First West Virginia Bancorp (FWV) 10-Q 2005 Q3 Quarterly report

EXHIBIT 13.3

Summarized Quarterly Financial Information

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First West Virginia Bancorp, Inc.

Summarized Quarterly Financial Information

A summary of selected quarterly financial information follows:

2005	First Quarter			Second Quarter		Third Quarter
Total interest income	$	3,305,715		$	3,271,283	$	3,246,463
Total interest expense		987,271			1,009,855		1,008,387
Net interest income		2,318,444			2,261,428		2,238,076
Provision for loan losses		90,000			90,000		—
Investment securities gain		77,856			2,390		38,309
Total other income		295,072			303,896		336,568
Total other expenses		1,930,503			1,857,371		1,823,928
Income before income taxes		670,869			620,343		789,025
Net income		545,728			510,783		613,555
Net income per share		0.36			0.33		0.40
2004	First Quarter			Second Quarter		Third Quarter			Fourth Quarter
Total interest income	$	3,312,275		$	3,264,003	$	3,428,544		$	3,401,297
Total interest expense		1,065,824			1,039,123		1,048,859			1,040,783
Net interest income		2,246,451			2,224,880		2,379,685			2,360,514
Provision for loan losses		30,000			90,000		90,000			90,000
Investment securities gain (loss)		(2,501	)		6,427		(880	)		1,719
Total other income		289,355			301,170		336,408			351,918
Total other expenses		1,624,134			1,628,201		1,707,810			1,786,662
Income before income taxes		879,171			814,276		917,403			837,489
Net income		658,740			625,579		707,973			645,033
Net income per share		0.43			0.41		0.46			0.43
2003	First Quarter			Second Quarter		Third Quarter			Fourth Quarter
Total interest income	$	3,396,307		$	3,331,171	$	3,312,373		$	3,278,963
Total interest expense		1,204,535			1,170,228		1,126,618			1,101,601
Net interest income		2,191,772			2,160,943		2,185,755			2,177,362
Provision for loan losses		90,000			75,000		45,000			225,000
Investment securities gain		—			105,200		8			108,510
Total other income		265,118			264,732		311,285			291,259
Total other expenses		1,549,416			1,531,582		1,659,473			1,601,272
Income before income taxes		817,474			924,293		792,575			750,859
Net income		619,471			690,729		608,923			599,118
Net income per share		0.40			0.45		0.40			0.39

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