Wachovia Corp New (WBPS) 10-Q2003 Q1 Quarterly report

Filed: 15 May 03, 12:00am

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Readability	8th grade Bad

New words: absorb, accelerated, Activity, Additionally, administered, administrator, advertising, allocated, alternative, appointment, argued, beneficiary, billion, branch, combination, COMMISSIONWashington, commitment, committed, conversion, core, created, criteria, cumulative, decrease, disposal, EITF, entity, exit, experience, exposure, facilitate, FASB, February, filer, FIN, finalized, finance, financed, financing, forfeiture, incentive, incurred, Interpretation, iv, KellyRobert, KPMG, liquidity, LLP, longer, low, met, modified, nature, nonqualified, obligated, original, paper, preliminarily, primarily, primary, Prudential, purpose, ratify, ratio, recognition, recognized, represent, residual, retail, Rule, ruling, size, standby, subordinated, sufficient, term, Termination, ThompsonG, tier, transferred, unable, unfunded, variable, variety, VIE

Removed: accumulated, adjusted, agreed, amortization, annually, approximated, assigned, assigning, calculating, call, ceased, collar, comparing, component, consent, contract, counterparty, decline, deliver, delivered, delivery, determined, dilution, discretion, duration, earlier, exclude, exempt, extended, finite, firm, forward, goodwill, hold, impaired, impairment, indefinite, intangible, leaving, level, life, maintain, manner, mature, maturity, motion, mutual, October, offer, offering, offset, open, physical, potential, premium, program, put, range, registration, reporting, repurchase, repurchased, sale, segment, selected, settle, settled, Simultaneously, specific, strike, subtracted, tangible, targeted, test, tested, testing, thereof, therewith, tradename, unit, washington

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Exhibit (99)(b)

CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report on Form 10-Q of Wachovia Corporation (“Wachovia”) for the period ended March 31, 2003 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Robert P. Kelly, Chief Financial Officer of Wachovia, certify, pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, that:

(1) The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and result of operations of Wachovia.


/s/ Robert P. Kelly

Robert P. Kelly
Chief Financial Officer
May 15, 2003

A signed original of this written statement required by Section 906 of the Sarbanes-Oxley Act of 2002 has been provided to Wachovia Corporation and will be retained by Wachovia Corporation and furnished to the Securities and Exchange Commission or its staff upon request.