First Hawaiian (FHB) 10-Q7 Nov 222022 Q3 Quarterly reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
Document and Entity Information - shares	Sep. 30, 2022	Oct. 31, 2022
Cover page
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2022
Document Transition Report	false
Entity File Number	001-14585
Entity Registrant Name	FIRST HAWAIIAN, INC.
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	99-0156159
Entity Address, Address Line One	999 Bishop Street, 29th Floor
Entity Address, City or Town	Honolulu
Entity Address, Postal Zip Code	96813
Local Phone Number	525-7000
City Area Code	808
Title of 12(b) Security	Common Stock
Trading Symbol	FHB
Security Exchange Name	NASDAQ
Entity Address, State or Province	HI
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		127,680,584
Current Fiscal Year End Date	--12-31
Entity Central Index Key	0000036377
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q3
Amendment Flag	false

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest income
Loans and lease financing	$ 134,646	$ 110,765	$ 350,294	$ 332,623
Available-for-sale investment securities	19,644	25,234	68,394	73,017
Held-to-maturity investment securities	17,950		36,239
Other	4,150	1,205	7,828	2,362
Total interest income	176,390	137,204	462,755	408,002
Interest expense
Deposits	13,653	3,218	20,999	10,637
Short-term and long-term borrowings	1	1,393	1	4,133
Total interest expense	13,654	4,611	21,000	14,770
Net interest income	162,736	132,593	441,755	393,232
Provision for credit losses	3,183	(4,000)	(1,564)	(39,000)
Net interest income after provision for credit losses	159,553	136,593	443,319	432,232
Noninterest income
Service charges on deposit accounts	7,089	6,989	21,433	20,339
Credit and debit card fees	17,746	16,017	49,652	47,314
Other service charges and fees	9,179	10,233	27,851	29,382
Trust and investment services income	9,800	8,625	27,442	25,824
Bank-owned life insurance	(341)	4,841	(1,617)	10,334
Investment securities gains, net				102
Other	2,384	3,399	6,613	10,048
Total noninterest income	45,857	50,104	131,374	143,343
Noninterest expense
Salaries and employee benefits	51,372	46,484	149,500	136,402
Contracted services and professional fees	16,625	15,042	52,389	48,746
Occupancy	8,115	6,790	22,859	21,274
Equipment	10,791	6,549	24,522	18,402
Regulatory assessment and fees	2,487	1,828	7,012	5,688
Advertising and marketing	1,902	1,469	5,924	4,529
Card rewards program	8,141	6,676	22,309	17,773
Other	13,899	16,198	42,034	43,916
Total noninterest expense	113,332	101,036	326,549	296,730
Income before provision for income taxes	92,078	85,661	248,144	278,845
Provision for income taxes	23,060	21,382	62,047	70,132
Net income	$ 69,018	$ 64,279	$ 186,097	$ 208,713
Basic earnings per share (in dollars per share)	$ 0.54	$ 0.50	$ 1.46	$ 1.61
Diluted earnings per share (in dollars per share)	$ 0.54	$ 0.50	$ 1.45	$ 1.61
Basic weighted-average outstanding shares (in shares)	127,377,713	128,660,038	127,534,746	129,323,973
Diluted weighted-average outstanding shares (in shares)	127,796,617	129,210,448	127,996,672	129,895,311

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE (LOSS) INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
CONSOLIDATED STATEMENTS OF COMPREHENSIVE (LOSS) INCOME
Net income	$ 69,018	$ 64,279	$ 186,097	$ 208,713
Other comprehensive (loss) income, net of tax:
Net change in investment securities	(84,164)	(31,761)	(531,086)	(93,067)
Net change in cash flow derivative hedges	(3,135)		(5,977)
Other comprehensive loss	(87,299)	(31,761)	(537,063)	(93,067)
Total comprehensive (loss) income	$ (18,281)	$ 32,518	$ (350,966)	$ 115,646

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 291,360	$ 246,716
Interest-bearing deposits in other banks	657,574	1,011,753
Available-for-sale, at fair value (amortized cost: $3,673,396 as of September 30, 2022 and $8,560,733 as of December 31, 2021)	3,289,160	8,428,032
Held-to-maturity, at amortized cost (fair value: $3,960,713 as of September 30, 2022 and nil as of December 31, 2021)	4,406,143
Loans held for sale	361	538
Loans and leases	13,700,374	12,961,999
Less: allowance for credit losses	148,163	157,262
Financing Receivable, after Allowance for Credit Loss, Total	13,552,211	12,804,737
Premises and equipment, net	299,179	318,448
Other real estate owned and repossessed personal property	139	175
Accrued interest receivable	68,545	63,158
Bank-owned life insurance	470,202	471,819
Goodwill	995,492	995,492
Mortgage servicing rights	6,866	8,302
Other assets	833,040	643,240
Total assets	24,870,272	24,992,410
Deposits:
Interest-bearing	12,774,645	12,422,283
Noninterest-bearing	9,317,093	9,393,863
Total deposits	22,091,738	21,816,146
Retirement benefits payable	133,981	134,491
Other liabilities	443,902	384,861
Total liabilities	22,669,621	22,335,498
Commitments and contingent liabilities (Note 11)
Stockholders' equity
Common stock ($0.01 par value; authorized 300,000,000 shares; issued/outstanding: 140,958,520 / 127,357,680 as of September 30, 2022; issued/outstanding: 140,581,715 / 127,502,472 as of December 31, 2021)	1,410	1,406
Additional paid-in capital	2,535,601	2,527,663
Retained earnings	690,433	604,534
Accumulated other comprehensive loss, net	(658,756)	(121,693)
Treasury stock (13,600,840 shares as of September 30, 2022 and 13,079,243 shares as of December 31, 2021)	(368,037)	(354,998)
Total stockholders' equity	2,200,651	2,656,912
Total liabilities and stockholders' equity	$ 24,870,272	$ 24,992,410

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
CONSOLIDATED BALANCE SHEETS
Available-for-sale investment securities, amortized cost	$ 3,673,396	$ 8,560,733
Held-to-maturity investment securities, fair value	$ 3,960,713	$ 0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, authorized (in shares)	300,000,000	300,000,000
Common stock, issued (in shares)	140,958,520	140,581,715
Common stock outstanding (in shares)	127,357,680	127,502,472
Treasury stock (in shares)	13,600,840	13,079,243

CONSOLIDATED STATEMENTS OF STOC

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Treasury Stock	Total
Balance at Dec. 31, 2020	$ 1,402	$ 2,514,014	$ 473,974	$ 31,604	$ (276,890)	$ 2,744,104
Balance (in shares) at Dec. 31, 2020	129,912,272
Increase (Decrease) in Stockholders' Equity
Net income			208,713			208,713
Cash dividends declared			(100,889)			(100,889)
Equity-based awards	$ 4	10,154	(704)		(3,086)	6,368
Equity-based awards (in shares)	252,593
Common stock repurchased					(53,495)	(53,495)
Common stock repurchased (in shares)	(1,909,295)
Other comprehensive loss, net of tax				(93,067)		(93,067)
Balance at Sep. 30, 2021	$ 1,406	2,524,168	581,094	(61,463)	(333,471)	2,711,734
Balance (in shares) at Sep. 30, 2021	128,255,570
Balance at Jun. 30, 2021	$ 1,405	2,520,790	550,511	(29,702)	(311,663)	2,731,341
Balance (in shares) at Jun. 30, 2021	129,019,871
Increase (Decrease) in Stockholders' Equity
Net income			64,279			64,279
Cash dividends declared			(33,441)			(33,441)
Equity-based awards	$ 1	3,378	(255)		(241)	2,883
Equity-based awards (in shares)	12,683
Common stock repurchased					(21,567)	(21,567)
Common stock repurchased (in shares)	(776,984)
Other comprehensive loss, net of tax				(31,761)		(31,761)
Balance at Sep. 30, 2021	$ 1,406	2,524,168	581,094	(61,463)	(333,471)	2,711,734
Balance (in shares) at Sep. 30, 2021	128,255,570
Increase (Decrease) in Stockholders' Equity
Treasury Stock Balance					(354,998)	354,998
Balance at Dec. 31, 2021	$ 1,406	2,527,663	604,534	(121,693)		$ 2,656,912
Balance (in shares) at Dec. 31, 2021	127,502,472					127,502,472
Increase (Decrease) in Stockholders' Equity
Net income			186,097			$ 186,097
Cash dividends declared			(99,475)			(99,475)
Common stock issued under Employee Stock Purchase Plan		224				224
Common stock issued under Employee Stock Purchase Plan (in shares)	10,411
Equity-based awards	$ 4	7,714	(723)		(3,561)	3,434
Equity-based awards (in shares)	241,982
Common stock repurchased					(9,478)	(9,478)
Common stock repurchased (in shares)	(397,185)
Other comprehensive loss, net of tax				(537,063)		(537,063)
Balance at Sep. 30, 2022	$ 1,410	2,535,601	690,433	(658,756)		$ 2,200,651
Balance (in shares) at Sep. 30, 2022	127,357,680					127,357,680
Increase (Decrease) in Stockholders' Equity
Treasury Stock Balance					(365,525)
Balance at Jun. 30, 2022	$ 1,409	2,533,407	654,777	(571,457)		$ 2,252,611
Balance (in shares) at Jun. 30, 2022	127,451,087
Increase (Decrease) in Stockholders' Equity
Net income			69,018			69,018
Cash dividends declared			(33,112)			(33,112)
Common stock issued under Employee Stock Purchase Plan		224				224
Common stock issued under Employee Stock Purchase Plan (in shares)	10,411
Equity-based awards	$ 1	1,970	(250)		(34)	1,687
Equity-based awards (in shares)	2,809
Common stock repurchased					(2,478)	(2,478)
Common stock repurchased (in shares)	(106,627)
Other comprehensive loss, net of tax				(87,299)		(87,299)
Balance at Sep. 30, 2022	$ 1,410	$ 2,535,601	$ 690,433	$ (658,756)		$ 2,200,651
Balance (in shares) at Sep. 30, 2022	127,357,680					127,357,680
Increase (Decrease) in Stockholders' Equity
Treasury Stock Balance					$ (368,037)	$ 368,037

CONSOLIDATED STATEMENTS OF ST_2

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY
Cash dividends declared (in dollars per share)	$ 0.26	$ 0.26	$ 0.78	$ 0.78

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Cash flows from operating activities
Net income	$ 186,097	$ 208,713
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	(1,564)	(39,000)
Depreciation, amortization and accretion, net	44,142	41,835
Deferred income tax provision	13,807	7,321
Stock-based compensation	7,718	10,158
Other losses (gains)	2,780	(1,438)
Originations of loans held for sale	(14,243)	(83,050)
Proceeds from sales of loans held for sale	13,452	94,907
Net gains on sales of loans originated for investment and held for sale		(2,691)
Net gains on investment securities		(102)
Change in assets and liabilities:
Net decrease (increase) in other assets	7,348	(38,108)
Net increase in other liabilities	62,054	98,108
Net cash provided by operating activities	321,591	296,653
Available-for-sale securities:
Proceeds from maturities and principal repayments	752,306	1,371,213
Proceeds from calls and sales	1,080	3,555
Purchases	(938,268)	(3,403,074)
Held-to-maturity securities:
Proceeds from maturities and principal repayments	254,157
Proceeds from calls	395
Purchases	(79,470)
Other investments:
Proceeds from sales	5,496	16,790
Purchases	(29,514)	(70,797)
Loans:
Net (increase) decrease in loans and leases resulting from originations and principal repayments	(521,025)	652,354
Proceeds from sales of loans originated for investment		2,200
Purchases of loans	(225,844)	(238,445)
Proceeds from bank-owned life insurance		7,903
Purchases of premises, equipment and software	(10,747)	(15,174)
Proceeds from sales of premises and equipment		3,861
Proceeds from sales of other real estate owned	176
Other	(3,170)	(3,701)
Net cash used in investing activities	(794,428)	(1,673,315)
Cash flows from financing activities
Net increase in deposits	275,592	2,892,280
Repayment of long-term borrowings		(10)
Dividends paid	(99,475)	(100,889)
Stock tendered for payment of withholding taxes	(3,561)	(3,086)
Proceeds from employee stock purchase plan	224
Common stock repurchased	(9,478)	(53,495)
Net cash provided by financing activities	163,302	2,734,800
Net (decrease) increase in cash and cash equivalents	(309,535)	1,358,138
Cash and cash equivalents at beginning of period	1,258,469	1,040,944
Cash and cash equivalents at end of period	948,934	2,399,082
Supplemental disclosures
Interest paid	21,006	18,879
Income taxes paid, net of income tax refunds	23,471	53,742
Noncash investing and financing activities:
Operating lease right-of-use assets obtained in exchange for new lease obligations	5,603	29,632
Transfers (to) from loans and leases (from) to loans held for sale		1,839
Transfers to loans and leases from loans held for sale	(834)
Obligation to fund low-income housing partnerships	3,569	$ 15,314
Transfers of securities from available-for-sale to held-to-maturity	$ 4,550,748

Organization and Basis of Prese

Organization and Basis of Presentation	9 Months Ended
Organization and Basis of Presentation	Sep. 30, 2022
Organization and Basis of Presentation.
Organization and Basis of Presentation	1. Organization and Basis of Presentation First Hawaiian, Inc. (“FHI” or the “Parent”), a bank holding company, owns 100% of the outstanding common stock of First Hawaiian Bank (“FHB” or the “Bank”), its only direct, wholly owned subsidiary. FHB offers a comprehensive suite of banking services, including loans, deposit products, wealth management, insurance, trust, retirement planning, credit card and merchant processing services, to consumer and commercial customers. The accompanying unaudited interim consolidated financial statements of First Hawaiian, Inc. and Subsidiary (the “Company”) have been prepared in accordance with generally accepted accounting principles in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to such rules and regulations. The accompanying unaudited interim consolidated financial statements and notes thereto should be read in conjunction with the Company’s audited consolidated financial statements and related notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. In the opinion of management, all adjustments, which consist of normal recurring adjustments necessary for a fair presentation of the interim period consolidated financial information, have been made. Results of operations for interim periods are not necessarily indicative of results to be expected for the entire year. Intercompany account balances and transactions have been eliminated in consolidation. Use of Estimates in the Preparation of Financial Statements The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Management bases its estimates on historical experience and various other assumptions believed to be reasonable. Although these estimates are based on management’s best knowledge of current events, actual results may differ from these estimates. Investment Securities As of September 30, 2022 and December 31, 2021, investment securities were comprised primarily of debt securities, mortgage-backed securities and collateralized mortgage obligations issued by the U.S. Government, its agencies and government-sponsored enterprises, with under 4% of the investment securities comprised of collateralized loan obligations rated AA or better and obligations issued by local state and political subdivisions rated AA or better. The Company amortizes premiums and accretes discounts using the interest method over the expected lives of the individual securities. Premiums on callable debt securities are amortized to their next call date. All investment securities transactions are recorded on a trade-date basis. As of September 30, 2022, the Company’s investment securities were categorized as either available-for-sale (investment securities that may be sold before maturity at the discretion of management) or held-to-maturity (investment securities that management has the positive intent and ability to hold to maturity). As of December 31, 2021, all of the Company’s investment securities were categorized as available-for-sale. Available-for-sale investment securities are reported at fair value, with unrealized gains and losses reported in accumulated other comprehensive income. Gains and losses realized on sales of available-for-sale investment securities are determined using the specific identification method. Held-to-maturity investment securities are reported at amortized cost and may have a realized gain or loss if the investment security is retired or redeemed before the original maturity date. Transfers of debt securities from the available-for-sale category to the held-to-maturity category are made at fair value at the date of transfer. The unrealized holding gain or loss at the date of transfer remains in accumulated other comprehensive income and in the carrying value of the held-to-maturity investment security. Premiums or discounts on investment securities are amortized or accreted as an adjustment of yield using the interest method over the expected life of the security. Unrealized holding gains or losses that remain in accumulated other comprehensive income are also amortized or accreted over the expected life of the security as an adjustment of yield, offsetting the related amortization of the premium or accretion of the discount. For available-for-sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security’s amortized cost basis is written down to fair value through income. For available-for-sale debt securities that do not meet the aforementioned criteria, the Company evaluates at the individual security level whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security is compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. For held-to-maturity debt securities, the Company utilizes the Current Expected Credit Loss (“CECL”) approach to estimate lifetime expected credit losses. The allowance for credit losses is a valuation account that is deducted from the amortized cost basis of held-to-maturity debt securities to present the net amount expected to be collected from held-to-maturity debt securities. Changes in the allowance for credit losses, if any, are recorded as a provision for (or reversal of) credit losses. Losses are charged against the allowance when management believes the uncollectibility of an available-for-sale or held-to-maturity investment security is confirmed or when either of the criteria regarding intent or requirement to sell an available-for-sale investment security is met. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. As of September 30, 2022, the Company’s available-for-sale and held-to-maturity investment securities were comprised primarily of debt securities, mortgage-backed securities and collateralized mortgage obligations issued by the U.S. Government, its agencies and government-sponsored enterprises. Management has concluded that the long history with no credit losses from these issuers indicates an expectation that nonpayment of the amortized cost basis is zero, and these securities are explicitly or implicitly fully guaranteed by the U.S. government. The U.S. government can print its own currency and its currency is routinely held by central banks and other major financial institutions. The dollar is used in international commerce, and commonly is viewed as a reserve currency, all of which qualitatively indicates that historical credit loss information should be minimally affected by current conditions and reasonable and supportable forecasts. Under 4% of the investment securities were comprised of collateralized loan obligations rated AA or better and obligations issued by local state and political subdivisions rated AA or better. These securities are investment grade and highly rated and carry either sufficient credit enhancement or days cash on hand to support timely payments of principal and interest. As a result, the Company does not expect any future payment defaults and has not recorded an allowance for credit losses for its available-for-sale and held-to-maturity debt securities as of September 30, 2022. Similarly, for the same reasons noted above, the Company did not record an allowance for credit losses for its available-for-sale debt securities as of December 31, 2021. Accrued interest receivable related to available-for-sale and held-to-maturity investment securities are recorded separately from the amortized cost basis of investment securities on the Company’s unaudited interim consolidated balance sheets. Accounting Standards Adopted in 2022 In July 2021, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2021-05, Leases (Topic 842), Lessors – Certain Leases with Variable Lease Payments. Recent Accounting Pronouncements The following ASUs have been issued by the FASB and are applicable to the Company in future reporting periods. In March 2022, the FASB issued ASU No. 2022-01, Derivatives and Hedging (Topic 815), Fair Value Hedging – Portfolio Layer Method. In March 2022, the FASB issued ASU No. 2022-02, Financial Instruments – Credit Losses (Topic 326), Troubled Debt Restructurings and Vintage Disclosures Enactment of the Inflation Reduction Act of 2022 On August 16, 2022, the U.S. government enacted the Inflation Reduction Act (IRA) which, among other changes, created a new corporate alternative minimum tax (AMT) based on adjusted financial statement income and imposes a 1% excise tax on corporate stock repurchases. The effective date of these provisions is January 1, 2023. The enactment of the IRA is not expected to have a material impact on the Company’s consolidated financial statements.

Investment Securities

Investment Securities	9 Months Ended
Investment Securities	Sep. 30, 2022
Investment Securities
Investment Securities	2. Investment Securities As of September 30, 2022 and December 31, 2021, investment securities consisted predominantly of the following investment categories: U.S. Treasury and debt securities Mortgage-backed securities Collateralized mortgage obligations Collateralized loan obligations Debt securities issued by states and political subdivisions As of September 30, 2022, the Company’s investment securities were classified as either available-for-sale or held-to-maturity. As of December 31, 2021, all of the Company’s investment securities were classified as available-for-sale. Amortized cost and fair value of securities as of September 30, 2022 and December 31, 2021 were as follows: September 30, 2022 December 31, 2021 Amortized Unrealized Unrealized Fair Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gains Losses Value Cost Gains Losses Value U.S. Treasury and government agency debt securities $ 165,713 $ — $ (13,191) $ 152,522 $ 196,662 $ 125 $ (4,224) $ 192,563 Government-sponsored enterprises debt securities 45,000 — (674) 44,326 — — — — Mortgage-backed securities: Residential - Government agency 68,969 — (7,335) 61,634 135,764 1,791 (291) 137,264 Residential - Government-sponsored enterprises 1,366,912 — (169,071) 1,197,841 1,496,605 6,914 (12,419) 1,491,100 Commercial - Government agency 290,614 — (39,949) 250,665 392,443 1,741 (6,521) 387,663 Commercial - Government-sponsored enterprises 142,053 — (10,732) 131,321 1,415,511 2,646 (48,714) 1,369,443 Commercial - Non-agency 21,960 — (290) 21,670 — — — — Collateralized mortgage obligations: Government agency 769,161 — (74,948) 694,213 2,103,187 7,768 (31,432) 2,079,523 Government-sponsored enterprises 553,090 — (63,642) 489,448 2,671,131 3,608 (53,695) 2,621,044 Collateralized loan obligations 249,924 51 (4,455) 245,520 105,245 2 — 105,247 Debt securities issued by states and political subdivisions — — — — 44,185 — — 44,185 Total available-for-sale securities $ 3,673,396 $ 51 $ (384,287) $ 3,289,160 $ 8,560,733 $ 24,595 $ (157,296) $ 8,428,032 Government agency debt securities $ 55,069 $ — $ (5,579) $ 49,490 $ — $ — $ — $ — Mortgage-backed securities: Residential - Government agency 46,695 — (5,228) 41,467 — — — — Residential - Government-sponsored enterprises 108,145 — (11,927) 96,218 — — — — Commercial - Government agency 30,500 — (4,784) 25,716 — — — — Commercial - Government-sponsored enterprises 1,159,512 — (135,284) 1,024,228 — — — — Collateralized mortgage obligations: Government agency 1,106,231 — (97,089) 1,009,142 — — — — Government-sponsored enterprises 1,846,258 — (178,011) 1,668,247 — — — — Debt securities issued by states and political subdivisions 53,733 — (7,528) 46,205 — — — — Total held-to-maturity securities $ 4,406,143 $ — $ (445,430) $ 3,960,713 $ — $ — $ — $ — During the three and nine months ended September 30, 2022, the Company reclassified at fair value approximately $417.4 million and $4.6 billion, respectively, in available-for-sale investment securities to the held-to-maturity category. The related total unrealized after-tax losses of approximately $372.4 million remained in accumulated other comprehensive income to be amortized over the estimated remaining life of the securities as an adjustment of yield, offsetting the related accretion of the discount on the transferred securities. No gains or losses were recognized at the time of reclassification. Management considers the held-to-maturity classification of these investment securities to be appropriate as the Company has the positive intent and ability to hold these securities to maturity. As of September 30, 2022, the weighted average life of the transferred securities was approximately 8.1 years. Material changes in prepayment speeds may result in a significant impact to the estimated remaining life of these securities. Accrued interest receivable related to available-for-sale investment securities was $8.6 million and $14.1 million as of September 30, 2022 and December 31, 2021, respectively. Accrued interest receivable related to held-to-maturity investment securities was $7.9 million and nil as of September 30, 2022 and December 31, 2021, respectively. Accrued interest receivable is recorded separately from the amortized cost basis of investment securities on the Company’s unaudited interim consolidated balance sheets. Proceeds from calls and sales of investment securities were $0.3 million and nil, respectively, for the three months ended September 30, 2022, and $1.5 million and nil, respectively, for the nine months ended September 30, 2022. Proceeds from calls and sales of investment securities were $0.7 million and nil, respectively, for the three months ended September 30, 2021, and $1.1 million and $2.5 million, respectively, for the nine months ended September 30, 2021. The Company recorded gross realized gains of nil and gross realized losses of nil for the three and nine months ended September 30, 2022. The Company recorded gross realized gains of nil and gross realized losses of nil for the three months ended September 30, 2021 and gross realized gains of $0.1 million and gross realized losses of nil for the nine months ended September 30, 2021. The income tax expense related to the Company’s net realized gains on the sale of investment securities was nil for the three and nine months ended September 30, 2022 and 2021. Gains and losses realized on sales of securities are determined using the specific identification method. Interest income from taxable investment securities was $33.8 million and $22.9 million, respectively, for the three months ended September 30, 2022 and 2021, and $94.5 million and $67.5 million, respectively, for the nine months ended September 30, 2022 and 2021. Interest income from non-taxable investment securities was $3.8 million and $2.3 million, respectively, for the three months ended September 30, 2022 and 2021, and $10.1 million and $5.5 million, respectively, for the nine months ended September 30, 2022 and 2021. The amortized cost and fair value of debt securities issued by the U.S. Treasury, government agencies, government-sponsored enterprises and states and political subdivisions, non-agency mortgage-backed securities and collateralized loan obligations as of September 30, 2022, by contractual maturity, are shown below. Mortgage-backed securities and collateralized mortgage obligations issued by government agencies and government-sponsored enterprises are disclosed separately in the table below as remaining expected maturities will differ from contractual maturities as borrowers have the right to prepay obligations. September 30, 2022 Amortized Fair (dollars in thousands) Cost Value Available-for-sale securities Due in one year or less $ 55,063 $ 54,493 Due after one year through five years 80,038 76,346 Due after five years through ten years 182,578 172,565 Due after ten years 164,918 160,634 482,597 464,038 Mortgage-backed securities: Residential - Government agency 68,969 61,634 Residential - Government-sponsored enterprises 1,366,912 1,197,841 Commercial - Government agency 290,614 250,665 Commercial - Government-sponsored enterprises 142,053 131,321 Total mortgage-backed securities 1,868,548 1,641,461 Collateralized mortgage obligations: Government agency 769,161 694,213 Government-sponsored enterprises 553,090 489,448 Total collateralized mortgage obligations 1,322,251 1,183,661 Total available-for-sale securities $ 3,673,396 $ 3,289,160 Held-to-maturity securities Due in one year or less $ — $ — Due after one year through five years — — Due after five years through ten years — — Due after ten years 108,802 95,695 108,802 95,695 Mortgage-backed securities: Residential - Government agency 46,695 41,467 Residential - Government-sponsored enterprises 108,145 96,218 Commercial - Government agency 30,500 25,716 Commercial - Government-sponsored enterprises 1,159,512 1,024,228 Total mortgage-backed securities 1,344,852 1,187,629 Collateralized mortgage obligations: Government agency 1,106,231 1,009,142 Government-sponsored enterprises 1,846,258 1,668,247 Total collateralized mortgage obligations 2,952,489 2,677,389 Total held-to-maturity securities $ 4,406,143 $ 3,960,713 At September 30, 2022, pledged securities totaled $2.5 billion, of which $2.3 billion was pledged to secure public deposits and $200.4 million was pledged to secure other financial transactions. At December 31, 2021, pledged securities totaled $2.1 billion, of which $1.9 billion was pledged to secure public deposits and $193.2 million was pledged to secure other financial transactions. The Company held no securities of any single issuer, other than debt securities issued by the U.S. government, government agencies and government-sponsored enterprises, taken in the aggregate, which were in excess of 10% of stockholders’ equity as of September 30, 2022 or December 31, 2021. The following tables present the unrealized gross losses and fair values of securities in the available-for-sale portfolio by length of time that the 277 and 318 individual securities in each category have been in a continuous loss position as of September 30, 2022 and December 31, 2021, respectively. The unrealized losses on available-for-sale investment securities were attributable to changes in interest rates, relative to when the investment securities were purchased, and not due to the credit quality of the investment securities. Time in Continuous Loss as of September 30, 2022 Less Than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized (dollars in thousands) Losses Fair Value Losses Fair Value Losses Fair Value U.S. Treasury and government agency debt securities $ (3,200) $ 83,558 $ (9,991) $ 68,964 $ (13,191) $ 152,522 Government-sponsored enterprises debt securities (674) 44,326 — — (674) 44,326 Mortgage-backed securities: Residential - Government agency (7,335) 61,634 — — (7,335) 61,634 Residential - Government-sponsored enterprises (134,845) 994,823 (34,226) 203,018 (169,071) 1,197,841 Commercial - Government agency (13,928) 117,444 (26,021) 133,221 (39,949) 250,665 Commercial - Government-sponsored enterprises (7,080) 106,268 (3,652) 25,053 (10,732) 131,321 Commercial - Non-agency (290) 21,670 — — (290) 21,670 Collateralized mortgage obligations: Government agency (74,722) 691,942 (226) 2,271 (74,948) 694,213 Government-sponsored enterprises (25,190) 258,825 (38,452) 230,623 (63,642) 489,448 Collateralized loan obligations: (4,455) 169,242 — — (4,455) 169,242 Total available-for-sale securities with unrealized losses $ (271,719) $ 2,549,732 $ (112,568) $ 663,150 $ (384,287) $ 3,212,882 Time in Continuous Loss as of December 31, 2021 Less Than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized (dollars in thousands) Losses Fair Value Losses Fair Value Losses Fair Value U.S. Treasury and government agency debt securities $ (3,355) $ 134,468 $ (869) $ 16,642 $ (4,224) $ 151,110 Mortgage-backed securities: Residential - Government agency (291) 51,231 — — (291) 51,231 Residential - Government-sponsored enterprises (10,876) 1,230,104 (1,543) 32,415 (12,419) 1,262,519 Commercial - Government agency (5,239) 186,024 (1,282) 26,063 (6,521) 212,087 Commercial - Government-sponsored enterprises (22,179) 744,819 (26,535) 397,123 (48,714) 1,141,942 Collateralized mortgage obligations: Government agency (31,432) 1,441,848 — — (31,432) 1,441,848 Government-sponsored enterprises (52,551) 2,255,535 (1,144) 24,959 (53,695) 2,280,494 Total available-for-sale securities with unrealized losses $ (125,923) $ 6,044,029 $ (31,373) $ 497,202 $ (157,296) $ 6,541,231 At September 30, 2022 and December 31, 2021, the Company did not have any available-for-sale securities with the intent to sell and determined it was more likely than not that the Company would not be required to sell these securities prior to recovery of the amortized cost basis. As the Company had the intent and ability to hold the remaining available-for-sale securities in an unrealized loss position as of September 30, 2022 and December 31, 2021, each security with an unrealized loss position in the above tables has been further assessed to determine if a credit loss exists. As of September 30, 2022 and December 31, 2021, the Company did not expect any credit losses in its available-for-sale debt securities and no credit losses were recognized on available-for-sale securities during the three and nine months ended September 30, 2022 and for the year ended December 31, 2021. As of September 30, 2022 and December 31, 2021, the Company’s investment securities were comprised primarily of debt securities, mortgage-backed securities and collateralized mortgage obligations issued by the U.S. Government, its agencies and government-sponsored enterprises, with under 4% of the investment securities comprised of collateralized loan obligations rated AA or better and obligations issued by local state and political subdivisions rated AA or better. For investment securities issued by the U.S. Government, its agencies and government-sponsored enterprises, management has concluded that the long history with no credit losses from these issuers indicates an expectation that nonpayment of the amortized cost basis is zero, and these securities are explicitly or implicitly fully guaranteed by the U.S. government. The U.S. government can print its own currency and its currency is routinely held by central banks and other major financial institutions. The dollar is used in international commerce, and commonly is viewed as a reserve currency, all of which qualitatively indicates that historical credit loss information should be minimally affected by current conditions and reasonable and supportable forecasts. For collateralized loan obligations and debt securities issued by local state and political subdivisions, these securities are investment grade and highly rated and carry either sufficient credit enhancement or days cash on hand to support timely payments of principal and interest. As a result, the Company does not expect any future payment defaults and has not recorded an allowance for credit losses for its available-for-sale and held-to-maturity debt securities as of September 30, 2022. Similarly, for the same reasons noted above, the Company did not record an allowance for credit losses for its available-for-sale debt securities as of December 31, 2021. The Company holds approximately 120,000 Visa Class B restricted shares as of both September 30, 2022 and December 31, 2021. These shares continued to be carried at $0 cost basis as of both September 30, 2022 and December 31, 2021.

Loans and Leases

Loans and Leases	9 Months Ended
Loans and Leases	Sep. 30, 2022
Loans and Leases.
Loans and Leases	3. Loans and Leases As of September 30, 2022 and December 31, 2021, loans and leases were comprised of the following: September 30, December 31, (dollars in thousands) 2022 2021 Commercial and industrial $ 2,043,807 $ 2,087,099 Commercial real estate 4,103,310 3,639,623 Construction 765,862 813,969 Residential: Residential mortgage 4,252,041 4,083,367 Home equity line 1,010,631 876,608 Total residential 5,262,672 4,959,975 Consumer 1,218,885 1,229,939 Lease financing 305,838 231,394 Total loans and leases $ 13,700,374 $ 12,961,999 As of September 30, 2022, residential real estate loans totaling $2.1 billion were pledged to collateralize the Company’s borrowing capacity at the Federal Home Loan Bank of Des Moines (“FHLB”), and consumer, commercial and industrial, commercial real estate and residential real estate loans totaling $1.7 billion were pledged to collateralize the Company’s borrowing capacity at the Federal Reserve Bank of San Francisco (“FRB”). As of December 31, 2021, residential real estate loans totaling $2.4 billion were pledged to collateralize the Company’s borrowing capacity at the FHLB, and consumer, commercial and industrial, commercial real estate and residential real estate loans totaling $1.7 billion were pledged to collateralize the Company’s borrowing capacity at the FRB. Residential real estate loans collateralized by properties that were in the process of foreclosure totaled $4.7 million as of both September 30, 2022 and December 31, 2021. In the course of evaluating the credit risk presented by a customer and the pricing that will adequately compensate the Company for assuming that risk, management may require a certain amount of collateral support. The type of collateral held varies, but may include accounts receivable, inventory, land, buildings, equipment, income-producing commercial properties and residential real estate. The Company applies the same collateral policy for loans whether they are funded immediately or on a delayed basis. The loan and lease portfolio is principally located in Hawaii and, to a lesser extent, on the U.S. Mainland, Guam and Saipan. The risk inherent in the portfolio depends upon both the economic strength and stability of the state or territories, which affects property values, and the financial strength and creditworthiness of the borrowers.

