 36 158 - 902 Applicable income tax expense 46 55 49 13 69 - 232 Net income 368 99 91 23 89 - 670 Less: Net income attributable to noncontrolling interests - - - - (6) - (6) Net income attributable to Bancorp 368 99 91 23 95 - 676 Dividends on preferred stock - - - - 38 - 38 Net income available to common shareholders $ 368 99 91 23 57 - 638 Total goodwill $ 613 1,655 - 148 - - 2,416 Total assets $ 58,695 52,497 22,534 10,264 (2,332) - 141,658 Revenue sharing agreements between Investment Advisors and Branch Banking are eliminated in the Condensed Consolidated Statements of Income. Includes an impairment charge of $ 102 for branches and lan d. For more information refer to Note 7 and Note 20. Includes an impairment charge of $ 3 4 for operating lease equipment. For more information refer to Note 8 and Note 20 . General Commercial Branch Consumer Investment Corporate June 30, 2014 ($ in millions) Banking Banking Lending Advisors and Other Eliminations Total Net interest income $ 801 775 129 60 28 - 1,793 Provision for loan and lease losses 139 91 38 2 (124) - 146 Net interest income after provision for loan and lease losses 662 684 91 58 152 - 1,647 Total noninterest income 425 343 (b) 209 205 190 (72) (a) 1,300 Total noninterest expense 663 775 330 222 (15) (72) 1,903 Income (loss) before income taxes 424 252 (30) 41 357 - 1,044 Applicable income tax expense (benefit) 58 89 (11) 14 137 - 287 Net income (loss) 366 163 (19) 27 220 - 757 Less: Net income attributable to noncontrolling interests - - - - 1 - 1 Net income (loss) attributable to Bancorp 366 163 (19) 27 219 - 756 Dividends on preferred stock - - - - 32 - 32 Net income (loss) available to common shareholders $ 366 163 (19) 27 187 - 724 Total goodwill $ 613 1,655 - 148 - - 2,416 Total assets $ 56,001 49,764 22,365 9,251 (4,819) - 132,562 Revenue sharing agreements between Investment Advisors and Branch Banking are eliminated in the Condensed Consolidated Statements of Income. Includes an impairment charge of $ 18 for branches and lan d . For more information refer to Note 7 and Note 20.

Subsequent Event

Subsequent Event	6 Months Ended
	Jun. 30, 2015
Subsequent Events
Subsequent Event	22. Subsequent Event s On July 29, 2015, the Bancorp entered into an accelerated share repurchase transaction with a counterparty pursuant to which the Bancorp purchased 6,039,792 shares, or approximately $ 150 million, of its outstanding common stock on August 3, 2015. The Bancorp repurchased the shares of its common stock as part of its Board approved 100 million share repurchase program previously announced on March 18, 2014. The Bancorp expects the settlement of the transaction to occur on or before October 30, 2015. On July 2 7 , 2015, the Bancorp issued and sold $ 1.1 billion in aggregate principal amount of unsecured senior notes. The notes consisted of $ 1.1 billion of 2.875% senior fixed rate notes, with a maturity of five years, due on July 27, 2020. These notes will be redeemable by the Bancorp, in whole or in part, on or after the date that is 30 days prior to the maturity date at a redemption price equal to 100% of the principal amount plus accrued and unpaid interest up to, but excluding, the redemption date.

Supplemental Cash Flow Inform31

Supplemental Cash Flow Information (Tables)	6 Months Ended
	Jun. 30, 2015
Supplemental Cash Flow
Noncash Investing and Financing Activities	Cash payments related to interest and income taxes in addition to non-cash investing and financing activities are presented in the following table for the six months ended June 30: ($ in millions) 2015 2014 Cash payments: Interest $ 249 187 Income taxes 264 228 Transfers: Portfolio loans to loans held for sale 369 96 Loans held for sale to portfolio loans 139 13 Portfolio loans to OREO 58 84 Loans held for sale to OREO - 2

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Securities
Available-for-Sale and Other and Held-to-Maturity Securities	The following tables provide the amortized cost, fair value and unrealized gains and losses for the major categories of the available-for-sale and other and held-to-maturity securities portfolios as of: Amortized Unrealized Unrealized Fair June 30, 2015 ($ in millions) Cost Gains Losses Value Available-for-sale and other securities: U.S. Treasury and federal agencies securities $ 1,544 71 - 1,615 Obligations of states and political subdivisions securities 172 5 - 177 Mortgage-backed securities: Agency residential mortgage-backed securities (a) 15,653 333 (32) 15,954 Agency commercial mortgage-backed securities 5,687 82 (18) 5,751 Non-agency commercial mortgage-backed securities 2,382 51 (19) 2,414 Asset-backed securities and other debt securities 1,344 36 (6) 1,374 Equity securities (b) 701 2 (1) 702 Total available-for-sale and other securities $ 27,483 580 (76) 27,987 Held-to-maturity securities: Obligations of states and political subdivisions securities $ 156 - - 156 Asset-backed securities and other debt securities 1 - - 1 Total held-to-maturity securities $ 157 - - 157 Includes interest-only mortgage- backed securities of $ 162 as of June 30, 2015 recorded at fair value with fair value changes re corded in securities gains, net , in the Condensed Consolidated Statement s of Income. Equity securities consist of FHLB and FRB restricted stock holdings of $ 248 and $ 353 , respectively , at June 30, 2015 , that are carried at cost, and certain mutual fund and equity security holdings. Amortized Unrealized Unrealized Fair December 31, 2014 ($ in millions) Cost Gains Losses Value Available-for-sale and other securities: U.S. Treasury and federal agencies securities $ 1,545 87 - 1,632 Obligations of states and political subdivisions securities 185 7 - 192 Mortgage-backed securities: Agency residential mortgage-backed securities (a) 11,968 437 (1) 12,404 Agency commercial mortgage-backed securities 4,465 101 (1) 4,565 Non-agency commercial mortgage-backed securities 1,489 61 - 1,550 Asset-backed securities and other debt securities 1,324 40 (2) 1,362 Equity securities (b) 701 3 (1) 703 Total available-for-sale and other securities $ 21,677 736 (5) 22,408 Held-to-maturity securities: Obligations of states and political subdivisions securities $ 186 - - 186 Asset-backed securities and other debt securities 1 - - 1 Total held-to-maturity securities $ 187 - - 187 Includes interest-only mortgage- backed securities of $ 175 as of December 31, 2014 , recorded at fair value with fair value changes re corded in securities gains, net , in the Condensed Consolidated Statement s of Income. Equity securities consist of FHLB and FRB restricted stock holdings of $ 248 and $ 352 , respectively, at December 31, 2014, that are carried at cost, and certain mutual fund and equity security holdings
Realized Gains and Losses Recognized in Income from Available-for-Sale Securities	The following table presents realized gains and losses that were recognized in income from available-for-sale securities: For the three months ended For the six months ended June 30, June 30, ($ in millions) 2015 2014 2015 2014 Realized gains $ 29 14 44 41 Realized losses (31) - (33) (5) OTTI (4) - (5) (17) Net realized gains (losses) (a) $ (6) 14 6 19 Excludes n et gains on interest-only mortgage-backed securities of $ 1 1 and $ 2 for the three and six months ended June 30, 2015 , respectively, and net losses on interest-onl y mortgage-backed securities of $ 8 and $ 7 for the three and six months ended June 30, 2014 , respectively.
Amortized Cost and Fair Value of Available-for-Sale and Other and Held-to-Maturity Securities	The expected maturity distribution of the Bancorp’s mortgage-backed securities and the contractual maturity distribution of the remainder of the Bancorp’s available-for-sale and other and held-to-maturity securities as of June 30, 2015 are shown in the following table: Available-for-Sale and Other Held-to-Maturity ($ in millions) Amortized Cost Fair Value Amortized Cost Fair Value Debt securities: (a) Less than 1 year $ 209 212 94 94 1-5 years 4,938 5,112 46 46 5-10 years 20,104 20,393 15 15 Over 10 years 1,531 1,568 2 2 Equity securities 701 702 - - Total $ 27,483 27,987 157 157 Actual maturities may differ from contractual maturities when there exists a right to call or prepay obligations with or without call or prepayment penalties.
Fair Value and Gross Unrealized Loss of Securities Available for Sale	The following table provides the fair value and gross unrealized losses on available-for-sale and other securities in an unrealized loss position, aggregated by investment category and length of time the individual securities have been in a continuous unrealized loss position as of: Less than 12 months 12 months or more Total Unrealized Unrealized Unrealized ($ in millions) Fair Value Losses Fair Value Losses Fair Value Losses June 30, 2015 Agency residential mortgage-backed securities $ 5,140 (32) - - 5,140 (32) Agency commercial mortgage-backed securities 1,736 (18) - - 1,736 (18) Non-agency commercial mortgage-backed securities 982 (19) - - 982 (19) Asset-backed securities and other debt securities 224 (3) 120 (3) 344 (6) Equity securities - - 28 (1) 28 (1) Total $ 8,082 (72) 148 (4) 8,230 (76) December 31, 2014 Agency residential mortgage-backed securities $ 73 (1) - - 73 (1) Agency commercial mortgage-backed securities 355 (1) - - 355 (1) Asset-backed securities and other debt securities 286 (1) 74 (1) 360 (2) Equity securities - - 30 (1) 30 (1) Total $ 714 (3) 104 (2) 818 (5)

Loans and Leases (Tables)

Loans and Leases (Tables)	6 Months Ended
	Jun. 30, 2015
Loans and Leases Receivable
Loans and Leases Classified by Primary Purpose	The following table provides a summary of the total loans and leases classified by primary purpose as of: June 30, December 31, ($ in millions) 2015 2014 Loans and leases held for sale: Commercial and industrial loans $ 12 36 Commercial mortgage loans 15 11 Commercial construction loans - 2 Commercial leases 1 1 Residential mortgage loans 859 1,193 Home equity 44 - Automobile loans 5 - Other consumer loans and leases 59 18 Total loans and leases held for sale $ 995 1,261 Portfolio loans and leases: Commercial and industrial loans $ 42,800 40,765 Commercial mortgage loans 7,150 7,399 Commercial construction loans 2,709 2,069 Commercial leases 3,881 3,720 Total commercial loans and leases 56,540 53,953 Residential mortgage loans 12,933 12,389 Home equity 8,547 8,886 Automobile loans 11,909 12,037 Credit card 2,278 2,401 Other consumer loans and leases 496 418 Total consumer loans and leases 36,163 36,131 Total portfolio loans and leases $ 92,703 90,084
Total Loans And Leases Owned By The Bancorp	The following table presents a summary of the total loans and leases owned by the Bancorp as of: 90 Days Past Due Balance and Still Accruing June 30, December 31, June 30, December 31, ($ in millions) 2015 2014 2015 2014 Commercial and industrial loans $ 42,812 40,801 2 - Commercial mortgage loans 7,165 7,410 - - Commercial construction loans 2,709 2,071 - - Commercial leases 3,882 3,721 - - Residential mortgage loans 13,792 13,582 43 56 Home equity 8,591 8,886 - - Automobile loans 11,914 12,037 8 8 Credit card 2,278 2,401 17 23 Other consumer loans and leases 555 436 - - Total loans and leases $ 93,698 91,345 70 87 Less: Loans held for sale $ 995 1,261 Total portfolio loans and leases $ 92,703 90,084 The following table presents a summary of net charge-offs: For the three months ended June 30, For the six months ended June 30, ($ in millions) 2015 2014 2015 2014 Commercial and industrial loans $ 34 31 $ 72 127 Commercial mortgage loans 11 9 12 12 Commercial construction loans - 8 - 12 Residential mortgage loans 5 8 11 23 Home equity 9 18 22 34 Automobile loans 4 5 12 13 Credit card 21 21 42 39 Other consumer loans and leases 2 1 6 10 Total net charge-offs $ 86 101 $ 177 270

Credit Quality and the Allowa34

Credit Quality and the Allowance for Loan and Lease Losses (Tables)	6 Months Ended
	Jun. 30, 2015
Credit Quality and the Allowance for Loan and Leases Losses
Summary of Transactions in the ALLL	The following tables summarize transactions in the ALLL by portfolio segment: For the three months ended June 30, 2015 Residential ($ in millions) Commercial Mortgage Consumer Unallocated Total Transactions in the ALLL: Balance, beginning of period $ 852 103 241 104 1,300 Losses charged-off (54) (8) (50) - (112) Recoveries of losses previously charged-off 9 3 14 - 26 Provision for loan and lease losses 48 6 26 (1) 79 Balance, end of period $ 855 104 231 103 1,293 For the three months ended June 30, 2014 Residential ($ in millions) Commercial Mortgage Consumer Unallocated Total Transactions in the ALLL: Balance, beginning of period $ 981 180 217 105 1,483 Losses charged-off (55) (11) (61) - (127) Recoveries of losses previously charged-off 7 3 16 - 26 Provision for loan and lease losses 28 2 49 (3) 76 Balance, end of period $ 961 174 221 102 1,458 For the six months ended June 30, 2015 Residential ($ in millions) Commercial Mortgage Consumer Unallocated Total Transactions in the ALLL: Balance, beginning of period $ 875 104 237 106 1,322 Losses charged-off (102) (17) (108) - (227) Recoveries of losses previously charged-off 18 6 26 - 50 Provision for loan and lease losses 64 11 76 (3) 148 Balance, end of period $ 855 104 231 103 1,293 For the six months ended June 30, 2014 Residential ($ in millions) Commercial Mortgage Consumer Unallocated Total Transactions in the ALLL: Balance, beginning of period $ 1,058 189 225 110 1,582 Losses charged-off (164) (30) (124) - (318) Recoveries of losses previously charged-off 13 7 28 - 48 Provision for loan and lease losses 54 8 92 (8) 146 Balance, end of period $ 961 174 221 102 1,458
Summary of the ALLL and Related Loans and Leases Classified by Portfolio Segment	The following tables provide a summary of the ALLL and related loans and leases classified by portfolio segment: Residential As of June 30, 2015 ($ in millions) Commercial Mortgage Consumer Unallocated Total ALLL: (a) Individually evaluated for impairment $ 162 i (c) 65 53 - 280 Collectively evaluated for impairment 693 39 178 - 910 Unallocated - - - 103 103 Total ALLL $ 855 104 231 103 1,293 Loans and leases: (b) Individually evaluated for impairment $ 1,099 i (c) 603 450 - 2,152 Collectively evaluated for impairment 55,441 12,150 22,780 - 90,371 Loans acquired with deteriorated credit quality - 2 - - 2 Total portfolio loans and leases $ 56,540 12,755 23,230 - 92,525 Includes $ 5 related to leverage d leases . Excludes $ 178 of residential mortgage loans measured at fair value, and includes $ 8 80 of leverage d leases, net of unearned income. In clud es five restructured loans at June 30, 2015 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with a recorded investment of $ 2 8 and an ALLL of $ 16 . Residential As of December 31, 2014 ($ in millions) Commercial Mortgage Consumer Unallocated Total ALLL: (a) Individually evaluated for impairment $ 179 i (c) 65 61 - 305 Collectively evaluated for impairment 696 39 176 - 911 Unallocated - - - 106 106 Total ALLL $ 875 104 237 106 1,322 Loans and leases: (b) Individually evaluated for impairment $ 1,260 i (c) 518 483 - 2,261 Collectively evaluated for impairment 52,693 11,761 23,259 - 87,713 Loans acquired with deteriorated credit quality - 2 - - 2 Total portfolio loans and leases $ 53,953 12,281 23,742 - 89,976 Includes $ 6 related to leveraged leases. Excludes $ 108 of residential mortgage loans measured at fair value, and includes $ 8 74 of leveraged leases, net of unearned income. Includes five restructured loans at December 31, 2014 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with a recorded investment of $ 28 and an ALLL of $ 1 0 .
Loan and leases balances by credit quality indicator	The following tables summarize the credit risk profile of the Bancorp’s commercial portfolio segment, by class: Special As of June 30, 2015 ($ in millions) Pass Mention Substandard Doubtful Total Commercial and industrial loans $ 39,780 1,285 1,735 - 42,800 Commercial mortgage owner-occupied loans 3,485 115 229 - 3,829 Commercial mortgage nonowner-occupied loans 3,058 39 213 11 3,321 Commercial construction loans 2,671 18 20 - 2,709 Commercial leases 3,805 45 31 - 3,881 Total commercial loans and leases $ 52,799 1,502 2,228 11 56,540 Special As of December 31, 2014 ($ in millions) Pass Mention Substandard Doubtful Total Commercial and industrial loans $ 38,013 1,352 1,400 - 40,765 Commercial mortgage owner-occupied loans 3,430 137 267 - 3,834 Commercial mortgage nonowner-occupied loans 3,198 76 284 7 3,565 Commercial construction loans 1,966 65 38 - 2,069 Commercial leases 3,678 9 33 - 3,720 Total commercial loans and leases $ 50,285 1,639 2,022 7 53,953 The following table presents a summary of the Bancorp’s residential mortgage and consumer portfolio segments, by class, disaggregated into performing versus nonperforming status as of: June 30, 2015 December 31, 2014 ($ in millions) Performing Nonperforming Performing Nonperforming Residential mortgage loans (a) $ 12,693 62 12,204 77 Home equity 8,459 88 8,793 93 Automobile loans 11,907 2 12,036 1 Credit card 2,242 36 2,360 41 Other consumer loans and leases 496 - 418 - Total residential mortgage and consumer loans and leases (a) $ 35,797 188 35,811 212 Excludes $ 178 and $ 108 of loans measured at fair value at June 30, 2015 and December 31, 2014, respectiv ely.
Summary by Age and Class of the Recorded Investment in Delinquencies Included in the Bancorp's Portfolio of Loans and Leases	Age Analysis of Past Due Loans and Leases The following tables summarize the Bancorp’s recorded investment in portfolio loans and leases by age and class: Past Due Current 90 Days 90 Days Past As of June 30, 2015 Loans and 30-89 and Total Total Loans Due and Still ($ in millions) Leases (c) Days (c) Greater (c) Past Due and Leases Accruing Commercial loans and leases: Commercial and industrial loans $ 42,683 39 78 117 42,800 2 Commercial mortgage owner-occupied loans 3,780 10 39 49 3,829 - Commercial mortgage nonowner-occupied loans 3,296 2 23 25 3,321 - Commercial construction loans 2,709 - - - 2,709 - Commercial leases 3,879 2 - 2 3,881 - Residential mortgage loans (a) (b) 12,614 35 106 141 12,755 43 Consumer loans and leases: Home equity 8,398 81 68 149 8,547 - Automobile loans 11,840 59 10 69 11,909 8 Credit card 2,229 26 23 49 2,278 17 Other consumer loans and leases 495 1 - 1 496 - Total portfolio loans and leases (a) $ 91,923 255 347 602 92,525 70 Excludes $ 178 of residential mortgage loans measured at fair value. Information for current residential mortgage loans includes loans whose repayments are insured by the FHA or guaranteed by the VA . As of June 30, 2015 , $ 90 of these loans were 30-89 days past due and $ 3 42 were 90 days or more pas t due. The Bancorp recognized $ 2 and $ 4 of losses during the three and six months ended June 30, 2015 , respectively, due to claim denials and cu rtailments associated with these insured or guaranteed loans . Includes accrual and nonaccrual loans and leases. Past Due Current 90 Days 90 Days Past As of December 31, 2014 Loans and 30-89 and Total Total Loans Due and Still ($ in millions) Leases (c) Days (c) Greater (c) Past Due and Leases Accruing Commercial loans and leases: Commercial and industrial loans $ 40,651 29 85 114 40,765 - Commercial mortgage owner-occupied loans 3,774 7 53 60 3,834 - Commercial mortgage nonowner-occupied loans 3,537 11 17 28 3,565 - Commercial construction loans 2,069 - - - 2,069 - Commercial leases 3,717 3 - 3 3,720 - Residential mortgage loans (a) (b) 12,109 38 134 172 12,281 56 Consumer loans and leases: Home equity 8,710 100 76 176 8,886 - Automobile loans 11,953 74 10 84 12,037 8 Credit card 2,335 34 32 66 2,401 23 Other consumer loans and leases 417 1 - 1 418 - Total portfolio loans and leases (a) $ 89,272 297 407 704 89,976 87 Excludes $ 108 of residential mortgage loans measured at fair value. Information for current residential m ortgage loans includes loans whose repayments are insured by the FHA or guaranteed by the VA . As of December 31 , 2014 , $ 9 9 of these loa ns were 30-89 days past due and $ 3 7 3 were 90 days or more past due. The Bancorp recognized $ 2 and $ 7 o f losses during the three and six months e nded June 30 , 2014 , respectively, due to claim denials and cu rtailments associated with these insured or guaranteed loans . Includes accrual and nonaccrual loans and leases.
Summarizes the Bancorp's Recorded Investment in Impaired Loans and Related Allowance by Class	The following tables summarize the Bancorp’s impaired loans and leases (by class) that were subject to individual review, which includes all loans and leases restructured in a TDR: Unpaid As of June 30, 2015 Principal Recorded ($ in millions) Balance Investment ALLL With a related ALLL recorded: Commercial loans and leases: Commercial and industrial loans $ 520 471 132 Commercial mortgage owner-occupied loans (b) 39 30 7 Commercial mortgage nonowner-occupied loans 68 56 4 Commercial construction loans 31 31 1 Commercial leases 7 7 2 Restructured residential mortgage loans 418 413 65 Restructured consumer loans and leases: Home equity 239 238 36 Automobile loans 18 18 2 Credit card 67 67 15 Total impaired loans and leases with a related ALLL $ 1,407 1,331 264 With no related ALLL recorded: Commercial loans and leases: Commercial and industrial loans $ 308 237 - Commercial mortgage owner-occupied loans 61 56 - Commercial mortgage nonowner-occupied loans 156 151 - Commercial construction loans 30 30 - Commercial leases 2 2 - Restructured residential mortgage loans 220 190 - Restructured consumer loans and leases: Home equity 127 123 - Automobile loans 4 4 - Total impaired loans and leases with no related ALLL 908 793 - Total impaired loans and leases $ 2,315 2,124 a (a) 264 Includes $ 769 , $ 576 and $ 394 , respectively, of commercial , resid ential mortgage and consumer TDR s on accrual status ; $ 175 , $ 27 an d $ 5 6 , respectively, of commercial , reside ntial mortgage and consumer TDR s on nonaccrual status. Excludes five restructured loans at June 30, 2015 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party , with an unpaid principal balance of $ 28 , a recorded investment of $ 28 , and an allowance of $ 16 . Unpaid As of December 31, 2014 Principal Recorded ($ in millions) Balance Investment ALLL With a related ALLL recorded: Commercial loans and leases: Commercial and industrial loans $ 598 486 149 Commercial mortgage owner-occupied loans (b) 54 46 14 Commercial mortgage nonowner-occupied loans 69 57 4 Commercial construction loans 18 15 - Commercial leases 3 3 2 Restructured residential mortgage loans 388 383 65 Restructured consumer loans and leases: Home equity 203 201 42 Automobile loans 19 19 3 Credit card 78 78 16 Total impaired loans and leases with a related ALLL $ 1,430 1,288 295 With no related ALLL recorded: Commercial loans and leases: Commercial and industrial loans $ 311 276 - Commercial mortgage owner-occupied loans 72 68 - Commercial mortgage nonowner-occupied loans 251 231 - Commercial construction loans 48 48 - Commercial leases 2 2 - Restructured residential mortgage loans 155 135 - Restructured consumer loans and leases: Home equity 183 180 - Automobile loans 5 5 - Total impaired loans and leases with no related ALLL 1,027 945 - Total impaired loans and leases $ 2,457 2,233 a (a) 295 Includes $ 869 , $ 485 and $ 4 20 , respectively, of commercial , resid ential mortgage and consumer TDR s on accrual status ; $ 2 14 , $ 33 and $ 63 , respectively , of commercial, reside ntial mortgage and consumer TDR s on nonaccrual status. Excludes five restruc tured loans at December 31, 2014 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an unpaid principal balance of $ 28 , a recorded investment of $ 28 , and an allowance of $ 10 . The following tables summarize the Bancorp’s average impaired loans and leases by class and interest income by class: For the three months ended For the six months ended June 30, 2015 June 30, 2015 Average Interest Average Interest Recorded Income Recorded Income ($ in millions) Investment Recognized Investment Recognized Commercial loans and leases: Commercial and industrial loans $ 731 6 741 12 Commercial mortgage owner-occupied loans (a) 98 - 103 1 Commercial mortgage nonowner-occupied loans 222 2 244 3 Commercial construction loans 61 - 62 1 Commercial leases 7 - 6 - Restructured residential mortgage loans 579 6 563 11 Restructured consumer loans and leases: Home equity 363 3 370 7 Automobile loans 22 - 23 - Credit card 69 1 72 3 Total impaired loans and leases $ 2,152 18 2,184 38 Excludes five restructured nonaccrual loans associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party , with an average recorded investment of $ 2 8 and an immaterial amount of interest income recognized for the three months and six months ended June 30, 2015 . For the three months ended For the six months ended June 30, 2014 June 30, 2014 Average Interest Average Interest Recorded Income Recorded Income ($ in millions) Investment Recognized Investment Recognized Commercial loans and leases: Commercial and industrial loans $ 744 7 $ 788 12 Commercial mortgage owner-occupied loans (a) 146 1 154 2 Commercial mortgage nonowner-occupied loans 259 2 266 4 Commercial construction loans 100 1 107 1 Commercial leases 12 - 17 - Restructured residential mortgage loans 1,295 14 1,304 27 Restructured consumer loans and leases: Home equity 395 6 401 11 Automobile loans 24 - 24 - Credit card 55 1 56 2 Total impaired loans and leases $ 3,030 32 $ 3,117 59 Excludes five restructured nonaccrual loans associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an average recorded investment of $2 8 and an immaterial amount of interest income recognized for the three and six months ended June 30, 2014 .
Summary of the Bancorp's Nonperforming Loans and Leases by Class	Nonperforming Assets Nonperforming assets include nonaccrual loans and leases for which ultimate collectability of the full amount of the principal and/or interest is uncertain; restructured commercial and credit card loans which have not yet met the requirements to be classified as a performing asset; restructured consumer loans which are 90 days past due based on the restructured terms unless the loan is both well-secured and in the process of collection; and certain other assets, including OREO and other repossessed property. The following table summarizes the Bancorp’s nonperforming loans and leases, by class, as of: June 30, December 31, ($ in millions) 2015 2014 Commercial loans and leases: Commercial and industrial loans $ 178 228 Commercial mortgage owner-occupied loans (a) 64 78 Commercial mortgage nonowner-occupied loans 42 57 Commercial leases 3 4 Total commercial loans and leases 287 367 Residential mortgage loans 62 77 Consumer loans and leases: Home equity 88 93 Automobile loans 2 1 Credit card 36 41 Total consumer loans and leases 126 135 Total nonperforming loans and leases (b) (c) $ 475 579 OREO and other repossessed property (d) $ 151 165 a Excludes $ 21 of restructured nonaccrual loans at both June 30, 2015 and December 31, 2014 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party . Excludes $ 1 and $ 39 of nonaccrual loans held for sale at June 30, 2015 and December 31 , 2014 , respectively . Includes $ 9 of nonaccrual government insured commercial loans whose repayments are insured by the SBA at both June 30, 2015 and December 31, 2014 and $ 4 of restructured nonaccrual government insured commercial loans at both June 30, 2015 and December 31, 2014 . Excludes $ 28 and $ 71 of OREO related to government insured loans at June 30, 2015 and December 31, 2014, respectively. The Bancorp has historically excluded government guaranteed loans classified in OREO from its nonperforming asset disclosures. Upon the prospective adoption on January 1, 2015 of ASU 2014-14 “Classification of Certain Government-Guaranteed Mortgage Loans Upon Foreclosure ,” government guaranteed loans meeting certain criteria will be reclassified to other receivables rather than OREO upon foreclosure. At June 30, 2015 , the Bancorp had $ 37 of government guaranteed loans classified as other receivables. Refer to Note 3 for further information on the a doption of this amended guidance .
Summary of Loans Modified in a TDR	The following tables provide a summary of loans (by class) modified in a TDR by the Bancorp during the three months ended: Recorded investment Increase Number of loans in loans modified (Decrease) Charge-offs modified in a TDR in a TDR to ALLL upon recognized upon June 30, 2015 ($ in millions) (a) during the period (b) during the period modification modification Commercial loans and leases: Commercial and industrial loans 27 $ 70 7 - Commercial mortgage owner-occupied loans 6 7 (1) - Commercial mortgage nonowner-occupied loans 5 4 - - Residential mortgage loans 254 35 3 - Consumer loans and leases: Home equity 67 3 (1) - Automobile loans 128 2 - - Credit card 2,981 15 3 3 Total portfolio loans and leases 3,468 $ 136 11 3 Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool . Represents number of loans post-modification. Recorded investment Number of loans in loans modified Increase Charge-offs modified in a TDR in a TDR to ALLL upon recognized upon June 30, 2014 ($ in millions) (a) during the period (b) during the period modification modification Commercial loans and leases: Commercial and industrial loans 44 $ 100 6 - Commercial mortgage owner-occupied loans 4 39 - - Commercial mortgage nonowner-occupied loans 4 1 - - Residential mortgage loans 262 39 2 - Consumer loans and leases: Home equity 71 3 - - Automobile loans 143 2 - - Credit card 1,713 11 2 - Total portfolio loans and leases 2,241 $ 195 10 - Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool . Represents number of loans post-modification. The following tables provide a summary of loans modified in a TDR by the Bancorp during the six months ended: Recorded investment Increase Number of loans in loans modified (Decrease) Charge-offs modified in a TDR in a TDR to ALLL upon recognized upon June 30, 2015 ($ in millions) (a) during the period (b) during the period modification modification Commercial loans and leases: Commercial and industrial loans 48 $ 88 - 3 Commercial mortgage owner-occupied loans 13 15 (2) - Commercial mortgage nonowner-occupied loans 11 7 - - Residential mortgage loans 554 77 4 - Consumer loans and leases: Home equity 143 7 (1) - Automobile loans 259 4 - - Credit card 6,648 34 7 3 Total portfolio loans and leases 7,676 $ 232 8 6 Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool . Represents number of loans post-modification. Recorded investment Increase Number of loans in loans modified (Decrease) Charge-offs modified in a TDR in a TDR to ALLL upon recognized upon June 30, 2014 ($ in millions) (a) during the period (b) during the period modification modification Commercial loans and leases: Commercial and industrial loans 66 $ 119 2 - Commercial mortgage owner-occupied loans 20 51 (1) - Commercial mortgage nonowner-occupied loans 11 7 (1) - Residential mortgage loans 572 84 5 - Consumer loans and leases: Home equity 106 4 - - Automobile loans 259 4 - - Credit card 3,664 23 4 - Total portfolio loans and leases 4,698 $ 292 9 - Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool . Represents number of loans post-modification.
Summary of Subsequent Defaults	The following tables provide a summary of subsequent defaults of TDRs that occurred during the three months ended June 30, 2015 and 2014 and within 12 months of the restructuring date: Number of Recorded June 30, 2015 ($ in millions) (a) Contracts Investment Commercial loans and leases: Commercial and industrial loans 4 $ 7 Residential mortgage loans 30 4 Consumer loans and leases: Home equity 3 - Automobile loans 4 - Credit card 557 3 Total portfolio loans and leases 598 $ 14 E xcludes all loans and leases held for sale and loans acquired with deteriorated credit quality . Number of Recorded June 30, 2014 ($ in millions) (a) Contracts Investment Commercial loans and leases: Commercial and industrial loans 3 $ 6 Residential mortgage loans 40 6 Consumer loans and leases: Home equity 10 1 Automobile loans 2 - Credit card 363 3 Total portfolio loans and leases 418 $ 16 E xcludes all loans and leases held for sale and loans acquired with deteriorated credit quality . The following tables provide a summary of subsequent defaults that occurred during the six months ended June 30, 2015 and 2014 and within 12 months of the restructuring date: Number of Recorded June 30, 2015 ($ in millions) (a) Contracts Investment Commercial loans and leases: Commercial and industrial loans 4 $ 7 Residential mortgage loans 70 9 Consumer loans and leases: Home equity 8 - Automobile loans 8 - Credit card 1,145 6 Total portfolio loans and leases 1,235 $ 22 Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality. Number of Recorded June 30, 2014 ($ in millions) (a) Contracts Investment Commercial loans and leases: Commercial and industrial loans 9 $ 20 Commercial mortgage owner-occupied loans 2 3 Residential mortgage loans 81 12 Consumer loans and leases: Home equity 20 1 Automobile loans 4 - Credit card 870 6 Total portfolio loans and leases 986 $ 42 Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality.

