TrustCo Bank Corp NY (TRST) 10-Q 5 Aug 16 2016 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2016	Jul. 31, 2016
Document and Entity Information [Abstract]
Entity Registrant Name	TRUSTCO BANK CORP N Y
Entity Central Index Key	357,301
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		95,599,646
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q2
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2016

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Interest and dividend income:
Interest and fees on loans	$ 35,652	$ 35,343	$ 71,257	$ 70,326
Interest and dividends on securities available for sale:
U. S. government sponsored enterprises	404	366	659	578
State and political subdivisions	13	23	27	48
Mortgage-backed securities and collateralized mortgage obligations-residential	2,169	2,276	4,285	4,669
Corporate bonds	0	0	0	1
Small Business Administration-guaranteed participation securities	450	503	926	1,025
Mortgage-backed securities and collateralized mortgage obligations-commercial	38	38	74	75
Other securities	4	4	8	8
Total interest and dividends on securities available for sale	3,078	3,210	5,979	6,404
Interest on held to maturity securities:
Mortgage-backed securities and collateralized mortgage obligations-residential	374	480	775	958
Corporate bonds	154	154	308	308
Total interest on held to maturity securities	528	634	1,083	1,266
Federal Reserve Bank and Federal Home Loan Bank stock	118	118	238	234
Interest on federal funds sold and other short-term investments	832	423	1,677	823
Total interest income	40,208	39,728	80,234	79,053
Interest on deposits:
Interest-bearing checking	116	111	230	216
Savings	604	599	1,208	1,257
Money market deposit accounts	467	547	962	1,164
Time deposits	2,460	2,500	4,833	4,934
Interest on short-term borrowings	262	300	519	646
Total interest expense	3,909	4,057	7,752	8,217
Net interest income	36,299	35,671	72,482	70,836
Provision for loan losses	800	800	1,600	1,600
Net interest income after provision for loan losses	35,499	34,871	70,882	69,236
Noninterest income:
Trustco financial services income	1,512	1,478	3,117	3,131
Fees for services to customers	2,737	2,691	5,398	5,215
Net gain on securities transactions	668	0	668	249
Other	282	285	588	482
Total noninterest income	5,199	4,454	9,771	9,077
Noninterest expenses:
Salaries and employee benefits	8,934	8,164	17,937	16,645
Net occupancy expense	3,918	3,878	8,006	7,986
Equipment expense	1,840	1,803	3,354	3,745
Professional services	2,098	2,066	4,244	3,573
Outsourced services	1,425	1,425	2,976	2,850
Advertising expense	570	733	1,299	1,333
FDIC and other insurance	1,949	1,017	3,939	2,082
Other real estate expense, net	423	201	942	625
Other	2,817	2,844	4,715	5,149
Total noninterest expenses	23,974	22,131	47,412	43,988
Income before taxes	16,724	17,194	33,241	34,325
Income taxes	6,260	6,467	12,366	12,883
Net income	$ 10,464	$ 10,727	$ 20,875	$ 21,442
Net income per share:
Basic (in dollars per share)	$ 0.110	$ 0.113	$ 0.219	$ 0.226
Diluted (in dollars per share)	$ 0.109	$ 0.113	$ 0.219	$ 0.225

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Consolidated Statements of Comprehensive Income (Unaudited) [Abstract]
Net income	$ 10,464	$ 10,727	$ 20,875	$ 21,442
Net unrealized holding gain (loss) on securities available for sale	4,565	(5,482)	12,600	(2,173)
Reclassification adjustments for net gain recognized in income	(668)	0	(668)	(249)
Tax effect	(1,559)	2,193	(4,773)	971
Net unrealized gain (loss) on securities available for sale, net of tax	2,338	(3,289)	7,159	(1,451)
Amortization of net actuarial loss (gain)	(50)	15	(17)	10
Amortization of prior service cost (credit)	22	67	45	45
Tax effect	12	(33)	(11)	(22)
Amortization of net actuarial loss (gain) and prior service cost (credit) on pension and postretirement plans, net of tax	(16)	49	17	33
Other comprehensive income (loss), net of tax	2,322	(3,240)	7,176	(1,418)
Comprehensive income	$ 12,786	$ 7,487	$ 28,051	$ 20,024

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS:
Cash and due from banks	$ 39,787	$ 41,698
Federal funds sold and other short term investments	718,609	676,458
Total cash and cash equivalents	758,396	718,156
Securities available for sale	620,506	601,037
Held to maturity securities (fair value 2016 $53,890; 2015 $59,439)	50,684	56,465
Federal Reserve Bank and Federal Home Loan Bank stock	9,579	9,480
Loans, net of deferred fees and costs	3,343,194	3,293,304
Less: Allowance for loan losses	44,064	44,762
Net loans	3,299,130	3,248,542
Bank premises and equipment, net	36,793	37,643
Other assets	55,825	63,669
Total assets	4,830,913	4,734,992
Deposits:
Demand	376,669	365,081
Interest-bearing checking	766,322	754,347
Savings accounts	1,282,006	1,262,194
Money market deposit accounts	577,063	610,826
Time deposits	1,178,567	1,107,930
Total deposits	4,180,627	4,100,378
Short-term borrowings	190,542	191,226
Accrued expenses and other liabilities	29,479	30,078
Total liabilities	4,400,648	4,321,682
SHAREHOLDERS' EQUITY:
Capital stock par value $1; 150,000,000 shares authorized; 99,071,052 and 98,973,452 shares issued at June 30, 2016 and December 31, 2015, respectively	99,071	98,973
Surplus	171,174	171,443
Undivided profits	192,356	184,009
Accumulated other comprehensive income (loss), net of tax	2,395	(4,781)
Treasury stock at cost - 3,578,249 and 3,711,228 shares at June 30, 2016 and December 31, 2015, respectively	(34,731)	(36,334)
Total shareholders' equity	430,265	413,310
Total liabilities and shareholders' equity	$ 4,830,913	$ 4,734,992

Consolidated Statements of Fin5

Consolidated Statements of Financial Condition (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS:
Held to maturity securities, fair value	$ 53,890	$ 59,439
SHAREHOLDERS' EQUITY:
Capital stock, par value (in dollars per share)	$ 1	$ 1
Capital stock, shares authorized (in shares)	150,000,000	150,000,000
Capital stock, shares issued (in shares)	99,071,052	98,973,452
Treasury stock, at cost (in shares)	3,578,249	3,711,228

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Capital Stock [Member]	Surplus [Member]	Undivided Profits [Member]	Accumulated Other Comprehensive (Loss) Income [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2014	$ 98,945	$ 172,353	$ 166,745	$ (4,509)	$ (40,090)	$ 393,444
Net income	0	0	21,442	0	0	21,442
Other comprehensive income (loss), net of tax	0	0	0	(1,418)	0	(1,418)
Cash dividend declared	0	0	(12,466)	0	0	(12,466)
Stock options exercised and related tax benefits	19	80	0	0	0	99
Purchase of treasury stock	0	0	0	0	(99)	(99)
Sale of treasury stock	0	(541)	0	0	1,902	1,361
Stock based compensation expense	0	96	0	0	0	96
Balance at Jun. 30, 2015	98,964	171,988	175,721	(5,927)	(38,287)	402,459
Balance at Mar. 31, 2015				(2,687)
Net income						10,727
Other comprehensive income (loss), net of tax						(3,240)
Balance at Jun. 30, 2015	98,964	171,988	175,721	(5,927)	(38,287)	402,459
Balance at Dec. 31, 2015	98,973	171,443	184,009	(4,781)	(36,334)	413,310
Net income	0	0	20,875	0	0	20,875
Other comprehensive income (loss), net of tax	0	0	0	7,176	0	7,176
Cash dividend declared	0	0	(12,528)	0	0	(12,528)
Stock options exercised and related tax benefits	98	404	0	0	0	502
Purchase of treasury stock	0	0	0	0	(489)	(489)
Sale of treasury stock	0	(785)	0	0	2,092	1,307
Stock based compensation expense	0	112	0	0	0	112
Balance at Jun. 30, 2016	99,071	171,174	192,356	2,395	(34,731)	430,265
Balance at Mar. 31, 2016				73
Net income						10,464
Other comprehensive income (loss), net of tax						2,322
Balance at Jun. 30, 2016	$ 99,071	$ 171,174	$ 192,356	$ 2,395	$ (34,731)	$ 430,265

Consolidated Statements of Cha7

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Consolidated Statements of Changes in Shareholders' Equity (Unaudited) [Abstract]
Cash dividend declared (in dollars per share)	$ 0.1312	$ 0.1312
Stock options exercised and related tax (in shares)	97,600	19,429
Purchase of treasury stock (in shares)	80,769	14,881
Sale of treasury stock (in shares)	213,748	194,139

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Cash flows from operating activities:
Net income	$ 20,875	$ 21,442
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	2,071	2,331
Net gain on sale of other real estate owned	(363)	(302)
Writedown of other real estate owned	606	350
Provision for loan losses	1,600	1,600
Deferred tax expense	1,211	167
Net amortization of securities	2,453	2,912
Stock based compensation expense	112	96
Net gain on sale of bank premises and equipment	(62)	0
Net gain on sales and calls of securities	(668)	(249)
Decrease in taxes receivable	1,996	1,815
Increase in interest receivable	(442)	(7)
Increase (decrease) in interest payable	17	(33)
Increase in other assets	(1,530)	(405)
(Decrease) increase in accrued expenses and other liabilities	(631)	1,072
Total adjustments	6,370	9,347
Net cash provided by operating activities	27,245	30,789
Cash flows from investing activities:
Proceeds from sales and calls of securities available for sale	134,550	78,604
Proceeds from calls and maturities of held to maturity securities	5,781	7,403
Purchases of securities available for sale	(144,422)	(98,092)
Proceeds from maturities of securities available for sale	550	1,499
Purchases of Federal Reserve Bank and Federal Home Loan Bank stock	(99)	(252)
Net increase in loans	(54,636)	(90,557)
Proceeds from dispositions of other real estate owned	4,058	3,870
Proceeds from dispositions of bank premises and equipment	58	66
Purchases of bank premises and equipment	(1,217)	(1,932)
Net cash used in investing activities	(55,377)	(99,391)
Cash flows from financing activities:
Net increase in deposits	80,249	105,200
Net decrease in short-term borrowings	(684)	(18,366)
Proceeds from exercise of stock options and related tax benefits	502	99
Proceeds from sale of treasury stock	1,307	1,361
Purchases of treasury stock	(489)	(99)
Dividends paid	(12,513)	(12,456)
Net cash provided by financing activities	68,372	75,739
Net increase in cash and cash equivalents	40,240	7,137
Cash and cash equivalents at beginning of period	718,156	671,448
Cash and cash equivalents at end of period	758,396	678,585
Cash paid during the year for:
Interest paid	7,735	8,250
Income taxes paid	10,485	11,059
Other non cash items:
Transfer of loans to other real estate owned	2,448	3,585
Increase in dividends payable	15	10
Change in unrealized gain on securities available for sale-gross of deferred taxes	11,932	(2,422)
Change in deferred tax effect on unrealized gain on securities available for sale	(4,773)	971
Amortization of net actuarial loss and prior service credit on pension and postretirement plans	28	55
Change in deferred tax effect of amortization of net actuarial loss and prior service credit	$ (11)	$ (22)

Financial Statement Presentatio

Financial Statement Presentation	6 Months Ended
	Jun. 30, 2016
Financial Statement Presentation [Abstract]
Financial Statement Presentation	(1) Financial Statement Presentation The unaudited Consolidated Interim Financial Statements of TrustCo Bank Corp NY (the “Company” or “TrustCo”) include the accounts of the subsidiaries after elimination of all significant intercompany accounts and transactions. Prior period amounts are reclassified when necessary to conform to the current period presentation. The net income reported for the three months and six months ended June 30, 2016 is not necessarily indicative of the results that may be expected for the year ending December 31, 2016, or any interim periods. These financial statements consider events that occurred through the date of filing. In the opinion of the management of the Company, the accompanying unaudited Consolidated Interim Financial Statements contain all recurring adjustments necessary to present fairly the financial position as of June 30, 2016, the results of operations and cash flows for the three months and six months ended June 30, 2016 and 2015. The accompanying Consolidated Interim Financial Statements should be read in conjunction with the Company’s year-end Consolidated Financial Statements, including notes thereto, which are included in the Company's 2015 Annual Report on Form 10-K for the year ended December 31, 2015. The accompanying consolidated financial statements have been prepared in accordance with the instructions to Form 10-Q and, therefore, do not include all information and notes necessary for a complete presentation of financial position, results of operations and cash flow activity required in accordance with accounting principles generally accepted in the United States.

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2016
Earnings Per Share [Abstract]
Earnings Per Share	(2) Earnings Per Share The Company computes earnings per share in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 260, Earnings Per Share (in thousands, except per share data) For the three months ended June 30: For the six months ended June 30: 2016 2015 2016 2015 Net income $ 10,464 10,727 $ 20,875 21,442 Weighted average common shares 95,487 95,056 95,426 95,002 Stock Options 93 134 70 130 Weighted average common shares including potential dilutive shares 95,580 95,190 95,496 95,132 Basic EPS $ 0.110 0.113 $ 0.219 0.226 Diluted EPS $ 0.109 0.113 $ 0.219 0.225 For the three months and six months ended June 30, 2016, the weighted average number of antidilutive stock options excluded from diluted earnings per share was approximately 1.6 million. For the three and six months ended June 30, 2015 the weighted average number of antidilutive stock options excluded from diluted earnings per share was approximately 1.4 million. The stock options are antidilutive because the strike price is greater than the average fair value of the Company’s common stock for the periods presented.

Benefit Plans

Benefit Plans	6 Months Ended
	Jun. 30, 2016
Benefit Plans [Abstract]
Benefit Plans	(3) Benefit Plans The table below outlines the components of the Company's net periodic benefit recognized during the three months and six months ended June 30, 2016 and 2015 for its pension and other postretirement benefit plans: For the three months ended June 30, Pension Benefits Other Postretirement Benefits (dollars in thousands) 2016 2015 2016 2015 Service cost $ 16 15 32 39 Interest cost 349 330 61 64 Expected return on plan assets (681 ) (684 ) (180 ) (180 ) Amortization of net (gain) loss 5 121 (55 ) (106 ) Amortization of prior service cost - - 22 67 Net periodic benefit $ (311 ) (218 ) (120 ) (116 ) For the six months ended June 30, Pension Benefits Other Postretirement Benefits (dollars in thousands) 2016 2015 2016 2015 Service cost $ 31 30 64 78 Interest cost 686 660 123 129 Expected return on plan assets (1,325 ) (1,368 ) (360 ) (361 ) Amortization of net loss (gain) 92 81 (109 ) (71 ) Amortization of prior service cost - - 45 45 Net periodic benefit $ (516 ) (597 ) (237 ) (180 ) The Company does not expect to make contributions to its pension and postretirement benefit plans in 2016. As of June 30, 2016, no contributions have been made, however, this decision is reviewed each quarter and is subject to change based upon market conditions. Since 2003, the Company has not subsidized retiree medical insurance premiums. However, it continues to provide postretirement medical benefits to a limited number of current and retired executives in accordance with the terms of their employment contracts.