Allowance for Credit Losses

Allowance for Credit Losses	9 Months Ended
Allowance for Credit Losses	Sep. 30, 2022
Allowance for Credit Losses
Allowance for Credit Losses	4. Allowance for Credit Losses The Company maintains the allowance for credit losses for loans and leases (the “ACL”) that is deducted from the amortized cost basis of loans and leases to present the net carrying value of loans and leases expected to be collected. The measurement of expected credit losses is based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectibility of the reported amount of loans and leases. While management utilizes its best judgment and information available, the ultimate appropriateness of the ACL is dependent upon a variety of factors beyond our control, including the performance of our loan portfolio, the economy, changes in interest rates and the view of the regulatory authorities toward loan classifications. The Company’s methodology is more fully described in our Annual Report on Form 10-K for the year ended December 31, 2021. The Company also maintains an estimated reserve for unfunded commitments on the unaudited interim consolidated balance sheets. The reserve for unfunded commitments is reduced in the period in which the off-balance sheet financial instruments expire, loan funding occurs, or is otherwise settled. Rollforward of the Allowance for Credit Losses The following presents the activity in the ACL by class of loans and leases for the three and nine months ended September 30, 2022 and 2021: Three Months Ended September 30, 2022 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Allowance for credit losses: Balance at beginning of period $ 15,924 $ 44,726 $ 5,367 $ 1,398 $ 33,635 $ 4,734 $ 43,158 $ 148,942 Charge-offs (328) (750) — — (1) — (3,986) (5,065) Recoveries 240 — — — 37 356 1,653 2,286 Provision (703) 416 (643) 235 248 164 2,283 2,000 Balance at end of period $ 15,133 $ 44,392 $ 4,724 $ 1,633 $ 33,919 $ 5,254 $ 43,108 $ 148,163 Nine Months Ended September 30, 2022 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Allowance for credit losses: Balance at beginning of period $ 20,080 $ 42,951 $ 9,773 $ 1,659 $ 34,364 $ 5,642 $ 42,793 $ 157,262 Charge-offs (1,277) (750) — — (1) (1,163) (11,754) (14,945) Recoveries 594 14 — 60 245 575 5,741 7,229 Provision (4,264) 2,177 (5,049) (86) (689) 200 6,328 (1,383) Balance at end of period $ 15,133 $ 44,392 $ 4,724 $ 1,633 $ 33,919 $ 5,254 $ 43,108 $ 148,163 Three Months Ended September 30, 2021 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Allowance for credit losses: Balance at beginning of period $ 23,063 $ 47,033 $ 10,152 $ 3,067 $ 34,208 $ 6,250 $ 45,375 $ 169,148 Charge-offs (224) — — — — (235) (2,926) (3,385) Recoveries 121 15 — — 215 27 2,405 2,783 Provision 796 (3,449) (398) (833) (655) (325) (2,436) (7,300) Balance at end of period $ 23,756 $ 43,599 $ 9,754 $ 2,234 $ 33,768 $ 5,717 $ 42,418 $ 161,246 Nine Months Ended September 30, 2021 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Allowance for credit losses: Balance at beginning of year $ 24,711 $ 58,123 $ 10,039 $ 3,298 $ 40,461 $ 7,163 $ 64,659 $ 208,454 Charge-offs (1,517) (66) — — (98) (235) (13,384) (15,300) Recoveries 623 30 166 — 246 89 7,857 9,011 Provision (61) (14,488) (451) (1,064) (6,841) (1,300) (16,714) (40,919) Balance at end of period $ 23,756 $ 43,599 $ 9,754 $ 2,234 $ 33,768 $ 5,717 $ 42,418 $ 161,246 Rollforward of the Reserve for Unfunded Commitments The following presents the activity in the Reserve for Unfunded Commitments for the three and nine months ended September 30, 2022: Three Months Ended September 30, 2022 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Reserve for unfunded commitments: Balance at beginning of period $ 7,640 $ 3,750 $ 6,084 $ — $ 32 $ 11,423 $ 29 $ 28,958 Provision 478 (1,397) 630 — (4) 1,473 3 1,183 Balance at end of period $ 8,118 $ 2,353 $ 6,714 $ — $ 28 $ 12,896 $ 32 $ 30,141 Nine Months Ended September 30, 2022 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Reserve for unfunded commitments: Balance at beginning of period $ 8,615 $ 2,114 $ 8,963 $ — $ 15 $ 10,546 $ 69 $ 30,322 Provision (497) 239 (2,249) — 13 2,350 (37) (181) Balance at end of period $ 8,118 $ 2,353 $ 6,714 $ — $ 28 $ 12,896 $ 32 $ 30,141 Three Months Ended September 30, 2021 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Reserve for unfunded commitments: Balance at beginning of period $ 12,808 $ 978 $ 7,873 $ — $ — $ 7,521 $ 42 $ 29,222 Provision 446 255 902 — — 1,669 28 3,300 Balance at end of period $ 13,254 $ 1,233 $ 8,775 $ — $ — $ 9,190 $ 70 $ 32,522 Nine Months Ended September 30, 2021 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Reserve for unfunded commitments: Balance at beginning of period $ 11,719 $ 1,328 $ 9,037 $ — $ 2 $ 8,452 $ 65 $ 30,603 Provision 1,535 (95) (262) — (2) 738 5 1,919 Balance at end of period $ 13,254 $ 1,233 $ 8,775 $ — $ — $ 9,190 $ 70 $ 32,522 Credit Quality Information The Company performs an internal loan review and grading or scoring procedures on an ongoing basis. The review provides management with periodic information as to the quality of the loan portfolio and effectiveness of the Company’s lending policies and procedures. The objective of the loan review and grading or scoring procedures is to identify, in a timely manner, existing or emerging credit quality issues so that appropriate steps can be initiated to avoid or minimize future losses. Loans and leases subject to grading primarily include: commercial and industrial loans, commercial real estate loans, construction loans and lease financing. Other loans subject to grading include installment loans to businesses or individuals for business and commercial purposes, overdraft lines of credit, commercial credit cards, and other credits as may be determined. Credit quality indicators for internally graded loans and leases are generally updated on an annual basis or on a quarterly basis for those loans and leases deemed to be of potentially higher risk. An internal credit risk rating system is used to determine loan grade and is based on borrower credit risk and transactional risk. The loan grading process is a mechanism used to determine the risk of a particular borrower and is based on the following factors of a borrower: character, earnings and operating cash flow, asset and liability structure, debt capacity, management and controls, borrowing entity, and industry and operating environment. Pass Special Mention Substandard Doubtful Loss Loans that are primarily monitored for credit quality using FICO scores include: residential mortgage loans, home equity lines and consumer loans. FICO scores are calculated primarily based on a consideration of payment history, the current amount of debt, the length of credit history available, a recent history of new sources of credit and the mix of credit type. FICO scores are updated on a monthly, quarterly or bi-annual basis, depending on the product type. The amortized cost basis by year of origination and credit quality indicator of the Company’s loans and leases as of September 30, 2022 was as follows: Revolving Loans Converted Term Loans Revolving to Term Amortized Cost Basis by Origination Year Loans Loans Amortized Amortized (dollars in thousands) 2022 2021 2020 2019 2018 Prior Cost Basis Cost Basis Total Commercial Lending Commercial and Industrial Risk rating: Pass $ 310,400 $ 425,853 $ 55,272 $ 177,670 $ 55,923 $ 151,156 $ 709,823 $ 15,997 $ 1,902,094 Special Mention 2,179 274 1,492 2,562 209 1,776 31,747 467 40,706 Substandard 655 719 872 1,383 956 1,196 14,728 89 20,598 Other (1) 12,817 8,707 10,095 4,664 2,355 1,358 40,413 — 80,409 Total Commercial and Industrial 326,051 435,553 67,731 186,279 59,443 155,486 796,711 16,553 2,043,807 Commercial Real Estate Risk rating: Pass 700,785 696,763 355,992 548,364 449,754 1,242,315 66,075 — 4,060,048 Special Mention 183 — 559 14,965 515 9,549 687 — 26,458 Substandard — — 176 — 1,724 14,749 2 — 16,651 Other (1) — — — — — 153 — — 153 Total Commercial Real Estate 700,968 696,763 356,727 563,329 451,993 1,266,766 66,764 — 4,103,310 Construction Risk rating: Pass 83,233 225,116 84,312 92,856 116,344 86,722 13,443 — 702,026 Special Mention — — — 229 — — — — 229 Substandard — — — — 346 494 — — 840 Other (1) 22,424 25,610 4,258 2,247 3,908 3,367 953 — 62,767 Total Construction 105,657 250,726 88,570 95,332 120,598 90,583 14,396 — 765,862 Lease Financing Risk rating: Pass 110,563 25,450 46,635 42,307 6,904 68,028 — — 299,887 Special Mention — 434 2,591 1,342 9 — — — 4,376 Substandard — — 196 14 13 1,352 — — 1,575 Total Lease Financing 110,563 25,884 49,422 43,663 6,926 69,380 — — 305,838 Total Commercial Lending $ 1,243,239 $ 1,408,926 $ 562,450 $ 888,603 $ 638,960 $ 1,582,215 $ 877,871 $ 16,553 $ 7,218,817 (continued) Revolving Loans Converted Term Loans Revolving to Term Amortized Cost Basis by Origination Year Loans Loans (continued) Amortized Amortized (dollars in thousands) 2022 2021 2020 2019 2018 Prior Cost Basis Cost Basis Total Residential Lending Residential Mortgage FICO: 740 and greater $ 474,234 $ 1,056,814 $ 577,378 $ 244,169 $ 169,100 $ 941,705 $ — $ — $ 3,463,400 680 - 739 54,037 122,420 77,660 44,519 21,581 137,573 — — 457,790 620 - 679 7,749 19,021 13,776 4,801 3,868 35,926 — — 85,141 550 - 619 168 1,930 292 225 2,060 7,225 — — 11,900 Less than 550 2,053 1,236 59 — 339 4,621 — — 8,308 No Score (3) 16,029 14,771 6,874 13,004 16,023 50,871 — — 117,572 Other (2) 19,155 18,827 15,436 9,398 9,229 29,468 5,861 556 107,930 Total Residential Mortgage 573,425 1,235,019 691,475 316,116 222,200 1,207,389 5,861 556 4,252,041 Home Equity Line FICO: 740 and greater — — — — — — 781,307 1,961 783,268 680 - 739 — — — — — — 164,166 2,650 166,816 620 - 679 — — — — — — 42,043 2,124 44,167 550 - 619 — — — — — — 8,719 1,375 10,094 Less than 550 — — — — — — 1,157 487 1,644 No Score (3) — — — — — — 4,642 — 4,642 Total Home Equity Line — — — — — — 1,002,034 8,597 1,010,631 Total Residential Lending 573,425 1,235,019 691,475 316,116 222,200 1,207,389 1,007,895 9,153 5,262,672 Consumer Lending FICO: 740 and greater 167,566 120,725 59,620 50,907 30,750 12,114 116,628 195 558,505 680 - 739 80,920 72,861 41,177 36,236 19,242 10,311 68,968 569 330,284 620 - 679 19,673 32,216 15,779 19,379 11,622 8,584 30,441 1,033 138,727 550 - 619 2,159 5,975 5,859 9,266 6,476 5,188 9,803 983 45,709 Less than 550 520 1,557 2,631 4,311 2,106 1,991 2,923 379 16,418 No Score (3) 2,122 337 1 50 28 35 38,831 237 41,641 Other (2) 1,645 4,197 358 1,393 — 2,153 77,855 — 87,601 Total Consumer Lending 274,605 237,868 125,425 121,542 70,224 40,376 345,449 3,396 1,218,885 Total Loans and Leases $ 2,091,269 $ 2,881,813 $ 1,379,350 $ 1,326,261 $ 931,384 $ 2,829,980 $ 2,231,215 $ 29,102 $ 13,700,374 (1) Other credit quality indicators used for monitoring purposes are primarily FICO scores. The majority of the loans in this population were originated to borrowers with a prime FICO score. (2) Other credit quality indicators used for monitoring purposes are primarily internal risk ratings. The majority of the loans in this population were graded with a “Pass” rating. (3) No FICO scores are primarily related to loans and leases extended to non-residents. Loans and leases of this nature are primarily secured by collateral and/or are closely monitored for performance. The amortized cost basis by year of origination and credit quality indicator of the Company’s loans and leases as of December 31, 2021 was as follows: Revolving Loans Converted Term Loans Revolving to Term Amortized Cost Basis by Origination Year Loans Loans Amortized Amortized (dollars in thousands) 2021 2020 2019 2018 2017 Prior Cost Basis Cost Basis Total Commercial Lending Commercial and Industrial Risk rating: Pass $ 623,098 $ 129,665 $ 223,388 $ 88,409 $ 29,380 $ 168,591 $ 644,947 $ 40,193 $ 1,947,671 Special Mention 397 4,382 4,213 12,552 974 5,313 4,804 986 33,621 Substandard 354 1,380 1,951 1,285 60 3,551 17,893 1,043 27,517 Other (1) 13,277 7,070 7,741 4,453 1,995 370 43,384 — 78,290 Total Commercial and Industrial 637,126 142,497 237,293 106,699 32,409 177,825 711,028 42,222 2,087,099 Commercial Real Estate Risk rating: Pass 693,370 338,140 533,887 487,739 415,186 940,732 78,479 14,891 3,502,424 Special Mention — — 48,499 7,470 25,513 30,255 7,600 — 119,337 Substandard — — — 1,776 164 15,303 459 — 17,702 Other (1) — — — — — 160 — — 160 Total Commercial Real Estate 693,370 338,140 582,386 496,985 440,863 986,450 86,538 14,891 3,639,623 Construction Risk rating: Pass 154,558 107,767 210,314 155,311 62,770 48,021 22,859 — 761,600 Special Mention — — 244 707 — 356 — — 1,307 Substandard — — — 363 — 839 — — 1,202 Other (1) 26,835 8,875 4,317 4,308 2,684 2,048 793 — 49,860 Total Construction 181,393 116,642 214,875 160,689 65,454 51,264 23,652 — 813,969 Lease Financing Risk rating: Pass 33,980 60,650 48,236 9,449 15,009 57,130 — — 224,454 Special Mention 501 2,702 1,506 311 153 — — — 5,173 Substandard — 270 140 16 871 470 — — 1,767 Total Lease Financing 34,481 63,622 49,882 9,776 16,033 57,600 — — 231,394 Total Commercial Lending $ 1,546,370 $ 660,901 $ 1,084,436 $ 774,149 $ 554,759 $ 1,273,139 $ 821,218 $ 57,113 $ 6,772,085 (continued) Revolving Loans Converted Term Loans Revolving to Term Amortized Cost Basis by Origination Year Loans Loans (continued) Amortized Amortized (dollars in thousands) 2021 2020 2019 2018 2017 Prior Cost Basis Cost Basis Total Residential Lending Residential Mortgage FICO: 740 and greater $ 1,101,958 $ 635,061 $ 286,993 $ 198,622 $ 251,906 $ 829,175 $ — $ — $ 3,303,715 680 - 739 140,997 81,590 45,163 27,315 32,855 125,906 — — 453,826 620 - 679 15,781 11,943 5,268 10,149 9,069 37,404 — — 89,614 550 - 619 1,735 873 698 533 2,033 7,475 — — 13,347 Less than 550 — — — 345 2,603 2,838 — — 5,786 No Score (3) 18,882 7,938 15,051 18,107 17,333 42,185 — — 119,496 Other (2) 25,625 16,263 10,242 11,297 16,242 17,152 44 718 97,583 Total Residential Mortgage 1,304,978 753,668 363,415 266,368 332,041 1,062,135 44 718 4,083,367 Home Equity Line FICO: 740 and greater — — — — — — 671,566 1,873 673,439 680 - 739 — — — — — — 141,889 3,968 145,857 620 - 679 — — — — — — 37,815 2,500 40,315 550 - 619 — — — — — — 9,090 948 10,038 Less than 550 — — — — — — 2,574 68 2,642 No Score (3) — — — — — — 4,317 — 4,317 Total Home Equity Line — — — — — — 867,251 9,357 876,608 Total Residential Lending 1,304,978 753,668 363,415 266,368 332,041 1,062,135 867,295 10,075 4,959,975 Consumer Lending FICO: 740 and greater 155,929 83,337 79,617 56,707 24,525 8,067 117,843 209 526,234 680 - 739 93,214 56,327 55,126 34,049 17,527 6,315 69,366 707 332,631 620 - 679 41,671 21,986 28,491 19,403 12,952 5,324 31,165 1,175 162,167 550 - 619 7,836 8,265 13,265 10,497 7,469 3,244 10,359 1,089 62,024 Less than 550 2,272 3,867 6,646 3,484 2,739 1,175 3,195 536 23,914 No Score (3) 481 19 56 40 65 2 35,414 320 36,397 Other (2) 4,737 365 1,712 17 2,182 31 77,528 — 86,572 Total Consumer Lending 306,140 174,166 184,913 124,197 67,459 24,158 344,870 4,036 1,229,939 Total Loans and Leases $ 3,157,488 $ 1,588,735 $ 1,632,764 $ 1,164,714 $ 954,259 $ 2,359,432 $ 2,033,383 $ 71,224 $ 12,961,999 (1) Other credit quality indicators used for monitoring purposes are primarily FICO scores. The majority of the loans in this population were originated to borrowers with a prime FICO score. (2) Other credit quality indicators used for monitoring purposes are primarily internal risk ratings. The majority of the loans in this population were graded with a “Pass” rating. (3) No FICO scores are primarily related to loans and leases extended to non-residents. Loans and leases of this nature are primarily secured by collateral and/or are closely monitored for performance. There were no loans and leases graded as Loss as of September 30, 2022 and December 31, 2021. The amortized cost basis of revolving loans that were converted to term loans during the three and nine months ended September 30, 2022 and 2021 was as follows: Three Months Ended (dollars in thousands) September 30, 2022 Consumer 314 Total Revolving Loans Converted to Term Loans During the Period $ 314 Nine Months Ended (dollars in thousands) September 30, 2022 Commercial and industrial $ 480 Home equity line 2,072 Consumer 1,004 Total Revolving Loans Converted to Term Loans During the Period $ 3,556 Three Months Ended (dollars in thousands) September 30, 2021 Commercial and industrial $ 195 Home equity line 560 Consumer 422 Total Revolving Loans Converted to Term Loans During the Period $ 1,177 Nine Months Ended (dollars in thousands) September 30, 2021 Commercial and industrial $ 454 Home equity line 2,177 Consumer 1,358 Total Revolving Loans Converted to Term Loans During the Period $ 3,989 Past-Due Status The Company continually updates its aging analysis for loans and leases to monitor the migration of loans and leases into past due categories. The Company considers loans and leases that are delinquent for 30 days or more to be past due. As of September 30, 2022 and December 31, 2021, the aging analysis of the amortized cost basis of the Company’s past due loans and leases was as follows: September 30, 2022 Past Due Loans and Greater Leases Past Than or Due 90 Days 30-59 60-89 Equal to or More and Days Days 90 Days Total Total Loans Still Accruing (dollars in thousands) Past Due Past Due Past Due Past Due Current and Leases Interest Commercial and industrial $ 2,447 $ 858 $ 2,883 $ 6,188 $ 2,037,619 $ 2,043,807 $ 1,445 Commercial real estate 2,000 657 727 3,384 4,099,926 4,103,310 — Construction 28 — 483 511 765,351 765,862 390 Lease financing — — — — 305,838 305,838 — Residential mortgage 373 3,943 3,358 7,674 4,244,367 4,252,041 — Home equity line 3,536 2,888 1,832 8,256 1,002,375 1,010,631 1,832 Consumer 24,196 5,187 1,976 31,359 1,187,526 1,218,885 1,976 Total $ 32,580 $ 13,533 $ 11,259 $ 57,372 $ 13,643,002 $ 13,700,374 $ 5,643 December 31, 2021 Past Due Loans and Greater Leases Past Than or Due 90 Days 30-59 60-89 Equal to or More and Days Days 90 Days Total Total Loans Still Accruing (dollars in thousands) Past Due Past Due Past Due Past Due Current and Leases Interest Commercial and industrial $ 1,195 $ 1,195 $ 1,318 $ 3,708 $ 2,083,391 $ 2,087,099 $ 740 Commercial real estate 631 — — 631 3,638,992 3,639,623 — Construction 162 — — 162 813,807 813,969 — Lease financing — — — — 231,394 231,394 — Residential mortgage 3,030 1,002 5,617 9,649 4,073,718 4,083,367 987 Home equity line 1,538 538 3,681 5,757 870,851 876,608 3,681 Consumer 16,534 3,366 1,800 21,700 1,208,239 1,229,939 1,800 Total $ 23,090 $ 6,101 $ 12,416 $ 41,607 $ 12,920,392 $ 12,961,999 $ 7,208 Nonaccrual Loans and Leases The Company generally places a loan or lease on nonaccrual status when management believes that collection of principal or interest has become doubtful or when a loan or lease becomes 90 days past due as to principal or interest, unless it is well secured and in the process of collection. The Company charges off a loan or lease when facts indicate that the loan or lease is considered uncollectible. The amortized cost basis of loans and leases on nonaccrual status as of September 30, 2022 and December 31, 2021 and the amortized cost basis of loans and leases on nonaccrual status with no ACL as of September 30, 2022 and December 31, 2021 were as follows: September 30, 2022 Nonaccrual Loans and Leases With No Nonaccrual Allowance Loans (dollars in thousands) for Credit Losses and Leases Commercial and industrial $ 665 $ 1,528 Commercial real estate 727 727 Residential mortgage 1,579 6,028 Total Nonaccrual Loans and Leases $ 2,971 $ 8,283 December 31, 2021 Nonaccrual Loans and Leases With No Nonaccrual Allowance Loans (dollars in thousands) for Credit Losses and Leases Commercial and industrial $ — $ 718 Commercial real estate 727 727 Residential mortgage 1,192 5,637 Total Nonaccrual Loans and Leases $ 1,919 $ 7,082 For the three and nine months ended September 30, 2022, the Company recognized interest income of $0.1 million and $0.2 million, respectively, on nonaccrual loans and leases, and for the three and nine months ended September 30, 2021, the Company recognized interest income of $0.2 million and $0.4 million, respectively, on nonaccrual loans and leases. Furthermore, for the three and nine months ended September 30, 2022, the amount of accrued interest receivables written off by reversing interest income was $0.3 million and $0.7 million, respectively, and for the three and nine months ended September 30, 2021, the amount of accrued interest receivables written off by reversing interest income was $0.2 million and $0.7 million, respectively. Collateral-Dependent Loans and Leases Collateral-dependent loans and leases are those for which repayment (on the basis of the Company’s assessment as of the reporting date) is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. As of September 30, 2022 and December 31, 2021, the amortized cost basis of collateral-dependent loans were $7.7 million and $7.5 million, respectively. As of both September 30, 2022 and December 31, 2021, these loans were primarily collateralized by residential real estate property. As of both September 30, 2022 and December 31, 2021, the fair value of collateral on substantially all collateral-dependent loans were significantly in excess of their amortized cost basis. Modifications Commercial and industrial loans modified in a TDR may involve temporary inter

Mortgage Servicing Rights

Mortgage Servicing Rights	9 Months Ended
Mortgage Servicing Rights	Sep. 30, 2022
Mortgage Servicing Rights
Mortgage Servicing Rights	5. Mortgage Servicing Rights Mortgage servicing activities include collecting principal, interest, tax, and insurance payments from borrowers while accounting for and remitting payments to investors, taxing authorities, and insurance companies. The Company also monitors delinquencies and administers foreclosure proceedings. Mortgage loan servicing income is recorded in noninterest income as a part of other service charges and fees and amortization of the servicing assets is recorded in noninterest income as part of other income. The unpaid principal amount of residential real estate loans serviced for others was $1.5 billion and $1.7 billion as of September 30, 2022 and December 31, 2021, respectively. Servicing fees include contractually specified fees, late charges, and ancillary fees, and were $0.9 million and $1.1 million for the three months ended September 30, 2022 and 2021, respectively, and $2.9 million and $3.7 million for the nine months ended September 30, 2022 and 2021, respectively. Amortization of mortgage servicing rights (“MSRs”) was $0.3 million and $1.0 million for three months ended September 30, 2022 and 2021, respectively and $1.6 million and $2.8 million for nine months ended September 30, 2022 and 2021, respectively. The estimated future amortization expenses for MSRs over the next five years are as follows: Estimated (dollars in thousands) Amortization Under one year $ 1,038 One to two years 912 Two to three years 800 Three to four years 699 Four to five years 611 The details of the Company’s MSRs are presented below: September 30, December 31, (dollars in thousands) 2022 2021 Gross carrying amount $ 69,254 $ 69,103 Less: accumulated amortization 62,388 60,801 Net carrying value $ 6,866 $ 8,302 The following table presents changes in amortized MSRs for the three and nine months ended September 30, 2022 and 2021: Three Months Ended September 30, Nine Months Ended September 30, (dollars in thousands) 2022 2021 2022 2021 Balance at beginning of period $ 7,152 $ 10,007 $ 8,302 $ 10,731 Originations 47 101 151 1,206 Amortization (333) (1,001) (1,587) (2,830) Balance at end of period $ 6,866 $ 9,107 $ 6,866 $ 9,107 Fair value of amortized MSRs at beginning of period $ 14,969 $ 13,480 $ 12,243 $ 14,029 Fair value of amortized MSRs at end of period $ 14,945 $ 12,080 $ 14,945 $ 12,080 MSRs are evaluated for impairment if events and circumstances indicate a possible impairment. No impairment of MSRs was recorded for the three and nine months ended September 30, 2022 and 2021. The quantitative assumptions used in determining the lower of cost or fair value of the Company’s MSRs as of September 30, 2022 and December 31, 2021 were as follows: September 30, 2022 December 31, 2021 Weighted Weighted Range Average Range Average Conditional prepayment rate 8.06 % - 16.41 % 8.19 % 13.77 % - 25.19 % 14.61 % Life in years (of the MSR) 3.04 - 6.94 6.81 1.99 - 5.31 5.03 Weighted-average coupon rate 3.55 % - 6.31 % 3.68 % 3.58 % - 6.56 % 3.71 % Discount rate 10.00 % - 10.02 % 10.01 % 10.00 % - 10.01 % 10.00 % The sensitivities surrounding MSRs are expected to have an immaterial impact on fair value.

Transfers of Financial Assets

Transfers of Financial Assets	9 Months Ended
Transfers of Financial Assets	Sep. 30, 2022
Transfers of Financial Assets
Transfers of Financial Assets	6. Transfers of Financial Assets The Company’s transfers of financial assets with continuing interest may include pledges of collateral to secure public deposits and repurchase agreements, FHLB and FRB borrowing capacity, automated clearing house (“ACH”) transactions and interest rate swaps. For public deposits and repurchase agreements, the Company enters into bilateral agreements with the entity to pledge investment securities as collateral in the event of default. The right of setoff for a repurchase agreement resembles a secured borrowing, whereby the collateral pledged by the Company would be used to settle the fair value of the repurchase agreement should the Company be in default. The counterparty has the right to sell or repledge the investment securities. The Company is required by the counterparty to maintain adequate collateral levels. In the event the collateral fair value falls below stipulated levels, the Company will pledge additional investment securities. For transfers of assets with the FHLB and the FRB, the Company enters into bilateral agreements to pledge loans as collateral to secure borrowing capacity. For ACH transactions, the Company enters into bilateral agreements to collateralize possible daylight overdrafts. For interest rate swaps, the Company enters into bilateral agreements to pledge collateral when either party is in a negative fair value position to mitigate counterparty credit risk. Counterparties to ACH transactions, certain interest rate swaps, the FHLB and the FRB do not have the right to sell or repledge the collateral. The carrying amounts of the assets pledged as collateral to secure public deposits, borrowing arrangements and other transactions as of September 30, 2022 and December 31, 2021 were as follows: (dollars in thousands) September 30, 2022 December 31, 2021 Public deposits $ 2,280,947 $ 1,913,369 Federal Home Loan Bank 2,075,537 2,380,042 Federal Reserve Bank 1,717,782 1,724,279 ACH transactions 128,194 115,038 Interest rate swaps 29,905 48,430 Total $ 6,232,365 $ 6,181,158 As of September 30, 2022 and December 31, 2021, the borrowing capacity with the FHLB was $1.5 billion and $1.8 billion, respectively. The FHLB fixed-rate advances and remaining borrowing capacity were secured by residential real estate loan collateral as of September 30, 2022 and December 31, 2021. As of September 30, 2022 and December 31, 2021, the Company had an undrawn line of credit of $1.2 billion and $1.1 billion, respectively, from the FRB. The borrowing capacity with the FRB was secured by consumer, commercial and industrial, commercial real estate and residential real estate loans as of September 30, 2022 and December 31, 2021. As the Company did not enter into reverse repurchase agreements or repurchase agreements, no collateral was accepted or pledged as of September 30, 2022 and December 31, 2021. In addition, no debt was extinguished by in-substance defeasance.

Deposits

Deposits	9 Months Ended
Deposits	Sep. 30, 2022
Deposits
Deposits	7. Deposits As of September 30, 2022 and December 31, 2021, deposits were categorized as interest-bearing or noninterest-bearing as follows: (dollars in thousands) September 30, 2022 December 31, 2021 U.S.: Interest-bearing $ 11,908,206 $ 11,553,298 Noninterest-bearing 8,434,926 8,498,187 Foreign: Interest-bearing 866,439 868,985 Noninterest-bearing 882,167 895,676 Total deposits $ 22,091,738 $ 21,816,146 The following table presents the maturity distribution of time certificates of deposit as of September 30, 2022: Under $250,000 (dollars in thousands) $250,000 or More Total Three months or less $ 193,458 $ 346,995 $ 540,453 Over three through six months 200,904 365,394 566,298 Over six through twelve months 282,561 179,160 461,721 One to two years 116,268 42,528 158,796 Two to three years 54,972 16,885 71,857 Three to four years 41,935 12,231 54,166 Four to five years 33,114 11,690 44,804 Thereafter 827 — 827 Total $ 924,039 $ 974,883 $ 1,898,922 Time certificates of deposit in denominations of $250,000 or more, in the aggregate, were $1.0 billion and $0.8 billion as of September 30, 2022 and December 31, 2021, respectively. Overdrawn deposit accounts are classified as loans and totaled $1.8 million and $2.1 million as of September 30, 2022 and December 31, 2021, respectively.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss	9 Months Ended
Accumulated Other Comprehensive Loss	Sep. 30, 2022
Accumulated Other Comprehensive Loss
Accumulated Other Comprehensive Loss	8. Accumulated Other Comprehensive Loss Accumulated other comprehensive loss is defined as the revenues, expenses, gains and losses that are included in comprehensive loss but excluded from net income. The Company’s significant items of accumulated other comprehensive loss are pension and other benefits, net unrealized gains or losses on investment securities and net unrealized gains or losses on cash flow derivative hedges. Changes in accumulated other comprehensive loss for the three and nine months ended September 30, 2022 and 2021 are presented below: Income Tax Pre-tax Benefit Net of (dollars in Amount (Expense) Tax Accumulated other comprehensive loss at June 30, 2022 $ (779,352) $ 207,895 $ (571,457) Three months ended September 30, 2022 Investment securities: Unrealized net losses arising during the period (130,000) 34,677 (95,323) Reclassification of net losses to net income: Amortization of unrealized holding losses on held-to-maturity securities 15,217 (4,058) 11,159 Net change in investment securities (114,783) 30,619 (84,164) Cash flow derivative hedges: Unrealized net losses arising during the period (4,372) 1,165 (3,207) Reclassification of net losses included in net income 98 (26) 72 Net change in cash flow derivative hedges (4,274) 1,139 (3,135) Other comprehensive loss (119,057) 31,758 (87,299) Accumulated other comprehensive loss at September 30, 2022 $ (898,409) $ 239,653 $ (658,756) Income Tax Pre-tax Benefit Net of (dollars in thousands) Amount (Expense) Tax Accumulated other comprehensive loss at December 31, 2021 $ (165,967) $ 44,274 $ (121,693) Nine months ended September 30, 2022 Investment securities: Unrealized net losses arising during the period (759,437) 202,580 (556,857) Reclassification of net losses to net income: Amortization of unrealized holding losses on held-to-maturity securities 35,146 (9,375) 25,771 Net change in investment securities (724,291) 193,205 (531,086) Cash flow derivative hedges: Unrealized net losses arising during the period (7,611) 2,030 (5,581) Reclassification of net gains included in net income (540) 144 (396) Net change in cash flow derivative hedges (8,151) 2,174 (5,977) Other comprehensive loss (732,442) 195,379 (537,063) Accumulated other comprehensive loss at September 30, 2022 $ (898,409) $ 239,653 $ (658,756) Income Tax Pre-tax Benefit Net of (dollars in thousands) Amount (Expense) Tax Accumulated other comprehensive loss at June 30, 2021 $ (40,509) $ 10,807 $ (29,702) Three months ended September 30, 2021 Investment securities: Unrealized net losses arising during the period (43,316) 11,555 (31,761) Net change in investment securities (43,316) 11,555 (31,761) Other comprehensive loss (43,316) 11,555 (31,761) Accumulated other comprehensive loss at September 30, 2021 $ (83,825) $ 22,362 $ (61,463) Income Tax Pre-tax Benefit Net of (dollars in thousands) Amount (Expense) Tax Accumulated other comprehensive income at December 31, 2020 $ 43,098 $ (11,494) $ 31,604 Nine months ended September 30, 2021 Investment securities: Unrealized net losses arising during the period (126,821) 33,829 (92,992) Reclassification of net gains to net income: Investment securities gains, net (102) 27 (75) Net change in investment securities (126,923) 33,856 (93,067) Other comprehensive loss (126,923) 33,856 (93,067) Accumulated other comprehensive loss at September 30, 2021 $ (83,825) $ 22,362 $ (61,463) The following table summarizes changes in accumulated other comprehensive loss, net of tax, for the periods indicated: Pensions Accumulated and Available-for-Sale Held-to-Maturity Cash Flow Other Other Investment Investment Derivative Comprehensive (dollars in thousands) Benefits Securities Securities Hedges Loss Three Months Ended September 30, 2022 Balance at beginning of period $ (24,390) $ (220,021) $ (324,204) $ (2,842) $ (571,457) Unrealized net losses related to the transfer of securities from available-for-sale to held-to-maturity — 33,603 (33,603) — — Other comprehensive (loss) income — (95,323) 11,159 (3,135) (87,299) Balance at end of period $ (24,390) $ (281,741) $ (346,648) $ (5,977) $ (658,756) Nine Months Ended September 30, 2022 Balance at beginning of year $ (24,390) $ (97,303) $ — $ — $ (121,693) Unrealized net losses related to the transfer of securities from available-for-sale to held-to-maturity — 372,419 (372,419) — — Other comprehensive (loss) income — (556,857) 25,771 (5,977) (537,063) Balance at end of period $ (24,390) $ (281,741) $ (346,648) $ (5,977) $ (658,756) Three Months Ended September 30, 2021 Balance at beginning of period $ (31,737) $ 2,035 $ — $ — $ (29,702) Other comprehensive loss — (31,761) — — (31,761) Balance at end of period $ (31,737) $ (29,726) $ — $ — $ (61,463) Nine Months Ended September 30, 2021 Balance at beginning of year $ (31,737) $ 63,341 $ — $ — $ 31,604 Other comprehensive loss — (93,067) — — (93,067) Balance at end of period $ (31,737) $ (29,726) $ — $ — $ (61,463)

Regulatory Capital Requirements

Regulatory Capital Requirements	9 Months Ended
Regulatory Capital Requirements	Sep. 30, 2022
Regulatory Capital Requirements
Regulatory Capital Requirements	9. Regulatory Capital Requirements Federal and state laws and regulations limit the amount of dividends the Company may declare or pay. The Company depends primarily on dividends from FHB as the source of funds for the Company’s payment of dividends. The Company and the Bank are subject to various regulatory capital requirements imposed by federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s and the Bank’s operating activities and financial condition. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and Bank must meet specific capital guidelines that involve quantitative measures of its assets and certain off-balance sheet items. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. The table below sets forth those ratios at September 30, 2022 and December 31, 2021: First Hawaiian Minimum Well- First Hawaiian, Inc. Bank Capital Capitalized (dollars in thousands) Amount Ratio Amount Ratio Ratio (1) Ratio (1) September 30, 2022: Common equity tier 1 capital to risk-weighted assets $ 1,863,915 11.79 % $ 1,846,735 11.68 % 4.50 % 6.50 % Tier 1 capital to risk-weighted assets 1,863,915 11.79 % 1,846,735 11.68 % 6.00 % 8.00 % Total capital to risk-weighted assets 2,042,219 12.92 % 2,025,039 12.81 % 8.00 % 10.00 % Tier 1 capital to average assets (leverage ratio) 1,863,915 7.78 % 1,846,735 7.71 % 4.00 % 5.00 % December 31, 2021: Common equity tier 1 capital to risk-weighted assets $ 1,783,113 12.24 % $ 1,769,214 12.14 % 4.50 % 6.50 % Tier 1 capital to risk-weighted assets 1,783,113 12.24 % 1,769,214 12.14 % 6.00 % 8.00 % Total capital to risk-weighted assets 1,965,280 13.49 % 1,951,377 13.40 % 8.00 % 10.00 % Tier 1 capital to average assets (leverage ratio) 1,783,113 7.24 % 1,769,214 7.18 % 4.00 % 5.00 % (1) As defined by the regulations issued by the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation (“FDIC”). Federal regulations require a 2.5% capital conservation buffer designed to absorb losses during periods of economic stress. The capital conservation buffer is composed entirely of CET1, on top of these minimum risk weighted asset ratios, effectively resulting in minimum ratios of (i) 7% CET1 to risk-weighted assets, (ii) 8.5% Tier 1 capital to risk-weighted assets, and (iii) 10.5% total capital to risk-weighted assets. As of September 30, 2022, under the bank regulatory capital guidelines, the Company and Bank were both classified as well-capitalized. Management is not aware of any conditions or events that have occurred since September 30, 2022, to change the capital adequacy category of the Company or the Bank.

