TrustCo Bank Corp NY (TRST) 10-Q 8 Aug 23 2023 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2023	Jul. 31, 2023
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2023
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q2
Document Transition Report	false
Entity File Number	000-10592
Entity Registrant Name	TRUSTCO BANK CORP NY
Entity Central Index Key	0000357301
Entity Incorporation, State or Country Code	NY
Entity Tax Identification Number	14-1630287
Entity Address, Address Line One	5 SARNOWSKI DRIVE
Entity Address, City or Town	GLENVILLE
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	12302
City Area Code	518
Local Phone Number	377-3311
Title of 12(b) Security	Common Stock, $1.00 par value
Trading Symbol	TRST
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		19,024,433

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Interest and dividend income:
Interest and fees on loans	$ 46,062	$ 39,604	$ 90,334	$ 78,607
Interest and dividends on securities available for sale:
U. S. government sponsored enterprises	691	147	1,383	233
State and political subdivisions	1	0	1	1
Mortgage-backed securities and collateralized mortgage obligations - residential	1,543	1,367	3,128	2,454
Corporate bonds	516	522	1,037	755
Small Business Administration-guaranteed participation securities	111	140	228	294
Other securities	3	2	5	4
Total interest and dividends on securities available for sale	2,865	2,178	5,782	3,741
Interest on held to maturity securities:
Mortgage-backed securities and collateralized mortgage obligations-residential	75	87	153	177
Total interest on held to maturity securities	75	87	153	177
Federal Reserve Bank and Federal Home Loan Bank stock	110	65	220	127
Interest on federal funds sold and other short-term investments	6,970	2,253	13,525	2,825
Total interest income	56,082	44,187	110,014	85,477
Interest on deposits:
Interest-bearing checking	49	42	115	86
Savings accounts	655	163	1,185	319
Money market deposit accounts	1,756	210	2,570	424
Time deposits	9,291	536	14,563	1,082
Interest on short-term borrowings	279	176	564	410
Total interest expense	12,030	1,127	18,997	2,321
Net interest income	44,052	43,060	91,017	83,156
Credit provision for credit losses	(500)	(491)	(200)	(691)
Net interest income after credit provision for credit losses	44,552	43,551	91,217	83,847
Noninterest income:
Trustco financial services income	1,412	1,996	3,186	3,829
Fees for services to customers	2,847	2,658	5,495	5,459
Other	339	262	586	811
Total noninterest income	4,598	4,916	9,267	10,099
Noninterest expenses:
Salaries and employee benefits	13,122	11,464	26,405	20,703
Net occupancy expense	4,262	4,254	8,860	8,783
Equipment expense	1,873	1,667	3,835	3,255
Professional services	1,360	1,484	2,967	2,951
Outsourced services	2,491	2,500	4,787	4,780
Advertising expense	518	389	908	1,006
FDIC and other insurance	1,085	804	2,137	1,616
Other real estate expense, net	148	74	373	85
Other	2,468	2,369	4,734	4,591
Total noninterest expenses	27,327	25,005	55,006	47,770
Income before taxes	21,823	23,462	45,478	46,176
Income taxes	5,451	5,591	11,360	11,216
Net income	$ 16,372	$ 17,871	$ 34,118	$ 34,960
Net income per share:
Basic (in dollars per share)	$ 0.86	$ 0.93	$ 1.79	$ 1.82
Diluted (in dollars per share)	$ 0.86	$ 0.93	$ 1.79	$ 1.82

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Consolidated Statements of Comprehensive Income (Unaudited) [Abstract]
Net income	$ 16,372	$ 17,871	$ 34,118	$ 34,960
Net unrealized holding (loss) gain on securities available for sale	(3,718)	(9,211)	1,533	(28,436)
Tax effect	963	2,382	(387)	7,356
Net unrealized (loss) gain on securities available for sale, net of tax	(2,755)	(6,829)	1,146	(21,080)
Amortization of net actuarial gain	(114)	(426)	(228)	(504)
Amortization of prior service cost (credit)	3	123	6	(157)
Tax effect	29	79	58	172
Amortization of net actuarial gain and prior service cost (credit) on pension and postretirement plans, net of tax	(82)	(224)	(164)	(489)
Other comprehensive (loss) gain, net of tax	(2,837)	(7,053)	982	(21,569)
Comprehensive income	$ 13,535	$ 10,818	$ 35,100	$ 13,391

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
ASSETS:
Cash and due from banks	$ 55,662	$ 43,429
Federal funds sold and other short term investments	547,695	607,170
Total cash and cash equivalents	603,357	650,599
Securities available for sale	452,704	481,513
Held to maturity securities ($6,926 and $7,580 fair value at June 30, 2023 and December 31, 2022, respectively)	7,043	7,707
Federal Reserve Bank and Federal Home Loan Bank stock	6,203	5,797
Loans, net of deferred net costs	4,886,811	4,733,201
Less: Allowance for credit losses on loans	46,914	46,032
Net loans	4,839,897	4,687,169
Bank premises and equipment, net	32,351	32,556
Operating lease right-of-use assets	43,113	44,727
Other assets	90,957	89,984
Total assets	6,075,625	6,000,052
Deposits:
Demand	791,353	838,147
Interest-bearing checking	1,082,989	1,183,321
Savings accounts	1,315,893	1,521,473
Money market deposit accounts	625,253	621,106
Time deposits	1,442,959	1,028,763
Total deposits	5,258,447	5,192,810
Short-term borrowings	113,765	122,700
Operating lease liabilities	47,172	48,980
Accrued expenses and other liabilities	34,852	35,575
Total liabilities	5,454,236	5,400,065
SHAREHOLDERS' EQUITY:
Capital stock par value $1.00; 30,000,000 shares authorized; 20,058,142 shares issued at June 30, 2023 and December 31, 2022, and 19,024,433 shares outstanding at June 30, 2023 and December 31, 2022	20,058	20,058
Surplus	257,078	257,078
Undivided profits	414,251	393,831
Accumulated other comprehensive loss, net of tax	(26,212)	(27,194)
Treasury stock at cost - 1,033,709 shares at June 30, 2023 and December 31, 2022, respectively	(43,786)	(43,786)
Total shareholders' equity	621,389	599,987
Total liabilities and shareholders' equity	$ 6,075,625	$ 6,000,052

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
ASSETS:
Held to maturity securities, fair value	$ 6,926	$ 7,580
SHAREHOLDERS' EQUITY:
Capital stock, par value (in dollars per share)	$ 1	$ 1
Capital stock, shares authorized (in shares)	30,000,000	30,000,000
Capital stock, shares issued (in shares)	20,058,142	20,058,142
Capital stock, shares outstanding (in shares)	19,024,433	19,024,433
Treasury stock, at cost (in shares)	1,033,709	1,033,709

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Capital Stock [Member]	Surplus [Member]	Undivided Profits [Member]	Accumulated Other Comprehensive Loss [Member]	Treasury Stock [Member]	Total	Cumulative Effect, Period of Adoption, Adjustment [Member] Undivided Profits [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member] Capital Stock [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member] Surplus [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member] Undivided Profits [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member] Accumulated Other Comprehensive Loss [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member] Treasury Stock [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance at Dec. 31, 2021	$ 20,046	$ 256,661	$ 349,056	$ 12,147	$ (36,782)	$ 601,128	$ (3,470)	$ (3,470)	$ 20,046	$ 256,661	$ 345,586	$ 12,147	$ (36,782)	$ 597,658
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Accounting Standards Update [Extensible Enumeration]							ASU 2016-13 [Member]				ASU 2016-13 [Member]
Net income	0	0	17,089	0	0	17,089
Other comprehensive (loss) income, net of tax	0	0	0	(14,516)	0	(14,516)
Cash dividend declared	0	0	(6,727)	0	0	(6,727)
Purchase of treasury stock	0	0	0	0	(609)	(609)
Balance at Mar. 31, 2022	20,046	256,661	355,948	(2,369)	(37,391)	592,895
Balance at Dec. 31, 2021	20,046	256,661	349,056	12,147	(36,782)	601,128	$ (3,470)	$ (3,470)	$ 20,046	$ 256,661	$ 345,586	$ 12,147	$ (36,782)	$ 597,658
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income						34,960
Other comprehensive (loss) income, net of tax						(21,569)
Balance at Jun. 30, 2022	20,046	256,661	367,100	(9,422)	(39,753)	594,632
Balance at Mar. 31, 2022	20,046	256,661	355,948	(2,369)	(37,391)	592,895
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	0	17,871	0	0	17,871
Other comprehensive (loss) income, net of tax	0	0	0	(7,053)	0	(7,053)
Cash dividend declared	0	0	(6,719)	0	0	(6,719)
Purchase of treasury stock	0	0	0	0	(2,362)	(2,362)
Balance at Jun. 30, 2022	20,046	256,661	367,100	(9,422)	(39,753)	594,632
Balance at Dec. 31, 2022	20,058	257,078	393,831	(27,194)	(43,786)	599,987
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	0	17,746	0	0	17,746
Other comprehensive (loss) income, net of tax	0	0	0	3,819	0	3,819
Cash dividend declared	0	0	(6,849)	0	0	(6,849)
Balance at Mar. 31, 2023	20,058	257,078	404,728	(23,375)	(43,786)	614,703
Balance at Dec. 31, 2022	20,058	257,078	393,831	(27,194)	(43,786)	599,987
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income						34,118
Other comprehensive (loss) income, net of tax						982
Balance at Jun. 30, 2023	20,058	257,078	414,251	(26,212)	(43,786)	621,389
Balance at Mar. 31, 2023	20,058	257,078	404,728	(23,375)	(43,786)	614,703
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	0	16,372	0	0	16,372
Other comprehensive (loss) income, net of tax	0	0	0	(2,837)	0	(2,837)
Cash dividend declared	0	0	(6,849)	0	0	(6,849)
Balance at Jun. 30, 2023	$ 20,058	$ 257,078	$ 414,251	$ (26,212)	$ (43,786)	$ 621,389

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended
	Jun. 30, 2023	Mar. 31, 2023	Jun. 30, 2022	Mar. 31, 2022
Consolidated Statements of Changes in Shareholders' Equity (Unaudited) [Abstract]
Cash dividend declared (in dollars per share)	$ 0.36	$ 0.36	$ 0.35	$ 0.35
Purchase of treasury stock (in shares)			75,000	18,114

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Cash flows from operating activities:
Net income	$ 34,118	$ 34,960
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	2,021	2,057
Amortization of right-of-use asset	3,267	3,231
Net gain on sale of other real estate owned	(175)	(73)
Writedown of other real estate owned	107	0
(Credit) provision for credit losses	(200)	(691)
Deferred tax expense (benefit)	1,965	1,281
Net amortization of securities	900	1,289
Net gain on sale of bank premises and equipment	0	(314)
Decrease in taxes receivable	1,394	3,077
Increase in interest receivable	(270)	(1,627)
Increase (decrease) in interest payable	1,444	(21)
Increase in other assets	(3,884)	(3,378)
Decrease in operating lease liabilities	(3,461)	(3,427)
Decrease in accrued expenses and other liabilities	(2,779)	(3,371)
Total adjustments	329	(1,967)
Net cash provided by operating activities	34,447	32,993
Cash flows from investing activities:
Proceeds from sales, paydowns and calls of securities available for sale	29,469	43,338
Proceeds from paydowns of held to maturity securities	637	1,335
Purchases of securities available for sale	(5,000)	(172,771)
Proceeds from maturities of securities available for sale	5,000	10,050
Purchases of Federal Home Loan Bank stock	(406)	(193)
Net increase in loans	(153,328)	(101,990)
Proceeds from dispositions of other real estate owned	718	166
Proceeds from dispositions of bank premises and equipment	0	469
Purchases of bank premises and equipment	(1,816)	(1,566)
Net cash used in investing activities	(124,726)	(221,162)
Cash flows from financing activities:
Net increase in deposits	65,637	128,712
Net increase in short-term borrowings	(8,935)	(97,404)
Purchases of treasury stock	0	(2,971)
Dividends paid	(13,665)	(13,454)
Net cash provided by financing activities	43,037	14,883
Net decrease in cash and cash equivalents	(47,242)	(173,286)
Cash and cash equivalents at beginning of period	650,599	1,219,470
Cash and cash equivalents at end of period	603,357	1,046,184
Cash paid during the year for:
Interest paid	10,586	2,342
Income taxes paid	9,981	8,303
Other non cash items:
Transfer of loans to other real estate owned	0	375
Increase (Decrease) in dividends payable	33	(8)
Change in unrealized gain (loss) on securities available for sale-gross of deferred taxes	1,533	(28,436)
Change in deferred tax effect on unrealized (gain) loss on securities available for sale	(387)	7,356
Amortization of net actuarial gain and prior service cost (credit) on pension and postretirement plans	(222)	(661)
Change in deferred tax effect of amortization of net actuarial gain postretirement benefit plans	58	172
Security purchase settled in subsequent period	0	(5,000)
Impact to retained earnings from adoption of ASC 326, net of tax	$ 0	$ (3,470)

Financial Statement Presentatio

Financial Statement Presentation	6 Months Ended
	Jun. 30, 2023
Financial Statement Presentation [Abstract]
Financial Statement Presentation	(1) Financial Statement Presentation The unaudited Consolidated Interim Financial Statements of TrustCo Bank Corp NY (the “Company” or “TrustCo”) include the accounts of the Company’s subsidiary, Trustco Bank (also referred to as the “Bank”) and other subsidiaries after elimination of all significant intercompany accounts and transactions. Prior period amounts are reclassified when necessary to conform to the current period presentation. The net income reported for the three and six months ended June 30, 2023 is not necessarily indicative of the results that may be expected for the year ending December 31, 2023, or any interim periods. These financial statements consider events that occurred through the date of filing. In the opinion of the management of the Company, the accompanying unaudited Consolidated Interim Financial Statements contain all recurring adjustments necessary to present fairly the financial position as of June 30, 2023, the results of operations for the three and six months ended June 30, 2023 and 2022, and the cash flows for the six months ended June 30, 2023 and 2022. The accompanying unaudited Consolidated Interim Financial Statements should be read in conjunction with the Company’s year-end audited Consolidated Financial Statements, including notes thereto, which are included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2022. The accompanying unaudited Consolidated Interim Financial Statements have been prepared in accordance with applicable rules of the Securities and Exchange Commission (the “SEC”) and, therefore, do not include all information and notes necessary for a complete presentation of financial position, results of operations and cash flow activity required in accordance with accounting principles generally accepted in the United States. Results of operations for the three and six months ended June 30, 2023 are not necessarily indicative of the results that may be expected for the year ending December 31, 2023. The accounting policies of the Company, as applied in the Consolidated Interim Financial Statements presented herein, are substantially the same as those followed on an annual basis in the Annual Report on Form 10-K for the year ended December 31, 2022 filed with the SEC on March 1, 2023. Risks and Uncertainties:

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2023
Earnings Per Share [Abstract]
Earnings Per Share	(2) Earnings Per Share The Company computes earnings per share in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 260, Earnings Per Share A reconciliation of the component parts of earnings per share for the three and six months ended June 30, 2023 and 2022 is as follows: (in thousands, except per share data) For the three months ended For the six months ended June 30 June 30 2023 2022 2023 2022 Net income $ 16,372 $ 17,871 $ 34,118 $ 34,960 Weighted average common shares 19,024 19,153 19,024 19,185 Stock Options - - 1 - Weighted average common shares including potential dilutive shares 19,024 19,153 19,025 19,185 Basic EPS $ 0.86 $ 0.93 $ 1.79 $ 1.82 Diluted EPS $ 0.86 $ 0.93 $ 1.79 $ 1.82 For the three and six months ended June 30, 2023 there were 77 thousand shares and approximately 52 thousand shares, respectively, of weighted average antidilutive stock options excluded from dilutive earnings. For the three and six months ended June 30, 2022 there were approximately 89 thousand shares and 60 thousand shares, respectively, of weighted average antidilutive stock options excluded from dilutive earnings .

Benefit Plans

Benefit Plans	6 Months Ended
	Jun. 30, 2023
Benefit Plans [Abstract]
Benefit Plans	(3) Benefit Plans The table below outlines the components of the Company’s net periodic benefit recognized during the three and six months ended June 30, 2023 and 2022 for its pension and other postretirement benefit plans Three months ended June 30 Pension Benefits Other Postretirement Benefits (dollars in thousands) 2023 2022 2023 2022 Service cost $ - $ - $ 3 $ (9 ) Interest cost 304 221 66 51 Expected return on plan assets (661 ) (796 ) (290 ) (333 ) Amortization of net gain - - (114 ) (426 ) Amortization of prior service cost - - 3 123 Net periodic benefit $ (357 ) $ (575 ) $ (332 ) $ (594 ) Six months ended June 30 Pension Benefits Other Postretirement Benefits (dollars in thousands) 2023 2022 2023 2022 Service cost $ - $ - $ 5 $ 9 Interest cost 606 444 132 103 Expected return on plan assets (1,341 ) (1,613 ) (579 ) (666 ) Amortization of net gain - - (228 ) (504 ) Amortization of prior service cost (credit) - - 6 (157 ) Net periodic benefit $ (735 ) $ (1,169 ) $ (664 ) $ (1,215 ) The Company does not expect to contribute to its pension and postretirement benefit plans in 2023. As of June 30, 2023 Since 2003, the Company has not subsidized retiree medical insurance premiums. However, it continues to provide medical benefits and postretirement medical benefits to a limited number of current and retired executives in accordance with the terms of their employment contracts.

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2023
Investment Securities [Abstract]
Investment Securities	(4) Investment Securities (a) Securities available for sale The amortized cost and fair value of the securities available for sale are as follows: June 30 2023 Gross Gross Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gains Losses Value U.S. government sponsored enterprises $ 119,175 - 5,605 113,570 State and political subdivisions 34 - - 34 Mortgage backed securities and collateralized mortgage obligations - residential 273,955 13 30,524 243,444 Corporate bonds 80,394 - 3,776 76,618 Small Business Administration - guaranteed participation securities 20,444 - 2,062 18,382 Other 686 - 30 656 Total Securities Available for Sale $ 494,688 13 41,997 452,704 December 31, 2022 Gross Gross Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gains Losses Value U.S. government sponsored enterprises $ 124,123 1 5,937 118,187 State and political subdivisions 34 - - 34 Mortgage backed securities and collateralized mortgage obligations - residential 291,431 34 31,149 260,316 Corporate bonds 85,641 - 4,295 81,346 Small Business Administration - guaranteed participation securities 23,115 - 2,138 20,977 Other 686 - 33 653 Total Securities Available for Sale $ 525,030 35 43,552 481,513 The following table categorizes the debt securities included in the available for sale portfolio as of June 30, 2023 based on the securities’ final maturity. Actual maturities may differ because of securities prepayments and the right of certain issuers to call or prepay their obligations without penalty. Securities not due at a single maturity date are presented separately: Amortized Fair (dollars in thousands) Cost Value Due in one year or less $ 55,284 53,461 Due after one year through five years 145,005 137,417 Mortgage backed securities and collateralized mortgage obligations - residential 273,955 243,444 Small Business Administration - guaranteed participation securities 20,444 18,382 $ 494,688 452,704 Gross unrealized losses on securities available for sale and the related fair values aggregated by the length of time that individual securities have been in an unrealized loss position, were as follows: June 30 2023 Less than 12 months 12 months or more Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unreal. (dollars in thousands) Value Loss Value Loss Value Loss U.S. government sponsored enterprises $ 52,728 $ 1,459 $ 60,841 $ 4,146 $ 113,569 $ 5,605 Mortgage backed securities and collateralized mortgage obligations - residential 40,282 2,477 200,666 28,047 240,948 30,524 Corporate bonds 9,721 293 66,897 3,483 76,618 3,776 Small Business Administration - guaranteed participation securities - - 18,382 2,062 18,382 2,062 Other - - 619 30 619 30 Total $ 102,731 $ 4,229 $ 347,405 $ 37,768 $ 450,136 $ 41,997 December 31, 2022 Less than 12 months 12 months or more Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unreal. (dollars in thousands) Value Loss Value Loss Value Loss U.S. government sponsored enterprises $ 57,849 1,290 55,337 4,647 113,186 5,937 Mortgage backed securities and collateralized mortgage obligations - residential 164,772 13,010 93,009 18,139 257,781 31,149 Corporate bonds 52,805 2,395 28,542 1,900 81,347 4,295 Small Business Administration - guaranteed participation securities 802 71 20,175 2,067 20,977 2,138 Other 49 1 568 32 617 33 Total $ 276,277 $ 16,767 $ 197,631 $ 26,785 $ 473,908 $ 43,552 There were no allowance for credit losses recorded for securities available for sale during the three and six months ended June 30, 2023. The proceeds from sales and calls and maturities of securities available for sale, gross realized gains and gross realized losses from sales and calls during the three and six months ended June 30, 2023 and 2022 are as follows: Three months ended June 30, (dollars in thousands) 2023 2022 Proceeds from sales $ - - Proceeds from calls/paydowns 14,811 25,415 Proceeds from maturities 5,000 5,050 Gross realized gains - - Gross realized losses - - Six months ended June 30, (dollars in thousands) 2023 2022 Proceeds from sales $ - - Proceeds from calls/paydowns 29,469 43,338 Proceeds from maturities 5,000 10,050 Gross realized gains - - Gross realized losses - - There were no transfers of securities available for sale during the three and six months ended June 30, 2023 and 2022. (b) Held to maturity securities The amortized cost and fair value of the held to maturity securities are as follows: June 30 2023 Gross Gross Amortized Unrecognized Unrecognized Fair (dollars in thousands) Cost Gains Losses Value Mortgage backed securities and collateralized mortgage obligations - residential $ 7,043 57 174 6,926 Total held to maturity $ 7,043 57 174 6,926 December 31, 2022 Gross Gross Amortized Unrecognized Unrecognized Fair (dollars in thousands) Cost Gains Losses Value Mortgage backed securities and collateralized mortgage obligations - residential $ 7,707 90 217 7,580 Total held to maturity $ 7,707 90 217 7,580 The following table categorizes the debt securities included in the (dollars in thousands) Amortized Fair Cost Value Mortgage backed securities and collateralized mortgage obligations - residential $ 7,043 6,926 $ 7,043 6,926 Gross unrecognized losses on held to maturity securities and the related fair values aggregated by the length of time that individual securities have been in an unrealized loss position, were as follows: June 30, 2023 Less than 12 months (dollars in thousands) 12 months or more Total Gross Gross Gross Fair Unrec. Fair Unrec. Fair Unrec. Value Loss Value Loss Value Loss Mortgage backed securities and collateralized mortgage obligations - residential $ 349 8 2,900 166 3,249 174 Total $ 349 8 2,900 166 3,249 174 December 31, 2022 Less than 12 months (dollars in thousands) 12 months or more Total Gross Gross Gross Fair Unrec. Fair Unrec. Fair Unrec. Value Loss Value Loss Value Loss Mortgage backed securities and collateralized mortgage obligations - residential $ 3,327 206 258 11 3,585 217 Total $ 3,327 206 258 11 3,585 217 There were no sales or transfers of held to maturity securities during the three and six months ended June 30, 2023 and 2022. There were no allowance for credit losses recorded for held to maturity securities during the three and six months ended June 30, 2023. There were no securities on non-accrual status and all securities were performing in accordance with contractual terms. (c) Other-Than-Temporary Impairment Debt Securities Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The investment securities portfolio is evaluated for OTTI by segregating the portfolio by type and applying the appropriate OTTI model. In determining OTTI for debt securities, management considers many factors, including: (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the Company has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. The assessment of whether any other ‑ ‑ When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether management intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis. If management intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. If management does not intend to sell the security and it is not more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis, the OTTI on debt securities shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of the total OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings through the provision for credit losses. The amount of the total OTTI related to other factors is recognized in other comprehensive income, net of applicable taxes. The Company does not intend to sell nor does it anticipate that it will be required to sell any of its securities in an unrealized loss position as of June 30, 2023. The Company’s ability and intent to hold these securities until recovery is supported by the Company’s strong capital and liquidity positions as well as its historically low turnover in the portfolio. As of June 30, 2023, the Company’s security portfolio included certain securities which were in an unrealized loss position, and are discussed below. U.S. government sponsored enterprises: Mortgage backed securities and collateralized mortgage obligations – residential: Small Business Administration (SBA) - guaranteed participation securities: Corporate Bonds & Other:

Loan Portfolio and Allowance fo

Loan Portfolio and Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2023
Loan Portfolio and Allowance for Credit Losses [Abstract]
Loan Portfolio and Allowance for Credit Losses	(5) Loan Portfolio and Allowance for Credit Losses The following table presents loans by portfolio segment: June 30, 2023 (dollars in thousands) New York and other states* Florida Total Commercial: Commercial real estate $ 190,361 $ 39,187 $ 229,548 Other 21,566 320 $ 21,886 Real estate mortgage - 1 to 4 family: First mortgages 2,755,040 1,497,104 $ 4,252,144 Home equity loans 44,841 13,020 $ 57,861 Home equity lines of credit 198,067 110,909 $ 308,976 Installment 12,035 4,361 $ 16,396 Total loans, net $ 3,221,910 $ 1,664,901 4,886,811 Less: Allowance for credit losses 46,914 Net loans $ 4,839,897 * Includes New York, New Jersey, Vermont and Massachussetts. December 31, 2022 (dollars in thousands) New York and other states* Florida Total Commercial: Commercial real estate $ 177,371 $ 32,551 $ 209,922 Other 20,221 868 21,089 Real estate mortgage - 1 to 4 family: First mortgages 2,776,989 1,369,913 4,146,902 Home equity loans 43,999 12,550 56,549 Home equity lines of credit 191,926 94,506 286,432 Installment 9,408 2,899 12,307 Total loans, net $ 3,219,914 $ 1,513,287 4,733,201 Less: Allowance for credit losses 46,032 Net loans $ 4,687,169 * Includes New York, New Jersey, Vermont and Massachussetts. Included in commercial loans above are Paycheck Protection Program (“PPP”) loans totaling $ thousand and $ Million as of and , respectively. At and , the Company had approximately million in real estate construction loans at , approximately Allowance for credit losses on loans The level of the ACLL is based on factors that influence management’s current estimate of expected credit losses including past events, current conditions. Consistent with adoption date, the Company has determined the stagflation forecast scenario to be appropriate for the June 30, 2023 ACLL calculation. The Company selected the stagflation economic forecast for credit losses as management expects that markets will experience a slight decline in economic conditions and a slight increase in the unemployment rate over the next two years. T he Company recorded a benefit for credit losses of $500 thousand for the three months ended June 30, 2023, which is the result of a benefit for credit losses on unfunded commitments of $500 thousand. There was no provision for credit losses on loans during the three months ended June 30, 2023. The Company recorded a benefit for credit losses of $200 thousand for the six months ended June 30, 2023, which is the result of a benefit for credit losses on unfunded commitments of $800 thousand, and a provision for credit losses on loans of $600 thousand. The Company recorded a benefit for credit losses of $491 thousand for the three months ended June 30, 2022, which includes a credit to provision for credit losses on loans of $1.0 million, offset by a provision for credit losses on unfunded commitments of $509 thousand. The Company recorded a benefit for credit losses of $691 thousand for the six months ended June 30, 2022, which includes a credit to provision for credit losses on loans of $1.5 million, offset by a provision for credit losses on unfunded commitments of $809 thousand. Activity in the allowance for credit losses on loans by portfolio segment for the three months ended June 30, 2023 and 2022 is summarized as follows: For the three months ended June 30 ( dollars in s) Real Estate Mortgage- Commercial 1 to 4 Family Installment Total Balance at beginning of period $ 2,708 $ 43,766 $ 211 $ 46,685 Loans charged off: New York and other states* - 22 29 51 Florida - - 40 40 Total loan chargeoffs - 22 69 91 Recoveries of loans previously charged off: New York and other states* 129 183 8 320 Florida - - - - Total recoveries 129 183 8 320 Net loans (recoveries) charged off (129 ) (161 ) 61 (229 ) (Credit) provision for credit losses (227 ) 140 87 - Balance at end of period $ 2,610 $ 44,067 $ 237 $ 46,914 * Includes New York, New Jersey, Vermont and Massachusetts. For the three months ended June 30 2022 ( dollars in s) Real Estate Mortgage- Commercial 1 to 4 Family Installment Total Balance at beginning of period $ 2,177 43,931 70 46,178 Loans charged off: New York and other states* 4 12 14 30 Florida - - - - Total loan chargeoffs 4 12 14 30 Recoveries of loans previously charged off: New York and other states* 4 131 2 137 Florida - - - - Total recoveries 4 131 2 137 Net loan recoveries - (119 ) 12 (107 ) (Credit) provision for credit losses 97 (1,170 ) 73 (1,000 ) Balance at end of period $ 2,274 42,880 131 45,285 * Includes New York, New Jersey, Vermont and Massachusetts. Activity in the allowance for credit losses on loans by portfolio segment for the six months ended June 30, 2023 and 2022 is summarized as follows: For the six June 30 2023 (dollars in thousands) Real Estate Mortgage- Commercial 1 to 4 Family Installment Total Balance at beginning of period $ 2,596 $ 43,271 $ 165 $ 46,032 Loans charged off: New York and other states* - 22 46 68 Florida - - 71 71 Total loan chargeoffs - 22 117 139 Recoveries of loans previously charged off: New York and other states* 129 236 31 396 Florida - 25 - 25 Total recoveries 129 261 31 421 Net loans (recoveries) charged off (129 ) (239 ) 86 (282 ) (Credit) provision for credit losses (115 ) 557 158 600 Balance at end of period $ 2,610 $ 44,067 $ 237 $ 46,914 * Includes New York, New Jersey, Vermont and Massachusetts. For the six June 30 2022 (dollars in thousands) Real Estate Mortgage- Commercial 1 to 4 Family Installment Total Balance at beginning of period $ 3,135 40,689 443 44,267 Impact of ASU 2016-13, Current Expected Credit Loss (CECL) $ (986 ) 3,717 (378 ) 2,353 Balance as of January 1, 2022 as adjuste dfor ASU 2016-13 $ 2,149 44,406 65 46,620 Loans charged off: New York and other states* 40 12 25 77 Florida - - - - Total loan chargeoffs 40 12 25 77 Recoveries of loans previously charged off: New York and other states* 4 228 10 242 Florida - - - - Total recoveries 4 228 10 242 Net loan recoveries 36 (216 ) 15 (165 ) (Credit) provision for loan losses 161 (1,742 ) 81 (1,500 ) Balance at end of period $ 2,274 42,880 131 45,285 * Includes New York, New Jersey, Vermont and Massachusetts. The following tables present the balance in the allowance for credit losses on loans by portfolio segment and based on impairment evaluation as of June 30, 2023 and December 31, 2022: As of June 30 2023 ( dollars in s) 1-to-4 Family Commercial Residential Installment Loans Real Estate Loans Total Allowance for credit losses on loans: Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - Collectively evaluated for impairment 2,610 44,067 237 46,914 Total ending allowance balance $ 2,610 $ 44,067 $ 237 $ 46,914 Loans: Individually evaluated for impairment $ 970 $ 25,546 $ 112 $ 26,628 Collectively evaluated for impairment 250,464 4,593,435 16,284 4,860,183 Total ending loans balance $ 251,434 $ 4,618,981 $ 16,396 $ 4,886,811 December 31, 2022 ( dollars in s) 1-to-4 Family Commercial Residential Installment Loans Real Estate Loans Total Allowance for credit losses on loans: Ending allowance balance attributable to loans: Individually evaluated for impairment $ - - - - Collectively evaluated for impairment 2,596 43,271 165 46,032 Total ending allowance balance $ 2,596 43,271 165 46,032 Loans: Individually evaluated for impairment $ 646 24,967 82 25,695 Collectively evaluated for impairment 230,365 4,464,916 12,225 4,707,506 Total ending loans balance $ 231,011 4,489,883 12,307 4,733,201 The Company’s allowance for credit losses on unfunded commitments is recognized as a liability (accrued expenses and other liabilities) with adjustments to the reserve recognized in (credit) provision for credit losses in the consolidated income statement. The Company’s activity in the allowance for credit losses on unfunded commitments for the three and six months ended June 30, 2023 and 2022 were as follows: (In thousands) For the three months ended June 30, 2023 Balance at March 31, 2023 $ 2,612 Credit provision for credit losses (500 ) Balance at June 30, 2023 $ 2,112 (In thousands) For the six months ended June 30, 2023 Balance at January 1, 2023 $ 2,912 Credit provision for credit losses (800 ) Balance at June 30, 2023 $ 2,112 (In thousands) For the three months ended June 30, 2022 Balance at March 31, 2022 $ 2,653 Provision for credit losses 509 Balance at June 30, 2022 $ 3,162 (In thousands) For the six months ended June 30, 2022 Balance at January 1, 2022 $ 18 Impact of Adopting CECL 2,335 Adjusted Balance at January 1, 2022 $ 2,353 Provision for credit losses 809 Balance at June 30, 2022 $ 3,162 Loan Credit Quality The Company categorizes commercial loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. On at least an annual basis, the Company’s loan grading process analyzes non-homogeneous loans, such as commercial loans and commercial real estate loans, individually by grading the loans based on credit risk. The loan grades assigned to all loan types are tested by the Company’s internal loan review department in accordance with the Company’s internal loan review policy. The Company uses the following definitions for classified loans: Special Mention Substandard Doubtful Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be “pass” rated loans. For homogeneous loan pools, such as residential mortgages, home equity lines of credit, and installment loans, the Company uses payment status to identify the credit risk in these loan portfolios. Payment status is reviewed on a daily basis by the Bank’s collection area and on a monthly basis with respect to determining the adequacy of the allowance for credit losses on loans. The payment status of these homogeneous pools as of June 30, 2023 and December 31, 2022 is also included in the aging of the past due loans table. Nonperforming loans shown in the table below were loans on nonaccrual status and loans over 90 days past due and accruing. As of June 30, 2023, and December 31, 2022 and based on the most recent analysis performed, the risk category of loans by class of loans, and gross charge-offs year to date for each loan type by origination year was as follows: (in thousands) As of June 30, 2023 Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loan Converted to Term Total Commercial : Risk rating Pass $ 30,169 $ 82,912 $ 25,662 $ 17,642 $ 20,990 $ 43,174 $ 7,171 $ - $ 227,720 Special Mention - - - 53 - 234 - - 287 Substandard - - - 110 - 1,431 - - 1,541 Total Commercial Loans $ 30,169 $ 82,912 $ 25,662 $ 17,805 $ 20,990 $ 44,839 $ 7,171 $ - $ 229,548 Commercial Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Commercial Other: Risk rating Pass $ 3,062 $ 4,085 $ 2,394 $ 1,783 $ 510 $ 2,692 $ 6,931 $ - $ 21,457 Special mention - - - - - - - - - Substandard - - 331 - - 98 - - 429 Total Commercial Real Estate Loans $ 3,062 $ 4,085 $ 2,725 $ 1,783 $ 510 $ 2,790 $ 6,931 $ - $ 21,886 Other Commercial Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Residential First Mortgage: Risk rating Performing $ 229,280 $ 574,375 $ 905,759 $ 757,908 $ 354,492 $ 1,412,169 $ 2,446 $ - $ 4,236,429 Nonperforming - - 391 603 1,294 13,427 - - 15,715 Total First Mortgage: $ 229,280 $ 574,375 $ 906,150 $ 758,511 $ 355,786 $ 1,425,596 $ 2,446 $ - $ 4,252,144 Residential First Mortgage Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ 22 $ - $ - $ 22 $ - - - - - 22 - - $ 22 Home Equity Lines: Risk rating Performing $ 5,673 $ 6,384 $ 8,452 $ 6,028 $ 7,059 $ 23,979 $ - $ - $ 57,575 Nonperforming - - - - - 286 - - 286 Total Home Equity Lines: $ 5,673 $ 6,384 $ 8,452 $ 6,028 $ 7,059 $ 24,265 $ - $ - $ 57,861 Home Equity Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Home Equity Lines of Credit: Risk rating Performing $ 781 $ 770 $ 409 $ 529 $ 42 $ 16,861 $ 287,155 $ - $ 306,547 Nonperforming - - - - - 2,121 308 - 2,429 Total Home Equity Credit Lines: $ 781 $ 770 $ 409 $ 529 $ 42 $ 18,982 $ 287,463 $ - $ 308,976 Home Equity Lines of Credit: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Installments: Risk rating Performing $ 5,970 $ 5,683 $ 1,888 $ 550 $ 404 $ 745 $ 1,032 $ - $ 16,272 Nonperforming 1 - 48 - 73 2 - - 124 Total Installments $ 5,971 $ 5,683 $ 1,936 $ 550 $ 477 $ 747 $ 1,032 $ - $ 16,396 Installments Loans: Current-period Gross writeoffs $ - $ 57 $ 37 $ 6 $ - $ 17 $ - $ - $ 117 $ - $ 57 $ 37 $ 6 $ - $ 17 $ - $ - $ 117 (in thousands) As of December 31, 2022 Term Loans Amortized Cost Basis by Origination Year Commercial : 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loan Converted to Term Total Risk rating Pass $ 79,430 $ 29,991 $ 18,708 $ 22,790 $ 16,598 $ 32,666 $ 8,022 $ - $ 208,205 Special Mention - - 62 - 243 - - - 305 Substandard - - 113 - 128 1,171 - - 1,412 Total Commercial Loans $ 79,430 $ 29,991 $ 18,883 $ 22,790 $ 16,969 $ 33,837 $ 8,022 $ - $ 209,922 Commercial Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ 40 $ - $ - $ 40 $ - $ - $ - $ - $ - $ 40 $ - $ - $ 40 Commercial Other: Risk rating Pass $ 2,972 $ 2,848 $ 2,273 $ 590 $ 674 $ 2,348 $ 8,908 - $ 20,613 Special mention - - - - - - 39 - 39 Substandard - 339 - - - 98 - - 437 Total Commercial Real Estate Loans $ 2,972 $ 3,187 $ 2,273 $ 590 $ 674 $ 2,446 $ 8,947 $ - $ 21,089 Other Commercial Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - - $ - $ - $ - $ - $ - $ - $ - $ - $ - Residential First Mortgage: Risk rating Performing $ 557,981 $ 933,754 $ 784,511 $ 368,137 $ 257,926 $ 1,228,776 $ 1,472 $ - $ 4,132,557 Nonperforming - 496 81 844 351 12,573 - - 14,345 Total First Mortgage: $ 557,981 $ 934,250 $ 784,592 $ 368,981 $ 258,277 $ 1,241,349 $ 1,472 $ - $ 4,146,902 Residential First Mortgage Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ 5 $ - $ - 5 $ - $ - $ - $ - $ - $ 5 $ - $ - $ 5 Home Equity Lines: Risk rating Performing $ 6,863 $ 9,124 $ 6,322 $ 7,588 $ 5,240 $ 21,217 $ - $ - $ 56,354 Nonperforming - - - - 66 129 - - 195 Total Home Equity Lines: $ 6,863 $ 9,124 $ 6,322 $ 7,588 $ 5,306 $ 21,346 $ - $ - $ 56,549 Home Equity Lines Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - - $ - $ - $ - $ - $ - $ - $ - $ - $ - Home Equity Credit Lines: Risk rating Performing $ 1,369 $ 1,246 $ 740 $ 52 $ 100 $ 18,377 $ 262,244 $ - $ 284,128 Nonperforming - 7 - - - 2,111 186 - 2,304 Total Home Equity Credit Lines: $ 1,369 $ 1,253 $ 740 $ 52 $ 100 $ 20,488 $ 262,430 $ - $ 286,432 Home Equity Credit Lines Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ 19 $ - $ - 19 $ - $ - $ - $ - $ - $ 19 $ - $ - $ 19 Installments: Risk rating Performing $ 6,385 $ 2,495 $ 805 $ 709 $ 374 $ 308 $ 1,125 $ - $ 12,201 Nonperforming 20 17 - 65 - 1 3 - 106 Total Installments $ 6,405 $ 2,512 $ 805 $ 774 $ 374 $ 309 $ 1,128 $ - $ 12,307 Installments Loans: Current-period Gross writeoffs $ 1 $ 47 $ 22 $ 7 $ 2 $ 9 $ - $ - 88 $ 1 $ 47 $ 22 $ 7 $ 2 $ 9 $ - $ - $ 88 The following tables present the aging of the amortized cost in past due loans by loan class and by region as of June 30,2023: As of June 30 2023 New York and other states*: 30-59 60-89 90 + Total Days Days Days 30+ days Total (dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Commercial: Commercial real estate $ - - 525 525 189,836 190,361 Other 33 8 - 41 21,525 21,566 Real estate mortgage - 1 to 4 family: First mortgages 2,681 227 8,352 11,260 2,743,780 2,755,040 Home equity loans 65 96 158 319 44,522 44,841 Home equity lines of credit 574 25 656 1,255 196,812 198,067 Installment 37 45 66 148 11,887 12,035 Total $ 3,390 401 9,757 13,548 3,208,362 3,221,910 Florida: 30-59 60-89 90 + Total Days Days Days 30+ days Total (dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Commercial: Commercial real estate $ - - - - 39,187 39,187 Other - - 314 314 6 320 Real estate mortgage - 1 to 4 family: First mortgages 506 35 1,307 1,848 1,495,256 1,497,104 Home equity loans - - - - 13,020 13,020 Home equity lines of credit 95 19 - 114 110,795 110,909 Installment 15 - 46 61 4,300 4,361 Total $ 616 54 1,667 2,337 1,662,564 1,664,901 Total: 30-59 60-89 90 + Total Days Days Days 30+ days Total (dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Commercial: Commercial real estate $ - - 525 525 229,023 229,548 Other 33 8 314 355 21,531 21,886 Real estate mortgage - 1 to 4 family: First mortgages 3,187 262 9,659 13,108 4,239,036 4,252,144 Home equity loans 65 96 158 319 57,542 57,861 Home equity lines of credit 669 44 656 1,369 307,607 308,976 Installment 52 45 112 209 16,187 16,396 Total $ 4,006 455 11,424 15,885 4,870,926 4,886,811 * Includes New York, New Jersey, Vermont and Massachusetts. The following tables present the aging of the recorded investment in past due loans by loan class and by region as of December 31, 2022: As of December 31, 2022 New York and other states*: 30-59 60-89 90 + Total Days Days Days 30+ days Total (dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Commercial: Commercial real estate $ - - 161 161 177,210 177,371 Other 18 - 20 38 20,183 20,221 Real estate mortgage - 1 to 4 family: First mortgages 4,262 921 7,203 12,386 2,764,603 2,776,989 Home equity loans 283 - 67 350 43,649 43,999 Home equity lines of credit 978 - 591 1,569 190,357 191,926 Installment 78 4 23 105 9,303 9,408 Total $ 5,619 925 8,065 14,609 3,205,305 3,219,914 Florida: 30-59 60-89 90 + Total Days Days Days 30+ days Total (dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Commercial: Commercial real estate $ - - - - 32,551 32,551 Other - - 314 314 554 868 Real estate mortgage - 1 to 4 family: First mortgages 1,183 243 1,404 2,830 1,367,083 1,369,913 Home equity loans 51 - - 51 12,499 12,550 Home equity lines of credit 224 - - 224 94,282 94,506 Installment 6 - 83 89 2,810 2,899 Total $ 1,464 243 1,801 3,508 1,509,779 1,513,287 Total: 30-59 60-89 90 + Total Days Days Days 30+ days Total (dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Commercial: Commercial real estate $ - - 161 161 209,761 209,922 Other 18 - 334 352 20,737 21,089 Real estate mortgage - 1 to 4 family: First mortgages 5,445 1,164 8,607 15,216 4,131,686 4,146,902 Home equity loans 334 - 67 401 56,148 56,549 Home equity lines of credit 1,202 - 591 1,793 284,639 286,432 Installment 84 4 106 194 12,113 12,307 Total $ 7,083 1,168 9,866 18,117 4,715,084 4,733,201 * Includes New York, New Jersey, Vermont and Massachusetts. At June 30, 2023 and December 31, 2022, there were no loans that were 90 days past due and still accruing interest. As a result, non-accrual loans include all loans 90 days or more past due as well as certain loans less than 90 days past due that were placed on non-accrual status for reasons other than delinquent status. There are no commitments to extend further credit on non-accrual or restructured loans. The Company transfers loans to other real estate owned, at fair value less cost to sell, in the period the Company obtains physical possession of the property (through foreclosure or through a deed in lieu). Other real estate owned is included in other assets on the Balance Sheet. As of June 30,2023 other real estate owned included $ million of residential foreclosed properties. In addition, non-accrual residential mortgage loans that are in the process of foreclosure had an amortized cost of $6.9 million as of June 30, 2023 . As of December 31, 2022, other real estate owned included $2.1 million of residential foreclosed properties. In addition, non-accrual residential mortgage loans that are in the process of foreclosure had a recorded investment of $7.4 million as of December 31, 2022 Loans individually evaluated for impairment include non-accrual commercial loans, as well as all loan modifications. As of June 30, 2023 , there was no allowance for credit losses based on the loan individually evaluated for impairment. Residential and installment non-accrual loans which are not loan modifications are collectively evaluated to determine the allowance for credit loss. The following table presents the amortized cost basis in non-accrual loans by portfolio segment: As of June 30 2023 (dollars in thousands) New York and other states* Florida Total Loans in non-accrual status: Commercial: Commercial real estate $ 545 $ - $ 545 Other - 314 314 Real estate mortgage - 1 to 4 family: First mortgages 13,680 2,035 15,715 Home equity loans 240 46 286 Home equity lines of credit 2,252 177 2,429 Installment 124 - 124 Total non-accrual loans 16,841 2,572 19,413 Restructured real estate mortgages - 1 to 4 family 7 - 7 Total nonperforming loans $ 16,848 $ 2,572 $ 19,420 * Includes New York, New Jersey, Vermont and Massachusetts. As of December 31, 2022 (dollars in thousands) New York and other states* Florida Total Loans in non-accrual status: Commercial: Commercial real estate $ 199 $ - $ 199 Other 20 314 334 Real estate mortgage - 1 to 4 family: First mortgages 12,609 1,736 14,345 Home equity loans 153 42 195 Home equity lines of credit 2,187 117 2,304 Installment 23 83 106 Total non-accrual loans 15,191 2,292 17,483 Restructured real estate mortgages - 1 to 4 family 10 - 10 Total nonperforming loans $ 15,201 $ 2,292 $ 17,493 * Includes New York, New Jersey, Vermont and Massachusetts. The following tables present the amortized cost basis of loans on non-accrual status and loans past due over 89 days still accruing as of June 30, 2023 and December 31,2022: As of June 30, 2023 (dollars in thousands) Non-accrual With Non-accrual With Loans Past Due No Allowance for Allowance for Over 89 Days Credit Loss Credit Loss Still Accruing Commercial: Commercial real estate $ 545 $ - - Other 314 - - Real estate mortgage - 1 to 4 family: First mortgages 14,406 1,309 - Home equity loans 195 91 - Home equity lines of credit 2,349 80 - Installment 112 12 - Total loans, net $ 17,921 $ 1,492 - As of December (dollars in s) Non-accrual With Non-accrual With Loans Past Due No Allowance for Allowance for Over Days Credit Loss Credit Loss Still Accruing Commercial: Commercial real estate $ 160 $ 39 - Other 20 314 - Real estate mortgage - to family: First mortgages 13,502 843 - Home equity loans 129 66 - Home equity lines of credit 2,257 47 - Installment 82 24 - Total loans, net $ 16,150 $ 1,333 - The non-accrual balance of $1.5 million and $1.3 million was collectively evaluated and the associated allowance for credit losses on loans was not material as of June 30, 2023 and December 31, 2022, respectively. A financial asset is considered collateral-dependent when the debtor is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral. Expected credit losses for the collateral dependent loans are based on the fair value of the collateral at the reporting date, adjusted for selling costs as appropriate. The following table presents the amortized cost basis of individually analyzed collateral dependent loans by portfolio segment as of June 30, 2023 and December 31, 2022: As of June 30, Type of Collateral (dollars in thousands) Real Estate Investment Securities/Cash Other Commercial: Commercial real estate $ 656 - - Other 314 - - Real estate mortgage - 1 to 4 family: First mortgages 21,934 - - Home equity loans 299 - - Home equity lines of credit 3,313 - - Installment 112 - - Total $ 26,628 - - As of December Type of Collateral (dollars in s) Real Estate Investment Securities/Cash Other Commercial: Commercial real estate $ 312 - - Other 334 - - Real estate mortgage - to family: First mortgages 21,467 - - Home equity loans 236 - - Home equity lines of credit 3,264 - - Installment 82 - - Total $ 25,695 - - The Company has not committed to lend additio nal amounts to customers with outstanding loans that are modified. Interest income recognized o n loans that are individually evaluated was not material du and months ended and As of loans individually evaluated included approximately Pursuant to the adoption of ASU 2022-02 - Financial Instruments - Credit Losses (Topic 326) Troubled Debt Restructuring and Vintage Disclosures (“ASU 2022-02”), a borrower that is experiencing financial difficulty and receives a modification in the form of principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay or a term extension in the current period needs to be disclosed. The following table presents the amortized cost basis of loans at June 30, 2023 that were both experiencing financial difficulty and modified during the three and six months ended June 30, 2023, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below : For the three months ended June 30, 2023 New York and other states*: Payment % of Total Class (dollars in thousands) Delay of Loans Commercial: Commercial real estate $ - - Other - - Real estate mortgage - 1 to 4 family: - - First mortgages 238 0.01 % Home equity loans - - Home equity lines of credit 50 0.03 % Installment - - Total $ 288 0.01 % Florida: Payment % of Total Class (dollars in thousands) Delay of Loans Commercial: Commercial real estate $ - - Other - - Real estate mortgage - 1 to 4 family: - First mortgages 342 0.02 % Home equity loans - - Home equity lines of credit - - Installment - - Total $ 342 0.02 % Payment % of Total Class (dollars in thousands) Delay of Loans Commercial: Commercial real estate $ - - Other - - Real estate mortgage - 1 to 4 family: First mortgages 580 0.01 % Home equity loans - - Home equity lines of credit 50 0.02 % Installment - - Total $ 630 0.01 % * Includes New York, New Jersey, Vermont and Massachusetts. For the six months ended June 30, 2023 New York and other states*: Payment % of Total Class (dollars in thousands) Delay of Loans Commercial: Commercial real estate $ - - Other - - Real estate mortgage - 1 to 4 family: - - First mortgages 238 0.01 % Home equity loans - - Home equity lines of credit 50 0.03 % Installment - - Total $ 288 0.01 % Florida: Payment % of Total Class (dollars in thousands) Delay of Loans Commercial: Commercial real estate $ - - Other - - Real estate mortgage - 1 to 4 family: First mortgages 342 0.02 % Home equity loans - - Home equity lines of credit - - Installment - - Total $ 342 0.02 % Payment % of Total Class (dollars in thousands) Delay of Loans Commercial: Commercial real estate $ - - Other - - Real estate mortgage - 1 to 4 family: First mortgages 580 0.01 % Home equity loans - - Home equity lines of credit 50 0.02 % Installment - - Total $ 630 0.01 % * Includes New York, New Jersey, Vermont and Massachusetts. The Bank monitors the performance of loans modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table describes the performance of loans that have been modified during the six months ended June 30, 2023: As of June 30, 2023 New York and other states*: 30-59 60-89 90+ Days Days Days (dollars in thousands) Current Past Due Past Due Past Due Total Commercial: Commercial real estate $ - $ - $ - $ - $ - Other - - - - - Real estate mortgage - 1 to 4 family: First mortgages 238 - - - 238 Home equity loans - - - - - Home equity lines of credit 50 - - - 50 Installment - - - - - Total $ 288 $ - $ - $ - $ 288 Florida: 30-59 60-89 90+ Days Days Days (dollars in thousands) Current Past Due Past Due Past Due Total Commercial: Commercial real estate $ - $ - $ - $ - $ - Other - - - - - Real estate mortgage - 1 to 4 family: First mortgages 342 - - - 342 Home equity loans - - - - - Home equity lines of credit - - - - - Installment - - - - - Total $ 342 $ - $ - $ - $ 342 Total 30-59 60-89 90+ Days Days Days (dollars in thousands) Current Past Due Past Due Past Due Total Commercial: Commercial real estate $ - $ - $ - $ - $ - Other - - - - - Real estate mortgage - 1 to 4 family: First mortgages 580 - - - 580 Home equity loans - - - - - Home equity lines of credit 50 - - - 50 Installment - - - - - Total $ 630 $ - $ - $ - $ 630 * Includes New York, New Jersey, Vermont and Massachusetts. The following tables describes the financial effect of the modifications made to borrowers experiencing financial difficulty: For the three months ended June 30, 2023 Weighted New York and other states*: Average Payment (dollars in thousands) Delay (Months) Commercial: Commercial real estate $ - Other - Real estate mortgage - 1 to 4 family: First mortgages 22 Home equity loans - Home equity lines of credit 18 Installment - Total $ 40 Weighted Florida: Average Payment (dollars in thousands) Delay (Months) Commercial: Commercial real estate $ - Other - Real estate mortgage - 1 to 4 family: First mortgages 24 Home equity loans - Home equity lines of credit - Installment - Total $ 24 Weighted Average Payment (dollars in thousands) Delay (Months) Commercial: Commercial real estate $ - Other - Real estate mortgage - 1 to 4 family: First mortgages 46 Home equity loans - Home equity lines of credit 18 Installment - Total $ 64 * Includes New York, New Jersey, Vermont and Massachusetts. For the six months ended June 30, 2023 Weighted New York and other states*: Average Payment (dollars in thousands) Delay (Months) Commercial: Commercial real estate $ - Other - Real estate mortgage - 1 to 4 family: First mortgages 22 Home equity loans - Home equity lines of credit 18 Installment - Total $ 40 Weghted Florida: Average Payment (dollars in thousands) Delay (Months) Commercial: Commercial real estate $ - Other - Real estate mortgage - 1 to 4 family: First mortgages 24 Home equity loans - Home equity lines of credit - Installment - Total $ 24 Weighted Average Payment (dollars in thousands) Delay (Months) Commercial: Commercial real estate $ - Other - Real estate mortgage - 1 to 4 family: First mortgages 46 Home equity loans - Home equity lines of credit 18 Installment - Total $ 64 * Includes New York, New Jersey, Vermont and Massachusetts. As of June 30, 2023, all loans both experiencing financial difficulty and modified during the six months ended June 30, 2023 were current under the terms of the agreements. There were no commitments to lend additional funds to the borrowers and there were no charge-offs recorded against the loans. The Company had no allowance for credit losses recorded against these loans as of June 30, 2023. The Company did not have any loan modifications that had a payment default during the six months ended June 30, 2023. Prior to the adoption of ASU 2022-02, the company accounted for loan modifications as Troubled Debt Restructurings (TDRs) and the following table presents, by class, loans that were modified as TDR’s for the three and six months ended June 30, 2022: Three months ended June 30, 2022 New York and other states*: Pre-Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded (dollars in thousands) Contracts Investment Investment Commercial: Commercial real estate - $ - - Real estate mortgage - 1 to 4 family: First mortgages 1 73 73 Home equity loans - - - Home equity lines of credit - - - Total 1 $ 73 73 Florida: Pre-Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded (dollars in thousands) Contracts Investment Investment Commercial: Commercial real estate - $ - - Real estate mortgage - 1 to 4 family: First mortgages - - - Home equity loans - - - Home equity lines of credit - - - Total - $ - - * Includes New York, New Jersey, Vermont and Massachusetts. Six June 30, 2022 New York and other states*: Pre-Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded (dollars in thousands) Contracts Investment Investment Commercial: Commercial real estate - $ - - Real estate mortgage - 1 to 4 family: First mortgages 4 443 443 Home equity loans - - - Home equity lines of credit - - - Total 4 $ 443 443 Florida: Pre-Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded (dollars in thousands) Contracts Investment Investment Commercial: Commercial real estate - $ - - Real estate m