Bank Premises and Equipment (Ta

Bank Premises and Equipment (Tables)	6 Months Ended
	Jun. 30, 2015
Bank Premises and Equipment
Bank Premises and Equipment	The following table provides a summary of bank premises and equipment as of: ($ in millions) June 30, 2015 December 31, 2014 Land and improvements (a) $ 715 793 Buildings 1,750 1,807 Equipment 1,676 1,682 Leasehold improvements 410 416 Construction in progress 61 98 Land and improvements held for sale 61 23 Buildings held for sale 17 3 Equipment held for sale 3 - Leasehold improvements held for sale 3 - Accumulated depreciation and amortization (2,398) (2,357) Total $ 2,298 2,465 At June 30, 2015 and December 31, 2014, land and improvements included $ 106 million and $ 165 million , respectively, associated with parcels of undeveloped land intended for future branch expansion.
Assets And Liabilities Held For Sale	The following table summarizes the assets and liabilities classified as held for sale as a result of the Branch Consolidation and Sales Plan as of: ($ in millions) June 30, 2015 (d) Assets: Loans held for sale: Commercial and industrial loans $ 12 Commercial mortgage loans 14 Residential mortgage loans 231 Home equity 44 Automobile loans 5 Other consumer loans and leases 55 Total loans held for sale (a) 361 Land and improvements held for sale (included in the previous table) (b) 27 Buildings held for sale (included in the previous table) (b) 15 Equipment held for sale (included in the previous table) (b) 3 Leasehold improvements held for sale (included in the previous table) (b) 3 Total assets held for sale $ 409 Liabilities: Deposits held for sale: Interest-bearing deposits $ 112 Noninterest-bearing deposits 449 Total deposits held for sale (c) 561 Total liabilities held for sale $ 561 Included in loans held for sale in the Condensed Consolidated Balance Sheets. Included in bank premises and equipment in the Condensed Consolidated Balance Sheets. Included in interest-bearing deposits and noninterest-bearing deposits in the Condensed Consolidated Balance Sheets. Included in the Branch Banking business segment.

Intangible Assets (Tables)

Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2015
Intangible Assets
Intangible Assets	The details of the Bancorp’s intangible assets are shown in the following table: Gross Carrying Accumulated Net Carrying ($ in millions) Amount Amortization Amount As of June 30, 2015 Core deposit intangibles $ 34 (25) 9 Other 33 (29) 4 Total intangible assets $ 67 (54) 13 As of December 31, 2014 Core deposit intangibles $ 122 (112) 10 Other 45 (40) 5 Total intangible assets $ 167 (152) 15
Estimated Amortization Expense	The Bancorp's projections of amortization expense shown below are based on existing asset balances as of June 30, 2015. Future amortization expense may vary from these projections. Estimated amortization expense for the remainder of June 30, 2015 through 2019 is as follows: ($ in millions) Total Remainder of 2015 $ 1 2016 2 2017 2 2018 2 2019 1 Estimated amortization expense for the remainder of 2015 through 2019 is as follows: ($ in millions) Total Remainder of 2015 $ 83 2016 150 2017 132 2018 117 2019 103

Variable Interest Entities (Tab

Variable Interest Entities (Tables)	6 Months Ended
	Jun. 30, 2015
Variable Interest Entities
Consolidation of Variable Interest Entities Disclosure	The following tables provide a summary of the classifications of consolidated VIE assets, liabilities and noncontrolling interests included in the Condensed Consolidated Balance Sheets as of: Automobile Loan CDC June 30, 2015 ($ in millions) Securitizations Investments Total Assets: Cash and due from banks $ 155 1 156 Commercial mortgage loans - 48 48 Automobile loans 2,499 - 2,499 ALLL (11) (18) (29) Other assets 21 2 23 Total assets $ 2,664 33 2,697 Liabilities: Other liabilities $ 4 - 4 Long-term debt 2,542 - 2,542 Total liabilities $ 2,546 - 2,546 Noncontrolling interests $ - 33 33 Automobile Loan CDC December 31, 2014 ($ in millions) Securitizations Investments Total Assets: Cash and due from banks $ 178 1 179 Commercial mortgage loans - 47 47 Automobile loans 3,331 - 3,331 ALLL (11) (11) (22) Other assets 23 2 25 Total assets $ 3,521 39 3,560 Liabilities Other liabilities $ 5 - 5 Long-term debt 3,434 - 3,434 Total liabilities $ 3,439 - 3,439 Noncontrolling interests $ - 39 39
Assets and Liabilities Related to Non-consolidated VIEs and Maximum Exposure to Losses	Non-consolidated VIEs The following tables provide a summary of assets and liabilities carried on the Condensed Consolidated Balance Sheets related to non-consolidated VIEs for which the Bancorp holds an interest, but is not the primary beneficiary of the VIE, as well as the Bancorp’s maximum exposure to losses associated with its interests in the entities as of: Total Total Maximum June 30, 2015 ($ in millions) Assets Liabilities Exposure CDC investments $ 1,432 369 1,432 Private equity investments 209 - 275 Loans provided to VIEs 2,126 - 3,311 Automobile loan securitization 1 - 1 Total Total Maximum December 31, 2014 ($ in millions) Assets Liabilities Exposure CDC investments $ 1,432 364 1,432 Private equity investments 189 - 267 Loans provided to VIEs 1,900 - 2,759 Automobile loan securitization 2 - 2
Investments in Qualified Affordable Housing Tax Credits	The Bancorp has accounted for all of its investments in qualified affordable housing tax credits using the equity method of accounting. The following table summarizes the impact to the Condensed Consolidated Statements of Income relating to investments in qualified affordable housing investments: Affected Line Item in the Condensed For the three months ended June 30, For the six months ended June 30, ($ in millions) Consolidated Statements of Income 2015 2014 2015 2014 Pre-tax investment losses Other noninterest expense $ 33 29 67 58 Impairment losses (a) Other noninterest expense 33 29 67 59 Tax credits and other benefits Applicable income tax expense 52 47 104 93 The Bancorp did not recognize impairment losses resulting from the forfeiture or ineligibility of tax credits or other circumstances during the three and six months ended June 30, 2015 and 2014.

Sales of Receivables and Serv38

Sales of Receivables and Servicing Rights (Tables)	6 Months Ended
	Jun. 30, 2015
Sales of Receivables and Servicing Rights
Activity Related to Mortgage Banking Net Revenue	Information related to residential mortgage loan sales and the Bancorp’s mortgage banking activity, which is included in mortgage banking net revenue in the Condensed Consolidated Statements of Income, is as follows: For the three months ended For the six months ended June 30, June 30, ($ in millions) 2015 2014 2015 2014 Residential mortgage loan sales (a) $ 1,377 1,523 2,378 (b) 3,195 Origination fees and gains on loan sales 43 42 87 84 Gross mortgage servicing fees 56 62 115 125 Represents the unpaid principal balance at the time of the sale . Excludes $ 568 of HFS residential mortgag e loan s previously modified in a TDR that were sold during the first quarter of 2015.
Changes in the Servicing Assets	Servicing Rights The following table presents changes in the servicing rights related to residential mortgage and automobile loans for the six months ended June 30: ($ in millions) 2015 2014 Carrying amount before valuation allowance as of the beginning of the period $ 1,392 1,440 Servicing rights that result from the transfer of residential mortgage loans 31 44 Amortization (74) (56) Carrying amount before valuation allowance 1,349 1,428 Valuation allowance for servicing rights: Beginning balance (534) (469) Recovery of (provision for) MSR impairment 39 (28) Ending balance (495) (497) Carrying amount as of the end of the period $ 854 931
Estimated Amortization Expense on Servicing Rights	The Bancorp's projections of amortization expense shown below are based on existing asset balances as of June 30, 2015. Future amortization expense may vary from these projections. Estimated amortization expense for the remainder of June 30, 2015 through 2019 is as follows: ($ in millions) Total Remainder of 2015 $ 1 2016 2 2017 2 2018 2 2019 1 Estimated amortization expense for the remainder of 2015 through 2019 is as follows: ($ in millions) Total Remainder of 2015 $ 83 2016 150 2017 132 2018 117 2019 103
Fair Value of the Servicing Assets	The following table displays the beginning and ending fair value of the servicing rights for the six months ended June 30: ($ in millions) 2015 2014 Fixed-rate residential mortgage loans: Beginning balance $ 823 929 Ending balance 826 893 Adjustable rate residential mortgage loans: Beginning balance 33 38 Ending balance 27 35 Fixed-rate automobile loans: Beginning balance 2 4 Ending balance 1 3
Activity Related to the MSR Portfolio	The following table presents activity related to valuations of the MSR portfolio and the impact of the non-qualifying hedging strategy, which is included in mortgage banking net revenue in the Condensed Consolidated Statements of Income: For the three months ended For the six months ended June 30, June 30, ($ in millions) 2015 2014 2015 2014 Changes in fair value and settlement of free-standing derivatives purchased to economically hedge the MSR portfolio (30) 38 35 61 Recovery of (Provision for) MSR impairment 87 (32) 39 (28)
Servicing Assets and Residual Interests Economic Assumptions	As of June 30, 2015 and 2014, the key economic assumptions used in measuring the interests in residential mortgage loans that continued to be held by the Bancorp at the date of sale or securitization resulting from transactions completed during the three months ended were as follows: June 30, 2015 June 30, 2014 Rate Weighted-Average Life (in years) Prepayment Speed (annual) OAS Spread (bps) Weighted-Average Default Rate Weighted-Average Life (in years) Prepayment Speed (annual) Discount Rate (annual) Weighted-Average Default Rate Residential mortgage loans: Servicing rights Fixed 7.1 10.7 % 566 N/A 6.3 11.8 % 10.0 % N/A Servicing rights Adjustable 3.1 28.4 929 N/A 3.7 22.3 11.8 N/A
Sensitivity of the Current Fair Value of Residual Cash Flows to Immediate 10%, 20% and 50% Adverse Changes in Assumptions	At June 30, 2015, the sensitivity of the current fair value of residual cash flows to immediate 10%, 20% and 50% adverse changes in prepayment speed assumptions and immediate 10% and 20% adverse changes in other assumptions are as follows: Prepayment Residual Servicing Speed Assumption Cash Flows Fair Weighted-Average Life Impact of Adverse Change on Fair Value OAS Impact of Adverse Change on Fair Value ($ in millions) (a) Rate Value (in years) Rate 10% 20% 50% Spread (bps) 10% 20% Residential mortgage loans: Servicing rights Fixed $ 826 7.5 7.6 % $ (27) (52) (119) 930 $ (28) (54) Servicing rights Adjustable 27 2.5 32.7 (2) (4) (7) 651 - (1) The impact of the weighted-average default rate on the current fair value of residual cash flows for all scenarios is immaterial .

Derivative Financial Instrume39

Derivative Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2015
Derivative Financial Instruments
Notional Amounts and Fair Values for All Derivative Instruments Included in the Consolidated Balance Sheets	The following tables reflect the notional amounts and fair values for all derivative instruments included in the Condensed Consolidated Balance Sheets as of: Fair Value Notional Derivative Derivative June 30, 2015 ($ in millions) Amount Assets Liabilities Qualifying hedging instruments Fair value hedges: Interest rate swaps related to long-term debt $ 1,705 350 - Total fair value hedges 350 - Cash flow hedges: Interest rate swaps related to C&I loans 5,475 49 - Total cash flow hedges 49 - Total derivatives designated as qualifying hedging instruments 399 - Derivatives not designated as qualifying hedging instruments Free-standing derivatives - risk management and other business purposes: Interest rate contracts related to MSRs 7,142 197 8 Forward contracts related to held for sale mortgage loans 1,096 7 1 Stock warrant associated with Vantiv Holding, LLC 778 500 - Swap associated with the sale of Visa, Inc. Class B shares 1,119 - 55 Total free-standing derivatives - risk management and other business purposes 704 64 Free-standing derivatives - customer accommodation: Interest rate contracts for customers 29,100 265 272 Interest rate lock commitments 792 14 1 Commodity contracts 3,588 234 223 Foreign exchange contracts 22,292 495 441 Total free-standing derivatives - customer accommodation 1,008 937 Total derivatives not designated as qualifying hedging instruments 1,712 1,001 Total $ 2,111 1,001 Fair Value Notional Derivative Derivative December 31, 2014 ($ in millions) Amount Assets Liabilities Qualifying hedging instruments Fair value hedges: Interest rate swaps related to long-term debt $ 2,205 399 - Total fair value hedges 399 - Cash flow hedges: Interest rate swaps related to C&I loans 3,150 36 - Total cash flow hedges 36 - Total derivatives designated as qualifying hedging instruments 435 - Derivatives not designated as qualifying hedging instruments Free-standing derivatives - risk management and other business purposes: Interest rate contracts related to MSRs 4,487 181 - Forward contracts related to held for sale mortgage loans 999 - 6 Stock warrant associated with Vantiv Holding, LLC 691 415 - Swap associated with the sale of Visa, Inc. Class B shares 1,092 - 49 Total free-standing derivatives - risk management and other business purposes 596 55 Free-standing derivatives - customer accommodation: Interest rate contracts for customers 29,558 272 278 Interest rate lock commitments 613 12 - Commodity contracts 3,558 348 338 Foreign exchange contracts 16,745 417 372 Total free-standing derivatives - customer accommodation 1,049 988 Total derivatives not designated as qualifying hedging instruments 1,645 1,043 Total $ 2,080 1,043
Net Gains (Losses) Recognized in the Income Statement Related to Derivatives in Fair Value Hedging Relationships	The following table reflects the change in fair value of interest rate contracts, designated as fair value hedges, as well as the change in fair value of the related hedged items attributable to the risk being hedged, included in the Condensed Consolidated Statements of Income: Condensed Consolidated For the three months For the six months Statements of ended June 30, ended June 30, ($ in millions) Income Caption 2015 2014 2015 2014 Change in fair value of interest rate swaps hedging long-term debt Interest on long-term debt $ (90) 29 (49) 64 Change in fair value of hedged long-term debt attributable to the risk being hedged Interest on long-term debt 90 (30) 48 (67)
Net Gains (Losses) Relating to Derivative Instruments Designated as Cash Flow Hedges	The following table presents the pretax net gains (losses) recorded in the Condensed Consolidated Statements of Income and in the Condensed Consolidated Statements of Comprehensive Income relating to derivative instruments designated as cash flow hedges: For the three months ended For the six months ended June 30, June 30, ($ in millions) 2015 2014 2015 2014 Amount of pretax net gains (losses) recognized in OCI $ (8) 19 44 34 Amount of pretax net gains reclassified from OCI into net income 19 11 35 21
Schedule of Price Risk Derivatives	The net gains (losses) recorded in the Condensed Consolidated Statements of Income relating to free-standing derivative instruments used for risk management and other business purposes are summarized in the following table: Condensed Consolidated For the three months For the six months Statements of ended June 30, ended June 30, ($ in millions) Income Caption 2015 2014 2015 2014 Interest rate contracts: Forward contracts related to mortgage loans held for sale Mortgage banking net revenue $ 11 (11) 12 (23) Interest rate contracts related to MSR portfolio Mortgage banking net revenue (30) 38 35 61 Foreign exchange contracts: Foreign exchange contracts for risk management purposes Other noninterest income (1) (5) 13 (1) Equity contracts: Stock warrant associated with Vantiv Holding, LLC Other noninterest income 14 63 85 28 Swap associated with sale of Visa, Inc. Class B shares Other noninterest income (2) (16) (19) (15)
Risk Ratings of the Notional Amount of Risk Participation Agreements	Risk ratings of the notional amount of risk participation agreements under this risk rating system are summarized in the following table as of: June 30, December 31, ($ in millions) 2015 2014 Pass $ 1,696 1,052 Special mention - 59 Substandard 8 2 Total $ 1,704 1,113
Net Gains (Losses) Recognized in the Income Statement Related to Free-Standing Derivative Instruments Used For Customer Accomodation	The net gains (losses) recorded in the Condensed Consolidated Statements of Income relating to free-standing derivative instruments used for customer accommodation are summarized in the following table: For the three months For the six months Condensed Consolidated ended June 30, ended June 30, ($ in millions) Statements of Income Caption 2015 2014 2015 2014 Interest rate contracts: Interest rate contracts for customers (contract revenue) Corporate banking revenue $ 4 5 11 9 Interest rate contracts for customers (credit losses) Other noninterest expense (1) (1) (1) (1) Interest rate contracts for customers (credit portion of fair value adjustment) Other noninterest expense 1 - - 1 Interest rate lock commitments Mortgage banking net revenue 17 38 52 74 Commodity contracts: Commodity contracts for customers (contract revenue) Corporate banking revenue 2 2 3 3 Commodity contracts for customers (credit losses) Other noninterest expense - - (2) - Commodity contracts for customers (credit portion of fair value adjustment) Other noninterest expense 1 - 6 - Foreign exchange contracts: Foreign exchange contracts - customers (contract revenue) Corporate banking revenue 18 17 39 32 Foreign exchange contracts - customers (credit portion of fair value adjustment) Other noninterest expense 1 - - 2
Offsetting Derivative Financial Instruments	Gross Amount Gross Amounts Not Offset in the Recognized in the Condensed Consolidated Balance Sheets As of June 30, 2015 ($ in millions) Condensed Consolidated Balance Sheets (a) Derivatives Collateral (b) Net Amount Assets Derivatives $ 1,597 (465) (644) 488 Total assets 1,597 (465) (644) 488 Liabilities Derivatives 1,000 (465) (269) 266 Total liabilities $ 1,000 (465) (269) 266 Amount does not includ e the stock warrant associated with Vantiv Holding, LLC and IRLCs because these instruments are not subject to master netting or similar arrangement s . Amount of collateral received as an offset to asset positions or pledged as an offset to liability positions. Collateral values in excess of related derivative amounts recognized in the Condensed Consolidated Balance Sheet s were excluded from this table . Gross Amount Gross Amounts Not Offset in the Recognized in the Condensed Consolidated Balance Sheets As of December 31, 2014 ($ in millions) Condensed Consolidated Balance Sheets (a) Derivatives Collateral (b) Net Amount Assets Derivatives $ 1,653 (440) (684) 529 Total assets 1,653 (440) (684) 529 Liabilities Derivatives 1,043 (440) (293) 310 Total liabilities $ 1,043 (440) (293) 310 Amount does not includ e the stock warrant associated with Vantiv Holding, LLC and IRLCs because these instruments are not subject to master netting or similar arrangement s . Amount of collateral received as an offset to asset positions or pledged as an offset to liability positions. Collateral values in excess of related derivative amounts recognized in the Condensed Consolidated Balance Sheet s were excluded from this table .

Other Short Term Borrowings (Ta

Other Short Term Borrowings (Tables)	6 Months Ended
	Jun. 30, 2015
Short Term Borrowings [Abstract]
Schedule Of Short Term Debt Text Block	The following table presents a summary of the Bancorp's other short-term borrowings as of: June 30, December 31, ($ in millions) 2015 2014 FHLB advances $ 2,850 - Securities sold under repurchase agreements 765 995 Derivative collateral 521 561 Total other short-term borrowings $ 4,136 1,556
Schedule Of Assets Sold Under Agreements To Repurchase Table	The following table summarizes the Bancorp's securities sold under repurchase agreements by the type of collateral securing the borrowing and remaining contractual maturity as of: ($ in millions) June 30, 2015 December 31, 2014 Amount Remaining Contractual Maturity Amount Remaining Contractual Maturity Collateral type: Agency residential mortgage-backed securities $ 682 Overnight 896 Overnight U.S. Treasury and federal agencies securities 83 Overnight 99 Overnight Total securities sold under repurchase agreements $ 765 995

Capital Actions (Tables)

Capital Actions (Tables)	6 Months Ended
	Jun. 30, 2015
Capital Actions
Summary of the Bancorp's Accelerated Share Repurchase Transactions	The following table presents a summary of the Bancorp's accelerated share repurchase transactions that were entered into or settled during the six months ended June 30, 2015: Repurchase Date Amount ($ in millions) Shares Repurchased on Repurchase Date Shares Received from Forward Contract Settlement Total Shares Repurchased Settlement Date October 23, 2014 $ 180 8,337,875 794,245 9,132,120 January 8, 2015 January 27, 2015 180 8,542,713 1,103,744 9,646,457 April 28, 2015 April 30, 2015 155 6,704,835 842,655 7,547,490 July 31, 2015

Commitments, Contingent Liabi42

Commitments, Contingent Liabilities and Guarantees (Tables)	6 Months Ended
	Jun. 30, 2015
Commitments, Contingent Liabilities and Guarantees
Summary of Significant Commitments	Commitments The Bancorp has certain commitments to make future payments under contracts. The following table reflects a summary of significant commitments as of: June 30, December 31, ($ in millions) 2015 2014 Commitments to extend credit $ 65,455 63,827 Letters of credit 3,542 3,974 Forward contracts related to held for sale mortgage loans 1,096 999 Noncancelable operating lease obligations 655 697 Purchase obligations 75 77 Capital commitments for private equity investments 66 78 Capital expenditures 38 37 Capital lease obligations 27 28
Credit Risk Associated With Commitments	Risk ratings under this risk rating system are summarized in the following table as of: June 30, December 31, ($ in millions) 2015 2014 Pass $ 64,412 62,787 Special mention 503 660 Substandard 539 380 Doubtful 1 - Total commitments to extend credit $ 65,455 63,827
Standby and Commercial Letters of Credit, Conditional Commitments Issued to Guarantee the Performance of a Customer to a Third Party	Standby and commercial letters of credit are conditional commitments issued to guarantee the performance of a customer to a third party and expire as summarized in the following table as of June 30, 2015: ($ in millions) Less than 1 year (a) $ 1,960 1 - 5 years (a) 1,532 Over 5 years 50 Total letters of credit $ 3,542 Includes $ 47 and $ 21 issued on behalf of commercial customers to facilitate trade payments in U.S. dollars and foreign currencies which expire less than one year and between one and five years, respectively.
Credit Risk associated with Letters of Credit	Risk ratings under this risk rating system are summarized in the following table as of: June 30, December 31, ($ in millions) 2015 2014 Pass $ 3,099 3,483 Special mention 114 147 Substandard 282 299 Doubtful 47 45 Total letters of credit $ 3,542 3,974
Activity in Reserve for Representation and Warranty Provisions	The following table summarizes activity in the reserve for representation and warranty provisions: For the three months ended For the six months ended June 30, June 30, ($ in millions) 2015 2014 2015 2014 Balance, beginning of period $ 36 38 35 44 Net additions to the reserve - 1 2 4 Losses charged against the reserve (4) (3) (5) (12) Balance, end of period $ 32 36 32 36
Schedule of Liability for Unpaid Claims and Claims Adjustment Expense	The following tables provide a rollforward of unresolved claims by claimant type for the six months ended June 30: GSE Private Label 2015 ($ in millions) Units Dollars Units Dollars Balance, beginning of period 37 $ 6 1 $ 1 New demands 240 20 11 - Loan paydowns/payoffs (12) - - - Resolved demands (225) (20) (9) (1) Balance, end of period 40 $ 6 3 $ - GSE Private Label 2014 ($ in millions) Units Dollars Units Dollars Balance, beginning of period 264 $ 41 33 $ 5 New demands 464 59 10 - Loan paydowns/payoffs (24) (2) (2) (1) Resolved demands (656) (90) (34) (3) Balance, end of period 48 $ 8 7 $ 1
Visa Funding and Bancorp Cash Payments	After the Bancorp's sale of Visa Class B Shares, Visa has funded additional amounts into the litigation escrow account which have resulted in further dilutive adjustments to the conversion of Class B Shares into Class A Shares, and along with other terms of the total return swap, required the Bancorp to make cash payments in varying amounts to the swap counterparty as follows : ($ in millions) Visa Bancorp Cash Period Funding Amount Payment Amount Q2 2010 $ 500 $ 20 Q4 2010 800 35 Q2 2011 400 19 Q1 2012 1,565 75 Q3 2012 150 6 Q3 2014 450 18 i

Accumulated Other Comprehensi43

Accumulated Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2015
Accumulated Other Comprehensive Income
Activity of the Components of Other Comprehensive Income and Accumulated Other Comprehensive Income	The tables below present the activity of the components of OCI and AOCI for the three months ended June 30, 2015 and 2014: Total Other Total Accumulated Other Comprehensive Income Comprehensive Income Pretax Tax Net Beginning Net Ending ($ in millions) Activity Effect Activity Balance Activity Balance June 30, 2015 Unrealized holding losses on available-for-sale securities arising during period $ (436) 151 (285) Reclassification adjustment for net losses on available-for-sale securities included in net income 6 (2) 4 Net unrealized gains on available-for-sale securities (430) 149 (281) 608 (281) 327 Unrealized holding losses on cash flow hedge derivatives arising during period (8) 3 (5) Reclassification adjustment for net gains on cash flow hedge derivatives included in net income (19) 6 (13) Net unrealized gains on cash flow hedge derivatives (27) 9 (18) 47 (18) 29 Reclassification of amounts to net periodic benefit costs 3 (1) 2 Defined benefit pension plans, net 3 (1) 2 (67) 2 (65) Total $ (454) 157 (297) 588 (297) 291 Total Other Total Accumulated Other Comprehensive Income Comprehensive Income Pretax Tax Net Beginning Net Ending ($ in millions) Activity Effect Activity Balance Activity Balance June 30, 2014 Unrealized holding gains on available-for-sale securities arising during period $ 288 (100) 188 Reclassification adjustment for net gains on available-for-sale securities included in net income (14) 5 (9) Net unrealized gains on available-for-sale securities 274 (95) 179 231 179 410 Unrealized holding gains on cash flow hedge derivatives arising during period 19 (7) 12 Reclassification adjustment for net gains on cash flow hedge derivatives included in net income (11) 5 (6) Net unrealized gains on cash flow hedge derivatives 8 (2) 6 16 6 22 Reclassification of amounts to net periodic benefit costs 1 - 1 Defined benefit pension plans, net 1 - 1 (51) 1 (50) Total $ 283 (97) 186 196 186 382 The tables below present the activity of the components of OCI and AOCI for the six months ended June 30, 2015 and 2014: Total Other Total Accumulated Other Comprehensive Income Comprehensive Income Pretax Tax Net Beginning Net Ending ($ in millions) Activity Effect Activity Balance Activity Balance June 30, 2015 Unrealized holding losses on available-for-sale securities arising during period $ (221) 77 (144) Reclassification adjustment for net gains on available-for-sale securities included in net income (6) 2 (4) Net unrealized gains on available-for-sale securities (227) 79 (148) 475 (148) 327 Unrealized holding gains on cash flow hedge derivatives arising during period 44 (15) 29 Reclassification adjustment for net gains on cash flow hedge derivatives included in net income (35) 12 (23) Net unrealized gains on cash flow hedge derivatives 9 (3) 6 23 6 29 Reclassification of amounts to net periodic benefit costs 6 (2) 4 Defined benefit pension plans, net 6 (2) 4 (69) 4 (65) Total $ (212) 74 (138) 429 (138) 291 Total Other Total Accumulated Other Comprehensive Income Comprehensive Income Pretax Tax Net Beginning Net Ending ($ in millions) Activity Effect Activity Balance Activity Balance June 30, 2014 Unrealized holding gains on available-for-sale securities arising during period $ 461 (160) 301 Reclassification adjustment for net gains on available-for-sale securities included in net income (19) 7 (12) Net unrealized gains on available-for-sale securities 442 (153) 289 121 289 410 Unrealized holding gains on cash flow hedge derivatives arising during period 34 (12) 22 Reclassification adjustment for net gains on cash flow hedge derivatives included in net income (21) 8 (13) Net unrealized gains on cash flow hedge derivatives 13 (4) 9 13 9 22 Reclassification of amounts to net periodic benefit costs 3 (1) 2 Defined benefit pension plans, net 3 (1) 2 (52) 2 (50) Total $ 458 (158) 300 82 300 382
Reclassification Out of Accumulated Other Comprehensive Income to Net Income	The table below presents reclassifications out of AOCI: Affected Line Item For the three months For the six months in the Condensed Consolidated ended June 30, ended June 30, Components of AOCI: ($ in millions) Statements of Income 2015 2014 2015 2014 Net unrealized gains on available-for-sale securities: (b) Net gains (losses) included in net income Securities gains, net $ (6) 14 6 19 Income before income taxes (6) 14 6 19 Applicable income tax expense 2 (5) (2) (7) Net income (4) 9 4 12 Net unrealized gains on cash flow hedge derivatives: (b) Interest rate contracts related to C&I loans Interest and fees on loans and leases 19 11 35 21 Income before income taxes 19 11 35 21 Applicable income tax expense (6) (5) (12) (8) Net income 13 6 23 13 Net periodic benefit costs: (b) Amortization of net actuarial loss Employee benefits expense (a) (3) (1) (6) (3) Income before income taxes (3) (1) (6) (3) Applicable income tax expense 1 - 2 1 Net income (2) (1) (4) (2) Total reclassifications for the period Net income $ 7 14 23 23 This AOCI component is included in the computation of net periodic benefit cost. Refer to Note 21 in the Bancorp's Annual Report on Form 10-K for the year ended December 31, 2014 for information on the computation of net periodic benefit cost . Amounts in parentheses indicate reductions to net income .