Derivative Financial Instrument

Derivative Financial Instruments	9 Months Ended
Derivative Financial Instruments	Sep. 30, 2022
Derivative Financial Instruments
Derivative Financial Instruments	10. Derivative Financial Instruments The Company enters into derivative contracts primarily to manage its interest rate risk, as well as for customer accommodation purposes. Derivatives used for risk management purposes consist of interest rate swaps and collars that are designated as a fair value hedge or cash flow hedge. The derivatives are recognized on the unaudited interim consolidated balance sheets as either assets or liabilities at fair value. Derivatives entered into for customer accommodation purposes consist of various free-standing interest rate derivative products and foreign exchange contracts. The Company is party to master netting arrangements with its financial institution counterparties; however, the Company does not offset assets and liabilities under these arrangements for financial statement presentation purposes. The following table summarizes the notional amounts and fair values of derivatives held by the Company as of September 30, 2022 and December 31, 2021: September 30, 2022 December 31, 2021 Fair Value Fair Value Notional Asset Liability Notional Asset Liability (dollars in thousands) Amount Derivatives (1) Derivatives (2) Amount Derivatives (1) Derivatives (2) Derivatives designated as hedging instruments: Interest rate swaps $ 267,500 $ 5,677 $ (7,115) $ 67,500 $ — $ (1,211) Interest rate collars 200,000 — (1,037) — — — Derivatives not designated as hedging instruments: Interest rate swaps 2,866,620 5,865 (46,669) 2,827,582 50,898 — Visa derivative 113,607 — (2,359) 105,916 — (5,530) Interest rate caps and floors — — — 148,800 27 (27) Foreign exchange contracts 1,116 — — 217 — — (1) The positive fair values of derivative assets are included in other assets . (2) The negative fair values of derivative liabilities are included in other liabilities . Certain interest rate swaps noted above, are cleared through clearinghouses, rather than directly with counterparties. Those transactions cleared through a clearinghouse require initial margin collateral and variation margin payments depending on the contracts being in a net asset or liability position. As of September 30, 2022, the amount of initial margin cash collateral posted by the Company was $0.2 million. As of December 31, 2021, the amount of initial margin cash collateral received by the Company was $1.7 million. As of September 30, 2022 and December 31, 2021, the variation margin was $40.8 million and $50.9 million, respectively. As of September 30, 2022, the Company pledged $29.7 million in financial instruments, posted $0.2 million in cash and received $47.5 million in cash as collateral for interest rate swaps. As of December 31, 2021, the Company pledged $30.3 million in financial instruments and $18.1 million in cash as collateral for interest rate swaps. As of September 30, 2022 and December 31, 2021, the cash collateral includes the excess initial margin for interest rate swaps cleared through clearinghouses and cash collateral for interest rate swaps with financial institution counterparties. Fair Value Hedges To manage the risk related to the Company’s net interest margin, interest rate swaps are utilized to hedge certain fixed-rate loans. These swaps have maturity, amortization and prepayment features that correspond to the loans hedged, and are designated and qualify as fair value hedges. Any gain or loss on the swaps, as well as the offsetting loss or gain on the hedged item attributable to the hedged risk, is recognized in current period earnings. At September 30, 2022 and December 31, 2021, the Company carried one interest rate swap with a notional amount of $67.5 million, which was designated and qualified as a fair value hedge for a commercial and industrial loan. As of September 30, 2022 and December 31, 2021, the interest rate swap had a positive fair value of $5.7 million and a negative fair value of $1.0 million, respectively. The swap was executed in the fourth quarter of 2021, will start in the fourth quarter of 2023, and will mature in 2041. The Company will receive a USD Federal Funds floating rate and will pay a fixed rate of 2.07% . The following table shows the gains and losses recognized in income related to derivatives in fair value hedging relationships for the three and nine months ended September 30, 2022 and 2021: Gains (losses) recognized in Three Months Ended Nine Months Ended the consolidated statements September 30, September 30, (dollars in of income line item 2022 2021 2022 2021 Gains (losses) on fair value hedging relationships recognized in interest income: Recognized on interest rate swap Loans and lease financing $ 745 $ 111 $ 6,888 $ 425 Recognized on hedged item Loans and lease financing (839) (126) (7,185) (512) As of September 30, 2022 and December 31, 2021, the following amounts were recorded in the unaudited interim consolidated balance sheets related to the cumulative basis adjustments for fair value hedges: Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Asset Carrying Amount of the Hedged Asset (dollars in September 30, 2022 December 31, 2021 September 30, 2022 December 31, 2021 Line item in the consolidated balance sheets in which the hedged item is included Loans and leases $ 61,794 $ 68,707 $ (5,706) $ 1,207 Cash Flow Hedges The Company utilized interest rate swaps to reduce asset sensitivity and enhance current yields associated with interest payments received on a pool of floating-rate loans. The Company entered into interest rate swaps paying floating rates and receiving fixed rates. The floating-rate index (Bloomberg Short-Term Bank Yield Index, or “BSBY”) corresponds to the floating-rate nature of the interest receipts being hedged (based on USD Prime). The swaps provided an initial benefit to interest income as the Company received the higher fixed rate, which persisted while the floating rate remained below the swap’s fixed rate. By hedging with interest rate swaps, the Company minimized the adverse impact on interest income previously associated with a low interest rate environment on floating-rate loans. As of September 30, 2022, the Company carried two interest rate swaps with notional amounts totaling $200.0 million, with a negative fair value totaling $7.1 million. The swaps mature in 2024. The Company received fixed rates ranging from 1.70% to 2.08% and paid 1-month BSBY. The Company also utilized interest rate collars to manage interest rate risk and protect against downside risk in yields associated with interest payments received on a pool of floating-rate assets. The floating-rate index of the collars (Secured Overnight Financing Rate, or “SOFR”) corresponds to the floating-rate nature of the interest receipts being hedged (based on 1-month USD LIBOR). Interest rate collars involve the payments of variable-rate amounts if the collar index exceeds the cap strike rate on the contract and receipts of variable-rate amounts if the collar index falls below the floor strike rate on the contract. No payments are required if the collar index falls between the cap and floor rates. By hedging with interest rate collars, the Company minimizes the adverse impact on interest income associated with possible future decreases in interest rates. As of September 30, 2022, the Company carried two interest rate collars with notional amounts totaling $200.0 million, with a negative fair value totaling $1.0 million. The collars mature in 2025 and 2027. The interest rate collars had a floor strike rate of 2.00% and cap strike rates ranging from 5.31% to 5.64%. The interest rate swaps and collars are designated and qualify as cash flow hedges. To the extent that the hedge is considered highly effective, the gain or loss on the interest rate swaps and collars is reported as a component of other comprehensive income (loss) and reclassified into earnings in the same period that the hedged transaction affects earnings. The following table summarizes the effect of cash flow hedging relationships for the three and nine months ended September 30, 2022: Three Months Ended Nine Months Ended (dollars in September 30, 2022 September 30, 2022 Pretax net losses recognized in other comprehensive income on cash flow derivative hedges $ (4,372) $ (7,611) Pretax net losses (gains) reclassified from accumulated other comprehensive income to interest income from loans and lease financing 98 (540) The estimated net amount to be reclassified within the next 12 months out of accumulated other comprehensive income (loss) into earnings is $4.8 million as a decrease to interest income from loans and lease financing. As of September 30, 2022, the maximum length of time over which forecasted transactions are hedged is approximately five years. Free-Standing Derivative Instruments For the derivatives that are not designated as hedges, changes in fair value are reported in current period earnings. The following table summarizes the impact on pretax earnings of derivatives not designated as hedges, as reported on the unaudited interim consolidated statements of income for the three and nine months ended September 30, 2022 and 2021: Net gains (losses) recognized Three Months Ended Nine Months Ended in the consolidated statements September 30, September 30, (dollars in of income line item 2022 2021 2022 2021 Derivatives Not Designated As Hedging Instruments: Visa derivative Other noninterest income $ 273 $ (49) (1,084) (46) As of September 30, 2022, the Company carried multiple interest rate swaps with notional amounts totaling $2.9 billion, all of which were related to the Company’s customer swap program, with a positive fair value of $5.9 million and a negative fair value of $46.7 million. The Company received floating rates ranging from 3.06% to 5.56% and paid fixed rates ranging from 2.39% to 6.19%. The swaps mature between March 2023 and June 2040. As of December 31, 2021, the Company carried multiple interest rate swaps with notional amounts totaling $2.8 billion, all of which were related to the Company’s customer swap program, with a positive fair value of $50.9 million and a negative fair value of nil. The Company received floating rates ranging from 0.00% to 3.55% and paid fixed rates ranging from 2.02% to 6.19%. These swaps resulted in net interest expense of nil during both the three and nine months ended September 30, 2022 and 2021. The Company’s customer swap program is designed by offering customers a variable-rate loan that is swapped to fixed-rate through an interest rate swap. The Company simultaneously executes an offsetting interest rate swap with a swap dealer. Upfront fees on the dealer swap are recorded in other noninterest income and totaled $0.4 million and $0.3 million for the three months ended September 30, 2022 and 2021, respectively, and $1.8 million and $2.0 million for the nine months ended September 30, 2022 and 2021, respectively. Visa Class B Restricted Shares In 2016, the Company recorded a $22.7 million net realized gain related to the sale of 274,000 Visa Class B restricted shares. Concurrent with the sale of the Visa Class B restricted shares, the Company entered into a funding swap agreement with the buyer that requires payment to the buyer in the event Visa reduces each member bank’s Class B conversion rate to unrestricted Class A common shares. During 2018 through 2022, Visa funded its litigation escrow account, thereby reducing each member bank’s Class B conversion rate to unrestricted Class A common shares from 1.6483 to the current conversion rate of 1.6059. Under the terms of the funding swap agreement, the Company will make monthly payments to the buyer based on Visa’s Class A stock price and the number of Visa Class B restricted shares that were sold until the date on which the covered litigation is settled. A derivative liability (“Visa derivative”) of $2.4 million and $5.5 million was included in the unaudited interim consolidated balance sheets at September 30, 2022 and December 31, 2021, respectively, to provide for the fair value of this liability. There were no sales of these shares prior to 2016. See “Note 15. Fair Value” for more information. Counterparty Credit Risk By using derivatives, the Company is exposed to counterparty credit risk if counterparties to the derivative contracts do not perform as expected. If a counterparty fails to perform, the Company’s counterparty credit risk is equal to the amount reported as a derivative asset, net of cash or other collateral received, and net of derivatives in a loss position with the same counterparty to the extent master netting arrangements exist. The Company minimizes counterparty credit risk through credit approvals, limits, monitoring procedures, executing master netting arrangements and obtaining collateral, where appropriate. Counterparty credit risk related to derivatives is considered in determining fair value. The Company’s interest rate swap agreements include bilateral collateral agreements with collateral requirements, which begin with exposures in excess of $0.3 million. For each counterparty, the Company reviews the interest rate swap collateral daily. Collateral for customer interest rate swap agreements, calculated as the pledged asset less loan balance, requires valuation of the pledged asset. Counterparty credit risk adjustments of nil were recognized during both the three months ended September 30, 2022 and 2021, and $0.1 million and $0.2 million were recognized during the nine months ended September 30, 2022 and 2021, respectively. Credit-Risk Related Contingent Features Some of our derivative contracts contain provisions whereby if the Company’s credit rating were to be downgraded by certain major credit rating agencies as a result of a merger or material adverse change in the Company’s financial condition, the counterparty could require an early termination of derivative instruments in a net liability position. The aggregate fair value of all derivative instruments with such credit-risk related contingent features that are in a net liability position was nil and $26.9 million at September 30, 2022 and December 31, 2021, respectively, for which we posted nil and $19.8 million, respectively, in collateral in the normal course of business. If the Company’s credit rating had been downgraded as of September 30, 2022 and December 31, 2021, we may have been required to settle the contracts in an amount equal to their fair value.

Commitments and Contingent Liab

Commitments and Contingent Liabilities	9 Months Ended
Commitments and Contingent Liabilities	Sep. 30, 2022
Commitments and Contingent Liabilities
Commitments and Contingent Liabilities	11. Commitments and Contingent Liabilities Contingencies On November 2, 2020, a lawsuit was filed in Hawaii Circuit Court by a Bank customer related to the sale of credit facilities that the Bank had previously extended to the customer. The customer asserts claims against the Bank for interference with the customer’s contract and business opportunity, unfair methods of competition and declaratory and injunctive relief. The outcome of this legal proceeding is uncertain at this point. Based on information available to the Company at present, the Company cannot reasonably estimate a range of potential loss, if any, for this action. Accordingly, the Company has not recognized any liability associated with this action. Management disputes any wrongdoing and the case is being vigorously defended. In addition to the litigation noted above, various legal proceedings are pending or threatened against the Company. After consultation with legal counsel, management does not expect that the aggregate liability, if any, resulting from these proceedings would have a material effect on the Company’s unaudited interim consolidated financial position, results of operations or cash flows. Financial Instruments with Off-Balance Sheet Risk The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby and commercial letters of credit which are not reflected in the unaudited interim consolidated financial statements. Unfunded Commitments to Extend Credit A commitment to extend credit is a legally binding agreement to lend funds to a customer, usually at a stated interest rate and for a specified purpose. Commitments are reported net of participations sold to other institutions. Such commitments have fixed expiration dates and generally require a fee. The extension of a commitment gives rise to credit risk. The actual liquidity requirements or credit risk that the Company will experience is expected to be lower than the contractual amount of commitments to extend credit because a significant portion of those commitments are expected to expire without being drawn upon. Certain commitments are subject to loan agreements containing covenants regarding the financial performance of the customer that must be met before the Company is required to fund the commitment. The Company uses the same credit policies in making commitments to extend credit as it does in making loans. In addition, the Company manages the potential credit risk in commitments to extend credit by limiting the total amount of arrangements, both by individual customer and in the aggregate, by monitoring the size and expiration structure of these portfolios and by applying the same credit standards maintained for all of its related credit activities. Commitments to extend credit are reported net of participations sold to other institutions of $90.5 million and $95.5 million at September 30, 2022 and December 31, 2021, respectively. Standby and Commercial Letters of Credit Standby letters of credit are issued on behalf of customers in connection with contracts between the customers and third parties. Under standby letters of credit, the Company assures that the third parties will receive specified funds if customers fail to meet their contractual obligations. The credit risk to the Company arises from its obligation to make payment in the event of a customer’s contractual default. Standby letters of credit are reported net of participations sold to other institutions of $8.0 million and $10.7 million at September 30, 2022 and December 31, 2021, respectively. The Company also had commitments for commercial and similar letters of credit. Commercial letters of credit are issued specifically to facilitate commerce whereby the commitment is typically drawn upon when the underlying transaction between the customer and a third-party is consummated. The maximum amount of potential future payments guaranteed by the Company is limited to the contractual amount of these letters. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Collateral held supports those commitments for which collateral is deemed necessary. The commitments outstanding as of September 30, 2022 have maturities ranging from October 2022 to September 2026. Substantially all fees received from the issuance of such commitments are deferred and amortized on a straight-line basis over the term of the commitment. Financial instruments with off-balance sheet risk at September 30, 2022 and December 31, 2021 were as follows: September 30, December 31, (dollars in 2022 2021 Financial instruments whose contract amounts represent credit risk: Commitments to extend credit $ 6,730,103 $ 6,490,301 Standby letters of credit 236,847 182,447 Commercial letters of credit 8,449 3,307 Guarantees The Company sells residential mortgage loans in the secondary market primarily to the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation that may potentially require repurchase under certain conditions. This risk is managed through the Company’s underwriting practices. The Company services loans sold to investors and loans originated by other originators under agreements that may include repurchase remedies if certain servicing requirements are not met. This risk is managed through the Company’s quality assurance and monitoring procedures. Management does not anticipate any material losses as a result of these transactions. Foreign Exchange Contracts The Company has forward foreign exchange contracts that represent commitments to purchase or sell foreign currencies at a future date at a specified price. The Company’s utilization of forward foreign exchange contracts is subject to the primary underlying risk of movements in foreign currency exchange rates and to additional counterparty risk should its counterparties fail to meet the terms of their contracts. Forward foreign exchange contracts are utilized to mitigate the Company’s risk to satisfy customer demand for foreign currencies and are not used for trading purposes. See “Note 10. Derivative Financial Instruments” for more information. Reorganization Transactions On April 1, 2016, a series of reorganization transactions were undertaken to facilitate FHI’s initial public offering. In connection with the reorganization transactions, FHI distributed its interest in BancWest Holding Inc. (“BWHI”), including Bank of the West (“BOW”) to BNP Paribas (“BNPP”) so that BWHI was held directly by BNPP. As a result of the reorganization transactions that occurred on April 1, 2016, various tax or other contingent liabilities could arise related to the business of BOW, or related to the Company’s operations prior to the restructuring when it was known as BancWest Corporation, including its then wholly owned subsidiary, BOW. The Company is not able to determine the ultimate outcome or estimate the amounts of these contingent liabilities, if any, at this time.

Revenue from Contracts with Cus

Revenue from Contracts with Customers	9 Months Ended
Revenue from Contracts with Customers	Sep. 30, 2022
Revenue from Contracts with Customers
Revenue from Contracts with Customers	12. Revenue from Contracts with Customers Revenue Recognition In accordance with Topic 606, revenues are recognized when control of promised goods or services is transferred to customers in an amount that reflects the consideration the Company expects to be entitled to in exchange for those goods or services. To determine revenue recognition for arrangements that an entity determines are within the scope of Topic 606, the Company performs the following five steps: (i) identify the contract(s) with a customer; (ii) identify the performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the performance obligations in the contract; and (v) recognize revenue when (or as) the Company satisfies a performance obligation. The Company only applies the five-step model to contracts when it is probable that the entity will collect the consideration it is entitled to in exchange for the goods or services it transfers to the customer. At contract inception, once the contract is determined to be within the scope of Topic 606, the Company assesses the goods or services that are promised within each contract and identifies those that contain performance obligations, and assesses whether each promised good or service is distinct. The Company then recognizes as revenue the amount of the transaction price that is allocated to the respective performance obligation when (or as) the performance obligation is satisfied. Disaggregation of Revenue The following table summarizes the Company’s revenues, which includes net interest income on financial instruments and noninterest income, disaggregated by type of service and business segments for the periods indicated: Three Months Ended September 30, 2022 Treasury Retail Commercial and (dollars in Banking Banking Other Total Net interest income (1) $ 117,060 $ 39,586 $ 6,090 $ 162,736 Service charges on deposit accounts 6,421 621 47 7,089 Credit and debit card fees — 15,831 1,312 17,143 Other service charges and fees 6,081 509 472 7,062 Trust and investment services income 9,800 — — 9,800 Other 93 1,250 304 1,647 Not in scope of Topic 606 (1) 2,085 1,637 (606) 3,116 Total noninterest income 24,480 19,848 1,529 45,857 Total revenue $ 141,540 $ 59,434 $ 7,619 $ 208,593 Nine Months Ended September 30, 2022 Treasury Retail Commercial and (dollars in thousands) Banking Banking Other Total Net interest income (1) $ 318,476 $ 111,500 $ 11,779 $ 441,755 Service charges on deposit accounts 19,155 1,380 898 21,433 Credit and debit card fees — 44,099 3,734 47,833 Other service charges and fees 18,950 1,708 1,327 21,985 Trust and investment services income 27,442 — — 27,442 Other 396 6,708 849 7,953 Not in scope of Topic 606 (1) 4,337 5,023 (4,632) 4,728 Total noninterest income 70,280 58,918 2,176 131,374 Total revenue $ 388,756 $ 170,418 $ 13,955 $ 573,129 (1) Most of the Company’s revenue is not within the scope of ASU No. 2014-09, Revenue from Contracts with Customers . The guidance explicitly excludes net interest income from financial assets and liabilities as well as other noninterest income from loans, leases, investment securities, derivative financial instruments and bank-owned life insurance. Three Months Ended September 30, 2021 Treasury Retail Commercial and (dollars in thousands) Banking Banking Other Total Net interest income (1) $ 97,547 $ 41,218 $ (6,172) $ 132,593 Service charges on deposit accounts 6,151 335 503 6,989 Credit and debit card fees — 14,105 1,302 15,407 Other service charges and fees 6,218 1,036 417 7,671 Trust and investment services income 8,625 — — 8,625 Other 64 1,387 233 1,684 Not in scope of Topic 606 (1) 1,640 1,454 6,634 9,728 Total noninterest income 22,698 18,317 9,089 50,104 Total revenue $ 120,245 $ 59,535 $ 2,917 $ 182,697 Nine Months Ended September 30, 2021 Treasury Retail Commercial and (dollars in thousands) Banking Banking Other Total Net interest income (1) $ 289,107 $ 119,718 $ (15,593) $ 393,232 Service charges on deposit accounts 18,025 899 1,415 20,339 Credit and debit card fees — 41,322 4,170 45,492 Other service charges and fees 17,765 3,101 1,151 22,017 Trust and investment services income 25,824 — — 25,824 Other 292 3,506 936 4,734 Not in scope of Topic 606 (1) 6,862 5,058 13,017 24,937 Total noninterest income 68,768 53,886 20,689 143,343 Total revenue $ 357,875 $ 173,604 $ 5,096 $ 536,575 (1) Most of the Company’s revenue is not within the scope of ASU No. 2014-09, Revenue from Contracts with Customers. The guidance explicitly excludes net interest income from financial assets and liabilities as well as other noninterest income from loans, leases, investment securities, derivative financial instruments and bank-owned life insurance. For the three and nine months ended September 30, 2022 and 2021, substantially all of the Company’s revenues under the scope of Topic 606 were related to performance obligations satisfied at a point in time. The following is a discussion of revenues within the scope of Topic 606. Service Charges on Deposit Accounts Service charges on deposit accounts relate to fees generated from a variety of deposit products and services rendered to customers. Charges include, but are not limited to, overdraft fees, non-sufficient fund fees, dormant fees and monthly service charges. Such fees are recognized concurrent with the event on a daily basis or on a monthly basis depending upon the customer’s cycle date. Credit and Debit Card Fees Credit and debit card fees primarily represent revenues earned from interchange fees, ATM fees and merchant processing fees. Interchange and network revenues are earned on credit and debit card transactions conducted with payment networks. ATM fees are primarily earned as a result of surcharges assessed to non-FHB customers who use an FHB ATM. Merchant processing fees are primarily earned on transactions in which FHB is the acquiring bank. Such fees are generally recognized concurrently with the delivery of services on a daily basis. Trust and Investment Services Fees Trust and investment services fees represent revenue earned by directing, holding and managing customers’ assets. Fees are generally computed based on a percentage of the previous period’s value of assets under management. The transaction price (i.e., percentage of assets under management) is established at the inception of each contract. Trust and investment services fees also include fees collected when the Company acts as agent or personal representative and executes security transactions, performs collection and disbursement of income, and completes investment management and other administrative tasks. Other Fees Other fees primarily include revenues generated from wire transfers, lockboxes, bank issuance of checks and insurance commissions. Such fees are recognized concurrent with the event or on a monthly basis. Contract Balances A contract liability is an entity’s obligation to transfer goods or services to a customer for which the entity has received consideration (or the amount is due) from the customer. The Company received signing bonuses from three vendors in prior years and two vendors in the current year, which are being amortized over the term of the respective contracts. As of September 30, 2022 and December 31, 2021, the Company had contract liabilities of $2.9 million and $3.0 million, respectively, which it expects to recognize over the remaining term of the respective contracts with the vendors. For the three and nine months ended September 30, 2022, the Company’s recognized revenues increased and contract liabilities decreased by approximately $0.2 million and $0.7 million, respectively, due to the passage of time. For the three and nine months ended September 30, 2021, the Company’s recognized revenues increased and contract liabilities decreased by approximately $0.2 million and $0.6 million, respectively, due to the passage of time. There were no changes in contract liabilities due to changes in transaction price estimates. A contract asset is the right to consideration for transferred goods or services when the amount is conditioned on something other than the passage of time. As of September 30, 2022 and December 31, 2021, there were no material receivables from contracts with customers or contract assets recorded on the Company’s consolidated balance sheets. Other Except for the contract liabilities noted above, the Company did not have any significant performance obligations as of September 30, 2022 and December 31, 2021. The Company also did not have any material contract acquisition costs or use any significant judgments or estimates in recognizing revenue for financial reporting purposes.

Earnings per Share

Earnings per Share	9 Months Ended
Earnings per Share	Sep. 30, 2022
Earnings per Share
Earnings per Share	13. Earnings per Share For the three and nine months ended September 30, 2022 and 2021, the Company made no adjustments to net income for the purpose of computing earnings per share and there were no antidilutive securities. For the three and nine months ended September 30, 2022 and 2021, the computations of basic and diluted earnings per share were as follows: Three Months Ended September 30, Nine Months Ended September 30, (dollars in 2022 2021 2022 2021 Numerator: Net income $ 69,018 $ 64,279 $ 186,097 $ 208,713 Denominator: Basic: weighted-average shares outstanding 127,377,713 128,660,038 127,534,746 129,323,973 Add: weighted-average equity-based awards 418,904 550,410 461,926 571,338 Diluted: weighted-average shares outstanding 127,796,617 129,210,448 127,996,672 129,895,311 Basic earnings per share $ 0.54 $ 0.50 $ 1.46 $ 1.61 Diluted earnings per share $ 0.54 $ 0.50 $ 1.45 $ 1.61

Noninterest Income and Noninter

Noninterest Income and Noninterest Expense	9 Months Ended
Noninterest Income and Noninterest Expense	Sep. 30, 2022
Noninterest Income and Noninterest Expense
Noninterest Income and Noninterest Expense	14. Noninterest Income and Noninterest Expense Benefit Plans The following table sets forth the components of net periodic benefit cost for the Company’s pension and postretirement benefit plans for the three and nine months ended September 30, 2022 and 2021: Income line item where recognized in Pension Benefits Other Benefits (dollars in the consolidated statements of income 2022 2021 2022 2021 Three Months Ended September 30, Service cost Salaries and employee benefits $ — $ — $ 197 $ 218 Interest cost Other noninterest expense 1,523 1,292 118 116 Expected return on plan assets Other noninterest expense (783) (766) — — Recognized net actuarial loss (gain) Other noninterest expense 1,269 1,720 (101) — Total net periodic benefit cost $ 2,009 $ 2,246 $ 214 $ 334 Nine Months Ended September 30, Service cost Salaries and employee benefits $ — $ — $ 626 $ 746 Interest cost Other noninterest expense 4,245 3,754 405 378 Expected return on plan assets Other noninterest expense (2,348) (2,298) — — Recognized net actuarial loss (gain) Other noninterest expense 3,806 5,160 (303) — Total net periodic benefit cost $ 5,703 $ 6,616 $ 728 $ 1,124 Leases The Company recognized operating lease income related to lease payments of $1.5 million and $1.7 million for the three months ended September 30, 2022 and 2021, respectively, and $4.6 million and $5.0 million for the nine months ended September 30, 2022 and 2021, respectively. In addition, the Company recognized $1.7 million and $1.6 million of lease income related to variable lease payments for the three months ended September 30, 2022 and 2021, respectively, and $4.9 million and $4.6 million for the nine months ended September 30, 2022 and 2021, respectively.