Fair Value of Financial Instrum

Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2023
Fair Value of Financial Instruments [Abstract]
Fair Value of Financial Instruments	(6) Fair Value of Financial Instruments FASB Topic 820, Fair Value Measurements 820 ”) Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity can access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a company’s own assumptions about the value that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate the fair value of assets and liabilities: Securities Available for Sale Other Real Estate Owned Individually evaluated loans : Periodically the Company records non-recurring adjustments to the carrying value of loans based on fair value measurements for partial charge-offs of the uncollectible portions of those loans. Non-recurring adjustments can also include certain adjustments for collateral-dependent loans to adjust balances to fair value and generally have had a through the allowance for credit losses. For collateral dependent loans, fair value is commonly based on recent real estate appraisals. Indications of value for both collateral-dependent loans and other real estate owned are obtained from third party providers or the Company’s internal Appraisal Department. All indications of value are reviewed for reasonableness by a member of the Appraisal Department for the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value via comparison with independent data sources such as recent market data or industry-wide statistics. There were no transfers between Level 1 and Level 2 during the three and six months ended June 30, 2023 and 2022. Assets and liabilities measured at fair value under ASC 820 on a recurring basis are summarized below: Fair Value Measurements at June 30 2023 Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Carrying Identical Assets Inputs Inputs (dollars in thousands) Value (Level 1) (Level 2) (Level 3) U.S. government sponsored enterprises $ 113,570 $ - $ 113,570 $ - State and political subdivisions 34 - 34 - Mortgage backed securities and collateralized mortgage obligations - residential 243,444 - 243,444 - Corporate bonds 76,618 - 76,618 - Small Business Administration- guaranteed participation securities 18,382 - 18,382 - Other securities 656 25 631 - Total securities available for sale $ 452,704 $ 25 $ 452,679 $ - Fair Value Measurements at December 31, 2022 Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Carrying Identical Assets Inputs Inputs (dollars in thousands) Value (Level 1) (Level 2) (Level 3) Securities available for sale: U.S. government sponsored enterprises $ 118,187 $ - $ 118,187 $ - State and political subdivisions 34 - 34 - Mortgage backed securities and collateralized mortgage obligations - residential 260,316 - 260,316 - Corporate bonds 81,346 - 81,346 - Small Business Administration- guaranteed participation securities 20,977 - 20,977 - Other securities 653 - 653 - Total securities available for sale $ 481,513 $ - $ 481,513 $ - Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at June 30, 2023 Using: Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Carrying Identical Assets Inputs Inputs (dollars in thousands) Value (Level 1) (Level 2) (Level 3) Valuation technique Unobservable inputs Range (Weighted Average) Other real estate owned $ 1,412 $ - $ - $ 1,412 Sales comparison approach Adjustments for differences between comparable sales 1% - 80% (28 %) Fair Value Measurements at December 31, 2022 Using: Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Carrying Identical Assets Inputs Inputs (dollars in thousands) Value (Level 1) (Level 2) (Level 3) Valuation technique Unobservable inputs Range (Weighted Average) Other real estate owned $ 2,061 $ - $ - $ 2,061 Sales comparison approach Adjustments for differences between comparable sales 2% - 47% (18 %) Other real estate owned, that is carried at fair value less costs to sell was approximately $1.4 million at June 30, 2023 and consisted of residential real estate properties. There were no commercial real estate properties. A valuation charge of $107 thousand is included in earnings for the six months ended June 30, 2023. Of the total individually evaluated loans of $23.8 million at June 30, 2023, there are no loans that are collateral dependent and are carried at fair value measured on a non-recurring basis. Due to the sufficiency of charge-offs taken on these loans and the adequacy of the underlying collateral, there were no specific valuation allowances for these loans at June 30, 2023. There were no Other real estate owned, which is carried at fair value less costs to sell, was approximately $2.1 million at December 31, 2022, and consisted of only residential real estate properties. A valuation charge of $68 thousand is included in earnings for the year ended December 31, 2022. Of the total individually evaluated loans of $25.7 million at December 31, 2022, there are no loans that were collateral dependent and are carried at fair value measured on a non-recurring basis. Due to the sufficiency of charge-offs taken on these loans and the adequacy of the underlying collateral, there were no specific valuation allowances for these loans at December 31, 2022. In accordance with FASB Topic 825, Financial Instruments (“ASC 825”), the carrying amounts and estimated fair values of financial instruments, at June 30, 2023 and December 31, 2022 are as follows: (dollars in thousands) Fair Value Measurements at Carrying June 30 2023 Value Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 603,357 603,357 - - 603,357 Securities available for sale 452,704 25 452,679 - 452,704 Held to maturity securities 7,043 - 6,926 - 6,926 Federal Home Loan Bank stock 6,203 N/A N/A N/A N/A Net loans 4,839,897 - - 4,428,975 4,428,975 Accrued interest receivable 11,762 100 1,734 9,928 11,762 Financial liabilities: Demand deposits 791,353 791,353 - - 791,353 Interest bearing deposits 4,467,094 3,024,135 1,418,561 - 4,442,696 Short-term borrowings 113,765 - 113,765 - 113,765 Accrued interest payable 2,046 208 1,838 - 2,046 (dollars in thousands) Fair Value Measurements at Carrying December 31, 2022 Value Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 650,599 650,599 - - 650,599 Securities available for sale 481,513 - 481,513 - 481,513 Held to maturity securities 7,707 - 7,580 - 7,580 Federal Reserve Bank and Federal Home Loan Bank stock 5,797 N/A N/A N/A N/A Net loans 4,687,169 - - 4,328,508 4,328,508 Accrued interest receivable 11,492 189 1,866 9,437 11,492 Financial liabilities: Demand deposits 838,147 838,147 - - 838,147 Interest bearing deposits 4,354,663 3,325,900 1,012,528 - 4,338,428 Short-term borrowings 122,700 - 122,700 - 122,700 Accrued interest payable 602 60 542 - 602

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2023
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss)	(7) Accumulated Other Comprehensive Income (Loss) The following is a summary of the accumulated other comprehensive (loss) income balances, net of tax: Three months ended June 30, 2023 Other Amount Other Comprehensive reclassified Comprehensive Loss- from Accumulated Loss- Balance at Before Other Comprehensive Three months ended Balance at (dollars in thousands) 4/1/2023 Reclassifications Loss 6/30/2023 6/30/2023 Net unrealized holding loss on securities available for sale, net of tax $ (28,370 ) $ (2,755 ) $ - $ (2,755 ) $ (31,125 ) Net change in overfunded position in pension and postretirement plans arising during the year, net of tax 7,588 - - - 7,588 Net change in net actuarial gain and prior service cost on pension and postretirement benefit plans, net of tax (2,593 ) - (82 ) (82 ) (2,675 ) Accumulated other comprehensive loss, net of tax $ (23,375 ) $ (2,755 ) $ (82 ) $ (2,837 ) $ (26,212 ) Three months ended June 30 2022 Other Amount Other Comprehensive reclassified Comprehensive Loss- from Accumulated Loss- Balance at Before Other Comprehensive Three months ended Balance at (dollars in thousands) 4/1/2022 Reclassifications Loss 6/30/2022 6/30/2022 Net unrealized holding loss on securities available for sale, net of tax $ (14,277 ) $ (6,829 ) $ - $ (6,829 ) $ (21,106 ) Net change in overfunded position in pension and postretirement plans arising during the year, net of tax 13,706 - - - 13,706 Net change in net actuarial gain and prior service cost on pension and postretirement benefit plans, net of tax (1,798 ) - (224 ) (224 ) (2,022 ) Accumulated other comprehensive loss, net of tax $ (2,369 ) $ (6,829 ) $ (224 ) $ (7,053 ) $ (9,422 ) Six months ended June 30, 2023 Other Amount Other Comprehensive reclassified Comprehensive Income- from Accumulated Income- Balance at Before Other Comprehensive Six months ended Balance at (dollars in thousands) 1/1/2023 Reclassifications Income 6/30/2023 6/30/2023 Net unrealized holding gain on securities available for sale, net of tax $ (32,271 ) $ 1,146 $ - $ 1,146 $ (31,125 ) Net change in overfunded position in pension and postretirement plans arising during the year, net of tax 7,588 - - - 7,588 Net change in net actuarial gain and prior service credit on pension and postretirement benefit plans, net of tax (2,511 ) - (164 ) (164 ) (2,675 ) Accumulated other comprehensive income (loss), net of tax $ (27,194 ) $ 1,146 $ (164 ) $ 982 $ (26,212 ) Six June 30 2022 Other Amount Other Comprehensive reclassified Comprehensive Loss- from Accumulated Loss- Balance at Before Other Comprehensive Six months ended Balance at (dollars in thousands) 1/1/2022 Reclassifications Loss 6/30/2022 6/30/2022 Net unrealized holding loss on securities available for sale, net of tax $ (26 ) $ (21,080 ) $ - $ (21,080 ) $ (21,106 ) Net change in overfunded position in pension and postretirement plans arising during the year, net of tax 13,706 - - - 13,706 Net change in net actuarial gain and prior service cost on pension and postretirement benefit plans, net of tax (1,533 ) - (489 ) (489 ) (2,022 ) Accumulated other comprehensive income (loss), net of tax $ 12,147 $ (21,080 ) $ (489 ) $ (21,569 ) $ (9,422 ) The following represents the reclassifications out of accumulated other comprehensive income (loss) for the three and six months ended June 30, 2023 and 2022: (dollars in thousands) Three months ended Six June 30 June 30 2023 2022 2023 2022 Affected Line Item in Financial Statements Amortization of pension and postretirement benefit items: Amortization of net actuarial gain $ 114 $ 426 $ 228 $ 504 Salaries and employee benefits Amortization of prior service (cost) credit (3 ) (123 ) (6 ) 157 Salaries and employee benefits Income tax benefit (29 ) (79 ) (58 ) (172 ) Income taxes Net of tax 82 224 164 489 Total reclassifications, net of tax $ 82 $ 224 $ 164 $ 489

Revenue from Contracts with Cus

Revenue from Contracts with Customers	6 Months Ended
	Jun. 30, 2023
Revenue from Contracts with Customers [Abstract]
Revenue from Contracts with Customers	(8) Revenue from Contracts with Customers All of the Company’s revenue from contracts with customers in the scope of ASC 606 is recognized within Non-Interest Income. The following table presents the Company’s sources of Non-Interest Income for the three months and six months ended June 30, 2023 and 2022. Items outside the scope of ASC 606 are noted as such. (dollars in thousands) Three months ended Six June 30 June 30 2023 2022 2023 2022 Non-interest income Service Charges on Deposits Overdraft fees $ 723 647 $ 1,403 1,293 Other 554 495 1,086 972 Interchange Income 1,628 1,544 3,107 3,246 Wealth management fees 1,412 1,996 3,186 3,829 Other (a) 281 234 485 759 Total non-interest income $ 4,598 4,916 $ 9,267 10,099 (a) Not within the scope of ASC 606. A description of how the Company’s revenue streams accounted for ASC 606 is set forth below: Service charges on Deposit Accounts: Interchange Income: Wealth Management fees:

Operating Leases

Operating Leases	6 Months Ended
	Jun. 30, 2023
Operating Leases [Abstract]
Operating Leases	(9) Operating Leases The Company has committed to rent premises used in business operations under non-cancelable operating leases and determines if an arrangement meets the definition of a lease upon inception. Operating leases are included in operating lease right-of-use (“ROU”) assets and operating lease liabilities on the Company’s balance sheets. Operating lease ROU assets represent the Company’s right to use an underlying asset for the lease term and lease liabilities represent the Company’s obligation to make lease payments arising from the lease. Operating lease ROU assets and lease liabilities are recognized at the commencement date based on the present value of lease payments over the lease term. The Company’s leases do not provide an implicit rate, therefore the Company used its incremental collateralized borrowing rates commensurate with the underlying lease terms to determine present value of operating lease liabilities. Additionally, the Company does allocate the consideration between lease and non-lease components. The Company’s lease terms may include options to extend when it is reasonably certain that the Company will exercise that option. Lease expense for lease payments is recognized on a straight-line basis over the lease term. Variable lease components, such as fair market value adjustments, are expensed as incurred and not included in ROU assets and operating lease liabilities. Leases with an initial term of 12 months or less are not recorded on the balance sheet; we recognize lease expense for these leases on a straight-line basis over the lease term. As of June 30, 2023 the Company did not have any leases with terms of twelve months or less. As of the Company did not have any leases for which the construction had not yet started. At lease expiration dates ranged from to years and have a weighted average remaining lease term of years. Certain leases provide for increases in future minimum annual rental payments as defined in the lease agreements. As mentioned above the leases generally also include variable lease components, which include real estate taxes, insurance, and common area maintenance (“CAM”) charges in the annual rental payments. Other information related to leases was as follows: (dollars in thousands) Three months ended June 30 2023 2022 Operating lease cost $ 2,037 2,071 Variable lease cost 619 545 Total Lease costs $ 2,656 2,616 (dollars in thousands) Six months ended June 30 2023 2022 Operating lease cost $ 4,087 4,123 Variable lease cost 1,204 1,141 Total Lease costs $ 5,291 5,264 ( Six months ended June 30, 2023 2022 Supplemental cash flows information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 4,165 4,186 Right-of-use assets obtained in exchange for lease obligations: 1,653 2,484 Weighted average remaining lease term 8.7 9.2 Weighted average discount rate 3.05 % 2.97 % Future minimum lease payments under non-cancellable leases as of June 30, 2023 were as follows: (dollars in thousands) Year ending December 31, 2023 (a) $ 4,212 2024 8,379 2025 7,978 2026 7,004 2027 5,767 Thereafter 20,522 Total lease payments $ 53,862 Less: Interest 6,690 Present value of lease liabilities $ 47,172 (a) Excluding the six months ended June 30, 2023. A member of the Board of Directors has an ownership interest in entities that own commercial real estate leased by the Company for use as branch locations. Total lease payments from the Company to those entities, which are included in the table above, owed at June 30, 2023, were $ million, which includes interest in the amount of $ thousand.

Regulatory Capital Requirements

Regulatory Capital Requirements	6 Months Ended
	Jun. 30, 2023
Regulatory Capital Requirements [Abstract]
Regulatory Capital Requirements	(10) Regulatory Capital Requirements Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy regulations and, additionally for banks, the prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can result in regulatory action. As of June 30, 2023, the Company and Bank meet all capital adequacy requirements to which they are subject. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If a bank is not classified as well capitalized, regulatory approval is required to accept brokered deposits. If a bank is undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. The federal banking agencies are required to take certain supervisory actions (and may take additional discretionary actions) with respect to an undercapitalized institution or its holding company. Such actions could have a direct material effect on an institution’s or its holding company’s financial statements. As of June, 2023 and December 31, 2022, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the Bank’s category. The Bank and the Company reported the following capital ratios as of June 30 : (Bank Only) Minimum for As of June 30, 2023 Well Capital Adequacy plus Capital Conservation (dollars in thousands) Amount Ratio Capitalized (1) Buffer (1)(2) Tier 1 leverage ratio $ 627,958 10.370 % 5.000 % 4.000 % Common equity tier 1 capital 627,958 18.477 6.500 7.000 Tier 1 risk-based capital 627,958 18.477 8.000 8.500 Total risk-based capital 670,522 19.730 10.000 10.500 As of December 31, 2022 Well Minimum for Capital Adequacy plus Capital Conservation (dollars in thousands) Amount Ratio Capitalized (1) Buffer (1)(2) Tier 1 leverage ratio $ 609,998 10.116 % 5.000 % 4.000 % Common equity tier 1 capital 609,998 18.431 6.500 7.000 Tier 1 risk-based capital 609,998 18.431 8.000 8.500 Total risk-based capital 651,462 19.684 10.000 10.500 (Consolidated) As of June 30, 2023 Minimum for Capital Adequacy plus Capital Conservation (dollars in thousands) Amount Ratio Buffer (1)(2) Tier 1 leverage ratio $ 647,048 10.682 % 4.000 % Common equity tier 1 capital 647,048 19.034 7.000 Tier 1 risk-based capital 647,048 19.034 8.500 Total risk-based capital 689,629 20.286 10.500 As of December 31, 2022 Minimum for Capital Adequacy plus Capital Conservation (dollars in thousands) Amount Ratio Buffer (1)(2) Tier 1 leverage ratio $ 626,628 10.390 % 4.000 % Common equity Tier 1 capital 626,628 18.929 7.000 Tier 1 risk-based capital 626,628 18.929 8.500 Total risk-based capital 668,102 20.182 10.500 (1) Federal regulatory minimum requirements to be considered to be Well Capitalized and Adequately Capitalized (2) The June 30, 2023 and December 31, 2022 common equity tier 1, tier 1 risk-based, and total risk-based capital ratios include a capital conservation buffer of 2.50 percent

New Accounting Pronouncements

New Accounting Pronouncements	6 Months Ended
	Jun. 30, 2023
New Accounting Pronouncements [Abstract]
New Accounting Pronouncements	(11) New Accounting Pronouncements Staff Accounting Bulletin (“SAB”) No. 121 ASU 2022-02 - Financial Instruments - Credit Losses (Topic 326) Troubled Debt Restructurings and Vintage Disclosures: In March 2022, FASB issued ASU 2022-02 - Financial Instruments - Credit Losses (Topic 326) Troubled Debt Restructuring and Vintage Disclosures. ASU 2022-02 eliminates the accounting guidance for TDRs by creditors in Subtopic 310-40, Receivables - Troubled Debt Restructurings by Creditors, while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. Additionally, the amendments in this ASU require that public business entities disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments - Credit Losses -Measured at Amortized Cost. For entities, like TrustCo, that have adopted the amendments in ASU 2016-13, the amendments in this ASU are effective for fiscal years beginning after December 15, 2022, including interim periods within those years. Early adoption was permitted, including adoption in an interim period. An entity may have elected to adopt the loan modification guidance and related disclosure enhancements separately from the amendments related to vintage disclosures. The Company adopted the ASU on January 1, 2023 using the prospective approach and the adoption did not have a material impact to the Company, however, disclosures were modified for the new guidance.