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Share
Calculation of Earnings Per Share and the Reconciliation of Earnings Per Share to Earnings Per Diluted Share	The following tables provide the calculation of earnings per share and the reconciliation of earnings per share and earnings per diluted share: 2015 2014 For the three months ended June 30, Average Per Share Average Per Share (in millions, except per share data) Income Shares Amount Income Shares Amount Earnings per share: Net income attributable to Bancorp $ 315 439 Dividends on preferred stock 23 23 Net income available to common shareholders 292 416 Less: Income allocated to participating securities 3 4 Net income allocated to common shareholders $ 289 804 0.36 412 838 0.49 Earnings per diluted share: Net income available to common shareholders $ 292 416 Effect of dilutive securities: Stock-based awards - 9 - 10 Net income available to common shareholders 292 416 plus assumed conversions Less: Income allocated to participating securities 3 4 Net income allocated to common shareholders plus assumed conversions $ 289 813 0.36 412 848 0.49 2015 2014 For the six months ended June 30, Average Per Share Average Per Share (in millions, except per share data) Income Shares Amount Income Shares Amount Earnings per share: Net income attributable to Bancorp $ 676 756 Dividends on preferred stock 38 32 Net income available to common shareholders 638 724 Less: Income allocated to participating securities 6 6 Net income allocated to common shareholders $ 632 807 0.78 718 842 0.85 Earnings per diluted share: Net income available to common shareholders $ 638 724 Effect of dilutive securities: Stock-based awards - 9 - 11 Net income available to common shareholders 638 724 plus assumed conversions Less: Income allocated to participating securities 6 6 Net income allocated to common shareholders plus assumed conversions $ 632 816 0.77 718 853 0.84

Fair Value Measurements (Tables

Fair Value Measurements (Tables)		6 Months Ended
		Jun. 30, 2015
Fair Value Measurements
Assets and Liabilities Measured at Fair Value on a Recurring Basis	[1]	Assets and Liabilities Measured at Fair Value on a Recurring Basis The following tables summarize assets and liabilities measured at fair value on a recurring basis, including residential mortgage loans held for sale for which the Bancorp has elected the fair value option as of: Fair Value Measurements Using June 30, 2015 ($ in millions) Level 1 (c) Level 2 (c) Level 3 Total Fair Value Assets: Available-for-sale and other securities: U.S. Treasury and federal agencies securities $ 25 1,590 - 1,615 Obligations of states and political subdivisions securities - 177 - 177 Mortgage-backed securities: Agency residential mortgage-backed securities - 15,954 - 15,954 Agency commercial mortgage-backed securities - 5,751 - 5,751 Non-agency commercial mortgage-backed securities - 2,414 - 2,414 Asset-backed securities and other debt securities - 1,374 - 1,374 Equity securities (a) 81 20 - 101 Available-for-sale and other securities (a) 106 27,280 - 27,386 Trading securities: U.S. Treasury and federal agencies securities - 9 - 9 Obligations of states and political subdivisions securities - 17 - 17 Mortgage-backed securities: Agency residential mortgage-backed securities - 4 - 4 Asset-backed securities and other debt securities - 13 - 13 Equity securities 327 - - 327 Trading securities 327 43 - 370 Residential mortgage loans held for sale - 628 - 628 Residential mortgage loans (b) - - 178 178 Derivative assets: Interest rate contracts 7 861 14 882 Foreign exchange contracts - 495 - 495 Equity contracts - - 500 500 Commodity contracts 32 202 - 234 Derivative assets 39 1,558 514 2,111 Total assets $ 472 29,509 692 30,673 Liabilities: Derivative liabilities: Interest rate contracts $ 1 277 4 282 Foreign exchange contracts - 441 - 441 Equity contracts - - 55 55 Commodity contracts 20 203 - 223 Derivative liabilities 21 921 59 1,001 Short positions 19 4 - 23 Total liabilities $ 40 925 59 1,024 Excludes FHLB and FRB restricted stock totaling $ 248 and $ 353 , respectively, at June 30, 2015 . Includes residential mortgage loans originated as held for sale and subsequently transferred to held for investment. During the three and six months ended June 30, 2015 , no assets or l iabilities were transferred between Level 1 and Level 2 Fair Value Measurements Using December 31, 2014 ($ in millions) Level 1 (c) Level 2 (c) Level 3 Total Fair Value Assets: Available-for-sale and other securities: U.S. Treasury and federal agencies securities $ 25 1,607 - 1,632 Obligations of states and political subdivisions securities - 192 - 192 Mortgage-backed securities: Agency residential mortgage-backed securities - 12,404 - 12,404 Agency commercial mortgage-backed securities - 4,565 - 4,565 Non-agency commercial mortgage-backed securities - 1,550 - 1,550 Asset-backed securities and other debt securities - 1,362 - 1,362 Equity securities (a) 84 19 - 103 Available-for-sale and other securities (a) 109 21,699 - 21,808 Trading securities: U.S. Treasury and federal agencies securities - 14 - 14 Obligations of states and political subdivisions securities - 8 - 8 Mortgage-backed securities: Agency residential mortgage-backed securities - 9 - 9 Asset-backed securities and other debt securities - 13 - 13 Equity securities 316 - - 316 Trading securities 316 44 - 360 Residential mortgage loans held for sale - 561 - 561 Residential mortgage loans (b) - - 108 108 Derivative assets: Interest rate contracts - 888 12 900 Foreign exchange contracts - 417 - 417 Equity contracts - - 415 415 Commodity contracts 68 280 - 348 Derivative assets 68 1,585 427 2,080 Total assets $ 493 23,889 535 24,917 Liabilities: Derivative liabilities: Interest rate contracts $ 6 276 2 284 Foreign exchange contracts - 372 - 372 Equity contracts - - 49 49 Commodity contracts 58 280 - 338 Derivative liabilities 64 928 51 1,043 Short positions 16 5 - 21 Total liabilities $ 80 933 51 1,064 Excludes FHLB and FRB restricted stock totaling $ 248 and $ 352 , respectively, at December 31, 2014 . Includes residential mortgage loans originated as held for sale and subsequently transferred to held for investment. During the year ended December 31, 2014 , no assets or l iabilities were transferred between Level 1 and Level 2 .
Reconciliation of Assets and Liabilities Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3)		The following tables are a reconciliation of assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3): Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Residential Interest Rate Equity For the three months ended June 30, 2015 Trading Mortgage Derivatives, Derivatives, Total ($ in millions) Securities Loans Net (a) Net (a) Fair Value Beginning balance $ - 126 17 425 568 Total gains (losses) (realized/unrealized): Included in earnings - (1) 17 13 29 Sales - - (1) - (1) Settlements - (8) (23) 7 (24) Transfers into Level 3 (b) - 61 - - 61 Ending balance $ - 178 10 445 633 The amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held at June 30, 2015 (c) $ - (1) 13 13 25 Net interest rate derivatives include derivative assets and liabilities of $ 14 and $ 4 , respectively, as of June 30, 2015 . Net equity derivatives include derivative assets and liabilities of $ 500 and $ 55 , respectively, as of June 30, 2015 . Includes certain residential mortgage loans held for sale that were transferred to held for invest ment. Includes interest income and expense. Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Residential Interest Rate Equity For the three months ended June 30, 2014 Trading Mortgage Derivatives, Derivatives, Total ($ in millions) Securities Loans Net (a) Net (a) Fair Value Beginning balance $ 1 103 13 305 422 Total gains (realized/unrealized): Included in earnings - 1 37 48 86 Settlements - (5) (35) 5 (35) Ending balance $ 1 99 15 358 473 The amount of total gains for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held at June 30, 2014 (b) $ - 1 16 48 65 Net interest rate derivatives include derivative assets and liabilities of $ 1 7 and $ 2 , respectively, as of June 30, 2014 . Net equity derivatives include derivative assets and liabilities of $ 412 and $ 54 , respectively, as of June 30, 2014 . Includes interest income and expense. Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Residential Interest Rate Equity For the six months ended June 30, 2015 Trading Mortgage Derivatives, Derivatives, Total ($ in millions) Securities Loans Net (a) Net (a) Fair Value Beginning balance $ - 108 10 366 484 Total gains (realized/unrealized): Included in earnings - 1 52 66 119 Sales - - (1) - (1) Settlements - (15) (51) 13 (53) Transfers into Level 3 (b) - 84 - - 84 Ending balance $ - 178 10 445 633 The amount of total gains for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held at June 30, 2015 (c) $ - 1 14 66 81 Net interest rate derivatives include derivative assets and liabilities of $ 14 and $ 4 , respectively, as of June 30, 2015 . Net equity derivatives include derivative assets and liabilities of $ 500 and $ 55 , respectively, as of June 30, 2015 . Includes certain residential mortgage loans held for sale that were transferred to held for invest ment. Includes interest income and expense. Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Residential Interest Rate Equity For the six months ended June 30, 2014 Trading Mortgage Derivatives, Derivatives, Total ($ in millions) Securities Loans Net (a) Net (a) Fair Value Beginning balance $ 1 92 8 336 $ 437 Total gains (realized/unrealized): Included in earnings - 3 74 13 90 Settlements - (8) (67) 9 (66) Transfers into Level 3 (b) - 12 - - 12 Ending balance $ 1 99 15 358 $ 473 The amount of total gains for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held at June 30, 2014 (c) $ - 3 17 13 $ 33 Net interest rate derivatives include derivative assets and liabilities of $ 1 7 and $ 2 , respectively, as of June 30, 2014 . Net equity derivatives include derivative assets and liabilities of $ 412 and $ 54 , respectively, as of June 30, 2014 . Includes certain residential mortgage loans held for sale that were transferred to held for invest ment. Includes interest income and expense.
Total Gains and Losses Included in Earnings for Assets and Liabilites Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3)		The total gains and losses included in earnings for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) were recorded in the Condensed Consolidated Statements of Income as follows: For the three months ended For the six months ended June 30, June 30, ($ in millions) 2015 2014 2015 2014 Mortgage banking net revenue $ 16 39 52 76 Corporate banking revenue - - 1 1 Other noninterest income 13 47 66 13 Total gains $ 29 86 119 90 The total gains and losses included in earnings attributable to changes in unrealized gains and losses related to Level 3 assets and liabilities still held at June 30, 2015 and 2014 were recorded in the Condensed Consolidated Statements of Income as follows: For the three months ended For the six months ended June 30, June 30, ($ in millions) 2015 2014 2015 2014 Mortgage banking net revenue $ 12 18 14 20 Corporate banking revenue - - 1 - Other noninterest income 13 47 66 13 Total gains $ 25 65 81 33
Quantitative information about significant unobservable level 3 fair value measurement inputs		The following tables present information as of June 30, 2015 and 2014 about significant unobservable inputs related to the Bancorp’s material categories of Level 3 financial assets and liabilities measured on a recurring basis: As of June 30, 2015 ($ in millions) Financial Instrument Fair Value Valuation Technique Significant Unobservable Inputs Ranges of Inputs Weighted-Average Residential mortgage loans $ 178 Loss rate model Interest rate risk factor (9.7) - 20.0% 2.7% Credit risk factor 0 - 85.5% 0.9% IRLCs, net 13 Discounted cash flow Loan closing rates 34.3 - 88.9% 70.6% Stock warrant associated with Vantiv 500 Black-Scholes option Expected term (years) 2.0 - 14.0 5.9 Holding, LLC valuation model Expected volatility (a) 22.1 - 31.9% 25.9% Swap associated with the sale of Visa, Inc. (55) Discounted cash flow Timing of the resolution 9/30/16 - NM Class B shares of the Covered Litigation 3/31/2021 Based on historical and implied volatilities of Vantiv , Inc. and comparable companies assuming similar expected terms. As of June 30, 2014 ($ in millions) Financial Instrument Fair Value Valuation Technique Significant Unobservable Inputs Ranges of Inputs Weighted-Average Residential mortgage loans $ 99 Loss rate model Interest rate risk factor (16.6) - 19.5% 4.6% Credit risk factor 0 - 62.4% 2.1% IRLCs, net 17 Discounted cash flow Loan closing rates 16.5 - 95.0% 62.7% Stock warrant associated with Vantiv 412 Black-Scholes option Expected term (years) 2.0 - 15.0 6.0 Holding, LLC valuation model Expected volatility (a) 23.8 - 32.3% 27.3% Swap associated with the sale of Visa, Inc. (54) Discounted cash flow Timing of the resolution 6/30/2015- NM Class B shares of the Covered Litigation 12/31/2019 Proportional share of $1 - 19 $18 litigation loss estimate in excess of escrow funds Based on historical and implied volatilities of Vantiv , Inc. and comparable companies assuming similar expected terms. The following tables present information as of June 30, 2015 and 2014 about significant unobservable inputs related to the Bancorp’s material categories of Level 3 financial assets and liabilities measured on a nonrecurring basis: As of June 30, 2015 ($ in millions) Financial Instrument Fair Value Valuation Technique Significant Unobservable Inputs Ranges of Inputs Weighted-Average Commercial loans held for sale $ 15 Discounted cash flow Discount spread NM 4.4% Residential mortgage loans held for sale 91 Loss rate model Interest rate risk factor (7.5)-0.1% (1.6)% Credit risk factor NM 0.1% Automobile loans held for sale 3 Discounted cash flow Discount spread NM 3.1% Commercial and industrial loans 397 Appraised value Collateral value NM NM Commercial mortgage loans 85 Appraised value Collateral value NM NM Commercial leases - Appraised value Collateral value NM NM Residential mortgage loans 55 Appraised value Appraised value NM NM MSRs 854 Discounted cash flow Prepayment speed 1.0 - 100% (Fixed) 7.6% (Adjustable) 32.7% OAS spread (bps) 430-1,750 (Fixed) 930 (Adjustable) 651 OREO 46 Appraised value Appraised value NM NM Bank premises 130 Appraised value Appraised value NM NM Operating lease equipment 57 Appraised value Appraised value NM NM As of June 30, 2014 ($ in millions) Financial Instrument Fair Value Valuation Technique Significant Unobservable Inputs Ranges of Inputs Weighted-Average Commercial loans held for sale $ 45 Appraised value Appraised value NM NM Cost to sell NM 10.0% Commercial and industrial loans 62 Appraised value Collateral value NM NM Commercial mortgage loans 76 Appraised value Collateral value NM NM Commercial construction loans 2 Appraised value Collateral value NM NM Commercial leases - Appraised value Collateral value NM NM MSRs 928 Discounted cash flow Prepayment speed 0 - 100% (Fixed) 11.1% (Adjustable) 26.5% Discount rates 9.6 - 13.2% (Fixed) 9.9% (Adjustable) 11.8% OREO 124 Appraised value Appraised value NM NM Bank premises 15 Appraised value Appraised value NM NM
Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis		The following tables provide the fair value hierarchy and carrying amount of all assets that were held as of June 30, 2015 and 2014 and for which a nonrecurring fair value adjustment was recorded during the three and six months ended June 30, 2015 and 2014, and the related gains and losses from fair value adjustments on assets sold during the period as well as assets still held as of the end of the period: Fair Value Measurements Using Total (Losses) Gains Total (Losses) Gains For the three months For the six months As of June 30, 2015 ($ in millions) Level 1 Level 2 Level 3 Total ended June 30, 2015 ended June 30, 2015 Commercial loans held for sale $ - - 15 15 (1) 3 Residential mortgage loans held for sale - - 91 91 (2) (2) Automobile loans held for sale - - 3 3 - - Commercial and industrial loans - - 397 397 2 (41) Commercial mortgage loans - - 85 85 (4) (17) Residential mortgage loans - - 55 55 - (1) MSRs - - 854 854 87 39 OREO - - 46 46 (5) (13) Bank premises - - 130 130 (98) (101) Operating lease equipment - - 57 57 (4) (34) Total $ - - 1,733 1,733 (25) (167) Fair Value Measurements Using Total Losses Total Losses For the three months For the six months As of June 30, 2014 ($ in millions) Level 1 Level 2 Level 3 Total ended June 30, 2014 ended June 30, 2014 Commercial loans held for sale $ - - 45 45 (1) (2) Commercial and industrial loans - - 62 62 (83) (124) Commercial mortgage loans - - 76 76 (6) (17) Commercial construction loans - - 2 2 - - MSRs - - 928 928 (32) (28) OREO - - 124 124 (6) (19) Bank premises - - 15 15 (18) (18) Total $ - - 1,252 1,252 (146) (208)
Difference Between the Aggregate Fair Value and the Aggregate Unpaid Principal Balance for Residential Mortgage Loans Measured at Fair Value		The following table summarizes the difference between the fair value and the principal balance for residential mortgage loans measured at fair value as of: Aggregate Aggregate Unpaid ($ in millions) Fair Value Principal Balance Difference June 30, 2015 Residential mortgage loans measured at fair value $ 806 788 18 Past due loans of 90 days or more 2 2 - Nonaccrual loans 2 2 - December 31, 2014 Residential mortgage loans measured at fair value 669 643 26 Past due loans of 90 days or more 2 2 - Nonaccrual loans 3 3 -
Carrying Amounts and Estimated Fair Values for Certain Financial Instruments		Fair Value of Certain Financial Instruments The following tables summarize the carrying amounts and estimated fair values for certain financial instruments, excluding financial instruments measured at fair value on a recurring basis: Net Carrying Fair Value Measurements Using Total As of June 30, 2015 ($ in millions) Amount Level 1 Level 2 Level 3 Fair Value Financial assets: Cash and due from banks $ 2,785 2,785 - - 2,785 Other securities 601 - 601 - 601 Held-to-maturity securities 157 - - 157 157 Other short-term investments 3,451 3,451 - - 3,451 Loans held for sale 367 - - 367 367 Portfolio loans and leases: Commercial and industrial loans 42,132 - - 42,873 42,873 Commercial mortgage loans 7,033 - - 6,791 6,791 Commercial construction loans 2,687 - - 2,436 2,436 Commercial leases 3,833 - - 3,569 3,569 Residential mortgage loans 12,651 - - 12,923 12,923 Home equity 8,470 - - 9,091 9,091 Automobile loans 11,867 - - 11,636 11,636 Credit card 2,180 - - 2,508 2,508 Other consumer loans and leases 482 - - 490 490 Unallocated ALLL (103) - - - - Total portfolio loans and leases, net $ 91,232 - - 92,317 92,317 Financial liabilities: Deposits $ 103,023 - 103,026 - 103,026 Federal funds purchased 126 126 - - 126 Other short-term borrowings 4,136 - 4,138 - 4,138 Long-term debt 13,521 13,471 603 - 14,074 Net Carrying Fair Value Measurements Using Total As of December 31, 2014 ($ in millions) Amount Level 1 Level 2 Level 3 Fair Value Financial assets: Cash and due from banks $ 3,091 3,091 - - 3,091 Other securities 600 - 600 - 600 Held-to-maturity securities 187 - - 187 187 Other short-term investments 7,914 7,914 - - 7,914 Loans held for sale 700 - - 700 700 Portfolio loans and leases: Commercial and industrial loans 40,092 - - 40,781 40,781 Commercial mortgage loans 7,259 - - 6,878 6,878 Commercial construction loans 2,052 - - 1,735 1,735 Commercial leases 3,675 - - 3,426 3,426 Residential mortgage loans 12,177 - - 12,249 12,249 Home equity 8,799 - - 9,224 9,224 Automobile loans 12,004 - - 11,748 11,748 Credit card 2,297 - - 2,586 2,586 Other consumer loans and leases 405 - - 414 414 Unallocated ALLL (106) - - - - Total portfolio loans and leases, net $ 88,654 - - 89,041 89,041 Financial liabilities: Deposits $ 101,712 - 101,715 - 101,715 Federal funds purchased 144 144 - - 144 Other short-term borrowings 1,556 - 1,561 - 1,561 Long-term debt 14,967 14,993 655 - 15,648
[1]	Includes residential mortgage loans originated as held for sale and subsequently transferred to held for investment.

Business Segments (Tables)

Business Segments (Tables)	6 Months Ended
	Jun. 30, 2015
Segment Reporting
Results of Operations and Average Assets by Segment	The following tables present the results of operations and assets by business segment for the three months ended June 30, 2015 and 2014: General Commercial Branch Consumer Investment Corporate June 30, 2015 ($ in millions) Banking Banking Lending Advisors and Other Eliminations Total Net interest income $ 402 376 63 29 17 - 887 Provision for loan and lease losses 38 38 8 2 (7) - 79 Net interest income after provision for loan and lease losses 364 338 55 27 24 - 808 Total noninterest income 232 (c) 94 (b) 122 103 44 (39) (a) 556 Total noninterest expense 356 396 112 115 7 (39) 947 Income before income taxes 240 36 65 15 61 - 417 Applicable income tax expense 34 13 23 6 32 - 108 Net income 206 23 42 9 29 - 309 Less: Net income attributable to noncontrolling interests - - - - (6) - (6) Net income attributable to Bancorp 206 23 42 9 35 - 315 Dividends on preferred stock - - - - 23 - 23 Net income available to common shareholders $ 206 23 42 9 12 - 292 Total goodwill $ 613 1,655 - 148 - - 2,416 Total assets $ 58,695 52,497 22,534 10,264 (2,332) - 141,658 Revenue sharing agreements between Investment Advisors and Branch Banking are eliminated in the Condensed Consolidated Statements of Income. Includes an impairment charge of $ 98 for branches and land. For more information refer to Note 7 and Note 20. Includes an impairment charge of $ 4 for operating lease equipment. For more information refer to Note 8 and Note 20. General Commercial Branch Consumer Investment Corporate June 30, 2014 ($ in millions) Banking Banking Lending Advisors and Other Eliminations Total Net interest income $ 403 384 65 29 19 - 900 Provision for loan and lease losses 40 47 13 1 (25) - 76 Net interest income after provision for loan and lease losses 363 337 52 28 44 - 824 Total noninterest income 216 171 (b) 90 101 196 (38) (a) 736 Total noninterest expense 330 385 165 111 1 (38) 954 Income (loss) before income taxes 249 123 (23) 18 239 - 606 Applicable income tax expense (benefit) 41 43 (8) 6 85 - 167 Net income (loss) 208 80 (15) 12 154 - 439 Less: Net income attributable to noncontrolling interests - - - - - - - Net income (loss) attributable to Bancorp 208 80 (15) 12 154 - 439 Dividends on preferred stock - - - - 23 - 23 Net income (loss) available to common shareholders $ 208 80 (15) 12 131 - 416 Total goodwill $ 613 1,655 - 148 - - 2,416 Total assets $ 56,001 49,764 22,365 9,251 (4,819) - 132,562 Revenue sharing agreements between Investment Advisors and Branch Banking are eliminated in the Condensed Consolidated Statements of Income. Includes an impairment charge of $ 18 for branches and lan d . For more information refer to Note 7 and Note 20. The following tables present the results of operations and assets by business segment for the six months ended June 30, 2015 and 2014: General Commercial Branch Consumer Investment Corporate June 30, 2015 ($ in millions) Banking Banking Lending Advisors and Other Eliminations Total Net interest income $ 794 752 125 58 5 - 1,734 Provision for loan and lease losses 71 81 22 3 (29) - 148 Net interest income after provision for loan and lease losses 723 671 103 55 34 - 1,586 Total noninterest income 404 (c) 270 (b) 251 212 126 (76) (a) 1,187 Total noninterest expense 713 787 214 231 2 (76) 1,871 Income before income taxes 414 154 140 36 158 - 902 Applicable income tax expense 46 55 49 13 69 - 232 Net income 368 99 91 23 89 - 670 Less: Net income attributable to noncontrolling interests - - - - (6) - (6) Net income attributable to Bancorp 368 99 91 23 95 - 676 Dividends on preferred stock - - - - 38 - 38 Net income available to common shareholders $ 368 99 91 23 57 - 638 Total goodwill $ 613 1,655 - 148 - - 2,416 Total assets $ 58,695 52,497 22,534 10,264 (2,332) - 141,658 Revenue sharing agreements between Investment Advisors and Branch Banking are eliminated in the Condensed Consolidated Statements of Income. Includes an impairment charge of $ 102 for branches and lan d. For more information refer to Note 7 and Note 20. Includes an impairment charge of $ 3 4 for operating lease equipment. For more information refer to Note 8 and Note 20 . General Commercial Branch Consumer Investment Corporate June 30, 2014 ($ in millions) Banking Banking Lending Advisors and Other Eliminations Total Net interest income $ 801 775 129 60 28 - 1,793 Provision for loan and lease losses 139 91 38 2 (124) - 146 Net interest income after provision for loan and lease losses 662 684 91 58 152 - 1,647 Total noninterest income 425 343 (b) 209 205 190 (72) (a) 1,300 Total noninterest expense 663 775 330 222 (15) (72) 1,903 Income (loss) before income taxes 424 252 (30) 41 357 - 1,044 Applicable income tax expense (benefit) 58 89 (11) 14 137 - 287 Net income (loss) 366 163 (19) 27 220 - 757 Less: Net income attributable to noncontrolling interests - - - - 1 - 1 Net income (loss) attributable to Bancorp 366 163 (19) 27 219 - 756 Dividends on preferred stock - - - - 32 - 32 Net income (loss) available to common shareholders $ 366 163 (19) 27 187 - 724 Total goodwill $ 613 1,655 - 148 - - 2,416 Total assets $ 56,001 49,764 22,365 9,251 (4,819) - 132,562 Revenue sharing agreements between Investment Advisors and Branch Banking are eliminated in the Condensed Consolidated Statements of Income. Includes an impairment charge of $ 18 for branches and lan d . For more information refer to Note 7 and Note 20.

Noncash Investing and Financing

Noncash Investing and Financing Activities (Detail) - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Interest paid
Interest	$ 249	$ 187
Income taxes paid, net
Income taxes	264	228
Transfers:
Portfolio loans to loans held for sale	369	96
Loans held for sale to portfolio loans	139	13
Portfolio loans to OREO	$ 58	84
Loans held for sale to OREO		$ 2

Summary of Significant Accounti

Summary of Significant Accounting and Reporting Developments - Additional Information (Detail) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Unamortized debt issuance costs	$ 30	$ 36

Available-for-Sale and Held-to-

Available-for-Sale and Held-to-Maturity Securities (Detail) - USD ($) $ in Millions		Jun. 30, 2015		Dec. 31, 2014
Investment Holdings [Line Items]
Available-for-sale securities, fair value	[1]	$ 27,987		$ 22,408
Available-for-sale securities, unrealized losses		(76)		(5)
Available-for-sale securities, unrealized gains		580		736
Available-for-sale and other securities, Amortized Cost		27,483		21,677
Held-to-maturity securities, fair value		157		187
Held-to-maturity securities, amortized cost	[2]	157		187
U.S. Treasury and federal agencies
Investment Holdings [Line Items]
Available-for-sale securities, fair value		1,615		1,632
Available-for-sale securities, unrealized gains		71		87
Available-for-sale and other securities, Amortized Cost		1,544		1,545
Obligations of states and political subdivisions
Investment Holdings [Line Items]
Available-for-sale securities, fair value		177		192
Available-for-sale securities, unrealized gains		5		7
Available-for-sale and other securities, Amortized Cost		172		185
Held-to-maturity securities, fair value		156		186
Held-to-maturity securities, amortized cost		156		186
Agency mortgage-backed securities | Residential mortgage backed securities
Investment Holdings [Line Items]
Available-for-sale securities, fair value		15,954	[3]	12,404	[4]
Available-for-sale securities, unrealized losses		(32)	[3]	(1)	[4]
Available-for-sale securities, unrealized gains		333	[3]	437	[4]
Available-for-sale and other securities, Amortized Cost		15,653	[3]	11,968	[4]
Agency mortgage-backed securities | Commercial mortgage backed securities
Investment Holdings [Line Items]
Available-for-sale securities, fair value		5,751		4,565
Available-for-sale securities, unrealized losses		(18)		(1)
Available-for-sale securities, unrealized gains		82		101
Available-for-sale and other securities, Amortized Cost		5,687		4,465
Non-agency mortgage-backed securities | Commercial mortgage backed securities
Investment Holdings [Line Items]
Available-for-sale securities, fair value		2,414		1,550
Available-for-sale securities, unrealized losses		(19)
Available-for-sale securities, unrealized gains		51		61
Available-for-sale and other securities, Amortized Cost		2,382		1,489
Asset-backed securities and other debt securities
Investment Holdings [Line Items]
Available-for-sale securities, fair value		1,374		1,362
Available-for-sale securities, unrealized losses		(6)		(2)
Available-for-sale securities, unrealized gains		36		40
Available-for-sale and other securities, Amortized Cost		1,344		1,324
Held-to-maturity securities, fair value		1		1
Held-to-maturity securities, amortized cost		1		1
Equity securities
Investment Holdings [Line Items]
Available-for-sale securities, fair value		702	[5]	703	[6]
Available-for-sale securities, unrealized losses		(1)	[5]	(1)	[6]
Available-for-sale securities, unrealized gains		2	[5]	3	[6]
Available-for-sale and other securities, Amortized Cost		$ 701	[5]	$ 701	[6]
[1]	Amortized cost of $27,483 and $21,677 at June 30, 2015 and December 31, 2014, respectively.
[2]	Fair value of $157 and $187 at June 30, 2015 and December 31, 2014, respectively.
[3]	Includes interest-only mortgage-backed securities of $162 as of June 30, 2015 recorded at fair value with fair value changes recorded in securities gains, net, in the Condensed Consolidated Statements of Income.
[4]	Includes interest-only mortgage-backed securities of $175 as of December 31, 2014, recorded at fair value with fair value changes recorded in securities gains, net, in the Condensed Consolidated Statements of Income.
[5]	Equity securities consist of FHLB and FRB restricted stock holdings of $248 and $353, respectively, at June 30, 2015, that are carried at cost, and certain mutual fund and equity security holdings.
[6]	Equity securities consist of FHLB and FRB restricted stock holdings of $248 and $352, respectively, at December 31, 2014, that are carried at cost, and certain mutual fund and equity security holdings

Available-for-Sale and Held-t50

Available-for-Sale and Held-to-Maturity Securities (Parenthetical) (Detail) - USD ($) $ in Millions		Jun. 30, 2015	Dec. 31, 2014
Investment Holdings [Line Items]
FHLB, restricted stock holdings		$ 248	$ 248
Federal Reserve Bank, restricted stock holdings		353	352
Available-for-sale and other securities	[1]	27,987	22,408
Interest-Only Mortgage-Backed Securities
Investment Holdings [Line Items]
Available-for-sale and other securities		$ 162	$ 175
[1]	Amortized cost of $27,483 and $21,677 at June 30, 2015 and December 31, 2014, respectively.