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2016
Investment Securities [Abstract]
Investment Securities	(4) Investment Securities (a) Securities available for sale The amortized cost and fair value of the securities available for sale are as follows: (dollars in thousands) June 30, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. government sponsored enterprises $ 116,505 90 - 116,595 State and political subdivisions 955 19 - 974 Mortgage backed securities and collateralized mortgage obligations - residential 400,527 3,625 14 404,138 Small Business Administration- guaranteed participation securities 87,102 710 72 87,740 Mortgage backed securities and collateralized mortgage obligations - commercial 10,284 90 - 10,374 Other 650 - - 650 Total debt securities 616,023 4,534 86 620,471 Equity securities 35 - - 35 Total securities available for sale $ 616,058 4,534 86 620,506 (dollars in thousands) December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. government sponsored enterprises $ 86,899 19 181 86,737 State and political subdivisions 1,270 20 - 1,290 Mortgage backed securities and collateralized mortgage obligations - residential 416,625 430 5,326 411,729 Small Business Administration- guaranteed participation securities 92,620 - 2,204 90,416 Mortgage backed securities and collateralized mortgage obligations - commercial 10,422 - 242 10,180 Other 650 - - 650 Total debt securities 608,486 469 7,953 601,002 Equity securities 35 - - 35 Total securities available for sale $ 608,521 469 7,953 601,037 The following table distributes the debt securities included in the available for sale portfolio as of June 30, 2016, based on the securities’ final maturity. Actual maturities may differ because of securities prepayments and the right of certain issuers to call or prepay their obligations without penalty. Securities not due at a single maturity date are presented separately: (dollars in thousands) Amortized Cost Fair Value Due in one year or less $ 1,407 1,408 Due in one year through five years 76,137 76,219 Due after five years through ten years 40,557 40,583 Due after ten years 9 9 Mortgage backed securities and collateralized mortgage obligations - residential 400,527 404,138 Small Business Administration- guaranteed participation securities 87,102 87,740 Mortgage backed securities and collateralized mortgage obligations - commercial 10,284 10,374 $ 616,023 620,471 Gross unrealized losses on securities available for sale and the related fair values aggregated by the length of time that individual securities have been in an unrealized loss position, were as follows: (dollars in thousands) June 30, 2016 Less than 12 months 12 months or more Total Fair Value Gross Unreal. Loss Fair Value Gross Unreal. Loss Fair Value Gross Unreal. Loss Mortgage backed securities and collateralized mortgage obligations - residential - - 15,203 14 15,203 14 Small Business Administration- guaranteed participation securities - - 15,376 72 15,376 72 Total $ - - 30,579 86 30,579 86 (dollars in thousands) December 31, 2015 Less than 12 months 12 months or more Total Fair Value Gross Unreal. Loss Fair Value Gross Unreal. Loss Fair Value Gross Unreal. Loss U.S. government sponsored enterprises $ 41,786 113 9,932 68 51,718 181 Mortgage backed securities and collateralized mortgage obligations - residential 187,605 2,147 167,549 3,179 355,153 5,326 Small Business Administration- guaranteed participation securities 7,529 111 82,888 2,093 90,417 2,204 Mortgage backed securities and collateralized mortgage obligations - commercial 5,553 130 4,627 112 10,180 242 Total $ 242,473 2,501 264,996 5,452 507,468 7,953 The proceeds from sales and calls of securities available for sale, gross realized gains and gross realized losses from sales and calls during the three months and six months ended June 30, 2016 and 2015 are as follows: (dollars in thousands) Three months ended June 30, 2016 2015 Proceeds from sales $ 44,829 - Proceeds from calls 40,808 27,499 Gross realized gains 668 - Gross realized losses - - (dollars in thousands) Six months ended June 30, 2016 2015 Proceeds from sales $ 44,829 22,945 Proceeds from calls 89,721 55,659 Gross realized gains 668 249 Gross realized losses - - For the three and six months ended June 30, 2016, income tax expense recognized on net gains on sales of securities available for sale was approximately $267 thousand. For the six months ended June 30, 2015, income tax expense recognized on net gains on sales of securities available for sale was approximately $100 thousand. There were no sales of securities available for sale during the three months ended June 30, 2015. (b) Held to maturity securities The amortized cost and fair value of the held to maturity securities are as follows: (dollars in thousands) June 30, 2016 Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value Mortgage backed securities and collateralized mortgage obligations - residential $ 40,702 2,676 - 43,378 Corporate bonds 9,982 530 - 10,512 Total held to maturity $ 50,684 3,206 - 53,890 (dollars in thousands) December 31, 2015 Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value Mortgage backed securities and collateralized mortgage obligations - residential $ 46,490 2,308 - 48,798 Corporate bonds 9,975 666 - 10,641 Total held to maturity $ 56,465 2,974 - 59,439 The following table distributes the debt securities included in the held to maturity portfolio as of June 30, 2016, based on the securities’ final maturity. Actual maturities may differ because of securities prepayments and the right of certain issuers to call or prepay their obligations without penalty. Securities not due at a single maturity date are presented separately: (dollars in thousands) Amortized Cost Fair Value Due in one year through five years $ 9,982 10,512 Mortgage backed securities and collateralized mortgage obligations - residential 40,702 43,378 $ 50,684 53,890 There were no held to maturity securities in an unrecognized loss position as of June 30, 2016 or December 31, 2015. There were no sales or transfers of held to maturity securities during the three months and six months ended June 30, 2016 and 2015 . (c) Other-Than-Temporary Impairment Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The investment securities portfolio is evaluated for OTTI by segregating the portfolio by type and applying the appropriate OTTI model. Investment securities classified as available for sale or held to maturity are generally evaluated for OTTI under ASC 320 “Investments – Debt and Equity Securities.” In determining OTTI under the FASB ASC 320 model, management considers many factors, including: (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the Company has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. The assessment of whether any other-than-temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time. When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether management intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis. If management intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. If management does not intend to sell the security and it is not more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis, the OTTI on debt securities shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of the total OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total OTTI related to other factors is recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. As of June 30, 2016, the Company’s security portfolio included certain securities which were in an unrealized loss position. The declines in fair value are attributable to changes in interest rates, and not credit quality, and because the Company does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery, the Company does not consider these securities to be other-than-temporarily impaired at June 30, 2016 .

