First West Virginia Bancorp (FWV) 10-Q 2004 Q2 Quarterly report

Exhibit 13.3

First West Virginia Bancorp, Inc.

Summarized Quarterly Financial Information

A summary of selected quarterly financial information follows:

2004	First Quarter			Second Quarter
Total interest income	$	3,312,275		$	3,264,003
Total interest expense		1,065,824			1,039,123
Net interest income		2,246,451			2,224,880
Provision for loan losses		30,000			90,000
Investment securities (gain) loss		(2,501	)		6,427
Total other income		289,355			301,170
Total other expenses		1,624,134			1,628,201
Income before income taxes		879,171			814,276
Net income		658,740			625,579
Net income per share		0.43			0.41

2003	First Quarter		Second Quarter			Third Quarter		Fourth Quarter
Total interest income	$	3,396,307	$	3,331,171		$	3,312,373	$	3,278,963
Total interest expense		1,204,535		1,170,228			1,126,618		1,101,601
Net interest income		2,191,772		2,160,943			2,185,755		2,177,362
Provision for loan losses		90,000		75,000			45,000		225,000
Investment securities gain		—		105,200			8		108,510
Total other income		265,118		264,732			311,285		291,259
Total other expenses		1,549,416		1,531,582			1,659,473		1,601,272
Income before income taxes		817,474		924,293			792,575		750,859
Net income		619,471		690,729			608,923		599,118
Net income per share		0.40		0.45			0.40		0.39
2002	First Quarter		Second Quarter			Third Quarter		Fourth Quarter
Total interest income	$	3,442,323	$	3,659,721		$	3,633,724	$	3,572,817
Total interest expense		1,273,474		1,300,488			1,298,615		1,227,913
Net interest income		2,168,849		2,359,233			2,335,109		2,344,904
Provision for loan losses		150,000		150,000			150,000		90,000
Investment securities gain (loss)		17,477		(4,974	)		3		(6,281	)
Total other income		229,059		241,130			282,411		274,173
Total other expenses		1,420,298		1,501,635			1,527,168		1,612,925
Income before income taxes		845,087		943,754			940,355		909,871
Net income		610,964		673,063			675,707		714,083
Net income per share		0.40		0.44			0.44		0.46