Realized Gains and Losses Recog

Realized Gains and Losses Recognized in Income from Available-for-Sale Securities (Detail) - Available-for-sale Securities - USD ($) $ in Millions		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Investments, Unrealized Loss Position [Line Items]
Realized gains		$ 29	$ 14	$ 44	$ 41
Realized losses		(31)		(33)	(5)
OTTI		(4)		(5)	(17)
Net realized gains (losses)	[1]	$ (6)	$ 14	$ 6	$ 19
[1]	Excludes net gains on interest-only mortgage-backed securities of $11 and $2 for the three and six months ended June 30, 2015, respectively, and net losses on interest-only mortgage-backed securities of $8 and $7 for the three and six months ended June 30, 2014, respectively.

Realized Gains and Losses Rec52

Realized Gains and Losses Recognized in Income from Available-for-Sale Securities (Parenthetical) (Detail) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest-Only Mortgage-Backed Securities
Investment Holdings [Line Items]
Net gains/losses on interest-only mortgage-backed securities	$ 11	$ (8)	$ 2	$ (7)

Securities - Additional Informa

Securities - Additional Information (Detail) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Investment Holdings [Line Items]
Trading securities	$ 370		$ 370		$ 360
Securities with a fair value, pledged as collateral	12,500		12,500		$ 14,200
Gross realized gains on trading securities			1	$ 1
Net Unrealized Gain(Loss) on Trading Securities	(1)	$ 2		1
Available-for-sale Securities
Investment Holdings [Line Items]
Marketable Securities, Realized Loss, Other than Temporary Impairments, Amount	$ 4		$ 5	$ 17

Amortized Cost and Fair Value o

Amortized Cost and Fair Value of Available-for-Sale and Held-to-Maturity Securities (Detail) - USD ($) $ in Millions		Jun. 30, 2015	Dec. 31, 2014
Debt securities:
Less than 1 year	[1]	$ 209
1-5 years	[1]	4,938
5-10 years	[1]	20,104
Over 10 years	[1]	1,531
Equity securities		701
Available-for-sale and other securities, Amortized Cost		27,483	$ 21,677
Debt securities:
Less than 1 year	[1]	212
1-5 years	[1]	5,112
5-10 years	[1]	20,393
Over 10 years	[1]	1,568
Equity securities		702
Available-for-sale and other securities, fair value	[2]	27,987	22,408
Debt securities:
Less than 1 year	[1]	94
1-5 years	[1]	46
5-10 years	[1]	15
Over 10 years	[1]	2
Held-to-maturity securities, amortized cost	[3]	157	187
Debt securities:
Under 1 year	[1]	94
1-5 years	[1]	46
5-10 years	[1]	15
Over 10 years	[1]	2
Held-to-maturity securities, fair value		$ 157	$ 187
[1]	Actual maturities may differ from contractual maturities when there exists a right to call or prepay obligations with or without call or prepayment penalties.
[2]	Amortized cost of $27,483 and $21,677 at June 30, 2015 and December 31, 2014, respectively.
[3]	Fair value of $157 and $187 at June 30, 2015 and December 31, 2014, respectively.

Fair Value and Gross Unrealized

Fair Value and Gross Unrealized Losses on Available-for-Sale Securities (Detail) - USD ($) $ in Millions	Jun. 30, 2015		Dec. 31, 2014
Investments, Unrealized Loss Position [Line Items]
Less than 12 months Fair Value	$ 8,082		$ 714
Less than 12 months Unrealized Losses	(72)		(3)
12 months or more Fair Value	148		104
12 months or more Unrealized Losses	(4)		(2)
Total Fair Value	8,230		818
Total Unrealized Losses	(76)		(5)
Agency mortgage-backed securities | Residential mortgage backed securities
Investments, Unrealized Loss Position [Line Items]
Less than 12 months Fair Value	5,140		73
Less than 12 months Unrealized Losses	(32)		(1)
Total Fair Value	5,140		73
Total Unrealized Losses	(32)	[1]	(1)	[2]
Agency mortgage-backed securities | Commercial mortgage backed securities
Investments, Unrealized Loss Position [Line Items]
Less than 12 months Fair Value	1,736		355
Less than 12 months Unrealized Losses	(18)		(1)
Total Fair Value	1,736		355
Total Unrealized Losses	(18)		(1)
Non-agency mortgage-backed securities | Commercial mortgage backed securities
Investments, Unrealized Loss Position [Line Items]
Less than 12 months Fair Value	982
Less than 12 months Unrealized Losses	(19)
Total Fair Value	982
Total Unrealized Losses	(19)
Asset-backed securities and other debt securities
Investments, Unrealized Loss Position [Line Items]
Less than 12 months Fair Value	224		286
Less than 12 months Unrealized Losses	(3)		(1)
12 months or more Fair Value	120		74
12 months or more Unrealized Losses	(3)		(1)
Total Fair Value	344		360
Total Unrealized Losses	(6)		(2)
Equity securities
Investments, Unrealized Loss Position [Line Items]
12 months or more Fair Value	28		30
12 months or more Unrealized Losses	(1)		(1)
Total Fair Value	28		30
Total Unrealized Losses	$ (1)	[3]	$ (1)	[4]
[1]	Includes interest-only mortgage-backed securities of $162 as of June 30, 2015 recorded at fair value with fair value changes recorded in securities gains, net, in the Condensed Consolidated Statements of Income.
[2]	Includes interest-only mortgage-backed securities of $175 as of December 31, 2014, recorded at fair value with fair value changes recorded in securities gains, net, in the Condensed Consolidated Statements of Income.
[3]	Equity securities consist of FHLB and FRB restricted stock holdings of $248 and $353, respectively, at June 30, 2015, that are carried at cost, and certain mutual fund and equity security holdings.
[4]	Equity securities consist of FHLB and FRB restricted stock holdings of $248 and $352, respectively, at December 31, 2014, that are carried at cost, and certain mutual fund and equity security holdings

Loans and Leases Classified by

Loans and Leases Classified by Primary Purpose (Detail) - USD ($) $ in Millions		Jun. 30, 2015	Dec. 31, 2014
Loans and leases held for sale:
Commercial and industrial loans		$ 12	$ 36
Commercial mortgage loans		15	11
Commercial construction loans			2
Commercial leases		1	1
Residential mortgage loans		859	1,193
Home equity		44
Automobile loans		5
Other consumer loans and leases		59	18
Total loans and leases held for sale	[1]	995	1,261
Portfolio loans and leases:
Commercial and industrial loans		42,800	40,765
Commercial mortgage loans		7,150	7,399
Commercial construction loans		2,709	2,069
Commercial leases		3,881	3,720
Total commercial loans and leases		56,540	53,953
Residential mortgage loans		12,933	12,389
Home equity		8,547	8,886
Automobile loans		11,909	12,037
Credit card		2,278	2,401
Other consumer loans and leases		496	418
Total consumer loans and leases		36,163	36,131
Portfolio loans and leases	[2],[3]	$ 92,703	$ 90,084
[1]	Includes $628 and $561 of residential mortgage loans held for sale measured at fair value at June 30, 2015 and December 31, 2014, respectively.
[2]	Includes $156 and $179 of cash and due from banks, $2,547 and $3,378 of portfolio loans and leases, $(29) and $(22) of ALLL, $23 and $25 of other assets, $4 and $5 of other liabilities, and $2,542 and $3,434 of long-term debt from consolidated VIEs that are included in their respective captions above at June 30, 2015 and December 31, 2014, respectively. For further information refer to Note 10.
[3]	Includes $178 and $108 of residential mortgage loans measured at fair value at June 30, 2015 and December 31, 2014, respectively.

Loans and Leases - Additional I

Loans and Leases - Additional Information (Detail) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable
Unamortized premiums and discounts, deferred loan fees and costs, and fair value adjustments	$ 191	$ 169
Unearned Income	648	665
Loans pledged at the FHLB	11,600	11,100
Loans pledged at the FRB	$ 32,800	$ 33,900

Total Loans And Leases Managed

Total Loans And Leases Managed By The Bancorp (Detail) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Total loans and leases owned by the Bancorp
Balance	$ 92,703		$ 92,703		$ 90,084
Commercial and Industrial Loans
Total loans and leases owned by the Bancorp
Balance	42,812		42,812		40,801
Balance of Loans 90 days or More Past Due	2		2
Net Credit Losses	34	$ 31	72	$ 127
Commercial Mortgage Loans
Total loans and leases owned by the Bancorp
Balance	7,165		7,165		7,410
Net Credit Losses	11	9	12	12
Commercial Construction
Total loans and leases owned by the Bancorp
Balance	2,709		2,709		2,071
Net Credit Losses		8		12
Commercial Leases
Total loans and leases owned by the Bancorp
Balance	3,882		3,882		3,721
Residential Mortgage
Total loans and leases owned by the Bancorp
Balance	13,792		13,792		13,582
Balance of Loans 90 days or More Past Due	43		43		56
Net Credit Losses	5	8	11	23
Home Equity
Total loans and leases owned by the Bancorp
Balance	8,591		8,591		8,886
Net Credit Losses	9	18	22	34
Automobile Loan Securitizations
Total loans and leases owned by the Bancorp
Balance	11,914		11,914		12,037
Balance of Loans 90 days or More Past Due	8		8		8
Net Credit Losses	4	5	12	13
Credit Card
Total loans and leases owned by the Bancorp
Balance	2,278		2,278		2,401
Balance of Loans 90 days or More Past Due	17		17		23
Net Credit Losses	21	21	42	39
Other Consumer Loans and Leases
Total loans and leases owned by the Bancorp
Balance	555		555		436
Net Credit Losses	2	1	6	10
Loans Held For Sale [Member]
Total loans and leases owned by the Bancorp
Balance	995		995		1,261
Loans and Leases Managed and Securitized
Total loans and leases owned by the Bancorp
Balance	93,698		93,698		91,345
Balance of Loans 90 days or More Past Due	70		70		$ 87
Net Credit Losses	$ 86	$ 101	$ 177	$ 270

Summary of Transactions in the

Summary of Transactions in the ALLL by Portfolio segment (Detail) - USD ($) $ in Millions	3 Months Ended			6 Months Ended
	Jun. 30, 2015		Jun. 30, 2014	Jun. 30, 2015		Jun. 30, 2014
Financing Receivable, Allowance for Credit Losses
Beginning Balance	$ 1,300		$ 1,483	$ 1,322	[1]	$ 1,582
Losses charged-off	(112)		(127)	(227)		(318)
Recoveries of losses previously charged- off	26		26	50		48
Provision for loan and lease losses	79		76	148		146
Ending Balance	1,293	[1]	1,458	1,293	[1]	1,458
Commercial Portfolio Segment
Financing Receivable, Allowance for Credit Losses
Beginning Balance	852		981	875	[2]	1,058
Losses charged-off	(54)		(55)	(102)		(164)
Recoveries of losses previously charged- off	9		7	18		13
Provision for loan and lease losses	48		28	64		54
Ending Balance	855	[3]	961	855	[3]	961
Residential Mortgage Loans
Financing Receivable, Allowance for Credit Losses
Beginning Balance	103		180	104	[2]	189
Losses charged-off	(8)		(11)	(17)		(30)
Recoveries of losses previously charged- off	3		3	6		7
Provision for loan and lease losses	6		2	11		8
Ending Balance	104	[3]	174	104	[3]	174
Consumer Portfolio Segment
Financing Receivable, Allowance for Credit Losses
Beginning Balance	241		217	237	[2]	225
Losses charged-off	(50)		(61)	(108)		(124)
Recoveries of losses previously charged- off	14		16	26		28
Provision for loan and lease losses	26		49	76		92
Ending Balance	231	[3]	221	231	[3]	221
Unallocated
Financing Receivable, Allowance for Credit Losses
Beginning Balance	104		105	106	[2]	110
Provision for loan and lease losses	(1)		(3)	(3)		(8)
Ending Balance	$ 103	[3]	$ 102	$ 103	[3]	$ 102
[1]	Includes $156 and $179 of cash and due from banks, $2,547 and $3,378 of portfolio loans and leases, $(29) and $(22) of ALLL, $23 and $25 of other assets, $4 and $5 of other liabilities, and $2,542 and $3,434 of long-term debt from consolidated VIEs that are included in their respective captions above at June 30, 2015 and December 31, 2014, respectively. For further information refer to Note 10.
[2]	Includes $6 related to leveraged leases.
[3]	Includes $5 related to leveraged leases.

Summary of the ALLL and Related

Summary of the ALLL and Related Loans and Leases Classified by Portfolio Segment (Detail) - USD ($) $ in Millions	Jun. 30, 2015		Mar. 31, 2015	Dec. 31, 2014		Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	$ 280	[1]		$ 305	[2]
Collectively evaluated for impairment	910	[1]		911	[2]
Unallocated	103	[1]		106	[2]
Total allowance for loan and lease losses	1,293	[3]	$ 1,300	1,322	[3]	$ 1,458	$ 1,483	$ 1,582
Individually evaluated for impairment	2,152	[4]		2,261	[5]
Collectively evaluated for impairment	90,371	[4]		87,713	[5]
Loans acquired with deteriorated credit quality	2	[4]		2	[5]
Total Loans and Leases	92,525	[6]		89,976	[7]
Commercial Portfolio Segment
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	162	[1],[8]		179	[2],[9]
Collectively evaluated for impairment	693	[1]		696	[2]
Total allowance for loan and lease losses	855	[1]	852	875	[2]	961	981	1,058
Individually evaluated for impairment	1,099	[4],[8]		1,260	[5],[9]
Collectively evaluated for impairment	55,441	[4]		52,693	[5]
Total Loans and Leases	56,540	[4]		53,953	[5]
Residential Mortgage Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	65	[1]		65	[2]
Collectively evaluated for impairment	39	[1]		39	[2]
Total allowance for loan and lease losses	104	[1]	103	104	[2]	174	180	189
Individually evaluated for impairment	603	[4]		518	[5]
Collectively evaluated for impairment	12,150	[4]		11,761	[5]
Loans acquired with deteriorated credit quality	2	[4]		2	[5]
Total Loans and Leases	12,755	[4]		12,281	[5]
Consumer Portfolio Segment
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	53	[1]		61	[2]
Collectively evaluated for impairment	178	[1]		176	[2]
Total allowance for loan and lease losses	231	[1]	241	237	[2]	221	217	225
Individually evaluated for impairment	450	[4]		483	[5]
Collectively evaluated for impairment	22,780	[4]		23,259	[5]
Total Loans and Leases	23,230	[4]		23,742	[5]
Unallocated
Financing Receivable, Allowance for Credit Losses [Line Items]
Unallocated	103	[1]		106	[2]
Total allowance for loan and lease losses	$ 103	[1]	$ 104	$ 106	[2]	$ 102	$ 105	$ 110
[1]	Includes $5 related to leveraged leases.
[2]	Includes $6 related to leveraged leases.
[3]	Includes $156 and $179 of cash and due from banks, $2,547 and $3,378 of portfolio loans and leases, $(29) and $(22) of ALLL, $23 and $25 of other assets, $4 and $5 of other liabilities, and $2,542 and $3,434 of long-term debt from consolidated VIEs that are included in their respective captions above at June 30, 2015 and December 31, 2014, respectively. For further information refer to Note 10.
[4]	Excludes $178 of residential mortgage loans measured at fair value, and includes $880 of leveraged leases, net of unearned income.
[5]	Excludes $108 of residential mortgage loans measured at fair value, and includes $874 of leveraged leases, net of unearned income.
[6]	Excludes $178 of residential mortgage loans measured at fair value.
[7]	Excludes $108 of residential mortgage loans measured at fair value.
[8]	Includes five restructured loans at June 30, 2015 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with a recorded investment of $28 and an ALLL of $16.
[9]	Includes five restructured loans at December 31, 2014 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with a recorded investment of $28 and an ALLL of $10.

Summary of the ALLL and Relat61

Summary of the ALLL and Related Loans and Leases Classified by Portfolio Segment (Parenthetical) (Detail) $ in Millions	6 Months Ended				12 Months Ended
	Jun. 30, 2015USD ($)number		Jun. 30, 2014USD ($)		Dec. 31, 2014USD ($)number		Mar. 31, 2015USD ($)	Mar. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	$ 1,293	[1]	$ 1,458		$ 1,322	[1]	$ 1,300	$ 1,483	$ 1,582
Portfolio loans and leases	$ 92,525	[2]			89,976	[3]
Number of Contracts	7,676	[4],[5]	4,698	[6],[7]
Recorded Investment	$ 2,124	[8]			2,233	[9]
Variable Interest Entity, Primary Beneficiary
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	$ 29				$ 22
Number of Contracts | number	5				5
Commercial | Variable Interest Entity, Primary Beneficiary
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	$ 16				$ 10
Number of Contracts | number	5				5
Recorded Investment	$ 28				$ 28
Leveraged Leases
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses	5				6
Portfolio loans and leases	880				874
Residential Mortgage Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Portfolio loans and leases at fair value	$ 178				$ 108
[1]	Includes $156 and $179 of cash and due from banks, $2,547 and $3,378 of portfolio loans and leases, $(29) and $(22) of ALLL, $23 and $25 of other assets, $4 and $5 of other liabilities, and $2,542 and $3,434 of long-term debt from consolidated VIEs that are included in their respective captions above at June 30, 2015 and December 31, 2014, respectively. For further information refer to Note 10.
[2]	Excludes $178 of residential mortgage loans measured at fair value.
[3]	Excludes $108 of residential mortgage loans measured at fair value.
[4]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool.
[5]	Represents number of loans post-modification.
[6]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool.
[7]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool.
[8]	Includes $769, $576 and $394, respectively, of commercial, residential mortgage and consumer TDRs on accrual status; $175, $27 and $56, respectively, of commercial, residential mortgage and consumer TDRs on nonaccrual status.
[9]	Includes $869, $485 and $420, respectively, of commercial, residential mortgage and consumer TDRs on accrual status; $214, $33 and $63, respectively, of commercial, residential mortgage and consumer TDRs on nonaccrual status. Excludes five restructured loans at December 31, 2014 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an unpaid principal balance of $28, a recorded investment of $28, and an allowance of $10.

Summary of the Credit Risk Prof

Summary of the Credit Risk Profile of the Bancorp's Commercial Portfolio Segment by Class (Detail) - USD ($) $ in Millions	Jun. 30, 2015		Dec. 31, 2014
Financing Receivable, Modifications
Total loans and leases	$ 92,525	[1]	$ 89,976	[2]
Commercial Portfolio Segment
Financing Receivable, Modifications
Total loans and leases	56,540		53,953
Commercial Portfolio Segment | Commercial and Industrial Loans
Financing Receivable, Modifications
Total loans and leases	42,800		40,765
Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied
Financing Receivable, Modifications
Total loans and leases	3,829		3,834
Commercial Portfolio Segment | Commercial Mortgage Loans, Nonowner-Occupied
Financing Receivable, Modifications
Total loans and leases	3,321		3,565
Commercial Portfolio Segment | Commercial Construction
Financing Receivable, Modifications
Total loans and leases	2,709		2,069
Commercial Portfolio Segment | Commercial Leases
Financing Receivable, Modifications
Total loans and leases	3,881		3,720
Pass | Commercial Portfolio Segment
Financing Receivable, Modifications
Total loans and leases	52,799		50,285
Pass | Commercial Portfolio Segment | Commercial and Industrial Loans
Financing Receivable, Modifications
Total loans and leases	39,780		38,013
Pass | Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied
Financing Receivable, Modifications
Total loans and leases	3,485		3,430
Pass | Commercial Portfolio Segment | Commercial Mortgage Loans, Nonowner-Occupied
Financing Receivable, Modifications
Total loans and leases	3,058		3,198
Pass | Commercial Portfolio Segment | Commercial Construction
Financing Receivable, Modifications
Total loans and leases	2,671		1,966
Pass | Commercial Portfolio Segment | Commercial Leases
Financing Receivable, Modifications
Total loans and leases	3,805		3,678
Special Mention | Commercial Portfolio Segment
Financing Receivable, Modifications
Total loans and leases	1,502		1,639
Special Mention | Commercial Portfolio Segment | Commercial and Industrial Loans
Financing Receivable, Modifications
Total loans and leases	1,285		1,352
Special Mention | Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied
Financing Receivable, Modifications
Total loans and leases	115		137
Special Mention | Commercial Portfolio Segment | Commercial Mortgage Loans, Nonowner-Occupied
Financing Receivable, Modifications
Total loans and leases	39		76
Special Mention | Commercial Portfolio Segment | Commercial Construction
Financing Receivable, Modifications
Total loans and leases	18		65
Special Mention | Commercial Portfolio Segment | Commercial Leases
Financing Receivable, Modifications
Total loans and leases	45		9
Risk Level, Substandard | Commercial Portfolio Segment
Financing Receivable, Modifications
Total loans and leases	2,228		2,022
Risk Level, Substandard | Commercial Portfolio Segment | Commercial and Industrial Loans
Financing Receivable, Modifications
Total loans and leases	1,735		1,400
Risk Level, Substandard | Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied
Financing Receivable, Modifications
Total loans and leases	229		267
Risk Level, Substandard | Commercial Portfolio Segment | Commercial Mortgage Loans, Nonowner-Occupied
Financing Receivable, Modifications
Total loans and leases	213		284
Risk Level, Substandard | Commercial Portfolio Segment | Commercial Construction
Financing Receivable, Modifications
Total loans and leases	20		38
Risk Level, Substandard | Commercial Portfolio Segment | Commercial Leases
Financing Receivable, Modifications
Total loans and leases	31		33
Risk Level, Doubtful | Commercial Portfolio Segment
Financing Receivable, Modifications
Total loans and leases	11		7
Risk Level, Doubtful | Commercial Portfolio Segment | Commercial Mortgage Loans, Nonowner-Occupied
Financing Receivable, Modifications
Total loans and leases	$ 11		$ 7
[1]	Excludes $178 of residential mortgage loans measured at fair value.
[2]	Excludes $108 of residential mortgage loans measured at fair value.

Summary of the Credit Risk Pr63

Summary of the Credit Risk Profile of the Bancorp's Residential Mortgage and Consumer Portfolio Segments by Class (Detail) - USD ($) $ in Millions		Jun. 30, 2015		Dec. 31, 2014
Total loans and leases		$ 92,525	[1]	$ 89,976	[2]
Home Equity | Consumer Portfolio Segment
Total loans and leases		8,547		8,886
Automobile Loans | Consumer Portfolio Segment
Total loans and leases		11,909		12,037
Credit Card | Consumer Portfolio Segment
Total loans and leases		2,278		2,401
Consumer Other Financing Receivable | Consumer Portfolio Segment
Total loans and leases		496		418
Performing Financing Receivable
Total loans and leases		35,797		35,811
Performing Financing Receivable | Residential Mortgage
Total loans and leases	[3]	12,693		12,204
Performing Financing Receivable | Home Equity
Total loans and leases		8,459		8,793
Performing Financing Receivable | Automobile Loans
Total loans and leases		11,907		12,036
Performing Financing Receivable | Credit Card
Total loans and leases		2,242		2,360
Performing Financing Receivable | Consumer Other Financing Receivable
Total loans and leases		496		418
Nonperforming Financing Receivable
Total loans and leases		188		212
Nonperforming Financing Receivable | Residential Mortgage
Total loans and leases	[3]	62		77
Nonperforming Financing Receivable | Home Equity
Total loans and leases		88		93
Nonperforming Financing Receivable | Automobile Loans
Total loans and leases		2		1
Nonperforming Financing Receivable | Credit Card
Total loans and leases		$ 36		$ 41
[1]	Excludes $178 of residential mortgage loans measured at fair value.
[2]	Excludes $108 of residential mortgage loans measured at fair value.
[3]	Excludes $178 and $108 of loans measured at fair value at June 30, 2015 and December 31, 2014, respectively.

Summary of the Credit Risk Pr64

Summary of the Credit Risk Profile of the Bancorp's Residential Mortgage and Consumer Portfolio Segments by Class (Parenthetical) (Detail) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Residential Mortgage
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Portfolio loans and leases at fair value	$ 178	$ 108

Summarizes the Bancorp's Record

Summarizes the Bancorp's Recorded Investment in Portfolio Loans and Leases by Age and Class (Detail) - USD ($) $ in Millions	Jun. 30, 2015		Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans and Leases	$ 91,923	[1],[2]	$ 89,272	[3],[4]
30-89 Days Past Due	255	[1],[2]	297	[3],[4]
90 Days and Greater	347	[1],[2]	407	[3],[4]
Total Past Due	602	[1]	704	[3]
Total Loans and Leases	92,525	[1]	89,976	[3]
90-Days past Due and Still Accruing	70	[1]	87	[3]
Commercial Portfolio Segment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans and Leases	56,540		53,953
Commercial Portfolio Segment | Commercial and Industrial Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans and Leases	42,683	[2]	40,651	[4]
30-89 Days Past Due	39	[2]	29	[4]
90 Days and Greater	78	[2]	85	[4]
Total Past Due	117		114
Total Loans and Leases	42,800		40,765
90-Days past Due and Still Accruing	2
Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans and Leases	3,780	[2]	3,774	[4]
30-89 Days Past Due	10	[2]	7	[4]
90 Days and Greater	39	[2]	53	[4]
Total Past Due	49		60
Total Loans and Leases	3,829		3,834
Commercial Portfolio Segment | Commercial Mortgage Loans, Nonowner-Occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans and Leases	3,296	[2]	3,537	[4]
30-89 Days Past Due	2	[2]	11	[4]
90 Days and Greater	23	[2]	17	[4]
Total Past Due	25		28
Total Loans and Leases	3,321		3,565
Commercial Portfolio Segment | Commercial Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans and Leases	2,709	[2]	2,069	[4]
Total Loans and Leases	2,709		2,069
Commercial Portfolio Segment | Commercial Leases
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans and Leases	3,879	[2]	3,717	[4]
30-89 Days Past Due	2	[2]	3	[4]
Total Past Due	2		3
Total Loans and Leases	3,881		3,720
Residential Mortgage
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans and Leases	12,614	[1],[2],[5]	12,109	[3],[4],[6]
30-89 Days Past Due	35	[1],[2],[5]	38	[3],[4],[6]
90 Days and Greater	106	[1],[2],[5]	134	[3],[4],[6]
Total Past Due	141	[1],[5]	172	[3],[6]
Total Loans and Leases	12,755	[1],[5]	12,281	[3],[6]
90-Days past Due and Still Accruing	43	[1],[5]	56	[3],[6]
Consumer Portfolio Segment | Home Equity
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans and Leases	8,398	[2]	8,710	[4]
30-89 Days Past Due	81	[2]	100	[4]
90 Days and Greater	68	[2]	76	[4]
Total Past Due	149		176
Total Loans and Leases	8,547		8,886
Consumer Portfolio Segment | Automobile Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans and Leases	11,840	[2]	11,953	[4]
30-89 Days Past Due	59	[2]	74	[4]
90 Days and Greater	10	[2]	10	[4]
Total Past Due	69		84
Total Loans and Leases	11,909		12,037
90-Days past Due and Still Accruing	8		8
Consumer Portfolio Segment | Credit Card
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans and Leases	2,229	[2]	2,335	[4]
30-89 Days Past Due	26	[2]	34	[4]
90 Days and Greater	23	[2]	32	[4]
Total Past Due	49		66
Total Loans and Leases	2,278		2,401
90-Days past Due and Still Accruing	17		23
Consumer Portfolio Segment | Consumer Other Financing Receivable
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Loans and Leases	495	[2]	417	[4]
30-89 Days Past Due	1	[2]	1	[4]
Total Past Due	1		1
Total Loans and Leases	$ 496		$ 418
[1]	Excludes $178 of residential mortgage loans measured at fair value.
[2]	Includes accrual and nonaccrual loans and leases.
[3]	Excludes $108 of residential mortgage loans measured at fair value.
[4]	Includes accrual and nonaccrual loans and leases.
[5]	Information for current residential mortgage loans includes loans whose repayments are insured by the FHA or guaranteed by the VA. As of June 30, 2015, $90 of these loans were 30-89 days past due and $342 were 90 days or more past due. The Bancorp recognized $2 and $4 of losses during the three and six months ended June 30, 2015, respectively, due to claim denials and curtailments associated with these insured or guaranteed loans.
[6]	Information for current residential mortgage loans includes loans whose repayments are insured by the FHA or guaranteed by the VA. As of December 31, 2014, $99 of these loans were 30-89 days past due and $373 were 90 days or more past due. The Bancorp recognized $2 and $7 of losses during the three and six months ended June 30, 2014, respectively, due to claim denials and curtailments associated with these insured or guaranteed loans.

Summarizes the Bancorp's Reco66

Summarizes the Bancorp's Recorded Investment in Portfolio Loans and Leases by Age and Class (Parenthetical) (Detail) - USD ($) $ in Millions	3 Months Ended			6 Months Ended
	Jun. 30, 2015		Jun. 30, 2014	Jun. 30, 2015		Jun. 30, 2014	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable Recorded Investment 30 To 89 Days Past Due	$ 255	[1],[2]		$ 255	[1],[2]		$ 297	[3],[4]
Past Due 90 Days and Greater	347	[1],[2]		347	[1],[2]		407	[3],[4]
Residential Mortgage
Financing Receivable, Recorded Investment, Past Due [Line Items]
Portfolio loans and leases at fair value	178		$ 99	178		$ 99
Residential Mortgage Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Portfolio loans and leases at fair value	178			178			108
Residential Mortgage Loans | Federal Housing Administration Loan
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable Recorded Investment 30 To 89 Days Past Due	90			90			99
Past Due 90 Days and Greater	342			342			$ 373
Losses Due To Claim Denials And Curtailments	$ 2		$ 2	$ 4		$ 7
[1]	Excludes $178 of residential mortgage loans measured at fair value.
[2]	Includes accrual and nonaccrual loans and leases.
[3]	Excludes $108 of residential mortgage loans measured at fair value.
[4]	Includes accrual and nonaccrual loans and leases.