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2016
Loans and Allowance for Loan Losses [Abstract]
Loans and Allowance for Loan Losses	(5) Loans and Allowance for Loan Losses The following table presents the recorded investment in loans by loan class: June 30, 2016 (dollars in thousands) New York and other states* Florida Total Commercial: Commercial real estate $ 158,150 14,272 172,422 Other 23,196 80 23,276 Real estate mortgage - 1 to 4 family: First mortgages 2,116,506 603,612 2,720,118 Home equity loans 56,580 10,253 66,833 Home equity lines of credit 300,952 51,117 352,069 Installment 6,893 1,583 8,476 Total loans, net $ 2,662,277 680,917 3,343,194 Less: Allowance for loan losses 44,064 Net loans $ 3,299,130 December 31, 2015 (dollars in thousands) New York and other states* Florida Total Commercial: Commercial real estate $ 160,965 14,908 175,873 Other 27,449 93 27,542 Real estate mortgage - 1 to 4 family: First mortgages 2,093,957 566,715 2,660,672 Home equity loans 52,251 8,250 60,501 Home equity lines of credit 308,165 51,160 359,325 Installment 8,000 1,391 9,391 Total loans, net $ 2,650,787 642,517 3,293,304 Less: Allowance for loan losses 44,762 Net loans $ 3,248,542 *Includes New York, New Jersey, Vermont and Massachusetts At June 30, 2016 and December 31, 2015, the Company had approximately $22.8 million and $26.6 million of real estate construction loans, respectively. Of the $22.8 million in real estate construction loans at June 30, 2016, approximately $13.4 million are secured by second mortgages to residential borrowers while approximately $9.4 million were to commercial borrowers for residential construction projects. Of the $26.6 million in real estate construction loans at December 31, 2015, approximately $16.0 million are secured by second mortgages to residential borrowers while approximately $10.6 million were to commercial borrowers for residential construction projects. The vast majority of construction loans are in the Company’s New York market. TrustCo lends in the geographic territory of its branch locations in New York, Florida, Massachusetts, New Jersey and Vermont. Although the loan portfolio is diversified, a portion of its debtors’ ability to repay depends significantly on the economic conditions prevailing in the respective geographic territory. The following table presents the recorded investment in non-accrual loans by loan class: June 30, 2016 (dollars in thousands) New York and other states Florida Total Loans in non-accrual status: Commercial: Commercial real estate $ 2,690 - 2,690 Real estate mortgage - 1 to 4 family: First mortgages 20,287 1,557 21,844 Home equity loans 86 46 132 Home equity lines of credit 3,186 297 3,483 Installment 49 - 49 Total non-accrual loans 26,298 1,900 28,198 Restructured real estate mortgages - 1 to 4 family 45 - 45 Total nonperforming loans $ 26,343 1,900 28,243 December 31, 2015 (dollars in thousands) New York and other states Florida Total Loans in non-accrual status: Commercial: Commercial real estate $ 3,024 - 3,024 Other - - - Real estate mortgage - 1 to 4 family: First mortgages 19,488 1,488 20,976 Home equity loans 212 - 212 Home equity lines of credit 3,573 329 3,902 Installment 90 8 98 Total non-accrual loans 26,387 1,825 28,212 Restructured real estate mortgages - 1 to 4 family 48 - 48 Total nonperforming loans $ 26,435 1,825 28,260 The Company transfers loans to other real estate owned, at fair value less cost to sell, in the period the Company obtains physical possession of the property (through legal title or through a deed in lieu). As of June 30, 2016 and December 31, 2015, other estate owned included $3.9 million and $5.4 million of residential foreclosed properties, respectively. In addition, non-accrual residential mortgage loans that are in the process of foreclosure had a recorded investment of $13.7 million and $13.2 million as of June 30, 2016 and December 31, 2015, respectively. The following tables present the aging of the recorded investment in past due loans by loan class and by region as of June 30, 2016 and December 31, 2015: The following table presents the aging of the recorded investment in past due loans by loan class and by region: New York and other states: June 30, 2016 (dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 + Days Past Due Total 30+ days Past Due Current Total Loans Commercial: Commercial real estate $ 580 104 2,060 2,744 155,406 158,150 Other - - - - 23,196 23,196 Real estate mortgage - 1 to 4 family: First mortgages 1,896 1,678 12,391 15,965 2,100,541 2,116,506 Home equity loans 109 2 65 176 56,404 56,580 Home equity lines of credit 392 91 1,482 1,965 298,987 300,952 Installment 19 30 45 94 6,799 6,893 Total $ 2,996 1,905 16,043 20,944 2,641,333 2,662,277 Florida: (dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 + Days Past Due Total 30+ days Past Due Current Total Loans Commercial: Commercial real estate $ - - - - 14,272 14,272 Other - - - - 80 80 Real estate mortgage - 1 to 4 family: First mortgages 525 168 1,136 1,829 601,783 603,612 Home equity loans - - - - 10,253 10,253 Home equity lines of credit 113 50 180 343 50,774 51,117 Installment 1 3 - 4 1,579 1,583 Total $ 639 221 1,316 2,176 678,741 680,917 Total: (dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 + Days Past Due Total 30+ days Past Due Current Total Loans Commercial: Commercial real estate $ 580 104 2,060 2,744 169,678 172,422 Other - - - - 23,276 23,276 Real estate mortgage - 1 to 4 family: First mortgages 2,421 1,846 13,527 17,794 2,702,324 2,720,118 Home equity loans 109 2 65 176 66,657 66,833 Home equity lines of credit 505 141 1,662 2,308 349,761 352,069 Installment 20 33 45 98 8,378 8,476 Total $ 3,635 2,126 17,359 23,120 3,320,074 3,343,194 New York and other states: December 31, 2015 (dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 + Days Past Due Total 30+ days Past Due Current Total Loans Commercial: Commercial real estate $ - - 2,340 2,340 158,625 160,965 Other - - - - 27,449 27,449 Real estate mortgage - 1 to 4 family: First mortgages 4,321 2,037 12,529 18,887 2,075,070 2,093,957 Home equity loans 43 - 149 192 52,059 52,251 Home equity lines of credit 572 204 1,418 2,194 305,971 308,165 Installment 34 19 88 141 7,859 8,000 Total $ 4,970 2,260 16,524 23,754 2,627,033 2,650,787 Florida: (dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 + Days Past Due Total 30+ days Past Due Current Total Loans Commercial: Commercial real estate $ 10 - - 10 14,898 14,908 Other - - - - 93 93 Real estate mortgage - 1 to 4 family: First mortgages 665 271 851 1,787 564,928 566,715 Home equity loans - - - - 8,250 8,250 Home equity lines of credit 159 - 240 399 50,761 51,160 Installment 1 21 - 22 1,369 1,391 Total $ 835 292 1,091 2,218 640,299 642,517 Total: (dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 + Days Past Due Total 30+ days Past Due Current Total Loans Commercial: Commercial real estate $ 10 - 2,340 2,350 173,523 175,873 Other - - - - 27,542 27,542 Real estate mortgage - 1 to 4 family: First mortgages 4,986 2,308 13,380 20,674 2,639,998 2,660,672 Home equity loans 43 - 149 192 60,309 60,501 Home equity lines of credit 731 204 1,658 2,593 356,732 359,325 Installment 35 40 88 163 9,228 9,391 Total $ 5,805 2,552 17,615 25,972 3,267,332 3,293,304 At June 30, 2016 and December 31, 2015, there were no loans that were 90 days past due and still accruing interest. As a result, non-accrual loans include all loans 90 days or more past due as well as certain loans less than 90 days past due that were placed on non-accrual status for reasons other than delinquent status. There are no commitments to extend further credit on non - Activity in the allowance for loan losses by portfolio segment is summarized as follows: (dollars in thousands) For the three months ended June 30, 2016 Commercial Real Estate Mortgage- 1 to 4 Family Installment Total Balance at beginning of period $ 4,919 39,017 462 44,398 Loans charged off: New York and other states* 68 1,090 92 1,250 Florida - 17 1 18 Total loan chargeoffs 68 1,107 93 1,268 Recoveries of loans previously charged off: New York and other states* 1 117 15 133 Florida - 1 - 1 Total recoveries 1 118 15 134 Net loans charged off 67 989 78 1,134 Provision for loan losses 194 561 45 800 Balance at end of period $ 5,046 38,589 429 44,064 (dollars in thousands) For the three months ended June 30, 2015 Commercial Real Estate Mortgage- 1 to 4 Family Installment Total Balance at beginning of period $ 4,024 41,529 391 45,944 Loans charged off: New York and other states* 50 1,066 33 1,149 Florida - 169 - 169 Total loan chargeoffs 50 1,235 33 1,318 Recoveries of loans previously charged off: New York and other states* - 133 9 142 Florida 1 2 - 3 Total recoveries 1 135 9 145 Net loans charged off 49 1,100 24 1,173 Provision (credit) for loan losses 47 658 95 800 Balance at end of period $ 4,022 41,087 462 45,571 (dollars in thousands) For the six months ended June 30, 2016 Commercial Real Estate Mortgage- 1 to 4 Family Installment Total Balance at beginning of period $ 4,491 39,753 518 44,762 Loans charged off: New York and other states* 332 1,979 173 2,484 Florida - 101 17 118 Total loan chargeoffs 332 2,080 190 2,602 Recoveries of loans previously charged off: New York and other states* 41 235 26 302 Florida - 2 - 2 Total recoveries 41 237 26 304 Net loans charged off 291 1,843 164 2,298 Provision for loan losses 846 679 75 1,600 Balance at end of period $ 5,046 38,589 429 44,064 (dollars in thousands) For the six months ended June 30, 2015 Commercial Real Estate Mortgage- 1 to 4 Family Installment Total Balance at beginning of period $ 4,071 42,088 168 46,327 Loans charged off: New York and other states* 100 2,180 76 2,356 Florida - 278 - 278 Total loan chargeoffs 100 2,458 76 2,634 Recoveries of loans previously charged off: New York and other states* 16 243 15 274 Florida 2 2 - 4 Total recoveries 18 245 15 278 Net loans charged off 82 2,213 61 2,356 Provision for loan losses 33 1,212 355 1,600 Balance at end of period $ 4,022 41,087 462 45,571 The Company has identified non - The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2016 and December 31, 2015: June 30, 2016 (dollars in thousands) Commercial Loans 1-to-4 Family Residential Real Estate Installment Loans Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ - - - - Collectively evaluated for impairment 5,046 38,589 429 44,064 Total ending allowance balance $ 5,046 38,589 429 44,064 Loans: Individually evaluated for impairment $ 2,966 22,216 - 25,182 Collectively evaluated for impairment 192,732 3,116,804 8,476 3,318,012 Total ending loans balance $ 195,698 3,139,020 8,476 3,343,194 December 31, 2015 (dollars in thousands) Commercial Loans 1-to-4 Family Residential Real Estate Installment Loans Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ - - - - Collectively evaluated for impairment 4,491 39,753 518 44,762 Total ending allowance balance $ 4,491 39,753 518 44,762 Loans: Individually evaluated for impairment $ 3,306 22,575 - 25,881 Collectively evaluated for impairment 200,109 3,057,923 9,391 3,267,423 Total ending loans balance $ 203,415 3,080,498 9,391 3,293,304 A loan for which the terms have been modified, and for which the borrower is experiencing financial difficulties, is considered a TDR and is classified as impaired. TDR’s at June 30, 2016 and December 31, 2015 are measured at the present value of estimated future cash flows using the loan’s effective rate at inception or the fair value of the underlying collateral if the loan is considered collateral dependent. The following tables present impaired loans by loan class as of June 30, 2016 and December 31, 2015: New York and other states: June 30, 2016 (dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Commercial: Commercial real estate $ 2,966 3,988 - 3,116 Other - - - - Real estate mortgage - 1 to 4 family: First mortgages 17,439 18,350 - 17,146 Home equity loans 241 277 - 265 Home equity lines of credit 1,907 2,070 - 1,909 Total $ 22,553 24,685 - 22,436 Florida: (dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Commercial: Commercial real estate $ - - - - Other - - - - Real estate mortgage - 1 to 4 family: First mortgages 1,925 2,016 - 1,711 Home equity loans 97 97 - 67 Home equity lines of credit 607 679 - 612 Total $ 2,629 2,792 - 2,390 Total: (dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Commercial: Commercial real estate $ 2,966 3,988 - 3,116 Other - - - - Real estate mortgage - 1 to 4 family: First mortgages 19,364 20,366 - 18,857 Home equity loans 338 374 - 332 Home equity lines of credit 2,514 2,749 - 2,521 Total $ 25,182 27,477 - 24,826 New York and other states: December 31, 2015 (dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Commercial: Commercial real estate $ 3,306 3,996 - 3,608 Other - - - - Real estate mortgage - 1 to 4 family: First mortgages 17,460 18,602 - 18,127 Home equity loans 359 417 - 382 Home equity lines of credit 2,306 2,569 - 2,238 Total $ 23,431 25,584 - 24,355 Florida: (dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Commercial: Commercial real estate $ - - - - Other - - - - Real estate mortgage - 1 to 4 family: First mortgages 1,760 1,852 - 1,489 Home equity loans 53 53 - 54 Home equity lines of credit 637 720 - 654 Total $ 2,450 2,625 - 2,197 Total: (dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Commercial: Commercial real estate $ 3,306 3,996 - 3,608 Other - - - - Real estate mortgage - 1 to 4 family: First mortgages 19,220 20,454 - 19,616 Home equity loans 412 470 - 436 Home equity lines of credit 2,943 3,289 - 2,892 Total $ 25,881 28,209 - 26,552 The Company has not committed to lend additional amounts to customers with outstanding loans that are classified as impaired. Interest income recognized on impaired loans was not material during the three months and six months ended June 30, 2016 and 2015 . As of June 30, 2016 and December 31, 2015 impaired loans included approximately $11 .0 . Management evaluates impairment on impaired loans on a quarterly basis. If, during this evaluation, impairment of the loan is identified, a charge off is taken at that time. As a result, as of June 30, 2016 and December 31, 2015, based upon management’s evaluation and due to the sufficiency of chargeoffs taken, none of the allowance for loan losses has been allocated to a specific impaired loan(s). The following table presents, by class, loans that were modified as TDR’s: Three months ended 6/30/2016 Three months ended 6/30/2015 New York and other states*: (dollars in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Real estate mortgage - 1 to 4 family: First mortgages 10 $ 753 $ 753 13 $ 1,542 $ 1,542 Home equity loans - - - 1 139 139 Home equity lines of credit 5 66 66 2 44 44 Total 15 $ 819 $ 819 16 $ 1,725 $ 1,725 Florida: (dollars in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Real estate mortgage - 1 to 4 family: First mortgages 1 $ 298 $ 298 - $ - $ - Home equity loans 1 46 46 - - - Home equity lines of credit 1 6 6 - - - Total 3 $ 350 $ 350 - $ - $ - Six months ended 6/30/2016 Six months ended 6/30/2015 New York and other states*: (dollars in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Real estate mortgage - 1 to 4 family: First mortgages 22 $ 1,807 1,807 20 $ 2,987 2,987 Home equity loans - - - 1 139 139 Home equity lines of credit 9 157 157 2 44 44 Total 31 $ 1,964 $ 1,964 23 $ 3,170 $ 3,170 Florida: (dollars in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Real estate mortgage - 1 to 4 family: First mortgages 3 $ 525 $ 525 1 $ 157 $ 157 Home equity loans 1 46 46 - - - Home equity lines of credit 1 6 6 2 50 50 Total 5 $ 577 $ 577 3 $ 207 $ 207 The addition of these TDR’s did not have a significant impact on the allowance for loan losses . In situations where the Bank considers a loan modification, management determines whether the borrower is experiencing financial difficulty by performing an evaluation of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s underwriting policy. Generally, the modification of the terms of loans was the result of the borrower filing for bankruptcy protection. Chapter 13 bankruptcies generally include the deferral of all past due amounts for a period of generally 60 months in accordance with the bankruptcy court order. In the case of Chapter 7 bankruptcies, as previously noted, even though there is no modification of terms, the borrowers’ debt to the Company was discharged and they did not reaffirm the debt. A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. In situations involving a borrower filing for Chapter 13 bankruptcy protection, however, a loan is considered to be in payment default once it is 30 days contractually past due, consistent with the treatment by the bankruptcy court. The following table presents, by class, TDR’s that defaulted during the three months and six months ended June 30, 2016 and 2015 which had been modified within the last twelve months: Three months ended 6/30/2016 Three months ended 6/30/2015 New York and other states*: (dollars in thousands) Number of Contracts Recorded Investment Number of Contracts Recorded Investment Real estate mortgage - 1 to 4 family: First mortgages 1 $ 107 - $ - Total 1 $ 107 - $ - Florida: (dollars in thousands) Number of Contracts Recorded Investment Number of Contracts Recorded Investment Real estate mortgage - 1 to 4 family: First mortgages 1 $ 46 - $ - Total 1 $ 46 - $ - Six months ended 6/30/2016 Six months ended 6/30/2015 New York and other states*: (dollars in thousands) Number of Contracts Recorded Investment Number of Contracts Recorded Investment Real estate mortgage - 1 to 4 family: First mortgages 3 $ 268 - $ - Home equity lines of credit 1 48 - - Total 4 $ 316 - $ - Florida: (dollars in thousands) Number of Contracts Recorded Investment Number of Contracts Recorded Investment Real estate mortgage - 1 to 4 family: Home equity lines of credit 1 $ 46 1 $ 50 Total 1 $ 46 1 $ 50 The TDR’s that subsequently defaulted described above did not have a material impact on the allowance for loan losses. The Company categorizes non-homogenous loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. On at least an annual basis, the Company’s loan grading process analyzes non-homogeneous loans, such as commercial and commercial real estate loans, individually by grading the loans based on credit risk. The loan grades assigned to all loan types are tested by the Company’s internal loan review department in accordance with the Company’s internal loan review policy. The Company uses the following definitions for classified loans: Special Mention Substandard Doubtful Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be “pass” rated loans. As of June 30, 2016 and December 31, 2015, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: June 30, 2016 New York and other states: (dollars in thousands) Pass Classified Total Commercial: Commercial real estate $ 143,955 14,195 158,150 Other 22,472 724 23,196 $ 166,427 14,919 181,346 Florida: (dollars in thousands) Pass Classified Total Commercial: Commercial real estate $ 14,272 - 14,272 Other 80 - 80 $ 14,352 - 14,352 Total: (dollars in thousands) Pass Classified Total Commercial: Commercial real estate $ 158,227 14,195 172,422 Other 22,552 724 23,276 $ 180,779 14,919 195,698 December 31, 2015 New York and other states: (dollars in thousands) Pass Classified Total Commercial: Commercial real estate $ 145,335 15,630 160,965 Other 26,715 734 27,449 $ 172,050 16,364 188,414 Florida: (dollars in thousands) Pass Classified Total Commercial: Commercial real estate $ 14,908 - 14,908 Other 93 - 93 $ 15,001 - 15,001 Total: (dollars in thousands) Pass Classified Total Commercial: Commercial real estate $ 160,243 15,630 175,873 Other 26,808 734 27,542 $ 187,051 16,364 203,415 Included in classified loans in the above tables are impaired loans of $2.7 million and $3.0 million at June 30, 2016 and December 31, 2015, respectively. For homogeneous loan pools, such as residential mortgages, home equity lines of credit, and installment loans, the Company uses payment status to identify the credit risk in these loan portfolios. Payment status is reviewed on a daily basis by the Bank’s collection area and on a monthly basis with respect to determining the adequacy of the allowance for loan losses. The payment status of these homogeneous pools as of June 30, 2016 and December 31, 2015 is included in the aging of the recorded investment of the past due loans table. In addition, the total nonperforming portion of these homogeneous loan pools as of June 30, 2016 and December 31, 2015 is presented in the non-accrual loans table.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2016
Fair Value of Financial Instruments [Abstract]
Fair Value of Financial Instruments	(6) Fair Value of Financial Instruments Fair value measurements (ASC 820) defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair values: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity can access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a company’s own assumptions about the value that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate the fair value of assets and liabilities: Securities Available for Sale Other Real Estate Owned Impaired Loans Indications of value for both collateral-dependent impaired loans and other real estate owned are obtained from third party providers or the Company’s internal Appraisal Department. All indications of value are reviewed for reasonableness by a member of the Appraisal Department for the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value via comparison with independent data sources such as recent market data or industry-wide statistics. Assets and liabilities measured at fair value under ASC 820 on a recurring basis are summarized below: June 30, 2016 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (dollars in thousands) Securities available for sale: U.S. government sponsored enterprises $ 116,595 $ - $ 116,595 $ - State and political subdivisions 974 - 974 - Mortgage backed securities and collateralized mortgage obligations - residential 404,138 - 404,138 - Small Business Administration- guaranteed participation securities 87,740 - 87,740 - Mortgage backed securities and collateralized mortgage obligations - commercial 10,374 - 10,374 - Other securities 685 35 650 - Total securities available for sale $ 620,506 $ 35 $ 620,471 $ - Fair Value Measurements at December 31, 2015 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (dollars in thousands) Securities available for sale: U.S. government sponsored enterprises $ 86,737 $ - $ 86,737 $ - State and political subdivisions 1,290 - 1,290 - Mortgage backed securities and collateralized mortgage obligations - residential 411,729 - 411,729 - Small Business Administration- guaranteed participation securities 90,416 - 90,416 - Mortgage backed securities and collateralized mortgage obligations - commercial 10,180 - 10,180 - Other securities 685 35 650 - Total securities available for sale $ 601,037 $ 35 $ 601,002 $ - There were no transfers between Level 1 and Level 2 during the three months and six months ended June 30, 2016 and 2015 . Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at June 30, 2016 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Valuation technique Unobservable inputs Range (Weighted Average) (dollars in thousands) Other real estate owned $ 4,602 $ - $ - $ 4,602 Sales comparison approach Adjustments for differences between comparable sales 1% - 8% (5%) Impaired loans: Commercial real estate 787 - - 787 Sales comparison approach Adjustments for differences between comparable sales 3% - 26% (12%) Real estate mortgage - 1 to 4 family 674 - - 674 Sales comparison approach Adjustments for differences between comparable sales 2% - 13% (5%) Fair Value Measurements at Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Valuation technique Unobservable inputs Range (Weighted Average) (dollars in thousands) Other real estate owned $ 6,455 $ - $ - $ 6,455 Sales comparison approach Adjustments for differences between comparable sales 1% - 10% (4%) Impaired loans: Commercial real estate 878 - - 878 Sales comparison approach Adjustments for differences between comparable sales 3% - 22% (11%) Real estate mortgage - 1 to 4 family 3,109 - - 3,109 Sales comparison approach Adjustments for differences between comparable sales 0% - 9% (4%) Other real estate owned, that is carried at fair value less costs to sell was approximately $4 . 0 Of the total impaired loans of $25.2 million at June 30, 2016, $1.5 million are collateral dependent and are carried at fair value measured on a non-recurring basis. Due to the sufficiency of charge offs taken on these loans and the adequacy of the underlying collateral, there were no specific valuation allowances for these loans at June 30, 2016. Gross charge offs related to commercial impaired loans included in the table above were $68 thousand and $332 thousand for the three months and six months ended June 30, 2016, respectively, while gross charge offs related to residential impaired loans included in the table above amounted to $14 thousand and $126 thousand for the three months and six months ended June 30, 2016, respectively. Other real estate owned, that is carried at fair value less costs to sell, approximates $6.4 million at December 31, 2015 and consisted of $1.0 million of commercial real estate and $5.4 million of residential real estate properties. A valuation charge of $1.1 million is included in earnings for the year ended December 31, 2015. Of the total impaired loans of $25.9 million at December 31, 2015, $4.0 million are collateral dependent and are carried at fair value measured on a non-recurring basis. Due to the sufficiency of charge offs taken on these loans and the adequacy of the underlying collateral, there were no specific valuation allowances for these loans at December 31, 2015. Gross charge offs related to commercial impaired loans included in the table above were $641 thousand for the year ended December 31, 2015, while gross charge offs related to residential impaired loans included in the table above amounted to $648 thousand. In accordance with ASC 825, the carrying amounts and estimated fair values of financial instruments, at June 30, 2016 and December 31, 2015 are as follows: (dollars in thousands) Carrying Fair Value Measurements at June 30, 2016 Using: Value Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 758,396 758,396 - - 758,396 Securities available for sale 620,506 35 620,471 - 620,506 Held to maturity securities 50,684 - 53,890 - 53,890 Federal Reserve Bank and Federal Home Loan Bank stock 9,579 N/A N/A N/A N/A Net loans 3,299,130 - - 3,363,721 3,363,721 Accrued interest receivable 10,704 80 2,455 8,169 10,704 Financial liabilities: Demand deposits 376,669 376,669 - - 376,669 Interest bearing deposits 3,803,958 2,625,391 1,179,184 - 3,804,575 Short-term borrowings 190,542 - 190,542 - 190,542 Accrued interest payable 518 78 440 - 518 (dollars in thousands) Carrying Fair Value Measurements at December 31, 2015 Using: Value Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 718,156 718,156 - - 718,156 Securities available for sale 601,037 35 601,002 - 601,037 Held to maturity securities 56,465 - 59,439 - 59,439 Federal Reserve Bank and Federal Home Loan Bank stock 9,480 N/A N/A N/A N/A Net loans 3,248,542 - - 3,279,167 3,279,167 Accrued interest receivable 10,262 80 2,370 7,812 10,262 Financial liabilities: Demand deposits 365,081 365,081 - - 365,081 Interest bearing deposits 3,735,297 2,627,367 1,111,240 - 3,738,607 Short-term borrowings 191,226 - 191,226 - 191,226 Accrued interest payable 501 74 427 - 501 The specific estimation methods and assumptions used can have a substantial impact on the resulting fair values of financial instruments. The following is a brief summary of the significant methods and assumptions used in estimating fair values: Cash and Cash Equivalents The carrying values of these financial instruments approximate fair values and are classified as Level 1. Federal Reserve Bank and Federal Home Loan Bank stock It is not practical to determine the fair value of Federal Reserve Bank and Federal Home Loan Bank stock due to their restrictive nature. Securities Held to Maturity Similar to securities available for sale described previously, the fair value of securities held to maturity are determined utilizing an independent pricing service for identical assets or significantly similar securities. The pricing service uses a variety of techniques to arrive at fair value including market maker bids, quotes and pricing models. Inputs to the pricing models include recent trades, benchmark interest rates, spreads and actual and projected cash flows. This results in a Level 2 classification of the inputs for determining fair value. Interest and dividend income is recorded on the accrual method and included in the Consolidated Statements of Income in the respective investment class under total interest and dividend income. The Company does not have any securities that would be designated as Level 3. Loans The fair values of all loans are estimated using discounted cash flow analyses with discount rates equal to the interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price. Deposit Liabilities The fair values disclosed for noninterest bearing demand deposits, interest bearing checking accounts, savings accounts, and money market accounts are, by definition, equal to the amount payable on demand at the balance sheet date resulting in a Level 1 classification. The carrying value of all variable rate certificates of deposit approximates fair value resulting in a Level 2 classification. The fair value of fixed rate certificates of deposit is estimated using discounted cash flow analyses with discount rates equal to the interest rates currently being offered on certificates of similar size and remaining maturity resulting in a Level 2 classification. Accrued Interest Receivable/Payable The carrying amounts of accrued interest approximate fair value resulting in a Level 1, Level 2 or Level 3 classification consistent with the asset or liability that they are associated with. Short-Term Borrowings and Other Financial Instruments The fair value of all short-term borrowings, and other financial instruments approximates the carrying value resulting in a Level 2 classification. Financial Instruments with Off-Balance Sheet Risk The Company is a party to financial instruments with off-balance sheet risk. Such financial instruments consist of commitments to extend financing and standby letters of credit. If the commitments are exercised by the prospective borrowers, these financial instruments will become interest earning assets of the Company. If the commitments expire, the Company retains any fees paid by the prospective borrower. The fair value of commitments is estimated based upon fees currently charged to enter into similar agreements, taking into consideration the remaining terms of the agreements and the present creditworthiness of the borrower. For fixed rate commitments, the fair value estimation takes into consideration an interest rate risk factor. The fair value of these off-balance sheet items approximates the recorded amounts of the related fees, which are considered to be immaterial. The Company does not engage in activities involving interest rate swaps, forward placement contracts, or any other instruments commonly referred to as derivatives.