Insider Trading Arrangements

Insider Trading Arrangements	6 Months Ended
	Jun. 30, 2023
Insider Trading Arrangements [Line Items]
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2023
Earnings Per Share [Abstract]
Reconciliation of Earnings Per Share	A reconciliation of the component parts of earnings per share for the three and six months ended June 30, 2023 and 2022 is as follows: (in thousands, except per share data) For the three months ended For the six months ended June 30 June 30 2023 2022 2023 2022 Net income $ 16,372 $ 17,871 $ 34,118 $ 34,960 Weighted average common shares 19,024 19,153 19,024 19,185 Stock Options - - 1 - Weighted average common shares including potential dilutive shares 19,024 19,153 19,025 19,185 Basic EPS $ 0.86 $ 0.93 $ 1.79 $ 1.82 Diluted EPS $ 0.86 $ 0.93 $ 1.79 $ 1.82

Benefit Plans (Tables)

Benefit Plans (Tables)	6 Months Ended
	Jun. 30, 2023
Benefit Plans [Abstract]
Net Periodic Benefit	The table below outlines the components of the Company’s net periodic benefit recognized during the three and six months ended June 30, 2023 and 2022 for its pension and other postretirement benefit plans Three months ended June 30 Pension Benefits Other Postretirement Benefits (dollars in thousands) 2023 2022 2023 2022 Service cost $ - $ - $ 3 $ (9 ) Interest cost 304 221 66 51 Expected return on plan assets (661 ) (796 ) (290 ) (333 ) Amortization of net gain - - (114 ) (426 ) Amortization of prior service cost - - 3 123 Net periodic benefit $ (357 ) $ (575 ) $ (332 ) $ (594 ) Six months ended June 30 Pension Benefits Other Postretirement Benefits (dollars in thousands) 2023 2022 2023 2022 Service cost $ - $ - $ 5 $ 9 Interest cost 606 444 132 103 Expected return on plan assets (1,341 ) (1,613 ) (579 ) (666 ) Amortization of net gain - - (228 ) (504 ) Amortization of prior service cost (credit) - - 6 (157 ) Net periodic benefit $ (735 ) $ (1,169 ) $ (664 ) $ (1,215 )

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2023
Investment Securities [Abstract]
Amortized Cost and Fair Value of Securities Available For Sale	The amortized cost and fair value of the securities available for sale are as follows: June 30 2023 Gross Gross Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gains Losses Value U.S. government sponsored enterprises $ 119,175 - 5,605 113,570 State and political subdivisions 34 - - 34 Mortgage backed securities and collateralized mortgage obligations - residential 273,955 13 30,524 243,444 Corporate bonds 80,394 - 3,776 76,618 Small Business Administration - guaranteed participation securities 20,444 - 2,062 18,382 Other 686 - 30 656 Total Securities Available for Sale $ 494,688 13 41,997 452,704 December 31, 2022 Gross Gross Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gains Losses Value U.S. government sponsored enterprises $ 124,123 1 5,937 118,187 State and political subdivisions 34 - - 34 Mortgage backed securities and collateralized mortgage obligations - residential 291,431 34 31,149 260,316 Corporate bonds 85,641 - 4,295 81,346 Small Business Administration - guaranteed participation securities 23,115 - 2,138 20,977 Other 686 - 33 653 Total Securities Available for Sale $ 525,030 35 43,552 481,513
Securities, Available-for-sale and Held-to-maturity [Abstract]
Proceeds from Sales and Calls of Securities Available For Sale, Gross Realized Gains and Gross Realized Losses	The proceeds from sales and calls and maturities of securities available for sale, gross realized gains and gross realized losses from sales and calls during the three and six months ended June 30, 2023 and 2022 are as follows: Three months ended June 30, (dollars in thousands) 2023 2022 Proceeds from sales $ - - Proceeds from calls/paydowns 14,811 25,415 Proceeds from maturities 5,000 5,050 Gross realized gains - - Gross realized losses - - Six months ended June 30, (dollars in thousands) 2023 2022 Proceeds from sales $ - - Proceeds from calls/paydowns 29,469 43,338 Proceeds from maturities 5,000 10,050 Gross realized gains - - Gross realized losses - -
Amortized Cost and Fair Value of Held to Maturity Securities	The amortized cost and fair value of the held to maturity securities are as follows: June 30 2023 Gross Gross Amortized Unrecognized Unrecognized Fair (dollars in thousands) Cost Gains Losses Value Mortgage backed securities and collateralized mortgage obligations - residential $ 7,043 57 174 6,926 Total held to maturity $ 7,043 57 174 6,926 December 31, 2022 Gross Gross Amortized Unrecognized Unrecognized Fair (dollars in thousands) Cost Gains Losses Value Mortgage backed securities and collateralized mortgage obligations - residential $ 7,707 90 217 7,580 Total held to maturity $ 7,707 90 217 7,580
Securities Available for Sale [Member]
Securities, Available-for-sale and Held-to-maturity [Abstract]
Debt Securities Based on Securities Contractual Maturity	The following table categorizes the debt securities included in the available for sale portfolio as of June 30, 2023 based on the securities’ final maturity. Actual maturities may differ because of securities prepayments and the right of certain issuers to call or prepay their obligations without penalty. Securities not due at a single maturity date are presented separately: Amortized Fair (dollars in thousands) Cost Value Due in one year or less $ 55,284 53,461 Due after one year through five years 145,005 137,417 Mortgage backed securities and collateralized mortgage obligations - residential 273,955 243,444 Small Business Administration - guaranteed participation securities 20,444 18,382 $ 494,688 452,704
Gross Unrealized Losses on Investment Securities and Related Fair Values in Unrealized Loss Position	Gross unrealized losses on securities available for sale and the related fair values aggregated by the length of time that individual securities have been in an unrealized loss position, were as follows: June 30 2023 Less than 12 months 12 months or more Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unreal. (dollars in thousands) Value Loss Value Loss Value Loss U.S. government sponsored enterprises $ 52,728 $ 1,459 $ 60,841 $ 4,146 $ 113,569 $ 5,605 Mortgage backed securities and collateralized mortgage obligations - residential 40,282 2,477 200,666 28,047 240,948 30,524 Corporate bonds 9,721 293 66,897 3,483 76,618 3,776 Small Business Administration - guaranteed participation securities - - 18,382 2,062 18,382 2,062 Other - - 619 30 619 30 Total $ 102,731 $ 4,229 $ 347,405 $ 37,768 $ 450,136 $ 41,997 December 31, 2022 Less than 12 months 12 months or more Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unreal. (dollars in thousands) Value Loss Value Loss Value Loss U.S. government sponsored enterprises $ 57,849 1,290 55,337 4,647 113,186 5,937 Mortgage backed securities and collateralized mortgage obligations - residential 164,772 13,010 93,009 18,139 257,781 31,149 Corporate bonds 52,805 2,395 28,542 1,900 81,347 4,295 Small Business Administration - guaranteed participation securities 802 71 20,175 2,067 20,977 2,138 Other 49 1 568 32 617 33 Total $ 276,277 $ 16,767 $ 197,631 $ 26,785 $ 473,908 $ 43,552
Held to Maturity Securities [Member]
Securities, Available-for-sale and Held-to-maturity [Abstract]
Debt Securities Based on Securities Contractual Maturity	The following table categorizes the debt securities included in the (dollars in thousands) Amortized Fair Cost Value Mortgage backed securities and collateralized mortgage obligations - residential $ 7,043 6,926 $ 7,043 6,926
Gross Unrealized Losses on Investment Securities and Related Fair Values in Unrealized Loss Position	Gross unrecognized losses on held to maturity securities and the related fair values aggregated by the length of time that individual securities have been in an unrealized loss position, were as follows: June 30, 2023 Less than 12 months (dollars in thousands) 12 months or more Total Gross Gross Gross Fair Unrec. Fair Unrec. Fair Unrec. Value Loss Value Loss Value Loss Mortgage backed securities and collateralized mortgage obligations - residential $ 349 8 2,900 166 3,249 174 Total $ 349 8 2,900 166 3,249 174 December 31, 2022 Less than 12 months (dollars in thousands) 12 months or more Total Gross Gross Gross Fair Unrec. Fair Unrec. Fair Unrec. Value Loss Value Loss Value Loss Mortgage backed securities and collateralized mortgage obligations - residential $ 3,327 206 258 11 3,585 217 Total $ 3,327 206 258 11 3,585 217

Loan Portfolio and Allowance _2

Loan Portfolio and Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2023
Loan Portfolio and Allowance for Credit Losses [Abstract]
Recorded Investment in Loans by Portfolio Segment	The following table presents loans by portfolio segment: June 30, 2023 (dollars in thousands) New York and other states* Florida Total Commercial: Commercial real estate $ 190,361 $ 39,187 $ 229,548 Other 21,566 320 $ 21,886 Real estate mortgage - 1 to 4 family: First mortgages 2,755,040 1,497,104 $ 4,252,144 Home equity loans 44,841 13,020 $ 57,861 Home equity lines of credit 198,067 110,909 $ 308,976 Installment 12,035 4,361 $ 16,396 Total loans, net $ 3,221,910 $ 1,664,901 4,886,811 Less: Allowance for credit losses 46,914 Net loans $ 4,839,897 * Includes New York, New Jersey, Vermont and Massachussetts. December 31, 2022 (dollars in thousands) New York and other states* Florida Total Commercial: Commercial real estate $ 177,371 $ 32,551 $ 209,922 Other 20,221 868 21,089 Real estate mortgage - 1 to 4 family: First mortgages 2,776,989 1,369,913 4,146,902 Home equity loans 43,999 12,550 56,549 Home equity lines of credit 191,926 94,506 286,432 Installment 9,408 2,899 12,307 Total loans, net $ 3,219,914 $ 1,513,287 4,733,201 Less: Allowance for credit losses 46,032 Net loans $ 4,687,169 * Includes New York, New Jersey, Vermont and Massachussetts.
Activity in Allowance For Credit Losses on Loans by Portfolio Segment	Activity in the allowance for credit losses on loans by portfolio segment for the three months ended June 30, 2023 and 2022 is summarized as follows: For the three months ended June 30 ( dollars in s) Real Estate Mortgage- Commercial 1 to 4 Family Installment Total Balance at beginning of period $ 2,708 $ 43,766 $ 211 $ 46,685 Loans charged off: New York and other states* - 22 29 51 Florida - - 40 40 Total loan chargeoffs - 22 69 91 Recoveries of loans previously charged off: New York and other states* 129 183 8 320 Florida - - - - Total recoveries 129 183 8 320 Net loans (recoveries) charged off (129 ) (161 ) 61 (229 ) (Credit) provision for credit losses (227 ) 140 87 - Balance at end of period $ 2,610 $ 44,067 $ 237 $ 46,914 * Includes New York, New Jersey, Vermont and Massachusetts. For the three months ended June 30 2022 ( dollars in s) Real Estate Mortgage- Commercial 1 to 4 Family Installment Total Balance at beginning of period $ 2,177 43,931 70 46,178 Loans charged off: New York and other states* 4 12 14 30 Florida - - - - Total loan chargeoffs 4 12 14 30 Recoveries of loans previously charged off: New York and other states* 4 131 2 137 Florida - - - - Total recoveries 4 131 2 137 Net loan recoveries - (119 ) 12 (107 ) (Credit) provision for credit losses 97 (1,170 ) 73 (1,000 ) Balance at end of period $ 2,274 42,880 131 45,285 * Includes New York, New Jersey, Vermont and Massachusetts. Activity in the allowance for credit losses on loans by portfolio segment for the six months ended June 30, 2023 and 2022 is summarized as follows: For the six June 30 2023 (dollars in thousands) Real Estate Mortgage- Commercial 1 to 4 Family Installment Total Balance at beginning of period $ 2,596 $ 43,271 $ 165 $ 46,032 Loans charged off: New York and other states* - 22 46 68 Florida - - 71 71 Total loan chargeoffs - 22 117 139 Recoveries of loans previously charged off: New York and other states* 129 236 31 396 Florida - 25 - 25 Total recoveries 129 261 31 421 Net loans (recoveries) charged off (129 ) (239 ) 86 (282 ) (Credit) provision for credit losses (115 ) 557 158 600 Balance at end of period $ 2,610 $ 44,067 $ 237 $ 46,914 * Includes New York, New Jersey, Vermont and Massachusetts. For the six June 30 2022 (dollars in thousands) Real Estate Mortgage- Commercial 1 to 4 Family Installment Total Balance at beginning of period $ 3,135 40,689 443 44,267 Impact of ASU 2016-13, Current Expected Credit Loss (CECL) $ (986 ) 3,717 (378 ) 2,353 Balance as of January 1, 2022 as adjuste dfor ASU 2016-13 $ 2,149 44,406 65 46,620 Loans charged off: New York and other states* 40 12 25 77 Florida - - - - Total loan chargeoffs 40 12 25 77 Recoveries of loans previously charged off: New York and other states* 4 228 10 242 Florida - - - - Total recoveries 4 228 10 242 Net loan recoveries 36 (216 ) 15 (165 ) (Credit) provision for loan losses 161 (1,742 ) 81 (1,500 ) Balance at end of period $ 2,274 42,880 131 45,285 * Includes New York, New Jersey, Vermont and Massachusetts.
Allowance For Credit Losses and Recorded Investment in Loans by Portfolio Segment and Based on Impairment Method	The following tables present the balance in the allowance for credit losses on loans by portfolio segment and based on impairment evaluation as of June 30, 2023 and December 31, 2022: As of June 30 2023 ( dollars in s) 1-to-4 Family Commercial Residential Installment Loans Real Estate Loans Total Allowance for credit losses on loans: Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - Collectively evaluated for impairment 2,610 44,067 237 46,914 Total ending allowance balance $ 2,610 $ 44,067 $ 237 $ 46,914 Loans: Individually evaluated for impairment $ 970 $ 25,546 $ 112 $ 26,628 Collectively evaluated for impairment 250,464 4,593,435 16,284 4,860,183 Total ending loans balance $ 251,434 $ 4,618,981 $ 16,396 $ 4,886,811 December 31, 2022 ( dollars in s) 1-to-4 Family Commercial Residential Installment Loans Real Estate Loans Total Allowance for credit losses on loans: Ending allowance balance attributable to loans: Individually evaluated for impairment $ - - - - Collectively evaluated for impairment 2,596 43,271 165 46,032 Total ending allowance balance $ 2,596 43,271 165 46,032 Loans: Individually evaluated for impairment $ 646 24,967 82 25,695 Collectively evaluated for impairment 230,365 4,464,916 12,225 4,707,506 Total ending loans balance $ 231,011 4,489,883 12,307 4,733,201
Allowance for Credit Losses on Unfunded Commitments	The Company’s activity in the allowance for credit losses on unfunded commitments for the three and six months ended June 30, 2023 and 2022 were as follows: (In thousands) For the three months ended June 30, 2023 Balance at March 31, 2023 $ 2,612 Credit provision for credit losses (500 ) Balance at June 30, 2023 $ 2,112 (In thousands) For the six months ended June 30, 2023 Balance at January 1, 2023 $ 2,912 Credit provision for credit losses (800 ) Balance at June 30, 2023 $ 2,112 (In thousands) For the three months ended June 30, 2022 Balance at March 31, 2022 $ 2,653 Provision for credit losses 509 Balance at June 30, 2022 $ 3,162 (In thousands) For the six months ended June 30, 2022 Balance at January 1, 2022 $ 18 Impact of Adopting CECL 2,335 Adjusted Balance at January 1, 2022 $ 2,353 Provision for credit losses 809 Balance at June 30, 2022 $ 3,162
Risk Category Loans by Class of Loans	As of June 30, 2023, and December 31, 2022 and based on the most recent analysis performed, the risk category of loans by class of loans, and gross charge-offs year to date for each loan type by origination year was as follows: (in thousands) As of June 30, 2023 Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loan Converted to Term Total Commercial : Risk rating Pass $ 30,169 $ 82,912 $ 25,662 $ 17,642 $ 20,990 $ 43,174 $ 7,171 $ - $ 227,720 Special Mention - - - 53 - 234 - - 287 Substandard - - - 110 - 1,431 - - 1,541 Total Commercial Loans $ 30,169 $ 82,912 $ 25,662 $ 17,805 $ 20,990 $ 44,839 $ 7,171 $ - $ 229,548 Commercial Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Commercial Other: Risk rating Pass $ 3,062 $ 4,085 $ 2,394 $ 1,783 $ 510 $ 2,692 $ 6,931 $ - $ 21,457 Special mention - - - - - - - - - Substandard - - 331 - - 98 - - 429 Total Commercial Real Estate Loans $ 3,062 $ 4,085 $ 2,725 $ 1,783 $ 510 $ 2,790 $ 6,931 $ - $ 21,886 Other Commercial Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Residential First Mortgage: Risk rating Performing $ 229,280 $ 574,375 $ 905,759 $ 757,908 $ 354,492 $ 1,412,169 $ 2,446 $ - $ 4,236,429 Nonperforming - - 391 603 1,294 13,427 - - 15,715 Total First Mortgage: $ 229,280 $ 574,375 $ 906,150 $ 758,511 $ 355,786 $ 1,425,596 $ 2,446 $ - $ 4,252,144 Residential First Mortgage Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ 22 $ - $ - $ 22 $ - - - - - 22 - - $ 22 Home Equity Lines: Risk rating Performing $ 5,673 $ 6,384 $ 8,452 $ 6,028 $ 7,059 $ 23,979 $ - $ - $ 57,575 Nonperforming - - - - - 286 - - 286 Total Home Equity Lines: $ 5,673 $ 6,384 $ 8,452 $ 6,028 $ 7,059 $ 24,265 $ - $ - $ 57,861 Home Equity Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Home Equity Lines of Credit: Risk rating Performing $ 781 $ 770 $ 409 $ 529 $ 42 $ 16,861 $ 287,155 $ - $ 306,547 Nonperforming - - - - - 2,121 308 - 2,429 Total Home Equity Credit Lines: $ 781 $ 770 $ 409 $ 529 $ 42 $ 18,982 $ 287,463 $ - $ 308,976 Home Equity Lines of Credit: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Installments: Risk rating Performing $ 5,970 $ 5,683 $ 1,888 $ 550 $ 404 $ 745 $ 1,032 $ - $ 16,272 Nonperforming 1 - 48 - 73 2 - - 124 Total Installments $ 5,971 $ 5,683 $ 1,936 $ 550 $ 477 $ 747 $ 1,032 $ - $ 16,396 Installments Loans: Current-period Gross writeoffs $ - $ 57 $ 37 $ 6 $ - $ 17 $ - $ - $ 117 $ - $ 57 $ 37 $ 6 $ - $ 17 $ - $ - $ 117 (in thousands) As of December 31, 2022 Term Loans Amortized Cost Basis by Origination Year Commercial : 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loan Converted to Term Total Risk rating Pass $ 79,430 $ 29,991 $ 18,708 $ 22,790 $ 16,598 $ 32,666 $ 8,022 $ - $ 208,205 Special Mention - - 62 - 243 - - - 305 Substandard - - 113 - 128 1,171 - - 1,412 Total Commercial Loans $ 79,430 $ 29,991 $ 18,883 $ 22,790 $ 16,969 $ 33,837 $ 8,022 $ - $ 209,922 Commercial Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ 40 $ - $ - $ 40 $ - $ - $ - $ - $ - $ 40 $ - $ - $ 40 Commercial Other: Risk rating Pass $ 2,972 $ 2,848 $ 2,273 $ 590 $ 674 $ 2,348 $ 8,908 - $ 20,613 Special mention - - - - - - 39 - 39 Substandard - 339 - - - 98 - - 437 Total Commercial Real Estate Loans $ 2,972 $ 3,187 $ 2,273 $ 590 $ 674 $ 2,446 $ 8,947 $ - $ 21,089 Other Commercial Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - - $ - $ - $ - $ - $ - $ - $ - $ - $ - Residential First Mortgage: Risk rating Performing $ 557,981 $ 933,754 $ 784,511 $ 368,137 $ 257,926 $ 1,228,776 $ 1,472 $ - $ 4,132,557 Nonperforming - 496 81 844 351 12,573 - - 14,345 Total First Mortgage: $ 557,981 $ 934,250 $ 784,592 $ 368,981 $ 258,277 $ 1,241,349 $ 1,472 $ - $ 4,146,902 Residential First Mortgage Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ 5 $ - $ - 5 $ - $ - $ - $ - $ - $ 5 $ - $ - $ 5 Home Equity Lines: Risk rating Performing $ 6,863 $ 9,124 $ 6,322 $ 7,588 $ 5,240 $ 21,217 $ - $ - $ 56,354 Nonperforming - - - - 66 129 - - 195 Total Home Equity Lines: $ 6,863 $ 9,124 $ 6,322 $ 7,588 $ 5,306 $ 21,346 $ - $ - $ 56,549 Home Equity Lines Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - - $ - $ - $ - $ - $ - $ - $ - $ - $ - Home Equity Credit Lines: Risk rating Performing $ 1,369 $ 1,246 $ 740 $ 52 $ 100 $ 18,377 $ 262,244 $ - $ 284,128 Nonperforming - 7 - - - 2,111 186 - 2,304 Total Home Equity Credit Lines: $ 1,369 $ 1,253 $ 740 $ 52 $ 100 $ 20,488 $ 262,430 $ - $ 286,432 Home Equity Credit Lines Loans: Current-period Gross writeoffs $ - $ - $ - $ - $ - $ 19 $ - $ - 19 $ - $ - $ - $ - $ - $ 19 $ - $ - $ 19 Installments: Risk rating Performing $ 6,385 $ 2,495 $ 805 $ 709 $ 374 $ 308 $ 1,125 $ - $ 12,201 Nonperforming 20 17 - 65 - 1 3 - 106 Total Installments $ 6,405 $ 2,512 $ 805 $ 774 $ 374 $ 309 $ 1,128 $ - $ 12,307 Installments Loans: Current-period Gross writeoffs $ 1 $ 47 $ 22 $ 7 $ 2 $ 9 $ - $ - 88 $ 1 $ 47 $ 22 $ 7 $ 2 $ 9 $ - $ - $ 88
Aging of Recorded Investment in Past Due Loans by Loan Class and by Region	The following tables present the aging of the amortized cost in past due loans by loan class and by region as of June 30,2023: As of June 30 2023 New York and other states*: 30-59 60-89 90 + Total Days Days Days 30+ days Total (dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Commercial: Commercial real estate $ - - 525 525 189,836 190,361 Other 33 8 - 41 21,525 21,566 Real estate mortgage - 1 to 4 family: First mortgages 2,681 227 8,352 11,260 2,743,780 2,755,040 Home equity loans 65 96 158 319 44,522 44,841 Home equity lines of credit 574 25 656 1,255 196,812 198,067 Installment 37 45 66 148 11,887 12,035 Total $ 3,390 401 9,757 13,548 3,208,362 3,221,910 Florida: 30-59 60-89 90 + Total Days Days Days 30+ days Total (dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Commercial: Commercial real estate $ - - - - 39,187 39,187 Other - - 314 314 6 320 Real estate mortgage - 1 to 4 family: First mortgages 506 35 1,307 1,848 1,495,256 1,497,104 Home equity loans - - - - 13,020 13,020 Home equity lines of credit 95 19 - 114 110,795 110,909 Installment 15 - 46 61 4,300 4,361 Total $ 616 54 1,667 2,337 1,662,564 1,664,901 Total: 30-59 60-89 90 + Total Days Days Days 30+ days Total (dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Commercial: Commercial real estate $ - - 525 525 229,023 229,548 Other 33 8 314 355 21,531 21,886 Real estate mortgage - 1 to 4 family: First mortgages 3,187 262 9,659 13,108 4,239,036 4,252,144 Home equity loans 65 96 158 319 57,542 57,861 Home equity lines of credit 669 44 656 1,369 307,607 308,976 Installment 52 45 112 209 16,187 16,396 Total $ 4,006 455 11,424 15,885 4,870,926 4,886,811 * Includes New York, New Jersey, Vermont and Massachusetts. The following tables present the aging of the recorded investment in past due loans by loan class and by region as of December 31, 2022: As of December 31, 2022 New York and other states*: 30-59 60-89 90 + Total Days Days Days 30+ days Total (dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Commercial: Commercial real estate $ - - 161 161 177,210 177,371 Other 18 - 20 38 20,183 20,221 Real estate mortgage - 1 to 4 family: First mortgages 4,262 921 7,203 12,386 2,764,603 2,776,989 Home equity loans 283 - 67 350 43,649 43,999 Home equity lines of credit 978 - 591 1,569 190,357 191,926 Installment 78 4 23 105 9,303 9,408 Total $ 5,619 925 8,065 14,609 3,205,305 3,219,914 Florida: 30-59 60-89 90 + Total Days Days Days 30+ days Total (dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Commercial: Commercial real estate $ - - - - 32,551 32,551 Other - - 314 314 554 868 Real estate mortgage - 1 to 4 family: First mortgages 1,183 243 1,404 2,830 1,367,083 1,369,913 Home equity loans 51 - - 51 12,499 12,550 Home equity lines of credit 224 - - 224 94,282 94,506 Installment 6 - 83 89 2,810 2,899 Total $ 1,464 243 1,801 3,508 1,509,779 1,513,287 Total: 30-59 60-89 90 + Total Days Days Days 30+ days Total (dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Commercial: Commercial real estate $ - - 161 161 209,761 209,922 Other 18 - 334 352 20,737 21,089 Real estate mortgage - 1 to 4 family: First mortgages 5,445 1,164 8,607 15,216 4,131,686 4,146,902 Home equity loans 334 - 67 401 56,148 56,549 Home equity lines of credit 1,202 - 591 1,793 284,639 286,432 Installment 84 4 106 194 12,113 12,307 Total $ 7,083 1,168 9,866 18,117 4,715,084 4,733,201 * Includes New York, New Jersey, Vermont and Massachusetts.
Recorded Investment in Non-Accrual Loans by Loan Class	The following table presents the amortized cost basis in non-accrual loans by portfolio segment: As of June 30 2023 (dollars in thousands) New York and other states* Florida Total Loans in non-accrual status: Commercial: Commercial real estate $ 545 $ - $ 545 Other - 314 314 Real estate mortgage - 1 to 4 family: First mortgages 13,680 2,035 15,715 Home equity loans 240 46 286 Home equity lines of credit 2,252 177 2,429 Installment 124 - 124 Total non-accrual loans 16,841 2,572 19,413 Restructured real estate mortgages - 1 to 4 family 7 - 7 Total nonperforming loans $ 16,848 $ 2,572 $ 19,420 * Includes New York, New Jersey, Vermont and Massachusetts. As of December 31, 2022 (dollars in thousands) New York and other states* Florida Total Loans in non-accrual status: Commercial: Commercial real estate $ 199 $ - $ 199 Other 20 314 334 Real estate mortgage - 1 to 4 family: First mortgages 12,609 1,736 14,345 Home equity loans 153 42 195 Home equity lines of credit 2,187 117 2,304 Installment 23 83 106 Total non-accrual loans 15,191 2,292 17,483 Restructured real estate mortgages - 1 to 4 family 10 - 10 Total nonperforming loans $ 15,201 $ 2,292 $ 17,493 * Includes New York, New Jersey, Vermont and Massachusetts.
Loans on Non-Accrual Status and Past Due More than 90 Days	The following tables present the amortized cost basis of loans on non-accrual status and loans past due over 89 days still accruing as of June 30, 2023 and December 31,2022: As of June 30, 2023 (dollars in thousands) Non-accrual With Non-accrual With Loans Past Due No Allowance for Allowance for Over 89 Days Credit Loss Credit Loss Still Accruing Commercial: Commercial real estate $ 545 $ - - Other 314 - - Real estate mortgage - 1 to 4 family: First mortgages 14,406 1,309 - Home equity loans 195 91 - Home equity lines of credit 2,349 80 - Installment 112 12 - Total loans, net $ 17,921 $ 1,492 - As of December (dollars in s) Non-accrual With Non-accrual With Loans Past Due No Allowance for Allowance for Over Days Credit Loss Credit Loss Still Accruing Commercial: Commercial real estate $ 160 $ 39 - Other 20 314 - Real estate mortgage - to family: First mortgages 13,502 843 - Home equity loans 129 66 - Home equity lines of credit 2,257 47 - Installment 82 24 - Total loans, net $ 16,150 $ 1,333 -
Amortized Cost of Collateral-dependent Loans by Class	The following table presents the amortized cost basis of individually analyzed collateral dependent loans by portfolio segment as of June 30, 2023 and December 31, 2022: As of June 30, Type of Collateral (dollars in thousands) Real Estate Investment Securities/Cash Other Commercial: Commercial real estate $ 656 - - Other 314 - - Real estate mortgage - 1 to 4 family: First mortgages 21,934 - - Home equity loans 299 - - Home equity lines of credit 3,313 - - Installment 112 - - Total $ 26,628 - - As of December Type of Collateral (dollars in s) Real Estate Investment Securities/Cash Other Commercial: Commercial real estate $ 312 - - Other 334 - - Real estate mortgage - to family: First mortgages 21,467 - - Home equity loans 236 - - Home equity lines of credit 3,264 - - Installment 82 - - Total $ 25,695 - -
Amortized Cost Basis of Loans Modified to Borrowers Experiencing Financial Difficulty and Financial Effects of Loan Modifications	The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below : For the three months ended June 30, 2023 New York and other states*: Payment % of Total Class (dollars in thousands) Delay of Loans Commercial: Commercial real estate $ - - Other - - Real estate mortgage - 1 to 4 family: - - First mortgages 238 0.01 % Home equity loans - - Home equity lines of credit 50 0.03 % Installment - - Total $ 288 0.01 % Florida: Payment % of Total Class (dollars in thousands) Delay of Loans Commercial: Commercial real estate $ - - Other - - Real estate mortgage - 1 to 4 family: - First mortgages 342 0.02 % Home equity loans - - Home equity lines of credit - - Installment - - Total $ 342 0.02 % Payment % of Total Class (dollars in thousands) Delay of Loans Commercial: Commercial real estate $ - - Other - - Real estate mortgage - 1 to 4 family: First mortgages 580 0.01 % Home equity loans - - Home equity lines of credit 50 0.02 % Installment - - Total $ 630 0.01 % * Includes New York, New Jersey, Vermont and Massachusetts. For the six months ended June 30, 2023 New York and other states*: Payment % of Total Class (dollars in thousands) Delay of Loans Commercial: Commercial real estate $ - - Other - - Real estate mortgage - 1 to 4 family: - - First mortgages 238 0.01 % Home equity loans - - Home equity lines of credit 50 0.03 % Installment - - Total $ 288 0.01 % Florida: Payment % of Total Class (dollars in thousands) Delay of Loans Commercial: Commercial real estate $ - - Other - - Real estate mortgage - 1 to 4 family: First mortgages 342 0.02 % Home equity loans - - Home equity lines of credit - - Installment - - Total $ 342 0.02 % Payment % of Total Class (dollars in thousands) Delay of Loans Commercial: Commercial real estate $ - - Other - - Real estate mortgage - 1 to 4 family: First mortgages 580 0.01 % Home equity loans - - Home equity lines of credit 50 0.02 % Installment - - Total $ 630 0.01 %
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty	The following table describes the performance of loans that have been modified during the six months ended June 30, 2023: As of June 30, 2023 New York and other states*: 30-59 60-89 90+ Days Days Days (dollars in thousands) Current Past Due Past Due Past Due Total Commercial: Commercial real estate $ - $ - $ - $ - $ - Other - - - - - Real estate mortgage - 1 to 4 family: First mortgages 238 - - - 238 Home equity loans - - - - - Home equity lines of credit 50 - - - 50 Installment - - - - - Total $ 288 $ - $ - $ - $ 288 Florida: 30-59 60-89 90+ Days Days Days (dollars in thousands) Current Past Due Past Due Past Due Total Commercial: Commercial real estate $ - $ - $ - $ - $ - Other - - - - - Real estate mortgage - 1 to 4 family: First mortgages 342 - - - 342 Home equity loans - - - - - Home equity lines of credit - - - - - Installment - - - - - Total $ 342 $ - $ - $ - $ 342 Total 30-59 60-89 90+ Days Days Days (dollars in thousands) Current Past Due Past Due Past Due Total Commercial: Commercial real estate $ - $ - $ - $ - $ - Other - - - - - Real estate mortgage - 1 to 4 family: First mortgages 580 - - - 580 Home equity loans - - - - - Home equity lines of credit 50 - - - 50 Installment - - - - - Total $ 630 $ - $ - $ - $ 630
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty	The following tables describes the financial effect of the modifications made to borrowers experiencing financial difficulty: For the three months ended June 30, 2023 Weighted New York and other states*: Average Payment (dollars in thousands) Delay (Months) Commercial: Commercial real estate $ - Other - Real estate mortgage - 1 to 4 family: First mortgages 22 Home equity loans - Home equity lines of credit 18 Installment - Total $ 40 Weighted Florida: Average Payment (dollars in thousands) Delay (Months) Commercial: Commercial real estate $ - Other - Real estate mortgage - 1 to 4 family: First mortgages 24 Home equity loans - Home equity lines of credit - Installment - Total $ 24 Weighted Average Payment (dollars in thousands) Delay (Months) Commercial: Commercial real estate $ - Other - Real estate mortgage - 1 to 4 family: First mortgages 46 Home equity loans - Home equity lines of credit 18 Installment - Total $ 64 * Includes New York, New Jersey, Vermont and Massachusetts. For the six months ended June 30, 2023 Weighted New York and other states*: Average Payment (dollars in thousands) Delay (Months) Commercial: Commercial real estate $ - Other - Real estate mortgage - 1 to 4 family: First mortgages 22 Home equity loans - Home equity lines of credit 18 Installment - Total $ 40 Weghted Florida: Average Payment (dollars in thousands) Delay (Months) Commercial: Commercial real estate $ - Other - Real estate mortgage - 1 to 4 family: First mortgages 24 Home equity loans - Home equity lines of credit - Installment - Total $ 24 Weighted Average Payment (dollars in thousands) Delay (Months) Commercial: Commercial real estate $ - Other - Real estate mortgage - 1 to 4 family: First mortgages 46 Home equity loans - Home equity lines of credit 18 Installment - Total $ 64 * Includes New York, New Jersey, Vermont and Massachusetts.
Modified Loans by Class that were Determined to be TDR's	Prior to the adoption of ASU 2022-02, the company accounted for loan modifications as Troubled Debt Restructurings (TDRs) and the following table presents, by class, loans that were modified as TDR’s for the three and six months ended June 30, 2022: Three months ended June 30, 2022 New York and other states*: Pre-Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded (dollars in thousands) Contracts Investment Investment Commercial: Commercial real estate - $ - - Real estate mortgage - 1 to 4 family: First mortgages 1 73 73 Home equity loans - - - Home equity lines of credit - - - Total 1 $ 73 73 Florida: Pre-Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded (dollars in thousands) Contracts Investment Investment Commercial: Commercial real estate - $ - - Real estate mortgage - 1 to 4 family: First mortgages - - - Home equity loans - - - Home equity lines of credit - - - Total - $ - - * Includes New York, New Jersey, Vermont and Massachusetts. Six June 30, 2022 New York and other states*: Pre-Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded (dollars in thousands) Contracts Investment Investment Commercial: Commercial real estate - $ - - Real estate mortgage - 1 to 4 family: First mortgages 4 443 443 Home equity loans - - - Home equity lines of credit - - - Total 4 $ 443 443 Florida: Pre-Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded (dollars in thousands) Contracts Investment Investment Commercial: Commercial real estate - $ - - Real estate mortgage - 1 to 4 family: First mortgages - - - Home equity loans - - - Home equity lines of credit - - - Total - $ - - * Includes New York, New Jersey, Vermont and Massachusetts.