Summarizes the Bancorp's Reco67

Summarizes the Bancorp's Recorded Investment in Impaired Loans and Related Allowance by Class (Detail) - USD ($) $ in Millions	Jun. 30, 2015		Dec. 31, 2014
Impaired Financing Receivable Unpaid Principal Balance
Impaired Financing Receivable With Related Allowance Unpaid Principal Balance	$ 1,407		$ 1,430
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance	908		1,027
Unpaid Principal Balance	2,315		2,457
Impaired Financing Receivable Recorded Investment Abstract
Impaired Financing Receivable With Related Allowance Recorded Investment	1,331		1,288
Impaired Financing Receivable With No Related Allowance Recorded Investment	793		945
Recorded Investment	2,124	[1]	2,233	[2]
Allowance	264		295
Commercial Portfolio Segment | Commercial and Industrial Loans
Impaired Financing Receivable Unpaid Principal Balance
Impaired Financing Receivable With Related Allowance Unpaid Principal Balance	520		598
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance	308		311
Impaired Financing Receivable Recorded Investment Abstract
Impaired Financing Receivable With Related Allowance Recorded Investment	471		486
Impaired Financing Receivable With No Related Allowance Recorded Investment	237		276
Allowance	132		149
Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied
Impaired Financing Receivable Unpaid Principal Balance
Impaired Financing Receivable With Related Allowance Unpaid Principal Balance	39	[3]	54	[4]
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance	61		72
Impaired Financing Receivable Recorded Investment Abstract
Impaired Financing Receivable With Related Allowance Recorded Investment	30	[3]	46	[4]
Impaired Financing Receivable With No Related Allowance Recorded Investment	56		68
Allowance	7	[3]	14	[4]
Commercial Portfolio Segment | Commercial Mortgage Loans, Nonowner-Occupied
Impaired Financing Receivable Unpaid Principal Balance
Impaired Financing Receivable With Related Allowance Unpaid Principal Balance	68		69
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance	156		251
Impaired Financing Receivable Recorded Investment Abstract
Impaired Financing Receivable With Related Allowance Recorded Investment	56		57
Impaired Financing Receivable With No Related Allowance Recorded Investment	151		231
Allowance	4		4
Commercial Portfolio Segment | Commercial Construction
Impaired Financing Receivable Unpaid Principal Balance
Impaired Financing Receivable With Related Allowance Unpaid Principal Balance	31		18
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance	30		48
Impaired Financing Receivable Recorded Investment Abstract
Impaired Financing Receivable With Related Allowance Recorded Investment	31		15
Impaired Financing Receivable With No Related Allowance Recorded Investment	30		48
Allowance	1
Commercial Portfolio Segment | Commercial Leases
Impaired Financing Receivable Unpaid Principal Balance
Impaired Financing Receivable With Related Allowance Unpaid Principal Balance	7		3
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance	2		2
Impaired Financing Receivable Recorded Investment Abstract
Impaired Financing Receivable With Related Allowance Recorded Investment	7		3
Impaired Financing Receivable With No Related Allowance Recorded Investment	2		2
Allowance	2		2
Residential Mortgage Loans
Impaired Financing Receivable Unpaid Principal Balance
Impaired Financing Receivable With Related Allowance Unpaid Principal Balance	418		388
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance	220		155
Impaired Financing Receivable Recorded Investment Abstract
Impaired Financing Receivable With Related Allowance Recorded Investment	413		383
Impaired Financing Receivable With No Related Allowance Recorded Investment	190		135
Allowance	65		65
Consumer Portfolio Segment | Home Equity
Impaired Financing Receivable Unpaid Principal Balance
Impaired Financing Receivable With Related Allowance Unpaid Principal Balance	239		203
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance	127		183
Impaired Financing Receivable Recorded Investment Abstract
Impaired Financing Receivable With Related Allowance Recorded Investment	238		201
Impaired Financing Receivable With No Related Allowance Recorded Investment	123		180
Allowance	36		42
Consumer Portfolio Segment | Automobile Loans
Impaired Financing Receivable Unpaid Principal Balance
Impaired Financing Receivable With Related Allowance Unpaid Principal Balance	18		19
Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance	4		5
Impaired Financing Receivable Recorded Investment Abstract
Impaired Financing Receivable With Related Allowance Recorded Investment	18		19
Impaired Financing Receivable With No Related Allowance Recorded Investment	4		5
Allowance	2		3
Consumer Portfolio Segment | Credit Card
Impaired Financing Receivable Unpaid Principal Balance
Impaired Financing Receivable With Related Allowance Unpaid Principal Balance	67		78
Impaired Financing Receivable Recorded Investment Abstract
Impaired Financing Receivable With Related Allowance Recorded Investment	67		78
Allowance	$ 15		$ 16
[1]	Includes $769, $576 and $394, respectively, of commercial, residential mortgage and consumer TDRs on accrual status; $175, $27 and $56, respectively, of commercial, residential mortgage and consumer TDRs on nonaccrual status.
[2]	Includes $869, $485 and $420, respectively, of commercial, residential mortgage and consumer TDRs on accrual status; $214, $33 and $63, respectively, of commercial, residential mortgage and consumer TDRs on nonaccrual status. Excludes five restructured loans at December 31, 2014 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an unpaid principal balance of $28, a recorded investment of $28, and an allowance of $10.
[3]	Excludes five restructured loans at June 30, 2015 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an unpaid principal balance of $28, a recorded investment of $28, and an allowance of $16.
[4]	Excludes five restructured loans at December 31, 2014 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an unpaid principal balance of $28, a recorded investment of $28, and an allowance of $10.

Summarizes the Bancorp's Reco68

Summarizes the Bancorp's Recorded Investment in Impaired Loans and Related Allowance by Class (Parenthetical) (Detail) $ in Millions	6 Months Ended				12 Months Ended
	Jun. 30, 2015USD ($)number		Jun. 30, 2014number		Dec. 31, 2014USD ($)number
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	$ 2,315				$ 2,457
Recorded Investment	2,124	[1]			2,233	[2]
Allowance	$ 264				$ 295
Number of Contracts	7,676	[3],[4]	4,698	[5],[6]
Variable Interest Entity, Primary Beneficiary
Financing Receivable, Impaired [Line Items]
Number of Contracts | number	5				5
Commercial Portfolio Segment | Variable Interest Entity, Primary Beneficiary
Financing Receivable, Impaired [Line Items]
Number of Contracts | number					5
Commercial Portfolio Segment | Commercial and Industrial Loans
Financing Receivable, Impaired [Line Items]
Allowance	$ 132				$ 149
Number of Contracts	48	[3],[4]	66	[5],[6]
Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied
Financing Receivable, Impaired [Line Items]
Allowance	$ 7	[7]			14	[8]
Number of Contracts	13	[3],[4]	20	[5],[6]
Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied | Variable Interest Entity, Primary Beneficiary
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	$ 28				28
Recorded Investment	28				28
Allowance	$ 16				10
Number of Contracts | number	5		5
Commercial Portfolio Segment | Commercial Mortgage Loans, Nonowner-Occupied
Financing Receivable, Impaired [Line Items]
Allowance	$ 4				4
Number of Contracts	11	[3],[4]	11	[5],[6]
Commercial Portfolio Segment | Troubled Debt Restructuring On Accrual Status
Financing Receivable, Impaired [Line Items]
Recorded Investment	$ 769				869
Commercial Portfolio Segment | Troubled Debt Restructuring On Nonaccrual Status
Financing Receivable, Impaired [Line Items]
Recorded Investment	175				214
Residential Mortgage Loans
Financing Receivable, Impaired [Line Items]
Allowance	$ 65				65
Number of Contracts	554	[3],[4]	572	[5],[6]
Residential Mortgage Loans | Troubled Debt Restructuring On Accrual Status
Financing Receivable, Impaired [Line Items]
Recorded Investment	$ 576				485
Residential Mortgage Loans | Troubled Debt Restructuring On Nonaccrual Status
Financing Receivable, Impaired [Line Items]
Recorded Investment	27				33
Consumer Portfolio Segment | Troubled Debt Restructuring On Accrual Status
Financing Receivable, Impaired [Line Items]
Recorded Investment	394				420
Consumer Portfolio Segment | Troubled Debt Restructuring On Nonaccrual Status
Financing Receivable, Impaired [Line Items]
Recorded Investment	$ 56				$ 63
[1]	Includes $769, $576 and $394, respectively, of commercial, residential mortgage and consumer TDRs on accrual status; $175, $27 and $56, respectively, of commercial, residential mortgage and consumer TDRs on nonaccrual status.
[2]	Includes $869, $485 and $420, respectively, of commercial, residential mortgage and consumer TDRs on accrual status; $214, $33 and $63, respectively, of commercial, residential mortgage and consumer TDRs on nonaccrual status. Excludes five restructured loans at December 31, 2014 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an unpaid principal balance of $28, a recorded investment of $28, and an allowance of $10.
[3]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool.
[4]	Represents number of loans post-modification.
[5]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool.
[6]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool.
[7]	Excludes five restructured loans at June 30, 2015 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an unpaid principal balance of $28, a recorded investment of $28, and an allowance of $16.
[8]	Excludes five restructured loans at December 31, 2014 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an unpaid principal balance of $28, a recorded investment of $28, and an allowance of $10.

Summary of Average Impaired Loa

Summary of Average Impaired Loans and Leases and Interest Income by Class (Detail) - USD ($) $ in Millions	3 Months Ended				6 Months Ended
	Jun. 30, 2015		Jun. 30, 2014		Jun. 30, 2015		Jun. 30, 2014
Financing Receivable, Impaired [Line Items]
Average Recorded Investment	$ 2,152		$ 3,030		$ 2,184		$ 3,117
Interest Income Recognized	18		32		38		59
Commercial Portfolio Segment | Commercial and Industrial Loans
Financing Receivable, Impaired [Line Items]
Average Recorded Investment	731		744		741		788
Interest Income Recognized	6		7		12		12
Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied
Financing Receivable, Impaired [Line Items]
Average Recorded Investment	98	[1]	146	[2]	103	[1]	154	[2]
Interest Income Recognized			1	[2]	1	[1]	2	[2]
Commercial Portfolio Segment | Commercial Mortgage Loans, Nonowner-Occupied
Financing Receivable, Impaired [Line Items]
Average Recorded Investment	222		259		244		266
Interest Income Recognized	2		2		3		4
Commercial Portfolio Segment | Commercial Construction
Financing Receivable, Impaired [Line Items]
Average Recorded Investment	61		100		62		107
Interest Income Recognized			1		1		1
Commercial Portfolio Segment | Commercial Leases
Financing Receivable, Impaired [Line Items]
Average Recorded Investment	7		12		6		17
Residential Mortgage Loans
Financing Receivable, Impaired [Line Items]
Average Recorded Investment	579		1,295		563		1,304
Interest Income Recognized	6		14		11		27
Consumer Portfolio Segment | Home Equity
Financing Receivable, Impaired [Line Items]
Average Recorded Investment	363		395		370		401
Interest Income Recognized	3		6		7		11
Consumer Portfolio Segment | Automobile Loan Securitizations
Financing Receivable, Impaired [Line Items]
Average Recorded Investment	22		24		23		24
Consumer Portfolio Segment | Credit Card
Financing Receivable, Impaired [Line Items]
Average Recorded Investment	69		55		72		56
Interest Income Recognized	$ 1		$ 1		$ 3		$ 2
[1]	Excludes five restructured nonaccrual loans associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an average recorded investment of $28 and an immaterial amount of interest income recognized for the three months and six months ended June 30, 2015.
[2]	Excludes five restructured nonaccrual loans associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an average recorded investment of $28 and an immaterial amount of interest income recognized for the three and six months ended June 30, 2014.

Summary of Average Impaired L70

Summary of Average Impaired Loans and Leases and Interest Income by Class (Parenthetical) (Detail) $ in Millions	3 Months Ended				6 Months Ended				12 Months Ended
	Jun. 30, 2015USD ($)		Jun. 30, 2014USD ($)		Jun. 30, 2015USD ($)number		Jun. 30, 2014USD ($)number		Dec. 31, 2014number
Financing Receivable, Impaired [Line Items]
Average Recorded Investment | $	$ 2,152		$ 3,030		$ 2,184		$ 3,117
Number of Contracts					7,676	[1],[2]	4,698	[3],[4]
Variable Interest Entity, Primary Beneficiary
Financing Receivable, Impaired [Line Items]
Number of Contracts					5				5
Commercial Portfolio Segment | Variable Interest Entity, Primary Beneficiary
Financing Receivable, Impaired [Line Items]
Number of Contracts									5
Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied
Financing Receivable, Impaired [Line Items]
Average Recorded Investment | $	$ 98	[5]	$ 146	[6]	$ 103	[5]	$ 154	[6]
Number of Contracts					13	[1],[2]	20	[3],[4]
Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied | Variable Interest Entity, Primary Beneficiary
Financing Receivable, Impaired [Line Items]
Average Recorded Investment | $					$ 28		$ 28
Number of Contracts					5		5
[1]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool.
[2]	Represents number of loans post-modification.
[3]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool.
[4]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool.
[5]	Excludes five restructured nonaccrual loans associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an average recorded investment of $28 and an immaterial amount of interest income recognized for the three months and six months ended June 30, 2015.
[6]	Excludes five restructured nonaccrual loans associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party, with an average recorded investment of $28 and an immaterial amount of interest income recognized for the three and six months ended June 30, 2014.

Summary of the Bancorp's Nonper

Summary of the Bancorp's Nonperforming Loans and Leases by Class (Detail) - USD ($) $ in Millions		Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Modifications [Line Items]
Nonperforming Loans and Leases	[1],[2]	$ 475	$ 579
OREO and other repossessed property	[3]	151	165
Commercial Portfolio Segment
Financing Receivable, Modifications [Line Items]
Nonperforming Loans and Leases		287	367
Commercial Portfolio Segment | Commercial and Industrial Loans
Financing Receivable, Modifications [Line Items]
Nonperforming Loans and Leases		178	228
Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied
Financing Receivable, Modifications [Line Items]
Nonperforming Loans and Leases	[4]	64	78
Commercial Portfolio Segment | Commercial Mortgage Loans, Nonowner-Occupied
Financing Receivable, Modifications [Line Items]
Nonperforming Loans and Leases		42	57
Commercial Portfolio Segment | Commercial Leases
Financing Receivable, Modifications [Line Items]
Nonperforming Loans and Leases		3	4
Residential Mortgage Loans
Financing Receivable, Modifications [Line Items]
Nonperforming Loans and Leases		62	77
Consumer Portfolio Segment
Financing Receivable, Modifications [Line Items]
Nonperforming Loans and Leases		126	135
Consumer Portfolio Segment | Home Equity
Financing Receivable, Modifications [Line Items]
Nonperforming Loans and Leases		88	93
Consumer Portfolio Segment | Automobile Loans
Financing Receivable, Modifications [Line Items]
Nonperforming Loans and Leases		2	1
Consumer Portfolio Segment | Credit Card
Financing Receivable, Modifications [Line Items]
Nonperforming Loans and Leases		$ 36	$ 41
[1]	Excludes $1 and $39 of nonaccrual loans held for sale at June 30, 2015 and December 31, 2014, respectively.
[2]	Includes $9 of nonaccrual government insured commercial loans whose repayments are insured by the SBA at both June 30, 2015 and December 31, 2014 and $4 of restructured nonaccrual government insured commercial loans at both June 30, 2015 and December 31, 2014.
[3]	Excludes $28 and $71 of OREO related to government insured loans at June 30, 2015 and December 31, 2014, respectively. The Bancorp has historically excluded government guaranteed loans classified in OREO from its nonperforming asset disclosures. Upon the prospective adoption on January 1, 2015 of ASU 2014-14 “Classification of Certain Government-Guaranteed Mortgage Loans Upon Foreclosure,” government guaranteed loans meeting certain criteria will be reclassified to other receivables rather than OREO upon foreclosure. At June 30, 2015, the Bancorp had $37 of government guaranteed loans classified as other receivables. Refer to Note 3 for further information on the adoption of this amended guidance.
[4]	Excludes $21 of restructured nonaccrual loans at both June 30, 2015 and December 31, 2014 associated with a consolidated VIE in which the Bancorp has no continuing credit risk due to the risk being assumed by a third party.

Summary of the Bancorp's Nonp72

Summary of the Bancorp's Nonperforming Loans and Leases by Class (Parenthetical) (Detail) - USD ($) $ in Millions		Jun. 30, 2015		Dec. 31, 2014
Financing Receivable, Modifications [Line Items]
Loans held for sale	[1]	$ 995		$ 1,261
OREO and other repossessed property	[2]	151		165
Portfolio loans and leases		92,525	[3]	89,976	[4]
Commercial Portfolio Segment
Financing Receivable, Modifications [Line Items]
Portfolio loans and leases		56,540		53,953
Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied
Financing Receivable, Modifications [Line Items]
Portfolio loans and leases		3,829		3,834
Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied | Variable Interest Entity, Primary Beneficiary
Financing Receivable, Modifications [Line Items]
Restructured nonaccrual loans and leases		21		21
Government Insured
Financing Receivable, Modifications [Line Items]
OREO and other repossessed property		28		71
Other Receivables		37
Nonperforming Financing Receivable
Financing Receivable, Modifications [Line Items]
Loans held for sale		1		39
Portfolio loans and leases		188		212
Nonperforming Financing Receivable | Government Insured | Commercial Portfolio Segment
Financing Receivable, Modifications [Line Items]
Restructured nonaccrual loans and leases		4		4
Nonperforming Financing Receivable | Government Insured | Commercial Portfolio Segment | Small Business Administration
Financing Receivable, Modifications [Line Items]
Portfolio loans and leases		$ 9		$ 9
[1]	Includes $628 and $561 of residential mortgage loans held for sale measured at fair value at June 30, 2015 and December 31, 2014, respectively.
[2]	Excludes $28 and $71 of OREO related to government insured loans at June 30, 2015 and December 31, 2014, respectively. The Bancorp has historically excluded government guaranteed loans classified in OREO from its nonperforming asset disclosures. Upon the prospective adoption on January 1, 2015 of ASU 2014-14 “Classification of Certain Government-Guaranteed Mortgage Loans Upon Foreclosure,” government guaranteed loans meeting certain criteria will be reclassified to other receivables rather than OREO upon foreclosure. At June 30, 2015, the Bancorp had $37 of government guaranteed loans classified as other receivables. Refer to Note 3 for further information on the adoption of this amended guidance.
[3]	Excludes $178 of residential mortgage loans measured at fair value.
[4]	Excludes $108 of residential mortgage loans measured at fair value.

Credit Quality Additional Infor

Credit Quality Additional Information (Detail) - USD ($) $ in Millions	Jun. 30, 2015	Jun. 30, 2014
Troubled Debt Restructuring
Line of credit commitments for modified troubled debt restructurings	$ 65	$ 63
Letter of credit commitments for modified troubled debt restructurings	26	$ 26
Mortgage Loans In Process Of Foreclosure Amount	$ 331

Summary of Loans Modified in a

Summary of Loans Modified in a TDR (Detail) $ in Millions		3 Months Ended				6 Months Ended
		Jun. 30, 2015USD ($)		Jun. 30, 2014USD ($)	[7]	Jun. 30, 2015USD ($)		Jun. 30, 2014USD ($)
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period						7,676	[1],[2]	4,698	[3],[4]
Recorded Investment in Loans Modified in a TDR During the Period						$ 232	[1]	$ 292	[4]
Increase (Decrease) to ALLL Upon Modification						8	[1]	$ 9	[4]
Charge-offs Recognized Upon Modification	[1]					$ 6
Quarterly
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period		3,468	[5],[6]	2,241	[8]
Recorded Investment in Loans Modified in a TDR During the Period		$ 136	[5]	$ 195
Increase (Decrease) to ALLL Upon Modification		11	[5]	$ 10
Charge-offs Recognized Upon Modification	[5]	$ 3
Commercial Portfolio Segment | Commercial and Industrial Loans
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period						48	[1],[2]	66	[3],[4]
Recorded Investment in Loans Modified in a TDR During the Period						$ 88	[1]	$ 119	[4]
Increase (Decrease) to ALLL Upon Modification	[4]							$ 2
Charge-offs Recognized Upon Modification	[1]					$ 3
Commercial Portfolio Segment | Commercial and Industrial Loans | Quarterly
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period		27	[5],[6]	44	[8]
Recorded Investment in Loans Modified in a TDR During the Period		$ 70	[5]	$ 100
Increase (Decrease) to ALLL Upon Modification		$ 7	[5]	$ 6
Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period						13	[1],[2]	20	[3],[4]
Recorded Investment in Loans Modified in a TDR During the Period						$ 15	[1]	$ 51	[4]
Increase (Decrease) to ALLL Upon Modification						$ (2)	[1]	$ (1)	[4]
Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied | Quarterly
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period		6	[5],[6]	4	[8]
Recorded Investment in Loans Modified in a TDR During the Period		$ 7	[5]	$ 39
Increase (Decrease) to ALLL Upon Modification	[5]	$ (1)
Commercial Portfolio Segment | Commercial Mortgage Loans, Nonowner-Occupied
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period						11	[1],[2]	11	[3],[4]
Recorded Investment in Loans Modified in a TDR During the Period						$ 7	[1]	$ 7	[4]
Increase (Decrease) to ALLL Upon Modification	[4]							$ (1)
Commercial Portfolio Segment | Commercial Mortgage Loans, Nonowner-Occupied | Quarterly
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period		5	[5],[6]	4	[8]
Recorded Investment in Loans Modified in a TDR During the Period		$ 4	[5]	$ 1
Residential Mortgage Loans
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period						554	[1],[2]	572	[3],[4]
Recorded Investment in Loans Modified in a TDR During the Period						$ 77	[1]	$ 84	[4]
Increase (Decrease) to ALLL Upon Modification						$ 4	[1]	$ 5	[4]
Residential Mortgage Loans | Quarterly
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period		254	[5],[6]	262	[8]
Recorded Investment in Loans Modified in a TDR During the Period		$ 35	[5]	$ 39
Increase (Decrease) to ALLL Upon Modification		$ 3	[5]	$ 2
Consumer Portfolio Segment | Home Equity
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period						143	[1],[2]	106	[3],[4]
Recorded Investment in Loans Modified in a TDR During the Period						$ 7	[1]	$ 4	[4]
Increase (Decrease) to ALLL Upon Modification	[1]					$ (1)
Consumer Portfolio Segment | Home Equity | Quarterly
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period		67	[5],[6]	71	[8]
Recorded Investment in Loans Modified in a TDR During the Period		$ 3	[5]	$ 3
Increase (Decrease) to ALLL Upon Modification	[5]	$ (1)
Consumer Portfolio Segment | Automobile Loans
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period						259	[1],[2]	259	[3],[4]
Recorded Investment in Loans Modified in a TDR During the Period						$ 4	[1]	$ 4	[4]
Consumer Portfolio Segment | Automobile Loans | Quarterly
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period		128	[5],[6]	143	[8]
Recorded Investment in Loans Modified in a TDR During the Period		$ 2	[5]	$ 2
Consumer Portfolio Segment | Credit Card
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period						6,648	[1],[2]	3,664	[3],[4]
Recorded Investment in Loans Modified in a TDR During the Period						$ 34	[1]	$ 23	[4]
Increase (Decrease) to ALLL Upon Modification						7	[1]	$ 4	[4]
Charge-offs Recognized Upon Modification	[1]					$ 3
Consumer Portfolio Segment | Credit Card | Quarterly
Financing Receivable, Modifications [Line Items]
Number of Loans Modified in a TDR During the Period		2,981	[5],[6]	1,713	[8]
Recorded Investment in Loans Modified in a TDR During the Period		$ 15	[5]	$ 11
Increase (Decrease) to ALLL Upon Modification		3	[5]	$ 2
Charge-offs Recognized Upon Modification	[5]	$ 3
[1]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool.
[2]	Represents number of loans post-modification.
[3]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool.
[4]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool.
[5]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool.
[6]	Represents number of loans post-modification.
[7]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality which were accounted for within a pool.
[8]	Represents number of loans post-modification.

Summary of Subsequent Defaults

Summary of Subsequent Defaults (Detail) $ in Millions		3 Months Ended		6 Months Ended
		Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)
Financing Receivable, Modifications [Line Items]
Number of contracts	[1]			1,235	986
Recorded Investment in Loans Modified in a TDR During the Period	[1]			$ 22	$ 42
Quarter to date
Financing Receivable, Modifications [Line Items]
Number of contracts	[1]	598	418
Recorded Investment in Loans Modified in a TDR During the Period	[1]	$ 14	$ 16
Residential Mortgage Loans
Financing Receivable, Modifications [Line Items]
Number of contracts	[1]			70	81
Recorded Investment in Loans Modified in a TDR During the Period	[1]			$ 9	$ 12
Residential Mortgage Loans | Quarter to date
Financing Receivable, Modifications [Line Items]
Number of contracts	[1]	30	40
Recorded Investment in Loans Modified in a TDR During the Period	[1]	$ 4	$ 6
Commercial Portfolio Segment | Commercial and Industrial Loans
Financing Receivable, Modifications [Line Items]
Number of contracts	[1]			4	9
Recorded Investment in Loans Modified in a TDR During the Period	[1]			$ 7	$ 20
Commercial Portfolio Segment | Commercial and Industrial Loans | Quarter to date
Financing Receivable, Modifications [Line Items]
Number of contracts	[1]	4	3
Recorded Investment in Loans Modified in a TDR During the Period	[1]	$ 7	$ 6
Commercial Portfolio Segment | Commercial Mortgage Loans, Owner-occupied
Financing Receivable, Modifications [Line Items]
Number of contracts	[1]				2
Recorded Investment in Loans Modified in a TDR During the Period	[1]				$ 3
Consumer Portfolio Segment | Home Equity
Financing Receivable, Modifications [Line Items]
Number of contracts	[1]			8	20
Recorded Investment in Loans Modified in a TDR During the Period	[1]				$ 1
Consumer Portfolio Segment | Home Equity | Quarter to date
Financing Receivable, Modifications [Line Items]
Number of contracts	[1]	3	10
Recorded Investment in Loans Modified in a TDR During the Period	[1]		$ 1
Consumer Portfolio Segment | Automobile Loans
Financing Receivable, Modifications [Line Items]
Number of contracts	[1]			8	4
Consumer Portfolio Segment | Automobile Loans | Quarter to date
Financing Receivable, Modifications [Line Items]
Number of contracts	[1]	4	2
Consumer Portfolio Segment | Credit Card
Financing Receivable, Modifications [Line Items]
Number of contracts	[1]			1,145	870
Recorded Investment in Loans Modified in a TDR During the Period	[1]			$ 6	$ 6
Consumer Portfolio Segment | Credit Card | Quarter to date
Financing Receivable, Modifications [Line Items]
Number of contracts	[1]	557	363
Recorded Investment in Loans Modified in a TDR During the Period	[1]	$ 3	$ 3
[1]	Excludes all loans and leases held for sale and loans acquired with deteriorated credit quality.

Bank Premises and Equipment (De

Bank Premises and Equipment (Detail) - USD ($) $ in Millions		Jun. 30, 2015	Dec. 31, 2014
Bank Premises And Equipment [Abstract]
Land and improvements	[1]	$ 715	$ 793
Buildings		1,750	1,807
Equipment		1,676	1,682
Leasehold improvements		410	416
Construction in Progress		61	98
Land held for sale		61	23
Buildings held for sale		17	3
Equipment held for sale		3
Leasehold improvements held for sale		3
Accumulated depreciation and amortization		(2,398)	(2,357)
Total	[2]	$ 2,298	$ 2,465
[1]	At June 30, 2015 and December 31, 2014, land and improvements included $106 million and $165 million, respectively, associated with parcels of undeveloped land intended for future branch expansion.
[2]	Includes $84 and $26 of bank premises and equipment held for sale at June 30, 2015 and December 31, 2014, respectively. For further information refer to Note 7.

Bank Premises and Equipment (Pa

Bank Premises and Equipment (Parenthetical) (Detail) - USD ($) $ in Millions		Jun. 30, 2015	Dec. 31, 2014
Bank Premises And Equipment [Line Items]
LandImprovements	[1]	$ 715	$ 793
Branches and undeveloped parcels of land
Bank Premises And Equipment [Line Items]
LandImprovements		$ 106	$ 165
[1]	At June 30, 2015 and December 31, 2014, land and improvements included $106 million and $165 million, respectively, associated with parcels of undeveloped land intended for future branch expansion.

Bank Premises and Equipment - A

Bank Premises and Equipment - Additional Information (Detail) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2014USD ($)
Bank Premises And Equipment [Line Items]
Bank premises impairment	$ 98	$ 18	$ 18
Disposal Group Classified As Held For Sale [Member]
Bank Premises And Equipment [Line Items]
Operating Branch Locations	105
Parcels Of Undeveloped Land	31

Assets and Liabilities Classifi

Assets and Liabilities Classified as HFS (Detail) - USD ($) $ in Millions		Jun. 30, 2015	Dec. 31, 2014
Loans and leases held for sale:
Commercial and industrial loans		$ 12	$ 36
Commercial mortgage loans		15	11
Residential mortgage loans		859	1,193
Home equity		44
Automobile loans		5
Other consumer loans and leases		59	18
Loans held for sale	[1]	995	1,261
Long Lived Assets Held For Sale
Land held for sale		61	23
Buildings held for sale		17	$ 3
Equipment Held For Sale		3
Leasehold Improvements Held For Sale		3
Deposit Held For Sale [Table]
Deposits held for sale		561
Total Liabilities Held For Sale	[2]	561
Disposal Group Classified As Held For Sale [Member] | Branch Banking
Long Lived Assets Held For Sale
Total Assets Held For Sale	[2]	409
Disposal Group Classified As Held For Sale [Member] | Branch Banking | Loans Held For Sale
Loans and leases held for sale:
Commercial and industrial loans	[2]	12
Commercial mortgage loans	[2]	14
Residential mortgage loans	[2]	231
Home equity	[2]	44
Automobile loans	[2]	5
Other consumer loans and leases	[2]	55
Loans held for sale	[2],[3]	361
Disposal Group Classified As Held For Sale [Member] | Branch Banking | Bank Premises And Equipment
Long Lived Assets Held For Sale
Land held for sale	[2],[4]	27
Buildings held for sale	[2],[4]	15
Equipment Held For Sale	[2],[4]	3
Leasehold Improvements Held For Sale	[2],[4]	3
Disposal Group Classified As Held For Sale [Member] | Branch Banking | Interest Bearing and Noninterest Bearing Deposits
Deposit Held For Sale [Table]
Interest Bearing Deposits Held For Sale	[2]	112
Noninterest Bearing Deposits Held For Sale	[2]	449
Deposits held for sale	[2],[5]	$ 561
[1]	Includes $628 and $561 of residential mortgage loans held for sale measured at fair value at June 30, 2015 and December 31, 2014, respectively.
[2]	Included in the Branch Banking business segment.
[3]	Included in loans held for sale in the Condensed Consolidated Balance Sheets.
[4]	Included in bank premises and equipment in the Condensed Consolidated Balance Sheets.
[5]	Included in interest-bearing deposits and noninterest-bearing deposits in the Condensed Consolidated Balance Sheets.