Accumulated Other Comprehensive

Accumulated Other Comprehensive (Loss) Income	6 Months Ended
	Jun. 30, 2016
Accumulated Other Comprehensive (Loss) Income [Abstract]
Accumulated Other Comprehensive (Loss) Income	(7) Accumulated Other Comprehensive (Loss) Income The following is a summary of the accumulated other comprehensive (loss) income balances, net of tax: Three months ended 6/30/16 (dollars in thousands) Balance at 4/1/2016 Other Comprehensive Income (loss)- Before Reclassifications Amount reclassified from Accumulated Other Comprehensive Income Other Comprehensive Income (loss)- Three months ended 6/30/16 Balance at 6/30/2016 Net unrealized holding gain (loss) on securities available for sale, net of tax $ 329 2,739 (401 ) 2,338 2,667 Net change in net actuarial loss (gain) and prior service cost on pension and postretirement benefit plans, net of tax (256 ) - (16 ) (16 ) (272 ) Accumulated other comprehensive income (loss), net of tax 73 2,739 (417 ) 2,322 2,395 Three months ended 6/30/2015 (dollars in thousands) Balance at 4/1/2015 Other Comprehensive Income (loss)- Before Reclassifications Amount reclassified from Accumulated Other Comprehensive Income Other Comprehensive Income (loss)- Three months ended 6/30/15 Balance at 6/30/2015 Net unrealized holding gain (loss) on securities available for sale, net of tax $ (1,855 ) (3,289 ) - (3,289 ) (5,144 ) Net change in net actuarial loss (gain) and prior service cost on pension and postretirement benefit plans, net of tax (832 ) - 49 49 (783 ) Accumulated other comprehensive income (loss), net of tax (2,687 ) (3,289 ) 49 (3,240 ) (5,927 ) Six months ended 6/30/16 (dollars in thousands) Balance at 1/1/2016 Other Comprehensive Loss- Before Reclassifications Amount reclassified from Accumulated Other Comprehensive Loss Other Comprehensive Income (loss)- Six months ended 6/30/16 Balance at 6/30/2016 Net unrealized holding gain (loss) on securities available for sale, net of tax $ (4,492 ) 7,560 (401 ) 7,159 2,667 Net change in net actuarial loss (gain) and prior service cost on pension and postretirement benefit plans, net of tax (289 ) - 17 17 (272 ) Accumulated other comprehensive income (loss), net of tax (4,781 ) 7,560 (384 ) 7,176 2,395 Six months ended 6/30/15 (dollars in thousands) Balance at 1/1/2015 Other Comprehensive Income (loss)- Before Reclassifications Amount reclassified from Accumulated Other Comprehensive Income Other Comprehensive Income (loss)- Six months ended 6/30/15 Balance at 6/30/2015 Net unrealized holding gain (loss) on securities available for sale, net of tax $ (3,693 ) (1,302 ) (149 ) (1,451 ) (5,144 ) Net change in net actuarial loss (gain) and prior service cost on pension and postretirement benefit plans, net of tax (816 ) - 33 33 (783 ) Accumulated other comprehensive income (loss), net of tax (4,509 ) (1,302 ) (116 ) (1,418 ) (5,927 ) The following represents the reclassifications out of accumulated other comprehensive income (loss) for the three months and six months ended June 30, 2016 and 2015: (dollars in thousands) Three months ended June 30, Six months ended June 30, 2016 2015 2016 2015 Affected Line Item in Statements Net unrealized holding gains (losses) on securities available for sale Realized gain on securities transactions $ 668 - $ 668 249 Net gain on securities transactions Income tax expense (267 ) - (267 ) (100 ) Income taxes Net of tax 401 - 401 149 Amortization of pension and postretirement benefit items Amortization of net actuarial loss 50 (15 ) 17 (10 ) Salaries and employee benefits Amortization of prior service credit (22 ) (67 ) (45 ) (45 ) Salaries and employee benefits Income tax benefit (12 ) 33 11 22 Income taxes Net of tax 16 (49 ) (17 ) (33 ) Total reclassifications, net of tax $ 417 (49 ) $ 384 116

Agreement with the Office of th

Agreement with the Office of the Comptroller of the Currency	6 Months Ended
	Jun. 30, 2016
Agreement with the Office of the Comptroller of the Currency [Abstract]
Agreement with the Office of the Comptroller of the Currency	(8) Agreement with the Office of the Comptroller of the Currency On July 21, 2015 Trustco Bank (the “Bank”), the wholly owned subsidiary of TrustCo Bank Corp NY, entered into a formal agreement (the “Agreement”) with the Comptroller of the Currency of the United States (the “OCC”). The Agreement relates to the findings of the OCC following an examination of the Bank. Since the completion of the examination, the Bank believes it has been working diligently to address the findings of the examination and to develop and implement appropriate formal action plans. The Agreement requires the Bank to take various actions, within prescribed time frames, with respect to certain areas of the Bank. These include, among others, (i) establishment of a committee of at least three Directors to monitor and coordinate the Bank’s response to the Agreement; (ii) adoption of compliance plans to respond to the Agreement with the assistance of an independent qualified consultant; (iii) evaluation and implementation of improvements in corporate governance with the assistance of an independent qualified consultant; (iv) evaluation and implementation of improvements in internal audit; (v) development of a strategic plan; (vi) development of a revised capital plan consistent with the strategic plan; (vii) development and implementation of improvements to the Bank’s loan review system; and (viii) such other necessary steps to address the issues and questions noted by the OCC in the Agreement.

New Accounting Pronouncements

New Accounting Pronouncements	6 Months Ended
	Jun. 30, 2016
New Accounting Pronouncements [Abstract]
New Accounting Pronouncements	(9) New Accounting Pronouncements In January 2016, the FASB amended existing guidance to improve accounting standards for financial instruments including clarification and simplification of accounting and disclosure requirements and the requirement for public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. These amendments are effective for public business entities for annual periods and interim periods within those annual periods beginning after December 15, 2017. The Company is evaluating the impact of these amendments on its consolidated financial statements. In February 2016, the FASB amended existing guidance to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the balance sheet and disclosing key information about leasing arrangements. These amendments are effective for public business entities for annual periods and interim periods within those annual periods beginning after December 15, 2018. The Company is evaluating the impact of these amendments on its consolidated financial statements. In March 2016, the FASB amended existing guidance to simplify aspects of the accounting for share-based payment transactions, including the income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. These amendments are effective for public business entities for annual periods and interim periods within those annual periods beginning after December 15, 2016. The Company is evaluating the impact of these amendments on its consolidated financial statements. In June 2016, the FASB released Accounting Standards Update 2016-13 Financial Instruments – Credit Losses which amended existing guidance to replace current generally accepted accounting principles used to measure a reporting entity’s credit losses. The main objective of this update is to provide financial statement users with more decision-useful information about the expected credit losses on financial instruments and other commitments to extend credit held by a reporting entity at each reporting date. To achieve this objective, the amendments in this update replace the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. These amendments are effective for public business entities for annual periods and interim periods within those annual periods beginning after December 15, 2019. The Company is evaluating the impact of these amendments on its consolidated financial statements.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2016
Earnings Per Share [Abstract]
Reconciliation of component parts of earnings per share	A reconciliation of the component parts of earnings per share for the three months and six months ended June 30, 2016 and 2015 is as follows: (in thousands, except per share data) For the three months ended June 30: For the six months ended June 30: 2016 2015 2016 2015 Net income $ 10,464 10,727 $ 20,875 21,442 Weighted average common shares 95,487 95,056 95,426 95,002 Stock Options 93 134 70 130 Weighted average common shares including potential dilutive shares 95,580 95,190 95,496 95,132 Basic EPS $ 0.110 0.113 $ 0.219 0.226 Diluted EPS $ 0.109 0.113 $ 0.219 0.225

Benefit Plans (Tables)

Benefit Plans (Tables)	6 Months Ended
	Jun. 30, 2016
Benefit Plans [Abstract]
Components of Company's net periodic cost	The table below outlines the components of the Company's net periodic benefit recognized during the three months and six months ended June 30, 2016 and 2015 for its pension and other postretirement benefit plans: For the three months ended June 30, Pension Benefits Other Postretirement Benefits (dollars in thousands) 2016 2015 2016 2015 Service cost $ 16 15 32 39 Interest cost 349 330 61 64 Expected return on plan assets (681 ) (684 ) (180 ) (180 ) Amortization of net (gain) loss 5 121 (55 ) (106 ) Amortization of prior service cost - - 22 67 Net periodic benefit $ (311 ) (218 ) (120 ) (116 ) For the six months ended June 30, Pension Benefits Other Postretirement Benefits (dollars in thousands) 2016 2015 2016 2015 Service cost $ 31 30 64 78 Interest cost 686 660 123 129 Expected return on plan assets (1,325 ) (1,368 ) (360 ) (361 ) Amortization of net loss (gain) 92 81 (109 ) (71 ) Amortization of prior service cost - - 45 45 Net periodic benefit $ (516 ) (597 ) (237 ) (180 )

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2016
Investment Securities [Abstract]
Amortized cost and fair value of the securities available for sale	The amortized cost and fair value of the securities available for sale are as follows: (dollars in thousands) June 30, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. government sponsored enterprises $ 116,505 90 - 116,595 State and political subdivisions 955 19 - 974 Mortgage backed securities and collateralized mortgage obligations - residential 400,527 3,625 14 404,138 Small Business Administration- guaranteed participation securities 87,102 710 72 87,740 Mortgage backed securities and collateralized mortgage obligations - commercial 10,284 90 - 10,374 Other 650 - - 650 Total debt securities 616,023 4,534 86 620,471 Equity securities 35 - - 35 Total securities available for sale $ 616,058 4,534 86 620,506 (dollars in thousands) December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. government sponsored enterprises $ 86,899 19 181 86,737 State and political subdivisions 1,270 20 - 1,290 Mortgage backed securities and collateralized mortgage obligations - residential 416,625 430 5,326 411,729 Small Business Administration- guaranteed participation securities 92,620 - 2,204 90,416 Mortgage backed securities and collateralized mortgage obligations - commercial 10,422 - 242 10,180 Other 650 - - 650 Total debt securities 608,486 469 7,953 601,002 Equity securities 35 - - 35 Total securities available for sale $ 608,521 469 7,953 601,037
Proceeds from sales and calls of securities available for sale, gross realized gains and gross realized losses	The proceeds from sales and calls of securities available for sale, gross realized gains and gross realized losses from sales and calls during the three months and six months ended June 30, 2016 and 2015 are as follows: (dollars in thousands) Three months ended June 30, 2016 2015 Proceeds from sales $ 44,829 - Proceeds from calls 40,808 27,499 Gross realized gains 668 - Gross realized losses - - (dollars in thousands) Six months ended June 30, 2016 2015 Proceeds from sales $ 44,829 22,945 Proceeds from calls 89,721 55,659 Gross realized gains 668 249 Gross realized losses - -
Amortized cost and fair value of the held to maturity securities	The amortized cost and fair value of the held to maturity securities are as follows: (dollars in thousands) June 30, 2016 Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value Mortgage backed securities and collateralized mortgage obligations - residential $ 40,702 2,676 - 43,378 Corporate bonds 9,982 530 - 10,512 Total held to maturity $ 50,684 3,206 - 53,890 (dollars in thousands) December 31, 2015 Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value Mortgage backed securities and collateralized mortgage obligations - residential $ 46,490 2,308 - 48,798 Corporate bonds 9,975 666 - 10,641 Total held to maturity $ 56,465 2,974 - 59,439
Securities Available for Sale [Member]
Investment [Line Items]
Debt securities based on the securities contractual maturity	The following table distributes the debt securities included in the available for sale portfolio as of June 30, 2016, based on the securities’ final maturity. Actual maturities may differ because of securities prepayments and the right of certain issuers to call or prepay their obligations without penalty. Securities not due at a single maturity date are presented separately: (dollars in thousands) Amortized Cost Fair Value Due in one year or less $ 1,407 1,408 Due in one year through five years 76,137 76,219 Due after five years through ten years 40,557 40,583 Due after ten years 9 9 Mortgage backed securities and collateralized mortgage obligations - residential 400,527 404,138 Small Business Administration- guaranteed participation securities 87,102 87,740 Mortgage backed securities and collateralized mortgage obligations - commercial 10,284 10,374 $ 616,023 620,471
Gross unrealized losses on investment securities and the related fair values aggregated by the length of time that individual securities have been in an unrealized loss position	Gross unrealized losses on securities available for sale and the related fair values aggregated by the length of time that individual securities have been in an unrealized loss position, were as follows: (dollars in thousands) June 30, 2016 Less than 12 months 12 months or more Total Fair Value Gross Unreal. Loss Fair Value Gross Unreal. Loss Fair Value Gross Unreal. Loss Mortgage backed securities and collateralized mortgage obligations - residential - - 15,203 14 15,203 14 Small Business Administration- guaranteed participation securities - - 15,376 72 15,376 72 Total $ - - 30,579 86 30,579 86 (dollars in thousands) December 31, 2015 Less than 12 months 12 months or more Total Fair Value Gross Unreal. Loss Fair Value Gross Unreal. Loss Fair Value Gross Unreal. Loss U.S. government sponsored enterprises $ 41,786 113 9,932 68 51,718 181 Mortgage backed securities and collateralized mortgage obligations - residential 187,605 2,147 167,549 3,179 355,153 5,326 Small Business Administration- guaranteed participation securities 7,529 111 82,888 2,093 90,417 2,204 Mortgage backed securities and collateralized mortgage obligations - commercial 5,553 130 4,627 112 10,180 242 Total $ 242,473 2,501 264,996 5,452 507,468 7,953
Held to Maturity Securities [Member]
Investment [Line Items]
Debt securities based on the securities contractual maturity	The following table distributes the debt securities included in the held to maturity portfolio as of June 30, 2016, based on the securities’ final maturity. Actual maturities may differ because of securities prepayments and the right of certain issuers to call or prepay their obligations without penalty. Securities not due at a single maturity date are presented separately: (dollars in thousands) Amortized Cost Fair Value Due in one year through five years $ 9,982 10,512 Mortgage backed securities and collateralized mortgage obligations - residential 40,702 43,378 $ 50,684 53,890