Fair Value

Fair Value	9 Months Ended
Fair Value	Sep. 30, 2022
Fair Value
Fair Value	15. Fair Value The Company determines the fair values of its financial instruments based on the requirements established in Accounting Standards Codification Topic 820 (“Topic 820”), Fair Value Measurements Fair Value Hierarchy Topic 820 establishes three levels of fair values based on the markets in which the assets or liabilities are traded and the reliability of the assumptions used to determine fair value. The levels are: ◾ Level 1: Quoted prices (unadjusted) in active markets for identical assets or liabilities that the Company has the ability to access. ◾ Level 2: Observable inputs other than Level 1 prices, such as quoted prices for similar assets and liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. ◾ Level 3: Valuation is generated from model-based techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect the Company’s own estimates of assumptions that market participants would use in pricing the asset or liability (“Company-level data”). Level 3 assets and liabilities include financial instruments whose value is determined using unobservable inputs to pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. Topic 820 requires that the Company disclose estimated fair values for certain financial instruments. Financial instruments include such items as investment securities, loans, deposits, interest rate and foreign exchange contracts, swaps and other instruments as defined by the standard. The Company has an organized and established process for determining and reviewing the fair value of financial instruments reported in the Company’s financial statements. The fair value measurements are reviewed to ensure they are reasonable and in line with market experience in similar asset and liability classes. Additionally, the Company may be required to record at fair value other assets on a nonrecurring basis, such as other real estate owned, other customer relationships, and other intangible assets. These nonrecurring fair value adjustments typically involve the application of lower-of-cost-or-fair-value accounting or write-downs of individual assets. Disclosure of fair values is not required for certain items such as lease financing, obligations for pension and other postretirement benefits, premises and equipment, prepaid expenses, deposit liabilities with no defined or contractual maturity, and income tax assets and liabilities. Reasonable comparisons of fair value information with that of other financial institutions cannot necessarily be made because the standard permits many alternative calculation techniques, and numerous assumptions have been used to estimate the Company’s fair values. Valuation Techniques Used in the Fair Value Measurement of Assets and Liabilities Carried at Fair Value For the assets and liabilities measured at fair value on a recurring basis (categorized in the valuation hierarchy table below), the Company applies the following valuation techniques: Available-for-sale securities Available-for-sale debt securities are recorded at fair value on a recurring basis. Fair value measurement is based on quoted prices, including estimates by third-party pricing services, if available. If quoted prices are not available, fair values are measured using proprietary valuation models that utilize market observable parameters from active market makers and inter-dealer brokers whereby securities are valued based upon available market data for securities with similar characteristics. Management reviews the pricing information received from the Company’s third-party pricing service to evaluate the inputs and valuation methodologies used to place securities into the appropriate level of the fair value hierarchy and transfers of securities within the fair value hierarchy are made if necessary. On a monthly basis, management reviews the pricing information received from the third-party pricing service which includes a comparison to non-binding third-party broker quotes, as well as a review of market-related conditions impacting the information provided by the third-party pricing service. Management also identifies investment securities which may have traded in illiquid or inactive markets by identifying instances of a significant decrease in the volume or frequency of trades, relative to historical levels, as well as instances of a significant widening of the bid-ask spread in the brokered markets. As of September 30, 2022 and December 31, 2021, management did not make adjustments to prices provided by the third-party pricing services as a result of illiquid or inactive markets. The Company’s third-party pricing service has also established processes for the Company to submit inquiries regarding quoted prices. Periodically, the Company will challenge the quoted prices provided by the third-party pricing service. The Company’s third-party pricing service will review the inputs to the evaluation in light of the new market data presented by the Company. The Company’s third-party pricing service may then affirm the original quoted price or may update the evaluation on a going forward basis. The Company classifies all available-for-sale securities as Level 2. Derivatives Most of the Company’s derivatives are traded in over-the-counter markets where quoted market prices are not readily available. For those derivatives, the Company measures fair value on a recurring basis using proprietary valuation models that primarily use market observable inputs, such as yield curves, and option volatilities. The fair value of derivatives includes values associated with counterparty credit risk and the Company’s own credit standing. The Company classifies these derivatives, included in other assets and other liabilities, as Level 2. Concurrent with the sale of the Visa Class B restricted shares, the Company entered into an agreement with the buyer that requires payment to the buyer in the event Visa reduces each member bank’s Class B conversion rate to unrestricted Class A common shares. During 2018 through 2022, Visa funded its litigation escrow account, thereby reducing each member bank’s Class B conversion rate to unrestricted Class A common shares from 1.6483 to the current conversion rate of 1.6059. The Visa derivative of $2.4 million and $5.5 million was included in the unaudited interim consolidated balance sheets at September 30, 2022 and December 31, 2021, respectively, to provide for the fair value of this liability. The potential liability related to this funding swap agreement was determined based on management’s estimate of the timing and the amount of Visa’s litigation settlement and the resulting payments due to the counterparty under the terms of the contract. As such, the funding swap agreement is classified as Level 3 in the fair value hierarchy. The significant unobservable inputs used in the fair value measurement of the Company’s funding swap agreement are the potential future changes in the conversion rate, expected term and growth rate of the market price of Visa Class A common shares. Material increases (or decreases) in any of those inputs may result in a significantly higher (or lower) fair value measurement. Assets and Liabilities Recorded at Fair Value on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis as of September 30, 2022 and December 31, 2021 are summarized below: Fair Value Measurements as of September 30, 2022 Quoted Prices in Significant Active Markets for Other Significant Identical Assets Observable Unobservable (dollars in (Level 1) Inputs (Level 2) Inputs (Level 3) Total Assets U.S. Treasury and government agency debt securities $ — $ 152,522 $ — $ 152,522 Government-sponsored enterprises debt securities — 44,326 — 44,326 Mortgage-backed securities: Residential - Government agency (1) — 61,634 — 61,634 Residential - Government-sponsored enterprises (1) — 1,197,841 — 1,197,841 Commercial - Government agency — 250,665 — 250,665 Commercial - Government-sponsored enterprises — 131,321 — 131,321 Commercial - Non-agency — 21,670 — 21,670 Collateralized mortgage obligations: Government agency — 694,213 — 694,213 Government-sponsored enterprises — 489,448 — 489,448 Collateralized loan obligations — 245,520 — 245,520 Total available-for-sale securities — 3,289,160 — 3,289,160 Other assets (2) 6,710 11,542 — 18,252 Liabilities Other liabilities (3) — (54,821) (2,359) (57,180) Total $ 6,710 $ 3,245,881 $ (2,359) $ 3,250,232 (1) Backed by residential real estate. (2) Other assets classified as Level 1 include mutual funds and money market funds that have quoted prices in active markets and are related to the Company’s deferred compensation plans. Other assets classified as Level 2 include derivative assets. (3) Other liabilities include derivative liabilities. Fair Value Measurements as of December 31, 2021 Quoted Prices in Significant Active Markets for Other Significant Identical Assets Observable Unobservable (dollars in thousands) (Level 1) Inputs (Level 2) Inputs (Level 3) Total Assets U.S. Treasury and government agency debt securities $ — $ 192,563 $ — $ 192,563 Mortgage-backed securities: Residential - Government agency (1) — 137,264 — 137,264 Residential - Government-sponsored enterprises (1) — 1,491,100 — 1,491,100 Commercial - Government agency — 387,663 — 387,663 Commercial - Government-sponsored enterprises — 1,369,443 — 1,369,443 Collateralized mortgage obligations: Government agency — 2,079,523 — 2,079,523 Government-sponsored enterprises — 2,621,044 — 2,621,044 Collateralized loan obligations — 105,247 — 105,247 Debt securities issued by states and political subdivisions — 44,185 — 44,185 Total available-for-sale securities — 8,428,032 — 8,428,032 Other assets (2) 7,382 50,925 — 58,307 Liabilities Other liabilities (3) — (1,238) (5,530) (6,768) Total $ 7,382 $ 8,477,719 $ (5,530) $ 8,479,571 (1) Backed by residential real estate. (2) Other assets classified as Level 1 include mutual funds and money market funds that have quoted prices in active markets and are related to the Company’s deferred compensation plans. Other assets classified as Level 2 include derivative assets. (3) Other liabilities include derivative liabilities. For Level 3 assets and liabilities measured at fair value on a recurring basis as of September 30, 2022 and December 31, 2021, the significant unobservable inputs used in the fair value measurements were as follows: Quantitative Information about Level 3 Fair Value Measurements at September 30, 2022 Significant (dollars in thousands) Fair value Valuation Technique Unobservable Input Range Visa derivative $ (2,359) Discounted Cash Flow Expected Conversion Rate - 1.6059 (1) 1.5885 - 1.6059 Expected Term - 1 year (2) 0.5 to 1.5 years Growth Rate - 26% (3) 10% - 38% Quantitative Information about Level 3 Fair Value Measurements at December 31, 2021 Significant (dollars in thousands) Fair value Valuation Technique Unobservable Input Range Visa derivative $ (5,530) Discounted Cash Flow Expected Conversion Rate - 1.6181 (1) 1.5885-1.6181 Expected Term - 1 year (2) 0.5 to 1.5 years Growth Rate - 26% (3) 10% - 38% (1) Due to the uncertainty in the movement of the conversion rate, the current conversion rate was utilized in the fair value calculation. (2) The expected term of 1 year was based on the median of 0.5 to 1.5 years. (3) The growth rate was based on the arithmetic average of analyst price targets. Changes in Fair Value Levels For the three and nine months ended September 30, 2022 and 2021, there were no transfers between fair value hierarchy levels. The changes in Level 3 liabilities measured at fair value on a recurring basis for the three and nine months ended September 30, 2022 and 2021 are summarized below: Visa Derivative (dollars in 2022 2021 Three Months Ended September 30, Balance as of July 1, $ (3,786) $ (2,132) Total net gains (losses) included in other noninterest income 273 (49) Settlements 1,154 1,329 Balance as of September 30, $ (2,359) $ (852) Total net gains (losses) included in net income attributable to the change in unrealized gains or losses related to liabilities still held as of September 30, $ 273 $ (49) Nine Months Ended September 30, Balance as of January 1, $ (5,530) $ (4,554) Total net losses included in other noninterest income (1,084) (46) Settlements 4,255 3,748 Balance as of September 30, $ (2,359) $ (852) Total net losses included in net income attributable to the change in unrealized losses related to liabilities still held as of September 30, $ (1,084) $ (46) Assets and Liabilities Carried at Other Than Fair Value The following tables summarize for the periods indicated the estimated fair value of the Company’s financial instruments that are not required to be carried at fair value on a recurring basis, excluding leases and deposit liabilities with no defined or contractual maturity. September 30, 2022 Fair Value Measurements Quoted Prices in Significant Significant Active Markets Other Unobservable for Identical Observable Inputs (dollars in thousands) Book Value Assets (Level 1) Inputs (Level 2) (Level 3) Total Financial assets: Cash and cash equivalents $ 948,934 $ 291,360 $ 657,574 $ — $ 948,934 Investment securities held-to-maturity 4,406,143 — 3,960,713 — 3,960,713 Loans held for sale 361 — 361 — 361 Loans (1) 13,394,536 — — 12,667,869 12,667,869 Financial liabilities: Time deposits (2) $ 1,898,922 $ — $ 1,852,736 $ — $ 1,852,736 December 31, 2021 Fair Value Measurements Quoted Prices in Significant Significant Active Markets Other Unobservable for Identical Observable Inputs (dollars in thousands) Book Value Assets (Level 1) Inputs (Level 2) (Level 3) Total Financial assets: Cash and cash equivalents $ 1,258,469 $ 246,716 $ 1,011,753 $ — $ 1,258,469 Loans held for sale 538 — 542 — 542 Loans (1) 12,730,605 — — 12,791,811 12,791,811 Financial liabilities: Time deposits (2) $ 1,776,438 $ — $ 1,773,321 $ — $ 1,773,321 (1) Excludes financing leases of $305.8 million at September 30, 2022 and $231.4 million at December 31, 2021. (2) Excludes deposit liabilities with no defined or contractual maturity of $20.2 billion as of September 30, 2022 and $20.0 billion as of December 31, 2021. Unfunded loan and lease commitments and letters of credit are not included in the tables above. As of September 30, 2022 and December 31, 2021, the Company had $7.0 billion and $6.7 billion, respectively, of unfunded loan and lease commitments and letters of credit. The Company believes that a reasonable estimate of the fair value of these instruments is the carrying value of deferred fees plus the related reserve for unfunded commitments, which totaled $44.2 million and $44.3 million at September 30, 2022 and December 31, 2021, respectively. No active trading market exists for these instruments, and the estimated fair value does not include value associated with the borrower relationship. The Company does not estimate the fair values of certain unfunded loan and lease commitments that can be canceled by providing notice to the borrower. As Company-level data is incorporated into the fair value measurement, unfunded loan and lease commitments and letters of credit are classified as Level 3. Valuation Techniques Used in the Fair Value Measurement of Assets and Liabilities Carried at the Lower of Cost or Fair Value The Company applies the following valuation techniques to assets measured at the lower of cost or fair value: Mortgage servicing rights MSRs are carried at the lower of cost or fair value and are therefore subject to fair value measurements on a nonrecurring basis. The fair value of MSRs is determined using models which use significant unobservable inputs, such as estimates of prepayment rates, the resultant weighted average lives of the MSRs and the option-adjusted spread levels. Accordingly, the Company classifies MSRs as Level 3. Collateral-dependent loans Collateral-dependent loans are those for which repayment is expected to be provided substantially through the operation or sale of the collateral. Other real estate owned The Company values these properties at fair value at the time the Company acquires them, which establishes their new cost basis. After acquisition, the Company carries such properties at the lower of cost or fair value less estimated selling costs on a nonrecurring basis. Fair value is measured on a nonrecurring basis using collateral values as a practical expedient. The fair values of collateral for other real estate owned are primarily based on real estate appraisal reports prepared by third-party appraisers less disposition costs, and are classified as Level 3. Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis The Company may be required to record certain assets at fair value on a nonrecurring basis in accordance with GAAP. These assets are subject to fair value adjustments that result from the application of lower of cost or fair value accounting or write-downs of individual assets to fair value. There were no assets with nonrecurring fair value adjustments held as of September 30, 2022 and December 31, 2021. Additionally, there were no nonrecurring fair value adjustments for both the three and nine months ended September 30, 2022 and 2021.

Reportable Operating Segments

Reportable Operating Segments	9 Months Ended
Reportable Operating Segments	Sep. 30, 2022
Reportable Operating Segments
Reportable Operating Segments	16. Reportable Operating Segments The Company’s operations are organized into three business segments – Retail Banking, Commercial Banking, and Treasury and Other. These segments reflect how discrete financial information is currently evaluated by the chief operating decision maker and how performance is assessed and resources allocated. The Company’s internal management process measures the performance of these business segments. This process, which is not necessarily comparable with similar information for any other financial institution, uses various techniques to assign balance sheet and income statement amounts to the business segments, including allocations of income, expense, the provision for credit losses, and capital. This process is dynamic and requires certain allocations based on judgment and other subjective factors. Unlike financial accounting, there is no comprehensive authoritative guidance for management accounting that is equivalent to GAAP. The net interest income of the business segments reflects the results of a funds transfer pricing process that matches assets and liabilities with similar interest rate sensitivity and maturity characteristics and reflects the allocation of net interest income related to the Company’s overall asset and liability management activities on a proportionate basis. The basis for the allocation of net interest income is a function of the Company’s assumptions that are subject to change based on changes in current interest rates and market conditions. Funds transfer pricing also serves to transfer interest rate risk to Treasury. The Company allocates the provision for credit losses from the Treasury and Other business segment (which is comprised of many of the Company’s support units) to the Retail and Commercial business segments. These allocations are based on direct costs incurred by the Retail and Commercial business segments. Noninterest income and expense includes allocations from support units to the business segments. These allocations are based on actual usage where practicably calculated or by management’s estimate of such usage. Income tax expense is allocated to each business segment based on the consolidated effective income tax rate for the period shown. Business Segments Retail Banking Retail Banking offers a broad range of financial products and services to consumers and small businesses. Loan and lease products offered include residential and commercial mortgage loans, home equity lines of credit and loans, automobile loans and leases, secured and unsecured lines of credit, installment loans and small business loans and leases. Deposit products offered include checking, savings, and time deposit accounts. Retail Banking also offers wealth management services. Products and services from Retail Banking are delivered to customers through 51 banking locations throughout the State of Hawaii, Guam, and Saipan. Commercial Banking Commercial Banking offers products that include corporate banking related products, commercial real estate loans, commercial lease financing, secured and unsecured lines of credit, automobile loans and auto dealer financing, business deposit products and credit cards. Commercial lending and deposit products are offered primarily to middle-market and large companies locally, nationally, and internationally. Treasury and Other Treasury consists of corporate asset and liability management activities including interest rate risk management. The segment’s assets and liabilities (and related interest income and expense) consist of interest-bearing deposits, investment securities, federal funds sold and purchased, government deposits, short- and long-term borrowings and bank-owned properties. The primary sources of noninterest income are from bank-owned life insurance, net gains from the sale of investment securities, foreign exchange income related to customer-driven currency requests from merchants and island visitors and management of bank-owned properties. The net residual effect of the transfer pricing of assets and liabilities is included in Treasury, along with the elimination of intercompany transactions. Other organizational units (Technology, Operations, Credit and Risk Management, Human Resources, Finance, Administration, Marketing, and Corporate and Regulatory Administration) provide a wide-range of support to the Company’s other income earning segments. Expenses incurred by these support units are charged to the business segments through an internal cost allocation process. The following tables present selected business segment financial information for the periods indicated. Treasury Retail Commercial and (dollars in Banking Banking Other Total Three Months Ended September 30, 2022 Net interest income $ 117,060 $ 39,586 $ 6,090 $ 162,736 Provision for credit losses (773) (1,227) (1,183) (3,183) Net interest income after provision for credit losses 116,287 38,359 4,907 159,553 Noninterest income 24,480 19,848 1,529 45,857 Noninterest expense (76,820) (28,079) (8,433) (113,332) Income (loss) before (provision) benefit for income taxes 63,947 30,128 (1,997) 92,078 (Provision) benefit for income taxes (16,093) (7,458) 491 (23,060) Net income (loss) $ 47,854 $ 22,670 $ (1,506) $ 69,018 Treasury Retail Commercial and (dollars in thousands) Banking Banking Other Total Nine Months Ended September 30, 2022 Net interest income $ 318,476 $ 111,500 $ 11,779 $ 441,755 Benefit for credit losses 682 701 181 1,564 Net interest income after benefit for credit losses 319,158 112,201 11,960 443,319 Noninterest income 70,280 58,918 2,176 131,374 Noninterest expense (220,397) (81,546) (24,606) (326,549) Income (loss) before (provision) benefit for income taxes 169,041 89,573 (10,470) 248,144 (Provision) benefit for income taxes (42,139) (21,962) 2,054 (62,047) Net income (loss) $ 126,902 $ 67,611 $ (8,416) $ 186,097 Treasury Retail Commercial and (dollars in thousands) Banking Banking Other Total Three Months Ended September 30, 2021 Net interest income (expense) $ 97,547 $ 41,218 $ (6,172) $ 132,593 Benefit of (provision) for credit losses 3,067 4,233 (3,300) 4,000 Net interest income (expense) after provision for credit losses 100,614 45,451 (9,472) 136,593 Noninterest income 22,698 18,317 9,089 50,104 Noninterest expense (60,870) (26,371) (13,795) (101,036) Income (loss) before (provision) benefit for income taxes 62,442 37,397 (14,178) 85,661 (Provision) benefit for income taxes (15,660) (9,269) 3,547 (21,382) Net income (loss) $ 46,782 $ 28,128 $ (10,631) $ 64,279 Treasury Retail Commercial and (dollars in thousands) Banking Banking Other Total Nine Months Ended September 30, 2021 Net interest income (expense) $ 289,107 $ 119,718 $ (15,593) $ 393,232 Benefit of (provision) for credit losses 17,191 23,728 (1,919) 39,000 Net interest income (expense) after provision for credit losses 306,298 143,446 (17,512) 432,232 Noninterest income 68,768 53,886 20,689 143,343 Noninterest expense (185,874) (73,842) (37,014) (296,730) Income (loss) before (provision) benefit for income taxes 189,192 123,490 (33,837) 278,845 (Provision) benefit for income taxes (47,670) (30,898) 8,436 (70,132) Net income (loss) $ 141,522 $ 92,592 $ (25,401) $ 208,713

Organization and Basis of Pre_2

Organization and Basis of Presentation (Policies)	9 Months Ended
Organization and Basis of Presentation (Policies)	Sep. 30, 2022
Organization and Basis of Presentation
Organization and Basis of Presentation	First Hawaiian, Inc. (“FHI” or the “Parent”), a bank holding company, owns 100% of the outstanding common stock of First Hawaiian Bank (“FHB” or the “Bank”), its only direct, wholly owned subsidiary. FHB offers a comprehensive suite of banking services, including loans, deposit products, wealth management, insurance, trust, retirement planning, credit card and merchant processing services, to consumer and commercial customers. The accompanying unaudited interim consolidated financial statements of First Hawaiian, Inc. and Subsidiary (the “Company”) have been prepared in accordance with generally accepted accounting principles in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to such rules and regulations. The accompanying unaudited interim consolidated financial statements and notes thereto should be read in conjunction with the Company’s audited consolidated financial statements and related notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. In the opinion of management, all adjustments, which consist of normal recurring adjustments necessary for a fair presentation of the interim period consolidated financial information, have been made. Results of operations for interim periods are not necessarily indicative of results to be expected for the entire year. Intercompany account balances and transactions have been eliminated in consolidation.
Use of Estimates in the Preparation of Financial Statements	Use of Estimates in the Preparation of Financial Statements The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Management bases its estimates on historical experience and various other assumptions believed to be reasonable. Although these estimates are based on management’s best knowledge of current events, actual results may differ from these estimates.
Investment Securities	Investment Securities As of September 30, 2022 and December 31, 2021, investment securities were comprised primarily of debt securities, mortgage-backed securities and collateralized mortgage obligations issued by the U.S. Government, its agencies and government-sponsored enterprises, with under 4% of the investment securities comprised of collateralized loan obligations rated AA or better and obligations issued by local state and political subdivisions rated AA or better. The Company amortizes premiums and accretes discounts using the interest method over the expected lives of the individual securities. Premiums on callable debt securities are amortized to their next call date. All investment securities transactions are recorded on a trade-date basis. As of September 30, 2022, the Company’s investment securities were categorized as either available-for-sale (investment securities that may be sold before maturity at the discretion of management) or held-to-maturity (investment securities that management has the positive intent and ability to hold to maturity). As of December 31, 2021, all of the Company’s investment securities were categorized as available-for-sale. Available-for-sale investment securities are reported at fair value, with unrealized gains and losses reported in accumulated other comprehensive income. Gains and losses realized on sales of available-for-sale investment securities are determined using the specific identification method. Held-to-maturity investment securities are reported at amortized cost and may have a realized gain or loss if the investment security is retired or redeemed before the original maturity date. Transfers of debt securities from the available-for-sale category to the held-to-maturity category are made at fair value at the date of transfer. The unrealized holding gain or loss at the date of transfer remains in accumulated other comprehensive income and in the carrying value of the held-to-maturity investment security. Premiums or discounts on investment securities are amortized or accreted as an adjustment of yield using the interest method over the expected life of the security. Unrealized holding gains or losses that remain in accumulated other comprehensive income are also amortized or accreted over the expected life of the security as an adjustment of yield, offsetting the related amortization of the premium or accretion of the discount. For available-for-sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security’s amortized cost basis is written down to fair value through income. For available-for-sale debt securities that do not meet the aforementioned criteria, the Company evaluates at the individual security level whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security is compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. For held-to-maturity debt securities, the Company utilizes the Current Expected Credit Loss (“CECL”) approach to estimate lifetime expected credit losses. The allowance for credit losses is a valuation account that is deducted from the amortized cost basis of held-to-maturity debt securities to present the net amount expected to be collected from held-to-maturity debt securities. Changes in the allowance for credit losses, if any, are recorded as a provision for (or reversal of) credit losses. Losses are charged against the allowance when management believes the uncollectibility of an available-for-sale or held-to-maturity investment security is confirmed or when either of the criteria regarding intent or requirement to sell an available-for-sale investment security is met. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. As of September 30, 2022, the Company’s available-for-sale and held-to-maturity investment securities were comprised primarily of debt securities, mortgage-backed securities and collateralized mortgage obligations issued by the U.S. Government, its agencies and government-sponsored enterprises. Management has concluded that the long history with no credit losses from these issuers indicates an expectation that nonpayment of the amortized cost basis is zero, and these securities are explicitly or implicitly fully guaranteed by the U.S. government. The U.S. government can print its own currency and its currency is routinely held by central banks and other major financial institutions. The dollar is used in international commerce, and commonly is viewed as a reserve currency, all of which qualitatively indicates that historical credit loss information should be minimally affected by current conditions and reasonable and supportable forecasts. Under 4% of the investment securities were comprised of collateralized loan obligations rated AA or better and obligations issued by local state and political subdivisions rated AA or better. These securities are investment grade and highly rated and carry either sufficient credit enhancement or days cash on hand to support timely payments of principal and interest. As a result, the Company does not expect any future payment defaults and has not recorded an allowance for credit losses for its available-for-sale and held-to-maturity debt securities as of September 30, 2022. Similarly, for the same reasons noted above, the Company did not record an allowance for credit losses for its available-for-sale debt securities as of December 31, 2021. Accrued interest receivable related to available-for-sale and held-to-maturity investment securities are recorded separately from the amortized cost basis of investment securities on the Company’s unaudited interim consolidated balance sheets.
Accounting Standards Adopted in 2022	Accounting Standards Adopted in 2022 In July 2021, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2021-05, Leases (Topic 842), Lessors – Certain Leases with Variable Lease Payments.
Recent Accounting Pronouncements	Recent Accounting Pronouncements The following ASUs have been issued by the FASB and are applicable to the Company in future reporting periods. In March 2022, the FASB issued ASU No. 2022-01, Derivatives and Hedging (Topic 815), Fair Value Hedging – Portfolio Layer Method. In March 2022, the FASB issued ASU No. 2022-02, Financial Instruments – Credit Losses (Topic 326), Troubled Debt Restructurings and Vintage Disclosures Enactment of the Inflation Reduction Act of 2022 On August 16, 2022, the U.S. government enacted the Inflation Reduction Act (IRA) which, among other changes, created a new corporate alternative minimum tax (AMT) based on adjusted financial statement income and imposes a 1% excise tax on corporate stock repurchases. The effective date of these provisions is January 1, 2023. The enactment of the IRA is not expected to have a material impact on the Company’s consolidated financial statements.

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
Investment Securities (Tables)	Sep. 30, 2022
Investment Securities
Schedule of amortized cost and fair value of securities	September 30, 2022 December 31, 2021 Amortized Unrealized Unrealized Fair Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gains Losses Value Cost Gains Losses Value U.S. Treasury and government agency debt securities $ 165,713 $ — $ (13,191) $ 152,522 $ 196,662 $ 125 $ (4,224) $ 192,563 Government-sponsored enterprises debt securities 45,000 — (674) 44,326 — — — — Mortgage-backed securities: Residential - Government agency 68,969 — (7,335) 61,634 135,764 1,791 (291) 137,264 Residential - Government-sponsored enterprises 1,366,912 — (169,071) 1,197,841 1,496,605 6,914 (12,419) 1,491,100 Commercial - Government agency 290,614 — (39,949) 250,665 392,443 1,741 (6,521) 387,663 Commercial - Government-sponsored enterprises 142,053 — (10,732) 131,321 1,415,511 2,646 (48,714) 1,369,443 Commercial - Non-agency 21,960 — (290) 21,670 — — — — Collateralized mortgage obligations: Government agency 769,161 — (74,948) 694,213 2,103,187 7,768 (31,432) 2,079,523 Government-sponsored enterprises 553,090 — (63,642) 489,448 2,671,131 3,608 (53,695) 2,621,044 Collateralized loan obligations 249,924 51 (4,455) 245,520 105,245 2 — 105,247 Debt securities issued by states and political subdivisions — — — — 44,185 — — 44,185 Total available-for-sale securities $ 3,673,396 $ 51 $ (384,287) $ 3,289,160 $ 8,560,733 $ 24,595 $ (157,296) $ 8,428,032 Government agency debt securities $ 55,069 $ — $ (5,579) $ 49,490 $ — $ — $ — $ — Mortgage-backed securities: Residential - Government agency 46,695 — (5,228) 41,467 — — — — Residential - Government-sponsored enterprises 108,145 — (11,927) 96,218 — — — — Commercial - Government agency 30,500 — (4,784) 25,716 — — — — Commercial - Government-sponsored enterprises 1,159,512 — (135,284) 1,024,228 — — — — Collateralized mortgage obligations: Government agency 1,106,231 — (97,089) 1,009,142 — — — — Government-sponsored enterprises 1,846,258 — (178,011) 1,668,247 — — — — Debt securities issued by states and political subdivisions 53,733 — (7,528) 46,205 — — — — Total held-to-maturity securities $ 4,406,143 $ — $ (445,430) $ 3,960,713 $ — $ — $ — $ —
Schedule of amortized cost and fair value of debt securities by contractual maturity	September 30, 2022 Amortized Fair (dollars in thousands) Cost Value Available-for-sale securities Due in one year or less $ 55,063 $ 54,493 Due after one year through five years 80,038 76,346 Due after five years through ten years 182,578 172,565 Due after ten years 164,918 160,634 482,597 464,038 Mortgage-backed securities: Residential - Government agency 68,969 61,634 Residential - Government-sponsored enterprises 1,366,912 1,197,841 Commercial - Government agency 290,614 250,665 Commercial - Government-sponsored enterprises 142,053 131,321 Total mortgage-backed securities 1,868,548 1,641,461 Collateralized mortgage obligations: Government agency 769,161 694,213 Government-sponsored enterprises 553,090 489,448 Total collateralized mortgage obligations 1,322,251 1,183,661 Total available-for-sale securities $ 3,673,396 $ 3,289,160 Held-to-maturity securities Due in one year or less $ — $ — Due after one year through five years — — Due after five years through ten years — — Due after ten years 108,802 95,695 108,802 95,695 Mortgage-backed securities: Residential - Government agency 46,695 41,467 Residential - Government-sponsored enterprises 108,145 96,218 Commercial - Government agency 30,500 25,716 Commercial - Government-sponsored enterprises 1,159,512 1,024,228 Total mortgage-backed securities 1,344,852 1,187,629 Collateralized mortgage obligations: Government agency 1,106,231 1,009,142 Government-sponsored enterprises 1,846,258 1,668,247 Total collateralized mortgage obligations 2,952,489 2,677,389 Total held-to-maturity securities $ 4,406,143 $ 3,960,713
Schedule of gross unrealized losses and fair values of securities in a continuous loss position	Time in Continuous Loss as of September 30, 2022 Less Than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized (dollars in thousands) Losses Fair Value Losses Fair Value Losses Fair Value U.S. Treasury and government agency debt securities $ (3,200) $ 83,558 $ (9,991) $ 68,964 $ (13,191) $ 152,522 Government-sponsored enterprises debt securities (674) 44,326 — — (674) 44,326 Mortgage-backed securities: Residential - Government agency (7,335) 61,634 — — (7,335) 61,634 Residential - Government-sponsored enterprises (134,845) 994,823 (34,226) 203,018 (169,071) 1,197,841 Commercial - Government agency (13,928) 117,444 (26,021) 133,221 (39,949) 250,665 Commercial - Government-sponsored enterprises (7,080) 106,268 (3,652) 25,053 (10,732) 131,321 Commercial - Non-agency (290) 21,670 — — (290) 21,670 Collateralized mortgage obligations: Government agency (74,722) 691,942 (226) 2,271 (74,948) 694,213 Government-sponsored enterprises (25,190) 258,825 (38,452) 230,623 (63,642) 489,448 Collateralized loan obligations: (4,455) 169,242 — — (4,455) 169,242 Total available-for-sale securities with unrealized losses $ (271,719) $ 2,549,732 $ (112,568) $ 663,150 $ (384,287) $ 3,212,882 Time in Continuous Loss as of December 31, 2021 Less Than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized (dollars in thousands) Losses Fair Value Losses Fair Value Losses Fair Value U.S. Treasury and government agency debt securities $ (3,355) $ 134,468 $ (869) $ 16,642 $ (4,224) $ 151,110 Mortgage-backed securities: Residential - Government agency (291) 51,231 — — (291) 51,231 Residential - Government-sponsored enterprises (10,876) 1,230,104 (1,543) 32,415 (12,419) 1,262,519 Commercial - Government agency (5,239) 186,024 (1,282) 26,063 (6,521) 212,087 Commercial - Government-sponsored enterprises (22,179) 744,819 (26,535) 397,123 (48,714) 1,141,942 Collateralized mortgage obligations: Government agency (31,432) 1,441,848 — — (31,432) 1,441,848 Government-sponsored enterprises (52,551) 2,255,535 (1,144) 24,959 (53,695) 2,280,494 Total available-for-sale securities with unrealized losses $ (125,923) $ 6,044,029 $ (31,373) $ 497,202 $ (157,296) $ 6,541,231

Loans and Leases (Tables)

Loans and Leases (Tables)	9 Months Ended
Loans and Leases (Tables)	Sep. 30, 2022
Loans and Leases.
Schedule of components of loans and leases	September 30, December 31, (dollars in thousands) 2022 2021 Commercial and industrial $ 2,043,807 $ 2,087,099 Commercial real estate 4,103,310 3,639,623 Construction 765,862 813,969 Residential: Residential mortgage 4,252,041 4,083,367 Home equity line 1,010,631 876,608 Total residential 5,262,672 4,959,975 Consumer 1,218,885 1,229,939 Lease financing 305,838 231,394 Total loans and leases $ 13,700,374 $ 12,961,999