Operating Lease Equipment - Add

Operating Lease Equipment - Additional Information (Detail) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2015
Bank Premises And Equipment [Line Items]
Other Asset Impairment Charges			$ 34
Operating lease equipment
Bank Premises And Equipment [Line Items]
Other Asset Impairment Charges	$ 4	$ 30	$ 34

Intangible Assets - Additional

Intangible Assets - Additional Information (Detail) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Intangible Assets by Major Class
Estimated weighted-average life (in years)			4 years 4 months 24 days
Amortization of Intangible Assets	$ 1	$ 1	$ 2	$ 2

Intangible Assets (Detail)

Intangible Assets (Detail) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 67	$ 167
Accumulated Amortization	(54)	(152)
Net Carrying Amount	13	15
Core Deposits
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	34	122
Accumulated Amortization	(25)	(112)
Net Carrying Amount	9	10
Other Intangible Assets
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	33	45
Accumulated Amortization	(29)	(40)
Net Carrying Amount	$ 4	$ 5

Estimated Amortization Expense

Estimated Amortization Expense Other Intangible Assets (Detail) - Other Intangible Assets $ in Millions	Jun. 30, 2015USD ($)
Finite-Lived Intangible Assets [Line Items]
Remainder of 2015	$ 1
2,016	2
2,017	2
2,018	2
2,019	$ 1

Classifications of Consolidated

Classifications of Consolidated VIE Assets, Liabilities and Noncontrolling Interest Included in the Bancorp's Consolidated Balance Sheets (Detail) - USD ($) $ in Millions		Jun. 30, 2015		Mar. 31, 2015	Dec. 31, 2014		Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Assets
Cash and due from banks		$ 2,785	[1]		$ 3,091	[1]	$ 3,312		$ 3,178
Commercial mortgage loans		7,150			7,399
Automobile loans		11,909			12,037
ALLL		(1,293)	[1]	$ (1,300)	(1,322)	[1]	$ (1,458)	$ (1,483)	$ (1,582)
Other assets	[1]	8,252			8,241
Liabilities
Other liabilities	[1]	3,356			2,642
Long-term debt	[1]	13,521			14,967
Noncontrolling interests		33			39
Variable Interest Entity, Primary Beneficiary
Assets
Cash and due from banks		156			179
Commercial mortgage loans		48			47
Automobile loans		2,499			3,331
ALLL		(29)			(22)
Other assets		23			25
Total Assets		2,697			3,560
Liabilities
Other liabilities		4			5
Long-term debt		2,542			3,434
Total liabilities		2,546			3,439
Noncontrolling interests		33			39
Variable Interest Entity, Primary Beneficiary | Automobile Loan Securitizations
Assets
Cash and due from banks		155			178
Automobile loans		2,499			3,331
ALLL		(11)			(11)
Other assets		21			23
Total Assets		2,664			3,521
Liabilities
Other liabilities		4			5
Long-term debt		2,542			3,434
Total liabilities		2,546			3,439
Variable Interest Entity, Primary Beneficiary | Fifth Third Community Development Corporation Investments
Assets
Cash and due from banks		1			1
Commercial mortgage loans		48			47
ALLL		(18)			(11)
Other assets		2			2
Total Assets		33			39
Liabilities
Noncontrolling interests		$ 33			$ 39
[1]	Includes $156 and $179 of cash and due from banks, $2,547 and $3,378 of portfolio loans and leases, $(29) and $(22) of ALLL, $23 and $25 of other assets, $4 and $5 of other liabilities, and $2,542 and $3,434 of long-term debt from consolidated VIEs that are included in their respective captions above at June 30, 2015 and December 31, 2014, respectively. For further information refer to Note 10.

Variable Interest Entities - Ad

Variable Interest Entities - Additional Information (Detail) - USD ($) $ in Millions	3 Months Ended			6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Mar. 31, 2013	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Variable Interest Entity, Primary Beneficiary | Automobile Loan Securitizations
Variable Interest Entity [Line Items]
Carry Value Of Loans Leases Or Lines Of Credit Securitized						$ 3,800
Variable Interest Entity, Primary Beneficiary | Fifth Third Community Development Corporation Investments
Variable Interest Entity [Line Items]
Maximum Exposure	$ 26			$ 26		24
Variable Interest Entity, Not Primary Beneficiary | Loans Receivable
Variable Interest Entity [Line Items]
Unfunded commitment amounts	1,200			1,200		859
Variable Interest Entity, Not Primary Beneficiary | Automobile Loan Securitizations
Variable Interest Entity [Line Items]
Carry Value Of Loans Leases Or Lines Of Credit Securitized			$ 509
Maximum Exposure	1			1		2
Total Assets	1			1		2
Variable Interest Entity, Not Primary Beneficiary | Fifth Third Community Development Corporation Investments
Variable Interest Entity [Line Items]
Maximum Exposure	1,432			1,432		1,432
Total Assets	1,432			1,432		1,432
Variable Interest Entity, Not Primary Beneficiary | Fifth Third Community Development Corporation Investments | Qualified Affordable Housing Tax Credits
Variable Interest Entity [Line Items]
Total Assets	1,300			1,300		1,300
Unfunded commitments	359			$ 359		357
Unfunded commitments expected funding date				2,031
Variable Interest Entity, Not Primary Beneficiary | Private Equity Funds
Variable Interest Entity [Line Items]
Maximum Exposure	275			$ 275		267
Total Assets	209			209		189
Unfunded commitment amounts	66			66		$ 78
Capital Contribution To Private Equity Funds	$ 12	$ 5		$ 22	$ 12

Assets and Liabilities Related

Assets and Liabilities Related to Non-consolidated VIEs and Maximum Exposure to Losses (Detail) - Variable Interest Entity, Not Primary Beneficiary - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Fifth Third Community Development Corporation Investments
Variable Interest Entity [Line Items]
Total Assets	$ 1,432	$ 1,432
Total Liabilities	369	364
Maximum Exposure	1,432	1,432
Private Equity Funds
Variable Interest Entity [Line Items]
Total Assets	209	189
Maximum Exposure	275	267
Loans Receivable
Variable Interest Entity [Line Items]
Total Assets	2,126	1,900
Maximum Exposure	3,311	2,759
Automobile Loan Securitizations
Variable Interest Entity [Line Items]
Total Assets	1	2
Maximum Exposure	$ 1	$ 2

Investments in Qualified Afford

Investments in Qualified Affordable Housing Tax Credits (Detail) - USD ($) $ in Millions		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Other noninterest expense
Investments In Affordable Housing Projects [Line Items]
Pre-tax investment losses		$ 33	$ 29	$ 67	$ 58
Impairment losses	[1]	33	29	67	59
Applicable income tax expense
Investments In Affordable Housing Projects [Line Items]
Tax credits and other benefits		$ 52	$ 47	$ 104	$ 93
[1]	The Bancorp did not recognize impairment losses resulting from the forfeiture or ineligibility of tax credits or other circumstances during the three and six months ended June 30, 2015 and 2014.

Activity Related to Mortgage Ba

Activity Related to Mortgage Banking Net Revenue (Detail) - USD ($) $ in Millions		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015		Jun. 30, 2014
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale
Residential mortgage loan sales	[1]	$ 1,377	$ 1,523	$ 2,378	[2]	$ 3,195
Origination fees and gains on loan sales		43	42	87		84
Servicing fees		$ 56	$ 62	$ 115		$ 125
[1]	Represents the unpaid principal balance at the time of the sale
[2]	Excludes $568 of HFS residential mortgage loans previously modified in a TDR that were sold during the first quarter of 2015.

Activity Related to Mortgage 89

Activity Related to Mortgage Banking Net Revenue (Parenthetical) (Detail) - USD ($) $ in Millions		3 Months Ended			6 Months Ended
		Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2014	Jun. 30, 2015	[2]	Jun. 30, 2014
Mortgage Loans On Real Estate [Line Items]
Residential mortgage loan sales	[1]	$ 1,377		$ 1,523	$ 2,378		$ 3,195
Residential Mortgage Loans | Troubled Debt Restructuring
Mortgage Loans On Real Estate [Line Items]
Residential mortgage loan sales			$ 568
[1]	Represents the unpaid principal balance at the time of the sale
[2]	Excludes $568 of HFS residential mortgage loans previously modified in a TDR that were sold during the first quarter of 2015.

Changes in the Servicing Assets

Changes in the Servicing Assets (Detail) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Servicing Assets at Fair Value [Line Items]
Carrying amount before valuation allowance as of the beginning of the period			$ 1,392	$ 1,440
Servicing rights that result from the transfer of residential mortgage or automobile loans			31	44
Amortization	$ (40)	$ (33)	(74)	(56)
Carrying amount before valuation allowance	1,349	1,428	1,349	1,428
Valuation allowance for servicing assets:
Beginning balance			(534)	(469)
(Provision for) recovery of MSR impairment			39	(28)
Ending balance	(495)	(497)	(495)	(497)
Carrying amount as of the end of the period	$ 854	$ 931	$ 854	$ 931

Estimated Amortization Expens91

Estimated Amortization Expense Mortgage Servicing Rights (Detail) - Mortgage Servicing Rights $ in Millions	Jun. 30, 2015USD ($)
Finite-Lived Intangible Assets [Line Items]
Remainder of 2015	$ 83
2,016	150
2,017	132
2,018	117
2,019	$ 103

Fair Value of the Servicing Ass

Fair Value of the Servicing Assets (Detail) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
Fixed Rate Residential Mortgage
Servicing Assets at Fair Value [Line Items]
Fair value at beginning of period	$ 823	$ 893	$ 929
Fair value at end of period	826	823	893
Adjustable Rate Residential Mortgage
Servicing Assets at Fair Value [Line Items]
Fair value at beginning of period	33	35	38
Fair value at end of period	27	33	35
Fixed Rate Automobile Loans
Servicing Assets at Fair Value [Line Items]
Fair value at beginning of period	2	3	4
Fair value at end of period	$ 1	$ 2	$ 3

Activity Related to the MSR Por

Activity Related to the MSR Portfolio (Detail) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Servicing Assets at Fair Value [Line Items]
Recovery of (provision for) MSR impairment (Mortgage banking net revenue)	$ 87	$ (32)	$ 39	$ (28)
Interest Rate Contract | Servicing Rights | Mortgage Banking Revenue
Servicing Assets at Fair Value [Line Items]
Changes in fair value and settlement of free-standing derivatives purchased to economically hedge the MSR portfolio (Mortgage banking net revenue)	$ (30)	$ 38	$ 35	$ 61

Servicing Assets and Residual I

Servicing Assets and Residual Interests Economic Assumptions (Detail)	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Fixed Rate Residential Mortgage
Assumption For Fair Value As Of Balance Sheet Date Of Interests Continued To Be Held By Transferor Servicing Assets Or Liabilities [Line Items]
Weighted- Average Life (in years)	7 years 1 month 6 days	6 years 3 months 18 days
Prepayment Speed (annual)	10.70%	11.80%
Discount Rate (annual)		10.00%
OAS spread (bps)	566
Adjustable Rate Residential Mortgage
Assumption For Fair Value As Of Balance Sheet Date Of Interests Continued To Be Held By Transferor Servicing Assets Or Liabilities [Line Items]
Weighted- Average Life (in years)	3 years 1 month 6 days	3 years 8 months 12 days
Prepayment Speed (annual)	28.40%	22.30%
Discount Rate (annual)		11.80%
OAS spread (bps)	 929

Sales of Receivables and Serv95

Sales of Receivables and Servicing Rights - Additional Information (Detail) - USD ($) $ in Millions		3 Months Ended			6 Months Ended
		Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2014	Jun. 30, 2015		Jun. 30, 2014	Dec. 31, 2014
Mortgage Loans On Real Estate [Line Items]
Residential mortgage loan sales	[1]	$ 1,377		$ 1,523	$ 2,378	[2]	$ 3,195
Sevicing of residential mortgage loans for other investors		$ 61,700			$ 61,700			$ 65,400
Residential Mortgage Loans | Troubled Debt Restructuring
Mortgage Loans On Real Estate [Line Items]
Gain on sale of HFS loans			$ 37
Residential mortgage loan sales			$ 568
[1]	Represents the unpaid principal balance at the time of the sale
[2]	Excludes $568 of HFS residential mortgage loans previously modified in a TDR that were sold during the first quarter of 2015.

Sensitivity of the Current Fair

Sensitivity of the Current Fair Value of Residual Cash Flows to Immediate 10%, 20% and 50% Adverse Changes in Assumptions (Detail) - Jun. 30, 2015 - USD ($) $ in Millions		Total
Fixed Rate Residential Mortgage
Sensitivity Analysis of Fair Value of Interests Continued to be Held by Transferor, Servicing Assets or Liabilities, Impact of Adverse Change in Assumption [Line Items]
Fair Value	[1]	$ 826
Weighted- Average Life (in years)	[1]	7 years 6 months
Prepayment Speed (annual)	[1]	7.60%
Impact of Adverse Change on Fair Value 10%	[1]	$ (27)
Impact of Adverse Change on Fair Value 20%	[1]	(52)
Impact of Adverse Change on Fair Value 50%	[1]	$ (119)
OAS spread (bps)	[1]	930
Impact of Adverse Change on Fair Value 10%	[1]	$ (28)
Impact of Adverse Change on Fair Value 20%	[1]	(54)
Adjustable Rate Residential Mortgage
Sensitivity Analysis of Fair Value of Interests Continued to be Held by Transferor, Servicing Assets or Liabilities, Impact of Adverse Change in Assumption [Line Items]
Fair Value	[1]	$ 27
Weighted- Average Life (in years)	[1]	2 years 6 months
Prepayment Speed (annual)	[1]	32.70%
Impact of Adverse Change on Fair Value 10%	[1]	$ (2)
Impact of Adverse Change on Fair Value 20%	[1]	(4)
Impact of Adverse Change on Fair Value 50%	[1]	$ (7)
OAS spread (bps)	[1]	651
Impact of Adverse Change on Fair Value 20%	[1]	$ (1)
[1]	The impact of the weighted-average default rate on the current fair value of residual cash flows for all scenarios is immaterial.

Derivative Financial Instrume97

Derivative Financial Instruments - Additional Information (Detail) - USD ($) $ in Millions	3 Months Ended	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2009
Derivative [Line Items]
Valuation adjustments related to the credit risk associated with counterparties of customer accomodation derivative contracts	$ 10	$ 10	$ 16
Maximum length of time hedged in cash flow hedge		4 years
Percentage of Vantiv Holding, LLC sold to Advent for cash and warrants				51.00%
Credit Risk
Derivative [Line Items]
Credit Risk Derivatives Average Remaining Life	4 years
Interest Rate Contract
Derivative [Line Items]
Fair value of risk participation agreements	$ 2	$ 2	2
Interest Rate Contract | Cash Flow Hedging
Derivative [Line Items]
Deferred gains, net of tax, on cash flow hedges were recorded in accumulated other comprehensive income	29	29	23
Net deferred gains, net of tax, recorded in accumulated other comprehensive income are expected to be reclassified into earnings during the next twelve months	40	40
Interest Rate Contract | Lender Concentration Risk
Derivative [Line Items]
Notional amount of the risk participation agreements	1,704	1,704	1,113
Total collateral (up to and exceeding 100% of the net position)
Derivative [Line Items]
Derivative Asset, Fair Value, Amount Not Offset Against Collateral	752	752	830
Derivative Liability, Fair Value, Amount Offset Against Collateral	$ 508	$ 508	$ 574

Notional Amounts and Fair Value

Notional Amounts and Fair Values for All Derivative Instruments Included in the Consolidated Balance Sheets (Detail) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Derivatives, Fair Value [Line Items]
Fair value - Derivative Assets	$ 2,111	$ 2,080
Fair value - Derivative Liabilities	1,001	1,043
Accumulated Net Gain (Loss) from Designated or Qualifying Hedges
Derivatives, Fair Value [Line Items]
Fair value - Derivative Assets	399	435
Accumulated Net Gain (Loss) from Designated or Qualifying Hedges | Fair Value Hedging
Derivatives, Fair Value [Line Items]
Fair value - Derivative Assets	350	399
Accumulated Net Gain (Loss) from Designated or Qualifying Hedges | Fair Value Hedging | Interest Rate Swap | Long-Term Debt
Derivatives, Fair Value [Line Items]
Notional amount	1,705	2,205
Fair value - Derivative Assets	350	399
Accumulated Net Gain (Loss) from Designated or Qualifying Hedges | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Fair value - Derivative Assets	49	36
Accumulated Net Gain (Loss) from Designated or Qualifying Hedges | Cash Flow Hedging | Interest Rate Swap | Commercial and Industrial Loans
Derivatives, Fair Value [Line Items]
Notional amount	5,475	3,150
Fair value - Derivative Assets	49	36
Nondesignated
Derivatives, Fair Value [Line Items]
Fair value - Derivative Assets	1,712	1,645
Fair value - Derivative Liabilities	1,001	1,043
Nondesignated | Risk Management and Other Business Purposes
Derivatives, Fair Value [Line Items]
Fair value - Derivative Assets	704	596
Fair value - Derivative Liabilities	64	55
Nondesignated | Risk Management and Other Business Purposes | Interest Rate Contract | Servicing Rights
Derivatives, Fair Value [Line Items]
Notional amount	7,142	4,487
Fair value - Derivative Assets	197	181
Fair value - Derivative Liabilities	8
Nondesignated | Risk Management and Other Business Purposes | Forward Contracts | Assets Held-for-sale
Derivatives, Fair Value [Line Items]
Notional amount	1,096	999
Fair value - Derivative Assets	7
Fair value - Derivative Liabilities	1	6
Nondesignated | Risk Management and Other Business Purposes | Warrant
Derivatives, Fair Value [Line Items]
Notional amount	778	691
Fair value - Derivative Assets	500	415
Nondesignated | Risk Management and Other Business Purposes | Swap
Derivatives, Fair Value [Line Items]
Notional amount	1,119	1,092
Fair value - Derivative Liabilities	55	49
Nondesignated | Customer Accommodation
Derivatives, Fair Value [Line Items]
Fair value - Derivative Assets	1,008	1,049
Fair value - Derivative Liabilities	937	988
Nondesignated | Customer Accommodation | Interest Rate Contract
Derivatives, Fair Value [Line Items]
Notional amount	29,100	29,558
Fair value - Derivative Assets	265	272
Fair value - Derivative Liabilities	272	278
Nondesignated | Customer Accommodation | Interest Rate Lock Commitments
Derivatives, Fair Value [Line Items]
Notional amount	792	613
Fair value - Derivative Assets	14	12
Fair value - Derivative Liabilities	1
Nondesignated | Customer Accommodation | Commodity Contract
Derivatives, Fair Value [Line Items]
Notional amount	3,588	3,558
Fair value - Derivative Assets	234	348
Fair value - Derivative Liabilities	223	338
Nondesignated | Customer Accommodation | Foreign Exchange Contract
Derivatives, Fair Value [Line Items]
Notional amount	22,292	16,745
Fair value - Derivative Assets	495	417
Fair value - Derivative Liabilities	$ 441	$ 372

Change in the Fair Value for In

Change in the Fair Value for Interest Rate Contracts and the Related Hedged Items (Detail) - Fair Value Hedging - Interest Rate Contract - Interest Expense, Long-Term Debt - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Derivatives, Fair Value [Line Items]
Change in fair value of interest rate swaps hedging long-term debt	$ (90)	$ 29	$ (49)	$ 64
Change in fair value of hedged long-term debt	$ 90	$ (30)	$ 48	$ (67)

Net Gains (Losses) Relating to

Net Gains (Losses) Relating to Derivative Instruments Designated as Cash Flow Hedges (Detail) - Cash Flow Hedging - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Derivative Instruments, Gain (Loss) [Line Items]
Amount of pretax net (losses) gains recognized in OCI	$ (8)	$ 19	$ 44	$ 34
Interest Income (Expense) Net
Derivative Instruments, Gain (Loss) [Line Items]
Amount of pretax net gains reclassified from OCI into net income	$ 19	$ 11	$ 35	$ 21

Net Gains (Losses) Recorded in

Net Gains (Losses) Recorded in the Consolidated Statements of Income Relating to Free-Standing Derivative Instruments Used For Risk Management (Detail) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest Rate Contract | Forward Contracts | Loans Held For Sale [Member] | Mortgage Banking Revenue
Derivative Instruments, Gain (Loss) [Line Items]
Net gains (losses) recorded in earnings	$ 11	$ (11)	$ 12	$ (23)
Interest Rate Contract | Servicing Rights | Mortgage Banking Revenue
Derivative Instruments, Gain (Loss) [Line Items]
Net gains (losses) recorded in earnings	(30)	38	35	61
Foreign Exchange Contract | Forward Contracts | Other Noninterest Income
Derivative Instruments, Gain (Loss) [Line Items]
Net gains (losses) recorded in earnings	(1)	(5)	13	(1)
Equity Contract | Warrant | Other Noninterest Income
Derivative Instruments, Gain (Loss) [Line Items]
Net gains (losses) recorded in earnings	14	63	85	28
Equity Contract | Swap | Other Noninterest Income
Derivative Instruments, Gain (Loss) [Line Items]
Net gains (losses) recorded in earnings	$ (2)	$ (16)	$ (19)	$ (15)

Risk Ratings of the Notional Am

Risk Ratings of the Notional Amount of Risk Participation Agreements (Detail) - Interest Rate Contract - Lender Concentration Risk - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Derivatives, Fair Value [Line Items]
Notional amount of the risk participation agreements	$ 1,704	$ 1,113
Pass
Derivatives, Fair Value [Line Items]
Notional amount of the risk participation agreements	1,696	1,052
Risk Level, Special Mention
Derivatives, Fair Value [Line Items]
Notional amount of the risk participation agreements		59
Risk Level, Substandard
Derivatives, Fair Value [Line Items]
Notional amount of the risk participation agreements	$ 8	$ 2

Net Gains (Losses) Recorded 103

Net Gains (Losses) Recorded in the Consolidated Statements of Income Relating to Free-Standing Derivative Instruments Used For Customer Accommodation (Detail) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest Rate Contract | Customer Contracts | Corporate Banking Revenue
Derivative Instruments, Gain (Loss) [Line Items]
Net gains (losses) recorded in earnings	$ 4	$ 5	$ 11	$ 9
Interest Rate Contract | Customer Contracts | Other noninterest expense
Derivative Instruments, Gain (Loss) [Line Items]
Net gains (losses) recorded in earnings	(1)	(1)	(1)	(1)
Interest Rate Contract | Fair Value Adjustments on Hedges and Derivative Contracts | Other noninterest expense
Derivative Instruments, Gain (Loss) [Line Items]
Net gains (losses) recorded in earnings	1			1
Interest Rate Contract | Interest Rate Lock Commitments | Mortgage Banking Revenue
Derivative Instruments, Gain (Loss) [Line Items]
Net gains (losses) recorded in earnings	17	38	52	74
Commodity Contract | Customer Contracts | Corporate Banking Revenue
Derivative Instruments, Gain (Loss) [Line Items]
Net gains (losses) recorded in earnings	2	2	3	3
Commodity Contract | Customer Contracts | Other noninterest expense
Derivative Instruments, Gain (Loss) [Line Items]
Net gains (losses) recorded in earnings			(2)
Commodity Contract | Fair Value Adjustments on Hedges and Derivative Contracts | Other noninterest expense
Derivative Instruments, Gain (Loss) [Line Items]
Net gains (losses) recorded in earnings	1		6
Foreign Exchange Contract | Customer Contracts | Corporate Banking Revenue
Derivative Instruments, Gain (Loss) [Line Items]
Net gains (losses) recorded in earnings	18	$ 17	$ 39	32
Foreign Exchange Contract | Fair Value Adjustments on Hedges and Derivative Contracts | Other noninterest expense
Derivative Instruments, Gain (Loss) [Line Items]
Net gains (losses) recorded in earnings	$ 1			$ 2

Offsetting Derivative Financial

Offsetting Derivative Financial Instruments (Detail) - USD ($) $ in Millions	Jun. 30, 2015		Dec. 31, 2014
Derivative Fair Value Gross Amount Assets Not Offset Against Collateral Net
Gross amount recognized in the balance sheet	$ 2,111		$ 2,080
Derivative, Collateral, Obligation to Return Cash	(521)		(561)
Derivative Fair Value Gross Amount Liabilities Not Offset Against Collateral Net
Gross amount recognized in the balance sheet	1,001		1,043
Assets
Derivative Fair Value Gross Amount Assets Not Offset Against Collateral Net
Gross amount recognized in the balance sheet	1,597	[1]	1,653	[2]
Derivative Asset, Fair Value, Amount Not Offset Against Collateral	(465)		(440)
Derivative, Collateral, Obligation to Return Cash	(644)	[3]	(684)	[4]
Derivative, Fair Value, Amount Offset Against Collateral, Net	488		529
Liability
Derivative Fair Value Gross Amount Liabilities Not Offset Against Collateral Net
Gross amount recognized in the balance sheet	1,000	[1]	1,043	[2]
Derivative Liability, Fair Value, Amount Not Offset Against Collateral	(465)		(440)
Derivative, Collateral, Right to Reclaim Cash	(269)	[3]	(293)	[4]
Derivative Fair Value Amount Offset Against Collateral Net	266		310
Derivative | Assets
Derivative Fair Value Gross Amount Assets Not Offset Against Collateral Net
Gross amount recognized in the balance sheet	1,597	[1]	1,653	[2]
Derivative Asset, Fair Value, Amount Not Offset Against Collateral	(465)		(440)
Derivative, Collateral, Obligation to Return Cash	(644)	[3]	(684)	[4]
Derivative, Fair Value, Amount Offset Against Collateral, Net	488		529
Derivative | Liability
Derivative Fair Value Gross Amount Liabilities Not Offset Against Collateral Net
Gross amount recognized in the balance sheet	1,000	[1]	1,043	[2]
Derivative Liability, Fair Value, Amount Not Offset Against Collateral	(465)		(440)
Derivative, Collateral, Right to Reclaim Cash	(269)	[3]	(293)	[4]
Derivative Fair Value Amount Offset Against Collateral Net	$ 266		$ 310
[1]	Amount does not include the stock warrant associated with Vantiv Holding, LLC and IRLCs because these instruments are not subject to master netting or similar arrangements.
[2]	Amount does not include the stock warrant associated with Vantiv Holding, LLC and IRLCs because these instruments are not subject to master netting or similar arrangements.
[3]	Amount of collateral received as an offset to asset positions or pledged as an offset to liability positions. Collateral values in excess of related derivative amounts recognized in the Condensed Consolidated Balance Sheets were excluded from this table.
[4]	Amount of collateral received as an offset to asset positions or pledged as an offset to liability positions. Collateral values in excess of related derivative amounts recognized in the Condensed Consolidated Balance Sheets were excluded from this table.

