First West Virginia Bancorp (FWV) Inactive 10-Q14 Nov 142014 Q3 Quarterly reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
Document and Entity Information	Sep. 30, 2014
Document And Entity Information [Abstract]	'
Document Type	'10-Q
Amendment Flag	'false
Document Period End Date	30-Sep-14
Document Fiscal Year Focus	'2014
Document Fiscal Period Focus	'Q3
Trading Symbol	'FWV
Entity Registrant Name	'FIRST WEST VIRGINIA BANCORP INC
Entity Central Index Key	'0000037049
Current Fiscal Year End Date	'--12-31
Entity Filer Category	'Smaller Reporting Company
Entity Common Stock, Shares Outstanding	1,728,730

Consolidated_Balance_Sheet

Consolidated Balance Sheet (USD $)	Sep. 30, 2014	Dec. 31, 2013
ASSETS	'	'
Cash and due from banks	$5,348,041	$6,530,981
Due from banks - interest bearing	17,428,812	25,343,994
Total cash and cash equivalents	22,776,853	31,874,975
Investment securities:	'	'
Available-for-sale (at fair value)	196,821,761	199,955,367
Loans	96,383,756	93,401,845
Less allowance for loan losses	-1,811,788	-1,864,788
Net loans	94,571,968	91,537,057
Premises and equipment, net	8,181,774	7,000,590
Accrued income receivable	1,198,252	1,168,483
Goodwill	1,644,119	1,644,119
Bank owned life insurance	3,812,769	3,732,439
Other assets	4,160,426	5,232,197
Total assets	333,167,922	342,145,227
Noninterest bearing deposits:	'	'
Demand	41,006,111	55,906,673
Interest bearing deposits:	'	'
Demand	54,553,895	54,812,380
Savings	113,085,804	108,070,929
Time	64,204,442	67,086,776
Total deposits	272,850,252	285,876,758
Federal funds purchased and securities sold under agreements to repurchase	22,076,236	20,215,183
Federal Home Loan Bank borrowings	3,444,557	3,515,580
Accrued interest payable	118,521	134,389
Other liabilities	648,463	1,613,281
Total liabilities	299,138,029	311,355,191
COMMITMENTS AND CONTINGENT LIABILITIES	'	'
Commitments and contingent liabilities	'	'
STOCKHOLDERS' EQUITY	'	'
Common stock - 2,000,000 shares authorized at $5 par value: 1,728,730 shares issued at September 30, 2014 and December 31, 2013	8,643,650	8,643,650
Treasury stock - 10,000 shares at cost	-228,100	-228,100
Surplus	6,966,020	6,966,020
Retained earnings	18,853,086	18,126,554
Accumulated other comprehensive loss	-204,763	-2,718,088
Total stockholders' equity	34,029,893	30,790,036
Total liabilities and stockholders' equity	$333,167,922	$342,145,227

Consolidated_Balance_Sheet_Par

Consolidated Balance Sheet (Parenthetical) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Statement of Financial Position [Abstract]	'	'
Common stock, shares authorized	2,000,000	2,000,000
Common stock, par value	$5	$5
Common stock, shares issued	1,728,730	1,728,730
Treasury stock, shares	10,000	10,000

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	3 Months Ended		9 Months Ended
Consolidated Statements of Income (USD $)	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Loans, including fees:	'	'	'	'
Taxable	$1,113,372	$1,182,577	$3,188,168	$3,608,763
Tax-exempt	119,887	111,852	377,048	312,312
Debt securities:	'	'	'	'
Taxable	739,728	562,239	2,123,639	1,644,969
Tax-exempt	427,307	476,516	1,450,337	1,405,830
Other interest and dividend income	24,317	17,558	76,157	39,414
Total interest and dividend income	2,424,611	2,350,742	7,215,349	7,011,288
INTEREST EXPENSE	'	'	'	'
Deposits	277,333	298,965	838,243	914,211
Federal funds purchased and repurchase agreements	46,300	37,267	123,607	100,141
Federal Home Loan Bank borrowings	41,328	42,169	124,367	127,669
Total interest expense	364,961	378,401	1,086,217	1,142,021
Net interest income	2,059,650	1,972,341	6,129,132	5,869,267
PROVISION FOR LOAN LOSSES	'	'	'	'
Net interest income after provision for loan losses	2,059,650	1,972,341	6,129,132	5,869,267
NONINTEREST INCOME	'	'	'	'
Service charges and other fees	99,687	111,652	278,859	304,505
Net gains on available for sale securities	608,555	674	868,968	2,924
Other-than-temporary losses on securities	'	'	'	'
Total other-than-temporary losses	'	'	-49,318	'
Portion of loss recognized in other comprehensive income (before taxes)	'	'	'	'
Net impairment losses recognized in earnings	'	'	-49,318	'
Other operating income	156,886	157,343	479,521	488,662
Total noninterest income	865,128	269,669	1,578,030	796,091
NONINTEREST EXPENSE	'	'	'	'
Salary and employee benefits	1,035,949	964,957	2,883,048	2,794,712
Net occupancy expense of premises	395,904	409,740	1,246,190	1,213,988
Other operating expenses	581,636	572,916	1,819,618	1,720,079
Total noninterest expense	2,013,489	1,947,613	5,948,856	5,728,779
Income before income taxes	911,289	294,397	1,758,306	936,579
INCOME TAX EXPENSE (BENEFIT)	137,464	-96,574	536	-250,144
Net income	$773,825	$390,971	$1,757,770	$1,186,723
WEIGHTED AVERAGE SHARES OUTSTANDING	1,718,730	1,718,730	1,718,730	1,718,730
EARNINGS PER COMMON SHARE	$0.45	$0.23	$1.02	$0.69
DIVIDENDS PER COMMON SHARE	$0.20	$0.19	$0.60	$0.57

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Loss) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Statement Of Other Comprehensive Income (Loss) [Abstract]	'	'	'	'
Net income	$773,825	$390,971	$1,757,770	$1,186,723
Investment securities available for sale	'	'	'	'
Unrealized holding gains (losses) arising during the period	-172,375	78,377	4,849,349	-6,726,657
Income tax effect	64,865	-29,493	-1,824,810	2,531,241
Reclassification of gains recognized in earnings	-608,555	-674	-819,650	-2,924
Income tax effect	229,000	254	308,436	1,100
Total other comprehensive income (loss)	-487,065	48,464	2,513,325	-4,197,240
Comprehensive income (loss)	$286,760	$439,435	$4,271,095	($3,010,517)

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (USD $)	Total	Common Stock [Member]	Treasury Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
BALANCE at Dec. 31, 2012	$35,702,773	$8,643,650	($228,100)	$6,966,020	$17,191,740	$3,129,463
BALANCE, SHARES at Dec. 31, 2012	'	1,728,730	'	'	'	'
Net income	1,186,723	'	'	'	1,186,723	'
Other comprehensive income (loss)	-4,197,240	'	'	'	'	-4,197,240
Cash dividend	-979,676	'	'	'	-979,676	'
BALANCE at Sep. 30, 2013	31,712,580	8,643,650	-228,100	6,966,020	17,398,787	-1,067,777
BALANCE, SHARES at Sep. 30, 2013	'	1,728,730	'	'	'	'
BALANCE at Dec. 31, 2013	30,790,036	8,643,650	-228,100	6,966,020	18,126,554	-2,718,088
BALANCE, SHARES at Dec. 31, 2013	'	1,728,730	'	'	'	'
Net income	1,757,770	'	'	'	1,757,770	'
Other comprehensive income (loss)	2,513,325	'	'	'	'	2,513,325
Cash dividend	-1,031,238	'	'	'	-1,031,238	'
BALANCE at Sep. 30, 2014	$34,029,893	$8,643,650	($228,100)	$6,966,020	$18,853,086	($204,763)
BALANCE, SHARES at Sep. 30, 2014	'	1,728,730	'	'	'	'

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Cash dividend, per share	$0.60	$0.57
Surplus [Member]	'	'
Cash dividend, per share	$0.60	$0.57

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	9 Months Ended
Consolidated Statements of Cash Flows (USD $)	Sep. 30, 2014	Sep. 30, 2013
OPERATING ACTIVITIES	'	'
Net income	$1,757,770	$1,186,723
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation	450,878	416,233
Amortization of investment securities, net	342,536	338,158
Investment security gains	-868,968	-2,924
Other-than-temporary losses on securities	49,318	'
Net gains on sales of mortgage loans	-1,893	-14,175
Loss on disposal of premises and equipment	6,252	1,333
Increase in cash surrender value of bank-owned life insurance	-80,330	-79,971
Originations of mortgage loans held for sale	-85,168	-395,500
Proceeds from sales of mortgage loans	87,061	519,475
Increase in interest receivable	-29,769	-35,485
Decrease in interest payable	-15,868	-24,074
Decrease (increase) in deferred taxes	-53,548	259,001
Other, net	-1,355,874	-1,102,630
Net cash provided by operating activities	202,397	1,066,164
INVESTING ACTIVITIES	'	'
Net decrease (increase) in loans, net of charge-offs	-3,038,935	3,934,956
Recoveries on loans previously charged-off	4,024	94,190
Proceeds from sales of securities available-for-sale	22,596,249	34,726
Proceeds from maturities, prepayments, and calls of securities available-for-sale	17,525,011	30,450,505
Purchases of securities available-for-sale	-32,480,840	-40,391,974
Purchases of premises and equipment	-1,638,314	-855,797
Net cash provided by (used in) investing activities	2,967,195	-6,733,394
FINANCING ACTIVITIES	'	'
Net increase (decrease) in deposits	-13,026,506	47,768,649
Dividends paid	-1,031,238	-979,676
Increase in short-term borrowings	1,861,053	3,129,912
Repayment of Federal Home Loan Bank borrowings	-71,023	-67,716
Net cash provided by (used in) financing activities	-12,267,714	49,851,169
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	-9,098,122	44,183,939
CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR	31,874,975	15,876,511
CASH AND CASH EQUIVALENTS, END OF PERIOD	22,776,853	60,060,450
Supplemental Disclosures:	'	'
Cash Paid for Interest	1,102,085	1,166,095
Cash Paid for Income Taxes	8,496	25,000
Loans transferred to other real estate owned	$207,534	'

Summary_of_Significant_Account

Summary of Significant Accounting Policies	9 Months Ended
Summary of Significant Accounting Policies	Sep. 30, 2014
Accounting Policies [Abstract]	'
Summary of Significant Accounting Policies	'

	NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

	A summary of the significant accounting and reporting policies applied in the presentation of the accompanying consolidated financial statements follows.

	Nature of Operations and Basis of Presentation: First West Virginia Bancorp, Inc. (the “Company”) is a West Virginia Company. The Company provides a variety of banking services to individuals and businesses through the branch network of its affiliate bank (the “Bank”). The Bank operates nine full service branches located in Wheeling (3), Wellsburg, Moundsville, New Martinsville, Buckhannon, and Weston, West Virginia and Bellaire, Ohio. Primary deposit products consist of checking accounts, savings accounts, and certificates of deposit. Primary lending products consist of commercial and residential real estate loans, consumer loans, and business loans.

	The accompanying unaudited consolidated financial statements were prepared in accordance with instructions for Form 10-Q and, therefore, do not include information or footnotes necessary for a complete presentation of financial position, results of operations, and cash flows in conformity with generally accepted accounting principles. Accordingly, these financial statements should be read in conjunction with the consolidated financial statements and notes thereto of the Company included in the Annual Report on Form 10-K for the year ended December 31, 2013. However, in the opinion of management, all adjustments (consisting of only normal recurring adjustments) which are necessary for a fair presentation of the financial statements have been included. The results of operations for the nine month period ended September 30, 2014, are not necessarily indicative of the results which may be expected for the entire year or any other period. The consolidated balance sheet of the Company as of December 31, 2013 has been derived from the audited consolidated balance sheet of the Company as of that date.

	Principles of Consolidation: The consolidated financial statements of the Company include the financial statements of the parent and its wholly-owned subsidiary, Progressive Bank, N.A. All significant intercompany transactions and accounts have been eliminated in consolidation.

	Use of Estimates: The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to material change in the near term relate to the determination of the allowance for loan losses, valuation of deferred tax assets, other-than-temporary impairments (OTTI), and fair values of financial instruments.

	Cash and Cash Equivalents: Cash and cash equivalents consist of cash on hand and amounts due from banks and federal funds sold with maturities of less than 90 days. At September 30, 2014, the Company’s cash accounts exceeded federally insured limits by approximately $884,000. Additionally, the Company had approximately $16,420,000 on deposit with the Federal Reserve Bank and the Federal Home Loan Bank of Pittsburgh as of September 30, 2014, which is not federally insured.

	Investment Securities: Investment securities are classified at the time of purchase, based on management’s intention and ability, as securities available for sale or held to maturity. Debt securities classified as held to maturity are stated at cost adjusted for amortization of premium and accretion of discount which are computed using the interest method and recognized as adjustments of interest income. Certain other debt and equity securities have been classified as available for sale to serve principally as a source of liquidity. Unrealized holding gains and losses for available-for-sale securities are reported as a separate component of stockholders’ equity, net of tax, until realized. Realized securities gains and losses are computed using the specific identification method. Interest and dividends on investment securities are recognized as income when earned.

	Securities are periodically reviewed for other-than-temporary impairment based upon a number of factors, including, but not limited to, the length of time and extent to which the market value has been less than cost, the financial condition of the underlying issuer, the ability of the issuer to meet contractual obligations, the likelihood of the security’s ability to recover any decline in its market value, and management’s intent and ability to hold the security for a period of time sufficient to allow for a recovery in market value. Among the factors that are considered in determining management’s intent and ability is a review of the Company’s capital adequacy, interest rate risk position and liquidity. The assessment of a security’s ability to recover any decline in market value, the ability of the issuer to meet contractual obligations and management’s intent and ability requires considerable judgment. Once a decline in value is determined to be other-than-temporary, if the investor does not intend to sell the security, and it is more-likely-than-not that it will not be required to sell the security, before recovery of the security’s amortized cost basis, the charge to earnings is limited to the amount of credit loss. Any remaining difference between fair value and amortized cost (the difference defined as the non-credit portion) is recognized in other comprehensive income, net of applicable taxes. Otherwise, the entire difference between fair value and amortized cost is charged to earnings. There were no investment securities identified by management to be other-than-temporarily impaired at September 30, 2014 and December 31, 2013. If investments decline in fair value due to adverse changes in the financial markets, charges to income could occur in future periods.

	Federal Reserve and Federal Home Loan Bank stock are required investments for institutions that are members of the Federal Reserve and Federal Home Loan Bank systems. The required investment in the common stock is based on a predetermined formula, carried at cost and evaluated for impairment.



	Loans and Loans Held for Sale: Loans are generally reported at the principal balance outstanding, net of unearned income. Interest income on loans is accrued based on the principal outstanding. It is the Company’s policy to discontinue the accrual of interest when either the principal or interest is past due 90 days or more, unless the loan is both well secured and in the process of collection. It is the Company’s policy not to recognize interest income on specific impaired loans unless the likelihood of future loss is remote. Interest payments received on such loans are applied as a reduction of the loan principal balance. A nonaccrual loan may be returned to accrual status when none of its principal and interest payments are due and there has been a sustained period of repayment performance. Loans are considered past due when contractually required principal and interest payments have not been made on the due dates. Loan origination and commitment fees and certain direct loan origination costs are deferred and the net amount amortized over the contractual life of the related loans or commitments as an adjustment of the related loan’s yield. Loans held for sale are carried at the lower of cost or estimated market value in the aggregate. There were no loans held for sale as of September 30, 2014 and December 31, 2013.

	Consumer loans are fully charged off or charged down to net realizable value when deemed uncollectible due to bankruptcy or other factors or no later than a defined number of days past due. Consumer loans not secured by real estate are charged off or charged down to net realizable value at 120 days past due for closed-end loans and 180 days past due for open-end loans. Residential real estate loans are charged down to net realizable value at 120 days past due for closed-end loans and 180 days past due for open-end loans. Commercial loans are fully charged off or charged down to net realizable value when management judges the loan to be uncollectible.

	The Company has entered into an agreement with the Federal Home Loan Bank of Pittsburgh (“FHLB”) under which the bank may sell conforming one-to-four family residential mortgage loans to the FHLB. The current agreement dated December 28, 2013 provides for a maximum commitment of $5,000,000. This commitment expires on December 28, 2014. Loans sold to the FHLB are sold with limited recourse or credit risk based upon utilization of the original commitment. The bank also maintains the servicing of these loans, for which it is paid a servicing fee. The total amount of loans sold and outstanding to the FHLB were $8,728,398 and $9,489,935 as of September 30, 2014 and December 31, 2013, respectively. These loans were also subject to recourse obligation or credit risk in the amount of $325,382 and $342,602 at September 30, 2014 and December 31, 2013, respectively. No liability has been recorded for the recourse obligation as the likelihood of incurring the liability is considered remote. The amount of income recognized as a result of this agreement was $5,563 and $6,083 for the three months ended September 30, 2014 and 2013, respectively, and $18,506 and $28,017 for the nine months ended September 30, 2014 and 2013, respectively.

	Allowance for Loan Losses: The allowance for loan losses represents the amount which management estimates is adequate to provide for probable losses inherent in its loan portfolio. The allowance method is used in providing for loan losses. Accordingly, all loan losses are charged to the allowance, and all recoveries are credited to it. The allowance for loan losses is established through a provision for loan losses that is charged to operations. The provision is based on management’s evaluation of the adequacy of the allowance for loan losses which encompasses the overall risk characteristics of the various portfolio segments, past experience with losses, the impact of economic conditions on borrowers, and other relevant factors. The estimates used in determining the adequacy of the allowance for loan losses, including the amounts and timing of future cash flows expected on impaired loans, are particularly susceptible to significant changes in the near term.

	Management tracks and assigns a historical loss percentage for each loan rating category within each loan type. A rolling three-year historical loss ratio is used, calculated on a quarterly basis.

	Management currently utilizes nine qualitative factors that are adjusted based on changes in the lending environment and economic conditions. The qualitative factors include the following: levels of and trends in delinquencies, non-accruals, and charge-offs; trends within the loan portfolio; changes in lending policies and procedures; experience of lending personnel and management oversight; national and local economic trends; concentrations of credit; external factors such as legal and regulatory requirements; changes in the quality of loan review and Board oversight; and changes in the value of underlying collateral. The number of qualitative factors can change. Factors can be added for new risks or taken away if the risk no longer applies. Each loan type will have its own risk profile and management will evaluate and adjust each qualitative factor for each loan type quarterly, if necessary. For example, if one area of the loan portfolio is experiencing sharp increases in growth, it is likely the qualitative factor for trends in the loan portfolio would be increased for that loan type. As levels of delinquencies and non-accrual loans decline for commercial real estate and commercial loans it is likely that factor would be reduced.

	In terms of the Company’s loan portfolio, the commercial and industrial loans and commercial real estate loans are deemed to have more risk than the consumer real estate loans and other consumer loans in the portfolio. The commercial loans not secured by real estate are highly dependent on financial condition and are more dependent on economic conditions. The commercial loans secured by real estate are also dependent on economic conditions but generally have stronger forms of collateral. More recently, commercial real estate has been negatively impacted by devaluation so these commercial loans carry a higher qualitative factor for changes in the value of collateral. The commercial loans and commercial real estate loans have historically been responsible for the majority of the Company’s delinquencies, non-accrual loans, and charge-offs so both of these categories carry higher qualitative factors than consumer real estate loans and other consumer loans. The Company has historically experienced very low levels of consumer real estate and consumer loan charge-offs so these qualitative factors are set lower than the commercial real estate and commercial and industrial loans.

	Mortgage loans secured by one-to-four family properties and all consumer loans are large groups of smaller-balance homogeneous loans and are measured for impairment collectively. Loans that experience insignificant payment delays, which are defined as 90 days or less, generally are not classified as impaired. Management determines the significance of payment delays on a case-by-case basis taking into consideration all circumstances concerning the loan, the credit worthiness and payment history of the borrower, the length of the payment delay, and the amount of shortfall in relation to the principal and interest owed.



	Impaired loans are loans for which it is probable the Company will not be able to collect all amounts due according to the contractual terms of the loan agreement. The Company individually evaluates such loans for impairment and does not aggregate loans by major risk classifications. The definition of “impaired loans” is not the same as the definition of “nonaccrual loans,” although the two categories overlap.

	The Company may choose to place a loan on nonaccrual status due to payment delinquency or uncertain collectibility while not classifying the loan as impaired, provided the loan is not a commercial or commercial real estate classification. Payments received on nonaccrual loans are applied as a reduction of the loan principal balance. Factors considered by management in determining impairment include payment status and collateral value. The amount of impairment for these types of loans is determined by the difference between the present value of the expected cash flows related to the loan, using the original interest rate, and its recorded value, or as a practical expedient in the case of collateralized loans, the difference between the fair value of the collateral and the recorded amount of the loans. When foreclosure is probable, impairment is measured based on the fair value of the collateral less estimated liquidation expenses.

