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| q PLEASE FOLD ALONG THE PERFORATION, DETACH AND RETURN THE BOTTOM PORTION IN THE ENCLOSED ENVELOPE. q . As a participant in the Park View Federal Savings Bank 401 (k) Plan (“Plan”), I hereby direct Frontier Trust Company FSB, as Trustee (“Trustee”) for the Plan, to vote all common shares of PVF Capital Corp. (the “Company”) that are credited to my account in the Plan at the PVF Capital Corp. Special Meeting of Shareholders to be held at the Embassy Suites Cleveland - Beachwood, 3775 Park East Dr., Beachwood, Ohio 44122, on September 25, 2013 at 10:00 a.m., local time, and at any and all adjournments thereof, upon the matters set forth on the reverse side hereof and upon such other matters as may properly come before the meeting. The undersigned acknowledges receipt from the Company prior to the execution of this instruction card of a Notice of Special Meeting of Shareholders and a Proxy Statement dated July 31, 2013. Only the Trustee can vote your shares. Your shares cannot be voted in person at the Special Meeting of Shareholders. How you vote is confidential. The Trustee will not disclose how you instructed the Trustee to vote, unless required by law. THE TRUSTEE IS INSTRUCTED TO VOTE AS SPECIFIED ON THE REVERSE SIDE. IF NO INSTRUCTIONS ARE GIVEN OR IF YOUR VOTING INSTRUCTIONS ARE NOT RECEIVED ON OR BEFORE 10:00 A.M., LOCAL TIME, ON SEPTEMBER 23, 2013, THE TRUSTEE WILL VOTE THE UNINSTRUCTED SHARES IN THE SAME PROPORTION IN WHICH IT HAS RECEIVED VOTING INSTRUCTIONS. PLEASE COMPLETE, DATE, SIGN AND MAIL THE VOTING INSTRUCTION CARD USING THE ENCLOSED POSTAGE·PREPAID ENVELOPE. (CONTINUED AND TO BE SIGNED ON REVERSE SIDE.) Proxy — PVF CAPITAL CORP. VOTING INSTRUCTION IMPORTANT NOTICE REGARDING THE AVAILABILITY OF PROXY MATERIALS FOR THE SPECIAL SHAREHOLDERS MEETING TO BE HELD ON SEPTEMBER 25, 2013 The Notice and Proxy Statement are available at https://www.parkviewfederal.com/investor/filings For directions to the Special Meeting, call Investor Relations at (440) 248-7171 |