Components of Other Short-Term

Components of Other Short-Term Borrowings (Details) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Short Term Debt [Table]
FHLB advances	$ 2,850
Securities sold under repurchase agreements	765	$ 995
Derivative collateral	521	561
Total other short-term borrowings	$ 4,136	$ 1,556

Securities Sold Under Repurchas

Securities Sold Under Repurchase Agreements By Collateral Type (Details) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Short Term Debt [Line Items]
Securities sold under repurchase agreements	$ 765	$ 995
Overnight maturity | U.S. Treasury and federal agencies
Short Term Debt [Line Items]
Securities sold under repurchase agreements	83	99
Overnight maturity | Agency mortgage-backed securities | Residential mortgage backed securities
Short Term Debt [Line Items]
Securities sold under repurchase agreements	$ 682	$ 896

Capital Actions (Detail)

Capital Actions (Detail) - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Capital Actions
Shares acquired for treasury	$ 335	$ 249
October 20, 2014 ASR | March 2014 Repurchase Program
Capital Actions
Repurchase date	Oct. 23, 2014
Shares acquired for treasury	$ 180
Shares repurchased on repurchase date	8,337,875
Shares received from forward contract settlement	794,245
Total shares repurchased	9,132,120
Settlement date	Jan. 8, 2015
January 22, 2015 ASR | March 2014 Repurchase Program
Capital Actions
Repurchase date	Jan. 27, 2015
Shares acquired for treasury	$ 180
Shares repurchased on repurchase date	8,542,713
Shares received from forward contract settlement	1,103,744
Total shares repurchased	9,646,457
Settlement date	Apr. 28, 2015
April 27, 2015 ASR | March 2014 Repurchase Program
Capital Actions
Repurchase date	Apr. 30, 2015
Shares acquired for treasury	$ 155
Shares repurchased on repurchase date	6,704,835
Shares received from forward contract settlement	842,655
Total shares repurchased	7,547,490
Settlement date	Jul. 31, 2015

Capital Actions - Additional In

Capital Actions - Additional Information (Detail) - USD ($) $ / shares in Units, $ in Millions	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2015	Dec. 31, 2014
Capital Actions
Issuance of preferred shares	$ 297
4.90% fixed-to-floating non-cumulative Series J perpetual preferred stock
Capital Actions
Preferred stock, issued		12,000	12,000
Preferred stock, liquidation preference		$ 25,000	$ 25,000

Summary of Significant Commitme

Summary of Significant Commitments (Detail) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Commitments to extend credit
Long-term Purchase Commitment [Line Items]
Commitments	$ 65,455	$ 63,827
Letters of credit
Long-term Purchase Commitment [Line Items]
Commitments	3,542	3,974
Forward contracts related to held for sale mortgage loans
Long-term Purchase Commitment [Line Items]
Commitments	1,096	999
Noncancelable operating lease obligations
Long-term Purchase Commitment [Line Items]
Commitments	655	697
Purchase obligations
Long-term Purchase Commitment [Line Items]
Commitments	75	77
Capital commitments for private equity funds
Long-term Purchase Commitment [Line Items]
Commitments	66	78
Capital expenditures
Long-term Purchase Commitment [Line Items]
Commitments	38	37
Capital lease obligations
Long-term Purchase Commitment [Line Items]
Commitments	$ 27	$ 28

Risk Rating Under the Risk Rati

Risk Rating Under the Risk Rating System (Detail) - Commitments to Extend Credit - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Line of Credit Facility [Line Items]
Commitments	$ 65,455	$ 63,827
Pass
Line of Credit Facility [Line Items]
Commitments	64,412	62,787
Risk Level, Special Mention
Line of Credit Facility [Line Items]
Commitments	503	660
Risk Level, Substandard
Line of Credit Facility [Line Items]
Commitments	539	$ 380
Risk Level, Doubtful
Line of Credit Facility [Line Items]
Commitments	$ 1

Commitments, Contingent Liab111

Commitments, Contingent Liabilities and Guarantees - Additional Information (Detail) - USD ($) shares in Millions, $ in Millions	3 Months Ended			6 Months Ended			12 Months Ended
	Jun. 30, 2015		Jun. 30, 2014	Jun. 30, 2015		Jun. 30, 2014	Dec. 31, 2014		Dec. 31, 2013	Mar. 31, 2015	Sep. 30, 2014	Mar. 31, 2014	Sep. 30, 2012	Mar. 31, 2012	Jun. 30, 2011	Dec. 31, 2010	Jun. 30, 2010	Dec. 31, 2009
Loss Contingencies [Line Items]
Fifth Third Securities, Inc. (FTS) acted as the remarketing agent to issuers of VRDNs	$ 1,200			$ 1,200			$ 1,400
Letters of credit	3,542			3,542			3,974
Total Variable Rate Demand Notes	1,500			1,500			1,700
Margin account balance held by the brokerage clearing agent	14			14			13
Repurchase Claim Settlement									$ 25
Amount in excess of amounts reserved	60			60
Credit loss reserve	1,293	[1]	$ 1,458	1,293	[1]	$ 1,458	1,322	[1]	1,582	$ 1,300		$ 1,483
Residential Mortgage
Loss Contingencies [Line Items]
Amount in excess of amounts reserved	32			32
Outstanding balances on residential mortgage loans sold with representation and warranty provisions	32		36	32		36	35		$ 44	$ 36		$ 38
Outstanding balances on residential mortgage loans sold with credit recourse	$ 483			$ 483			$ 548
Delinquency Rates	3.10%			3.10%			4.00%
Credit loss reserve	$ 10			$ 10			$ 11
Make Whole Payments	1		2	2		9
Repurchased Outstanding Principal	7		$ 17	16		40
Repurchase Demand Request	11			20		$ 59
Outstanding Repurchase Demand Inventory				6			7
Secured Debt
Loss Contingencies [Line Items]
Fully and unconditionally guaranteed certain long-term borrowing obligations issued by wholly-owned issuing trust entities	62			62			62
Standby Letters of Credit
Loss Contingencies [Line Items]
Reserve for unfunded commitments	$ 2			$ 2			$ 1
Standby letters of credit as a percentage of total letters of credit	98.00%			98.00%			97.00%
Standby Letters of Credit | Secured Debt
Loss Contingencies [Line Items]
Standby letters of credit as a percentage of total letters of credit	61.00%			61.00%			60.00%
Variable Rate Demand Note
Loss Contingencies [Line Items]
Letters of credit	$ 233			$ 233			$ 247
Letters of credit issued by the Bancorp related to variable rate demand notes	1,000			1,000			1,200
Other Liabilities
Loss Contingencies [Line Items]
Reserve for unfunded commitments	132			132			135
Other Liabilities | Residential Mortgage
Loss Contingencies [Line Items]
Outstanding balances on residential mortgage loans sold with representation and warranty provisions	32			32			35
Private Mortgage Reinsurance
Loss Contingencies [Line Items]
Total outstanding reinsurance coverage	28			28			29
Approximate reserve related to exposures within the reinsurance portfolio	$ 2			$ 2			2
Private Mortgage Reinsurance | Lower Limit
Loss Contingencies [Line Items]
Reinsurance coverage ranges of the total PMI coverage	5.00%			5.00%
Private Mortgage Reinsurance | Upper Limit
Loss Contingencies [Line Items]
Reinsurance coverage ranges of the total PMI coverage	10.00%			10.00%
Visa Litigation
Loss Contingencies [Line Items]
Recorded share of litigation formally settled by Visa and for probable future litigation settlements	$ 55			$ 55			$ 49
Visa deposited into the litigation escrow account																		$ 3
Visa
Loss Contingencies [Line Items]
Visa IPO, shares of Visa's Class B common stock received																		10.1
Visa deposited into the litigation escrow account											$ 450		$ 150	$ 1,565	$ 400	$ 800	$ 500
[1]	Includes $156 and $179 of cash and due from banks, $2,547 and $3,378 of portfolio loans and leases, $(29) and $(22) of ALLL, $23 and $25 of other assets, $4 and $5 of other liabilities, and $2,542 and $3,434 of long-term debt from consolidated VIEs that are included in their respective captions above at June 30, 2015 and December 31, 2014, respectively. For further information refer to Note 10.

Standby and Commercial Letters

Standby and Commercial Letters of Credit, Conditional Commitments Issued to Guarantee the Performance of a Customer to a Third Party (Detail) - Financial Standby Letter of Credit $ in Millions		Jun. 30, 2015USD ($)
Line of Credit Facility [Line Items]
Commitments		$ 3,542
Less Than One Year From The Balance Sheet Date
Line of Credit Facility [Line Items]
Commitments	[1]	1,960
More than One and within Five Years from Balance Sheet Date
Line of Credit Facility [Line Items]
Commitments	[1]	1,532
More than five years from balance sheet date
Line of Credit Facility [Line Items]
Commitments		$ 50
[1]	Includes $47 and $21 issued on behalf of commercial customers to facilitate trade payments in U.S. dollars and foreign currencies which expire less than one year and between one and five years, respectively.

Standby and Commercial Lette113

Standby and Commercial Letters of Credit, Conditional Commitments Issued to Guarantee the Performance of a Customer to a Third Party (Parenthetical) (Detail) - Financial Standby Letter of Credit $ in Millions		Jun. 30, 2015USD ($)
Line of Credit Facility [Line Items]
Commitments		$ 3,542
Less Than One Year From The Balance Sheet Date
Line of Credit Facility [Line Items]
Commitments	[1]	1,960
Less Than One Year From The Balance Sheet Date | Commercial
Line of Credit Facility [Line Items]
Commitments		47
More than One and within Five Years from Balance Sheet Date
Line of Credit Facility [Line Items]
Commitments	[1]	1,532
More than One and within Five Years from Balance Sheet Date | Commercial
Line of Credit Facility [Line Items]
Commitments		21
More than five years from balance sheet date
Line of Credit Facility [Line Items]
Commitments		$ 50
[1]	Includes $47 and $21 issued on behalf of commercial customers to facilitate trade payments in U.S. dollars and foreign currencies which expire less than one year and between one and five years, respectively.

Letters of Credit (Detail)

Letters of Credit (Detail) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Letters of credit	$ 3,542	$ 3,974
Pass
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Letters of credit	3,099	3,483
Risk Level, Special Mention
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Letters of credit	114	147
Risk Level, Substandard
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Letters of credit	282	299
Risk Level, Doubtful
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Letters of credit	$ 47	$ 45

Activity in Reserve for Represe

Activity in Reserve for Representation and Warranty Provisions (Detail) - Residential Mortgage - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Valuation And Qualifying Accounts Disclosure [Line Items]
Balance, beginning of period	$ 36	$ 38	$ 35	$ 44
Net additions to the reserve		1	2	4
Losses charged against the reserve	(4)	(3)	(5)	(12)
Balance, end of period	$ 32	$ 36	$ 32	$ 36

Unresolved Claims by Claimant (

Unresolved Claims by Claimant (Detail) Pure in Millions, $ in Millions	6 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)
GSE
Loss Contingencies Dollars
Balance, beginning of period	$ 6	$ 41
New demands	20	59
Loan paydowns/payoffs		(2)
Resolved claims	(20)	(90)
Balance, end of period	$ 6	$ 8
Loss Contingencies Units
Balance, beginning of period	37	264
New demands	240	464
Loan paydowns/payoffs	(12)	(24)
Resolved claims	(225)	(656)
Balance, end of period	40	48
Private Label
Loss Contingencies Dollars
Balance, beginning of period	$ 1	$ 5
Loan paydowns/payoffs		(1)
Resolved claims	$ (1)	(3)
Balance, end of period		$ 1
Loss Contingencies Units
Balance, beginning of period	1	33
New demands	11	10
Loan paydowns/payoffs		(2)
Resolved claims	(9)	(34)
Balance, end of period	3	7

Visa Funding and Bancorp Cash P

Visa Funding and Bancorp Cash Payments (Detail) - USD ($) $ in Millions	3 Months Ended
	Sep. 30, 2014	Sep. 30, 2012	Mar. 31, 2012	Jun. 30, 2011	Dec. 31, 2010	Jun. 30, 2010
Visa Funding
Loss Contingencies [Line Items]
Visa deposited into the litigation escrow account	$ 450	$ 150	$ 1,565	$ 400	$ 800	$ 500
Bancorp Cash Payment
Loss Contingencies [Line Items]
Reduction of liability in cash to the swap counterparty	$ 18	$ 6	$ 75	$ 19	$ 35	$ 20

Legal and Regulatory Proceed118

Legal and Regulatory Proceedings - Additional Information (Detail) $ in Millions	6 Months Ended	12 Months Ended
	Jun. 30, 2015USD ($)	Dec. 31, 2008	Dec. 31, 2012USD ($)
Loss Contingencies
Number of alleging violations of ERISA that were dismissed		2
Percentage of funds returned to defendants	25.00%
Class Settlement Escrow			$ 46
Non Class Action Escrow			$ 4
Amount in excess of amounts reserved	$ 60
Federal Lawsuits
Loss Contingencies
Number of merchants	460
State Lawsuits
Loss Contingencies
Number of merchants	1
Merchants requesting exclusion from class settlement
Loss Contingencies
Number of merchants	8,000

Income Taxes - Additional Infor

Income Taxes - Additional Information (Detail) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Income Taxes
Provision for income tax	$ 108	$ 167	$ 232	$ 287
Effective tax rate	26.10%	27.60%	25.80%	27.50%

Activity of the Components of O

Activity of the Components of Other Comprehensive Income and Accumulated Other Comprehensive Income (Detail) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Net activity for accumulated net unrealized gain (loss) on available-for-sale securities
Unrealized holding gains (losses) on available-for-sale securities arising during period	$ (285)	$ 188	$ (144)	$ 301
Reclassification adjustment for net (gains) losses included in net income	4	(9)	(4)	(12)
Net activity for net unrealized gain (loss) on cash flow hedge derivatives
Unrealized holding gains (losses) on cash flow hedge derivatives arising during period	(5)	12	29	22
Reclassification adjustment for net gains on cash flow hedge derivatives included in net income	(13)	(6)	(23)	(13)
Net activity for defined benefit plans, net
Reclassification of amounts to net periodic benefit costs	(2)	(1)	(4)	(2)
Total Other Comprehensive Activity
Pre-tax activity total	(454)	283	(212)	458
Total, Tax	157	(97)	74	(158)
Other comprehensive income (loss)	(297)	186	(138)	300
Total Accumulated Other Comprehensive Income
Total Accumulated Other Comprehensive Income - Beginning Balance		196	429	82
Other comprehensive income (loss), Net of Tax	(297)	186	(138)	300
Total Accumulated Other Comprehensive Income - Ending Balance	291	382	291	382
Accumulated Net Unrealized Investment Gain (Loss)
Pre-tax activity for accumulated net unrealized gain (loss) on available-for-sale securities
Unrealized holding gains (losses) on available-for-sale securities arising during period	(436)	288	(221)	461
Reclassification adjustment for net losses (gains) included in net income	6	(14)	(6)	(19)
Net unrealized gains on available-for-sale securities	(430)	274	(227)	442
Tax effect for accumulated net unrealized gain (loss) on available-for-sale securities
Unrealized holding gains (losses) on available-for-sale securities arising during period	151	(100)	77	(160)
Reclassification adjustment for net losses (gains) included in net income	(2)	5	2	7
Net unrealized gains on available-for-sale securities	149	(95)	79	(153)
Net activity for accumulated net unrealized gain (loss) on available-for-sale securities
Unrealized holding gains (losses) on available-for-sale securities arising during period	(285)	188	(144)	301
Reclassification adjustment for net (gains) losses included in net income	4	(9)	(4)	(12)
Net unrealized gains on available-for-sale securities	(281)	179	(148)	289
Total Other Comprehensive Activity
Other comprehensive income (loss)	(281)	179	(148)	289
Total Accumulated Other Comprehensive Income
Total Accumulated Other Comprehensive Income - Beginning Balance	608	231	475	121
Other comprehensive income (loss), Net of Tax	(281)	179	(148)	289
Total Accumulated Other Comprehensive Income - Ending Balance	327	410	327	410
Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges
Pre-tax activity for net unrealized gain (loss) on cash flow hedge derivatives
Unrealized holding gains (losses) on cash flow hedge derivatives arising during period	(8)	19	44	34
Reclassification adjustment for net gains on cash flow hedge derivatives included in net income	(19)	(11)	(35)	(21)
Net unrealized gains on cash flow hedge derivatives	(27)	8	9	13
Tax effect for net unrealized gain (loss) on cash flow hedge derivatives
Unrealized holding gains (losses) on cash flow hedge derivatives arising during period	3	(7)	(15)	(12)
Reclassification adjustment for net gains on cash flow hedge derivatives included in net income	6	5	12	8
Net unrealized gains on cash flow hedge derivatives	9	(2)	(3)	(4)
Net activity for net unrealized gain (loss) on cash flow hedge derivatives
Unrealized holding gains (losses) on cash flow hedge derivatives arising during period	(5)	12	29	22
Reclassification adjustment for net gains on cash flow hedge derivatives included in net income	(13)	(6)	(23)	(13)
Net unrealized gains on cash flow hedge derivatives	(18)	6	6	9
Total Other Comprehensive Activity
Other comprehensive income (loss)	(18)	6	6	9
Total Accumulated Other Comprehensive Income
Total Accumulated Other Comprehensive Income - Beginning Balance	47	16	23	13
Other comprehensive income (loss), Net of Tax	(18)	6	6	9
Total Accumulated Other Comprehensive Income - Ending Balance	29	22	29	22
Accumulated Defined Benefit Plans Adjustment
Pre-tax activity for defined benefit plans, net
Reclassification of amounts to net periodic benefit costs	3	1	6	3
Defined benefit plans, net	3	1	6	3
Tax effect for defined benefit plans, net
Reclassification of amounts to net periodic benefit costs	(1)		(2)	(1)
Defined benefit plans, net	(1)		(2)	(1)
Net activity for defined benefit plans, net
Reclassification of amounts to net periodic benefit costs	2	1	4	2
Defined benefit plans, net	2	1	4	2
Total Other Comprehensive Activity
Other comprehensive income (loss)	(2)	(1)	(4)	(2)
Total Accumulated Other Comprehensive Income
Total Accumulated Other Comprehensive Income - Beginning Balance	(67)	(51)	(69)	(52)
Other comprehensive income (loss), Net of Tax	(2)	(1)	(4)	(2)
Total Accumulated Other Comprehensive Income - Ending Balance	$ (65)	$ (50)	$ (65)	$ (50)

Reclassifications Out of Accumu

Reclassifications Out of Accumulated Other Comprehensive Income (Detail) - USD ($) $ in Millions		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Reclassifications Out Of Accumulated Other Comprehensive Income [Line Items]
Income Before Income Taxes		$ 417	$ 606	$ 902	$ 1,044
Applicable income tax expense		108	167	232	287
Net income		315	439	676	756
Total Reclassifications For The Period
Reclassifications Out Of Accumulated Other Comprehensive Income [Line Items]
Net income		7	14	23	23
Net Unrealized Gains On Available For Sale Securities
Reclassifications Out Of Accumulated Other Comprehensive Income [Line Items]
Reclassification adjustment for net losses (gains) included in net income		(6)	14	6	19
Net Unrealized Gains On Available For Sale Securities | Net Losses Included In Net Income
Reclassifications Out Of Accumulated Other Comprehensive Income [Line Items]
Reclassification adjustment for net losses (gains) included in net income	[1]	(6)	14	6	19
Income Before Income Taxes	[1]	(6)	14	6	19
Applicable income tax expense	[1]	2	(5)	(2)	(7)
Net income	[1]	(4)	9	4	12
Net Unrealized Gains On Cash Flow Hedge Activities
Reclassifications Out Of Accumulated Other Comprehensive Income [Line Items]
Reclassification adjustment for net gains on cash flow hedge derivatives included in net income		19	11	35	21
Income Before Income Taxes	[1]	19	11	35	21
Applicable income tax expense	[1]	(6)	(5)	(12)	(8)
Net income	[1]	13	6	23	13
Net Unrealized Gains On Cash Flow Hedge Activities | Interest Rate Contracts Related To C&I Loans
Reclassifications Out Of Accumulated Other Comprehensive Income [Line Items]
Reclassification adjustment for net gains on cash flow hedge derivatives included in net income	[1]	19	11	35	21
Amortization Of Defined Benefit Pension Items | Net Actuarial Loss
Reclassifications Out Of Accumulated Other Comprehensive Income [Line Items]
Net periodic pension cost	[1],[2]	(3)	(1)	(6)	(3)
Income Before Income Taxes	[1]	(3)	(1)	(6)	(3)
Applicable income tax expense	[1]	1		2	1
Net income	[1]	$ (2)	$ (1)	$ (4)	$ (2)
[1]	Amounts in parentheses indicate reductions to net income
[2]	This AOCI component is included in the computation of net periodic benefit cost. Refer to Note 21 in the Bancorp’s Annual Report on Form 10-K for the year ended December 31, 2014 for information on the computation of net periodic benefit cost.

Calculation of Earnings Per Sha

Calculation of Earnings Per Share and the Reconciliation of Earnings Per Share to Earnings Per Diluted Share (Detail) - USD ($) $ / shares in Units, $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Earnings per share:
Net income attributable to Bancorp	$ 315	$ 439	$ 676	$ 756
Dividends on preferred stock	23	23	38	32
Net income (loss) available to common shareholders	292	416	638	724
Less: Income allocated to participating securities	3	4	6	6
Net income allocated to common shareholders	289	412	632	718
Earnings per diluted share:
Net income available to common shareholders	292	416	638	724
Net income available to common shareholders plus assumed conversions	292	416	638	724
Less: Income allocated to participating securities	3	4	6	6
Net income allocated to common shareholders plus assumed conversions	$ 289	$ 412	$ 632	$ 718
Earnings per share:
Net income allocated to common shareholders	804,000,000	838,000,000	807,000,000	842,000,000
Effect of dilutive securities:
Stock-based awards	9,000,000	10,000,000	9,000,000	11,000,000
Net income allocated to common shareholders plus assumed converstions	813,000,000	848,000,000	816,000,000	853,000,000
Earnings per share:
Earnings per share - basic	$ 0.36	$ 0.49	$ 0.78	$ 0.85
Earnings per diluted share:
Net income allocated to common shareholders plus assumed conversions	$ 0.36	$ 0.49	$ 0.77	$ 0.84

Earnings Per Share - Additional

Earnings Per Share - Additional Information (Detail) - shares shares in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Stock Appreciation Rights
Earnings Per Share Disclosure [Line Items]
Anti-dilutive securities	16	13	17	12

Assets and Liabilities Measured

Assets and Liabilities Measured at Fair Value on a Recurring Basis (Detail) - USD ($) $ in Millions		Jun. 30, 2015		Dec. 31, 2014
Assets:
Available-for-sale securities, fair value	[1]	$ 27,987		$ 22,408
Trading securities		370		360
Fair value, recurring
Assets:
Available-for-sale securities, fair value		27,386	[2]	21,808	[3]
Trading securities		370		360
Residential mortgage loans held for sale		628		561
Residential mortgage loans measured at FV		178	[4]	108	[5]
Derivative assets		2,111		2,080
Total assets		30,673		24,917
Liabilities:
Derivative liabilities		1,001		1,043
Short positions		23		21
Total liabilities		1,024		1,064
Interest Rate Contract | Fair value, recurring
Assets:
Derivative assets		882		900
Liabilities:
Derivative liabilities		282		284
Foreign Exchange Contract | Fair value, recurring
Assets:
Derivative assets		495		417
Liabilities:
Derivative liabilities		441		372
Equity Contract | Fair value, recurring
Assets:
Derivative assets		500		415
Liabilities:
Derivative liabilities		55		49
Commodity Contract | Fair value, recurring
Assets:
Derivative assets		234		348
Liabilities:
Derivative liabilities		223		338
U.S. Treasury and federal agencies
Assets:
Available-for-sale securities, fair value		1,615		1,632
U.S. Treasury and federal agencies | Fair value, recurring
Assets:
Available-for-sale securities, fair value		1,615		1,632
Trading securities		9		14
Obligations of states and political subdivisions
Assets:
Available-for-sale securities, fair value		177		192
Obligations of states and political subdivisions | Fair value, recurring
Assets:
Available-for-sale securities, fair value		177		192
Trading securities		17		8
Agency mortgage-backed securities | Residential mortgage backed securities
Assets:
Available-for-sale securities, fair value		15,954	[6]	12,404	[7]
Agency mortgage-backed securities | Residential mortgage backed securities | Fair value, recurring
Assets:
Available-for-sale securities, fair value		15,954		12,404
Trading securities		4		9
Agency mortgage-backed securities | Commercial Mortgage Backed Securities [Member]
Assets:
Available-for-sale securities, fair value		5,751		4,565
Agency mortgage-backed securities | Commercial Mortgage Backed Securities [Member] | Fair value, recurring
Assets:
Available-for-sale securities, fair value		5,751		4,565
Non-agency mortgage-backed securities | Commercial Mortgage Backed Securities [Member]
Assets:
Available-for-sale securities, fair value		2,414		1,550
Non-agency mortgage-backed securities | Commercial Mortgage Backed Securities [Member] | Fair value, recurring
Assets:
Available-for-sale securities, fair value		2,414		1,550
Asset-backed securities and other debt securities
Assets:
Available-for-sale securities, fair value		1,374		1,362
Asset-backed securities and other debt securities | Fair value, recurring
Assets:
Available-for-sale securities, fair value		1,374		1,362
Trading securities		13		13
Equity securities
Assets:
Available-for-sale securities, fair value		702	[8]	703	[9]
Equity securities | Fair value, recurring
Assets:
Available-for-sale securities, fair value		101	[2]	103	[3]
Trading securities		327		316
Fair Value, Inputs, Level 1 | Fair value, recurring
Assets:
Available-for-sale securities, fair value		106	[2],[10]	109	[3],[11]
Trading securities		327	[10]	316	[11]
Derivative assets		39	[10]	68	[11]
Total assets		472	[10]	493	[11]
Liabilities:
Derivative liabilities		21	[10]	64	[11]
Short positions		19	[10]	16	[11]
Total liabilities		40	[10]	80	[11]
Fair Value, Inputs, Level 1 | Interest Rate Contract | Fair value, recurring
Assets:
Derivative assets	[10]	7
Liabilities:
Derivative liabilities		1	[10]	6	[11]
Fair Value, Inputs, Level 1 | Commodity Contract | Fair value, recurring
Assets:
Derivative assets		32	[10]	68	[11]
Liabilities:
Derivative liabilities		20	[10]	58	[11]
Fair Value, Inputs, Level 1 | U.S. Treasury and federal agencies | Fair value, recurring
Assets:
Available-for-sale securities, fair value		25	[10]	25	[11]
Fair Value, Inputs, Level 1 | Equity securities | Fair value, recurring
Assets:
Available-for-sale securities, fair value		81	[2],[10]	84	[3],[11]
Trading securities		327	[10]	316	[11]
Fair Value, Inputs, Level 2 | Fair value, recurring
Assets:
Available-for-sale securities, fair value		27,280	[2],[10]	21,699	[3],[11]
Trading securities		43	[10]	44	[11]
Residential mortgage loans held for sale		628	[10]	561	[11]
Derivative assets		1,558	[10]	1,585	[11]
Total assets		29,509	[10]	23,889	[11]
Liabilities:
Derivative liabilities		921	[10]	928	[11]
Short positions		4	[10]	5	[11]
Total liabilities		925	[10]	933	[11]
Fair Value, Inputs, Level 2 | Interest Rate Contract | Fair value, recurring
Assets:
Derivative assets		861	[10]	888	[11]
Liabilities:
Derivative liabilities		277	[10]	276	[11]
Fair Value, Inputs, Level 2 | Foreign Exchange Contract | Fair value, recurring
Assets:
Derivative assets		495	[10]	417	[11]
Liabilities:
Derivative liabilities		441	[10]	372	[11]
Fair Value, Inputs, Level 2 | Commodity Contract | Fair value, recurring
Assets:
Derivative assets		202	[10]	280	[11]
Liabilities:
Derivative liabilities		203	[10]	280	[11]
Fair Value, Inputs, Level 2 | U.S. Treasury and federal agencies | Fair value, recurring
Assets:
Available-for-sale securities, fair value		1,590	[10]	1,607	[11]
Trading securities		9	[10]	14	[11]
Fair Value, Inputs, Level 2 | Obligations of states and political subdivisions | Fair value, recurring
Assets:
Available-for-sale securities, fair value		177	[10]	192	[11]
Trading securities		17	[10]	8	[11]
Fair Value, Inputs, Level 2 | Agency mortgage-backed securities | Residential mortgage backed securities | Fair value, recurring
Assets:
Available-for-sale securities, fair value		15,954	[10]	12,404	[11]
Trading securities		4	[10]	9	[11]
Fair Value, Inputs, Level 2 | Agency mortgage-backed securities | Commercial Mortgage Backed Securities [Member] | Fair value, recurring
Assets:
Available-for-sale securities, fair value		5,751	[10]	4,565	[11]
Fair Value, Inputs, Level 2 | Non-agency mortgage-backed securities | Commercial Mortgage Backed Securities [Member] | Fair value, recurring
Assets:
Available-for-sale securities, fair value		2,414	[10]	1,550	[11]
Fair Value, Inputs, Level 2 | Asset-backed securities and other debt securities | Fair value, recurring
Assets:
Available-for-sale securities, fair value		1,374	[10]	1,362	[11]
Trading securities		13	[10]	13	[11]
Fair Value, Inputs, Level 2 | Equity securities | Fair value, recurring
Assets:
Available-for-sale securities, fair value		20	[2],[10]	19	[3],[11]
Fair Value, Inputs, Level 3 | Fair value, recurring
Assets:
Residential mortgage loans measured at FV		178	[4]	108	[5]
Derivative assets		514		427
Total assets		692		535
Liabilities:
Derivative liabilities		59		51
Total liabilities		59		51
Fair Value, Inputs, Level 3 | Interest Rate Contract | Fair value, recurring
Assets:
Derivative assets		14		12
Liabilities:
Derivative liabilities		4		2
Fair Value, Inputs, Level 3 | Equity Contract | Fair value, recurring
Assets:
Derivative assets		500		415
Liabilities:
Derivative liabilities		$ 55		$ 49
[1]	Amortized cost of $27,483 and $21,677 at June 30, 2015 and December 31, 2014, respectively.
[2]	Excludes FHLB and FRB restricted stock totaling $248 and $353, respectively, at June 30, 2015.
[3]	Excludes FHLB and FRB restricted stock totaling $248 and $352, respectively, at December 31, 2014.
[4]	Includes residential mortgage loans originated as held for sale and subsequently transferred to held for investment.
[5]	Includes residential mortgage loans originated as held for sale and subsequently transferred to held for investment.
[6]	Includes interest-only mortgage-backed securities of $162 as of June 30, 2015 recorded at fair value with fair value changes recorded in securities gains, net, in the Condensed Consolidated Statements of Income.
[7]	Includes interest-only mortgage-backed securities of $175 as of December 31, 2014, recorded at fair value with fair value changes recorded in securities gains, net, in the Condensed Consolidated Statements of Income.
[8]	Equity securities consist of FHLB and FRB restricted stock holdings of $248 and $353, respectively, at June 30, 2015, that are carried at cost, and certain mutual fund and equity security holdings.
[9]	Equity securities consist of FHLB and FRB restricted stock holdings of $248 and $352, respectively, at December 31, 2014, that are carried at cost, and certain mutual fund and equity security holdings
[10]	During the three and six months ended June 30, 2015, no assets or liabilities were transferred between Level 1 and Level 2
[11]	During the year ended December 31, 2014, no assets or liabilities were transferred between Level 1 and Level 2.

