First West Virginia Bancorp (FWV) 10-Q 2004 Q1 Quarterly report

Exhibit 13.3

First West Virginia Bancorp, Inc.

Summarized Quarterly Financial Information

A summary of selected quarterly financial information follows:

2004	First Quarter
Total interest income	$	3,312,275
Total interest expense		1,065,824
Net interest income		2,246,451
Provision for loan losses		30,000
Investment securities loss		(2,501	)
Total other income		289,355
Total other expenses		1,624,134
Income before income taxes		879,171
Net income		658,740
Net income per share		0.43
2003	First Quarter			Second Quarter			Third Quarter		Fourth Quarter
Total interest income	$	3,396,307		$	3,331,171		$	3,312,373	$	3,278,963
Total interest expense		1,204,535			1,170,228			1,126,618		1,101,601
Net interest income		2,191,772			2,160,943			2,185,755		2,177,362
Provision for loan losses		90,000			75,000			45,000		225,000
Investment securities gain		—			105,200			8		108,510
Total other income		265,118			264,732			311,285		291,259
Total other expenses		1,549,416			1,531,582			1,659,473		1,601,272
Income before income taxes		817,474			924,293			792,575		750,859
Net income		619,471			690,729			608,923		599,118
Net income per share		0.40			0.45			0.40		0.39
2002	First Quarter			Second Quarter			Third Quarter		Fourth Quarter
Total interest income	$	3,442,323		$	3,659,721		$	3,633,724	$	3,572,817
Total interest expense		1,273,474			1,300,488			1,298,615		1,227,913
Net interest income		2,168,849			2,359,233			2,335,109		2,344,904
Provision for loan losses		150,000			150,000			150,000		90,000
Investment securities gain (loss)		17,477			(4,974	)		3		(6,281	)
Total other income		229,059			241,130			282,411		274,173
Total other expenses		1,420,298			1,501,635			1,527,168		1,612,925
Income before income taxes		845,087			943,754			940,355		909,871
Net income		610,964			673,063			675,707		714,083
Net income per share		0.40			0.44			0.44		0.46

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