	Individual loan reviews are based upon specific quantitative and qualitative criteria, including the size of the loan, loan quality ratings, value of collateral, repayment ability of borrowers, and historical experience factors. The historical experience factors utilized for individual loan reviews are based upon past loss experience, known trends in losses and delinquencies, the growth of loans in particular markets and industries, and known changes in economic conditions in the particular lending markets. Allowances for homogeneous loans (such as residential mortgage loans, personal loans, etc.) are evaluated based upon historical loss experience, trends in losses and delinquencies, growth of loans in particular markets, and known changes in economic conditions in each lending market. There can be no assurance the allowance for loan losses will be adequate to cover all losses, but management believes the allowance for loan losses in the amount of $1,811,788 at September 30, 2014, was adequate to provide for probable losses from existing loans based on information currently available. While management uses available information to provide for loan losses, the ultimate collectibility of a substantial portion of the loan portfolio, and the need for future additions to the allowance, will be based on changes in economic conditions and other relevant factors. As such, an adverse change in economic activity could reduce cash flows for both commercial and individual borrowers, which would likely cause the Company to experience increases in problem assets, delinquencies and losses on loans.

	Goodwill: Goodwill resulted from the Company’s purchase of a less-than-whole financial institution (the “branch”). The goodwill value of $1,644,119 is supported ultimately by revenue that is driven by the volume of business transacted. A decline in earnings as a result of a lack of growth or the inability to deliver cost effective services over sustained periods can lead to impairment of goodwill that could adversely impact earnings in future periods.

	Goodwill is periodically reviewed for impairment. No impairment losses were recognized as of September 30, 2014 and 2013. Additionally, future events could cause management to conclude that impairment indicators exist and that the goodwill is impaired, which would result in the Company recording an impairment loss. Any resulting impairment loss could have a material, adverse impact on the Company’s financial condition and results of operations.

	Mortgage Servicing Rights (“MSRs”): The Company has agreements for the express purpose of selling loans in the secondary market. The Company maintains all servicing rights for these loans. Originated MSRs are recorded by allocating total costs incurred between the loan and servicing rights based on their relative fair values. MSRs are amortized in proportion to the estimated servicing income over the estimated life of the servicing portfolio. Impairment is evaluated based on the fair value of the right, based on portfolio interest rates and prepayment characteristics.

	Bank-owned Life Insurance: Bank-owned life insurance consists of investments in life insurance policies on executive officers and other members of the bank’s management. The policies are carried at their net cash surrender value. Changes in the policy value are recorded as an adjustment to the carrying value with the corresponding amount recognized as non-interest income or expense. Earnings on these policies are based on the net earnings on the cash surrender value of the policies. The net cash surrender value of bank-owned life insurance was $3,812,769 and $3,732,439 at September 30, 2014 and December 31, 2013, respectively. The death benefit value of the bank-owned life insurance at September 30, 2014 and December 31, 2013 was $8.7 million and $8.8 million, respectively. An agreement has been executed with all officers whereby a $40,000 death benefit is payable upon the participant’s death while employed by the Company to their designated beneficiary.

	Advertising Costs: Advertising costs are expensed as the costs are incurred. Advertising expenses amounted to $50,707 and $54,958 for the three months ended September 30, 2014 and September 30, 2013, respectively. For the nine month periods ended September 30, 2014 and 2013 advertising expenses amounted to $140,030 and $153,354, respectively.

	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost, less accumulated depreciation and amortization. Provisions for depreciation and amortization are computed generally using the straight-line method over the estimated useful lives of the assets. When units of property are disposed of, the premises and equipment accounts are relieved of the cost and the accumulated depreciation related to such units. Any resulting gains or losses are credited to or charged against income. Cost of repairs and maintenance is charged to expense as incurred. Additions and improvements are capitalized at cost.



	Transfers of Financial Assets: Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.

Other Real Estate Owned: Other real estate owned are carried at the lower of cost or their estimated current fair value, less estimated costs to sell and are included in other assets. Other real estate owned consist primarily of properties acquired through, or in lieu of foreclosures. Any subsequent declines in fair value, and gains or losses on the disposition of these assets are credited to or charged against income.

Income Taxes: The Company and its subsidiary file a consolidated federal income tax return. There is currently no liability for uncertain tax positions and no known unrecognized tax benefits. The Company recognizes, when applicable, interest and penalties related to unrecognized tax benefits in the provision for income taxes in the Statement of Income. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets and liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. Deferred income tax expenses or benefits are based on the changes in the deferred tax asset or liability from period to period.

Earnings Per Common Share: Earnings per common share are calculated by dividing net income by the weighted-average number of shares of common stock outstanding during the year. The Company has no securities which would be considered potential common stock.

Recent Accounting Pronouncements: In January 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standard Update (ASU) No. 2014-04, Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure - The objective of this Update is to reduce diversity by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. The amendments in this Update may be adopted using either a modified retrospective transition method or a prospective transition method. Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.

In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606) - The topic of Revenue Recognition had become broad with several other regulatory agencies issuing standards, which lacked cohesion. The new guidance establishes a “comprehensive framework” and “reduces the number of requirements to which an entity must consider in recognizing revenue” and yet provides improved disclosures to assist stakeholders reviewing financial statements. The amendments in this Update are effective for annual reporting periods beginning after December 15, 2016. Early adoption is not permitted. The Company will adopt the methodologies prescribed by this ASU by the date required. Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.

In June 2014, the FASB issued ASU 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures - This Update addresses the concerns of stakeholders by changing the accounting practices surrounding repurchase agreements. The new guidance changes the “accounting for repurchase-to-maturity transactions and linked repurchase financings to secured borrowing accounting, which is consistent with the accounting for other repurchase agreements.” The amendments in this Update are effective for annual reporting periods beginning after December 15, 2014. Early adoption is prohibited. The Company will adopt the methodologies prescribed by this ASU by the date required. Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.

Investment_Securities

Investment Securities	9 Months Ended
Investment Securities	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Investment Securities	'

	NOTE 2 - INVESTMENT SECURITIES

	The amortized cost and estimated fair values of investment securities are as follows at September 30, 2014 and December 31, 2013:



			(Expressed in thousands)
			30-Sep-14
			Amortized			Gross				Gross				Fair
			Cost			Unrealized				Unrealized				Value
						Gains				Losses
	Securities available-for-sale:
	Obligations of U.S. Government corporations and agencies		$	46,595		$	7			$	(1,095	)		$	45,507
	Obligations of states and political subdivisions			40,059			2,158				(117	)			42,100
	Mortgage-backed securities			110,329			337				(1,653	)			109,013
	Equity securities			167			36				(1	)			202

	Total available-for-sale		$	197,150		$	2,538			$	(2,866	)		$	196,822




			(Expressed in thousands)
			31-Dec-13
			Amortized			Gross				Gross				Fair
			Cost			Unrealized				Unrealized				Value
						Gains				Losses
	Securities available-for-sale:
	Obligations of U.S. Government corporations and agencies		$	50,598		$	18			$	(2,170	)		$	48,446
	Obligations of states and political subdivisions			60,049			1,421				(1,056	)			60,414
	Mortgage-backed securities			93,501			72				(2,673	)			90,900
	Equity securities			165			32				(2	)			195

	Total available-for-sale		$	204,313		$	1,543			$	(5,901	)		$	199,955


	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at September 30, 2014 and December 31, 2013, was approximately $121,225,000 and $145,017,000, which is approximately 61.6% and 72.5%, respectively, of the Company’s available-for-sale investment portfolio.

	The Company’s investment securities portfolio contains unrealized losses of direct obligations of the U.S. Government agency securities, including mortgage-related instruments issued or backed by the full faith and credit of the United States government or are generally viewed as having the implied guarantee of the U.S. government, and debt obligations of a U.S. state or political subdivision.

	The unrealized losses on the Company’s investments in direct obligations of U.S. government corporations and agencies were caused by interest rate increases. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2014.

	The unrealized losses on the Company’s investments in residential mortgage-backed securities were caused by interest rate increases. The Company expects to recover the amortized cost basis over the term of the securities. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2014.

	The unrealized losses on the Company’s investments in securities of state and political subdivisions were caused by interest rate increases. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2014.

	On a quarterly basis, the Company evaluates the severity and duration of impairment for its investment securities portfolio and the Company’s ability to hold the securities till they recover. Generally, impairment is considered other-than-temporary when an investment security has sustained a decline in market value for a period of twelve months. The Company has concluded that any impairment of its investment securities portfolio is not other-than-temporary but is the result of interest rate changes that are not expected to result in the noncollection of principal and interest during the period. There are 70 positions that are temporarily impaired at September 30, 2014.

	The following tables show the Company’s gross unrealized losses and fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment class and length of time that the individual securities have been in a continuous unrealized loss position, at September 30, 2014 and December 31, 2013:



			(Expressed in thousands)
			30-Sep-14
			Less than Twelve Months							Twelve Months or Greater								Total
			Fair			Gross				Fair				Gross				Fair			Gross
			Value			Unrealized				Value				Unrealized				Value			Unrealized
						Losses								Losses							Losses
	U.S. Government corporations and agencies		$	—		$	—			$	40,499			$	(1,095	)		$	40,499		$	(1,095	)
	Obligations of states and political subdivisions			804			(1	)			5,700				(116	)			6,504			(117	)
	Mortgage-backed securities			39,201			(211	)			34,993				(1,442	)			74,194			(1,653	)

Total debt securities			40,005			(212	)			81,192				(2,653	)			121,197			(2,865	)
Equity securities			—			—				28				(1	)			28			(1	)

Total		$	40,005		$	(212	)		$	81,220			$	(2,654	)		$	121,225		$	(2,866	)




		(Expressed in thousands)
		31-Dec-13
		Less than Twelve Months							Twelve Months or Greater								Total
		Fair			Gross				Fair				Gross				Fair			Gross
		Value			Unrealized				Value				Unrealized				Value			Unrealized
					Losses								Losses							Losses
U.S. Government corporations and agencies		$	46,416		$	(2,170	)		$	—			$	—			$	46,416		$	(2,170	)
Obligations of states and political subdivisions			19,009			(867	)			1,794				(189	)			20,803			(1,056	)
Mortgage-backed securities			65,915			(2,036	)			11,805				(637	)			77,720			(2,673	)

Total debt securities			131,340			(5,073	)			13,599				(826	)			144,939			(5,899	)
Equity securities			70			(1	)			8				(1	)			78			(2	)

Total		$	131,410		$	(5,074	)		$	13,607			$	(827	)		$	145,017		$	(5,901	)


The following is a tabular rollforward of the amount of credit related OTTI recognized in earnings (in thousands):



		For the three months ended							For the nine months ended
		September 30, 2014			September 30, 2013				September 30, 2014				September 30, 2013
Balance at beginning of period		$	—		$	—			$	—			$	—
Additions for credit-related OTTI not previously recognized			—			—				49				—
Reductions for securities sold during the period (realized)			—			—				(49	)			—

Balance at end of period		$	—		$	—			$	—			$	—


No other-than-temporary impairment losses were recognized in accumulated other comprehensive income as of September 30, 2014 and 2013.



The amortized cost and fair value of investment securities at September 30, 2014, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.



		(Expressed in thousands)
		30-Sep-14
		Amortized			Fair
		Cost			Value
Due in one year or less		$	112		$	112
Due after one year through five years			18,343			18,164
Due after five years through ten years			46,137			45,910
Due after ten years			22,062			23,421

			86,654			87,607
Mortgage-backed securities			110,329			109,013
Equity securities			167			202

Total		$	197,150		$	196,822


Proceeds from sales of securities available-for-sale during the nine month periods ended September 30, 2014 and 2013, were $22,596,249 and $34,726, respectively. Gross gains of $905,514 and gross losses of $36,546 were realized during the nine months ended September 30, 2014 and gross gains of $2,942 and gross losses of $18 were realized during the nine months ended September 30, 2013. Proceeds from sales of securities available-for-sale during the three month periods ended September 30, 2014 and 2013, were $10,386,512 and $17,940, respectively. Gross gains of $608,555 and gross losses of $0 were realized during the three months ended September 30, 2014 and gross gains of $674 and gross losses of $0 were realized during the three months ended September 30, 2013. Assets carried at $63,469,000 and $65,339,000 at September 30, 2014 and December 31, 2013, respectively, were pledged to secure United States Government and other public funds and for other purposes as required or permitted by law.

The maturity distribution using book value including accretion of discounts and amortization of premiums and approximate yield of investment securities at September 30, 2014 and December 31, 2013 are presented in the following table. Tax equivalent yield basis was used on tax exempt obligations. Approximate yield was calculated using a weighted average of yield to maturities. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.



(dollars in thousands)		September 30, 2014											December 31, 2013
		Amortized			Fair				Yield				Amortized				Fair			Yield
		Cost			Value				Yield				Cost				Value			Yield
U.S. Government corporations and agencies
Within One Year		$	2		$	2				0.01	%		$	9			$	9			0.01	%
After One But Within Five Years			16,994			16,768				1.6				7,490				7,416			1.81
After Five But Within Ten Years			29,599			28,737				1.79				43,099				41,021			1.81

			46,595			45,507				1.72				50,598				48,446			1.81
States & Political Subdivisions
Within One Year			110			110				6.14				1,288				1,321			6.59
After One But Within Five Years			1,349			1,396				6.09				1,246				1,305			5.95
After Five But Within Ten Years			16,538			17,173				5.38				25,960				26,125			5.11
After Ten Years			22,062			23,421				5.83				31,555				31,663			5.65

			40,059			42,100				5.66				60,049				60,414			5.44
Mortgage-Backed Securities			110,329			109,013				2.17				93,501				90,900			2.06
Equity Securities			167			202				2.61				165				195			4.02

Total		$	197,150		$	196,822				2.81	%		$	204,313			$	199,955			3.02	%

Loans_and_Leases

Loans and Leases	9 Months Ended
Loans and Leases	Sep. 30, 2014
Receivables [Abstract]	'
Loans and Leases	'

	NOTE 3 - LOANS AND LEASES

	Loans outstanding at September 30, 2014 and December 31, 2013, are as follows:



			(Expressed in Thousands)
			September 30,			December 31,
			2014			2013
	Consumer Real Estate:
	Construction		$	3,585		$	487
	Farmland			99			136
	Residential 1-4 Family			23,428			23,275
	Home Equity Loans			1,341			1,665
	Home Equity Lines of Credit			3,610			3,684

	Total Consumer Real Estate			32,063			29,247
	Commercial Real Estate:
	Non-farm, non-residential			36,424			35,345
	Multifamily (5 or more) residential properties			8,841			8,762

	Total Commercial Real Estate			45,265			44,107
	Commercial and Other Loans:
	Commercial			5,793			5,489
	Non-rated industrial development obligations			10,323			11,200
	Other loans			19			36

	Total Commercial and Other Loans			16,135			16,725
	Consumer Loans:
	Installment and other loans to individuals			2,583			2,921
	Credit Cards			481			535

	Total Consumer Loans			3,064			3,456

	Total loans		$	96,527		$	93,535
	Less unearned interest and deferred fees			143			133

	Gross loans		$	96,384		$	93,402


	The Company has certain lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk. These policies and procedures are reviewed by management and approved by the Board of Directors on a regular basis. A reporting system supplements the review process by providing management with frequent reports related to loan production, loan quality, concentration of credit, loan delinquencies and non-performing and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions.

	The Company originates direct and indirect consumer loans including principally residential real estate, home equity lines and loans, credit cards, and indirect vehicle loans using a credit analysis as part of the underwriting process. Each loan type has a separate underwriting criteria, which consists of several factors including debt to income, type of collateral, credit history and customer relationship with the Company. Credit risk is driven by factors such as the creditworthiness of a borrower and general economic conditions in the Company’s market area that might impact the borrower’s personal income, employment, or collateral value. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.

	Commercial and industrial loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably. Underwriting standards are designed to promote relationship banking rather than transactional banking. The Company’s management examines current and projected cash flows to determine the ability of the borrower to repay their obligations as agreed. Commercial and industrial loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of the borrower, however, may not be as expected and the collateral securing the loan may fluctuate in value. Credit risk in these loans is driven by the creditworthiness of a borrower and the economic conditions that impact the cash flow stability from business operations. Minimum standards and underwriting guidelines have been established for commercial loan types.

	Commercial real estate loans are subject to underwriting standards and processes similar to commercial and industrial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be adversely affected by the general economy or conditions specific to the real estate market such as geography and/or property type.

	Construction and land development real estate loans are usually based upon estimates of costs and estimated value of the completed project and include independent appraisal reviews and a financial analysis of the developers and property owners. Sources of repayment of these loans may include permanent loans, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are considered to be higher risk than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, general economic conditions and the availability of long-term financing. Credit risk in these loans may be impacted by the creditworthiness of a borrower, property values and the economic conditions in the Company’s market areas.

	Non-accrual loans amounted to $1,148,928 and $1,270,447 at September 30, 2014 and December 31, 2013, respectively. The amount of interest income that would have been recognized had the loans performed in accordance with their original terms was $9,891 and $20,815 for the three months ended September 30, 2014 and September 30, 2013, respectively. For the nine months ended September 30, 2014 and 2013 and for the year ended December 31, 2013, the amount of interest income that would have been recognized had the loans performed in accordance with their original terms was $47,309, $64,494 and $84,793, respectively.

	The following tables present the aging of the recorded investment in past due loans by class of loans (in thousands):



			September 30, 2014
			Current			30-59			60-89		90 Days		Total		Total			90 Days or
						Days			Days		or more		Past Due		Loans			more
						Past Due			Past Due		Past Due							Past Due
																		and
																		Accruing
Commercial and other loans		$	16,096		$	20		$	—	$	19	$	39	$	16,135		$	—
Commercial real estate			44,458			15			289		503		807		45,265			—
Consumer real estate			31,858			136			—		69		205		32,063			—
Consumer			3,053			11			—		—		11		3,064			—
Unearned interest and deferred fees			(143	)		—			—		—		—		(143	)		—

Total loans		$	95,322		$	182		$	289	$	591	$	1,062	$	96,384		$	—

Non-accrual loans included above are as follows:
Commercial and other loans		$	—		$	20		$	—	$	19	$	39	$	39		$	—
Commercial real estate			—			15			289		503		807		807			—
Consumer real estate			234			—			—		69		69		303			—
Consumer			—			—			—		—		—		—			—

Total non-accrual loans		$	234		$	35		$	289	$	591	$	915	$	1,149		$	—


		December 31, 2013
		Current			30-59			60-89		90 Days		Total		Total			90 Days or
					Days			Days		or more		Past Due		Loans			more
					Past Due			Past Due		Past Due							Past Due
																	and
																	Accruing
Commercial and other loans		$	16,693		$	10		$	—	$	22	$	32	$	16,725		$	—
Commercial real estate			43,244			159			—		704		863		44,107			—
Consumer real estate			28,994			168			9		76		253		29,247			—
Consumer			3,451			4			—		1		5		3,456			—
Unearned interest and deferred fees			(133	)		—			—		—		—		(133	)		—

Total loans		$	92,249		$	341		$	9	$	803	$	1,153	$	93,402		$	—

Non-accrual loans included above are as follows:
Commercial and other loans		$	4		$	—		$	—	$	22	$	22	$	26		$	—
Commercial real estate			22			159			—		704		863		885			—
Consumer real estate			146			124			9		76		209		355			—
Consumer			—			3			—		1		4		4			—

Total non-accrual loans		$	172		$	286		$	9	$	803	$	1,098	$	1,270		$	—


The Company utilizes an internal asset classification system as a means of reporting problem and potential problem loans. Risk ratings are assigned to individual credit exposures as an aspect of the credit approval and are adjusted thereafter to reflect changes in risk exposure as the borrower’s condition changes. The most significant factor used to determine the risk rating is the borrower’s primary source of repayment which includes a cash flow analysis. Other items considered in the loan review include secondary sources of repayment, financial trends, collateral value and characteristics, the size of the loan, and external factors impacting the borrower’s repayment ability.

Loans rated as “Pass” include those that have minimal, modest, acceptable, and higher risk. Minimal risk loans are fully secured by marketable securities or cash collateral, or loans supported by the United States Treasury. Modest risk loans have borrowers with stable cash flows over an extended period of time and extensive access to credit from several sources. Acceptable risk loans include individual borrowers with substantial liquid assets and commercial borrowers with strong cash flow. Higher risk loans have adequate sources of repayment and no current identifiable risk for repayment and loans that are slightly below average due to any number of factors such as income, collateral, or the lack of sufficient financial information.

Problem and potential problem loans are classified as “Special Mention,” “Substandard,” and “Doubtful.” Substandard loans are inadequately protected by the current worth and paying capacity of the borrower or the collateral pledged, if any. These loans have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt and are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Loans classified as Doubtful have all the weaknesses inherent in those classified Substandard with the added characteristic that the weaknesses present make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans that do not currently expose the Company to sufficient risk to warrant classification in one of the aforementioned categories, but possess weaknesses that deserve management’s close attention are deemed to be Special Mention.