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	9 Months Ended
Allowance for Credit Losses (Tables)	Sep. 30, 2022
Allowance for Credit Losses
Schedule of activity in the allowance by class of loans and lease	Three Months Ended September 30, 2022 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Allowance for credit losses: Balance at beginning of period $ 15,924 $ 44,726 $ 5,367 $ 1,398 $ 33,635 $ 4,734 $ 43,158 $ 148,942 Charge-offs (328) (750) — — (1) — (3,986) (5,065) Recoveries 240 — — — 37 356 1,653 2,286 Provision (703) 416 (643) 235 248 164 2,283 2,000 Balance at end of period $ 15,133 $ 44,392 $ 4,724 $ 1,633 $ 33,919 $ 5,254 $ 43,108 $ 148,163 Nine Months Ended September 30, 2022 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Allowance for credit losses: Balance at beginning of period $ 20,080 $ 42,951 $ 9,773 $ 1,659 $ 34,364 $ 5,642 $ 42,793 $ 157,262 Charge-offs (1,277) (750) — — (1) (1,163) (11,754) (14,945) Recoveries 594 14 — 60 245 575 5,741 7,229 Provision (4,264) 2,177 (5,049) (86) (689) 200 6,328 (1,383) Balance at end of period $ 15,133 $ 44,392 $ 4,724 $ 1,633 $ 33,919 $ 5,254 $ 43,108 $ 148,163 Three Months Ended September 30, 2021 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Allowance for credit losses: Balance at beginning of period $ 23,063 $ 47,033 $ 10,152 $ 3,067 $ 34,208 $ 6,250 $ 45,375 $ 169,148 Charge-offs (224) — — — — (235) (2,926) (3,385) Recoveries 121 15 — — 215 27 2,405 2,783 Provision 796 (3,449) (398) (833) (655) (325) (2,436) (7,300) Balance at end of period $ 23,756 $ 43,599 $ 9,754 $ 2,234 $ 33,768 $ 5,717 $ 42,418 $ 161,246 Nine Months Ended September 30, 2021 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Allowance for credit losses: Balance at beginning of year $ 24,711 $ 58,123 $ 10,039 $ 3,298 $ 40,461 $ 7,163 $ 64,659 $ 208,454 Charge-offs (1,517) (66) — — (98) (235) (13,384) (15,300) Recoveries 623 30 166 — 246 89 7,857 9,011 Provision (61) (14,488) (451) (1,064) (6,841) (1,300) (16,714) (40,919) Balance at end of period $ 23,756 $ 43,599 $ 9,754 $ 2,234 $ 33,768 $ 5,717 $ 42,418 $ 161,246
Schedule of activity in the Liability for Credit Losses for Off-Balance-Sheet Financial Instruments	Three Months Ended September 30, 2022 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Reserve for unfunded commitments: Balance at beginning of period $ 7,640 $ 3,750 $ 6,084 $ — $ 32 $ 11,423 $ 29 $ 28,958 Provision 478 (1,397) 630 — (4) 1,473 3 1,183 Balance at end of period $ 8,118 $ 2,353 $ 6,714 $ — $ 28 $ 12,896 $ 32 $ 30,141 Nine Months Ended September 30, 2022 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Reserve for unfunded commitments: Balance at beginning of period $ 8,615 $ 2,114 $ 8,963 $ — $ 15 $ 10,546 $ 69 $ 30,322 Provision (497) 239 (2,249) — 13 2,350 (37) (181) Balance at end of period $ 8,118 $ 2,353 $ 6,714 $ — $ 28 $ 12,896 $ 32 $ 30,141 Three Months Ended September 30, 2021 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Reserve for unfunded commitments: Balance at beginning of period $ 12,808 $ 978 $ 7,873 $ — $ — $ 7,521 $ 42 $ 29,222 Provision 446 255 902 — — 1,669 28 3,300 Balance at end of period $ 13,254 $ 1,233 $ 8,775 $ — $ — $ 9,190 $ 70 $ 32,522 Nine Months Ended September 30, 2021 Commercial Lending Residential Lending Commercial Commercial Home and Real Lease Residential Equity (dollars in thousands) Industrial Estate Construction Financing Mortgage Line Consumer Total Reserve for unfunded commitments: Balance at beginning of period $ 11,719 $ 1,328 $ 9,037 $ — $ 2 $ 8,452 $ 65 $ 30,603 Provision 1,535 (95) (262) — (2) 738 5 1,919 Balance at end of period $ 13,254 $ 1,233 $ 8,775 $ — $ — $ 9,190 $ 70 $ 32,522
Schedule of amortized cost basis by year of origination and credit quality indicator	The amortized cost basis by year of origination and credit quality indicator of the Company’s loans and leases as of September 30, 2022 was as follows: Revolving Loans Converted Term Loans Revolving to Term Amortized Cost Basis by Origination Year Loans Loans Amortized Amortized (dollars in thousands) 2022 2021 2020 2019 2018 Prior Cost Basis Cost Basis Total Commercial Lending Commercial and Industrial Risk rating: Pass $ 310,400 $ 425,853 $ 55,272 $ 177,670 $ 55,923 $ 151,156 $ 709,823 $ 15,997 $ 1,902,094 Special Mention 2,179 274 1,492 2,562 209 1,776 31,747 467 40,706 Substandard 655 719 872 1,383 956 1,196 14,728 89 20,598 Other (1) 12,817 8,707 10,095 4,664 2,355 1,358 40,413 — 80,409 Total Commercial and Industrial 326,051 435,553 67,731 186,279 59,443 155,486 796,711 16,553 2,043,807 Commercial Real Estate Risk rating: Pass 700,785 696,763 355,992 548,364 449,754 1,242,315 66,075 — 4,060,048 Special Mention 183 — 559 14,965 515 9,549 687 — 26,458 Substandard — — 176 — 1,724 14,749 2 — 16,651 Other (1) — — — — — 153 — — 153 Total Commercial Real Estate 700,968 696,763 356,727 563,329 451,993 1,266,766 66,764 — 4,103,310 Construction Risk rating: Pass 83,233 225,116 84,312 92,856 116,344 86,722 13,443 — 702,026 Special Mention — — — 229 — — — — 229 Substandard — — — — 346 494 — — 840 Other (1) 22,424 25,610 4,258 2,247 3,908 3,367 953 — 62,767 Total Construction 105,657 250,726 88,570 95,332 120,598 90,583 14,396 — 765,862 Lease Financing Risk rating: Pass 110,563 25,450 46,635 42,307 6,904 68,028 — — 299,887 Special Mention — 434 2,591 1,342 9 — — — 4,376 Substandard — — 196 14 13 1,352 — — 1,575 Total Lease Financing 110,563 25,884 49,422 43,663 6,926 69,380 — — 305,838 Total Commercial Lending $ 1,243,239 $ 1,408,926 $ 562,450 $ 888,603 $ 638,960 $ 1,582,215 $ 877,871 $ 16,553 $ 7,218,817 (continued) Revolving Loans Converted Term Loans Revolving to Term Amortized Cost Basis by Origination Year Loans Loans (continued) Amortized Amortized (dollars in thousands) 2022 2021 2020 2019 2018 Prior Cost Basis Cost Basis Total Residential Lending Residential Mortgage FICO: 740 and greater $ 474,234 $ 1,056,814 $ 577,378 $ 244,169 $ 169,100 $ 941,705 $ — $ — $ 3,463,400 680 - 739 54,037 122,420 77,660 44,519 21,581 137,573 — — 457,790 620 - 679 7,749 19,021 13,776 4,801 3,868 35,926 — — 85,141 550 - 619 168 1,930 292 225 2,060 7,225 — — 11,900 Less than 550 2,053 1,236 59 — 339 4,621 — — 8,308 No Score (3) 16,029 14,771 6,874 13,004 16,023 50,871 — — 117,572 Other (2) 19,155 18,827 15,436 9,398 9,229 29,468 5,861 556 107,930 Total Residential Mortgage 573,425 1,235,019 691,475 316,116 222,200 1,207,389 5,861 556 4,252,041 Home Equity Line FICO: 740 and greater — — — — — — 781,307 1,961 783,268 680 - 739 — — — — — — 164,166 2,650 166,816 620 - 679 — — — — — — 42,043 2,124 44,167 550 - 619 — — — — — — 8,719 1,375 10,094 Less than 550 — — — — — — 1,157 487 1,644 No Score (3) — — — — — — 4,642 — 4,642 Total Home Equity Line — — — — — — 1,002,034 8,597 1,010,631 Total Residential Lending 573,425 1,235,019 691,475 316,116 222,200 1,207,389 1,007,895 9,153 5,262,672 Consumer Lending FICO: 740 and greater 167,566 120,725 59,620 50,907 30,750 12,114 116,628 195 558,505 680 - 739 80,920 72,861 41,177 36,236 19,242 10,311 68,968 569 330,284 620 - 679 19,673 32,216 15,779 19,379 11,622 8,584 30,441 1,033 138,727 550 - 619 2,159 5,975 5,859 9,266 6,476 5,188 9,803 983 45,709 Less than 550 520 1,557 2,631 4,311 2,106 1,991 2,923 379 16,418 No Score (3) 2,122 337 1 50 28 35 38,831 237 41,641 Other (2) 1,645 4,197 358 1,393 — 2,153 77,855 — 87,601 Total Consumer Lending 274,605 237,868 125,425 121,542 70,224 40,376 345,449 3,396 1,218,885 Total Loans and Leases $ 2,091,269 $ 2,881,813 $ 1,379,350 $ 1,326,261 $ 931,384 $ 2,829,980 $ 2,231,215 $ 29,102 $ 13,700,374 (1) Other credit quality indicators used for monitoring purposes are primarily FICO scores. The majority of the loans in this population were originated to borrowers with a prime FICO score. (2) Other credit quality indicators used for monitoring purposes are primarily internal risk ratings. The majority of the loans in this population were graded with a “Pass” rating. (3) No FICO scores are primarily related to loans and leases extended to non-residents. Loans and leases of this nature are primarily secured by collateral and/or are closely monitored for performance. The amortized cost basis by year of origination and credit quality indicator of the Company’s loans and leases as of December 31, 2021 was as follows: Revolving Loans Converted Term Loans Revolving to Term Amortized Cost Basis by Origination Year Loans Loans Amortized Amortized (dollars in thousands) 2021 2020 2019 2018 2017 Prior Cost Basis Cost Basis Total Commercial Lending Commercial and Industrial Risk rating: Pass $ 623,098 $ 129,665 $ 223,388 $ 88,409 $ 29,380 $ 168,591 $ 644,947 $ 40,193 $ 1,947,671 Special Mention 397 4,382 4,213 12,552 974 5,313 4,804 986 33,621 Substandard 354 1,380 1,951 1,285 60 3,551 17,893 1,043 27,517 Other (1) 13,277 7,070 7,741 4,453 1,995 370 43,384 — 78,290 Total Commercial and Industrial 637,126 142,497 237,293 106,699 32,409 177,825 711,028 42,222 2,087,099 Commercial Real Estate Risk rating: Pass 693,370 338,140 533,887 487,739 415,186 940,732 78,479 14,891 3,502,424 Special Mention — — 48,499 7,470 25,513 30,255 7,600 — 119,337 Substandard — — — 1,776 164 15,303 459 — 17,702 Other (1) — — — — — 160 — — 160 Total Commercial Real Estate 693,370 338,140 582,386 496,985 440,863 986,450 86,538 14,891 3,639,623 Construction Risk rating: Pass 154,558 107,767 210,314 155,311 62,770 48,021 22,859 — 761,600 Special Mention — — 244 707 — 356 — — 1,307 Substandard — — — 363 — 839 — — 1,202 Other (1) 26,835 8,875 4,317 4,308 2,684 2,048 793 — 49,860 Total Construction 181,393 116,642 214,875 160,689 65,454 51,264 23,652 — 813,969 Lease Financing Risk rating: Pass 33,980 60,650 48,236 9,449 15,009 57,130 — — 224,454 Special Mention 501 2,702 1,506 311 153 — — — 5,173 Substandard — 270 140 16 871 470 — — 1,767 Total Lease Financing 34,481 63,622 49,882 9,776 16,033 57,600 — — 231,394 Total Commercial Lending $ 1,546,370 $ 660,901 $ 1,084,436 $ 774,149 $ 554,759 $ 1,273,139 $ 821,218 $ 57,113 $ 6,772,085 (continued) Revolving Loans Converted Term Loans Revolving to Term Amortized Cost Basis by Origination Year Loans Loans (continued) Amortized Amortized (dollars in thousands) 2021 2020 2019 2018 2017 Prior Cost Basis Cost Basis Total Residential Lending Residential Mortgage FICO: 740 and greater $ 1,101,958 $ 635,061 $ 286,993 $ 198,622 $ 251,906 $ 829,175 $ — $ — $ 3,303,715 680 - 739 140,997 81,590 45,163 27,315 32,855 125,906 — — 453,826 620 - 679 15,781 11,943 5,268 10,149 9,069 37,404 — — 89,614 550 - 619 1,735 873 698 533 2,033 7,475 — — 13,347 Less than 550 — — — 345 2,603 2,838 — — 5,786 No Score (3) 18,882 7,938 15,051 18,107 17,333 42,185 — — 119,496 Other (2) 25,625 16,263 10,242 11,297 16,242 17,152 44 718 97,583 Total Residential Mortgage 1,304,978 753,668 363,415 266,368 332,041 1,062,135 44 718 4,083,367 Home Equity Line FICO: 740 and greater — — — — — — 671,566 1,873 673,439 680 - 739 — — — — — — 141,889 3,968 145,857 620 - 679 — — — — — — 37,815 2,500 40,315 550 - 619 — — — — — — 9,090 948 10,038 Less than 550 — — — — — — 2,574 68 2,642 No Score (3) — — — — — — 4,317 — 4,317 Total Home Equity Line — — — — — — 867,251 9,357 876,608 Total Residential Lending 1,304,978 753,668 363,415 266,368 332,041 1,062,135 867,295 10,075 4,959,975 Consumer Lending FICO: 740 and greater 155,929 83,337 79,617 56,707 24,525 8,067 117,843 209 526,234 680 - 739 93,214 56,327 55,126 34,049 17,527 6,315 69,366 707 332,631 620 - 679 41,671 21,986 28,491 19,403 12,952 5,324 31,165 1,175 162,167 550 - 619 7,836 8,265 13,265 10,497 7,469 3,244 10,359 1,089 62,024 Less than 550 2,272 3,867 6,646 3,484 2,739 1,175 3,195 536 23,914 No Score (3) 481 19 56 40 65 2 35,414 320 36,397 Other (2) 4,737 365 1,712 17 2,182 31 77,528 — 86,572 Total Consumer Lending 306,140 174,166 184,913 124,197 67,459 24,158 344,870 4,036 1,229,939 Total Loans and Leases $ 3,157,488 $ 1,588,735 $ 1,632,764 $ 1,164,714 $ 954,259 $ 2,359,432 $ 2,033,383 $ 71,224 $ 12,961,999 (1) Other credit quality indicators used for monitoring purposes are primarily FICO scores. The majority of the loans in this population were originated to borrowers with a prime FICO score. (2) Other credit quality indicators used for monitoring purposes are primarily internal risk ratings. The majority of the loans in this population were graded with a “Pass” rating. (3) No FICO scores are primarily related to loans and leases extended to non-residents. Loans and leases of this nature are primarily secured by collateral and/or are closely monitored for performance.
Schedule of revolving loans that were converted to term loans	Three Months Ended (dollars in thousands) September 30, 2022 Consumer 314 Total Revolving Loans Converted to Term Loans During the Period $ 314 Nine Months Ended (dollars in thousands) September 30, 2022 Commercial and industrial $ 480 Home equity line 2,072 Consumer 1,004 Total Revolving Loans Converted to Term Loans During the Period $ 3,556 Three Months Ended (dollars in thousands) September 30, 2021 Commercial and industrial $ 195 Home equity line 560 Consumer 422 Total Revolving Loans Converted to Term Loans During the Period $ 1,177 Nine Months Ended (dollars in thousands) September 30, 2021 Commercial and industrial $ 454 Home equity line 2,177 Consumer 1,358 Total Revolving Loans Converted to Term Loans During the Period $ 3,989
Schedule of aging analyses of past due loans and leases	September 30, 2022 Past Due Loans and Greater Leases Past Than or Due 90 Days 30-59 60-89 Equal to or More and Days Days 90 Days Total Total Loans Still Accruing (dollars in thousands) Past Due Past Due Past Due Past Due Current and Leases Interest Commercial and industrial $ 2,447 $ 858 $ 2,883 $ 6,188 $ 2,037,619 $ 2,043,807 $ 1,445 Commercial real estate 2,000 657 727 3,384 4,099,926 4,103,310 — Construction 28 — 483 511 765,351 765,862 390 Lease financing — — — — 305,838 305,838 — Residential mortgage 373 3,943 3,358 7,674 4,244,367 4,252,041 — Home equity line 3,536 2,888 1,832 8,256 1,002,375 1,010,631 1,832 Consumer 24,196 5,187 1,976 31,359 1,187,526 1,218,885 1,976 Total $ 32,580 $ 13,533 $ 11,259 $ 57,372 $ 13,643,002 $ 13,700,374 $ 5,643 December 31, 2021 Past Due Loans and Greater Leases Past Than or Due 90 Days 30-59 60-89 Equal to or More and Days Days 90 Days Total Total Loans Still Accruing (dollars in thousands) Past Due Past Due Past Due Past Due Current and Leases Interest Commercial and industrial $ 1,195 $ 1,195 $ 1,318 $ 3,708 $ 2,083,391 $ 2,087,099 $ 740 Commercial real estate 631 — — 631 3,638,992 3,639,623 — Construction 162 — — 162 813,807 813,969 — Lease financing — — — — 231,394 231,394 — Residential mortgage 3,030 1,002 5,617 9,649 4,073,718 4,083,367 987 Home equity line 1,538 538 3,681 5,757 870,851 876,608 3,681 Consumer 16,534 3,366 1,800 21,700 1,208,239 1,229,939 1,800 Total $ 23,090 $ 6,101 $ 12,416 $ 41,607 $ 12,920,392 $ 12,961,999 $ 7,208
Schedule of amortized cost basis of loans and leases on nonaccrual status	September 30, 2022 Nonaccrual Loans and Leases With No Nonaccrual Allowance Loans (dollars in thousands) for Credit Losses and Leases Commercial and industrial $ 665 $ 1,528 Commercial real estate 727 727 Residential mortgage 1,579 6,028 Total Nonaccrual Loans and Leases $ 2,971 $ 8,283 December 31, 2021 Nonaccrual Loans and Leases With No Nonaccrual Allowance Loans (dollars in thousands) for Credit Losses and Leases Commercial and industrial $ — $ 718 Commercial real estate 727 727 Residential mortgage 1,192 5,637 Total Nonaccrual Loans and Leases $ 1,919 $ 7,082
Schedule of information related to loans modified in a TDR	Three Months Ended Nine Months Ended September 30, 2022 September 30, 2022 Number of Recorded Related Number of Recorded Related (dollars in thousands) Contracts (1) Investment (2) ACL Contracts (1) Investment (2) ACL Commercial and industrial 2 $ 201 $ 4 2 $ 201 $ 4 Residential mortgage — — — 1 252 32 Consumer 50 387 114 234 2,286 424 Total 52 $ 588 $ 118 237 $ 2,739 $ 460 Three Months Ended Nine Months Ended September 30, 2021 September 30, 2021 Number of Recorded Related Number of Recorded Related (dollars in thousands) Contracts (1) Investment (2) ACL Contracts (1) Investment (2) ACL Commercial and industrial — $ — $ — 13 $ 1,946 $ 127 Commercial real estate — — — 1 365 75 Construction — — — 2 699 79 Residential mortgage — — — 13 5,582 213 Consumer 150 1,950 247 1,671 15,916 2,128 Total 150 $ 1,950 $ 247 1,700 $ 24,508 $ 2,622 (1) The number of contracts does not include TDRs that have been fully paid off, charged off, or foreclosed upon by the end of the period. (2) The recorded investment balances reflect all partial paydowns and charge-offs since the modification date and do not include TDRs that have been fully paid off, charged off, or foreclosed upon by the end of the period.
Schedule of TDRs that defaulted in period within 12 months of their permanent modification date	Three Months Ended Nine Months Ended Three Months Ended Nine Months Ended September 30, 2022 September 30, 2022 September 30, 2021 September 30, 2021 Number of Recorded Number of Recorded Number of Recorded Number of Recorded (dollars in Contracts (1) Investment (2) Contracts (1) Investment (2) Contracts (1) Investment (2) Contracts (1) Investment (2) Commercial and industrial 1 $ 216 2 $ 541 2 $ 265 3 $ 613 Construction — — — — — — 1 359 Commercial real estate — — — — 1 500 1 500 Residential mortgage — — — — 2 596 3 884 Consumer 123 1,561 219 2,939 230 3,258 314 4,366 Total 124 $ 1,777 221 $ 3,480 235 $ 4,619 322 $ 6,722 (1) The number of contracts does not include TDRs that have been fully paid off, charged off, or foreclosed upon by the end of the period. (2) The recorded investment balances reflect all partial paydowns and charge-offs since the modification date and do not include TDRs that have been fully paid off, charged off, or foreclosed upon by the end of the period.

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	9 Months Ended
Mortgage Servicing Rights (Tables)	Sep. 30, 2022
Mortgage Servicing Rights
Schedule of estimated future amortization expense for MSRs	Estimated (dollars in thousands) Amortization Under one year $ 1,038 One to two years 912 Two to three years 800 Three to four years 699 Four to five years 611
Schedule of details of the Company's MSRs	September 30, December 31, (dollars in thousands) 2022 2021 Gross carrying amount $ 69,254 $ 69,103 Less: accumulated amortization 62,388 60,801 Net carrying value $ 6,866 $ 8,302
Schedule of changes in amortized MSRs	Three Months Ended September 30, Nine Months Ended September 30, (dollars in thousands) 2022 2021 2022 2021 Balance at beginning of period $ 7,152 $ 10,007 $ 8,302 $ 10,731 Originations 47 101 151 1,206 Amortization (333) (1,001) (1,587) (2,830) Balance at end of period $ 6,866 $ 9,107 $ 6,866 $ 9,107 Fair value of amortized MSRs at beginning of period $ 14,969 $ 13,480 $ 12,243 $ 14,029 Fair value of amortized MSRs at end of period $ 14,945 $ 12,080 $ 14,945 $ 12,080
Schedule of quantitative assumptions used in determining lower of cost or fair value of MSRs	September 30, 2022 December 31, 2021 Weighted Weighted Range Average Range Average Conditional prepayment rate 8.06 % - 16.41 % 8.19 % 13.77 % - 25.19 % 14.61 % Life in years (of the MSR) 3.04 - 6.94 6.81 1.99 - 5.31 5.03 Weighted-average coupon rate 3.55 % - 6.31 % 3.68 % 3.58 % - 6.56 % 3.71 % Discount rate 10.00 % - 10.02 % 10.01 % 10.00 % - 10.01 % 10.00 %

Transfers of Financial Assets (

Transfers of Financial Assets (Tables)	9 Months Ended
Transfers of Financial Assets (Tables)	Sep. 30, 2022
Transfers of Financial Assets
Schedule of carrying amounts of assets pledged as collateral	(dollars in thousands) September 30, 2022 December 31, 2021 Public deposits $ 2,280,947 $ 1,913,369 Federal Home Loan Bank 2,075,537 2,380,042 Federal Reserve Bank 1,717,782 1,724,279 ACH transactions 128,194 115,038 Interest rate swaps 29,905 48,430 Total $ 6,232,365 $ 6,181,158

Deposits (Tables)

Deposits (Tables)	9 Months Ended
Deposits (Tables)	Sep. 30, 2022
Deposits
Schedule of deposits by category	(dollars in thousands) September 30, 2022 December 31, 2021 U.S.: Interest-bearing $ 11,908,206 $ 11,553,298 Noninterest-bearing 8,434,926 8,498,187 Foreign: Interest-bearing 866,439 868,985 Noninterest-bearing 882,167 895,676 Total deposits $ 22,091,738 $ 21,816,146
Schedule of maturity distribution of time certificates of deposit	The following table presents the maturity distribution of time certificates of deposit as of September 30, 2022: Under $250,000 (dollars in thousands) $250,000 or More Total Three months or less $ 193,458 $ 346,995 $ 540,453 Over three through six months 200,904 365,394 566,298 Over six through twelve months 282,561 179,160 461,721 One to two years 116,268 42,528 158,796 Two to three years 54,972 16,885 71,857 Three to four years 41,935 12,231 54,166 Four to five years 33,114 11,690 44,804 Thereafter 827 — 827 Total $ 924,039 $ 974,883 $ 1,898,922

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Loss (Tables)	9 Months Ended
Accumulated Other Comprehensive Loss (Tables)	Sep. 30, 2022
Accumulated Other Comprehensive Loss
Schedule of changes in accumulated other comprehensive income (loss)	Income Tax Pre-tax Benefit Net of (dollars in Amount (Expense) Tax Accumulated other comprehensive loss at June 30, 2022 $ (779,352) $ 207,895 $ (571,457) Three months ended September 30, 2022 Investment securities: Unrealized net losses arising during the period (130,000) 34,677 (95,323) Reclassification of net losses to net income: Amortization of unrealized holding losses on held-to-maturity securities 15,217 (4,058) 11,159 Net change in investment securities (114,783) 30,619 (84,164) Cash flow derivative hedges: Unrealized net losses arising during the period (4,372) 1,165 (3,207) Reclassification of net losses included in net income 98 (26) 72 Net change in cash flow derivative hedges (4,274) 1,139 (3,135) Other comprehensive loss (119,057) 31,758 (87,299) Accumulated other comprehensive loss at September 30, 2022 $ (898,409) $ 239,653 $ (658,756) Income Tax Pre-tax Benefit Net of (dollars in thousands) Amount (Expense) Tax Accumulated other comprehensive loss at December 31, 2021 $ (165,967) $ 44,274 $ (121,693) Nine months ended September 30, 2022 Investment securities: Unrealized net losses arising during the period (759,437) 202,580 (556,857) Reclassification of net losses to net income: Amortization of unrealized holding losses on held-to-maturity securities 35,146 (9,375) 25,771 Net change in investment securities (724,291) 193,205 (531,086) Cash flow derivative hedges: Unrealized net losses arising during the period (7,611) 2,030 (5,581) Reclassification of net gains included in net income (540) 144 (396) Net change in cash flow derivative hedges (8,151) 2,174 (5,977) Other comprehensive loss (732,442) 195,379 (537,063) Accumulated other comprehensive loss at September 30, 2022 $ (898,409) $ 239,653 $ (658,756) Income Tax Pre-tax Benefit Net of (dollars in thousands) Amount (Expense) Tax Accumulated other comprehensive loss at June 30, 2021 $ (40,509) $ 10,807 $ (29,702) Three months ended September 30, 2021 Investment securities: Unrealized net losses arising during the period (43,316) 11,555 (31,761) Net change in investment securities (43,316) 11,555 (31,761) Other comprehensive loss (43,316) 11,555 (31,761) Accumulated other comprehensive loss at September 30, 2021 $ (83,825) $ 22,362 $ (61,463) Income Tax Pre-tax Benefit Net of (dollars in thousands) Amount (Expense) Tax Accumulated other comprehensive income at December 31, 2020 $ 43,098 $ (11,494) $ 31,604 Nine months ended September 30, 2021 Investment securities: Unrealized net losses arising during the period (126,821) 33,829 (92,992) Reclassification of net gains to net income: Investment securities gains, net (102) 27 (75) Net change in investment securities (126,923) 33,856 (93,067) Other comprehensive loss (126,923) 33,856 (93,067) Accumulated other comprehensive loss at September 30, 2021 $ (83,825) $ 22,362 $ (61,463)
Summary of changes in accumulated other comprehensive income (loss), net of tax	Pensions Accumulated and Available-for-Sale Held-to-Maturity Cash Flow Other Other Investment Investment Derivative Comprehensive (dollars in thousands) Benefits Securities Securities Hedges Loss Three Months Ended September 30, 2022 Balance at beginning of period $ (24,390) $ (220,021) $ (324,204) $ (2,842) $ (571,457) Unrealized net losses related to the transfer of securities from available-for-sale to held-to-maturity — 33,603 (33,603) — — Other comprehensive (loss) income — (95,323) 11,159 (3,135) (87,299) Balance at end of period $ (24,390) $ (281,741) $ (346,648) $ (5,977) $ (658,756) Nine Months Ended September 30, 2022 Balance at beginning of year $ (24,390) $ (97,303) $ — $ — $ (121,693) Unrealized net losses related to the transfer of securities from available-for-sale to held-to-maturity — 372,419 (372,419) — — Other comprehensive (loss) income — (556,857) 25,771 (5,977) (537,063) Balance at end of period $ (24,390) $ (281,741) $ (346,648) $ (5,977) $ (658,756) Three Months Ended September 30, 2021 Balance at beginning of period $ (31,737) $ 2,035 $ — $ — $ (29,702) Other comprehensive loss — (31,761) — — (31,761) Balance at end of period $ (31,737) $ (29,726) $ — $ — $ (61,463) Nine Months Ended September 30, 2021 Balance at beginning of year $ (31,737) $ 63,341 $ — $ — $ 31,604 Other comprehensive loss — (93,067) — — (93,067) Balance at end of period $ (31,737) $ (29,726) $ — $ — $ (61,463)

Regulatory Capital Requiremen_2

Regulatory Capital Requirements (Tables)	9 Months Ended
Regulatory Capital Requirements (Tables)	Sep. 30, 2022
Regulatory Capital Requirements
Schedule of regulatory capital ratios	First Hawaiian Minimum Well- First Hawaiian, Inc. Bank Capital Capitalized (dollars in thousands) Amount Ratio Amount Ratio Ratio (1) Ratio (1) September 30, 2022: Common equity tier 1 capital to risk-weighted assets $ 1,863,915 11.79 % $ 1,846,735 11.68 % 4.50 % 6.50 % Tier 1 capital to risk-weighted assets 1,863,915 11.79 % 1,846,735 11.68 % 6.00 % 8.00 % Total capital to risk-weighted assets 2,042,219 12.92 % 2,025,039 12.81 % 8.00 % 10.00 % Tier 1 capital to average assets (leverage ratio) 1,863,915 7.78 % 1,846,735 7.71 % 4.00 % 5.00 % December 31, 2021: Common equity tier 1 capital to risk-weighted assets $ 1,783,113 12.24 % $ 1,769,214 12.14 % 4.50 % 6.50 % Tier 1 capital to risk-weighted assets 1,783,113 12.24 % 1,769,214 12.14 % 6.00 % 8.00 % Total capital to risk-weighted assets 1,965,280 13.49 % 1,951,377 13.40 % 8.00 % 10.00 % Tier 1 capital to average assets (leverage ratio) 1,783,113 7.24 % 1,769,214 7.18 % 4.00 % 5.00 % (1) As defined by the regulations issued by the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation (“FDIC”).

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	9 Months Ended
Derivative Financial Instruments (Tables)	Sep. 30, 2022
Derivative Financial Instruments
Summary of notional amounts and fair values of derivatives held	September 30, 2022 December 31, 2021 Fair Value Fair Value Notional Asset Liability Notional Asset Liability (dollars in thousands) Amount Derivatives (1) Derivatives (2) Amount Derivatives (1) Derivatives (2) Derivatives designated as hedging instruments: Interest rate swaps $ 267,500 $ 5,677 $ (7,115) $ 67,500 $ — $ (1,211) Interest rate collars 200,000 — (1,037) — — — Derivatives not designated as hedging instruments: Interest rate swaps 2,866,620 5,865 (46,669) 2,827,582 50,898 — Visa derivative 113,607 — (2,359) 105,916 — (5,530) Interest rate caps and floors — — — 148,800 27 (27) Foreign exchange contracts 1,116 — — 217 — — (1) The positive fair values of derivative assets are included in other assets . (2) The negative fair values of derivative liabilities are included in other liabilities .
Schedule of net gains and losses recognized in income related to derivatives in fair value hedging relationships	Gains (losses) recognized in Three Months Ended Nine Months Ended the consolidated statements September 30, September 30, (dollars in of income line item 2022 2021 2022 2021 Gains (losses) on fair value hedging relationships recognized in interest income: Recognized on interest rate swap Loans and lease financing $ 745 $ 111 $ 6,888 $ 425 Recognized on hedged item Loans and lease financing (839) (126) (7,185) (512)
Schedule of amounts related to cumulative basis adjustments for fair value hedges	Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Asset Carrying Amount of the Hedged Asset (dollars in September 30, 2022 December 31, 2021 September 30, 2022 December 31, 2021 Line item in the consolidated balance sheets in which the hedged item is included Loans and leases $ 61,794 $ 68,707 $ (5,706) $ 1,207
Summary of effect of cash flow hedging relationships	Three Months Ended Nine Months Ended (dollars in September 30, 2022 September 30, 2022 Pretax net losses recognized in other comprehensive income on cash flow derivative hedges $ (4,372) $ (7,611) Pretax net losses (gains) reclassified from accumulated other comprehensive income to interest income from loans and lease financing 98 (540)
Summary of impact on pretax earnings of derivatives not designated as hedges	Net gains (losses) recognized Three Months Ended Nine Months Ended in the consolidated statements September 30, September 30, (dollars in of income line item 2022 2021 2022 2021 Derivatives Not Designated As Hedging Instruments: Visa derivative Other noninterest income $ 273 $ (49) (1,084) (46)

Commitments and Contingent Li_2

Commitments and Contingent Liabilities (Tables)	9 Months Ended
Commitments and Contingent Liabilities (Tables)	Sep. 30, 2022
Commitments and Contingent Liabilities
Schedule of financial instruments with off-balance sheet risk	September 30, December 31, (dollars in 2022 2021 Financial instruments whose contract amounts represent credit risk: Commitments to extend credit $ 6,730,103 $ 6,490,301 Standby letters of credit 236,847 182,447 Commercial letters of credit 8,449 3,307

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	9 Months Ended
Revenue from Contracts with Customers (Tables)	Sep. 30, 2022
Revenue from Contracts with Customers
Summary of revenues disaggregated by type of service and business segments	Three Months Ended September 30, 2022 Treasury Retail Commercial and (dollars in Banking Banking Other Total Net interest income (1) $ 117,060 $ 39,586 $ 6,090 $ 162,736 Service charges on deposit accounts 6,421 621 47 7,089 Credit and debit card fees — 15,831 1,312 17,143 Other service charges and fees 6,081 509 472 7,062 Trust and investment services income 9,800 — — 9,800 Other 93 1,250 304 1,647 Not in scope of Topic 606 (1) 2,085 1,637 (606) 3,116 Total noninterest income 24,480 19,848 1,529 45,857 Total revenue $ 141,540 $ 59,434 $ 7,619 $ 208,593 Nine Months Ended September 30, 2022 Treasury Retail Commercial and (dollars in thousands) Banking Banking Other Total Net interest income (1) $ 318,476 $ 111,500 $ 11,779 $ 441,755 Service charges on deposit accounts 19,155 1,380 898 21,433 Credit and debit card fees — 44,099 3,734 47,833 Other service charges and fees 18,950 1,708 1,327 21,985 Trust and investment services income 27,442 — — 27,442 Other 396 6,708 849 7,953 Not in scope of Topic 606 (1) 4,337 5,023 (4,632) 4,728 Total noninterest income 70,280 58,918 2,176 131,374 Total revenue $ 388,756 $ 170,418 $ 13,955 $ 573,129 (1) Most of the Company’s revenue is not within the scope of ASU No. 2014-09, Revenue from Contracts with Customers . The guidance explicitly excludes net interest income from financial assets and liabilities as well as other noninterest income from loans, leases, investment securities, derivative financial instruments and bank-owned life insurance. Three Months Ended September 30, 2021 Treasury Retail Commercial and (dollars in thousands) Banking Banking Other Total Net interest income (1) $ 97,547 $ 41,218 $ (6,172) $ 132,593 Service charges on deposit accounts 6,151 335 503 6,989 Credit and debit card fees — 14,105 1,302 15,407 Other service charges and fees 6,218 1,036 417 7,671 Trust and investment services income 8,625 — — 8,625 Other 64 1,387 233 1,684 Not in scope of Topic 606 (1) 1,640 1,454 6,634 9,728 Total noninterest income 22,698 18,317 9,089 50,104 Total revenue $ 120,245 $ 59,535 $ 2,917 $ 182,697 Nine Months Ended September 30, 2021 Treasury Retail Commercial and (dollars in thousands) Banking Banking Other Total Net interest income (1) $ 289,107 $ 119,718 $ (15,593) $ 393,232 Service charges on deposit accounts 18,025 899 1,415 20,339 Credit and debit card fees — 41,322 4,170 45,492 Other service charges and fees 17,765 3,101 1,151 22,017 Trust and investment services income 25,824 — — 25,824 Other 292 3,506 936 4,734 Not in scope of Topic 606 (1) 6,862 5,058 13,017 24,937 Total noninterest income 68,768 53,886 20,689 143,343 Total revenue $ 357,875 $ 173,604 $ 5,096 $ 536,575 (1) Most of the Company’s revenue is not within the scope of ASU No. 2014-09, Revenue from Contracts with Customers. The guidance explicitly excludes net interest income from financial assets and liabilities as well as other noninterest income from loans, leases, investment securities, derivative financial instruments and bank-owned life insurance.

Earnings per Share (Tables)

Earnings per Share (Tables)	9 Months Ended
Earnings per Share (Tables)	Sep. 30, 2022
Earnings per Share
Schedule of computations of basic and diluted earnings per share	Three Months Ended September 30, Nine Months Ended September 30, (dollars in 2022 2021 2022 2021 Numerator: Net income $ 69,018 $ 64,279 $ 186,097 $ 208,713 Denominator: Basic: weighted-average shares outstanding 127,377,713 128,660,038 127,534,746 129,323,973 Add: weighted-average equity-based awards 418,904 550,410 461,926 571,338 Diluted: weighted-average shares outstanding 127,796,617 129,210,448 127,996,672 129,895,311 Basic earnings per share $ 0.54 $ 0.50 $ 1.46 $ 1.61 Diluted earnings per share $ 0.54 $ 0.50 $ 1.45 $ 1.61

Noninterest Income and Nonint_2

Noninterest Income and Noninterest Expense (Tables)	9 Months Ended
Noninterest Income and Noninterest Expense (Tables)	Sep. 30, 2022
Noninterest Income and Noninterest Expense
Schedule of components of net periodic benefit cost	Income line item where recognized in Pension Benefits Other Benefits (dollars in the consolidated statements of income 2022 2021 2022 2021 Three Months Ended September 30, Service cost Salaries and employee benefits $ — $ — $ 197 $ 218 Interest cost Other noninterest expense 1,523 1,292 118 116 Expected return on plan assets Other noninterest expense (783) (766) — — Recognized net actuarial loss (gain) Other noninterest expense 1,269 1,720 (101) — Total net periodic benefit cost $ 2,009 $ 2,246 $ 214 $ 334 Nine Months Ended September 30, Service cost Salaries and employee benefits $ — $ — $ 626 $ 746 Interest cost Other noninterest expense 4,245 3,754 405 378 Expected return on plan assets Other noninterest expense (2,348) (2,298) — — Recognized net actuarial loss (gain) Other noninterest expense 3,806 5,160 (303) — Total net periodic benefit cost $ 5,703 $ 6,616 $ 728 $ 1,124

Fair Value (Tables)

Fair Value (Tables)	9 Months Ended
Fair Value (Tables)	Sep. 30, 2022
Fair Value
Schedule of assets and liabilities measured at fair value on a recurring basis	Fair Value Measurements as of September 30, 2022 Quoted Prices in Significant Active Markets for Other Significant Identical Assets Observable Unobservable (dollars in (Level 1) Inputs (Level 2) Inputs (Level 3) Total Assets U.S. Treasury and government agency debt securities $ — $ 152,522 $ — $ 152,522 Government-sponsored enterprises debt securities — 44,326 — 44,326 Mortgage-backed securities: Residential - Government agency (1) — 61,634 — 61,634 Residential - Government-sponsored enterprises (1) — 1,197,841 — 1,197,841 Commercial - Government agency — 250,665 — 250,665 Commercial - Government-sponsored enterprises — 131,321 — 131,321 Commercial - Non-agency — 21,670 — 21,670 Collateralized mortgage obligations: Government agency — 694,213 — 694,213 Government-sponsored enterprises — 489,448 — 489,448 Collateralized loan obligations — 245,520 — 245,520 Total available-for-sale securities — 3,289,160 — 3,289,160 Other assets (2) 6,710 11,542 — 18,252 Liabilities Other liabilities (3) — (54,821) (2,359) (57,180) Total $ 6,710 $ 3,245,881 $ (2,359) $ 3,250,232 (1) Backed by residential real estate. (2) Other assets classified as Level 1 include mutual funds and money market funds that have quoted prices in active markets and are related to the Company’s deferred compensation plans. Other assets classified as Level 2 include derivative assets. (3) Other liabilities include derivative liabilities. Fair Value Measurements as of December 31, 2021 Quoted Prices in Significant Active Markets for Other Significant Identical Assets Observable Unobservable (dollars in thousands) (Level 1) Inputs (Level 2) Inputs (Level 3) Total Assets U.S. Treasury and government agency debt securities $ — $ 192,563 $ — $ 192,563 Mortgage-backed securities: Residential - Government agency (1) — 137,264 — 137,264 Residential - Government-sponsored enterprises (1) — 1,491,100 — 1,491,100 Commercial - Government agency — 387,663 — 387,663 Commercial - Government-sponsored enterprises — 1,369,443 — 1,369,443 Collateralized mortgage obligations: Government agency — 2,079,523 — 2,079,523 Government-sponsored enterprises — 2,621,044 — 2,621,044 Collateralized loan obligations — 105,247 — 105,247 Debt securities issued by states and political subdivisions — 44,185 — 44,185 Total available-for-sale securities — 8,428,032 — 8,428,032 Other assets (2) 7,382 50,925 — 58,307 Liabilities Other liabilities (3) — (1,238) (5,530) (6,768) Total $ 7,382 $ 8,477,719 $ (5,530) $ 8,479,571 (1) Backed by residential real estate. (2) Other assets classified as Level 1 include mutual funds and money market funds that have quoted prices in active markets and are related to the Company’s deferred compensation plans. Other assets classified as Level 2 include derivative assets. (3) Other liabilities include derivative liabilities.
Significant unobservable inputs used in fair value measurements for Level 3 assets and liabilities measured at fair value on a recurring basis	Quantitative Information about Level 3 Fair Value Measurements at September 30, 2022 Significant (dollars in thousands) Fair value Valuation Technique Unobservable Input Range Visa derivative $ (2,359) Discounted Cash Flow Expected Conversion Rate - 1.6059 (1) 1.5885 - 1.6059 Expected Term - 1 year (2) 0.5 to 1.5 years Growth Rate - 26% (3) 10% - 38% Quantitative Information about Level 3 Fair Value Measurements at December 31, 2021 Significant (dollars in thousands) Fair value Valuation Technique Unobservable Input Range Visa derivative $ (5,530) Discounted Cash Flow Expected Conversion Rate - 1.6181 (1) 1.5885-1.6181 Expected Term - 1 year (2) 0.5 to 1.5 years Growth Rate - 26% (3) 10% - 38% (1) Due to the uncertainty in the movement of the conversion rate, the current conversion rate was utilized in the fair value calculation. (2) The expected term of 1 year was based on the median of 0.5 to 1.5 years. (3) The growth rate was based on the arithmetic average of analyst price targets.
Summary of changes in Level 3 liabilities measured at fair value on a recurring basis	Visa Derivative (dollars in 2022 2021 Three Months Ended September 30, Balance as of July 1, $ (3,786) $ (2,132) Total net gains (losses) included in other noninterest income 273 (49) Settlements 1,154 1,329 Balance as of September 30, $ (2,359) $ (852) Total net gains (losses) included in net income attributable to the change in unrealized gains or losses related to liabilities still held as of September 30, $ 273 $ (49) Nine Months Ended September 30, Balance as of January 1, $ (5,530) $ (4,554) Total net losses included in other noninterest income (1,084) (46) Settlements 4,255 3,748 Balance as of September 30, $ (2,359) $ (852) Total net losses included in net income attributable to the change in unrealized losses related to liabilities still held as of September 30, $ (1,084) $ (46)
Summary of estimated fair value of financial instruments not required to be carried at fair value on a recurring basis	September 30, 2022 Fair Value Measurements Quoted Prices in Significant Significant Active Markets Other Unobservable for Identical Observable Inputs (dollars in thousands) Book Value Assets (Level 1) Inputs (Level 2) (Level 3) Total Financial assets: Cash and cash equivalents $ 948,934 $ 291,360 $ 657,574 $ — $ 948,934 Investment securities held-to-maturity 4,406,143 — 3,960,713 — 3,960,713 Loans held for sale 361 — 361 — 361 Loans (1) 13,394,536 — — 12,667,869 12,667,869 Financial liabilities: Time deposits (2) $ 1,898,922 $ — $ 1,852,736 $ — $ 1,852,736 December 31, 2021 Fair Value Measurements Quoted Prices in Significant Significant Active Markets Other Unobservable for Identical Observable Inputs (dollars in thousands) Book Value Assets (Level 1) Inputs (Level 2) (Level 3) Total Financial assets: Cash and cash equivalents $ 1,258,469 $ 246,716 $ 1,011,753 $ — $ 1,258,469 Loans held for sale 538 — 542 — 542 Loans (1) 12,730,605 — — 12,791,811 12,791,811 Financial liabilities: Time deposits (2) $ 1,776,438 $ — $ 1,773,321 $ — $ 1,773,321 (1) Excludes financing leases of $305.8 million at September 30, 2022 and $231.4 million at December 31, 2021. (2) Excludes deposit liabilities with no defined or contractual maturity of $20.2 billion as of September 30, 2022 and $20.0 billion as of December 31, 2021.