Loans and Allowance for Loan 21

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2016
Loans and Allowance for Loan Losses [Abstract]
Recorded investment in loans by loan class	The following table presents the recorded investment in loans by loan class: June 30, 2016 (dollars in thousands) New York and other states* Florida Total Commercial: Commercial real estate $ 158,150 14,272 172,422 Other 23,196 80 23,276 Real estate mortgage - 1 to 4 family: First mortgages 2,116,506 603,612 2,720,118 Home equity loans 56,580 10,253 66,833 Home equity lines of credit 300,952 51,117 352,069 Installment 6,893 1,583 8,476 Total loans, net $ 2,662,277 680,917 3,343,194 Less: Allowance for loan losses 44,064 Net loans $ 3,299,130 December 31, 2015 (dollars in thousands) New York and other states* Florida Total Commercial: Commercial real estate $ 160,965 14,908 175,873 Other 27,449 93 27,542 Real estate mortgage - 1 to 4 family: First mortgages 2,093,957 566,715 2,660,672 Home equity loans 52,251 8,250 60,501 Home equity lines of credit 308,165 51,160 359,325 Installment 8,000 1,391 9,391 Total loans, net $ 2,650,787 642,517 3,293,304 Less: Allowance for loan losses 44,762 Net loans $ 3,248,542
Recorded investment in non-accrual loans by loan class	The following table presents the recorded investment in non-accrual loans by loan class: June 30, 2016 (dollars in thousands) New York and other states Florida Total Loans in non-accrual status: Commercial: Commercial real estate $ 2,690 - 2,690 Real estate mortgage - 1 to 4 family: First mortgages 20,287 1,557 21,844 Home equity loans 86 46 132 Home equity lines of credit 3,186 297 3,483 Installment 49 - 49 Total non-accrual loans 26,298 1,900 28,198 Restructured real estate mortgages - 1 to 4 family 45 - 45 Total nonperforming loans $ 26,343 1,900 28,243 December 31, 2015 (dollars in thousands) New York and other states Florida Total Loans in non-accrual status: Commercial: Commercial real estate $ 3,024 - 3,024 Other - - - Real estate mortgage - 1 to 4 family: First mortgages 19,488 1,488 20,976 Home equity loans 212 - 212 Home equity lines of credit 3,573 329 3,902 Installment 90 8 98 Total non-accrual loans 26,387 1,825 28,212 Restructured real estate mortgages - 1 to 4 family 48 - 48 Total nonperforming loans $ 26,435 1,825 28,260
Aging of the recorded investment in past due loans by loan class and by region	The following table presents the aging of the recorded investment in past due loans by loan class and by region: New York and other states: June 30, 2016 (dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 + Days Past Due Total 30+ days Past Due Current Total Loans Commercial: Commercial real estate $ 580 104 2,060 2,744 155,406 158,150 Other - - - - 23,196 23,196 Real estate mortgage - 1 to 4 family: First mortgages 1,896 1,678 12,391 15,965 2,100,541 2,116,506 Home equity loans 109 2 65 176 56,404 56,580 Home equity lines of credit 392 91 1,482 1,965 298,987 300,952 Installment 19 30 45 94 6,799 6,893 Total $ 2,996 1,905 16,043 20,944 2,641,333 2,662,277 Florida: (dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 + Days Past Due Total 30+ days Past Due Current Total Loans Commercial: Commercial real estate $ - - - - 14,272 14,272 Other - - - - 80 80 Real estate mortgage - 1 to 4 family: First mortgages 525 168 1,136 1,829 601,783 603,612 Home equity loans - - - - 10,253 10,253 Home equity lines of credit 113 50 180 343 50,774 51,117 Installment 1 3 - 4 1,579 1,583 Total $ 639 221 1,316 2,176 678,741 680,917 Total: (dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 + Days Past Due Total 30+ days Past Due Current Total Loans Commercial: Commercial real estate $ 580 104 2,060 2,744 169,678 172,422 Other - - - - 23,276 23,276 Real estate mortgage - 1 to 4 family: First mortgages 2,421 1,846 13,527 17,794 2,702,324 2,720,118 Home equity loans 109 2 65 176 66,657 66,833 Home equity lines of credit 505 141 1,662 2,308 349,761 352,069 Installment 20 33 45 98 8,378 8,476 Total $ 3,635 2,126 17,359 23,120 3,320,074 3,343,194 New York and other states: December 31, 2015 (dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 + Days Past Due Total 30+ days Past Due Current Total Loans Commercial: Commercial real estate $ - - 2,340 2,340 158,625 160,965 Other - - - - 27,449 27,449 Real estate mortgage - 1 to 4 family: First mortgages 4,321 2,037 12,529 18,887 2,075,070 2,093,957 Home equity loans 43 - 149 192 52,059 52,251 Home equity lines of credit 572 204 1,418 2,194 305,971 308,165 Installment 34 19 88 141 7,859 8,000 Total $ 4,970 2,260 16,524 23,754 2,627,033 2,650,787 Florida: (dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 + Days Past Due Total 30+ days Past Due Current Total Loans Commercial: Commercial real estate $ 10 - - 10 14,898 14,908 Other - - - - 93 93 Real estate mortgage - 1 to 4 family: First mortgages 665 271 851 1,787 564,928 566,715 Home equity loans - - - - 8,250 8,250 Home equity lines of credit 159 - 240 399 50,761 51,160 Installment 1 21 - 22 1,369 1,391 Total $ 835 292 1,091 2,218 640,299 642,517 Total: (dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 + Days Past Due Total 30+ days Past Due Current Total Loans Commercial: Commercial real estate $ 10 - 2,340 2,350 173,523 175,873 Other - - - - 27,542 27,542 Real estate mortgage - 1 to 4 family: First mortgages 4,986 2,308 13,380 20,674 2,639,998 2,660,672 Home equity loans 43 - 149 192 60,309 60,501 Home equity lines of credit 731 204 1,658 2,593 356,732 359,325 Installment 35 40 88 163 9,228 9,391 Total $ 5,805 2,552 17,615 25,972 3,267,332 3,293,304
Activity in the allowance for loan losses by portfolio segment	Activity in the allowance for loan losses by portfolio segment is summarized as follows: (dollars in thousands) For the three months ended June 30, 2016 Commercial Real Estate Mortgage- 1 to 4 Family Installment Total Balance at beginning of period $ 4,919 39,017 462 44,398 Loans charged off: New York and other states* 68 1,090 92 1,250 Florida - 17 1 18 Total loan chargeoffs 68 1,107 93 1,268 Recoveries of loans previously charged off: New York and other states* 1 117 15 133 Florida - 1 - 1 Total recoveries 1 118 15 134 Net loans charged off 67 989 78 1,134 Provision for loan losses 194 561 45 800 Balance at end of period $ 5,046 38,589 429 44,064 (dollars in thousands) For the three months ended June 30, 2015 Commercial Real Estate Mortgage- 1 to 4 Family Installment Total Balance at beginning of period $ 4,024 41,529 391 45,944 Loans charged off: New York and other states* 50 1,066 33 1,149 Florida - 169 - 169 Total loan chargeoffs 50 1,235 33 1,318 Recoveries of loans previously charged off: New York and other states* - 133 9 142 Florida 1 2 - 3 Total recoveries 1 135 9 145 Net loans charged off 49 1,100 24 1,173 Provision (credit) for loan losses 47 658 95 800 Balance at end of period $ 4,022 41,087 462 45,571 (dollars in thousands) For the six months ended June 30, 2016 Commercial Real Estate Mortgage- 1 to 4 Family Installment Total Balance at beginning of period $ 4,491 39,753 518 44,762 Loans charged off: New York and other states* 332 1,979 173 2,484 Florida - 101 17 118 Total loan chargeoffs 332 2,080 190 2,602 Recoveries of loans previously charged off: New York and other states* 41 235 26 302 Florida - 2 - 2 Total recoveries 41 237 26 304 Net loans charged off 291 1,843 164 2,298 Provision for loan losses 846 679 75 1,600 Balance at end of period $ 5,046 38,589 429 44,064 (dollars in thousands) For the six months ended June 30, 2015 Commercial Real Estate Mortgage- 1 to 4 Family Installment Total Balance at beginning of period $ 4,071 42,088 168 46,327 Loans charged off: New York and other states* 100 2,180 76 2,356 Florida - 278 - 278 Total loan chargeoffs 100 2,458 76 2,634 Recoveries of loans previously charged off: New York and other states* 16 243 15 274 Florida 2 2 - 4 Total recoveries 18 245 15 278 Net loans charged off 82 2,213 61 2,356 Provision for loan losses 33 1,212 355 1,600 Balance at end of period $ 4,022 41,087 462 45,571
Allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2016 and December 31, 2015: June 30, 2016 (dollars in thousands) Commercial Loans 1-to-4 Family Residential Real Estate Installment Loans Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ - - - - Collectively evaluated for impairment 5,046 38,589 429 44,064 Total ending allowance balance $ 5,046 38,589 429 44,064 Loans: Individually evaluated for impairment $ 2,966 22,216 - 25,182 Collectively evaluated for impairment 192,732 3,116,804 8,476 3,318,012 Total ending loans balance $ 195,698 3,139,020 8,476 3,343,194 December 31, 2015 (dollars in thousands) Commercial Loans 1-to-4 Family Residential Real Estate Installment Loans Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ - - - - Collectively evaluated for impairment 4,491 39,753 518 44,762 Total ending allowance balance $ 4,491 39,753 518 44,762 Loans: Individually evaluated for impairment $ 3,306 22,575 - 25,881 Collectively evaluated for impairment 200,109 3,057,923 9,391 3,267,423 Total ending loans balance $ 203,415 3,080,498 9,391 3,293,304
Impaired loans by loan class	The following tables present impaired loans by loan class as of June 30, 2016 and December 31, 2015: New York and other states: June 30, 2016 (dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Commercial: Commercial real estate $ 2,966 3,988 - 3,116 Other - - - - Real estate mortgage - 1 to 4 family: First mortgages 17,439 18,350 - 17,146 Home equity loans 241 277 - 265 Home equity lines of credit 1,907 2,070 - 1,909 Total $ 22,553 24,685 - 22,436 Florida: (dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Commercial: Commercial real estate $ - - - - Other - - - - Real estate mortgage - 1 to 4 family: First mortgages 1,925 2,016 - 1,711 Home equity loans 97 97 - 67 Home equity lines of credit 607 679 - 612 Total $ 2,629 2,792 - 2,390 Total: (dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Commercial: Commercial real estate $ 2,966 3,988 - 3,116 Other - - - - Real estate mortgage - 1 to 4 family: First mortgages 19,364 20,366 - 18,857 Home equity loans 338 374 - 332 Home equity lines of credit 2,514 2,749 - 2,521 Total $ 25,182 27,477 - 24,826 New York and other states: December 31, 2015 (dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Commercial: Commercial real estate $ 3,306 3,996 - 3,608 Other - - - - Real estate mortgage - 1 to 4 family: First mortgages 17,460 18,602 - 18,127 Home equity loans 359 417 - 382 Home equity lines of credit 2,306 2,569 - 2,238 Total $ 23,431 25,584 - 24,355 Florida: (dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Commercial: Commercial real estate $ - - - - Other - - - - Real estate mortgage - 1 to 4 family: First mortgages 1,760 1,852 - 1,489 Home equity loans 53 53 - 54 Home equity lines of credit 637 720 - 654 Total $ 2,450 2,625 - 2,197 Total: (dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Commercial: Commercial real estate $ 3,306 3,996 - 3,608 Other - - - - Real estate mortgage - 1 to 4 family: First mortgages 19,220 20,454 - 19,616 Home equity loans 412 470 - 436 Home equity lines of credit 2,943 3,289 - 2,892 Total $ 25,881 28,209 - 26,552
Modified loans by class that were determined to be TDR's	The following table presents, by class, loans that were modified as TDR’s: Three months ended 6/30/2016 Three months ended 6/30/2015 New York and other states*: (dollars in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Real estate mortgage - 1 to 4 family: First mortgages 10 $ 753 $ 753 13 $ 1,542 $ 1,542 Home equity loans - - - 1 139 139 Home equity lines of credit 5 66 66 2 44 44 Total 15 $ 819 $ 819 16 $ 1,725 $ 1,725 Florida: (dollars in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Real estate mortgage - 1 to 4 family: First mortgages 1 $ 298 $ 298 - $ - $ - Home equity loans 1 46 46 - - - Home equity lines of credit 1 6 6 - - - Total 3 $ 350 $ 350 - $ - $ - Six months ended 6/30/2016 Six months ended 6/30/2015 New York and other states*: (dollars in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Real estate mortgage - 1 to 4 family: First mortgages 22 $ 1,807 1,807 20 $ 2,987 2,987 Home equity loans - - - 1 139 139 Home equity lines of credit 9 157 157 2 44 44 Total 31 $ 1,964 $ 1,964 23 $ 3,170 $ 3,170 Florida: (dollars in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Real estate mortgage - 1 to 4 family: First mortgages 3 $ 525 $ 525 1 $ 157 $ 157 Home equity loans 1 46 46 - - - Home equity lines of credit 1 6 6 2 50 50 Total 5 $ 577 $ 577 3 $ 207 $ 207
Loans by class modified as TDR's for which there was a payment default	The following table presents, by class, TDR’s that defaulted during the three months and six months ended June 30, 2016 and 2015 which had been modified within the last twelve months: Three months ended 6/30/2016 Three months ended 6/30/2015 New York and other states*: (dollars in thousands) Number of Contracts Recorded Investment Number of Contracts Recorded Investment Real estate mortgage - 1 to 4 family: First mortgages 1 $ 107 - $ - Total 1 $ 107 - $ - Florida: (dollars in thousands) Number of Contracts Recorded Investment Number of Contracts Recorded Investment Real estate mortgage - 1 to 4 family: First mortgages 1 $ 46 - $ - Total 1 $ 46 - $ - Six months ended 6/30/2016 Six months ended 6/30/2015 New York and other states*: (dollars in thousands) Number of Contracts Recorded Investment Number of Contracts Recorded Investment Real estate mortgage - 1 to 4 family: First mortgages 3 $ 268 - $ - Home equity lines of credit 1 48 - - Total 4 $ 316 - $ - Florida: (dollars in thousands) Number of Contracts Recorded Investment Number of Contracts Recorded Investment Real estate mortgage - 1 to 4 family: Home equity lines of credit 1 $ 46 1 $ 50 Total 1 $ 46 1 $ 50
Risk category of loans by class of loans	As of June 30, 2016 and December 31, 2015, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: June 30, 2016 New York and other states: (dollars in thousands) Pass Classified Total Commercial: Commercial real estate $ 143,955 14,195 158,150 Other 22,472 724 23,196 $ 166,427 14,919 181,346 Florida: (dollars in thousands) Pass Classified Total Commercial: Commercial real estate $ 14,272 - 14,272 Other 80 - 80 $ 14,352 - 14,352 Total: (dollars in thousands) Pass Classified Total Commercial: Commercial real estate $ 158,227 14,195 172,422 Other 22,552 724 23,276 $ 180,779 14,919 195,698 December 31, 2015 New York and other states: (dollars in thousands) Pass Classified Total Commercial: Commercial real estate $ 145,335 15,630 160,965 Other 26,715 734 27,449 $ 172,050 16,364 188,414 Florida: (dollars in thousands) Pass Classified Total Commercial: Commercial real estate $ 14,908 - 14,908 Other 93 - 93 $ 15,001 - 15,001 Total: (dollars in thousands) Pass Classified Total Commercial: Commercial real estate $ 160,243 15,630 175,873 Other 26,808 734 27,542 $ 187,051 16,364 203,415

Fair Value of Financial Instr22

Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2016
Fair Value of Financial Instruments [Abstract]
Assets and liabilities measured at fair value on a recurring basis	Assets and liabilities measured at fair value under ASC 820 on a recurring basis are summarized below: June 30, 2016 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (dollars in thousands) Securities available for sale: U.S. government sponsored enterprises $ 116,595 $ - $ 116,595 $ - State and political subdivisions 974 - 974 - Mortgage backed securities and collateralized mortgage obligations - residential 404,138 - 404,138 - Small Business Administration- guaranteed participation securities 87,740 - 87,740 - Mortgage backed securities and collateralized mortgage obligations - commercial 10,374 - 10,374 - Other securities 685 35 650 - Total securities available for sale $ 620,506 $ 35 $ 620,471 $ - Fair Value Measurements at December 31, 2015 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (dollars in thousands) Securities available for sale: U.S. government sponsored enterprises $ 86,737 $ - $ 86,737 $ - State and political subdivisions 1,290 - 1,290 - Mortgage backed securities and collateralized mortgage obligations - residential 411,729 - 411,729 - Small Business Administration- guaranteed participation securities 90,416 - 90,416 - Mortgage backed securities and collateralized mortgage obligations - commercial 10,180 - 10,180 - Other securities 685 35 650 - Total securities available for sale $ 601,037 $ 35 $ 601,002 $ -
Assets measured at fair value on a non-recurring basis	Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at June 30, 2016 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Valuation technique Unobservable inputs Range (Weighted Average) (dollars in thousands) Other real estate owned $ 4,602 $ - $ - $ 4,602 Sales comparison approach Adjustments for differences between comparable sales 1% - 8% (5%) Impaired loans: Commercial real estate 787 - - 787 Sales comparison approach Adjustments for differences between comparable sales 3% - 26% (12%) Real estate mortgage - 1 to 4 family 674 - - 674 Sales comparison approach Adjustments for differences between comparable sales 2% - 13% (5%) Fair Value Measurements at Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Valuation technique Unobservable inputs Range (Weighted Average) (dollars in thousands) Other real estate owned $ 6,455 $ - $ - $ 6,455 Sales comparison approach Adjustments for differences between comparable sales 1% - 10% (4%) Impaired loans: Commercial real estate 878 - - 878 Sales comparison approach Adjustments for differences between comparable sales 3% - 22% (11%) Real estate mortgage - 1 to 4 family 3,109 - - 3,109 Sales comparison approach Adjustments for differences between comparable sales 0% - 9% (4%)
Carrying amounts and estimated fair values of financial instruments	In accordance with ASC 825, the carrying amounts and estimated fair values of financial instruments, at June 30, 2016 and December 31, 2015 are as follows: (dollars in thousands) Carrying Fair Value Measurements at June 30, 2016 Using: Value Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 758,396 758,396 - - 758,396 Securities available for sale 620,506 35 620,471 - 620,506 Held to maturity securities 50,684 - 53,890 - 53,890 Federal Reserve Bank and Federal Home Loan Bank stock 9,579 N/A N/A N/A N/A Net loans 3,299,130 - - 3,363,721 3,363,721 Accrued interest receivable 10,704 80 2,455 8,169 10,704 Financial liabilities: Demand deposits 376,669 376,669 - - 376,669 Interest bearing deposits 3,803,958 2,625,391 1,179,184 - 3,804,575 Short-term borrowings 190,542 - 190,542 - 190,542 Accrued interest payable 518 78 440 - 518 (dollars in thousands) Carrying Fair Value Measurements at December 31, 2015 Using: Value Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 718,156 718,156 - - 718,156 Securities available for sale 601,037 35 601,002 - 601,037 Held to maturity securities 56,465 - 59,439 - 59,439 Federal Reserve Bank and Federal Home Loan Bank stock 9,480 N/A N/A N/A N/A Net loans 3,248,542 - - 3,279,167 3,279,167 Accrued interest receivable 10,262 80 2,370 7,812 10,262 Financial liabilities: Demand deposits 365,081 365,081 - - 365,081 Interest bearing deposits 3,735,297 2,627,367 1,111,240 - 3,738,607 Short-term borrowings 191,226 - 191,226 - 191,226 Accrued interest payable 501 74 427 - 501