The following tables present the risk category of loans by class of loans based on the most recent analysis performed and the contractual aging as of September 30, 2014 and December 31, 2013 (in thousands):



September 30, 2014		Pass			Special Mention			Substandard		Doubtful		Total
Commercial and Other		$	16,096		$	—		$	39	$	—	$	16,135
Commercial Real Estate			39,634			1,349			4,282		—		45,265
Construction and Land Development			3,333			—			351		—		3,684

Total		$	59,063		$	1,349		$	4,672	$	—	$	65,084

Current		$	59,063		$	1,349		$	3,826	$	—	$	64,238
Past Due 30-59 days			—			—			—		—		—
Past Due 60-89 days			—			—			—		—		—
Past Due 90 days or more			—			—			—		—		—
Non- accrual			—			—			846		—		846

Total		$	59,063		$	1,349		$	4,672	$	—	$	65,084




December 31, 2013		Pass			Special Mention			Substandard		Doubtful		Total
Commercial and Other		$	16,675		$	—		$	50	$	—	$	16,725
Commercial Real Estate			35,302			3,936			4,869		—		44,107
Construction and Land Development			272			—			351		—		623

Total		$	52,249		$	3,936		$	5,270	$	—	$	61,455

Current		$	52,249		$	3,936		$	4,349	$	—	$	60,534
Past Due 30-59 days			—			—			10		—		10
Past Due 60-89 days			—			—			—		—		—
Past Due 90 days or more			—			—			—		—		—
Non- accrual			—			—			911		—		911

Total		$	52,249		$	3,936		$	5,270	$	—	$	61,455


For consumer and consumer real estate loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in those loan classes based on payment activity as of September 30, 2014 and December 31, 2013 (in thousands):



September 30, 2014		Performing			Non-performing			Total
Consumer		$	3,064		$	—		$	3,064
Consumer Real Estate			28,076			303			28,379

Total		$	31,140		$	303		$	31,443




December 31, 2013		Performing			Non-performing			Total
Consumer		$	3,452		$	4		$	3,456
Consumer Real Estate			28,269			355			28,624

Total		$	31,721		$	359		$	32,080




The Company also evaluates problem loans for impairment. A loan is considered to be impaired if it is probable that the Company will not be able to collect the payments for principal and interest when due according to the contractual terms of the loan agreement. Impaired loans generally include all non-accrual loans and Troubled Debt Restructurings (TDRs).

Impaired loans at September 30, 2014 and December 31, 2013 are set forth in the following tables (in thousands):



		September 30, 2014
		Unpaid			Recorded			Recorded		Total		Related
		Contractual			Investment			Investment		Recorded		Allowance
		Principal			With No			With		Investment
		Balance			Allowance			Allowance
Commercial and other loans		$	39		$	—		$	39	$	39	$	39
Commercial real estate			849			509			340		849		100
Consumer real estate			499			148			351		499		34

Total		$	1,387		$	657		$	730	$	1,387	$	173




		31-Dec-13
		Unpaid			Recorded			Recorded		Total		Related
		Contractual			Investment			Investment		Recorded		Allowance
		Principal			With No			With		Investment
		Balance			Allowance			Allowance
Commercial and other loans		$	36		$	4		$	32	$	36	$	32
Commercial real estate			930			378			552		930		136
Consumer real estate			231			231			—		231		—

Total		$	1,197		$	613		$	584	$	1,197	$	168


Interest income of $586 and $1,763 was recognized on the impaired commercial real estate loan subsequent to its classification as impaired for the three months and nine months ended September 30, 2014. Interest income of $5,308 and $7,211 was recognized on the impaired consumer real estate loan subsequent to its classification as impaired for the three months and nine months ended September 30, 2014. Interest income of $628 and $649 was recognized on one impaired commercial real estate loan subsequent to its classification as impaired for the three and nine months ended September 30, 2013.

The average recorded investment in impaired loans are set forth below in the following table (in thousands):



		Average Recorded Investment
		For the three months ended						For the nine months ended
		September 30, 2014			September 30, 2013			September 30, 2014		September 30, 2013
Commercial and other loans		$	22		$	32		$	23	$	31
Commercial real estate			656			1,865			812		2,754
Consumer real estate			531			245			325		247

Total		$	1,209		$	2,142		$	1,160	$	3,032




Loan Modifications

The Company’s loan portfolio also includes certain loans that have been modified in a Troubled Debt Restructuring (TDR), where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Company’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonaccrual at the time of restructure and may only be returned to accrual status after considering the borrower’s sustained repayment performance for a reasonable period, generally six months. TDRs on accrual status may remain in accrual status after they have been restructured as long as they continue to perform in accordance with their modified terms. There were two TDRs in accrual status at September 30, 2014 and one at December 31, 2013.

When the Company modifies a loan, management evaluates any possible impairment based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan agreement, except when the sole (remaining) source of repayment for the loan is the operation or liquidation of the collateral. In these cases management uses the current fair value of the collateral, less selling costs, instead of discounted cash flows. If management determines that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized by segment or class of loan, as applicable, through an allowance estimate or a charge-off to the allowance. Segment and class status is determined by the loan’s classification at origination.

The following tables include the recorded investment and number of modifications for newly modified loans, as of the respective dates. The Company reports the recorded investment in the loans prior to a modification and also the recorded investment in the loans after the loans were restructured.



		(Expressed in thousands)								(Expressed in thousands)
		For the three months ended								For the nine months ended
		September 30, 2014								30-Sep-14
Troubled Debt Restructurings		Number of			Pre-			Post		Number of		Pre-		Post
		Contracts			Modification			Modification		Contracts		Modification		Modification
					Outstanding			Outstanding				Outstanding		Outstanding
					Recorded			Recorded				Recorded		Recorded
					Investment			Investment				Investment		Investment
Commercial and other loans			—		$	—		$	—		—	$	—	$	—
Commercial real estate			—			—			—		—		—		—
Consumer real estate			—			—			—		1		351		351

Total			—		$	—		$	—		1	$	351	$	351

Troubled Debt Restructurings
That subsequently defaulted
Commercial and other loans			—		$	—		$	—		—	$	—	$	—
Commercial real estate			—			—			—		—		—		—
Consumer real estate			1			351			351		1		351		351

Total			1		$	351		$	351		1	$	351	$	351


The concession granted on the TDR that originated in 2014 was an extension of the maturity date. At September 30, 2014 and December 31, 2013, there were funds of $7,884 and $5,711 committed to be advanced to customers whose loans were classified as TDRs.

Allowance_for_Loan_Losses

Allowance for Loan Losses	9 Months Ended
Allowance for Loan Losses	Sep. 30, 2014
Receivables [Abstract]	'
Allowance for Loan Losses	'

	NOTE 4 - ALLOWANCE FOR LOAN LOSSES

	The following table summarizes the primary segments of the ALL, segregated into the amount for loans individually evaluated for impairment by class of loans for the nine months ended as of September 30, 2014 and September 30, 2013 (in thousands):



	September 30, 2014		Commercial				Commercial				Consumer				Consumer				Total
			and other				Real Estate				Real
											Estate
	Allowance for Loan Losses:
	Beginning Balance, January 1, 2014		$	260			$	1,315			$	263			$	27			$	1,865
	Charge-offs			(5	)			(36	)			—				(16	)			(57	)
	Recoveries			—				—				—				4				4
	Provision			(17	)			(15	)			31				1				—

	Ending Balance, September 30, 2014		$	238			$	1,264			$	294			$	16			$	1,812

	Loans individually evaluated for impairment		$	39			$	100			$	34			$	—			$	173
	Loans collectively evaluated for impairment			199				1,164				260				16				1,639

	Ending Balance		$	238			$	1,264			$	294			$	16			$	1,812


	September 30, 2013		Commercial				Commercial				Consumer				Consumer				Total
			and other				Real Estate				Real
											Estate
	Allowance for Loan Losses:
	Beginning Balance, January 1, 2013		$	179			$	1,762			$	193			$	47			$	2,181
	Charge-offs			—				—				—				(7	)			(7	)
	Recoveries			—				84				—				11				95
	Provision			120				(312	)			208				(16	)			—

	Ending Balance, September 30, 2013		$	299			$	1,534			$	401			$	35			$	2,269

	Loans individually evaluated for impairment		$	23			$	186			$	—			$	—			$	209
	Loans collectively evaluated for impairment			276				1,348				401				35				2,060

	Ending Balance		$	299			$	1,534			$	401			$	35			$	2,269




	The following table summarizes the primary segments of the ALL for the three months ended as of September 30, 2014 and September 30, 2013 (in thousands):



	September 30, 2014		Commercial				Commercial				Consumer				Consumer				Total
			and other				Real Estate				Real
											Estate
	Allowance for Loan Losses:
	Beginning Balance, July 1, 2014		$	240			$	1,270			$	330			$	24			$	1,864
	Charge-offs			(5	)			(36	)			—				(12	)			(53	)
	Recoveries			—				—				—				1				1
	Provision			3				30				(36	)			3				—

	Ending Balance, September 30, 2014		$	238			$	1,264			$	294			$	16			$	1,812


	September 30, 2013		Commercial				Commercial				Consumer				Consumer				Total
			and other				Real Estate				Real
											Estate
	Allowance for Loan Losses:
Beginning Balance, July 1, 2013		$	179			$	1,762			$	193			$	51			$	2,185
Charge-offs			—				—				—				(2	)			(2	)
Recoveries			—				84				—				2				86
Provision			120				(312	)			208				(16	)			—

Ending Balance, September 30, 2013		$	299			$	1,534			$	401			$	35			$	2,269


The following table presents loans individually and collectively evaluated for impairment by class of loans as of September 30, 2014 and December 31, 2013 (in thousands):



September 30, 2014		Commercial				Commercial				Consumer				Consumer				Unearned				Total
		and other				Real Estate				Real								Discounts
										Estate
Loans individually evaluated		$	39			$	849			$	499			$	—			$	—			$	1,387
Loans collectively evaluated			16,096				44,416				31,564				3,064				(143	)			94,997

Ending Balance		$	16,135			$	45,265			$	32,063			$	3,064			$	(143	)		$	96,384


December 31, 2013
Loans individually evaluated		$	36			$	930			$	231			$	—			$	—			$	1,197
Loans collectively evaluated			16,689				43,177				29,016				3,456				(133	)			92,205

Ending Balance		$	16,725			$	44,107			$	29,247			$	3,456			$	(133	)		$	93,402

Premises_and_Equipment

Premises and Equipment	9 Months Ended
Premises and Equipment	Sep. 30, 2014
Property, Plant and Equipment [Abstract]	'
Premises and Equipment	'

	NOTE 5 - PREMISES AND EQUIPMENT

	Premises and equipment are stated at cost, less accumulated depreciation, as follows (in thousands):



		September 30, 2014		December 31, 2013		Estimated
						Useful Life
						Years
	Land	$	1,984	$	1,984
	Land improvements		411		404		5 - 20
	Leasehold improvements		1,087		1,083		20-May
	Buildings		6,702		5,364		May-50
	Furniture, fixtures & equipment		4,185		4,756		30-Mar

	Total		14,369		13,591
	Less accumulated depreciation		6,187		6,590

	Premises and equipment, net	$	8,182	$	7,001


	Charges to operations for depreciation approximated $146,794 and $137,366 for the three months ended September 30, 2014 and 2013, respectively. Depreciation expenses were $450,878 and $416,233 for the nine months ended September 30, 2014 and 2013, respectively.

	The Buildings, Furniture, fixtures, and equipment, and Land improvements line items include construction-in-progress for the renovations to the Warwood branch of $1,518,000, $107,000, and $20,000, respectively, as of September 30, 2014 and $172,000, $52,000, and $11,000 as of December 31, 2013.

Deposits

Deposits	9 Months Ended
Deposits	Sep. 30, 2014
Banking and Thrift [Abstract]	'
Deposits	'

	NOTE 6 - DEPOSITS

	The composition of the Bank’s deposits at September 30, 2014 and December 31, 2013 follows (in thousands):



		September 30, 2014
		Demand
		Noninterest		Interest		Savings		Time
		Bearing		Bearing		Savings		Time
	Individuals, partnerships and corporations (includes certified and official checks)	$	40,476	$	45,044	$	108,466	$	61,245
	States and political subdivisions		349		9,510		4,589		2,478
	Commercial banks and other depository institutions		181		—		31		481

	Total	$	41,006	$	54,554	$	113,086	$	64,204


		31-Dec-13
		Demand
		Noninterest		Interest		Savings		Time
		Bearing		Bearing		Savings		Time
	Individuals, partnerships and corporations (includes certified and official checks)	$	55,234	$	49,356	$	104,077	$	64,128
	States and political subdivisions		601		5,456		3,963		2,478
	Commercial banks and other depository institutions		72		—		31		481

	Total	$	55,907	$	54,812	$	108,071	$	67,087


	A maturity distribution of time certificates of deposit at September 30, 2014 and December 31, 2013, follows:



	(dollars in thousands)	Maturities of Time Deposits
		September 30, 2014		December 31, 2013
	Due in 2014	$	10,459	$	37,018
	Due in 2015		28,882		12,928
	Due in 2016		12,468		7,856
	Due in 2017		6,086		5,590
	Due in 2018		4,422		3,579
	Due in 2019 and thereafter		1,887		116

	Total	$	64,204	$	67,087




	Time deposits include certificates of deposit issued in denominations of $100,000 or more which amounted to $21,612,000 and $22,249,000 at September 30, 2014 and December 31, 2013, respectively. Interest expense on certificates of deposit of $100,000 or more was $70,124 and $70,688 for the three months ended September 30, 2014 and 2013, respectively. Interest expense on certificates of deposit of $100,000 or more was $203,487 and $226,279 for the nine months ended September 30, 2014 and 2013, respectively.

	The following table presents time deposits of $100,000 or more issued by domestic offices by time remaining until maturity of 3 months or less; over 3 through 6 months; over 6 through 12 months; and over 12 months.



		Maturities of Time Deposits in Excess of $100,000
	(dollars in thousands)	30-Sep-14		31-Dec-13
	Three Months or Less	$	3,380	$	5,700
	Over Three and Less than Six Months		5,002		3,040
	Over Six and Less than Twelve Months		4,400		4,011
	Over Twelve Months		8,830		9,498

	Total	$	21,612	$	22,249

Federal_Home_Loan_Bank_Borrowi

Federal Home Loan Bank Borrowings	9 Months Ended
Federal Home Loan Bank Borrowings	Sep. 30, 2014
Banking and Thrift [Abstract]	'
Federal Home Loan Bank Borrowings	'
	NOTE 7 - FEDERAL HOME LOAN BANK BORROWINGS
	The subsidiary Bank is a member of the Federal Home Loan Bank of Pittsburgh (“FHLB”). The FHLB borrowings are secured by a blanket lien by the FHLB on certain residential real estate loans or securities with a market value at least equal to the outstanding balances. The remaining maximum borrowing capacity with the FHLB at September 30, 2014 was approximately $33.4 million subject to the purchase of additional FHLB stock. The subsidiary bank had FHLB borrowings of $3,444,557 and $3,515,580 at September 30, 2014 and December 31, 2013, respectively. At September 30, 2014 the subsidiary bank had three fixed rate amortizing advances which totaled $3,444,557 with interest rates ranging from 4.65% to 4.89%. Two of these advances totaling $1,938,128 at September 30, 2014 will mature in 2018 and one advance totaling $1,506,429 at September 30, 2014 will mature in 2023. The collateral securing these borrowings totaled $3,585,574 at September 30, 2014.
	The bank also has a line of credit agreement with the Federal Home Loan Bank which matures on May 1, 2015. The maximum credit available is $19.8 million under the agreement. There were no borrowings outstanding under this agreement at September 30, 2014 and December 31, 2013, respectively.
	Contractual maturities of FHLB borrowings as of September 30, 2014 were as follows (inthousands):


	Due in 2014	$	24
	Due in 2015		100
	Due in 2016		105
	Due in 2017		110
	Due in 2018		1,760
	Due in 2019 and thereafter		1,346

	Total	$	3,445

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income (Loss)	9 Months Ended
Accumulated Other Comprehensive Income (Loss)	Sep. 30, 2014
Equity [Abstract]	'
Accumulated Other Comprehensive Income (Loss)	'

	NOTE 8 - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)

	The activity in accumulated other comprehensive income (loss) for the three and nine months ended September 30, 2014 and 2013 is as follows:



	(dollars in thousands)		Accumulated Other Comprehensive Income (Loss) ⁽¹⁾
			Unrealized Gains (Losses) on Securities Available
			for Sale
			Three months ended						Nine months ended
			September 30,						September 30,
			2014			2013			2014			2013
	Beginning Balance		$	282		$	(1,116	)	$	(2,718	)	$	3,129
	Other comprehensive income (loss) before reclassifications			(107	)		49			3,024			(4,195	)
	Amounts reclassified from accumulated other comprehensive income			(380	)		(1	)		(511	)		(2	)

	Period Change			(487	)		48			2,513			(4,197	)

	Ending Balance		$	(205	)	$	(1,068	)	$	(205	)	$	(1,068	)



	-1	All amounts are net of tax. Related income tax expense or benefit is calculated using a combined Federal and State income tax rate approximating 39.5%.



			Amount Reclassified from
			Accumulated Other
			Comprehensive Income (Loss)
	Details about Accumulated Other Comprehensive Income		For the Three months ended September 30,						Affected Line Item in the Statement of Income
	(Loss) Components		For the Three months ended September 30,						Affected Line Item in the Statement of Income
	(unaudited in thousands)		2014			2013
	Securities available for sale ⁽¹⁾:
	Net securities gains reclassified into earnings		$	(609	)	$	(1	)	Net securities gains
	Related income tax expense			229			—		Provision for income taxes

	Net effect on accumulated other comprehensive income (loss) for the period		$	(380	)	$	(1	)	Net of tax

	Total reclassifications for the period		$	(380	)	$	(1	)	Net of tax


			Amount Reclassified from
			Accumulated Other
			Comprehensive Income (Loss)
	Details about Accumulated Other Comprehensive Income		For the Nine months ended September 30,						Affected Line Item in the Statement of Income
	(Loss) Components		For the Nine months ended September 30,						Affected Line Item in the Statement of Income
	(unaudited in thousands)		2014			2013
	Securities available for sale ⁽¹⁾:
	Net securities gains reclassified into earnings		$	(868	)	$	(3	)	Net securities gains
	Other-than-temporary losses classified into earnings			49			—		Other-than-temporary
	Other-than-temporary losses classified into earnings			49			—		losses on investments
	Related income tax expense			308			1		Provision for income taxes

	Net effect on accumulated other comprehensive income (loss) for the period		$	(511	)	$	(2	)	Net of tax

	Total reclassifications for the period		$	(511	)	$	(2	)	Net of tax



	-1	For additional detail related to unrealized gains on securities and related amounts reclassified from accumulated other comprehensive income (loss) see Note 2 “Investment Securities.”

Regulatory_Matters

Regulatory Matters	9 Months Ended
Regulatory Matters	Sep. 30, 2014
Banking and Thrift [Abstract]	'
Regulatory Matters	'
	NOTE 9 - REGULATORY MATTERS
	The Company and its subsidiary bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and Bank must meet specific capital guidelines that involve quantitative measures of the Company’s and bank’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Company’s and bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk, weighting, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company and bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to adjusted total assets (as defined).
	As of September 30, 2014, the most recent notifications from the Office of the Comptroller of the Currency categorized the bank as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes has changed the capital category. The capital ratios of the Company and its subsidiary bank, along with the regulatory framework for adequately capitalized and well capitalized institutions are depicted as set forth in the following table:


	(Amounts Expressed in Thousands)	Actual					For Capital					To be Well
							Adequacy Purposes					Capitalized Under
												Prompt Corrective
												Action Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
	First West Virginia Bancorp, Inc.
	As of September 30, 2014
	Total Capital (to Risk Weighted Assets)	$	34,425		21.91	%	$	12,567		8	%	$	15,709		10	%
	Tier I Capital (to Risk Weighted Assets)		32,613		20.76	%		6,283		4	%		9,425		6	%
	Tier I Capital (to Adjusted Total Assets)		32,613		9.77	%		13,347		4	%		16,684		5	%
	As of December 31, 2013
	Total Capital (to Risk Weighted Assets)	$	33,748		21.43	%	$	12,600		8	%	$	15,750		10	%
	Tier I Capital (to Risk Weighted Assets)		31,883		20.24	%		6,300		4	%		9,450		6	%
	Tier I Capital (to Adjusted Total Assets)		31,883		9.32	%		13,686		4	%		17,108		5	%
	Progressive Bank, N.A.
	As of September 30, 2014
	Total Capital (to Risk Weighted Assets)	$	34,270		21.85	%	$	12,545		8	%	$	15,682		10	%
	Tier I Capital (to Risk Weighted Assets)		32,458		20.7	%		6,273		4	%		9,409		6	%
	Tier I Capital (to Adjusted Total Assets)		32,458		9.73	%		13,337		4	%		16,672		5	%
	As of December 31, 2013
	Total Capital (to Risk Weighted Assets)	$	33,577		21.35	%	$	12,580		8	%	$	15,725		10	%
	Tier I Capital (to Risk Weighted Assets)		31,712		20.17	%		6,290		4	%		9,435		6	%
	Tier I Capital (to Adjusted Total Assets)		31,712		9.28	%		13,676		4	%		17,095		5	%

Fair_Value_Measurements

Fair Value Measurements	9 Months Ended
Fair Value Measurements	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Measurements	'
	NOTE 10 - FAIR VALUE MEASUREMENTS
	The following disclosures show the hierarchal disclosure framework associated with the level of pricing observations utilized in measuring assets and liabilities at fair value. The three broad levels defined by U.S. generally accepted accounting principles are as follows:


	Ÿ	Level I:		Quoted prices are available in active markets for identical assets or liabilities as of the reported date.

	Ÿ	Level II:		Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed.

	Ÿ	Level III:		Valuations derived from valuation techniques in which one or more significant inputs or significant value drivers are unobservable. This hierarchy requires the use of observable market data when available.

	Impaired loans that are collateral dependent are written down to fair value through the establishment of specific reserves. Techniques used to value the collateral that secure the impaired loans include observable inputs employed by certified appraisers or an internal evaluator for similar assets classified as Level III inputs adjusted for qualitative factors and estimated liquidation expenses.
	The following table presents the assets reported on the balance sheet at their fair value as of September 30, 2014 and December 31, 2013, by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.


