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Content analysis
?| Positive | ||
| Negative | ||
| Uncertain | ||
| Constraining | ||
| Legalese | ||
| Litigous | ||
| Readability |
H.S. freshman Bad
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New words:
awaiting, Bloomberg, Britain, confidence, contagion, custodial, cyber, densely, earthquake, European, GNMA, graduated, hit, intermediary, Japan, Likewise, matrix, MMD, NBCR, NCCI, obligor, passage, peer, persistent, persistently, populated, prominence, pursued, recession, regression, repackaged, resold, resume, resuming, risen, sample, SIC, simplify, smallest, sovereign, stale, steadily, stream, suspended, Switzerland, technique, temporarily, tolerance, trip, tsunami, uncharacteristic, unnecessary, unprecedented, vulnerable, worst
Removed:
AAA, avoid, Bermuda, ceased, certifying, coastal, comparing, computational, conservatorship, deal, discounted, dislocation, distorted, EBNR, elimination, emphasized, Fannie, Francisco, Freddie, geography, Gustav, half, Hemscott, Ike, improvement, July, lagging, loaned, London, Los, Mac, Mae, magnitude, manager, marketability, Mellon, mentioned, Michel, modest, occurring, odd, originator, payable, planned, preference, pretax, proprietary, Raymond, renewed, Resident, routine, San, securitized, serviced, subprime, suitable, targeting, turmoil, vintage, York
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EXHIBIT 21
EMC INSURANCE GROUP INC.
ORGANIZATIONAL CHART
193