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2023
Fair Value of Financial Instruments [Abstract]
Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and liabilities measured at fair value under ASC 820 on a recurring basis are summarized below: Fair Value Measurements at June 30 2023 Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Carrying Identical Assets Inputs Inputs (dollars in thousands) Value (Level 1) (Level 2) (Level 3) U.S. government sponsored enterprises $ 113,570 $ - $ 113,570 $ - State and political subdivisions 34 - 34 - Mortgage backed securities and collateralized mortgage obligations - residential 243,444 - 243,444 - Corporate bonds 76,618 - 76,618 - Small Business Administration- guaranteed participation securities 18,382 - 18,382 - Other securities 656 25 631 - Total securities available for sale $ 452,704 $ 25 $ 452,679 $ - Fair Value Measurements at December 31, 2022 Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Carrying Identical Assets Inputs Inputs (dollars in thousands) Value (Level 1) (Level 2) (Level 3) Securities available for sale: U.S. government sponsored enterprises $ 118,187 $ - $ 118,187 $ - State and political subdivisions 34 - 34 - Mortgage backed securities and collateralized mortgage obligations - residential 260,316 - 260,316 - Corporate bonds 81,346 - 81,346 - Small Business Administration- guaranteed participation securities 20,977 - 20,977 - Other securities 653 - 653 - Total securities available for sale $ 481,513 $ - $ 481,513 $ -
Assets Measured at Fair Value on Non-Recurring Basis	Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at June 30, 2023 Using: Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Carrying Identical Assets Inputs Inputs (dollars in thousands) Value (Level 1) (Level 2) (Level 3) Valuation technique Unobservable inputs Range (Weighted Average) Other real estate owned $ 1,412 $ - $ - $ 1,412 Sales comparison approach Adjustments for differences between comparable sales 1% - 80% (28 %) Fair Value Measurements at December 31, 2022 Using: Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Carrying Identical Assets Inputs Inputs (dollars in thousands) Value (Level 1) (Level 2) (Level 3) Valuation technique Unobservable inputs Range (Weighted Average) Other real estate owned $ 2,061 $ - $ - $ 2,061 Sales comparison approach Adjustments for differences between comparable sales 2% - 47% (18 %)
Carrying Amounts and Estimated Fair Values of Financial Instruments	In accordance with FASB Topic 825, Financial Instruments (“ASC 825”), the carrying amounts and estimated fair values of financial instruments, at June 30, 2023 and December 31, 2022 are as follows: (dollars in thousands) Fair Value Measurements at Carrying June 30 2023 Value Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 603,357 603,357 - - 603,357 Securities available for sale 452,704 25 452,679 - 452,704 Held to maturity securities 7,043 - 6,926 - 6,926 Federal Home Loan Bank stock 6,203 N/A N/A N/A N/A Net loans 4,839,897 - - 4,428,975 4,428,975 Accrued interest receivable 11,762 100 1,734 9,928 11,762 Financial liabilities: Demand deposits 791,353 791,353 - - 791,353 Interest bearing deposits 4,467,094 3,024,135 1,418,561 - 4,442,696 Short-term borrowings 113,765 - 113,765 - 113,765 Accrued interest payable 2,046 208 1,838 - 2,046 (dollars in thousands) Fair Value Measurements at Carrying December 31, 2022 Value Level 1 Level 2 Level 3 Total Financial assets: Cash and cash equivalents $ 650,599 650,599 - - 650,599 Securities available for sale 481,513 - 481,513 - 481,513 Held to maturity securities 7,707 - 7,580 - 7,580 Federal Reserve Bank and Federal Home Loan Bank stock 5,797 N/A N/A N/A N/A Net loans 4,687,169 - - 4,328,508 4,328,508 Accrued interest receivable 11,492 189 1,866 9,437 11,492 Financial liabilities: Demand deposits 838,147 838,147 - - 838,147 Interest bearing deposits 4,354,663 3,325,900 1,012,528 - 4,338,428 Short-term borrowings 122,700 - 122,700 - 122,700 Accrued interest payable 602 60 542 - 602

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2023
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss) Balances, Net of Tax	The following is a summary of the accumulated other comprehensive (loss) income balances, net of tax: Three months ended June 30, 2023 Other Amount Other Comprehensive reclassified Comprehensive Loss- from Accumulated Loss- Balance at Before Other Comprehensive Three months ended Balance at (dollars in thousands) 4/1/2023 Reclassifications Loss 6/30/2023 6/30/2023 Net unrealized holding loss on securities available for sale, net of tax $ (28,370 ) $ (2,755 ) $ - $ (2,755 ) $ (31,125 ) Net change in overfunded position in pension and postretirement plans arising during the year, net of tax 7,588 - - - 7,588 Net change in net actuarial gain and prior service cost on pension and postretirement benefit plans, net of tax (2,593 ) - (82 ) (82 ) (2,675 ) Accumulated other comprehensive loss, net of tax $ (23,375 ) $ (2,755 ) $ (82 ) $ (2,837 ) $ (26,212 ) Three months ended June 30 2022 Other Amount Other Comprehensive reclassified Comprehensive Loss- from Accumulated Loss- Balance at Before Other Comprehensive Three months ended Balance at (dollars in thousands) 4/1/2022 Reclassifications Loss 6/30/2022 6/30/2022 Net unrealized holding loss on securities available for sale, net of tax $ (14,277 ) $ (6,829 ) $ - $ (6,829 ) $ (21,106 ) Net change in overfunded position in pension and postretirement plans arising during the year, net of tax 13,706 - - - 13,706 Net change in net actuarial gain and prior service cost on pension and postretirement benefit plans, net of tax (1,798 ) - (224 ) (224 ) (2,022 ) Accumulated other comprehensive loss, net of tax $ (2,369 ) $ (6,829 ) $ (224 ) $ (7,053 ) $ (9,422 ) Six months ended June 30, 2023 Other Amount Other Comprehensive reclassified Comprehensive Income- from Accumulated Income- Balance at Before Other Comprehensive Six months ended Balance at (dollars in thousands) 1/1/2023 Reclassifications Income 6/30/2023 6/30/2023 Net unrealized holding gain on securities available for sale, net of tax $ (32,271 ) $ 1,146 $ - $ 1,146 $ (31,125 ) Net change in overfunded position in pension and postretirement plans arising during the year, net of tax 7,588 - - - 7,588 Net change in net actuarial gain and prior service credit on pension and postretirement benefit plans, net of tax (2,511 ) - (164 ) (164 ) (2,675 ) Accumulated other comprehensive income (loss), net of tax $ (27,194 ) $ 1,146 $ (164 ) $ 982 $ (26,212 ) Six June 30 2022 Other Amount Other Comprehensive reclassified Comprehensive Loss- from Accumulated Loss- Balance at Before Other Comprehensive Six months ended Balance at (dollars in thousands) 1/1/2022 Reclassifications Loss 6/30/2022 6/30/2022 Net unrealized holding loss on securities available for sale, net of tax $ (26 ) $ (21,080 ) $ - $ (21,080 ) $ (21,106 ) Net change in overfunded position in pension and postretirement plans arising during the year, net of tax 13,706 - - - 13,706 Net change in net actuarial gain and prior service cost on pension and postretirement benefit plans, net of tax (1,533 ) - (489 ) (489 ) (2,022 ) Accumulated other comprehensive income (loss), net of tax $ 12,147 $ (21,080 ) $ (489 ) $ (21,569 ) $ (9,422 )
Reclassifications out of Accumulated Other Comprehensive Loss	The following represents the reclassifications out of accumulated other comprehensive income (loss) for the three and six months ended June 30, 2023 and 2022: (dollars in thousands) Three months ended Six June 30 June 30 2023 2022 2023 2022 Affected Line Item in Financial Statements Amortization of pension and postretirement benefit items: Amortization of net actuarial gain $ 114 $ 426 $ 228 $ 504 Salaries and employee benefits Amortization of prior service (cost) credit (3 ) (123 ) (6 ) 157 Salaries and employee benefits Income tax benefit (29 ) (79 ) (58 ) (172 ) Income taxes Net of tax 82 224 164 489 Total reclassifications, net of tax $ 82 $ 224 $ 164 $ 489

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	6 Months Ended
	Jun. 30, 2023
Revenue from Contracts with Customers [Abstract]
Source of Non-Interest Income	All of the Company’s revenue from contracts with customers in the scope of ASC 606 is recognized within Non-Interest Income. The following table presents the Company’s sources of Non-Interest Income for the three months and six months ended June 30, 2023 and 2022. Items outside the scope of ASC 606 are noted as such. (dollars in thousands) Three months ended Six June 30 June 30 2023 2022 2023 2022 Non-interest income Service Charges on Deposits Overdraft fees $ 723 647 $ 1,403 1,293 Other 554 495 1,086 972 Interchange Income 1,628 1,544 3,107 3,246 Wealth management fees 1,412 1,996 3,186 3,829 Other (a) 281 234 485 759 Total non-interest income $ 4,598 4,916 $ 9,267 10,099 (a) Not within the scope of ASC 606.

Operating Leases (Tables)

Operating Leases (Tables)	6 Months Ended
	Jun. 30, 2023
Operating Leases [Abstract]
Other Information Related to Leases	Other information related to leases was as follows: (dollars in thousands) Three months ended June 30 2023 2022 Operating lease cost $ 2,037 2,071 Variable lease cost 619 545 Total Lease costs $ 2,656 2,616 (dollars in thousands) Six months ended June 30 2023 2022 Operating lease cost $ 4,087 4,123 Variable lease cost 1,204 1,141 Total Lease costs $ 5,291 5,264
Supplemental Cash Flows Information	( Six months ended June 30, 2023 2022 Supplemental cash flows information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 4,165 4,186 Right-of-use assets obtained in exchange for lease obligations: 1,653 2,484 Weighted average remaining lease term 8.7 9.2 Weighted average discount rate 3.05 % 2.97 %
Future Minimum Lease Payments	Future minimum lease payments under non-cancellable leases as of June 30, 2023 were as follows: (dollars in thousands) Year ending December 31, 2023 (a) $ 4,212 2024 8,379 2025 7,978 2026 7,004 2027 5,767 Thereafter 20,522 Total lease payments $ 53,862 Less: Interest 6,690 Present value of lease liabilities $ 47,172 (a) Excluding the six months ended June 30, 2023.