Reportable Operating Segments (

Reportable Operating Segments (Tables)	9 Months Ended
Reportable Operating Segments (Tables)	Sep. 30, 2022
Reportable Operating Segments
Schedule of selected business segment financial information	Treasury Retail Commercial and (dollars in Banking Banking Other Total Three Months Ended September 30, 2022 Net interest income $ 117,060 $ 39,586 $ 6,090 $ 162,736 Provision for credit losses (773) (1,227) (1,183) (3,183) Net interest income after provision for credit losses 116,287 38,359 4,907 159,553 Noninterest income 24,480 19,848 1,529 45,857 Noninterest expense (76,820) (28,079) (8,433) (113,332) Income (loss) before (provision) benefit for income taxes 63,947 30,128 (1,997) 92,078 (Provision) benefit for income taxes (16,093) (7,458) 491 (23,060) Net income (loss) $ 47,854 $ 22,670 $ (1,506) $ 69,018 Treasury Retail Commercial and (dollars in thousands) Banking Banking Other Total Nine Months Ended September 30, 2022 Net interest income $ 318,476 $ 111,500 $ 11,779 $ 441,755 Benefit for credit losses 682 701 181 1,564 Net interest income after benefit for credit losses 319,158 112,201 11,960 443,319 Noninterest income 70,280 58,918 2,176 131,374 Noninterest expense (220,397) (81,546) (24,606) (326,549) Income (loss) before (provision) benefit for income taxes 169,041 89,573 (10,470) 248,144 (Provision) benefit for income taxes (42,139) (21,962) 2,054 (62,047) Net income (loss) $ 126,902 $ 67,611 $ (8,416) $ 186,097 Treasury Retail Commercial and (dollars in thousands) Banking Banking Other Total Three Months Ended September 30, 2021 Net interest income (expense) $ 97,547 $ 41,218 $ (6,172) $ 132,593 Benefit of (provision) for credit losses 3,067 4,233 (3,300) 4,000 Net interest income (expense) after provision for credit losses 100,614 45,451 (9,472) 136,593 Noninterest income 22,698 18,317 9,089 50,104 Noninterest expense (60,870) (26,371) (13,795) (101,036) Income (loss) before (provision) benefit for income taxes 62,442 37,397 (14,178) 85,661 (Provision) benefit for income taxes (15,660) (9,269) 3,547 (21,382) Net income (loss) $ 46,782 $ 28,128 $ (10,631) $ 64,279 Treasury Retail Commercial and (dollars in thousands) Banking Banking Other Total Nine Months Ended September 30, 2021 Net interest income (expense) $ 289,107 $ 119,718 $ (15,593) $ 393,232 Benefit of (provision) for credit losses 17,191 23,728 (1,919) 39,000 Net interest income (expense) after provision for credit losses 306,298 143,446 (17,512) 432,232 Noninterest income 68,768 53,886 20,689 143,343 Noninterest expense (185,874) (73,842) (37,014) (296,730) Income (loss) before (provision) benefit for income taxes 189,192 123,490 (33,837) 278,845 (Provision) benefit for income taxes (47,670) (30,898) 8,436 (70,132) Net income (loss) $ 141,522 $ 92,592 $ (25,401) $ 208,713

Organization and Basis of Pre_3

Organization and Basis of Presentation - Basis of Presentation (Details) - USD ($)	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2022	Dec. 31, 2021
Capitalization
Investment securities comprised of collateralized loan obligations rated AA or better and obligations issued by local state and political subdivisions rated AA or better		4%	4%
Credit losses recognized on securities	$ 0	$ 0	$ 0
First Hawaiian, Inc. (FHI)
Capitalization
Outstanding common stock owned (as a percent)	100%	100%

Investment Securities - Amortiz

Investment Securities - Amortized Cost and Fair Value of Securities (Details) - USD ($)	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022	Dec. 31, 2021
Available for sale debt securities
Amortized Cost	$ 3,673,396,000	$ 3,673,396,000	$ 8,560,733,000
Unrealized Gains	51,000	51,000	24,595,000
Unrealized Losses	(384,287,000)	(384,287,000)	(157,296,000)
Total available-for-sale securities, Fair value,	3,289,160,000	3,289,160,000	8,428,032,000
Held to maturity securities
Amortized Cost	4,406,143,000	4,406,143,000
Unrealized Losses	(445,430,000)	(445,430,000)
Total held to maturity, Fair value,	3,960,713,000	3,960,713,000	0
Available-for-sale investment securities
Accrued interest receivable related to available-for-sale investment securities	8,600,000	8,600,000	14,100,000
Accrued interest receivable related to held to maturity investment securities	7,900,000	7,900,000	0
Reclassification of available for sale securities to held to maturity	417,400,000	4,600,000,000
Other comprehensive income (loss), transfer of securities from available for sale to held to maturity		(372,400,000)
Gain (loss) recognized on reclassification, transfer of securities from available for sale to held to maturity	$ 0	$ 0
Securities held-to-maturity, weighted average life	8 years 1 month 6 days	8 years 1 month 6 days
Collateralized Loan Obligations
Available for sale debt securities
Amortized Cost	$ 249,924,000	$ 249,924,000	105,245,000
Unrealized Gains	51,000	51,000	2,000
Unrealized Losses	(4,455,000)	(4,455,000)
Total available-for-sale securities, Fair value,	245,520,000	245,520,000	105,247,000
U.S. Treasury and government agency debt securities
Available for sale debt securities
Amortized Cost	165,713,000	165,713,000	196,662,000
Unrealized Gains			125,000
Unrealized Losses	(13,191,000)	(13,191,000)	(4,224,000)
Total available-for-sale securities, Fair value,	152,522,000	152,522,000	192,563,000
Held to maturity securities
Amortized Cost	55,069,000	55,069,000
Unrealized Losses	(5,579,000)	(5,579,000)
Total held to maturity, Fair value,	49,490,000	49,490,000
Government-sponsored enterprises debt securities
Available for sale debt securities
Amortized Cost	45,000,000	45,000,000
Unrealized Losses	(674,000)	(674,000)
Total available-for-sale securities, Fair value,	44,326,000	44,326,000
Residential - Government agency
Available for sale debt securities
Amortized Cost	68,969,000	68,969,000	135,764,000
Unrealized Gains			1,791,000
Unrealized Losses	(7,335,000)	(7,335,000)	(291,000)
Total available-for-sale securities, Fair value,	61,634,000	61,634,000	137,264,000
Held to maturity securities
Amortized Cost	46,695,000	46,695,000
Unrealized Losses	(5,228,000)	(5,228,000)
Total held to maturity, Fair value,	41,467,000	41,467,000
Residential - Government-sponsored enterprises
Available for sale debt securities
Amortized Cost	1,366,912,000	1,366,912,000	1,496,605,000
Unrealized Gains			6,914,000
Unrealized Losses	(169,071,000)	(169,071,000)	(12,419,000)
Total available-for-sale securities, Fair value,	1,197,841,000	1,197,841,000	1,491,100,000
Held to maturity securities
Amortized Cost	108,145,000	108,145,000
Unrealized Losses	(11,927,000)	(11,927,000)
Total held to maturity, Fair value,	96,218,000	96,218,000
Commercial - Government agency
Available for sale debt securities
Amortized Cost	290,614,000	290,614,000	392,443,000
Unrealized Gains			1,741,000
Unrealized Losses	(39,949,000)	(39,949,000)	(6,521,000)
Total available-for-sale securities, Fair value,	250,665,000	250,665,000	387,663,000
Held to maturity securities
Amortized Cost	30,500,000	30,500,000
Unrealized Losses	(4,784,000)	(4,784,000)
Total held to maturity, Fair value,	25,716,000	25,716,000
Commercial - Government-sponsored enterprises
Available for sale debt securities
Amortized Cost	142,053,000	142,053,000	1,415,511,000
Unrealized Gains			2,646,000
Unrealized Losses	(10,732,000)	(10,732,000)	(48,714,000)
Total available-for-sale securities, Fair value,	131,321,000	131,321,000	1,369,443,000
Held to maturity securities
Amortized Cost	1,159,512,000	1,159,512,000
Unrealized Losses	(135,284,000)	(135,284,000)
Total held to maturity, Fair value,	1,024,228,000	1,024,228,000
Commercial - Non -agency
Available for sale debt securities
Amortized Cost	21,960,000	21,960,000
Unrealized Losses	(290,000)	(290,000)
Total available-for-sale securities, Fair value,	21,670,000	21,670,000
Government agency
Available for sale debt securities
Amortized Cost	769,161,000	769,161,000	2,103,187,000
Unrealized Gains			7,768,000
Unrealized Losses	(74,948,000)	(74,948,000)	(31,432,000)
Total available-for-sale securities, Fair value,	694,213,000	694,213,000	2,079,523,000
Held to maturity securities
Amortized Cost	1,106,231,000	1,106,231,000
Unrealized Losses	(97,089,000)	(97,089,000)
Total held to maturity, Fair value,	1,009,142,000	1,009,142,000
Government-sponsored enterprises
Available for sale debt securities
Amortized Cost	553,090,000	553,090,000	2,671,131,000
Unrealized Gains			3,608,000
Unrealized Losses	(63,642,000)	(63,642,000)	(53,695,000)
Total available-for-sale securities, Fair value,	489,448,000	489,448,000	2,621,044,000
Held to maturity securities
Amortized Cost	1,846,258,000	1,846,258,000
Unrealized Losses	(178,011,000)	(178,011,000)
Total held to maturity, Fair value,	1,668,247,000	1,668,247,000
Debt securities issued by states and political subdivisions
Available for sale debt securities
Amortized Cost			44,185,000
Total available-for-sale securities, Fair value,			$ 44,185,000
Held to maturity securities
Amortized Cost	53,733,000	53,733,000
Unrealized Losses	(7,528,000)	(7,528,000)
Total held to maturity, Fair value,	$ 46,205,000	$ 46,205,000

Investment Securities - Proceed

Investment Securities - Proceeds from Calls and Sales, Realized Gains and Losses and Interest Income Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Proceeds from calls and sales of investment securities and other assets
Proceeds from calls of investment securities	$ 300	$ 700	$ 1,500	$ 1,100
Proceeds from sales of investment securities	0	0	0	2,500
Debt Securities, Available-for-sale, Realized Gain (Loss) [Abstract]
Gross realized gains on sales of investment securities	0	0	0	100
Gross realized losses on sales of investment securities	0	0	0	0
Income tax expense related to net realized gains on sale of investment securities	0	0	0	0
Interest income from taxable and nontaxable investment securities
Interest income from taxable investment securities	33,800	22,900	94,500	67,500
Interest income from non-taxable investment securities	$ 3,800	$ 2,300	$ 10,100	$ 5,500

Investment Securities - Amort_2

Investment Securities - Amortized Cost and Fair Value, by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Amortized Cost
Due in one year or less	$ 55,063
Due after one year through five years	80,038
Due after five years through ten years	182,578
Due after ten years	164,918
Total contractual maturities	482,597
Available-for-sale investment securities, amortized cost	3,673,396	$ 8,560,733
Fair Value
Due in one year or less	54,493
Due after one year through five years	76,346
Due after five years through ten years	172,565
Due after ten years	160,634
Total contractual maturities	464,038
Total available-for-sale securities, Fair value,	3,289,160	8,428,032
Amortized Cost
Due after ten years	108,802
Total contractual maturities	108,802
Amortized cost	4,406,143
Fair Value
Due after ten years	95,695
Total contractual maturities	95,695
Total held to maturity, Fair value,	3,960,713	0
Mortgage-backed securities:
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	1,868,548
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	1,641,461
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	1,344,852
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	1,187,629
Residential - Government agency
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	68,969
Available-for-sale investment securities, amortized cost	68,969	135,764
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	61,634
Total available-for-sale securities, Fair value,	61,634	137,264
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	46,695
Amortized cost	46,695
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	41,467
Total held to maturity, Fair value,	41,467
Residential - Government-sponsored enterprises
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	1,366,912
Available-for-sale investment securities, amortized cost	1,366,912	1,496,605
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	1,197,841
Total available-for-sale securities, Fair value,	1,197,841	1,491,100
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	108,145
Amortized cost	108,145
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	96,218
Total held to maturity, Fair value,	96,218
Commercial - Government agency
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	290,614
Available-for-sale investment securities, amortized cost	290,614	392,443
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	250,665
Total available-for-sale securities, Fair value,	250,665	387,663
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	30,500
Amortized cost	30,500
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	25,716
Total held to maturity, Fair value,	25,716
Commercial - Government-sponsored enterprises
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	142,053
Available-for-sale investment securities, amortized cost	142,053	1,415,511
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	131,321
Total available-for-sale securities, Fair value,	131,321	1,369,443
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	1,159,512
Amortized cost	1,159,512
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	1,024,228
Total held to maturity, Fair value,	1,024,228
Collateralized mortgage obligations
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	1,322,251
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	1,183,661
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	2,952,489
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	2,677,389
Government agency
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	769,161
Available-for-sale investment securities, amortized cost	769,161	2,103,187
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	694,213
Total available-for-sale securities, Fair value,	694,213	2,079,523
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	1,106,231
Amortized cost	1,106,231
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	1,009,142
Total held to maturity, Fair value,	1,009,142
Government-sponsored enterprises
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	553,090
Available-for-sale investment securities, amortized cost	553,090	2,671,131
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	489,448
Total available-for-sale securities, Fair value,	489,448	$ 2,621,044
Amortized Cost
Mortgaged-backed securities and collateralized mortgage obligations	1,846,258
Amortized cost	1,846,258
Fair Value
Mortgaged-backed securities and collateralized mortgage obligations	1,668,247
Total held to maturity, Fair value,	$ 1,668,247

Investment Securities - Pledged

Investment Securities - Pledged Securities and Concentration Narrative (Details) - USD ($)	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2022	Dec. 31, 2021
Securities in the available-for-sale portfolio in a continuous loss position
Total pledged securities	$ 2,500,000,000	$ 2,500,000,000	$ 2,100,000,000
Securities pledged to secure public deposits	2,280,947,000	2,280,947,000	1,913,369,000
Securities pledged to secure other financial transactions	200,400,000	200,400,000	193,200,000
Concentration of risk
Credit losses recognized on securities	0	0	0
Non-government issuer
Concentration of risk
Securities of issuers in excess of 10% of stockholders' equity	$ 0	$ 0	$ 0

Investment Securities - Unreali

Investment Securities - Unrealized Gross Losses and Fair Values of Securities in a Continuous Loss Position (Details)	9 Months Ended	12 Months Ended
	Sep. 30, 2022 USD ($) security shares	Dec. 31, 2021 USD ($) security shares
Securities in the available-for-sale portfolio in a continuous loss position
Number of individual securities in a continuous loss position \| security	277	318
Time in Continuous Loss, Unrealized Losses
Less Than 12 Months Unrealized Losses	$ (271,719,000)	$ (125,923,000)
12 Months or More Unrealized Losses	(112,568,000)	(31,373,000)
Total Unrealized Losses	(384,287,000)	(157,296,000)
Time in Continuous Loss, Fair Value
Less Than 12 Months, Fair Value	2,549,732,000	6,044,029,000
12 Months or More Fair Value	663,150,000	497,202,000
Total Fair Value	3,212,882,000	6,541,231,000
Allowance for credit losses, investment securities	$ 0	$ 0
Investment securities comprised of collateralized loan obligations rated AA or better and obligations issued by local state and political subdivisions rated AA or better	4%	4%
Class B restricted shares \| Visa
Time in Continuous Loss, Fair Value
Shares held \| shares	120,000	120,000
Cost basis	$ 0	$ 0
U.S. Treasury and government agency debt securities
Time in Continuous Loss, Unrealized Losses
Less Than 12 Months Unrealized Losses	(3,200,000)	(3,355,000)
12 Months or More Unrealized Losses	(9,991,000)	(869,000)
Total Unrealized Losses	(13,191,000)	(4,224,000)
Time in Continuous Loss, Fair Value
Less Than 12 Months, Fair Value	83,558,000	134,468,000
12 Months or More Fair Value	68,964,000	16,642,000
Total Fair Value	152,522,000	151,110,000
Government-sponsored enterprises debt securities
Time in Continuous Loss, Unrealized Losses
Less Than 12 Months Unrealized Losses	(674,000)
Total Unrealized Losses	(674,000)
Time in Continuous Loss, Fair Value
Less Than 12 Months, Fair Value	44,326,000
Total Fair Value	44,326,000
Residential - Government-sponsored enterprises
Time in Continuous Loss, Unrealized Losses
Less Than 12 Months Unrealized Losses	(134,845,000)	(10,876,000)
12 Months or More Unrealized Losses	(34,226,000)	(1,543,000)
Total Unrealized Losses	(169,071,000)	(12,419,000)
Time in Continuous Loss, Fair Value
Less Than 12 Months, Fair Value	994,823,000	1,230,104,000
12 Months or More Fair Value	203,018,000	32,415,000
Total Fair Value	1,197,841,000	1,262,519,000
Residential - Government agency
Time in Continuous Loss, Unrealized Losses
Less Than 12 Months Unrealized Losses	(7,335,000)	(291,000)
Total Unrealized Losses	(7,335,000)	(291,000)
Time in Continuous Loss, Fair Value
Less Than 12 Months, Fair Value	61,634,000	51,231,000
Total Fair Value	61,634,000	51,231,000
Commercial - Government agency
Time in Continuous Loss, Unrealized Losses
Less Than 12 Months Unrealized Losses	(13,928,000)	(5,239,000)
12 Months or More Unrealized Losses	(26,021,000)	(1,282,000)
Total Unrealized Losses	(39,949,000)	(6,521,000)
Time in Continuous Loss, Fair Value
Less Than 12 Months, Fair Value	117,444,000	186,024,000
12 Months or More Fair Value	133,221,000	26,063,000
Total Fair Value	250,665,000	212,087,000
Commercial - Government-sponsored enterprises
Time in Continuous Loss, Unrealized Losses
Less Than 12 Months Unrealized Losses	(7,080,000)	(22,179,000)
12 Months or More Unrealized Losses	(3,652,000)	(26,535,000)
Total Unrealized Losses	(10,732,000)	(48,714,000)
Time in Continuous Loss, Fair Value
Less Than 12 Months, Fair Value	106,268,000	744,819,000
12 Months or More Fair Value	25,053,000	397,123,000
Total Fair Value	131,321,000	1,141,942,000
Commercial - Non -agency
Time in Continuous Loss, Unrealized Losses
Less Than 12 Months Unrealized Losses	(290,000)
Total Unrealized Losses	(290,000)
Time in Continuous Loss, Fair Value
Less Than 12 Months, Fair Value	21,670,000
Total Fair Value	21,670,000
Government agency
Time in Continuous Loss, Unrealized Losses
Less Than 12 Months Unrealized Losses	(74,722,000)	(31,432,000)
12 Months or More Unrealized Losses	(226,000)
Total Unrealized Losses	(74,948,000)	(31,432,000)
Time in Continuous Loss, Fair Value
Less Than 12 Months, Fair Value	691,942,000	1,441,848,000
12 Months or More Fair Value	2,271,000
Total Fair Value	694,213,000	1,441,848,000
Government-sponsored enterprises
Time in Continuous Loss, Unrealized Losses
Less Than 12 Months Unrealized Losses	(25,190,000)	(52,551,000)
12 Months or More Unrealized Losses	(38,452,000)	(1,144,000)
Total Unrealized Losses	(63,642,000)	(53,695,000)
Time in Continuous Loss, Fair Value
Less Than 12 Months, Fair Value	258,825,000	2,255,535,000
12 Months or More Fair Value	230,623,000	24,959,000
Total Fair Value	489,448,000	$ 2,280,494,000
Collateralized Loan Obligations
Time in Continuous Loss, Unrealized Losses
Less Than 12 Months Unrealized Losses	(4,455,000)
Total Unrealized Losses	(4,455,000)
Time in Continuous Loss, Fair Value
Less Than 12 Months, Fair Value	169,242,000
Total Fair Value	$ 169,242,000

Loans and Leases - Components (

Loans and Leases - Components (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Loans and leases
Loans and leases	$ 13,700,374	$ 12,961,999
Outstanding loan balances, deferred loan costs and fees	54,600	42,200
Accrued interest receivable related to loans and leases recorded separately	51,900	49,000
Consumer, commercial and industrial, commercial real estate and residential real estate loans pledged to collateralize the borrowing capacity at the FRB	1,700,000	1,700,000
Real estate
Loans and leases
Loans and leases	5,262,672	4,959,975
Commercial and Industrial
Loans and leases
Loans and leases	2,043,807	2,087,099
Commercial and Industrial \| Real estate
Loans and leases
Loans and leases	2,043,807	2,087,099
Commercial real estate
Loans and leases
Loans and leases	4,103,310	3,639,623
Commercial real estate \| Real estate
Loans and leases
Loans and leases	4,103,310	3,639,623
Construction
Loans and leases
Loans and leases	765,862	813,969
Construction \| Real estate
Loans and leases
Loans and leases	765,862	813,969
Residential Mortgage
Loans and leases
Loans and leases	4,252,041	4,083,367
Properties in the process of foreclosure	4,700	4,700
Home equity Line
Loans and leases
Loans and leases	1,010,631	876,608
Home equity Line \| Real estate
Loans and leases
Loans and leases	1,010,631	876,608
Consumer
Loans and leases
Loans and leases	1,218,885	1,229,939
Consumer \| Real estate
Loans and leases
Loans and leases	1,218,885	1,229,939
Asset Pledged as Collateral
Loans and leases
Loans and leases	7,700	7,500
Asset Pledged as Collateral \| FHLB \| Residential Mortgage
Loans and leases
Loans and leases	$ 2,100,000	$ 2,400,000

Allowance for Credit Losses - A

Allowance for Credit Losses - Activity (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Allowance for loan and lease losses:
Balance at beginning of period	$ 148,942	$ 169,148	$ 157,262	$ 208,454
Charge-offs	(5,065)	(3,385)	(14,945)	(15,300)
Recoveries	2,286	2,783	7,229	9,011
Provision	2,000	(7,300)	(1,383)	(40,919)
Balance at end of period	148,163	161,246	148,163	161,246
Commercial and Industrial
Allowance for loan and lease losses:
Balance at beginning of period	15,924	23,063	20,080	24,711
Charge-offs	(328)	(224)	(1,277)	(1,517)
Recoveries	240	121	594	623
Provision	(703)	796	(4,264)	(61)
Balance at end of period	15,133	23,756	15,133	23,756
Commercial real estate
Allowance for loan and lease losses:
Balance at beginning of period	44,726	47,033	42,951	58,123
Charge-offs	(750)		(750)	(66)
Recoveries		15	14	30
Provision	416	(3,449)	2,177	(14,488)
Balance at end of period	44,392	43,599	44,392	43,599
Construction
Allowance for loan and lease losses:
Balance at beginning of period	5,367	10,152	9,773	10,039
Recoveries				166
Provision	(643)	(398)	(5,049)	(451)
Balance at end of period	4,724	9,754	4,724	9,754
Lease financing
Allowance for loan and lease losses:
Balance at beginning of period	1,398	3,067	1,659	3,298
Recoveries			60
Provision	235	(833)	(86)	(1,064)
Balance at end of period	1,633	2,234	1,633	2,234
Residential Mortgage
Allowance for loan and lease losses:
Balance at beginning of period			34,364	40,461
Charge-offs			(1)	(98)
Recoveries			245	246
Provision			(689)	(6,841)
Balance at end of period	33,919	33,768	33,919	33,768
Consumer
Allowance for loan and lease losses:
Balance at beginning of period	43,158	45,375	42,793	64,659
Charge-offs	(3,986)	(2,926)	(11,754)	(13,384)
Recoveries	1,653	2,405	5,741	7,857
Provision	2,283	(2,436)	6,328	(16,714)
Balance at end of period	43,108	42,418	43,108	42,418
Residential Lending: Residential Mortgage \| Residential Mortgage
Allowance for loan and lease losses:
Balance at beginning of period	33,635	34,208
Charge-offs	(1)
Recoveries	37	215
Provision	248	(655)
Balance at end of period	33,919	33,768	33,919	33,768
Residential Lending: Home Equity Line
Allowance for loan and lease losses:
Balance at beginning of period	4,734	6,250	5,642	7,163
Charge-offs		(235)	(1,163)	(235)
Recoveries	356	27	575	89
Provision	164	(325)	200	(1,300)
Balance at end of period	$ 5,254	$ 5,717	$ 5,254	$ 5,717

Allowance for Credit Losses - R

Allowance for Credit Losses - Rollforward of the Reserve for Unfunded Commitments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Reserve for unfunded commitments:
Reserve for unfunded commitments, beginning balance	$ 28,958	$ 29,222
Provision	1,183	3,300
Reserve for unfunded commitments, ending balance	30,141	32,522	$ 30,141	$ 32,522
Commercial and Industrial
Reserve for unfunded commitments:
Reserve for unfunded commitments, beginning balance	7,640	12,808
Provision	478	446
Reserve for unfunded commitments, ending balance	8,118	13,254	8,118	13,254
Commercial real estate
Reserve for unfunded commitments:
Reserve for unfunded commitments, beginning balance	3,750	978
Provision	(1,397)	255
Reserve for unfunded commitments, ending balance	2,353	1,233	2,353	1,233
Construction
Reserve for unfunded commitments:
Reserve for unfunded commitments, beginning balance	6,084	7,873
Provision	630	902
Reserve for unfunded commitments, ending balance	6,714	8,775	6,714	8,775
Residential Lending: Residential Mortgage
Reserve for unfunded commitments:
Reserve for unfunded commitments, beginning balance	32
Provision	(4)
Reserve for unfunded commitments, ending balance	28		28
Residential Lending: Home Equity Line
Reserve for unfunded commitments:
Reserve for unfunded commitments, beginning balance	11,423	7,521
Provision	1,473	1,669
Reserve for unfunded commitments, ending balance	12,896	9,190	12,896	9,190
Consumer
Reserve for unfunded commitments:
Reserve for unfunded commitments, beginning balance	29	42
Provision	3	28
Reserve for unfunded commitments, ending balance	32	70	32	70
Reserve for unfunded commitments
Reserve for unfunded commitments:
Reserve for unfunded commitments, beginning balance			30,322	30,603
Provision			(181)	1,919
Reserve for unfunded commitments, ending balance	30,141	32,522	30,141	32,522
Reserve for unfunded commitments \| Commercial and Industrial
Reserve for unfunded commitments:
Reserve for unfunded commitments, beginning balance			8,615	11,719
Provision			(497)	1,535
Reserve for unfunded commitments, ending balance	8,118	13,254	8,118	13,254
Reserve for unfunded commitments \| Commercial real estate
Reserve for unfunded commitments:
Reserve for unfunded commitments, beginning balance			2,114	1,328
Provision			239	(95)
Reserve for unfunded commitments, ending balance	2,353	1,233	2,353	1,233
Reserve for unfunded commitments \| Construction
Reserve for unfunded commitments:
Reserve for unfunded commitments, beginning balance			8,963	9,037
Provision			(2,249)	(262)
Reserve for unfunded commitments, ending balance	6,714	8,775	6,714	8,775
Reserve for unfunded commitments \| Residential Lending: Residential Mortgage
Reserve for unfunded commitments:
Reserve for unfunded commitments, beginning balance			15	2
Provision			13	(2)
Reserve for unfunded commitments, ending balance	28		28
Reserve for unfunded commitments \| Residential Lending: Home Equity Line
Reserve for unfunded commitments:
Reserve for unfunded commitments, beginning balance			10,546	8,452
Provision			2,350	738
Reserve for unfunded commitments, ending balance	12,896	9,190	12,896	9,190
Reserve for unfunded commitments \| Consumer
Reserve for unfunded commitments:
Reserve for unfunded commitments, beginning balance			69	65
Provision			(37)	5
Reserve for unfunded commitments, ending balance	$ 32	$ 70	$ 32	$ 70