	(dollars in thousands)	September 30, 2014
		Level I			Level II		Level III		Total
	Assets measured on a recurring basis:
	Securities available for sale:
	U.S. Government corporations and agencies	$	—		$	45,507	$	—	$	45,507
	Obligations of states and political subdivisions		—			42,100		—		42,100
	Mortgage-backed securities		—			109,013		—		109,013
	Equity securities		202			—		—		202

	Total securities available for sale:	$	202		$	196,620	$	—	$	196,822

	Assets measured on a nonrecurring basis:
	Impaired loans	$	—		$	—	$	517	$	517


	(dollars in thousands)	31-Dec-13
		Level I			Level II		Level III		Total
	Assets measured on a recurring basis:
	Securities available for sale:
	U.S. Government corporations and agencies	$	—		$	48,446	$	—	$	48,446
	Obligations of states and political subdivisions		—			60,414		—		60,414
	Mortgage-backed securities		—			90,900		—		90,900
	Equity securities		195			—		—		195

	Total securities available for sale:	$	195		$	199,760	$	—	$	199,955

	Assets measured on a nonrecurring basis:
	Impaired loans	$	—		$	—	$	372	$	372
	Mortgage servicing rights	$	—		$	—	$	1	$	1

Disclosures_About_Fair_Value_o

Disclosures About Fair Value of Financial Instruments	9 Months Ended
Disclosures About Fair Value of Financial Instruments	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Disclosures About Fair Value of Financial Instruments	'
	NOTE 11 - DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS
	Securities Available-for-sale
	Where quoted market prices are available in an active market, securities are classified within Level I of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models, the inputs of which are market-based or independently sourced market parameters. Such securities are classified in Level II of the valuation hierarchy.
	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Level III inputs were used in determining fair value.


	(dollars in thousands)		Quantitative Information about Level III Fair Value Measurements
	September 30, 2014		Fair Value			Valuation		Unobservable Input		Range (Weighted Average)
	September 30, 2014		Estimate			Techniques		Unobservable Input		Range (Weighted Average)
	Impaired Loans		$	517		Appraisal of		Appraisal		-30.0% (-30.0%)
	Impaired Loans		$	517		collateral (1)		adjustments (2)		-30.0% (-30.0%)
								Liquidation		9.0% (9.0%)
								expenses (2)		9.0% (9.0%)

	(dollars in thousands)		Quantitative Information about Level III Fair Value Measurements
	December 31, 2013		Fair Value			Valuation		Unobservable Input		Range (Weighted Average)
	December 31, 2013		Estimate			Techniques		Unobservable Input		Range (Weighted Average)
	Impaired Loans		$	372		Appraisal of		Appraisal		0%
	Impaired Loans		$	372		collateral (1)		adjustments (2)		0%
								Liquidation		15.8% to 23.1% (20.5%)
								expenses (2)		15.8% to 23.1% (20.5%)
	Mortgage Servicing Rights		$	1		Discounted		Prepayment		7.8% to 17.2% (10.5%)
	Mortgage Servicing Rights		$	1		Cash Flow		rate (3)		7.8% to 17.2% (10.5%)
								Discount rate		9.50%

	-1	The fair value is determined through independent appraisals by certified appraisers or internal evaluators of the underlying collateral.
	-2	Appraisals and evaluations may be adjusted by management for qualitative factors and estimated liquidation expenses. The range and weighted average of liquidation expenses are expressed as a percent of discounted collateral value and other appraisal adjustments are presented as a percentage of the appraised amounts.
	-3	Conditional prepayment rates reflect future long-run prepayment estimates by bond dealers for the nation as a whole as well as the Company’s actual prepayment history. Prepayment rates are highly sensitive to market interest rates.
	Collateral-dependent Impaired Loans
	The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the collateral, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level III of the fair value hierarchy.
	The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral.

	Mortgage Servicing Rights
	Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models having significant inputs of discount rate and prepayment speed. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level III of the hierarchy. Mortgage servicing rights are tested for impairment on an annual basis.
	The reported fair values of financial instruments are based on a variety of factors. Where possible, fair values represent quoted market prices for identical or comparable instruments. In other cases, fair values have been estimated based on assumptions concerning the amount and timing of estimated future cash flows and assumed discount rates reflecting varying degrees of risk. Intangible values assigned to customer relationships are not reflected in the reported fair values. Accordingly, the fair values may not represent actual values of the financial instruments that could have been realized as of period end or that will be realized in the future.
	The following methods and assumptions were used by the Company in estimating the fair value disclosures for financial instruments:
	Cash and Cash Equivalents: The carrying amount for cash and cash equivalents is a reasonable estimate of fair value.
	Investment Securities: Fair values for investment securities are based on quoted market prices, where available. If quoted market prices are not available, then fair values are estimated by using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models, the inputs of which are market-based or independently sourced market parameters.
	Loans: The fair value for net loans is estimated by discounting future cash flows using current market inputs at which loans with similar terms and qualities would be made to borrowers of similar credit quality.
	Accrued Interest Receivable: The carrying amount of accrued interest receivable approximates its fair value.
	Deposits: Noninterest bearing and interest bearing demand deposits and savings deposits are valued based on the discounted value of cash flows after estimating the weighted average remaining term and adding estimated wholesale borrowing costs to the rate. The fair values for time deposits are based on discounted value of cash flows.
	Federal Funds Purchased and Repurchase Agreements: The carrying amount for federal funds purchased and repurchase agreements are considered to be a reasonable estimate of fair value.
	Federal Home Loan Bank Borrowings: The discounted cash flow method is used to estimate the fair value of Federal Home Loan Bank borrowings.
	Accrued Interest Payable: The carrying amount of accrued interest payable approximates its fair value.
	Off-Balance-Sheet Instruments: The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. The amount of fees currently charged on commitments is determined to be insignificant and, therefore, the carrying value and fair value of off-balance-sheet instruments are not shown.

	The estimates of fair values of financial instruments are summarized as follows at September 30, 2014 and December 31, 2013:


			September 30, 2014
			Carrying			Estimated Fair Value
	(Amounts Expressed in Thousands)		Amount			Level I				Level II			Level III			Total
	Financial assets:
	Cash and cash equivalents		$	22,777		$	22,777			$	—		$	—		$	22,777
	Investment securities			196,822			202				196,620			—			196,822
	Loans			94,572			—				—			95,499			95,499
	Accrued interest receivable			1,198			1,198				—			—			1,198
	Financial liabilities:
	Deposits			272,850			197,521				64,147			—			261,668
	Federal funds purchased and repurchase agreements			22,076			22,076				—			—			22,076
	Federal Home Loan Bank borrowings			3,445			—				3,738			—			3,738
	Accrued interest payable			119			119				—			—			119


		31-Dec-13
		Carrying			Estimated Fair Value
(Amounts Expressed in Thousands)		Amount			Level I				Level II			Level III			Total
Financial assets:
Cash and cash equivalents		$	31,875		$	31,875			$	—		$	—		$	31,875
Investment securities			199,955			195				199,760			—			199,955
Loans			91,537			—				—			91,413			91,413
Accrued interest receivable			1,168			1,168				—			—			1,168
Financial liabilities:
Deposits			285,877			195,135				67,308			—			262,443
Federal funds purchased and repurchase agreements			20,215			20,215				—			—			20,215
Federal Home Loan Bank borrowings			3,516			—				3,917			—			3,917
Accrued interest payable			134			134				—			—			134

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	9 Months Ended
Summary of Significant Accounting Policies (Policies)	Sep. 30, 2014
Accounting Policies [Abstract]	'
Nature of Operations and Basis of Presentation	'

	Nature of Operations and Basis of Presentation: First West Virginia Bancorp, Inc. (the “Company”) is a West Virginia Company. The Company provides a variety of banking services to individuals and businesses through the branch network of its affiliate bank (the “Bank”). The Bank operates nine full service branches located in Wheeling (3), Wellsburg, Moundsville, New Martinsville, Buckhannon, and Weston, West Virginia and Bellaire, Ohio. Primary deposit products consist of checking accounts, savings accounts, and certificates of deposit. Primary lending products consist of commercial and residential real estate loans, consumer loans, and business loans.

	The accompanying unaudited consolidated financial statements were prepared in accordance with instructions for Form 10-Q and, therefore, do not include information or footnotes necessary for a complete presentation of financial position, results of operations, and cash flows in conformity with generally accepted accounting principles. Accordingly, these financial statements should be read in conjunction with the consolidated financial statements and notes thereto of the Company included in the Annual Report on Form 10-K for the year ended December 31, 2013. However, in the opinion of management, all adjustments (consisting of only normal recurring adjustments) which are necessary for a fair presentation of the financial statements have been included. The results of operations for the nine month period ended September 30, 2014, are not necessarily indicative of the results which may be expected for the entire year or any other period. The consolidated balance sheet of the Company as of December 31, 2013 has been derived from the audited consolidated balance sheet of the Company as of that date.
Principles of Consolidation	'
Principles of Consolidation	Principles of Consolidation: The consolidated financial statements of the Company include the financial statements of the parent and its wholly-owned subsidiary, Progressive Bank, N.A. All significant intercompany transactions and accounts have been eliminated in consolidation.
Use of Estimates	'
Use of Estimates	Use of Estimates: The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to material change in the near term relate to the determination of the allowance for loan losses, valuation of deferred tax assets, other-than-temporary impairments (OTTI), and fair values of financial instruments.
Cash and Cash Equivalents	'
Cash and Cash Equivalents	Cash and Cash Equivalents: Cash and cash equivalents consist of cash on hand and amounts due from banks and federal funds sold with maturities of less than 90 days. At September 30, 2014, the Company’s cash accounts exceeded federally insured limits by approximately $884,000. Additionally, the Company had approximately $16,420,000 on deposit with the Federal Reserve Bank and the Federal Home Loan Bank of Pittsburgh as of September 30, 2014, which is not federally insured.
Investment Securities	'

	Investment Securities: Investment securities are classified at the time of purchase, based on management’s intention and ability, as securities available for sale or held to maturity. Debt securities classified as held to maturity are stated at cost adjusted for amortization of premium and accretion of discount which are computed using the interest method and recognized as adjustments of interest income. Certain other debt and equity securities have been classified as available for sale to serve principally as a source of liquidity. Unrealized holding gains and losses for available-for-sale securities are reported as a separate component of stockholders’ equity, net of tax, until realized. Realized securities gains and losses are computed using the specific identification method. Interest and dividends on investment securities are recognized as income when earned.

	Securities are periodically reviewed for other-than-temporary impairment based upon a number of factors, including, but not limited to, the length of time and extent to which the market value has been less than cost, the financial condition of the underlying issuer, the ability of the issuer to meet contractual obligations, the likelihood of the security’s ability to recover any decline in its market value, and management’s intent and ability to hold the security for a period of time sufficient to allow for a recovery in market value. Among the factors that are considered in determining management’s intent and ability is a review of the Company’s capital adequacy, interest rate risk position and liquidity. The assessment of a security’s ability to recover any decline in market value, the ability of the issuer to meet contractual obligations and management’s intent and ability requires considerable judgment. Once a decline in value is determined to be other-than-temporary, if the investor does not intend to sell the security, and it is more-likely-than-not that it will not be required to sell the security, before recovery of the security’s amortized cost basis, the charge to earnings is limited to the amount of credit loss. Any remaining difference between fair value and amortized cost (the difference defined as the non-credit portion) is recognized in other comprehensive income, net of applicable taxes. Otherwise, the entire difference between fair value and amortized cost is charged to earnings. There were no investment securities identified by management to be other-than-temporarily impaired at September 30, 2014 and December 31, 2013. If investments decline in fair value due to adverse changes in the financial markets, charges to income could occur in future periods.

	Federal Reserve and Federal Home Loan Bank stock are required investments for institutions that are members of the Federal Reserve and Federal Home Loan Bank systems. The required investment in the common stock is based on a predetermined formula, carried at cost and evaluated for impairment.
Loans and Loans Held for Sale	'
	Loans and Loans Held for Sale: Loans are generally reported at the principal balance outstanding, net of unearned income. Interest income on loans is accrued based on the principal outstanding. It is the Company’s policy to discontinue the accrual of interest when either the principal or interest is past due 90 days or more, unless the loan is both well secured and in the process of collection. It is the Company’s policy not to recognize interest income on specific impaired loans unless the likelihood of future loss is remote. Interest payments received on such loans are applied as a reduction of the loan principal balance. A nonaccrual loan may be returned to accrual status when none of its principal and interest payments are due and there has been a sustained period of repayment performance. Loans are considered past due when contractually required principal and interest payments have not been made on the due dates. Loan origination and commitment fees and certain direct loan origination costs are deferred and the net amount amortized over the contractual life of the related loans or commitments as an adjustment of the related loan’s yield. Loans held for sale are carried at the lower of cost or estimated market value in the aggregate. There were no loans held for sale as of September 30, 2014 and December 31, 2013.
	Consumer loans are fully charged off or charged down to net realizable value when deemed uncollectible due to bankruptcy or other factors or no later than a defined number of days past due. Consumer loans not secured by real estate are charged off or charged down to net realizable value at 120 days past due for closed-end loans and 180 days past due for open-end loans. Residential real estate loans are charged down to net realizable value at 120 days past due for closed-end loans and 180 days past due for open-end loans. Commercial loans are fully charged off or charged down to net realizable value when management judges the loan to be uncollectible.
	The Company has entered into an agreement with the Federal Home Loan Bank of Pittsburgh (“FHLB”) under which the bank may sell conforming one-to-four family residential mortgage loans to the FHLB. The current agreement dated December 28, 2013 provides for a maximum commitment of $5,000,000. This commitment expires on December 28, 2014. Loans sold to the FHLB are sold with limited recourse or credit risk based upon utilization of the original commitment. The bank also maintains the servicing of these loans, for which it is paid a servicing fee. The total amount of loans sold and outstanding to the FHLB were $8,728,398 and $9,489,935 as of September 30, 2014 and December 31, 2013, respectively. These loans were also subject to recourse obligation or credit risk in the amount of $325,382 and $342,602 at September 30, 2014 and December 31, 2013, respectively. No liability has been recorded for the recourse obligation as the likelihood of incurring the liability is considered remote. The amount of income recognized as a result of this agreement was $5,563 and $6,083 for the three months ended September 30, 2014 and 2013, respectively, and $18,506 and $28,017 for the nine months ended September 30, 2014 and 2013, respectively.
Allowance for Loan Losses	'

	Allowance for Loan Losses: The allowance for loan losses represents the amount which management estimates is adequate to provide for probable losses inherent in its loan portfolio. The allowance method is used in providing for loan losses. Accordingly, all loan losses are charged to the allowance, and all recoveries are credited to it. The allowance for loan losses is established through a provision for loan losses that is charged to operations. The provision is based on management’s evaluation of the adequacy of the allowance for loan losses which encompasses the overall risk characteristics of the various portfolio segments, past experience with losses, the impact of economic conditions on borrowers, and other relevant factors. The estimates used in determining the adequacy of the allowance for loan losses, including the amounts and timing of future cash flows expected on impaired loans, are particularly susceptible to significant changes in the near term.

	Management tracks and assigns a historical loss percentage for each loan rating category within each loan type. A rolling three-year historical loss ratio is used, calculated on a quarterly basis.

	Management currently utilizes nine qualitative factors that are adjusted based on changes in the lending environment and economic conditions. The qualitative factors include the following: levels of and trends in delinquencies, non-accruals, and charge-offs; trends within the loan portfolio; changes in lending policies and procedures; experience of lending personnel and management oversight; national and local economic trends; concentrations of credit; external factors such as legal and regulatory requirements; changes in the quality of loan review and Board oversight; and changes in the value of underlying collateral. The number of qualitative factors can change. Factors can be added for new risks or taken away if the risk no longer applies. Each loan type will have its own risk profile and management will evaluate and adjust each qualitative factor for each loan type quarterly, if necessary. For example, if one area of the loan portfolio is experiencing sharp increases in growth, it is likely the qualitative factor for trends in the loan portfolio would be increased for that loan type. As levels of delinquencies and non-accrual loans decline for commercial real estate and commercial loans it is likely that factor would be reduced.

	In terms of the Company’s loan portfolio, the commercial and industrial loans and commercial real estate loans are deemed to have more risk than the consumer real estate loans and other consumer loans in the portfolio. The commercial loans not secured by real estate are highly dependent on financial condition and are more dependent on economic conditions. The commercial loans secured by real estate are also dependent on economic conditions but generally have stronger forms of collateral. More recently, commercial real estate has been negatively impacted by devaluation so these commercial loans carry a higher qualitative factor for changes in the value of collateral. The commercial loans and commercial real estate loans have historically been responsible for the majority of the Company’s delinquencies, non-accrual loans, and charge-offs so both of these categories carry higher qualitative factors than consumer real estate loans and other consumer loans. The Company has historically experienced very low levels of consumer real estate and consumer loan charge-offs so these qualitative factors are set lower than the commercial real estate and commercial and industrial loans.

	Mortgage loans secured by one-to-four family properties and all consumer loans are large groups of smaller-balance homogeneous loans and are measured for impairment collectively. Loans that experience insignificant payment delays, which are defined as 90 days or less, generally are not classified as impaired. Management determines the significance of payment delays on a case-by-case basis taking into consideration all circumstances concerning the loan, the credit worthiness and payment history of the borrower, the length of the payment delay, and the amount of shortfall in relation to the principal and interest owed.



	Impaired loans are loans for which it is probable the Company will not be able to collect all amounts due according to the contractual terms of the loan agreement. The Company individually evaluates such loans for impairment and does not aggregate loans by major risk classifications. The definition of “impaired loans” is not the same as the definition of “nonaccrual loans,” although the two categories overlap.

	The Company may choose to place a loan on nonaccrual status due to payment delinquency or uncertain collectibility while not classifying the loan as impaired, provided the loan is not a commercial or commercial real estate classification. Payments received on nonaccrual loans are applied as a reduction of the loan principal balance. Factors considered by management in determining impairment include payment status and collateral value. The amount of impairment for these types of loans is determined by the difference between the present value of the expected cash flows related to the loan, using the original interest rate, and its recorded value, or as a practical expedient in the case of collateralized loans, the difference between the fair value of the collateral and the recorded amount of the loans. When foreclosure is probable, impairment is measured based on the fair value of the collateral less estimated liquidation expenses.

	Individual loan reviews are based upon specific quantitative and qualitative criteria, including the size of the loan, loan quality ratings, value of collateral, repayment ability of borrowers, and historical experience factors. The historical experience factors utilized for individual loan reviews are based upon past loss experience, known trends in losses and delinquencies, the growth of loans in particular markets and industries, and known changes in economic conditions in the particular lending markets. Allowances for homogeneous loans (such as residential mortgage loans, personal loans, etc.) are evaluated based upon historical loss experience, trends in losses and delinquencies, growth of loans in particular markets, and known changes in economic conditions in each lending market. There can be no assurance the allowance for loan losses will be adequate to cover all losses, but management believes the allowance for loan losses in the amount of $1,811,788 at September 30, 2014, was adequate to provide for probable losses from existing loans based on information currently available. While management uses available information to provide for loan losses, the ultimate collectibility of a substantial portion of the loan portfolio, and the need for future additions to the allowance, will be based on changes in economic conditions and other relevant factors. As such, an adverse change in economic activity could reduce cash flows for both commercial and individual borrowers, which would likely cause the Company to experience increases in problem assets, delinquencies and losses on loans.
Goodwill	'

	Goodwill: Goodwill resulted from the Company’s purchase of a less-than-whole financial institution (the “branch”). The goodwill value of $1,644,119 is supported ultimately by revenue that is driven by the volume of business transacted. A decline in earnings as a result of a lack of growth or the inability to deliver cost effective services over sustained periods can lead to impairment of goodwill that could adversely impact earnings in future periods.