Assets and Liabilities Measu125

Assets and Liabilities Measured at Fair Value on a Recurring Basis (Parenthetical) (Detail) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis
Federal Home Loan Bank Stock	$ 248	$ 248
Federal Reserve Bank Stock	$ 353	$ 352

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Detail) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended			6 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)$ / sharesshares	Mar. 31, 2015USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)$ / sharesshares	Jun. 30, 2014USD ($)	Dec. 31, 2014USD ($)	Jun. 30, 2009
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Portfolio loans to loans held for sale				$ 369	$ 96
Existing loans held for sale, further adjusted	$ 628			628		$ 561
Residential loans transferred to the Bancorp's portfolio				$ 139	13
Fair value changes included in earnings for instruments for which the fair value option was elected	$ 18
Incremental Unit Purchase Option | shares	20			20
Vantiv Holding, LLC Warrant Exercise Price | $ / shares	$ 15.98			$ 15.98
Percentage of Vantiv Holding, LLC sold to Advent for cash and warrants							51.00%
Disposal Group Classified As Held For Sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Operating Branch Locations	105			105
Parcels Of Undeveloped Land	31			31
Residential Mortgage Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Residential loans transferred to the Bancorp's portfolio		$ 55
Fair value adjustment		$ 1
The fair value of loans				$ 2		$ 2
Interest Rate Lock Commitments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Net fair value of the interest rate lock commitments	$ 13			13
Change in the fair value of the interest rate lock commitments, due to decrease in current interest rates of 25 bp	8			8
Change in the fair value of the interest rate lock commitments, due to decrease in current interest rates of 50 bp	15			15
Change in the fair value of the interest rate lock commitments, due to increase in current interest rates of 25 bp	8			8
Change in the fair value of the interest rate lock commitments, due to increase in current interest rates of 50 bp	17			17
Change in fair value of interest rate lock commitments, due to 10% adverse changes in the assumed loan closing rates	1			1
Change in fair value of interest rate lock commitments, due to 20% adverse changes in the assumed loan closing rates	3			3
Change in fair value of interest rate lock commitments, due to 10% favorable changes in the assumed loan closing rates	1			1
Change in fair value of interest rate lock commitments, due to 20% favorable changes in the assumed loan closing rates	3			3
Other Real Estate Owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Net impact related to fair value adjustments	2		$ 3	5	13
Nonrecurring Losses Included As Charge-Offs	3		3	8	6
Commercial Loans Held For Sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Net impact related to fair value adjustments			1	1	1
Gain Loss On Sales Of Loans Net				5	1
Commercial Loans HFS transferred from portfolio in the current quarter
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Portfolio loans to loans held for sale	26		$ 1	26	1
Net impact related to fair value adjustments	1			1	$ 1
Residential Mortgagel Loans Held For Sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Portfolio loans to loans held for sale	233
Net impact related to fair value adjustments	2			$ 2
Automobile Loans Held For Sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Portfolio loans to loans held for sale	$ 5

Reconciliation of Assets and Li

Reconciliation of Assets and Liabilities Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Detail) - USD ($) $ in Millions		3 Months Ended				6 Months Ended
		Jun. 30, 2015		Jun. 30, 2014		Jun. 30, 2015		Jun. 30, 2014
FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollforward
Beginning Balance						$ 484		$ 437
Included in earnings						119		90
Sales						(1)
Settlements						(53)		(66)
Transfers Into Level 3	[1]					84		12
Ending Balance		$ 633		$ 473		633		473
The amount of total gains or losses for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held	[3]					81	[2]	33
Quarter to date
FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollforward
Beginning Balance		568		422
Included in earnings		29		86
Sales		(1)
Settlements		(24)		(35)
Transfers Into Level 3	[1],[4]	61
Ending Balance		633		473		633		473
The amount of total gains or losses for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held	[3]	25	[2]	65
Trading Securities
FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollforward
Beginning Balance								1
Ending Balance				1				1
Trading Securities | Quarter to date
FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollforward
Beginning Balance				1
Ending Balance				1				1
Residential Mortgage
FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollforward
Beginning Balance						108		92
Included in earnings						1		3
Settlements						(15)		(8)
Transfers Into Level 3	[1]					84	[4]	12
Ending Balance		178		99		178		99
The amount of total gains or losses for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held	[3]					1	[2]	3
Residential Mortgage | Quarter to date
FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollforward
Beginning Balance		126		103
Included in earnings		(1)		1
Settlements		(8)		(5)
Transfers Into Level 3	[1],[4]	61
Ending Balance		178		99		178		99
The amount of total gains or losses for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held	[3]	(1)	[2]	1
Interest Rate Contract
FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollforward
Beginning Balance						10	[5]	8	[6]
Included in earnings						52	[5]	74	[6]
Sales	[5]					(1)
Settlements						(51)	[5]	(67)	[6]
Ending Balance		10	[5]	15	[6]	10	[5]	15	[6]
The amount of total gains or losses for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held	[3]					14	[2],[5]	17	[6]
Interest Rate Contract | Quarter to date
FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollforward
Beginning Balance		17	[5]	13	[7]
Included in earnings		17	[5]	37	[7]
Sales	[5]	(1)
Settlements		(23)	[5]	(35)	[7]
Ending Balance		10	[5]	15	[7]	10	[5]	15	[7]
The amount of total gains or losses for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held	[3]	13	[2],[5]	16	[7]
Equity Contract
FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollforward
Beginning Balance						366	[5]	336	[6]
Included in earnings						66	[5]	13	[6]
Settlements						13	[5]	9	[6]
Ending Balance		445	[5]	358	[6]	445	[5]	358	[6]
The amount of total gains or losses for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held	[3]					66	[2],[5]	13	[6]
Equity Contract | Quarter to date
FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollforward
Beginning Balance		425	[5]	305	[7]
Included in earnings		13	[5]	48	[7]
Settlements		7	[5]	5	[7]
Ending Balance		445	[5]	358	[7]	$ 445	[5]	$ 358	[7]
The amount of total gains or losses for the period included in earnings attributable to the change in unrealized gains or losses relating to assets still held	[3]	$ 13	[2],[5]	$ 48	[7]
[1]	Includes certain residential mortgage loans held for sale that were transferred to held for investment.
[2]	Includes interest income and expense.
[3]	Includes interest income and expense.
[4]	Includes certain residential mortgage loans held for sale that were transferred to held for investment.
[5]	Net interest rate derivatives include derivative assets and liabilities of $14 and $4, respectively, as of June 30, 2015. Net equity derivatives include derivative assets and liabilities of $500 and $55, respectively, as of June 30, 2015.
[6]	Net interest rate derivatives include derivative assets and liabilities of $17 and $2, respectively, as of June 30, 2014. Net equity derivatives include derivative assets and liabilities of $412 and $54, respectively, as of June 30, 2014.
[7]	Net interest rate derivatives include derivative assets and liabilities of $17 and $2, respectively, as of June 30, 2014. Net equity derivatives include derivative assets and liabilities of $412 and $54, respectively, as of June 30, 2014.

Reconciliation of Assets and128

Reconciliation of Assets and Liabilities Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Parenthetical) (Detail) - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2013
Fair Value Liabilities Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Derivative assets	$ 633	$ 484	$ 473	$ 437
Interest Rates
Fair Value Liabilities Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Derivative assets	14		17
Derivative liabilities	4		2
Equity Contract
Fair Value Liabilities Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Derivative assets	500		412
Derivative liabilities	$ 55		$ 54

Total Gains and Losses Included

Total Gains and Losses Included in Earnings for Assets and Liabilites Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Detail) - Fair Value, Inputs, Level 3 - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains and losses included in earnings	$ 29	$ 86	$ 119	$ 90
Mortgage Banking Revenue
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains and losses included in earnings	16	39	52	76
Corporate Banking Revenue
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains and losses included in earnings			1	1
Other Noninterest Income
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains and losses included in earnings	$ 13	$ 47	$ 66	$ 13

Total Gains and Losses Inclu130

Total Gains and Losses Included in Earning Attributable to Changes in Unrealized Gains and Losses Related to Level 3 Assets and Liabilites Still Held at Year End (Detail) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset And Liabilities Change In Unrealized Gains Losses Included In Earnings	$ 25	$ 65	$ 81	$ 33
Mortgage Banking Revenue
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset And Liabilities Change In Unrealized Gains Losses Included In Earnings	12	18	14	20
Corporate Banking Revenue
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset And Liabilities Change In Unrealized Gains Losses Included In Earnings			1
Other Noninterest Income
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset And Liabilities Change In Unrealized Gains Losses Included In Earnings	$ 13	$ 47	$ 66	$ 13

Fair Values of Assets and Liabi

Fair Values of Assets and Liabilities (Significant Unobservable Level 3 Inputs Recurring Basis) (Detail) - USD ($) $ in Millions		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Fair Value Inputs [Line Items]
Derivative instruments		$ 2,111		$ 2,080
Residential mortgage loans
Fair Value Inputs [Line Items]
Residential mortgage loans measured at FV		178	$ 99
IRLCs, net
Fair Value Inputs [Line Items]
Derivative instruments		13	17
Stock warrants associated with Vantiv Holding, LLC
Fair Value Inputs [Line Items]
Derivative instruments		500	412
Swap associated with the sale of Visa, Inc. Class B shares
Fair Value Inputs [Line Items]
Derivative instruments		$ (55)	$ (54)
Minimum | Residential mortgage loans
Fair Value Inputs [Line Items]
Interest rate risk factor		(9.70%)	(16.60%)
Credit risk factor		0.00%	0.00%
Minimum | IRLCs, net
Fair Value Inputs [Line Items]
Loan closing rates		34.30%	16.50%
Minimum | Stock warrants associated with Vantiv Holding, LLC
Fair Value Inputs [Line Items]
Expected term (years)		2 years	2 years
Expected volatility	[1]	22.10%	23.80%
Minimum | Swap associated with the sale of Visa, Inc. Class B shares
Fair Value Inputs [Line Items]
Timing of the resolution of the covered litigation		Sep. 30, 2016	Jun. 30, 2015
Proportional share of covered litigation loss in excess of escrow funds			$ 1
Maximum | Residential mortgage loans
Fair Value Inputs [Line Items]
Interest rate risk factor		20.00%	19.50%
Credit risk factor		85.50%	62.40%
Maximum | IRLCs, net
Fair Value Inputs [Line Items]
Loan closing rates		88.90%	95.00%
Maximum | Stock warrants associated with Vantiv Holding, LLC
Fair Value Inputs [Line Items]
Expected term (years)		14 years	15 years
Expected volatility	[1]	31.90%	32.30%
Maximum | Swap associated with the sale of Visa, Inc. Class B shares
Fair Value Inputs [Line Items]
Timing of the resolution of the covered litigation		Mar. 31, 2021	Dec. 31, 2019
Proportional share of covered litigation loss in excess of escrow funds			$ 19
Weighted average | Residential mortgage loans
Fair Value Inputs [Line Items]
Interest rate risk factor		2.70%	4.60%
Credit risk factor		0.90%	2.10%
Weighted average | IRLCs, net
Fair Value Inputs [Line Items]
Loan closing rates		70.60%	62.70%
Weighted average | Stock warrants associated with Vantiv Holding, LLC
Fair Value Inputs [Line Items]
Expected term (years)		5 years 10 months 24 days	6 years
Expected volatility	[1]	25.90%	27.30%
Weighted average | Swap associated with the sale of Visa, Inc. Class B shares
Fair Value Inputs [Line Items]
Proportional share of covered litigation loss in excess of escrow funds			$ 18
[1]	Based on historical and implied volatilities of Vantiv, Inc. and comparable companies assuming similar expected terms.

Assets and Liabilities Measu132

Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis (Detail) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	$ 1,733	$ 1,252	$ 1,733	$ 1,252
Fair Value Measured On Nonrecurring Basis Gains Losses	(25)	(146)	(167)	(208)
Commercial Loans Held-for-Sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	15	45	15	45
Fair Value Measured On Nonrecurring Basis Gains Losses	(1)	(1)	3	(2)
Residential Mortgagel Loans Held For Sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	91		91
Fair Value Measured On Nonrecurring Basis Gains Losses	(2)		(2)
Automobile Loans Held For Sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	3		3
Commercial and Industrial Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	397	62	397	62
Fair Value Measured On Nonrecurring Basis Gains Losses	2	(83)	(41)	(124)
Commercial Mortgage Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	85	76	85	76
Fair Value Measured On Nonrecurring Basis Gains Losses	(4)	(6)	(17)	(17)
Commercial Construction
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements		2		2
Residential mortgage loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	55		55
Fair Value Measured On Nonrecurring Basis Gains Losses			(1)
Servicing Rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	854	928	854	928
Fair Value Measured On Nonrecurring Basis Gains Losses	87	(32)	39	(28)
Other Real Estate Owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	46	124	46	124
Fair Value Measured On Nonrecurring Basis Gains Losses	(5)	(6)	(13)	(19)
Bank premises and equipment
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	130	15	130	15
Fair Value Measured On Nonrecurring Basis Gains Losses	(98)	(18)	(101)	(18)
Operating lease equipment
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	57		57
Fair Value Measured On Nonrecurring Basis Gains Losses	(4)		(34)
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	1,733	1,252	1,733	1,252
Fair Value, Inputs, Level 3 | Commercial Loans Held-for-Sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	15	45	15	45
Fair Value, Inputs, Level 3 | Residential Mortgagel Loans Held For Sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	91		91
Fair Value, Inputs, Level 3 | Automobile Loans Held For Sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	3		3
Fair Value, Inputs, Level 3 | Commercial and Industrial Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	397	62	397	62
Fair Value, Inputs, Level 3 | Commercial Mortgage Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	85	76	85	76
Fair Value, Inputs, Level 3 | Commercial Construction
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements		2		2
Fair Value, Inputs, Level 3 | Residential mortgage loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	55		55
Fair Value, Inputs, Level 3 | Servicing Rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	854	928	854	928
Fair Value, Inputs, Level 3 | Other Real Estate Owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	46	124	46	124
Fair Value, Inputs, Level 3 | Bank premises and equipment
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	130	$ 15	130	$ 15
Fair Value, Inputs, Level 3 | Operating lease equipment
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements	$ 57		$ 57

Fair Values of Assets and Li133

Fair Values of Assets and Liabilities (Significant Unobservable Level 3 Inputs Nonrecurring Basis) (Detail) - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Commercial Loans Held For Sale
Fair Value Inputs [Line Items]
Fair value measurements nonrecurring assets	$ 15	$ 45
Residential Mortgagel Loans Held For Sale
Fair Value Inputs [Line Items]
Fair value measurements nonrecurring assets	91
Automobile Loans Held For Sale
Fair Value Inputs [Line Items]
Fair value measurements nonrecurring assets	3
Commercial and Industrial Loans
Fair Value Inputs [Line Items]
Fair value measurements nonrecurring assets	397	62
Commercial Mortgage Loans
Fair Value Inputs [Line Items]
Fair value measurements nonrecurring assets	$ 85	76
Commercial Leases
Fair Value Inputs [Line Items]
Fair value measurements nonrecurring assets
Commercial Construction Loans
Fair Value Inputs [Line Items]
Fair value measurements nonrecurring assets		2
Residential mortgage loans
Fair Value Inputs [Line Items]
Fair value measurements nonrecurring assets	$ 55
Servicing Rights
Fair Value Inputs [Line Items]
Fair value measurements nonrecurring assets	854	928
OREO Property
Fair Value Inputs [Line Items]
Fair value measurements nonrecurring assets	46	124
Bank premises and equipment
Fair Value Inputs [Line Items]
Fair value measurements nonrecurring assets	130	$ 15
Operating lease equipment
Fair Value Inputs [Line Items]
Fair value measurements nonrecurring assets	$ 57
Minimum | Residential Mortgagel Loans Held For Sale
Fair Value Inputs [Line Items]
Interest rate risk factor	(7.50%)
Minimum | Residential mortgage loans
Fair Value Inputs [Line Items]
Interest rate risk factor	(9.70%)	(16.60%)
Credit risk factor	0.00%	0.00%
Minimum | Servicing Rights
Fair Value Inputs [Line Items]
Prepayment speed	1.00%	0.00%
Discount rate		9.60%
OAS spread (bps)	430
Maximum | Residential Mortgagel Loans Held For Sale
Fair Value Inputs [Line Items]
Interest rate risk factor	0.10%
Maximum | Residential mortgage loans
Fair Value Inputs [Line Items]
Interest rate risk factor	20.00%	19.50%
Credit risk factor	85.50%	62.40%
Maximum | Servicing Rights
Fair Value Inputs [Line Items]
Prepayment speed	100.00%	100.00%
Discount rate		13.20%
OAS spread (bps)	1,750
Weighted average | Commercial Loans Held For Sale
Fair Value Inputs [Line Items]
Discount rate	4.40%	10.00%
Weighted average | Residential Mortgagel Loans Held For Sale
Fair Value Inputs [Line Items]
Interest rate risk factor	(1.60%)
Credit risk factor	0.10%
Weighted average | Automobile Loans Held For Sale
Fair Value Inputs [Line Items]
Discount rate	3.10%
Weighted average | Residential mortgage loans
Fair Value Inputs [Line Items]
Interest rate risk factor	2.70%	4.60%
Credit risk factor	0.90%	2.10%
Weighted average | Fixed | Servicing Rights
Fair Value Inputs [Line Items]
Prepayment speed	7.60%	11.10%
Discount rate		9.90%
OAS spread (bps)	930
Weighted average | Adjustable | Servicing Rights
Fair Value Inputs [Line Items]
Prepayment speed	32.70%	26.50%
Discount rate		11.80%
OAS spread (bps)	651

Difference Between the Aggregat

Difference Between the Aggregate Fair Value and the Aggregate Unpaid Principal Balance for Residential Mortgage Loans Measured at Fair Value (Detail) - Residential mortgage loans - USD ($) $ in Millions	Jun. 30, 2015	Dec. 31, 2014
Aggregate fair value
Residential mortgage loans measured at fair value	$ 806	$ 669
Past due loans of 90 days or more	2	2
Nonaccrual loans	2	3
Aggregate unpaid principal balance
Residential mortgage loans measured at fair value	788	643
Past due loans of 90 days or more	2	2
Nonaccrual loans	2	3
Difference
Residential mortgage loans measured at fair value	$ 18	$ 26

Carrying Amounts and Estimated

Carrying Amounts and Estimated Fair Values for Certain Financial Instruments (Detail) - USD ($) $ in Millions		Jun. 30, 2015		Dec. 31, 2014		Jun. 30, 2014	Dec. 31, 2013
Financial assets:
Cash and due from banks		$ 2,785	[1]	$ 3,091	[1]	$ 3,312	$ 3,178
Held-to-maturity securities, amortized cost	[2]	157		187
Other short-term investments		3,451		7,914
Loans held for sale	[3]	995		1,261
Portfolio loans and leases, net		91,410		88,762
Other securities, fair value	[4]	27,987		22,408
Held-to-maturity securities, fair value		157		187
Loans held for sale		628		561
Financial liabilities:
Deposits	[5]	103,023		101,712
Federal funds purchased		126		144
Other short-term borrowings		4,136		1,556
Long-term debt	[1]	13,521		14,967
Residential Mortgage
Financial assets:
Portfolio loans and leases at fair value		178				$ 99
Carrying (Reported) Amount, Fair Value Disclosure
Financial assets:
Cash and due from banks		2,785		3,091
Held-to-maturity securities, amortized cost		157		187
Other short-term investments		3,451		7,914
Unallocated Allowance For Loan And Lease Losses		(103)		(106)
Portfolio loans and leases at fair value		91,232		88,654
Financial liabilities:
Deposits		103,023		101,712
Federal funds purchased		126		144
Other short-term borrowings		4,136		1,556
Long-term debt		13,521		14,967
Carrying (Reported) Amount, Fair Value Disclosure | Non Fair Value Option Held For Sale Loans [Member]
Financial assets:
Loans held for sale		367		700
Carrying (Reported) Amount, Fair Value Disclosure | FHLB and FRB restricted stock holdings
Financial assets:
Other securities		601		600
Carrying (Reported) Amount, Fair Value Disclosure | Commercial and Industrial Loans
Financial assets:
Portfolio loans and leases, net		42,132		40,092
Carrying (Reported) Amount, Fair Value Disclosure | Commercial Mortgage Loans
Financial assets:
Portfolio loans and leases, net		7,033		7,259
Carrying (Reported) Amount, Fair Value Disclosure | Commercial Construction
Financial assets:
Portfolio loans and leases, net		2,687		2,052
Carrying (Reported) Amount, Fair Value Disclosure | Commercial Leases
Financial assets:
Portfolio loans and leases, net		3,833		3,675
Carrying (Reported) Amount, Fair Value Disclosure | Residential Mortgage
Financial assets:
Portfolio loans and leases, net		12,651		12,177
Carrying (Reported) Amount, Fair Value Disclosure | Home Equity
Financial assets:
Portfolio loans and leases, net		8,470		8,799
Carrying (Reported) Amount, Fair Value Disclosure | Automobile Loan Securitizations
Financial assets:
Portfolio loans and leases, net		11,867		12,004
Carrying (Reported) Amount, Fair Value Disclosure | Credit Card Loan [Member]
Financial assets:
Portfolio loans and leases, net		2,180		2,297
Carrying (Reported) Amount, Fair Value Disclosure | Other Consumer Loans and Leases
Financial assets:
Portfolio loans and leases, net		482		405
Portion at Fair Value
Financial assets:
Cash and due from banks, fair value		2,785		3,091
Held-to-maturity securities, fair value		157		187
Other short term investments, fair value		3,451		7,914
Portfolio loans and leases at fair value		92,317		89,041
Financial liabilities:
Deposits, fair value		103,026		101,715
Federal funds purchased, fair value		126		144
Other short-term borrowings, fair value		4,138		1,561
Long term debt, fair value		14,074		15,648
Portion at Fair Value | Non Fair Value Option Held For Sale Loans [Member]
Financial assets:
Loans held for sale		367		700
Portion at Fair Value | FHLB and FRB restricted stock holdings
Financial assets:
Other securities, fair value		601		600
Portion at Fair Value | Commercial and Industrial Loans
Financial assets:
Portfolio loans and leases at fair value		42,873		40,781
Portion at Fair Value | Commercial Mortgage Loans
Financial assets:
Portfolio loans and leases at fair value		6,791		6,878
Portion at Fair Value | Commercial Construction
Financial assets:
Portfolio loans and leases at fair value		2,436		1,735
Portion at Fair Value | Commercial Leases
Financial assets:
Portfolio loans and leases at fair value		3,569		3,426
Portion at Fair Value | Residential Mortgage
Financial assets:
Portfolio loans and leases at fair value		12,923		12,249
Portion at Fair Value | Home Equity
Financial assets:
Portfolio loans and leases at fair value		9,091		9,224
Portion at Fair Value | Automobile Loan Securitizations
Financial assets:
Portfolio loans and leases at fair value		11,636		11,748
Portion at Fair Value | Credit Card Loan [Member]
Financial assets:
Portfolio loans and leases at fair value		2,508		2,586
Portion at Fair Value | Other Consumer Loans and Leases
Financial assets:
Portfolio loans and leases at fair value		490		414
Portion at Fair Value | Fair Value, Inputs, Level 1
Financial assets:
Cash and due from banks, fair value		2,785		3,091
Other short term investments, fair value		3,451		7,914
Financial liabilities:
Federal funds purchased, fair value		126		144
Long term debt, fair value		13,471		14,993
Portion at Fair Value | Fair Value, Inputs, Level 2
Financial liabilities:
Deposits, fair value		103,026		101,715
Other short-term borrowings, fair value		4,138		1,561
Long term debt, fair value		603		655
Portion at Fair Value | Fair Value, Inputs, Level 2 | FHLB and FRB restricted stock holdings
Financial assets:
Other securities, fair value		601		600
Portion at Fair Value | Fair Value, Inputs, Level 3
Financial assets:
Held-to-maturity securities, fair value		157		187
Portfolio loans and leases at fair value		92,317		89,041
Portion at Fair Value | Fair Value, Inputs, Level 3 | Non Fair Value Option Held For Sale Loans [Member]
Financial assets:
Loans held for sale		367		700
Portion at Fair Value | Fair Value, Inputs, Level 3 | Commercial and Industrial Loans
Financial assets:
Portfolio loans and leases at fair value		42,873		40,781
Portion at Fair Value | Fair Value, Inputs, Level 3 | Commercial Mortgage Loans
Financial assets:
Portfolio loans and leases at fair value		6,791		6,878
Portion at Fair Value | Fair Value, Inputs, Level 3 | Commercial Construction
Financial assets:
Portfolio loans and leases at fair value		2,436		1,735
Portion at Fair Value | Fair Value, Inputs, Level 3 | Commercial Leases
Financial assets:
Portfolio loans and leases at fair value		3,569		3,426
Portion at Fair Value | Fair Value, Inputs, Level 3 | Residential Mortgage
Financial assets:
Portfolio loans and leases at fair value		12,923		12,249
Portion at Fair Value | Fair Value, Inputs, Level 3 | Home Equity
Financial assets:
Portfolio loans and leases at fair value		9,091		9,224
Portion at Fair Value | Fair Value, Inputs, Level 3 | Automobile Loan Securitizations
Financial assets:
Portfolio loans and leases at fair value		11,636		11,748
Portion at Fair Value | Fair Value, Inputs, Level 3 | Credit Card Loan [Member]
Financial assets:
Portfolio loans and leases at fair value		2,508		2,586
Portion at Fair Value | Fair Value, Inputs, Level 3 | Other Consumer Loans and Leases
Financial assets:
Portfolio loans and leases at fair value		$ 490		$ 414
[1]	Includes $156 and $179 of cash and due from banks, $2,547 and $3,378 of portfolio loans and leases, $(29) and $(22) of ALLL, $23 and $25 of other assets, $4 and $5 of other liabilities, and $2,542 and $3,434 of long-term debt from consolidated VIEs that are included in their respective captions above at June 30, 2015 and December 31, 2014, respectively. For further information refer to Note 10.
[2]	Fair value of $157 and $187 at June 30, 2015 and December 31, 2014, respectively.
[3]	Includes $628 and $561 of residential mortgage loans held for sale measured at fair value at June 30, 2015 and December 31, 2014, respectively.
[4]	Amortized cost of $27,483 and $21,677 at June 30, 2015 and December 31, 2014, respectively.
[5]	Includes $561 and $0 of deposits held for sale at June 30, 2015 and December 31, 2014, respectively.

Results of Operations and Avera

Results of Operations and Average Assets by Segment - Additional Information (Detail)	Jun. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Full-service Banking Centers	1,299

Results of Operations and Av137

Results of Operations and Average Assets by Segment (Detail) - USD ($) $ in Millions	3 Months Ended				6 Months Ended
	Jun. 30, 2015		Jun. 30, 2014		Jun. 30, 2015		Jun. 30, 2014		Dec. 31, 2014
Segment Reporting Information [Line Items]
Net interest income	$ 887		$ 900		$ 1,734		$ 1,793
Provision for loan and lease losses	79		76		148		146
Net interest income (loss) after provision for loan and lease losses	808		824		1,586		1,647
Total noninterest income	556		736		1,187		1,300
Total noninterest expense	947		954		1,871		1,903
Income (Loss) Before Income Taxes	417		606		902		1,044
Applicable income tax benefit	108		167		232		287
Net income (loss)	309		439		670		757
Less: Net income attributable to noncontrolling interests	(6)				(6)		1
Net income attributable to Bancorp	315		439		676		756
Dividends on preferred stock	23		23		38		32
Net income available to common shareholders	292		416		638		724
Total goodwill	2,416		2,416		2,416		2,416		$ 2,416
Total Assets	141,658		132,562		141,658		132,562		$ 138,706
Commercial Banking
Segment Reporting Information [Line Items]
Net interest income	402		403		794		801
Provision for loan and lease losses	38		40		71		139
Net interest income (loss) after provision for loan and lease losses	364		363		723		662
Total noninterest income	232	[1]	216		404	[2]	425
Total noninterest expense	356		330		713		663
Income (Loss) Before Income Taxes	240		249		414		424
Applicable income tax benefit	34		41		46		58
Net income (loss)	206		208		368		366
Net income attributable to Bancorp	206		208		368		366
Net income available to common shareholders	206		208		368		366
Total goodwill	613		613		613		613
Total Assets	58,695		56,001		58,695		56,001
Branch Banking
Segment Reporting Information [Line Items]
Net interest income	376		384		752		775
Provision for loan and lease losses	38		47		81		91
Net interest income (loss) after provision for loan and lease losses	338		337		671		684
Total noninterest income	94	[3]	171	[4]	270	[5]	343	[6]
Total noninterest expense	396		385		787		775
Income (Loss) Before Income Taxes	36		123		154		252
Applicable income tax benefit	13		43		55		89
Net income (loss)	23		80		99		163
Net income attributable to Bancorp	23		80		99		163
Net income available to common shareholders	23		80		99		163
Total goodwill	1,655		1,655		1,655		1,655
Total Assets	52,497		49,764		52,497		49,764
Consumer Lending
Segment Reporting Information [Line Items]
Net interest income	63		65		125		129
Provision for loan and lease losses	8		13		22		38
Net interest income (loss) after provision for loan and lease losses	55		52		103		91
Total noninterest income	122		90		251		209
Total noninterest expense	112		165		214		330
Income (Loss) Before Income Taxes	65		(23)		140		(30)
Applicable income tax benefit	23		(8)		49		(11)
Net income (loss)	42		(15)		91		(19)
Net income attributable to Bancorp	42		(15)		91		(19)
Net income available to common shareholders	42		(15)		91		(19)
Total Assets	22,534		22,365		22,534		22,365
Investment Advisors
Segment Reporting Information [Line Items]
Net interest income	29		29		58		60
Provision for loan and lease losses	2		1		3		2
Net interest income (loss) after provision for loan and lease losses	27		28		55		58
Total noninterest income	103		101		212		205
Total noninterest expense	115		111		231		222
Income (Loss) Before Income Taxes	15		18		36		41
Applicable income tax benefit	6		6		13		14
Net income (loss)	9		12		23		27
Net income attributable to Bancorp	9		12		23		27
Net income available to common shareholders	9		12		23		27
Total goodwill	148		148		148		148
Total Assets	10,264		9,251		10,264		9,251
General Corporate and Other
Segment Reporting Information [Line Items]
Net interest income	17		19		5		28
Provision for loan and lease losses	(7)		(25)		(29)		(124)
Net interest income (loss) after provision for loan and lease losses	24		44		34		152
Total noninterest income	44		196		126		190
Total noninterest expense	7		1		2		(15)
Income (Loss) Before Income Taxes	61		239		158		357
Applicable income tax benefit	32		85		69		137
Net income (loss)	29		154		89		220
Less: Net income attributable to noncontrolling interests	(6)				(6)		1
Net income attributable to Bancorp	35		154		95		219
Dividends on preferred stock	23		23		38		32
Net income available to common shareholders	12		131		57		187
Total Assets	(2,332)		(4,819)		(2,332)		(4,819)
Intersegment Elimination
Segment Reporting Information [Line Items]
Total noninterest income	(39)	[7]	(38)	[8]	(76)	[9]	(72)	[10]
Total noninterest expense	$ (39)		$ (38)		$ (76)		$ (72)
[1]	Includes an impairment charge of $4 for operating lease equipment. For more information refer to Note 8 and Note 20.
[2]	Includes an impairment charge of $34 for operating lease equipment. For more information refer to Note 8 and Note 20
[3]	Includes an impairment charge of $98 for branches and land. For more information refer to Note 7 and Note 20.
[4]	Includes an impairment charge of $18 for branches and land. For more information refer to Note 7 and Note 20.
[5]	Includes an impairment charge of $102 for branches and land. For more information refer to Note 7 and Note 20.
[6]	Includes an impairment charge of $18 for branches and land. For more information refer to Note 7 and Note 20.
[7]	Revenue sharing agreements between Investment Advisors and Branch Banking are eliminated in the Condensed Consolidated Statements of Income.
[8]	Revenue sharing agreements between Investment Advisors and Branch Banking are eliminated in the Condensed Consolidated Statements of Income.
[9]	Revenue sharing agreements between Investment Advisors and Branch Banking are eliminated in the Condensed Consolidated Statements of Income.
[10]	Revenue sharing agreements between Investment Advisors and Branch Banking are eliminated in the Condensed Consolidated Statements of Income.

Results of Operations and Av138

Results of Operations and Average Assets by Segment (Parenthetical) (Detail) - USD ($) $ in Millions	3 Months Ended			6 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Segment Reporting Information [Line Items]
Other Asset Impairment Charges				$ 34
Operating lease equipment
Segment Reporting Information [Line Items]
Other Asset Impairment Charges	$ 4	$ 30		34
Branch Banking
Segment Reporting Information [Line Items]
Impairment Of Real Estate	$ 98		$ 18	$ 102	$ 18

Subsequent Event - Additional I

Subsequent Event - Additional Information (Detail) - USD ($) $ in Millions	Aug. 03, 2015	Jun. 30, 2015	Jun. 30, 2014
Subsequent Event [Line Items]
Shares acquired for treasury		$ 335	$ 249
Subsequent events
Subsequent Event [Line Items]
Issue of senior notes to third party investors		1,100
Subsequent events | Parent company | Senior Debt Obligations | Fixed rate 2.875 percent senior notes due 2020
Subsequent Event [Line Items]
Issue of senior notes to third party investors		$ 1,100
Maturity date(s) Start		Jul. 27, 2015
Maturity date(s) End		Jul. 27, 2020
Subsequent events | March 2014 Repurchase Program
Subsequent Event [Line Items]
Total shares repurchased		6,039,792
Shares acquired for treasury	$ 150
Redemption date	Aug. 3, 2015