Accumulated Other Comprehensi23

Accumulated Other Comprehensive (Loss) Income (Tables)	6 Months Ended
	Jun. 30, 2016
Accumulated Other Comprehensive (Loss) Income [Abstract]
Accumulated other comprehensive income (loss), net of tax	The following is a summary of the accumulated other comprehensive (loss) income balances, net of tax: Three months ended 6/30/16 (dollars in thousands) Balance at 4/1/2016 Other Comprehensive Income (loss)- Before Reclassifications Amount reclassified from Accumulated Other Comprehensive Income Other Comprehensive Income (loss)- Three months ended 6/30/16 Balance at 6/30/2016 Net unrealized holding gain (loss) on securities available for sale, net of tax $ 329 2,739 (401 ) 2,338 2,667 Net change in net actuarial loss (gain) and prior service cost on pension and postretirement benefit plans, net of tax (256 ) - (16 ) (16 ) (272 ) Accumulated other comprehensive income (loss), net of tax 73 2,739 (417 ) 2,322 2,395 Three months ended 6/30/2015 (dollars in thousands) Balance at 4/1/2015 Other Comprehensive Income (loss)- Before Reclassifications Amount reclassified from Accumulated Other Comprehensive Income Other Comprehensive Income (loss)- Three months ended 6/30/15 Balance at 6/30/2015 Net unrealized holding gain (loss) on securities available for sale, net of tax $ (1,855 ) (3,289 ) - (3,289 ) (5,144 ) Net change in net actuarial loss (gain) and prior service cost on pension and postretirement benefit plans, net of tax (832 ) - 49 49 (783 ) Accumulated other comprehensive income (loss), net of tax (2,687 ) (3,289 ) 49 (3,240 ) (5,927 ) Six months ended 6/30/16 (dollars in thousands) Balance at 1/1/2016 Other Comprehensive Loss- Before Reclassifications Amount reclassified from Accumulated Other Comprehensive Loss Other Comprehensive Income (loss)- Six months ended 6/30/16 Balance at 6/30/2016 Net unrealized holding gain (loss) on securities available for sale, net of tax $ (4,492 ) 7,560 (401 ) 7,159 2,667 Net change in net actuarial loss (gain) and prior service cost on pension and postretirement benefit plans, net of tax (289 ) - 17 17 (272 ) Accumulated other comprehensive income (loss), net of tax (4,781 ) 7,560 (384 ) 7,176 2,395 Six months ended 6/30/15 (dollars in thousands) Balance at 1/1/2015 Other Comprehensive Income (loss)- Before Reclassifications Amount reclassified from Accumulated Other Comprehensive Income Other Comprehensive Income (loss)- Six months ended 6/30/15 Balance at 6/30/2015 Net unrealized holding gain (loss) on securities available for sale, net of tax $ (3,693 ) (1,302 ) (149 ) (1,451 ) (5,144 ) Net change in net actuarial loss (gain) and prior service cost on pension and postretirement benefit plans, net of tax (816 ) - 33 33 (783 ) Accumulated other comprehensive income (loss), net of tax (4,509 ) (1,302 ) (116 ) (1,418 ) (5,927 )
Reclassifications out of accumulated other comprehensive income (loss)	The following represents the reclassifications out of accumulated other comprehensive income (loss) for the three months and six months ended June 30, 2016 and 2015: (dollars in thousands) Three months ended June 30, Six months ended June 30, 2016 2015 2016 2015 Affected Line Item in Statements Net unrealized holding gains (losses) on securities available for sale Realized gain on securities transactions $ 668 - $ 668 249 Net gain on securities transactions Income tax expense (267 ) - (267 ) (100 ) Income taxes Net of tax 401 - 401 149 Amortization of pension and postretirement benefit items Amortization of net actuarial loss 50 (15 ) 17 (10 ) Salaries and employee benefits Amortization of prior service credit (22 ) (67 ) (45 ) (45 ) Salaries and employee benefits Income tax benefit (12 ) 33 11 22 Income taxes Net of tax 16 (49 ) (17 ) (33 ) Total reclassifications, net of tax $ 417 (49 ) $ 384 116

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Reconciliation of the component parts of earnings per share [Abstract]
Net income	$ 10,464	$ 10,727	$ 20,875	$ 21,442
Weighted average common shares (in shares)	95,487	95,056	95,426	95,002
Stock Options (in shares)	93	134	70	130
Weighted average common shares including potential dilutive shares (in shares)	95,580	95,190	95,496	95,132
Basic EPS (in dollars per share)	$ 0.110	$ 0.113	$ 0.219	$ 0.226
Diluted EPS (in dollars per share)	$ 0.109	$ 0.113	$ 0.219	$ 0.225
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Weighted average number of antidilutive stock options excluded from diluted earnings per share (in shares)	1,600	1,400	1,600	1,400

Benefit Plans (Details)

Benefit Plans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Components of net periodic benefit cost [Abstract]
Contribution made to pension and postretirement plans			$ 0
Pension Benefits [Member]
Components of net periodic benefit cost [Abstract]
Service cost	$ 16	$ 15	31	$ 30
Interest cost	349	330	686	660
Expected return on plan assets	(681)	(684)	(1,325)	(1,368)
Amortization of net (gain) loss	5	121	92	81
Amortization of prior service cost	0	0	0	0
Net periodic benefit	(311)	(218)	(516)	(597)
Other Postretirement Benefits [Member]
Components of net periodic benefit cost [Abstract]
Service cost	32	39	64	78
Interest cost	61	64	123	129
Expected return on plan assets	(180)	(180)	(360)	(361)
Amortization of net (gain) loss	(55)	(106)	(109)	(71)
Amortization of prior service cost	22	67	45	45
Net periodic benefit	$ (120)	$ (116)	$ (237)	$ (180)

Investment Securities, Availabl

Investment Securities, Available-for-sale Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	$ 616,058	$ 608,521
Gross Unrealized Gains	4,534	469
Gross Unrealized Losses	86	7,953
Fair Value	620,506	601,037
U. S. Government Sponsored Enterprises [Member]
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	116,505	86,899
Gross Unrealized Gains	90	19
Gross Unrealized Losses	0	181
Fair Value	116,595	86,737
State and Political Subdivisions [Member]
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	955	1,270
Gross Unrealized Gains	19	20
Gross Unrealized Losses	0	0
Fair Value	974	1,290
Mortgage Backed Securities and Collateralized Mortgage Obligations-Residential [Member]
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	400,527	416,625
Gross Unrealized Gains	3,625	430
Gross Unrealized Losses	14	5,326
Fair Value	404,138	411,729
Small Business Administration-Guaranteed Participation Securities [Member]
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	87,102	92,620
Gross Unrealized Gains	710	0
Gross Unrealized Losses	72	2,204
Fair Value	87,740	90,416
Mortgage Backed Securities and Collateralized Mortgage Obligations-Commercial [Member]
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	10,284	10,422
Gross Unrealized Gains	90	0
Gross Unrealized Losses	0	242
Fair Value	10,374	10,180
Other [Member]
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	650	650
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Fair Value	650	650
Debt Securities [Member]
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	616,023	608,486
Gross Unrealized Gains	4,534	469
Gross Unrealized Losses	86	7,953
Fair Value	620,471	601,002
Equity Securities [Member]
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	35	35
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Fair Value	$ 35	$ 35

Investment Securities, Availa27

Investment Securities, Available-for-sale Securities, Maturities (Details) $ in Thousands	Jun. 30, 2016USD ($)
Amortized Cost [Abstract]
Due in one year or less	$ 1,407
Due in one year through five years	76,137
Due after five years through ten years	40,557
Due after ten years	9
Amortized Cost	616,023
Fair Value [Abstract]
Due in one year or less	1,408
Due in one year through five years	76,219
Due after five years through ten years	40,583
Due after ten years	9
Fair Value	620,471
Mortgage-Backed Securities and Collateralized Mortgage Obligations-Residential [Member]
Amortized Cost [Abstract]
Securities, amortized cost	400,527
Fair Value [Abstract]
Securities, fair value	404,138
Small Business Administration-Guaranteed Participation Securities [Member]
Amortized Cost [Abstract]
Securities, amortized cost	87,102
Fair Value [Abstract]
Securities, fair value	87,740
Mortgage-Backed Securities and Collateralized Mortgage Obligations-Commercial [Member]
Amortized Cost [Abstract]
Securities, amortized cost	10,284
Fair Value [Abstract]
Securities, fair value	$ 10,374

Investment Securities, Availa28

Investment Securities, Available-for-sale Securities, Gross Unrealized Loss Position (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Available for sale securities unrealized loss position - Fair Value [Abstract]
Less than 12 months - Fair Value	$ 0	$ 242,473
12 months or more - Fair Value	30,579	264,996
Total - Fair Value	30,579	507,468
Available for sale securities unrealized loss position - Gross Unrealized Loss [Abstract]
Less than 12 months - Gross Unrealized Loss	0	2,501
12 months or more - Gross Unrealized Loss	86	5,452
Total - Gross Unrealized Loss	86	7,953
U. S. Government Sponsored Enterprises [Member]
Available for sale securities unrealized loss position - Fair Value [Abstract]
Less than 12 months - Fair Value		41,786
12 months or more - Fair Value		9,932
Total - Fair Value		51,718
Available for sale securities unrealized loss position - Gross Unrealized Loss [Abstract]
Less than 12 months - Gross Unrealized Loss		113
12 months or more - Gross Unrealized Loss		68
Total - Gross Unrealized Loss		181
Mortgage Backed Securities and Collateralized Mortgage Obligations-Residential [Member]
Available for sale securities unrealized loss position - Fair Value [Abstract]
Less than 12 months - Fair Value	0	187,605
12 months or more - Fair Value	15,203	167,549
Total - Fair Value	15,203	355,153
Available for sale securities unrealized loss position - Gross Unrealized Loss [Abstract]
Less than 12 months - Gross Unrealized Loss	0	2,147
12 months or more - Gross Unrealized Loss	14	3,179
Total - Gross Unrealized Loss	14	5,326
Small Business Administration-Guaranteed Participation Securities [Member]
Available for sale securities unrealized loss position - Fair Value [Abstract]
Less than 12 months - Fair Value	0	7,529
12 months or more - Fair Value	15,376	82,888
Total - Fair Value	15,376	90,417
Available for sale securities unrealized loss position - Gross Unrealized Loss [Abstract]
Less than 12 months - Gross Unrealized Loss	0	111
12 months or more - Gross Unrealized Loss	72	2,093
Total - Gross Unrealized Loss	$ 72	2,204
Mortgage Backed Securities and Collateralized Mortgage Obligations-Commercial [Member]
Available for sale securities unrealized loss position - Fair Value [Abstract]
Less than 12 months - Fair Value		5,553
12 months or more - Fair Value		4,627
Total - Fair Value		10,180
Available for sale securities unrealized loss position - Gross Unrealized Loss [Abstract]
Less than 12 months - Gross Unrealized Loss		130
12 months or more - Gross Unrealized Loss		112
Total - Gross Unrealized Loss		$ 242

Investment Securities, Availa29

Investment Securities, Available-for-sale Securities, Transaction Information (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Proceeds from sales and calls of securities available for sale, gross realized gains and gross realized losses [Abstract]
Proceeds from sales	$ 44,829	$ 0	$ 44,829	$ 22,945
Proceeds from calls	40,808	27,499	89,721	55,659
Gross realized gains	668	0	668	249
Gross realized losses	0	0	0	0
Income tax expense recognized on net gains on sales and calls of securities available for sale	267		267	100
Sales and transfers of held to maturity securities	$ 0	$ 0	$ 0	$ 0

Investment Securities, Held-to-

Investment Securities, Held-to-maturity Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Amortized cost and fair value of the held to maturity securities [Abstract]
Amortized Cost	$ 50,684	$ 56,465
Gross Unrecognized Gains	3,206	2,974
Gross Unrecognized Losses	0	0
Fair Value	53,890	59,439
Mortgage Backed Securities and Collateralized Mortgage Obligations-Residential [Member]
Amortized cost and fair value of the held to maturity securities [Abstract]
Amortized Cost	40,702	46,490
Gross Unrecognized Gains	2,676	2,308
Gross Unrecognized Losses	0	0
Fair Value	43,378	48,798
Corporate Bonds [Member]
Amortized cost and fair value of the held to maturity securities [Abstract]
Amortized Cost	9,982	9,975
Gross Unrecognized Gains	530	666
Gross Unrecognized Losses	0	0
Fair Value	$ 10,512	$ 10,641

Investment Securities, Held-t31

Investment Securities, Held-to-maturity Securities, Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Amortized Cost [Abstract]
Due in one year through five years	$ 9,982
Amortized Cost	50,684	$ 56,465
Fair Value [Abstract]
Due in one year through five years	10,512
Fair Value	53,890	59,439
Mortgage-Backed Securities and Collateralized Mortgage Obligations-Residential [Member]
Amortized Cost [Abstract]
Securities, amortized cost	40,702
Fair Value [Abstract]
Securities, fair value	43,378
Fair Value	$ 43,378	$ 48,798

Loans and Allowance for Loan 32

Loans and Allowance for Loan Losses (Details) - USD ($) $ in Thousands		Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		$ 3,343,194		$ 3,293,304
Less: Allowance for loan losses		44,064	$ 44,398	44,762	$ 45,571	$ 45,944	$ 46,327
Net loans		3,299,130		3,248,542
Real Estate Construction Loans [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		22,800		26,600
Residential Borrowers [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		13,400		16,000
Commercial Borrowers Residential Purpose [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		9,400		10,600
Commercial [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		195,698		203,415
Less: Allowance for loan losses		5,046	4,919	4,491	4,022	4,024	4,071
Commercial [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		172,422		175,873
Commercial [Member] | Other [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		23,276		27,542
Real Estate Mortgage - 1 to 4 Family [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		3,139,020		3,080,498
Less: Allowance for loan losses		38,589	39,017	39,753	41,087	41,529	42,088
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		2,720,118		2,660,672
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		66,833		60,501
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		352,069		359,325
Installment [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		8,476		9,391
Less: Allowance for loan losses		429	$ 462	518	$ 462	$ 391	$ 168
New York and Other States [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net	[1]	2,662,277		2,650,787
New York and Other States [Member] | Commercial [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		181,346		188,414
New York and Other States [Member] | Commercial [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net	[1]	158,150		160,965
New York and Other States [Member] | Commercial [Member] | Other [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net	[1]	23,196		27,449
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net	[1]	2,116,506		2,093,957
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net	[1]	56,580		52,251
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net	[1]	300,952		308,165
New York and Other States [Member] | Installment [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net	[1]	6,893		8,000
Florida [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		680,917		642,517
Florida [Member] | Commercial [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		14,352		15,001
Florida [Member] | Commercial [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		14,272		14,908
Florida [Member] | Commercial [Member] | Other [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		80		93
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		603,612		566,715
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		10,253		8,250
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		51,117		51,160
Florida [Member] | Installment [Member]
Loans and Leases Receivable, Net Amount [Abstract]
Total loans, net		$ 1,583		$ 1,391
[1]	Includes New York, New Jersey, Vermont and Massachusetts.