	Goodwill is periodically reviewed for impairment. No impairment losses were recognized as of September 30, 2014 and 2013. Additionally, future events could cause management to conclude that impairment indicators exist and that the goodwill is impaired, which would result in the Company recording an impairment loss. Any resulting impairment loss could have a material, adverse impact on the Company’s financial condition and results of operations.
Mortgage Servicing Rights ("MSRs")	'
Mortgage Servicing Rights ("MSRs")	Mortgage Servicing Rights (“MSRs”): The Company has agreements for the express purpose of selling loans in the secondary market. The Company maintains all servicing rights for these loans. Originated MSRs are recorded by allocating total costs incurred between the loan and servicing rights based on their relative fair values. MSRs are amortized in proportion to the estimated servicing income over the estimated life of the servicing portfolio. Impairment is evaluated based on the fair value of the right, based on portfolio interest rates and prepayment characteristics.
Bank-owned Life Insurance	'
Bank-owned Life Insurance	Bank-owned Life Insurance: Bank-owned life insurance consists of investments in life insurance policies on executive officers and other members of the bank’s management. The policies are carried at their net cash surrender value. Changes in the policy value are recorded as an adjustment to the carrying value with the corresponding amount recognized as non-interest income or expense. Earnings on these policies are based on the net earnings on the cash surrender value of the policies. The net cash surrender value of bank-owned life insurance was $3,812,769 and $3,732,439 at September 30, 2014 and December 31, 2013, respectively. The death benefit value of the bank-owned life insurance at September 30, 2014 and December 31, 2013 was $8.7 million and $8.8 million, respectively. An agreement has been executed with all officers whereby a $40,000 death benefit is payable upon the participant’s death while employed by the Company to their designated beneficiary.
Advertising Costs	'
Advertising Costs	Advertising Costs: Advertising costs are expensed as the costs are incurred. Advertising expenses amounted to $50,707 and $54,958 for the three months ended September 30, 2014 and September 30, 2013, respectively. For the nine month periods ended September 30, 2014 and 2013 advertising expenses amounted to $140,030 and $153,354, respectively.
Premises and Equipment	'
Premises and Equipment	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost, less accumulated depreciation and amortization. Provisions for depreciation and amortization are computed generally using the straight-line method over the estimated useful lives of the assets. When units of property are disposed of, the premises and equipment accounts are relieved of the cost and the accumulated depreciation related to such units. Any resulting gains or losses are credited to or charged against income. Cost of repairs and maintenance is charged to expense as incurred. Additions and improvements are capitalized at cost.
Transfers of Financial Assets	'
Transfers of Financial Assets	Transfers of Financial Assets: Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Other Real Estate Owned	'
Other Real Estate Owned	Other Real Estate Owned: Other real estate owned are carried at the lower of cost or their estimated current fair value, less estimated costs to sell and are included in other assets. Other real estate owned consist primarily of properties acquired through, or in lieu of foreclosures. Any subsequent declines in fair value, and gains or losses on the disposition of these assets are credited to or charged against income.
Income Taxes	'
Income Taxes	Income Taxes: The Company and its subsidiary file a consolidated federal income tax return. There is currently no liability for uncertain tax positions and no known unrecognized tax benefits. The Company recognizes, when applicable, interest and penalties related to unrecognized tax benefits in the provision for income taxes in the Statement of Income. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets and liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. Deferred income tax expenses or benefits are based on the changes in the deferred tax asset or liability from period to period.
Earnings Per Common Share	'
Earnings Per Common Share	Earnings Per Common Share: Earnings per common share are calculated by dividing net income by the weighted-average number of shares of common stock outstanding during the year. The Company has no securities which would be considered potential common stock.
Recent Accounting Pronouncements	'

	Recent Accounting Pronouncements: In January 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standard Update (ASU) No. 2014-04, Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure - The objective of this Update is to reduce diversity by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. The amendments in this Update may be adopted using either a modified retrospective transition method or a prospective transition method. Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.

	In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606) - The topic of Revenue Recognition had become broad with several other regulatory agencies issuing standards, which lacked cohesion. The new guidance establishes a “comprehensive framework” and “reduces the number of requirements to which an entity must consider in recognizing revenue” and yet provides improved disclosures to assist stakeholders reviewing financial statements. The amendments in this Update are effective for annual reporting periods beginning after December 15, 2016. Early adoption is not permitted. The Company will adopt the methodologies prescribed by this ASU by the date required. Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.

	In June 2014, the FASB issued ASU 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures - This Update addresses the concerns of stakeholders by changing the accounting practices surrounding repurchase agreements. The new guidance changes the “accounting for repurchase-to-maturity transactions and linked repurchase financings to secured borrowing accounting, which is consistent with the accounting for other repurchase agreements.” The amendments in this Update are effective for annual reporting periods beginning after December 15, 2014. Early adoption is prohibited. The Company will adopt the methodologies prescribed by this ASU by the date required. Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
Investment Securities (Tables)	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Amortized Cost and Estimated Fair Values of Investment Securities	'

	The amortized cost and estimated fair values of investment securities are as follows at September 30, 2014 and December 31, 2013:



		(Expressed in thousands)
		30-Sep-14
		Amortized		Gross			Gross			Fair
		Cost		Unrealized			Unrealized			Value
				Gains			Losses
	Securities available-for-sale:
	Obligations of U.S. Government corporations and agencies	$	46,595	$	7		$	(1,095	)	$	45,507
	Obligations of states and political subdivisions		40,059		2,158			(117	)		42,100
	Mortgage-backed securities		110,329		337			(1,653	)		109,013
	Equity securities		167		36			(1	)		202

	Total available-for-sale	$	197,150	$	2,538		$	(2,866	)	$	196,822




		(Expressed in thousands)
		31-Dec-13
		Amortized		Gross			Gross			Fair
		Cost		Unrealized			Unrealized			Value
				Gains			Losses
	Securities available-for-sale:
	Obligations of U.S. Government corporations and agencies	$	50,598	$	18		$	(2,170	)	$	48,446
	Obligations of states and political subdivisions		60,049		1,421			(1,056	)		60,414
	Mortgage-backed securities		93,501		72			(2,673	)		90,900
	Equity securities		165		32			(2	)		195

	Total available-for-sale	$	204,313	$	1,543		$	(5,901	)	$	199,955

Gross Unrealized Losses and Fair Value for Investment Securities by Investment Category and Continuous Unrealized Loss Position Time	'

	The following tables show the Company’s gross unrealized losses and fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment class and length of time that the individual securities have been in a continuous unrealized loss position, at September 30, 2014 and December 31, 2013:



		(Expressed in thousands)
		30-Sep-14
		Less than Twelve Months					Twelve Months or Greater						Total
		Fair		Gross			Fair			Gross			Fair		Gross
		Value		Unrealized			Value			Unrealized			Value		Unrealized
				Losses						Losses					Losses
	U.S. Government corporations and agencies	$	—	$	—		$	40,499		$	(1,095	)	$	40,499	$	(1,095	)
	Obligations of states and political subdivisions		804		(1	)		5,700			(116	)		6,504		(117	)
	Mortgage-backed securities		39,201		(211	)		34,993			(1,442	)		74,194		(1,653	)

	Total debt securities		40,005		(212	)		81,192			(2,653	)		121,197		(2,865	)
	Equity securities		—		—			28			(1	)		28		(1	)

	Total	$	40,005	$	(212	)	$	81,220		$	(2,654	)	$	121,225	$	(2,866	)




		(Expressed in thousands)
		31-Dec-13
		Less than Twelve Months					Twelve Months or Greater						Total
		Fair		Gross			Fair			Gross			Fair		Gross
		Value		Unrealized			Value			Unrealized			Value		Unrealized
				Losses						Losses					Losses
	U.S. Government corporations and agencies	$	46,416	$	(2,170	)	$	—		$	—		$	46,416	$	(2,170	)
	Obligations of states and political subdivisions		19,009		(867	)		1,794			(189	)		20,803		(1,056	)
	Mortgage-backed securities		65,915		(2,036	)		11,805			(637	)		77,720		(2,673	)

	Total debt securities		131,340		(5,073	)		13,599			(826	)		144,939		(5,899	)
	Equity securities		70		(1	)		8			(1	)		78		(2	)

	Total	$	131,410	$	(5,074	)	$	13,607		$	(827	)	$	145,017	$	(5,901	)

Rollforward of the Amount of Credit Related OTTI Recognized in Earnings	'

	The following is a tabular rollforward of the amount of credit related OTTI recognized in earnings (in thousands):



		For the three months ended					For the nine months ended
		September 30, 2014		September 30, 2013			September 30, 2014			September 30, 2013
	Balance at beginning of period	$	—	$	—		$	—		$	—
	Additions for credit-related OTTI not previously recognized		—		—			49			—
	Reductions for securities sold during the period (realized)		—		—			(49	)		—

	Balance at end of period	$	—	$	—		$	—		$	—

Amortized Cost and Fair Value of Securities Available for Sale, by Contractual Maturity	'
	The amortized cost and fair value of investment securities at September 30, 2014, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.


		(Expressed in thousands)
		30-Sep-14
		Amortized		Fair
		Cost		Value
	Due in one year or less	$	112	$	112
	Due after one year through five years		18,343		18,164
	Due after five years through ten years		46,137		45,910
	Due after ten years		22,062		23,421

			86,654		87,607
	Mortgage-backed securities		110,329		109,013
	Equity securities		167		202

	Total	$	197,150	$	196,822

Recorded Book Value, Fair Value and Approximate Yield of Investment Securities by Contractual Maturity	'

	The maturity distribution using book value including accretion of discounts and amortization of premiums and approximate yield of investment securities at September 30, 2014 and December 31, 2013 are presented in the following table. Tax equivalent yield basis was used on tax exempt obligations. Approximate yield was calculated using a weighted average of yield to maturities. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.



	(dollars in thousands)	September 30, 2014								December 31, 2013
		Amortized		Fair			Yield			Amortized			Fair		Yield
		Cost		Value			Yield			Cost			Value		Yield
	U.S. Government corporations and agencies
	Within One Year	$	2	$	2			0.01	%	$	9		$	9		0.01	%
	After One But Within Five Years		16,994		16,768			1.6			7,490			7,416		1.81
	After Five But Within Ten Years		29,599		28,737			1.79			43,099			41,021		1.81

			46,595		45,507			1.72			50,598			48,446		1.81
	States & Political Subdivisions
	Within One Year		110		110			6.14			1,288			1,321		6.59
	After One But Within Five Years		1,349		1,396			6.09			1,246			1,305		5.95
	After Five But Within Ten Years		16,538		17,173			5.38			25,960			26,125		5.11
	After Ten Years		22,062		23,421			5.83			31,555			31,663		5.65

			40,059		42,100			5.66			60,049			60,414		5.44
	Mortgage-Backed Securities		110,329		109,013			2.17			93,501			90,900		2.06
	Equity Securities		167		202			2.61			165			195		4.02

	Total	$	197,150	$	196,822			2.81	%	$	204,313		$	199,955		3.02	%

Loans_and_Leases_Tables

Loans and Leases (Tables)	9 Months Ended
Loans and Leases (Tables)	Sep. 30, 2014
Receivables [Abstract]	'
Summary of Loans Outstanding	'

	Loans outstanding at September 30, 2014 and December 31, 2013, are as follows:



		(Expressed in Thousands)
		September 30,			December 31,
		2014			2013
	Consumer Real Estate:
	Construction	$	3,585		$	487
	Farmland		99			136
	Residential 1-4 Family		23,428			23,275
	Home Equity Loans		1,341			1,665
	Home Equity Lines of Credit		3,610			3,684

	Total Consumer Real Estate		32,063			29,247
	Commercial Real Estate:
	Non-farm, non-residential		36,424			35,345
	Multifamily (5 or more) residential properties		8,841			8,762

	Total Commercial Real Estate		45,265			44,107
	Commercial and Other Loans:
	Commercial		5,793			5,489
	Non-rated industrial development obligations		10,323			11,200
	Other loans		19			36

	Total Commercial and Other Loans		16,135			16,725
	Consumer Loans:
	Installment and other loans to individuals		2,583			2,921
	Credit Cards		481			535

	Total Consumer Loans		3,064			3,456

	Total loans	$	96,527		$	93,535
	Less unearned interest and deferred fees		143			133

	Gross loans	$	96,384		$	93,402

Summary of Contractual Aging of Loans in Past Due, by Class of Loans	'

	The following tables present the aging of the recorded investment in past due loans by class of loans (in thousands):



		September 30, 2014
		Current			30-59		60-89		90 Days		Total		Total			90 Days or
					Days		Days		or more		Past Due		Loans			more
					Past Due		Past Due		Past Due							Past Due
																and
																Accruing
	Commercial and other loans	$	16,096		$	20	$	—	$	19	$	39	$	16,135		$	—
	Commercial real estate		44,458			15		289		503		807		45,265			—
	Consumer real estate		31,858			136		—		69		205		32,063			—
	Consumer		3,053			11		—		—		11		3,064			—
	Unearned interest and deferred fees		(143	)		—		—		—		—		(143	)		—

	Total loans	$	95,322		$	182	$	289	$	591	$	1,062	$	96,384		$	—

	Non-accrual loans included above are as follows:
	Commercial and other loans	$	—		$	20	$	—	$	19	$	39	$	39		$	—
	Commercial real estate		—			15		289		503		807		807			—
	Consumer real estate		234			—		—		69		69		303			—
	Consumer		—			—		—		—		—		—			—

	Total non-accrual loans	$	234		$	35	$	289	$	591	$	915	$	1,149		$	—


		December 31, 2013
		Current			30-59		60-89		90 Days		Total		Total			90 Days or
					Days		Days		or more		Past Due		Loans			more
					Past Due		Past Due		Past Due							Past Due
																and
																Accruing
	Commercial and other loans	$	16,693		$	10	$	—	$	22	$	32	$	16,725		$	—
	Commercial real estate		43,244			159		—		704		863		44,107			—
	Consumer real estate		28,994			168		9		76		253		29,247			—
	Consumer		3,451			4		—		1		5		3,456			—
	Unearned interest and deferred fees		(133	)		—		—		—		—		(133	)		—

	Total loans	$	92,249		$	341	$	9	$	803	$	1,153	$	93,402		$	—

	Non-accrual loans included above are as follows:
	Commercial and other loans	$	4		$	—	$	—	$	22	$	22	$	26		$	—
	Commercial real estate		22			159		—		704		863		885			—
	Consumer real estate		146			124		9		76		209		355			—
	Consumer		—			3		—		1		4		4			—

	Total non-accrual loans	$	172		$	286	$	9	$	803	$	1,098	$	1,270		$	—

Risk Category of Loans by Class of Loans Based on Most Recent Analysis	'

	The following tables present the risk category of loans by class of loans based on the most recent analysis performed and the contractual aging as of September 30, 2014 and December 31, 2013 (in thousands):



	September 30, 2014	Pass			Special Mention		Substandard		Doubtful		Total
	Commercial and Other	$	16,096		$	—	$	39	$	—	$	16,135
	Commercial Real Estate		39,634			1,349		4,282		—		45,265
	Construction and Land Development		3,333			—		351		—		3,684

	Total	$	59,063		$	1,349	$	4,672	$	—	$	65,084

	Current	$	59,063		$	1,349	$	3,826	$	—	$	64,238
	Past Due 30-59 days		—			—		—		—		—
	Past Due 60-89 days		—			—		—		—		—
	Past Due 90 days or more		—			—		—		—		—
	Non- accrual		—			—		846		—		846

	Total	$	59,063		$	1,349	$	4,672	$	—	$	65,084




	December 31, 2013	Pass			Special Mention		Substandard		Doubtful		Total
	Commercial and Other	$	16,675		$	—	$	50	$	—	$	16,725
	Commercial Real Estate		35,302			3,936		4,869		—		44,107
	Construction and Land Development		272			—		351		—		623

	Total	$	52,249		$	3,936	$	5,270	$	—	$	61,455

	Current	$	52,249		$	3,936	$	4,349	$	—	$	60,534
	Past Due 30-59 days		—			—		10		—		10
	Past Due 60-89 days		—			—		—		—		—
	Past Due 90 days or more		—			—		—		—		—
	Non- accrual		—			—		911		—		911

	Total	$	52,249		$	3,936	$	5,270	$	—	$	61,455

Recorded Investment of Loans by Class of Loan Based on Payment Activity	'
	For consumer and consumer real estate loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in those loan classes based on payment activity as of September 30, 2014 and December 31, 2013 (in thousands):


	September 30, 2014	Performing			Non-performing		Total
	Consumer	$	3,064		$	—	$	3,064
	Consumer Real Estate		28,076			303		28,379

	Total	$	31,140		$	303	$	31,443


	December 31, 2013	Performing			Non-performing		Total
	Consumer	$	3,452		$	4	$	3,456
	Consumer Real Estate		28,269			355		28,624

	Total	$	31,721		$	359	$	32,080

Summary of Impaired Loans	'

	Impaired loans at September 30, 2014 and December 31, 2013 are set forth in the following tables (in thousands):



		September 30, 2014
		Unpaid			Recorded		Recorded		Total		Related
		Contractual			Investment		Investment		Recorded		Allowance
		Principal			With No		With		Investment
		Balance			Allowance		Allowance
	Commercial and other loans	$	39		$	—	$	39	$	39	$	39
	Commercial real estate		849			509		340		849		100
	Consumer real estate		499			148		351		499		34

	Total	$	1,387		$	657	$	730	$	1,387	$	173




		31-Dec-13
		Unpaid			Recorded		Recorded		Total		Related
		Contractual			Investment		Investment		Recorded		Allowance
		Principal			With No		With		Investment
		Balance			Allowance		Allowance
	Commercial and other loans	$	36		$	4	$	32	$	36	$	32
	Commercial real estate		930			378		552		930		136
	Consumer real estate		231			231		—		231		—

	Total	$	1,197		$	613	$	584	$	1,197	$	168

Average Recorded Investment in Impaired Loans	'

	The average recorded investment in impaired loans are set forth below in the following table (in thousands):



		Average Recorded Investment
		For the three months ended					For the nine months ended
		September 30, 2014			September 30, 2013		September 30, 2014		September 30, 2013
	Commercial and other loans	$	22		$	32	$	23	$	31
	Commercial real estate		656			1,865		812		2,754
	Consumer real estate		531			245		325		247

	Total	$	1,209		$	2,142	$	1,160	$	3,032

Troubled Debt Restructurings on Financing Receivables	'

	The following tables include the recorded investment and number of modifications for newly modified loans, as of the respective dates. The Company reports the recorded investment in the loans prior to a modification and also the recorded investment in the loans after the loans were restructured.



		(Expressed in thousands)							(Expressed in thousands)
		For the three months ended							For the nine months ended
		September 30, 2014							30-Sep-14
	Troubled Debt Restructurings	Number of			Pre-		Post		Number of		Pre-		Post
		Contracts			Modification		Modification		Contracts		Modification		Modification
					Outstanding		Outstanding				Outstanding		Outstanding
					Recorded		Recorded				Recorded		Recorded
					Investment		Investment				Investment		Investment
	Commercial and other loans		—		$	—	$	—		—	$	—	$	—
	Commercial real estate		—			—		—		—		—		—
	Consumer real estate		—			—		—		1		351		351

	Total		—		$	—	$	—		1	$	351	$	351

	Troubled Debt Restructurings
	That subsequently defaulted
	Commercial and other loans		—		$	—	$	—		—	$	—	$	—
	Commercial real estate		—			—		—		—		—		—
	Consumer real estate		1			351		351		1		351		351

	Total		1		$	351	$	351		1	$	351	$	351

Allowance_for_Loan_Losses_Tabl

Allowance for Loan Losses (Tables)	9 Months Ended
Allowance for Loan Losses (Tables)	Sep. 30, 2014
Receivables [Abstract]	'
Schedule of Impairment on Allowance for Loan Losses, by Class of Loans	'

	The following table summarizes the primary segments of the ALL, segregated into the amount for loans individually evaluated for impairment by class of loans for the nine months ended as of September 30, 2014 and September 30, 2013 (in thousands):



	September 30, 2014		Commercial				Commercial				Consumer				Consumer				Total
			and other				Real Estate				Real
											Estate
	Allowance for Loan Losses:
	Beginning Balance, January 1, 2014		$	260			$	1,315			$	263			$	27			$	1,865
	Charge-offs			(5	)			(36	)			—				(16	)			(57	)
	Recoveries			—				—				—				4				4
	Provision			(17	)			(15	)			31				1				—

	Ending Balance, September 30, 2014		$	238			$	1,264			$	294			$	16			$	1,812

	Loans individually evaluated for impairment		$	39			$	100			$	34			$	—			$	173
	Loans collectively evaluated for impairment			199				1,164				260				16				1,639

	Ending Balance		$	238			$	1,264			$	294			$	16			$	1,812


	September 30, 2013		Commercial				Commercial				Consumer				Consumer				Total
			and other				Real Estate				Real
											Estate
	Allowance for Loan Losses:
	Beginning Balance, January 1, 2013		$	179			$	1,762			$	193			$	47			$	2,181
	Charge-offs			—				—				—				(7	)			(7	)
	Recoveries			—				84				—				11				95
	Provision			120				(312	)			208				(16	)			—

	Ending Balance, September 30, 2013		$	299			$	1,534			$	401			$	35			$	2,269

	Loans individually evaluated for impairment		$	23			$	186			$	—			$	—			$	209
	Loans collectively evaluated for impairment			276				1,348				401				35				2,060

	Ending Balance		$	299			$	1,534			$	401			$	35			$	2,269




	The following table summarizes the primary segments of the ALL for the three months ended as of September 30, 2014 and September 30, 2013 (in thousands):



	September 30, 2014		Commercial				Commercial				Consumer				Consumer				Total
			and other				Real Estate				Real
											Estate
	Allowance for Loan Losses:
	Beginning Balance, July 1, 2014		$	240			$	1,270			$	330			$	24			$	1,864
	Charge-offs			(5	)			(36	)			—				(12	)			(53	)
	Recoveries			—				—				—				1				1
	Provision			3				30				(36	)			3				—

	Ending Balance, September 30, 2014		$	238			$	1,264			$	294			$	16			$	1,812


	September 30, 2013		Commercial				Commercial				Consumer				Consumer				Total
			and other				Real Estate				Real
											Estate
	Allowance for Loan Losses:
	Beginning Balance, July 1, 2013		$	179			$	1,762			$	193			$	51			$	2,185
	Charge-offs			—				—				—				(2	)			(2	)
Recoveries			—				84				—				2				86
Provision			120				(312	)			208				(16	)			—

Ending Balance, September 30, 2013		$	299			$	1,534			$	401			$	35			$	2,269

Schedule of Loans Which are Individually Evaluated for Impairment, by Class of Loans	'
	The following table presents loans individually and collectively evaluated for impairment by class of loans as of September 30, 2014 and December 31, 2013 (in thousands):


	September 30, 2014		Commercial				Commercial				Consumer				Consumer				Unearned			Total
	September 30, 2014		and other				Real Estate				Real Estate				Consumer				Discounts			Total
	Loans individually evaluated		$	39			$	849			$	499			$	—			$	—		$	1,387
	Loans collectively evaluated			16,096				44,416				31,564				3,064				(143	)		94,997

	Ending Balance		$	16,135			$	45,265			$	32,063			$	3,064			$	(143	)	$	96,384


	December 31, 2013
	Loans individually evaluated		$	36			$	930			$	231			$	—			$	—		$	1,197
	Loans collectively evaluated			16,689				43,177				29,016				3,456				(133	)		92,205

	Ending Balance		$	16,725			$	44,107			$	29,247			$	3,456			$	(133	)	$	93,402

Premises_and_Equipment_Tables

Premises and Equipment (Tables)	9 Months Ended
Premises and Equipment (Tables)	Sep. 30, 2014
Property, Plant and Equipment [Abstract]	'
Premises and Equipment Stated at Cost, Less Accumulated Depreciation	'

	Premises and equipment are stated at cost, less accumulated depreciation, as follows (in thousands):



		September 30, 2014		December 31, 2013		Estimated
						Useful Life
						Years
	Land	$	1,984	$	1,984
	Land improvements		411		404		5 - 20
	Leasehold improvements		1,087		1,083		20-May
	Buildings		6,702		5,364		May-50
	Furniture, fixtures & equipment		4,185		4,756		30-Mar

	Total		14,369		13,591
	Less accumulated depreciation		6,187		6,590

	Premises and equipment, net	$	8,182	$	7,001

Deposits_Tables

Deposits (Tables)	9 Months Ended
Deposits (Tables)	Sep. 30, 2014
Banking and Thrift [Abstract]	'
Composition of Bank's Deposits	'

	The composition of the Bank’s deposits at September 30, 2014 and December 31, 2013 follows (in thousands):



		September 30, 2014
		Demand
		Noninterest		Interest		Savings		Time
		Bearing		Bearing		Savings		Time
	Individuals, partnerships and corporations (includes certified and official checks)	$	40,476	$	45,044	$	108,466	$	61,245
	States and political subdivisions		349		9,510		4,589		2,478
	Commercial banks and other depository institutions		181		—		31		481

	Total	$	41,006	$	54,554	$	113,086	$	64,204


		31-Dec-13
		Demand
		Noninterest		Interest		Savings		Time
		Bearing		Bearing		Savings		Time
	Individuals, partnerships and corporations (includes certified and official checks)	$	55,234	$	49,356	$	104,077	$	64,128
	States and political subdivisions		601		5,456		3,963		2,478
	Commercial banks and other depository institutions		72		—		31		481

	Total	$	55,907	$	54,812	$	108,071	$	67,087

Summary of Maturity Distribution of Time Certificates of Deposit	'
	A maturity distribution of time certificates of deposit at September 30, 2014 and December 31, 2013, follows:


	(dollars in thousands)	Maturities of Time Deposits
		September 30, 2014		December 31, 2013
	Due in 2014	$	10,459	$	37,018
	Due in 2015		28,882		12,928
	Due in 2016		12,468		7,856
	Due in 2017		6,086		5,590
	Due in 2018		4,422		3,579
	Due in 2019 and thereafter		1,887		116

	Total	$	64,204	$	67,087

Contractual Maturities of Time Deposits of $100,000 or More, Domestic	'
	The following table presents time deposits of $100,000 or more issued by domestic offices by time remaining until maturity of 3 months or less; over 3 through 6 months; over 6 through 12 months; and over 12 months.