Regulatory Capital Requiremen_2

Regulatory Capital Requirements (Tables)	6 Months Ended
	Jun. 30, 2023
Regulatory Capital Requirements [Abstract]
Actual Capital Amounts and Ratios	The Bank and the Company reported the following capital ratios as of June 30 : (Bank Only) Minimum for As of June 30, 2023 Well Capital Adequacy plus Capital Conservation (dollars in thousands) Amount Ratio Capitalized (1) Buffer (1)(2) Tier 1 leverage ratio $ 627,958 10.370 % 5.000 % 4.000 % Common equity tier 1 capital 627,958 18.477 6.500 7.000 Tier 1 risk-based capital 627,958 18.477 8.000 8.500 Total risk-based capital 670,522 19.730 10.000 10.500 As of December 31, 2022 Well Minimum for Capital Adequacy plus Capital Conservation (dollars in thousands) Amount Ratio Capitalized (1) Buffer (1)(2) Tier 1 leverage ratio $ 609,998 10.116 % 5.000 % 4.000 % Common equity tier 1 capital 609,998 18.431 6.500 7.000 Tier 1 risk-based capital 609,998 18.431 8.000 8.500 Total risk-based capital 651,462 19.684 10.000 10.500 (Consolidated) As of June 30, 2023 Minimum for Capital Adequacy plus Capital Conservation (dollars in thousands) Amount Ratio Buffer (1)(2) Tier 1 leverage ratio $ 647,048 10.682 % 4.000 % Common equity tier 1 capital 647,048 19.034 7.000 Tier 1 risk-based capital 647,048 19.034 8.500 Total risk-based capital 689,629 20.286 10.500 As of December 31, 2022 Minimum for Capital Adequacy plus Capital Conservation (dollars in thousands) Amount Ratio Buffer (1)(2) Tier 1 leverage ratio $ 626,628 10.390 % 4.000 % Common equity Tier 1 capital 626,628 18.929 7.000 Tier 1 risk-based capital 626,628 18.929 8.500 Total risk-based capital 668,102 20.182 10.500 (1) Federal regulatory minimum requirements to be considered to be Well Capitalized and Adequately Capitalized (2) The June 30, 2023 and December 31, 2022 common equity tier 1, tier 1 risk-based, and total risk-based capital ratios include a capital conservation buffer of 2.50 percent

Financial Statement Presentat_2

Financial Statement Presentation (Details)	3 Months Ended
	Mar. 31, 2023 Bank
Financial Statement Presentation [Abstract]
Number of banks voluntarily dissolving	1

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2023	Mar. 31, 2023	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2023	Jun. 30, 2022
Reconciliation of the component parts of earnings per share [Abstract]
Net income	$ 16,372	$ 17,746	$ 17,871	$ 17,089	$ 34,118	$ 34,960
Weighted average common shares (in shares)	19,024		19,153		19,024	19,185
Stock Options (in shares)	0		0		1	0
Weighted average common shares including potential dilutive shares (in shares)	19,024		19,153		19,025	19,185
Basic EPS (in dollars per share)	$ 0.86		$ 0.93		$ 1.79	$ 1.82
Diluted EPS (in dollars per share)	$ 0.86		$ 0.93		$ 1.79	$ 1.82
Stock Options [Member]
Antidilutive Securities [Abstract]
Number of anti-dilutive stock options excluded from diluted earnings per share (in shares)	77		89		52	60

Benefit Plans (Details)

Benefit Plans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Components of net periodic benefit cost [Abstract]
Contribution made to pension and postretirement plans			$ 0
Pension Benefits [Member]
Components of net periodic benefit cost [Abstract]
Service cost	$ 0	$ 0	0	$ 0
Interest cost	304	221	606	444
Expected return on plan assets	(661)	(796)	(1,341)	(1,613)
Amortization of net gain	0	0	0	0
Amortization of prior service cost (credit)	0	0	0	0
Net periodic benefit	(357)	(575)	(735)	(1,169)
Other Postretirement Benefits [Member]
Components of net periodic benefit cost [Abstract]
Service cost	3	(9)	5	9
Interest cost	66	51	132	103
Expected return on plan assets	(290)	(333)	(579)	(666)
Amortization of net gain	(114)	(426)	(228)	(504)
Amortization of prior service cost (credit)	3	123	6	(157)
Net periodic benefit	$ (332)	$ (594)	$ (664)	$ (1,215)

Investment Securities, Availabl

Investment Securities, Available-for-sale Securities, Amortized Cost and Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	$ 494,688	$ 525,030
Gross Unrealized Gains	13	35
Gross Unrealized Losses	41,997	43,552
Fair Value	452,704	481,513
U. S. Government Sponsored Enterprises [Member]
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	119,175	124,123
Gross Unrealized Gains	0	1
Gross Unrealized Losses	5,605	5,937
Fair Value	113,570	118,187
State and Political Subdivisions [Member]
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	34	34
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Fair Value	34	34
Mortgage-Backed Securities and Collateralized Mortgage Obligations - Residential [Member]
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	273,955	291,431
Gross Unrealized Gains	13	34
Gross Unrealized Losses	30,524	31,149
Fair Value	243,444	260,316
Corporate Bonds [Member]
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	80,394	85,641
Gross Unrealized Gains	0	0
Gross Unrealized Losses	3,776	4,295
Fair Value	76,618	81,346
Small Business Administration-Guaranteed Participation Securities [Member]
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	20,444	23,115
Gross Unrealized Gains	0	0
Gross Unrealized Losses	2,062	2,138
Fair Value	18,382	20,977
Other [Member]
Amortized cost and fair value of the securities available for sale [Abstract]
Amortized Cost	686	686
Gross Unrealized Gains	0	0
Gross Unrealized Losses	30	33
Fair Value	$ 656	$ 653

Investment Securities, Availa_2

Investment Securities, Available-for-sale Securities, Maturities (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Amortized Cost [Abstract]
Due in one year or less	$ 55,284
Due after one year through five years	145,005
Amortized Cost	494,688	$ 525,030
Fair Value [Abstract]
Due in one year or less	53,461
Due in one year through five years	137,417
Fair Value	452,704	481,513
Mortgage-Backed Securities and Collateralized Mortgage Obligations - Residential [Member]
Amortized Cost [Abstract]
Securities, amortized cost	273,955
Amortized Cost	273,955	291,431
Fair Value [Abstract]
Securities, fair value	243,444
Fair Value	243,444	260,316
Small Business Administration-Guaranteed Participation Securities [Member]
Amortized Cost [Abstract]
Securities, amortized cost	20,444
Amortized Cost	20,444	23,115
Fair Value [Abstract]
Securities, fair value	18,382
Fair Value	$ 18,382	$ 20,977

Investment Securities, Availa_3

Investment Securities, Available-for-sale Securities, Gross Unrealized Loss Position (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Available for sale securities unrealized loss position - Fair Value [Abstract]
Less than 12 months - Fair Value	$ 102,731	$ 276,277
12 months or more - Fair Value	347,405	197,631
Total - Fair Value	450,136	473,908
Available for sale securities unrealized loss position - Gross Unrealized Loss [Abstract]
Less than 12 months - Gross Unrealized Loss	4,229	16,767
12 months or more - Gross Unrealized Loss	37,768	26,785
Total - Gross Unrealized Loss	41,997	43,552
Available-for-sale, allowance for credit loss	0
U. S. Government Sponsored Enterprises [Member]
Available for sale securities unrealized loss position - Fair Value [Abstract]
Less than 12 months - Fair Value	52,728	57,849
12 months or more - Fair Value	60,841	55,337
Total - Fair Value	113,569	113,186
Available for sale securities unrealized loss position - Gross Unrealized Loss [Abstract]
Less than 12 months - Gross Unrealized Loss	1,459	1,290
12 months or more - Gross Unrealized Loss	4,146	4,647
Total - Gross Unrealized Loss	5,605	5,937
Mortgage-Backed Securities and Collateralized Mortgage Obligations - Residential [Member]
Available for sale securities unrealized loss position - Fair Value [Abstract]
Less than 12 months - Fair Value	40,282	164,772
12 months or more - Fair Value	200,666	93,009
Total - Fair Value	240,948	257,781
Available for sale securities unrealized loss position - Gross Unrealized Loss [Abstract]
Less than 12 months - Gross Unrealized Loss	2,477	13,010
12 months or more - Gross Unrealized Loss	28,047	18,139
Total - Gross Unrealized Loss	30,524	31,149
Corporate Bonds [Member]
Available for sale securities unrealized loss position - Fair Value [Abstract]
Less than 12 months - Fair Value	9,721	52,805
12 months or more - Fair Value	66,897	28,542
Total - Fair Value	76,618	81,347
Available for sale securities unrealized loss position - Gross Unrealized Loss [Abstract]
Less than 12 months - Gross Unrealized Loss	293	2,395
12 months or more - Gross Unrealized Loss	3,483	1,900
Total - Gross Unrealized Loss	3,776	4,295
Small Business Administration-Guaranteed Participation Securities [Member]
Available for sale securities unrealized loss position - Fair Value [Abstract]
Less than 12 months - Fair Value	0	802
12 months or more - Fair Value	18,382	20,175
Total - Fair Value	18,382	20,977
Available for sale securities unrealized loss position - Gross Unrealized Loss [Abstract]
Less than 12 months - Gross Unrealized Loss	0	71
12 months or more - Gross Unrealized Loss	2,062	2,067
Total - Gross Unrealized Loss	2,062	2,138
Other [Member]
Available for sale securities unrealized loss position - Fair Value [Abstract]
Less than 12 months - Fair Value	0	49
12 months or more - Fair Value	619	568
Total - Fair Value	619	617
Available for sale securities unrealized loss position - Gross Unrealized Loss [Abstract]
Less than 12 months - Gross Unrealized Loss	0	1
12 months or more - Gross Unrealized Loss	30	32
Total - Gross Unrealized Loss	$ 30	$ 33

Investment Securities, Availa_4

Investment Securities, Available-for-sale Securities, Transaction Information (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Proceeds from sales and calls of securities available for sale, gross realized gains and gross realized losses [Abstract]
Proceeds from sales	$ 0	$ 0	$ 0	$ 0
Proceeds from calls/paydowns	14,811	25,415	29,469	43,338
Proceeds from maturities	5,000	5,050	5,000	10,050
Gross realized gains	0	0	0	0
Gross realized losses	0	0	0	0
Sales and transfers of available for sale securities	$ 0	$ 0	$ 0	$ 0

Investment Securities, Held-to-

Investment Securities, Held-to-maturity Securities, Amortized Cost and Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Amortized cost and fair value of the held to maturity securities [Abstract]
Amortized Cost	$ 7,043	$ 7,707
Gross Unrecognized Gains	57	90
Gross Unrecognized Losses	174	217
Fair Value	6,926	7,580
Mortgage-Backed Securities and Collateralized Mortgage Obligations - Residential [Member]
Amortized cost and fair value of the held to maturity securities [Abstract]
Amortized Cost	7,043	7,707
Gross Unrecognized Gains	57	90
Gross Unrecognized Losses	174	217
Fair Value	$ 6,926	$ 7,580

Investment Securities, Held-t_2

Investment Securities, Held-to-maturity Securities, Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Amortized Cost [Abstract]
Amortized Cost	$ 7,043	$ 7,707
Fair Value [Abstract]
Fair Value	6,926	7,580
Mortgage-Backed Securities and Collateralized Mortgage Obligations - Residential [Member]
Amortized Cost [Abstract]
Securities, amortized cost	7,043
Amortized Cost	7,043	7,707
Fair Value [Abstract]
Securities, fair value	6,926
Fair Value	$ 6,926	$ 7,580

Investment Securities, Held-t_3

Investment Securities, Held-to-maturity Securities, Gross Unrealized Loss Position (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Unrecognized Loss Position, Fair Value [Abstract]
Less than 12 months - Fair value	$ 349		$ 349		$ 3,327
More than 12 months - Fair value	2,900		2,900		258
Fair Value	3,249		3,249		3,585
Unrecognized Loss Position, Unrealized Losses [Abstract]
Less than 12 months - Gross Unrecognized Loss	8		8		206
More than 12 months - Gross Unrecognized Loss	166		166		11
Gross Unrecognized Losses	174		174		217
Sales and transfers of held to maturity securities	0	$ 0	0	$ 0
Held-to-maturity, allowance for credit loss	0		0
Held to maturity securities on non-accrual status	0		0
Mortgage-Backed Securities and Collateralized Mortgage Obligations - Residential [Member]
Unrecognized Loss Position, Fair Value [Abstract]
Less than 12 months - Fair value	349		349		3,327
More than 12 months - Fair value	2,900		2,900		258
Fair Value	3,249		3,249		3,585
Unrecognized Loss Position, Unrealized Losses [Abstract]
Less than 12 months - Gross Unrecognized Loss	8		8		206
More than 12 months - Gross Unrecognized Loss	166		166		11
Gross Unrecognized Losses	$ 174		$ 174		$ 217

Loan Portfolio and Allowance _3

Loan Portfolio and Allowance for Credit Losses, Recorded Investment in Loans by Loan Class (Details) - USD ($) $ in Thousands		Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Jun. 30, 2022	Mar. 31, 2022
Loans and Leases Receivable [Abstract]
Total loans		$ 4,886,811		$ 4,733,201
Allowance for credit losses on loans		46,914	$ 46,685	46,032	$ 45,285	$ 46,178
Net loans		4,839,897		4,687,169
New York and Other States [Member]
Loans and Leases Receivable [Abstract]
Total loans	[1]	3,221,910		3,219,914
Florida [Member]
Loans and Leases Receivable [Abstract]
Total loans		1,664,901		1,513,287
Real Estate Construction Loans [Member]
Loans and Leases Receivable [Abstract]
Total loans		27,000		36,400
Residential Borrowers [Member]
Loans and Leases Receivable [Abstract]
Total loans		6,300		14,100
Commercial Borrowers Residential Purpose [Member]
Loans and Leases Receivable [Abstract]
Total loans		20,700		22,300
Commercial [Member]
Loans and Leases Receivable [Abstract]
Total loans		251,434		231,011
Allowance for credit losses on loans		2,610	2,708	2,596	2,274	2,177
Commercial [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable [Abstract]
Total loans		229,548		209,922
Commercial [Member] | Commercial Real Estate [Member] | New York and Other States [Member]
Loans and Leases Receivable [Abstract]
Total loans	[1]	190,361		177,371
Commercial [Member] | Commercial Real Estate [Member] | Florida [Member]
Loans and Leases Receivable [Abstract]
Total loans		39,187		32,551
Commercial [Member] | Other [Member]
Loans and Leases Receivable [Abstract]
Total loans		21,886		21,089
Commercial [Member] | Other [Member] | New York and Other States [Member]
Loans and Leases Receivable [Abstract]
Total loans	[1]	21,566		20,221
Commercial [Member] | Other [Member] | Florida [Member]
Loans and Leases Receivable [Abstract]
Total loans		320		868
Commercial [Member] | PPP Loans [Member]
Loans and Leases Receivable [Abstract]
Total loans		760		1,000
Real Estate Mortgage - 1 to 4 Family [Member]
Loans and Leases Receivable [Abstract]
Total loans		4,618,981		4,489,883
Allowance for credit losses on loans		44,067	43,766	43,271	42,880	43,931
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Loans and Leases Receivable [Abstract]
Total loans		4,252,144		4,146,902
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | New York and Other States [Member]
Loans and Leases Receivable [Abstract]
Total loans	[1]	2,755,040		2,776,989
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Florida [Member]
Loans and Leases Receivable [Abstract]
Total loans		1,497,104		1,369,913
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Loans and Leases Receivable [Abstract]
Total loans		57,861		56,549
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | New York and Other States [Member]
Loans and Leases Receivable [Abstract]
Total loans	[1]	44,841		43,999
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Florida [Member]
Loans and Leases Receivable [Abstract]
Total loans		13,020		12,550
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Loans and Leases Receivable [Abstract]
Total loans		308,976		286,432
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | New York and Other States [Member]
Loans and Leases Receivable [Abstract]
Total loans	[1]	198,067		191,926
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Florida [Member]
Loans and Leases Receivable [Abstract]
Total loans		110,909		94,506
Installment [Member]
Loans and Leases Receivable [Abstract]
Total loans		16,396		12,307
Allowance for credit losses on loans		237	$ 211	165	$ 131	$ 70
Installment [Member] | New York and Other States [Member]
Loans and Leases Receivable [Abstract]
Total loans	[1]	12,035		9,408
Installment [Member] | Florida [Member]
Loans and Leases Receivable [Abstract]
Total loans		$ 4,361		$ 2,899
[1]Includes New York, New Jersey, Vermont and Massachusetts.

Loan Portfolio and Allowance _4

Loan Portfolio and Allowance for Credit Losses, Allowance for Credit Losses (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended		12 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period					$ 44,267	$ 44,267
Balance at beginning of period		$ 46,685	$ 46,178	$ 46,032
Loans charged off [Abstract]
Total loan charge offs		91	30	139	77
Recoveries of loans previously charged off [Abstract]
Total recoveries		320	137	421	242
Net loans (recoveries) charged off		(229)	(107)	(282)	(165)
(Credit) provision for credit losses		0	(1,000)	600	(1,500)
Balance at end of period		46,914	45,285	46,914	45,285	46,032
Benefit for credit losses		(500)	(491)	(200)	(691)
Credit losses on unfunded commitments		500	509	800	809
New York and Other States [Member]
Loans charged off [Abstract]
Total loan charge offs	[1]	51	30	68	77
Recoveries of loans previously charged off [Abstract]
Total recoveries	[1]	320	137	396	242
Florida [Member]
Loans charged off [Abstract]
Total loan charge offs		40	0	71	0
Recoveries of loans previously charged off [Abstract]
Total recoveries		0	0	25	0
Commercial [Member]
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period					3,135	3,135
Balance at beginning of period		2,708	2,177	2,596
Loans charged off [Abstract]
Total loan charge offs		0	4	0	40
Recoveries of loans previously charged off [Abstract]
Total recoveries		129	4	129	4
Net loans (recoveries) charged off		(129)	0	(129)	36
(Credit) provision for credit losses		(227)	97	(115)	161
Balance at end of period		2,610	2,274	2,610	2,274	2,596
Commercial [Member] | New York and Other States [Member]
Loans charged off [Abstract]
Total loan charge offs	[1]	0	4	0	40
Recoveries of loans previously charged off [Abstract]
Total recoveries	[1]	129	4	129	4
Commercial [Member] | Florida [Member]
Loans charged off [Abstract]
Total loan charge offs		0	0	0	0
Recoveries of loans previously charged off [Abstract]
Total recoveries		0	0	0	0
Real Estate Mortgage - 1 to 4 Family [Member]
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period					40,689	40,689
Balance at beginning of period		43,766	43,931	43,271
Loans charged off [Abstract]
Total loan charge offs		22	12	22	12
Recoveries of loans previously charged off [Abstract]
Total recoveries		183	131	261	228
Net loans (recoveries) charged off		(161)	(119)	(239)	(216)
(Credit) provision for credit losses		140	(1,170)	557	(1,742)
Balance at end of period		44,067	42,880	44,067	42,880	43,271
Real Estate Mortgage - 1 to 4 Family [Member] | New York and Other States [Member]
Loans charged off [Abstract]
Total loan charge offs	[1]	22	12	22	12
Recoveries of loans previously charged off [Abstract]
Total recoveries	[1]	183	131	236	228
Real Estate Mortgage - 1 to 4 Family [Member] | Florida [Member]
Loans charged off [Abstract]
Total loan charge offs		0	0	0	0
Recoveries of loans previously charged off [Abstract]
Total recoveries		0	0	25	0
Installment [Member]
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period					443	443
Balance at beginning of period		211	70	165
Loans charged off [Abstract]
Total loan charge offs		69	14	117	25	88
Recoveries of loans previously charged off [Abstract]
Total recoveries		8	2	31	10
Net loans (recoveries) charged off		61	12	86	15
(Credit) provision for credit losses		87	73	158	81
Balance at end of period		237	131	237	131	165
Installment [Member] | New York and Other States [Member]
Loans charged off [Abstract]
Total loan charge offs	[1]	29	14	46	25
Recoveries of loans previously charged off [Abstract]
Total recoveries	[1]	8	2	31	10
Installment [Member] | Florida [Member]
Loans charged off [Abstract]
Total loan charge offs		40	0	71	0
Recoveries of loans previously charged off [Abstract]
Total recoveries		$ 0	$ 0	$ 0	0
ASU 2016-13 [Member]
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period					46,620	46,620
ASU 2016-13 [Member] | Commercial [Member]
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period					2,149	2,149
ASU 2016-13 [Member] | Real Estate Mortgage - 1 to 4 Family [Member]
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period					44,406	44,406
ASU 2016-13 [Member] | Installment [Member]
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period					65	65
ASU 2016-13 [Member] | Impact of Adoption [Member]
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period					2,353	2,353
ASU 2016-13 [Member] | Impact of Adoption [Member] | Commercial [Member]
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period					(986)	(986)
ASU 2016-13 [Member] | Impact of Adoption [Member] | Real Estate Mortgage - 1 to 4 Family [Member]
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period					3,717	3,717
ASU 2016-13 [Member] | Impact of Adoption [Member] | Installment [Member]
Allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period					$ (378)	$ (378)
[1]Includes New York, New Jersey, Vermont and Massachusetts.

Loan Portfolio and Allowance _5

Loan Portfolio and Allowance for Credit Losses, Based on Impairment Review Method (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Jun. 30, 2022	Mar. 31, 2022
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment	$ 0		$ 0
Collectively evaluated for impairment	46,914		46,032
Total ending allowance balance	46,914	$ 46,685	46,032	$ 45,285	$ 46,178
Loans [Abstract]
Individually evaluated for impairment	26,628		25,695
Collectively evaluated for impairment	4,860,183		4,707,506
Total loans	4,886,811		4,733,201
Commercial Loans [Member]
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	2,610		2,596
Total ending allowance balance	2,610	2,708	2,596	2,274	2,177
Loans [Abstract]
Individually evaluated for impairment	970		646
Collectively evaluated for impairment	250,464		230,365
Total loans	251,434		231,011
1 to 4 Family Residential Real Estate [Member]
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	44,067		43,271
Total ending allowance balance	44,067	43,766	43,271	42,880	43,931
Loans [Abstract]
Individually evaluated for impairment	25,546		24,967
Collectively evaluated for impairment	4,593,435		4,464,916
Total loans	4,618,981		4,489,883
Installment Loans [Member]
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	237		165
Total ending allowance balance	237	$ 211	165	$ 131	$ 70
Loans [Abstract]
Individually evaluated for impairment	112		82
Collectively evaluated for impairment	16,284		12,225
Total loans	$ 16,396		$ 12,307

Loan Portfolio and Allowance _6

Loan Portfolio and Allowance for Credit Losses, Allowance for Credit Losses on Unfunded Commitments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Allowance for Credit Losses on Unfunded Commitments [Abstract]
Balance at beginning of period	$ 46,685	$ 46,178	$ 46,032
Balance at beginning of period				$ 44,267
Credit provision for credit losses	500	509	800	809
Balance at end of period	46,914	45,285	46,914	45,285
Unfunded Loan Commitment [Member]
Allowance for Credit Losses on Unfunded Commitments [Abstract]
Balance at beginning of period	2,612	2,653	2,912
Balance at beginning of period				18
Credit provision for credit losses	(500)	509	(800)	809
Balance at end of period	$ 2,112	$ 3,162	$ 2,112	3,162
ASU 2016-13 [Member]
Allowance for Credit Losses on Unfunded Commitments [Abstract]
Balance at beginning of period				46,620
ASU 2016-13 [Member] | Unfunded Loan Commitment [Member]
Allowance for Credit Losses on Unfunded Commitments [Abstract]
Balance at beginning of period				2,353
ASU 2016-13 [Member] | Impact of Adoption [Member]
Allowance for Credit Losses on Unfunded Commitments [Abstract]
Balance at beginning of period				2,353
ASU 2016-13 [Member] | Impact of Adoption [Member] | Unfunded Loan Commitment [Member]
Allowance for Credit Losses on Unfunded Commitments [Abstract]
Balance at beginning of period				$ 2,335

