F.N.B. (FNB) 424B2 Prospectus for primary offering

PROSPECTUS SUPPLEMENT	Filed Pursuant to Rule 424(b)(2)
(To Prospectus Dated October 29, 2008)	Registration No. 333-154802

FNB FINANCIAL SERVICES, LP
$350,000,000
SUBORDINATED TERM NOTES AND DAILY NOTES

F.N.B. CORPORATION
SUBORDINATED TERM NOTES AND DAILY NOTES

Pursuant to the prospectus, FNB Financial Services, LP is offering up to Three Hundred Fifty Million Dollars ($350,000,000) aggregate principal amount of its nonnegotiable subordinated term, daily and special daily notes (the “New Notes”), which are fully and unconditionally guaranteed by F.N.B. Corporation, (the “Company”). The Company is no longer offering Outstanding Notes, and reserves the right to redeem Outstanding Notes which are not exchanged for corresponding New Notes. Holders of Outstanding Daily Notes will no longer be permitted to add to the outstanding principal balance of such Notes. Any outstanding Notes that are not exchanged will remain outstanding, and may be renewed or redeemed in accordance with their terms.

The following annual interest rates are applicable to both New Notes
and Outstanding Notes effective FEBRUARY 1, 2010.

	ANNUAL			ANNUAL
	INTEREST			PERCENTAGE
	RATE			YIELD
Subordinated Daily Notes		2.00	%		2.02	%
Subordinated Special Daily Notes		2.40	%		2.42	%
MINIMUM BALANCE $25,000.00
Subordinated Term Notes
3   Month		2.25	%		2.27	%
6   Month		2.40	%		2.42	%
9   Month		2.50	%		2.52	%
12 Month		2.65	%		2.68	%
15 Month		2.80	%		2.83	%
18 Month		2.90	%		2.93	%
21 Month		N/A			N/A
24 Month		3.10	%		3.14	%
27 Month		3.20	%		3.24	%
30 Month		3.35	%		3.39	%
36 Month SPECIAL		4.00	%		4.06	%
48 Month		3.85	%		3.91	%
60 Month		4.65	%		4.73	%
84 Month		4.65	%		4.73	%
120 Month		4.65	%		4.73	%

This Prospectus Supplement is dated FEBRUARY 1, 2010.