		Maturities of Time Deposits in Excess of $100,000
	(dollars in thousands)	30-Sep-14		31-Dec-13
	Three Months or Less	$	3,380	$	5,700
	Over Three and Less than Six Months		5,002		3,040
	Over Six and Less than Twelve Months		4,400		4,011
	Over Twelve Months		8,830		9,498

	Total	$	21,612	$	22,249

Federal_Home_Loan_Bank_Borrowi1

Federal Home Loan Bank Borrowings (Tables)	9 Months Ended
Federal Home Loan Bank Borrowings (Tables)	Sep. 30, 2014
Banking and Thrift [Abstract]	'
Summary of Contractual Maturities of FHLB Borrowings	'
	Contractual maturities of FHLB borrowings as of September 30, 2014 were as follows (inthousands):


	Due in 2014	$	24
	Due in 2015		100
	Due in 2016		105
	Due in 2017		110
	Due in 2018		1,760
	Due in 2019 and thereafter		1,346

	Total	$	3,445

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
Accumulated Other Comprehensive Income (Loss) (Tables)	Sep. 30, 2014
Equity [Abstract]	'
Activity in Accumulated Other Comprehensive Income (Loss)	'

	The activity in accumulated other comprehensive income (loss) for the three and nine months ended September 30, 2014 and 2013 is as follows:



	(dollars in thousands)		Accumulated Other Comprehensive Income (Loss) ⁽¹⁾
			Unrealized Gains (Losses) on Securities Available
			for Sale
			Three months ended						Nine months ended
			September 30,						September 30,
			2014			2013			2014			2013
	Beginning Balance		$	282		$	(1,116	)	$	(2,718	)	$	3,129
	Other comprehensive income (loss) before reclassifications			(107	)		49			3,024			(4,195	)
	Amounts reclassified from accumulated other comprehensive income			(380	)		(1	)		(511	)		(2	)

	Period Change			(487	)		48			2,513			(4,197	)

	Ending Balance		$	(205	)	$	(1,068	)	$	(205	)	$	(1,068	)



	-1	All amounts are net of tax. Related income tax expense or benefit is calculated using a combined Federal and State income tax rate approximating 39.5%.
Accumulated Other Comprehensive Income (Loss) Components	'
		Amount Reclassified from
		Accumulated Other
		Comprehensive Income (Loss)
	Details about Accumulated Other Comprehensive Income		For the Three months ended September 30,						Affected Line Item in the Statement of Income
	(Loss) Components		For the Three months ended September 30,						Affected Line Item in the Statement of Income
	(unaudited in thousands)		2014			2013
	Securities available for sale ⁽¹⁾:
	Net securities gains reclassified into earnings		$	(609	)	$	(1	)	Net securities gains
	Related income tax expense			229			—		Provision for income taxes

	Net effect on accumulated other comprehensive income (loss) for the period		$	(380	)	$	(1	)	Net of tax

	Total reclassifications for the period		$	(380	)	$	(1	)	Net of tax


			Amount Reclassified from
			Accumulated Other
			Comprehensive Income (Loss)
	Details about Accumulated Other Comprehensive Income		For the Nine months ended September 30,						Affected Line Item in the Statement of Income
	(Loss) Components		For the Nine months ended September 30,						Affected Line Item in the Statement of Income
	(unaudited in thousands)		2014			2013
	Securities available for sale ⁽¹⁾:
	Net securities gains reclassified into earnings		$	(868	)	$	(3	)	Net securities gains
	Other-than-temporary losses classified into earnings			49			—		Other-than-temporary
	Other-than-temporary losses classified into earnings			49			—		losses on investments
	Related income tax expense			308			1		Provision for income taxes

	Net effect on accumulated other comprehensive income (loss) for the period		$	(511	)	$	(2	)	Net of tax

	Total reclassifications for the period		$	(511	)	$	(2	)	Net of tax



	-1	For additional detail related to unrealized gains on securities and related amounts reclassified from accumulated other comprehensive income (loss) see Note 2 “Investment Securities.”

Regulatory_Matters_Tables

Regulatory Matters (Tables)	9 Months Ended
Regulatory Matters (Tables)	Sep. 30, 2014
Banking and Thrift [Abstract]	'
Schedule of Capital Ratios and Capital Amounts Compliance with Regulatory Framework for Adequately Capitalized and Well Capitalized Institutions, by Company and its Subsidiary Bank	'
	The capital ratios of the Company and its subsidiary bank, along with the regulatory framework for adequately capitalized and well capitalized institutions are depicted as set forth in the following table:


	(Amounts Expressed in Thousands)	Actual					For Capital					To be Well
							Adequacy Purposes					Capitalized Under
												Prompt Corrective
												Action Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
	First West Virginia Bancorp, Inc.
	As of September 30, 2014
	Total Capital (to Risk Weighted Assets)	$	34,425		21.91	%	$	12,567		8	%	$	15,709		10	%
	Tier I Capital (to Risk Weighted Assets)		32,613		20.76	%		6,283		4	%		9,425		6	%
	Tier I Capital (to Adjusted Total Assets)		32,613		9.77	%		13,347		4	%		16,684		5	%
	As of December 31, 2013
	Total Capital (to Risk Weighted Assets)	$	33,748		21.43	%	$	12,600		8	%	$	15,750		10	%
	Tier I Capital (to Risk Weighted Assets)		31,883		20.24	%		6,300		4	%		9,450		6	%
	Tier I Capital (to Adjusted Total Assets)		31,883		9.32	%		13,686		4	%		17,108		5	%
	Progressive Bank, N.A.
	As of September 30, 2014
	Total Capital (to Risk Weighted Assets)	$	34,270		21.85	%	$	12,545		8	%	$	15,682		10	%
	Tier I Capital (to Risk Weighted Assets)		32,458		20.7	%		6,273		4	%		9,409		6	%
	Tier I Capital (to Adjusted Total Assets)		32,458		9.73	%		13,337		4	%		16,672		5	%
	As of December 31, 2013
	Total Capital (to Risk Weighted Assets)	$	33,577		21.35	%	$	12,580		8	%	$	15,725		10	%
	Tier I Capital (to Risk Weighted Assets)		31,712		20.17	%		6,290		4	%		9,435		6	%
	Tier I Capital (to Adjusted Total Assets)		31,712		9.28	%		13,676		4	%		17,095		5	%

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	9 Months Ended
Fair Value Measurements (Tables)	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Schedule of Assets Carried at Fair Value on Recurring and Nonrecurring Basis	'
	The following table presents the assets reported on the balance sheet at their fair value as of September 30, 2014 and December 31, 2013, by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.


	(dollars in thousands)	September 30, 2014
		Level I		Level II		Level III		Total
	Assets measured on a recurring basis:
	Securities available for sale:
	U.S. Government corporations and agencies	$	—	$	45,507	$	—	$	45,507
	Obligations of states and political subdivisions		—		42,100		—		42,100
	Mortgage-backed securities		—		109,013		—		109,013
	Equity securities		202		—		—		202

	Total securities available for sale:	$	202	$	196,620	$	—	$	196,822

	Assets measured on a nonrecurring basis:
	Impaired loans	$	—	$	—	$	517	$	517


	(dollars in thousands)	31-Dec-13
		Level I		Level II		Level III		Total
	Assets measured on a recurring basis:
	Securities available for sale:
	U.S. Government corporations and agencies	$	—	$	48,446	$	—	$	48,446
	Obligations of states and political subdivisions		—		60,414		—		60,414
	Mortgage-backed securities		—		90,900		—		90,900
	Equity securities		195		—		—		195

	Total securities available for sale:	$	195	$	199,760	$	—	$	199,955

	Assets measured on a nonrecurring basis:
	Impaired loans	$	—	$	—	$	372	$	372
	Mortgage servicing rights	$	—	$	—	$	1	$	1

Disclosures_About_Fair_Value_o1

Disclosures About Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Additional Quantitative Information about Assets Measured at Fair Value on Nonrecurring Basis	'
	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Level III inputs were used in determining fair value.


	(dollars in thousands)		Quantitative Information about Level III Fair Value Measurements
	September 30, 2014		Fair Value		Valuation		Unobservable Input	Range (Weighted Average)
	September 30, 2014		Estimate		Techniques		Unobservable Input	Range (Weighted Average)
	Impaired Loans		$	517	Appraisal of		Appraisal	-30.0% (-30.0%)
	Impaired Loans		$	517	collateral (1)		adjustments (2)	-30.0% (-30.0%)
							Liquidation	9.0% (9.0%)
							expenses (2)	9.0% (9.0%)

	(dollars in thousands)		Quantitative Information about Level III Fair Value Measurements
	December 31, 2013		Fair Value		Valuation		Unobservable Input	Range (Weighted Average)
	December 31, 2013		Estimate		Techniques		Unobservable Input	Range (Weighted Average)
	Impaired Loans		$	372	Appraisal of		Appraisal	0%
	Impaired Loans		$	372	collateral (1)		adjustments (2)	0%
							Liquidation	15.8% to 23.1% (20.5%)
							expenses (2)	15.8% to 23.1% (20.5%)
	Mortgage Servicing Rights		$	1	Discounted		Prepayment	7.8% to 17.2% (10.5%)
	Mortgage Servicing Rights		$	1	Cash Flow		rate (3)	7.8% to 17.2% (10.5%)
							Discount rate	9.50%

	-1	The fair value is determined through independent appraisals by certified appraisers or internal evaluators of the underlying collateral.
	-2	Appraisals and evaluations may be adjusted by management for qualitative factors and estimated liquidation expenses. The range and weighted average of liquidation expenses are expressed as a percent of discounted collateral value and other appraisal adjustments are presented as a percentage of the appraised amounts.
	-3	Conditional prepayment rates reflect future long-run prepayment estimates by bond dealers for the nation as a whole as well as the Company’s actual prepayment history. Prepayment rates are highly sensitive to market interest rates.
Estimates of Fair Values of Financial Instruments	'
	The estimates of fair values of financial instruments are summarized as follows at September 30, 2014 and December 31, 2013:


			September 30, 2014
			Carrying		Estimated Fair Value
	(Amounts Expressed in Thousands)		Amount		Level I			Level II		Level III		Total
	Financial assets:
	Cash and cash equivalents		$	22,777	$	22,777		$	—	$	—	$	22,777
	Investment securities			196,822		202			196,620		—		196,822
	Loans			94,572		—			—		95,499		95,499
	Accrued interest receivable			1,198		1,198			—		—		1,198
	Financial liabilities:
	Deposits			272,850		197,521			64,147		—		261,668
	Federal funds purchased and repurchase agreements			22,076		22,076			—		—		22,076
	Federal Home Loan Bank borrowings			3,445		—			3,738		—		3,738
	Accrued interest payable			119		119			—		—		119


			31-Dec-13
			Carrying		Estimated Fair Value
	(Amounts Expressed in Thousands)		Amount		Level I			Level II		Level III		Total
	Financial assets:
	Cash and cash equivalents		$	31,875	$	31,875		$	—	$	—	$	31,875
	Investment securities			199,955		195			199,760		—		199,955
	Loans			91,537		—			—		91,413		91,413
	Accrued interest receivable			1,168		1,168			—		—		1,168
	Financial liabilities:
	Deposits			285,877		195,135			67,308		—		262,443
	Federal funds purchased and repurchase agreements			20,215		20,215			—		—		20,215
	Federal Home Loan Bank borrowings			3,516		—			3,917		—		3,917
	Accrued interest payable			134		134			—		—		134

Summary_of_Significant_Account2

Summary of Significant Accounting Policies - Additional Information (Detail) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013	Dec. 31, 2012
	Store		Qualitative_Factor			Security
	Security		Store
			Security
Summary Of Significant Accounting Policies [Line Items]	'	'	'	'	'	'	'	'
Number of bank branches	9	'	9	'	'	'	'	'
Cash accounts exceeding federally insured limits	'	'	$884,000	'	'	'	'	'
Cash deposit with Federal Reserve Bank and Federal Home Loan Bank	16,420,000	'	16,420,000	'	'	'	'	'
Number of investment securities	0	'	0	'	'	0	'	'
Loans held for sale	0	'	0	'	'	0	'	'
1-4 family residential mortgage loans, maximum commitment to sell to the FHLB, agreement date	'	'	28-Dec-13	'	'	'	'	'
Maximum commitment under the agreement, to sell 1-4 family residential mortgage loans to the FHLB	5,000,000	'	5,000,000	'	'	'	'	'
1-4 family residential mortgage loans, maximum commitment to sell to the FHLB, agreement expiry	'	'	28-Dec-14	'	'	'	'	'
1-4 family residential mortgage loans, sale to the Federal Home Loan Bank, amount of loans sold and outstanding	8,728,398	'	8,728,398	'	'	9,489,935	'	'
1-4 family residential mortgage loans, sale to the Federal Home Loan Bank, amount of recourse obligation or credit risk	325,382	'	325,382	'	'	342,602	'	'
1-4 family residential mortgage loans, sale to the Federal Home Loan Bank, amount of income recognized	5,563	6,083	18,506	28,017	'	'	'	'
Qualitative factors utilized by management	'	'	9	'	'	'	'	'
Loans, credit quality, included factors	'	'	'The qualitative factors include the following levels of and trends in delinquencies, non-accruals, and charge-offs; trends within the loan portfolio; changes in lending policies and procedures; experience of lending personnel and management oversight; national and local economic trends; concentrations of credit; external factors such as legal and regulatory requirements; changes in the quality of loan review and Board oversight; and changes in the value of underlying collateral.	'	'	'	'	'
Allowance for loan losses	1,811,788	2,269,000	1,811,788	2,269,000	1,864,000	1,864,788	2,185,000	2,181,000
Goodwill	1,644,119	'	1,644,119	'	'	1,644,119	'	'
Impairment losses	'	'	0	0	'	'	'	'
Net cash surrender value of bank-owned life insurance	3,812,769	'	3,812,769	'	'	3,732,439	'	'
Death benefit value of bank-owned life insurance	8,700,000	'	8,700,000	'	'	8,800,000	'	'
Death benefit agreement, amount payable upon participant's death	40,000	'	40,000	'	'	'	'	'
Advertising expenses	50,707	54,958	140,030	153,354	'	'	'	'
Liability for uncertain tax positions	0	'	0	'	'	'	'	'
Unrecognized tax benefits	0	'	0	'	'	'	'	'
Consumer Loans [Member]	'	'	'	'	'	'	'	'
Summary Of Significant Accounting Policies [Line Items]	'	'	'	'	'	'	'	'
Allowance for loan losses	$16,000	$35,000	$16,000	$35,000	$24,000	$27,000	$51,000	$47,000
Consumer Loans [Member] \| Closed End Loans [Member]	'	'	'	'	'	'	'	'
Summary Of Significant Accounting Policies [Line Items]	'	'	'	'	'	'	'	'
Charged down to net realizable value for loans, Period	'	'	'120 days	'	'	'	'	'
Consumer Loans [Member] \| Open End Loans [Member]	'	'	'	'	'	'	'	'
Summary Of Significant Accounting Policies [Line Items]	'	'	'	'	'	'	'	'
Charged down to net realizable value for loans, Period	'	'	'180 days	'	'	'	'	'
Residential Real Estate Loans [Member] \| Closed End Loans [Member]	'	'	'	'	'	'	'	'
Summary Of Significant Accounting Policies [Line Items]	'	'	'	'	'	'	'	'
Charged down to net realizable value for loans, Period	'	'	'120 days	'	'	'	'	'
Residential Real Estate Loans [Member] \| Open End Loans [Member]	'	'	'	'	'	'	'	'
Summary Of Significant Accounting Policies [Line Items]	'	'	'	'	'	'	'	'
Charged down to net realizable value for loans, Period	'	'	'180 days	'	'	'	'	'

Investment_Securities_Amortize

Investment Securities - Amortized Cost and Estimated Fair Values of Investment Securities (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale securities, Amortized Cost	$197,150,000	$204,313,000
Available-for-sale securities, Gross Unrealized Gains	2,538,000	1,543,000
Available-for-sale securities, Gross Unrealized Losses	-2,866,000	-5,901,000
Available-for-sale securities, Fair Value	196,821,761	199,955,367
U.S. Government Corporations and Agencies [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale securities, Amortized Cost	46,595,000	50,598,000
Available-for-sale securities, Gross Unrealized Gains	7,000	18,000
Available-for-sale securities, Gross Unrealized Losses	-1,095,000	-2,170,000
Available-for-sale securities, Fair Value	45,507,000	48,446,000
States and Political Subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale securities, Amortized Cost	40,059,000	60,049,000
Available-for-sale securities, Gross Unrealized Gains	2,158,000	1,421,000
Available-for-sale securities, Gross Unrealized Losses	-117,000	-1,056,000
Available-for-sale securities, Fair Value	42,100,000	60,414,000
Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale securities, Amortized Cost	110,329,000	93,501,000
Available-for-sale securities, Gross Unrealized Gains	337,000	72,000
Available-for-sale securities, Gross Unrealized Losses	-1,653,000	-2,673,000
Available-for-sale securities, Fair Value	109,013,000	90,900,000
Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale securities, Amortized Cost	167,000	165,000
Available-for-sale securities, Gross Unrealized Gains	36,000	32,000
Available-for-sale securities, Gross Unrealized Losses	-1,000	-2,000
Available-for-sale securities, Fair Value	$202,000	$195,000

Investment_Securities_Addition

Investment Securities - Additional Information (Detail) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
	Investment	Sep. 30, 2013	Investment	Sep. 30, 2013	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]	'	'	'	'	'
Fair value of investments	$121,225,000	'	$121,225,000	'	$145,017,000
Fair value of investments, Percentage	61.60%	'	61.60%	'	72.50%
Sustained decline in market value considered impairment, period	'	'	'12 months	'	'
Investment securities in continuous unrealized loss position, positions temporarily impaired	70	'	70	'	'
Other-than-temporary impairment losses recognized in accumulated other comprehensive income	0	0	0	0	'
Proceeds from sales of securities available-for-sale	10,386,512	17,940	22,596,249	34,726	'
Available-for-sale securities, gross realized gains	608,555	674	905,514	2,942	'
Available-for-sale securities, gross realized losses	0	0	36,546	18	'
Assets pledged to secure United States Government and other public funds and for other purposes	$63,469,000	'	$63,469,000	'	$65,339,000