Loan Portfolio and Allowance _7

Loan Portfolio and Allowance for Credit Losses, Risk Category of Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Credit Risk Profile, Segregated by Class [Abstract]
Total loans	$ 4,886,811		$ 4,886,811		$ 4,733,201
Current-period Gross writeoffs	91	$ 30	139	$ 77
Commercial [Member]
Credit Risk Profile, Segregated by Class [Abstract]
Total loans	251,434		251,434		231,011
Current-period Gross writeoffs	0	4	0	40
Commercial [Member] | Commercial Real Estate [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	30,169		30,169		79,430
2022/2021	82,912		82,912		29,991
2021/2020	25,662		25,662		18,883
2020/2019	17,805		17,805		22,790
2019/2018	20,990		20,990		16,969
Prior	44,839		44,839		33,837
Revolving Loans Amortized Cost Basis	7,171		7,171		8,022
Revolving Loan Converted to Term	0		0		0
Total loans	229,548		229,548		209,922
2023/2022			0		0
2022/2021			0		0
2021/2020			0		0
2020/2019			0		0
2019/2018			0		0
Prior			0		40
Revolving Loans Amortized Cost Basis Writeoffs			0		0
Revolving Loan Converted to Term Writeoffs			0		0
Current-period Gross writeoffs			0		40
Commercial [Member] | Commercial Real Estate [Member] | Pass [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	30,169		30,169		79,430
2022/2021	82,912		82,912		29,991
2021/2020	25,662		25,662		18,708
2020/2019	17,642		17,642		22,790
2019/2018	20,990		20,990		16,598
Prior	43,174		43,174		32,666
Revolving Loans Amortized Cost Basis	7,171		7,171		8,022
Revolving Loan Converted to Term	0		0		0
Total loans	227,720		227,720		208,205
Commercial [Member] | Commercial Real Estate [Member] | Special Mention [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	0		0		0
2022/2021	0		0		0
2021/2020	0		0		62
2020/2019	53		53		0
2019/2018	0		0		243
Prior	234		234		0
Revolving Loans Amortized Cost Basis	0		0		0
Revolving Loan Converted to Term	0		0		0
Total loans	287		287		305
Commercial [Member] | Commercial Real Estate [Member] | Substandard [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	0		0		0
2022/2021	0		0		0
2021/2020	0		0		113
2020/2019	110		110		0
2019/2018	0		0		128
Prior	1,431		1,431		1,171
Revolving Loans Amortized Cost Basis	0		0		0
Revolving Loan Converted to Term	0		0		0
Total loans	1,541		1,541		1,412
Commercial [Member] | Other [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	3,062		3,062		2,972
2022/2021	4,085		4,085		3,187
2021/2020	2,725		2,725		2,273
2020/2019	1,783		1,783		590
2019/2018	510		510		674
Prior	2,790		2,790		2,446
Revolving Loans Amortized Cost Basis	6,931		6,931		8,947
Revolving Loan Converted to Term	0		0		0
Total loans	21,886		21,886		21,089
2023/2022			0		0
2022/2021			0		0
2021/2020			0		0
2020/2019			0		0
2019/2018			0		0
Prior			0		0
Revolving Loans Amortized Cost Basis Writeoffs			0		0
Revolving Loan Converted to Term Writeoffs			0		0
Current-period Gross writeoffs			0		0
Commercial [Member] | Other [Member] | Pass [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	3,062		3,062		2,972
2022/2021	4,085		4,085		2,848
2021/2020	2,394		2,394		2,273
2020/2019	1,783		1,783		590
2019/2018	510		510		674
Prior	2,692		2,692		2,348
Revolving Loans Amortized Cost Basis	6,931		6,931		8,908
Revolving Loan Converted to Term	0		0		0
Total loans	21,457		21,457		20,613
Commercial [Member] | Other [Member] | Special Mention [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	0		0		0
2022/2021	0		0		0
2021/2020	0		0		0
2020/2019	0		0		0
2019/2018	0		0		0
Prior	0		0		0
Revolving Loans Amortized Cost Basis	0		0		39
Revolving Loan Converted to Term	0		0		0
Total loans	0		0		39
Commercial [Member] | Other [Member] | Substandard [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	0		0		0
2022/2021	0		0		339
2021/2020	331		331		0
2020/2019	0		0		0
2019/2018	0		0		0
Prior	98		98		98
Revolving Loans Amortized Cost Basis	0		0		0
Revolving Loan Converted to Term	0		0		0
Total loans	429		429		437
Real Estate Mortgage - 1 to 4 Family [Member]
Credit Risk Profile, Segregated by Class [Abstract]
Total loans	4,618,981		4,618,981		4,489,883
Current-period Gross writeoffs	22	12	22	12
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	229,280		229,280		557,981
2022/2021	574,375		574,375		934,250
2021/2020	906,150		906,150		784,592
2020/2019	758,511		758,511		368,981
2019/2018	355,786		355,786		258,277
Prior	1,425,596		1,425,596		1,241,349
Revolving Loans Amortized Cost Basis	2,446		2,446		1,472
Revolving Loan Converted to Term	0		0		0
Total loans	4,252,144		4,252,144		4,146,902
2023/2022			0		0
2022/2021			0		0
2021/2020			0		0
2020/2019			0		0
2019/2018			0		0
Prior			22		5
Revolving Loans Amortized Cost Basis Writeoffs			0		0
Revolving Loan Converted to Term Writeoffs			0		0
Current-period Gross writeoffs			22		5
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Performing [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	229,280		229,280		557,981
2022/2021	574,375		574,375		933,754
2021/2020	905,759		905,759		784,511
2020/2019	757,908		757,908		368,137
2019/2018	354,492		354,492		257,926
Prior	1,412,169		1,412,169		1,228,776
Revolving Loans Amortized Cost Basis	2,446		2,446		1,472
Revolving Loan Converted to Term	0		0		0
Total loans	4,236,429		4,236,429		4,132,557
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Nonperforming [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	0		0		0
2022/2021	0		0		496
2021/2020	391		391		81
2020/2019	603		603		844
2019/2018	1,294		1,294		351
Prior	13,427		13,427		12,573
Revolving Loans Amortized Cost Basis	0		0		0
Revolving Loan Converted to Term	0		0		0
Total loans	15,715		15,715		14,345
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	5,673		5,673		6,863
2022/2021	6,384		6,384		9,124
2021/2020	8,452		8,452		6,322
2020/2019	6,028		6,028		7,588
2019/2018	7,059		7,059		5,306
Prior	24,265		24,265		21,346
Revolving Loans Amortized Cost Basis	0		0		0
Revolving Loan Converted to Term	0		0		0
Total loans	57,861		57,861		56,549
2023/2022			0		0
2022/2021			0		0
2021/2020			0		0
2020/2019			0		0
2019/2018			0		0
Prior			0		0
Revolving Loans Amortized Cost Basis Writeoffs			0		0
Revolving Loan Converted to Term Writeoffs			0		0
Current-period Gross writeoffs			0		0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Performing [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	5,673		5,673		6,863
2022/2021	6,384		6,384		9,124
2021/2020	8,452		8,452		6,322
2020/2019	6,028		6,028		7,588
2019/2018	7,059		7,059		5,240
Prior	23,979		23,979		21,217
Revolving Loans Amortized Cost Basis	0		0		0
Revolving Loan Converted to Term	0		0		0
Total loans	57,575		57,575		56,354
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Nonperforming [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	0		0		0
2022/2021	0		0		0
2021/2020	0		0		0
2020/2019	0		0		0
2019/2018	0		0		66
Prior	286		286		129
Revolving Loans Amortized Cost Basis	0		0		0
Revolving Loan Converted to Term	0		0		0
Total loans	286		286		195
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	781		781		1,369
2022/2021	770		770		1,253
2021/2020	409		409		740
2020/2019	529		529		52
2019/2018	42		42		100
Prior	18,982		18,982		20,488
Revolving Loans Amortized Cost Basis	287,463		287,463		262,430
Revolving Loan Converted to Term	0		0		0
Total loans	308,976		308,976		286,432
2023/2022			0		0
2022/2021			0		0
2021/2020			0		0
2020/2019			0		0
2019/2018			0		0
Prior			0		19
Revolving Loans Amortized Cost Basis Writeoffs			0		0
Revolving Loan Converted to Term Writeoffs			0		0
Current-period Gross writeoffs			0		19
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Performing [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	781		781		1,369
2022/2021	770		770		1,246
2021/2020	409		409		740
2020/2019	529		529		52
2019/2018	42		42		100
Prior	16,861		16,861		18,377
Revolving Loans Amortized Cost Basis	287,155		287,155		262,244
Revolving Loan Converted to Term	0		0		0
Total loans	306,547		306,547		284,128
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Nonperforming [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	0		0		0
2022/2021	0		0		7
2021/2020	0		0		0
2020/2019	0		0		0
2019/2018	0		0		0
Prior	2,121		2,121		2,111
Revolving Loans Amortized Cost Basis	308		308		186
Revolving Loan Converted to Term	0		0		0
Total loans	2,429		2,429		2,304
Installment [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	5,971		5,971		6,405
2022/2021	5,683		5,683		2,512
2021/2020	1,936		1,936		805
2020/2019	550		550		774
2019/2018	477		477		374
Prior	747		747		309
Revolving Loans Amortized Cost Basis	1,032		1,032		1,128
Revolving Loan Converted to Term	0		0		0
Total loans	16,396		16,396		12,307
2023/2022			0		1
2022/2021			57		47
2021/2020			37		22
2020/2019			6		7
2019/2018			0		2
Prior			17		9
Revolving Loans Amortized Cost Basis Writeoffs			0		0
Revolving Loan Converted to Term Writeoffs			0		0
Current-period Gross writeoffs	69	$ 14	117	$ 25	88
Installment [Member] | Performing [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	5,970		5,970		6,385
2022/2021	5,683		5,683		2,495
2021/2020	1,888		1,888		805
2020/2019	550		550		709
2019/2018	404		404		374
Prior	745		745		308
Revolving Loans Amortized Cost Basis	1,032		1,032		1,125
Revolving Loan Converted to Term	0		0		0
Total loans	16,272		16,272		12,201
Installment [Member] | Nonperforming [Member]
Credit Risk Profile, Segregated by Class [Abstract]
2023/2022	1		1		20
2022/2021	0		0		17
2021/2020	48		48		0
2020/2019	0		0		65
2019/2018	73		73		0
Prior	2		2		1
Revolving Loans Amortized Cost Basis	0		0		3
Revolving Loan Converted to Term	0		0		0
Total loans	$ 124		$ 124		$ 106

Loan Portfolio and Allowance _8

Loan Portfolio and Allowance for Credit Losses, Past Due (Details) - USD ($) $ in Thousands		6 Months Ended	12 Months Ended
		Jun. 30, 2023	Dec. 31, 2022
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		$ 4,886,811	$ 4,733,201
Number of days past due		90 days	90 days
Loans that are 90 days past due and still accruing interest		$ 0	$ 0
New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	3,221,910	3,219,914
Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		1,664,901	1,513,287
Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		15,885	18,117
Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	13,548	14,609
Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		2,337	3,508
30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		4,006	7,083
30-59 Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	3,390	5,619
30-59 Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		616	1,464
60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		455	1,168
60-89 Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	401	925
60-89 Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		54	243
90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		11,424	9,866
90+ Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	9,757	8,065
90+ Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		1,667	1,801
Current [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		4,870,926	4,715,084
Current [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	3,208,362	3,205,305
Current [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		1,662,564	1,509,779
Commercial [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		251,434	231,011
Commercial [Member] | Commercial Real Estate [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		229,548	209,922
Loans that are 90 days past due and still accruing interest		0	0
Commercial [Member] | Commercial Real Estate [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	190,361	177,371
Commercial [Member] | Commercial Real Estate [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		39,187	32,551
Commercial [Member] | Commercial Real Estate [Member] | Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		525	161
Commercial [Member] | Commercial Real Estate [Member] | Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	525	161
Commercial [Member] | Commercial Real Estate [Member] | Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		0	0
Commercial [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		0	0
Commercial [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	0	0
Commercial [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		0	0
Commercial [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		0	0
Commercial [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	0	0
Commercial [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		0	0
Commercial [Member] | Commercial Real Estate [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		525	161
Commercial [Member] | Commercial Real Estate [Member] | 90+ Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	525	161
Commercial [Member] | Commercial Real Estate [Member] | 90+ Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		0	0
Commercial [Member] | Commercial Real Estate [Member] | Current [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		229,023	209,761
Commercial [Member] | Commercial Real Estate [Member] | Current [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	189,836	177,210
Commercial [Member] | Commercial Real Estate [Member] | Current [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		39,187	32,551
Commercial [Member] | Other [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		21,886	21,089
Loans that are 90 days past due and still accruing interest		0	0
Commercial [Member] | Other [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	21,566	20,221
Commercial [Member] | Other [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		320	868
Commercial [Member] | Other [Member] | Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		355	352
Commercial [Member] | Other [Member] | Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	41	38
Commercial [Member] | Other [Member] | Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		314	314
Commercial [Member] | Other [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		33	18
Commercial [Member] | Other [Member] | 30-59 Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	33	18
Commercial [Member] | Other [Member] | 30-59 Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		0	0
Commercial [Member] | Other [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		8	0
Commercial [Member] | Other [Member] | 60-89 Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	8	0
Commercial [Member] | Other [Member] | 60-89 Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		0	0
Commercial [Member] | Other [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		314	334
Commercial [Member] | Other [Member] | 90+ Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	0	20
Commercial [Member] | Other [Member] | 90+ Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		314	314
Commercial [Member] | Other [Member] | Current [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		21,531	20,737
Commercial [Member] | Other [Member] | Current [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	21,525	20,183
Commercial [Member] | Other [Member] | Current [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		6	554
Real Estate Mortgage - 1 to 4 Family [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		4,618,981	4,489,883
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		4,252,144	4,146,902
Loans that are 90 days past due and still accruing interest		0	0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	2,755,040	2,776,989
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		1,497,104	1,369,913
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		13,108	15,216
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	11,260	12,386
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		1,848	2,830
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		3,187	5,445
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 30-59 Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	2,681	4,262
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 30-59 Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		506	1,183
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		262	1,164
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 60-89 Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	227	921
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 60-89 Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		35	243
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		9,659	8,607
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 90+ Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	8,352	7,203
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 90+ Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		1,307	1,404
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Current [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		4,239,036	4,131,686
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Current [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	2,743,780	2,764,603
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Current [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		1,495,256	1,367,083
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		57,861	56,549
Loans that are 90 days past due and still accruing interest		0	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	44,841	43,999
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		13,020	12,550
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		319	401
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	319	350
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		0	51
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		65	334
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 30-59 Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	65	283
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 30-59 Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		0	51
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		96	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 60-89 Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	96	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 60-89 Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		0	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		158	67
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 90+ Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	158	67
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 90+ Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		0	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Current [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		57,542	56,148
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Current [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	44,522	43,649
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Current [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		13,020	12,499
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		308,976	286,432
Loans that are 90 days past due and still accruing interest		0	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	198,067	191,926
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		110,909	94,506
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		1,369	1,793
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	1,255	1,569
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		114	224
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		669	1,202
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 30-59 Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	574	978
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 30-59 Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		95	224
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		44	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 60-89 Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	25	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 60-89 Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		19	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		656	591
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 90+ Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	656	591
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 90+ Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		0	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Current [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		307,607	284,639
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Current [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	196,812	190,357
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Current [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		110,795	94,282
Installment [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		16,396	12,307
Loans that are 90 days past due and still accruing interest		0	0
Installment [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	12,035	9,408
Installment [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		4,361	2,899
Installment [Member] | Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		209	194
Installment [Member] | Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	148	105
Installment [Member] | Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		61	89
Installment [Member] | 30-59 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		52	84
Installment [Member] | 30-59 Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	37	78
Installment [Member] | 30-59 Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		15	6
Installment [Member] | 60-89 Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		45	4
Installment [Member] | 60-89 Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	45	4
Installment [Member] | 60-89 Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		0	0
Installment [Member] | 90+ Days Past Due [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		112	106
Installment [Member] | 90+ Days Past Due [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	66	23
Installment [Member] | 90+ Days Past Due [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		46	83
Installment [Member] | Current [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		16,187	12,113
Installment [Member] | Current [Member] | New York and Other States [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans	[1]	11,887	9,303
Installment [Member] | Current [Member] | Florida [Member]
Aging of the recorded investment in past due loans [Abstract]
Recorded past due loans		$ 4,300	$ 2,810
[1]Includes New York, New Jersey, Vermont and Massachusetts.

Loan Portfolio and Allowance _9

Loan Portfolio and Allowance for Credit Losses, Non-accrual Loans, By Loan Class (Details) - USD ($) $ in Thousands		Jun. 30, 2023	Dec. 31, 2022
Non accrual loans by loan class [Abstract]
Other estate owned		$ 1,400	$ 2,100
Total non-accrual loans		19,413	17,483
Restructured real estate mortgages - 1 to 4 family		7	10
Total nonperforming loans		19,420	17,493
New York and Other States [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	[1]	16,841	15,191
Restructured real estate mortgages - 1 to 4 family	[1]	7	10
Total nonperforming loans	[1]	16,848	15,201
Florida [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		2,572	2,292
Restructured real estate mortgages - 1 to 4 family		0	0
Total nonperforming loans		2,572	2,292
Residential Real Estate [Member]
Non accrual loans by loan class [Abstract]
Non accrual residential mortgage loans in the process of foreclosure		6,900	7,400
Commercial [Member] | Commercial Real Estate [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		545	199
Commercial [Member] | Commercial Real Estate [Member] | New York and Other States [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	[1]	545	199
Commercial [Member] | Commercial Real Estate [Member] | Florida [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		0	0
Commercial [Member] | Other [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		314	334
Commercial [Member] | Other [Member] | New York and Other States [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	[1]	0	20
Commercial [Member] | Other [Member] | Florida [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		314	314
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		15,715	14,345
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | New York and Other States [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	[1]	13,680	12,609
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Florida [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		2,035	1,736
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		286	195
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | New York and Other States [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	[1]	240	153
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Florida [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		46	42
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		2,429	2,304
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | New York and Other States [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	[1]	2,252	2,187
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Florida [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		177	117
Installment [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		124	106
Installment [Member] | New York and Other States [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans	[1]	124	23
Installment [Member] | Florida [Member]
Non accrual loans by loan class [Abstract]
Total non-accrual loans		$ 0	$ 83
[1]Includes New York, New Jersey, Vermont and Massachusetts.

Loan Portfolio and Allowance_10

Loan Portfolio and Allowance for Credit Losses, Amortized Cost Basis of Loans on Nonaccrual Status (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Abstract]
Non-accrual With No Allowance for Credit Loss	$ 17,921	$ 16,150
Non-accrual	1,492	1,333
Loans Past Due Over 89 Days Still Accruing	0	0
Commercial [Member] | Commercial Real Estate [Member]
Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Abstract]
Non-accrual With No Allowance for Credit Loss	545	160
Non-accrual	0	39
Loans Past Due Over 89 Days Still Accruing	0	0
Commercial [Member] | Other [Member]
Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Abstract]
Non-accrual With No Allowance for Credit Loss	314	20
Non-accrual	0	314
Loans Past Due Over 89 Days Still Accruing	0	0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Abstract]
Non-accrual With No Allowance for Credit Loss	14,406	13,502
Non-accrual	1,309	843
Loans Past Due Over 89 Days Still Accruing	0	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Abstract]
Non-accrual With No Allowance for Credit Loss	195	129
Non-accrual	91	66
Loans Past Due Over 89 Days Still Accruing	0	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Abstract]
Non-accrual With No Allowance for Credit Loss	2,349	2,257
Non-accrual	80	47
Loans Past Due Over 89 Days Still Accruing	0	0
Installment [Member]
Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Abstract]
Non-accrual With No Allowance for Credit Loss	112	82
Non-accrual	12	24
Loans Past Due Over 89 Days Still Accruing	$ 0	$ 0

Loan Portfolio and Allowance_11

Loan Portfolio and Allowance for Credit Losses, Type of Collateral Dependent Loans by Portfolio Segment (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Loans and Leases Receivable [Abstract]
Total loans	$ 4,886,811	$ 4,733,201
Real Estate [Member]
Loans and Leases Receivable [Abstract]
Total loans	26,628	25,695
Investment Securities/Cash [Member]
Loans and Leases Receivable [Abstract]
Total loans	0	0
Other [Member]
Loans and Leases Receivable [Abstract]
Total loans	0	0
Commercial [Member]
Loans and Leases Receivable [Abstract]
Total loans	251,434	231,011
Commercial [Member] | Commercial Real Estate [Member]
Loans and Leases Receivable [Abstract]
Total loans	229,548	209,922
Commercial [Member] | Commercial Real Estate [Member] | Real Estate [Member]
Loans and Leases Receivable [Abstract]
Total loans	656	312
Commercial [Member] | Commercial Real Estate [Member] | Investment Securities/Cash [Member]
Loans and Leases Receivable [Abstract]
Total loans	0	0
Commercial [Member] | Commercial Real Estate [Member] | Other [Member]
Loans and Leases Receivable [Abstract]
Total loans	0	0
Commercial [Member] | Other [Member]
Loans and Leases Receivable [Abstract]
Total loans	21,886	21,089
Commercial [Member] | Other [Member] | Real Estate [Member]
Loans and Leases Receivable [Abstract]
Total loans	314	334
Commercial [Member] | Other [Member] | Investment Securities/Cash [Member]
Loans and Leases Receivable [Abstract]
Total loans	0	0
Commercial [Member] | Other [Member] | Other [Member]
Loans and Leases Receivable [Abstract]
Total loans	0	0
Real Estate Mortgage - 1 to 4 Family [Member]
Loans and Leases Receivable [Abstract]
Total loans	4,618,981	4,489,883
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Loans and Leases Receivable [Abstract]
Total loans	4,252,144	4,146,902
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Real Estate [Member]
Loans and Leases Receivable [Abstract]
Total loans	21,934	21,467
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Investment Securities/Cash [Member]
Loans and Leases Receivable [Abstract]
Total loans	0	0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Other [Member]
Loans and Leases Receivable [Abstract]
Total loans	0	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Loans and Leases Receivable [Abstract]
Total loans	57,861	56,549
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Real Estate [Member]
Loans and Leases Receivable [Abstract]
Total loans	299	236
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Investment Securities/Cash [Member]
Loans and Leases Receivable [Abstract]
Total loans	0	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Other [Member]
Loans and Leases Receivable [Abstract]
Total loans	0	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Loans and Leases Receivable [Abstract]
Total loans	308,976	286,432
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Real Estate [Member]
Loans and Leases Receivable [Abstract]
Total loans	3,313	3,264
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Investment Securities/Cash [Member]
Loans and Leases Receivable [Abstract]
Total loans	0	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Other [Member]
Loans and Leases Receivable [Abstract]
Total loans	0	0
Installment [Member]
Loans and Leases Receivable [Abstract]
Total loans	16,396	12,307
Installment [Member] | Real Estate [Member]
Loans and Leases Receivable [Abstract]
Total loans	112	82
Installment [Member] | Investment Securities/Cash [Member]
Loans and Leases Receivable [Abstract]
Total loans	0	0
Installment [Member] | Other [Member]
Loans and Leases Receivable [Abstract]
Total loans	$ 0	$ 0

Loan Portfolio and Allowance_12

Loan Portfolio and Allowance for Credit Losses, Amortized Cost Basis of Loans Modified to Borrowers Experiencing Financial Difficulty (Details) - USD ($) $ in Thousands		3 Months Ended			6 Months Ended
		Jun. 30, 2023		Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Financing Receivable Modifications Information [Abstract]
Loan modifications classifications from previously performing loans		$ 8,700		$ 9,500	$ 8,700	$ 9,500
New York and Other States [Member]
Financing Receivable Modifications [Abstract]
Loans modified	[1]			73		443
Florida [Member]
Financing Receivable Modifications [Abstract]
Loans modified				0		0
Commercial [Member] | Commercial Real Estate [Member] | New York and Other States [Member]
Financing Receivable Modifications [Abstract]
Loans modified	[1]			0		0
Commercial [Member] | Commercial Real Estate [Member] | Florida [Member]
Financing Receivable Modifications [Abstract]
Loans modified				0		0
Real Estate Mortgage - 1 to 4 Family [Member]
Financing Receivable Modifications [Abstract]
% of Total Class of Financing Receivable		0.01%			0.01%
Real Estate Mortgage - 1 to 4 Family [Member] | New York and Other States [Member]
Financing Receivable Modifications [Abstract]
% of Total Class of Financing Receivable		0.01%			0.01%
Real Estate Mortgage - 1 to 4 Family [Member] | Florida [Member]
Financing Receivable Modifications [Abstract]
% of Total Class of Financing Receivable		0.02%			0.02%
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Financing Receivable Modifications [Abstract]
% of Total Class of Financing Receivable		0.01%			0.01%
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | New York and Other States [Member]
Financing Receivable Modifications [Abstract]
Loans modified	[1]			73		443
% of Total Class of Financing Receivable		0.01%	[1]		0.01%
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Florida [Member]
Financing Receivable Modifications [Abstract]
Loans modified				0		0
% of Total Class of Financing Receivable		0.02%			0.02%
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | New York and Other States [Member]
Financing Receivable Modifications [Abstract]
Loans modified	[1]			0		0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Florida [Member]
Financing Receivable Modifications [Abstract]
Loans modified				0		0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Financing Receivable Modifications [Abstract]
% of Total Class of Financing Receivable		0.02%			0.02%
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | New York and Other States [Member]
Financing Receivable Modifications [Abstract]
Loans modified	[1]			0		0
% of Total Class of Financing Receivable		0.03%			0.03%
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Florida [Member]
Financing Receivable Modifications [Abstract]
Loans modified				$ 0		$ 0
Payment Delay [Member]
Financing Receivable Modifications [Abstract]
Loans modified		$ 630			$ 630
Payment Delay [Member] | New York and Other States [Member]
Financing Receivable Modifications [Abstract]
Loans modified		288	[1]		288
Payment Delay [Member] | Florida [Member]
Financing Receivable Modifications [Abstract]
Loans modified		342			342
Payment Delay [Member] | Commercial [Member] | Commercial Real Estate [Member]
Financing Receivable Modifications [Abstract]
Loans modified		0			0
Payment Delay [Member] | Commercial [Member] | Commercial Real Estate [Member] | New York and Other States [Member]
Financing Receivable Modifications [Abstract]
Loans modified		0	[1]		0
Payment Delay [Member] | Commercial [Member] | Commercial Real Estate [Member] | Florida [Member]
Financing Receivable Modifications [Abstract]
Loans modified		0			0
Payment Delay [Member] | Commercial [Member] | Other [Member]
Financing Receivable Modifications [Abstract]
Loans modified		0			0
Payment Delay [Member] | Commercial [Member] | Other [Member] | New York and Other States [Member]
Financing Receivable Modifications [Abstract]
Loans modified		0	[1]		0
Payment Delay [Member] | Commercial [Member] | Other [Member] | Florida [Member]
Financing Receivable Modifications [Abstract]
Loans modified		0			0
Payment Delay [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | New York and Other States [Member]
Financing Receivable Modifications [Abstract]
Loans modified		0	[1]		0
Payment Delay [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Financing Receivable Modifications [Abstract]
Loans modified		580			580
Payment Delay [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | New York and Other States [Member]
Financing Receivable Modifications [Abstract]
Loans modified		238	[1]		238
Payment Delay [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Florida [Member]
Financing Receivable Modifications [Abstract]
Loans modified		342			342
Payment Delay [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Financing Receivable Modifications [Abstract]
Loans modified		0			0
Payment Delay [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | New York and Other States [Member]
Financing Receivable Modifications [Abstract]
Loans modified		0			0
Payment Delay [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Florida [Member]
Financing Receivable Modifications [Abstract]
Loans modified		0			0
Payment Delay [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Financing Receivable Modifications [Abstract]
Loans modified		50			50
Payment Delay [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | New York and Other States [Member]
Financing Receivable Modifications [Abstract]
Loans modified		50	[1]		50
Payment Delay [Member] | Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Florida [Member]
Financing Receivable Modifications [Abstract]
Loans modified		0			0
Payment Delay [Member] | Installment [Member]
Financing Receivable Modifications [Abstract]
Loans modified		0			0
Payment Delay [Member] | Installment [Member] | New York and Other States [Member]
Financing Receivable Modifications [Abstract]
Loans modified		0	[1]		0
Payment Delay [Member] | Installment [Member] | Florida [Member]
Financing Receivable Modifications [Abstract]
Loans modified		$ 0			$ 0
[1]Includes New York, New Jersey, Vermont and Massachusetts.