Allowance for Credit Losses -_2

Allowance for Credit Losses - Amortized Cost Basis by Year of Origination and Credit Quality Indicator (Details) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
Credit quality
Financing Receivable, before Allowance for Credit Loss, Total	$ 13,700,374,000	$ 12,961,999,000
Loss
Credit quality
Financing Receivable, before Allowance for Credit Loss, Total	0	0
Residential Lending: Residential Mortgage
Credit quality
2021/2022	573,425,000	1,304,978,000
2020/2021	1,235,019,000	753,668,000
2019/2020	691,475,000	363,415,000
2018/2019	316,116,000	266,368,000
2017/2018	222,200,000	332,041,000
Prior	1,207,389,000	1,062,135,000
Revolving Loans Amortized Cost Basis	5,861,000	44,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	556,000	718,000
Financing Receivable, before Allowance for Credit Loss, Total	4,252,041,000	4,083,367,000
Residential Lending: Residential Mortgage \| 740 and greater
Credit quality
2021/2022	474,234,000	1,101,958,000
2020/2021	1,056,814,000	635,061,000
2019/2020	577,378,000	286,993,000
2018/2019	244,169,000	198,622,000
2017/2018	169,100,000	251,906,000
Prior	941,705,000	829,175,000
Financing Receivable, before Allowance for Credit Loss, Total	3,463,400,000	3,303,715,000
Residential Lending: Residential Mortgage \| 680 - 739
Credit quality
2021/2022	54,037,000	140,997,000
2020/2021	122,420,000	81,590,000
2019/2020	77,660,000	45,163,000
2018/2019	44,519,000	27,315,000
2017/2018	21,581,000	32,855,000
Prior	137,573,000	125,906,000
Financing Receivable, before Allowance for Credit Loss, Total	457,790,000	453,826,000
Residential Lending: Residential Mortgage \| 620 - 679
Credit quality
2021/2022	7,749,000	15,781,000
2020/2021	19,021,000	11,943,000
2019/2020	13,776,000	5,268,000
2018/2019	4,801,000	10,149,000
2017/2018	3,868,000	9,069,000
Prior	35,926,000	37,404,000
Financing Receivable, before Allowance for Credit Loss, Total	85,141,000	89,614,000
Residential Lending: Residential Mortgage \| 550 - 619
Credit quality
2021/2022	168,000	1,735,000
2020/2021	1,930,000	873,000
2019/2020	292,000	698,000
2018/2019	225,000	533,000
2017/2018	2,060,000	2,033,000
Prior	7,225,000	7,475,000
Financing Receivable, before Allowance for Credit Loss, Total	11,900,000	13,347,000
Residential Lending: Residential Mortgage \| Less than 550
Credit quality
2021/2022	2,053,000
2020/2021	1,236,000
2019/2020	59,000
2018/2019		345,000
2017/2018	339,000	2,603,000
Prior	4,621,000	2,838,000
Financing Receivable, before Allowance for Credit Loss, Total	8,308,000	5,786,000
Residential Lending: Residential Mortgage \| No Score
Credit quality
2021/2022	16,029,000	18,882,000
2020/2021	14,771,000	7,938,000
2019/2020	6,874,000	15,051,000
2018/2019	13,004,000	18,107,000
2017/2018	16,023,000	17,333,000
Prior	50,871,000	42,185,000
Financing Receivable, before Allowance for Credit Loss, Total	117,572,000	119,496,000
Residential Lending: Residential Mortgage \| Fico Other
Credit quality
2021/2022	19,155,000	25,625,000
2020/2021	18,827,000	16,263,000
2019/2020	15,436,000	10,242,000
2018/2019	9,398,000	11,297,000
2017/2018	9,229,000	16,242,000
Prior	29,468,000	17,152,000
Revolving Loans Amortized Cost Basis	5,861,000	44,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	556,000	718,000
Financing Receivable, before Allowance for Credit Loss, Total	107,930,000	97,583,000
Residential Lending: Home Equity Line
Credit quality
Revolving Loans Amortized Cost Basis	1,002,034,000	867,251,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	8,597,000	9,357,000
Financing Receivable, before Allowance for Credit Loss, Total	1,010,631,000	876,608,000
Residential Lending: Home Equity Line \| 740 and greater
Credit quality
Revolving Loans Amortized Cost Basis	781,307,000	671,566,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	1,961,000	1,873,000
Financing Receivable, before Allowance for Credit Loss, Total	783,268,000	673,439,000
Residential Lending: Home Equity Line \| 680 - 739
Credit quality
Revolving Loans Amortized Cost Basis	164,166,000	141,889,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	2,650,000	3,968,000
Financing Receivable, before Allowance for Credit Loss, Total	166,816,000	145,857,000
Residential Lending: Home Equity Line \| 620 - 679
Credit quality
Revolving Loans Amortized Cost Basis	42,043,000	37,815,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	2,124,000	2,500,000
Financing Receivable, before Allowance for Credit Loss, Total	44,167,000	40,315,000
Residential Lending: Home Equity Line \| 550 - 619
Credit quality
Revolving Loans Amortized Cost Basis	8,719,000	9,090,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	1,375,000	948,000
Financing Receivable, before Allowance for Credit Loss, Total	10,094,000	10,038,000
Residential Lending: Home Equity Line \| Less than 550
Credit quality
Revolving Loans Amortized Cost Basis	1,157,000	2,574,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	487,000	68,000
Financing Receivable, before Allowance for Credit Loss, Total	1,644,000	2,642,000
Residential Lending: Home Equity Line \| No Score
Credit quality
Revolving Loans Amortized Cost Basis	4,642,000	4,317,000
Financing Receivable, before Allowance for Credit Loss, Total	4,642,000	4,317,000
Total loans
Credit quality
2021/2022	2,091,269,000	3,157,488,000
2020/2021	2,881,813,000	1,588,735,000
2019/2020	1,379,350,000	1,632,764,000
2018/2019	1,326,261,000	1,164,714,000
2017/2018	931,384,000	954,259,000
Prior	2,829,980,000	2,359,432,000
Revolving Loans Amortized Cost Basis	2,231,215,000	2,033,383,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	29,102,000	71,224,000
Financing Receivable, before Allowance for Credit Loss, Total	13,700,374,000	12,961,999,000
Residential Mortgage
Credit quality
Financing Receivable, before Allowance for Credit Loss, Total	4,252,041,000	4,083,367,000
Home equity Line
Credit quality
Financing Receivable, before Allowance for Credit Loss, Total	1,010,631,000	876,608,000
Consumer
Credit quality
2021/2022	274,605,000	306,140,000
2020/2021	237,868,000	174,166,000
2019/2020	125,425,000	184,913,000
2018/2019	121,542,000	124,197,000
2017/2018	70,224,000	67,459,000
Prior	40,376,000	24,158,000
Revolving Loans Amortized Cost Basis	345,449,000	344,870,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	3,396,000	4,036,000
Financing Receivable, before Allowance for Credit Loss, Total	1,218,885,000	1,229,939,000
Consumer \| 740 and greater
Credit quality
2021/2022	167,566,000	155,929,000
2020/2021	120,725,000	83,337,000
2019/2020	59,620,000	79,617,000
2018/2019	50,907,000	56,707,000
2017/2018	30,750,000	24,525,000
Prior	12,114,000	8,067,000
Revolving Loans Amortized Cost Basis	116,628,000	117,843,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	195,000	209,000
Financing Receivable, before Allowance for Credit Loss, Total	558,505,000	526,234,000
Consumer \| 680 - 739
Credit quality
2021/2022	80,920,000	93,214,000
2020/2021	72,861,000	56,327,000
2019/2020	41,177,000	55,126,000
2018/2019	36,236,000	34,049,000
2017/2018	19,242,000	17,527,000
Prior	10,311,000	6,315,000
Revolving Loans Amortized Cost Basis	68,968,000	69,366,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	569,000	707,000
Financing Receivable, before Allowance for Credit Loss, Total	330,284,000	332,631,000
Consumer \| 620 - 679
Credit quality
2021/2022	19,673,000	41,671,000
2020/2021	32,216,000	21,986,000
2019/2020	15,779,000	28,491,000
2018/2019	19,379,000	19,403,000
2017/2018	11,622,000	12,952,000
Prior	8,584,000	5,324,000
Revolving Loans Amortized Cost Basis	30,441,000	31,165,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	1,033,000	1,175,000
Financing Receivable, before Allowance for Credit Loss, Total	138,727,000	162,167,000
Consumer \| 550 - 619
Credit quality
2021/2022	2,159,000	7,836,000
2020/2021	5,975,000	8,265,000
2019/2020	5,859,000	13,265,000
2018/2019	9,266,000	10,497,000
2017/2018	6,476,000	7,469,000
Prior	5,188,000	3,244,000
Revolving Loans Amortized Cost Basis	9,803,000	10,359,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	983,000	1,089,000
Financing Receivable, before Allowance for Credit Loss, Total	45,709,000	62,024,000
Consumer \| Less than 550
Credit quality
2021/2022	520,000	2,272,000
2020/2021	1,557,000	3,867,000
2019/2020	2,631,000	6,646,000
2018/2019	4,311,000	3,484,000
2017/2018	2,106,000	2,739,000
Prior	1,991,000	1,175,000
Revolving Loans Amortized Cost Basis	2,923,000	3,195,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	379,000	536,000
Financing Receivable, before Allowance for Credit Loss, Total	16,418,000	23,914,000
Consumer \| No Score
Credit quality
2021/2022	2,122,000	481,000
2020/2021	337,000	19,000
2019/2020	1,000	56,000
2018/2019	50,000	40,000
2017/2018	28,000	65,000
Prior	35,000	2,000
Revolving Loans Amortized Cost Basis	38,831,000	35,414,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	237,000	320,000
Financing Receivable, before Allowance for Credit Loss, Total	41,641,000	36,397,000
Consumer \| Fico Other
Credit quality
2021/2022	1,645,000	4,737,000
2020/2021	4,197,000	365,000
2019/2020	358,000	1,712,000
2018/2019	1,393,000	17,000
2017/2018		2,182,000
Prior	2,153,000	31,000
Revolving Loans Amortized Cost Basis	77,855,000	77,528,000
Financing Receivable, before Allowance for Credit Loss, Total	87,601,000	86,572,000
Residential Mortgage loans
Credit quality
2021/2022	573,425,000	1,304,978,000
2020/2021	1,235,019,000	753,668,000
2019/2020	691,475,000	363,415,000
2018/2019	316,116,000	266,368,000
2017/2018	222,200,000	332,041,000
Prior	1,207,389,000	1,062,135,000
Revolving Loans Amortized Cost Basis	1,007,895,000	867,295,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	9,153,000	10,075,000
Financing Receivable, before Allowance for Credit Loss, Total	5,262,672,000	4,959,975,000
Commercial and Industrial
Credit quality
2021/2022	326,051,000	637,126,000
2020/2021	435,553,000	142,497,000
2019/2020	67,731,000	237,293,000
2018/2019	186,279,000	106,699,000
2017/2018	59,443,000	32,409,000
Prior	155,486,000	177,825,000
Revolving Loans Amortized Cost Basis	796,711,000	711,028,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	16,553,000	42,222,000
Financing Receivable, before Allowance for Credit Loss, Total	2,043,807,000	2,087,099,000
Commercial and Industrial \| Pass
Credit quality
2021/2022	310,400,000	623,098,000
2020/2021	425,853,000	129,665,000
2019/2020	55,272,000	223,388,000
2018/2019	177,670,000	88,409,000
2017/2018	55,923,000	29,380,000
Prior	151,156,000	168,591,000
Revolving Loans Amortized Cost Basis	709,823,000	644,947,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	15,997,000	40,193,000
Financing Receivable, before Allowance for Credit Loss, Total	1,902,094,000	1,947,671,000
Commercial and Industrial \| Special mention
Credit quality
2021/2022	2,179,000	397,000
2020/2021	274,000	4,382,000
2019/2020	1,492,000	4,213,000
2018/2019	2,562,000	12,552,000
2017/2018	209,000	974,000
Prior	1,776,000	5,313,000
Revolving Loans Amortized Cost Basis	31,747,000	4,804,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	467,000	986,000
Financing Receivable, before Allowance for Credit Loss, Total	40,706,000	33,621,000
Commercial and Industrial \| Substandard
Credit quality
2021/2022	655,000	354,000
2020/2021	719,000	1,380,000
2019/2020	872,000	1,951,000
2018/2019	1,383,000	1,285,000
2017/2018	956,000	60,000
Prior	1,196,000	3,551,000
Revolving Loans Amortized Cost Basis	14,728,000	17,893,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	89,000	1,043,000
Financing Receivable, before Allowance for Credit Loss, Total	20,598,000	27,517,000
Commercial and Industrial \| Other Indicator
Credit quality
2021/2022	12,817,000	13,277,000
2020/2021	8,707,000	7,070,000
2019/2020	10,095,000	7,741,000
2018/2019	4,664,000	4,453,000
2017/2018	2,355,000	1,995,000
Prior	1,358,000	370,000
Revolving Loans Amortized Cost Basis	40,413,000	43,384,000
Financing Receivable, before Allowance for Credit Loss, Total	80,409,000	78,290,000
Commercial real estate
Credit quality
2021/2022	700,968,000	693,370,000
2020/2021	696,763,000	338,140,000
2019/2020	356,727,000	582,386,000
2018/2019	563,329,000	496,985,000
2017/2018	451,993,000	440,863,000
Prior	1,266,766,000	986,450,000
Revolving Loans Amortized Cost Basis	66,764,000	86,538,000
Revolving Loans Converted to Term Loans Amortized Cost Basis		14,891,000
Financing Receivable, before Allowance for Credit Loss, Total	4,103,310,000	3,639,623,000
Commercial real estate \| Pass
Credit quality
2021/2022	700,785,000	693,370,000
2020/2021	696,763,000	338,140,000
2019/2020	355,992,000	533,887,000
2018/2019	548,364,000	487,739,000
2017/2018	449,754,000	415,186,000
Prior	1,242,315,000	940,732,000
Revolving Loans Amortized Cost Basis	66,075,000	78,479,000
Revolving Loans Converted to Term Loans Amortized Cost Basis		14,891,000
Financing Receivable, before Allowance for Credit Loss, Total	4,060,048,000	3,502,424,000
Commercial real estate \| Special mention
Credit quality
2021/2022	183,000
2019/2020	559,000	48,499,000
2018/2019	14,965,000	7,470,000
2017/2018	515,000	25,513,000
Prior	9,549,000	30,255,000
Revolving Loans Amortized Cost Basis	687,000	7,600,000
Financing Receivable, before Allowance for Credit Loss, Total	26,458,000	119,337,000
Commercial real estate \| Substandard
Credit quality
2019/2020	176,000
2018/2019		1,776,000
2017/2018	1,724,000	164,000
Prior	14,749,000	15,303,000
Revolving Loans Amortized Cost Basis	2,000	459,000
Financing Receivable, before Allowance for Credit Loss, Total	16,651,000	17,702,000
Commercial real estate \| Other Indicator
Credit quality
Prior	153,000	160,000
Financing Receivable, before Allowance for Credit Loss, Total	153,000	160,000
Construction
Credit quality
2021/2022	105,657,000	181,393,000
2020/2021	250,726,000	116,642,000
2019/2020	88,570,000	214,875,000
2018/2019	95,332,000	160,689,000
2017/2018	120,598,000	65,454,000
Prior	90,583,000	51,264,000
Revolving Loans Amortized Cost Basis	14,396,000	23,652,000
Financing Receivable, before Allowance for Credit Loss, Total	765,862,000	813,969,000
Construction \| Pass
Credit quality
2021/2022	83,233,000	154,558,000
2020/2021	225,116,000	107,767,000
2019/2020	84,312,000	210,314,000
2018/2019	92,856,000	155,311,000
2017/2018	116,344,000	62,770,000
Prior	86,722,000	48,021,000
Revolving Loans Amortized Cost Basis	13,443,000	22,859,000
Financing Receivable, before Allowance for Credit Loss, Total	702,026,000	761,600,000
Construction \| Special mention
Credit quality
2019/2020		244,000
2018/2019	229,000	707,000
Prior		356,000
Financing Receivable, before Allowance for Credit Loss, Total	229,000	1,307,000
Construction \| Substandard
Credit quality
2018/2019		363,000
2017/2018	346,000
Prior	494,000	839,000
Financing Receivable, before Allowance for Credit Loss, Total	840,000	1,202,000
Construction \| Other Indicator
Credit quality
2021/2022	22,424,000	26,835,000
2020/2021	25,610,000	8,875,000
2019/2020	4,258,000	4,317,000
2018/2019	2,247,000	4,308,000
2017/2018	3,908,000	2,684,000
Prior	3,367,000	2,048,000
Revolving Loans Amortized Cost Basis	953,000	793,000
Financing Receivable, before Allowance for Credit Loss, Total	62,767,000	49,860,000
Lease financing
Credit quality
2021/2022	110,563,000	34,481,000
2020/2021	25,884,000	63,622,000
2019/2020	49,422,000	49,882,000
2018/2019	43,663,000	9,776,000
2017/2018	6,926,000	16,033,000
Prior	69,380,000	57,600,000
Financing Receivable, before Allowance for Credit Loss, Total	305,838,000	231,394,000
Lease financing \| Pass
Credit quality
2021/2022	110,563,000	33,980,000
2020/2021	25,450,000	60,650,000
2019/2020	46,635,000	48,236,000
2018/2019	42,307,000	9,449,000
2017/2018	6,904,000	15,009,000
Prior	68,028,000	57,130,000
Financing Receivable, before Allowance for Credit Loss, Total	299,887,000	224,454,000
Lease financing \| Special mention
Credit quality
2021/2022		501,000
2020/2021	434,000	2,702,000
2019/2020	2,591,000	1,506,000
2018/2019	1,342,000	311,000
2017/2018	9,000	153,000
Financing Receivable, before Allowance for Credit Loss, Total	4,376,000	5,173,000
Lease financing \| Substandard
Credit quality
2020/2021		270,000
2019/2020	196,000	140,000
2018/2019	14,000	16,000
2017/2018	13,000	871,000
Prior	1,352,000	470,000
Financing Receivable, before Allowance for Credit Loss, Total	1,575,000	1,767,000
Commercial Lending
Credit quality
2021/2022	1,243,239,000	1,546,370,000
2020/2021	1,408,926,000	660,901,000
2019/2020	562,450,000	1,084,436,000
2018/2019	888,603,000	774,149,000
2017/2018	638,960,000	554,759,000
Prior	1,582,215,000	1,273,139,000
Revolving Loans Amortized Cost Basis	877,871,000	821,218,000
Revolving Loans Converted to Term Loans Amortized Cost Basis	16,553,000	57,113,000
Financing Receivable, before Allowance for Credit Loss, Total	$ 7,218,817,000	$ 6,772,085,000

Allowance for Credit Losses -_3

Allowance for Credit Losses - Amortized Cost Basis of Revolving Loans that Were Converted to Term Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Credit quality
Total Revolving Loans Converted to Term Loans During the Period	$ 314	$ 1,177	$ 3,556	$ 3,989
Commercial and Industrial
Credit quality
Total Revolving Loans Converted to Term Loans During the Period		195	480	454
Home equity Line
Credit quality
Total Revolving Loans Converted to Term Loans During the Period		560	2,072	2,177
Consumer
Credit quality
Total Revolving Loans Converted to Term Loans During the Period	$ 314	$ 422	$ 1,004	$ 1,358

Allowance for Credit Losses -_4

Allowance for Credit Losses - Aging of Analysis of Past Due Loans and Leases (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Recorded Investment, Past Due
Loans and leases	$ 13,700,374	$ 12,961,999
Loans and Leases Past Due 90 Days or More and Still Accruing Interest	5,643	7,208
30 - 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	32,580	23,090
60 - 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	13,533	6,101
90 Days or Greater Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	11,259	12,416
Total Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	57,372	41,607
Current
Financing Receivable, Recorded Investment, Past Due
Loans and leases	13,643,002	12,920,392
Commercial and Industrial
Financing Receivable, Recorded Investment, Past Due
Loans and leases	2,043,807	2,087,099
Loans and Leases Past Due 90 Days or More and Still Accruing Interest	1,445	740
Commercial and Industrial \| 30 - 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	2,447	1,195
Commercial and Industrial \| 60 - 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	858	1,195
Commercial and Industrial \| 90 Days or Greater Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	2,883	1,318
Commercial and Industrial \| Total Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	6,188	3,708
Commercial and Industrial \| Current
Financing Receivable, Recorded Investment, Past Due
Loans and leases	2,037,619	2,083,391
Commercial real estate
Financing Receivable, Recorded Investment, Past Due
Loans and leases	4,103,310	3,639,623
Commercial real estate \| 30 - 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	2,000	631
Commercial real estate \| 60 - 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	657
Commercial real estate \| 90 Days or Greater Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	727
Commercial real estate \| Total Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	3,384	631
Commercial real estate \| Current
Financing Receivable, Recorded Investment, Past Due
Loans and leases	4,099,926	3,638,992
Construction
Financing Receivable, Recorded Investment, Past Due
Loans and leases	765,862	813,969
Loans and Leases Past Due 90 Days or More and Still Accruing Interest	390
Construction \| 30 - 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	28	162
Construction \| 90 Days or Greater Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	483
Construction \| Total Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	511	162
Construction \| Current
Financing Receivable, Recorded Investment, Past Due
Loans and leases	765,351	813,807
Lease financing
Financing Receivable, Recorded Investment, Past Due
Loans and leases	305,838	231,394
Lease financing \| Current
Financing Receivable, Recorded Investment, Past Due
Loans and leases	305,838	231,394
Residential Mortgage
Financing Receivable, Recorded Investment, Past Due
Loans and leases	4,252,041	4,083,367
Loans and Leases Past Due 90 Days or More and Still Accruing Interest		987
Residential Mortgage \| 30 - 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	373	3,030
Residential Mortgage \| 60 - 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	3,943	1,002
Residential Mortgage \| 90 Days or Greater Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	3,358	5,617
Residential Mortgage \| Total Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	7,674	9,649
Residential Mortgage \| Current
Financing Receivable, Recorded Investment, Past Due
Loans and leases	4,244,367	4,073,718
Home equity Line
Financing Receivable, Recorded Investment, Past Due
Loans and leases	1,010,631	876,608
Loans and Leases Past Due 90 Days or More and Still Accruing Interest	1,832	3,681
Home equity Line \| 30 - 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	3,536	1,538
Home equity Line \| 60 - 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	2,888	538
Home equity Line \| 90 Days or Greater Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	1,832	3,681
Home equity Line \| Total Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	8,256	5,757
Home equity Line \| Current
Financing Receivable, Recorded Investment, Past Due
Loans and leases	1,002,375	870,851
Consumer
Financing Receivable, Recorded Investment, Past Due
Loans and leases	1,218,885	1,229,939
Loans and Leases Past Due 90 Days or More and Still Accruing Interest	1,976	1,800
Consumer \| 30 - 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	24,196	16,534
Consumer \| 60 - 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	5,187	3,366
Consumer \| 90 Days or Greater Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	1,976	1,800
Consumer \| Total Past Due
Financing Receivable, Recorded Investment, Past Due
Loans and leases	31,359	21,700
Consumer \| Current
Financing Receivable, Recorded Investment, Past Due
Loans and leases	1,187,526	1,208,239
Residential Lending: Residential Mortgage
Financing Receivable, Recorded Investment, Past Due
Loans and leases	4,252,041	4,083,367
Residential Lending: Home Equity Line
Financing Receivable, Recorded Investment, Past Due
Loans and leases	$ 1,010,631	$ 876,608

Allowance for Credit Losses -_5

Allowance for Credit Losses - Amortized Cost Basis of Loans and Leases on Nonaccrual Status (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual Loans and Leases With No Allowance for Credit Losses	$ 2,971		$ 2,971		$ 1,919
Nonaccrual Loans and Leases	8,283		8,283		7,082
Interest income recognized on nonaccrual loans and leases	100	$ 200	200	$ 400
Accrued interest receivables written off, Interest income reversed	300	$ 200	700	$ 700
Commercial and Industrial
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual Loans and Leases With No Allowance for Credit Losses	665		665
Nonaccrual Loans and Leases	1,528		1,528		718
Commercial real estate
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual Loans and Leases With No Allowance for Credit Losses	727		727		727
Nonaccrual Loans and Leases	727		727		727
Residential Mortgage
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual Loans and Leases With No Allowance for Credit Losses	1,579		1,579		1,192
Nonaccrual Loans and Leases	$ 6,028		$ 6,028		$ 5,637

Allowance for Credit Losses - C

Allowance for Credit Losses - Collateral-Dependent Loans and Leases (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Loans and leases	$ 13,700,374	$ 12,961,999
Collateral Dependent Loans
Loans and leases	$ 7,700	$ 7,500

Allowance for Credit Losses - T

Allowance for Credit Losses - Troubled Debt Restructuring Modifications (Details) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022 USD ($) contract loan	Sep. 30, 2021 USD ($) contract	Sep. 30, 2022 USD ($) loan contract	Sep. 30, 2021 USD ($) contract	Dec. 31, 2021 USD ($) loan
Troubled debt restructuring modifications
Number of Contracts \| contract	52	150	237	1,700,000
Recorded Investment	$ 588	$ 1,950	$ 2,739	$ 24,508
Related ACL	118	$ 247	460	$ 2,622
Aggregate commitments to extend credit, standby letters of credit and commercial letters of credit	7,000,000		7,000,000		$ 6,700,000
Commitments related to borrowers who had loan terms modified in a TDR	100		100		200
Loans modified in TDRs that experienced a payment default
Loans and leases	$ 13,700,374		$ 13,700,374		12,961,999
Number of Contracts, Defaulted TDRs \| contract	124	235	221	322
Recorded Investment, Defaulted TDRs	$ 1,777	$ 4,619	$ 3,480	$ 6,722
Commercial and Industrial
Troubled debt restructuring modifications
Number of Contracts \| contract	2		2	13
Recorded Investment	$ 201		$ 201	$ 1,946
Related ACL	4		4	$ 127
Loans modified in TDRs that experienced a payment default
Loans and leases	$ 2,043,807		$ 2,043,807		2,087,099
Number of Contracts, Defaulted TDRs \| contract	1	2	2	3
Recorded Investment, Defaulted TDRs	$ 216	$ 265	$ 541	$ 613
Commercial real estate
Troubled debt restructuring modifications
Number of Contracts \| contract				1
Recorded Investment				$ 365
Related ACL				$ 75
Loans modified in TDRs that experienced a payment default
Loans and leases	4,103,310		4,103,310		3,639,623
Number of Contracts, Defaulted TDRs \| contract		1		1
Recorded Investment, Defaulted TDRs		$ 500		$ 500
Lease financing
Loans modified in TDRs that experienced a payment default
Loans and leases	305,838		305,838		231,394
Construction
Troubled debt restructuring modifications
Number of Contracts \| contract				2
Recorded Investment				$ 699
Related ACL				$ 79
Loans modified in TDRs that experienced a payment default
Loans and leases	765,862		765,862		813,969
Number of Contracts, Defaulted TDRs \| contract				1
Recorded Investment, Defaulted TDRs				$ 359
Residential Mortgage
Loans modified in TDRs that experienced a payment default
Loans and leases	$ 4,252,041		$ 4,252,041		$ 4,083,367
Number of loans collateralized by real estate property modified in a TDR in the process of foreclosure \| loan	2		2		1
Loans collateralized by real estate properties that were modified in a TDR that was in process of foreclosure	$ 600		$ 600
Consumer
Troubled debt restructuring modifications
Number of Contracts \| contract	50	150	234	1,671
Recorded Investment	$ 387	$ 1,950	$ 2,286	$ 15,916
Related ACL	114	$ 247	424	$ 2,128
Loans modified in TDRs that experienced a payment default
Loans and leases	$ 1,218,885		$ 1,218,885		$ 1,229,939
Number of Contracts, Defaulted TDRs \| contract	123	230	219	314
Recorded Investment, Defaulted TDRs	$ 1,561	$ 3,258	$ 2,939	$ 4,366
Residential Mortgage loans
Troubled debt restructuring modifications
Number of Contracts \| contract			1	13
Recorded Investment			$ 252	$ 5,582
Related ACL			32	$ 213
Loans modified in TDRs that experienced a payment default
Loans and leases	5,262,672		$ 5,262,672		4,959,975
Number of Contracts, Defaulted TDRs \| contract		2		3
Recorded Investment, Defaulted TDRs		$ 596		$ 884
Loans collateralized by real estate properties that were modified in a TDR that was in process of foreclosure					$ 300
Other real estate owned and repossessed personal property
Loans modified in TDRs that experienced a payment default
Number of foreclosed properties \| loan			1		1
Real estate property held from a foreclosed TDR	100		$ 100		$ 200
Commitments to extend credit
Troubled debt restructuring modifications
Aggregate commitments to extend credit, standby letters of credit and commercial letters of credit	6,730,103		6,730,103		6,490,301
Standby letters of credit
Troubled debt restructuring modifications
Aggregate commitments to extend credit, standby letters of credit and commercial letters of credit	236,847		236,847		182,447
Commercial letters of credit
Troubled debt restructuring modifications
Aggregate commitments to extend credit, standby letters of credit and commercial letters of credit	$ 8,449		$ 8,449		$ 3,307

Mortgage Servicing Rights - Est

Mortgage Servicing Rights - Estimated Future Amortization Expenses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Other Intangible Assets
Unpaid principal amount of consumer loans serviced for others	$ 1,500,000		$ 1,500,000		$ 1,700,000
Contractually specified fees, late charges, and ancillary fees	900	$ 1,100	2,900	$ 3,700
Amortization of mortgage servicing rights	333	$ 1,001	1,587	$ 2,830
Details of MSRs
Gross carrying amount	69,254		69,254		69,103
Less: accumulated amortization	62,388		62,388		60,801
Net carrying value	6,866		6,866		$ 8,302
Mortgage servicing assets
Estimated future amortization expenses for MSRs over the next five years
Under one year	1,038		1,038
One to two years	912		912
Two to three years	800		800
Three to four years	699		699
Four to five years	$ 611		$ 611

Mortgage Servicing Rights - Cha

Mortgage Servicing Rights - Changes in Amortized MSRs (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Changes in amortized mortgage servicing rights
Balance at beginning of period	$ 7,152	$ 10,007	$ 8,302	$ 10,731
Originations	47	101	151	1,206
Amortization	(333)	(1,001)	(1,587)	(2,830)
Balance at end of period	6,866	9,107	6,866	9,107
Fair value of amortized MSRs at beginning of period	14,969	13,480	12,243	14,029
Fair value of amortized MSRs at end of period	14,945	12,080	14,945	12,080
Impairment of MSRs recorded	$ 0	$ 0	$ 0	$ 0

Mortgage Servicing Rights - Qua

Mortgage Servicing Rights - Quantitative Assumptions Used for MSRs (Details)	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Minimum
Quantitative assumptions used in determining lower of cost or fair value of MSRs
Conditional prepayment rate (as a percent)	8.06%	13.77%
Life in years (of the MSR)	3 years 14 days	1 year 11 months 26 days
Weighted-average coupon rate (as a percent)	3.55%	3.58%
Discount rate (as a percent)	10%	10%
Maximum
Quantitative assumptions used in determining lower of cost or fair value of MSRs
Conditional prepayment rate (as a percent)	16.41%	25.19%
Life in years (of the MSR)	6 years 11 months 8 days	5 years 3 months 21 days
Weighted-average coupon rate (as a percent)	6.31%	6.56%
Discount rate (as a percent)	10.02%	10.01%
Weighted Average
Quantitative assumptions used in determining lower of cost or fair value of MSRs
Conditional prepayment rate (as a percent)	8.19%	14.61%
Life in years (of the MSR)	6 years 9 months 21 days	5 years 10 days
Weighted-average coupon rate (as a percent)	3.68%	3.71%
Discount rate (as a percent)	10.01%	10%

Transfers of Financial Assets -

Transfers of Financial Assets - Carrying Amounts of Assets Pledged as Collateral, Borrowings and Other Transactions (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Carrying amounts of the assets pledged as collateral
Public deposits	$ 2,280,947	$ 1,913,369
Federal Home Loan Bank	2,075,537	2,380,042
Federal Reserve Bank	1,717,782	1,724,279
ACH transactions	128,194	115,038
Interest rate swaps	29,905	48,430
Total	6,232,365	6,181,158
Securities for reverse repurchase agreements	0	0
Extinguishment of debt
In-substance debt defeasance	0	0
FHLB
Carrying amounts of the assets pledged as collateral
Borrowing capacity	1,500,000	1,800,000
Federal Reserve Bank line of credit
Carrying amounts of the assets pledged as collateral
Borrowing capacity	$ 1,200,000	$ 1,100,000

Deposits - Interest-bearing or

Deposits - Interest-bearing or Noninterest-bearing (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
U.S.:
Interest-bearing	$ 11,908,206	$ 11,553,298
Noninterest-bearing	8,434,926	8,498,187
Foreign:
Interest-bearing	866,439	868,985
Noninterest-bearing	882,167	895,676
Total deposits	$ 22,091,738	$ 21,816,146

Deposits - Maturity Distributio

Deposits - Maturity Distribution of Time Certificates of Deposits (Details) $ in Thousands	Sep. 30, 2022 USD ($)
Maturity distribution of time certificates of deposit
Three months or less	$ 540,453
Over three through six months	566,298
Over six through twelve months	461,721
One to two years	158,796
Two to three years	71,857
Three to four years	54,166
Four to five years	44,804
Thereafter	827
Total	1,898,922
Under $250,000
Maturity distribution of time certificates of deposit
Three months or less	193,458
Over three through six months	200,904
Over six through twelve months	282,561
One to two years	116,268
Two to three years	54,972
Three to four years	41,935
Four to five years	33,114
Thereafter	827
Total	924,039
$250,000 or More
Maturity distribution of time certificates of deposit
Three months or less	346,995
Over three through six months	365,394
Over six through twelve months	179,160
One to two years	42,528
Two to three years	16,885
Three to four years	12,231
Four to five years	11,690
Total	$ 974,883

Deposits - Time Certificate Den

Deposits - Time Certificate Denominations and Overdrawn Accounts (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Deposits
Time certificates of deposit in denominations of $250,000 or more, in the aggregate	$ 1,000	$ 800
Overdrawn deposit accounts classified as loans	$ 1.8	$ 2.1

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Loss - Changes (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Pre-tax Amount
Other comprehensive income (loss), Pre-tax Amount	$ (119,057)	$ (43,316)	$ (732,442)	$ (126,923)
Income Tax Benefit (Expense)
Other comprehensive income (loss), Income Tax Benefit (Expense)	31,758	11,555	195,379	33,856
Net of tax
Balance	2,252,611	2,731,341	2,656,912	2,744,104
Other comprehensive loss	(87,299)	(31,761)	(537,063)	(93,067)
Balance	2,200,651	2,711,734	2,200,651	2,711,734
Accumulated Other Comprehensive Income (Loss)
Pre-tax Amount
Accumulated other comprehensive income (loss), beginning balance, Pre-tax Amount	(779,352)	(40,509)	(165,967)	43,098
Accumulated other comprehensive (loss) income, ending balance, Pre-tax Amount	(898,409)	(83,825)	(898,409)	(83,825)
Income Tax Benefit (Expense)
Accumulated other comprehensive income (loss), beginning balance, Income Tax Benefit (Expense)	207,895	10,807	44,274	(11,494)
Accumulated other comprehensive loss, ending balance, Income Tax Benefit (Expense)	239,653	22,362	239,653	22,362
Net of tax
Balance	(571,457)	(29,702)	(121,693)	31,604
Other comprehensive loss	(87,299)	(31,761)	(537,063)	(93,067)
Balance	(658,756)	(61,463)	(658,756)	(61,463)
Pensions and Other Benefits
Net of tax
Balance	(24,390)	(31,737)	(24,390)	(31,737)
Balance	(24,390)	(31,737)	(24,390)	(31,737)
Investment Securities
Pre-tax Amount
Reclassification of net losses (gains) to net income, Pre-tax Amount	15,217		35,146
Other comprehensive income (loss), Pre-tax Amount		(43,316)		(126,923)
Income Tax Benefit (Expense)
Reclassification of net gains (losses) to net income, Income Tax Benefit (Expense)	(4,058)		(9,375)
Other comprehensive income (loss), Income Tax Benefit (Expense)		11,555	193,205	33,856
Net of tax
Balance	(220,021)	2,035	(97,303)	63,341
Reclassification of net (gains) losses to net income, Net of tax	11,159		25,771
Other comprehensive loss	(95,323)	(31,761)	(556,857)	(93,067)
Balance	(281,741)	(29,726)	(281,741)	(29,726)
Investment securities: Unrealized net losses arising during the period
Pre-tax Amount
Unrealized net gains (losses) arising during the period, Pre-tax Amount	(130,000)	(43,316)	(759,437)	(126,821)
Income Tax Benefit (Expense)
Unrealized net losses (gains) arising during the period, Income Tax Benefit (Expense)	34,677	11,555	202,580	33,829
Net of tax
Unrealized net (losses) gains arising during the period, Net of tax	(95,323)	$ (31,761)	(556,857)	(92,992)
Investment securities: Investment securities gains, net
Pre-tax Amount
Reclassification of net losses (gains) to net income, Pre-tax Amount				(102)
Income Tax Benefit (Expense)
Reclassification of net gains (losses) to net income, Income Tax Benefit (Expense)				27
Net of tax
Reclassification of net (gains) losses to net income, Net of tax				$ (75)
Investment Securities (including reclassification of net losses to net income)
Pre-tax Amount
Other comprehensive income (loss), Pre-tax Amount	(114,783)		(724,291)
Income Tax Benefit (Expense)
Other comprehensive income (loss), Income Tax Benefit (Expense)	30,619
Net of tax
Other comprehensive loss	(84,164)		(531,086)
Cash Flow Derivative Hedges
Pre-tax Amount
Unrealized net gains (losses) arising during the period, Pre-tax Amount	(4,372)		(7,611)
Reclassification of net losses (gains) to net income, Pre-tax Amount	98		(540)
Other comprehensive income (loss), Pre-tax Amount	(4,274)		(8,151)
Income Tax Benefit (Expense)
Unrealized net losses (gains) arising during the period, Income Tax Benefit (Expense)	1,165		2,030
Reclassification of net gains (losses) to net income, Income Tax Benefit (Expense)	26		(144)
Other comprehensive income (loss), Income Tax Benefit (Expense)	1,139		2,174
Net of tax
Balance	(2,842)
Unrealized net (losses) gains arising during the period, Net of tax	(3,207)		(5,581)
Reclassification of net (gains) losses to net income, Net of tax	72		(396)
Other comprehensive loss	(3,135)		(5,977)
Balance	$ (5,977)		$ (5,977)