Investment_Securities_Gross_Un

Investment Securities - Gross Unrealized Losses and Fair Value for Investment Securities by Investment Category and Continuous Unrealized Loss Position Time (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than Twelve Months, Fair Value	$40,005	$131,410
Less than Twelve Months, Gross Unrealized Losses	-212	-5,074
Twelve Months or Greater, Fair Value	81,220	13,607
Twelve Months or Greater, Gross Unrealized Losses	-2,654	-827
Total, Fair Value	121,225	145,017
Total, Gross Unrealized Losses	-2,866	-5,901
U.S. Government Corporations and Agencies [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than Twelve Months, Fair Value	'	46,416
Less than Twelve Months, Gross Unrealized Losses	'	-2,170
Twelve Months or Greater, Fair Value	40,499	'
Twelve Months or Greater, Gross Unrealized Losses	-1,095	'
Total, Fair Value	40,499	46,416
Total, Gross Unrealized Losses	-1,095	-2,170
States and Political Subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than Twelve Months, Fair Value	804	19,009
Less than Twelve Months, Gross Unrealized Losses	-1	-867
Twelve Months or Greater, Fair Value	5,700	1,794
Twelve Months or Greater, Gross Unrealized Losses	-116	-189
Total, Fair Value	6,504	20,803
Total, Gross Unrealized Losses	-117	-1,056
Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than Twelve Months, Fair Value	39,201	65,915
Less than Twelve Months, Gross Unrealized Losses	-211	-2,036
Twelve Months or Greater, Fair Value	34,993	11,805
Twelve Months or Greater, Gross Unrealized Losses	-1,442	-637
Total, Fair Value	74,194	77,720
Total, Gross Unrealized Losses	-1,653	-2,673
Total Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than Twelve Months, Fair Value	40,005	131,340
Less than Twelve Months, Gross Unrealized Losses	-212	-5,073
Twelve Months or Greater, Fair Value	81,192	13,599
Twelve Months or Greater, Gross Unrealized Losses	-2,653	-826
Total, Fair Value	121,197	144,939
Total, Gross Unrealized Losses	-2,865	-5,899
Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than Twelve Months, Fair Value	'	70
Less than Twelve Months, Gross Unrealized Losses	'	-1
Twelve Months or Greater, Fair Value	28	8
Twelve Months or Greater, Gross Unrealized Losses	-1	-1
Total, Fair Value	28	78
Total, Gross Unrealized Losses	($1)	($2)

Investment_Securities_Rollforw

Investment Securities - Rollforward of Amount of Credit Related OTTI Recognized in Earnings (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'	'	'	'
Balance at beginning of period	'	'	'	'
Additions for credit-related OTTI not previously recognized	'	'	49	'
Reductions for securities sold during the period (realized)	'	'	-49	'
Balance at end of period	'	'	'	'

Investment_Securities_Amortize1

Investment Securities - Amortized Cost and Fair Value of Securities Available for Sale, by Contractual Maturity (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Due in one year or less, Amortized Cost	$112,000	'
Due after one year through five years, Amortized Cost	18,343,000	'
Due after five years through ten years, Amortized Cost	46,137,000	'
Due after ten years, Amortized Cost	22,062,000	'
Amortized Cost, Total	86,654,000	'
Available-for-sale securities, Amortized Cost	197,150,000	204,313,000
Due in one year or less, Fair Value	112,000	'
Due after one year through five years, Fair Value	18,164,000	'
Due after five years through ten years, Fair Value	45,910,000	'
Due after ten years, Fair Value	23,421,000	'
Fair Value, Total	87,607,000	'
Available-for-sale (at fair value)	196,821,761	199,955,367
Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale securities, Amortized Cost	110,329,000	93,501,000
Available-for-sale (at fair value)	109,013,000	90,900,000
Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale securities, Amortized Cost	167,000	165,000
Available-for-sale (at fair value)	$202,000	$195,000

Investment_Securities_Recorded

Investment Securities - Recorded Book Value, Fair Value and Approximate Yield of Investment Securities by Contractual Maturity (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Within One Year, Amortized Cost	$112,000	'
After One But Within Five Years, Amortized Cost	18,343,000	'
After Five But Within Ten Years, Amortized Cost	46,137,000	'
After Ten Years, Amortized Cost	22,062,000	'
Amortized Cost, Total	86,654,000	'
Available-for-sale securities, Amortized Cost	197,150,000	204,313,000
Within One Year, Fair Value	112,000	'
After One But Within Five Years, Fair Value	18,164,000	'
After Five But Within Ten Years, Fair Value	45,910,000	'
After Ten Years, Fair Value	23,421,000	'
Fair Value, Total	87,607,000	'
Available-for-sale (at fair value)	196,821,761	199,955,367
Available-for-sale securities, Yield	2.81%	3.02%
U.S. Government Corporations and Agencies [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Within One Year, Amortized Cost	2,000	9,000
After One But Within Five Years, Amortized Cost	16,994,000	7,490,000
After Five But Within Ten Years, Amortized Cost	29,599,000	43,099,000
Amortized Cost, Total	46,595,000	50,598,000
Available-for-sale securities, Amortized Cost	46,595,000	50,598,000
Within One Year, Fair Value	2,000	9,000
After One But Within Five Years, Fair Value	16,768,000	7,416,000
After Five But Within Ten Years, Fair Value	28,737,000	41,021,000
Fair Value, Total	45,507,000	48,446,000
Available-for-sale (at fair value)	45,507,000	48,446,000
Within One Year, Yield	0.01%	0.01%
After One But Within Five Years, Yield	1.60%	1.81%
After Five But Within Ten years, Yield	1.79%	1.81%
Yield, Total	1.72%	1.81%
States and Political Subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Within One Year, Amortized Cost	110,000	1,288,000
After One But Within Five Years, Amortized Cost	1,349,000	1,246,000
After Five But Within Ten Years, Amortized Cost	16,538,000	25,960,000
After Ten Years, Amortized Cost	22,062,000	31,555,000
Amortized Cost, Total	40,059,000	60,049,000
Available-for-sale securities, Amortized Cost	40,059,000	60,049,000
Within One Year, Fair Value	110,000	1,321,000
After One But Within Five Years, Fair Value	1,396,000	1,305,000
After Five But Within Ten Years, Fair Value	17,173,000	26,125,000
After Ten Years, Fair Value	23,421,000	31,663,000
Fair Value, Total	42,100,000	60,414,000
Available-for-sale (at fair value)	42,100,000	60,414,000
Within One Year, Yield	6.14%	6.59%
After One But Within Five Years, Yield	6.09%	5.95%
After Five But Within Ten years, Yield	5.38%	5.11%
After Ten Years, Yield	5.83%	5.65%
Yield, Total	5.66%	5.44%
Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale securities, Amortized Cost	110,329,000	93,501,000
Available-for-sale (at fair value)	109,013,000	90,900,000
Available-for-sale securities, Yield	2.17%	2.06%
Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale securities, Amortized Cost	167,000	165,000
Available-for-sale (at fair value)	$202,000	$195,000
Available-for-sale securities, Yield	2.61%	4.02%

Loans_and_Leases_Summary_of_Lo

Loans and Leases - Summary of Loans Outstanding (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total Consumer Real Estate	$28,379,000	$28,624,000	'
Total Commercial Real Estate	45,265,000	44,107,000	'
Total Commercial and Other Loans	16,135,000	16,725,000	'
Total Consumer Loans	3,064,000	3,456,000	'
Total loans	96,527,000	93,535,000	'
Less unearned interest and deferred fees	143,000	133,000	'
Gross loans	96,383,756	93,401,845	93,402,000
Consumer Real Estate [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Consumer Real Estate, Construction	3,585,000	487,000	'
Consumer Real Estate, Home Equity Lines of Credit	3,610,000	3,684,000	'
Total Consumer Real Estate	32,063,000	29,247,000	'
Gross loans	32,063,000	'	29,247,000
Consumer Real Estate [Member] \| Farmland [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Consumer Real Estate	99,000	136,000	'
Consumer Real Estate [Member] \| Residential 1-4 Family [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Consumer Real Estate	23,428,000	23,275,000	'
Consumer Real Estate [Member] \| Home Equity Loans [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Consumer Real Estate	1,341,000	1,665,000	'
Commercial Real Estate [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Commercial Real Estate, Non-farm, non-residential	36,424,000	35,345,000	'
Commercial Real Estate, Multifamily (5 or more) residential properties	8,841,000	8,762,000	'
Total Commercial Real Estate	45,265,000	44,107,000	'
Gross loans	45,265,000	'	44,107,000
Commercial and Other Loans [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Commercial and Other Loans, Commercial	5,793,000	5,489,000	'
Commercial and Other Loans, Non-rated industrial development obligations	10,323,000	11,200,000	'
Commercial and Other Loans, Other loans	19,000	36,000	'
Total Commercial and Other Loans	16,135,000	16,725,000	'
Gross loans	16,135,000	'	16,725,000
Consumer Loans [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Consumer Loans, Installment and other loans to individuals	2,583,000	2,921,000	'
Consumer Loans, Credit Cards	481,000	535,000	'
Total Consumer Loans	3,064,000	3,456,000	'
Gross loans	$3,064,000	'	$3,456,000

Loans_and_Leases_Additional_In

Loans and Leases - Additional Information (Detail) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
	Sep. 30, 2014	Sep. 30, 2013	Contract	Sep. 30, 2013	Contract
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'
Financing receivable, recorded investment, Non-accrual loans	$1,148,928	'	$1,148,928	'	$1,270,447
Financing receivable, interest income lost on Non-accrual loans	9,891	20,815	47,309	64,494	84,793
TDR's in accrual status	'	'	2	'	1
Additional funds	'	'	7,884	'	5,711
Commercial Real Estate [Member]	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'
Interest income recognized on impaired loans	586	628	1,763	649	'
Consumer Real Estate [Member]	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'
Interest income recognized on impaired loans	$5,308	'	$7,211	'	'

Loans_And_Leases_Summary_of_Co

Loans And Leases - Summary of Contractual Aging of Loans in Past Due, by Class of Loans (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	$95,322,000	$92,249,000	'
30-59 Days Past Due	182,000	341,000	'
60-89 Days Past Due	289,000	9,000	'
90 Days or more Past Due	591,000	803,000	'
Total Past Due	1,062,000	1,153,000	'
90 Days or more Past Due and Accruing	'	'	'
Total Loans	16,135,000	16,725,000	'
Commercial real estate, Total Loans	45,265,000	44,107,000	'
Consumer Real Estate	28,379,000	28,624,000	'
Consumer	3,064,000	3,456,000	'
Unearned interest and deferred fees	-143,000	-133,000	'
Gross loans	96,383,756	93,401,845	93,402,000
Commercial and Other Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	16,096,000	16,693,000	'
30-59 Days Past Due	20,000	10,000	'
60-89 Days Past Due	'	'	'
90 Days or more Past Due	19,000	22,000	'
Total Past Due	39,000	32,000	'
90 Days or more Past Due and Accruing	'	'	'
Total Loans	16,135,000	16,725,000	'
Gross loans	16,135,000	'	16,725,000
Commercial Real Estate [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	44,458,000	43,244,000	'
30-59 Days Past Due	15,000	159,000	'
60-89 Days Past Due	289,000	'	'
90 Days or more Past Due	503,000	704,000	'
Total Past Due	807,000	863,000	'
90 Days or more Past Due and Accruing	'	'	'
Commercial real estate, Total Loans	45,265,000	44,107,000	'
Gross loans	45,265,000	'	44,107,000
Consumer Real Estate [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	31,858,000	28,994,000	'
30-59 Days Past Due	136,000	168,000	'
60-89 Days Past Due	'	9,000	'
90 Days or more Past Due	69,000	76,000	'
Total Past Due	205,000	253,000	'
90 Days or more Past Due and Accruing	'	'	'
Consumer Real Estate	32,063,000	29,247,000	'
Gross loans	32,063,000	'	29,247,000
Consumer Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	3,053,000	3,451,000	'
30-59 Days Past Due	11,000	4,000	'
60-89 Days Past Due	'	'	'
90 Days or more Past Due	'	1,000	'
Total Past Due	11,000	5,000	'
90 Days or more Past Due and Accruing	'	'	'
Consumer	3,064,000	3,456,000	'
Gross loans	3,064,000	'	3,456,000
Unearned Interest and Deferred Fees [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	-143,000	-133,000	'
30-59 Days Past Due	'	'	'
60-89 Days Past Due	'	'	'
90 Days or more Past Due	'	'	'
Total Past Due	'	'	'
90 Days or more Past Due and Accruing	'	'	'
Unearned interest and deferred fees	-143,000	-133,000	'
Non Accrual Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	234,000	172,000	'
30-59 Days Past Due	35,000	286,000	'
60-89 Days Past Due	289,000	9,000	'
90 Days or more Past Due	591,000	803,000	'
Total Past Due	915,000	1,098,000	'
90 Days or more Past Due and Accruing	'	'	'
Total Loans	1,149,000	1,270,000	'
Non Accrual Loans [Member] \| Commercial and Other Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	'	4,000	'
30-59 Days Past Due	20,000	'	'
60-89 Days Past Due	'	'	'
90 Days or more Past Due	19,000	22,000	'
Total Past Due	39,000	22,000	'
90 Days or more Past Due and Accruing	'	'	'
Total Loans	39,000	26,000	'
Non Accrual Loans [Member] \| Commercial Real Estate [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	'	22,000	'
30-59 Days Past Due	15,000	159,000	'
60-89 Days Past Due	289,000	'	'
90 Days or more Past Due	503,000	704,000	'
Total Past Due	807,000	863,000	'
90 Days or more Past Due and Accruing	'	'	'
Total Loans	807,000	885,000	'
Non Accrual Loans [Member] \| Consumer Real Estate [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	234,000	146,000	'
30-59 Days Past Due	'	124,000	'
60-89 Days Past Due	'	9,000	'
90 Days or more Past Due	69,000	76,000	'
Total Past Due	69,000	209,000	'
90 Days or more Past Due and Accruing	'	'	'
Total Loans	303,000	355,000	'
Non Accrual Loans [Member] \| Consumer Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	'	'	'
30-59 Days Past Due	'	3,000	'
60-89 Days Past Due	'	'	'
90 Days or more Past Due	'	1,000	'
Total Past Due	'	4,000	'
90 Days or more Past Due and Accruing	'	'	'
Total Loans	'	'	'
Consumer	'	$4,000	'

Loans_and_Leases_Risk_Category

Loans and Leases - Risk Category of Loans by Class of Loans Based on Most Recent Analysis (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial and Other Loans, Gross	$16,135	$16,725
Commercial Real Estate, Gross	45,265	44,107
Construction and Land Development	3,684	623
Total Loans	65,084	61,455
Recorded Investment in Loan, risk analysis, Current	64,238	60,534
Recorded Investment in Loan, risk analysis, Past Due 30-59 days	'	10
Recorded Investment in Loan, risk analysis, Past Due 60-89 days	'	'
Recorded Investment in Loan, risk analysis, Past Due 90 days or more	'	'
Recorded Investment in Loan, risk analysis, Non-accrual	846	911
Total Loans	65,084	61,455
Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial and Other Loans, Gross	16,096	16,675
Commercial Real Estate, Gross	39,634	35,302
Construction and Land Development	3,333	272
Total Loans	59,063	52,249
Recorded Investment in Loan, risk analysis, Current	59,063	52,249
Recorded Investment in Loan, risk analysis, Past Due 30-59 days	'	'
Recorded Investment in Loan, risk analysis, Past Due 60-89 days	'	'
Recorded Investment in Loan, risk analysis, Past Due 90 days or more	'	'
Recorded Investment in Loan, risk analysis, Non-accrual	'	'
Total Loans	59,063	52,249
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial and Other Loans, Gross	'	'
Commercial Real Estate, Gross	1,349	3,936
Construction and Land Development	'	'
Total Loans	1,349	3,936
Recorded Investment in Loan, risk analysis, Current	1,349	3,936
Recorded Investment in Loan, risk analysis, Past Due 30-59 days	'	'
Recorded Investment in Loan, risk analysis, Past Due 60-89 days	'	'
Recorded Investment in Loan, risk analysis, Past Due 90 days or more	'	'
Recorded Investment in Loan, risk analysis, Non-accrual	'	'
Total Loans	1,349	3,936
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial and Other Loans, Gross	39	50
Commercial Real Estate, Gross	4,282	4,869
Construction and Land Development	351	351
Total Loans	4,672	5,270
Recorded Investment in Loan, risk analysis, Current	3,826	4,349
Recorded Investment in Loan, risk analysis, Past Due 30-59 days	'	10
Recorded Investment in Loan, risk analysis, Past Due 60-89 days	'	'
Recorded Investment in Loan, risk analysis, Past Due 90 days or more	'	'
Recorded Investment in Loan, risk analysis, Non-accrual	846	911
Total Loans	4,672	5,270
Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial and Other Loans, Gross	'	'
Commercial Real Estate, Gross	'	'
Construction and Land Development	'	'
Total Loans	'	'
Recorded Investment in Loan, risk analysis, Current	'	'
Recorded Investment in Loan, risk analysis, Past Due 30-59 days	'	'
Recorded Investment in Loan, risk analysis, Past Due 60-89 days	'	'
Recorded Investment in Loan, risk analysis, Past Due 90 days or more	'	'
Recorded Investment in Loan, risk analysis, Non-accrual	'	'
Total Loans	'	'

Loans_and_Leases_Recorded_Inve

Loans and Leases - Recorded Investment of Loans by Class of Loan Based on Payment Activity (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Financing Receivable, Recorded Investment [Line Items]	'	'
Consumer	$3,064	$3,456
Consumer Real Estate	28,379	28,624
Total	31,443	32,080
Performing [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Consumer	3,064	3,452
Consumer Real Estate	28,076	28,269
Total	31,140	31,721
Non-Performing [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Consumer	'	4
Consumer Real Estate	303	355
Total	$303	$359

Loans_and_Leases_Summary_of_Im

Loans and Leases - Summary of Impaired Loans (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Financing Receivable, Recorded Investment [Line Items]	'	'
Unpaid Contractual Principal Balance	$1,387	$1,197
Recorded Investment With No Allowance	657	613
Recorded Investment With Allowance	730	584
Total Recorded Investment	1,387	1,197
Related Allowance	173	168
Commercial and Other Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Unpaid Contractual Principal Balance	39	36
Recorded Investment With No Allowance	'	4
Recorded Investment With Allowance	39	32
Total Recorded Investment	39	36
Related Allowance	39	32
Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Unpaid Contractual Principal Balance	849	930
Recorded Investment With No Allowance	509	378
Recorded Investment With Allowance	340	552
Total Recorded Investment	849	930
Related Allowance	100	136
Consumer Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Unpaid Contractual Principal Balance	499	231
Recorded Investment With No Allowance	148	231
Recorded Investment With Allowance	351	'
Total Recorded Investment	499	231
Related Allowance	$34	'

Loans_and_Leases_Average_Recor

Loans and Leases - Average Recorded Investment in Impaired Loans (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Financing Receivable, Modifications [Line Items]	'	'	'	'
Average investment in impaired loans	$1,209	$2,142	$1,160	$3,032
Commercial and Other Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Average investment in impaired loans	22	32	23	31
Commercial Real Estate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Average investment in impaired loans	656	1,865	812	2,754
Consumer Real Estate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Average investment in impaired loans	$531	$245	$325	$247

Loans_and_Leases_Troubled_Debt

Loans and Leases - Troubled Debt Restructurings on Financing Receivables (Detail) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2014
	Contract	Contract
Financing Receivable, Modifications [Line Items]	'	'
Number of new TDR contracts	'	1
Financing receivable, Modifications, Pre-Modification recorded investment	'	$351
Financing receivable, Modifications, Post-Modification recorded investment	'	351
Financing receivable, Modifications, Subsequent default, Number of contracts	1	1
Financing receivable, Modifications, Subsequent default, Pre-Modification recorded investment	351	351
Financing receivable, Modifications, Subsequent default, Post-Modification recorded investment	351	351
Commercial and Other Loans [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of new TDR contracts	'	'
Financing receivable, Modifications, Pre-Modification recorded investment	'	'
Financing receivable, Modifications, Post-Modification recorded investment	'	'
Financing receivable, Modifications, Subsequent default, Number of contracts	'	'
Financing receivable, Modifications, Subsequent default, Pre-Modification recorded investment	'	'
Financing receivable, Modifications, Subsequent default, Post-Modification recorded investment	'	'
Commercial Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of new TDR contracts	'	'
Financing receivable, Modifications, Pre-Modification recorded investment	'	'
Financing receivable, Modifications, Post-Modification recorded investment	'	'
Financing receivable, Modifications, Subsequent default, Number of contracts	'	'
Financing receivable, Modifications, Subsequent default, Pre-Modification recorded investment	'	'
Financing receivable, Modifications, Subsequent default, Post-Modification recorded investment	'	'
Consumer Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of new TDR contracts	'	1
Financing receivable, Modifications, Pre-Modification recorded investment	'	351
Financing receivable, Modifications, Post-Modification recorded investment	'	351
Financing receivable, Modifications, Subsequent default, Number of contracts	1	1
Financing receivable, Modifications, Subsequent default, Pre-Modification recorded investment	351	351
Financing receivable, Modifications, Subsequent default, Post-Modification recorded investment	$351	$351

