National Consumer Cooperative Bank 10-K 2004 FY Annual report

Exhibit 23.1

Consent of Independent Registered Public Accounting Firm

The Board of Directors
National Cooperative Bank:

We consent to the incorporation by reference in Registration Statement No. 333-90457 dated December 21, 1999 and Registration Statement No. 333-17003 dated January 24, 1997 of National Cooperative Bank and subsidiaries (the Company) of our report dated March 28, 2005, relating to the consolidated balance sheets of the Company as of December 31, 2004 and 2003, and the related consolidated statements of income, comprehensive income, changes in members’ equity, and cash flows for each of the years in the three-year period ended December 31, 2004, which report appears in the December 31, 2004 annual report on Form 10-K of the Company.

McLean, Virginia
March 28, 2005