I, John D. Johns, state and attest that:
(1) To the best of my knowledge, based upon a review of the covered reports of Protective Life Corporation, and, except as corrected or supplemented in a
subsequent covered report:
o no covered report contained an untrue statement of a material fact as of the end of the period covered by such report (or in the case of a report on
Form 8-K or definitive proxy materials, as of the date on which it was filed); and
o no covered report omitted to state a material fact necessary to make the statements in the covered report, in light of the circumstances under
which they were made, not misleading as of the end of the period covered by such report (or in the case of a report on Form 8-K or definitive proxy
materials, as of the date on which it was filed).
(2) I have reviewed the contents of this statement with the Company's audit committee.
(3) In this statement under oath, each of the following, if filed on or before the date of this statement, is a “covered report”:
o the Annual Report on Form 10-K for the fiscal year ended December 31, 2001 filed with the Commission of Protective Life Corporation;
o all reports on Form 10-Q, all reports on Form 8-K and all definitive proxy materials of Protective Life Corporation filed with the Commission
subsequent to the filing of the Form 10-K identified above; and
o any amendments to any of the foregoing.
/s/ John D. Johns
John D. Johns
President and Chief Executive Officer
August 14, 2002
Subscribed and sworn to before me this 14th day of August 2002.
| /s/Venzine M. Wells | |
| Notary Public | |
| My Commission Expires: 9/16/2004 |