Loan Portfolio and Allowance_13

Loan Portfolio and Allowance for Credit Losses, Performance of Loans Modified to Borrowers Experiencing Financial Difficulty (Details) $ in Thousands	Jun. 30, 2023 USD ($)
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	$ 630
New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	288
Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	342
30-59 Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
30-59 Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
30-59 Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
60-89 Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
60-89 Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
60-89 Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
90+ Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
90+ Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
90+ Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Current [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	630
Current [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	288
Current [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	342
Commercial [Member] | Commercial Real Estate [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Commercial Real Estate [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Commercial Real Estate [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Commercial Real Estate [Member] | 90+ Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Commercial Real Estate [Member] | 90+ Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Commercial Real Estate [Member] | 90+ Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Commercial Real Estate [Member] | Current [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Commercial Real Estate [Member] | Current [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Commercial Real Estate [Member] | Current [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member] | 30-59 Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member] | 30-59 Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member] | 30-59 Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member] | 60-89 Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member] | 60-89 Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member] | 60-89 Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member] | 90+ Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member] | 90+ Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member] | 90+ Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member] | Current [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member] | Current [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Commercial [Member] | Other [Member] | Current [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	580
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	238
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	342
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 30-59 Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 30-59 Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 30-59 Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 60-89 Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 60-89 Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 60-89 Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 90+ Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 90+ Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | 90+ Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Current [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	580
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Current [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	238
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Current [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	342
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 30-59 Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 30-59 Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 30-59 Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 60-89 Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 60-89 Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 60-89 Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 90+ Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 90+ Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | 90+ Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Current [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Current [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Current [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	50
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	50
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 30-59 Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 30-59 Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 30-59 Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 60-89 Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 60-89 Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 60-89 Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 90+ Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 90+ Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | 90+ Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Current [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	50
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Current [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	50
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Current [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member] | 30-59 Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member] | 30-59 Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member] | 30-59 Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member] | 60-89 Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member] | 60-89 Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member] | 60-89 Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member] | 90+ Days Past Due [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member] | 90+ Days Past Due [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member] | 90+ Days Past Due [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member] | Current [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member] | Current [Member] | New York and Other States [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	0
Installment [Member] | Current [Member] | Florida [Member]
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty [Abstract]
Performance of modified loans	$ 0

Loan Portfolio and Allowance_14

Loan Portfolio and Allowance for Credit Losses, Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Loan commitments to lend additional funds to borrowers		$ 0		$ 0
Charge-off from loan modifications				0
Allowance for credit loss from loan modifications		0		0
Loan modifications from payment default		$ 0	$ 0	$ 0	$ 0
Payment Delay [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted average term		64 months		64 months
New York and Other States [Member] | Payment Delay [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted average term	[1]	40 months		40 months
Florida [Member] | Payment Delay [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted average term		24 months		24 months
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Payment Delay [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted average term		46 months		46 months
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | New York and Other States [Member] | Payment Delay [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted average term	[1]	22 months		22 months
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Florida [Member] | Payment Delay [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted average term		24 months		24 months
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Payment Delay [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted average term		18 months		18 months
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | New York and Other States [Member] | Payment Delay [Member]
Financial Effect of Modifications Made to Borrowers Experiencing Financial Difficulty [Abstract]
Weighted average term	[1]	18 months		18 months
[1]Includes New York, New Jersey, Vermont and Massachusetts.

Loan Portfolio and Allowance_15

Loan Portfolio and Allowance for Credit Losses, Troubled Debt Restructurings (Details) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($) Contract	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($) Contract
Modified loans by class determined to be TDR's [Abstract]
Number of loans defaulted from loan modifications within last 12 months		$ 0	$ 0	$ 0	$ 0
Deferral period of past due loans				60 months
Number of days past due, when loans considered in payment default under modified terms				90 days
Contractual past due period for loans to be in payment default				30 days
New York and Other States [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract	[1]		1		4
Pre-Modification Outstanding Recorded Investment	[1]		$ 73		$ 443
Post-Modification Outstanding Recorded Investment	[1]		$ 73		$ 443
Florida [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract			0		0
Pre-Modification Outstanding Recorded Investment			$ 0		$ 0
Post-Modification Outstanding Recorded Investment			$ 0		$ 0
Commercial [Member] | Commercial Real Estate [Member] | New York and Other States [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract	[1]		0		0
Pre-Modification Outstanding Recorded Investment	[1]		$ 0		$ 0
Post-Modification Outstanding Recorded Investment	[1]		$ 0		$ 0
Commercial [Member] | Commercial Real Estate [Member] | Florida [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract			0		0
Pre-Modification Outstanding Recorded Investment			$ 0		$ 0
Post-Modification Outstanding Recorded Investment			$ 0		$ 0
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | New York and Other States [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract	[1]		1		4
Pre-Modification Outstanding Recorded Investment	[1]		$ 73		$ 443
Post-Modification Outstanding Recorded Investment	[1]		$ 73		$ 443
Real Estate Mortgage - 1 to 4 Family [Member] | First Mortgages [Member] | Florida [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract			0		0
Pre-Modification Outstanding Recorded Investment			$ 0		$ 0
Post-Modification Outstanding Recorded Investment			$ 0		$ 0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | New York and Other States [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract	[1]		0		0
Pre-Modification Outstanding Recorded Investment	[1]		$ 0		$ 0
Post-Modification Outstanding Recorded Investment	[1]		$ 0		$ 0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Loans [Member] | Florida [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract			0		0
Pre-Modification Outstanding Recorded Investment			$ 0		$ 0
Post-Modification Outstanding Recorded Investment			$ 0		$ 0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | New York and Other States [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract	[1]		0		0
Pre-Modification Outstanding Recorded Investment	[1]		$ 0		$ 0
Post-Modification Outstanding Recorded Investment	[1]		$ 0		$ 0
Real Estate Mortgage - 1 to 4 Family [Member] | Home Equity Lines of Credit [Member] | Florida [Member]
Modified loans by class determined to be TDR's [Abstract]
Number of Contracts | Contract			0		0
Pre-Modification Outstanding Recorded Investment			$ 0		$ 0
Post-Modification Outstanding Recorded Investment			$ 0		$ 0
[1]Includes New York, New Jersey, Vermont and Massachusetts.

Fair Value of Financial Instr_3

Fair Value of Financial Instruments, Assets and Liabilities Measured at Fair Value Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Securities available for sale [Abstract]
Fair Value	$ 452,704	$ 481,513
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Securities available for sale [Abstract]
Fair Value	25	0
Significant Other Observable Inputs (Level 2) [Member]
Securities available for sale [Abstract]
Fair Value	452,679	481,513
Significant Unobservable Inputs (Level 3) [Member]
Securities available for sale [Abstract]
Fair Value	0	0
Carrying Value [Member]
Securities available for sale [Abstract]
Fair Value	452,704	481,513
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Securities available for sale [Abstract]
U.S. government sponsored enterprises	0	0
State and political subdivisions	0	0
Mortgage backed securities and collateralized mortgage obligations - residential	0	0
Corporate bonds	0	0
Small Business Administration - guaranteed participation securities	0	0
Other securities	25	0
Fair Value	25	0
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Securities available for sale [Abstract]
U.S. government sponsored enterprises	113,570	118,187
State and political subdivisions	34	34
Mortgage backed securities and collateralized mortgage obligations - residential	243,444	260,316
Corporate bonds	76,618	81,346
Small Business Administration - guaranteed participation securities	18,382	20,977
Other securities	631	653
Fair Value	452,679	481,513
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Securities available for sale [Abstract]
U.S. government sponsored enterprises	0	0
State and political subdivisions	0	0
Mortgage backed securities and collateralized mortgage obligations - residential	0	0
Corporate bonds	0	0
Small Business Administration - guaranteed participation securities	0	0
Other securities	0	0
Fair Value	0	0
Recurring [Member] | Carrying Value [Member]
Securities available for sale [Abstract]
U.S. government sponsored enterprises	113,570	118,187
State and political subdivisions	34	34
Mortgage backed securities and collateralized mortgage obligations - residential	243,444	260,316
Corporate bonds	76,618	81,346
Small Business Administration - guaranteed participation securities	18,382	20,977
Other securities	656	653
Fair Value	$ 452,704	$ 481,513

Fair Value of Financial Instr_4

Fair Value of Financial Instruments, Assets and Liabilities Measured at Fair Value Non-recurring Basis (Details) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2023 USD ($)	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Assets measured at fair value on a non-recurring basis [Abstract]
Other real estate owned, Valuation Technique [Extensible List]	Valuation, Market Approach [Member]	Valuation, Market Approach [Member]	Valuation, Market Approach [Member]
Other real estate owned, Measurement Input [Extensible List]	Adjustments for Differences Between Comparable Sales [Member]	Adjustments for Differences Between Comparable Sales [Member]	Adjustments for Differences Between Comparable Sales [Member]
Valuation charge on other real estate owned		$ 107	$ 68
Impaired loans	$ 23,800	23,800	25,700
Collateral dependent impaired loans	0	0	0
Valuation allowance	0	0	0
Gross charge offs, residential impaired loans	0	0
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets measured at fair value on a non-recurring basis [Abstract]
Other real estate owned	0	0	0
Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets measured at fair value on a non-recurring basis [Abstract]
Other real estate owned	0	0	0
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets measured at fair value on a non-recurring basis [Abstract]
Other real estate owned	$ 1,412	$ 1,412	$ 2,061
Nonrecurring [Member] | Minimum [Member]
Assets measured at fair value on a non-recurring basis [Abstract]
Other real estate owned, unobservable inputs	0.01	0.01	0.02
Nonrecurring [Member] | Maximum [Member]
Assets measured at fair value on a non-recurring basis [Abstract]
Other real estate owned, unobservable inputs	0.80	0.80	0.47
Nonrecurring [Member] | Weighted Average [Member]
Assets measured at fair value on a non-recurring basis [Abstract]
Other real estate owned, unobservable inputs	(0.28)	(0.28)	(0.18)
Nonrecurring [Member] | Carrying Value [Member]
Assets measured at fair value on a non-recurring basis [Abstract]
Other real estate owned	$ 1,412	$ 1,412	$ 2,061
Nonrecurring [Member] | Carrying Value [Member] | Commercial Real Estate [Member]
Assets measured at fair value on a non-recurring basis [Abstract]
Other real estate owned	$ 0	$ 0

Fair Value of Financial Instr_5

Fair Value of Financial Instruments, Carrying Amounts and Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Financial assets [Abstract]
Cash and cash equivalents	$ 603,357	$ 650,599
Securities available for sale	452,704	481,513
Held to maturity securities	6,926	7,580
Net loans	4,428,975	4,328,508
Accrued interest receivable	11,762	11,492
Financial liabilities [Abstract]
Demand deposits	791,353	838,147
Interest bearing deposits	4,442,696	4,338,428
Short-term borrowings	113,765	122,700
Accrued interest payable	2,046	602
Level 1 [Member]
Financial assets [Abstract]
Cash and cash equivalents	603,357	650,599
Securities available for sale	25	0
Held to maturity securities	0	0
Net loans	0	0
Accrued interest receivable	100	189
Financial liabilities [Abstract]
Demand deposits	791,353	838,147
Interest bearing deposits	3,024,135	3,325,900
Short-term borrowings	0	0
Accrued interest payable	208	60
Level 2 [Member]
Financial assets [Abstract]
Cash and cash equivalents	0	0
Securities available for sale	452,679	481,513
Held to maturity securities	6,926	7,580
Net loans	0	0
Accrued interest receivable	1,734	1,866
Financial liabilities [Abstract]
Demand deposits	0	0
Interest bearing deposits	1,418,561	1,012,528
Short-term borrowings	113,765	122,700
Accrued interest payable	1,838	542
Level 3 [Member]
Financial assets [Abstract]
Cash and cash equivalents	0	0
Securities available for sale	0	0
Held to maturity securities	0	0
Net loans	4,428,975	4,328,508
Accrued interest receivable	9,928	9,437
Financial liabilities [Abstract]
Demand deposits	0	0
Interest bearing deposits	0	0
Short-term borrowings	0	0
Accrued interest payable	0	0
Carrying Value [Member]
Financial assets [Abstract]
Cash and cash equivalents	603,357	650,599
Securities available for sale	452,704	481,513
Held to maturity securities	7,043	7,707
Federal Reserve Bank and Federal Home Loan Bank stock	6,203	5,797
Net loans	4,839,897	4,687,169
Accrued interest receivable	11,762	11,492
Financial liabilities [Abstract]
Demand deposits	791,353	838,147
Interest bearing deposits	4,467,094	4,354,663
Short-term borrowings	113,765	122,700
Accrued interest payable	$ 2,046	$ 602

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss), Accumulated Other Comprehensive Income (Loss) Balances, Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2023	Mar. 31, 2023	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2023	Jun. 30, 2022
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Balance	$ 614,703	$ 599,987	$ 592,895	$ 601,128	$ 599,987	$ 601,128
Other comprehensive income (loss) - before reclassifications	(2,755)		(6,829)		1,146	(21,080)
Amount reclassified from accumulated other comprehensive (loss) income	(82)		(224)		(164)	(489)
Other comprehensive (loss) gain, net of tax	(2,837)	3,819	(7,053)	(14,516)	982	(21,569)
Balance	621,389	614,703	594,632	592,895	621,389	594,632
Accumulated Other Comprehensive Loss [Member]
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Balance	(23,375)	(27,194)	(2,369)	12,147	(27,194)	12,147
Other comprehensive (loss) gain, net of tax	(2,837)	3,819	(7,053)	(14,516)
Balance	(26,212)	(23,375)	(9,422)	(2,369)	(26,212)	(9,422)
Net Unrealized Holding Gain (Loss) on Securities Available for Sale, Net of Tax [Member]
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Balance	(28,370)	(32,271)	(14,277)	(26)	(32,271)	(26)
Other comprehensive income (loss) - before reclassifications	(2,755)		(6,829)		1,146	(21,080)
Amount reclassified from accumulated other comprehensive (loss) income	0		0		0	0
Other comprehensive (loss) gain, net of tax	(2,755)		(6,829)		1,146	(21,080)
Balance	(31,125)	(28,370)	(21,106)	(14,277)	(31,125)	(21,106)
Net Change in Overfunded Position in Pension and Postretirement Plans Arising During the Year, Net of Tax [Member]
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Balance	7,588	7,588	13,706	13,706	7,588	13,706
Other comprehensive income (loss) - before reclassifications	0		0		0	0
Amount reclassified from accumulated other comprehensive (loss) income	0		0		0	0
Other comprehensive (loss) gain, net of tax	0		0		0	0
Balance	7,588	7,588	13,706	13,706	7,588	13,706
Net Change in Net Actuarial Gain and Prior Service Cost (Credit) on Pension and Postretirement Benefit Plans, Net of Tax [Member]
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Balance	(2,593)	(2,511)	(1,798)	(1,533)	(2,511)	(1,533)
Other comprehensive income (loss) - before reclassifications	0		0		0	0
Amount reclassified from accumulated other comprehensive (loss) income	(82)		(224)		(164)	(489)
Other comprehensive (loss) gain, net of tax	(82)		(224)		(164)	(489)
Balance	$ (2,675)	$ (2,593)	$ (2,022)	$ (1,798)	$ (2,675)	$ (2,022)

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss), Reclassifications out of Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2023	Mar. 31, 2023	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2023	Jun. 30, 2022
Reclassification Adjustment Out of Accumulated Other Comprehensive Loss [Abstract]
Salaries and employee benefits	$ 13,122		$ 11,464		$ 26,405	$ 20,703
Income tax benefit	5,451		5,591		11,360	11,216
Net income	16,372	$ 17,746	17,871	$ 17,089	34,118	34,960
Reclassification Out of Accumulated Other Comprehensive Loss [Member]
Reclassification Adjustment Out of Accumulated Other Comprehensive Loss [Abstract]
Net income	82		224		164	489
Amortization of Pension and Postretirement Benefit Items [Member] | Reclassification Out of Accumulated Other Comprehensive Loss [Member]
Reclassification Adjustment Out of Accumulated Other Comprehensive Loss [Abstract]
Income tax benefit	(29)		(79)		(58)	(172)
Net income	82		224		164	489
Amortization of Net Actuarial Gain [Member] | Reclassification Out of Accumulated Other Comprehensive Loss [Member]
Reclassification Adjustment Out of Accumulated Other Comprehensive Loss [Abstract]
Salaries and employee benefits	114		426		228	504
Amortization of Prior Service (Cost) Credit [Member] | Reclassification Out of Accumulated Other Comprehensive Loss [Member]
Reclassification Adjustment Out of Accumulated Other Comprehensive Loss [Abstract]
Salaries and employee benefits	$ (3)		$ (123)		$ (6)	$ 157

Revenue from Contracts with C_3

Revenue from Contracts with Customers (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Sources of non-interest income [Abstract]
Other	[1]	$ 281	$ 234	$ 485	$ 759
Total non-interest income		4,598	4,916	9,267	10,099
Overdraft Fees [Member]
Sources of non-interest income [Abstract]
Non-interest income		723	647	1,403	1,293
Other [Member]
Sources of non-interest income [Abstract]
Non-interest income		554	495	1,086	972
Interchange Income [Member]
Sources of non-interest income [Abstract]
Non-interest income		1,628	1,544	3,107	3,246
Wealth Management Fees [Member]
Sources of non-interest income [Abstract]
Non-interest income		$ 1,412	$ 1,996	$ 3,186	$ 3,829
[1]Not within the scope of ASC 606.

Operating Leases (Details)

Operating Leases (Details) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2023 USD ($) Lease Property	Jun. 30, 2022 USD ($)	Jun. 30, 2023 USD ($) Lease Property	Jun. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Leases, operating [Abstract]
Number of lease for which construction not started | Lease		0		0
Other information related to leases [Abstract]
Operating lease cost		$ 2,037	$ 2,071	$ 4,087	$ 4,123
Variable lease cost		619	545	1,204	1,141
Total Lease costs		$ 2,656	$ 2,616	5,291	5,264
Cash paid for amounts included in the measurement of lease liabilities [Abstract]
Operating cash flows from operating leases				4,165	4,186
Right-of-use assets obtained in exchange for lease obligations:				$ 1,653	$ 2,484
Weighted average remaining lease term		8 years 8 months 12 days	9 years 2 months 12 days	8 years 8 months 12 days	9 years 2 months 12 days
Weighted average discount rate		3.05%	2.97%	3.05%	2.97%
Future minimum lease payments under non-cancellable leases [Abstract]
2023	[1]	$ 4,212		$ 4,212
2024		8,379		8,379
2025		7,978		7,978
2026		7,004		7,004
2027		5,767		5,767
Thereafter		20,522		20,522
Total lease payments		53,862		53,862
Less: Interest		6,690		6,690
Present value of lease liabilities		47,172		47,172		$ 48,980
Director [Member]
Future minimum lease payments under non-cancellable leases [Abstract]
Total lease payments		3,000		3,000
Less: Interest		$ 354		$ 354
Number of properties under lease owned by related party | Property		5		5
Minimum [Member]
Leases, operating [Abstract]
Operating lease expiration term		4 months		4 months
Maximum [Member]
Leases, operating [Abstract]
Operating lease expiration term		21 years 3 months 18 days		21 years 3 months 18 days
[1] Excluding the six months ended June 30, 2023.

Regulatory Capital Requiremen_3

Regulatory Capital Requirements (Details) $ in Thousands		Jun. 30, 2023 USD ($) Classification	Dec. 31, 2022 USD ($)
Trustco Bank [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations Information [Abstract]
Number of classifications for prompt corrective action regulations provide | Classification		5
Tier One Risk Based Capital [Abstract]
Tier 1 leverage capital		$ 627,958	$ 609,998
Common equity Tier 1 capital		627,958	609,998
Tier 1 risk-based capital		627,958	609,998
Total risk-based capital		$ 670,522	$ 651,462
Risk Based Ratios [Abstract]
Tier 1 leverage ratio, ratio		0.1037	0.10116
Common equity Tier 1 capital, ratio		0.18477	0.18431
Tier 1 risk-based capital, ratio		0.18477	0.18431
Total risk-based capital, ratio		0.1973	0.19684
Leverage Ratios [Abstract]
Tier 1 leverage ratio, well capitalized	[1]	0.05	0.05
Tier 1 leverage ratio, minimum for capital adequacy plus capital conservation	[1],[2]	0.04	0.04
Common equity Tier 1 capital, well capitalized	[1]	0.065	0.065
Common equity Tier 1 capital, minimum for capital adequacy plus capital conservation	[1],[2]	0.07	0.07
Tier 1 risk-based capital, well capitalized	[1]	0.08	0.08
Tier 1 risk-based capital, minimum for capital adequacy plus capital conservation	[1],[2]	0.085	0.085
Total risk-based capital, well capitalized	[1]	0.10	0.10
Total risk-based capital, minimum for capital adequacy plus capital conservation	[1],[2]	0.105	0.105
Common equity Tier 1 capital conservation buffer		0.025	0.025
Tier 1 risk based capital ratio, capital conservation buffer		0.025	0.025
Total risk based capital ratio, capital conservation buffer		0.025	0.025
TrustCo Bank Corp NY [Member]
Tier One Risk Based Capital [Abstract]
Tier 1 leverage capital		$ 647,048	$ 626,628
Common equity Tier 1 capital		647,048	626,628
Tier 1 risk-based capital		647,048	626,628
Total risk-based capital		$ 689,629	$ 668,102
Risk Based Ratios [Abstract]
Tier 1 leverage ratio, ratio		0.10682	0.1039
Common equity Tier 1 capital, ratio		0.19034	0.18929
Tier 1 risk-based capital, ratio		0.19034	0.18929
Total risk-based capital, ratio		0.20286	0.20182
Leverage Ratios [Abstract]
Tier 1 leverage ratio, minimum for capital adequacy plus capital conservation	[1],[2]	0.04	0.04
Common equity Tier 1 capital, minimum for capital adequacy plus capital conservation	[1],[2]	0.07	0.07
Tier 1 risk-based capital, minimum for capital adequacy plus capital conservation	[1],[2]	0.085	0.085
Total risk-based capital, minimum for capital adequacy plus capital conservation	[1],[2]	0.105	0.105
Common equity Tier 1 capital conservation buffer		0.025	0.025
Tier 1 risk based capital ratio, capital conservation buffer		0.025	0.025
Total risk based capital ratio, capital conservation buffer		0.025	0.025
[1]Federal regulatory minimum requirements to be considered to be Well Capitalized and Adequately Capitalized[2]The June 30, 2023 and December 31, 2022 common equity tier 1, tier 1 risk-based, and total risk-based capital ratios include a capital conservation buffer of 2.50 percent