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Loss - Changes, Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Net of tax
Balance	$ 2,252,611	$ 2,731,341	$ 2,656,912	$ 2,744,104
Unrealized net losses related to the transfer of securities from available-for-sale to held-to-maturity			(372,400)
Other comprehensive (loss) income	(87,299)	(31,761)	(537,063)	(93,067)
Balance	2,200,651	2,711,734	2,200,651	2,711,734
Accumulated Other Comprehensive Income (Loss)
Net of tax
Balance	(571,457)	(29,702)	(121,693)	31,604
Other comprehensive (loss) income	(87,299)	(31,761)	(537,063)	(93,067)
Balance	(658,756)	(61,463)	(658,756)	(61,463)
Pensions and Other Benefits
Net of tax
Balance	(24,390)	(31,737)	(24,390)	(31,737)
Balance	(24,390)	(31,737)	(24,390)	(31,737)
Available-for-sale Investment securities
Net of tax
Balance	(220,021)	2,035	(97,303)	63,341
Unrealized net losses related to the transfer of securities from available-for-sale to held-to-maturity	33,603		372,419
Other comprehensive (loss) income	(95,323)	(31,761)	(556,857)	(93,067)
Balance	(281,741)	$ (29,726)	(281,741)	$ (29,726)
Reclassification of net losses (gains) to net income, Pre-tax Amount	(15,217)		(35,146)
Held-to-Maturity Investment Securities
Net of tax
Balance	(324,204)
Unrealized net losses related to the transfer of securities from available-for-sale to held-to-maturity	(33,603)		(372,419)
Other comprehensive (loss) income	11,159		25,771
Balance	(346,648)		(346,648)
Cash Flow Derivative Hedges
Net of tax
Balance	(2,842)
Other comprehensive (loss) income	(3,135)		(5,977)
Balance	(5,977)		(5,977)
Reclassification of net losses (gains) to net income, Pre-tax Amount	$ (98)		$ 540

Regulatory Capital Requiremen_3

Regulatory Capital Requirements (Details) $ in Thousands	Sep. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Common equity tier 1 capital to risk-weighted assets
Amount	$ 1,863,915	$ 1,783,113
Ratio (as a percent)	0.1179	0.1224
Minimum Capital Ratio (as a percent)	0.0450	0.0450
Well-Capitalized Ratio (as a percent)	0.0650	0.0650
Tier 1 capital to risk-weighted assets
Amount	$ 1,863,915	$ 1,783,113
Ratio (as a percent)	0.1179	0.1224
Minimum Capital Ratio (as a percent)	0.0600	0.0600
Well-Capitalized Ratio (percent)	0.0800	0.0800
Total capital to risk-weighted assets
Amount	$ 2,042,219	$ 1,965,280
Ratio (as a percent)	0.1292	0.1349
Minimum Capital Ratio (as a percent)	0.0800	0.0800
Well-Capitalized Ratio (as a percent)	0.1000	0.1000
Tier 1 capital to average assets (leverage ratio)
Amount	$ 1,863,915	$ 1,783,113
Ratio	0.0778	0.0724
Minimum Capital Ratio (as a percent)	0.0400	0.0400
Well-Capitalized Ratio (percent)	0.0500	0.0500
First Hawaiian Bank (FHB)
Common equity tier 1 capital to risk-weighted assets
Amount	$ 1,846,735	$ 1,769,214
Ratio (as a percent)	0.1168	0.1214
Tier 1 capital to risk-weighted assets
Amount	$ 1,846,735	$ 1,769,214
Ratio (as a percent)	0.1168	0.1214
Total capital to risk-weighted assets
Amount	$ 2,025,039	$ 1,951,377
Ratio (as a percent)	0.1281	0.1340
Tier 1 capital to average assets (leverage ratio)
Amount	$ 1,846,735	$ 1,769,214
Ratio	0.0771	0.0718

Regulatory Capital Requiremen_4

Regulatory Capital Requirements - Capital Conservation Buffer (Details)	Sep. 30, 2022	Dec. 31, 2021
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Effective CET1 capital to risk-weighted assets (as a percent)	0.1179	0.1224
Effective Tier 1 capital to risk-weighted assets (as a percent)	0.1179	0.1224
Effective total capital to risk-weighted assets (as a percent)	0.1292	0.1349
Capital conservation buffer
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Effective CET1 capital to risk-weighted assets (as a percent)	0.07
Effective Tier 1 capital to risk-weighted assets (as a percent)	0.085
Effective total capital to risk-weighted assets (as a percent)	0.105
Capital requirements above regulatory rate (as a percent)	0.025

Derivative Financial Instrume_3

Derivative Financial Instruments - Notional Amounts and Fair Values (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Notional amounts and fair values of derivatives
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities
Derivatives designated as hedging instruments \| Interest rate swaps
Notional amounts and fair values of derivatives
Notional Amount	$ 267,500	$ 67,500
Asset Derivatives	5,677
Liability Derivatives	(7,115)	(1,211)
Derivatives designated as hedging instruments \| Interest rate collars
Notional amounts and fair values of derivatives
Notional Amount	200,000
Liability Derivatives	(1,037)
Derivatives Not Designated as Hedging Instruments \| Interest rate swaps
Notional amounts and fair values of derivatives
Notional Amount	2,866,620	2,827,582
Asset Derivatives	5,865	50,898
Liability Derivatives	(46,669)
Derivatives Not Designated as Hedging Instruments \| Visa Derivative
Notional amounts and fair values of derivatives
Notional Amount	113,607	105,916
Liability Derivatives	(2,359)	(5,530)
Derivatives Not Designated as Hedging Instruments \| Interest rate caps and floors
Notional amounts and fair values of derivatives
Notional Amount		148,800
Asset Derivatives		27
Liability Derivatives		(27)
Derivatives Not Designated as Hedging Instruments \| Foreign exchange contracts
Notional amounts and fair values of derivatives
Notional Amount	$ 1,116	$ 217

Derivative Financial Instrume_4

Derivative Financial Instruments - Clearinghouse Margin and Collateral (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Derivative contracts
Initial margin cash collateral posted	$ 0.2
Initial margin cash collateral received		$ 1.7
Interest rate swaps
Derivative contracts
Cash collateral posted	47.5
Financial instruments pledged as collateral	29.7	30.3
Cash pledged as collateral	0.2	18.1
Chicago Mercantile Exchange (CME) and London Clearing House (LCH)
Derivative contracts
Variation margin	$ 40.8	$ 50.9

Derivative Financial Instrume_5

Derivative Financial Instruments - Fair Value Hedges and Cash Flow Hedges (Details) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022 USD ($) derivative	Dec. 31, 2021 USD ($) derivative
Other comprehensive income (loss)
Fair hedges carried
Accumulated other comprehensive income (loss) into earnings	$ 4,800
Hedge term	5 years
Derivatives designated as hedging instruments \| Interest rate swaps
Fair hedges carried
Notional amounts	$ 267,500	$ 67,500
Derivatives designated as hedging instruments \| Interest rate swaps \| Fair value hedges
Fair hedges carried
Number of interest rate swaps \| derivative	1	1
Notional amounts	$ 67,500	$ 67,500
Positive fair value	$ 5,700
Negative fair value		$ 1,000
Fixed interest rate (as a percent)	2.07%
Derivatives designated as hedging instruments \| Interest rate swaps \| Cash Flow Hedges
Fair hedges carried
Number of derivatives carried \| derivative	2
Notional amounts	$ 200,000
Negative fair value	$ 7,100
Derivatives designated as hedging instruments \| Interest rate swaps \| Cash Flow Hedges \| Minimum
Fair hedges carried
Fixed interest rate (as a percent)	1.70%
Derivatives designated as hedging instruments \| Interest rate swaps \| Cash Flow Hedges \| Maximum
Fair hedges carried
Fixed interest rate (as a percent)	2.08%
Derivatives designated as hedging instruments \| Interest Rate Collar [Member]
Fair hedges carried
Notional amounts	$ 200,000
Derivatives designated as hedging instruments \| Interest Rate Collar [Member] \| Cash Flow Hedges
Fair hedges carried
Number of derivatives carried \| derivative	2
Notional amounts	$ 200,000
Negative fair value	$ 1,000
Floor strike rates	2%
Derivatives designated as hedging instruments \| Interest Rate Collar [Member] \| Cash Flow Hedges \| Minimum
Fair hedges carried
Cap strike rates	5.31%
Derivatives designated as hedging instruments \| Interest Rate Collar [Member] \| Cash Flow Hedges \| Maximum
Fair hedges carried
Cap strike rates	5.64%

Derivative Financial Instrume_6

Derivative Financial Instruments - Gains and Losses Recognized in Income, Fair Value Hedges (Details) - Loans and lease financing - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest rate swaps
Gains and losses related to derivatives
Recognized on interest rate swap	$ 745	$ 111	$ 6,888	$ 425
Hedged item
Gains and losses related to derivatives
Recognized on hedged item	$ (839)	$ (126)	$ (7,185)	$ (512)

Derivative Financial Instrume_7

Derivative Financial Instruments - Amounts Recorded in Balance Sheets Related to Cumulative Basis Adjustments (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Derivative Financial Instruments
Carrying Amount of the Hedged Asset	$ 61,794	$ 68,707
Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Asset	$ (5,706)	$ 1,207

Derivative Financial Instrume_8

Derivative Financial Instruments - Derivatives Not Designated as Hedges (Details) - Visa Derivative - Derivatives Not Designated as Hedging Instruments - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Impact on pretax earnings of derivatives not designated as hedges
Net Gains (Losses) on Derivatives	$ 273	$ (49)	$ (1,084)	$ (46)
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Noninterest Income, Other Operating Income	Noninterest Income, Other Operating Income	Noninterest Income, Other Operating Income	Noninterest Income, Other Operating Income

Derivative Financial Instrume_9

Derivative Financial Instruments - Cash Flow Hedges (Details) - Derivatives designated as hedging instruments - Interest rate swaps and collars - Cash Flow Hedges - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022
Derivative financial instruments
Pretax net losses (gains) reclassified from accumulated other comprehensive income to interest income from loans and lease financing	$ 98	$ (540)
Other comprehensive income (loss)
Derivative financial instruments
Pretax net losses recognized in other comprehensive income on cash flow derivative hedges	$ (4,372)	$ (7,611)

Derivative Financial Instrum_10

Derivative Financial Instruments - Free-Standing (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Minimum
Derivative financial instruments
Derivative, Floating rate					0%
Maximum
Derivative financial instruments
Derivative, Floating rate					3.55%
Derivatives Not Designated as Hedging Instruments \| Interest rate swaps
Derivative financial instruments
Notional Amount	$ 2,866,620		$ 2,866,620		$ 2,827,582
Positive fair value, derivative asset	5,865		5,865		$ 50,898
Negative fair value, derivative liability	46,669		46,669
Net interest expense	$ 0	$ 0	$ 0	$ 0
Derivatives Not Designated as Hedging Instruments \| Interest rate swaps \| Minimum
Derivative financial instruments
Derivative, Floating rate	3.06%		3.06%
Fixed interest rate (as a percent)	2.39%		2.39%		2.02%
Derivatives Not Designated as Hedging Instruments \| Interest rate swaps \| Maximum
Derivative financial instruments
Derivative, Floating rate	5.56%		5.56%
Fixed interest rate (as a percent)	6.19%		6.19%		6.19%
Derivatives Not Designated as Hedging Instruments \| Interest rate swaps \| Customer swap program
Derivative financial instruments
Notional Amount	$ 2,900,000		$ 2,900,000		$ 2,800,000
Positive fair value, derivative asset	5,900		5,900		50,900
Negative fair value, derivative liability	46,700		46,700		$ 0
Upfront fees on the dealer swap	$ 400	$ 300	$ 1,800	$ 2,000

Derivative Financial Instrum_11

Derivative Financial Instruments - Counterparty Credit Risk and Credit-Risk Related Contingent Features (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Derivative contracts
Counterparty credit risk adjustments	$ 0	$ 0	$ 100,000	$ 200,000
Credit-risk-related contingent features
Aggregate fair value of derivative instruments in a net liability position	0		0		$ 26,900,000
Collateral posted for derivatives in a net liability position	0		0		$ 19,800,000
Interest rate swaps
Derivative contracts
Collateral thresholds for derivative agreements with credit risk related contingent features	$ 300,000		$ 300,000

Derivative Financial Instrum_12

Derivative Financial Instruments - Visa Class B Restricted Shares (Details) - Class B restricted shares $ in Millions	12 Months Ended
	Dec. 31, 2016 USD ($) shares	Sep. 30, 2022 USD ($)	Jun. 29, 2022	Dec. 31, 2021 USD ($)	Jun. 28, 2018	Dec. 31, 2017
Visa
Visa Class B Restricted Shares
Net realized gain related to the sale of stock	$ 22.7
Number of shares sold \| shares	274,000
Visa Derivative
Visa Class B Restricted Shares
Conversion rate		1.6059	1.6059		1.6483	1.6483
Derivative liability value		$ 2.4		$ 5.5

Commitments and Contingent Li_3

Commitments and Contingent Liabilities - Commitments to Extend Credit, Participations Sold (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Commitments to extend credit
Commitments
Participations sold to other institutions	$ 90.5	$ 95.5
Standby letters of credit
Commitments
Participations sold to other institutions	$ 8	$ 10.7

Commitments and Contingent Li_4

Commitments and Contingent Liabilities - Financial Instruments with Off-Balance Sheet Risk (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financial instruments with off-balance sheet risk
Contract amount	$ 7,000,000	$ 6,700,000
Commitments to extend credit
Financial instruments with off-balance sheet risk
Contract amount	6,730,103	6,490,301
Standby letters of credit
Financial instruments with off-balance sheet risk
Contract amount	236,847	182,447
Commercial letters of credit
Financial instruments with off-balance sheet risk
Contract amount	$ 8,449	$ 3,307

Revenue from Contracts with C_3

Revenue from Contracts with Customers - Disaggregation of Revenue (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Revenue from Contracts with Customers
Net interest income	$ 162,736	$ 132,593	$ 441,755	$ 393,232
Not in scope of Topic 606	3,116	9,728	4,728	24,937
Total noninterest income	45,857	50,104	131,374	143,343
Total revenue	208,593	182,697	573,129	536,575
Retail Banking
Revenue from Contracts with Customers
Net interest income	117,060	97,547	318,476	289,107
Not in scope of Topic 606	2,085	1,640	4,337	6,862
Total noninterest income	24,480	22,698	70,280	68,768
Total revenue	141,540	120,245	388,756	357,875
Commercial Banking
Revenue from Contracts with Customers
Net interest income	39,586	41,218	111,500	119,718
Not in scope of Topic 606	1,637	1,454	5,023	5,058
Total noninterest income	19,848	18,317	58,918	53,886
Total revenue	59,434	59,535	170,418	173,604
Treasury and Other
Revenue from Contracts with Customers
Net interest income	6,090	(6,172)	11,779	(15,593)
Not in scope of Topic 606	(606)	6,634	(4,632)	13,017
Total noninterest income	1,529	9,089	2,176	20,689
Total revenue	7,619	2,917	13,955	5,096
Service charges on deposit accounts.
Revenue from Contracts with Customers
Revenue by type of service	7,089	6,989	21,433	20,339
Service charges on deposit accounts. \| Retail Banking
Revenue from Contracts with Customers
Revenue by type of service	6,421	6,151	19,155	18,025
Service charges on deposit accounts. \| Commercial Banking
Revenue from Contracts with Customers
Revenue by type of service	621	335	1,380	899
Service charges on deposit accounts. \| Treasury and Other
Revenue from Contracts with Customers
Revenue by type of service	47	503	898	1,415
Credit and debit card fees
Revenue from Contracts with Customers
Revenue by type of service	17,143	15,407	47,833	45,492
Credit and debit card fees \| Commercial Banking
Revenue from Contracts with Customers
Revenue by type of service	15,831	14,105	44,099	41,322
Credit and debit card fees \| Treasury and Other
Revenue from Contracts with Customers
Revenue by type of service	1,312	1,302	3,734	4,170
Other service charges and fees.
Revenue from Contracts with Customers
Revenue by type of service	7,062	7,671	21,985	22,017
Other service charges and fees. \| Retail Banking
Revenue from Contracts with Customers
Revenue by type of service	6,081	6,218	18,950	17,765
Other service charges and fees. \| Commercial Banking
Revenue from Contracts with Customers
Revenue by type of service	509	1,036	1,708	3,101
Other service charges and fees. \| Treasury and Other
Revenue from Contracts with Customers
Revenue by type of service	472	417	1,327	1,151
Trust and investment services income
Revenue from Contracts with Customers
Revenue by type of service	9,800	8,625	27,442	25,824
Trust and investment services income \| Retail Banking
Revenue from Contracts with Customers
Revenue by type of service	9,800	8,625	27,442	25,824
Other.
Revenue from Contracts with Customers
Revenue by type of service	1,647	1,684	7,953	4,734
Other. \| Retail Banking
Revenue from Contracts with Customers
Revenue by type of service	93	64	396	292
Other. \| Commercial Banking
Revenue from Contracts with Customers
Revenue by type of service	1,250	1,387	6,708	3,506
Other. \| Treasury and Other
Revenue from Contracts with Customers
Revenue by type of service	$ 304	$ 233	$ 849	$ 936

Revenue from Contracts with C_4

Revenue from Contracts with Customers - Contract Balances (Details)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) item	Sep. 30, 2021 USD ($)	Dec. 31, 2021 USD ($) item
Revenue from Contracts with Customers
Signing bonuses received from vendors, in prior years \| item			2		3
Contract liabilities	$ 2,900,000		$ 2,900,000		$ 3,000,000
Increase in recognized revenues and contract liabilities	200,000	$ 200,000	700,000	$ 600,000
Change in contract liabilities due to changes in transaction price estimates			0
Receivables from contracts with customers or contract assets	$ 0		$ 0		$ 0

Revenue from Contracts with C_5

Revenue from Contracts with Customers - Other (Details) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
Revenue from Contracts with Customers
Significant performance obligations	$ 0	$ 0
Material contract acquisition costs	$ 0	$ 0

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Earnings per Share
Adjustments to net income (in dollars)	$ 0	$ 0	$ 0	$ 0
Antidilutive securities (in shares)	0	0	0	0
Numerator:
Net income	$ 69,018	$ 64,279	$ 186,097	$ 208,713
Denominator:
Basic: weighted-average shares outstanding (in shares)	127,377,713	128,660,038	127,534,746	129,323,973
Add: weighted-average equity-based awards (in shares)	418,904	550,410	461,926	571,338
Diluted: weighted-average shares outstanding (in shares)	127,796,617	129,210,448	127,996,672	129,895,311
Basic earnings per share (in dollars per share)	$ 0.54	$ 0.50	$ 1.46	$ 1.61
Diluted earnings per share (in dollars per share)	$ 0.54	$ 0.50	$ 1.45	$ 1.61

Noninterest Income and Nonint_3

Noninterest Income and Noninterest Expense - Net periodic benefit cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Pension Plan
Components of net periodic benefit cost
Interest cost	$ 1,523	$ 1,292	$ 4,245	$ 3,754
Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Interest Cost, Statement of Income or Comprehensive Income [Extensible Enumeration]	Other Noninterest Expense	Other Noninterest Expense	Other Noninterest Expense	Other Noninterest Expense
Expected return on plan assets	$ (783)	$ (766)	$ (2,348)	$ (2,298)
Defined Benefit Plan, Net Periodic Benefit (Cost) Credit, Expected Return (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Other Noninterest Expense	Other Noninterest Expense	Other Noninterest Expense	Other Noninterest Expense
Recognized net actuarial loss (gain)	$ 1,269	$ 1,720	$ 3,806	$ 5,160
Defined Benefit Plan, Net Periodic Benefit (Cost) Credit, Amortization of Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Other Noninterest Expense	Other Noninterest Expense	Other Noninterest Expense	Other Noninterest Expense
Total net periodic benefit cost	$ 2,009	$ 2,246	$ 5,703	$ 6,616
Other Benefits
Components of net periodic benefit cost
Interest cost	$ 118	$ 116	$ 405	$ 378
Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Interest Cost, Statement of Income or Comprehensive Income [Extensible Enumeration]	Other Noninterest Expense	Other Noninterest Expense	Other Noninterest Expense	Other Noninterest Expense
Defined Benefit Plan, Net Periodic Benefit (Cost) Credit, Expected Return (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Other Noninterest Expense	Other Noninterest Expense	Other Noninterest Expense	Other Noninterest Expense
Recognized net actuarial loss (gain)	$ (101)		$ (303)
Defined Benefit Plan, Net Periodic Benefit (Cost) Credit, Amortization of Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Other Noninterest Expense	Other Noninterest Expense	Other Noninterest Expense	Other Noninterest Expense
Total net periodic benefit cost	$ 214	$ 334	$ 728	$ 1,124
Other Benefits \| Salaries and employee benefits
Components of net periodic benefit cost
Service cost	$ 197	$ 218	$ 626	$ 746

Noninterest Income and Nonint_4

Noninterest Income and Noninterest Expense - Leases (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Noninterest Income and Noninterest Expense
Operating lease income related to lease payments	$ 1.5	$ 1.7	$ 4.6	$ 5
Lease income related to variable lease payments	$ 1.7	$ 1.6	$ 4.9	$ 4.6

Fair Value - Visa Derivative (D

Fair Value - Visa Derivative (Details) - Visa Derivative $ in Thousands	Sep. 30, 2022 USD ($)	Jun. 29, 2022	Dec. 31, 2021 USD ($)	Jun. 28, 2018	Dec. 31, 2017
Class B restricted shares
Fair value
Conversion rate	1.6059	1.6059		1.6483	1.6483
Fair Value, Measurements, Recurring \| Level 3
Fair value
Derivative Liability	$ 2,400		$ 5,500
Derivatives Not Designated as Hedging Instruments
Fair value
Derivative Liability	$ 2,359		$ 5,530

Fair Value - Assets and Liabili

Fair Value - Assets and Liabilities Recorded at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets
Total available-for-sale securities, Fair value,	$ 3,289,160	$ 8,428,032
Collateralized Loan Obligations
Assets
Total available-for-sale securities, Fair value,	245,520	105,247
Fair Value, Measurements, Recurring
Assets
Total available-for-sale securities, Fair value,	3,289,160	8,428,032
Other assets	18,252	58,307
Liabilities
Other liabilities	(57,180)	(6,768)
Total
Net Assets (Liabilities)	3,250,232	8,479,571
Fair Value, Measurements, Recurring \| Level 1
Assets
Other assets	6,710	7,382
Total
Net Assets (Liabilities)	6,710	7,382
Fair Value, Measurements, Recurring \| Level 2
Assets
Total available-for-sale securities, Fair value,	3,289,160	8,428,032
Other assets	11,542	50,925
Liabilities
Other liabilities	(54,821)	(1,238)
Total
Net Assets (Liabilities)	3,245,881	8,477,719
Fair Value, Measurements, Recurring \| Level 3
Liabilities
Other liabilities	(2,359)	(5,530)
Total
Net Assets (Liabilities)	(2,359)	(5,530)
U.S. Treasury and government agency debt securities
Assets
Total available-for-sale securities, Fair value,	152,522	192,563
U.S. Treasury and government agency debt securities \| Fair Value, Measurements, Recurring
Assets
Total available-for-sale securities, Fair value,	152,522	192,563
U.S. Treasury and government agency debt securities \| Fair Value, Measurements, Recurring \| Level 2
Assets
Total available-for-sale securities, Fair value,	152,522	192,563
Government-sponsored enterprises debt securities
Assets
Total available-for-sale securities, Fair value,	44,326
Government-sponsored enterprises debt securities \| Fair Value, Measurements, Recurring
Assets
Total available-for-sale securities, Fair value,	44,326
Government-sponsored enterprises debt securities \| Fair Value, Measurements, Recurring \| Level 2
Assets
Total available-for-sale securities, Fair value,	44,326
Residential - Government agency
Assets
Total available-for-sale securities, Fair value,	61,634	137,264
Residential - Government agency \| Fair Value, Measurements, Recurring
Assets
Total available-for-sale securities, Fair value,	61,634	137,264
Residential - Government agency \| Fair Value, Measurements, Recurring \| Level 2
Assets
Total available-for-sale securities, Fair value,	61,634	137,264
Residential - Government-sponsored enterprises
Assets
Total available-for-sale securities, Fair value,	1,197,841	1,491,100
Residential - Government-sponsored enterprises \| Fair Value, Measurements, Recurring
Assets
Total available-for-sale securities, Fair value,	1,197,841	1,491,100
Residential - Government-sponsored enterprises \| Fair Value, Measurements, Recurring \| Level 2
Assets
Total available-for-sale securities, Fair value,	1,197,841	1,491,100
Commercial - Government agency
Assets
Total available-for-sale securities, Fair value,	250,665	387,663
Commercial - Government agency \| Fair Value, Measurements, Recurring
Assets
Total available-for-sale securities, Fair value,	250,665	387,663
Commercial - Government agency \| Fair Value, Measurements, Recurring \| Level 2
Assets
Total available-for-sale securities, Fair value,	250,665	387,663
Commercial - Government-sponsored enterprises
Assets
Total available-for-sale securities, Fair value,	131,321	1,369,443
Commercial - Government-sponsored enterprises \| Fair Value, Measurements, Recurring
Assets
Total available-for-sale securities, Fair value,	131,321	1,369,443
Commercial - Government-sponsored enterprises \| Fair Value, Measurements, Recurring \| Level 2
Assets
Total available-for-sale securities, Fair value,	131,321	1,369,443
Commercial - Non-government mortgage \| Fair Value, Measurements, Recurring
Assets
Total available-for-sale securities, Fair value,	21,670
Commercial - Non-government mortgage \| Fair Value, Measurements, Recurring \| Level 2
Assets
Total available-for-sale securities, Fair value,	21,670
Government agency
Assets
Total available-for-sale securities, Fair value,	694,213	2,079,523
Government agency \| Fair Value, Measurements, Recurring
Assets
Total available-for-sale securities, Fair value,	694,213	2,079,523
Government agency \| Fair Value, Measurements, Recurring \| Level 2
Assets
Total available-for-sale securities, Fair value,	694,213	2,079,523
Government-sponsored enterprises
Assets
Total available-for-sale securities, Fair value,	489,448	2,621,044
Government-sponsored enterprises \| Fair Value, Measurements, Recurring
Assets
Total available-for-sale securities, Fair value,	489,448	2,621,044
Government-sponsored enterprises \| Fair Value, Measurements, Recurring \| Level 2
Assets
Total available-for-sale securities, Fair value,	489,448	2,621,044
Collateralized Loan Obligations \| Fair Value, Measurements, Recurring
Assets
Total available-for-sale securities, Fair value,	245,520	105,247
Collateralized Loan Obligations \| Fair Value, Measurements, Recurring \| Level 2
Assets
Total available-for-sale securities, Fair value,	$ 245,520	105,247
Debt securities issued by states and political subdivisions
Assets
Total available-for-sale securities, Fair value,		44,185
Debt securities issued by states and political subdivisions \| Fair Value, Measurements, Recurring
Assets
Total available-for-sale securities, Fair value,		44,185
Debt securities issued by states and political subdivisions \| Fair Value, Measurements, Recurring \| Level 2
Assets
Total available-for-sale securities, Fair value,		$ 44,185

Fair Value - Significant Unobse

Fair Value - Significant Unobservable Inputs Used in Fair Value Measurements (Details)	9 Months Ended	12 Months Ended
	Sep. 30, 2022 USD ($) Y	Dec. 31, 2021 USD ($) Y
Level 3 \| Visa derivative \| Expected Conversation Rate \| Discounted cash flow \| Weighted Average
Fair value
Measurement input	1.6059	1.6181
Level 3 \| Visa derivative \| Expected Conversation Rate \| Discounted cash flow \| Minimum
Fair value
Measurement input	1.5885	1.5885
Level 3 \| Visa derivative \| Expected Conversation Rate \| Discounted cash flow \| Maximum
Fair value
Measurement input	1.6059	1.6181
Level 3 \| Visa derivative \| Expected Term (in years) \| Discounted cash flow \| Minimum
Fair value
Measurement input	0.5	0.5
Level 3 \| Visa derivative \| Expected Term (in years) \| Discounted cash flow \| Maximum
Fair value
Measurement input	1.5	1.5
Level 3 \| Visa derivative \| Growth Rate (percentage) \| Discounted cash flow \| Weighted Average
Fair value
Growth Rate (as a percent)	26%	26%
Level 3 \| Visa derivative \| Growth Rate (percentage) \| Discounted cash flow \| Minimum
Fair value
Growth Rate (as a percent)	10%	10%
Level 3 \| Visa derivative \| Growth Rate (percentage) \| Discounted cash flow \| Maximum
Fair value
Growth Rate (as a percent)	38%	38%
Fair Value, Measurements, Nonrecurring
Fair value
Assets \| $	$ 0	$ 0
Fair Value, Measurements, Nonrecurring \| Level 3 \| Visa derivative
Fair value
Liabilities \| $	$ (2,359,000)	$ (5,530,000)
Fair Value, Measurements, Recurring \| Level 3 \| Visa derivative \| Expected Term (in years) \| Discounted cash flow \| Weighted Average
Fair value
Measurement input	1	1

Fair Value - Changes in Fair Va

Fair Value - Changes in Fair Value Levels and in Level 3 Liabilities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Fair value
Amount of transfers between hierarchy levels	$ 0	$ 0	$ 0	$ 0
Visa derivative \| Visa Derivative
Changes in Level 3 liabilities measured at fair value on a recurring basis
Balance	(3,786)	(2,132)	(5,530)	(4,554)
Total net (losses) gains included in other noninterest income	273	(49)	(1,084)	(46)
Settlements	1,154	1,329	4,255	3,748
Balance	(2,359)	(852)	(2,359)	(852)
Total net (losses) gains included in net income attributable to the change in unrealized gains or losses related to liabilities still held	$ 273	$ (49)	$ (1,084)	$ (46)

Fair Value - Financial Instrume

Fair Value - Financial Instruments not Required to be Carried at Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financial assets:
Held-to-maturity investment securities, fair value	$ 3,960,713	$ 0
Lease and lease commitments excluded
Financing leases	305,800	231,400
Deposit liabilities with no defined or contractual maturity	20,200,000	20,000,000
Carrying Amount
Financial assets:
Cash and cash equivalents	948,934	1,258,469
Held-to-maturity investment securities, fair value	4,406,143
Loans held for sale	361	538
Loans	13,394,536	12,730,605
Financial liabilities:
Time deposits	1,898,922	1,776,438
Estimated Fair Value
Financial assets:
Cash and cash equivalents	948,934	1,258,469
Held-to-maturity investment securities, fair value	3,960,713
Loans held for sale	361	542
Loans	12,667,869	12,791,811
Financial liabilities:
Time deposits	1,852,736	1,773,321
Estimated Fair Value \| Level 1
Financial assets:
Cash and cash equivalents	291,360	246,716
Estimated Fair Value \| Level 2
Financial assets:
Cash and cash equivalents	657,574	1,011,753
Held-to-maturity investment securities, fair value	3,960,713
Loans held for sale	361	542
Financial liabilities:
Time deposits	1,852,736	1,773,321
Estimated Fair Value \| Level 3
Financial assets:
Loans	$ 12,667,869	$ 12,791,811

Fair Value - Unfunded Loan and

Fair Value - Unfunded Loan and Lease Commitments and Letters of Credit (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Unfunded loan and lease commitments and letters of credit
Aggregate commitments to extend credit, standby letters of credit and commercial letters of credit	$ 7,000,000	$ 6,700,000
Level 3
Unfunded loan and lease commitments and letters of credit
Aggregate commitments to extend credit, standby letters of credit and commercial letters of credit	7,000,000	6,700,000
Estimated fair value of unfunded loan and lease commitments and letters of credit	$ 44,200	$ 44,300

Fair Value - Assets and Liabi_2

Fair Value - Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis (Details) - Fair Value, Measurements, Nonrecurring - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Assets with fair value adjustments on a nonrecurring basis
Fair value	$ 0		$ 0		$ 0
Assets, Fair Value Adjustment	$ 0	$ 0	$ 0	$ 0

Reportable Operating Segments -

Reportable Operating Segments - Business Segments (Details)	9 Months Ended
Reportable Operating Segments - Business Segments (Details)	Sep. 30, 2022 segment location
Reportable operating segments
Number of business segments \| segment	3
Retail Banking
Reportable operating segments
Number of Branches \| location	51

Reportable Operating Segments_2

Reportable Operating Segments - Selected Business Segment Financial Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Selected business segment financial information
Net interest income (expense)	$ 162,736	$ 132,593	$ 441,755	$ 393,232
Benefit (Provision) for credit losses	(3,183)	4,000	1,564	39,000
Net interest income after provision for credit losses	159,553	136,593	443,319	432,232
Noninterest income	45,857	50,104	131,374	143,343
Noninterest expense	(113,332)	(101,036)	(326,549)	(296,730)
Income before provision for income taxes	92,078	85,661	248,144	278,845
(Provision) benefit for income taxes	(23,060)	(21,382)	(62,047)	(70,132)
Net income	69,018	64,279	186,097	208,713
Total assets	24,870,272		24,870,272		$ 24,992,410
Retail Banking
Selected business segment financial information
Net interest income (expense)	117,060	97,547	318,476	289,107
Benefit (Provision) for credit losses	(773)	3,067	682	17,191
Net interest income after provision for credit losses	116,287	100,614	319,158	306,298
Noninterest income	24,480	22,698	70,280	68,768
Noninterest expense	(76,820)	(60,870)	(220,397)	(185,874)
Income before provision for income taxes	63,947	62,442	169,041	189,192
(Provision) benefit for income taxes	(16,093)	(15,660)	(42,139)	(47,670)
Net income	47,854	46,782	126,902	141,522
Commercial Banking
Selected business segment financial information
Net interest income (expense)	39,586	41,218	111,500	119,718
Benefit (Provision) for credit losses	(1,227)	4,233	701	23,728
Net interest income after provision for credit losses	38,359	45,451	112,201	143,446
Noninterest income	19,848	18,317	58,918	53,886
Noninterest expense	(28,079)	(26,371)	(81,546)	(73,842)
Income before provision for income taxes	30,128	37,397	89,573	123,490
(Provision) benefit for income taxes	(7,458)	(9,269)	(21,962)	(30,898)
Net income	22,670	28,128	67,611	92,592
Treasury and Other
Selected business segment financial information
Net interest income (expense)	6,090	(6,172)	11,779	(15,593)
Benefit (Provision) for credit losses	(1,183)	(3,300)	181	(1,919)
Net interest income after provision for credit losses	4,907	(9,472)	11,960	(17,512)
Noninterest income	1,529	9,089	2,176	20,689
Noninterest expense	(8,433)	(13,795)	(24,606)	(37,014)
Income before provision for income taxes	(1,997)	(14,178)	(10,470)	(33,837)
(Provision) benefit for income taxes	491	3,547	2,054	8,436
Net income	$ (1,506)	$ (10,631)	$ (8,416)	$ (25,401)