Loans and Allowance for Loan 33

Loans and Allowance for Loan Losses, Non-accrual Loans, By Loan Class (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Non accrual loans by loan class [Abstract]
Total non-accrual loans	$ 28,198	$ 28,212
Restructured real estate mortgages - 1 to 4 family	45	48
Total nonperforming loans	28,243	28,260
Other real estate owned	3,900	5,400
Residential Real Estate [Member]
Non accrual loans by loan class [Abstract]
Non accrual residential mortgage loans in the process of foreclosure	13,700	13,200
Commercial [Member] | Commercial Real Estate [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	2,690	3,024
Commercial [Member] | Other [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	21,844	20,976
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	132	212
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	3,483	3,902
Installment [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	49	98
New York and Other States [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	26,298	26,387
Restructured real estate mortgages - 1 to 4 family	45	48
Total nonperforming loans	26,343	26,435
New York and Other States [Member] | Commercial [Member] | Commercial Real Estate [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	2,690	3,024
New York and Other States [Member] | Commercial [Member] | Other [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		0
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	20,287	19,488
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	86	212
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	3,186	3,573
New York and Other States [Member] | Installment [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	49	90
Florida [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	1,900	1,825
Restructured real estate mortgages - 1 to 4 family	0	0
Total nonperforming loans	1,900	1,825
Florida [Member] | Commercial [Member] | Commercial Real Estate [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	0	0
Florida [Member] | Commercial [Member] | Other [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		0
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	1,557	1,488
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	46	0
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	297	329
Florida [Member] | Installment [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	$ 0	$ 8

Loans and Allowance for Loan 34

Loans and Allowance for Loan Losses, Past Due (Details) - USD ($) $ in Thousands		6 Months Ended	12 Months Ended
		Jun. 30, 2016	Dec. 31, 2015
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		$ 23,120	$ 25,972
Current		3,320,074	3,267,332
Total loans		3,343,194	3,293,304
Loans that are 90 days past due and still accruing interest		$ 0	$ 0
Number of days past due		90 days	90 days
30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		$ 3,635	$ 5,805
60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		2,126	2,552
90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		17,359	17,615
Commercial [Member]
Aging of the recorded investment in past due loans [Abstract]
Total loans		195,698	203,415
Commercial [Member] | Commercial Real Estate [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		2,744	2,350
Current		169,678	173,523
Total loans		172,422	175,873
Commercial [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		580	10
Commercial [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		104	0
Commercial [Member] | Commercial Real Estate [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		2,060	2,340
Commercial [Member] | Other [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Current		23,276	27,542
Total loans		23,276	27,542
Commercial [Member] | Other [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Commercial [Member] | Other [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Commercial [Member] | Other [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Real Estate Mortgage - 1 to 4 Family [Member]
Aging of the recorded investment in past due loans [Abstract]
Total loans		3,139,020	3,080,498
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		17,794	20,674
Current		2,702,324	2,639,998
Total loans		2,720,118	2,660,672
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		2,421	4,986
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		1,846	2,308
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		13,527	13,380
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		176	192
Current		66,657	60,309
Total loans		66,833	60,501
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		109	43
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		2	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		65	149
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		2,308	2,593
Current		349,761	356,732
Total loans		352,069	359,325
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		505	731
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		141	204
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		1,662	1,658
Installment [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		98	163
Current		8,378	9,228
Total loans		8,476	9,391
Installment [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		20	35
Installment [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		33	40
Installment [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		45	88
New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		20,944	23,754
Current		2,641,333	2,627,033
Total loans	[1]	2,662,277	2,650,787
New York and Other States [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		2,996	4,970
New York and Other States [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		1,905	2,260
New York and Other States [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		16,043	16,524
New York and Other States [Member] | Commercial [Member]
Aging of the recorded investment in past due loans [Abstract]
Total loans		181,346	188,414
New York and Other States [Member] | Commercial [Member] | Commercial Real Estate [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		2,744	2,340
Current		155,406	158,625
Total loans	[1]	158,150	160,965
New York and Other States [Member] | Commercial [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		580	0
New York and Other States [Member] | Commercial [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		104	0
New York and Other States [Member] | Commercial [Member] | Commercial Real Estate [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		2,060	2,340
New York and Other States [Member] | Commercial [Member] | Other [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Current		23,196	27,449
Total loans	[1]	23,196	27,449
New York and Other States [Member] | Commercial [Member] | Other [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
New York and Other States [Member] | Commercial [Member] | Other [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
New York and Other States [Member] | Commercial [Member] | Other [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		15,965	18,887
Current		2,100,541	2,075,070
Total loans	[1]	2,116,506	2,093,957
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		1,896	4,321
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		1,678	2,037
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		12,391	12,529
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		176	192
Current		56,404	52,059
Total loans	[1]	56,580	52,251
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		109	43
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		2	0
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		65	149
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		1,965	2,194
Current		298,987	305,971
Total loans	[1]	300,952	308,165
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		392	572
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		91	204
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		1,482	1,418
New York and Other States [Member] | Installment [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		94	141
Current		6,799	7,859
Total loans	[1]	6,893	8,000
New York and Other States [Member] | Installment [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		19	34
New York and Other States [Member] | Installment [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		30	19
New York and Other States [Member] | Installment [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		45	88
Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		2,176	2,218
Current		678,741	640,299
Total loans		680,917	642,517
Florida [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		639	835
Florida [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		221	292
Florida [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		1,316	1,091
Florida [Member] | Commercial [Member]
Aging of the recorded investment in past due loans [Abstract]
Total loans		14,352	15,001
Florida [Member] | Commercial [Member] | Commercial Real Estate [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	10
Current		14,272	14,898
Total loans		14,272	14,908
Florida [Member] | Commercial [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	10
Florida [Member] | Commercial [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Florida [Member] | Commercial [Member] | Commercial Real Estate [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Florida [Member] | Commercial [Member] | Other [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Current		80	93
Total loans		80	93
Florida [Member] | Commercial [Member] | Other [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Florida [Member] | Commercial [Member] | Other [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Florida [Member] | Commercial [Member] | Other [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		1,829	1,787
Current		601,783	564,928
Total loans		603,612	566,715
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		525	665
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		168	271
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		1,136	851
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Current		10,253	8,250
Total loans		10,253	8,250
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		0	0
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		343	399
Current		50,774	50,761
Total loans		51,117	51,160
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		113	159
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		50	0
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		180	240
Florida [Member] | Installment [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		4	22
Current		1,579	1,369
Total loans		1,583	1,391
Florida [Member] | Installment [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		1	1
Florida [Member] | Installment [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		3	21
Florida [Member] | Installment [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Total 30+ days Past Due		$ 0	$ 0
[1]	Includes New York, New Jersey, Vermont and Massachusetts.

Loans and Allowance for Loan 35

Loans and Allowance for Loan Losses, Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period	$ 44,398	$ 45,944	$ 44,762	$ 46,327
Loans charged off [Abstract]
Total loan charge offs	1,268	1,318	2,602	2,634
Recoveries of loans previously charged off [Abstract]
Total recoveries	134	145	304	278
Net loans charged off	1,134	1,173	2,298	2,356
Provision (credit) for loan losses	800	800	1,600	1,600
Balance at end of period	44,064	45,571	44,064	45,571
Commercial [Member]
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period	4,919	4,024	4,491	4,071
Loans charged off [Abstract]
Total loan charge offs	68	50	332	100
Recoveries of loans previously charged off [Abstract]
Total recoveries	1	1	41	18
Net loans charged off	67	49	291	82
Provision (credit) for loan losses	194	47	846	33
Balance at end of period	5,046	4,022	5,046	4,022
Real Estate Mortgage - 1 to 4 Family [Member]
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period	39,017	41,529	39,753	42,088
Loans charged off [Abstract]
Total loan charge offs	1,107	1,235	2,080	2,458
Recoveries of loans previously charged off [Abstract]
Total recoveries	118	135	237	245
Net loans charged off	989	1,100	1,843	2,213
Provision (credit) for loan losses	561	658	679	1,212
Balance at end of period	38,589	41,087	38,589	41,087
Installment [Member]
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period	462	391	518	168
Loans charged off [Abstract]
Total loan charge offs	93	33	190	76
Recoveries of loans previously charged off [Abstract]
Total recoveries	15	9	26	15
Net loans charged off	78	24	164	61
Provision (credit) for loan losses	45	95	75	355
Balance at end of period	429	462	429	462
New York and Other States [Member]
Loans charged off [Abstract]
Total loan charge offs	1,250	1,149	2,484	2,356
Recoveries of loans previously charged off [Abstract]
Total recoveries	133	142	302	274
New York and Other States [Member] | Commercial [Member]
Loans charged off [Abstract]
Total loan charge offs	68	50	332	100
Recoveries of loans previously charged off [Abstract]
Total recoveries	1	0	41	16
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member]
Loans charged off [Abstract]
Total loan charge offs	1,090	1,066	1,979	2,180
Recoveries of loans previously charged off [Abstract]
Total recoveries	117	133	235	243
New York and Other States [Member] | Installment [Member]
Loans charged off [Abstract]
Total loan charge offs	92	33	173	76
Recoveries of loans previously charged off [Abstract]
Total recoveries	15	9	26	15
Florida [Member]
Loans charged off [Abstract]
Total loan charge offs	18	169	118	278
Recoveries of loans previously charged off [Abstract]
Total recoveries	1	3	2	4
Florida [Member] | Commercial [Member]
Loans charged off [Abstract]
Total loan charge offs	0	0	0	0
Recoveries of loans previously charged off [Abstract]
Total recoveries	0	1	0	2
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member]
Loans charged off [Abstract]
Total loan charge offs	17	169	101	278
Recoveries of loans previously charged off [Abstract]
Total recoveries	1	2	2	2
Florida [Member] | Installment [Member]
Loans charged off [Abstract]
Total loan charge offs	1	0	17	0
Recoveries of loans previously charged off [Abstract]
Total recoveries	$ 0	$ 0	$ 0	$ 0

Loans and Allowance for Loan 36

Loans and Allowance for Loan Losses, Based on Impairment Review Method (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment	$ 0		$ 0
Collectively evaluated for impairment	44,064		44,762
Total ending allowance balance	44,064	$ 44,398	44,762	$ 45,571	$ 45,944	$ 46,327
Loans [Abstract]
Individually evaluated for impairment	25,182		25,881
Collectively evaluated for impairment	3,318,012		3,267,423
Total loans	3,343,194		3,293,304
Commercial [Member]
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	5,046		4,491
Total ending allowance balance	5,046	4,919	4,491	4,022	4,024	4,071
Loans [Abstract]
Individually evaluated for impairment	2,966		3,306
Collectively evaluated for impairment	192,732		200,109
Total loans	195,698		203,415
1 to 4 Family Residential Real Estate [Member]
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	38,589		39,753
Total ending allowance balance	38,589	39,017	39,753	41,087	41,529	42,088
Loans [Abstract]
Individually evaluated for impairment	22,216		22,575
Collectively evaluated for impairment	3,116,804		3,057,923
Total loans	3,139,020		3,080,498
Installment [Member]
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	429		518
Total ending allowance balance	429	$ 462	518	$ 462	$ 391	$ 168
Loans [Abstract]
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	8,476		9,391
Total loans	$ 8,476		$ 9,391

Loans and Allowance for Loan 37

Loans and Allowance for Loan Losses, Impaired Receivables (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2016	Dec. 31, 2015
Impaired loans by loans class [Abstract]
Recorded Investment	$ 25,182	$ 25,881
Unpaid Principal Balance	27,477	28,209
Related Allowance	0	0
Average Recorded Investment	24,826	26,552
Commercial [Member] | Commercial Real Estate [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	2,966	3,306
Unpaid Principal Balance	3,988	3,996
Related Allowance	0	0
Average Recorded Investment	3,116	3,608
Commercial [Member] | Other [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	19,364	19,220
Unpaid Principal Balance	20,366	20,454
Related Allowance	0	0
Average Recorded Investment	18,857	19,616
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	338	412
Unpaid Principal Balance	374	470
Related Allowance	0	0
Average Recorded Investment	332	436
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	2,514	2,943
Unpaid Principal Balance	2,749	3,289
Related Allowance	0	0
Average Recorded Investment	2,521	2,892
New York and Other States [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	22,553	23,431
Unpaid Principal Balance	24,685	25,584
Related Allowance	0	0
Average Recorded Investment	22,436	24,355
New York and Other States [Member] | Commercial [Member] | Commercial Real Estate [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	2,966	3,306
Unpaid Principal Balance	3,988	3,996
Related Allowance	0	0
Average Recorded Investment	3,116	3,608
New York and Other States [Member] | Commercial [Member] | Other [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	17,439	17,460
Unpaid Principal Balance	18,350	18,602
Related Allowance	0	0
Average Recorded Investment	17,146	18,127
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	241	359
Unpaid Principal Balance	277	417
Related Allowance	0	0
Average Recorded Investment	265	382
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	1,907	2,306
Unpaid Principal Balance	2,070	2,569
Related Allowance	0	0
Average Recorded Investment	1,909	2,238
Florida [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	2,629	2,450
Unpaid Principal Balance	2,792	2,625
Related Allowance	0	0
Average Recorded Investment	2,390	2,197
Florida [Member] | Commercial [Member] | Commercial Real Estate [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Florida [Member] | Commercial [Member] | Other [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	1,925	1,760
Unpaid Principal Balance	2,016	1,852
Related Allowance	0	0
Average Recorded Investment	1,711	1,489
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	97	53
Unpaid Principal Balance	97	53
Related Allowance	0	0
Average Recorded Investment	67	54
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Impaired loans by loans class [Abstract]
Recorded Investment	607	637
Unpaid Principal Balance	679	720
Related Allowance	0	0
Average Recorded Investment	$ 612	$ 654

Loans and Allowance for Loan 38

Loans and Allowance for Loan Losses, Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016USD ($)Contract	Jun. 30, 2015USD ($)Contract	Jun. 30, 2016USD ($)Contract	Jun. 30, 2015USD ($)Contract	Dec. 31, 2015USD ($)
Real Estate Mortgage - 1 to 4 Family [Member]
Financing Receivable, Modifications [Line Items]
TDR's classifications from previously performing loans	$ 11,000		$ 11,000		$ 10,600
New York and Other States [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract	15	16	31	23
Pre-Modification Outstanding Recorded Investment	$ 819	$ 1,725	$ 1,964	$ 3,170
Post-Modification Outstanding Recorded Investment	$ 819	$ 1,725	$ 1,964	$ 3,170
Loans modified for which there was payment default [Abstract]
Number of Contracts | Contract	1	0	4	0
Recorded Investment	$ 107	$ 0	$ 316	$ 0
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract	10	13	22	20
Pre-Modification Outstanding Recorded Investment	$ 753	$ 1,542	$ 1,807	$ 2,987
Post-Modification Outstanding Recorded Investment	$ 753	$ 1,542	$ 1,807	$ 2,987
Loans modified for which there was payment default [Abstract]
Number of Contracts | Contract	1	0	3	0
Recorded Investment	$ 107	$ 0	$ 268	$ 0
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract	0	1	0	1
Pre-Modification Outstanding Recorded Investment	$ 0	$ 139	$ 0	$ 139
Post-Modification Outstanding Recorded Investment	$ 0	$ 139	$ 0	$ 139
New York and Other States [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract	5	2	9	2
Pre-Modification Outstanding Recorded Investment	$ 66	$ 44	$ 157	$ 44
Post-Modification Outstanding Recorded Investment	$ 66	$ 44	$ 157	$ 44
Loans modified for which there was payment default [Abstract]
Number of Contracts | Contract			1	0
Recorded Investment			$ 48	$ 0
Florida [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract	3	0	5	3
Pre-Modification Outstanding Recorded Investment	$ 350	$ 0	$ 577	$ 207
Post-Modification Outstanding Recorded Investment	$ 350	$ 0	$ 577	$ 207
Loans modified for which there was payment default [Abstract]
Number of Contracts | Contract	1	0	1	1
Recorded Investment	$ 46	$ 0	$ 46	$ 50
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract	1	0	3	1
Pre-Modification Outstanding Recorded Investment	$ 298	$ 0	$ 525	$ 157
Post-Modification Outstanding Recorded Investment	$ 298	$ 0	$ 525	$ 157
Loans modified for which there was payment default [Abstract]
Number of Contracts | Contract	1	0
Recorded Investment	$ 46	$ 0
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract	1	0	1	0
Pre-Modification Outstanding Recorded Investment	$ 46	$ 0	$ 46	$ 0
Post-Modification Outstanding Recorded Investment	$ 46	$ 0	$ 46	$ 0
Florida [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract	1	0	1	2
Pre-Modification Outstanding Recorded Investment	$ 6	$ 0	$ 6	$ 50
Post-Modification Outstanding Recorded Investment	$ 6	$ 0	$ 6	$ 50
Loans modified for which there was payment default [Abstract]
Number of Contracts | Contract			1	1
Recorded Investment			$ 46	$ 50