Allowance_for_Loan_Losses_Sche

Allowance for Loan Losses - Schedule of Impairment on Allowance for Loan Losses, by Class of Loans (Detail) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Allowance for Loan Losses:	'	'	'	'
Allowance for loan losses, Beginning balance	$1,864,000	$2,185,000	$1,864,788	$2,181,000
Charge-offs	-53,000	-2,000	-57,000	-7,000
Recoveries	1,000	86,000	4,000	95,000
Provision	'	'	'	'
Allowance for loan losses, Ending balance	1,811,788	2,269,000	1,811,788	2,269,000
Loans individually evaluated for impairment	173,000	209,000	173,000	209,000
Loans collectively evaluated for impairment	1,639,000	2,060,000	1,639,000	2,060,000
Commercial and Other Loans [Member]	'	'	'	'
Allowance for Loan Losses:	'	'	'	'
Allowance for loan losses, Beginning balance	240,000	179,000	260,000	179,000
Charge-offs	-5,000	'	-5,000	'
Provision	3,000	120,000	-17,000	120,000
Allowance for loan losses, Ending balance	238,000	299,000	238,000	299,000
Loans individually evaluated for impairment	39,000	23,000	39,000	23,000
Loans collectively evaluated for impairment	199,000	276,000	199,000	276,000
Commercial Real Estate [Member]	'	'	'	'
Allowance for Loan Losses:	'	'	'	'
Allowance for loan losses, Beginning balance	1,270,000	1,762,000	1,315,000	1,762,000
Charge-offs	-36,000	'	-36,000	'
Recoveries	'	84,000	'	84,000
Provision	30,000	-312,000	-15,000	-312,000
Allowance for loan losses, Ending balance	1,264,000	1,534,000	1,264,000	1,534,000
Loans individually evaluated for impairment	100,000	186,000	100,000	186,000
Loans collectively evaluated for impairment	1,164,000	1,348,000	1,164,000	1,348,000
Consumer Real Estate [Member]	'	'	'	'
Allowance for Loan Losses:	'	'	'	'
Allowance for loan losses, Beginning balance	330,000	193,000	263,000	193,000
Provision	-36,000	208,000	31,000	208,000
Allowance for loan losses, Ending balance	294,000	401,000	294,000	401,000
Loans individually evaluated for impairment	34,000	'	34,000	'
Loans collectively evaluated for impairment	260,000	401,000	260,000	401,000
Consumer Loans [Member]	'	'	'	'
Allowance for Loan Losses:	'	'	'	'
Allowance for loan losses, Beginning balance	24,000	51,000	27,000	47,000
Charge-offs	-12,000	-2,000	-16,000	-7,000
Recoveries	1,000	2,000	4,000	11,000
Provision	3,000	-16,000	1,000	-16,000
Allowance for loan losses, Ending balance	16,000	35,000	16,000	35,000
Loans collectively evaluated for impairment	$16,000	$35,000	$16,000	$35,000

Allowance_for_Loan_Losses_Sche1

Allowance for Loan Losses - Schedule of Loans Which are Individually Evaluated for Impairment, by Class of Loans (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
Financing Receivables Evaluated For Impairment [Line Items]	'	'	'
Loans individually evaluated	$1,387,000	'	$1,197,000
Loans collectively evaluated	94,997,000	'	92,205,000
Gross loans	96,383,756	93,401,845	93,402,000
Commercial and Other Loans [Member]	'	'	'
Financing Receivables Evaluated For Impairment [Line Items]	'	'	'
Loans individually evaluated	39,000	'	36,000
Loans collectively evaluated	16,096,000	'	16,689,000
Gross loans	16,135,000	'	16,725,000
Commercial Real Estate [Member]	'	'	'
Financing Receivables Evaluated For Impairment [Line Items]	'	'	'
Loans individually evaluated	849,000	'	930,000
Loans collectively evaluated	44,416,000	'	43,177,000
Gross loans	45,265,000	'	44,107,000
Consumer Real Estate [Member]	'	'	'
Financing Receivables Evaluated For Impairment [Line Items]	'	'	'
Loans individually evaluated	499,000	'	231,000
Loans collectively evaluated	31,564,000	'	29,016,000
Gross loans	32,063,000	'	29,247,000
Consumer Loans [Member]	'	'	'
Financing Receivables Evaluated For Impairment [Line Items]	'	'	'
Loans collectively evaluated	3,064,000	'	3,456,000
Gross loans	3,064,000	'	3,456,000
Unearned Discounts [Member]	'	'	'
Financing Receivables Evaluated For Impairment [Line Items]	'	'	'
Loans collectively evaluated	-143,000	'	-133,000
Gross loans	($143,000)	'	($133,000)

Premises_and_Equipment_Premise

Premises and Equipment - Premises and Equipment Stated at Cost, Less Accumulated Depreciation (Detail) (USD $)

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Land Improvements [Member]

Leasehold Improvements [Member]

Buildings [Member]

Furniture, Fixtures & Equipment [Member]

Land [Member]

Minimum [Member]

Maximum [Member]

Minimum [Member]

Maximum [Member]

Minimum [Member]

Maximum [Member]

Minimum [Member]

Maximum [Member]

Property, Plant and Equipment [Line Items]

Total

$14,369,000

$13,591,000

$411,000

$404,000

$1,087,000

$1,083,000

$6,702,000

$5,364,000

$4,185,000

$4,756,000

$1,984,000

Less accumulated depreciation

6,187,000

6,590,000

Premises and equipment, net

$8,181,774

$7,000,590

Estimated Useful Life Years

'5 years

'20 years

'5 years

'20 years

'5 years

'50 years

'3 years

'30 years

Premises_and_Equipment_Additio

Premises and Equipment - Additional Information (Detail) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2014	Dec. 31, 2013
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Buildings [Member]	Buildings [Member]	Furniture, Fixtures & Equipment [Member]	Furniture, Fixtures & Equipment [Member]	Land Improvements [Member]	Land Improvements [Member]
Property, Plant and Equipment [Line Items]	'	'	'	'	'	'	'	'	'	'
Charges to operations for depreciation	$146,794	$137,366	$450,878	$416,233	'	'	'	'	'	'
Construction in progress	'	'	'	'	$1,518,000	$172,000	$107,000	$52,000	$20,000	$11,000

Deposits_Composition_of_Banks_

Deposits - Composition of Bank's Deposits (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Schedule Of Deposit Liabilities Reported Amount [Line Items]	'	'
Noninterest Bearing Deposit, Demand	$41,006,111	$55,906,673
Interest Bearing Deposit, Demand	54,553,895	54,812,380
Interest Bearing Deposit, Savings	113,085,804	108,070,929
Time	64,204,442	67,086,776
Individuals, Partnerships and Corporations (Includes Certified and Official Checks) [Member]	'	'
Schedule Of Deposit Liabilities Reported Amount [Line Items]	'	'
Noninterest Bearing Deposit, Demand	40,476,000	55,234,000
Interest Bearing Deposit, Demand	45,044,000	49,356,000
Interest Bearing Deposit, Savings	108,466,000	104,077,000
Time	61,245,000	64,128,000
States and Political Subdivisions [Member]	'	'
Schedule Of Deposit Liabilities Reported Amount [Line Items]	'	'
Noninterest Bearing Deposit, Demand	349,000	601,000
Interest Bearing Deposit, Demand	9,510,000	5,456,000
Interest Bearing Deposit, Savings	4,589,000	3,963,000
Time	2,478,000	2,478,000
Commercial Banks and Other Depository Institutions [Member]	'	'
Schedule Of Deposit Liabilities Reported Amount [Line Items]	'	'
Noninterest Bearing Deposit, Demand	181,000	72,000
Interest Bearing Deposit, Savings	31,000	31,000
Time	$481,000	$481,000

Deposits_Summary_of_Maturity_D

Deposits - Summary of Maturity Distribution of Time Certificates of Deposit (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Maturities of Time Deposits [Abstract]	'	'
Due in 2014	$10,459,000	$37,018,000
Due in 2015	28,882,000	12,928,000
Due in 2016	12,468,000	7,856,000
Due in 2017	6,086,000	5,590,000
Due in 2018	4,422,000	3,579,000
Due in 2019 and thereafter	1,887,000	116,000
Total	$64,204,442	$67,086,776

Deposits_Additional_Informatio

Deposits - Additional Information (Detail) (USD $)	3 Months Ended		9 Months Ended
Deposits - Additional Information (Detail) (USD $)	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Deposits [Abstract]	'	'	'	'	'
Large-denomination time deposit	'	'	$100,000	'	'
Time deposits, $100,000 or more, domestic	21,612,000	'	21,612,000	'	22,249,000
Time deposits include certificates of deposit, $100,000 or more, domestic, interest expense	$70,124	$70,688	$203,487	$226,279	'

Deposits_Contractual_Maturitie

Deposits - Contractual Maturities of Time Deposits of $100,000 or More, Domestic (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Maturities of Time Deposits [Abstract]	'	'
Time deposits, $100,000 or more, domestic, Three Months or Less	$3,380	$5,700
Time deposits, $100,000 or more, domestic, Over Three and Less than Six Months	5,002	3,040
Time deposits, $100,000 or more, domestic, Over Six and Less than Twelve Months	4,400	4,011
Time deposits, $100,000 or more, domestic, Over Twelve Months	8,830	9,498
Time deposits, $100,000 or more, domestic, Total	$21,612	$22,249

Federal_Home_Loan_Bank_Borrowi2

Federal Home Loan Bank Borrowings - Additional Information (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2014	Sep. 30, 2014	Sep. 30, 2014
	Advance	Dec. 31, 2013	Federal Home Loan Bank Advances Mature in 2018 [Member]	Federal Home Loan Bank Advances Mature in 2023 [Member]	Federal Home Loan Bank Advances Mature in 2015 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'	'	'	'	'
Federal Home Loan Bank, the remaining maximum borrowing capacity	$33,400,000	'	'	'	'
Federal Home Loan Bank borrowings	3,444,557	3,515,580	1,938,128	1,506,429	'
Number of fixed rate amortizing advances	3	'	'	'	'
Subsidiary bank had three fixed rate amortizing advances	3,444,557	'	'	'	'
Advances from Federal Home Loan Banks, Maturity Year	'	'	'2018	'2023	'
Federal Home Loan Bank Borrowings, interest rate minimum	4.65%	'	'	'	'
Federal Home Loan Bank Borrowings, advances interest rate maximum	4.89%	'	'	'	'
Federal Home Loan Bank Borrowings, Collateral securing borrowings	3,585,574	'	'	'	'
Borrowings outstanding under credit agreement with the federal Home Loan Bank	0	0	'	'	'
Line of credit facility agreement with the Federal Home Loan Bank, the available maximum credit facility	'	'	'	'	$19,800,000
Line of credit facility expiration date	'	'	'	'	1-May-15

Federal_Home_Loan_Bank_Borrowi3

Federal Home Loan Bank Borrowings - Summary of Contractual Maturities of FHLB Borrowings (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Advances from Federal Home Loan Banks [Abstract]	'	'
Due in 2014	$24,000	'
Due in 2015	100,000	'
Due in 2016	105,000	'
Due in 2017	110,000	'
Due in 2018	1,760,000	'
Due in 2019 and thereafter	1,346,000	'
Total	$3,444,557	$3,515,580

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Loss) - Activity in Accumulated Other Comprehensive Income (Loss) (Detail) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Equity [Abstract]	'	'	'	'
Accumulated Other Comprehensive Income (Loss) Unrealized Gains (Losses) on Securities Available for Sale, Beginning Balance	$282,000	($1,116,000)	($2,718,088)	$3,129,000
Other comprehensive income (loss) before reclassifications	-107,000	49,000	3,024,000	-4,195,000
Amounts reclassified from accumulated other comprehensive income	-380,000	-1,000	-511,000	-2,000
Total other comprehensive income (loss)	-487,065	48,464	2,513,325	-4,197,240
Accumulated Other Comprehensive Income (Loss) Unrealized Gains (Losses) on Securities Available for Sale, Ending Balance	($204,763)	($1,068,000)	($204,763)	($1,068,000)

Accumulated_Other_Comprehensiv3

Accumulated Other Comprehensive Income (Loss) - Activity in Accumulated Other Comprehensive Income (Loss) (Parenthetical) (Detail)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Equity [Abstract]	'	'
Federal and State income tax rate	39.50%	39.50%

Accumulated_Other_Comprehensiv4

Accumulated Other Comprehensive Income (Loss) - Accumulated Other Comprehensive Income (Loss) Components (Detail) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'
Total reclassifications for the period	($773,825)	($390,971)	($1,757,770)	($1,186,723)
Securities available for sale :	'	'	'	'
Net securities gains reclassified into earnings	-608,555	-674	-868,968	-2,924
Other-than-temporary losses classified into earnings	'	'	49,318	'
Related income tax expense	137,464	-96,574	536	-250,144
Net effect on accumulated other comprehensive income (loss) for the period	-773,825	-390,971	-1,757,770	-1,186,723
Reclassification out of Accumulated Other Comprehensive Income [Member]	'	'	'	'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'
Total reclassifications for the period	-380,000	-1,000	-511,000	-2,000
Securities available for sale :	'	'	'	'
Net effect on accumulated other comprehensive income (loss) for the period	-380,000	-1,000	-511,000	-2,000
Reclassification out of Accumulated Other Comprehensive Income [Member] \| Accumulated Net Unrealized Investment Gain (Loss) [Member]	'	'	'	'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'
Total reclassifications for the period	-380,000	-1,000	-511,000	-2,000
Securities available for sale :	'	'	'	'
Net securities gains reclassified into earnings	-609,000	-1,000	-868,000	-3,000
Other-than-temporary losses classified into earnings	'	'	49,000	'
Related income tax expense	229,000	'	308,000	1,000
Net effect on accumulated other comprehensive income (loss) for the period	($380,000)	($1,000)	($511,000)	($2,000)

Regulatory_Matters_Schedule_of

Regulatory Matters - Schedule of Capital Ratios and Capital Amounts Compliance with Regulatory Framework for Adequately Capitalized and Well Capitalized Institutions, by Company and its Subsidiary Bank (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Total Capital (to Risk Weighted Assets), Actual, Amount	$34,425	$33,748
Tier I Capital (to Risk Weighted Assets), Actual, Amount	32,613	31,883
Tier I Capital (to Adjusted Total Assets), Actual, Amount	32,613	31,883
Total Capital (to Risk Weighted Assets), Actual, Ratio	21.91%	21.43%
Tier I Capital (to Risk Weighted Assets), Actual, Ratio	20.76%	20.24%
Tier I Capital (to Adjusted Total Assets), Actual, Ratio	9.77%	9.32%
Total Capital (to Risk Weighted Assets) Required For Capital Adequacy Purposes, Amount	12,567	12,600
Tier I Capital (to Risk Weighted Assets) Required For Capital Adequacy Purposes, Amount	6,283	6,300
Tier I Capital (to Adjusted Total Assets) Required For Capital Adequacy Purposes, Amount	13,347	13,686
Total Capital (to Risk Weighted Assets) Required For Capital Adequacy Purposes, Ratio	8.00%	8.00%
Tier I Capital (to Risk Weighted Assets) Required For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Tier I Capital (to Adjusted Total Assets) Required For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Total Capital (to Risk Weighted Assets) Required To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	15,709	15,750
Tier I Capital (to Risk Weighted Assets) Required To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	9,425	9,450
Tier I Capital (to Adjusted Total Assets) Required To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	16,684	17,108
Total Capital (to Risk Weighted Assets) Required To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier I Capital (to Risk Weighted Assets) Required To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.00%	6.00%
Tier I Capital (to Adjusted Total Assets) Required To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%
Progressive Bank N.A. [Member]	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Total Capital (to Risk Weighted Assets), Actual, Amount	34,270	33,577
Tier I Capital (to Risk Weighted Assets), Actual, Amount	32,458	31,712
Tier I Capital (to Adjusted Total Assets), Actual, Amount	32,458	31,712
Total Capital (to Risk Weighted Assets), Actual, Ratio	21.85%	21.35%
Tier I Capital (to Risk Weighted Assets), Actual, Ratio	20.70%	20.17%
Tier I Capital (to Adjusted Total Assets), Actual, Ratio	9.73%	9.28%
Total Capital (to Risk Weighted Assets) Required For Capital Adequacy Purposes, Amount	12,545	12,580
Tier I Capital (to Risk Weighted Assets) Required For Capital Adequacy Purposes, Amount	6,273	6,290
Tier I Capital (to Adjusted Total Assets) Required For Capital Adequacy Purposes, Amount	13,337	13,676
Total Capital (to Risk Weighted Assets) Required For Capital Adequacy Purposes, Ratio	8.00%	8.00%
Tier I Capital (to Risk Weighted Assets) Required For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Tier I Capital (to Adjusted Total Assets) Required For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Total Capital (to Risk Weighted Assets) Required To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	15,682	15,725
Tier I Capital (to Risk Weighted Assets) Required To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	9,409	9,435
Tier I Capital (to Adjusted Total Assets) Required To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$16,672	$17,095
Total Capital (to Risk Weighted Assets) Required To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier I Capital (to Risk Weighted Assets) Required To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.00%	6.00%
Tier I Capital (to Adjusted Total Assets) Required To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%

Fair_Value_Measurements_Schedu

Fair Value Measurements - Schedule of Assets Carried at Fair Value on Recurring and Nonrecurring Basis (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	$196,821,761	$199,955,367
U.S. Government Corporations and Agencies [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	45,507,000	48,446,000
States and Political Subdivisions [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	42,100,000	60,414,000
Mortgage-Backed Securities [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	109,013,000	90,900,000
Equity Securities [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	202,000	195,000
Nonrecurring [Member]	'	'
Assets measured on a nonrecurring basis:	'	'
Impaired Loans	517,000	372,000
Mortgage servicing rights	'	1,000
Recurring [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	196,822,000	199,955,000
Recurring [Member] \| U.S. Government Corporations and Agencies [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	45,507,000	48,446,000
Recurring [Member] \| States and Political Subdivisions [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	42,100,000	60,414,000
Recurring [Member] \| Mortgage-Backed Securities [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	109,013,000	90,900,000
Recurring [Member] \| Equity Securities [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	202,000	195,000
Level I [Member] \| Recurring [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	202,000	195,000
Level I [Member] \| Recurring [Member] \| Equity Securities [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	202,000	195,000
Level II [Member] \| Recurring [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	196,620,000	199,760,000
Level II [Member] \| Recurring [Member] \| U.S. Government Corporations and Agencies [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	45,507,000	48,446,000
Level II [Member] \| Recurring [Member] \| States and Political Subdivisions [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	42,100,000	60,414,000
Level II [Member] \| Recurring [Member] \| Mortgage-Backed Securities [Member]	'	'
Schedule of assets carried at fair value on recurring basis	'	'
Assets measured on a recurring basis, Securities available for sale	109,013,000	90,900,000
Level III [Member] \| Nonrecurring [Member]	'	'
Assets measured on a nonrecurring basis:	'	'
Impaired Loans	517,000	372,000
Mortgage servicing rights	'	$1,000

Disclosures_About_Fair_Value_o2

Disclosures About Fair Value of Financial Instruments - Additional Quantitative Information about Assets Measured at Fair Value on Nonrecurring Basis (Detail) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Mortgage servicing rights range weighted average discount rate	'	9.50%
Mortgage servicing rights range weighted average remaining term	'	10.50%
Minimum [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Mortgage Servicing Rights	'	7.80%
Maximum [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Mortgage Servicing Rights	'	17.20%
Unobservable Input Appraisal Adjustments [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Impaired loans range weighted average	-30.00%	0.00%
Impaired loans range weighted average	-30.00%	'
Unobservable Input Liquidation Expenses [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Impaired loans range weighted average	9.00%	'
Impaired loans range weighted average	9.00%	20.50%
Unobservable Input Liquidation Expenses [Member] \| Minimum [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Impaired loans range weighted average	'	15.80%
Unobservable Input Liquidation Expenses [Member] \| Maximum [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Impaired loans range weighted average	'	23.10%
Valuation Techniques Appraisal of Collateral [Member] \| Fair Value Hedging [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Impaired Loans	517	372
Valuation Techniques Discounted Cash Flow [Member] \| Fair Value Hedging [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Mortgage servicing rights	'	1

Disclosures_About_Fair_Value_o3

Disclosures About Fair Value of Financial Instruments - Estimates of Fair Values of Financial Instruments (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Carrying Amount [Member]	'	'
Financial assets:	'	'
Cash and cash equivalents	$22,777	$31,875
Investment securities	196,822	199,955
Loans	94,572	91,537
Accrued interest receivable	1,198	1,168
Financial liabilities:	'	'
Deposits	272,850	285,877
Federal funds purchased and repurchase agreements	22,076	20,215
Federal Home Loan Bank borrowings	3,445	3,516
Accrued interest payable	119	134
Level I [Member]	'	'
Financial assets:	'	'
Cash and cash equivalents	22,777	31,875
Investment securities	202	195
Accrued interest receivable	1,198	1,168
Financial liabilities:	'	'
Deposits	197,521	195,135
Federal funds purchased and repurchase agreements	22,076	20,215
Accrued interest payable	119	134
Level II [Member]	'	'
Financial assets:	'	'
Investment securities	196,620	199,760
Financial liabilities:	'	'
Deposits	64,147	67,308
Federal Home Loan Bank borrowings	3,738	3,917
Level III [Member]	'	'
Financial assets:	'	'
Loans	95,499	91,413
Fair Value [Member]	'	'
Financial assets:	'	'
Cash and cash equivalents	22,777	31,875
Investment securities	196,822	199,955
Loans	95,499	91,413
Accrued interest receivable	1,198	1,168
Financial liabilities:	'	'
Deposits	261,668	262,443
Federal funds purchased and repurchase agreements	22,076	20,215
Federal Home Loan Bank borrowings	3,738	3,917
Accrued interest payable	$119	$134