Loans and Allowance for Loan 39

Loans and Allowance for Loan Losses, Modified Loans Payment Status (Details)	6 Months Ended
	Jun. 30, 2016
Loans and Allowance for Loan Losses [Abstract]
Deferral period of chapter 13 bankruptcies	60 months
Number of days past due when loans are considered to be in payment default	90 days
Contractual past due period for chapter 13 bankruptcy loans to be in payment default	30 days

Loans and Allowance for Loan 40

Loans and Allowance for Loan Losses, Risk Category of Loans (Details) - USD ($) $ in Thousands		Jun. 30, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		$ 3,343,194	$ 3,293,304
Impaired loans included in classified loans		2,700	3,000
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		195,698	203,415
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		180,779	187,051
Commercial [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		14,919	16,364
Commercial [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		172,422	175,873
Commercial [Member] | Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		158,227	160,243
Commercial [Member] | Commercial Real Estate [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		14,195	15,630
Commercial [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		23,276	27,542
Commercial [Member] | Other [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		22,552	26,808
Commercial [Member] | Other [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		724	734
New York and Other States [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net	[1]	2,662,277	2,650,787
New York and Other States [Member] | Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		181,346	188,414
New York and Other States [Member] | Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		166,427	172,050
New York and Other States [Member] | Commercial [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		14,919	16,364
New York and Other States [Member] | Commercial [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net	[1]	158,150	160,965
New York and Other States [Member] | Commercial [Member] | Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		143,955	145,335
New York and Other States [Member] | Commercial [Member] | Commercial Real Estate [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		14,195	15,630
New York and Other States [Member] | Commercial [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net	[1]	23,196	27,449
New York and Other States [Member] | Commercial [Member] | Other [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		22,472	26,715
New York and Other States [Member] | Commercial [Member] | Other [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		724	734
Florida [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		680,917	642,517
Florida [Member] | Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		14,352	15,001
Florida [Member] | Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		14,352	15,001
Florida [Member] | Commercial [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		0	0
Florida [Member] | Commercial [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		14,272	14,908
Florida [Member] | Commercial [Member] | Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		14,272	14,908
Florida [Member] | Commercial [Member] | Commercial Real Estate [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		0	0
Florida [Member] | Commercial [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		80	93
Florida [Member] | Commercial [Member] | Other [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		80	93
Florida [Member] | Commercial [Member] | Other [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, net		$ 0	$ 0
[1]	Includes New York, New Jersey, Vermont and Massachusetts.

Fair Value of Financial Instr41

Fair Value of Financial Instruments, Part 1 (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Securities available for sale [Abstract]
Total securities available for sale	$ 620,506	$ 601,037
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Securities available for sale [Abstract]
Total securities available for sale	35	35
Significant Other Observable Inputs (Level 2) [Member]
Securities available for sale [Abstract]
Total securities available for sale	620,471	601,002
Significant Unobservable Inputs (Level 3) [Member]
Securities available for sale [Abstract]
Total securities available for sale	0	0
Carrying Value [Member]
Securities available for sale [Abstract]
Total securities available for sale	620,506	601,037
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Securities available for sale [Abstract]
U.S. government sponsored enterprises	0	0
State and political subdivisions	0	0
Mortgage backed securities and collateralized mortgage obligations - residential	0	0
Small Business Administration - guaranteed participation securities	0	0
Mortgage backed securities and collateralized mortgage obligations - commercial	0	0
Other securities	35	35
Total securities available for sale	35	35
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Securities available for sale [Abstract]
U.S. government sponsored enterprises	116,595	86,737
State and political subdivisions	974	1,290
Mortgage backed securities and collateralized mortgage obligations - residential	404,138	411,729
Small Business Administration - guaranteed participation securities	87,740	90,416
Mortgage backed securities and collateralized mortgage obligations - commercial	10,374	10,180
Other securities	650	650
Total securities available for sale	620,471	601,002
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Securities available for sale [Abstract]
U.S. government sponsored enterprises	0	0
State and political subdivisions	0	0
Mortgage backed securities and collateralized mortgage obligations - residential	0	0
Small Business Administration - guaranteed participation securities	0	0
Mortgage backed securities and collateralized mortgage obligations - commercial	0	0
Other securities	0	0
Total securities available for sale	0	0
Recurring [Member] | Carrying Value [Member]
Securities available for sale [Abstract]
U.S. government sponsored enterprises	116,595	86,737
State and political subdivisions	974	1,290
Mortgage backed securities and collateralized mortgage obligations - residential	404,138	411,729
Small Business Administration - guaranteed participation securities	87,740	90,416
Mortgage backed securities and collateralized mortgage obligations - commercial	10,374	10,180
Other securities	685	685
Total securities available for sale	$ 620,506	$ 601,037

Fair Value of Financial Instr42

Fair Value of Financial Instruments, Part 2 (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Impaired loans [Abstract]
Other real estate owned, commercial real estate	$ 735	$ 735		$ 1,000
Other real estate owned, residential real estate properties	3,900	3,900		5,400
Valuation charge on other real estate owned	260	606		1,100
Impaired loans	25,182	25,182		25,881
Collateral dependent impaired loans	1,500	1,500		4,000
Gross charge offs, commercial impaired loans	68	332		641
Gross charge offs, residential impaired loans	14	$ 126		$ 648
Nonrecurring [Member] | Sales Comparison Approach [Member] | Other Real Estate Owned [Member]
Impaired loans [Abstract]
Unobservable inputs			Adjustments for differences between comparable sales	Adjustments for differences between comparable sales
Nonrecurring [Member] | Sales Comparison Approach [Member] | Other Real Estate Owned [Member] | Minimum [Member]
Impaired loans [Abstract]
Adjustments for differences between comparable sales		1.00%		1.00%
Nonrecurring [Member] | Sales Comparison Approach [Member] | Other Real Estate Owned [Member] | Maximum [Member]
Impaired loans [Abstract]
Adjustments for differences between comparable sales		8.00%		10.00%
Nonrecurring [Member] | Sales Comparison Approach [Member] | Other Real Estate Owned [Member] | Weighted Average [Member]
Impaired loans [Abstract]
Adjustments for differences between comparable sales		5.00%		4.00%
Nonrecurring [Member] | Sales Comparison Approach [Member] | Impaired Loan [Member] | Real Estate Mortgage - 1 to 4 Family [Member]
Impaired loans [Abstract]
Unobservable inputs			Adjustments for differences between comparable sales	Adjustments for differences between comparable sales
Nonrecurring [Member] | Sales Comparison Approach [Member] | Impaired Loan [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Minimum [Member]
Impaired loans [Abstract]
Adjustments for differences between comparable sales		2.00%		0.00%
Nonrecurring [Member] | Sales Comparison Approach [Member] | Impaired Loan [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Maximum [Member]
Impaired loans [Abstract]
Adjustments for differences between comparable sales		13.00%		9.00%
Nonrecurring [Member] | Sales Comparison Approach [Member] | Impaired Loan [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Weighted Average [Member]
Impaired loans [Abstract]
Adjustments for differences between comparable sales		5.00%		4.00%
Nonrecurring [Member] | Sales Comparison Approach [Member] | Impaired Loan [Member] | Commercial Real Estate [Member]
Impaired loans [Abstract]
Unobservable inputs			Adjustments for differences between comparable sales	Adjustments for differences between comparable sales
Nonrecurring [Member] | Sales Comparison Approach [Member] | Impaired Loan [Member] | Commercial Real Estate [Member] | Minimum [Member]
Impaired loans [Abstract]
Adjustments for differences between comparable sales		3.00%		3.00%
Nonrecurring [Member] | Sales Comparison Approach [Member] | Impaired Loan [Member] | Commercial Real Estate [Member] | Maximum [Member]
Impaired loans [Abstract]
Adjustments for differences between comparable sales		26.00%		22.00%
Nonrecurring [Member] | Sales Comparison Approach [Member] | Impaired Loan [Member] | Commercial Real Estate [Member] | Weighted Average [Member]
Impaired loans [Abstract]
Adjustments for differences between comparable sales		12.00%		11.00%
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets measured at fair value on a non-recurring basis [Abstract]
Other real estate owned	0	$ 0		$ 0
Impaired loans [Abstract]
Commercial real estate	0	0		0
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Real Estate Mortgage - 1 to 4 Family [Member]
Impaired loans [Abstract]
Real estate mortgage- 1 to 4 family	0	0		0
Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets measured at fair value on a non-recurring basis [Abstract]
Other real estate owned	0	0		0
Impaired loans [Abstract]
Commercial real estate	0	0		0
Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Real Estate Mortgage - 1 to 4 Family [Member]
Impaired loans [Abstract]
Real estate mortgage- 1 to 4 family	0	0		0
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets measured at fair value on a non-recurring basis [Abstract]
Other real estate owned	4,602	4,602		6,455
Impaired loans [Abstract]
Commercial real estate	787	787		878
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Real Estate Mortgage - 1 to 4 Family [Member]
Impaired loans [Abstract]
Real estate mortgage- 1 to 4 family	674	674		3,109
Nonrecurring [Member] | Carrying Value [Member]
Assets measured at fair value on a non-recurring basis [Abstract]
Other real estate owned	4,602	4,602		6,455
Impaired loans [Abstract]
Commercial real estate	787	787		878
Nonrecurring [Member] | Carrying Value [Member] | Real Estate Mortgage - 1 to 4 Family [Member]
Impaired loans [Abstract]
Real estate mortgage- 1 to 4 family	$ 674	$ 674		$ 3,109

Fair Value of Financial Instr43

Fair Value of Financial Instruments, Part 3 (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015	Jun. 30, 2015	Dec. 31, 2014
Financial assets [Abstract]
Cash and cash equivalents	$ 758,396	$ 718,156	$ 678,585	$ 671,448
Securities available for sale	620,506	601,037
Held to maturity securities	53,890	59,439
Net loans	3,363,721	3,279,167
Accrued interest receivable	10,704	10,262
Financial liabilities [Abstract]
Demand deposits	376,669	365,081
Interest bearing deposits	3,804,575	3,738,607
Short-term borrowings	190,542	191,226
Accrued interest payable	518	501
Level 1 [Member]
Financial assets [Abstract]
Cash and cash equivalents	758,396	718,156
Securities available for sale	35	35
Held to maturity securities	0	0
Net loans	0	0
Accrued interest receivable	80	80
Financial liabilities [Abstract]
Demand deposits	376,669	365,081
Interest bearing deposits	2,625,391	2,627,367
Short-term borrowings	0	0
Accrued interest payable	78	74
Level 2 [Member]
Financial assets [Abstract]
Cash and cash equivalents	0	0
Securities available for sale	620,471	601,002
Held to maturity securities	53,890	59,439
Net loans	0	0
Accrued interest receivable	2,455	2,370
Financial liabilities [Abstract]
Demand deposits	0	0
Interest bearing deposits	1,179,184	1,111,240
Short-term borrowings	190,542	191,226
Accrued interest payable	440	427
Level 3 [Member]
Financial assets [Abstract]
Cash and cash equivalents	0	0
Securities available for sale	0	0
Held to maturity securities	0	0
Net loans	3,363,721	3,279,167
Accrued interest receivable	8,169	7,812
Financial liabilities [Abstract]
Demand deposits	0	0
Interest bearing deposits	0	0
Short-term borrowings	0	0
Accrued interest payable	0	0
Carrying Value [Member]
Financial assets [Abstract]
Cash and cash equivalents	758,396	718,156
Securities available for sale	620,506	601,037
Held to maturity securities	50,684	56,465
Federal Reserve Bank and Federal Home Loan Bank stock	9,579	9,480
Net loans	3,299,130	3,248,542
Accrued interest receivable	10,704	10,262
Financial liabilities [Abstract]
Demand deposits	376,669	365,081
Interest bearing deposits	3,803,958	3,735,297
Short-term borrowings	190,542	191,226
Accrued interest payable	$ 518	$ 501

Accumulated Other Comprehensi44

Accumulated Other Comprehensive (Loss) Income (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance			$ 413,310	$ 393,444
Other comprehensive income (loss)- before reclassifications	$ 2,739	$ (3,289)	7,560	(1,302)
Amount reclassified from accumulated other comprehensive income	(417)	49	(384)	(116)
Other comprehensive income (loss), net of tax	2,322	(3,240)	7,176	(1,418)
Balance	430,265	402,459	430,265	402,459
AOCI Attributable to Parent [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	73	(2,687)	(4,781)	(4,509)
Other comprehensive income (loss), net of tax			7,176	(1,418)
Balance	2,395	(5,927)	2,395	(5,927)
Net Unrealized Holding Gain (Loss) on Securities Available for Sale, Net of Tax [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	329	(1,855)	(4,492)	(3,693)
Other comprehensive income (loss)- before reclassifications	2,739	(3,289)	7,560	(1,302)
Amount reclassified from accumulated other comprehensive income	(401)	0	(401)	(149)
Other comprehensive income (loss), net of tax	2,338	(3,289)	7,159	(1,451)
Balance	2,667	(5,144)	2,667	(5,144)
Net Change in Net Actuarial Loss (Gain) and Prior Service Cost on Pension and Postretirement Benefit Plans, Net of Tax [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(256)	(832)	(289)	(816)
Other comprehensive income (loss)- before reclassifications	0	0	0	0
Amount reclassified from accumulated other comprehensive income	(16)	49	17	33
Other comprehensive income (loss), net of tax	(16)	49	17	33
Balance	$ (272)	$ (783)	$ (272)	$ (783)

Accumulated Other Comprehensi45

Accumulated Other Comprehensive (Loss) Income, Reclassifications out of accumulated other comprehensive income (loss) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Reclassification Adjustment Out of Accumulated Other Comprehensive Income [Line Items]
Net gain on securities transactions	$ 668	$ 0	$ 668	$ 249
Salaries and employee benefits	8,934	8,164	17,937	16,645
Income taxes	6,260	6,467	12,366	12,883
Net income	10,464	10,727	20,875	21,442
Reclassification Out of Accumulated Other Comprehensive Income (Loss) [Member]
Reclassification Adjustment Out of Accumulated Other Comprehensive Income [Line Items]
Net income	417	(49)	384	116
Net Unrealized Holding Gain (Loss) on Securities Available for Sale [Member] | Reclassification Out of Accumulated Other Comprehensive Income (Loss) [Member]
Reclassification Adjustment Out of Accumulated Other Comprehensive Income [Line Items]
Net gain on securities transactions	668	0	668	249
Income taxes	(267)	0	(267)	(100)
Net income	401	0	401	149
Net Change in Net Actuarial Loss and Prior Service Credit on Pension and Postretirement Benefit Plans, Net of Tax [Member] | Reclassification Out of Accumulated Other Comprehensive Income (Loss) [Member]
Reclassification Adjustment Out of Accumulated Other Comprehensive Income [Line Items]
Income taxes	(12)	33	11	22
Net income	16	(49)	(17)	(33)
Amortization of Net Actuarial Loss [Member] | Reclassification Out of Accumulated Other Comprehensive Income (Loss) [Member]
Reclassification Adjustment Out of Accumulated Other Comprehensive Income [Line Items]
Salaries and employee benefits	50	(15)	17	(10)
Amortization of Prior Service Cost [Member] | Reclassification Out of Accumulated Other Comprehensive Income (Loss) [Member]
Reclassification Adjustment Out of Accumulated Other Comprehensive Income [Line Items]
Salaries and employee benefits	$ (22)	$ (67)	$ (45)	$ (45)